HomeMy WebLinkAbout04-20-07
04/20/2007 FRI 10:51 FAX 7172366919
1lI002/003
, PETmON FOR'PROBATE AND GRANT OF LETTERS
REGIS~ O~'wILi:.S OF,' :lh';"tUr/~ ~~~. PBNNSyr. V~
./j ~O1" (lilf/I- PJ. ~~~/, ,FlleNllDIbcr' a ~ ,(:) ~', ~:2:J~r:
abobownas .., .
. Dec:eued :,' ~ia1 Securlty ~ b2J () ~ Lt ~ ~('~.
Pot1r.Ioner(s), wm wile 18 ~ of. or older, apply(ic$) tor:' .',
(COItlPLEl'$ ~'",. 'S' BELOW:)
, .
g' A. 1"rQblll.c"aclGrQcofLettenl'e$tallllGwYlIldaverthatPot1Iiona'(I)1s1.etU' . &~ . , ~inthe
'- Will of tho Dtocdmt dated . aud codiciI(') Qt.cd . . '.; .
. S/'trl:: k/", ~t.~':'~?L.~" ~rl/'/'i.~~/fIKk-~
m-m .e.g., ,.,.~. tlaIA o!D:fCI1ior. rIc.) ,~
Except. as follows, Decedent did not marry, was not divorced. md did Qat bavea cIuld bom Of adopt.:d ~ ~dol'l. of tbe ialtrvmeD1(s) ~
fof probate, ~ not !he victim of a kitllnglU1d was lJC'Ya' adjudicaled aa. incapaCita~ peison:
o B. Graat of Letlm or AdmllllstratfOD' .
(q~ _.. c.LG.; ..Me.LIt.: ~ 11-. tbvcuttr 4bwItIA; tiUtIJtU I/IltIfJritflIt)
f'etltlonc(.) after a proper search..., have ucertailled that ~nt left ~ Will.and w.s suritved by ~ folkJwiil& spouse (if an~) end hcIn: (1/
J.tlm.iItUirrlJion. c.t-a. or d.b.fI.~.La... ~ntlU' dat, of IfU1 PI sect/Oil A Qbct~ tDkl ~~"lisl olJunn.) .
Naaw
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(C()MPU1'B IJV ..4.LL CASES:) .4Jtaeh /ld/lit1()IUI1___lJ'~ . ,
tIec~a'l was ~~iled at~ ~ ~~ tJr. 'c~ty~ p~ wlm bis/~~prlnolpal ~it
.
(L/# 1tfWl1Idibw8. toWftlci()r. 1#WIIIhtp. ~. ,*,-. zip tIIJde)
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Dc.cal.ent, then
y~ of.. died On
at
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Decedent,at lieaSh owned propeny with estima1lDd vaIues'lI 1b11ows:
(If douuelled 111 P AJ . 'All p8tSO'rtal. property
-(If not domiciled in M) , ' PersoIlaI proparty in Pamsytvm1a
(If not domioiled in P A) Pa$ouiU property In CouDty
Value a!re~ estafJt in ~va.nla
J : _~ orJ 1';.
.$
S
S
sit~1ed II 6:Mlows:
(
\
, '
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t1y req_5) Ibe proba~ oflbe l.sa Will aIId CoOlcll(s) ~ with thla htitlon alld tbe aQal at IAtor5Ip lb.o appropri* fomlllO
lOb ~n
FoI'IItRW.O:l T'f(.'V, TO./J.N
Page 1 of2
Oath of Personal Representative
COMMONWEALTH OF PENNSYLVANIA
ss
COUNTY OF
The Petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing Petition are true and correct to the best of
the knowledge and belief ofPetitioner(s) and that, as personal r resen tive(s) ofth ece ent, Petitioner(s) will well and truly
administer the estate according to law.
before me the
QU
Q
Sworn to or affirmed and subscribed
Signature of Personal Representative
C='; .,--=-\ \
-'-)\
C~
{'J
Signature of Personal Representative
File Number:
~ \ 0 'l (Y3'b~
Estate of
C-\~\\ W~\(\'ro~'
SOd:::ftmb'" ,;l. \ D 8, lo S d, \ d-
AND NOW, ?1'\ au , ~(f)l
having been presented before me, IT IS DECREED that Letters
are hereby granted to te,~' C.O-~se \
Date of Death:
, Deceased
~I~'l \6"1
, in consideration ot;,the foregoing Petition, satisfactory proof
\~,,~\C)_rL~
in the above estate
and that the instrument( s) dated <:':) c:b ~,
described in the Petition be admitted to probate and filed of recor
FEES
~~:~'~e~~i~~~~e'(~)' Li~>.. ~
Renunciation(s) .. L \ ). .. $
~\ \ \ . ., $
, ~c..? .. . $
~~0. ...$
.. . $
... $
... $
... $
.,. $
.., $
TOTAL. . . . . . . . . . . . . . $
oo.Cf:)
So.aO
~.OD
\ So D'D
lO.co
5.00
Attorney Signature:
Attorney Name:
Supreme Court LD. No.:
Address:
Telephone:
c -tX)
0':-.
Page 2 of2
Form RW.02 rev. 10.13.06
H105.805 REV 1/05
This is to certify that the information here given is correctly copied from an original certificate of death duly filed with me as
Local Registrar. The original certificate will be forwarded to the State Vital Records Office for permanent filing.
WARNING: It is illegal to duplicate this copy by photostat or photograph.
No.
~/J;~,
Local Registrar
Fee for this certificate, $6.00
p
13352309
MAR 2 1 1007
rJ?ate
'.... .J
(".-..
f'.)
c
D
N
'REV 11/2006
'PRINT IN
MANENT
'CKINK
COMMONWEALTH OF PENNSYLVANIA. DEPARTMENT OF HEALTH. VITAL RECORDS
CERTIFICATE OF DEATH
(See Instructions and examples on reverse)
STATE FILE NUMBER
~\ ()\ D39)~
,. Name 01 Qecedenl (R.... _. last. sul!ix)
Clair W. Beinhower
5. Age (Lasl Birthday)
75 YIS.
Bb. Coonty of Oealh
Cumberland
6. Date of Bir1h Monlh. day. yea,)
7. Birthplace (CiIy and state or
4. Dale 01 Death (Month, day, year)
-5212 March 17 2007
Feb. 13, 1932 York County, PA
6d. Facifl1y Name (" not lnalitulfon. giYa"'" and number)
nee OOlhar . Spac;ly:
10. Race: American Indian, Black. While, etc.
1Spac;f)1
White
Lower Allen Twp. 7 Columbia Drive.
Oecadanl's
ActualResidence 17a.SIa18
13. Decedent's Education (Specify only highest grade completed) 14. :=~arriedl~~r Married. 15. Surviving Spouse (If wile, give maiden name)
ElemOfllaly '2SecOndary (0-12) College 11-4 or 5+) ........"
1 Married Nancy Fry
PA ~~ 17e. e9 Yes. Oecedenl Uved in Lower Allen
Cumber land Townsh~? 17d.O No. Decedent LNed_
.\cIuaIUmilsol
Twp.
11. Decedent's Usual tion K'ind of work done most of life. 00 not state r .
KirjlolWorl\, Klndof~'lnduslry
Electr~cal Super. IBEW If 143
. '6. Decedenl's Mailing Address (_. city 1_. stale. ~ code)
7 Columbia Drive
Camp Hill, PA 17011
16.1:IIf1e(~. Name (flrsl. mjddIe.Jast. suIIix)
Jonn tle~nnower
12. Was Decedent ever in the
U.S. Armed Forces?
DYes [3No
17b. County
CIly , Boro
19. _'s Name (First. _. maiden surname)
Evelyn Jacoby
201>. Informant's Maling Add!8ss (SlJoet. city ,_. stale. z~ code)
285 Big S rin s Road, Etters PA 17319
21e. Plece of Ilisposltion (Name 01 cemetery. cremetory or _ place) 21d. Location (CIly ,_. _. zip-)
Green Memorial Park
Cam Hill PA 17011
3Oe.WesIll_
-
d.
301>. Were_FindIngs
_ Prior to Complellon
ofCai.oeofOeettt?
DYes ONo
31._oIOeettt
0- D-
0- 0 Pendng InvesIIgetion
o SuIdde 0 Could No! be Determined
Part II: Enta< _ 26. Old Tobaa:o Use ContIibute to Oeettt?
bulnol resUting in Ihet81de<ljlng causeli""" in Pili I. 0 Vas OProbebly
o No 0 Un<nown
29.11_:
o NoIp<egn11llwlthlnpestyaer
o Pragnanf at time 01 deatl1
o NoIpragnani.buIpragnanlwlthin42days
ol_
D NoIpragnanl. bulpragnsnl<3daysto1 yae,
--
o Unknownllpragnanlwlthlnlhepestyaer
32t ==:me~-.Factory.
='9~=)--:'
a.
~Iotcondlliorls.llany.
ID cauIt listed on Ine a,
EnIor UIIlEIlLYlNG CAUSE
==-~'L~
b.
Oueto (or as a_oI):
c.
Due to {or as a_ol):
DYes f(J No
32d. Time 0I1n;.y
M.
33e.~(checkonlyone)
. Cor1Ifyfng physIclan (~ certKy;ng cause 01 deatI1 when ..-. physlclan has pronounced daslh and compielad !lam 23)
lothe.... of my _._ occunad due 10 the cauao(s) and_as .-.. _ _ _ _ _ _ _ _ _n _ _ _ _ _ _ _ _ _ _ - - - - - - - - -- - 0
=~='''':.''''''::=;::~'::'~.::tto==....... as.-.. _ _ __ __ _ _ _ _ _ _ __ _ _ _ 0
. ::: =.= snd' or 1nvH1IgatIon, In my 0IlfnI0n, _ occurred at the time. _. and place. and due 10 the ceuae(s) and rnaMOr as ata1ed... 0
35. Regis1Tar's
~
'fdnolJ
~ \ b 1 o?J6'6
Iagt 1Jill an~ Q[tgtattttttt
OF
CLAIR W. BEINHOWER
I, CLAIR W. BEINHOWER, of Camp Hill, Cumberland County,
Pennsylvania, do make this my' Will, hereby revoking any and all
Wills and Codicils which I have previously made.
FIRST:
I direct that the expenses of my last illness and
funeral, including a sui table grave marker, be paid out of my
estate as soon as may be convenient after my death.
SECOND:
I gi ve all of my estate to my wife, NANCY F.
BEINHOWER, if she survives me for a period of thirty (30) days.
If she does not survive me by thirty (30) days, I give all of my
estate in equal shares to my stepchildren, TERRI A. CASSEL,
JEFFREY E. ARNOLD and NANCY J. ROGOWICZ, the share of any child
who predeceases either my wife or me to go to his c';>(5 her'::!ssue
be added equally to the shares of the others.
--, 'j
she halGnons, to
... 0)
.' C.J
I am sp~ti~fi~~lly
who survive us both, per stirpes, or, if he or
-i1
excluding my natural born children from any bequests in =:this
~ . . {
Will.
(''')
r'0
THIRD:
I direct that all taxes together with any interest
and penalties that may be assessed because of my death, of
whatever nature and by whatever jurisdiction imposed, shall be
paid from the principal of my residuary estate as a part of the
expense of the administration of my estate, without
apportionment; and no person receiving or having a beneficial
interest in such property, whether under this Will or otherwise,
shall at any time be required to contribute to or refund any part
thereof; PROVIDED, however, that this direction shall not apply
to the taxes on any property included in my estate solely because
of a power of appointment on it which I possess but have not
exercised, or on any qualified terminable interest or to any
generation-skipping transfer taxes.
FOURTH:
I hereby appoint my wife, NANCY F. BEINHOWER, as
Executrix of this my Will. In case of her inability to act or to
continue as my Executrix, I appoint my stepdaughter, TERRI A.
CASSEL, as my alternate Executrix.
FIFTH:
I direct that my Executrix or her successor shall
not be required to give bond for the faithful performance of her
duties in any jurisdiction.
SIXTH: I hereby declare it to be my express desire that my
Executrix or her successor employ the Law Firm of Gary M.
Lightman of Harrisburg, Dauphin County, Pennsylvania, to aid her
in the administration of my estate.
IN WITNESS WHEREOF, I have hereunto set my hand this
O~
;fJll
day of
, 1989.
U ~ (j), 1it-i:1JM A JVt-I
CLAIR W. BEINHOWER
(SEAL)
5 i gned , sealed, published and declared by CLAIR W.
BEINHOWER, the Testator above named, as and for his Will, in the
presence of us, who, at his request, in his presence and in the
~;~~~e of ,iaCh other, have subscribed ~ur names as witnesses
L fl,U&tf/ I~,,^~_ of I~ ./ 8... .
~~ of ~, PA
~/'f\.N..fA (), "Z-€4' f of nl1b.nt-na:-nUTlAj) ,oA-
COMMONWEALTH OF PENNSYLVANIA
55.
COUNTY OF DAUPHIN
WE, !!h-rmn &rllt~t€I' Y1, a /11 h fJri t'tot1 ,J('nnl1ll. 1. 2<.IJp,
and Clair W. Beinhower , the~~esses and the Testator whose
names are signed to the foregoing Will, being first duly sworn
according to law, do depose and say that the Testator signed and
executed the foregoing instrument as his Will, that he signed
willingly, that he executed it as his free and voluntary act for
the purposes therein expressed; that each subscribing witness in
the hearing and sight of the Testator signed the Will as
witnesses; and that to the best of the knowledge of each of them
the Testator was at that time 18 or more years of age, of sound
~nd~~d ~~er ~nstraint or undue influence.
(f114UJ7~ . t1/1~ W. r:&;::1r77.vJAJ
Witness Clair W. Beinhower
Q~
Witness
~ JY'\ AIV.).... D .
Z~{J
itness
Subscribed, sworn to or affirmed and
acknowledged before me ~~he Testator
and witnesses, this 1-. -- day of
O(1~ , 1989.
;( ~ tit ~~~rl.fL
Notary Public
NOTARIAL SEAL
USA VANDERZEE. NoIIry Pl.mIio
HIntIburg. DauphIn County
.., c.~_AJion E..... ..., 25. ,.1
d. \ <J 'l (:/f~ '6 'l
RENUNCIATION
,-.,
';~o
. " .Cl
\-=-0
f')
C"J
It 1 }lliGI~TER OF WILLS
~ COUNTY, PENNSYLVANIA
-
--
--
..
c~
N
1'~fL'i
(( fir! L !/J bf/() hOJU-'2 r
\&m nd)fdr
, Deceased
Estate of
, in my capacity/relationship as
of the above Decedent, hereby renounce the right to
administer the Estate of the Decedent and respectfully request that Letters be issued to
~12R-(r tI-f't5S~L.
1-dfJr07
~n t( ~
(Street Address)
/fl fJ1L~n SUI U~ I rh dlf/I d-
(City, State, Zip) I
(Date)
Executed in Register's Office
Sworn to or affirmed and subscribed
before ~ this ;Z [) day
of pilI , cJD(j7 .
Executed out of Register's Office
Before the undersigned personally appeared the
party executing this renunciation and certified
that he or she executed the renunciation for the
purposes stated within on this day
of
~
Notary Public
My Commission Expires:
(Signature and Seal of Notary or other official qualified to
administer oaths. Show date of expiration of Notary's Commission.)
Form RW-06 rev. 10.13.06
"-; .
FINANCIAL POWER OF ATTORNEY OF
NANCY BEINHOWER
NOTICE TO PERSON SIGNING TillS POWER OF ATTORNEY
THE PURPOSE OF THIS POWER OF ATTORNEY IS TO GIVE THE PERSON YOU
DESIGANA TE (YOUR "AGENT") BROAD POWERS TO HANDLE YOUR
PROPERTY, WHICH MAY INCLUDE POWERS TO SELL OR OTHERWISE
DISPOSE OF ANY REAL OR PERSONAL PROPERTY WITHOUT ADVANCE
NOTICE TO YOU OR APPROVAL BY YOU.
THIS POWER OF ATTORNEY DOES NOT IMPOSE A DUTY ON YOUR AGENT
TO EXERCISE GRANTED POWERS, BUT WHEN POWERS ARE EXERCISED,
YOUR AGENT MUST USE DUE CARE TO ACT FOR YOUR BENEFIT AND IN
ACCORDANCE WITH THE POWER OF ATTORNEY.
YOUR AGENT MAY EXERCISE THE POWERS GIVEN HERE THROUGHOUT
YOUR LIFETIME, EVEN AFTER YOU BECOME INCAPACITATED, UNLESS YOU
REVOKE THESE POWERS OR A COURT ACTING ON YOUR BEHALF
TERMINATES YOUR AGENT'S AUTHORITY.
YOUR AGENT MUST KEEP YOUR FUNDS SEPARATE FROM YOUR AGENT'S
FUNDS.
IF THERE IS ANYTHING ABOUT THIS FORM THAT YOU DO NOT :::c
UNDERSTAND, YOU SHOULD ASK A LAWYER OF YOUR OWN CHOOSING T~
EXPLAIN IT TO YOU. r-::,j
I HA VB READ OR HAD EXPLAINED TO ME THIS NOTICE AND I UNDERSTAND
ITS CONTENTS.
c~:~~
DATE: 0-- ~\ - 0 t{
PRINCIPAL
.~CU1t ~.
.N CY Byt;;OWER
I, NANCY BEINHOWER, of Cumberland County, Pennsylvania, to hereby
appoint my children, Jeffery E. Arnold, Sr., who currently resides at 19 Highland Drive,
Camp Hill, Pennsylvania, 17011, and Terri A. Cassel, who resides at 100 Kenny Lane,
Martinsville, Virginia, 24112, as my true and lawful Joint co-Agents (hereinafter referred
to as Agents) with full power and do everything necessary in exercising any of the
powers herein granted as fully as I might or could do if personally present, and I hereby
ratify and confirm all that my Agent shall lawfully do or cause to be done by virtue of the
Power of Attorney and the powers granted herein.
If a person designated above as one of my Joint co-Agents: A is not available to
act as my Agent or (b) declines, resigns, or otherwise ceases to act as myAgent, or (c) is
no longer my Agent, due to operation oflaw or my revocation of that person's
appointment or authority to act as my Agent, the remaining co-agent shall serve as my
Agent, with full power to act as set forth in this document.
Designation of Successor Agents
If neither of the Joint co-Agents (a) are not available to act as my Agent, (b) declines,
resigns or otherwise ceases to act as my Agent or (c) is no longer my Agent by operation
of law or because of my revoction of that persons appointment or authority to act as my
Agent, then I name Kevin Rogowicz, residing at 507 East Elmwood Avenue,
Mechanicsburg, Pennsylvania, 17055.
I intend this to be a general power of attorney. In this document, I direct my
Agents to transact all my business and to manage all my property and affairs', excluding
Healthcare decisions which are set forth in a separate document, as completely as I
myself might do if personally present, including, but not limited to, exercising the
following enumerated powers:
1. Power to En2a2e in Personal Prooerty Transactions. To buy or sell
at public auction or private sale for cash or credit or partly for each,
exchange, pledge, lease, give or acquire options for sales and exchanges
of leases, or by any other means whatsoever to acquire, dispose of,
withdraw, repair, improve, alter, move, ship, restore, insure, or manage
tangible or intangible personal property or any interest therein; and,
without limitation, and in any manner deal with any tangible personal
property that I now own or may hereinafter acquire, in my name and
for my benefit, upon such terms and conditions as my Agent shall deem
appropriate.
2. Power to En2a2e in Real Prooerty Transactions. To buy or sell at
public or private sale for cash or credit or partly for each, exchange,
mortgage, encumber, lease for any period of time, give or acquire
2
options for sales, purchases, exchanges or leases, dedicate, or by other
means whatsoever; to acquire or dispose of real property or any interest
therein; to partition and subdivide real property; to manage real
property; to repair, alter, erect, or tear down any structure or part
thereof; and to file such plans, applications, or other documents in
connection therewith and do such other acts as may be requested by any
government or other authority having or purporting to have jurisdiction.
3. Investments. To invest in all forms of real and personal property
without any restriction whatsoever as to the kind of investment,
including, but not limited to, United States Treasury Bonds which are
redeemable at par in payment of federal estates taxes.
4. Execution of Contracts. To enter into, perform, modify, extend,
cancel, compromise, enforce, or otherwise act with respect to any
contracts of any sort whatsoever- including but not limited to, lease and
mortgages - and to pay any money or to transfer title and possession to
any real or personal property that may be required to be paid or
transferred to any contract in the performance of any obligation entered
into or incurred by me or on my behalf.
5. Bankin2 Powers. To sign checks, drafts an other instruments or
otherwise make withdrawals from any checking savings, transactions or
other deposit account in my name, and to endorse checks payable to me
and receive the proceeds thereof in cash or otherwise; to open and close
checking, savings, transactions or other deposit accounts in my name; to
purchase and redeem savings certificates, certificates of deposit or
similar instruments in my name; to execute and deliver receipts for any
fund withdrawn or certificates redeemed; and to do all acts regarding
any checking account, savings account, savings certificate, certificate of
deposit or similar instrument which I now have or may hereafter
acquire, the same as I could do if personally present. This power may
be executed independently by a co-Agent.
6. Benefit Plans. To apply for and receive any government,
insurance and retirement benefits, excluding healthcare, financial and
benefit payments matters to which I may be entitled, including the right
to act as my representative payee with the Social Security
Administration, to give instructions for the purchase and sale of
securities in those accounts, and to exercise any right to elect benefits or
payment options. This power may be executed independently by a 00-
Agent.
7. Motor Vehicles. To apply for a Certificate of Title upon, and
endorse and transfer title thereto, for any automobile, truck, pickup,
3
van, motorcycle, or other motor vehicle, and to represent in such
transfer assignment that the title to said motor vehicle is free and clear
of all liens and encumbrances except those specifically set forth in such
transfer assignment. This power may be executed independently by a
co-Agent.
8. Safe Deposit and Mail Boxes. To have access to and control over
the contents of any safe deposit box rented by me, to rent safe deposit
boxes in my name, to close out and execute safe deposit boxes in my
name, close out and execute and deliver receipts for safe deposit boxes
in my name, and to do all the acts regarding any safe deposit boxes in
my name, which I now have or may hereafter acquire, the same as I
could do if personally present; provided that my Agent shall not deposit
or keep in any such safe deposit box any property in which my Agent
has a personal interest. Any financial institution may continue to rely
on this power of attorney until it receives written notice from me that
this power of attorney is revoked or actual notice of my death and shall
be indemnified and held harmless by me and my estate, personal
representatives and heirs against any liability or loss including lawyers'
fees, costs of suit and claims of third parties, which it might incur by
relying on this power after termination or revocation but before it
receives such notice, or at any time because of wrongful acts, omissions
or representations of my Agent with respect to transactions covered by
this power of attorney. Also, to enter into any mailbox I shall have
hired, whether at a United States Post Office or elsewhere, and to
surrender the box and terminate the lease at my agents discretion; to
sign for my certified or registered mail directed to me, and to execute
any order required to forward and mail to any location selected by my
agent. This power may be executed independently by a co-Agent.
9. Receipts and Approval of Accounts. To receive a payment of any
kind, including a bequest, devise, gift or other transfer of real or
personal property to me in my own right or as a fiduciary for another,
and to give full receipt and acquaintance therefore, or a refunding bond
therefore, to approve accounts of any business, estate, trust, partnership
or other transaction whatsoever in which I may have an interest of any
nature whatsoever, and to enter into any compromise and release in
regard thereto.
10. Compromise and Arbitration of Claims. To compromise or
arbitrate any claim in which I may be in any manner interested, and for
that purpose to enter into agreements to compromise or arbitrate, and
either through counselor otherwise to carry on such compromise or
arbitration and perform or enforce a..'1y award entered L'1 arbitration.
4
11. Institution and Defense Claims. To institute, prosecute, defend,
compromise, or otherwise dispose of, and to appear for me in, any
proceedings at law or in equity or otherwise before any tribunal for the
enforcement or for the defense of any claim, either alone or in
conjunction with other persons, relating to me or to any other property
of mine or any other person (including the authority to sue if this power
of attorney is not honored), and to retain, discharge and substitute
counsel and authorize appearance of such counsel to be entered for me
in any such action or proceeding.
12. Tax Powers. To represent me in all tax matters and to prepare,
sign, and file all federal, state, and/or local income, gift, and other tax
returns. of all kinds, for any period of time, including joint returns,
claims for refunds, requests for extensions of time, petitions to the tax
court or to other courts regarding tax matters and any all tax related
documents. Without limiting the foregoing, my Agent shall have the
power to act on my behalf to prepare, sign, and file all Internal
Revenue Service forms and consents and agreements under section
2032A of the Internal Revenue Code, consents to gifts, closing
agreements and any Power of Attorney fonn required by the Internal
Revenue Service including the fonnal Internal Revenue Service
Authorization form No. 2848 or its equivalent and/or any state and/or
. local taxing authority documents and forms, to pay taxes due, collect
and make disposition of refunds as my Agent deems appropriate; post
bonds, receive confidential information and contest deficiencies
determined by the Internal Revenue Service and/or any state and/or
local taxing authority; to exercise any elections I may have under
federal, state, or local tax laws; and generally to represent me or to
obtain professional representation for me in all tax matters and
proceedings before all officers of the Internal revenue Service and state
and local authorities; to engage, compensate, and discharge attorneys,
accountants and other tax and financial advisors and consultants to
represent and/or assist me in connection with any and all tax matters
involving or in any way related to me or any property in which I have or
may have any interest or responsibility.
13. Power to Act Under Pennsylvania Probate. Estates and Fiduciaries
Code Sections 7501 Throu2h 7506. To have full authority to act
on my behalf in any manner in which I am an "interested party" and to
execute a written declaration that any trust in regard to which I am an
interested party shall not be subject to the application of Chapter 75 of
the Pennsylvania Probate, Estates and Fiduciaries Code (sections 7501
through 7506).
5
14. Powers as Set Forth in Sections 5602 and 5603 of the Pennsylvania
Probate. Estates and Fiduciaries Code.
In addition to, and not in limitation of, the powers otherwise set forth in
this document, my Agent shall have all of the following powers each of
which, except as otherwise set forth in this document, shall be
interpreted in conformity with the provisions of Chapter 56, sections
5602 and 5603 of the Pennsylvania Probate, Estates, and Fiduciaries
Code:
(1) To pursue tax matters;
(2) To create a trust for my benefit;
(3) To make additions to an existing trust for my benefit;
(4) To claim an elective share of the estate of my deceased
spouse;
(5) To receive government benefits;
(6) To renounce Fiduciary positions;
(7) To withdraw and receive the income or corpus of a trust;
(8) To engage in real property transactions;
(9) To engage in tangible personal property transactions;
(10) To engage in stock, bond, and other securities transactions;
(11) To engage in commodity and option transactions;
(12) To engage in banking and financial transactions;
(13) To borrow money;
(14) To enter safe deposit boxes;
(15) To engage in insurance transactions;
(16) To engage in retirement plan transactions;
(17) To handle interests in estates and trusts;
(18) To pursue claims and litigation;
(19) To disclaim any interest in property.
15. Ae:ents Power in ResDect to Makine: Gifts.
I direct that my Agents shall have the following authority to make gifts on
my behalf, which authority shall be interpreted in conformity with the
definitions set forth hereinafter in this Power of Attorney:
1. Power to make the following gifts:
(a) limited gifts to my children and grandchildren.
2. A Successor Agent shall have the power to make the
following gifts:
(a) limited gifts to my children, and grandchildren
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16. General. To do all things that my Agents shall deem proper in order
to carry out any of the foregoing enumerated powers, which shall be
constructed in the broadest possible manner. In no event shall my
Agent take any action concerning a policy of insurance on their life.
The descriptive headings of this. general Power of Attorney are inserted
for convenience only and shall not be deemed to affect the meaning or
construction of any of the provisions or to limit in any way the
construction of this power of attorney in the broadest possible manner.
17. Appointment of Successor. To the extent not otherwise
effectually provided in this Power of Attorney, my Agents and any
successors shall have the power to appoint a successor or successors.
Any appointment may be changed by the person or persons making the
appointment before it takes effect, need not take effect immediately, and
may be contingent upon the occurrence or non-occurrence of any event.
18. Appointment of Ancillary Ae:ents. If at any time my Agents
deem it desirable in their discretion to appoint one or more ancillary
agents to act on my behalf in any other jurisdiction or jurisdictions, my
agent may sign, execute, deliver, acknowledge and make declarations in
any documents as may be desirable to give effect to any ancillary
appointment and he/she may grant to any ancillary agent any or all of
the powers, duties and authorities granted he/she may grant him/her
hereunder, but may not grant any such ancillary agent powers which are
inconsistent with those powers granted to my agents
19. Ratification. I ratify and confirm all that my agents, the
successors or the ancillary agents shall lawfully do or cause to be done
by these powers.
20. Third Pam Release. This Power of Attorney shall continue in
force and may be accepted and relied upon by anyone to whom it is
presented despite my purported revocation of this power, the age of this
power, the issuance of a court decree declaring my incompetency or my
death, until written notice of such event is received by such person.
21. Effect of Mv Disabilitv. This Power of Attorney shall not be affected
by my disability or incapacity.
22. Compensation. My Agents shall be entitled to reasonable
compensation based upon the actual responsibilities assumed and
preformed. My Agents shall be entitled to reimbursement for actual
expenses advanced on my behalf, as principal, and to reasonable
expenses incurred in connection with the performance of my Agents'
duties.
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23. Resolution of Disa!!:reement Amon!!: Persons Servin!!: as A2:ent's. In
the event of a disagreement among the persons named as my Agents,
Kevin Rogowicz will make such decisions
24. Photocopies. I direct that photocopies of this Power of Attorney
shall have the same force and effect as the original.
25. Govemin!!: Law. This power of attorney shall be governed by and
interpreted in accordance with the Laws of the Commonwealth of
Pennsylvania.
DEFINITIONS
Defmitions of Terms. The following terms used in this Power of
Attorney shall be defined as follows:
a. Primary Agents. The term Primary Agents shall mean either Jeffrey
E. Arnold Sr. or Terri Cassel, if either is unable to serve as Joint co-
Agents.
b. Successor Agent. The term Successor Agents shall mean the person or
persons who are authorized to act as my Agents in the event that the
co-Agent and every Successor Agents with higher precedence: (1) is
not available to act as my Agent, (2) declines, resigns, or otherwise
ceases to act as my Agent, or (3) is no longer an Agent because of the
Principal's revocation of that person's appointment or authority to act
as Agents. A Successor Agent shall have no authority to act as Agent
if the co-joint Agents or any Successor Agent with higher precedence
is available, authorized, and willing to act as Agents.
c. Substitute Agent. The term Substitute Agents shall mean the person
or persons to whom one or more of an Agents's powers hereunder are
delegated by my Agents in conformity with the terms of this Power of
Attorney.
d. Joint Co-Agents. The term Joint Co-Agents shall mean that the
persons named as Co-Agents of that precedence (whether Primary,
Successor, or Substitute) must act jointly, and are not authorized to act
independently except in such circumstances, if any, as shall otherwise
be specified in this Power of Attorney.
e. (b) Limited Gifts. Except as otherwise specified in this Power of
Attorney, the power to make limited gifts shall mean that my Agent
shall have the authority to make gifts on my behalf, which are limited
as follows:
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(1) The class permissible donees shall consist solely of
the Principal's children and grandchildren including my Agent ifmy
Agent is a member of this class), or any of them.
(2) During each calendar year, the gifts made to any
permissible donee, pursuant to the power to make limited gifts, shall have
an aggregate value not in excess of, and shall be made in such marmer as
to qualify in their entirety for the armual exclusion from the Federal Gift
Tax permitted under section 2503(b) of the Internal Revenue Code of
1986 as a qualified transfer.
(3) In addition to the gifts authorized in subparagraphs
(1) and (2) above, my Agent may make gifts for the tuition or medical care
of any permissible donee to the extent that the gift is excluded from the
Federal Gift Tax under section 2503 (e) of the Internal Revenue Code of
1986 as a qualified transfer.
(4) Unless otherwise stated in this Power of Attorney,
gifts made to any permissible donee, pursuant to the power to make
limited gifts, need not be equal or proportionate and my Agent may
entirely exclude one or more permissible donees, and the pattern followed
on the occasion of any gift or gifts need not be followed on the occasion of
any other gift or gifts.
(5) The existence of the power to make limited gifts
shall not be interpreted to limit the power of my Agents to make unlimited gifts
to my spouse if that authority is otherwise granted to my Agents by this Power
of Attorney.
Dated March J I, 2007.
-;4t~cy~
9
We, the undersigned, declare that NANCY BEINHOWER is personally known to us,
that the Principal signed or made the Principal's mark on this document titled Financial Power of
Attorney (the "document"), or the document was signed on behalf of and at the direction of the
Principal in our presence, that we have signed our names to the document, that the principal
appears to be of sound mind and under no duress, fraud, or undue influence, that we are not
related to or a beneficiary of the Principal, and that we are not a person appointed as Agent by
this document or a person who signed the document on behalf of and at the direction of the
Principal, and that we are each 18 years of age or over.
FIRST WITNESS:
SECOND WITNESS:
~~ ~..~~
=ti o~ ~~.~~ ~~~f
~.( ~. \ no
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COMMONWEALTH OF PENNSYLVANIA
SS
COUNTY OF DAUPHIN
ON THIS, the...)/ st day of marCh , :Y:JO'1 before me, Dam T: 6e. r~ the
undersigned officer, personally appeared [~,3f JW,~~1Jmown to me or satisfa rily
proven to be the person whose name is suoscn15ed rollie'wr~n instrument, and acknowledged
that the Principal executed the same for the purposes therein contained.
IN WITNESS WHEREOF, I hereunto set my hand and notarized seal.
i)A (J/l() J 6ll1.~
Notary Public
:r.
My Commission Expires
11
FINANCIAL
POWER OF ATTORNEY
OF
NANCY BEINHOWER
ACKNOWLEDGEMENT EXECUTED BY AGENT
I, JEFFERY E. ARNOLD, HAVE READ THE ATTACHED POWER OF
ATTORNEY AND AM THE PERSON IDENTIFIED AS THE AGENT FOR THE
PRINClP AL. I HEREBY ACKNOWLEDGE THAT, IN THE ABSENCE OF A
SPECIFIC PROVISION TO THE CONTRARY IN THE POWER OF ATTORNEY OR
IN 20 Pa.C.S. ~ 5601, WHEN I ACT AS AGENT:
I SHALL EXERCISE THE POWERS FOR THE BENEFIT OF THE PRINCIPAL.
I SHALL KEEP THE ASSESTS OF THE PRINCIPAL SEPARATE FROM MY ASSESTS.
I SHALL EXERCISE REASONABLE CAUTION AND PRUDENCE.
I SHALL KEEP A FULL AND ACCURATE RECORD OF ALL ACTIONS, RECElPTS, AND
DISBURSEME S ON BEHALF OF THE PRINClP AL.
I1If/<,c4 :l.,/,2 ~c 7
, DATE
. 12
FINANCIAL
POWER OF ATTORNEY
OF
NANCY BEINHOWER
ACKNOWLEDGEMENT EXECUTED BY AGENT
I, TERRI A. CASSEL, HA VB READ THE ATTACHED POWER OF
ATTORNEY AND AM THE PERSON IDENTIFIED AS THE AGENT FOR THE
PRINCIPAL. I HEREBY ACKNOWLEDGE THAT, IN THE ABSENCE OF A
SPECIFIC PROVISION TO THE CONTRARY IN THE POWER OF ATTORNEY OR
IN 20 Pa.C.S. ~ 5601, WHEN I ACT AS AGENT:
I SHALL EXERCISE THE POWERS FOR THE BENEFIT OF THE PRINCIPAL.
I SHALL KEEP THE ASSESTS OF THE PRlNCIP AL SEPARATE FROM MY ASSESTS.
I SHALL EXERCISE REASONABLE CAUTION AND PRUDENCE.
ND ACCURATE RECORD OF ALL ACTIONS, RECEIPTS, AND
HALF OF THE PRlNCIPAL.
5' --Ot{ -07
, DATE
13