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Home My WebLink About03-3620 WASHINGTON MUTUAL BANK, FA Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION - LAW Defendants ACTION OF MORTGAGE FORECLOSURE 0...3 - 3~.;l,. RICKY L. SCOTT AND TRACEY L. SCOTT TillS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT RAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, P A 17013 717-249-3166 A VISO LE RAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARlO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVlDO CON ESTA DEMANDA Y A VI SO. PARA DEFENDERSE ES NECESSARlO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUlR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERlRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE,PA 17013 717-249-3166 WASHINGTON MUTUAL BANK, FA, Plaintiff : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. RICKY L. SCOTT AND TRACEY L. SCOTT, CIVIL ACTION LAW : ACTION OF MORTGAGE FORECLOSURE Defendants THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity ofthe aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. Ifthe Debtor notifies the undersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Attorney I.D.# 15700 Attorney for Plaintiff WASHINGTON MUTUAL BANK, FA, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. : CIVIL ACTION - LAW RICKY L. SCOTT AND TRACEY L. SCOTT, : ACTION OF MORTGAGE FORECLOSURE Defendants COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, WASHINGTON MUTUAL BANK, FA, is a Corporation, with an address of P.O. BOX 1169, DEPT. 2665 MILWAUKEE, WISCONSIN 53201. 2. Defendant, RICKY L. SCOTT, is an adult individual, whose last known address is 126 C STREET, CARLISLE, PENNSYLVANIA 17013. Defendant, TRACEY L. SCOTT, is an adult individual, whose last known address is 126 C STREET, CARLISLE, PENNSYLVANIA 17013. 3. On or about, March 5, 1999, the said Defendants, executed and delivered a Mortgage Note in the sum of $70,950.00 payable to FOUNDATION FUNDING GROUP, INC. The Said Note is not accessible to Plaintiff and is believed to have been lost. In further answer thereto, a copy is believed to be in the possession of the Defendants. Plaintiff also avers that the within Mortgage foreclosure complaint is based upon the Mortgage and that the attachment ofa copy of the Note is unnecessary pursuant to Rules 1019(b) and 1141(a) of the Pennsylvania Rules of Civil Procedure. 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants, made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1526, Page 1044 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to WASHINGTON MUTUAL BANK, FA and will be sent for recording. The Said Mortgage and Assignment are incorporated herein by reference. 5. The land subject to the Mortgage is: 126 C STREET CARLISLE, PENNSYLVANIA 17013. 6. The said Defendants are the real owners of the property. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on May 01,2002 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE $68,407.75 Interest at $12.18 per day From 04/01/2002 To 08/01/2003 ( based on contract rate of 6.500%) $6,309.23 Accumulated Late Charges $602.92 Late Charges $24.12 From 05/01/2002 to 08/01/2003 $410.04 Escrow Balance $3,290.67 Attorney's Fee at 5% of Principal Balance TOTAL $3,420.39 $82,441.00 **Together with interest at the per diem rate noted above after August 01, 2003 and other charges and costs to date of Sheriff s Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice ofIntention to Foreclose and accelerate the loan balance pursuant to Pennsylvania Act No.6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. II. The within Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 6.500% ($12.18 per diem), together with other charges and "fS1""']7;;:: ~d fm f~d_ wd ..o"f costs including escrow advances incidental thereto to the d By: the property within described. , G & HALLER Leon P. aller, Esquire Attorney for Plaintiff J.D. # 15700 1719 N. Front Street Harrisburg, PA 17102 (717-234-4178) COMPANY NAME: W\'iillGtN MJJlAL IJ\N(, Fl\ VERIFICATION I verify that the statements made in the foregoing Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated JULY 29, 2003 By J-&-- Title Dean LaRocha Att. Asst. Secretary ~(\ "- '} V. ~\ "" ~ ~ ~ '" ~ ~ !vi ~\ ~ ~\ . , lI' OJ" () ,- ~;r: (i~. ' ,-=:." ~ <1.. J' 2.1: :F' ( .... a c,~ p " :..J Cl . :n c~ ;:j(0 . ' i ~~) : 0;:3:1 . "r,t '?? (n VS. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW WASHINGTON MUTUAL BANK, FA Plaintiff RICKY L. SCOTT AND TRACEY L. SCOTT ACTION OF MORTGAGE FORECLOSURE Defendant(s) Term No. 03-3620 PRAECIPE TO REINSTATE TO THE PROTHONOTARY: Kindly reinstate the complaint on the above captioned matter. DATE: September 2, 2003 PURCELL, KRUG, & HALLER BY L on P. Haller 1719 North Front Street Harrisburg, Pa. 17102 Attorney for Plaintiff Attorney ID# 15700 () c: -~ "0 t=t !PI;, ~_F,_f~' ;:$,~' .)5,,':. ~(> .J,"'::>.,.o, ~.:::' .cc ~ -< .1,,:>,,, :r: '-':) .:;:, (n a w ::", ,..., -1.:> , c) o -r, '~~':!J r- ":-'t!] '-~~Y !"K ~-''l~ ."0 ;:'jfT1 ~--j j) -<; SHERIFF'S RETURN - NOT FOUND CASE NO: 2003-03620 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND WASHINGTON MUTUAL BANK N A VS SCOTT RICKY L ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT SCOTT RICKY L but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , SCOTT RICKY L 126 C STREET CARLISLE, PA 17013 126 C ST CARLISLE IS VACANT. DEFENDANT MOVED LEFT NO FORWARDING. Sheriff's Costs: Docketing Service Not Found Surcharge So answers: 18.00 3.45 5.00 10.00 .00 36.45 / R. Thomas Kllne Sheriff of Cumberland County PURCELL KRUG HALLER 08/14/2003 Sworn and subscribed to before me this ;1.1 't:: day of ~ J. VV3 A . D . /l - D - ~r~~otar~ ,~ SHERIFF'S RETURN - NOT FOUND CASE NO: 2003-03620 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND WASHINGTON MUTUAL BANK N A VS SCOTT RICKY L ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT SCOTT TRACEY L but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , SCOTT TRACEY L 126 C STREET CARLISLE, PA 17013 126 C ST CARLISLE IS VACANT. ATTEMPTED SERVICE AT FORWARDING ADDRESS OF 1522 PINE RD CARLISLE, BUT SHE NO LINGER LIVES THERE. Sheriff's Costs: Docketing Service Not Found Surcharge So answers: 6.00 3.45 5.00 10.00 .00 24.45 -;::.:; R. Thomas Kline Sheriff of Cumberland County PURCELL KRUG HALLER 08/14/2003 Sworn and subscribed to before me this 27& day of Q.'1u...Y ;J,1J1)3 A.D. pS-ktf0y ~,~ SHERIFF'S RETURN - REGULAR CASE NO: 2003-03620 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERlAND WASHINGTON MUTUAL BANK N A VS SCOTT RICKY L ET AL RICHARD SMITH , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within NOTICE was served upon SCOTT RICKY L the DEFENDANT , at 0015:54 HOURS, on the 11th day of September, 2003 at 810 N. HANOVER ST CARLISLE, PA 17013 by handing to RICKY SCOTT a true and attested copy of NOTICE together with REINSTATED COMPLAINT IN MORTGAGE FORECLOSURE and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 3.45 .00 10.00 .00 31.45 So Answers: ~~~! R. Thomas Kline 09/15/2003 PURCELL, KRUG Sworn and Subscribed to before By: me this i tVh. ""'"' ~JeJ1,du.l' O(D63 ~ d:&~ '-~ day of A.D. SHERIFF'S RETURN - REGULAR CASE NO: 2003-03620 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WASHINGTON MUTUAL BANK N A VS SCOTT RICKY L ET AL HAROLD J. WEARY says, the within NOTICE Cumberland County,Pennsylvania, who being duly sworn according to law, , Sheriff or Deputy Sheriff of was served upon SCOTT TRACEY L the DEFENDANT , at 0021:23 HOURS, on the 12th day of September, 2003 at 323 EAST LOUTHER ST CARLISLE, PA 17013 TRACY SCOTT (FAILORE) a true and attested copy of NOTICE by handing to together with REINSTATED COMPLAINT IN MORTGAGE FORECLOSURE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 6.00 3.45 .00 10.00 .00 19.45 Sworn and Subscribed to before me this ~ da.y of jt:~~:;(1" . '-~ on tary So Answers: rK ~--~?~I R. Thomas Kline 09/15/2003 PURCELL, KRUG & ~LE~ By: ~7J4'u . tJeputy Sh~ff WASHINGTON MUTUAL BANK, FA Plaintiff vs , RICKY L SCOTT and TRACEY L SCOTT, Defendants : IN THE COURT OF COMMON PLEAS OF : OF CUMBERI"AND COUNTPENNSYL VANIA : CIVIL ACTION - LAW : NO. 03-3620 . ACTION OF MORTGAGE FORECLOSURE TO THE PROTHONOTARY: PRAECIPE TO ENTER APPEARANCE Please enter my appearance on behalf of the Defendant, Ricky 1. Scott in the above captioned action. //)- / - 03 Date: t C/ f ~'-~ Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, PA 17013 (717) 241-6070 Supreme Court ID # 81924 o c ;? -O\~; rnn Z::I- -yr" ;':.- '. (J)f- %r_O ~C' ~C ~'c:~ -7 ~ ;.J :-J .",-Aj \ .....; ..::) .-.n , f'~~ ~.o !L, " '_':, -t', '(-) .;-;~ f\'i ',,") .-, ._'"~ ':P -< r.~ :.>) .....l WASHINGTON MUTUAL BANK, FA Plaintiff : IN THE COURT OF COMMON PLEAS OF : OF CUMBERLAND COUNTPENNSYL VANIA vs : CIVIL ACTION- LAW RICKY L SCOTT and TRACEY L SCOTT, : NO. 03-3620 : ACTION OF MORTGAGE FORECLOSURE Defendants DEFENDANT RICKY L SCOTT'S ANSWER TO PLAINTIFF'S COMPLAINT AND NOW, comes Ricky L. Scott by and through his counsel, Karl E. Rominger, Esquire and answers Plaintiffs Complaint as follows: I. Admitted. 2. Admitted. 3. It is admitted that a note was signed however, Defendant was without information as to the exact contents ofthe note and proof of the contents is specifically demanded at trial. 4. Admitted. 5. Admitted. 6. Admitted. 7. Denied and strict proof of the same is demanded at trial. By way of further answer, what is due on the mortgage would depend upon the contents of the note afore- referenced. 8. Admitted. 9. A conclusion oflaw and requires no answer. 10. Admitted. II. A conclusion of law and requires no answer. WHEREFORE, Defendant respectfully requests judgment in his favor. Respectfully submitted, ROMINGER & BAYLEY )-- Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, P A 17013 (717) 241-6070 Supreme Court ID # 81924 Attorney for Defendant, Ricky L. Scott ---- Date: November 5, 2003 WASHINGTON MUTUAL BANK, FA Plaintiff : IN THE COURT OF COMMON PLEAS OF : OF CUMBERLAND COUNTPENNSYL VANIA vs : CIVIL ACTION .. LAW RICKY L SCOTT and TRACEY L SCOTT, : NO. 03-3620 : ACTION OF MORTGAGE FORECLOSURE Defendants CERTIFICATE OF SERVICE I, Karl E. Rominger, Esquire, attorney for Defendant, Ricky L. Scott do hereby certify that I this day served a copy of Defendant, Ricky L Scott's Answer to PlaintifFs Complaint upon the following by depositing same in the United States Mail, first class postage prepaid, at Carlisle, Pennsylvania, addressed as follows: Leon P. Haller, Esquire 17 I 9 N. Front Street Harrisburg, P A I 71 02 ~~ ~. Karl E. Rominger, Esquire Attorney for Defendant, Ricky L. Scott Dated: November 5, 2003 WASHINGTON MUTUAL BANK, FA Plaintiff : IN THE COURT OF COMMON PLEAS OF : OF CUMBERLAND COUNTPENNSYL VANIA vs : CIVIL ACTION - LAW RICKY L SCOTT and TRACEY L SCOTT, : NO. 03-3620 : ACTION OF MORTGAGE FORECLOSURE Defendants VERIFICATION KARL E. ROMINGER, ESQUIRE, states that he is the attorney for Defendant, Ricky L. Scott, in this action; that he makes this affidavit as attorney because he has sufficient knowledge or information and belief, based upon his investigation of the matters averred or denied in the foregoing document; and that this statement is made subject to the penalties of 18 Pa. C.S. Pa.C.S. 94904, relating to unsworn falsification to authorities. Date: November 5, 2003 ~ ~ Karl E. Rominger, Esquire Attorney for Defendant, Ricky L. Scott ~ C") ~ <\. ('") \.-- a ::1~ ~ uJ':::"'; :::J ?21~::, ;.;.= t:.J :a: ,.,.-.,. ""~ 03 (-:"'.,\- , >- -I'.. ~n ~~J r.n ~'''.. ' , . ~:: L,~,:' . I _.J i..: .-.' 'dl(D \j~- C'. r:t1O- {..: :..t: 3 l.<- ,"""-' {' CJ '-' WASHINGTON MUTUAL BANK, FA, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA vs. NO. 03-3620 RICKY L. SCOTT and TRACY L. SCOTT, CIVIL ACTION - LAW Defendants IN MORTGAGE FORECLOSURE VOLUNTARY SUBSTITUTION OF WASHINGTON MUTUAL BANK, FA, SUCCESSOR BY MERGER TO BANK UNITED AS PLAINTIFF, PURSUANT TO Pa.R.C.P. 2352 AND NOW, comes Plaintiff, Washington Mutual Bank, FA and files the following Voluntary Substitution and avers as follows: 1. Rule 2352 of the Pennsylvania Rules of Civil Procedure permits a substitution of a successor by the filing of record, a statement of the material facts on which the rights of substitution are based. 2. Washington Mutuai Bank, FA, Successor by Merger to Bank United wishes to substitute itself as the Plaintiff in the above-captioned action. 3. Materiai facts upon which the right of succession and substitution is based are as follows: The original mortgagee was Foundation Funding Group, Inc. and the original Mortgage was recorded on March 5, 1999 in Book 1526, Page 1044. The Mortgage was assigned to Bank United and the Assignment was recorded on August 18, 1999 in Misc. Book 622, Page 607. Bank United was party to a merger and the surviving corporation was Washington Mutual Bank, FA. 4. Washington Mutual Bank, FA, Successor by Merger to Bank United does voiuntarily substitute itself as Plaintiff in the above-captioned matter. Respectfully submitted, JiI~erL~1~ At~~:i~D # 58802 PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Attorneys for Plaintiff Dated: 2/" /0 y CERTIFICATE OF SERVICE J, Barbara A. Shadel, an employee of the law firm of Purcell, Krug & Haller, do hereby certify that I served a true and correct copy of the Plaintiff's Voluntary Substitution of Washington Mutual Bank, FA, Successor by Merger to Bank United, Pursuant to Pa.R.C.P. 2352 upon the following by depositing same in the United States Mail, First Class Postage, Postage Prepaid, addressed as follows: Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, PA 17013 Attorney for Defendant, Ricky L. Scott Tracy L. Scott 323 East Louther Street Carlisle, PA 17013 Pro Se Defendant .~o.~ / Barbara A. Shadei Dated: rJ.. h / /) if (fcl\wamu\scott\voJ sub) C2 ~~~ =< "" C..;l 5fl o -'I ---t ITI nlr~::: :'J F;3 Or) :"')"i-, ~.~~ --::! ..." m co C) ;:r'" -<'b c:? c- -.l ~_.~ _.<~ WASHINGTON MUTUAL BANK, FA, SUCCESSOR BY MERGER TO BANK UNITED, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA NO. 03-3620 vs. RICKY L. SCOTT and TRACY L. SCOTT, CIVIL ACTION - LAW Defendants IN MORTGAGE FORECLOSURE PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT AND NOW, comes the Plaintiff, Washington Mutual Bank, FA, Successor by Merger to Bank United, by its attorneys, Purcell, Krug & Haller, and files the within Motion for Summary Judgment, and avers in support thereof the following: 1. This action in mortgage foreclosure was originally instituted in the Court of Common Pleas of Cumberland County by Complaint filed to No. 03-3620 on July 30, 2003. 2. Defendant, Ricky L. Scott filed an Answer to Plaintiffs Complaint on November 5, 2003. 3. In his Answer, the Defendant admitted or partially admitted Paragraphs 1 through 7, 8 and 10 of Plaintiff's Complaint. 4. The Defendant denied or partially denied Paragraphs 3,7,9 and 11 of Plaintiffs Complaint which averred as follows: 3. On or about, March 5, 1999, the said Defendants, executed and delivered a Mortgage Note in the sum of $70,950.00 payable to FOUNDATION FUNDING GROUP, INC. The Said Note is not accessible to Plaintiff and is believed to have been lost. In further answer thereto, a copy is believed to be in the possession of the Defendants. Plaintiff also avers that the within Mortgage foreclosure complaint is based upon the Mortgage and that the attachment of a copy of the Note is unnecessary pursuant to Rules 1 019(h) and 1141 (a) of the Pennsylvania Rules of Civil Procedure. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on May 01, 2002 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE $68,407.75 Interest at $12.18 per day From 04/01/2002 To 08/01/2003 (based on contract rate of 6.500%) 6,309.23 602.92 Accumulated Late Charges Late Charges $24.12 From 05/01/2002 to 08/01/2003 410.04 TOTAL 3,290.67 3.420.39 $82,441 .00 Escrow Balance Attorney's Fee at 5% of Principal Balance --Together with interest at the per diem rate noted above after August 1, 2003 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the saie, reasonabie attorney's fees wiil be charged that are actually incurred by Plaintiff. 9. Notice of Intention to Foreclose and accelerate the loan balance pursuant to Pennsylvania Act NO.6 of 1974 is not required in that the principal balance exceeds $50,000.00. 11. The within Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. 5. The Defendant's Answer to Paragraphs 3, 7, 9 and 11 reads as follows: 3. It is admitted that a note was signed however, Defendant was without information as to the exact contents of the note and proof of the contests is specifically demanded at trial. 7. Denied and strict proof of the same is demanded at trial. By way of further answer, what is due on the mortgage would depend upon the contents of the note afore-referenced. 9. A conclusion of law and requires no answer. 11. A conclusion of iaw and requires no answer. 6. In Paragraph 3 of its Complaint, the Plaintiff averred the Defendants' execution of the Mortgage Note on March 5, 1999 for $70,950.00, payabie to original mortgagee, Foundation Funding Group, Inc., but could not attach a copy of the document since it could not be located. 7. In his Answer to Paragraph 3, the Defendant admitted signing a Note, but could not respond to the contents of the Note since it was not attached. 8. The issue is now moot in that the Piaintiff has located the Note and has attached a copy to its Summary Judgment Affidavit fiied concurrently with its Motion for Summary Judgment. 9. Rule 1029 of the Pennsylvania Rules of Civil Procedure governs the proper procedure for a party to respond to a pieading. Rule 1029 reads in pertinent part: 2 a) A responsive pleading shall admit or deny each averment of fact in the preceding pieading or any part thereof to which it is responsive. A party denying oniy a part of an averment shall specify so much of it as is admitted and shall deny the remainder. Admissions and denials in a responsive pleading shall refer specifically to the paragraph in which the averment adm itted or denied is set forth. b) Averments in a pleading to which a responsive pieading is required are admitted when not denied specifically or by necessary impiication. A general denial or a demand for proof, except as provided by subdivisions (c) and (e) of this ruie, shall have the effect of an admission. c) A statement by a party that after reasonable investigation the party is without knowledge or information sufficient to form a belief as to the truth of an averment shall have the effect of a denial. 10. In response to Paragraph 7, the Defendant generally denied the fact and amount of default, making no averment of "after reasonable investigation". 11. In its Summary Judgment Affidavit, the Plaintiff verifies that both Defendants are in default and includes in its Affidavit the amounts necessary to both reinstate and payoff the account. 12. The Plaintiff also attaches to its Summary Judgment Affidavit a true and correct copy of the Payment History for the Defendants' account from January 4, 2000 through November 26, 2003 as documentary proof of the date of default of May 1, 2002, principal balance of $68,407.75 and that the last payment credited to the account was on June 3, 2002 for the payment due Aprii 1, 2002. 13. In Paragraphs 9 and 11, the Defendant denied as conclusions of law Plaintiff's averments regarding its compliance with the Notice provisions of Act 6 of 1974 and Act 91 of 1983. 14. Since the Defendants' original Mortgage obligation was greater than $50,000.00, the Plaintiff had no statutory obligation to send Act 6 Notices to either of the Defendants. 15. As to Act 91 Notices, pursuant to 35 P.S. S1680.401 (c)(a)(4), the Plaintiff was also not required to send Act 91 Notices because the Mortgage is insured by the Federal Housing Administration and the provisions of Act 91 are not appiicable. 16. However, in order to comply with the pre-foreclosure Notice requirements of the Mortgage, the Plaintiff did send Notices to both Defendants dated June 13, 2003, addressed to the property address, which was their last known mailing address at the time. 17. Upon Affidavit filed concurrently with this Motion, the status of the mortgage payments made to and received by Plaintiff is verified and reveals that both Defendants are in default under the terms of the 3 Mortgage and that no cure has been effected. 18. The Affidavit further indicates that Plaintiff is the owner and holder of the Mortgage Note dated March 5,1999 executed by both Defendants in the amount of $70,950.00 for real estate situated at 126 C Street, Carlisle, Pennsylvania 17013, for which both Defendants are the record owners. 19. By reason of the Defendant's foregoing admissions and the documentation of defauit without an aiiegation that the default has been cured or documentation thereof, there is no longer a triable issue of fact or law. 20. There being no defense to Plaintiff's Complaint, judgment should be entered in favor of Plaintiff and against the Defendant, Ricky L. Scott. WHEREFORE, Plaintiff requests this Honorable Court to enter an Order granting Plaintiff's Motion for Summary Judgment against the Defendant, Ricky L. Scott and to enter an in rem judgment in favor of the Plaintiff. Respectfuiiy submitted, Jii~ka~~~irl! A/luL At~~~i~ # 58802 Leon P. Haiier, Esquire Attorney ID # 15700 PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Attorneys for Plaintiff Dated: Vi & 10 y 4 CERTIFICATE OF SERVICE I, Barbara A. Shadel, an employee of the law firm of Purcell, Krug & Haller, do hereby certify that I served a true and correct copy of Plaintiff's Motion for Summary Judgment upon the following by depositing same in the United States Mail, First Class Postage, Postage Prepaid, addressed as follows: Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, PA 17013 Tracy Scott 323 East Louther Street Carlisle, PA 17013 Attorney for Plaintiff, Ricky L. Scott Pro Se Defendant ,A.'!u.. a.~_ ~~~ Dated: I.fh!~ if (fcl\wamu\scott\sj motion) '. WASHINGTON MUTUAL BANK, FA, SUCCESSOR BY MERGER TO BANK UNITED, Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND CO., PENNSYLVANIA : NO. 03-3620 vs. RICKY L. SCOTT and TRACY L. SCOTT, Defendants : CIVIL ACTION - LAW : IN MORTGAGE FORECLOSURE ) LOAN NO. 6163302968 ) ss: STATE OF WISCONSIN AFFIDAVIT Candice A. Rakowski, being duly sworn, deposes and says: 1. That I am a Default Fulfillment Specialist Senior of Washington Mutual Bank, FA, Successor by Merger to Bank United (hereinafter 'W AMU"), with a business address of 11200 West Parkland Avenue, Milwaukee, Wisconsin 53224, and I have personal knowledge of the facts hereafter set forth. 2. That in my capacity as a Default Fulfillment Specialist Senior, I have the responsibility to review and am familiar with the files of Washington, with respect to its mortgagors, including Ricky L. Scott and Tracy L. Scott. 3. That W AMU is the current owner and holder of a Note dated Marc:h 5, 1999, executed by Ricky L. Scott and Tracy L. Scott in the original amount of $70,950.00. A true and correct copy of the Note is attached hereto and marked Exhibit "A". 4. That said Note is secured by a Mortgage, payable to the Foundation Funding Group, Inc., executed by Ricky L. SCott and Tracy L. Scott, which was recorded on March 5, 199910 the Cunibeiland County Recorder's Office in ElO0l<1526, Page 1044. The Mortgage was assigned to Bank United and the Assignment was recorded on August 18, 1999 in Misc. Book 622, Page 607. By virtue of a subsequent mer!~r,theresultJngeritity is now known as Washington Mutual Bank, FA, Successor by Merger to Bank United. Tru,e and correct copies of the Mortgage and 1.IslligAm8iltar.e attached hereto and marked Exhibit "B". 5. That the property subject to the Mortgage is locatecl lit 126C Str~t!. C~rlis!e,C~mberland County, Pennsylvania 17013 and that neither Defendant presently resides in the property. . 6. The last known address for Ricky L. Scott is 810 North Hanover Street, Carlisle, Pennsylvania 17013 and that last known address for Tracy L. Scott is 323 East Louther Street, Carlisle, Pennsylvania 17013. 7. That said Note is now in default, the due date of the last installm,~nt being May 1, 2002. 8. That the outstanding balance, exclusive of attorney's fees and costs, as of April 1, 2004 is as follows: Present principal balance Interest from 04/01/02 to 04/01/04 Escrow advance Late charges Property inspection fees! nre1'ervati "n fee1' Pro rata MIP/PMI $68,407]5 8,892.96 4,555.25 141.22 n;l9S.00 54.15 ..C. . TOl!llto-payklan in full " ",," _ '/$83,.346.3~ : 1:;\;fi:;;SX~':~'i:fj!-7_ ::-i~:/ ..," _ .. ' '. " J:.i't':,C;'r'i' ~'t:U:(:,,;Uyry-P~iW;i,~~.i~~il}\t_:'I{;n'~;'}'T;: ',-..;c. tT1'l1!l atlaChed hereto and marked Exhibit .C" ili a .true 'n Q)MQ 4G~flf:_ fl..,t.lfistory for the Defendants' accoutlt from January 4, 2000 through November 26, 2003, confirming a.datapt.ilefalillt of May 1,2002, principal balance of $68,407.75, and that the last payment credited to the aceounl was on..l1:lne .3, 2002 for the .~ymenldue April 1, 2002. " itr~;~~Hl: "..,".," '...", .. .... '.... .....' l~~t~itj,k:~;~,ji1_-kUt;' ' 10. That interest accrues at the monthly amount of $_370.54_. 11. That the current monthly payment is $793.27. 12. That legal fees incurred to date are $2,300.00. 13. That legal costs incurred to date are $447.30. 14. That the amount necessary to reinstate the mortgage, exclusive Cif attorney's fees and costs, as of March 31, 2004 is as follows: 14 payments of $602.92 = $8,440.88 9 payments of $793.27 = $7,139.43 Late charge $141.22 Forecasted late charge $31.73 Mtg recoverable balance 1 ,295.00 (nmnertv i nsnecti""/nrpsenleticn fees) Total 817,048.26 t.~. ..,.~, ". . . ~<. .' . .i, b ,;~:;:j)t,,; i'1: 15. ; Tbat the withiil Mortgage is insured by the Federal Housing AdmintstTairoh Un<ler Trt~1I Of the National Housing Act (12 U.S.C.A. f707-1715z11). , . ,>' . 16. That by letter dated June 13, 2003, the Plaintiff notffied the Defendants that their MortQl:lge was in default, the amount needed to cure their default and that if the defaul! was not tim'ely cured, a foreclosure action would be commenced. A true and correct copy of the June 13, 2003 letter is attached hereto and marked Exhibit "0". BY Default Fulfillmlmt Scecialist Senior Title (fc~wamu\scott\sj all) ~, (, 'i'; J;~ 1//. /.. ." 'r.. 'c' .;:. "11\"" ,e" i\~\\\'t'\''''~-;'~'' ' D.c~02-03 Utll,;-U&'-Uw 10:22am From- T-092 P 003/019 IU...,,,QI11 11"'1" ......."'''..-.. ...~....~, \ \ \ I,',dl, - @ ~ fJ9\ "0% ro\rJj7 v C101LU~ 1:~~S-W Q) fd>l\IiSI:de PlIA _No. ~n_S9l1C9'-703 LOl\III Illt "03321.' 1QllCll 5"t8J 19'9 """'I 126 C ~~~LIl. p~ 1. r.umES "Ilona'OIOt'JIleIIl5eD,pcsIllI'~81I11tCllll.IlhlsN01I:.mldlepGllII""~"'''"''"",;g.L 'lJ:IIdo(' ... I'<lOIIllM'1Cl11 f'1lIlllIIIC GIIllOP, 1111:. eod ilS'- aulussip. ~. 1ORR0001l.'S'ROMI5B 10 PAY; ool!lIE'Sl' '" ........ rot alaaD,...;...s Jmmlmltr. lIouUW<< ptullllxS II> pay Ill< pr:iacl1pal sum olS1lV1llfrX 'llIDDllIWIl III11llllllllDRl!ll nP'rY NlD 110/1.0- _ _ _ - - - - - - . - Dalb..(U.s. S 70,'50.00 ), p\UJ u....... ID \be lll1Ie1 of I"e/Id<<. )medS\ wlII be cbo1F\onll1lpal4 p'iDcipIII. IlDIIl OIl: - .Ilfo>boo--'" .ld1c ..... pnx:ocds by \DI4u. 81 \be,.,..1 S%X JllIll mtB mu.1' pe02ll1 ( 6.500lo)\l"I',mIllll111llclUD-ofprillciT>allwl_paiil.. 3. I'ROflIISIt 10 rAY SEC\lllED ~e ~ 10 pq is $I!<IDOI by .1lIOll&'&<. deel.luun .,simil:ll' :lo:llOl)' iI1STl1IUIlllbal is de...s De ...... dJII: ~ Ibis N......., call<d lilt "5el:IlrilY h151"""",,~' 'lI\l: S<artty bIsU\III,..' pllllcal lIIo ~ i:laIII10SlOS ",ltj<h lIi"'l r=Ii ir IlDmlWeI' d<l.oIIl1s wder Ibis NDIc. 4. MANNE&OFPAYMENT (A)T- 1lO"""" ,hall mal: a ~ olpriudpollllll1 inlellOlllO tadcr OD 1bc Iil:~ d~ of codl .-.lI1Egjmlil\g OIl MAY 1St. 1"9 , A!lJprilll:ipalBlld\Dl!ftsl........lOlllll<r.mday.r:Al'Rl1o 1ST, laM wm be due DlIIl13l dale. "'bidl is WIJ>l1lle "MIlIl!iIY 001<.' (1l)1'I8a: Pq...,ldlllllbelllllllellll'.51I. IlllJlBA5lCA AvE.. 'l!lUII1A. Pb ~13'12 or " ..ell p""" as t....s.r ..., de!:igllale Ia wriliDll by ..w= 10 1lO~, It) .unotmI &dtl!lllll1l1lypa,yDDlar~eod;=lwillbei'llae_DfU,li.S UD.aG . T\IiO 8IIlIIIIIII ",llllle pm of e IorJU aa>1Ilhlr paymtlllll'l"im1 ~ lilt Scs:mlIy 1I\m1lI1IOII1, 1lIII duI11 be applit11 '" priDDpal. iolmSl aaII odlr:r iIl:lIlS in d1c .Ide< d..,rild in 1Jle Stl:lIriLy JDsuumC>l. 011 AIIoDC< to lI1l< N.Ill...... ~l AlijllSlml'DlS U III .uoo&c pmidilll\ (Qr ~ynm arljllSlll1l!'l! is ~ 1I11!llnoWU 10"""" wflll1bis NDIe, J)e tllYI:ll3lIlI of ohc tlIoQll! dIIII be im;DlllGllll<ll iIIo IlIUI shall amood 1IlIll..~ lbo =-=- 01111II NolO IS if;llo aIIooJl' wao · pIR .llIlis N.lO. [Qa:I: oppIIcIbl. boll] o 0Iba" [lpl'ifY1 o G<Oduarod I'lpMll ,lJlooge o Gl\llliDa ~r ^Uooge S. B011ROWDl'S 1I1CKT ro I'R!I'AY Bonn..... baS UlO rig)ll '" lIlIJ Ibz: debl ~ ~y Ibis NCllE, ID lIllDb: 0.. in poll. wilho1ll dtsrIc or peoak)'. IIlIbc fint day of IIfI'/ .....1Il. lmIa IbllII at:CqI' F\"'1.......1 .. odu:r doys p....idl:d lllal Boli'Owet P'IY' """'"' ... .... II11IlIIDl prepaid (or Ibe ......inder .r ...1IIlIIIll1O 1lIe t:l\Clll1tqdIn:d hy \.eIldI.. 0Ild penIII-..,.! by ~ or 1IIe s.cmry. II ~ m&1IZS . pa1iaI }llllpaymeol. d1o.. will be O. chiliill' iio Ibe dill: _ or iIIl110 _DOl of d10 .......1' paymoIIl 0""", I.clIdc< agsus to ..roJoSlD 1Iloo< chaDges. 6. BOlUlOwt!l'S FAlLtIIlE TO PAY II\! lJlle Gorle lor Qnrdoe ~ U LtftIle, I1a:Inal",..;val \IJc tlllllDOlllbly paylllCl1lll'l"ilUl 1I11hl: Se<uri~ !nlU1lJllCllI, IS ~ 1II ~ a(t) or IIIis ""'" by 1bt cod of l'Xl'Tl!Illi ealr>1dar do" lIIet Ill. pa"""", is OIIC. !mIer"Y ..,11a:t · llllerll:UECiolllC_of 1'001/. JI!Ill "0/100 P'O=I( a..oO 7o)oldle o,...me _ 01 mil plI1'l1I'lIl. lBl1lelllult If BonoY1t4 defual1ll 111 ~& '0 JR1 ill \bll ""IIlllllllIb1y ""'...... \bl!lllmkr trIZ'f. mepllS limil<ll 111 rq:JII"!- of lbe s.cn:wy in 1bt """ .r pll)'llElll dOfmllS. """''''' iJnlJClial< ~,ID IoU of Ibe pli,.;pa1- ltODiniDS cine :lIlllllllll'tMll1oJml1. ~ lW;/ _ ... ID """""" d.. OplOoA llIi1lwu' w.MIIIlIII t\PII ill Ill. even of IlIIY ..ba<slU"" deIIwIl. In 1nllI\' _""'" '1'eiDro ~ by \he Setrcwy "in ICmiI Ucala'. Dgbls '" .. In ~. I F-176 I \ I . .1 I 0,,;02-03 Det-UZ-C~ 10:23am tU;Ulam From- rrQm-Wi::inlll'~l,l11 "lLl~"'.l 1\&:1101,11 ,",00 II~'"\' T-092 P 004/019 F-J76 ALLONGE 1mIntIl90~3Z"_ THIS El'IDOllSDlENT JS MAD~ A PART Oi' AND Il'lCOlU'ORA1:ED INto TOE fOllEGOlNG NOTE JlROM: (BOl1'lllYm) Ricky L. 81111 TrIlCY 1.. Scott (Le\I4...) To DATED March!,19" WlTllotrr REC01JllS~ PAVto11lE ORDER OF.BANK UNITED 1%6 C srreet Clrrlblc, fA 17013 FOUNDAUON FDNDING C:ROUP,I\'lC. aD the property silllaled ..t .by lilped: 'I)ped Name: 'Iltl.: ...6. ~, .J?-,~ SANDt BROWER COMl'TROLLli:tl. t1ate: AJIrillS, 1999 "AYTOTI\E QAllEI'I. Of -:; ~D~ 0.ec,02-01 \.lalO-U'-Uw 10:21am Frcm- r-092 P 005/019 H76 IU'\l"alll 1''''111 ......,.'''.._.. N'_.__' "_0'. ~ 1Di ,'033214 ll:I[llid: jmaJlIIiIlIf paalllel1l in IisI1 ill W: case of JlIlYU"II ddeullll, This NaIo docs "11lUlh.~ wbm 1101 ,_u:lI by JiUD lCC'I\IIiolD. ,..1IlOl ill dri. Nole, 'Si!oJEWY' - dII:~' af IIalIsI/I& ma UdJaIl lleIIdaplaml or lIis llllll:t de!ipIC. lCIl'1\Y1l11l'l of CosIIl .... J:IpoJIBlS If Laldt:r bas lZIIUld Iaaaodi" pay..... ill filii. IS dI:Iczibed abave, 1=Itr "'\I' ........ Banavm III pay ..... "'" -= iIlolllllio& -,,~pd QIi\OII1IlY .......,.. fcIs for ~ \Ili$ H'OIl: to II1c _Illll pn>bilIiulI by lIIIP1ir:1lll< ,.... $lJI:ll r.z....s __ sbAll""'" _flalD lb. daus alll".....-' Itllle""" nrc ;a Il>e prio<:ipol of dU< No\<. ,. wA1VER5 _lIIIlIlJlJ/ olIlrr IIl""D _.... ab!ipllanl QOder \his No.. waive 1b.1is!>1S of r-..... lIDdllllll= of disllOI1llr. ,~'...... ll1c rl&bl '" mpIllo l.ada lD demIIlIIl"'Y""'" .r llIllI1IIllI d= 'NOIi=.r disbolllll" IIll!IlI5 IIIe tiBJllID l'II. Laldt:r III give .....10 .mer JlO"'IlII' 11I11_ dIU: blYt "'" 1=1 (lIld. 8. GIVING of NanCES Ual... lIjIIIIicabl. "'" mJuin:s llIilrm:al mtlbod. my ..Ii:< dmI...... be Ii"" '" BaI1WU UIllIe< Ibis NoIC will be glv"," by cIellv,.;.g II or by I110illDl it by fim 01... IllIIiI III __Illlll: plDp:lI;r :Ild1= above or 11 di_ _If Ilamlw<r IIal g1veol.l:llll<< IIlIlI!<: of Banaw..... &!i1\'e""'1Ifd..... AD' 1IDllc.e1bal- be ~velIlO lmIer uoder Ibis HalC will be &I"" by fdSl ,~lISS I02iIIO 1J!I1da II die adlI= !ltJill:lI i.1'8rol:'IPh 4(8) 01111 dllfmallIld= II Batm_ "IiOtllllllldl:e .r 1I1ll diII'om11ll1ldr<:01. ,. OIUGA nONS OF J'E1lSOI'/S UNDER. TRIS !lOt\!. If,""", tbDllll1ll:pmonsip ilIls Nmt, elIdI puma i!6IIIf1llll p<llIlIIIIlIy allllpUlllD 1oo:ll1lll at1l1l:JDllIIIiII5 QlIllJo io Ihi< NDle. ;odu6ill& III. p....... '" pi)' dIo IiIll _1IIII:l1. ADy,...."..m. is L prMlDf. - 01 _ arllW HOlt is llIlIl'bUpmllO do Il>eae 1lJia&s. 1JJ!f """'" wIIa .mo ..... d1COIO obIl!l'ri.... iIII:lolIID8ll>e .b\i~ of. Jl1IIl"IIIIlr. 5II11!IJ or """""= af Ibis NOlO, Is olso ..111_11I1=\, 011 .r die"""'" 11IIII, in 1Iris -. \..<:adl:r IMY ..It>"" .. rlgbIK olllkt this NOll::.".taI1 CldI pCo1DIllv4i.....11y or apillSloII ~ lOpe-. Any OlIO persaa .112 1l1i5l'1a", may be R'luiml III pi)' all Df Il>e __IllS awaI umIer Ill" No", BY SIGNING eLOW. Borrower a=p1S "'" BgIOlS '" du:".." "'" ......... aJlI1lIiJ=I iA 1lIis N"'"- ~ Oct ~~ !::::!/.~ yaJff (St:Jl) -1IoRDW<J' ~ -IlonD- (Seal) -_er l.S=Il .\IomI- PAY TO THE ORDER OF lSeall -80_ . , ; ; WITHOUT RECOURSE THIS DAY OF FOUNDATION FUNDING GROUP, ING. Sv.-Mi bro~ Com pirv11e( (Se:lll -lID"","", ;Ja1 ~ P ,l)tIAIA..- tj/Jk'-<< - .. ,Jl ;iJ,d 6~;(, I:; ~tf7 (y/t:7'!J .<(0 ")\ 'NIb 3;;',J.:.o RECORD A~D RETURN TO tARLlStETlTlE 26 \lEST HIGH STREff CARLlSLE,PA170n ~c::-. :'. :~!:>~LER n:::cc;:::' :;' Ci: DEEDS CiUI.Hl~I(: ,'\I.li COlll~l':-rJ.\ '99 ~nR 17 n~ 9 'I~ .....mmm._....___.___.. n' [Sp.ce Above Till. Line FOI Recording Dala) .......mmm.m..........._..______m....m.... fFHA"hnNO. ~..5941497-70J Commonwealth of Pennsylvania MORTGAGE REFINJillCE L01.N ID#! 99033214 THIS MORTGAGE ("Security Instrument") is given on MARCH 5TH, 1999. The mortgagor is RICKY L. SCOTT AND TRACY L. SCOTT, HUSB).NO AND HI FE ("Borrower"). This Se<:Urily Instrument is given to FOUNDATION FUNDING GROUP, INC. which is organized and ell.isting under the laws of THE STATE OF NEW JERSEY and whose address is 11.605 N. NEBRASKA AVF.., TAMPA, l"L 33612 ("Lemler"). Borrower owes Lender the principal sum of SE'VENTl" THOUSAND NINE HUNDRED FIFTl" AND N0/100~ . _ _ _ . . _ - - - - ~ - . . - - - - Dollars(U.S.$ 70,950.00 ). 11lis debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on APRI:~ 1ST, 2029. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by tJle Note, with interest, and all renewals, extensions and modification~ of the Note; (h) the payment of all other sum., wilh interest, advanced under paragraph 7 to protect the security of lhis Security Instrument; and (c) the performance of Borrower's covenants and agrl'ements under this Security Instrument and the Note. For this purpo!:e, Borrower does hereby mortgage, grant and convey to Lender the following described property located in C'JMBERLAND County, Pennsylvania: SEE EXHIBIT 'A' ATTACHED HERETO AND INCORPORATED HEREIN BY R:!FERENCB wltichhas the address of CARLISLE ICIlyl Pennsylvania 17013 IZipCodcl 126 C STREET ISucclj ("Property Address'); TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in lhis Sl~curily Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estale hereby c,)nveycd and has lhe right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warranlS and will defend generally the (We to the Property against all claims and demands, subject to any encumbrances ofrCl::ord. FilA Ptllluylvanla Mot1maaC' 041% PAFMtG-05081996 ,,,;,,,,,, f?L. 5/-r-{ ~. Doe rr.p Plus, Inc. Pa~c I or 6 aood52fJ PAGri044 ~ f~ .,l.~' ''191 LOAN ID# 99033214 THIS SECURITY INSTRUMENT combints uniform covenants for national use and non-unifonn covenanlS with limited variations by jurisdiction to conslitute a unifonn se.:urily in.lrumellt covering real propeny. Borrower and Ltnder covenant and agree as follows: UNIFORM COVENANTS. 1. l'ayment of Principal, Interest and Late Chllrge. Borrower shall p:lY when due the principal of. and interest on, the debt evidenced by the Note and late charges due under lhe Now. 2. Monthly Payment of Taxes, Insurance, llnd Olher Charges, Borrower shall include in each monthly payment, together with the principal and interest assel fOrlhinlheN oteand any late charges, asumfor(a) taxes and special assessments levied or to be levied againsllhe Propeny, (b) leasehold payments or ground rtnts on lhe Property, and (c) premiums for insurance required under Paragraph 4. In any year in which the Lender must pay a morlgage insurance premium lO the Secrtlary of Hausing and Urban Development ("Secrelary"), or in any year in which such premium would have been required if Lender slill held the S.:curity Instrument, each monlhly payment shall also include either: (i) a sum for the annual mongage insurance pr,~mium to be paid by lender 10 lhe Secretary, or (iil a monthly charge inslead of a mongage insurance premium if Ihis Security Instrument is held by lhe Secretary, in a reasonable amount to be detennined by the Secretary. Exc':pt for Ihe monthly charge by the Secretary, these items are called "Escrow items" and the sums paid to Lender iLre called "Escrow Funds." Lender may, at any time, collect and hold amounlS for Escrow hems in an aggregate amounl not to exceed the maximum amount that may be required for Borrower's escrow account under the Real Estate Selllement Procedures Act of 1974, 12 U.S.C. ~2601 f!:f.!!l. and implementing regulations, 24 CFR Part 3500, as they may be amended from lime to lime ("RESPA "), except thai lhe cushion or reserve pennitled by RESPA for unanticipaled disbursemenls or disbursements before the Borrower's payments are available In the account may nnt m: based on amounts due for the mongage insurance premium. If the amounts held by Lender for Escrow Items exceed the amounts pennilted to be held by RESPA, Lender shall account to Borrower for the excess funds as required by RESPA, lfthe amounts of funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may notify t:le Borrower and require Borrower to make up the shonage as permiued by RESPA The Escrow Funds are pledged as additional stcurity for all sums secured by this Security Inslrument. If Borrower lenders to Lender lhe full payment of all such sums, Borrower's account shall be credited with the balance remaining for all installment items (a), (11), and (c) and any mongage insurance: premium installmenlthat Lender has nol become ohligatcd 10 pay to the Secretary, and Lender shall promptly refund any excess funds to Borrower. Immedialely prior to a foredosure sale of the ProperlY or ilS acquisition by Le:lder, Borrower's account shall be crtdited wilh any balance remaining fOJ" all installmtnts for ilems (a), (b), and (c). J. Application of Payments, All payments under Paragraphs 1 and 2 shall be applied by Lender as follows: First, 10 the mongage insurance premium to be paid by Lender to the Secr,~tary or to the monthly charge by the Secrelary instead of the monthly mortgage insurance premium; Second, to any laxes, spedal assessments, ieasehold payments or ground rems, and tire, flood and olher hazard insurance premiums, as required; 11lird,l0 interest due under the Note; Founh, to amonization of the principal of the Note; llnd FiI"lh, 10 late charges due under Ihe Note. 4, Fire, Flood and Other Hazard Insurance. Borrower shall insure all improvements on the proptrty, whether now In existence or subsequentlyerecled, against any hazards, casualties, and contingencies, including fire, for which Lender requires insurance. This insurance shall be maintained in the, amounts and for the periods that Lender requires. Borrower shall also insure all improvements on the Propel1y, whether now in existence or subsequenllyerecled, against loss by floods to the e,uent required by the Secretary. All insurance shall be carried Wilh companies approved by Lender. TIle insurance policies and any renewals shall be held by Lender and shall indude lnss payable clauses in favor of, and in a fonn acceptable to, Lender. In the event of Joss, Bortower shall give Lender immediate notice by mail, Lender may make proof of loss if not made promptly by Borrower. Each insurance company concerned is hereby aUlhorized and directed 10 make payment for such Joss direclly to Lender, instead of to Borrower and to Lend,:r jointly. All or any part of the insurance proceeds may be applied by Lender, at its option, either (a) 10 the reduction of the indebtedness under lhe Note and this Security Instrument, first to any delinquent amounlS applied in the order in Paragraph 3, and lben to prepayment of principal, or (b) to the restoration or repair of the damaged propeny. Any application of the proceeds to the principal shall not extend or postpone the due dale of the monthly payments which are referred to in Paragraph 2, or change the amount of such payments. Any excess insurance proceeds over an amount required to pay aJl outstanding indebtedness under the Nole and lhis Security Instrument shall be paid to the entity ]egally entitledlherelO. In the event of foreclosure of lhis Security Instrument or other transfer of title to the Propeny that extinguishes lhe indebtedness, all right. title and interest of Borrower in and to insurance ['nllcies in force shall pass to lhe purchaser. k{J:' 011,. U: 5. Occupancy, Preservation, Maintenance and Protection of the Prnperty; Borrower's Loan Appllclltioni Leaseholds. Borrower shall occupy, eSlablish, and use the Propeny as Borrower's principal residence within sixty days afler the execution of this Security Instrument (or within sixty days of a later sale or transfer of the ProperlY) and shall continue to occupy the Property as Borrower's principal residence for II! least one year after the date of Initials: fp/ti.9. I Doc Prep Plus, Inc. AAFM1G .05D81996 P"2~ 2 or(j Bood526 PAGE1045 .. LOAN ID# 99033214 occupancy, unless Lender determines Ihat requirement will cause undue hardship for Borrower, Of unless extenuating circumstances exist which are beyond Borrower's control. Borrower shall notify Lender of any extenuating circumstances. Borrower shall not commit waste or destroy. damage Of substantially change the ProperlY or allow the Property 10 deteriorate, reasonable wear and tear ex.cepted. Lec,def may inspect the Property if the Property is vacant or abandoned or the loan is in default. Lender may take reasonable action to prote<:t and preserve such vacanl or abandoned Property. Borrower shall also be in default if Borrower. dllring the loan application process, gave materially false or inaccurate information or statements \0 Lender (or failed to provide Lender with any material information) in connection with the loan evidenced by the NIJte, including, but not limited to, representations concenling Borrower's occupancy of the Propeny as a prlncipal residence. if this Security Instrument is on a leasehold, Borrower shall comply with the provisions of the lease. If Borrower acquires fee title to the Propeny, the leasehold and fee title shall not be merged unless Lender agrees to the merger in writing. 6. Condemnation, The proceeds of any award or claim for damages, direct Ot' consequential, in connection with any condemnation or other taking of any pan of the Property, or for conveyance in place of condemnation, are hereby assigned and shall be paid to Lender to [he extent of [he full amount of lhe indebtedness that remains unpaid under the Note and this Security Instrument. Lender shall apply such pro=eeds to the reduction of the indebtedness under the Note and this $c<:urity Instrument, !irstto any dellnquentlUTlounts applied in the order provided in Paragraph 3, and then to prepayment of principal. Any application of the proceeds to the principal shall nntextend or postpone the due date of the monthly payments, which are referred to in Paragraph 2, or change the amount of such payments. Any excess proceeds over an amount required to pay all outstanding Indebtedness under the NOle and this Security Instrument shall be paid to the entity legallyentitledthen:to. 7. Charges to Borrower and l'rotection or Lender's Rights III the PrOpl~rty, Borrower shall pay all governmentlll or municipal charges. fines and impositions that are not included in Paragraph 2. Borrower shall pay these obligations on time directly to the entity which is owed the payment. If failure to pay would adversely affect Lender's interest in the Property, upon Leoder's request Borrower shall promptly furnish to Lender receipts evidencing these payments. If Borrower fails to make these payments or the payments required by Paragraph 2, or fails to perform ony olher covenants and agreements contained in this Security InstJ'\nnent, or there J!; a legal proceeding that may significantly affetl Lender's rights in the Property (such as a proceeding in bankmptcy, for condemnation or to enforee laws or regulationS), then Lender may do and pay whatever is necessary to p::otect the value of the Property and Lender's rights in the Property, including paymenl of taxes, hazard insurance and other items menlioned in Paragraph 2. Any amounts disbursed by Lemler under this Paragraph shall become an additional debt of Borrower and be secured by this Security Instrument. TI1C&e amounts shall be~r interest from the dale of disbursement, at the Note rate, and lit the optionof,Lender, shall be immediately due and payable. Borrower shall promptly discharge any lien which has priority o\'er Ihis Security Instrument unless Borrower: (a) allrees in writing to the payment of tlie obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, lellal proceedings which In the Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien 10 this Security Instrument. If Lender detennines that any part of the Propeny is subject to a lien which may attain priority over this Securitl' Instrument, Lender may give Borrower a notice identifying the !len. Borrower shall satisfy the lien or take one I)r more of the actions set forth abovewilhin 10 days of the giving of notice. 8. F~. Lemler may collect fees and charges authorized by the Secretary. 9. Grounds for Acceleration ofOebt. (a) Default. Lender may, except liS limited by regulations issued by the ~:ecretary in the case of payment defaults, require immediate payment in full of all sums sc<:ured by this St~curity Instrument if: (1) Borrower defaults by failing to pay in full any monthly payment required by this Security Instrument prior to oron the due date of the next monthly payment, or (iil Borrower defaults by failing, for a period of thirty days, !O perform any olher obligations contsined in this Security Instrument. (b) Sale Without Credlt Approval. Lender shall, ifpennitted by applicable law (including section 341{d) of the Garn-St Gennain Depository InstitUllons Act of 1982, 12 U.S.C. 170Ij-3(d)) and with the prior IIpproval of the Secretary. require immediate payment in full of all sums secured by this Security Instrument if: (i) All or part of the Property, or a beneficial interest in a trust owning all or part of the Property, is sold or otherwise transferred (other than by devise ordescenl), an,1 (ii) The Property IS not occupied by the purchaser or grantee as his or her principal residence, or the purchaser or Ilrantee does so occupy the Property but his or her cred it has Ilotbeen approved in accordance with lhe requiremenlS oflheSecretary. . (c) No Waiver. If circumstances occur that would pennit Lender to require immediate payment in full, but Lender does not require such payments. Lender does not waive its rights with respect to subsequelH events. (d) Regulations or IIUO Secretary. In ma.ny circumstances regulations issued by the Secretary will limit Lender's rights, in the case of payment defaults to require immediate payment in full and foreclose if not paid. 1111s Security Instrument does not authorize acceleration or foreclosure if not pennined hy regulations o[the Secrelary. " , Initials: IfIS!-rL 5. AAFM3G . 05081996 Puge3cf6 Dot Prep Phlll, IlIc. BOOX 1526/10.1046 , !1W <-,\ LOAN IDII 99033214 Ie) Mortgllge Nol Insured. Borrower agrees that if this Security Instrument and the NOle are nO! determined to be eligible for insurance under the National Housing Act within SIXTY (60) DAYS from the dale hereof, Lender may, at its option require irrunediate payment in full of all sums secured by this Security Instrument. A weiuen statement of any authorized agent of the Secretary dated subsequent to SIXTY (60) DAYS from the dale hereof, declining 10 insure this Securily Instrument and the NOle, shall be deemed conclusive proof of such ineligibility. Notwithstanding the foregoing, this option may not be exercised by LClllJer wllt:n the unavailability of insurance i:l 501ety due to Lender's failure to remit a mOTlgagt: insurance premium tothe Secretary. 10. Reinstatement. Borrower has a right to be reiostated if Lender has n:quired immediate payment in full because of Borrower's failure 10 pay an amount due under the Note or this Security Instrument. This right applies even after foreclosure proceedings are instituted. To reinstate the Security Instrument. Borrower shall lender in a lump sum all amounts required to bring Borrower's accounl curren! including, to the extent they are Obligations of Borrower under this Security Instrument, foreclosure costs and reasonable and customary attorney's fees and expenses properly associated with the foreclosure proceeding. Upon reinstatl:ment by Borrower, this Security Instrument and the obligations that it secures shall remain in effect as if Lender hnd nOI required immediate payment in full. However, Lender is not required to permit reinstatement if: 0) Lender has accepted reinstatement afler Ihe commencement of foreclosure proceedings within twO years immc:diately preceding the commencement of a current foreclosure proceeding, (iil reinstatement will preclude foreclosure on diffen:nt grounds in the future, or Oil) reinstatement will adversely affect the priority of the lien created by this Securily Instrument. 11. Borrower Not Relellsed; Forbearance Dy Lender Not a Waiver, Extension of the lime of payment or modit1cation of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall not operate to release the iiability of the original Borrower or Borrower's successor in interest. Lender shall not be required to commence proceedings against an:, successor inintereSI or refuse to extend lime for payment or otherwise modify amonization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in int,:resl. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or prec1ude the exer;ise of any right or remedy. 12. Successors and Assigns Dound; Joint and Several Liability; Co.Sign,~rs. The covenanls and agreements of this Security Instrument shall bind and benefillhe successors and assigns of Lender and Borrower, subjecl to the provisions of Paragraph 9(b). Borrower's covenants and agreements shall bejoim and several. Any Borrower who co-signs this Security Instrument but does not execute the Note: (a) is co-signing this Security Instrument only 10 mortgage, grant and convey that Borrower's interest in the Property under the temu of this Securily Instrument; (b) is not personally ohligated to pay the sums secured by this Security Instrument; and (c) agrees that under and any other Borrower may agree to extend, modify, forbear or make any accorrunodations with regard 10 the lenns of Ihis Security Inslrument or the Nole without thai Borrower's consent. 13. Notices. Any nOlice 10 Borrower provided for in this Security Instrument shall be given by delivering it or hy mailing it by first class mall unless applicable law requires use of another method. The notice sball be directed to the Propeny Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address Slated herein or any address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this Paragraph. 14. Governing Law; SevenlbiJHy, This Security Instrument shall be gc,verned by Federal law and the law of the jurisdiction in which Ihe Property is located. [n the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Inslrument or the Note which can be given effect without the confiicting provision. To this end the provisions of tltisSecurity Instrument and'lhe Note are declared lObe severable. 15. Borrower's Copy. Borrower shall be given one confotmed cop~' of the Note and of this Security Instrument. 16. Hazardous Substances, Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in the Propeny. Borrower shall r,ot do, llor allow anyone else to do, anything affecting Ihe Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to lhe presence, use, or storage on thc Propeny of small quantltks of Hazardous Substances that are generally recognized to be appropriate 10 normal residential uses and to maimenance of the Property. Borrower shall prompUy give Lender written notice of any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Propf~ny and any Hazardous Substance or Environmental Law of which Borrower has aClual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remedial Ion of any Hazardous Substances affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used in this Paragraph 16, 'Hazardous Substances" are Ihose substances defmed as toxic or hazardous substances by Environmental Law and the following substances: gasoline, k.erosene, other llammable or loxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing ashestos or formaldehyde, and radioactive materials. As used in this Paragraph 16, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located lhat relale to heallh, safety, or environmental protectiO~ I ~ ~ l"ili''''~S. AAFM4G _ 05(18t996 PaKe4 or 6 Doe Prep Plus, Ino. '0011525 PAGE1047 ".'i if LOAN ID# 99033214 NON-UNIFORM COVENANTS. Borrower and Lender further covenant and ;lgree as follows: 17. Assignment of Rents. Borrower unconditionally assigns and transfers to Lender all the rents and revenues of the Property. Borrower authorizes Lender or Lender's agents to collect the rents and revenues and hereby directs each tenant of the Property to pay the rents to Lender or Lender's agent. Howevf~r, prior to Lender's notice to Borrower of Borrower's breach of any co~enant or agreement in the Security Instrument, Borrower shall collect and receive all rents and revenues of the Property as trustee for the benefit of Lender and Borrower. This assignment of rents constitutes an absolute assignment and nOl an assig nment for additional securllY only. If Lender gives notice of brt:ach to Borrower: (8) all rents received by Borrower shall be held by Borrower as trustee for benefit of Lender only, to be applied 10 the sums secured by the Security Instrument; (b) Lender shall be entitled to oollect and receive all of the rents oflhe Property; and (c) each tenlW,t of the Property shall pay all rents due and unpaid to Lender or Lender'~ agent on Lender's written demand to the tenant. Borrower has not executed any prior assignment of the rents and has not and will not perfonn any aCI that would prevent Lender from exercising its rights under this Paragraph 17. Lender shall not be required to enter upon, take control of or maintain the Property before or after giving notice of breach to Borrower. However, Lender or ajudicially appointed receiver may do so at any time there Is a breach. Any application of rents shall nOl cure or waive any default or invalidate any other ril~ht or remedy of Lender. This assignment of rents of the Property shalltenninate when the debt secured by the Security Instrument is paid in full. 18. Foreclosure Procedure. If Lender requires immedlale payment In full under Paragraph 9, Lender may foreclose this Security Instrument by Judicial proceeding, Lender shall be I~ntltled to collect all expenses Incurred in pursuing the remedies provided in this paragraph 18, Including, but not limited to, altorneys' fefS and costs oftllle evidence. If Ihe Lender's interest in this Security Instrument Is held by the Secretary and the Secretary requires Immcdiate payment In full under Paragraph 9, the Secrelary may Invoke the nonjudicial power of sale provided in the Single Fumlly Mortgage Foreclosure Act of 1994 ("Act") 112 V.S.C. 37S1 !J mI,) by requesting a foreclosure commissioner deslanaled under the Act to commence foreclosure and to seJl the Property as provided in the Act, Nothing In the preceding sentence shall deprive the Secretary of any rights othen\ise available to a Lender undcr tills parllgraph 18 or applicable law, 19. Release. Upon payment of all sums secured by this Security Instrument, this Security Instrument and the estate conveyed shalltermlnale and become void. After such occurrence, Lender shall discharge and satisfy this Securily Instrument withOlll charge to Borrower. Borrower shall pay any recordation costs. 20, Waivers. Borrower, to the extent penniued by applicable law, waives and releases any error or defects in proceedings to enforce this Secllrity Instrument, and hereby waives the benefit of any present or future laws providing for stay of execution, extension of time, exemption from attachment, levy and sale, and homestead exemption. 21. Reinstatement Period, Borrower's time to reinstate provided in paragrai>h 10 shall extend to one hour prior to the commencement of bidding at a sheriff's sale or other sale pursuant to this Security Instrument. 22, Purchase Money Mortgage. If any of the debt secured by this Security Instrument is lent to Borrower to acquire title to the Property, this Security Instrument shall be a purchase money mortgage. 23. Interest Rail' After Judgment. Borrower agrees that the interest rate payable after a judgment is entered on the Note or in an action of mortgage foreclosure shall be the rate payable from lime to time under the Note. {77u remainder of Il1is page is illtenliollally blank} PAFM!G-OS081996 Pa~e 5 or 6 1""i'l,wF,.(j~ Dm:PrepPlus, Inc. Bood.'JZ61AGE1048 'I , " <i. ''0; fI' "'~U!' LOAN ID# 99033214 24, Riders to this Security Instrument. If one or man: riders are exe,:uted by Borrower and recorded togelher wilh this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement Ihe covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrumenl. [Check applicable box(es)] D Condominium Rider D Planned Unit Development Rider o Growing Equity Rider o Graduated Payment Rider El Other [Specifyj Legal Exhibit "A" BY SIGNING BELOW,'Borrower accepts and agrees 10 the terms and covenants contained in this Securily Instrument and in any rider(s) execll[ed by Borrower and recorded with it. Witnesses: Ff!C. (Seal) -Borrower ~ . \cp*- RICKY L S f~~cot- 3m! (Seal) -Borrower (Seal) -Borrower (Seal) -Borrower 00,,' '., '. ~ ,~jlf (Seal) -Borrower (Seal) -Borrower Certificate of Residence I, Johnna J. Deilv Eso , do herf:by certify that the correct address of the within-named Lender is 11605 N. NEBRASKA AVE" TAMPA, Fl, 33612 Agent of Lender ~E,q. witness my hand this 5TH day of MARCH, 1999. COl\11'\1ONWEAL Tlf OF PENNSYL VANtA, CUMBERLAND County ss: On this, the 5TH day of MARCH, 1999 , before me, theundelsigned officer, personally appeared and wife RICKY L. SCOTT AND TRACY L. SCOTT Husband known to me (or satisfaclorily proven) 10 be the person(s) whose name S ARE subscribed to. the within, instrument and acknowledged thai THEY eltecuted the same for the purpose:. herein contained;'::"~"".l_" ()l /'1iIl . ~:::Jlt Mycommissionellpires: _/~:,' -~:,:\.,-, , :,,".,.', IN WITNESS WHEREOF, I hereunto set my hand and official seal. r- 1',\F~t(jG . 115118l~~6 P"~e 6 ..r6 Due Prep PJus, 11Ic. BOOK1::i;2G 1AGE1049 NOTAlllALIIIAI. IWClILl!NC2II.NCiTNl't'1'UllUC CWlalIOflQ,~COUHT'l' 1It~0PIAD1'EBIlINt'I'20,2001 . ,'.' Exhibit "A" '\ ALL that certain tract of land situate in the Borough of Carlisle, County of Cumberland, Commonwealth of Pennsylvania, bounded and described as follows: BEGINNING at a point on the South side of "C't Street at corner of a sixteen foot alley; thence South along the E:ast side of said alley, 69 feet to a point on lot formerly of Wi:.liam 1. Spangler, thence along lot formerly of william I. Spangler, East 30 feet to a point; thence along other land now or formet:'ly of William I. Spangler, North 69 feet to a point on the South side of "Ct. Street; thence along the South side of "C" Street, West 30 feet to a point and Place of BEGINNING. HAVING thereon erected a frame dwelling known and numbered as 126 t'C" Street. BEING the same premises which Kendal R. Hockenberry and Deborah D. Hockenberry by deed dated February 27, 1996 and recorded in the Office of the Recorder of Deeds in and for CunIDerland County in Deed Book 135, Page 603, granted and conveyed to Ricky L. Scott and Tracy L. Scott, husband and wife, Borrowers herl!in. '\ :,t~\J 01 l'~nns','IVilnia 1 86 rO,lil\vf,ll::umberland . ~::~:~'~.."-:~'I~j:lir~.'1 ~~~:'~~:"~:(\:\O""' ill _..l'.J~ _\ __pag4U:t, ()Q "..i,I. c'~ !II'lhane!. . olofh . 19\ I l:<.iln..I'J\\hIS .3YO_ .- BQud,'j26 PAcr1050 -~ \ ~IIS-'.::, / COUNTY OF LOAN NO \" LOAN NO 2: INVESTOR: POOL NO: CUMBERLAND 99033214 6330296 RODEr:T ~. Z!::GLER nECOP.D:::: Of DEEDS CUMBERLAND COIJfr,'(-pc\ '99 RUG 18 Rf'lll 08 PENNSYLVANIA 480230 '-- ISpace Above Tnis UneFol Recorder's Usel . Assignment of Mortgage FOR VALUE RECEIVED, the undersigned as BClIclicinry ("ASSIGNOR"), hereby gf:lIlIS, conl'eys, assignsHnd transfcrs \0 BANK UNITED 3200 S. W, FREEWAY, SUITE 2600, HOUSTON, TX 77096 ("ASsignec")llllbencficilllinu.:rcstl1llderlhillccrtllinmortgllgcdaled 3/5/99 c:\cctlledby RICKY L. SCOTT AND TRACY L. SCOTT, HUSBAt-ID AND WIFE Morlgagor,lo FOUNDATION tUNDlNG GROUP, INC. Mortgllgcc,l1nd recorded as inSlllllllclItl1umber on 3/11/99 Pngc 1044 . oramci:!1 Records in the omcc orlhe Counly Recorder (If County, Pennsylvania, asdeseribed ill said lIIorlgnge. in Book 1526 CUMBERLAND Together with the note or notes therein described or referred to, the money due and to become due thereon with interest, and all righlsilCCnlcdorto,lccrueundersniddeedoftnlSI Dated: 612/99 FOUNDATION FUNDI!\G GROUP. II~C. 3627 w. WATERS AVE.,~UITE 600, TAMPA, F 33614 8,. KIM A ASSISTANT VICE PRESIDENT STATE OF CALIFORNIA S5 COUNTY OF ORANGE 00 6/2/99 , before me, PARVIN AFSHARZADEH KIM HOA ASSISTANT VICE PRESIDENT persOlwllyappcared of FOUNDATION FUNDING GROUP, INC. persollully known to me (or proved to me on the bnsis ofsatisf:lctory evidence) to be the person(s) whose nnllle(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the sallie ill hiS/her/theirauthorizedcap'lcity(ies),und lhatby hisJher/tlleirsignnturc(s)OLt the instnJlllelltthepcrson(s)orlhe ell\itYUPOnbChalfofWhiCh.theperSOn(S)netcd,eXC~lItedhCillstrumcn\. WITNESS my hand i11ld official seal ~ ~ -0 J. / PARVIN AFSHARZADEH r _ ~ COMM.#1146005 :0 NOTARY PUBLIC PARVIN AFSHARZAOEH NOTARVPtJBlK:.cA.l~ORNIA. :0 ORANGECOONTY Ul Myc"Ommi,"iOlle~pire' 715101 MyCornm.Elpire$JuI.5.2001 N Prcllllrcd By: Evclia Barba, BayView PS 3631 S. HarborBlvd"Suite200,Salltll Ana,CA 927U4 BOOK 622 FICE 607 "'" 990931(13636 111I~lllllllmlllllm~lllllllllIllllmllll mllllllllll Assignment of Mortgage BETWEEN FOUNOATION FUNDING GROUP,INC. AND: BANK UNITED WflEN RECORDED MAIL TO: BnyView Portfolio Services, LLC. ]0]1 S. H:lrborBlvd., Suite 200 PO BOX 25079 Santa Ana, CA 92704-69S1 Prepared8yEveliaBarha Certificate of Residence '. EVELlA BARBA , do hereby certify that ASSIGNEE's precise residcnce is 3200 S. W. FREEWAY, SUITE 2600, HOUSTON, TX 77098 , Witncss my hand this Monduy, August 02,' 1999 COo. .. do' -6...ba..- ASSIGNEE or Agent for ASSIGNEE '''' BOOK 622 PAGE 608 ../ /'[: " ,./;/ ~r S <lIt of PElnnsvlvania) 86 C:;WlllY 01 C\lrnb~~~~~~jnr the recording oj Deeds ".'~" J" "th&i1l"I.'."'.COl".t,,~r' tf1 "-I,, ~- \lor. 1 V^' ,_Pl'l'le ,-' 1? . k "'-' '" - lIDO - ,- j ,KI' ,;~ nlfl<:f I' . . - h~nfl an' . , .J . ",11.",,;5 Inv .' _ J. dilYO!. __ ~_, (.'\II'ISil,PA",\l5---- __ ~,__~_ ~r-~ 99093103035 11I1~lllIllllm"IIIIIIIIIIIIIIIII""11111111111111111111II f-"" . .~.' ,,~' Ii "~ ''\v f~1,;- ~/ .1Ji. '~, cae-01-03 10 :13am F rom- T-U9Z f' UUij/U I ~ !--: (ti U!.IIJ Washingto~~N MUTUAL H 0 M E L ~SlMER CARE DEPARTMEN'l' P. O. BOX 3139 MILWAUKEE. WI 53201-3139 REQ BY FD8 RICKY L SCOTT TRACEY L SCOTT 126 C STREET CARLISLE P.O. SOlC 1169 Milwaukee. WI 5320\.1169 CUSTOMER ACCOUNT ACTIVITY STATEMENT DATE 11/28/03 PAGE 1 () ~:s~/ fO-~ PA 17013 LOAN NUMBER, 6163302968 ****~****..***~*.*****.****~*********************************...*************** __________________________ CURRENT ACCOUNT INFORMATION' ------------------------ DATE TOTAL PRINCIPAL LOAN CURRENT PAYMENT pAYMENT & INTEREST INTEREST PRINCIPAL ESCROW DOE AMOUNT pAYMENT RATE BALANCE BALl\NCE 05-01-02 602.92 448.46 6.50000 68,407.75 4.118.30- *********w************************************************.*****w*.***********w PROCESS DATE DUE DATE ------------------------------------------------------------------------------- PRIN. PAIDI BALANCE ESCROW PAIDI -----.-------OTHER------------- INTEREST BALANCE AMO~~ CODE/DESCRIPTION TRANSACTION AMOUNT ACTIVITY FOR PERIOD TRANSACTION CODE 01/01/00 - 11/26/03 TRANSACTION DESCRIPTION EFFECTIVE DATE OF TRANSACTION ------------------------------------------------------._-------------------~---- 11-26-03 00-00 75.00 11-26-03 00-00 52.50 11-24'03 ,00-00 30.00 11-24-03 00-00 12.50 11-06-03 05-02 27.29 11-06-03 04-04 27.29- 10-20-03 00-00 40.00 10-20-03 00-00 35.00 10-20-03 00-00 10.00 10-04-03 05-02 21.29 lO-04-03 04-04 27.29- @ 631 PROPERTY PRESERVATlON 0.00 0.00 0.00 631 PROPERTY PRESERVATlON 0.00 0.00 0.00 631 PROPERTY PRESERVATION 0.00 0.00 0.00 631 PROPERTY PRESERVATION 0.00 0.00 0.00 161 ESCROW ADVANCE 0.00 0.00 27.29 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.29- 4118.30- NEW PRINCIPAL/ESCROW llALA-"lCES 631 PROPERTY PRESERVATION 0.00 0.00 0.00 631 PROPERTY PRESERVATION 0.00 0.00 0.00 631 FROPERTY PRESERVATION 0.00 0.00 0.00 16l ESCROW ADVANCE 0.00 0.00 27.29 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.29- 4091.01- NEW PRINCIPAL/ESCROW BALANCES 'Gl FOIC ::;u:;;;: lMun:d _0 . _h_ Oec-02-03 10 :13am From- T-091 P 009/019 F-176 . WASHINGTQN MUTUAL ~U9 Washmgto~1 CARE DEPARTMENT HOME L9AIlll5 BOX 3139 MILWAUKEE, WI 53201-3139 REQ BY FD6 P.O. Box 1169 Milwilukee, WI 5::3201.11 G9 CUSTOMER i'CCOtrnT i'CTIVITY STATEMENT DATE 11/28/03 PAGE 2 RICKY L SCOT'r LO~ NUMBER, 6163302968 PROCESS DATE DUE DATE -----~----~---_._---------------~~--------------------------------------------- i'CTIVITY FOR PERIOD TRANSACTION CODE 01/01/00 - 11/26/03 TRANSACTION DESCRIPTION EFFEC'rIVE DATE OF TRANSACTION TRANSi'CTION PRIN. PAID I ESCROW PAID/ ____________OTHER_____________ AMOUNT BALANCE INTEREST BALANCE AMOUN1' CODE/DESCRIPTION ------------------------------------------------------------------------------- 09-05-03 05-02 27.29 09-05-03 04-04 27.29- 08-06-03 05-02 27.29 OS-06-03 04-04 27.29- 07-30-03 00-00 1,500.00 07-30-03 00-00 250.00 07-29-03 05-02 HB. 47 07-29-03 06-03 718,47- 07-05-03 05-02 27.29 07-05-03 04-04 27.29- 06-06-03 05-02 27.29 06-06-03 04-04 27.29- 05-0S-03 05-02 1,095.29 05-05-03 04-02 1,066.00- @ 161 ESCROW ADVA.~CE 0.00 0.00 27.29 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.29- 4063.72- NEW PRINCIPAL/ESCROW BALANCES ADVANCE 0.00 27.29 INSURANCE DISBURSEMENT 0.00 27.29- 4036.43- 632 STATUTORY EXPENSES 0.00 0.00 632 STATUTORY EXPENSES 0.00 0.00 161 ESCROW ADVANCE 0.00 0.00 716.47 314 LIEN DISBURSEMENT 0.00 0.00 718.47- 4009.14- 161 ESCROW ADVANCE 0.00 0.00 27.29 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.29- 3290.67- NEW PRINCIPAL/ESCROW BALANCES 161 ESCROW 0.00 310 MORTGi'GE 0.00 NEW PR:CNCIPi'L/ESCROW Bi'LANCES 0.00 0.00 NEW PRINCIPAL/ESCROW BALANCES 161 ESCROW ADVANCE 0.00 0.00 27.29 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.29- 3263.36- NEW PRINCIPAL/ESCROW BALANCES 161 ESCROW 0.00 3 51 HAZlIRD 0.00 ADVANCE 0.00 1095.29 INSURANCE DISBURSEMENT 0.00 1068.00- 3236.09- NEW PE:INCIPAL/ESCROW BALANCES -@t (.1)1' :;.-= 1,,)"f~4 Oec-Q1-01 10 :21am From- T-092 P 010/019 F-IT6 U!JIJ WashingtoAMutuallN MUTUAL H 0 M E L OWN:9MER ClIRE DEPARTMENT P. O. BOX 3139 MILWAUKEE, WI 53201-3139 REQ BY FD8 P.o. BOll: 1169 Milwaukee, WI S3201-1169 CUSTOMER ,P.CCOUNT ACTIVITY STATEMENT DATE ll/28/03 P,P.GE 3 RICKY L SCOTT LOAN NUMBER: 6163302968 PROCESS DATE DUE DATE ------------------------------------------------------..------------------------ ACTIVITY FOR PERIOD TRANSACTION CODE 01/01/00 - 11/26/03 TRANSACTION DESCRIPTION EFFECTIVE D,P.TE OF TRANSACTION TRANSACTION PRIN. PAID/ ESCROW PAIDI _____..______OTHER------------- AMOUNT BALANCE INTEREST BALANCE AMOUN~: CODE/DESCRIPTION ------------------------------------------------------..------------------------ 05-05-03 04-04 310 MORTGAGE INSURANCE DISBURSEMENT 27.29- 0.00 0.00 27.29- 2168.09- NEW PR:CNCIPAL/ESCROW BALANCES 04-30-03 05-02 1,068.00 04-30-03 04-03 1,068.00- 04-04-03 05-02 27.70 04-04-03 04-03 27.70- 03-14-03 05-02 306.56 03-14-..03 04-03 306:56- 03-06-03 05-02 27.70 03-06-03 04-03 27.70- 02-06-03 05-02 27.70 02-06-03 04-03 27.70- 01-04-03 05-02 27.70 01-04-03 04-03 27.70- 161 ESCROW ADVANCE 0.00 0.00 1068.00 351 HAZARD INSURAllCE DISBURSEMENT 0.00 0.00 1068.00- 2140.80- NEW PRINCIPAL/ESCROW BALANCES 161 ESCROW ADVANCE 0.00 0.00 27.70 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.70- 1072.80- NEW PRINCIPAL/ESCROW BALANCES 161 ESCROW ADVANCE 0.00 0.00 306.56 313 TAX DISBURSEMENT 0.00 0.00 306.56- 1045.10- 161 ESCROW ADVANCE 0.00 0.00 27.70 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.70- 73 8 .54 - NEW PRINCIPAL/ESCROW BALANCES NEW PRINCIPAL/ESCROW BALANCES 161 ESCROW ADVANCE 0.00 0.00 27.70 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.70- 71 0.84 - NEW PRINCIPAL/ESCROW BALANCES 161 ESCROW ADVANCE 0.00 0.00 27.70 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.70- 683.14- NEW PllINCIPl\.L/ESCROW B.AL}>.NCES 12-06-02 05-02 161 ESCROW ADVANCE 27.70 0.00 0.00 @ 21.70 @om1c == I"~\ile~ OW,02-0l IO:Z4am from- T-09Z POll/Dig f-176 WASHINGTON MUTUAL @U ~a5hingto~t8alcARE DEPARTMENT HOME l~A~S BOX 3U9 MILWAUKEE, WI 5320~-3139 REQ BY 1'08 P.O. Box 1169 Mil"""Olwkee. WI 53'201- 1169 CUSTOMER ACCOUNT ACTIVITY STATEMENT DATE 11/28/03 PAGE 4 RICKY L SCOTT LOAN NUMBER: 6163302968 PROCESS DATE DUE DATE --~---------------------------------------------------..------------------------ ACTIVITY FOR PERIOD TRANSACTION CODE 0~/01/00 - 11/26/03 TRANSACTION DESCRIPTION EFFECTIVE DATE OF TRANSACTION TRANSACTION PRIN. PAID/ ESCROW PAIDI ______.______OTHER------------- AMOUNT BALANCE INTEREST BALANCE AMOUN1: CODE/DESCRIPTION ------------------------~-----------------------------..------------------------ 12-06-02 04-03 310 MORTGAGE INSURANCE DISBURSEMENT 27.70- 0.00 0.00 27.70- 655 .44 - NEW PR::NCIPAL/ESCROW BALANCES 09-16-02 05-02 0.00 09-).1-02 05-02 2,2~6.88 09-11-0205-02 186 68.407.75 68,407.75 68,407.75 09-06-02 04-03 310 MORTGAGE 27.70- 0.00 11-06-02 05-02 27.70 ).1-06-02 04-03 27.70- 10-04-02 05-02 27.70 10-04-02 04-03 27.70- 09-06-02 05-02 27.70 08-06-02 04-03 27.70- 08-06-02 05-02 27.70 07-30-02 08-02 652.93- 16~ ESCROW ADVANCE 0.00 0.00 27.70 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.70- 627.74- NEW PR:tNCIPAL/ESCROW BALANCES 161 ESCROW ADVANCE 0.00 0.00 27.70 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.70- 600.0~- CHARGE ASSESSMENT 0.00 0.00 NEW PRINCIPAL/ESCROW BALl\NCES 152 LATE 0.00 186 0.00 23.J1-1 LATE CHARGE 2,216.88 0.00 6 6 NEW PRINCIPAL/ESCROW INSURANCE DISBURSEMENT 0.00 27.70- 572.34- 0.00 0.00 B.1\Ll\NCES NEW PRINCIPAL/ESCROW BALANCES 16~ ESCROW ADVANCE 0.00 0.00 27.70 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.70- 544.64- NEW PRINCIPAL/ESCROW BALANCES 161 ESCROW ADVANCE 0.00 0.00 27.70 314 LIEN DISBURSEMENT 0.00 0.00 652.93- 516.94- NEW PRINCIPAL/ESCROW BALANCES 07-30-02 05-02 161 ESCROW ADVANCE 516.94 0.00 0.00 @ 516.94 @~O\C ~;; ln~l.Iflf(j DoccDZ-D3 ID:Z4am From- U!lIJ WashingtOD>Mub:llDN MU'I'UAl. H 0 ME L O1l'aQ'~MER CARE DEPARTMENT P. O. BOX 3139 MILWAUKEE, WI 53201-3139 REQ BY FD6 T-D9Z P D11/D19 F-176 P.O. BOll 1169 MilwiJuk.c:e, WI 53201-' 169 CUSTOMER ACCOUNT ACTIVITY STATE~~ DATE 1)./26/03 PAGE 5 RICKY L SCOTT LOAN NUMBER: 6163302966 PROCESS DATE DUE DATE ------------------------~-----------------------------..------------------------ TRANSACTION AMOUNT ACTIVITY FOR PERIOD TRANSACTION CODE 01/01/00 - 11/26/03 TRANSACTION DESCRIPTION EFFECTIVE DATE OF TRANSACTION PRIN. PAID I BALANCE ESCROW PAID/ _----..-_----OTHER------------- INTEREST BALAJ.'lCE AMOUNT CODE/DESCRIPTION ------------------------------------------------------..------------------------ 07"16-02 05-02 0.00 07-05-02 04-03 27.70- 06-17-02 05-02 0.00 06-07-02 04-03 27.70- 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 23.(1l-1 LATE CHARGE 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 27.70- 135.99 CHARGE ASSESSMENT 0.00 0.00 24.12-1 LATE CHARGE INSUFANCE DISBURSEMENT 0.00 27.70- 163.69 152 LATE 0.00 310 MORTGAGE 0.00 06-03-02 04-02 172 PAYMENT 602.92 77.50 370.96 66,407.75 05-16-02 04-02 152 LATE 0.00 0.00 05-06-92 04-03 310 MORTGAGE 27:70- 0.00 04-22-02 04-02 269.13- 04-16-02 04-02 0.00 04-05-02 04-02 26.06- NEW PRINCIPAL/ESCROW BALANCES NEW PRINCIPAL/ESCROW BALANCES 154.46 191.39 CHARGE ASSESSMENT 0.00 0.00 22.:64-1 LATE CHARGE INSURANCE DISBURSEMENT 0.00 27.70- 36.93 313 TAX DISBL~EMENT 0.00 0.00 NEW PRINCIPAL/ESCROW BALANCES NEW PRINCIPAL/ESCROW BALANCES 152 LATE 0.00 310 MORTGAGE 0.00 269.J.3- 64.63 CHARGE ASSESSMENT 0.00 0.00 24.12-1 INSURANCE DISBURSEMENT 0.00 28.08- 353.76 03-19-02 03-02 172 PAYMENT 602.92 77.06 371.38 68,485.25 03-16-02 03-02 152 LATE 0.00 0.00 03-06-02 04-02 310 MORTGAGE 26.06- 0.00 @ NEW PRINCIPAL/ESCROW BALANCES LATE CHARGE NEW PRINCIPAL/ESCROW BALANCES 154.46 381. 84 CHARGE ASSESSMENT 0.00 0.00 24.12-1 LATE CHARGE INSURANCE DISBURSEMENT 0.00 28.06- 227.38 NEW PRINCIPAL/ESCROW BALANCES NEW PRINCIPAL/ESCROW BALANCES @FIH< = .~~"...<1 0"702-03 10:24.m From- WASHINGTON MUTUAL I!!l~ WashingtolJMlftlll8l CARE DEPARTMENT HOME LElAI9S BOX 3139 MILWAUKEE, WI S3201-3139 T-092 P 013/019 F-ITS P.O. Box 1\69 Milwindc.ee, WI 53201.' l6g REQ BY FD8 CUSTOMER ACCOUNT ACTIVITY STATEMENT DATE 11/28/03 PAGE 6 RICKY L SCOTT LOAN NUMBER: 6163302968 l'ROCESS DATE DUE DATE ACTIVITY FOR PERIOD TRANSACTION CODE 01/01/00 - 11/26/03 TRANSACTION DESCRIPTION EFFECTIVE DATE OF TRANSACTION --~---~------------------------------------------------------------------------ TRANSACTION PRIN. PAID/ ESCROW PAID/ ____________OTHER_____________ AMOUNT BALANCE INTEREST BALANCE AMOUN1' CODE/DESCRIPTION ------------------~-------------------------~---------~._------------------~---- 02-13-02 02-02 351 HA~ARD INSURANCE DISBURSEMENT 284.00- 0.00 0.00 284.00- 255.46 NEW PRINCIPAL/ESCROW BALANCES 02-06-02 04-02 310 MORTGAGE INSURANCE DISBURSEMENT 28.08- 0.00 0.00 28.08- S39.46 NEW PRINCIPAL/ESCROW B1\.LANCES 111.61 215.77 NEW PRINCIPALIESCROW BALANCES INSURANCE DISBURSEMENT 0.00 28.08- 104.16 CHARGE ASSESSMENT 0.00 0.00 22.40-1 LATE CHARGE INSURANCE DISBURSEMENT 0.00 28.08- 132.24 172 PAYMENT 0.00 172 PAYMENT 76.67 371.79 68,562.33 02-04-02 01-02 172 PAYMENT 0.00 76.25 372.21 68,639.00 02-04-02 12-01 172 P1\.YMENT 2,001.54 75.84 372.62 . 68,715.25 01-23-0212-01 148 REVERSAL 0.00 75.84- 372.62- 68,791.09 01-16-02 01-02 152 LATE 0.00 0.00 01-09-02 12-01 172 PAYMENT 560.07 75.84 372.62 68,715.25 01-08-02 04-02 310 MORTG1\.GE 28.08- 0.00 02-04-02 03-02 15.00 02-04-02 02-02 0.00 0.00 0.00 154.46 567.54 154.46 413.08 154.46 258.62 111.61- 104.16 CHARGE ASSESSMENT 0.00 0.00 12-17-01 12-01 0.00 12-04-01 04-02 28.08- 152 LATE 0.00 310 MORTGAGE 0.00 11-19-01 11-01 172 P1\.YMENT 560.8~ 75.43 373.03 68,79l..09 111.61 160.32 @ 15.1l0 2 NSF/REVERSAL FEE NEW PRINCIPAL/ESCROW BALANCES NEW PRINCIPJ>oL/ESCROW BALANCES 192.78 1 LATE CHARGE NEW PRINCIPAL/ESCROW BALANCES NEW PRINCIPAL/ESCROW BALANCES 24.12-1 LATE CHARGE NEW PRINCIPAL/ESCROW BALANCES NEW PF,INCIPAL/BSCROW BALANCES 0.77 1 LATE CHARGE NEW PRINCIPAL/BSCROW BALANCES Q~OIC ;;;;.= ln~"f<<l DBor02-0J 10,24.. Fro.- T-092 P D14/019 F-17S qJll! Washingt-.MuwelN MtlTrJJ>.L HO M E LCJ:Ja\I'SMER CJ>.RE DEPARTMENT P. O. BOX 31.39 MILWJ>.UKEE, WI. 53201-3139 P.O. Box t 169 Milw"l,JkeE!, WI 53201.1169 CUSTOMER ACCOUNT ACTIVITY STATEMENT DATE 11/28/03 PAGE 7 REQ BY FD8 RICKY L SCOTT LOAN NUMBER: 6163302968 PROCESS DATE ---~--------------------------------------------------------------------------- DUE DATE J>.CTIVITY FOR PERIOD TRANSACTION CODE 01/01/00 - 11/26/03 TRANSACTION DESCRIPTION EFFECTIVE DATE OF TRANSACTION --------------------------------------------------------------.---------------- TRANSACTION PRIN. PAIDI ESCROW PAIDI ------------OTHER------------- AMOUNT BALANCE INTEREST BALANCE AMOUNT CODE/DESCRIPTION 11-1.6-01 11-01 0.00 11-02-01 04-02 28.08- 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 22.4,0-1 LATE CHARGE 310 MORTGAGE INSURANCE DISBURSEMENT 0.00 0.00 28.08- 48.71 NEW PRINCIPAL/ESCROW BAIJ\NCES ~ @~D\C ;:;;m.ln;..rco oBC701-03 10:14am From- T-oSl p 015/01 S HIS 0..-01-2003 15:13 I"'rom- ....n...t!. "ilu,lilb aAT'c:H 11;1.7 El)!':I!'...S2Q 2C731? O.a-D2 05-:il) au 1 Clll:OC,w:wo 29.CB- ~47.J2 PAYiE' CD mLP 06-01 D'-18 1 S2 , .co .00 6S2:l1. 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Jtll.48 126.51 157.10 .00 .00 .0' .'0 , O.1."::'~-Otl I. =:19.34. ,>>.A BATCH sea XDI~"SEQ 014355 D"-OO 02-04 J 10 1 CllEa: ~1I_ 28.17- 1Ga.l,) ~A':t'EE CC JWP 02-01:1 02-0~ .11 1 5".91 ".34 1Q~!):Z.G7 3e:J..12 :z.~6,Sl 8'4.8" .00 .CO .00 .'0 23,00 11 0:Z-09-00 :r. 29.32 AA !A'I'0l ". EDJ:If..SiQ 2333'71 02..00 02-09 J ., 2 eREct. 12442.15 20'1.00.. 833 .094 PA't.2EC:C~1 04-00 03-03 3 10 1 ""'0< /Im:ll.l! 28.71- '05.07 ~YU' CD RBP 0)-00 03.15 . 7. 1 574.J7 6'1.71 702..2'1.96 ~aO.;5 12'.51 131.58 .00 .00 .00 .'0 . 03-.:I.L!"00 L 2',25 M BA:I'CK 631 C:lI'=-SXQ lJ.<1595 0"-00 03 -:3 3 13 , C~ #Y'I1lE 2~,jJ..9J- 506.'5 PAYEE CD J'O~~QaC2C 04-00 0"-0'" 3 10 1 CIlIlO<I1W= 2B.77- <l7Sl.BB i'AYEI CD 1.51" 04-00 04-~" 1 11 1 574.:97 lie.07 ")0156.8.9 360.39 1:ZS.51 606.39 .oa .ao .00 -co 1 04-::1.1-00 L 29.:2<< M :aM:C:X Gi! Jm,n-st'Q OJ.un lJ'l-OJ. OS-04 2 '-" 1 orea::1fiW:ts:l..Z 29.43- 5,11.,& Pl\.'a::e al J:sp oS-ca OS-lIS 1- 52 1 .DC .oa 7D1.56.B.!J .CO ,00 S77.96' .CO ... .0' .'0 23.00- 11 05-00 05-22 J. 71 1 574.9? 59.44: 7caSa.e 3QO.C2 ~:i!6'.51 i'04.t7 .a, ,00 .00 .ao 1 05-2~-OQ 1. 2:9.23 M s:.rar UJ. .EDIT~Sl>Q 037"144 04...01 06-02 .) 10 1 aa;a: #KlRE 28.-1:1- G1&.04 ~An:E CD RBl!' Q,d2-01 10:24am From- T-092 P 019/019 H7S 08t-01-2003 15:\4 from- .loGE 6'&'17 .. 1O':SO:ZS' :;uay L SCon' 'mAG:): L SC01"1' """ 0 DOFO DUE l'ROC tp SQ - P1UJJ~.tPl'otl P~nz~IP.u. Dlm<sll1 "..""'w lISOlCII AI)'1Il\liCE S:lM1lS S:rA1OS ~ = c:rn hT" ~n: ~ 00 uesrn;n PAID IlJJ..>>Itjl >1lIl .~ llIl.l.A)lc:ll ""tAB~ lIl'lOllIII Dl\1JllIa I/ll-NoL. lIMOW:tS""" '-oQ Q6'.lS L" 1 5'4-.51 IIis.al '0019." 31.9.65 li6.51 loa.5S .00 .00 .00 .00 1 0G'-).5-0Q L 25.2D AA :eATc:B' 5'28 'EDrr-SEQ Q7S8:L1 4.-01 Q'7-06 3 10 1 Q1f;dC iW'IRE: 29."3'"' 1'4.12 PAm CDIlllP ,..00 O"1-~7 Ln 1 574.97 &9.19 li!HISO .45 3'5'.~' 12'.51 !IDQ.63 .00 .00 .00 .00 1 07-:1.1-00 L 23.J.7.All. 1lI\1t:!l h. l!llU-SEQ 042:a5D .9"00 06-Q1 3 :1,'1 1 ClI'''''~= sJ..4.:a2- 386.6J. P~ CD 370410S&06 14-Ql 01-0" ~ :1,,0 1 CREel!: #W1,UE :a.ol3- 35'1.911 PI\= CD UP .s.oo oa...u 1 71 1 574.11 6J.5' 6,aaC.e.!l 376.913 12G.Sil 1:81t.119 .00 .00 .0. .00 1 0&-16..00 L. 2'.1$ J\A DM'CI::I. S1E1 Jm%T-sEQ 0;"4;:19 14-01 09..05 > 10 1 am=- ~lU'.O 2,9.43- 45G.Ofi .PAnt CD ml,p )'-00 09...1.11 152 1 .CO .00 6S)uao _S~ .CD .00 4.5&. OG .00 .00 .00 .00 2).00- 11 )~-OO CS-2S 1 71 1 514.'7 '-9_94. CJBJ.O.'5 2'78.5_ 12C.Sl Sa2.S7 .00 .00 .00 .eo , 09..25..00 to 25.1~ AA B.l\TOI ,:?oS EDIT-SEQ 0531$'1 )4,-0'1. 10-0il 3 10 1 00:"" lIl'1tt 26.'U- 554.14 ))AYD: C,t) imP La-CO 10-1' 1 71 1 S1i.9' 7D.3:1 U740.U 37B.14 126.51 nO_GS .00 .00 .e, .00 , ,"a"1.6~CO L 251.D9 M BATor. ,8& EDI't'~S2Q 144114 114~Dl 11-0:1 3 .0 1 0=.= 26.'13- 6S2.~ 1?A~atIlU1P 1),.00 ll-l$ 171 1 $'14.97 70.70 Ufi69.53 371.1& '126.51 ;18.73 .DO .00 .0' ..0 1 1,1-15-00 L 29.0G M IlA1'Oi 6'1., J!Dl~-u.Q 001J..4" 00-00 11..20 ) 07 1 CllEC>: f3730", 460.55- na.15 pan:r: aJ 04..01 12-00. 3 10 1 ClIEC< IWIRE 211.4'3" ~8J. i:l t:.%ft c:D ~p J.2-00 U-).B 1 52 1 .00 .00 6'569.'3 .00 .00 269_'2 .00 .00 .00 .00 23.00- 11 1:2-00 J.2-2' 1 73 1 SIUi.91 71.06 &9599..85 3'77.38 12'.51 "11'.23 .OC .0. .00 .00 12..00 Z1 12.-29"QO L 29.D3 AA '8ATdi ..V5 EOrt-SEQ 0769Gi JUtQ.. 'S'lr -roI1UoS 6.'3i_6~ 4/953.:18 .00 293.2G 82S .14 1,518.11: Onn;2 JUoIotJ:Ift CCDES: A-oVRA-PZE"oL'l'r G.=SElt=D1TtRE9T-PJ'oII) TO t'OOr.. Jt='Il'f1'-DDE..l'tl P:::Acatum":C1EI':'OllX 'O--BEi\I'.pt.:~'IJ::cN"PU BIIlBSC: S:s1rSI:".t.trr L=1i'tI_TJmt1~o.T 'R=W...nn...-MT V=]Wl$.OIl'..1\DV'ANC2. C=2:lS-F!:E I=A-K"PP M-N3~CE-.&FP-D1l'Z'E S.sC!Sl-Lln->>r.r w...S'OGiP;atSX F--X:.Sc. J.-.L%'I2"pe )I'::.NN)..NCJiH~'lo-.1U"I'T 't=0R10-VG-1\MT 1f=UV%.A~~-l&Zsmw MaSER-nre-Pn :.n.gsFE1tRZtl-1.m"PD AC..L~VE-I?'S1-:orr~PD ~CIl:Qt...Jr.) ~E3UlE!)-:orr-t.TtJ...PI:l AF--LIPS-=a:FElUUC)-.7JIlT"LTO-PO ~-CODE. :A.:",gEF.DiI''''~..E1M\G ~-P.Y.I'-1U:CC AL:.~saaRa .AM..XOC-$:P~-:t1lt-PD J\N~..ll$C..C01t1i"aMJV ).zeDA'I'E-~ .AQ~'rIl'a:::" SfAPI!' M=M':I:GH.-Ue-CQR1l...ADV AS:.PRJN'-I'CSTZD A'1'.::rtw_'lU!CClCOtlP..A11\T A"t~ YE lOge :.0 J"EE cat:lES: .~c:~..~ ~!:'BAD..~.FEE JIIoc:ac.-QUNZR. 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'0.1/-Ml-&,.n.49 l;'R.'IN D1. a~ :eft::I:ND Ch.9:rI.M IitTGR s.gz '9.s~a.9S 205 so 0200 !lEi' 11ft' Bn PJt.t'CR n PPD nrt PP'tI XN1' nm C;:PX ORe 0.00 O.DO 0 0 Ion PAYQl'f FC-'DtJ',':-B'Ol y;E~"U1'/:oAn: SALE:.m I:X:L:tGT PLCD-r.Jl' Pfft'-OPT CJl.LC~ME~J.C noe: mncR'5'CY c:H:/t'l1" R/Q8-03-~' ~TST.N PM'I IZRIOD lQ98..J:)ft..:arsr 1>OJ:N1'S-P~/JUlltG 1'Jt, BtlPPR,-M%c:a-snrt J:I:t..1'QOT-RPt-y]l ~ am:: aI-~-S'" l.S~...J:ltJS-l'l'1' R'BO S"rA-r/COM:21.. %l1' 1.2 .00 05-:1' XOE c:Rm:tT yom/w"", e:w/w-i1 ~ XOllIl ou:1)X: 'Y'TD/\f-fl. SVI'tf-B B1lt.M'C8 _SIR"" NO 1'tDll;E 'Y/.J1I,C.j"4 IJJIID.'l?T~T :LAST 1:lz:'I!'l DUE: .00 .00 .00 .0' 04-2.9 !lEe CON) WV s~ JR.D RI!C:: coap ~ Ii1.1ll. rcmJtCL WltST CQD!')/umSTA'I'E 1))l,T'! Daf :!SC s1Wt c:atlE I DJ.1't: LOSoS HIT .:n'A'rtJs/OOl'SPlI ~E .00 ." 0"" pRO. "'" SQ ~ :P1l.INC:r.::E'A:. PU~C:PA.I. U;mR4~ BSOROW ..,"'OW ,,~ S=~ S'l'Jlri'J:'US """""""" c""''''' ."' 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Q 0.1> 01-01 02,-16 1 $2 1 .'0 .0' s,sse.S$ .00 .00 311'7.BO .0' ..0 .00 .00 22.40- 11 O'1-al 01-2.9 1 72 1 574." 71.4' 63527.38 J'Hi..!), 1.1~..61. 4'5.4J. ." .00 .0' .00 14,'0 11 O~-.i!!..f]l L 2'..00.M ~TCH 701 XD!~-9EQ 1.~10~~ 04-01. 02-D2 J 10 1 O!:E"" iFWIlU< ;B.'13- 470.518 ~J\Yft c:c U>> 02-01 o~-o, 3 51 1 c.~ f1406971 .:iIB1.CO- 196.'S 'PAYE!: (:;\ MNIJ, D2-D:' 04-1& 1 S2 , ,00 .00 Ei~sd7.3B .0' .00 19i.,e .00 ... .0' .00 :22..40- U 02-01 c2-aO 1 7j 1 S7:'.O' n.BS 6'./155.53 376.51 lJ,.1.G':J. 2SB.5' .00 .DO ... .00 ~2.00 21 (l2":::O-{j~ 11 21L,7 ..u U,'1'CH 4A3 ~IT-stQ 2'1S3152 03-a1 02-20 1 73 2 1.5.,.3 .00 1i94S..s:, 53 .00 .DO .il8.59 .00 .00 .00 .00 :U.,3 11 aATCB ~ EDIT-SeQ 2tgg63 0,",-01 03-;2 3 10 1 OlE"" llWXll.l! !aO,'l)- :a';H.:l.1G f'1rI.'YEB etJ RaP OJ-OJ. 03-:1.6 1 71 1 56Q.Q7 '7Z,2.{ "383 .29 376.22 111.61 S8~.""" .00 .00 .0' .00 1 03-,15-Q1. L 28.9'11 M Bl.TCH Ci21 eD~"I'-S2Q ~g2.6'C3 0i:-01- 03-Z7 1 .. 1 CllIC1l: VWIlll' ::.l.73,OS- U8.59 ~YEX CD 370tl0002C 04:-01 Dot-O'! 3 10 1 cm;C1'( 1I'i.,.''IRB ~6,4"]- 80.2' PAi~'U CD UP 04-0:' 04-~' 1 11 1 5'0.07 '7;).63 6~310. /::!; 375.93 :Ll~.61 1.'1.61 .00 .00 .00 .00 1 0""..16-01. 1. 29.9:1,. AI\. ~rC( 541 1j;DIT-Sl:Q OnOSl OQ-02 05-04. 3 10 1 Q!ECK ~WIRI: :il6.oe~ 16.1.'7' pl\n2: a;. RBP 05-01 05-J.6 1 11 1 550.01 73.0:] 5.92~'7.G3 375..'3 1l.1.'1 ;:t15.4Cl .00 .DO .00 .00 1 C!i:-16-Cl 1. :2e.BIl AA '~'c'01-03 10:13am From- tlec-al-4:UU~ 1:1:14 rrulII- L~ '1~Jla~9S8 ~~=Q~-13 u8E&~~L KEY.~a~t VERS~003 ~ITLZ~em~d Letter ~:;m'P.S-PD-PAGZdIO C'ClNDI'tiCN6~S SCB/Sl6JJ029SB/CL894/1/2/0aOODDooaoooo J\l..Oo:: J.3, :I,:lQ;3 R.:i.dcy :to Scott :r~&ccy I.r ~co~t 125 C St.rlill~ Ca.lislQ PA 17013-1Sl8 q nI: .a. DEB2' I:!OLLECIOR.. '1'IttS IS A)l' AftDGl''Z' 'to c:0L1.%C!l: i\ DE9'% >>m:A'JilY XlI~Ia>>' OS'l''>'nreD WILL n USE%) ~OR. !l!Wl.':' PORPcSt!. :2ll:: t.o=. lfI.omber 6163302959- P.:ro~ Addzoe.u; 12G C Sl::reee ~11s1e ~ 1'O~3 e UB A nEaT l:CIL>>C'fC1'. mIS:Z:S Ut AT'1'2DD1' ~ COLL'EC't' A D~'l' D1t) AN! D1PORJO.!%CM OB'l'AI:Nm:I wu:t. BE "set! I'Cll& ~T Ptm;E>Os::. near Ncrcg=qcr(~) I '1'h8 recoras of "~cm. Mu.t:Ua.l BOlle" 1.Oans. %m::. iJ:l,d.!oatei:h.3.c :uJ of t:he dolte ~ c:hi= loccer. yo..s. ~'V0 toUled. eo ~Q Ule ~quJ.red. moa.~y p:lyrDQ.l\CCI ~ tho ~el."I'lIS oE your No'l:~ t ft)loce"l ~ 2:'81atocS Mcr1:g.:l5c O~ Dee!! of 'r.lNs't. \lb:I.~ is ~pp1ic:.;:J.blQ tWS~~y ~~ca~") S1DC8 ~S/C1/02. 'rbCl coc.al olIDOI.mC F'\laGZ:ltly d.ue ~ c",j,l:l.g (v'tot;:l,l JUdClUl),t;, Po.:l,e~) cousiscs o~ :he follow!=g: J':)1!!!tc:ri,pt.i.OIl. Ama\m~ 2... Ncmr.b1y :tnt~:1.c:D.~.s: due cS~D~.O= ~~h al~Ol-03 $ B..~O.a6 L:I.~e caa.r,es ~ :.A1.22 ~o~ $ e,Sa2.~O ~ otHE1 P3ZS S 0,00 ':be ce:J:W!: of. ~ Boca a:&:l4 S~1tY' Ib.st..l:l>>nea:c: :r:equ.:i..re you t:Cl pay eaCD. ~y ~t: aJ:ld =ay rela-ce4 .cu:.e cha..1::'s''' a::id. other 1ees ....be due. Th1a ~o.nc!c;mce "'lll $Qrte1:.o .t:ICtUy you t.bA1: )'ou .u"G in. c!eta.uJ.1:. Ul:Idc1:' t:.ba t:e...'"Il!.:!; of ygu.r >>'ct.e ~ Se.::u%i~y tA~~as~-o03~HS~ ,_12 r-oil P 006/019 F-I76 l.c P'CaN=CtPJ. l'~GBxx. SBCtITU:'l~-J. ~~( V ) 0-' \\)0~ 'V.e<02-03 10:23am From- U8C-UI-'l,lrJ:I 1::1:'" r1UIII- LOAN- '1'330'969 ~t.2~OS-lJ CS~K3~ XEY~CLB~4 ~003 T~~Dam~ LeccBr I.:rmg-~.R.-PAGE:=NO ~'TlomS:aS T-092 P 0071019 F-1T6 Ie rCJD(~ClG'l P.2I>>'r!R:llGQXX SECORITY.:.1 P-' Lc~n ~~ '~'33a~,sa :naU'WD~ because of ~ fa,il\1rc: 'eQ TfQY 'lObe abo"., mant1onel! IIcnthJ.y ~~e:D.t.~. 1:'Ql-'l:ed 4c.0 Oha.%'ges. aftd, fees w.ca due. You ~y CI.1Z'e 1:J1is tSefauJ.c. 'liUl.iJ:l tb.i:t'ty (30J l1a~ from eM Ut.Q =: r:h1= ~ter 1:ly l'~yina 1f<LAlIJ.=aCCD. MU.l:uaJ. HOIat' Loans. !be. ~he t.cI~ .=ou:o."C dati J11~ im;Y ~tionAll1l:1At21J.y p~en1:a a.l:uS ),a;ee ~G =.1.1iDg duo wi.dl.:I.J:I. tJ11s tl:.i't'1:Y day perl.gQ, Pail~ co c:u.r~ cuch dc1:_ul~ "1u.:i.n ~ 3a-~y puiod. u111 result. i:n Wa:;h:i,~CD MUI:.u&l 4eolu1Dg t1kI endre cnu:.st:~ pr:i.Dc:i1i!~ l;o.U;mc:., ~ 1Ac:ere:sc. =4 any ether fees iJJI4 charl;ea cNe \lJ:Ide:' dw; tenw oX ;he l'Iot:lif and. Securi~ :tnet.%'1:m'tJ::L'C: 1:0 he inalllQ.iQ.~ly Qua (").er:eler.il.cl.~~ J. :rf tiis ~c. is :001; i.aaIed.:i.CIl:ce1.y pa.14 A~ ~ucl::l. 'ti,g,c. fIl'Olsbi:n:gecm MI.1.tu.;l.llNlY ~iCle iu :telllec5iee ava1.lDble vnde.:' Qe cezms oil t:.bc D1ot:<:' s.l:l.4 SC:e'IIdey :zs.suumea;c; ad. oppliQble 1:I.w, :i.DC'1tu!i.e.s:'bo ccmmec.~c. of f'crec.la~e p:roceec:Unge trh.ich m::1Y :t"e:!;.u,t. i:D !:he $~e of your propezot.y, J.t't.er a.c:c:.eJ.C'.Ilt:.ion. YClJ. ...,1:13, ba.ve Ui<!: rigbt. (,0 uaert. ~ g'rO\md.s: you may ~~ tel plV\"O ~he. ncc...ox:tS1:enee Qf .. defa.\i1~. 'Ycu. may ..lso :r:oinsUt:t:: yCU% loan. 1= a4d1dOZ1.. yeN ",ill u..c ~ :riS1h~ iu :my :I:Iel..s~c1 fClzoeclo&ure :p2;'Cceedingc 1:0 .;J;sel:'1: IIZIY de:f~lll e.c accelera.t:::i.cm, the forec:J.ClllurB 11t:.t9'~dca. and. i1! $ppl~c:.able, I:..b.e evenr:.u.:1J. $;1.10 0: YC\a" pr"ClpGrt,y .P'U"~r::. co .a CC\U:'t o::deo:r' or true~ee po~or cf Sale. Pl.ease OQIlU.c:r. our office :i.rnme:d.iac.ely 1:0 d.i G'~e: yt:Ju. O,ocoune $~tus. our toll frOG DUmbp~ 1a 8.S~'26-1931. Sincerely, Ccl1cc:c:ion lla))artme::l:1t ""'\I. \l$XUl:lcnQ),OU1B. eoro. LA-CL89~~a03-H'~ CERTIFICATE OF SERVICE I, Barbara A Shadel, an employee of the law firm of Purcell, Krug & Haller, do hereby certify that' same in the United States Mail, First Class Postage, Postage Prepaid, addressed as follows: "'~, · <ru, '"' ""~, """y", "",.., S'mm" "",m,m ^"."" 'p," ., ''''~,,' by,,,,,,.,, Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, PA 17013 Tracy l. Scott 323 East louther Street Carlisle, PA 17013 Attorney for Plaintiff, Ricky l. Scott Pro Se Defendant ~4-!: 01.4_Ld B~rbara A ShadEll r Dated: '1/ &/&t/ (fcIIWamU\scott\Sj brief) r-> c,:"). r~':":') J:'- ~ o -n --' -r" .." i;,,~\~;; '=-~'I'~)t , (;:--) ;''-'-ji'rl. ".:.\ 'Y:J '-< ';v \ -J -Y') r:'? (.0 PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) . TO THE PROTHONOTARY/OF CUMBERLAND COUNTY: Please list the within matter for the ~li o Pre-Trial Argument Court [Xl Argument Court for J'une 9, 2004 ---- ------------ ------------------------ ------------------------ ------- CAPTION OF CASE (entire caption must be stated in full) ~ashinaton Mutual Bank, FA, Successor by Merger to Bank United, (Plaintiff) vs. Ricky L. Scott and 'rracy I.. Scott, (Defendant) vs. No. 03-3620 Civil Term kkx...._ 1. State matter to be argued (i. e., plaintiffs motion for new trial, defendant's demurrer to complaint, etc.): Plaintiff's Motion for SU!l[l1ary Judgment 2. Identify counsel who will argue case: (a) for plaintiff: Jill M. \I1ineka, Eso. (b) for defendant: Karl E. Rominger, Eso. for Del', Ricky L. Scott 3. I will notify all parties in writing within two days that this case has been listed for argument._ ~Vh _ I / I? "-' ~~---------- mey for Plaint iff ) 1 M. Wineka, Esouire Dated: CERTIFICATE OF SERVICE I, Barbara A. Shadel, an employee of the law firm of Purcell, Krug & Haller, do hereby certify that I served a true and correct copy of the Praecipe for listing Case for Argument upon the following by depositing same in the United States Mail, First Class Postage, Postage Prepaid, addressed as follows: Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, PA 17013 Tracy Scott 323 East louther Street Carlisle, PA 17013 Attorney for Plaintiff, Ricky L. Scott Pro Se Defendant A-u.-O,~ arbara A. Shadel Dated: tfl!;/~~ ; ~ #1 WASHINGTON MUTUAL BANK, FA : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA V. RICKY L. SCOTT and TRACY L. SCOTT : NO. 2003-3620 CIVIL : CNIL ACTION - LAW IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT BEFORE J. WESLEY OLER, JR.. GUIDO. JJ. ORDER OF COURT AND NOW, this 30TH day of JUNE, 2004, Defendants' counsel having advised the court that the Plaintiffs Motion for Summary Judgment is not opposed, it is GRANTED. An in rem judgment in mortgage foreclosure is GRANTED in favor of Plaintiff and against Defendant Ricky L. Scott in the amount of $86,093.63 together with interest and any additional costs and escrow advances. ~.. / \ .. Edward E. Guido, J. Jill M. Wineka, Esquire 1719 North Front Street Harrisburg, Pa. 17102 Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pa. 17013 ~ ,~ ?bl-D"I ~ :sld n 1.'1'"'' u 01 c.'. :' ~y\7 \'~ 'J _, ):" ~,:,..' WASHINGTON ML:TUAL BANK. FA, SUCCESSOR flY \1ER(iER TO !lANK UNITED. PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY. PENNSYLVANIA CIVIL ACTION LAW VS. NO. 03-3620 RICKY L SCOTT TRACY L SCOTT, DEFENDANT(S) MORTGAGE FORECLOSURE P RAE C I PE TO THE PROTHONOTARY OF THE WITHIN COUNTY: Pursuant to the Order of Court dated June 30, 2004, kindly enter JUDGMENT in rem in favor of the Plaintiff and against Defendant(s) RICKY L. SCOTT as follows: Amount due per Court Order $86,093.63 * *Together with interest and any additional costs and escrow advances. Leon Paller PA J.D. # 15700 1719 orth Front Street Harrisburg, P A 17102 (717) 234-4178 C) r'- -(~ c' r" '.:..J ~2 r,"'.., ~:; 1-, -_of "---J WASHINGTON MUTUAL BANK, FA, SUCCESSOR 13Y MERGER TO BANK UNITED, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA CIVIL ACTION LAW \is. NO. 03-3620 RICKY L. SCOTT TRACY 1.. SCOTT. DEFENDANT(S) IN MORTGAGE FORECLOSURE NOTICE OF ENTRY OF JUDGMENT TO THE ABOVE-NAMED DEFENDANTS: You are hereby notified that on~ l;:l. oLo(\ ( the following judgment has been entered against you in the above-captioned matter, p su t to the Court Order for summary judgment dated June 30, 2004: $86,093.63 and for the sale and foreclosure of your property located at: 126 C. STREET CARLISLE, PENNSYLVANIA 17013 Dated: Septcmbcr,,2004 C~~t(.) {) <-fI~... !) PROTHONOT~~O U '014. Attorney for Plaintiff: Leon P. Haller 1719 North Front Street Harrisburg, PA 17102 Phone: (717) 234-4178 1 herehy certify that the following person(s) and their respective addresses are the proper individuals to receive this Notice pursuant to PA R,C.P. No. 236 Ricky L. Scott 81 () HANOVER STREET CARLISLE, PA 17013 G)p '0 --. ~ ~ ex> ~ --..J "'-0 0 () (~- ------.... (-----.;, left -....J\, --.J ...... ~ c:' l. n, r ---.J '""" I c::, -z c' ~ \ --.l 1 a " ~ ~.~ I"~) ..::.:) il ~d --! ro ~'~f~ C~) o WASHINGTOl'i MUTUAL BANK, FA, SUCCESSOR BY MERGER TO BANK UNlTED. P LA Il'\TlFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY. PENNSYLVANIA CIVIL ACTION LAW VS. NO. 03-3620 R]CKY L. SCOTT TRACY L. SCOTT. DEFENDANT(S) MORTGAGE FORECLOSURE P RAE C I PE TO THE PROTHONOTARY OF THE WITHIN COUNTY: Please enter JUDGMENT in rem in favor of the Plaintiff and against Defendant(s) TRACY L. SCOTT for failure to plead to the above action within twenty (20) days trom date of service of the Complaint, and assess Plaintiffs damages as follows: Unpaid Principal Balance ] nterest Per diem of$12.IS From 04/0112002 To OS/01!2003 Accumulated Late Charges Late Charges ($24.12 per month to OSlO 112(03) Escrow Deficit 5% Attorney's Commission TOTAL $6S,407.75 $6,309.23 $602.92 $410,04 $3,290.67 $3,420.39 $82,441.00 *."Together with additional interest at the per diem rate indicated above from the date herein, based on the contract rate, and other charges and costs to the date of Sheriffs Sale. By aller P A 1.0, # 15700 171 orth Front Street Harrisburg, P A 17102 (717) 234-4178 C'., ,." =, ::::~ ':/) :~.~ I --, '-..~ ,'._, h~ WASHINriTON MUTUAL BANK. FA, SUCCESSOR fJY \1ERCiER TO DANK UNITED, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL V MilA CIVIL ACTION LAW Vs. NO. 03-3620 RICKY L. SCOTT TRACY L. SCOTT. IN MORTGAGE FORECLOSURE DEFENDANT(S) CERTIFICATE OF SERVICE PURSUANT TO PA. R.c.P. 237.1 I hereby certify that on July 20,2004 I served the Ten Day Notice required by Pa. RC.P. on the Dcfendant(sl. Tracy L. Scott, in this matter by regular first class mail, postage prepaid, as indicated on the attached Notice. By LeonP. erPA LD.#15700 Attorney for Plaintiff Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 WASHINGTON MUTUAL BANK, FA, SUCCESSOR BY MERGER TO BANK UNITED, IN 1HE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO, 03-3620 VS. RICKY L. SCOTT AND TRACY L. SCOTT Defendants CNIL ACTION LAW IN MORTGAGE FORECLOSURE DATE OF THIS NOTICE: .mLY 20, 2004 TO: TRACY L. SCOTT 126 C. STREET CARLISLE,PA 17013 TRACY L. SCOTT 323 EAST LOUTHER STREET CARLISLE, PA 17013 TIDS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRlTTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRlTING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RlGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 By LEON P. HALLER, Attorney for Plaintiff I.D, # 15700 1719 N. Front St., Harrisburg, PA 17102 (71 7) 234-4178 c-----, ~. ~\__/) 'J>t... '\ ~ ~ ~" . ('"'- ~~, ""'-. - ~ cf\1 '8 cJ"y-S:\ ,\ c..0 ~~ ~ S;s -7Y' CX] 1~~ \('J :~ i, :i,~ Ie I ~_ / ~ , ~ --.:. , C'\ ~ r<~ ~:i~ ,--' ':-_::' ( -} J'~ (.' -~ .~ . , r...:' ;t!" ---- '-..J'-, J' WASHIN(iTO]'; vIUTUALIJANK. FA, SUCCESSOR 8Y MERC;ER TO flANK UNITED. PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNIT, PENNSYLVANIA ClVIL ACTION LAW VS. NO. 03-3620 RICK Y L SCOTT mACY L. SCOTT. IN MORTGAGE FORECLOSURE DEFENDANT NON-MILITARY AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF DAUPHIN Pel'sonally appeared before me, a Notary Public in and for said Commonwealth and County, LEON P. HALLER, ESQUIRE who being duly sworn according to law deposes and states that the Ddendant (8) abovc namcd are not in the Military or Naval Service nor are they engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. Sworn to and subscribed bc!()/,c mc thi~ day of _~20~ mrf:IJM . HALLER, ESQUIRE NOTARIAl SEA MARYLAND K FI'RRErn L Lower fJ,::!:~ton Twp -Da' Nhotary Public My Co~ ,,,.' up In County -- 1I1r.1'~Sloq Expires A ' ug. 8, 2000 ,..., :~::; 1 M,._l i~v IN TI-IE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION - LAW AT NO. 03-3620 vs. Total Judgment Amount Interest Per diem of$12.18 to sale date Late Charges $24.12 per month to sale date Escro\v Deficit $82,441.00 /' $5,907.30 W/ISHINGTON ,VllJTlJAL BANK. FA. SUCCESSOR IJY MERGER TO BANK UNITED. PLA1NHFF $361.80 RICKY L SCOTT TR ;\CY L. SCOTT. $2,000.00 DEFENDANT(S) TOTAL WRIT $90,710.10 *Plus additional interest, late charges and other costs to date of sheriff's sale. SALE DATE: (PROTHONOTARY'S USE) Phf Paid Deft. Paid Due Proth/Clerk Other Costs PRAECIPE FOR WRIT OF EXECUTION - MORTGAGE FORECLOSURE TO THE PROTHONOTARY/CLERK OF SAJD COURT: Issue Writ of Execution in the above captioned c Date: August 31. 2004 <:::. Allorney for PlaintIff 1719 North Front Street Ilarnsburg. PA 17102 (717) 234-4 I 7R WRIT OF EXECUTION - MORTGAGE FORECLOSURE COMMONWEALTH OF PENNSYLVANIA 88 COUNTY OF Cl!MBERLAND TO THE SHERIFF OF CUMBERLAND COUNTY: 10 sallsly thc Judgment. interest and costs in the above captioned case, you are directed to levy upon and sell tbe property descnbcd in the attached description known as 126 C. STREET CARLISLE, PENNSYLVANIA 17013 l)"le: . &~ lln, }th-' PROTHONOTARYICLE~ !:IVIL DIVISION BY ('2,-,-- 0 ~ "'f"i' DEPUTY ....., <'",--::> j? c:::) f'v r') :-" .--, fri l~ .:. ,~ " ....,. - - ~ <--:,. , ALL that certain tract of land situ.te In the Borough of C.r1isIe County of Cumb...land Commonwealth ofPCIlIlSY!vania, bounded and described .. follows:' .' BEGINNING .t . point on the South side of "C' Street at comer of a sixteen foot alley' thence South along the East side of said alley, 69 feet to a poinl on 101 form...ly of William 1: Spangler; thence along lot fonnorly of William I. Sp.ngl.... Easl 30 foellO . point; thence along olher land now or formerly of WlIfiam I. Sp.ngl.... North 69 fool 10 . poinl on the Soulh sid. of 'c' Strool; thence along the Soulh side of "C' Street, West 30 feel 10 a poInI and Pl.ce of BEGINNING. HAVING THEREON ERECTED A DWELLING KNOWN AS 126 C. STREET. CARLISLE, PENNSYLVANIA 17013 BEING THE SAME PREMISES WHICH Kendal R. Hockenberry and Deborah D, Hockenberry by deed dated 2/27/96 aDd recorded in Deed Book 135, Page 603, granted and conveyed unto Ricky 1. Scott and Tracy L. Scott. TO BE SOLD AS THE PROPERTY OF RlCKY 1. SCOTT AND TRACY 1. SCOTT ON JUDGMENT NO. 03-3620 ASSESSMENT NO. 06-20-1798-035A c- ~~ ,e ~ '==", c:::- ~':J C>'Q o N ~ /--~- ~ ~ -- -. U0 ~ 0" ~ ~- --,.D 0'-.) '2_ '~ - l...i" , ~ ~ , ~ ~.\ v-.. -&i ~ -&, ...c ~\ ?: ~\) c- \ <-r: (-, ,'j f' c"J "" c:-::-, c.:) (::, 'n (/) -_.. -r ['11 ~:.J r-- :;! f;_~; J , --~: WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 04-3620 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WASHINGTON MUTUAL BANK FA, SUCCESSOR BY MERGER TO BANK UNITED Plaintiff(s) From RICKYLSCOTT,810N.HANOVERST.,CARLISLE PA 17013 andTRACYL SCOTT, 323 E. LOUTHER ST., CARLISLE PA 17013. (1) You are directed to levy upon the property ofthe defendant (o)and to sell REAL ESTATE LOCATEDAT 126 "C" STREET, CARLISLE PA 17013 (SEE LEGAL DESCRIPTION) . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due 582,441.00 Interest 512.18 per diem to 12/8/04 = 55907.30 Ally's Comm % Ally Paid nBB.80 , ,J...O)... yo 12/8/04: ESCROW DEFICIT = 52,000.00 Plaintiff Paid Date: SEPTEMBER 8, 2004 L.L. 5.50 Due Prothy 51.00 Other Costs LATE CHARGES OF 524.12/MO TO CURTIS R. LONG (Seal) ~:th3~ 14 b ~ Deputy U REQUESTING PARTY: Name LEON P HALLER ESQUIRE Address: 1719 N FRONT ST HARRISBURG PA 17102 Attorney for: PLAINTIFF Telephone: (717) 234-4178 Supreme Court ill No, 15700 WASHINGTON MilT! :AL DANK. FA, SlJCCESSOR IW MERCiER TO BANK UNITED, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY. PENNSYLVANIA CIVIL ACTION LAW VS, NO. 03-3620 RWKY L. SCOTT IR i\CY L SCOTT. IN MORTGAGE FORECLOSURE DEFENDANT(S) AFFIDAVIT PURSUANT TO RULE 3129.1 The PlaintiiT in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following infonnation concerning the real property located at 126 C. STREET. CARLISLE, PENNSYLVANIA 17013: I. Namc and address ofthe Owner(s) or Reputed Owner(s): RICKY L SCOTT S J I) HANOVER STREET CARLISLE, PA 17013 TRACY L. SCOTT 323 EAST LOUTl-IER STREET CARLISLE, PA 17013 2. Name and address of Defendant(s) in the Judgment, jf different from that listed. in (1) ahove: SAM E J. Nmne and address of every judgment creditor whose judgment is a record lien on the real property to be sold: UNKNOWN C;eorge L. Lyter, J r. R. R. #2_ Box 256 Newport, PA 17074 Carrie M. Lyter R. R. #2. Box 256 Newpor!. I'A 17074 l Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): 'i. Name and address of every other person who has any record lien on the property: UNKNOWN fl. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenants if 3ny . . . DOMESTIC RELATlONS Cumberland County Courthouse I ~ North Hanover Street C"rlisle. PA 17()1~ TENANT/OCCUPANT I 2() C. STREET CARLISLE, PENNSYLVANIA 1701~ Karl E. Rominger_ Esquire 155 South Hanover Street Carlisle, PA 1760]J (In the preceding infonnation, where addresses could not be reasonably ascertained, the same is i n\l icated.) I vcrify that the statements made in this Affidavit are true and correct to the bes my personal knowledge, info1111ation and belief I understand that false statements herein are e subject to the penal tics of 18 P A C.S, Section 4904 relating to unsworn falsification to autl Leon P. aller PA LD. #15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DA TE:August ~ 1,2004 ,-, "" ~:'.:: ...- (/) ~^.) (') :;fJ ~r "'11 -, C) C) WASHINGTON MUTUAL BANK, FA, SUCCESSOR BY MERGER TO BANK UNITED, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW VS. NO. 03-3620 RICKY L. SCOTT TRACY L SCOTT, IN MORTGAGE FORECLOSURE DEFENDANT(S) NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYL VANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: WEDNESDAY, DECEMBER 8, 2004 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land, (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 126 C, STREET CARLISLE, PENNSYL VANIA 17013 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No, 03-3620 JUDGMENT AMOUNT $82,441.00 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: RICKY L. SCOTT AND TRACY L. SCOTT A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or govemmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County tllilty (30) days after the sale and distribution of the proceeds of sale ill accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. [nformation about the Schedule of Distribution may be obtained from the Sheriff of the Comt of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise YOLl more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, PelUlsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pe1ll1sylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: I . You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you, You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you, 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs I11l1st be presented to the Court of Common Pleas of the within County, The petition must be served on the attorney for the creditor or on the creditor before presentation to the COl11t and a proposed order or rule must be attached to the petition, If a specific return date is desired, such date must be obtained from the COl11t Administrator's Ol'tice - Civil Division, of the within County Courthouse, before a presentation of the petition to the COllrt. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, P A 17102 (717) 234-4178 ALL that certain lrBcI of land situate in tha Borough of Carlisle, County of Cumberland Commonwealth ofP"""'YIVlltia, bounded and described u follows: .' BEGINNING at a poi~t on the ~outh side of 'C' Street at comer of a sixteen foot alley; thence South alons the But s.de of SlUd alley, 69 feel to a point on lot formerly of William !. Spangler; thence alons lot fOrmerly of William I. Spangler, Ell$t30 feet to a point; thence along other land now or fonnerly of WdUam!, Spangler, NOM 69 feet to a point on the South side of 'C' Street; thence along th. South side of 'C' Street, West 30 feet to a point and Place of BEGlNNlNG. HAVING THEREON ERECTED A DWELLING KNOWN AS 126 C. STREET, CARLISLE, PENNSYLVANIA 17013 BEING THE SAME PREMISES WHICH Kendal R. Hockenberry and Deborah D. Hockenberry by deed dated 2/27/96 and recorded in Deed Book 135, Page 603, granted and conveyed unto Ricky L. Scott and Tracy L Scott. TO BE SOLD AS THE PROPERTY OF RICKY L. SCOTT AND TRACY L. SCOTT ON JUDGMENT NO. 03-3620 ASSESSMENT NO. 06-20-1798-035A (') r_, .-:'> ~ c.' -il ~-~ ::'+::-'1 r;1~~1 'y' j (;:, (/) -~ Cl C_, WASHINGTON MUTUAL BANK, FA, SUCCESSOR BY MERGER TO BANK UNITED, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW VS. NO. 03-3620 RICKY L. SCOTT TRACY L. SCOTT, IN MORTGAGE FORECLOSURE DEFENDANT(S) RETURN OF SERVICE I h re }:..I ertify that I have deposited in the U.S. Mails at Harrisburg, Pennsylvania on l 120 11.'0 0 , a true and correct copy of the Notice of Sale of Real Estate pursuant to PA R.C. . 31 9.1 to the Defendants herein and all lienholders of record by regular first class mail (Certificate of Mailing form in compliance with u.S. Postal Form 3817 is attached hereto as evidence), and also to the Defendants by Certified Mail, which mailing receipts are attached. Service addresses are as follows: RICKY L. SCOTT 810 HANOVER STREET CARLISLE, P A 17013 TRACY L. SCOTT 323 EAST LOUTHER STREET CARLISLE, P A 17013 TRACY L. SCOTT 2371 WALNUT BOTTOM RD CARLISLE, PA 17103 DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, P A 17013 TENANT/OCCUP ANT 126 C. STREET CARLISLE, PENNSYLVANIA 17013 Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, P A 176013 r )r. e l,. l,-yte'256 Geor~ '2 BOt. '70'14 R,R.# ~ V~ \ 'N e\\l-Po , . Nl, l-'j\.er 56 Carf1e #'2, Bot. '\ '7014 R. R. ..t y~ ~ e\\l\"o~ ~, .--- &\l l(RtlG 'ff B'Y eEl-\"', n\alnt1 ,t s for r t Stree, ~ttorne'Y rtb. 'Frot\\1\02 \9 'NO 'PA- \'7 .sourg, \'7% \larfl '23A~4 (1\1) LAW OFFICES HOW ARD B. KRUG LEON P. HALLER JOHN W. PURCELL JR. JILL M. WlNKA BRIAN J. TYLER NICHOLE M. STALEY O'GORMAN ~~~f3Yt~ 1719 NORTH FRONT STREET HARRISBURG, PENNSYLVANIA 17102-2392 TELEPHONE (717) 234-4178 FAX (717) 234-1206 HERSHEY (717)533-3836 JOSEPH NISSLEY (1910-1982) JOHN W. PURCELL V ALERIE A. GUNNOF COUNSEL RICKY L. SCOTT 810 HANOVER STREET CARLISLE, P A 17013 TRACY L. SCOTT 323 EAST LOUTHER STREET CARLISLE, P A 17013 TRACY L. SCOTT 2371 WALNUT BOTTOM RD CARLISLE, P A 17103 DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, P A 17013 TENANT/OCCUPANT 126 C. STREET CARLISLE, PENNSYLVANIA 17013 Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, P A 176013 George L. Lyter, Jr. R. R. #2, Box 256 Newport, PA 17074 Carrie M. Lyter R. R. #2, Box 256 Newport, PA 17074 NOTICE IS HEREBY GIVEN to the Defendants in the within action and those parties who hold one or more mortgages, judgments or tax liens against the real estate which is the subject of the Notice of Sale pursuant to Pennsylvania Rule of Civil Procedure 3129.1 attached hereto. YOU ARE HEREBY NOTIFIED that by virtue of a Writ of Execution issued out of the Court of Common Pleas of the within county on the judgment of the Plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARE FURTHER NOTIFIED that the lien you hold against the said real estate will be divested by the sale and that you have an opportunity to protect your interest, if an ing notified of said Sheriffs Sale. Leon P. Haller PA LD.15700 Attorney for Plaintiff WASHINGTON MUTUAL BANK, FA, SUCCESSOR BY MERGER TO BANK UNITED, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA CIVIL ACTION LAW VS. NO. 03-3620 RICK'{ L. SCOTT TRACY L. SCOTT. IN MORTGAGE FORECLOSURE DEFENDANT(S) NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYL VANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: WEDNESDAY, DECEMBER 8, 2004 TIME: 10:00 O'clock A.M. LOC A TION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 126 C. STREET CARLISLE, PENNSYLVANIA 17013 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 03-3620 JUDGMENT AMOUNT $82,441.00 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: RICKY L. SCOTT AND TRACY L. SCOTT A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. lnfonnation about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas oftIle within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PjLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT Y OLl may have legal rights to prevent your property from being taken away. A lawyer can advise YOLl more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTL Y. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FINn OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Lnc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. Y OLl may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within Coullty to set aside the sale for a grossly inadequate price or ft:::>r other proper cause. This petition !VI UST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. I C a specific return date is desired, such date must be obtained from the Court Administrator's Ofticc - Civi I Division, of the within County Courthouse, before a presentation of the petition to the Co urt. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, P A 17102 (717) 234-4178 ALL that certain tract of land situate in the Borough of Carlisle, County of Cumberland, Commonwealth of Pennsylvania. bounded and descn'bed as follows: _ BEGINNING at a poi~t on the ~outh side of .C. Street at comer of a sixteen foot alley; thence South along the East Side of wd alley, 69 feet to a point on lot formerly of William I. Spangler; thence along lot fonnerly of William I. Spangler, East 30 feet to a point; thence along other land now or formerly of W1Iliam l Spangler, North 69 feet to a point on the South side of .C. Street; thence along the South side of .C. Street. West 30 feet to a point and Place of BEGINNING. HAVING THEREON ERECTED A DWELLING KNOWN AS 126 C. STREET, CARLISLE, PENNSYLV ANIA 17013 BEING THE SAME PREMISES WHICH Kendal R. Hockenberry and Deborah D. Hockenberry by deed dated 2/27/96 and recorded in Deed Book 135, Page 603, granted and conveyed unto Ricky L. Scott and Tracy L. Scott. TO BE SOLD AS THE PROPERTY OF RICKY L. SCOTT AND TRACY L. SCOTT ON JUDGMENT NO. 03-3620 ASSESSMENT NO. 06-20-1798-035A " W !\SHINUTON MUTUAL BANK, FA v. RICKY L. SCOTT TRACY L. SCOTT Cumberland County Sale jJ./oS u. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received !i-om: Purcell. Krug & Haller J 7 J 9 North Front Street llarrisburg, P A 171 02 Postage: Olle piecc of ordinary mail addressed to: RICI,Y L. SCOTT ~]() HANOVER STREET C!\RLlSLE, PA 17013 Postmark: u. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received Ii-om: PurcelL Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: Olle piece of ordmary mail addressed to: TI~ACY L. SCOTT .in EAST LOUTHER STREET ('f\RLlSLE_ PA l70n Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) .--~ , ,j '" " ". Rt'cel\'ed 11'om: Purcell, Krug & Haller 1719 North Front Street Harrisburg, P A 17102 Postage: <> '!~ );'" \~o~~~~/ ~~~ Olll~ pIece of ordinary mail addressed to: nOM ESTTC RELA nONS (:ull1berland County Courthouse l.i North Hanover Street Carlisle. PA 170n Postmark: II ~t:~ POs-14_ '1> "'(c. ~~~:.-~- :2 4 ~..........,~_ :J ~ PITNl-V ROWF_5. 02 1A $ 00.900 0004338187 CCT 12 2004 MAILED FROM ZIP CODE 17102 WASHINGTON MUTUAL BANK, FA v. RICKY L. SCOTT TRACY L. SCOTT Cumberland County Sale U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Rl'cel\'l'd from: l)urcelI, Krug & Haller 1719 North Front Street Harrisburg, P A 17l 02 Postage: One piece of ordinary mail addressed to: TENANT /OCCUP ANT ] 2() C. STREET CARLISLE. PENNSYLVANIA 17013 Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: I'mccl!. Krug & Haller 1719 North Front Street HarrIsburg, PA 17102 Postage: One piece of ordinary mail addressed to: Karl E. Rominger, Esquire 155 South Hanover Street Carlisle. P A 176013 Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received ti-om: Purcell, Krng & Haller 1719 North Front Street I-I Clrrisburg. P A 17102 Postage: . .-"~~ .;j~~~\ c) f:tJ-, ~ \-. ,..J.l ~" \ ~ 't1J?-" \(/. - "",IJ..,<;I.(" . \ " . , ~<i ".~'~ Onl' piece of ordinary mail addressed to: Postmark: George L. Lyter. J r. R. R. #2. Box 256 Newport, PA 17074 ~~€'3 PO~ II fiJO:> --::-"{:'.:=;J- ~ II. ':'" ~AmIIIII!II"-- . ~ " _ PITNl'I ROWleS . . . 02 1A $ 00.900 0004338187 CCT 12 2004 MAILED FROM ZIP CODE 1 71 02 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received ti-om: PurcelL K.rug & Haller 1719 North Front Street Harrisburg,PA 17102 Postage: OIlC pIece of ordinary mail addressed to: Carrie I\!I. Lyter R, R. #2. Box 256 Newport. PAl 7074 Postmark: '" /-~~ IA W' :.)~"'/ " ~'ii: ~ <t \ .. . < ~ ,',: !~..... ~\:s pOS?: ... o~?' "l~_if /!!~~-- " . ~~-- - z: ..... __ PlTNI V BOwrs ? v 00 . 02 1,~ $ 00.9 0004338187 CCT 12 2004 ...., MAilED FROM ZIP CODE 1 71 02 Re: W AMU VS. SCOTT - CM #8238 CUMBERLAND COUNTY - SALE 12/08/04 u. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postage: Postmark: TRACY L. SCOTT 2371 WALNUT BOTTOMRD CARLISLE, PA 17103 c}t--<.e3 pO~Q~ . Q ---.=:J~ ~ ~"; ~AIIIIIIIIIIl"- . .: ~ .......... PIlNIV 80WE5 ."";) 0900 ooi' 02 1A $ 0 . 0004338187 NOV 03 2004 ..: MAILED FROM ZIP CODE 1 71 02 c' /",.) .r.:::.::::> () l._") ,,- """J !.~I C::J -~ I""i fcIi:n c--) r -- , -rJ rn -J ;J~ ~? -in . J ~j,r~ .1: _i~... C J'- r~, :-_~ :_0 c.. .......:: - COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND }SS: (/]/ .7 (p "'- I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby ce ify that the Sheriffs Deed in which Washington Mutual Bank is the grantee the same having been so to said grantee on the 2nd day of March AD., 2005, under and by virtue of a writ Execution issued 0 the 8th day of Dee, AD., 2004, out of the Court of Common Pleas of said County as of Civil Term, 2 03 Number 3620, at the suit ofWashingron Mutual Bank F A against Ricky L Scott & Tracy L is duly recorded in Sheriffs Deed Book No, 268, Page 304. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this ;z day of '"fY\lU\.-cA.. , AD. :2-0<> '5 , '-fY, \'). ~-6- ~ . \-~----- Recorder of Deeds, Cumberland COunty, Carlisle, PII My CommiSSion Expires the Firo! Monday of JllIl. 2001 Recor r fDeeds Washington Mutual Bank, F.A., Successor By Merger to Bank United VS Ricky L, Scott and Tracy 1. Scott In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2003-3620 Civil Term Michael Barrick, Deputy Sheriff, who being duly sworn according to law, sta s that on September 15, 2004 at 2:11 o'clock PM, he served a true copy of the within al Estate Writ, Notice of Sheriff's Sale and Description, in the above entitled action, upo the within named defendant, to wit: Ricky 1. Scott, by making known unto Ricky 1. Scott, personally, at his place of employment, Bender's Auto Store, I Rich Street, Newville, Cumberland County, Pennsylvania, its contents and at the same time handi g to him personally the said true and correct copy of the same. Michael Barrick, Deputy Sheriff, who being duly sworn according to law, stat s that on September 15, 2004 at 1:52 o'clock PM, he served a true copy of the within R al Estate Writ, Notice of Sheriff's Sale and Description, in the above entitled action, upo the within named defendant, to wit: Tracy 1. Scott, by making known unto Joanne Hockley, adult in charge, at 2371 Walnut Bottom Rd., Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states that on October 26, 2004 at 3:17 o'clock P.M., she posted a true copy of the within Re I Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Ricky 1. Scott and Tracy 1. Scott located at 126 C Street, Carlisle, Pennsylvania, according to law, R, Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Ricky 1. Scott, by regular mail to his last known address of 16 Yates Street, Mt. Holly Springs, PA 17065. This letter was mailed under the date of October 07,2004 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Tracy 1. Scottt, by regular mail to her last known address of2371 Walnut Bottom Road, Carlisle, P A 17103, This letter was mailed under the date of October 07, 2004 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on March 02, 2005 at 10:00 o'clock A.M. He sold the same for th sum of$I.OO to Attorney Leon P_ Haller for Washington Mutual Bank, FA, successor by merger to Bank United, It being the highest bid and best price received for the same, Washington Mutual Bank, FA, successor by merger to Bank United ofP,O. Box 1169, Dept. 2665, Milwaukee, WI 53201, being the buyers in this execution, paid to SheriffR. Thomas Kline the sum of $771.10, it being costs. j. ~ f) \ - I-jCf).. '1 ~ .J ).,,~ \1pr'1 Sheriff's Costs: Docketing Poundage Posting Bills Advertising Acknowledging Deed Auctioneer Law Library Prothonotary Mileage Levy Postpone Sale Surcharge Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriff's Deed $ $30.00 14,72 15.00 15.00 30.00 10.00 .50 1.00 18.50 15.00 20.00 30.00 223.55 232.51 30.42 25.00 39.50 751.1 0 Sworn and subscribed to before me This -.SL day of '1fj AA< A. 2005, A.D'f ~ tr'~. Prothonot I . ?~~~ R. Thomas Kline, Sheriff BY \.)odfi J.~L Real Estate puty ... I WASHINGTON MUTUAL BANK, FA, SUCCESSOR BY MERGER TO BANK UNITED, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL V A IA CIVIL ACTION LAW VS. NO. 03-3620 RICKY L. SCOTT TRACY L. SCOTT. DEFENDANT(S) ~. IN MORTGAGE FORECLOSURE I,! "' ~;:f'lf ''"'\ Vi} .,.I"q~.., ..,.- }:'''; 'AI" '~"i-'"'''' ,.,',' ":.. -", ....... - '~-' \';;~ /I,;."" ,.... AFFIDAVIT PURSUANT TO RULE 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth a of the date the praecipe for the writ of execution was filed, the following inforn1ation conceming the rea property located at 126 C. STREET, CARLISLE, PENNSYLVANIA 17013: 1. Name and address of the Owner(s) or Reputed Owner(s): RICKY L SCOTT 810 HANOVER STREET CARLISLE. PA 17013 TRACY L SCOTT 323 EAST LOUTHER STREET CARLISLE, P A 17013 2. Name and address of Defendant(s) in the Judgment, if different from that liste . in (1) above: SAME 3. Nilme and address of every judgment creditor whose judgment is a record lie on the re~i1 property to be sold: UNKNOWN George L. Lyter, .11'. R. R. #2, Box 256 Newport, PA 17074 Carrie M. Lyler R. R. #2, Box 256 Newport, PA 17074 4. Name and address oflast recorded holder of every mortgage ofrecord: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): 5. Name and address of every other person who has any record lien on the prop y: UNKJ.'lOWN .r ;' () Name and address of every other person who has any record interest in the p operty and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowled e who has any interest in the property which may be affected by the sale: Tenants if any. DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street C",,[isle, PA 17(113 TENANT/OCCUPANT I 2h C. STREET CARLISLE, PENNSYLVANIA 17013 Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, PA 176013 (In the preceding information, where addresses could not be reasonably ascertained, Ie same IS indicated.) I verify that the statements made in this Affidavit are tme and COlTect to the bes n y personal knowledge, information alld belief. I understand that false statements herein are e su . ect to the penalties of 18 P A C.S. Section 4904 relating to WIswom falsification to aut LeonP. allerPALD.#15700 Purcell, Krug & Haller 1719 NOlih Front Street HatTisburg, P A 17102 (717) 234-4178 DATE:August 31, 2004 WASHINGTON MUTUAL BANK, FA, SUCCESSOR BY MERGER TO BANK UNITED, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VA IA CIVIL ACTION LAW VS. NO. 03-3620 RICKY L SCOTT TRACY L SCOTT. IN MORTGAGE FORECLOSURE DEFENDANT(S) NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYL VANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: WEDNESDAY, DECEMBER 8, 2004 TIME: JO:OO O'clock A.M. LOCATION: Cumberland County Comihouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly onslstmg of a statement ofthe measured boundaries of the property, together with a brief mention ofthe uildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 126 C. STREET CARLISLE, PENNSYL VANIA 17013 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 03-3620 JUDGMENT AMOUNT $82,441.00 THE NAMES OF THE OWNERS OR REPUTED OWNERS ofthis property is: RICKY L. SCOTT AND TRACY L. SCOTT A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or goverr mental or coqJorate entities or agencies being entitled to receive part of the proceeds of the sale receive and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalitie that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and dis 'bution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. fnformahon about the Schedule of Distribution may be obtained from the Sheriff of tl e Comi of Coml11on Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE (F YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD TO BE SOLD OR TAKE!' TO PAY THE JUDGMENT You may have legal rights to prevent your propeliy from being taken away, A lawyer an advise YOLl more specifically of these rights. If you wish to exercise your rights, YOU MI ST ACT PROMPTLY. , YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO R TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CA GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Libeliy Avenue Carlisle, Pennsylvania 17013 717-249-3166 Legal Services; Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County t open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal de ect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of ConU110n Pleas of he within County to set aside the sale for a grossly inadequate price or for other proper cause. Th s petition IVI UST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding aragraphs must be presented to the Court of Common Pleas of the within County. The petition must be erved on the attomey for the creditor or on the creditor before presentation to the court and a propose order or rule must be attached to the petition, If a specific return date is desired, such date must be obtained from the Comi Adm 1istrator's Ot'tice - Civil Division, of the within County Courthouse, before a presentation of the petit on to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PAl 71 02 (717) 234-4178 ALL that certain tract of land situate in the Borough of Carlisle, County of Cumberland, Commonwealth of Pennsylvania, bounded and described as follows: . BEGINNING at a point on the South side of 'C' Street at comer of a sixteen foot alley' thence South along the East side of said alley, 69 feet to a point on lot formerly of William r: Spangler; thence along lot formerly of William I. Spangler, East 30 reet to a point; thence along other land now or formerly of William L Spangler, North 69 feet to a point on the South side of 'C' Street; thence along the South side of 'c' Street, West 30 feet to a point and Place of BEGINNING. HA VING THEREON ERECTED A DWELLING KNOWN AS 126 C. STREET, CARLISLE PENNSYLVANIA 17013 BEING THE SAME PREMISES WHICH Kendal R. Hockenberry and Deborah D, Hockenberry y deed dated 2/27/96 amI recorded in Deed Book 135, Page 603, granted and conveyed unto Ricky L. Sc tt and Tracy L. Scott. TO BE SOLD AS THE PROPERTY OF RICKY L. SCOTT AND TRACY L. SCOTT ON NO. 03-3620 ASSESSMENT NO. 06-20-1798-035A WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYL VANIA) COUNTY OF CUMBERLAND) NO 04-3620 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WASHINGTON MUTUAL BANK FA, SUCCESSO BY MERGER TO BANK UNITED Plaintiff(s) From RICKYL. SCOTT,810N.HANOVERST., CARLISLE PA 17013 andTRACYL. SCOTT, 323 E. LOUTHER ST., CARLISLE PA 17013. (I) You are directed to levy upon the property of the defendant (s)and to sell REAL EST ATE LOCATEDAT 126 "C" STREET, CARLISLE PA 17013 (SEE LEGAL DESCRIPTION) . (2) You are also directed to attach the property ofthe defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined fr m paying any debt to or for the account of the defendant (s) and from delivering any property of the defen nt (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added a a garnishee and is enjoined as above stated. Amount Due $82,441.00 Interest $12.18 per dIem to 12/8/04 = $5907.30 Atty's Comm % Atty Paid $aIlllIU Jc ~ . it 12/8/04it-~g:r~ij DEFICIT = $2,000.00 Plamtiff Pa"r Date: SEPTEMBER 8, 2004 L.L. $.50 Due Prothy $1.00 Other Costs LATE CHARGES OF $24.12/MO 0 CURTIS R. LONG (Seal) Protho,\otary By: REQUESTING PARTY: Name LEON P HALLER ESQmRE Address: 1719 N FRONT ST HARRISBURG PA 17102 Attorney for: PLAINTIFF Telephone: (717) 234-4178 Supreme Court lD No. 15700 I \. Real Estate Sale #56 On September 09, 2004 the Sherifflevied upon the defendant's interest in the real property situated in Carlisle Borough, Cumberland County, P A Known and numbered as 126 C Street, Carlisle, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: September 09,2004 ~ By:... Real Esta Deputy , I. <; ~'Ci.~ J u !. ,'~ :J C /'... ;1..1 ..:1_., .) ~ ~ t.~ 6~ ~ , , . THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16,1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the 1 ws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Set, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-New and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, 'n the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established Ma ch 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and p lished in their regular daily andlor Sunday! Metro editions which appeared on the 19th and 26th day(s) of October nd the 2nd day(s) of November 2004, That neither he nor said Company is interested in the subject matter of said rinted notice or advertising, and that all of the allegations of this statement as to the time, place and character of plication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to ve 'fy this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously p ssed and adopted severally by the stockholders and board of directors of the said Company and subsequently dul recorded in the office for the Recording of Deeds i and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. ALL THAT CERTAIN uact uf land 5ituate in the Borough ur c.rliste. County of Cumberland, Commonwealth of Pennsylvania, bounded and described as follows: BEGINNING at a point on the So~th side of ''C''Street at comer of a sixteen-foot aUey; thence S~th along the East side of said alley, 69 feet to a pomt on lot fonnerly of William L Spangler; lheru:, along lot fullll<rly of William I. SJ'lII8lor, . . . . E&, J() feet to a point, Ibo:nco along oIhor land Publisher's ReceIpt for Advertlsmg Cost :' ;;::O=Yo~f:;t':'~'~~Jt69 ,lisher of The Patriot-News and The Sunday Patriot-News, newspapers of general tbence aloog the South side of "C"Street, w:Tri ;vledge receipt of the aforesaid notice and publication costs and certifies that the sa feet 10 a point andPIace ofBEGlNNING. HAVING thereon erected a dwelling .known as 126 C Stteet, Carlisle, PA t7013. BEING THE SAME pre""" whi,h XendaI R. Hockeoborry and Debornh D. Hockenborry by deed dated 2/27196 and recorded in Deed Book 115, l\lge fil3, granted and ,on"'Yo<! onto Rkky L. Scott and Tracy L. Scott. TO BE SOLD as the property of Ricky L. Scott and Tracy L. Scott on Judgment No. 03-3620. ASSESSMENT 106-2()'17~35A. PUBLICATION COpy S ALE #56 REAL ESTATE SALE No. 5& Writ No. 2003-3620 Civil Term Washington Mutual Bank, FA, Successor by Merger 10 Bank Unl1ed Vs Ricky L Scoll and 1\'acy L. Scott Ally: Leon Haller DESCRIPTION Sworn to and subscribed be NOTARIAl. SEAl. Teny L. Russell, Notary Oly of Horrlsburg, Dauphin Counly My Commission Expires June . ssion expires June 6, 2006 Membef, PennsylvanlaAuoclalionof Nolaries CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO, For publishing the notice or publication attached hereto on the above stated dates 232.51 e have By........"........."'.......,..........""........." ..........,. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No, 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the Coun and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberlan Law Journal, a legal periodical published in the Borough of Carlisle in the County and State a resaid, was established January 2,1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2,1952, been reg larly issued weekly in the said County, and that the printed notice or publication attached heret IS exactly the same as was printed in the regular editions and issues ofthe said Cumberland aw Journal on the following dates, VIZ: OCTOBER 8,15,22,2004 Affiant further deposes that he is authorized to verify this statement by the Cumbe land Law Journal, a legal periodical of general circulation, and that he is not interested in the s bject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. S TO AND SUBSCRffiED before me IS 22 day of OCTOBER 2004 NOTA IAl SEAL lOIS E, SNYDER, Notary Public Carlisle Bora, Cumberland County My Commission Expires March 5, 2005 REAL ESTATE SALE NO. 56 Writ No. 2003-3620 CM1 Washington Mutual Bank, FA. Successor by Merger to Bank United VS. Ricky L Scott and Tracy L. Scott Atty.; Leon Haller ALL that certain tract ofland situ- ate in the Borough of Carlisle, Coun- ty of Cumberland, Commonwealth of Pennsylvania, bounded and de- sCribed as follows: BEGINNING at a point on the South side of "e" Street at corner of a sixteen foot alley: thence South along the East side of said alley. 69 feet to a point on lot formerly of Wil- liam 1. Spangler: thence along lot formerly of William L Spangler, East 30 feet to a point; thence along other land now or formerly of William I. Spangler, North 69 feet to a point on the South side of "e" Street: thence along the South side of "c" Street, West 30 feet to a point and Place of BEGINNING. HAVING THEREON ERECTED A DWELLlNG KNOWN AS 126 C, Street, Carlisle, Pennsylvania 17013. BEING THE SAME PREMISES WHICH Kendal R Hockenberry and Deborah D. Hockenberry by deed dated 2/27/96 and recorded in Deed Book 135, Page 603, granted and conveyed unto Ricky L, Scott and Tracy L. Scott. TO BE SOLD AS THE PROP- ER1Y OF Ricky L: Scott and Tracy L. Scott on Judgment No. 03-3620. ASSESSMENT NO. 06-20-1798- 035A.