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HomeMy WebLinkAbout07-2376IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF HSBC 210 SYLVAN AVENUE ENGLEWOOD CLIFFS NJ 07632 Plaintiff vs FRANK IRWIN 602 LOUISA LN MECHANICSBURG PA 17050 SAMUEL IRWIN 602 LOUISA LR MECHANICSBURG PA 17050-0000 Defendant(s) Date: No. 07 CIVIL ACTION - LAW Filed on behalf of: Plaintiff, PALISADES COLLECTION,L.L.C. Counsel of record for this party: Amy F. Doyle #87062 Danie?F. lloway #8732 Philip C. Warholic #86 . Ga Tonilyn M. Chippie #87852-/ Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff l:iut 'c-7? W&A File No. 167929621 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF HSBC Plaintiff vs FRANK IRWIN SAMUEL IRWIN Defendant(s) NOTICE : No. CIVIL ACTION - LAW You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 167929621 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF HSBC Plaintiff vs FRANK IRWIN SAMUEL IRWIN Defendant(s) NOTICIA : No. : CIVIL ACTION - LAW USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 167929621 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF HSBC Plaintiff vs FRANK IRWIN SAMUEL IRWIN Defendant(s) COMPLAINT No. CIVIL ACTION - LAW AND NOW, comes the Plaintiff, by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files this Complaint and in support avers as follows: 1. Plaintiff is PALISADES COLLECTION,L.L.C. ASSIGNEE OF HSBC , located at 210 Sylvan Avenue Englewood Cliffs, NJ 07632. 2. Defendant, FRANK IRWIN, is an adult individual with a last known address of 602 Louisa Mechanicsburg, Cumberland County, PA 17050. 3. Defendant, SAMUEL IRWIN, is an adult individual with a last known address of 602 Louisa Mechanicsburg, Cumberland County, PA 17050-0000. CCP Cmplt - WOR & AF 2 4 W&A File No. 167929621 4. It is averred that Defendants were issued an open ended credit account (hereinafter "Account"). 5. At all relevant times material hereto, Defendants have been regular users of said Account for the purchase of products, goods and/or for obtaining services. 6. Defendants were provided with copies of the Statement of Accounts showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendants. A true and correct copy of the Statement of Account is attached hereto, incorporated herein and marked as Exhibit "A". 7. Defendants did not object to the above-mentioned statements submitted by Plaintiff and/or its assignors to Defendants. 8. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendants' credit card account as a result of the charges made by said Defendants and/or any authorized users is the sum of $9,241.00. 9. Pursuant to the applicable Pennsylvania law, any unpaid or delinquent balances on said account shall continue to bear interest at the rate of 6 %. 10. The amount of interest which has accrued from the charge off date is the sum of $896.25. 11. Despite reasonable and repeated demands for payment, Defendants have refused and continue to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 12. Plaintiff performed any and all conditions precedent to the bringing of this action. 13. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - WOR & AF 2 W&A File No. 167929621 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendants in the amount of $9,241.00, plus interest in the amount of $896.25, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully Submitted, Date: Amy F. Doyle #8 62 / Daniel F. Wolfson#20617 Philip C. Warholic #86 avi ai ay #87 , Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR & AF 2 W&A File No. 167929621 VERIFICATION The undersigned hereby states that they are the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, they are authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Pleading are true and correct to the best of their knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: ii ? 6 Amy F. Doyle #8'062 /Daniel F. W Philip C. Warholic #863 avi R. Gal, #8732 Tonilyn M. Chippie #878 2 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR & AF 2 W&A File No. 167929621 Exhibit "A" PLAINTIFF = 451914 ACCOUNT NUMBER = 0176401101548434 POOL ID = HSBC08 CURRENT BALANCE = 9241.00 LSTPYMTDT = 20050311 CO DATE = 20050731 DEBTOR #1 LAST NAME = IRWIN DEBTOR #1 FIRST NAME = FRANK DEBTOR #1 MIDDLE NAM = DEBTOR #1 ADDR 1 = 602 LOUISA DEBTOR #1 ADDR 2 = DEBTOR #1 CITY = MECHANICSBURG DEBTOR #1 STATE = PA DEBTOR #1 ZIP = 17050 DEBTOR #1 HOMEPHONE = 0000000000 DEBTOR #1 WORKPHONE = 7179125844 DEBTOR #1 SOCSEC DEBTOR #1 DOB = DEBTOR #2 LAST NAME = IRWIN 3 DEBTOR #2 FIRST NAME = SAMUEL DEBTOR #2 MIDDLE NAM = DEBTOR #2 ADDR 1 = DEBTOR #2 ADDR 2 = DEBTOR #2 CITY = DEBTOR #2 STATE _ DEBTOR #2 ZIP = DEBTOR #2 HOMEPHONE = 0000000000 DEBTOR #2 WORKPHONE = 000000000-0 DEBTOR # SOCSEC DEBTOR#2 DOB = DEBTOR = 3811699 20010417 N W a lU' V d Cam? rv "T7 N cn rv O m? y,Y r-3 t-rn 0 r V3 SHERIFF'S RETURN - REGULAR CASE NO: 2007-82376 P COMMONWEALTH O PENNSYLVANIA: COUNTY OF CUMB RLAND PALISADES COLL4CTION LLC S IRWIN FRANK ETIAL DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland Cou ty,Pennsylvania, who being duly sworn according to law, says, the with 'n COMPLAINT & NOTICE was served upon IRWIN FRANK the DEFENDANT at 602 LOUISA at 2058:00 HOURS, on the 2nd day of May , 2007 MECHANICSBURG,IPA 17050 by handing to FRANK IRWIN a true and attested copy of COMPLAINT & NOTICE E together with and at the sa* time directing His attention to the contents thereof. Sheriff's Cost : Docketing Service Affidavit Surcharge Postage 5?d°Iw1 Sworn and Sub before me thi of So Answers: 18.00 21.12 .00 10.00 R. Thomas Kline .63 T 49.75 05/04/2007 WOLPOFF & ABRAMSON ibed to By: day Deputy Sheriff A. D. SHERIFF'S RETURN - NOT FOUND CASE NO: 2007 02376 P COMMONTWEALTH F PENNSYLVANIA COUNTY OF CUMB RLAND PALISADES COLL3CTION LLC IRWIN FRANK ET IAL R. Thomas Klin Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for th within named DEFENDANT IRWIN SAMUEL but was unable to loca e Him in his bailiwick. He therefore returns the COMPLAINT & NO'T'ICE the within named DEFENDANT 602 LOUISA IRWIN SAMUEL NOT FOUND , as to MECHANICSBURG,IPA 17050 DEFENDANT LIVE$ AT 164 RAINBOW DR LACKAWAXEN, PA Sheriff's Cost Docketing Service Not Found Surcharge 6/d g101 G Sworn and Subsc me this So answers 6.00 .00 5.00 R. Thomas Kline 10.00 Sheriff of Cumberland County .00 21.00 WOLPOFF & ABRAMSON 05/04/2007 ;ribed to before day of , A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF HSBC Plaintiff VS FRANK IRWIN SAMUEL IRWIN Defendant(s) To the Prothonotary: No. 07-2374 Civil Term CIVIL ACTION - LAW PRAECIPE TO REINSTATE Kindly reinstate the complaint in the above-referenced matter. Respectfully Submitted, Date: Amy F. Do 1e #87062 / Daniel F. Wolfson} Philp C: W ` . olic #863 vifll hallow #52326 Tonalyn M. C #87 . Ehasz #86469 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #194266 Wolpoff & Abramson, L.L.P. Attomeys,in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 343-6700 Counsel for Plaintiff W&A File No. 167929621 P'1 C M q??l i 9 n N -rj r ? . W Q o SHERIFF'S RETURN - REGULAR .o-ASE NO: 2007-02376 P f COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PALISADES COLLECTION LLC VS IRWIN FRANK ET AL WILLIAM CLINE Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon TPWTTNT VPA'NTV the DEFENDANT , at 1504:00 HOURS, on the 25th day of September, 2007 at 602 LOUISA LANE MECHANICSBURG, PA 17050 by handing to KATE IRWIN WIFE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 11.52 Affidavit .00 Surcharge 10.00 00 Sworn and Subscibed to before me this day of So Answers: I' R. Thomas Kline 09/26/2007 WOLPOFF & ABRAMSON By: _ Deputy Sheriff A. D. SHERIFF'S RETURN - REGULAR CASE NO: 2007-02376 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PALISADES COLLECTION LLC VS IRWIN FRANK ET AL WILLIAM CLINE , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon IRWIN SAMUEL the DEFENDANT , at 1504:00 HOURS, on the 25th day of September, 2007 at 602 LOUISA LANE MECHANICSBURG, PA 17050 KATE IRWIN by handing to DAUGHTER IN LAW a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 .00 lalu?n ??, , 16.00 Sworn and Subscibed to before me this day So Answers: 00-;P- ?00?- R. Thomas Kline 09/26/2007 WOLPOFF & ABRAMSON By : Deputy Sheriff of A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF HSBC Plaintiff No. 07-2376 CIVIL TERM VS CIVIL ACTION - LAW FRANK IRWIN Defendant(s) PRAECIPE FOR JUDGMENT Please enter Judgment in favor of Plaintiff and against Defendant(s), FRANK IRWIN , for failure to answer the Complaint. (X) Amount due $10,137.25 TOTAL $10,137.25, plus interest and costs ( X ) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. ( X ) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. ( X ) Pursuant to Pa.R.C.P. 237. 1, I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to the date of the filing of this praecipe/ald a copy of the notice is attached. Date: it, Amy F. D 41e #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn A Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff NOW, WQV 7 , 2011-, JUDGMENT IS ENTERED AS ABOVE. S Prothonotary/Clerk, Civil D ision By: Deputy W&A File No. 167929621 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF HSBC No. 07-2376 CIVIL TERM Plaintiff vs. CIVIL ACTION - LAW FRANK IRWIN Defendant(s) CERTIFICATE OF RESIDENCE PA. R.C.P. 236 I hereby certify that the precise address of Plaintiff is: Palisades Collection,L.L.C. 210 Sylvan Avenue Englewood Cliffs NJ 07632 and certify that the last known address of the within Defendant(s) is: Frank Irwin 1700 Louisa Ln Mechanicsburg PA 17050 Date: 1 my F. oyle 8706 / aniel F. Wolfson #20617 Philip C. W olio #$041 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 167929621 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF HSBC Plaintiff VS. No. 07-2376 CIVIL TERM CIVIL ACTION - LAW FRANK IRWIN Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA : COUNTY OF CUMBERLAND The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, Frank Irwin, above-named, is over 21 years of age; is last known to reside at 1700 Louisa Ln, Mechanicsburg, County of Cumberland, Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and its Amendments. Date: 31 Arny F. Doyle 87062 ! aniel F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff SWORN and SUBSCRIBED to before me this _? day of , 20a? : 04j'y;xV0NWEALTH OF PENNSYLV: MA, Notarial Seal { Notary Public Amy R. Wise, Notary Public ? Hampden Twp., Cumberland County ?!','y Commission Expires Nov. 30, 2010 ?sli Ff, hNftfl '. _ atr,pg. ?..;_vG,3tU.i of r: r2 W&A File No. 167929621 kIN OFFICE JC IRVING ;DN CENTRE ? KING FARM BLVD., ROCKVILLE, MD 20850 :GIONAL OFFICES 305 JUDICIAL D BLDG. A-5, FAIRFAX, VA 22030 WEST CARY STREET, RICHMOND, VA 23220 ?2 GREENWICH RD., VIRGINIA BEACH, VA 23462 i N. MARKET ST., STE. 1300, WILMINGTON, DE 19899 ALLEY BANK BLDG., BOX 1226, CLARKSBURG, WV 26302 i0 TRINDLE ROAD, 3RD FLOOR, CAMP HILL, PA 17011 1 GRANT ST., STE. 4300, PITTSBURGH, PA 15219 332 ROADSIDE DR., STE. 265, AGOURA HILLS, CA 91301 i00 HIGH POINTE BLVD., STE. 250, NOVI, MI 48375 ) CANAL VIEW BLVD., ROCHESTER, NY 14623 15 N. O'CONNOR BLVD., STE. 1060, IRVING, TX 75039 )0 SOUTHWEST FREEWAY, STE. 3300, HOUSTON, TX 77027 1 SOLEDAD ST., STE. 300, SAN ANTONIO, TX 78205 )l PEACHTREE STREET, STE. 1717, ATLANTA, GA 30361 1 CARLSON PKWY., STE. 303, MINNETONKA, MN 55305 13 S. ULSTER ST., STE. 800, DENVER, CO 80237 i5 TOWN CENTER RD, STE. 1002, BOCA RATON, FL 33486 LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. Attomeys in the Practice of Debt Collection (A National Collection Attorney Network Firm) 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 (TOLL FREE) (800) 830-2793 FACSIMILE (866) 281-9028 PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE October 17, 2007 FRANK IRWIN 1700 LOUISA LN MECHANICSBURG, PA 17050 NATIONAL COLLECTION ATTOREY NETWORK AF ILIATED FIR L M LOCATION INOT R ZONAL OFFICES OF WOLPOFF & ABRAMSON. L.L.P.1 BIRMINGHAM, ALABAMA FARGO, NORTH DAKOTA ANCHORAGE, ALASKA CLEVELAND, OHIO PHOENIX, ARIZONA OKLAHOMA CITY, OKLAHOMA LITTLE ROCK, ARKANSAS EUGENE, OREGON EAST HARFORD, CONNECTICUT PROVIDENCE, RHODE ISLANE HONOLULU, HAWAII COLUMBIA, SOUTH CAROLIN/ BOISE, IDAHO KNOXVILLE, TENNESSEE CHICAGO, ILLINOIS SANDY, UTAH MERRILLVILLE, INDIANA MILWAUKEE, WISCONSIN KANSAS CITY, KANSAS RAWLINS, WYOMING LEXINGTON, KENTUCKY SEATTLE, WASHINGTON METAIRIE, LOUISIANA WORCESTER, MASSACHUSETTS ST. LOUIS, MISSOURI GREAT FALLS, MONTANA • The National Collection OMAHA, NEBRASKA Attorney Network Is an LAS VEGAS, NEVADA affiliation of separate law firm MANCHESTER, NEW HAMPSHIRE CEDAR KNOLLS, NEW JERSEY RA N W&A Hours of Operation: , gij& CABQLWA- J?AXJOF con a 8 a.m. - 6 p.m. M-F I W&A File No. 167929621 RE: PALISADES COLLECTION,L.L.C. ASSIGNEE OF HSBC vs. FRANK IRWIN and SAMUEL IRWIN Dear Frank Irwin: Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Wolpoff & Abramson, L.L.P. Camp Hill, PA 17011 Telephone: (800) 830-2793 Counsel for Plaintiff Enclosure cc: Debt Settlement Solutions, Inc. 1645 Palm Beach Lakes Blvd., Ste 490 West Palm Beach FL 33401 This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. NO. 07-2376 Civil Term ASSIGNEE OF HSBC Plaintiff vs. CIVIL ACTION - LAW FRANK IRWIN SAMUEL IRWIN Defendant(s) TO: FRANK IRWIN 1700 LOUISA LN MECHANICSBURG PA 17050 DATE OF NOTICE: October 17, 2007 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT` A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 Amy F. Doyle #970-6--2- 7062 / aniel F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 167929621 C.) . ? C ca 71 _ ?j IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF HSBC Plaintiff No. 07-2376 Civil Term vs. FRANK IRWIN Defendant(s) CIVIL ACTION - LAW NOTICE OF JUDGMENT ( x ) Notice is hereby given that a Judgment in the above-captioned matter has been entered against you in the amount of $10,137.25, plus interest, on ?oy, 74 201)_q_. ( x ) A copy of all documents filed with the Prothonotary in support of the within judgment is/are attached. By: _Af P1i gLfa 1? . , ,. If you have any questions regarding this Notice, please contact the filing party. 44- Date: 1/1 WI 91 r_ z/ Amy F. Doy108706-27 aniel F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Frank Irwin 1700 Louisa Ln Mechanicsburg PA 17050 W&A File No. 167929621