HomeMy WebLinkAbout07-2402IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Assignee of Unifund CCR,
Plaintiff
vs. :CIVIL-LAW
JII_,L A KULIG :DOCKET NO. Q 7 ~ a~~a C~
Defendant
NOTICE TO DEFENDANT
TO THE DEFENDANT:
YOU HAVE BEEN SUED IlV COURT. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty {20j days after this Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so the case may proceed without you and a judgment may be entered against you
by the Court without further notice for arty money claimed in the Complaint or for arty other
claim or relief requested by the Plaintiff You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE_
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WFIERE YOU CAN GET
LEGAL HELP.
Pennsylvania Lawyer Referral Service
100 South Street, PO Box 186
Harrisburg, PA 17108
800-692-7375
Cumberland County Bar Association
2 Lberty Avenue
Carlisle; PA 17013
717-249-3166
717-238-6807
LAURINDA J_ VO CKER, ESQUIRE
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Assignee of Unifund CCR
Plaintiff
vs.
CIVIL-LAW
JILL A KULIG :DOCKET NO. D 9- ~ ~D z. ~! ~,[.tvw-
Defendant
COMPLAINT
The Plaintiff, Remit Corporation, by and through its attorney Laurinda J. Voelcker,
Esquire, hereby files this Complaint of which the following is a statement:
The Plaintiff The Remit Corporation is a Pennsylvania Corporation doing
business at 36 West Main Street, P.O. Box 7, Bloomsburg, Columbia County, Pennsylvania
17815 and is the assignee of Unifund CCR Partners. Copies of the documents assigning all
relevant rights with reference to the present action to the Remit Corporation are attached hereto,
incorporated herein and referred to hereafter as Exhibits A and B.
2. The Defendant, Jill A Kulig, is an adult individual residing at 3 Crooked Drive,
Enola, Cumberland County, Pennsylvania 17025.
Defendant obtained a First USA Bank Mastercard credit card on or about March
10, 1998, from Chase Manhattan Bank USA National Association (hereinafter "original
creditor"), Account number 5422 7020 3700 9826.
4. Unifund CCR Partners purchased the account of Till A Kulig from Chase
Manhattan Bank USA National Association. A copy of the Affidavit of Indebtedness is attached
hereto and labeled as Exhibit B.
5. Defendant used the extended credit leaving an unpaid balance of $19,181.36 with
interest continuing to accrue at 23.24% per annum.
6. Defendant's last payment on this account was made on or about May of 2003.
7. To date the balance is $10,167.93 principal and $9,013.43 interest for a total of
$19,181.36.
COUNT 1
BREACH OF EXPRESS CONTRACT
8. The preceding paragraphs are incorporated herein by reference and made a part
thereof as if fully set forth herein.
9. In consideration of the extension of credit provided by original creditor through a
credit card, Defendant agreed to pay for all charges for purchases, balance transfers, cash
advances, fees and interest on his account.
10. The reasonable charges and expenses owing for the credit card purchases, cash
advances, balance transfers, fees and interest is $19,181.36.
11. Defendant accepted the extension of credit and utilized the credit card without
complaint, objection or dispute as to credit services provided, the prices charged for the same or
the costs incurred.
12. Defendant is indebted to the Plaintiff in the amount of $19,181.36. Defendant has
failed and refused to pay the aforesaid sum despite frequent demand to do so and the same is
now due and owing.
13. Defendant's failure to pay is a breach of the express written agreement between
the Defendant and original creditor. Pursuant to Pa.R.C.P. No. 1019(1), a copy of the written
agreement is attached hereto, incorporated herein and referred to hereafter as Exhibit C.
WHEREFORE, Plaintiff, Remit Corporation, assignee of Unifund CCR Partners, demands
judgment against the Defendant in the amount of $19,181.36 together with interest, costs,
attorney fees and such further and additional relief as this Honorable Court deems just and
equitable.
COUNT II
BREACH OF IMPLIED CONTRACT
14. The preceding paragraphs are incorporated herein by reference and made a part
thereof as if fully set forth herein.
15. It is averred, in the alternative, in the paragraphs set forth above, if an express
contract between original creditor and Defendant did not exist, that a contrail implied by fact or
implied within the law exists.
16. At all times relevant hereto, Defendant was aware that the original creditor was
extending credit services to her and that the original creditor expected to be paid for the
Defendant's use of this credit.
17. Defendant used the credit card to purchase items, and/or transfer balances, and/or
obtain cash advances and she received the same to her benefit.
18. The total reasonable value of the Defendant's use of the credit extended by
original creditor is $19,181.36.
19. In breach of the implied contract, Defendant has failed and refused to pay the
outstanding sum for the credit card use and the same is now due and owing.
20. The Defendant has failed and refused to pay the aforementioned sum despite
frequent demand to do so.
21. By virtue of Plaintiil's assignment of this account, Defendant is indebted to the
Plaintiff in the amount of $19,181.36.
WHEREFORE, Plaintiff, Remit Corporation, assignee of Unifund CCR Partners, demands
judgment against the Defendant in the amount of $19,181.36, together with interest, costs,
ASSIGNMENT OF CLAIM
PURSUANT TO
PENNSYLVANIA ACT 219 OF 1990
For value received, the undersigned:
Unifund CCR Partners
assigns to:
The Remit Corporation
doing business at:
36 W Main Street
PO Box 7
Bloomsburg, PA 17815
a debt due to the undersigned from:
Jill A Kulig # 418476
5422702037009826
for the sum of $19,181.36 arising from unpaid credit card services with interest accruing at
23.24% per annum.
The said sum is justly due to the undersigned without offset or defense. The undersigned
neither transfers to The Remit Corporation, nor expects The Remit Corporation to assume,
any obligation or any liability of the assignor to the said debt.
The undersigned has done nothing and will do nothing to discharge the debt or hinder its
collection and hereby grants to The Remit Corporation the full power and authority, to bill
and collect the aforesaid claim, in accordance with Pennsylvania Act 219 of 1990, Section 2,
as it amends Title 18 regarding Section 7311, including to sue for, (in its own name, through
a licensed attorney) and discharge the assigned debt or to sell and assign it again.
The Remit Corporation specifically agrees to comply with the Pennsylvania Act of
December 17, 1968, P.L. 1224, No. 387 (known as the Unfair Trade Practices and Consumer
Protection Law), and with the regulations promulgated under that Act pursuant to this
assignment.
Dated this 22nd day of
February, 2007.
Jo
Unifund CCR Partners
EXHIBIT
AFFIDAVIT OF INDEBTEDNESS
State of Ohio )
County of Hamilton) ss.
Kim Kenney being sworn, deposes and says that she is Media Supervisor of Unifund CCR Partners herein
called assignee, which is doing business at 10625 Techwoods Circle, Cincinnati, Ohio 45242 and the
statements and representations herein are within her personal knowledge.
The defendant is not in any branch of the military.
There is due and payable from JILL A KULIGS Account Number 5422702037009826, the amount of
$19181.36 (principal balance in the amount of $10167.93 plus interest up through 01/26/2007 in the
amount of $9013.43). By the terms of the agreement between the defendant and the original creditor, .
interest is accruing from the aforesaid date at the rate of 23.24 percent per annum. This balance reflects any
payments, credits or ofrsets made since the account was charged off.
Chase Manhattan Bank USA NA's account-was issued under the name of FIRST USA BANK. Unifund
CCR Partners purchased this account from Chase Manhattan Bank USA NA. Said account has been
referred to REMIT Corporation .with full power and authority to do and perform all acts necessary for the
collection, settlement, adjustment, compromise or satisfaction of said. claim.
DATED t ' January 26, 2007
CCR PARTNERS
By: Kim Kenney
Media Supervisor
10625 Techwoods C_ ir_ cle Cincinnati, OH 45242
. ~ Address
Subscribed and sworn to before me this 26 day of January 2007
Year
~- ~~,
Notary Public
My commission Expires
Client # 634
. , .,,,,,
~ ~N 4
.••'
KAREN WILLIAMS
NOTARY PUBLIC
STATE OF OHfC)
Cd''n~- Expires
Duty 19, 2010
EXHIBIT
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VERIFICATION
I verify that the statements made in the foregoing Civil Complaint are true and
correct upon my personal knowledge or information and belief. I understand that false
statements herein are subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn
falsification to authorities.
Lari M. Reed, mit Corporation
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION, :
Assignee of Unifund CCR,
Plaintiff
vs. :CIVIL-LAW
JII.,L A KULIG :DOCKET NO.
Defendant
AFFIDAVIT OF NON-MILITARY SERVICE
The Defendant is not now in the Military Service, as defined in the Soldier's and
Sailor's Civil Relief Act of 1940 with amendments, not has been in such service within
thirty days hereof.
/~CF
Dated this (~ day of , 2007
Laurinda J. Voelc er, Esquire
Attorney For Remit Corporation
Attorney ID 82706
36 West Main Street
Bloomsburg, PA 17815
(570) 387-1873
Request for Mlitary Status
Department of Defense Manpower Data Center
.~
Military Status Report
~' x Pursuant to the Servicemembers Civil Relief Act
,'
Page 1 of 2
MAR-19-2007 09:06:12
Last Name FirstlMiddle Begin Date Active Duty Status Service/Agency
KULIG JILL A Based on the information you have furnished, the DMDC does not
possess any information indicating that the individual is currently on
active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Military.
~ ~,-~-
Mary M. Snavely-Dixon, Director
Department of Defense -Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act
[50 USCS Appx. #167;#167; 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of
1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's active duty status by contacting that person's
Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on
active-duty and you fail to obtain this additional 1Vrlitary Service verification, provisions of the SCRA
may be invoked against you.
If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle
name), you can submit your request again at this Web site and we will provide a new certificate for that
query.
This response reflects current active duty status only. For historical information, please contact the
Military Service SCRA points-of-contact.
See: http //www.defenselink.n~il/fad/pis/PC09SLDR,html
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 03/19/2007
Req~iest for Military Status
Page 2 of 2
by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report III: CBFAUGXhPWD
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 03/19/2007
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Assignee of Unifund CCR,
Plaintiff
vs. :CIVIL-LAW
JILL A KULIG :DOCKET NO.
Defendant :
CERTIFICATION OF ADDRESSES
I certify that the precise address(es) of Plaintiff and Defendant(s) aze as follows:
Plaintiff: Remit Corporation
36 West Main Street
Bloomsburg, PA 17815
Defendant: Jill A Kulig
3 Crooked Drive
Enola, PA 17025
Respectfully submitted,
,,.
Laurinda J. Voel er, Esquire
Attorney for Plaintiff
PAID #82706
Remit Corporation
36 West Main Street
Bloomsburg, PA 17815
570-387-6470
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Assignee of Unifund CCR,
Plaintiff
vs.
JILL A KULIG ,
Defendant
CIVII,-LAW
DOCKET NO.
~7- ~~foa c'cW./
ENTRY OF APPT:ARANCE
Kindly enter my appearance on behalf of Remit Corporation, Plaintiff, in the
above captioned matter.
Respectfully Submitted,
THE REMIT CORPORATION
LAURINDA J. JVOELCKER, ESQUIRE
Attorney No. 82706
36 W Main St
Bloomsbwg, PA 17815
(570) 387-1873
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Assignee of Unifund CCR,
Plaintiff
vs.
JILL A KULIG,
Defendant
CIVIL-LAW
DOCKET NO. 07-2402 CIVII.
PRAECIPE FOR JUDGMENT AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment against Defendant in the above captioned matter as follows:
Real debt $19,181.36
Attorney Fees $ 2,541.98
Interest from Apr 26, 200? $ 95.91
Total: $21,819.25
Kindly assess damages against Defendant in the sum of $21,$19.25 plus continuing interest at
the statutory rate of 6%.
BY: _
Laurinda J. V lcker, Esquire
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Assignee of Unifund CCR,
Plaintiff .
vs. :CIVIL-LAW
JILL A KULIG,
Defendant
DOCKET NO. 07-2402 CIVIL
TO: Jill A. Kulig
3 Crooked Drive
Enola, PA 17025
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a
Judgment has been entered against you in the above proceeding as indicated below.
Judgment by Default
Money Judgment
Judgment in Replevin
Judgment of Possession
Judgment on Awazd on Arbitration
Judgment on Verdict
Judgment on Court findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
ATTORNEY: LAURINDA J. VOELCKER, ESQUIRE
AT THIS TELEPHONE NUMBER: 570-3$7-1873
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Assignee of Unifund CCR,
Plaintiff
vs.
CIVIL-LAW
JILL A KULIG, : DOCKET NO. 07-2402 CIVIL
Defendant
CERTIFICATION OF TEN (101 DAY NOTICE
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND:
I, LAUIZINDA J. VOELCKER, ESQUIRE, hereby swear and certify that I served a copy of the
Ten (10) Day Notice by regular mail to Defendant on May 21, 2007.
/~
BY;
Laurinda J. oeIcker, Esq.
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Assignee of Unifund CCR,
Plaintiff
vs.
CIVIL-LAW
JILL A KULIG, :DOCKET NO. 07-2402 CIVIL
Defendant
NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT
TO: Jill A. Kulig DATE OF NOTICE: May 21, 2007
3 Crooked Drive
Enola, PA 17025
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAII,ED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU
MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE
THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE
YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD
TO HIRE A LAWYER, THI5 OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Pennsylvania Lawyer Referral Service _ Cumberland County Bar Association
100 South Street, PO Box 186 ~ 2 Liberty Avenue
Harrisburg, PA 17108 Carlisle, PA 17013
800-692-7375 717-249-3166
717-238-6807
REMIT CORPORATION
! (/ Mailed to:
Laurinda J. V Icker, Esquire Jill A. KuIig
Remit Corporation 3 Crooked Drive
PO Box 7 Enola, PA 17025
Bloomsburg, PA 17815
570-387-1873
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Assignee of Unifund CCR,
Plaintiff
vs.
JILL A KULIG,
Defendant
CNIL-LAW
DOCKET NO. 07-2402 CNIL
AFFIDAVIT OF NON-MILITARY SERVICE
The Defendant is not now in the Military Service, as defined in the Soldier's and
Sailor's Civil Relief Act of 1940 with amendments, not has been in such service within
thirty days hereof.
t'
Dated,,t~hi day of ~ Y , 2007
Laurinda J. Volcker, Esquire
Attorney For Remit Corporation
Attorney ID 82706
36 West Main Street
Bloomsburg, PA 17815
(570) 387-1873
Request for Military Status
Department of Defense Manpower Data Center
Military Status Report
Pursuant to the Servicemembers Civil Relief Act
Page 1 of 2
MAY-23-2007 l 2:33 :03
rC Last Name First/Middle Begin Date Active Duty Status Service/Agency
KULIG Jill A Based on the information you have furnished, the DMDC does not
possess any information indicating that the individual is currently on
active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Military.
~~. ~r-~-
Mary M. Snavely-Dixon, Director
Department of Defense -Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act
[50 USCS Appx. #167;#167; 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of
1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's active duty status by contacting that person's
Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on
active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA
may be invoked against you.
If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle
name), you can submit your request again at this Web site and we will provide a new certificate for that
query.
This response reflects current active duty status only. For historical information, please contact the
Military Service SCRA points-of-contact.
See: http://www.defenselirilc.mil/facLp/ is/PC09SLDR.htm1
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided
https://www.dmdc.osd.miUscra/owa/scra.prc_Select 05/23/2007
Request for Military Status
Page 2 oaf 2
by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report ID:BVTFXRHlZQC
https:llwww.dmdc.osd.miUscra/owalscra.prc_Select 05/23/2007
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Assignee of Unifund CCR,
Plaintiff
vs.
CIVIL-LAW
JILL A KULIG, :DOCKET NO. 07-2402 CIVIL
Defendant
CERTIFICATION OF ADDRESSES
I certify that the precise address(es) of Plaintiff and Defendant(s) are as follows:
Plaintiff: Remit Corporation
36 West Main Street
Bloomsburg, PA 17815
Defendant: Jill A. Kulig
3 Crooked Drive
Enola, PA 17425
Respectfully submitted,
Laurinda J. Voe ker, Esquire
Attorney for Plaintiff
PAID #82706
Remit Corporation
36 West Main Street
Bloomsburg, PA 17815
570-387-6470
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SHERIFF'S RETURN - REGULAR
CASE N0: 2007- 2402 P
COMMONWEALTH O PENNSYLVANIA:
COUNTY OF CUMB RLAND
REMIT CORPORATION
KULIG JILL A
VALERIE WEARY Sheriff or Deputy Sheriff of
Cumberland Cou ty,Pennsylvania, who being duly sworn according to law,
says, the with~n COMPLAINT & NOTICE was served upon
T7T TT T/'~ TTT T T the
DEFENDANT at 1920:00 HOURS, on the 27th day of April 2007
at 3 CROOKED D IVE
ENOLA, PA 1702 by handing to
JILL A KULIG
a true and att sted copy of COMPLAINT & NOTICE together with
and at the sam time directing Her attention to the contents thereof.
Sheriff's Cost So Answers: .~
Docketing 18.00 ~t
Service 14.40
Affidavit .00 f
Surcharge 10.00 R. Thomas Kline
.00
5~~4~e~ ~ 42.40 04/30/2007
REMIT CORPORATION
Sworn and Subs ibed to By: _
before me this day Deputy Sheriff
of A.D.