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HomeMy WebLinkAbout05-01-07 ~ RE\;4t5C() EX (6-00) OFFICIAL USE ONLY . COMMONWEAL TH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 17128-0601 REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT FILE NUMBER ~L COUNlY CODE -9L 1114 ___ YEAR NUMBER I- Z w Q w o w Q DECEDEf\ITS NAME (LAST, FIRST, AND MIDDLE INITIAL) WANNER RICHARD DATE OF DEATH (MM-DD-YEAR) DATE OF BIRTH (MM-DD-YEAR) 11/25/2006 6/8/1917 (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL) H SOCIAL SECURITY NUMBER 160-16-1128 THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS SOCIAL SECURITY NUMBER w ... ~ ~CI) o D::~ w 0..0 :E:~ o o..m 0.. <( [i] 1. Original Retum D 4. Limited Estate D 6. Decedent Died Testate (Attach copy of Will) D 9. Litigation Proceeds Received D 2. Supplemental Retum 0 3. Remainder Retum (date of death prior to 12-13-82) o 4a. Future Interest Compromise (date of death after 12-12-82) 0 5. Federal Estate Tax Retum Required D 7. Decedent Maintained a Living Trust (Attach copy of Trust) _ 8. Total Number of Safe Deposit Boxes D 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95) 0 11. Election to tax under See. 9113(A) (Attach Sch 0) THIS SECTION MUST BE COMPLETED. ALL CORReSPONDENCE AND CONFIDENT,IALTAXINFORMATIONSHOULD BE DIRECTED TO: NAME COMPLETE MAILING ADDRESS t- Z W o z o D.. (/) W Ill:: Ill:: o o MICHAEL B DEVLIN FIRM NAME (If Applicable) BOYER & RITTER TELEPHONE NUMBER POBOX 668 CARLISLE, PA 17013 717-249-3414 1. Real Estate (Schedule A) (1 ) OFFICIAL USE ONLY 2. Stocks and Bonds (Schedule B) (2) 3. Closely Held Corporation, Partnership or Sole-Proprietorship (3) 4. Mortgages & Notes Receivable (Schedule D) (4) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) (5) Z 6. Jointly OlMled Property (Schedule F) (6) 0 D Separate Billing Requested ~ S 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7) ::J (Schedule G or L) I- 0:: a. Total Gross Assets (total Lines 1-7) c( 0 W 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 0:: 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10) 11. Total Deductions (total Lines 9 & 10) ~~) ':8 -;:: - t_ '"'-( ---j ~6, 442 ,c- . f\) Co (13) 18,803 457,639 o (11 ) 12. Net Value of Estate (Line a minus Line 11) 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) (12) 14. Net Value Subject to Tax (Line 12 minus Line 13) SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABlE RATES ( 14) 457,639 15. Amount of Line 14 taxable at the spousal tax Z rate, or transfers under See. 9116 (a)(1.2) o ~ 16. Amount of Line 14 taxable at lineal rate ... :;) ~ 17. Amount of Line 14 taxable at sibling rate o o 1a. Amount of Line 14 taxable at collateral rate >< ~ 19. Tax Due 20. D o 457,638 o o x.O L (15) X.o 45 (16) o 20,594 o x .12 (17) x .15 (18) o ( 19) 20,594 CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT >> BE SQRE TOAN$W'ERiAI..LQUf:S;FIONSON REVERSE SIDE AND ,RECHECK MATH . < < 3W4645 1.000 f( #) ~ ~'-&. ~ ~~ ..... Decedent's Complete Address: . SlREET ADDRESS c/o ANN MOSER, 121 PARKER ST CUMBERLAND CITY I STATE I ZIP CARLISLE PA 17013- Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 8. Prior Payments C. Discount (1 ) 20,594 o 19,500 1,026 Total Credits (A + 8 + C) (2) 20.526 3. Interest/Penalty if applicable D. Interest E. Penalty o o Total Interest/Penalty (0 + E) (3) 0 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund (4) 0 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 68 A. Enter the interest on the tax due. (5A) 0 8. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (58) 68 Make Check Pa able to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS Yes [X] [X] [XJ D without receiving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . . . . . .. D 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? D 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. D [Ja IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Under penalties of perjury, I declare that I have elC8mined this return, induding accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all infonnation of which preparer has any knowledge. SIGNA n.RE OF PERSON RESPONSIBLE FOR FILING RElURN . ~. W I ~ ~.; 1-dL. . (4r kA d t/. /))CUJrMUL ADDRESS ' 1. Did decedent make a transfer and: a. retain the use or income of the property transferred;. . . . . . . . . . . . . . . b. retain the right to designate who shall use the property transferred or its income;. . c. retain a reversionary interest; or . . . . . . . . . . . . . . . . . . . . . . . . d. receive the promise for life of either payments, benefits or care? . . . . . . . . . 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death No D D D D []I ~ DATE ~1~s-107 121 PARKER STREET S1GNAn.RE OrfREPARER OTHER THAN REPRESENTATIVE 00 ~ --r~ ADDRESS POBOX 668 CARLISLE, PA 17013 DATE i /-0-J61 CARLISLE, PA 17013 if: m: For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. S 9916 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to orfor the use of the surviving spouse is 0% [72 P.S. 99116 (a) (1.1) (ii)] The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disdosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after JUly 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent ofthe child is 0% [72 P.S. S 9116(a)(1.2)). The tax rate imposed on the net value of transfers to orforthe use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. 99116(1.2) [72 P.S. 99116(a)(1)). The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% (72 P.S. 9 9116(a)(1.3)). A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. 3W4646 1.000 " REV-1508 EX + (6-98) . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF RICHARD H. WANNER FILE NUMBER 21 06 1114 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH 1 1987 CHEVROLET NOVA 800 2 M & T BANK - CHECKING 11,861 3W46AD 1000 TOTAL (Also enter on line 5. Recaoitulationl $ (If more space is needed, insert additional sheets of the same size) 12,661 REV-1510EX+ (6-98) . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT EST ATE OF RICHARD H. WANNER SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY FILE NUMBER 21 06 1114 This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. DESCRIPTION OF PROPER1Y ITEM IN:lLO: Tf€ NAME OF n-e TRANSFEREE, TI-EIR RELATIONSHIP TO DeCEDENT AN:! DATE OF DEATH % OF DECO'S EXCLUSION TAXABLE NUMBER n-e DATE OF 1RMI5FER. ATTACH A COPY OF TI-E DEED FOR REAL EST ATE VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE 1. RICHARD H WANNER TUA 463,781 100.0000 0 463,781 TOTAL (Also enter on line 7, Recapitulation) $ 463,781 (If more space is needed, insert additional sheets of the same size) W46AF 1.000 REV-1511 EX + (12-99) · COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF RICHARD H. WANNER SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS FILE NUMBER 21 06 1114 ITEM NUMBER A. B. 1. FUNERAL EXPENSES: GEORGES FLOWERS Debts of decedent must be reported on Schedule I. DESCRIPTION Total from continuation schedules Claimant Street Address City Relationship of Claimant to Decedent 4. Probate Fees 2 HOFFMAN-ROTH FUNERAL HOME Name of Personal Representative(s} Social Security Number(s) I EIN Number of Personal Representative(s) 5. Accountant's Fees 1. ADMINISTRATIVE COSTS: Personal Representative's Commissions State Zip Street Address City Year(s) Commission Paid: 2. Attorney Fees 3. Family Exemption: (If decedent's address is not the same as claimant's. attach explanation) 3W46AG 1000 6. Tax Return Preparer's Fees 7. 1 ADVERTISING 2 REGISTER OF WILLS 3 UCC HOMES State Zip TOTAL (Also enter on line 9, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) AMOUNT 109 713 272 2,500 452 1,000 212 15 3,852 9,125 . . Estate of: RICHARD H. WANNER 160-16-1128 Schedule H Part 1 (Page 2) Item No. Description Amount 3 NELLS-FUNERAL RECEPTION 272 Total (Carry forward to main schedule) 272 . REV-1512 EX + (12-03) . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF RICHARD H. WANNER SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS FILE NUMBER 21 06 1114 Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. ITEM NUMBER 1. CREDIT CARD SERVICES 2 INCOME TAXES 3 PHARMERICA 4 UCC HOMES 5 UNITRIN KEMPER INS DESCRIPTION VALUE AT DATE OF DEATH 164 8,100 1,109 34 271 3W46AH 2.000 TOTAL (Also enter on line 1 0, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 9,678 . REV-1513 EX+ (9-00) SCHEDULE J BENEFICIARIES . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF RICHARD H WANNER NUMBER I 1 NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] ANN W. MOSER 121 PARKER STREET CARLISLE, PA 17013 33.333333% Residue: 152,546 2 JACK R. WANNER 813 FAIRVIEW ROAD CARLISLE, PA 17013 33.333333% Residue: 152,546 3 THOMAS R. WANNER 1217 BUSHNELL BELOIT, WI 53511 33.333333% Residue: 152,546 RELATIONSHIP TO DECEDENT Do Not List Trustee(s) FILE NUMBER 21 06 1114 AMOUNT OR SHARE OF ESTATE Daughter Son Son 152,546 152,546 152,546 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 3W46AI 1.000 TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET (If more space 15 needed, Insert additional sheets of the same size) $ o rI1M&rBank t\\)1\\~jj\jjli~~~~\6i~4t~~~~\j~~\~\\ ~~jI~\lj\j~\\\\I~\lil\\\\~\\~\\j\M~\\~~\\\\\m~~\\ NOV 04 -PBC 01 , 2006 1 OF 1 . ~~~~\;)~\~i:~!mWJ~\igg~jj\1~\t \jj\jj~~\\I~\\\j\j\f~\Ji;\~\~\j~I\j~tM~\\)II\\~)\\\j~j\m~~\~I\\\~~I~\\~\j\t)~\\~\~ 4433 60 M&T SBLBCT WITH INTEREST 00 4 04345M M 021 RICHARD H WANNER 442 WALNUT BOTTOM RD CARLISLE PA 17013-3799 INTEREST PAID YEAR TO DATE 9.43 STONBHBDGE ACCOUNT SUMMARY NO. AMOUNT NO. AMOUNT NO. AMOUNT 12 697.40 1 1 500.00" 1 177.68 2 181.84 0.94 12 838.82 11-04-06 BBGINNING BALANCE 11-06-06 AARP HEALTH CARE PREMIUM 11-15-06 BMBARQ-PA(12) PHONE BILL 11-20-06 CHBCK NUMBER 1388 11-21-06 CHECK NUMBBR 1387 11-27-06 CHECK NUMBER 1390 11-30-06 CHECK NUMBER 1389 12-01-06 M&T BANK T3000 ACH 12-01-06 INTERBST PAYMENT 156.50 25.34 650.00 5.00 400.00 122.68 $12,697.40 12,540.90 12,515.56 11,865.56 11,860.56 -- 11, 4-60~':56""- 11,337.88 1,500.00 0.94 12,838.82 BNDING BALANCE 12 838.82 l~?\6:})J\~t}Jtr?{::;fJ?}I}ft:~f)i~~t~it:rr:tf)rlftff@~:)ltt\~tJ\@.~Q&i~t.ttj~~~tf\\\:(tr::;~~))}f~::~)f)/It:tt})tt1(:trttrf\tt:1t?f:!:}))f\?\:I 1387 11-21-06 1390 11-27-06 5.00 400.00 1388 11-20-06 650.00 1389 11-30-06 122.68 ANNUAL PERCENTAGE YIBLD EARNED. 0.10' M&T BANK HAS JOINBD THE PLUS NETWORK, THB WORLD I S LARGEST ATM NETWORK - WITH MORE THAN ONE MILLION ATM LOCATIONS FOUND IN OVBR 160 COUNTRIES. WHEN YOU TRAVBL AND NEED TO TRANSACT SOMB BUSINESS AT A NON-M&T ATM WITH YOUR M&T CARD, SIMPLY LOOK FOR THE PLUS, STAR (R), AND VISA (R) NETWORK LOGOS. AS A RBSULT OF OUR NEW AFFILIATION WITH PLUS, M&T BANK IS NO LONGBR PARTICIPATING IN THE CIRRUS AND NYCE NETWORKS. FOR QUESTIONS, PLBASB CALL TaB M&T TELBPHONB BANKING CENTER AT 1-800-724-2440. THANK YOU FOR BANKING WITH M&T. . Ii -J CJ ~ , roO M M 0 Cl Q c...\O F 0 ......... l"- N ......... - z..- ~ Cl < Cl::O 0'1 0'1 a:....J ::::n.oJ zt zt u- > ...........,J ll"'lO zto U......... ,.... ,.... \0 ZC> Lf'I N 0 ......... ....J zt -1< (\J <W ......... ~a:: .- ZZ .- Z:;' < Lr.. 0 c... M (/) <V) ..... 0'1 (\J - ~ OV) :E: \0 W< ~ OCO o::x:: c...V) ..... \0 0'1 < (/) .-,.... .-(\J U 0 ~. :.::t U CO,.... COM I-~ I-ll"'l ....J \00'1 \OLS"\ <( I- o. ,.... o. I- 0: M'- C"")LS"\ V) W Lf'IM Lf'I Cl ll"'l ll"'l -I W 1.1.. V) c.:> Z 0 W \0 0'1 -I :;:) I- (\J 0 ....J :t:< <( I- M ~ > rr) ll"'l I- NO'I NLf'I ..... 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Date of Death: 11/25/2006 valuation Date: 11/25/2006 Processing Date: 11/28/2006 Shares or Par Security Description 1) 2500 AT&T INC (00206R102) COM New York Stock Exchange 11/24/2006 11/27/2006 2) 7350 FULTON FINL CORP PA (360271100) COM The NASDAQ Stock Market LLC 11/24/2006 11/27/2006 3) 50 IDEARC INC (451663108) COM New York Stock Exchange 11/24/2006 11/27/2006 4) 1520 PPL CORP (69351TI06) COM New York Stock Exchange 11/24/2006 11/27/2006 . 5) 564 SOUTHERN CO (842587107) COM New York Stock Exchange 11 /24 /2 006 11/27/2006 Estate Valuation High/Ask 32.94000 33.15000 16.32000 16.31000 29.70000 28.95000 35.12000 35.15000 36.23000 36.07000 Low/Bid 32.44000 H/L 32.50000 H/L 16.22000 H/L 15.97000 H/L 27.58000 H/L 27.80000 H/L 34.17000 H/L 34.48000 H/L 6) Div: 0.3875 Ex: 11/02/2006 Rec: 11/06/2006 Pay: 12/06/2006 36.03000 H/L 35.65000 H/L 1000 VERIZON COMMUNICATIONS (92343V104) COM New York Stock Exchange 11/24/2006 11/27/2006 7) 3988.036 MTB GROUP FDS (55376T817) INTRM BD I I Mutual Fund (as quoted by NASDAQ) 11/24/2006 8) 8030.914 MTB GROUP FDS (55376T221) SHR DUR GV I I Mutual Fund (as quoted by NASDAQ) 11/24/2006 Total Value: Total Accrual: Total: $426,508.33 35.00000 34.82000 Page 1 34.70000 H/L 34.18000 H/L 9.84000 Mkt 9.57000 Mkt Estate of: Richard H. Wanner, TUA Account: 2000056 Report Type: Date of Death Number of Securities: 8 File ID: Wanner, Richard H, TUA Mean and/or Div and Int Adjustments Accruals 32.757500 16.205000 28.507500 34.730000 35.995000 218.55 34.675000 9.840000 9.570000 $218.55 security Value 81,893.75 119,106.75 1,425.38 52,789.60 20,301.18 34,675.00 39,242.27 76,855.85 $426.289.78 This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions, please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 7.0.4) it . REVOCABLE TRUST AGREEMENT FOR RICHARD H. WANNER ON THIS DATE, October , 2001 , I, RICHARD H. WANNER of 121 Parker St., Carli31e, PA 17013 Bank), the Trustee, hereby enter into the following agreement. , and Manufacturers and Traders Trust Company (M&T CREA TION OF TRUST WHEREAS, I wish to create a revocable trust primarily for the purpose of being relieved of investment responsibility and to provide for myself or any person dependent on me if for any reason I am unable to direct in writing the disposition of income and principal of the Trust. NOW, THEREFORE, in consideration of the Tmstee~s willingness to serve under this agreement, I transfer and assign to the Trustee, in trust, the property described in Article IX. This property, together with all other additional property hereinafter received by the Trustee, shall be held, managed, invested and distributed in accordance with the following terms and conditions: ARTICLE I DISTRIBUTIONS During the term of the Trust, the Trustee shall hold, manage, invest and reinvest the trust property, shall collect the income therefrom and shall distribute the net income and so much of the principal as I may, from time to time, request for whatever. purpose or purposes I. may designate. Any undistributed income may be added to principal for reinvestment by the Trustee. If, for any reason, I am unable to direct in writing how to dispose of the income and principal of the Trust, I authorize and direct the Trustee to apply such of the income arid principal for my benefit or for the benefit of any person dependent upon me as the Trustee deems appropriate in its sole discretion and to continue my pattern of making gifts to individuals and organizations. I reserve the. right. to appoint any part or all of the principal of the trust to anyone or more persons (including myself) by delivering to the trustee a written instrument exectlted and acknowledged solely be me or by my duly authorized attorney.:.in-fact. The Trustee shall not be liable for the good faith exercise of its discretion in its determination that I am incapable of managing my affairs..Any payments made to me or on my behalf which are made in good faith shall be deemed proper and the Trustee.. shall have no duty to inquire as to the application of any such payments by the recipient. Upon my death, the Trustee shall distribute the principal, together with any undistributed income, to or in tnist for such one or more persons or organizations as I may appoint by Will specifically exercising this power of appointment or, to the extent I do not exercise this power, to my personal representative of my estate, and this Trost shall terminate. The receipt of the trust property held under this agreement by such person, organization, or personal representative, shall release the Trustee from any further responsibilities with respect to such property. This Agreement does not serve as a substitute for a Last Will and Testament. 2 . TRUSTEE'S AUTHORITY AND INVESTMENT OF TRUST PROPERTY ADDITIONS TO TRUST ASSETS ARTICLE II In addition to the powers conferred by law, the Trustee shall have the following powers, to be exercised in its absolute discretion without the order or ratification of any Court: to retain all assets received in kind as investments, without any duty of diversification, or to selI the same upon such terms as it shall deem advisable; to invest in all forms of property without regard to statutory limitations, including in one or more of the collective investment funds maintained by the Trustee or any affiliate, or such other assets as are acceptable to the Trustee; to hold shares in any registered. investment. company which may by advised by the Trustee or any affiliate and from which the Trustee or any affiliate may receive compensation as advisor, sponsor, manager, custodian, transfer agent, registrar, distributor, or service provider; to exchange or lease for any period of time any real or personal property and to give options for sales, exchanges and leases; to exercise all rights of security holders including the right to vote personally or by general or limited proxy, any shares of stock; to register any securities in the Trustee's name or in the name of a nominee; to pay, compromise, settle or release any claim or controversy without court approval; t~Q~L1ill1cy.: from allY- sou!E.e, including M& T Bank and to pledge any real or personal property pursuant thereto; to delegate discretionary powers as permitted by applicable law; t~~!Dpl_()y agents, brokers, attorneys a.!ld._~_~~.2.l!n~Dts an.QJ9 . rreat.their .compensation. a~_ il_!l__gg!llin_istra.!.i~I!_~p'ense; and t() -~ak~.. d.i~tribllti-eR-iIrCasfi---- or i,1} }(Pt~~t c.~~~! ,:,alues,i!l undivided- in~_s~~_ or non-prO rata shares, and without regard to income tax basis, - - - ---- - -- _ ------------ By way of illustration and not limitation, the Trustee may invest in interest-bearing accounts or in certificates of deposit issued by the banking department of the Trustee, or in securities underwritten by syndicates of which the Trustee is a member, but not if purchased from said Trustee; and may execute purchases and sales through an affiliated discount brokerage service, paying its regular charges as part of the trust administration expenses, so long as it provides services of comparable quality and price as are available from alternative brokerage service firms. The term "affiliate" shall include a subsidiary of the Trustee or any affiliate of a subsidiary. The Trustee is not authorized to disclose, pursuant to SEe Rule 14b-1 (c), my name, address, or security position(s) of current and/or future security holdings that the Trust may own from time to time. The Trustee shan not be liable to me or any beneficiary of this trust for any loss that may result from retaining or making investments pursuant to my directions. Any action or distribution made by the Trustee at my direction or with my consent shall be considered proper and authorized by this. instruIilent, notwithstanding any provision of this instrument or rule of law to the contrary and the Trustee shall not be liable to me or any beneficiary of the trust on account of any such action or distribution. Durin,g my. life I shall represent the interest of an benefi2.i~Iie~oJ the trust, present and. future,contingenTor-veSted, in any action'"regarrlmg-the trU;t-~~d my a~ti~n. shair De buliHiig on--.111 .such?e~~f1_~~~-:- ARTICLE In It is understood that at any time I may add cash or other property to the Trust created hereunder, provided the same is acceptable to the Trustee, which cash or property shall become subject to.the terms and conditions of this agreement. In addition, any other person may add cash or other property to the Trust created hereunder, provided the same is acceptable to the Trustee. In the event of any addition to the Trust hereunder, the Trustee shall have no responsibility for filing any gift tax returns with respect thereto, unless otherwise agreed to in writing by the Trustee. I ... REVOCATION AND AMENDMENT RESIGNA TJON COMPENSATION CHOICE OF LAW MERGER. OF TRUSTEE ARTICLE IV I expressly reserve the right at any time and from time to time to revoke, alter or amend this agreement by written notice delivered to the Trustee, provided that the duties, powers, compensation or liability of the Trustee shall not be changed without its written consent. Upon receipt of my revocation notice hereunder, the Trustee shall, within ninety (90) days thereafter, deliver all property held hereunder to me or as I may direct in writing. The Trustee shall be relieved of all liability for acting in accordance with any such directions. I shall be considered as "incapacitated" or "incapable of managing my affairs", for purposes of this trust when the Trustee receives written certification from two physicians, one of whom shall be. my regular attending physician, that I have become unable to act rationally and prudently in my financial best interest, regardless of whether there has been any adjudication of incapacity, mental illness, or need for a committee, conservator, guardian or similar representative. A recovery from incapability for purposes of this trust shall be upon the receipt by the Trustee of written certification from two physicians, one of whom shall be my regular attending physician, that I am no longer incapacitated and am again able to manage my own financial affairs. The Trustee shall not have any duty to monitor the health of me or to institute any inquiry into the possible incapacity of me. However, should any such inquiry be reasonably instituted, the expenses of the inquiry shall be paid from the trUst estate. The Trustee shall not be liable to anyone for relying in good faith on the aforementioned physicians' certifications. A physician shall not be liable to anyone for certifying (of failing to certify) in good faith that I am or am not incapacitated for purposes of this instrument, and such physicians shall be indemnified and held harmless from any loss occasioned by such certification or non-certification made in good faith. ARTICLE V The Trustee may resign at any time without stating cause by delivering thirty (30) days written notice of such resignation to me. In resigning hereunder, the Trustee shall deliver, within ninety (90) days of the effective date of its resignation notice, all property held under this agreement to me or as I may direct in writing. ARTICLE VI The Trustee shall be entitled to deduct as compensation for its services hereunder a fee which shall be in accordance with its schedule of charges in effect at the time such services are perfonned, and which shall be payable at such time and in such. manner as the Trustee may from time to. time establish. For any special or extraordinary services, the Trustee shall be entitled to additional reasonable compensation for such services. ARTICLE VII This agreement and the Trust hereby created shall be construed and governed by the laws of Pennsy 1 vania without regard to its conflict of laws provisions. ARTICLE vm Any corporation resulting from any merger, conversion, reorganization or consolidation to which the Trustee may be a party, or any corporation otherwise succeeding generally to all or the greater part of the assets or busioessof the Trustee, shall be the successor to it as Trustee hereunder without the execution or filing of any paper and without any further action on the part of any party. 4 , , ARTICLE IX PROPERTY SCHEDULE The Trustee acknowledgcfi receipt of the property listed below and accepts such property upon the terms and conditions herein set forth, ~ The property schedule is attached. ARTICLE X CONSULT A TION WITH A TTORNEV I understand th.d this agreement with the Trustee does not serve as a substitute for a Last Will and Testament and that I am hereby advised and encouraged to discuss tllC terms of this agreement and its relation to my estate plan with an attorney of my choice. ARTICLE XI ENTIRE AGREEMENT This agreement constitutes the entire agreement between the Trustee and me and supersedes all prior or contemporaneous discussions, understandings or agreements between us. IN WITNESS WHEREOF, this agreement has been executed, as of the day and year first written above, by me and on behalf of the Trustee by its duly authorized officer. Trustee: MANUFACTURERS AND TRADERS TRUST COMPANY QIL"'-- ~1tj1t ~ Authj>rizcd Officer ~r2 iJ Ph{/ ~<_. ;/lt~~ ~/J(J.ffi./ne4~.. Grantor SIgnature \ D -' .J.~ -' c \ /t)--;. ? - :2 DO} Date ' Date 5 ~ ~ COUNTY OF CUMBERLAND ) :ss. ) COMMONWEALTH OF PENNSYLVANIA On the ~ ~/1)J day of Oc tobe r , in the year 20~, before mc, the undersigned, a notary public in and for said , personally appeared RI CHARD H. WANNER personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instmment and acknowledged to me that he executed the same in his capacity, and that by his signature on the instrument, the individual, or the person upon behalfof which the individual acted, executed the instrument. Notary Public COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ) : ss. ) On this ,1~.IfJt.l, day of October , 20~, before me personally appeared Jane F. Burke , to me personally known, who, being by me duly sworn, did depose and say that deponent resides at M&T Bank, 1415 Ritner Highway in the Borough of Carlisle Cumberland Counry, Pennsylvania ; that deponent is Vice President of MANUFACTURERS AND TRADERS TRUST COMPANY, the corporation described in and which executed the foregoing instrument; that deponent knows the seal of said corporation, that it was so affixed by order of the Board of Directors of such corporation; and that deponent signed such instrument by like order. Notary Public 6 ~ ~ . LAST WILL AND TESTAMENT OF RICHARD H. WANNER I, RICHARD H. WANNER, of 121 Parker Street, Carlisle, Cumberland County, Pennsylvania, being of sound and disposing mind, memory and understanding, do hereby make, publish and declare this as and for my Last Will and Testament, hereby revoking all other wills and codicils heretofore made by me. FIRST I direct the payment of my debts and the expenses of my last illness and funeral from my estate as soon after my death as conveniently may be done. Further, in this connection, I authorize my personal representative to expend funds from my estate, in such amount as my personal representative shall consider necessary and desirable for the purchase, erection and inscription of a suitable marker for my grave. SECOND I direct that my Executrix shall pay all taxes that are incurred by reason of my death, including both federal and state, from the remainder of my Estate. ~ ~ THIRD All the rest, residue and remainder of my estate, of whatever nature or wherever situate, I give, devise and bequeath as follows: A. I bequeath such of my personal property as is set forth in a separate memorandum, which may be signed or unsigned and dated or undated, which I shall place with my will, to the persons therein designated. Should no such memorandum be found with my will, it shall be conc~usive~y presumed that none was prepared, and this paragraph may be disregarded. B. My children shall have the right to choose items of my personal property not otherwise disposed of by the separate memorandum referred to above by selecting in turn, beginning with the oldest, and continuing until all have chosen any items desired. The remainder of the personal property shall be liquidated or disposed of as determined by my personal representative. c. All the rest, residue and remainder of my estate shall then be distributed to my issue, per stirpes. FOURTH I nominate, constitute and appoint my daughter, ANN W. 2 A . . MOSER, as Executrix of this my Last Will and Testament. Should my said daughter fail to qualify or cease to act as Executrix, I appoint as Substitute Executors, in order of preference, my son, JACK R. WANNER, and my son-in-law LARRY R. MOSER. I relieve my personal representative (as well as any substitute) from the necessity of posting security in connection with her duties as such in any jurisdiction in which she may be called upon to act insofar as I am able by law to do so. FIFTH In addition to the powers conferred by law, I authorize my Executrix (and her successors) in her absolute discretion: A. To retain in the form received, and to sell either at public or private sale any real or personal property. B. To manage real estate. C. To invest and reinvest in all forms of property without being confined to legal investments, and without regard to the principle of diversification. D. To exercise any option or rights arising from ownership of investments. E. To compromise claims without court approval, and without the consent of any beneficiary. F. Should any beneficiary, in the opinion of my personal representative, be incapacitated, said beneficiary's share shall pass to an appointed guardian to be held and administered in the same 3 , 4 . .. manner during the period of incapacitation. IN WITNESS WHEREOF, I have hereunto set my hand and seal to .-li. this, my Last Will and Testament, on this the sO day of August, 2001. --) 1:t~:dl1{~t~~~ (SEAL) Signed, sealed, published and declared by the above named testator RICHARD H. WANNER, as and for his Last Will and Testament, in the presence of us, who, at his request, in his sight and presence, and in the sight and presence of each other, have hereunto subscribed our names as witnesses. ~M ~ ~ , 95 Alexander S Rd, # 3, Carlisle, PA ~ , 95 Alexander Spring Rd, # 3, Carlisle, PA 4 COMMONWEALTH OF PENNSYLVANIA: 5S COUNTY OF CUMBERLAND We, RICHARD H. WANNER, ROGER M. MORGENTHAL and STEVEN J. FISHMAN, the testator and the witnesses, respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the testator signed and executed the instrument of his Last Will, and that he signed willingly and that he executed as his free and voluntary act for the purposes therein expressedr and that each of the witnesses, in the presence and hearing of the testator, signed the Will as witnesses, and that to the best of their knowledger the testator was at the time eighteen (18) years of age or older, of sound mind and under no constraint or undue influence. Sworn to and subscribed before me this "3:)"'day of AueUDf 2001. ~~~~~ NOTAPJAl SEAL TRJC1A L t,t,!!Ef, Notary Public Souft!omp'Go Twp., CumbwSar:d Co., p~ My CQi't-tniwon Exp(rln Aug. 12. 2002 ~'..c.....All - 5