Loading...
HomeMy WebLinkAbout03-3759 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 01 - .]759 C;o'J... 'T€I2.."'I vs. IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of record for this party: Brett A. Solomon, Esquire Pa I. D. #83746 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 I hereby certify that the property to be foreclosed upon is: 313 E. Lisburn Road Mechanicsburg, Pennsylvania 17055 Township of UR er Allen T~O' - 1-027 15 Brett A. Solomon Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) ) ) Plaintiff, ) ) w. ) ) IRENE E. WI EGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendant. ) CIVIL DIVISION No. IMPORTANT NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717)-249-3166 1-800-990-9108 . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) ) ) Plaintiff, ) ) w. ) ) IRENE E. WIEGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendant. ) CIVIL DIVISION No. {')3 - 31~r 0;0 ~L 't-En..l COMPLAINT IN MORTGAGE FORECLOSURE AND NOW COMES PNC Bank, National Association ("Bank"), by and through its counsel, Tucker Arensberg, P.C., and avers the following in support of its Complaint in Mortgage Foreclosure: 1. PNC Bank, National Association is a national banking association organized under the laws of the United States of America with a principal place of business at One PNC Plaza, 249 Fifth Avenue, Pittsburgh, Pennsylvania 15222-2707. 2. Defendant, Irene E. Wiegner, Administrator of the Estate of Elsie M. Brooks, is an adult individual with a last known address of 46 West Allen Street, Mechanicsburg, Pennsylvania 17055. 3. On or about May 9, 2001, Elsie M. Brooks ("Borrower"), executed a Direct Installment Loan Truth-In-Lending Disclosures ("Note") whereby Borrower promised to pay Bank the principal amount of $30,100.50 plus interest and other amounts as more particularly set forth in the Note. A true and correct copy of the Note is attached hereto as Exhibit "A" and incorporated herein. 4. The obligations evidenced by the Note are secured by a Mortgage dated May 9, 2001 ("Mortgage") given by Defendant to Bank, encumbering certain real property located in the Township of Upper Allen, County of Cumberland, Pennsylvania, as more particularly described therein ("Premises"). The Mortgage was recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania on May 9, 2001 in Mortgage Book Volume 1708, Page 904. A true and correct copy of the Mortgage is attached hereto as Exhibit "B" and incorporated herein. 5. The Defendant is in default of the provisions of the Note for failure to make payment when due and therefore the Defendant is in default of the provisions of the Mortgage. The Note is due from January 15, 2002 and as of June 5, 2003 was past due in the amount of $1,418.05. 6. The Defendant is the record and real owner of the Premises. 7. There has been no assignment, release or transfer of the Note or the Mortgage. 8. On or about March 19, 2003 Notice was sent to Defendant in accordance with 35 P.S. !j1680A03C (Homeowner's Emergency Mortgage Assistance Act of 1983 - Act 91 of 1983) and 41 P.S. !j403 (Act 6 of 1974) that an action on the Mortgage may be commenced after 30 days from the date of the Notice. Said Notice further advised Defendant of Defendant's rights and obligations in accordance with the Acts. A copy of the Notice sent to the Defendant are attached hereto as Exhibit "C" and incorporated herein. 9. The amount due Bank under the Note and the Mortgage as of June 5, 2003 was as follows: Principal..................................................................................... $28,447.73 Interest through June 5, 2003 (Continuing thereafter at $6.2273/diem)................ ...................1 ,018.80 Late Charges ....................................................................................120.00 Costs ........................................................................................ to be added Attorneys' Fees (to the extent actually incurred) ....................... to be added TOTAL....................................................................................... $29,586.53 -2- 10. The total amount due to Bank under the Note and the Mortgage as of June 5, 2003 was Twenty Nine Thousand Five Hundred Eighty Six and 53/100 Dollars ($29,586.53), plus costs and attorneys' fees. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of Twenty Nine Thousand Five Hundred Eighty Six and 53/100 Dollars ($29,586.53), plus continuing interest at the contract rate from July 5, 2003, late charges, reasonable attorneys' fees and costs of foreclosure and sale of the Premises. By: Attorney for PNC Bank, National Association, Plaintiff BANK_FIN:202258.1 000011-113511 -3- VIf\L\l1 11~"I"~l.m1..nl ~V"I' IOUIII-ln-LLnUII'U UI.,}\lLV.,}UnL,) Date: May 9, 2001 WN'I'R OLNACS Number 8859011 ANNUAL PERCENTAGE RATE The cost of the Borrower's credit as a yearly rate. F~ANCE . CHARGE The dollar amount the credit will cost the Borrower. Amount Financed The amountofc:redlt provided to Ihe Borrower or on the Borrower's behalf. Total of Payments The amount Ihe Borrower will have paid after Borrower has made all payments as scheduled. 7.994 % $ $ 51769.80 21669.30 $ 30100.50 n Th~ Rorrower's Payment Schedule will be: - ~umber of Payments Amount of Payments e means an estimate When Payments Are Due Monthly, beginning Jun. 1~, 2001 ;if $ 287.61 180 ,,}. StOW'ity: lender is getting a security interest in deposits or prop(rty held by Lender, and: I '1 None. ] Goods or property being purchased. . [~)ReaIE~~te:_ I Lat. Charle: I ] Not Applicable. [ )11 a payment is not paid in full within 15 days of its due date, Bo"wer may be charged the greater 01 $20.00 or 5% of the total payment. . Pre~ayment Jf Borrowe.~ pays off early, Borrower.will not have to . pay a penalty. _.- . .~ ." -. --_. . Required D.posit Balance: [ ] Not Applicable. I ] The Annual Percentage Rate does. nil take .into account any required In addition, collateral (other than Borrower's principal residence) deposit balance. securing other obligations to Lender may also secure this Note. Assumption: If this loan is secured by a dwelling, someone Security Interest Charles: purchasing that dwelling cannot aSsume the remainder of the loan I J None. [ J Filing Fees $ on the original terms. Yarilbl.Ratil'''F1Not-APPfiClbl..25.50 -. .=. Lx-J This loan contains a variable rate feature. Disclosures about the variable rate feature have been provided to you earlier. [ ) The Annual Percentage Rate may increase if the Prime Rate published in The Wall Street Journa( increases. The rate will not increase more often than once a month. The rate will not increase more than one percentage point in anyone month and will not increase more than five percentage points during the term of the loan. The rate will never increase beyond 18%. Any increase in the rate as a result of an increase in the index may cause the number of payments to increase, and/or. [ 1 the amount of the final payment to change. The final payment will never be increased to more than 150% of the regular payment For example, if your loan were for $10,000.00 at an initial rate of 131/2%, repayable in 48 monthly payments of $270.76, and the rate increased to 141/2% after 12 payments, increased to 151/2% after the next 12 payments, and then remained the same for the term of the loan, you would be required to pay one additional payment of $254.88. [ ] the amount of the payments to change. The amount of the payments may increase every four years. The final payment will never be increased to more than 150% of the regular payment. For example, if your loan were for $10,000.00 at an initial rate of / ~~~ . through the 72nd payments. l lit Borrower's participation in the automatic payment plan is discontinued for any reason, the Automatic Payment Plan Discount of percentage points will terminate and may cause the rate to increase. Any increase in the rate will cause the amount of the payments to increase. For example, if your loan were for $10,000.00 at an initial rate of 13112%, repayable in 48 monthly payments of $270.76. jnd the Discount wrminated after 12 payments. tht payment amount W<l\J1d increaselll $ for the remainder of the term of the Not.. l ] If Borrower's participattonin the Club or Package Plan is discontinued for any reason, the Club Discount of percentage points will terminate and may cause the rate to increase. Any increase in the rate will cause the amount of the payments to increase. For example, if your loan were for $10,000.00 at an initial interest rate of 13-1/2%, repayable in 48 monthly payments of $270.76, and tile Club Discount terminated after 12 payments, the payment amount would increase to $ for the remainder of the term of the Not.. See your contract documents for any additional information about nonpayment, default, any required payment in full before the scheduled date and prepayment refunds and penalties. _Itemization of Amount Financed Amount Financed $ Sce Btttlt'e~t ;t.te'e~t (I) Amount gIven dTfectry lolrorrower $ Bee Se~~~, ~e~t ~t4tel!nt ' (2) Amount paid on Dorrower s accou1ll. $ (3) Amount retained by lender for $ See SettIelent Stateaent (4) Amount paid to others on Borrower's belia~: ta} to public officials $ {b) lo~~~~t mteaent $ {c]to $ (d) to $ {el to $ {ij to $ (g) to $ (h) to $ (i) to $ Prepaid Finance Charge Borrower at the time the loan is made: (I) $ (2) ~ee ~ettle.ent ~tate.ent $ (3) $ CREDIT INSURANCE IS NOT REQUIRED: Credit lile Insurance and CredIT Disability Insurance are not required to oblain CredIT. and will not be provided unless Borrowerls) sign below and agree to pay the addITional costls). Insurance may be purchased on the lile 01 one or two Borrowers. Credit D~abiiITY Insurance may be purchased on only one Borrower. If obtained through lender the cost 01 the insurance for the original term 01 the credit ~ stated below. lender may receive financial benefITS from the Borrower's purcliase 01 insurance. 'Borrowe~ who ~ insured may not be a Co.Maker. I want Single CredIT life Insurance which costs $ Signalure 01 Person to be insured lor Sing~ Creditlile insurance I want Sing~ CredIT DisabilITY Insurance which costs $ Signalure of Person to be insured lor Sinlle CredIT Disabilty Insutlnce We want Joint Creditlile Insurance which cosls $ 1. 2. X ~ 4, ~~~af~~~ers.on teJ!e insured loyjoinf Credit lile Insurance IXH IT Borrower dres not desire or is not eligible lor credIT insurance: 1..K/.),.>'- (' / f~ Signatureo/Borrower I Notice to Borrowerls): The maximum amounl 01 coverage whicli insured Borrowerls) will receive is setlorth in the certilicate or policy, as applicable. " DIRECT INSTALLMENT LOAN NOTE 7.CREDIT REPORTS. Borrowerauthoriles Lender to time 1. DEFINITIONS: In this Note, the word "Borrower" means each and al~ of those who sign below to time at lender's discretion while Borrower llas.. ~nd each and all oj those. who endorse the check which disburses the Amount given directly to R LATE CHARGE. I 1 Nilt A00lic~hlp I 1 8O;fower aNef'~ th~1 Lf'nut'1 'HCll "v,. ~hme Signature 01 Person to be Insured lor Single Credil Disabilrty Insurance L ~ X ~,! ~'~atu~~ers.on~)!e insured lo0"int Credillile Insurance ~Borro~~r'd;esnotdesireoriSnoleligjbjeforcreditinsurance: C..t'./Q...~ (IJ /~ Signature 01 Borrower Notice 10 Borrowerls): The maximum amounl~1 coverage which insured Borrowerls) will receive is setlorth in Ihe certilicale or policy. as applicable DIRECT INSTAllMENT LOAN NOTE ?CREDIT REPORTS. Borrower aulhorizes lender 10 obtain credftreports on Borr_ffrom Ii L DEfINITIONS: In Ih~ Note. the word 'Borrowe~ means each and all 01 those who sign below to time al lender's discrelion wIlile Borrower has a loan oulstandlnl with lender. &~r:~:.~nd all of Ihose who endorse Ihe check which disburses the 'Amount given dlfectly ro 8.lAT! CHARGE: I I Not App/icable. I I Borrower agrees thai ler1der may assess a.1ate tha' The word 'Lende~ means '.. lor any payment not paid in lull wilhin IS IIys 01 its due date. The late charge will be lhe grea ~r any person 10 whom th~ Notf1i\~b~er,*-,honal AssocJ.atJ.on of $20.00 or 5% of the total amount of the payment which was not paid in tull. No lale charge, 2 BORROWER'S PROMISE TO PAY: To repay this loan, Borrower promises to pay to lender be due, however.il the reason that the payment is lale is erther: (a) attributable to alate char . . . .' assessed on a pnor payment, or (bl because, after delault by Borrower, Ihe enllfe outstandl $ , With inlerest on Ihe unpard balance lrom lhe date lunds are balance on thiS Nole is due. No more than one lale charge will be imposed lor any sin, ad~JJI,~ ~\1J in lull. Interest shall be paid at Ihe rate per annum 01 %. scheduled payment. Borrower promises to make payments in accordance wilh the payment sche]ul9Md in Ihis 9. MONTHLY PAYMENT CHANGES: Note. Borrower promISes 10 pay to Lender all other amounts whICh may become due under the. . . lerms of this Note. including, if applicable, lale Charges and Costs 01 Collection. Borrower! JThe paymem, amounts Will not change over the term 01 the loan excepl as staled In t, agrees to make payments at Ihe place designated by lender. Borrower may also be required to Payment Schedule. pay to lender certain other charges belore lender will give any money to Borrower. These I ] The payment amounts may increase (but will not decreasel if Borrower lerminat charges. if any. are slaled above in 'lIemization 01 Amounts paid by Borrower at the time the Sticipation in the I ] Club or Package Plan I ] Aulomalic Payment Plan. Lender w loan is made' and/or in the Settlement Slatement. determine the amoufOOll equal monthly payments II)[t would be sufficient 10 repay in full. by tl Maturity Dale. the unpaid principal balance that is expected 10 be due on the payment chanl date, al the new interest rale. lithe payment amount will increase. lender will nolify Borrower ' Ihe effective date and .mllUnt 01 the new paymenl 6. CLUB DR PACKAGE PlAN: I ) Not Applicable. I ] Borrower IS partlClpaling in the pa.ckage 01 banking services known as. or is a Qualifi~ member 01 a club group known as: ..?8P~~';::~.. _ _,___. *. "..!]te\R.leresl ra.te .on lhii&tunay.increase by percenlage points ('Club t: ..... DiscounI1, Wparticipalion In tIl~ Package P~n or(IW2~~ disconlinued lor any reason. l"" NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION Ij;~:" ~:~..."'" ~..__fP .-'- ....., . . - __._~_. ..X', - . ~~!G'~""'. ~ "Od[ -""!,,C u,t,,1l V'~O"'''''} "IJ\.!IC:I\..t WIII!..I, l..iJJL:l-l> We want Joint Cre~1it Ule Insurance which costs $ 3. PAYMENT SCHEDULE: Borrower agrees 10 pay to lender the amounts due under this Note: ! I in uninterrupted monthly payments: payments 01 $ anra linal payment, which will be billed \,Hender. 01 all remai~'\FUl1~ amounts. .Paymentswill be due on the same day 01 each monlh starting on Payments will continue until all amounts due are paid. ..' Jun.. 15, . LOOt. l 1 '" u,,,,~.,-7"'''~I'-U\:IVlltWl ~ClJIUt;IIl:a, t:AI.t!llllr (fl~ UlurlUl~ snown: payments 01 $ and a final payment. which will be billed by the lender, 01 all remaining unpaid amounts. Payments will be due on the same day 01 each month slarting on .PROVIDED, HOWEVER, that no payments shall be due dUllng the months 01 or each year. plus accrued inlerest and all olher [ I in a single payment of $ amounts due on [ Iln add~ion, prior to the month of the first scheduled paymenl as s!.lled above, interesl shall be payable monthly 00 the unpaid balance and shall be due on the same day of the month as the laler paYmerlts. . The date Ihal the final payment is scheduled in lhis paragraph to be due is called tlle-'Ma\lJrity Date' of this Nole. 4. VARIABLE RAT!: I ] Not Applicable. I ) The interest rate on this Note may change based oil(changes in the Interest Rale .Index. The Margin lor interest rate changes is . percentage points. See the 'Changes in Interest Rate' sectron on the reverse side of thIS Note. 5. AUTOMATIC PAYMENT PlAN: I J Not Applicable. I ] Borrower authorizes lender to deduct the payments on this loan from Bonoltr's deposit account number on each scheduled payment due dale. The Interest rate on this loan 5~a1~9S~~f4 percentage pOints ('AutomatIC Paymenl Plan DlScounrl II partlCrpat"'n l~tIli~matic payment plan IS dlSconllnued lor any reason, including' (a) II any Borrower chooses to terminale partiClpalion; (b) if the deposit accountldenlilied above IS closed; or Ic) if there are nol sufficientlunds in the account to make the lull monthly payment on three payment dales. I ] Changes In the interest rale may cause the number 01 payments to change and/or t~ amount 01 Ihe final payment to change. One month belore the Maturrty Dale. if necessary, lh number 01 payments due will increase so Ihat Ihe final payment will nol be more than 150% I th....nr....;""..I" .."I.~...."ltvI _n(I" ~ ..-. . I I Changes in the inleresl rate may cause the number of payments 10 change and/or th amount 01 the payments to increase; the first change In the payment amount may occur on a dal 48 months aller the due date 01 the first monlhly payment, subsequent changes. it applicabl, will occur every 48 months thereafter. Not more than 45 days, but nolless than 25 days, belor the dale 01 each payment change, lender will calculate lhe new paymenl .mount The paymen amount may increase bul will not decrease. except for ffre fillll payment lender will determin the amounl 01 equal monthly payments ffrat would be suffICient ro repay in tull. by the Maturil Dale, the unpaid principal balance Ihat is expecled to be due on the payment change dale. at tho interest rale in effect at the time the calculation is being made. lender will notify Borrow.. at Ih. new amount of the payment which is due. One mOlllh before the Malurilj Date, ~ necesmy. tho number of payments due will increase so that the final payment will oot be more tban 150% 0 the previously scheduled monthly payment . 10. THE ADDITIONAL PROVISIONS ON THE REVERSE SIDE ARE INCORPORATED HEREIN A: PART OF THIS NOTE. BORROWER ACKNOWLEDGES RECEIPT OF A COMPLETELY FlllED-1I COPY OF THIS NOTE. BY SIGNING BElOW. BORROWER AGREES TO BE lEGAllY BOUND BY Al THE TERMS AND CONDITIONS OF THIS NOTE. Each 01 the Borrowers guarantees that tho K'tur'My:::w};;n~nf3~ ~ 9-0 I C..t:I.J Borrower Date ELSIE H BROOM Borrower Date II CO.MAKERS-SEE NOTICE TO CO.SIGNER ON THE REVERSE SIDE: Any Borrower who I de;ignated as a Co.Maker agrees to be equallyres/lOnsible with all other Borrowers lor th payment of this loan and perlormance 01 all promrses In thIS Note. Co.Maker Dale Co.Maker Date .. J;~~;~\;;wr~it€ifiJ~~ (;inde~1iseerffie_j~riabie'R~r~ti~; ;;ti,; froht side of this NoteJ,ll1e llIteVlilJ'be basecl on the Margin, the Index, and applicable . discounts. ~ any. The Index may change from time to tilne;. the Marg~n will remain th~ samejorlha lerriof the Note. The interest rate stated In the Borrower s Promise to Pay is the 'Base Rate.~. The Base Rate was computed by adding the Margin to the onglnal Index, and then subtracting the Automatic Payment Plan DIScount and/or the Club Discount if applicable. Interest rate adlustmen~s are computed by adding the Margin to th.. curreflt Index at,the time of the adlustment (subject to the limitations descnbed below), and then subtracting the Automatic Payment Plan Discount and/or the Club Discount. if applicable. The Interest rate on this loan may be adJusted monthly. on the first calendar day of each calendar month. beglnOlng In the month after the funds are advanced. The Index is the highest prime rate published in tlla'"Milriey Rates" section of The Wall Street Journal {'Prime Rate/1ln the last day on which the Prime Rate is published in the preceding calendar month, The Index is not necessarily the lowest rate charged by Lender on loans. If the Index shall cease to be available, Lender shall select a new index, whiCh. in [ender's sole opinion upon a reasonable basis. is comparable to the Index. The annual interest rate will not increase or decrease' ,more than one percentage point in any calendar month, and will not increase or decrease more than five percentage points during the term of the loan, due to changes In the Index, (A change caused 'by a termination of the Automatic Payment Plan Discount or the Club Discount is not subject to the limitations set forth in the prevIous sentence.) The annual interest rate.wi11 not exceed IS%. . 13. COMPUTINC INTEREST: Interes1 is charged on a daily basis, according to the outstanding balance subject to interest on each day of the loan term. The daily interest rate is equal to the annual interest rate in eftect on that day divided by the number of days in that calendar year. Borrower agrees that because interest is calculated on a daily basis. late payments will resuft in additional interest (and, if applicable, a late chargel; early payments will resuft in less interest being charged. If the interest rate on this Note will not change because of changes in the Index (see the "Variable Rate' sectionl, early and/or late payments will cause the amount of the final payment to change. If the interest rate on this Note can change because 01 changes in the Index (see the 'Vahable Rate' section), early and/or late payments will cause the number of payments due, the amount of the payments (if the amount of the payments is subject to change every 48 months) and/or the amount of the final payment to change. ",'", 14. APPliCATION OF PAYIIEIITS: !:end... willaPJlly paYllJf1nfs in the following order ot phority: mresl, laie charges, tees, and then Wiicipal. All' regular paymentswil be applied 10 the sati~!lf scheduled payp1et'lls1n the order in which they become due. IS. RETURN CHECk FEE: Borrower agrees that leild... may assess a fee of $20.00 if Borrower makes a payment with a check .that is returned by the draY@! tor '1)01 sufficient funds' in the acecunt on which the cheel< is written. 16. WAIVER BY lENDER: If Borrower has made or makes in the future another loan agreement with lender, lender might obtain a security interest in the principal dwelling of Borrower or someone else to secure thaI other loan agreement That security agreement may provide that the principal dwelling secures not only that other loan agreement but also all other loan agreements of Borrower w~h lender. lender waives (gives up) any ~ght to claim a security interest in the principai dwelling of any person . . "" ..... . ll,.,.... . . <lUll.. law, interest at the rate provided in this Note shall continue to accrue on the unpaid balance until-paidin.full, even after (whether by acceleration or otherwise) maturity and/or if Borrower becomes a debtor in an action filed under the Bankruptcy Code and/or if judgment is entered against Borrower for the amounts due. If at any time interest as provided for in this paragraph is not permitted by law, interest shall, in that event and at that time, 'accrue at the highest rate allowed by applicable law. If the interest rate on this Note can change, the interes1 rate which will apply beginning on the date a lawsuit ~ filed by lender shall be tbe interest rate in eftect on the,oate or the interest rate stated in the 'Borrower's Promise to Pay; whichever is less. . 18. DEFAULT: (As used in this paragraph, the term 'Borrower" includes Borrowers. Co. Makers, Guarantors. sureties, and any owner of property which is secuhty for this Note.) Borrower will be in default (a) if Borrower does not make any payment before or on the date ~ is due; or (b) if Borrower fails to keep any promise made in this Note or defaults on any other note, loan or agreement w~h Lender, or (c) ~ anyone who signs the security agreement or a mortgage securing this Note breaks any promise made in the security agreement or mortgage, including but not !im~ed to the promise not to sell, give away or transfer title to the property which is the subject ot the mortgage or security interest; or (d) ~ any property in which lender has obtained a security interest to secure this Note is lost. stolen (and not recovered w~hin a reasonable time) or destroyed; or (e) ~ Borrower has made any untrue statement or misrepresentation in'the ciedit applicatioo or any other certificate or document given or made tor th~ loan; or . m upon the death of Borrower or anyone of them. if there ~ more than one; or (g) if Borrower provides lender with false information or forged signatuoes at any time; or (h) if a court with proper jurisdiction to do so finds that Borrower, or any OIIe of them, is incapac~ated or incompetent or (i) if lender in good fa~h believes that the prospect of Borrower's paying this Note is Impaired. If Borrower is in default, the entire outstanding balance on this Note shall be Immediately due, at the option of the Lender. This witl.happen w~hout any prior notice to Borrower, or hght to cure, except as may be required by law. Borrower will also be in default: ,.,"---- ..,._n__. -""~'-~-"..' --"~'...-' ~en..-~ .. t.....,. -"T"~""""'''''&, ''''''6, ~iisfa~ti;;'~'~d encumbrance 1eH wnicnmaybe charged, The' charges are to repay lender for the fees paid to public officials to protect. continue, or release any security interest given in the security agreement or mortgage. f 23. PREPAYMENT: Borrower may prepay, in full or in part. the amount owed on this Note at any time without penalty. If Borrower prepays the loan in part, Borrower agrees to continue to make regularly scheduled payments until all amounts due under this Note m_ . 24. IF lENDER OBTAINS A SECURITY INTEREST TO SECURE BORROWER'S PAYMENT OF THIS NOTE. BORROWER MAKES THE FOllOWING ADDITIONAL PROMISES TO lENDER: (a) if property insurance is required by a mortgage and/or security agreement securing the repayment of this Note and!.or ~ flood insurance is reQll~ed,by federellaw. BORROWER MAY OBTAIN THE INSURANCE FROM ANYONE OF 1l0RROWER'SCHOICE subject to Lender's reasonable approval. If flood insurance is required, Borrower has been separately notified, The property insurance must cover loss of or damage to the collateral and must be in an amount sufficient to protect lender's interelt: flood insurance must be of the type and in the amount required by federal law; (b) Borrower , agrees to provide lender evidence of required insurance. All policies must name lender as a loss payee/secured party and must provide tor at least 10 days whtten notice to Lender of reduction in coverage or cancellation; (c) if Borrower fails to keep in force the required insurance and/or fails to provide evidence of such insurance to lender, lende' may notify Borrower that Borrower should purchase the required insurance at Borrower's expense. If Borrower fails to purchase the insurance within the time stated in the notice and/or fails to provide evidence of such insurance to lender, Lender may purchase insurance to protect lender's interest, to the extent permitted by applicabie law, and charge Borrower the cost of the premiums and any other amounts lender incurs in purchasing the insurance. THE INSURANCE lENDER PURCHASES Will BE SIGNIFICANTLY MORE EXPENSIVE AND MAY PROVIOE lESS COVERAGE THAN INSURANCE BORROWER COULD PURCHASE OTHERWISE. Upon demand, Borrower promises to pay lender the cost of insurance purchased and other amounts incurred by Lender. Borrower agrees that lender may. if permitted by applicable law. add the cost of the insurance to the amounts on which interest is charged at the rate provided in this Note. In certain states. the requiredlnsurance may De obtained through a licensed insuran~ agency affiliated with lender. Th~ agency win receive a fee tor providing the requirett'insurance. In addition, an affiliate may be responsible for some or all of the underlying inslllance risks and may .receive compensation tor assuming such riskS. If additiooal inttlnnation"isrequirl!d concerning insurance or our affiliate arrangements..please contact Centralized Customer Assistance. 2730 liberty AVeflue, Pittsburgh. PA 15222; Id) to pay all taxes due on the collateral. If Borrower does not pay the taxes. lender has the optioo to pay the taxes. Upon demand, Borrower promises promptly to repay to lender any amounts paid by Lender for taxes: (e) ~ lender eels a security interest jn stock or securities. the value of the collateral may become. insufficient to protect Lender. If that happens, Borrower agrees to deliver to lender additional collateral which lender believes will be enough to protect lender,lO to allow lender the hght to inspect the collateral at any reasonable time, and to maintain the collateral in good condition and repair; reasonable wear and tear excepted; (g) ~ n --.. _L.___~ -~ \'t~MliIiI_"."1r1M th;r "'I"t" fl"lr hvr ~nrl /'1 in<;'L'r:l~('j '.irv1tr "'dy,"l~ UVUUII, II ~~y'v~m..dLJII:: IdW, dKJ me l:Ik,ltIn~;-~.aftY!tt&o~rF"''':.~ outstanding balance and require repaymenl w~h interest by increasing the installment payments so that the outstanding principal balance is repaid in full in substantially equal installments on the due date stated in the payment schedule; and (h) Borrower's promises made and lender's rights set forth in this section shall not merge with any judgment in any legal action and shall apply until aU amounts owed are'paid in full. 25. lENDER MAY SIGN BORROWER'S NAME TO INSURANCE CHECKS: Borrower gives lender the right to sign Borrower's name on any check or draft trom an insurance company, This is lim~ed to a check or draft in payment of returned premiums. benefits under credrt I~e insurance or cred~ disability insurance. and claims made under physical damage insurance and flood insurance covehng property which is securify for this loan, Borrower does not have the right to, and agrees that Borrower will not, revoke the power of lender to make Borrower's endorsement lender may exerc~e the power for Lender's beneCrt and not for Borrower's benefit. except as otherwise provided by law, 26. COSTS OF COllECTION: If lender files suit or takes action to collect th~ loan or protect the collateral or the lender's security interest in rt, Borrower agrees to pay lender's costs and expenses to do so. if lender is permitted by applicable law to require Borrower to pay those costs. Unless such action is taken in Ohio, this shall include reasonable attorneys' fees and expenses to the maximum amount permitted by applicable law. 27. SECURITY INTEREST IN DEPOSITS: The lender may set-off any amounts due and unpaid under this loan against any of Borrower's money on depos~ with Lender. This includes any money which is now or may in the future be deposited with Leflder by Borrow... or wfth any ClKlepositor, inciuding Borrower's spouse. This also includes any property. credits, securities. or money of the Borrower, which may at any time be deliverecl to or in the possession of the Lender. This may be done without any prior notice to Borrower. 28. ASSIGNMENT: Borrower may not assign or otherwise transfer Borrower's rights under this Note to anyone else. lender may sell. transfer. or assign this Note, and any security agreement and/or mortgage given to secure th~ Note, and Borrower's rights and obligations under this Note will continue unchanged, 29, CUSTOMER INFORMATION: To serve its customers efficiently and after a full range of financial services, lender shares customer transaction and experience information Id) li~~;pr~pert;'i~~hl~hC;hder nas obtarned a seCUrtty Interest to secure this Nole ~~PWg~~!,; INTEREST IN DEPOSITS: The lender may sel.oN ,ny ,mounls due and is lost, stolen (,nd not recovered within a re,son,ble time) or destroyed; or 'unpaid under this lo,n ,gainst ,ny of Borrower's money on deposit With lender This (e) if Borrower. has made any untrue statement or misrepresentation In the credit appli.atiowOi a~ other certific,te or document given or made for this loan; or includes any money which is now or may in the future be deposited with lender by In upon the death of Borrower or anyone of them, II there IS more than one; or Borrower or with any co.deposITor, including Borrower's spouse. This ,Iso includes any (g) If Borrower provides lender with false information or forged signatures at any bme; or property, credits. securities, or money of the Borrower, which may at any time be (hJ if a court with proper jurisdictiOn to do so.finds that Borrower, or anyone of them, delivered to or in the possession of the Lender. This may be done without any prior IS Incapacnated or incompetent, or notice to Borrower Ii) il lender in good faith believes fhat the prospect of Borrower's paying this Note is 28. ASSIGNMENT: Borrower may not assign or otherwise transfer Borrower's rights Impaired. under this Note 10 anyone else. lender may sell. transfer, or aSSign th~ Note. and any II Borrower is in default, tile enbre outst.nding balance on this Note sh.1I be security agreement .nd/or mortgage given to secure this Note, and Borrower's rights immedi.tely due. .t the option of the lender This will h.ppen WIThout .ny prior notice .nd oblig.tions under this Note will continue unch.nged. to Borrower. or right to cure. e,cept .s m.y be required by I.w. 29. CUSTOMER fNFORMATlON: To serve its customers efficiently and offer. full r.nge Borrower will .Iso be in def.ult of fin.nci.1 services, lender sh.res customer tr.nsacbon .nd experience information Gl if Borrower becomes insolvent and/or cannot pay Borrower's debts as they become among the PNC family of companies. PNC companies also share other personal due; or informabon, such as applications, financial statements, and credit reports. Borrower (k) if any other credITor tries by, legal process to take any money or property of may request th.t lender does not share this other personal informabon (except where Borrower in the lender's possession; or such information is used by one PNC company to service customer accounts for (I) il Borrower files a bankruptcy petition or if anyone files an involunt.ry bankruptcy another) by wribng to lender at PNC Bank, P.O. Bo, 96066. Pittsburgh. PA 15226. Please against Borrower, or include Borrower's name. address. account number(s) or social security number 1m) if Borrower makes an assignment lor the benefit of creditors, or any insolvency, 3D. COMMUNICATION CONCERNING DISPUTED DEBTS. All communications by reorganization, arrangement, debt adjustment. receivership, trusteeship. liquidation or Borrower to lender concerning disputed debts. including.n instrument tendered as other legal or equitable proceedings are instITuted by or against Borrower; or full satisfaction of the loan, should be sent to Centralized Customer Assistance. In) if any judgment. tax lien. municipal charge or ta, levy is filed or writ 01 e,ecution 2730 Liberty Avenue, Pittsburgh, PA 15222. is issued against Borrower. 31. HEIRS AND PERSONAL REPRESENTATIVES BOUND: The provisions of this Note If .ny event described in 0), (I<). (I), (ml or (nl h.ppens. the entire.outstanding balance shall be binding upon the Borrower, and the heirs and personal representatives of the on this Note sh.1l be immediately due without any prior notice to Borrower, or right to Borrower. cure, except as may be required by I.w. 32. MULTIPLE PARTIES: If there is more than one Borrower, each agrees to be A default by Borrower on this Note is a default on every other note, loan or agreement responsible to lender, individually and together, for payment in full of this loan. of Borrower with lender. 19. GENERAL WAIVER PROVISIONS: Borrower waives presentment for payment, Borrowers agree that payment of all or part of the proceeds ofthis Note to any Borrower demand. protest, notice of protest, dishonor and all other notices or demands in or to anyone else at the direction of any Borrower will be the equivalent of payment to connection with the delivery, .cceptance. performance, default or enforcement of this each Borrower and for the benefil of .11 Borrowers. ..~O .n.. . .n' . . 0... . . ..'0' u '__" .' , , ..;;;;,.,.JLG.QY,;!lliltiG 1JUY.AN.Rl\R!j~16UR'RlI: ThiS N~te has been acce~ lender 20. DELAY IN ENFORCEMENT: lender can delay enlorcing any rights under this ~te ~,~J1~!\Ir!1fjt:t'l') ,.' ,.... WIThout losing any rights. lender's failure to enforce .ny right under this Note shall not Regardless 01 the. state of Borrower s residence or the. place to which Borrower act as a waiver of that right or preclude the e'ercise 01 that right in the event of a future submitted an application, Borrower agrees that the prOVISions of thiS Note relatingto occurrence of the same event. lender can also extend the time allowed tor making mterest, Charges and fees shall be governed by and construed In accordance with payments, and such extension shall not affect the oblig.bons of any Borrower. whether federal law and, as made applica.b1e by federal law, Pennsylvama law. Unless preempted or not that Borrower is given notice of the extension. by federal law. other substanbve terms .nd prOVISIOns shall be governed by and 21. RELEASE OF SOME BORROWERS OR SOME SECURITY: If there is more than one construed in accordance with the law of Pennsylv.nia; procedural matters rel.ting to Borrower. each agrees to remain bound by th~ Note, although lender may release any the enforcement of the obligations evidenced b~ the Note and matters related .to the other Borrower or release or substitute .ny property which ~ security for the repayment granting, perfection and enforcement of . security Interest secunng thIS Note, ,f .ny.. of this Note. Borrower waives all defenses based on suretyship and impairment of shall be governed by the laws ofthe state where the enforcement, granting or perfection collateral or security. takes place. DIRECT lOAN NOTE INDEX: The index is for conven. Daily balance..........................................................12, 13 ience and reference. It shall not limit the meaning or Daily interest rate ...................................................12, 13 scope of .ny paragraph or section, The numbers refer Oefaull.............................................................................18 to the paragraph numbers of this Note. Oefinitions.........................................................................1 Delay in enforcement....................................................20 Deposit ............................................................................27 Disputed debts..............................................,................30 . Earty payment................................................................23 Finance charges .................................................4, 12, 13 Flood insurance ............:................................................24 Governing law ................................................................33 Heirs bound ....................................................................31 I nd ex .... .......... ..... ......................... ....... ........ ................ ....12 Insurance checks ..........................................................25 Interest after maturity and judgment.........................17 Interest rate............................................2. 9.12.13.17 late charges ...........,.........................................................8 Legal fees ...................................................................2. 26 len der .... ..... ........... ...... ......... ........... ......... ,......... ..... .........1 Lender's right to endorse checks................................25 Margi n ....................,........................................................12 Acceleration of the outstanding balance....................18 Application of payments...............................................14 Assignment .....................................................................28 Attorneys' fees...........................................................2, 26 Automatic p.yment plan.................................................5 Borrower's responsibilities.................,..............2, 18,31 Changes in interest rale ......................4. 5. 6. 9, 12. 17 Closing costs ....................................,................................2 Club or Package Plan ......................................................6 Collateral...........................................................22, 24. 27 Collection expenses ..................................................2, 26 Communication concerning disputed debts ..............30 Computing interest ........................................................13 Court Costs..............................,..................................2. 26 Credit Reports ..................................................................7 Customer information ...................................................29 Monthly payment ........................................................3. 9 Monthly payment changes.............................................9 Multiple parties..............................................................32 Paid in full checks.........................................................30 Payment application .....................................................14 Payment Due 0.te...........................................................3 Payment Schedule ...._................................................3, 9 Personal representatives bound..................................31 Prepayment ....................................................................23 Promise to pay.................................................................2 Pro pe rty in su ra n ce ....... ............... ..................... .............2 4 Release of borrowers ....................................................21 Release of security........................................................21 Remedies ..................................................,....._.........,:....18 Return Check Charge ................._...............................15 Security interesl..............................................22. 24, 27 Security interest charges ............................................22 Security interest in depoSITS ...................................._..27 Variable rale......................................................4, 5, 6, 12 Waiver .......................................................................16. 19 NOTICE TO CO-SIGNER You are being asked to guarantee this debt. Think carefully before you do. If the Borrower doesn' pay the debt, you will have to. Be sure you can afford to pay if )'ou have to, and that you want to accept this responsibility. You may have to pay up to the fult amount of the debt if the Borrower does not pay. You may also have to pay late fees or collection costs, which increase this amount. The Lender can collect this debt from you without lirst trying to collect from the Borrower. The Lender can use the same collection methods acainst you that can be used acainst the Borrower, such as suing you, efc. If this debt is ever in default, that fact may become a part of your credit record. fORM1280Q().(l400 /S-~/,/ ~ '-iC/IIl,. (\ ~U rc~~:;.~~9) ,..,,' " - \.., May 9, 2001 \.--" THIS MORTGAGE IS made on . The Mortgagor is If there is more than one. the WtfSi't!WI".BR\5ffieSefers to each and all of them. The Mortgagee is The word "Borrower" means If there IS more than one, the word "Borrower" herein refers to each and all of them. Thirty Thousand One Hundred And 50/100 Borrower owes ~1~ !~um of . .. ... Hay 9, 2~lfrs (U,S. $ , ).This debt is evidenced by Borrower's wntten ~bllgatlon (referred to he~elO. as the Note). dated . ' . This Mortgage secures to Mortgagee: (a) the repayment of the debt eVidenced by the Note, with Interest and other. charges as proVide? therein; (b) the payment of all other sums, with interest thereon, advanced hereunder tor the payment of taxe,s, assessments, ~amtenan.ce charges, m.suranc~ premiums and costs incurred to protec;t the security 01 thIs ~ort.ga.ge;. (c) the payment of.all of Mortgagees costs of coll~ctlon, mcludmg costs of S~lt and, .If permitted by law, reasonable attorneys fees and expenses, If SUIt IS filed or other action IS taken to collect the sums owing or to protect the secunty of thIS Mortgage; (d) payment of any refinancing, substitution, extension, modification, and/or renewal of any of said indebtedness, interest, charges, costs and expenses; (e) the perlormance of Mortgagor's and/or Borrower's covenants and agreements under this Mortgage and the Note; and (f) the repayment of the debt evidenced by any note or agreement which was refinanced by the Note, to the extent that such debt is CM'ed to Mortgagee and has not been paid. For this purpose, Mortgagor does hereby mortgage, grant and convey to Mortgagee the following described property, together with all improvements now or hereafter erected, and all easements, rights and appurtenances thereon, located at and known as: 313 E LISBURN RD, MECHANICSBURG, PA 17055 CUMBERLAND Recording Date of Original Deed Jan. 11, 1955 Deed Book Number 16-E Page Number 421 Tax Parcel No. 42-11-0274-015 - OL~~-m?/~9011 \.i DAVID BROOKS!DEC!ASEDI AND ELSIE K BROOKS \ PNC Bank, National Associatioh 't-' iJPfe" ffll.e 11 fwp- The word "Property" herein shall mean all of the foregoing mortgaged property. To have and to hold the Property unto the Mortgagee, its successors and assigns, forever. Provided, however, that if Mortgagor and/or Borrower shalt pay to Mortgagee the said debt, interest, and all other sums, and periorm all covenants and agreements secured hereby, then this Mortgage and the estate conveyed by it shall terminate and become void. Warranty of Title. Mortgagor warrants and represents to Mortgagee that (a) Mortgagor is the sole owner of the Property, and has the right to mortgage and convey the Property; (b) the Property is unencumbered except for encumbrances now recorded; and (c) Mortgagor will defend the title to the Property against all claims and demands except encumbrances nO'N recorded. Covenants. Mortgagor promises and agrees as follows: (a) Mortgagor will maintain the Property in good order and repair; (b) Mortgagor will comply with all laws respecting the ownership and/or use of the Property; (c) If the Property is part of a condominium or planned unit development, Mortgagor will comply with all by-laws, regulations and restrictions of record; (d) Mor:tgagor will pay and/or. periorm all obligations under any mortga~e, lien, or security agreement which has priority over this Mortgage; (e) Mortgagor Will payor cause to be paid aU taxes and other charges assessed or leVied on the Property when due and, upon Mortgagee's request, will deliver to the Mortgagee receipts showing the payment of such charges; (f) While any part of the debts secured by this Mortgage remain unpaid, Mortgagor promises to obtain and keep in force property insurance and, if required by federal law, flood insurance on the Property. The property insurance must cover loss of or damage to the Property and must be in an amount sufficient to protect Mortgagee's interests; flood insurance must be of the type and in the amount requrred by federal law. Mortgagor agrees to provide Mortgagee eVIdence of required insurance. All policies must name Mortgagee as a loss payee/secured party and must provide for at least 10 days written notice to Mortgagee of reduction in coverage or cancellation. Mortgagor gives Mortgagee the right and power to sign ~_o-,rt~~~or's name on,any_chec.k or,dr.aft from al'l insurance compan~nd~~iIV .. . . . --Pi'opert~rtgagor does n-o~-have' fhe right to, and agrees that Mortgagor will not, revoke the power of Mortgagee to make Mortgagor's endorsement. Mortgagee may exercise the power for Mortgagee's benefit and not for Mortgagor's benefit, except as otherwise provided by law; (g) If Mortgagor fails to keep in force the required insurance and/or fails to provide evidence of such insurance to Mortgagee, Mortgagee may notify Mortgagor that Mortgagor should purchase the required insurance at Mortgagor's expense. If Mortgagor fails to purchase the insurance within the time stated in the notice and/or fails to provide evidence of such insurance to Mortgagee, Mortgagee may purchase insurance to protect Mortgagee's interest. to the extent permitted by applicable law, and charge Mortgagor the cost of the premiums and any other amounts Mortgagee incurs in purchasing the insurance. THE INSURANCE MORTGAGEE PURCHASES WILL BE SIGNIFICANTLY MORE EXPENSIVE AND MAY PROVIDE LESS COVERAGE THAN INSURANCE MORTGAGOR COULD PURCHASE OTHERWISE. Mortgagee may receive reasonable compensation for the services which Mortgagee provides in obtaining any required insurance on Mortsa8o(s behalf. In certain states, the required insurance may be obtained through a licensed insurance agency affiliated with Mortgagee. This agency will receive a tee for providing the required insurance. In addition, an affiliate may be responsible for some or all of the underlying insurance risks and may receive compensation for assuming such risks. If Mortgagor fails to pertorm any other duty or obligation required by these Covenants, Mortgagee may. at its sole option, advance such sums as it deems necessary to protect the Property and/or its rights in the Property under this Mortgage. Mortgagor agrees to repay Mortgagee any amounts advanced in accordance with this paragraph, with interest thereon, upon demand; (h) Any interest payable to Mortgagee after a judgment is entered or on additional sums advanced shall be at the rate provided for in the Note; (i) Mortgagee may make reasonable entries upon and inspections of the Property after giving Mortgagor prior notice of any such inspection; (j) Mortgagor will not sell, transfer ownership in, or enter into an Installment sale contract for the sale of all or any part of the Property; and (k) The promises, agreements and rights in this Mortgage shall be binding upon and benefit anyone to whom the Property or this Mortgage is transferred. If more than one Mortgagor signs this Mortgage, each and all of them are bound Individually and together. The covenants made in this section and Mortgagee's remedies set forth below shall not merge with any judgment entered in any legal action and shall apply until all amounts owed are paid in full. Default. Mortgagor will be in default under this Mortgage: (a) if there is a default under the Note; (b) if Mortgagor breaks any promise made in this Mortgage; (c) if any Mortgagor dies; (d) if any other creditor tries to take the Property by legal process; (e) if any Mortgagor files bankruptcy or if anyone files an inVOluntary bankruptcy_against Mortgagor; (f) if any tax lien or levy is filed or made against any Mortgagor or the Property; (g) if any Mortgagor has made any false statement in this Mortgage; or (h) if the Property is destroyed, or seized or condemned by federal, state or local government. Mortgagee's Remedies. Unless prohibited by law, if Mortgagor is in default under this Mortgage, Mortgagee may, at its option, after notice required by law, if any, declare due and payable the entire unpaid balance of the sums which are secured by this Mortgage and O'Ning upon the Note. If Mortgagee so declares such entire balance due and payable, Mortgagee may take possession of the Property, collect any and all rents, apply said rents to the indebtedness secured by this Mortgage. foreclose the Mortgage, or take other action upon the Mortgage as permitted or provided by 1~ to collect the balance ~i.ng. If a mortgage foreclosure action or any other action on this Mortgage is filed by Mortgagee, and/or if Mortgagee takes any aC~lon ~o protect o.r en~e ;ts Interest in any court, including Bankruptcy Court, Mortgagor agrees to pa~ tn Mnrtgali'ee all eXDen~ and costs of such action, Including, If permmed by law. :'J reasonable attorneys' fees to the maximum extent permitted by law. 1IIlrrrrrr.. ~ Remedies Cumulative. If any circumstance exists which wo EXHIBIT rate the balance, .Mortgagee may take such .::tion .. 1itI"ry-?~~ time during which SUCh. circumstance continues to e~ist. M. ort~ageE ,; -B- ~ Shall. be cumulatlv~ and net ,afte=~ .~.. .... __ bt'....:~.'.!~ Delay in Enforcement. Mutgagee can delay In enforclOg a D gage or the Note without kIsi:"I ....-:''7:T~.i '. ~ Mortgagee of any proVISIon of this Mortgage or the Note Will not be; j . provision on any <ther QC('.aSK)f1. .0 '~..~.' Assignment. Mortgagee may sell, transfer or assign this Mort t. it Lot No. N/A . SeYerabili~. If any provision of this Mortgage is held to be invalid or unenforceable, such determination shall not affect the validity or enforceability of the remammg proVISionS of thiS Mortgage. . W~NE signing of this Mortgage on the date set forth above. intending to be legaliy bound Witness /, Mortgagor 'X U-4~ fn Witness L Mortgagor ACKNOWLEOGMENT lakCf in the STATE of PENNSYLVANIA. COUNTY of tf. vlLu,i-e.,t/ (LJ ,1. I. 'H-\ 111 iU.v' ~ 00 , fl,.B.f'i rrt ( ceo I TIler On this day of ".~--4' . before me,....I..',L. . , ""- " d ~ed ffiC'MWhOff,rtlli.~at he/she IS not an officer or director of PNC Bank. Nation I ASSociation). personally appeared '1-He un er 0 known to me _ C,'I' . roo (Of satisfactority proven) to be the person{s) whose name(s) is (are) subscribed to the within instrument and acknowledged that he/she/they executed the same for the pU~ therein contained. <::.JC"'H' Signature In Wi~~\lreof. I hereun~~er:e:; hand and o~ficial seal. ;' --<- " Title .. -- (J - - - , . ~ . , ~. .~. --: .!3/l~ - . "'H~":: I =~:30~~ I ~ :'.>"~.:; I MyCU".,_,ExpI....F~:.:~ . :{r".. Member. Penn.r;ytvanla As9OCiatlOfl oJ No&wl8l AF~~VIT OF SUBSCRIBING WITNESS [Do not use if Mortgagor(s) acknowledged the Mortgage. Affidavft must be taken in county where Property is located.] Before me, a notary pUblic (who certifies that he/she is not an officer or director of PNC Bank, National Association), personally appeared I the sUbscribing witness to the within Mortgage, who being duly sworn according to law, deposes and says that he/she was personally present at the execution of said Mortgage, saw the within named Mortgagor(s) and sign as his/her/their act and deed, and deliver said Mortgage for the purposes therein set forth; and that the name of this deponent affixed thereto as subscribing witness is of deponents own proper handwriting. Subscribing Witness r -.... _ _..--LJ.._ -.-~ Sworn to and'SUbS~\ib.d'.be~;~e:.~i'be recorded of . i! _',e; lJl1d County P A Notary Public . -~"'. -:-~;--s..~....-:;_ ~~,... _ (; .:-:-'\ '. ,'. ,l~~l' \.~~r "I' day CERTIfiCATE OF RESIDENCE: I, precise residence is PNC BANK 2730 L\3E.RTY A\fFNUE pmSDURGH,PA 15??~ /f)./~.L/ -<../ Rlil~lll>rdere(Df aile:Qrtgagee's ~/ru::; RECORDED. in the STATE of PENNSYLVANIA, COUNTY of , on this day of , in the Office of the Recorder of Deeds in and for said County, in Mortgage Book Volume , .. o ::..: ..... :-:: '.~ Agent for Mortgagee , page WITNESS my hand and the seal of said office the day and year aforesaid. Recorder ::3 = -<: N W r~ ,,' r- CJ :;;; C :.~ r }:-.. ':-' :...:. i: -." r i; 8 -UN(")(")""C:7 ;:.:-...Jo 0 z~ :z w = ~ ......~. ... OQ.l (I) ~~- g-,CDCCDO .... -..., 3 D.l .. ~::6~CD~ . ::1.(").... ""C'< 0 b :t:>:t:>;:a.Q.l ......<....~ ()1CD2.(") N=> '" NC: => N'" ~ '" ~ "V Z n III AI = "'" (01:, - "^ -i o ...... "" -., ::0 o ;;: ~ ~ ~ ~S: 00 ~~ "'OQ !;'Q) SOQ ~ ::0 ::3 !-' ..... G - o. o c~:,. o~~ c:: dl ~ z~.) -<~ -<0;:0 'CQ ... );>. Bood~~* ~ z c: 3 0- '" ~ ~ PNCBAN<. Date of this Notice: March 19,2003 ELSIE M BROOKS 46 WEST ALLEN ST MECHANICSBURG, PA 17055 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on vour home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached Dages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (REMAP) mav be able to help save vour home. This Notice explains how the program works. To see ifHEMAP can help, vou must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with vou when vou meet with the Counseling Agencv. The name, address and phone number of Consumer Credit Agencies serving vour County are listed at the end of this Notice. Ifvou have anv questions, you mav call the Pennsvlvania Housing Finance Agencv toll free at 1-800.342-2397. (Persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORT ANCIA, PUES AFECT A SU DERECHO A CONTINUAR VNIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDIT AMENTE LLAMANDO EST A AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME: ELSIE M BROOKS I THE ESTATE OF DAVID BROOKS I ELSIE M BROOKS PROPERTY ADDRESS: 313 E LISBURN RD, MECHANICSBURG, P A 17055 LOAN ACCT. NO.: 040-01-008108859011 ORIGINAL LENDER: PNC CURRENT LENDERlSERVICER: PNC Bank, NA A member of The PNC Financial Services Con,umer Loan Center 2730 Uberty Aven \ EXHIBIT r- 12 1-. ,. o PNCBAN< HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAYBE ELIGmLE FOR FINANCIAL ASSISTANCE WInCH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGmLE FOR EMERGENCY MORTGAGE ASSISTANCE: . IF YOUR DEFAULT HAS BEEN CAUSED BY CmCUMSTANCES BEYOND YOUR CONTROL, . IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND · IF YOU MEET OTHER ELIGmlLITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -- Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face- to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEF AUL 1"'. EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names. addresses and telephone numbers of designated consumer credit counselin!( agencies for the county in which the propertY is located are set forth at the end of this Notice. It is only necessary to schedule one face-to- face meeting. Advise your lender immediatelv of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific infonnation about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Program Application with one of the designated consumer counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN TIDS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. A member of The PNC Financial Services Group Consumer Loan Center 2730 Liberty Avenue Pittsburgh Pennsylvania 15222 o PNCBAN<. AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETmON IN BANKRUPTCY, THE FOLLOWING PART OF TIDS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Brine it UP to date): NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 313 E LISBURN RD, MECHANICSBURG, P A 17055 IS SERIOUSLY IN DEF AUL T because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Monthly payments in the amounts of$287.61 for each ofthe months from Januarv 2003 through March 2003. Other charges (explain/itemize): Late Charges for $60.00 TOTAL AMOUNT PAST DUE: $902.83 HOW TO CURE THE DEFAULT- You may cure the default within THIRTY (30) DAYS of the date ofthis notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $902.83. PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAYS PERIOD. Payments must be made either bv cash. cashier's check. certified check or money order made payable and sent to: PNC Bank. NA. 2730 Libertv Avenue. 2"d Floor. Mailstop: P5-PWLC-02-I. Pittsburgh. PA 15222 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its riehts to accelerate the morteaee debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. Iffull payment of the total amount past due is not made within TIllRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon vonr morteaeed property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgage property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, yOU will not be required to pav attornev fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the 1}/'illU!~f The PNC Financial Services Group Consumer Loan Center 2730 Liberty Avenue Pittsburgh Pennsylvania 15222 o PNCBAN<. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, vou still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff s Sale. You may do so bv paving the total amount then past due, plus anv late or other charges then due, reasonable attornev's fees and costs connected with the foreclosure sale and anv other costs connected with Sheriff s Sale as specified in writing bv the lender and bv perfonning anv other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted, EARLIEST POSSmLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately six months from the Date of this Notice. A notice of the actual date of the Sheriff s Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: PNC Bank NA Address: 2730 Liberty Avenue, 2nd Floor, Mailstop: P5-PWLC-02-I, Pittsburgh, PA 15222 Phone Number: (412) 762-1097 or 1-800-878-0027 Contact Person: Sandv Garrubba EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff s Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt. YOU MAY ALSO HAVE THE RIGHT: · TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. . TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. · TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEF AUL THAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEF AUL T MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) · TO ASSERT THE NONEXISTENCE OF A DEF AUL T IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LA WSUlT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. . TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. · TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Very truly yours, cc: 1st Class U.S. Mail, postage prepaid CONSUMER CREDI\F~EI\IN@1M;ENCmS'SERVING YOUR COUNTY (see attached) Consumer Loan Center 2730 Liberty Avenue Pittsburgh Pennsylvania 15222 Dale Hayhurst PNC Bank, National Association o PNCBAN< Date of this Notice: March 19,2003 THE ESTATE OF DAVID BROOKS 313 E LISBURN RD MECHANICSBURG, PA 17055 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) mav be able to help saye vour home. This Notice explains how the program works. To see ifHEMAP can help, vou must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with vou when vou meet with the Counseling Agency. The name, address and phone number of Consumer Credit Agencies serving vour County are listed at the end of this Notice. Ifvou have anv questions, yOU may call the Pennsvlvania Housing Finance Agencv toll free at 1-800-342-2397. (Persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you haye any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attomey in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE EST A NOTIFICACION OBTENGA UNA TRADUCCION INMEDIT AMENTE LLAMANDO EST A AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME: PROPERTY ADDRESS: LOAN ACCT. NO.: ORIGINAL LENDER: CURRENT LENDER/SERVICER: THE ESTATE OF DAVID BROOKS 313 E LISBURN RD, MECHANICSBURG, P A 040-01-008108859011 17055 A member of The PNC Financial Services Group Consumer Loan Center 2730 Liberty Avenue Pittsburgh Pennsylvania 15222 o PNCBAN< HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAYBE ELIGffiLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGffiLE FOR EMERGENCY MORTGAGE ASSISTANCE: . IF YOUR DEFAULT HAS BEEN CAUSED BY CmCUMSTANCES BEYOND YOUR CONTROL, . IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND . IF YOU MEET OTHER ELIGffilLITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -- Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face- to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEF AUL T". EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES -- If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names. addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to- face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Program Application with one of the designated consumer counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. A member of The PNC Financial Service!> Group Consumer Loan Center 2730 Uberty Avenue Pittsburgh Pennsylvania 15222 o PNCBAN<. AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (Jfyou have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Brin!! it up to date): NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 3 \3 E LISBURN RD, MECHANICSBURG, P A 17055 IS SERIOUSLY IN DEF AUL T because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Monthlv payments in the amounts of$287.61 for each of the months from Januarv 2003 through LAS\. Other charges (explain/itemize): Late Charges for $60.00 TOTAL AMOUNT PAST DUE: $902.83 HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS ofthe date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $902.83. PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAYS PERIOD. Pavments must be made either bv cash. cashier's check. certified check or monev order made pavable and sent to: PNC Bank. NA, 2730 Libertv Avenue. 2nd Floor. Mailstop: P5-PWLC-02-I. Pittsburl!h. PA 15222 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its ri!!hts to accelerate the mort!!a!!e debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon vour mort!!a!!ed property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgage property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attomeys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney fees actually incurred by the lender even ifthey exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. Ifvou cure the default within the TIllRTY (30) DAY period. vou will not be required to pav attornev fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the W~f The PNC Financial Services Group Consumer Loan Center 2730 Liberty Avenue Pittsburgh Pennsylvania 15222 o PNCBAN<. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, vou still have the right to cure the default and prevent the sale at anv time up to one hour before the Sheriff's Sale. You mav do so bv paving the total amount then past due. plus anv late or other charges then due. reasonable attomev's fees and costs connected with the foreclosure sale and anv other costs connected with Sheriff's Sale as specified in writing bv the lender and bv performing anv other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSffiLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately six months from the Date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: PNC Bank. NA Address: 2730 LibertY Avenue. 2nd Floor. Mailstop: P5-PWLC-02-I, Pittsburgh. PA 15222 Phone Number: (412) 76 or 1-800-878-0027 Contact Person: Sandv Garrubba EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff s Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt. YOU MAY ALSO HAVE THE RIGHT: · TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF TInS DEBT. · TO HAVE TillS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. . TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEF AUL THAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE TillS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) · TO ASSERT THE NONEXISTENCE OF A DEF AUL T IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. · TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. . TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Very truly yours, cc: 1 ~ Class U.S. Mail, postage prepaid CONSUMER CREDHnCll@UNfjDJINGnA:GENCIJil~'lPERVING YOUR COUNTY (see attached) Consumer Loan Center 2730 Liberty Avenue Pittsburgh Pennsylvania 15222 Dale Hayhurst PNC Bank, National Association Cumberland County Urban League of Metro~olitan Harrisburg 2107N6 St Harrisburg, PA 17101 (717) 234-5925 Fax (717) 232-4985 YWCA of Carlisle 301 G St Carlisle, PA 17013 (717) 243-3818 Fax (717) 243-3948 Consumer Credit Counseling Service 2000 Linglestown Rd Harrisburg, PA 17102 (717) 541-1757 Financial Counseling Service of Franklin County 31W3,dSt Waynesboro, PAl 7268 (717) 762-3285 U) U) r--- !...... q I rl rl ~i~~:~.~ . ~i~-~j~~~ :~'c.~~~~~ 'E 0;,0:: 1'0 IV <::_ :~~;.;~:3~ '~g,E g ';'~::i .-ut ><.. E ~"E 5';e~~~~ >J ~~:;.~~~ . '" ~ e -g ~ i! ; i~';; ~~.2~< ::::;.2'5 Oio::= !E~g;&~~ "g ~.!:i!'!:!~ e"E ';8-a~"'o~ -a, ~,g~.!!!O ~ ec :'ii~~(/) - "' ij2 '" <= 0 .~~~:~~~ , '['" <=> ~~tl~~ ~ , .... <=> .~_~ ~_. E..:~. ",-oi r -: --- ~ i f"J "'" ~ ~ ~ ~~~ ~:fI';;.g~~:: i~~! l I I t' ~ i b liHHF j:2~J i! I ~:} j ~ I !~~~~~~f ,Hi -+---i-r---I----- --------.~~ -~lr,i1i~~:~.~ Q.) r= lII'c, I 1 I .~ G.~ ~ -s,g 8.. ~ ;_€,"O.~~ui I I I '5-.gg.~5o(l) 0.: ~ g ~ ~ ~:'--.--;------:-..-.;..--1--r~--~.~ - --~~ ----l- .----- I . ....-.J:.; ~ ~.~ ~ ~ i ElUO~f:.:.cCX:i ' :; I I I I, 1 I ~'5::lE'Q"'Bl~ ViH~~ ~'O, ~ ~' ~, ~! R ~. R ~ R R ~. ~I ~.i ~: ~' ~H"Hl'g x"''''''''' <Il - <>> Ll.. . .' '1 . . .' . .. . . ._ c:_ l.> .. '" :;;,~'i:S'.:s ~1ij; N' N: N, N Ni N' N' N" N N N N N N N~5~0i]<"l~ :c( ~ ~ is ff Cl...Q; " i ' I I I I 0 c: 0 E ~- "--'T" ..---j..- _n-,___ -...+ -"-~--I i"". I ,'~~~'iij ~~'~ a; ". I I 'I ! I I I i~,g,g~5lg~a.. ...., I I I 'I .,'" <.> .. '" Ch_ i I I -I I "O~~ClSa:..C ~ ~. ~' ~i (3 ~I trl ~, ~ ~ 8 ~ ~' ~ ~ 8~ ~~ ~g H ~ , I ' ' I : I ' ..... U.g ~~~ = -. -,-- -T----r--r---t---r --- - 1 -[ --I i 01 ~' , ; I I I 'i2 [<2 ,:<2 <2 ~~ 0_ ! m@~ 'i~:' '~ :~ iJ~ :jOl' )~~ :~ I ~ ;.;:1Jw ~U)~U) ~J 'r; ~&1~~ ..... ~'iil' , I' g .....l'l ~m~u:d9~t:J; ~ :'i :ii..... III ~ j!j U) lJ : EJ~, ~ d..... .~~ [(j ~..... ~ ~ .1 ~,'~; ~ - CB;;: ;'iOR ~6 S ~ '[ '" ~ "'f!2' <t ffJ;a ..... ..... 3: <>1 ''', " \ ,n i B 1:).0"'......~ 83$]1..... ~.....:~ ~ FH1.~"""~..: ~ is': \\l~ ~ i~ ::! ii;~ 'y I':!. z lSE'<?o'(ijS2 S2~Si:O~ is':,,,,,~,,,,~>$ "'~ -U~ ["" f~' '\) iE I .., hJ ~ OJ a - I ~ ~",.< '''< ::;:J -..2i - <lJ ~ 0 I . I .' I 0 ~ ~,~ ~ ~~ ~.~ ~.~ ~~ g~~ ~ ~ ~~f~f ill ~ I~~: i} J ,I,; :: '__~U ~ i~ } ~ ! ~ g] .~ ~ ~] K j g j ~ 8 ~:~ ,','U~ i:i :~ 0'; 0 ( I. \ I 1--'1--; I I I , , -. . c " Q '6 " c c jll a> ::' c: t.; ~.~ __15 i i a. c: ~"O.~ 8 "0 Ql a> a> ~ 2 ~ 2 i5 .!!! '5 ~ g g' '1ii.sn a:a:a:iZl oi u ~ o " c Q " ~ c c: 8~ g] ~ 2 '2 ;::- 'E a ,;::. a. 5 -t ~8~~E o L U " ." E '0 w " c ~ ~~ ~ ~ I_~~ '~ ~&> T.. , .. ~~ U) r-;. ..... U) r-; ..... U) ..... ..... U) r-; ..... ~~~~~!~ ,......j ......-I ,......j: ......-I rl, rl t~ ~ ~ l ~ 1 I , I. U) r-; ....., U) ..... ..... U) ..... ..... o. rr':: ~. .~. ~' KJ o. ",,:: ., , I ~I KJ: I ~. ~ ~ ~ , I J: . ",,:;: o. 0':;: I 0; ]g "'0 i ~::: '0 , i- i l__ i , -, .-gal ....:), 1i.i'l"i5 :..!:>: ~....,......., ~I I I 1 .-;:::, -"" -~~J"\ 0..'. \r, I '\ ............ , ! ~ "- ~ ~ 8 ~. C:;;:ii E , z . " " " 1 ' ! ! ' f;:;. 1':1 iii ~ ~! ~ ~. ~. ~. ~. g @ Ii II II ~. ~' ~ ~ ~ ~ ~, ~ ~ ~ I i N i (') 'V I L() ..... <J' ~:I ." '" ! ~ ~ fr: (-) ,., -J .., '" II, '" II, ,- I- I , , ('oJ ly :,~ i ~ " ,t, ~.'J :.'J c: , , ,<OJ C' t, " ,-, 'li 1 'j1 ~ :::J :::J ::: ' , n I~ 0- (- 00 m 00 '" . o :0 <D ,.... ,. "-~ .............., VERI FICA TION I, John Matlak, Assistant Vice President, and duly authorized representative of PNC Bank, National Association, deposes and says subject to the penalties of 18 Pa. C.S.A. ~4904 relating to unsworn falsification to authorities, that the facts set forth in the foregoing Complaint in Mortgage Foreclosure are true and correct 'I pon his information and belief. . ~resident tional Association John Matla Assistant VI PNC Bank, BANKfIN:202258-1 000011-113511 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) ) ) Plaintiff, ) ) vs. ) ) IRENE E. WI EGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendant. ) CIVIL DIVISION No. AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF ALLEGHENY ) I, John Matlak, Vice President, PNC Bank, National Association, being duly sworn according to law, hereby depose and say that the Defendant, Irene E. Wiegner, is not a member of the military service of the United States of America to the best of my knowledge, information, and belief. \ r! John Matla~ Vice President PNC Bank, ~tional Association , Sworn to and subscribed before me day of J oJ I ,2003. this 1/ q Notary Public My Commission Expires ?::J (::) tq it 7L .~ - .J:: ~ ty ~ ~ !:: ~ p::! '(k l7i'i: > [21.' c= .:.~ -:1 .~-') ::_,..7_ I ~y- ~l e ..< j- o c 0 :0-"'-; W Q " s': :.v (Jl :.0 -< 'J...! V (0 SHERIFF'S RETURN - REGULAR CASE NO: 2003-03759 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PNC BANK NATIONAL ASSOCIATION VS WIEGNER IRENE E ADMIN ESTATE 0 BRYAN WARD , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon WIEGNER IRENE E ADMIN OF THE ESTATE OF ELSIE M BROOKS the DEFENDANT , at 1702:00 HOURS, on the 28th day of August ,2003 at 46 ALLEN STREET MECHANICSBURG, PA 17055 by handing to IRENE WEIGNER a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 6.90 .00 10.00 .00 34.90 r~~ R. Thomas Kline 09/02/2003 TUCKER ARENS BERG Sworn and Subscribed to before By: ~ ~) Sheriff me this 3.tAL day of ~ .Loo.3 A.D. , (L D. Jvt.L~O. " . on;: Itr;;'thonotary ,- I IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff , No. 03-3759 Civil Term vs. IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, PRAECIPE FOR DEFAULT JUDGMENT IN MORTGAGE FORECLOSURE Defendants. Filed on behalf of PNC BANK, NATIONAL ASSOCIATION, Plaintiff Counsel of record for this party: Brett A. Solomon, Esquire Pa. I.D. No. 83746 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 Telephone: (412) 566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) ) Plaintiff, ) ) vs. ) ) IRENE E. WI EGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendants. ) CIVIL DIVISION No. 03-3759 Civil Term PRAECIPE FOR DEFAULT JUDGMENT IN MORTGAGE FORECLOSURE TO: Prothonotary Kindly enter Judgment against Defendant above named in default of an Answer, in the amount of $30,432.49, plus continuing interest at the contract rate together with late charges, costs of suit and attorney fees on the declining balance computed as follows: Amount claimed in Complain!........................................... $ 29,586.53 Interest from 06/06/03 to 10/06/03 @ $6.2273 per diem ...................................................... Late Charges ($20.00/mo. for months of July 2003 through October 2003) .................................... 765.96 80.00 TOTAL....................................,.................................. ....... $ 30,432.49 I hereby certify that the appropriate Notice of Default, as attached has been mailed in accordance with PA R.C.P. 237.1 on the date indicated on the Notice. Bre 'A. Solomon, Esquire Attorney for PNC Bank, National Association, Plaintiff Plaintiff: PNC Bank, National Association c/o TUCKER ARENSBERG. P .C., 1500 One PPG Place, Pittsburgh, PA 15222 Defendant: Irene E. Wiegner, 46 West Allen Street, Mechanicsburg, PA 17055 BANK_FIN:207409-100oo11-113511 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) ) Plaintiff, ) ) vs. ) ) IRENE E. WIEGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendants. ) CIVIL DIVISION No. 03-3759 Civil Term TO: Irene E. Wiegner 46 West Allen Street Mechanicsburg, PA 17055 DATE OF NOTICE: September 23,2003 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE WESTMORELAND COUNTY BAR ASSOCIATION 129 North Pennsylvania Avenue Greensburg, PA 15601 724-834-8490 Brett A. olomon, Esquire Attorneys for Plaintiff, PNC Bank, National Association CERTIFICATE OF SERVICE I hereby certify that the foregoing Notice was served upon the Defendant, Irene E. Wiegner, by depositing thereof in the United States mail, first class postage prepaid, on the 23.0 day of September, 2003, at the following address: Irene E. Wiegner 46 West Allen Street Mechanicsburg, PA 17055 G, P.C. rett A. Solomon, Esquire Attorneys for Plaintiff, PNC Bank, National Association BANK_FIN:207392-1 000011-113511 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) ) Plaintiff, ) ) vs. ) ) IRENE E. WI EGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendants. ) CIVIL DIVISION No. 03-3759 Civil Term NOTICE OF JUDGMENT TO: Irene E. Wiegner 46 West Allen Street Mechanicsburg, PA 17055 You are hereby notified that a Judgment in Mortgage Foreclosure was entered against you on Of':\-. ~l , 2003 in the amount of $30,432.49 plus continuing interest at the contract rate together with costs, late charges, and attorneys fees. ~~1;,4J ~ ~ BANK.FIN:207409-1 000011-113511 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) ) Plaintiff, ) ) vs. ) ) IRENE E. WI EGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendants. ) CIVIL DIVISION No. 03-3759 Civil Term AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY SS: I, Brett A. Solomon, being duly sworn according to law, hereby depose and say that the Defendant, Irene E. Wiegner, are not -members of the mil' serv' f the United States of America to the best of my knowledge, information, and eli f, Swo91.!o and subscrib~efpr~A'le this .oI~ day of ~/\, 2003. ~fl\ll~ COMMONWEALTH OF PENNSYL\l:l \ Notanal Seal Kelly J Mlzak, Notary Public My Commission Expires: C,ty of P;ttsbur"", Allegheny County My Commission Expires May 23. 200' Member, Pennsylvenle Assocletlon of NolOl'les BANK.FIN:207409-1 000011-113511 ~ ~ ~ ~ 0 c.: 0 c: 1:"':< tI:. 1[ s:: -n :-0 -:7.) -VI'l,) '-' 0 S~~~ ---I ~ :;.:71--- r..:> 0 OJ ~ ~ ~ .;.<:-- f! ~C ~ ~(,'~ - -. -"- ~ -t: - - - :() }J _..::(. () >c: f'-> ,__7. :-71 --' V ..0 ;2': -~ . ~ :;;! '" ;..> ,.. " fv '_.0 r -< o~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 03-3759 Civil Term vs. IRENE E. WIEGNER, ADMINISTRATOR OFTHE ESTATE OF ELSIE M. BROOKS, PRAECIPE FOR WRIT OF EXECUTION IN MORTGAGE FORECLOSURE Defendant. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa.I.O.No.83746 TUCKER ARENS BERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 313 E. Lisburn Road Mechaniscburg, PA 17055 Township of Upper Allen Tax J.D. No. 42-11-0274-015 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant, COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) ) ) ) SS: ) I, Brett A. Solomon, Esquire, being duly sworn according to law, hereby depose and say that the Defendant, Irene E. Wiegner, is not a member of the military service of the United Sworn to and subscribed before me this ~ -+h day of tJ O('Q.Jn1C) 0/\, 2003. Nota~ ~I ~ rn~-:::~ """"l My Commission Expires: I CityK:il~:"=-::~~ly My CommissIOn Expires May 23, 200' -.-, Pennsylvonla _ of N_ BANKJIN:211877-100oo11-113511 1'0 r r-- -b... w~ - JJ-D~ - 1(.) ~ -.t::~ 7'1l :.0 . . :.0 D l -(q-<<;). I.-J () ~ ' " C' o C 0 ocy ~~ f/( () I I , ~~ r () C> I ~ r- G& ~ - - ~~ ~D - - - t --..{) r - - _ CCJ 1?, - ---- ~ ..., . - '+ ti l (') C:J f_..J G ..., ~l -u;;, rn('! -;I" - ~;;; r. (J~ ~ -< r:: ~~- :r> .. . ~-1 :.~ :..1 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 03-3759 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PNC BANK, NATIONAL ASSOCIATION, Plaintiff (s) From IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNlSHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $30,432.49 LL $.50 Interest FROM 10/7/03 THROUGH 3/3/04 AT $6.2273 PER DIEM - $927.87 Atty's Conun % Due Prothy $1.00 Atty Paid $II6.90 Other Costs LATE CHARGES ($20.00/MO. FOR lI/03 TO 3/04 - - $1.00 ---- ATTORNEY'S FEES AND COSTS - $3,036.05 Plaintiff Paid Date: DECEMBER 12, 2003 CURTIS R. LONG (Seal) Prothonot~ p 71t ~ 0n..,.-,- _. Cfl~ Deputy REQUESTING PARTY: Name BRETT A. SOLOMON, ESQUIRE Address: TUCKER ARENSBERG, P.C. 1500 ONE PPG PLACE PITTSBURGH, PA 15222 Attorney for: PLAINTIFF Telephone: 412-566-1212 Supreme Court ID No. 83746 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) ) LEGAL DESCRIPTION OF REAL ESTATE ALL that certain tract or piece of land situate in Upper Allen Township, County of Cumberland and State of Pennsylvania, bounded and described as follows, to-wit: BEGINNING at a point in center of the Lisburn Road, at line of lands now or formerly of the grantors; thence north forty-five degrees twenty-two minutes west (450 22" W.) one hundred fifty-three and four tenths (153.4') feet to an iron pin on the right of way of the P. H. & P. R. R.; thence along the right of way of the said railway north forty-two degrees fifty-five minutes east (42055" E.) eighty four feet (84') to an iron pin; thence south forty one degrees fifteen minutes east (410 15" E.) one hundred seventy-one and five tenths feet (171.5') to a point in the center of the Lisburn Road; and thence along this center of the Lisburn Road south sixty-four degrees thirty minutes west (640 30' W.) fifty feet (50') to a point; the place of beginning. CONTAINING twenty-one hundredths (.21) of an acre neas measure. UNDER AND SUBJECT to reservations, restrictions, easements and rights of way as recorded in prior instruments of record. BEING the same premises which Norman H. Keck and Edna V. Keck, his wife, by their Deed dated October 3.1952 and recorded in the Recorder's Office of Cumberland County, Pennsylvania on January 11, 1955, in Deed Book Volume 16E, page 421, granted and conveyed unto David W. Brooks and Elsie M. Brooks, his wife. BLOCK AND LOT #42-11-0274-015 Brett A. Solomon, Esquire -4- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff , No. 03-3759 Civil Term vs. AFFIDAVIT PURSUANT TO PA. R.C.P. 3129.1 IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa.I.D.No.83746 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Defendant. ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. ANTOINETTE MCKAIN, AFFIDAVIT PURSUANT TO Pa. R.C.P. 3129.1 PNC Bank, National Association, Plaintiff in the above action, by its attorneys, Tucker Arensberg, P.C., set forth as of the date of the Praecipe for Writ of Execution was filed the following information concerning the real property located in the Township of Upper Allen, County of Cumberland and Commonwealth of Pennsylvania: 1. Name and address of the Owner or Reputed Owner: ALL KNOWN AND UNKNOWN HEIRS OF THE ESTATE OF ELSIE M. BROOKS c/o Irene E, Wiegner 46 West Allen Street Mechanicsburg, PA 17055 2. Name and address of Defendants in the judgment: SAME AS ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: PNC BANK, NATIONAL ASSOCIATION c/o Brett A. Solomon, Esquire Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA 15222 4. Name and address of last recorded holder of every mortgage of record: PNC BANK, NATIONAL ASSOCIATION c/o Brett A. Solomon, Esquire Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA15222 5. Name and address of every other person who has any record lien on their property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: CUMBERLAND COUNTY TREASURER 1 Courthouse Square Carlisle, PA 17013 CUMBERLAND COUNTY TAX CLAIM BUREAU 1 Courthouse Square Carlisle, PA 17013 TOWNSHIP OF UPPER ALLEN TAX COLLECTOR c/o Marlin A. Yohn, Sr. 6 Hickory Lane Mechanicsburg, PA 17055 MECHANICSBURG AREA SCHOOL DISTRICT TAX COLLECTOR c/o Marlin A. Yohn, Sr. 6 Hickory Lane Mechanicsburg, PA 17055 CUMBERLAND COUNTY TAX COLLECTOR c/o Marlin A. Yohn, Sr. 6 Hickory Lane Mechanicsburg, PA 17055 COMMONWEALTH OF PA DEPARTMENT OF REVENUE P.O. Box 2675 Harrisburg, PA 17105 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: UNKNOWN The information provided in the foregoing Affidavit is provided solely to comply with the Pennsylvania Rules of Civil Procedure 3129.1, and it is not intended to be a comprehensive abstract of the condition of the title of the real estate which is being sold under this execution. No person or entity is entitled to rely on any statements made herein in regard to the condition of the title of the property or to rely on any statement herein in formulating bids which might be made at the sale of the property. -2- I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated: \ \ ~7.. 5- 0 3 BY:~ Brett A. Solomon, Esquire Attorney for Plaintiff swor~~ subscrib.6\l be~.:~~_ this day of 1\'r1;<::f,\I.,w'\, 2003. Not~\ L-\ ~\?o..L My Commission Expires: ~O!'iWBALTH F P~SYL lCelIYJ.:ariafSeal . City of p;",rn.:;: No<8IJ' Publ.. My Commiss; Allegheny Cowuy on Expires May 23, 200$ MembOf, Pennsyfvenla Association of NOf8riN BANK_FIN:21 1877-1 000011-113511 -3- ,- C) " ~~t; 6'.,\i -" . ,- /: ~~ ~; ~::: \ --i-;"... ;2, >-c. ~~ ~ :.,..j ...j '~i J ", IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 03-3759 Civil Term vs. AFFIDAVIT OF ACT 6 IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa. I.D. No. 83746 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. IRENE E. WIEGNER, ADMINISTRATOR OFTHE ESTATE OF ELSIE M. BROOKS, Defendant. COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) ) ) ) ) SS: Before me, a Notary Public, personally appeared Brett A. Solomon, Esquire, being duly sworn, deposes and says: THAT Notice of PNC Bank, National Association, intention to foreclose, pursuant to 41 Swor~~nd subscribEjQ, before me this .:'l dayof \...)o~~2003. ~OQAI g0\\7oi Notary Public ~TH OP P!NNSYLVANIA ... I Notarial Se.1 My CommisSion Expires: Kelly 1. Mizok. Not"" Public Oty of Pittsburgh, Allegheny County My Commission Expires May 23, 2005 Member, Pennsvlvania Association of Nomries BANK_FIN:211877-1000011-113511 CJ ~; --OJ t} , I in r , -, Zf~ r G':j,_ :>: ;:..~ d"2 '. ~" C ,- '..-t_' P ~~ -, J1 , =2 _'J --J "'" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 03-3759 Civil Term vs. AFFIDAVIT OF ACT 91 IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa.I.D.No.83746 TUCKER ARENSBERG, P.C, Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) ) ) ) SS: ) Before me the undersigned, a Notary Public in and for aforesaid Commonwealth and County, personally appeared Brett A. Solomon, Esquire, who being duly sworn, deposes and says: THAT Notice pursuant to 35 P.S. ~1680.403 (Homeowner's Emergency Mortgage Assistance Act of 1983 -- Act 91 of 1983) was given to Defen nt on 0 out March 19,2003. Sworn to and subscribeli..before me this 6~ day of l. \() ~2003. J.. ~~. C) \r\ vd.\( ~o~~;ili\c Brett A. Solomon, Esquire ONYmALTl:I F P J;oI8rial Seal Kelly! Miuk. ~~WltY City of p;",burJh-, ".~ 23. 1005 My ComrrnplW ~teS ~. Pe/lllsyl...1o As9<>Clallon ol-"'" My Commission Expires: BANK_FIN:211877-100001"'13511 c~ L- c:> ~ "!~ ~. 7-~,\-'~ ' -/ ~.~. (j,i 1 \ \' C-:'. -\'C- ';~.(~. /"\_- ~ '...;.; 'i'j :_~ ~". ".,<-~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 03-3759 Civil Term vs. AFFIDAVIT OF LAST KNOWN ADDRESS IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa.I.D.No.83746 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION ) Plaintiff, ) No. 03-3759 Civil Term ) vs. ) ) IRENE E. WIEGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendant. ) COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF ALLEGHENY ) AFFIDAVIT OF LAST KNOWN ADDRESS OF DEFENDANT Before me the undersigned, a Notary Public in and for aforesaid Commonwealth and County, personally appeared Brett A. Solomon, Esquire, who being duly sworn, deposes and says as follows: 1. That he is counsel for the Plaintiff in the above referenced matter. 2. That to the best of his knowledge, information and belief, the last known address of Defendant is 46 West Allen Street, Mechanicsburg, Pennsylvania 17055. ~w; G, P.C. Brett . Solomon, Esquire Attorney for Plaintiff Sworn t~d subscribw before me this '5 day of \. 'lee~. 2003. ~ CJ\r\\7ni Notary Public rMMONWBALTH OF PENNSYl;l KotIrioIhol lCIIil' J. MioIk, NalII,._ CiljI of """_, <\ll.~ 00000Iy ,. ~ ......, May l" lOOS ......., ,..... .t.unlI1L. of..... My CommisSion Expires: BANK_FIN:211877-1000011-113511 o C :c I).~ ' n+- , :~ ~' {.:~ : -",' 5~( 1;- .J-"" -, h" ::.- ..~ ~ [: :fl ~..J ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION ) Plaintiff, ) No. 03-3759 Civil Term ) vs. ) ) IRENE E. WI EGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendant. ) NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Irene E. Wiegner 46 West Allen Street Mechanicsburg, PA 17055 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, Pennsylvania, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE 4TH FLOOR, JURY ASSEMBLE ROOM ONE COURTHOUSE SQUARE CARLISLE, PA 17013 on March 3, 2004, at 10:00 AM, the following described real estate, of which All Known and Unknown Heirs of Elsie M. Brooks are the owner or reputed owner: Please see attached description of property. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of: PNC BANK, NATIONAL ASSOCIATION vs. IRENE E. WI EGNER, ADMINISRTATOR OF THE ESTATE OF ELSIE M. BROOKS at Ex. No. 03-3759 Civil Term in the amount of $34,496.41. Claims against property must be filed at the Office of the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exemptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when the Schedule of Distribution is filed in the Office of the Sheriff. Attached hereto is a copy of the Writ of Execution. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717)-249-3166 1-800-990-9108 You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection you might have within twenty (20) days after service of the Complaint in Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file defense on time. If the judgment is opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. -2- You may also have the right to petition the Court to stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN THE TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. ~ Brett A. Solomon. Esquire Pa. I.D. No. 83746 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 Attorneys for PNC Bank, National Association, Plaintiff BANK..FIN:211877-1 000011-113511 -3- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) ) LEGAL DESCRIPTION OF REAL ESTATE ALL that certain tract or piece of land situate in Upper Allen Township, County of Cumberland and State of Pennsylvania, bounded and described as follows, to-wit: BEGINNING at a point in center of the Lisburn Road, at line of lands now or formerly of the grantors; thence north forty-five degrees twenty-two minutes west (450 22" W.) one hundred fifty-three and four tenths (153.4') feet to an iron pin on the right of way of the P. H. & P. R. R.; thence along the right of way of the said railway north forty-two degrees fifty-five minutes east (42055" E.) eighty four feet (84') to an iron pin; thence south forty one degrees fifteen minutes east (41015" E.) one hundred seventy-one and five tenths feet (171.5') to a point in the center of the Lisburn Road; and thence along this center of the Lisburn Road south sixty-four degrees thirty minutes west (640 30" W.) fifty feet (50') to a point; the place of beginning. CONTAINING twenty-one hundredths (.21) of an acre neas measure. UNDER AND SUBJECT to reservations, restrictions, easements and rights of way as recorded in prior instruments of record. BEING the same premises which Norman H. Keck and Edna V. Keck, his wife, by their Deed dated October 3,1952 and recorded in the Recorder's Office of Cumberland County, Pennsylvania on January 11, 1955, in Deed Book Volume 16E, page 421, granted and conveyed unto David W. Brooks and Elsie M. Brooks, his wife. BLOCK AND LOT #42-11-0274-015 Brett A. Solomon, Esquire -4- o C '?,~ Q)? 4t-~_ - Z,l ~) ." ~~. j;::~'- -7 ~~-j --, --, ') !. '_'!"\ (;.::: 03-3759 Civil Term IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 03-37E>9 Civil Term IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE BROOKS, VERIFICATION OF SERVICE OF NOTICE OF SALE TO DEFENDANTS AND LIEN CREDITOI'lS PURSUANT TO PA. R.C.P. 3129 vs. Defendant. Filed on bElhalf of PNC BANK, NATIONAL ASSOCIATION, Plaintiff Counsel 01 record for this party: Brett A. Solomon, Esquire Pa. 1.0. No. 83746 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 SALE DATE: June 9, 2004 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff , ) ) ) ) ) ) ) ) ) ) No, 03-3759 Civil Term CIVIL DIVISION vs. IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE BROOKS, Defendant. VERIFICATION OF SERVICE OF NOTICE OF SALE TO DEFENDANTS AND LIEN CREDITORS The undersigned does hereby certify that servicl9 of the Notice of Sale was completed on Defendant, Irene E. Wiegner, by The Office of the Sheriff of Cumberland County by handing a copy of said notice to Defendant personally at her place of residence on the 4th Day of March, 2004. A copy of the Sheriff's Return is attached hereto as Exhibit "A". The undersigned further certifies that the undersigned personally mailed a copy of the Notice of Sale in the above captioned matter by Certificate of Mailing (P.S. Form #3817) to all Form 3817 attached hereto as Exhibit "B". Sworn to ant sUbscrib~~ me this 2L; day of , 2004. yy...<l-~a-., 5~ "". \- Notary Publi<;/ My com~ion Expires: ~ BANK_FIN:222480-1 Noiarfal sei>l Clly~S"" s.a/~av..tlokuy Public -"'91>, Allegheny CouT\ly Commlll'o" E "ire. Oct 31. 2005. PNC Bank, National Association VS Irene E. Wi egner, Administrator of the Estate of Elsie M, Brooks In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2003-3759 Civil Term CpI. Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, states that on March 04, 2004 at 6:29 o'clock PM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Irene E. Wiegner, Administrator of the Estate of Elsie M, Brooks, by making known unto Irene E. Wi egner, personally, at 46 West Allen Street, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states that on April 07, 2004 at 5:20 o'clock P.M., she posted a tme copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Irene E, Wiegner, Administrator of the Estate of Elsie M. Brooks located at 3 I 3 E. Lisburn Road, Mechanicsburg, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Irene E. Wi egner, Administrator of the Estate of Elsie M. Brooks, by regular mail to her last known address of 46 West Allen Str1eet, Mechanicsburg, P A 17055. This letter was mailed under the date of April 06, 2004 and never returned to the Sheriffs Office. Sworn and subscribed to before me This _ day of s~Y_ ;(}~ L_.~~ - R. Thomas Kline, S enfr BY" J~ rJ d.k t~ Rea~puty 2004, A.D. Prothonotary I EXHIBIT A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION ) Plaintiff, ) No. 03-3759 Civil Term ) vs. ) ) IRENE E. WI EGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendant. ) NOTICE OF SHERIFF'S SALE OF RE.~L ESTATE TO: Irene E. Wiegner 46 West Allen Street Mechanicsburg, PA 17055 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, Pennsylvania, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE 4TH FLOOR, JURY ASSEMBLE FIOOM ONE COURTHOUSE SQUAFlE CARLISLE, PA 17013 on Wednesday, June 9, 2004, at 10:00 AM, the following described real estate, of which All Known and Unknown Heirs of Elsie M. Brooks are the owner or reputed owner: Please see attached description of property. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of: PNC BANK, NATIONAL ASSOCIATION vs. IRENE E. WIEGNER, ADMINISRTATOR OF THE ESTATE OF ELSIE M. BFIOOKS at Ex. No. 03-3759 Civil Term in the amount of $34,496.41. date. Claims against property must be filed at the Office of the Sheriff before the above sale Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exemptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when the Schedule of Distribution is filed in the Office of the Sheriff. Attached hereto is a copy of the Writ of Execution. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, vou must act oromotlv. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR: CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717)-249-3166 1-800-990-9108 You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file wiith the Court any defense or objection you might have within twenty (20) days after service of the Complaint in Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file defense on time. If the judgment is opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events.. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution or service or demonstfate any other legal or equitable right. - YOU MAY ALSO HAVE THE RIGHTTO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS FliGHT YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN THE TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. tltt-%--- Brett A. Solomon, Esquire Pa. I.D. No. 83746 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 Attorneys for PNG Bank, National Association, Plaintiff BANK.FIN:21557,., 000011-113511 . :a -a H~18 ~ ~R~ ~ . VI P, 0 ;j .s.s ~ -s -5 g 5 g';i~j J! r - ' . ("l ~ 5.s "'0 ~ ~ 5 ~ '" a .8:::i .~ 8~ ~2:d'a'=:: 135:E~ "u" :l Oll;g 0:: -' S ~ ~-i~ n ~.5 'Ci' ~ u ;:~'-ll,l "'''' H 88 .~ E ~ 'a ' ~''''~ ~ i3......!!:aQ 0: H ]8"-.!l 0 .c ~ 8"] "'''' "S_~.. "'a 1<8"0 g Q.. tU u t3 GlJ! ~~' ~"S"O ~~g~ ~~utiH ~ '€ 0 ~ ~ '" s8:.at; ::lJ! .g ftP~.g.~ <~"gcl: "'~ - ~ . oU C"'l 0 ~~~~~ .lj ,5]ga"9 ~l1:::1l;>~> r ..,0 50 g. - (.,\ ] "'0 'I .. ~gj~ 1,j ~u g 8.] . ~ 0:= 0" ~" ~.g '50 ~~8 ~e':'~ <li ]g ~ ql::<.lb ..9 u ~.. o ~~ ~ .s -lj u .5> H] u'@j]'l 0 d :c @ 51 g", ~..:' i5::Hil .!l 0.5 <a ,51 o~ 'u::@~t .~ c 08 '<=: ' " .s~ > u u 0 - l4'"\ ...::: .~ '0 "'" .a'g-gf>RoE~l~ Co O! :g 3.l~ e ~ S :.Q"~ tS _ (J Co ,,0.. .... a 8 ~ i3 Co 0- o~ oHo.l ..;: 0.. 0 '" c ~ ~ r 0 .g ~.- '" ": ~; ~..-5-= 03 u 8~~~ ]j ~ -ll ~"s ~.!l Ii ~ 8.1 "'1' o:u . .a ~. =' H ~~ =.!! ~ .5 r.I] l3 o...~ .a.g~ '3': ~ "-:;: ~J ~l 'il ~ ~ ~ H 0 0 0 0 0 0 8..._ <:;) 4)..c C5~ ~ ..., ..., ..., ..., ..., ..., cG U U <I) H<li~l'o ~ u 1-0 c;:: l< .e 0 cG.s.$u:l~ .... .... .... .... l; .... u ..., ..., ..., ..., ..., !<: ~ f-o il "" :21 ~ ii ~ 4) ~ "t; t;:l "~ ,... "50 0 0 '€ ~ ]~<li.s88~ "0' ~ E " .ll ~ @. ~~ "'" 8 8 ~ IE ~ ~ 0. 0 ~ l:i~ tl - . - ~~ :::~ '" .~ " ".," "~ is "~ d' M Ii ~ ~ - .i: 0.'" ~~ 0 .... ~ o ~ ~ " ~ ~ c ~ .8 ~ '" ~~ ~ ~" 0 ~~ ~ " 0 j~ ~ ~ 8 ~ .... ~~ '" - '" .... .c.. c:l 0 C"l ~b ~~'" il,i 0: ~~ 0: ~~ ~ 5 0 ~~ oi>Si~~ ~> - o u .... ....;:Ec..- "'~ 8~g :3'~ 4) e! -se:lI"\< ~ - fl'ilo,,;: 8~g !."~! ~ 8~H o ~ c:~o..p.. ~-o ~~:; ]~:; 'a<j] .8< .Q -0< .c 1 i~~ i~ ._J) !;! .c 0.. _ 8':: go. go. 1~ ~j ~ ~ ;:. ~ ~~ ~"~ .~ ~ ~ ~ 0 IU ~~ - "~ 0] ~ O.c z~ ",,::Eo '"' 8~ .c:;s~ ~t5.c '" . ]"8,5 ~~ ~~ ~ ~ ~ :;: ~ ~ o:X: ~ c. ""5 n uS J!l o_u ~.gI.O::g ~.g",~ Ull",~ 88~0: ....'" ~<~;e Z 0.. .!l.l! 'O~ ""~ ~~ ~~ = ~ ._3 " ~ ... O;:J e.s~ Z.lj u ~t~ "" = c z<~ ;:J - '" M ..,. '" '" -.... ~~-:r;.r::-::.'-; .r!.>.: .,- '_.... <-~_l, :~_ - ~ r:, ;e,;0. Pills ," :;. .~~-~, / ~> .......I)f.~;\\ ,:~. ~~i '~, ~~ \'~~\ ? 1.-.:3 t~)", ,.~~ @~~ ~ ~\\c" J;-)i ((;~', 'u.J: --<r" ,.';;-:-\, J~.~', \..-.,-,,~,;p ,......".\ ,:.\,' / ~"-,:~-, -"/ "~.'/ \\\\ '-" i7...., ____....~. t, '.' ','U,1'I!J \J'';' '>,~ / ...o;~_~_ ,j !.r.;\." ,: ('\' " "~~ .:'r ,-,!\ .:J 0 '::-\ \;.1 .... :i..: <J' -> j \( ~. -i.1.::!..../ EXHIBIT !B TUCKERIAREli~~W~~ January 19, 2004 Cumberland County Treasurer 1 Courthouse Square Carlisle, PA 17013 Suggested Reference: Tax Parcel No. 42-11-0274-015 Re: PNC Bank, National Association vs. Irene E. Wiegner, Administratrix of the Estate of Elsie M. Brooks No. 03-3759 Civil Term in the Court of Common Pleas of Cumberland County NOTICE TO LIENHOLDER: Dear Lienholder: TAKE NOTICE: YOU ARE HEREBY NOTIFIED THAT PNC BANK, NATIONAL ASSOCIATION HAS ENTERED JUDGMENT ON A COMPLAINT IN MORTGAGE FORECLOSURE AGAINST THE ABOVE MENTIONED PERSON(S) AND HAS ISSUED A WRIT OF EXECUTION AT NO. 03-3759 CIVIL TERM, AND THAT THE SHERIFF OF CUMBERLAND COUNTY HAS SCHEDULED A SHERIFF'S SALE ON SAID EXECUTION FOR WEDNESDAY, JUNE 9, 2004 AT 10:00 AM PREVAILING TIME, AT THE CUMBERLAND COUNTY COURTHOUSE, 4th FLOOR: JURY ASSEMBLY ROOM, ONE COURTHOUSE SQUARE, CARLISLE, PA 17013. THE PROPERTY UPON WHICH EXECUTION WAS ISSUED IS SITUATED IN THE TOWNSHIP OF UPPER ALLEN, IN THE COUNTY OF CUMBERLAND, WITH AN ADDRESS OF 313 E. L1SBURN ROAD, MECHANICSBURG, PA 17055. SEE ATTACHED COPY OF COMPLETE DESCRIPTION. A SCHEDULE OF DISTRIBUTION WILL BE FILED BY THE SHERIFF ON A DATE SPECIFIED BY THE SHERIFF NOT LATER THAN THIRTY (30) DAYS AFTER SALE. DISTRIBUTION WILL BE MADE IN ACCORDANCE WITH THE SCHEDULE UNLESS EXCEPTIONS ARE FILED THERETO WITHIN TEN (10) DAYS AFTER THE FILING OF THE SCHEDULE. YOU ARE A LIENHOLDER OF RECORD FOR ANY DELINQUENT TAXES THAT MAY BE DUE. JUDGMENT HAS BEEN ENTERED IN THE AMOUNT OF $34,496.41, PLUS INTEREST TO THE DATE OF SHERIFF'S SALE TOGETHER WITH LATE CHARGES AND ALL COSTS OF SUIT. Brett A. Solomon, Esquire Enclosure BANK_FIN:215571-1oo001,.,13511 Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA 15222 p.412.566.1212 f.412.594.5619 www.tuckerlaw.com TUCKERIARE~~~W~$: January 19,2004 Cumberland County Tax Claim Bureau 1 Courthouse Square Carlisle, PA 17013 Suggested Reference: Tax Parcel No. 42-11-0274-015 Re: PNC Bank, National Association VS. Irene E. Wiegner, Administratrix of the Estate of Elsie M. Brooks No. 03-3759 Civil Term in the Court of Common Pleas of Cumberland County NOTICE TO LIENHOLDIER: Dear Lienholder: TAKE NOTICE: YOU ARE HEREBY NOTIFIED THAT PNC BANK, NATIONAL ASSOCIATION HAS ENTERED JUDGMENT ON A COMPLAINT IN MORTGAGE FORECLOSURE AGAINST THE ABOVE MENTIONED PERSON(S) AND HAS ISSUED A WRIT OF EXECUTION AT NO. 03-3759 CIVIL TERM, AND THAT THE SHERIFF OF CUMBERLAND COUNTY HAS SCHEDULED A SHERIFF'S SALE ON SAID EXECUTION FOR WEDNESDAY, JUNE 9, 2004 AT 10:00 AM PREVAILING TIME, AT THE CUMBERLAND COUNTY COURTHOUSE, 4th FLOOFll JURY ASSEMBLY ROOM, ONE COURTHOUSE SQUARE, CARLISLE, PA 17013. THE PROPERTY UPON WHICH EXECUTION WAS ISSUED IS SITUATED IN THE TOWNSHIP OF UPPER ALLEN, IN THE COUNTY OF CUMBERLAND, WITH AN ADDRESS OF 313 E. L1SBURN ROAD, MECHANICSBURG, PA 17055. SEE ATTACHED COPY OF COMPLETE DESCRIPTION. A SCHEDULE OF DISTRIBUTION WILL BE FILED BY THE SHERIFF ON A DATE SPECIFIED BY THE SHERIFF NOT LATER THAN THIRTY (30) DAYS AFTER SALE. DISTRIBUTION WILL BE MADE IN ACCORDANCE WITH THE SCHEDULE UNLESS EXCEPTIONS ARE FILED THERETO WITHIN TEN (10) DAYS AFTER THE FILING OF THE SCHEDULE. YOU ARE A LIENHOLDER OF RECORD FOR ANY DELINQUENT TAXES THAT MAY BE DUE. JUDGMENT HAS BEEN ENTERED IN THE AMOUNT OF $34,496.41, PLUS INTEREST TO THE DATE OF SHERIFF'S SALE TOGETHER WITH LATE CHARGES AND ALL COSTS OF SUIT, Very truly yours, Tfii EN Brett A. Solomon, Esquire Enclosure BANK_FIN:215571-10ooo11-113511 Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA 15222 p.412.566.1212 f.412.594.5619 www.tuckerlaw.com TUCKERIARE~~Pofn~~ January 19,2004 Township of Upper Allen Tax Collector c/o Marlin A. Yohn, Sr. 6 Hickory Lane Mechanicsburg, PA 17055 Suggested Reference: Tax Parcel No. 42-11-0274-015 Re: PNC Bank, National Association vs. Irene E. Wiegner, Administratrix of the Estate of Elsie M. Brooks No. 03-3759 Civil Term in the Court of Common Pleas of Cumberland County NOTICE TO LIENHOLDIER: Dear Lienholder: TAKE NOTICE: YOU ARE HEREBY NOTIFIED THAT PNC BANK, NATIONAL ASSOCIATION HAS ENTERED JUDGMENT ON A COMPLAINT IN MORTGAGE FORECLOSURE AGAINST THE ABOVE MENTIONED PERSON(S) AND HAS ISSUED A WRIT OF EXECUTION AT NO. 03-3759 CIVIL TERM, AND THAT THE SHERIFF OF CUMBERLAND COUNTY HAS SCHEDULED A SHERIFF'S SALE ON SAID EXECUTION FOR WEDNESDAY, JUNE 9, 2004 AT 10:00 AM PREVAILING TIME, AT THE CUMBERLAND COUNTY COURTHOUSE, 4th FLOOFI JURY ASSEMBLY ROOM, ONE COURTHOUSE SQUARE, CARLISLE, PA 17013. THE PROPERTY UPON WHICH EXECUTION WAS ISSUED IS SITUATED IN THE TOWNSHIP OF UPPER ALLEN, IN THE COUNTY OF CUMBERLAND, WITH AN ADDRESS OF 313 E. L1SBURN ROAD, MECHANICSBURG, PA 17055. SEE ATTACHED COPY OF COMPLETE DESCRIPTION. A SCHEDULE OF DISTRIBUTION WILL BE FILED BY THE SHERIFF ON A DATE SPECIFIED BY THE SHERIFF NOT LATER THAN THIRTY (30) DAYS AFTER SALE. DISTRIBUTION WILL BE MADE IN ACCORDANCE WITH THE SCHEDULE UNLESS EXCEPTIONS ARE FILED THERETO WITHIN TEN (10) DAYS AFTER THE FILING OF THE SCHEDULE. YOU ARE A LIENHOLDER OF RECORD FOR ANY DELINQUENT TAXES THAT MAY' BE DUE. JUDGMENT HAS BEEN ENTERED IN THE AMOUNT OF $34,496.41, PLUS INTEREST TO THE DATE OF SHERIFF'S SALE TOGETHER WITH LATE CHARGES AND ALL COSTS OF SUIT. Enclosure BANK_FIN:21557'" 00001,., 1351 1 Tucker Arensberg, P,C. 1500 One PPG Place Pittsburgh, PA 15222 p.412.566.1212 f.412.594.5619 www.tuckerlaw.com TUCKERIAREN;,~~~~~ January 19,2004 Mechanicsburg Area School District Tax Collector c/o Marlin A. Yohn, Sr. 6 Hickory Lane Mechanicsburg, PA 17055 Suggested Reference: Tax Parcel No. 42-11-0274-015 Re: PNC Bank, National Association vs. Irene E. Wiegner, Administratrix of the Estate of Elsie M. Brooks No. 03-3759 Civil Term in the Court of Common Pleas of Cumberland County NOTICE TO LIENHOLDI:R: Dear Lienholder: TAKE NOTICE: YOU ARE HEREBY NOTIFIED THAT PNC BANK, NATIONAL ASSOCIATION HAS ENTERED JUDGMENT ON A COMPLAINT IN MORTGAGE FORECLOSURE AGAINST THE ABOVE MENTIONED PERSON(S) AND HAS ISSUED A WRIT OF EXECUTION AT NO. 03-3759 CIVIL TERM, AND THAT THE SHERIFF OF CUMBERLAND COUNTY HAS SCHEDULED A SHERIFF'S SALE ON SAID EXECUTION FOR WEDNESDAY, JUNE 9, 2004 AT 10:00 AM PREVAILING TIME, AT THE CUMBERLAND COUNTY COURTHOUSE, 4th FLOOH JURY ASSEMBLY ROOM, ONE COURTHOUSE SQUARE, CARLISLE, PA 17013. THE PROPERTY UPON WHICH EXECUTION WAS ISSUED IS SITUATED IN THE TOWNSHIP OF UPPER ALLEN, IN THE COUNTY OF CUMBERLAND, WITH AN ADDRESS OF 313 E. L1SBURN ROAD, MECHANICSBURG, PA 17055. SEE ATTACHED COPY OF COMPLETE DESCRIPTION. A SCHEDULE OF DISTRIBUTION WILL BE FILED BY THE SHERIFF ON A DATE SPECIFIED BY THE SHERIFF NOT LATER THAN THIRTY (30) DAYS AFTER SALE. DISTRIBUTION WILL BE MADE IN ACCORDANCE WITH THE SCHEDULE UNLESS EXCEPTIONS ARE FILED THERETO WITHIN TEN (10) DAYS AFTER THE FILING OF THE SCHEDULE. YOU ARE A LIENHOLDER OF RECORD FOR ANY DELINQUENT TAXES THAT MAY BE DUE. JUDGMENT HAS BEEN ENTERED IN THE AMOUNT OF $34,496.41, PLUS INTEREST TO THE DATE OF SHERIFF'S SALE TOGETHER WITH LATE CHARGES AND ALL COSTS OF SUIT. Brett A. Solomon, Esquire Enclosure BANK_FIN:215571.1 00001 H 13511 Tucker Arensberg, P,C. 1500 One PPG Place Pittsburgh, PA 15222 p.412.566.1212 f.412.594.5619 www.tuckerlaw.com TUCKERIAREli~~fn~~ January 19, 2004 Cumberland County Tax Collector c/o Marlin A. Yohn, Sr. 6 Hickory Lane Mechanicsburg, PA 17055 Suggested Reference: Tax Parcel No. 42-11-0274-015 Re: PNC Bank, National Association vs. Irene E. Wiegner, Administratrix of the Estate of Elsie M. Brooks No. 03-3759 Civil Term in the Court of Common Pleas of Cumberland County NOTICE TO LIENHOLDER: Dear Lienholder: TAKE NOTICE: YOU ARE HEREBY NOTIFIED THAT PNC BANK, NATIONAL ASSOCIATION HAS ENTERED JUDGMENT ON A COMPLAINT IN MORTGAGE FORECLOSURE AGAINST THE ABOVE MENTIONED PERSON(S) AND HAS ISSUED A WRIT OF EXECUTION AT NO. 03-3759 CIVIL TERM, AND THAT THE SHERIFF OF CUMBERLAND COUNTY HAS SCHEDULED A SHERIFF'S SALE ON SAID EXECUTION FOR WEDNESDAY, JUNE 9, 2004 AT 10:00 AM PREVAILING TIME, AT THE CUMBERLAND COUNTY COURTHOUSE. 4th FLOOR: JURY ASSEMBLY ROOM, ONE COURTHOUSE SQUARE, CARLISLE, PA 17013. THE PROPERTY UPON WHICH EXECUTION WAS ISSUED IS SITUATED IN THE TOWNSHIP OF UPPER ALLEN, IN THE COUNTY OF CUMBERLAND, WITH AN ADDRESS OF 313 E. L1SBURN ROAD, MECHANICSBURG, PA 17055. SEE ATTACHED COPY OF COMPLETE DESCRIPTION. A SCHEDULE OF DISTRIBUTION WILL BE FILED BY THE SHERIFF ON A DATE SPECIFIED BY THE SHERIFF NOT LATER THAN THIRTY (30) DAYS AFTER SALE. DISTRIBUTION WILL BE MADE IN ACCORDANCE WITH THE SCHEDULE UNLESS EXCEPTIONS ARE FILED THERETO WITHIN TEN (10) DAYS AFTER THE FILING OF THE SCHEDULE. YOU ARE A LIENHOLDER OF RECORD FOR ANY DELINQUENT TAXES THAT MAY BE DUE. JUDGMENT HAS BEEN ENTERED IN THE AMOUNT OF $34,496.41, PLUS INTEREST TO THE DATE OF SHERIFF'S SALE TOGETHER WITH LATE CHARGES AND ALL COSTS OF SUIT. Enclosure BANK_FIN:21557'" 000011-113511 Tucker Arensberg, PC. 1500 One PPG Place Pittsburgh, PA 15222 p.412.566.1212 f.412.594.5619 www.tuckerlaw.com TUCKERIARE~~~~l~~ .January 19, 2004 Commonwealth of Pennsylvania Department of Revenue P.O. Box 2675 Harrisburg, PA 17105 Suggested Reference: Tax Parcel No. 42-11-0274-015 Re: PNC Bank, National Association vs. Irene E. Wiegner, Administratrix of the Estate of Elsie M. Brooks No. 03-3759 Civil Term in the Court of Common Pleas of Cumberland County NOTICE TO LIENHOLDER Dear Lienholder: TAKE NOTICE: YOU ARE HEREBY NOTIFIED THAT PNC BANK, NATIONAL ASSOCIATION HAS ENTERED JUDGMENT ON A COMPLAINT IN MORTGAGE FORECLOSURE AGAINST THE ABOVE MENTIONED PERSON(S) AND HAS ISSUED A WRIT OF EXECUTION AT NO. 03-3759 CIVIL TERM, AND THAT THE SHERIFF OF CUMBERLAND COUNTY HAS SCHEDULED A SHERIFF'S SALE ON SAID EXECUTION FOR WEDNESDAY, JUNE 9, 2004 AT 10:00 AM PREVAILING TIME, AT THE CUMBERLAND COUNTY COURTHOUSE, 4th FLOOf1: JURY ASSEMBLY ROOM, ONE COURTHOUSE SQUARE, CARLISLE, PA 17013. THE PROPERTY UPON WHICH EXECUTION WAS ISSUED IS SITUATED IN THE TOWNSHIP OF UPPER ALLEN, IN THE COUNTY OF CUMBERLAND, WITH AN ADDRESS OF 313 E. L1SBURN ROAD, MECHANICSBURG, PA 17055, SEE ATTACHED COPY OF COMPLETE DESCRIPTION. A SCHEDULE OF DISTRIBUTION WILL BE FILED BY THE SHERIFF ON A DATE SPECIFIED BY THE SHERIFF NOT LATER THAN THIRTY (30) DAYS AFTER SALE. DISTRIBUTION WILL BE MADE IN ACCORDANCE WITH THE SCHEDULE UNLESS EXCEPTIONS ARE FILED THERETO WITHIN TEN (1.0) DAYS AFTER THE FILING OF THE SCHEDULE. YOU ARE A LIENHOLDER OF RECORD FOR ANY DELINQUENT TAXES THAT MAY BE DUE. JUDGMENT HAS BEEN ENTERED IN THE AMOUNT OF $34,496.41, PLUS INTEREST TO THE DATE OF SHERIFF'S SALE TOGETHER WITH LATE CHARGES AND ALL COSTS OF SUIT. Very truly yours, TUCKEXN:ERG, P,C, /}t( .- Brett A. Solomon, Esquire Enclosure BANK_FIN:21557H 000011-113511 Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA 15222 p.412.566.1212 f. 412.594.5619 www.tuckerlaw.com IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. ) CIVIL DIVISION ) ) No. 03-375EI Civil Term ) ) ) ) ) ) ) LEGAL DESCRIPTION OF REAL ESTATE ALL that certain tract or piece of land situate in Upper Allen Township, County of Cumberland and State of Pennsylvania, bounded and described as follows, to-wit: BEGINNING at a point in center of the Lisburn Road, at line of lands now or formerly of the grantors; thence north forty-five,degrees twenty-two minutes west (450 22" W.) one hundred fifty-three and four tenths (153.4') feet to an iron pin on the right of way of the P. H. & P. R. R.; thence along the right of way of the said railway north forty-twQ degrees fifty-five minutes east (42055" E.) eighty four feet (84') to an iron pin; thence south forty one degrees fifteen minutes east (410 15" E.) one hundred seventy-one and five tenths feet (171.5') to a point in the center of the Lisburn Road; and thence along this center of the Lisbum Road south sixty-four degrees thirty minutes west (640 30" W.) fifty feet (50') to a point; the place of beginning. CONTAINING twenty-one hundredths (.21) of an acre neas measure. UNDER AND SUBJECT to reservations, restrictions, oasements and rights of way as recorded in prior instruments of record. BEING the same premises which Norman H. Keck and Edna V. Keck, his wife, by their Deed dated October 3,1952 and recorded in the Recorder's Office of Cumberland County, Pennsylvania on January 11, 1955, in Deed Book Volume 16E, page 421, granted and conveyed unto David W. Brooks and Elsie M. Brooks, his wifEl. BLOCK AND LOT #42-11-0274-015 ~ Brett A. Solomon, Esquire -4- (') C <.'" -p::~: iTi;::.; ~~,p (/>r;-:: ($;:.:.- ..~; \~) .?::-c) r.::..,... )>,-_1 C .z :<! ..... <::> <::> -""" :Do -0 :::0 N en --0 :x r:-J w Co ~ ~:n ~€i ?5~ t5~ -,-i ~ " PNC Bank, National Association VS Irene E. Wiegner, Administrator of the Estate of Elsie M. Brooks In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2003-3759 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per instructions from Attorney Brett Solomon. The purchaser on June 9, 2004, James M. Bach, did not comply with the terms of sale. Therefore, the ten percent deposit paid by James M. l3ach was forfeited and the property was resold on June 30,2004. The purchaser on June 30, 2004, Attorney Leon P. Haller, did not comply with the terms of sale, Therefore, the ten percent deposit paid by Attorney Leon P. Haller was forfeited, Sheriffs Costs: Docketing Poundage Posting Handbills Advertising Auctioneer Law Library Prothonotary Levy Mileage Surcharge Law Journal Patriot News Distribution of Proceeds Share of Bills 30.00 1742.00 15,00 15,00 20,00 .50 1.00 15.00 13.80 20.00 279.35 290.20 25.00 29.26 2496.11 Sworn and subscribed to before me So AnS~ This 11e day of ~~ r'J. -,~ eft - - R, T.homas Kline, Sheriff.. 2004, A.D. "'-<-- r2 ~J~ I ('\ - d ByU(JrlLl~ Prothonotary Real Es'tJe Deputy .. ,.. ~ SCHEDULE OF DISTRIBUTION SALE NO. 41 Date Filed: July 30, 2004 Writ No. 2003-3759 Civil Term PNC Bank, National Association VS Irene E. Wi egner, Administrator of the Estate of Elsie M. Brooks Sale Date: Buyer: Bid Price: June 09, 2004 James M. Bach $60,100,00 Purchaser, James M. Bach, did not comply with the terms of sale as announced on June 09,2004; therefore, James M. Bach forfeited his ten percent deposit of$6,01O.00 and the property was scheduled for resale on June 30, 2004. Sale Date: Buyer: Bid Price: June 30, 2004 Leon P. Haller $27,000.00 Purchaser, Leon P. Haller, did not comply with the terms of sale as announced on June 30, 2004; therefore, Leon P. Haller forfeited his ten percent deposit of $2,700,00 and the property was scheduled for resale on July 21, 2004. Real Debt: Interest: Attorney Costs: Late Charges: Attorney's fees & costs: $30,432.49 927,87 116.90 100.00 3,036.05 Total: $34,613.31 . \.1% l./1.g$D / -~ ~ Lj01i ~ /51.( . '"'" "I DISTRIBUTION: Receipts: Cash on account (03/02/04): Cash on account (06/09/04): Cash on account (06/30/04): Total Receipts: $ 1,000.00 6,010.00 2,700.00 Disbursements: Sheriff's Costs Legal Search Cumberland County Tax Claim Bureau Marlin Yohn, Tax Collector Attorney Brett Solomon PNC Bank, National Association Total Disbursements: Balance for distribution: So Answers: r~ l-t:~--.., R. Thomas Kline Sheriff $9,710.00 $ 2,496.11 400.00 1,387.77 1,314.52 1,500.00 2,611.60 ($9,710.00) 0.00 . ' 'l ''- TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED. SHERIFF SALE NO. 41 Held Wednesday, June 9, 2004 Date: July 11, 2004 TAXES: Receipts for all taxes for the years 2001 to 2003 inclusive. Taxes for the current year 2004. WATER RENT: SEWER RENT Company assumes no liability for private supply of water or sewer. Receipts to be produced if services are lienable. MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims. MUNICIPAL CLAIMS MORTGAGES: Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated ,2004, and recorded , 2004, in Cumberland County Deed Book , Page RECITAL: Being the same premises which Norman H. Keck and Edna V. Keck, his wife, by deed dated October 3, 1952 recorded October 3, 1952 in the Office of the Recorder of Deeds in and for Cumberland County. at Carlisle Pennsylvania. in Deed Book "E," Volume 16, Page 421, granted and conveyed to David W. Brooks and Elsie M. Brooks, his wife. OTHER EXCEPTIONS: 1. The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5. Public and private rights in the roadbed of Lisburn Road. ., - 6. Rights in railroad right-of-way forming a portion of the property line for a portion of the subject premises. 7. Mortgage in the amount of $30,100.00 given by David W. Brooks and Elsie M. Brooks to PNC Bank dated May 9, 2001 and recorded May 23, 2001 in Mortgage Book 1708 Page 904. Complaint in mortgage foreclosure filed by PNC Bank, N.A. as Plaintiff against Irene E. Wiegner, Administrator of the Estate of Elsie M. Brooks, as Defendant in the Office of the Prothonotary of Cumberland County to File No. 2003-3759. Judgment in the amount of $30,432.49 entered October 31, 2003. 8. Real estate taxes turned over to the Cumberland County Tax Claim Bureau in the amount of $1,369.97 as of the date of the subject Sheriff sale. 9. Satisfactory evidence to be produced concerning the death of David W. Brooks and Elsie M. Brooks. Possible claims against the estate of David W. Brooks and Elsie M. Brooks by the Pennsylvania Department of Revenue, Pennsylvania Department of Public Welfare, and the Internal Revenue Service. 10. Satisfactory evidence to be produced that proper notice was given to the holders of all liens and encumbrances intended to be divested by subject Sheriff Sale. 11. Satisfactory evidence to be produced that the advertisement of the sale was sufficient despite the lack of reference to any improvements on the premises. 12. Satisfactory evidence to be produced as to the adequacy of the legal description for the real estate advertised for sale. It is to be noted that the legal description contains two discrepancies from the legal description in the prior deed. 13. The above title report does not cover any portion of the premises described in Deed Book "A," Volume 15, page 440, which premises was a part of the mortgaged premises but was not included as a part of the legal description for the subject Sheriff sale. 14. Real estate taxes accruing on and after July 1,2004 not yet due and payable. It is to be noted that no search of Domestic Relations Records has been made to determine support arrearages regarding House Bill 1412, Act 58 of 1997, nor has any search been made for environmental liens in Federal District Court. Robert G. Frey, Agent Note: This Title Report shall not be valid or bi until countersigned by an authorized signatory, TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED. SHERIFF SALE NO. 41 Held Wednesday, June 9, 2004 Date: June 9, 2004 TAXES: Receipts for all taxes for the years 2001 to 2003 inclusive. Taxes for the current year 2004. WATER RENT: SEWER RENT Company assumes no liability for private supply of water or sewer. Receipts to be produced if services are lienable. MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims. MUNICIPAL CLAIMS MORTGAGES: Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated , 2004, and recorded , 2004, in Cumberland County Deed Book , Page RECITAL: Being the same premises which Norman H. Keck and Edna V. Keck, his wife, by deed dated October 3, 1952 recorded October 3, 1952 in the Office of the Recorder of Deeds in and for Cumberland County, at Carlisle Pennsylvania. in Deed Book "E," Volume 16, Page 421, granted and conveyed to David W. Brooks and Elsie M. Brooks, his wife. OTHER EXCEPTIONS: 1. The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5, Public and private rights in the roadbed of Lisburn Road. , . 6. Rights in railroad right-of-way forming a portion of the property line for a portion of the subject premises. 7. Mortgage in the amount of $30,100.00 given by David W. Brooks and Elsie M. Brooks to PNC Bank dated May 9, 2001 and recorded May 23, 2001 in Mortgage Book 1708 Page 904. Complaint in mortgage foreclosure filed by PNC Bank, N.A. as Plaintiff against Irene E. Wiegner, Administrator of the Estate of Elsie M, Brooks, as Defendant in the Office of the Prothonotary of Cumberland County to File No. 2003-3759. Judgment in the amount of $30,432.49 entered October 31, 2003, 8. Real estate taxes turned over to the Cumberland County Tax Claim Bureau in the amount of $1,369.97 as of the date of the subject Sheriff sale. 9. Satisfactory evidence to be produced concerning the death of David W. Brooks and Elsie M. Brooks. Possible claims against the estate of David W. Brooks and Elsie M. Brooks by the Pennsylvania Department of Revenue, Pennsylvania Department of Public Welfare, and the Internal Revenue Service. 10. Satisfactory evidence to be produced that proper notice was given to the holders of all liens and encumbrances intended to be divested by subject Sheriff Sale. 11. Satisfactory evidence to be produced that the advertisement of the sale was sufficient despite the lack of reference to any improvements on the premises. 12. Satisfactory evidence to be produced as to the adequacy of the legal description for the real estate advertised for sale. It is to be noted that the legal description contains two discrepancies from the legal description in the prior deed. 13. The above title report does not cover any portion of the premises described in Deed Book "A," Volume IS, page 440, which premises was a part of the mortgaged premises but was not included as a part of the legal description for the subject Sheriff sale. 14. Real estate taxes accruing on and after July 1,2004 not yet due and payable. It is to be noted that no search of Domestic Relations Records has been made to determine support arrearages regarding House Bill 1412, Act 58 of 1997, nor has any search been made for environmental liens in Federal District Court. Ro ert G. Frey, Agent Note: This Title Report shall not be valid or until countersigned by an authorized sign ory. "', REAL ESTATE SALE NO. 41 Wrlt No. 2003-3759 Civil PNC Bank. National Association vs. Irene E. Wiegner, Administrator of the Estate of Elsie M, Brooks Atty,: Brett Solomon LEGAL DESCRIPTION OF REAL ESTATE ALL that certain tract or piece of land situate in Upper Allen Town- ship. County of Cumberland and State of Pennsylvania, bounded and described as follows, to.wtt: BEGINNING at a point in center of the Llsbum Road. at line of lands now or formerly of the grantors; thence north forty-five degrees twenty-two minutes west (450 22" W.) one hundred fifty-three and four tenths (153.4') feet to an iron pin on the tight of way of the P. H. & P. R R; thence along the tight of way of the said railway north forty-two degrees fifty-five minutes east (420 55" E.) eighty four feet (84') to an iron pin: thence south forty one degrees fifteen minutes east (410 15" E.) one hundred seventy-one and five tenths feet (l71.5') to a point in the center of the Lisburn Road; and thence along this center of the Lisburn Road south sixty-four de- grees thirty minutes west (640 30" W,) fifty feet (50') to a poInt; the place of beginning. CONTAINING twenty-one hun- dredths (.21) of an acre neas meas- ure. UNDER AND SUBJECT to res- ervations, restrictions, easements and rights of way as recorded in prior instruments of record. BEING the same premises which Norman H. Reck and Edna V. Reck. his Wife. by their Deed dated Octo- ber 3, 1952 and recorded in the Recorder's Office of Cumberland County. Pennsylvania on January 11. 1955, in Deed Book Volume 16E, page 421. granted and con- veyed unto David W, Brooks and Elsie M. Brooks, his wife, BLOCK AND LOT #42-11-0274- 015. . ' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff , vs. IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. CIVIL DIVISION No. 03-3759 Civil Term AFFIDAVIT PURSUANT TO PA. R.C.P. 3129.1 Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa.I.D.No.83746 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 * . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) vs. ANTOINETTE MCKAIN, Defendant. AFFIDAVIT PURSUANT TO Pa. R.C.P. 3129.1 PNC Bank, National Association, Plaintiff in the above action, by its attorneys, Tucker Arensberg, P.C., set forth as of the date of the Praecipe for Writ of Execution was filed the following information concerning the real property located in the Township of Upper Allen, County of Cumberland and Commonwealth of Pennsylvania: 1. Name and address of the Owner or Reputed Owner: ALL KNOWN AND UNKNOWN HEIRS OF THE ESTATE OF ELSIE M. BROOKS c/o Irene E, Wiegner 46 West Allen Street Mechanicsburg, PA 17055 2. Name and address of Defendants in the judgment: SAME AS ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: PNC BANK, NATIONAL ASSOCIATION c/o Brett A. Solomon, Esquire Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA 15222 4. Name and address of last recorded holder of every mortgage of record: PNC BANK, NATIONAL ASSOCIATION c/o Brett A. Solomon, Esquire Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, P A 15222 5. Name and address of every other person who has any record lien on their property: UNKNOWN - 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: CUMBERLAND COUNTY TREASURER 1 Courthouse Square Carlisle, PA 17013 CUMBERLAND COUNTY TAX CLAIM BUREAU TOWNSHIP OF UPPER ALLEN TAX COLLECTOR 1 Courthouse Square Carlisle, PA 17013 c/o Marlin A. Yohn, Sr. 6 Hickory Lane Mechanicsburg, PA 17055 MECHANICSBURG AREA SCHOOL DISTRICT TAX COLLECTOR c/o Marlin A. Yohn, Sr. 6 Hickory Lane Mechanicsburg, PA 17055 CUMBERLAND COUNTY TAX COLLECTOR c/o Marlin A. Yohn, Sr. 6 Hickory Lane Mechanicsburg, PA 17055 COMMONWEALTH OF PA DEPARTMENT OF REVENUE P.O. Box 2675 Harrisburg, PA 17105 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: UNKNOWN The information provided in the foregoing Affidavit is provided solely to comply with the Pennsylvania Rules of Civil Procedure 3129.1, and it is not intended to be a comprehensive abstract of the condition of the title of the real estate which is being sold under this execution. No person or entity is entitled to rely on any statements made herein in regard to the condition of the title of the property or to rely on any statement herein in formulating bids which might be made at the sale of the property. -2- . , I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated: \1~'2.5-03 BY:~ Brett A. Solomon, Esquire Attorney for Plaintiff SworlJ..,to.~ subscribe.(J before me this 0(6 day of l\h~, 2003. Not~\ G\ ~\?a-L My Commission Expires: rnMMONWEALTH OF PENNSYLV.."". K Notarial Seal City elfy J. Mizak. Notary Pub!' My ~~Zs~WJh. ~Iegheny c:mly SIOn Expires May 23, 2005 Member, Pennsyfvenle As~1ion - oIN_ BANK_FIN:211877-10oo011-113511 -3- " . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Defendant. ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) ) PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Irene E. Wiegner 46 West Allen Street Mechanicsburg, PA 17055 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, Pennsylvania, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE 4TH FLOOR, JURY ASSEMBLE ROOM ONE COURTHOUSE SQUARE CARLISLE, PA 17013 on Wednesday, June 9, 2004, at 10:00 AM, the following described real estate, of which All Known and Unknown Heirs of Elsie M. Brooks are the owner or reputed owner: Please see attached description of property. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of: PNC BANK, NATIONAL ASSOCIATION vs. IRENE E. WIEGNER, ADMINISRTATOR OF THE ESTATE OF ELSIE M. BROOKS at Ex. No, 03-3759 Civil Term in the amount of $34,496.41. , .. , Claims against property must be filed at the Office of the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution, Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exemptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when the Schedule of Distribution is filed in the Office of the Sheriff. Attached hereto is a copy of the Writ of Execution. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, yOU must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717)-249-3166 1-800-990-9108 You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection you might have within twenty (20) days after service of the Complaint in Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file defense on time. If the judgment is opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. ,. ... II.. You may also have the right to petition the Court to stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN THE TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. BANK]IN:215571-1 000011-113511 ~~ Brett A. Solomon, Esquire Pa. I.D. No. 83746 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 Attorneys for PNC Bank, National Association, Plaintiff - ... IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. IRENE E, WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) ) LEGAL DESCRIPTION OF REAL ESTATE ALL that certain tract or piece of land situate in Upper Allen Township, County of Cumberland and State of Pennsylvania, bounded and described as follows, to-wit: BEGINNING at a point in center of the Lisburn Road, at line of lands now or formerly of the grantors; thence north fort y-five, degrees twenty-two rninutes west (450 22" W,) one hundred fifty-three and four tenths (153.4') feet to an iron pin on the right of way of the P. H. & P. R. R.; thence along the right of way of the said railway north forty-two degrees fifty-five minutes east (420 55" E.) eighty four feet (84') to an iron pin; thence south forty one degrees fifteen minutes east (410 15" E.) one hundred seventy-one and five tenths feet (171.5') to a point in the center of the Lisburn Road; and thence along this center of the Lisburn Road south sixty-four degrees thirty minutes west (640 30" W,) fifty feet (50') to a point; the place of beginning. CONTAINING twenty-one hundredths (.21) of an acre neas measure. UNDER AND SUBJECT to reservations, restrictions, easements and rights of way as recorded in prior instruments of record. BEING the same premises which Norman H. Keck and Edna V. Keck, his wife, by their Deed dated October 3, 1952 and recorded in the Recorder's Office of Cumberland County, Pennsylvania on January 11, 1955, in Deed Book Volume 16E, page 421, granted and conveyed unto David W. Brooks and Elsie M. Brooks, his wife. BLOCK AND LOT #42-11-0274-015 Brett A. Solomon, Esquire -4- WRIT OF EXECUTION.and/or ATTACHMENT - - ... COMMONWEALTH OF PENNSYL V ANL':) COUNTY OF CUMBERLAND) NO 03.3759 Civil CIVIL ACTION. LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the deht, interest and costs due PNC BANK, NATIONAL ASSOCIATION, Plaintiff (s) From IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant( s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated, Amount Due $30,432.49 LL $.50 Interest FROM 10/7/03 THROUGH 3/3/04 AT $6.2273 PER DIEM - $927.87 Atty's Comm % Due Prothy $1.00 Atty Paid $116.90,oo.c1:> Other Costs LATE CHARGES ($20.00IMO. FOR 11/03 TO 3/04 - - $HIlI' -- ATTORNEY'S FEES AND COSTS - $3,036.05 Plaintiff Paid Date: DECEMBER 12, 2003 CURTIS R. LONG (Seal) Prothonot." p '--h1 ~: L?lQ...,., - .' '(~YU-- Deputy REQUESTING PARTY: Name BRETT A. SOLOMON, ESQUIRE Address: TUCKER ARENSBERG, P.C. 1500 ONE PPG PLACE PITTSBURGH, PA 15222 Attorney for: PLAINTIFF Telephone: 412-566-1212 Supreme Court ID No. 83746 Real Estate Sale #41 On March 04, 2004 the sherifflevied upon the defendant's interest in the real property situated in Upper Allen Township, Cumberland County, PA Known and numbered as 313 East Lisbum Road, Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: March 04, 2004 By: ,J (\iL/~i.tl'\ Real Estate beputy ~ ~ ~ ~ {~ (' i,:= 7 l 3J11 , J ;'.1:'. ::lji~<: THE PA"fRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Michael Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co" a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Mafket Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and.Ib.!l Sundav Patriot-News newspapers of general circulation, printed and publiShed at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and publiShed in their regular daily and/or Sunday/ Metro editions which appeared on the 27th day(s) of April and the 4th and 11th day(s) of May 2004. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co, afofesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said Cou of Dauphin' Miscella s Book "M", Volume 14, Page 317, Sworn to and subsc .b before m~. is 28th daY~ 04 A.D. \ NOTARIAL 5EAl. ~.) Terry L Russell. Notary Publi "///7..41'/'/ Oty of Harrisburg, Dauphin ColI tv ~ My Commission expires June 6. 2006 NO ARY PUBLIC M.mb.r,P.nnsYlvanl.~loc:I.UonoINotarj"MY commission expires June 6, 2006 CUMBERlAND COUNTY SHERIFFS OFFICE CUMBERlAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr, For publishing the notice or publication attached hereto on the above stated dates Total Publisher's Receipt for Advertising Cost $ 290,20 By...,.,....,.,."......,.,...".,.,....",.,......,.,.....""....... . - ... PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. 1.1784 STATE OF PENNSYL VANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Joumal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Joumal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: APRIL 16,23,30,2004 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE SALE NO. 41 '~~ - sa Marie COy~ SWORN TO AND SUBSCRIBED before me this 30 day of APRIL 2004 Wr1t No. 2003-3759 C1v11 PNC Bank, National Association v.. Irene E. Wiegner. Administrator of the Estate of ElsIe M, Brooks Atty.: Brett Solomon LEGAL DESCRIPTION OF REAL ESTATE AlL that certain tract or piece of land situate in Upper Allen Town- ship, County of Cumberland and State of Pennsylvania, bounded and descIibed as follows, to-wit: BEGINNING at a point in center of the Lisbum Road. at line of lands now or formerly of the grantors; thence north forty-ffve degrees twenty-two minutes west (450 22" W.) one hundred fifty-three and four tenths (153.4') feet to an iron pin ............ +\...._ ...;..,h+ .....~ U","'" .....of thA P l-l AT P d.L~) .A . . xim..(.LI'--Vu NotRry f NOTARIAL SEAL LOIS E, SNYDER, Notary Public Cartisle 8010, Cumbertand County My Commission Expiles March 5, 2005 ~~-- .Kl!:ilU., r..CI01.l'S.:o._ _ _ Writ No. 2003-3759 CiVil PNC Bank, National Association vs. Irene E. Wiegner, Administrator of the Estate of Elsie M, Brooke Atty,: Brett Solomon ,~ bib SWORN TO . 30 _( LEGAL DESCRIP110N OF REAL ESTATE ALL that certain tract or piece of land situate in Upper Allen Town. ship. County of Cumberland and State of Pennsylvania, bounded and described as follows, to-wit: BEGINNING at a pOint in center of the L.isbum Road. at line of lands now or formerly of the grantors; thence north forty. five degrees twenty-two minutes west (45" 22" W.J one hundred fifty-three and four tenths (153.4') feet to an iron pin on the right of way of the p, H. & P. R R: thence along the right of way of the sa!d railway north forty-two degrees fifty. five minutes east (42" 55" E.) eighty four feet 184') to an iron pin; thence south forty one degrees fifteen minutes east (41" 15" E,) one hundred seventy-one and five tenths feet (171.5') to a point In the center of the Usbum Road; and thence along this center of the Lisbum Road south sixty-four de- grees thirty minutes west (64" 30" W,) fifty feel (50') 10 a point; the place of beginning, CONTAINING twenty-one hun- dredths (,21) of an acre neas meas- ure, UNDER AND SUBJECT to res- ervations, restr.lctlons. easements and rights of way as recorded in prior instruments of record. BEING the same premises which Norman H, Keck and Edna V. Keck. his wife. by their Deed dated Octo- ber 3, 1952 and recorded in the Recorder's Office of Cumberland County, Pennsylvania on January 11. 1955. in Deed Book Volume l6E. page 421. granted and con- veyed unto David W. Brooks and Elsie M. Brooks, his wife, BLOCK AND LOT #42- JJ -0274- 015. ~~ -- 1.01 Carl MyCc --- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 03-3759 Civil Term vs. IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, PRAECIPE TO AMEND AND REISSUE WRIT OF EXECUTION IN MORTGAGE FORECLOSURE Defendant. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa.I.O.No.83746 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 313 E. Lisburn Road Mechaniscburg, PA 17055 Township of Upper Allen Tax 1.0. No. 42-11-0274-015 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION ) Plaintiff, ) No. 03-3759 Civil Term ) vs. ) ) IRENE E. WIEGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendant. ) PRAECIPE TO AMEND AND REISSUE WRIT OF EXECUTION IN MORTGAGE FORECLOSURE TO: Prothonotary of Cumberland County: Kindly Amend and reissue the Writ of Execution in Mortgage Foreclosure in the above matter as follows: Judgment Amount (Including Payments on account totaling $2,611.60).....,.. .............,..........,..,.......,..,..........,..........,..........,.... Interest from 10/7/03 through 12/8/04 at $6.2273 per diem ......... $27,820.89 2,671,51 260,00 Late Charges ($20,OO/mo. for 11/03 to 11/04) ............................. Attorneys' Fees and Costs .......................................................... Sub-total.................,................................................................ , 2.873.86 $33,626.26 Costs (to be added by the Prothonotary)................................... TOTAL Brett . Solomon, Esquire Attorneys for PNC Bank, National Association, Plaintiff ( ~ .-> c:) f.) = ~ 9J ~ -,-I 'it Q'" ~ --1 - CI't .c (y (/) -,. ~ 1-J lrt --C ~ -. '=-:-- ~ ;-,. en ~ ..J::: ~ -:- . I 0 . () 0 Vl ...0 D c..:. -- }J (f'\ - 0 (). C' C C' -- 0 C/') .- ?: ~ .c -,. - I I I ~~ ~.(~-;; co ~ ~ ~ ~~~~~I (.r~ , -< r'<,' - , , - :: , , - , , o::J ~ - :;. :; z,j~ ...... . ---t- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant, COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY ) CIVIL DIVISION } ) No. 03-3759 Civil Term ) ) ) ) ) ) ) ) ) SS: ) I, Brett A. Solomon, Esquire, being duly sworn according to law, hereby depose and say that the Defendant, Irene E. Wiegner, is not a member of the military service of the United States of America to the best of my knowledge, information and belief. ~"~,", ""0'" Sworn to and subscribed before me day of f1~, 2004. ~(?QOL'I C) \\\\z.~ Notary Public /COMMONWEALTH..oF PENNSYLVANIA My Commission Expires: . Kcllj "'11'1:;'/; ,>!.:;. Hi/lie ~lty of Pi.ttl\l)'IJ~~l<{IJ(','!li"I1" <:('imty , y Conunl.51UI ~XP(~"', "'lIn< was Member', Pennsylvania Ass~Clation of Notaries this I () BANKfIN:229593-1 WRIT OF EXECUTION andlor ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 03-3759 Civil CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PNC BANK, NATIONAL, ASSOCIATION, Plaintiff (s) From IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of tile defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify himlher that helshe has been added as a garnishee and is enjoined as above stated. Amount Due $27,820.89 L.L. Interest FROM 10/7/03 THROUGH 12/8/04 AT $6.2273 PER DIEM - $2,671.51 Atty's Comm % Due Prothy $1.00 Atty Paid $2625.51 Other Costs Plaintiff Paid Date: SEPTEMBER 3, 2004 (Seal) CURTIS R. LONG Prothono~ p C-yJz ~~ / (l7?brr Deputy REQUESTING PARTY: Name BRETT A. SOLOMON, ESQUIRE Address: TUCKER ARENSBERG, P.C. FIRM #287 1500 ONE PPG PLACE PITTSBURGH, PA 15222 Attorney for: PLAINTIFF Telephone: 412-566-1212 Supreme Court ID No. 83746 -, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No, 03-3759 Civil Term vs. AFFIDAVIT PURSUANT TO PA. R.C.P. 3129.1 IRENE E. WIEGNER, ADMINISTRATOR OFTHE ESTATE OF ELSIE M. BROOKS, Defendant. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa. I.D. No. 83746 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff, ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) ) PNC BANK, NATIONAL ASSOCIATION, vs. IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. AFFIDAVIT PURSUANT TO Pa. R.C.P. 3129.1 PNC Bank, National Association, Plaintiff in the above action, by its attorneys, Tucker Arensberg, P.C., set forth as of the date of the Praecipe for Writ of Execution was filed the following information concerning the real property located in the Township of Upper Allen, County of Cumberland and Commonwealth of Pennsylvania: 1. Name and address of the Owner or Reputed Owner: ALL KNOWN AND UNKNOWN HEIRS OF THE ESTATE OF ELSIE M. BROOKS c/o Irene E, Wiegner 46 West Allen Street Mechanicsburg, P A 17055 2. Name and address of Defendants in the judgment: SAME AS ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: PNC BANK, NATIONAL ASSOCIATION c/o Brett A. Solomon, Esquire Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA 15222 4. Name and address of last recorded holder of every mortgage of record: PNC BANK, NATIONAL ASSOCIATION c/o Brett A. Solomon, Esquire Tucker Arensberg, P.C, 1500 One PPG Place Pittsburgh, P A 15222 5. Name and address of every other person who has any record lien on their property: UNKNOWN 6. Narne and address of every other person who has any record interest in the property and whose interest may be affected by the sale: CUMBERLAND COUNTY TREASURER CUMBERLAND COUNTY TAX CLAIM BUREAU TOWNSHIP OF UPPER ALLEN TAX COLLECTOR 1 Courthouse Square Carlisle, PA 17013 1 Courthouse Square Carlisle, PA 17013 c/o Marlin A. Yohn, Sr, 6 Hickory Lane Mechanicsburg, PA 17055 MECHANICSBURG AREA SCHOOL DISTRICT TAX COLLECTOR c/o Marlin A. Yohn, Sr. 6 Hickory Lane Mechanicsburg, PA 17055 CUMBERLAND COUNTY TAX COLLECTOR c/o Marlin A. Yohn, Sr. 6 Hickory Lane Mechanicsburg, P A 17055 COMMONWEALTH OF PA DEPARTMENT OF REVENUE P.O. Box 2675 Harrisburg, PA 17105 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: UNKNOWN The information provided in the foregoing Affidavit is provided solely to comply with the Pennsylvania Rules of Civil Procedure 3129.1, and it is not intended to be a comprehensive abstract of the condition of the title of the real estate which is being sold under this execution. No person or entity is entitled to rely on any statements made herein in regard to the condition of the title of the property or to rely on any statement herein in formulating bids which might be made at the sale of the property. -2- I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated: ~-q -0'-( Brett A. Solomon, Esquire Attorney for Plaintiff Sworn to ~ sUbscribe\tbe~~ this q day of h. - 0 __~ , 2004. ~ C\~\?nX Notary Public My Commission Expires: lCOMMONWE~:~riS~:':ENNSYLVAN[AI ' KellY,J Mizak. Notalj' Public CIty of PI~~urgh. Allegheny County My CommIsSion Expires May 23. 2005 Member, Pennsylvania AssoclatJon of Notaries BANK_FIN:229593.1 -3- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 03-3759 Civil Term vs. AFFIDAVIT OF ACT 91 IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party; Brett A. Solomon, Esquire Pa. I.D. No. 83746 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) ) ) ) SS: ) Before me the undersigned, a Notary Public in and for aforesaid Commonwealth and County, personally appeared Brett A. Solomon, Esquire, who being duly sworn, deposes and says: THAT Notice pursuant to 35 P.S. ~1680.403 (Homeowner's Emergency Mortgage Assistance Act of 1983 -- Act 91 of 1983) was given to Defendan on or about March 19, 2003. Sworn to and subscribed b;!,~r~ ~ this \ 0 day of 1\ 10....... ~ ,2004. N~ C)~~~ WI!AL'l:HpP~!'lNSVLVA NO\.;<.,i' lC<l Kelly J, Mizak, Notal) .. 'I\D~(; City of Pittsburgh. ~Ieghen) cou:s My Commission ExpIres May 23, 2 Member, Pennsylvania Association of NotBries My Commission Expires: BANKfIN:229593-1 2 ',-..- 1:- ::~:l ( t, -( (.,..~ ,.." = ~ ~- ?<~ () --,. -_.~ -r. rf"j I C,.-:' ~~ -, ~ s:' ;?,-t , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 03-3759 Civil Term vs. AFFIDAVIT OF ACT 6 IRENE E. WIEGNER, ADMINISTRATOR OFTHE ESTATE OF ELSIE M. BROOKS, Defendant. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa, I.D.No.83746 TUCKER ARENSBERG. P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) ) ) ) ) SS: Before me, a Notary Public, personally appeared Brett A. Solomon, Esquire, being duly sworn, deposes and says: THAT Notice of PNC Bank, National Association, intention to foreclose, pursuant to 41 Sworn to and subscribeR. before m~ this \0 day of rL~~, 2004. ~-eo O~-\ C) 0-\~ Notary Public ;rH OF PENNSYLVANIA COMMONWEAL - Notarial Seal . My Commission Expires: Kelly J. Mi,""" Notary Pub~u City of pj~s~ib. ~Ie~e")' 23 2:' My Comm1sSlOn Expires <f'j , . As let\ol1. of Notsrles BANK_rIN:229593-1 Member, PennsylV8\118 SOC ~, <::.~~ =i t") ~ \1 (/; (*"; :rJ -.; ~j I C.) :tm co '-'''-l u--: (... .- > IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 03-3759 Civil Term vs. AFFIDAVIT OF LAST KNOWN ADDRESS IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa. I.D. No. 83746 TUCKER ARENSBERG, P,C, Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 ,. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION ) Plaintiff, ) No. 03-3759 Civil Term ) vs. ) ) IRENE E. WIEGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendant. ) COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF ALLEGHENY ) AFFIDAVIT OF LAST KNOWN ADDRESS OF DEFENDANT Before me the undersigned, a Notary Public in and for aforesaid Commonwealth and County, personally appeared Brett A. Solomon, Esquire, who being duly sworn, deposes and says as follows: 1. That he is counsel for the Plaintiff in the above referenced matter. 2. That to the best of his knowledge, information and belief, the last known address of Defendant is 46 West Allen Street, Mechanicsburg, Pennsylvania 17055. P.C. Brett A. Solomon, Esquire Attorney for Plaintiff Sworn to and subscrib~ b;!?~~e this 10 day of /4../0 I N~~~ ~ ,2004. My Commission Expires: ~~ '~'SYL'iANl^ \ ~"':tt\ Of PE,," a<ia\ Seal N~ Notat)' Publie Ke\\Y l. M\~ Allegheny CollOtY City of _bur..". May 13, 100S My eommisS\on Elt'!>>ft!l ._""- AsSOCieUon 01 NO"'- yemb8f, Pennsy\'Ian\8 BANK_FIN:229593.1 o ~:: (,/, r-r:: r , '.. ~, :'~: '-, r:? (r (..c ~ -- C, -n .:"T:! (')1 :~r' t;-;' C.J <, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION ) Plaintiff, ) No. 03-3759 Civil Term ) vs. ) ) IRENE E. WIEGNER, ADMINISTRATOR ) OF THE ESTATE OF ELSIE M. BROOKS, ) ) Defendant. ) NonCE OF SHERIFF'S SALE OF REAL ESTATE TO: Irene E. Wiegner 46 West Allen Street Mechanicsburg, PA 17055 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, Pennsylvania, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE 4TH FLOOR, JURY ASSEMBLE ROOM ONE COURTHOUSE SQUARE CARLISLE, PA 17013 on December 8,2004, at 10:00 AM, the following described real estate, of which All Known and Unknown Heirs of Elsie M. Brooks are the owners or reputed owners: Please see attached description of property., The said Writ of Execution has been issued on a judgment in the rnortgage foreclosure action of: PNC BANK, NATIONAL ASSOCIATION vs. IRENE E. WIEGNER, ADMINISRTATOR OF THE ESTATE OF ELSIE M. BROOKS at Ex. No. 03-3759 Civil Term in the amount of $33,626.26. Claims against property must be filed at the Office of the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exemptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when the Schedule of Distribution is filed in the Office of the Sheriff. . Attached hereto is a copy of the Writ of Execution. It has been issued because there is a judgment against you, It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, yoU must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717)-249-3166 1-800-990-9108 You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary, A lawyer may be able to help you, You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection you might have within twenty (20) days after service of the Complaint in Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file defense on time. If the judgment is opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not rnade a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. -2- You may also have the right to petition the Court to stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution or service or dernonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN THE TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFIC . F THE SHERIFF. Brett A. Solomon, Esquire Pa.I.D.No.83746 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 Attorneys for PNC Bank, National Association, Plaintiff BANKfIN:229593-1 -3- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff , ) CIVIL DIVISION ) ) No, 03-3759 Civil Term ) ) ) ) ) ) ) vs. IRENE E. WI EGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. LEGAL DESCRIPTION OF REAL ESTATE ALL that certain tract or piece of land situate in Upper Allen Township, County of Cumberland and State of Pennsylvania, bounded and described as follows, to-wit: PARCEL - I BEGINNING at a point in center of the Lisburn Road, at line of lands now or formerly of the grantors; thence north forty-five degrees twenty-two minutes west (450 22" W.) one hundred fifty-three and four tenths (153.4') feet to an iron pin on the right of way of the P. H. & P. R. R.; thence along the right of way of the said railway north forty-two degrees fifty-five minutes east (42055" E) eighty four feet (84') to an iron pin; thence south forty one degrees fifteen minutes east (41015" E) one hundred seventy-one and five tenths feet (171.5') to a point in the center of the Lisburn Road; and thence along this center of the Lisburn Road south sixty-four degrees thirty minutes west (640 30" W.) fifty feet (50') to a point; the place of beginning. CONTAINING twenty-one hundredths (.21) of an acre neat measure. UNDER AND SUBJECT to reservations, restrictions, easements and rights of way as recorded in prior instruments of record. BEING the same premises which Norman H. Keck and Edna V. Keck, his wife, by their Deed dated October 3, 1952 and recorded in the Recorder's Office of Cumberland County, Pennsylvania on January 11, 1955, in Deed Book Volume 16E, page 421, granted and conveyed unto David W. Brooks and Elsie M. Brooks, his wife. PARCEL - " BEGINNING at a point in the Lisburn Road, Thence North Forty One (41) Degrees Fifteen (15) Minutes West One Hunderd and Seventy-One (171.5) Five Tenths Feet to an iron pin on the right of way of the P.H.&P.R.R.R. Company; Thence North Forty-Two (42) Degrees Fifty-Five (55) Minutes East Fifty (50) Feet to an iron pin at lands now or late of Norman McCauslin and Carolyn B. McCauslin, his wife; Thence South Forty-One (41) Degrees East One Hundred and Ninety and Five-Tenths (190.5) Feet to a point in the Center of the Lisburn Road; Thence South Sixty-Four (64) Degrees Thrity (30) Minutes West Fifty (50) Feet to a point, the place of beginning. -4- CONTAININT Twenty Hundredths Of an Acre, Neat Measure, BEING the same premises which Thomas E. McCaulsin and Pearl A. McCaulsin, his wife, by their Deed dated July 28, 1952 and recorded in the Recorder's Office of Cumberland County, Pennsylvania on July 28, 1952, in Deed Book Volume 15A, page 440, granted and conveyed unto David W. Brooks and Elsie M. Brooks, his wife. HAVING ERECTED THEREON a dwelling known as 313 E. Lisburn Road, Mechanicsburg, Pennsylvania. BLOCK AND LOT #42-11-0274-015 ~ ~--- Bfett A. Solomon, Esquire -5- (') r-,.,; ....,.~, \"-:, :~; c.;.) '"I I , I , .,.: " I c.....:. , .- , "-,, :J.~ cr " L'l t...::. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 03-3759 Civil Term IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE BROOKS, VERIFICATION OF SERVICE OF NOTICE OF SALE TO DEFENDANTS AND LIEN CREDITORS PURSUANT TO PA. R.C.P. 3129 vs. Defendant. Filed on bl3half of PNC BANK, NATIONAL ASSOCIATION, Plaintiff Counsel olf record for this party: Brett A. Solomon. Esquire Pa. 1.0. No. 83746 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-'1212 --" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Defendant. ) ) ) ) ) ) ) ) ) ) No. 03-3759 Civil Term CIVIL DIVISION Plaintiff , vs. IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE BROOKS, VERIFICATION OF SERVICE OF NOTICE OF SALE TO DEFENDANTS AND LIEN CREDITORS The undersigned does hereby certify that service of the Notice of Sale was completed on Defendant. Irene E. Wiegner, by sending a copy of said notice to Defendant via certified mail at her place of residence on November 26, 2004. A copy of the return receipt (P.S. Form 3811) signed by the Defendant is attached hereto as Exhibit "A". The undersigned further certifies that the undersigned personally mailed a copy of the Notice of Sale in the above captioned matter by Certificate of Mailing (P.S. Form #3817) to all attached hereto as Exhibit "B". Brett A. Solomon, Esquire Sworn to .an.ct subscribQQ pefore \ ~ ~ me this..l.L day of ~004. ~~, (~m\Z~ Notary Public \ ' My Commission Expires: BANK]IN:238121-1 FP Notarial Seal lCeHy J. Mizak NotaJy Public Clay of PIttJIllqh. A11egheu) Ccunty My ComJniMinrJ Bxpires Afay 23, 2005 MIrnber, Pennsylvania ~ of Notartes EXHIBIT "A" rr 1::1 co .J] g~~ CJ (eOdo'::e~n7RciePI Fee CJ eqUired) IJ) (e~':~ De/iV9ry Fee /'T1 nt l'ieqU1rfld) n Total p ::r ostage & Fees $ C'-- , SENDER: COMPLETE THIS SECTION . Complete items 1, 2, and 3. Also complete item 4 if Restricted Delivery is desired. . Print your name and address on the reverse so that we can return the card to you. . Attach this card to the back of the mailpiece, or on the front if space permits. 1. Article Addressed to: ::Lrene E. VI &91') er L/6 lve 51 AI/en 5+ree-l- /'1ecJu:tnicsh[)(J.J PA /7055 2. Article Number (Transfer from service label) . PS Form 3811, February 2004 ~; " ,. COMPLETE THIS SECTION ON DELIVERY A. Si!~nature D Agent 1 Addressee ( C, Date of Delivery I i I I. I I I I I I sMail I D Return Receipt for Merchandise i DC.O.D. x Dyes 7004 1350 0000 6809 4960 I \ 102595-02-M-1540 i Domestic Return Receip1 EXHIBIT "B" g~ lb -- 'i .Q l;-~::E"o ~ .~ ; ~.~ g <r fs~tlt ~.6 5 '! lbO .~ ~ ~ ~ ~ i ~ l! [~ ~ 1i ~ ~ l] [l ~ i.g .~~ ';j 1l g'S ~ 0 e ~:'~~.~! '6'0 ~ .; ~ !:l .g I:l "" e> 's o:l ..1Il "':=5 c:t:Jl<'llS- .0 Q.r= ~ .... .S i bS . -v N 5 j.g~i~~ .$ 5 ~ o:l 12 G " ",Q.la> ~~g.l;-:::l8 .~~..~o-~ ~ g &.g ~ l! .g"t:l~.5~.g =a~8~~.!:l c: .;( II'l.El ~] OCb~~1:::.... ]i~e~~ . l~]~~ ~.!al 0" . \J "" .~ ~ E 8 ":: :: ]'B~~~~~ ~ .5 F.~ 0 _ u ....."'fl8~~ol: gR~aJl.Jg] '.c e'a ~ . ~"t:l .3 ~ ~.~ ~ ~ ~ ~.. ",~.s] .".s~:g",~:s ~ ., e> os.5 cI5 0 ..e:EOol:I ... ., ~~ ~ ';j ~ t: ~.~ ~ e 0 ~'-':~" .t. '~J~H.''''. ...'..... ,;,,10'''''--'''' ''J' \ ,', i-t:,,:~: k?1--" \ ,,; J' I '1:1- .1Ir r ~ loe ~ . . . ~ I -.j \:7>~~ - Ji:/ " "<~~'~ ,,' :./ ._ .'~""'J'- '_'~ './ ~~~~ -; , ' , . " ~ .. ..s ~ o :E OJ <;i 'C Q. e Q. Q. o~ < o.g ~.;..:E:€ OJ 'a ~ ~ O::E OJ u 8 ~ fa 55 .... c:: ;:I..... ~<;l ~~ 'ii'iCl. .' . ' ... ~ Q..- '8 ] 13:'fa 13 o.c~::Eu;. ~ ~ ~ ~ E~~~~ ~....;::~~ ~..s..slLl~ ... o o Q. >, E-013 'l:l ~ .2\j <U ~ .:..: ,~ ~ CI S :a 'a ~ ~ 0 ~ '" ..s::E~..suu~ ~ ~ o U'><: N c;~8~ . !<l '" on ~::E 5: ..... 15-0< jg~Q.Q. ~.cQ. . <.~ ~~ l)::Eo ~ ~c8~ ~~~~ 'C'Q = '" ~ .. Q,I .. Q;l E'C'C 1:'$ 'C 5 z<oo - '" .....~ ~l ~~ ~i en e ::.c::" 8~ ~ 0 b ~ ZZ Q. .,~ '" . ...~ :> ., ...;~ ~~ ~ := ., .,,~ ~o o "1 o "1 o "1 o "1 o "1 o "1 r- "1 r- "1 r- "1 r- "1 r- "1 r- "1 ~ :~ ~ ~ 'ty .9 ~ ~ ~\. e ~ 5 ~ ~ . ~~ ~:> !3 ~ '-su !~ ~ !Xl 0 o:l.Sl) fi U! 1 ~~ t .. :;l _ > ll.1:5 ~ 0 ~ ~g ~ ~~ ~ c: lI'lol: II'l ~'" ./ I:l ~ ~..; 12~..; 12 ..; 12!!!:l fJ8 './ ~ ~ ~~ - ~ - ~ -~c: ~~s i ~ :::l i ~:::l R.g ~! .g ~ i.g ~ ~ ~ E!: 080 8 .g12 8 .g12 ;3'>< ~ \l? r;>< ~ ~ e >< ~. gi:€ e: II'l 0( 0 ~ ~~<~~<~<~]~<~],,<~2~~~~2~ ] ~ ~ ~ ~ ~ t~ l~ 'S ~ lS ~ ~ lS g ~ i J ~ : e 6 ~'" e 6 ~ ~ ~ u.Jg ..<: ~ u..<: e ~ u ol: 8 ~ ~ '3 .~ '" U ::> U a 0 0:E ~ ~ o:E ~ ::> o:E ~ 0 ~q 0 as u- u-o~~~""""~~",,U~~~U~ll. ~~ .!:!2 ~~ ~G Ue2> ~ ~ ., I' ~il::~ OJ ~ on \0 N ""'" ...., (";, t ~~ .J -...1 .. .".... ~.) f' ".) C- ') ....,- C:_'l r r c; (~~ , I :-'1 , : f\,~ ' C:" .--' r ~-;. -," ( ."1" ! } COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND }SS: ~)3- 37 1 I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby ce ify that the Sheriffs Deed in which Land Holding LLC is the grantee the same having been sold to s id grantee on the 5th day of Ian AD" 2005, under and by virtue of a writ Execution issued on the 3rd d y of Sept, AD., 2004, out of the Court of Common Pleas of said County as of Civil Term, 2003 Numb r 3759, at the suit ofPnc Bank N A against Elsie M Brooks admir is duly recorded in Sheriffs Deed B ok No, 267, Page 1832, IN TESTIMONY WHEREOF, I have hereunto If et my hand and seal of said office this day of l;;~I' ~ ' AD, PNC Bank, National Association VS Irene E, Wiegner, Administrator of The Estate of Elsie M, Brooks In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2003,3759 Civil Term David McKinney, Deputy Sheriff, who being duly sworn according to law, stat s that on September 07, 2004 at 2:43 o'clock PM, he served a true copy of the within Re I Estate Writ, Notice of Sheriff's Sale and Description, in the above entitled action, upo the within named defendant, to wit: Irene E. Wiegner, by making known unto Irene E. Wiegner, personally, at 46 West Allen Street, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states that on October 25,2004 at 3:40l0ck P,M" she posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Irene E. Wiegner, Administrator of the Estate of Elsie M, Brooks located a 313 East Lisburn Road, Mechanicsburg, Pennsylvania, according to law. R, Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within name defendant, to wit: Irene E. Wiegner, Administrator of the Estate of Elsie M. Brooks, b regular mail to her last known address of 46 West Allen Street, Mechanicsburg, P A 17055. This letter was mailed under the date of October 07,2004 and never returned t the Sheriff's Office. R, Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on January 5, 2005 at 10:00 o'clock A.M. He sold the same for he sum of$1.00 to Attorney Brett Solomon for Land Holding, LLC" c/o PNC Realty Services, It being the highest bid and best price received for the same, Land Holding, LLC, c/o PNC Realty Services of Two PNC Plaza, 19th Floor, 620 Liberty Avenue, Pittsburgh, P A 15222, being the buyer in this execution, paid to Sheriff R. Thomas Kli e the sum of$1174,87, Sheriff's Costs: Docketing Poundage Posting Bills Advertising Acknowledging Deed Auctioneer Law Library Prothonotary $30.00 23,04 30,00 30.00 30.00 10.00 1.00 Mileage Levy Surcharge Postpone Sale Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriffs Deed 17.76 30.00 30.00 20,00 451.40 376.75 30.42 25,00 39,50 $ 1174,87 Sworn and subscribed to before me This~,~a~,of ;l~ 2005, A,D,~ () 'tlv-l!&-. ~ rothonotary ~d~/~ R. Thomas Kline, Sheriff BY\ J (J~j~tLl Real Estate eputy 36" j. ~~ &z 4 rl,TI ~. UdJ'.3'J ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVA IA PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 03,3759 Civil Term vs, AFFIDAVIT PURSUANT TO PA. R.C, 3129.1 IRENE E, WIEGNER, ADMINISTRATOR OF'THE ESTATE OF ELSIE M, BROOKS, Defendant. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa, I.D. No. 83746 TUCKER ARENSBERG, P,C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566,1212 .. , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVA IA Defendant. ) CIVIL DIVISION ) ) No. 03-3759 Civil Term ) ) ) ) ) ) ) PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs, IRENE E, WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M, BROOKS, AFFIDAVIT PURSUANT TO Pa. R.C.P. 3129.1 PNC Bank, National Association, Plaintiff in the above action, by its attorneys, Tu ker Arensberg, P,C., set forth as of the date of the Praecipe for Writ of Execution was filed th following information concerning the real property located in the Township of Upper Aile County of Cumberland and Commonwealth of Pennsylvania: 1. Name and address of the Owner or Reputed Owner: ALL KNOWN AND UNKNOWN HEIRS OF THE ESTATE OF ELSIE M. BROOKS c/o Irene E, Wiegner 46 West Allen Street Mechanicsburg, PA 1 055 2. Name and address of Defendants in the judgment: SAME AS ABOVE 3. Name and address of every judgment creditor whose judgment is a recor lien on the real property to be sold: PNC BANK, NATIONAL ASSOCIATION c/o Brett A. Solomon Esquire Tucker Arensberg, p, 1500 One PPG Place Pittsburgh, PA 15222 4. Name and address of last recorded holder of every mortgage of record: PNC BANK, NATIONAL ASSOCIATION c/o Brett A, Solomon Esquire Tucker Arensberg, P. 1500 One PPG Plac Pittsburgh, PA 15222 , " - 5, Name and address of every other person who has any record lien on their property: UNKNOWN 6. Name and address of every other person who has any record interest in t e property and whose interest may be affected by the sale: CUMBERLAND COUNTY 1 Courthouse Square TREASURER Carlisle, PA 17013 CUMBERLAND COUNTY 1 Courthouse Square TAX CLAIM BUREAU Carlisle, PA 17013 TOWNSHIP OF UPPER ALLEN c/o Marlin A. Yohn, S TAX COLLECTOR 6 Hickory Lane Mechanicsburg, PA 1 055 MECHANICSBURG AREA SCHOOL c/o Marlin A, Yohn, S DISTRICT TAX COLLECTOR 6 Hickory Lane Mechanicsburg, PA 1 055 CUMBERLAND COUNTY TAX c/o Marlin A. Yohn, S , COLLECTOR 6 Hickory Lane Mechanicsburg, PA 1 055 COMMONWEALTH OF PA P.O. Box 2675 DEPARTMENT OF REVENUE Harrisburg, PA 1710 7. Name and address of every other person of whom the Plaintiff has knowl dge who has any interest in the property which may be affected by the sale: UNKNOWN The information provided in the foregoing Affidavit is provided solely to comply w h the Pennsylvania Rules of Civil Procedure 3129.1, and it is not intended to be a comprehen ive abstract of the condition of the title of the real estate which is being sold under this exec tion. No person or entity is entitled to rely on any statements made herein in regard to the co dition of the title of the property or to rely on any statement herein in formulating bids which mi ht be made at the sale of the property. -2- '- I verify that the statements made in this Affidavit are true and correct to the best 0 my personal knowledge or information and belief. I understand that false statements herein re made subject to the penalties of 18 Pa. C,S. Section 4904 relating to unsworn falsificatio to authorities. Dated: ~-q-01i Brett A. Solomon, Esquire Attorney for Plaintiff Sworn to ~subscribe before me this q day of I 2004, ~ C)~VoS Nofary Public ' My Commission Expires: COMMONWEALTH OF PENNSYLVANIA Notarial Seal . Kelly J Mizak. Notary Public CIty of Pittsburgh. A1leghen}' County My CommiSSIOn Expires May 23, 2005 Member, Pennsylvania Association of Notaries BANK_FIN:229593.1 -3- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVA IA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, ) CIVIL DIVISION ) ) No, 03-3759 Civil Term ) ) ) ) ) ) ) vs. IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS, Defendant. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Irene E, Wiegner 46 West Allen Street Mechanicsburg, PA 17055 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Co rt of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland ounty, Pennsylvania, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE 4TH FLOOR, JURY ASSEMBLE ROOM ONE COURTHOUSE SQUARE CARLISLE, PA 17013 on December 8, 2004, at 10:00 AM, the following described real estate, of which All Kn nand Unknown Heirs of Elsie M, Brooks are the owners or reputed owners: Please see attac ed description of property. The said Writ of Execution has been issued on a judgment in the mortgage fore losure action of: PNC BANK, NATIONAL ASSOCIATION vs. IRENE E, WI EGNER, ADMINISRTATOR OF THE E:STATE OF ELSIE M. BROOKS at Ex, No. 03-3759 Civil Term in the amount of $33,626.26. Claims against property must be filed at the Office of the Sheriff before the above ale date, Claims to proceeds must be made with the Office of the Sheriff before distribution Schedule of Distribution will be filed with the Office of the Sheriff no later than thi (30) days from sale date. Exemptions to Distribution or a Petition to Set Aside the Sale must be filed with th Office of the Sheriff no later than ten (10) days from the date when the Schedule of Distri uti on is filed in the Office of the Sheriff. Attached hereto is a copy of the Writ of Execution, It has been issued because t re is a jud'gment against you. It may cause your property to be held or taken to pay the judg nt. You may have legal rights to prevent your property from being taken. A lawyer can advi e you more specifically of these rights. If you wish to exercise your rights, ou must act rom YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOU LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU AN GET LEGAL ADVICE, LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717)'249-3166 1-800-990-9108 You may have legal rights to prevent the Sheriff's Sale and the loss of your prop rty, In order to exercise those rights, prompt action on your part is necessary, A lawyer may b able to help you, You may have the right to prevent or delay the Sheriff's Sale by filing, before the ale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense r objection you might have within twenty (20) days after service of the Complaint in Mortg ge Foreclosure and Notice to Defend, you may have the right to have the judgment opene if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse r failing to file defense on time. If the judgment is opened. the Sheriff's Sale would ordina ily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not ade a valid return of service of the Complaint and Notice to Defend or if the judgment was ent red before twenty (20) days after service or in certain other events, To exercise this right y u would have to file a petition to strike the judgment. -2- , You may also have the right to petition the Court to stay or delay the execution an the Sheriff's Sale if you can show a defect in the Writ of Execution or service or demonstrate ny other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASI ElF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR IF THERE AR DEFECTS IN THE SHERIFF'S SALE, TO EXERCISE THIS RIGHT YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DE D IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN THE TEN (10) DAYS FRO THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFIC F THE SHERIFF. Brett A. Solomon, Esquire Pa, 1.0. No, 83746 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566,1212 Attorneys for PNC Bank, National Associati n, Plaintiff BANKJIN:229593-1 -3, IN THE COURT OF COMMON PLEA$. OF CUMBERLAND COUNTY, PENNSYlVA IA PNC BANK, NATIONAL ASSOCIATION, CIVil DIVISION Plaintiff, No, 03,3759 Civil Term vs. IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ElSI E M. BROOKS, Defendant. LEGAL DESCRIPTION OF REAL ESTATE All that certain tract or piece of land situate in Upper Allen Township, CQunty of Cumberland and State of Pennsylvania, bounded and described as follows, to-wii: PARCEL -I BEGINNING at a point in center of the Lisburn Road, at line of lands now or form rlyof the grantors; thence north forty,five degrees twenty-two minutes west (45' 22" W,) one undred fifty-three and four tenths (153.4') feet to an iron pin on the right of way of the p, H. & P. ,R,; thence along the right of way of the said railway north forty-two degrees fifty-five minute east (42' 55" E.) eighty four feet (84') to an iron pin; thence south forty one degrees fifteen mi utes east (41' 15" E,) one hundred seventy-one and five tenths feet (171.5') to a point in the enter of the Lisburn Road; and thence along this center of the Lisburn Road south sixty-four d grees thirty minutes west (64' 30" W.) fifty feet (50') to a point; the place of beginning. CONTAINING twenty-one hundredths (.21) of an acre neat measure. UNDER AND SUBJECT to reservations, restrictions, easements and rights of w as recorded in prior instruments of record, BEING the same premises which Norman H, Keck and Edna V, Keck, his wife, b their Deed dated October 3, 1952 and recorded in the Recorder's Office of Cumberland Coun y, Pennsylvania on January 11, 1955, in Deed Book Volume 16E, page 421, granted and conveyed unto David W. Brooks and Elsie M. Brooks, his wife, PARCEL - II BEGINNING at a point in the Lisburn Road, Thence North Forty One (41) Degre s Fifteen (15) Minutes West One Hunderd and Seventy-One (171,5) Five Tenths Feet to iron pin on the right of way of the P,H.&P.R.R.R. Company; Thence North Forty,Two (42) Drees Fifty-Five (55) Minutes East Fifty (50) Feet to an iron pin at lands now or late of Norman McCauslin and Carolyn B. McC~l!slin, his wife; Thence South Forty-One (41) Degrees st One Hundred and Ninety and Five-Tenths (190,5) Feet to a point in the Center of the Lisburn Road; Thence South Sixty, Four (64) Degrees Thrity (30) Minutes West Fifty (50) Feet to a poin , the place of beginning. -4- CONTAININT Twenty Hundredths Of an Acre, Neat Measure. BEING the same premises which Thomas E. McCaulsin and Pearl A. McCaulsin, his wife, by their Deed dated July 28,1952 and recorded in the Recorder's Office of Cumbe and County, Pennsylvania on July 28, 1952, in Deed Book Volume 15A, page 440, granted a d conveyed unto David W. Brooks and Elsie M. Brooks, his wife, HAVING ERECTED THEREON a dwelling known as 313 E, Lisburn Road, Mechanicsburg, Pennsylvania, BLOCK AND LOT#42-11-0274-015 ~ ~- Brett A, Solomon, Esquire -5- WRIT OF EXECUTION andlor ATTACHMENT COMMONWEALTH OF PENNSYL VANIA) COUNTY OF CUMBERLAND) . NO 03-3759 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PNC BANK, NATIONAL, ASSOCIATION, Plaintif (s) From IRENE E. WIEGNER, ADMINISTRATOR OF THE ESTATE OF ELSIE M. BROOKS (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined fr m paying any debt to or for the account ofthe defendant (s) and from delivering any property of the defen ant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that helshe has been added a garnishee and is enjoined as above stated, Amount Due $27,820.89 L.L. Interest FROM 1017103 THROUGH 1218104 AT $6,2273 PER DIEM - $2,671.51 Atty's Corom % Atty Paid $2625.51 Plaintiff Paid Date: SEPTEMBER 3, 2004 Due Prothy $1.00 Other Costs CURTIS R. LONG (Seal) By: Deputy REQUESTING PARTY: Name BRETT A. SOLOMON, ESQUIRE Address: TUCKER ARENSBERG, P.C. FIRM #287 1500 ONE PPG PLACE PITTSBURGH, PA 15222 Attorney for: PLAINTIFF Telephone: 412-566,1212 Supreme Court ID No. 83746 Real Estate Sale #46 On September 03, 2004 the Sherifflevied upon the defendant's interest in the real property situated in Upper Allen Township, Cumberland County, P A Known and numbered as 313 East Lisbum Road, Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: September 03,2004 By:Jb/II,Y- . ,'L-l, Real E~~uty ~ ~ ~ ~ Gi;ij " 11. "'!"3J ' ,,,) r. 11 , ( 2}"' J iul .:i.::! ;,~ _ ~ I -! _~ v' REAL ESTATE SALE No. 46 Writ No. 2003-3759 Civil Term PNC Bank, NatIonal Assoc. Va Irene E. Wlegner, AdmInistrator of the Eslal8 of Elsie M. Brooks Atty: Brett Solomon DESCRIPTION AlL tbat certain lIact or piece of land Bituate in Upper J\IleD Township, County of Comberland . and State of Pennsylvania, bounded and described as follOWS, to wit: PARCIlLI BEGINNING at a point in center of theLisbum Road, at line of lands now or formerly of 1Iiegrlintors; thence north forty,five degrees ~-two minnIes west (45 deg. 22 miD. W,) one-hondred fifty-1Itree and foor,tenlhs (153.4') feet III an iron pin on the->igbt-of,way of the Pli & P.R.R.; thence along the rijlht-of,way of the said railway north forty,two degrees fifty,five minntes east (42 deg, 55 miD. E.) eighty,four feet (84') to an iron pin; thence south forty-one degrees fifreen minutes east (41 deg, 15 miD. E.) one hondred seventy-one and five-tenlhs feet (171.5') to a point inlhe center of the Lisbum RDad; and thence along this center of the Lisburn ' Road SOUlb sixty,four degrees 1hirty minntes west (64d11g, 30 miD.W,) fifty feetJ50') to a poin~ the plateofBEGlNNlNG, ,. .,' CONTAlNINGtwenty-one hundredths (11) of 2D acre neat measine;. , UNDER ANIt SUBIECf to reservations, n.. .. Y .. ..,..J..If,~;'~Of~-~y as : .,~,M~~~;.~"l\!IIjdl Norman H- i ,8i111d~lfl;ltock, JUs jVjfe, Ily tbeirDeed " i.~0clDb0r3.1952 aniI .reconIed iIithe ,~'s Office of Comberland Counly, 'p"jjnsyIvania on Jamnny 11, 1955, in Deed Book . 'Mtmie 16E, page 42;1, granted and conveyed unto David W, Brooks and Elsie M, Brooks, his wife, PARCIlL ll: BEGINNING at a point in the Lisbum Road, Thence North Forty-One (41) degrees FIfteeri (15) Minutes West One Hundred andSeventy-One (1715) Five-Tenths Feet to an iron pin on the right-of-way of the Pli& PRR. Company; ThOnce North Forty,Two (42) Degrees F1f1y-Five (55) Minutes East F1f1y (50) Feet to an iron pin at lands now lit late of Norman McCauslin and Carolyn B. McCauslin, his wife; Thence South Forty-One (41) Degrees East One Hundred andN"mety and Fivi-Tenlhs (1905) Feet toa point in the Center of the Lisburn Road; Thence South Sixty"Four (64) Degrees Thirty (30) Minutes West F1f1y (50) Feet to a poin~ the place of BEGINNING. CONTAINING Twenty-Hundredths of an Acre, Neat Measure. " BEING the same preDrlses which Thomas E. McCaulsin and Pearl A. McCaulsin. his wife, by their Deed dated July 28, 1952 and recorded in the Recorder's Office of Cumberland County. Pennsylvania on July 28, 1952, in Deed Book Volmne 15A, page 440, granted and conveyed unto David W, Brooks and Elsie M. Brooks, his wife. HAVING ERECTED thereon a dwelling known as 313 E. Lisburn Road, Mechanicsbwg, PA. BLOCK AND wr i/42,II,0274-0l5. . 02.5 '5..-i"6~t:"';w] Q) c:: ..... (,)110::; ;::l-<(D >, I-. Q) '0 .;: ~ u Q) 0 ...... v .8 S ~ ? -:5 () C;> <IJ > <lJ1-o 0<1)>"0 "CroSS:: E--o~8"8~ro~.5~g:l8 ~u~88.g"O'O't:roo'O ~ <Ii III ~ ~ [il'O {lB ":l:> >= ::;l 5 III '0 Q..-c ~ 8 E t:: ~ III (/)~~ E~Q~8~g] QE~~;g'5-5'C'o"2:;; ~~'Osv~:S~v~Q)6b I-. ;::l-5 >. (..1_ v ~ <Ii~bel:r::..a~a ~Q...; C1SOl)~z':~~UlSE~ Z 1:.... &i cd -.:! ;... Q.l ::;l~'Oi5~E::>C"i~Q..g~ t@"a ~:a]8~~[ '" " 0 .. ~ " g . '0 u 0 . ~ '" .::: on .... .. " cO " ,; .. o 0 ~ 0" > " . z " ci ' is z" - ~ ~ ~~ Z Po ~ ~Q.ltll'c::vv~~vt::v~~Q.lQ.l~O tIl ~<'C'O~>. ~ -t::~OIll-:5(..1~o~~(..Iro>:S~'C: -:5 ~ ~ov~ ~ ~O::l5B~5~~-e5w~c::v~v~~ ';:~Q"8..aE~ tIl >,t:: o~ -I-.ro~ ~~~V~I-o ?Ill 0 C ~ .s~~t~>.b~~;UbD]~~~~~~ ~~~~8o 'C d t.. (/J ~ ~ .. dJ >. 0"0 '.1oD ro "'8 "0 v 0 i:l ::I . <I) 'C:S cd c ~~~'O ~~~t::~~voQ.,~Q~Q~~aC: ]'oc III -~~@]'orooE<I) iQ~m=~>'.ovb~~m~mQ.l~ tIl 00 ~ Q., ~'Cc _~n ~ em >= (..1_ ~ P,Z>='Oc:;:ERrnC;::ltll.....z.-:;E~ii:......~vP,qjv~lE~ o m Vl-.O~ m~<I)_~ ~..._ 0 ~~-~~o 8. ~~~VbtO~[il-;::l~~'CoE~~v ~~;::l~m c: mv mt:......'Cv () <I)~m VC:Vt/lI-o<l)(..I ~mm~-<I)C ~-ooli:c:>1,I .g.::llllucic:Illf:,.;:J::l~1ll0~llJUllJ ......&: ~~1~~l1Ji~~~~a%~~9~~~~11J~~Z~~~~~~ '0 ...\ z ,0 iQ" '" "" , "" 0 5 "" 0 0 z . ~ . 0 ~' ~Bwz~~~~o~t~c:~mS~~~~~~~~o~E~~g 8~~a&~O~E~~~~E~f:,.~~~w~iz~~~3~~8 ~<~ ~~~~~~c:o~~~~~~~-Oc:WSIll~~ Bg~OOE~l1J~c:it~IllZ ::l~c:c:::lo&UIllOOoU.::l5~ 3~ Ei~8~~~~B~ro~8~~~~1ll ~ ~~~B~ ~ ~ , '0 '0 . rJi .. llJ' . c: 0.; >. 0 0 c: v = '0 c: '0 ~ I = V o ~~5C: 1J'OrJi~N::l- fIl~NIllc:It'lc:-c:~~O{) .llJ ....~,~Ill c:~S~N..s~~~,~ O~ellCIll~'OCI')~ S" _~8'O'9, 1I.I......~'QJlO 'Oc: .~;.:......s>.....II.I_..~l-.o ~ (lIO Z r... ~4-<C:~It'lc:o::t:Otl1J "''<l'c:o'Oo::l'<l'v b2 C:ow:;S~"5l:g EO~_'O:!Ill.!:: .:e.g~;S:;-o>'.~.~~5 -200 o-E-< o~1:;9~ ...~"'ll~...vc:Q.'dl OO""'l1J>.<<l~lI.Ic"'';'; ~~ gt~o<~.oo6 B~~~~~<<l~~~E:~~c.sE~~~B t:..........~E-'<<l.rj ... 8.~.s~tl~o<=l~O::l~::ll1J~~::lll.lllJ~O "'O~J3l-I<u:l.bv"<<i'. .......>.llJ..b...'O-5c:c:~o1J[;iC.c{)~l1J>'. <C;!a ... U W c: 15::8 'e;; ell '0 01:: 1J;a Q:i >. 'Qt) >. 8 I-. 11J ::l rJi .... <Il ~ ':;::J 1J (lI ~Wt~~~~......~~ ~~>.O::l ~Ill':~ ::lv~'O~~~g::l.s ~ '0 lti 0 ~ b E ~~:s..... 9 ~ 'E ~ ~];;~ ~:a ~:. 5 ~ ~ ~:S:~ ~ ~ v ~ .. ~ ~ ..... c: 11J I .... ~ S ... t:::: '0. ~ f..< I ..... ~ V c: ~ '- c: <<l ....... ~:S bol:.."'(;j1l c: c: <<l~!Z::l. 5 0 geL:E: g'OB~"'J!::l"'" o.2&et llJ~~o-5~g~'O~iiSc:~~.....'QJl~~~~2c~~~<<l _~ wW ~ ~~u,o~~a~.~~v.......~511JrJi~~<Il~c:c~E-5>. v o..-l <Il t: < W ~ 0 () ..... c: ] v .. v ~ W ~ c: 1J ~ ~::l ct:: ~ <5 <( '0 ci.1J ~ p., 00 ~ tl c: eO... ~ ~ 5 ~_ c: 6ll 0 {) C:.c ~ ~ v e-!lllJ O~~~C:C: ino ~~~VllJd.l~ .!:: ~~oo~ 'Oc:~~~1Jo~'O~iC.!::~w~55~Q~ "0' <<l E I 4 11.I ~ z::l1 f'- ij>~ o.c >. C"l > 1i.l W If.I If.I <1 ;&l ~:S2 .... () "0 ril. v '0 e ~ ril Q. N @: o~~ :; ]1 .~~~ 9 C:CQ~w~~ 0 III . ~ 0:: ~ c: z 6b~ w 0 ~ < .'O.2l o,il {) ::::: o;;:.cz d.) '<l' cd .s; 'QlI~ ug .. Cl!l '" ,5 . ~.s g.J:i~ .CQtt:i <<le. ~o.;g ..... o..::lCQ '00::.: 0 i: . , . .05 ~~ o 0 ,," 1:: ~ o 0 ~ . ~ ~ ~'o 'Z~ <" ....~ z . 05 U'O .u ~ " '0 , .