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HomeMy WebLinkAbout07-2821 c IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DAG FINANCIAL TRUST 2002-A Plaintiff No. 07.- a $a I Ci vi vs. GAIL L BARNETT Defendant COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt, Esquire PA I.D. 42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-71305 WWR#05562191 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DAG FINANCIAL TRUST 2002-A Plaintiff vs. Civil Action No. 07- o't8a i C w; GAIL L BARNETT Defendant COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with. the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 1 COMPLAINT 1. Plaintiff , DAG FINANCIAL TRUST 2002-A is a corporation with offices in 6851 Jericho Turnpike # 190 Syosset, Ny 11791. 2. Defendant is an adult individual residing at 51 W NORTH ST; CARLISLE, PA 17013. 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number 4559500900454147. 4. Defendant made use of said credit card and has currently a balance due and owing to Plaintiff, as of May 1, 2007, in the amount of $4493.22. 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 18.00% per annum on the unpaid balance from May 1, 2007. A copy Plaintiff s ACCOUNT AGREEMENT is attached hereto, marked as Exhibit "1"and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges or any part thereof to Plaintiff. i WHEREFORE, Plaintiff demands Judgment in its favor and against Defendant, Gail L Barnett individually, in the amount of $4493.22 with continuing finance charges thereon at the rate of 18.000% per annum from May 1, 2007 plus costs. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. WELTMAN, WEINBERG & REIS, CO., L.P.A. James C.' , armbrodt, Esquire PA I.D. 2~ 24 WELT A , WEINBERG & REIS CO., L.P.A. 436 Se enthEAvenue, Suite 2718 Pittsburgh, ~'A 15219 (412)434-7955 FAX' 412338-71305 562191 F,-a„~at . ~ suss • ~ PROYIDIAN MADONAL BANIE YISA• AND MASTEItCARD' AF~WNTJtGREEMt:NT c PAbse rtrkx Nile dotaroenf sell sup 1 wilt yoex o0ta tnporpnl papps. This Aceaad AOrdaroaf corrtaYrs Nit hnrrs Ntal Accowd (Nw Aocowi')- TAe AccaMl slows ya fr fraAe pwdpaq YYyy asinD your VISA a AtaslerArd aedtl and Nye ern tour Prortdlan giNonal Nenk YISA r fib t r arty allot Partidpaain~ itattc6l Astlh/ot and Maf- Auberatd TiNa- Abdinsc Corrvaiaks tt~ anp also Et pro N q~ ~M is Aaared and b 9d ras11 ad-~eas hoot w ( ANreerart you' Ind your tneaa call pass fa tehous stn Itaw upend a aedN cad Account ~ an addfional rralr b rise NN Aowud. Y ttk tI on loop biinY shtement The Aaowd ma7r be osd anlp for pusorp~ f~ houystdd. ad c1ar~Aatk pwpaa~ sw ad brraan Prortdhn katloid Bsrit, o Ile assipnsa, as isld Atxpnd strN corxihae acupgna d Nte lefts d tAk ApeaAprl Yqt and tw spree as IoNorrs¢ roY baskress nr oorrreercW pwpse, Ant ttSe d Nrk h>weeb. Yat1 sri nedw a trroaihly stalerneaf aitperlrp your i bahnoe Payraad on thk Acsotnrt k reouird tr LLS. dolars (cttcdcs nest he paYabk at a U.S opke d Nte tack d t~ b dr+rnr °~ for afileasl Ntt paymeAl dep eta showf of your s Wetraut try the papnaal doe dab t- aatrdana hilt paymsat hsttectlorts our )~ mOrtldai staherlatl illCtrdfi tAe talcs we bNoa xlral errs post paynarls to yar Aaonat. Corrvenieua cbedes and tabs drake wa ~r kaus so ~ h ~tawd The peyntptk oA your Aaoeet~r Rc a~n1 nnpirdods~ Ite~anreanta~•dyou five wN us a err a11Wes Tte pnymad due wit tr 9x a the new Oahsee storm o ~ ~ rp arROtM d any Put doe y whfcf Nye new tdmn noceedt you tndll Isr0. Fbwere; rte pnmad due xiN not tt less NaM Sts tafaw k less qan 515, to whklr case Nf pgauaw dw wtl M b amotad d MN new balaea N Yro-Atxaual k past duo a atatre Nye aedt btA w ~~ fret l twt ere tMllaoly yon bebre datrp sa N Yotr Poyirrmt k rase Nwr Nra lVt filly ataxy ~a parU71 W1rnWlk. r payfNd dw, rdi bt treated as a sMple payraatl and none d N MfA b pimpled Iii tiMti Ott -aienarls farkd'pdd N fuN' a nwktd rtAM offer «stdcYrtrs, wNAow losbp our-ipid h coieq ai amoerda awlnp 1ra0r Nis Year Award Flrofra ~~ ~ b aarot a a deAR what 1 k iidudd At ont dyoa tbillr taheca and twnikree b Borne urdi tlul talarree k nOnced ty a payaaoei r rn~ e~ E>rf~O~Ct ~ ~ nee wttls you card ar>• lee; dhr Ilqu fast ad+wnce karpacfae la4 eterNed M yar aoeonds Nft Ibrance dpges atN Mes~Ntetf due adi tnrrsisfs d a1 fast advances acrd fast adgnce trangciott foes, Arty paynteM atfosfttss nodrt Mlat raAfiiaN lakaet Ms wens bs U M aP~d fitd b Nit Ualaacs wth Nrs M+er ANNUAL POICEgU16E RATE (APIh wi/ Na1 fabacs k rlpid b appy paYmenk ttllprl~- wtdrod MaNta osier The Fwctau ahd Gsrr Allures tMgnat are r eves: and Met M Nit • and trl taws as d tlrt bh pasted. Padq:a see tteMrdeO 4 You Prnctap Nahrtcs as d Nta dale asads. fee an txladd M ~ PaY~s as d Not tbit neaMt4 . aevaaees are trdadN M yrwr Act Advance BaMrrce as blows: calde adrnces Moue otter inartdal Atagrllarrs arrd y0"' Ptrdrase ttatlrree ere d Nye traapcfkte dalt Caal- deetroatdy tra-rr+rrlteq as d Nye date transnifed: fast advanp ehedcs mode payable b ins are Iderdifed as fast Autatuted Tear AMclites as d Nh daN neada; lands seven days elhr be date ws ptnl se tlia ~C aN oltr d~ t!icbdlrq wM oomraienct drab u d Iht date preseelcd b ua ~ advance Iraractlore lea sn tnlwMd in fie (~1 Advance fabrrco as d the hartsacioa dale Obr OeAth an NrcArded tlyoa Pwdrue r Cast Adnrw fdcs as d rtes dlale posted, iTnance dpryes are addel b your Ptndasa and CasiAdvanee fpMnces wet day sad an Nws posted a the last day d NK ~0 cycle. There is rta priori srltlrAr widtt aedil exladed troy be rgatd wtthaul tKUrrAq a inarrce dyt To ppun the dally Awns tigrye la pundiues and qe dairy ltnrttt tigrfs far cast advarKt>; tilrt stall w11q You pretrfoos dayY Pwdtase Ba4nce and CasA Adrrres bNoa4M 1• leance darfe lor~pwdrasa k ~ addd to ~ Mb not ~~ ~~ ~ ~Pb ~ nd arnoad tr the apyfea6lriafl l~ nb • tnchdd let bat dayY cast Advance 8ahrrca YNe teat a credit bfbna for ~ Pnrrans iMpncq ~ ~ lironce ~~ ~ casA adiarrces M ttq added b acid ~ tie rt~wde br call du7 sr1Mn tlrs 6iIuD cycle- and M~ Ws ttetard Nye tohl itraact d~ „afaiin tl~ic br tine NNnp cycle t/>ttftd lope arty tattsaclMtr a p9nneal mot trodd Aare slledd IM tTaaa~ for casA adwitces for cads trairrf cycle U nta~lalk f Mwres dgdet~ aw datodie rde for such s tataacnon veil to the raM lw elkd for rr ernresrt d0/-e dudaNar At a prior btirrl cycle fill R tan pasted tw that tarde tAe appieaAte day tiq 9"de nqa qtr fre rah b effect err fn: dab d tht barrsactforr. Ths Irat 'Prime RaM' as iced to qk A rtrgrK ire prtas me pubisted M- )7ur ~ SbaN.bterAl otr be Arst beutress dap of tre previora takrrdar lrroraR Arq Irrtrwae r Qeerwss iA the APM wr7 hlx toed at dye first dap d yattr tfibrp g'dr and may rcstrl iw a sfipid fnaeue a decease b tlrt amourd Myour mbknurn pymetd. The AIgNU1L PEACENTA6E MTE for prudrases wti rary aM may be d Bally biin0 ~ ~ b 10.99% above Prime Rah. lktrt tlds formub, vie APf Ir purdraaes b qe April 2000 tdfnp cycle k 19.99X, wnespondiny b a dally Rriedc ~e d~Q0548X, and your APR fa pndrues wk not ps beArN,19.99X_ Its ANNUAL PERCEgU1GE RATE for rash adwnas wit vary and may bt adjusted each b7iW tyde ep to 1299x above Prime Rafe: tlsin0 tMs larrnub, Orc APl tar tasA advances b drs ApN 2000 tibg ryde k 21.99X. tprrespondirp b a Hall! p'rtodlc tale W-0.060¢X, and your APR for asA adraeca wr7 not po below 21.99x. To tietermtrt pus avrape da/y tAhnet 3lrerva on you sblancrN tar pertiraas, add each day's Ptadgss Bahrrcc (incArdirp dal y fror~ce dwye) in the bifn0 and tiivlde by qe rrsnbr al Qrys to frt tdfnf cycb To detemdrrsJhs arraDe dafjr bdree shover on your SLetlllgll cot cast advances, add Belly day's Cut Adrmee falarrct Ufa) b ~ tIYNp cycle and divide by ire rruar0er d days fie fu baWy cycle. You on mnnipilr wdr d these avrra0s daih tabour by the eumAtx d days b the dally Pabd<e rate b obta)e strbioplr~ and IArn old ire Irro srbtohk tOpenrer b detemdne ire toCl anrorua d irwrce dprpes an your tr>tarcu la ~ ~ ~ ~ aManae trarrsadbn A~ aedR fire increase Me. a t'apress CaN pseesatrp fa is drar0ed (sss Fees secion), truss amouras are also FINANCE CiIARGES. tdiy ~ N a tad- Fstr>r A maabrship lee d 17.95 rrq bt dwwped b you Aaarrt act madk qyoe _ _ a~ddlNerd Card wNl be drarOdd b you Accotrd This Ms r-A be cfuafad b Yabr Ataxalut rlsas ge~addAforral Cart k issuer sad every 12 aroaOK~ fwa IarMa Iwgss sect adAlswa! _ Card k MikhndUf. f yar request sod trq or 6rpess Card.Sesrfce; a tKS-fern lee d St9.96s tridrb k a Ff1Ai1CE '^~ ~ ~ aYalatdR 1Mr sal' d~ your Attourd S29 la: cads Card you ask us b repMct; arh Rfetlre ~ ~ ~d b your Accoml b same t~ ppsta >u4si# eeeA sbP p~aad order a reroogF d sells an rder, wet hlltsl qde rrAhtt w1dcA you Accoml Is dtdiequed IWe dprpew k and wd ~ atyor Aoapd Mat xe saMne coosads your aedt ins tirtr iyoa AtxauM k dosed. N yon reonat rarpfa d bile f ssalanptk tlrat was Est sent to ~t cyW wifde wlietr yoar bofttce S2 tar ead- such Dopy A ash advance la d 3% yoe mutt owe Mo rearrprs eerier; we rrotr dproa s baadiep lee d 6~wn S5), wAid- is a FNiANCE CIIAR6E. map he du-9e0 for Bally cast adraute traroadigr made on yar ArxouM. For starve tasdN . bx Naases, port malt is darpN a kS wlddr k a FIIIANCF QIARBf themaargn-owM d wlicb xM De tisdaaed b you bdore yw adapt tlrt fine trae>se aMeL Nyob -sArW flat we npke xMstlw rerr net Mndc arc agpepkko~m ~~ c0 acwb anakee 11N pdaNaea~ Aaou~f a fa d Sd.95 lay wdr scpuesl. TAk ks k a FNIANCE t5U1N6~ and It x/ appip Ddeatt Ya wtt bs iA deMpsprlk N aq Adsnnsion you prerided tc plows b be bcotnpkle r uamre; Nya de aa1 campy wNlr any pert d flis +de ApaertaMN N ~ xt Ms deb' W~ies~ dsK N a terirupl9' peMlau fie 9d My or sparest yoe~ w N wa teReva to good hit qY you map C Nam ~ayl0~p~r • -auadp ere trglr Ipve. lee Nri sod d Tosr ~ .other defuetd a ttoNcR carrel your ads N1rieYex derMrc you Acootrd hbrtee Mnrasdbleljr Iw an0 Airetastad, ssss N ws have ildf sul b twieu Nte anqud (niantx a jror Atzouad.xN twn0inre b aara kderest at the APRs} dt~oaed b Me Fipap ~e~pp d ~ CwdN LMrt.liYptir CndR bN and ally advance ble are dsdose/ srtrR Iron open Yeu- Aiaatesrt sod a statetstetrt Baer nradh. Yoe fast aMarres the k help b a d tYadR Nat YA aglr trcreasa r tA:raeant yar eadi btt andlr your tasty adwrloe 6tt based aR k of rmetlar rw ettainad Mn~nl yYaoni or pprM~ ~sr is narraMlr 1As tNasssaa bMiwet Yet aatMt bq sad yotr Aoceant bagtrca 6nd~N made or aMtorMed Md a~ot j ~ raanM. Yost arvaltblr asM My Msttl~.N~~ fsb ~ ~ ws between ya- twsla aMatrce Itte wind your CasA Ad+rsract 9ahrass r the dNwerenoe tKtrrepr yosr aedl bye and yAocorat Wftct. stud a k Atxatar log sell we mop tefrse b AonoC a~igr trana~aeNot tiW wtnwass ~ corrNrm tld Nye check rrii dqc For txrtaM IraasecNrtts, ryatmbk aedN trglr N Mss. Ytwltdt Clot teasyoar ya atMrnpf blfo our you fact adwap cttdt hie. Iron b Bread yar anaiabM tsedi a your araNable taedit for taslt advaacea, Your udi tkt sfer bt redtcad N har~glertt and Ydpes~tisYatr Atxaatl and apt coireNai swats rvsbcw~ ~ a sameons eke uses your Accaad (ereq N Nee amowi cAxgd e~uadc you ai qtr twsorable atiotnys Ma afM trust cask.} ~~ ~ nq bnNed b, rcasorobb afomey's Mss and coert costs. (N ya tdn the pay yae CbnfNS- Aldr tva provAM you any apgp faquted by 1Ax, rare amy ctatrpe wry part d Nis Airearkad and add a ra0ore baieneetl ~a sectloo d Ws AirtetnentR IAe eew Mance tiaNa alcWNa w/ appfj b yow eMte Account tabncs~taa~Ox ate d Ili wN >p~pllr b end veil appy srlydrr a not you contAart b sus the Atxotnt a lA y0vatrtaN-1~rgftdaMd rr ~' NYou'OSt your prd to korss tt a currriry oNar Ibaat U.S. daNss. tlae tuwctjans wi bs corwerted b U.S. doiars, 9ena~Ny 1aYq Ngte- ' bt ducraased the. trine (~ abolaalt ttoathq rats lei Nhcf Net day 1elort~Nrt tratrsac0ert k ~baavnaray ~ for a htrlsadiaq, N rM by The tatrratcy tbllgetsiora rah used on qe t:orrrrsion deb P-aexssN. ircrs>sed by 3%. K a aedt)s ta>tlvettd amowd h 0.S. daNars. ~ may df1M- Mom tbs rah in ailed en the daM you need yow GrR Ya spa to aecgt tlw Tkt Csrtk GteepaUsf. Ta may tattd You taedk privNeies al airy Nnrt ty notNyitN tts fn wrilirN and desboYtrp Nye Ca- Upon tAe Card . ~ we recces Nat rlpbt sad b fenew the gird. tYe rrray caned the Cab artd yD ~ oUci b w at Ore end d M mach shown a r Oct ranesrd, btartce and oqr lac cull y°U-vedi prhrtepes. at tlrro aRr 30 YorL r wihout voice i pn~ ty hot Nygf Cxd k eNecR N Iron grtnNale yatr axsdif~. r i ~ tancd b pYnterrti veil txralAa-e b bs duR and aN oNrr appieatdt provklorrs of tbM AyreenNnt rdM raafatr it nw>• hew ksned to yea. d• Y~ msF uo ~ ~Ae cAeda on Yon- Aorour-1, and you should desbo~r soy prdsd xe 6A70 (Cor~irwed an merstJ 0601! +'"''' ~~PR~ViD1AN v~i`~" D' .,.- -- ~~!h~C3 ~~ . '-~ -estasat IeMparMq Detrreeett Ya r-i provide -rs al last 10 days noOot if yon dwge yatx arr.,, ~ s:• . ~ address, tdepholre i'1Nrre~ 4 a hytolttt Ubal gKrtgMSt: ,~,r! t.. '~ *A INiP.idt ut adAlfonat ~on• We resavs Ile rirtA b oMafn IawnuNo~r lean oCw_.:> g o:d ! apardes~ an11a p!ro-/Ot hey addieu all bd°arotlpr rtieet ,; paui Aooorel M oMyaa . ,,: ~-~a ~ - - e..aaarryatr obiipagons aeex rislCOrealyad, a ,... ryor rKO+b's racer report rat may yelled an y°w ueaimay a - ~.ated b as61 tepwtirq apayck~ , . GN/Iwa S°ntee; IhraaMxiut Uss. Ices, a ihsA N Checks a Iht tare. Ead Cats mwl k stpeee a recdpE Ya an rtsparsibls /a sakOwrdtrq Mrt Car0. lour Parseast Mael~eaMoe rnnrbw ~, r//d prartdes aaess b AlMOpgb/ Teller lhdybyes, and say Beds issued b yon boar NeA, tee hr keephq you PIN separab from yar QK r ~ dbeaaer a Oat Ors Cx0. PAS a say rrrtssed deda an bat a stolee, a that Ourc may k s uesalyafn0 kaesaerbtl oayoar llcara0. Ta rvM W'~pg' cotta as bl RaNnR • i-rOF211~So to ae knNUdbtdy act b itrtl bssa•an1 fab~ yes ~ phone ut eves !bwDh Yes ~ ~ rlotrp rls b- rreMrg, Your RabWy la tsaatllorhN lee aeosnkrr 6eiors you aolrp as is rellei b 350. M ran report w rye suspect arasrMwrktd vas of yorr Accorryt. yre cap suspatd yar atilt priritrss arlu wr resolve Mr plo0ltm b err satidxrolr ' a tasae yor a aeyr Card r your Cxd is lost a s1ok0. yon wa pionypfly destroy ar chedts Mw may k b your possession Ti kryprare arston>e- savkt and secwRX ya spree Mat yar ors erapte monrasd w rscerded, lleeeleel AelaraNS. We• rrq ea k Roble R any person a Aldeapled Vera kfadyilu relyaa ro trona Mu Gr/ a accept yar cReclrs, a aws ro retnre Mye ~ala1 ro yon lAk lave ee rsgortsbrly br Ooeds ant servtcea purchued tvRh Mu Csd a duelm eaapt as regrind by brlr. See Spec61 lbb kebw.) Certakt beneAts Mal xe anrabk rrlr Ors Accoled are pronlded 6y MtM-pity w.ndara. YYY xt not respanaibk for the 9r>py. r'afabrly. a rrsups d arty d rK savkes yon da+se ro use: can Nab a stop paymatt a~ araMl by cotta Mre nuer ~ a seat us a stop tarmarl wda Eir rr1iM q oa at cur addRas iw Clrstornu Service toter ae yMr stabpnarf. Yon brloNNSroN atrmA rye duck Mre ernA Y~ sbNreeet Wba1 yon pales a stop payNyart a-ddG )~ p-ovidt yor Aecowe lyapber one apsdrt areowd, the daN oa tlu ded~ Me aemc a Mu gory b riAont A vas payahk rtes ralee d tha papa whs atyrled ~, sae Ike dad ewehec ' Yw taN k asbW M aodkm ae sal ibi psyreart oNs M rrli>t, l4h rryar daemye tar oral ardx r w ds no1 recahe a rierrd yrrNt.. ~..`__ - - --•- - ..yam - - !~ a r we law na reoehad m aosglals desafpMon a ru ffatr ao tMt payeralt can be stoppea the ado wi as k dfeewe r the dyed was raid by us behxt we had a raserable apperhr/ly b as a aK gdec vye ant, wlpyou ~A. elueoara a rrrlMee sbp psyrnent wdx sly morays aaa reodpl yryless R is rwerred kr rnlttnr. rbNeert N t./rs. estarse via Aooowr tNrolres a cart aro set Nny rNONt sack trsxacroris tla xe proeessee tirerrOh separate mraya systems ktas Ma baeadiorrs are d~rlssNaled by ter. sM leeaase net rwry dud and Gre slip rriN be ssnl b asp bsnacOora M you Aaowe arts k prooessee aredarrfgrp wiOwut oar pxessatb rsvk~ ~ry Rern M0 slim rri pr ear aradblr b ratatN Rqu; riled rrt ~ Gamble. tMt rvlr GorrirN sA tarKacOoet what yon repnA rnt yyyrr Cart a ary dredu ire~u 1sMS brf sr stow. iMe de Not krlelte ordiarrp M GoNlkre a1 Rans; ant we rrii act k nerl0ad r we do not do sd Ttit tae estakisiua On staedaN a oidkyary we rat >re N doe/ >>rb rrlr seardre >w adretaipabM yolr Areonyt itecsrse a ew ibaikd «rtesr~ set bewse rldrla yea artaMN dada ex Cats iraeaaWaN silps rvy7 be r.xrnee b yon rrbr Mu raoetltr atetaNNrd, yes el-oWd be ardal b eater a1 duds b yosr deda rerWx a eMNrrAp keep a rteer/ d Iran. Yos shorts alts acre yoryr atdR aril asA adrsres and predrast ~ ~ 8e[at b dretlt rsrr merilii sr~oea --~` ' ~rwr wt~ ~~s. - ~L, .a - - - - -- -- 1Malrat 01 CMab1 Igihh: Wi may deky ar rw~Fw enlorumere a arty prorkdae N Mile Apramrnt wlhad bsig our dplrt b enbrce i a any other pvrisbrt tatp~ Yon waMe: Ibe sight b . . ~ lfiryert~ damrwr, pr~sC w noroe of dislrorra; >~ apptiabk sbhrh cf rayilarorrs; sad any ripld you rtay Mraro reqube es b proceed ap>byst arryoru kbw rye rile sal aOaNat ltp/tteabls ~ ttsrasMlll~ AssipymeeL No mallet when yar ire. ihisAereenyeM and your Aaowd se poraryd ty hrdara tar sad b Now IisrrDsldre br: TiesAOrsaaayl & a trot e>lnsdsn d Mrs arreereert heerreerr you one us afM roar not M oonbadktee M evidatoe a arty are0ed oral apaeernen4 ar anp prorlston a this lyreanad is heN M k kvrald or ytdpadna loin Good la>yr Ilat ~ p rnodifed b eordaar b appicable hrr. arts the rest d the gsrFd°na b Ihs Apaarent rrN sf/ br adoresaWe. At ark YeN alkrrre mgr P.raDarad a enacted lellrfarorl reprlalwj acres, w Judicial dcrJSlerr Ass rerrdaN w reap rar/a anp mataial prorkbru a tots Arrneuel krvar0 or naarlarraabk w kagose aq tryvasse IaaG wparrnp reWbepeal, a atlyw bailee iA aoeryscron yrlb try such prsrtslos w its adoreaeeryt, vrc erax aRw al least 3r days erne b ror< rrera del sod ae sv ~ koK carted the Card arW Parr acdlt PrMieres. INc may Ymkr or assign ow riyM to a1 a sane a yosa paymaMS• N aMe la- regrkes tlat rot feaire probd the padnsw w assiprreq rye any Sire Iron sate nalke b lino a lhandnp statemad rrAh Urs shfe! Seaebry d SDic . Nsreet Otlyw eolkes b yon star Os effertiw whery depyysled k tlyt asi addressed b yae a Oye address slysrvrr hl our records, rayless a lonpb noru perioe is speciiW M Mrs AOrearrere orby lard rrldd ptrbd slat sort upon mar'r1yp. Nalks b yrs shat be mailed b oyr address for Cuslohia Smdce on yew shlemeM (a oMyer addresses rye pay spepiy) aryl star be eilsciivs when ae receive N: YOMIt MWNC R16tifS-1~ ~ N07>CE TOR FUTURE USE. This ryorce carytahys hnp°yUrM hdamaion about yew rights and our raporysiDrNks ends Mye fah Credd rrlry Jkt Otted b the tYOresXaarAbosJ YorrBar. M yes Mink yew bi fs nrag, a Myou tree/mat inlarmtfon about any trsysacron ar your bit, write us, on a sepanb sfyee~ at .array a problerrr apace ~Ya ~ Sw~Y oe tar bit Wria b yrs as soon as poasyblr tNs yrarst hear hyan yon no rata Than 6D days atkr ws sent yon Nyt Ilrst 61r os rrhidl rp ~ ~~~ errrx _ A tekphsne us. 6ut•/obg so rriA not preserve Your riylds. b ~ kbeaL phi ua tlyt kroarirrp: Your mars std Aceolad nwrber-The eelu amoral d deseiipitan a Mye error and an aaplsyadrq rpossOrle~d wly 7m believe Yyert is >A ens N yes aced ynae iaktrnaMory, dsmrbe Nye AaRror ss sot sort ikon f7rsr ~Rb. oat tlar AaoasrpfliYes Ayhr -Ys Reesirt Yser IlhrYar Nrrtlis: iNe yyyiut xlnowkdpe tar idler ryLN 3D days, redess we Mvs wrreehed the arw b/ IAen IrRIThr 90 dabs, we awl aRlrw coral rye error a e~ rM7 aro berkrs Mrs hr7 was cortecl Met >K raehro yaw ktkc rye wyna.iry b tiled arty amowrt yae vyyesrorr, w report yw as 1Mk tan e+orylbne b bll yon for Ibs amoaM yar, ~rwNar. p+dedfnM Rryxyu dyx!<s„ and we on appy arty unpaid amoyne against your nedN tbye. 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Tkss - da 11a1 appy / ere Orra M apxah rye merchsyl w rwa e-agedya ru aeYfMiagalt !w tlx p-opaq w savicssr At~Mrr P1106ANht-The telMrrerrTSrlae sae Ceprrwre. awrp tray M AedearpMore Ryles dksdpte M Ne Atrnres rrselrere pe-orhwe7,apply b M 1Nwar/t Prorraa 1'~>w'k y Ei11AMN. Parrcpapw, b Ile PreOrarN is resbidsd to brdividlats who aabeake a Prortasl YISIi w ltegat~re aedlt and accolyd pAeoorpl7 tn.0oo/ sprydblp. Wa resaw Ile rigid . fo approuR dory. or revda laearbwslep a not arsrr redulrpOoe N AewaNe, ss earree hdsrr, ro any MdMdrd for any nawa whatsserec EarttNj M PdMt i)wtrtr rye inl 1t NlelAb yaf Aacoarr b cant, yon wit prN 2 aches pPebes~ for cod 31 d Net Padases.TAKaAer< a11M end d cad a~ol ~t r~mR ~ `~ Padtaset'Nq Pwrhesq' altars pwdnaes a geode w axvkss ands M y°a ar xy saMiorlted rset d IM Jlodowt~ Ntrws ~ prNrs~w ~~ ~dl bv+rrna. kmkr'! dada. ad xass ded¢ Pabe de as amat la kdaat awpes or tees a arrp idn~ etch as h1e p~ ~Da ateds a lhs ak!w W an tr ow sole dkattton. PabR aeartl tell bt0it rpa yolr ErNOrrnent Dab to rN ~Ne reboucrre NIA b aerardN. 71t 15NOrelnd Dell means the dale rrs a~/raw you as ° Progeny retarDp~ Pelota pay aely k exeed r yew Aaoalt is o~N ON/ b e°I prst dye or dote rM uadt ~ typo I'°rr Aeatelt k arrenl all Is rriM/rr b aedr l°N~ you wM kepG 1° cam Pass spakr. Tkere k no Rmt oe Mls apnla a Pants Mat pN k rarest. Pobtls obrpra~ b ~ ~ carrot bs PrrdNaed of oatanped t°r rash; sN asnof srMer cry dranrshnce Der tar enR a wM as a paymotrt for you- Aororrd a aMMa tttelentaet M hhds. ProOrael Pobdt arc tlpdeted lnanrrly at des tNu a you Jtooourt staterrure. Parris earryediMy Ile moryrr wit k poatcd at goer bipy0 steteryxre Ow all . ors cot searabitTor redsnlpMon Hurl at least two brakuss days oiler yea Di>fn! slaleraMt dau, DrNbaraN N Psbrls. Pakrta rrlR !orp>re rw y:aa ally bein0 awsde0. Polyds redeanee and e>tpbed wN k hued oa a trstearrud, ihst-spent basis: RpdepaprsN of PsiNq,'PoNds teq bt redeinud isMp~srocr~~ a servka ('Aeriords7, rrltd arc set bAh N a &orMas awled b ya borl-tims b tbru. Potrrts may ony k reeear-ed R ~rsdtsNUd br~Rerrar4 Mau ~~ol rPobds n9nked for tl~ie ew~drrr bye s°btrxkd ft Mh resave the riplt to Nlodty a sancsl xgr Rewsd at sry UnyR NMw Pakrls w hew b redcap yoNr Pokkt Tour Poled la6rya. Yor trip conact Mre pities tested let Mu tl~nrt err kntrrrtMorys . ~ ~ ~ ~ may Nder~, stilt. a bgl taros doe arhkyy out a the acuual d Pilots w -edearptbe al the Rcrrxds Yea wlr also k respaeslbh to ~w M Iht PrarmNe, Tkt all tlrs ireaeornae at oar pie dBaeOon Wt reserve Ilu nMoterwlX NeMliMr rrrkatll ~ Pohl eareal a riOhl ro oiler w damps all ProlXaut lobo or DaulR, prospuOrely a ~ toot o abap~ ~ aRaist sad ro gwai a tsrrrparari~r srapatd Mn at say Molt rriho-tl noOct k the crest carmR oar idMga rs~NN h the aced a a a Asrude. rrr remrs Oa tOkt b unto xry xcnrcd Potnls as rn/ as anoel ye~N oat prlklperoll M Ilea Poarrsm r rya a~F r;r Prpyrye. rrE rrir nonlgpy pr~ao tw e~last 30~ays wrRtal aotlee b ra al Ma address provided b trs, liowereS R you rl°gla any N MMSa ANirs tM CadAbar;~ a~Ntdti J~oar ~st~aap~Ihota7ke ~Idr vddrrMarm mmaayy. ante! tMie PropnrN wplrort ~~~ yon 90 days rrrNleN aolke - hMel aalp tNNrpt Pofats; Yait Propranr protibrld by edam. sick a loaf brt - Ilrrtrals. htariQ Itle. tM oRi adlydpWrntlvt se-vtces.lor ndempMal a Mlt Aerrxdlt larch hrc. nrd t1R1 xe kydepaydenl contlaclors all art not anRfaNd wiMr res. lkRlur rrR kMlp arc. Ray rRi afar M fsbfa Wr bodNy tarot and-or propery Mal map resuR ham VP~rO kr tM rhoDam, nor la Ihs r rrt asst sly Rnrard that is ndeansd s nadl ~ ~m-tar a Retracts and yet d ittwalrb. b- aey tepab, tetraN, a saOShxOgr a your clekn, are rat-raw ~~~ 10 y°°' I'011 ~ leak soielp b the nrerdlard a ayirtajfoebatr of Mye Aeyrerd and not b os la ponsiDb Iw arry lost, stolen, destroyed, a rxphN Rewards. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities, that he is an attorney for the Plaintiff herein and makes this Verification based upon the facts as supplied to him by the Plaintiff because the Plaintiff is outside the jurisdiction of the court and the Plaintiff's- Verification cannot be obtained within the time allowed for the filing of this pleading; and that the facts and circumstances set forth in this pleading, are true and correct to the best of his knowledge, information and belief. n Cy - ~`' ~, ~~ ~, p ~ i ` ~„ --~ ~ ~2 - _..._ rz~ ~... ~ ~ rF_~`J ~ ~ 1 ' - - 8 ~ ~T -~ ^~ ~7 SHERIFF'S RETURN - REGULAR CASE NO: 2007-02821 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DAG FINANCIAL TRUST 2002-A VS BARNETT GAIL L RICHARD SMITH Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon DTDTTL'TT (-!T TT. T. the DEFENDANT at 1430:00 HOURS, on the 14th day of May 2007 at 51 W NORTH STREET CARLISLE, PA 17013 by handing to JOE BARNETT, HUSBAND a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.80 Affidavit .00 Surcharge 10.00 .00 3/31167 ~ ,1 32.80 Sworn and Subscibed to before me this of day So Answers: r /,y~''' ,~ P .-x - l jr'+'/yam/))~~,y~+~,,_•f1. ~~ R . Thomas Kline .f// 05/16/2007 WELTMAN WEINBERG R By. D uty Sheriff A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DAG FINANCIAL TRUST 2002-A Plaintiff vs. GAIL L. BARNETT Defendant No. 2007-2821 PRAECIPF, FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: JAMES C. WARMBRODT, ESQUIRE P.A.I.D.# 42524 WELTMAN,WEINBERG & REIS CO L.P.A. 436 SEVENTH AVENUE, SUITE 2718 PITTSBURGH, PA 15219 (412)434-7955 Fax:412-338-7130 W W R#5562 t 91 Judgment Amount $ 4,663.84 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVAN[A CNIL DIVISION DAG FINANCIAL TRUST 2002-A Plaintiff vs. Civil Action No. 2007-2821 GAIL L. BARNETT Defendant PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: Kindly enter Judgment against the Defendant, GAIL L. BARNETT above named., in the default of an Answer, in the amount of $4,663.84 computed as follows: Amount claimed in Complaint $4,493.22 Interest from 05/01/07 at the legal interest rate of 18.00% per annum $170.62 TOTAL $4,663.84 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG &REIS CO., L.P.A. By: JAMES C. W RODT, ESQUIRE P.A.LD.# 4 24 WELTMA ,WEIN ERG &REIS CO L.P.A. 436 SE ENT AVENUE, SUITE 2718 PITTSB RGH, A 15219 (412)4 4-795 Fax: 2-33 -7130 WW #5 2191 Plaintiff s address is: V c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7`~' Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 51 W. NORTH STREET, CARLISLE, PA 17013 ~c,' ~ C7 ~ ~ £ ~ r~ ~~ b -~'o p ~ cn ~ b t IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DAG FINANCIAL TRUST 2002-A Plaintiff GAIL L BARNETT Defendant(s) IMPORTANT NOTICE TO: GAIL L BARNETT 51 W NORTH ST CARLISLE,PA 17013 r~ Date of Notice : ~! ~ ~~' 0 7 WWR#: 05562191 Case # - ~.L 0 ~l YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 t PAT CK T MAS WOODMAN PA I.D. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 KOPPERS BLDG, 436 7TH AVE. PITTSBURGH, PA 15219 c'~ o o O ~ c._. ~~' t" m~ ~~~: . ; v ~~ ~ (~ -p ~ - -r, --n ~, rn rn IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CNIL DNISION DAG FINANCIAL TRUST 2002-A Plaintiff vs. GAIL L. BARNETT Defendant Case no: 2007-2821 NON-MILITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, GAEL L. BARNETT is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, GAIL L. BARNETT is not in the military service. Further Affiant sayeth naught. AFFI T SWORN~T AN SUB CRI ED i my presence this ay of . ,~il,L . ~O_CI Y __ 5~ -~ ~t Ct>,-._ V -. This law firm is a debt collector attempting to collect this debt for our client and. any information obtained will be used for that purpose. C N °o ~ ( ~ 7r _ CJ3 ~° ~ .. ~ /'i'~ ~ ~~ ~._ ~ 1 ~ ~ 3 ~ ^r'r r ~ ~* " -- f t'1 Q GI1 t3'1 ~-G Request for Military Status Department of Defense Manpower Data Center ..~ ''' _ Military Status Report ~ 't ~,, ~ ~ Pursuant to the Servicemembers Civil Relief Act v; Page 1 of 2 JUL-17-2007 ].0:04:03 "~ Last Name First/Middle Begin Date Active Duty Status Service/Agency BARNETT Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. ~ -~- Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official solace of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. #167;#167; 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, acid has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of t11e SCRA may be invoked against you. If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. Igor historical information, please contact the Military Service SCRA points-of-contact. See http_//wwwdefenselink.mil/1'aq/pis/1?C09S_I,DR.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scralowa/scra.prc_S e] ect 7/ 17/2007 r IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DAG FINANCIAL TRUST 2002-A Plaintiff vs. Civil Action No. 2007-2821 GAIL L. BARNETT Defendant NOTICE OF JUDGMENT OR ORDER TO: ( )Plaintiff (xx) Defendant ( )Garnishee You are hereby notified that the following Order or Judgment was entered against you on 007 (xx) Assumpsit Judgment in the amount of $4,663.84 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: s a PRO ONOTARY (OR DEPUT PHILLIP C. BRIGANTE, ESQUIRE 74 WEST POMFRET STREET CARLISLE, PA 17013 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7`h Avenue, Pittsburgh, PA 15219 1-888-434-0085