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Home My WebLink About07-2833 Burton Neil & Associates, P.C. By: Burton Neil, Esquire ID. NO. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 (610) 696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA), N.A. 701 East 60th Street North, Sioux Falls, SD Plaintiff LORRIE A ROSS v. 255 Neil Road, Shippensburg PA 17257-9403 Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA No. 07- x833 CIVIL ACTION -LAW Complaint -Notice You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claim set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERENCE AND INFORMATION SERVICE Cumberland County Bar Assoc. 32 South Bedford Street Carlisle, PA 17013 Telephone No. 717-249-3166 or 800-990-9108 C-11543 t Burton Neil & Associates, P.C. V By: Burton Neil, Esquire, I.D. No. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 610-696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA), N.A. IN THE COURT OF COMMON PLEAS 701 East 60th Street North, Sioux Falls, SD Plaintiff :CUMBERLAND COUNTY, PENNSYLVANIA LORRIE A ROSS NO. ~ ~~ ~ x'33 (~.Q ~,~"" 255 Neil Road, Shippensburg, PA Defendant CNII, ACTION -LAW Complaint 1. Plaintiff is CITIBANK (SOUTH DAKOTA), N.A., with place of business located at 701 East 60th Street North, Sioux Falls, South Dakota. 2. Defendant is Lorrie A Ross, who resides at 255 Neil Road, Shippensburg, Cumberland County, Pennsylvania. 3. Plaintiff is a national banking association, engaged in various types of banking business including consumer lending through the issuance of credit cards. 4. Plaintiff furnished consumer credit to the defendant by means of a(n) AT&T UNIVERSAL credit card with account number 5491130014581714 hereinafter referred to as the credit card account. 5. Plaintiff kept accurate running records of all debits and credits to the account. 6. Plaintiff mailed to defendant monthly statements for the account including the billing statement attached hereto as Exhibit A. The monthly statements accurately stated the previous balance, the debits and credits to the account for the prior billing period. 7. Before plaintiff mailed Exhibit A, defendant had for many months made payments on account of the billing statement or retained the statement without payment. 8. Defendant's actions as set forth above constituted an account stated between parties for the sum of $3,089.03 which sum reflects the Exhibit A statement balance less credits, if any, which were applied subsequent to the date of Exhibit A. Wherefore, plaintiff demands judgment against defendant for the sum of $3,089.03, and the costs of this action. B eil Ass 'ates, P.C. By: Burton N il, Esquire The law firm of Burton Neil & Associates, P.C. is a debt collector. .' ~..~ $~'f•'8~T Universal Platinum Card Charter Member ~~~AT~tT Universal Card Page 1 of 3 LORRIE A ROSS Account b491 1300 1458 1714 Calling Card + PIN April 24 -May 24, 2006 How To Reach Us Visit: www.universalcard.com Customer Service: 1-800-423-4343 or write Cardmember Services, PO Box 44167 Jacksonville, FL 32231-4167 Quick Reference Minimum Payment Due ......................................... 5130.44 Due Date" ................................ ..................... June 19, 2008 "Pryment must bs rscsiwd by 5:00 pm lonl time on tM prymem due dab. Amount Past Due .................. .................................. 568.44 Credit Line ................................ ............................. $7,800.00 Available Credit ........................ .................................... 0.00 Cash Advance Limit ................. ............................ $2,0 0.00 Available Cash Advance Limit . ................................... $0.00 The minimum amount due below may not reflect your payment arrangement. Please continue to pay your agreed-upon minimum payment. Our records show home phone 717-532-6329 and business phone 717-532-6329. Please update remittance coupon if incorrect. Account Summary Previous Balance 3,L42.96 Pa ants and A 'ustments -79.00 MasterCard Activity 25.07 Total AT&T Services 0.00 New Balance 53,089.03 Note: Detailed activity starts on page 3. Your account is currently on a debt management program (DMP). The minimum due on your statement is not the DMP payment. Failure to make the DMP payment for two months terminates the DMP and reinstates your previous terms. date paid amount paid check # Please folbw payment Instructions outlined In the "Important Instructions for Making Payments" section of the statement. Yoar Account NamWr 05491130014581714308903130445916 5491 1300 1458 1714 Freese Enter AleoeM of Paydenl rMree.a Paynletlt Dw Dete Your Toth eaNnce srarnam Allptlat Due JUN 19 2006 X3089.03 1130.44 3765 Itt: 44 A 1 AR7D5t 615 111111111/'1 /1111 I111111II11111111/III//1 //'111'1'111/1t111/1I 111//111 II11111I1111II1/'111"1'11 /II I1111I1//'11111 LORRIE A ROSS AT&T UNIVERSAL CARD 255 NEIL RD PO BOX 183066 SHIPPENSBURG PA 17257-9403 COLUMBUS, OH 43218-3066 ILI/Ir111111LILI11111111J111LLI111LIILLII111LrrLlll EXHIBIT • , ~ z' L~RRIE'A ROSS ~~~~ Universal Card ' Account 5491 1300 1458 1714 April 24 -May 24, 2006 Page 2 of 3 In the return envelope. please: I Make your check payable bo ATBcT Universal Gard. 2 Enclose your check or money order. Include your account number and name on the front of your check or money order. Please, no cash or foreign currency. 3 Enclose your payment coupon. Do not staple or tape It to your payment. Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. ~' ~LORRIE A ROSS Account 5491 1300 1456 1714 April 24 -May 24, 2006 ~~~/~iT Universal Card Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Post Description Amount 04/27 ELECTRONIC PAYMENT-THANK YOU CI188648 79 OOCR Total Payments and Adjustments S79.000R ATdcT UNIVERSAL MASTERCARD ACTIVITY Purchases .................................................................................................................................................................19.29 Cash Advances and Checks .................................................................................................................................... 5.78 Total MasterCard Activity ................................................................................................................................... 525.07 PURCHASES Total MasterCard Purchases ................................................. 519.29 Standard Purch Trans Post Description Amo int 05/24 PURCHASES*FINANCE CHARG *P RIOD 1't 97 Total Standard Purch 513.97 Balance Transfer -Charged To Wfer 4 Trans Post Descrintion Amount 05/24 PURCHASES*FINAN_F CNARf.F*pFRiO 4 Total Balance Transfer -Charged To Otfer 4 55.32 CASH ADVANCES Cash Advance Limit ....................................... $2,000.00' 'This represents a portion of your total credit line. Total Cash Adrances ......................................................... 55.78 Standard Adv Srans Post Description mo ant 05/24 ADVANCES*FINANCE CMARf.F*PFRTODT S 78 Total Standard Adv 55.78 FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction Sy~y~ Nominal Periodic x BIIIInp x SubJtct to = ~~ + Fee/~~ Deerrtur~r_e v APR Rate Period Finance Charqe ~E ~L BdIL PURCHASES Standard Purch 9.900°~ .02712%(D) x 30 x 51,717.32 = 513.97 + 50.00 9.900°~ Offer 4 9.900°~ .02712°.L(D) x 30 x 5653.57 = 55.32 + 10.00 9.900°.b CASH ADVANCES Standard Adv 9.900% .02712°,5(D} x 30 x 5710.45 = 55.78 + 50.00 g.9pp°,(, Total FINANCE CN/IRGE 525.07 AT&T SERVICES SUMMARY ATB~T Universal Calling Card Calls ................................................................................................................... $0.00 r~ - ~ • l Verification Shauna Houghton I, am an employee of Citicorp Credit Services, Inc., (USA) which is by contract the service provider for plaintiff CITIBANK (SOUTH DAKOTA), N.A. retained to perform services on its behalf. I am authorized to make this verification asattorney-in-fact for plaintiff under powers of attorney from plaintiff to Citicorp Credit Services, Inc. (USA) and to me. The foregoing averments of fact in the within pleading are true and correct to the best of my knowledge, information and belief. I understand that the statements made herein are subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to the authorities. d Signature won Lorne A Ross 5491130014581714 e1C2it~~U01'1 6fli;tiY1~' c~ (' ^~ c__~ CJ . u -.,.,r -z-1 ice' _;~. ti "~ l~ , c... r - ;- - ,~ ..w~. . _ ~ - .. _~t .~ GJ ~ Cx7 "~ l 0 ~~~ aAN~2 1 2 3 4 5 6 7 8 9 to 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Louie A. Ross 255 Neil Rd. Shippensburg, PA 17257 Louie A. Ross , In Pro Per IN THE COURT OF COMMON PLEAS IN THE STATE OF PENNSYLVANA CUMBERLAND COUNTY Citi Bank ) Case No.: 07-2833 ) Plaintiff ) Civil Response V s. ) Louie A. Ross ) Defendant ) CIVIL RESPONSE DEFENDANT DISPUTES that they owe Plaintiff the amount that Plaintiff alleges. Defendant requires strict proof and validation of the debt. As such defendant requires the following validation information from Plaintiff: 1. Validation of all purchases. 2. Interest Rates, Interest Rate changes, and reasons for any Interest Rate changes. 3. Any fees attached to the account and the reasons why they were attached. 4. An accounting of all payments made into the account. 5. Produce a copy of original, signed contract with Defendant's signature clearly visible. AFFIRMATIVE DEFENSE I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 Pursuant to the Fair Debt Collection Practices Act 15 USC 1692g(b), Defendant moves the court to enjoin Plaintiff from pursuing any further collection efforts until this validation process is completed. Upon penalty of perjury, Defendant asserts that a copy of the foregoing has been furnished to the Plaintiff's attorney by U.S. Mail this 3 f ~ day of 2007. Dated: May 16, 2007 Signa ure Printed Name In Pro Per 28 C? ~ :~ c rv~ ~ -,-i ~ _~i i"S T --ry j'S"; .r. _ ")., .r. ~;~ ~_, - i"~J -t - --f .,.~ ?~_ "i;1 `• C,J 3 "C SHERIFF'S RETURN - REGULAR CASE NO: 2007-02833 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIBANK SOUTH DAKOTA NA VS ROSS LORRIE A ROBERT BITNER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon ROSS LORRIE A the DEFENDANT at 1955:00 HOURS, on the 14th day of May 2007 at 255 NEIL ROAD SHIPPENSBURG, PA 17257-9403 by handing to JIM ROSS, HUSBAND a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 5/3/~b'7 ~„~ So Answers: 18.00 19.2 0 i~,..~~~~ 1~~aw'",...~ .00 10.00 R. Thomas Kline .00 ~.20 05/16/2007 BURTON NEIL & ASSOCIATES Sworn and Subscibed to before me this of By: day eputy Sheriff A.D. 1 2 3 4 5 i 6 7 s 9 10 1. l 12 1.3 19 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Lorrie A. Ross 255 Neil Rd. Shippensburg , PA ]7257-9403 Lome A. Ross , In Pro Per IN THE COURT OF COMMON PLEAS IN THE STATE OF PENNSYLVANIA CUMBERLAND COUNTY Citi Bank Plaintiff Case No.: C- I 1543 Defendants Answers to Plaintiffs Request for Interrogatories Vs. Lome A. Ross Defendant 0 7 _ ~~ 53 Defendants Ans~r®rs to Plaiatiffa Request for Interrogatories 1. WAITING ON VALIDATION 2. WAITING ON VALIDATION 3. WAITING ON VALIDATION 4. WAITING ON VALIDATION DATED.: 6/21 /07 Signatwre ~orr~~ f~ . ~oss_._ Printed Name In Pro Per ~ Q ~ -n C. `~ ~' rnr~ ., _.._ ~ ~~ `;' ~: N -~ t .. , ,,.,~ _.~..,.~~.<, c...~t °t 1PlLEQ-r'--1C CUB? E:k , JJUNTY PENNdS' LVIN A Burton Neil & Associates, P.C. By: Neil Sarker. Esquire ID. NO. 203465 1060 Andrew Drive, Suite 170 West Chester, PA 19380 610-696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA), N.A. IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. LORRIE A ROSS NO. 07-2833 Defendant : CIVIL ACTION -LAW Praecipe to Settle, End, & Discontinue To the Prothonotary: Mark the above matter Settled, Ended and Discontinued. Burton Neil & Associate , P. By: Neil Sarker, Esquire Attorney for Plaintiff The law firm of Burton Neil & Associates is a debt collector. C-1 1543