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Home My WebLink About05-14-07 (3) ~o EX + (6-00) REV -1500 INHERITANCE TAX RETURN RESIDENT DECEDENT :. . I -..,..' "''!x.:~ .1'" ". ..... , ?' I '~-:-:",' , ,...4~nf'''':' '~.('.i';~._~~~. . .' , ~ ~ Z W C W o W C W I- :Ie Sen UIll::Ie WILU .00 ulEiil IL c COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 17128-0601 DECEDENT'S NAME (LAST. FIRST, AND MIDDLE INITIAL) Uzemack Patricia G. DATE OF DEATH (MM-DD.Year) DATE OF BIRTH (MM.oo.Year) OFFICIAL USE ONLY FILE NUMBER 21 -0 7 0 0 8 2 "COOiiTY"CciiE --vEAR- - - ~- - SOCIAL SECURITY NUMBER 498-34-2803 THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS SOCIAL SECURITY NUMBER D 3. Remainder Retum (dale ofdealh prior 10 12.13-82) D 5. Federal Estate Tax Retum Required .Q... 8. Total Number of Safe Deposit Boxes D 11. Election to tax under Sec. 9113(A) (Attach Sch 0) THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: NAME COMPLETE MAILING ADDRESS Gerald J. Shekletski Es . 414 Bridge St. FIRM NAME (If Applicable) Stone LaFaver & Shekletski P.O. Box E TELEPHONE NUMBER 717774-7435 New Cumberland PA 17070 z o 5 ::) I- a: <( o w ~ 01/19/2007 11/29/1933 (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL) [RI1. Original Retum D 4. Limited Estate [RI 6. Decedent Died Testate (AttachcopyofWlU) D 9. Litigation Proceeds Received D 2. Supplemental Retum D 4a. Future Interest Compromise (dale of death after 12.12-82) D 7. Decedent Maintained a Living Trust (Attach copy ofTrus!) D 10. Spousal Poverty Credit (dale of death between 12.31.91 and 1.1.95) I- Z W Q Z o IL en W Ill: Ill: o U 1. Real Estate (Schedule A) (1) 2. Stocks and Bonds (Schedule B) (2) 3. Closaly Held Corporation, Partnership or Sole-Proprietorship (3) 4. Mortgages & Notes Receivable (Schedule D) (4) 5. Cash, Bank Deposits & Miscellaneous Personal Property (5) (Schedule E) 6. Jointly Owned Property (Schedule F) (6) D Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7) (Schedule G or L) 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expensas & Administrative Costs (Schedule H) (9) 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10) 11. Totsl Deductions (total Lines 9 & 10) 12. Net Value of Estate (Line 8 minus Line 11) 13. Charitable and Govemmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) 14. Net Value Subject to Tax (Line 12 minus Line 13) SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES z o ~ ~ ::) 0.. :E o o E 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under See. 9116 (a)(1.2) 0.00 X _ (15) 379.954.79 X .045 (16) 0.00 X .12. (17) 35.895.17 X .15 (18) (19) 16. Amount of Line 14 taxable at lineal rate 17. Amount of Line 14 taxable at sibling rate 18. Amount of Line 14 taxable at collateral rate 19. Tax Due 20. D CHECK HEf<E IE yo~ ,~R: r~rOIJ[STIf\JG A RE-FUND OF AN OVERPtlYMENT >> '.MDRSCH CKMATH < < 238.000.00 I 24,494.15 ,j OFFICIAL USE ONLY 139.980.27 ..j:"- ......... --< 106.57 . [' j 75.641.78-~:-~i -::J en 478,222.77 (8) 62.372.81 (11) (12) (13) 62.372.81 415,849.96 (14) 415,849.96 o d t' C I t Add ece en s omple e ress: STREET ADDRESS 928 Shiremant Dr. ~ CITY I STATE I ZIP Mechanicsburg PA 17050 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 8. Prior Payments C. Discount (1) 22,482.25 20.000.00 1.052.60 Total Credits (A + 8 + C) (2) 21,052.60 3. InteresUPenalty if applicable D. Interest E. Penalty 0.00 TotallnteresUPenalty (D + E) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund (4) 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) A. Enter the interest on the tax due. (5A) 8. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (58) Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred; ......................................................................:.... 0 IX! b. retain the right to designate who shall use the property transferred or its income; ........................................ 0 IX! c. retain a reversionary interest; or ...................................................................................................... 0 IX! d. receive the promise for life of either payments, benefits or care? ............................................................. 0 0 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?....... ........ ................... ................ ....... .................. ............. ...... 0 IX! 3. Did decedent own an "in trust for" or payable upon death bank account or secur~y at his or her death? ................. 0 IX! 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ....................................................................................................... IX! 0 0.00 1,429.65 1,429.65 IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Under penatties of perjury, I declare th Declaration of preparer other than the SIGNATURE OF PERSON have examined this return, includi~ accompanying schedules and statements, and to the best of my knowledge and belief, n Is true, correct and complete. al representative Is based on aU Information of which preparer has any knowledge. NSIBLE FOR FILING RETURN DATE NY ADDRESS ADDRE PA 17070 For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. ~9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P .S. ~9116 (a) (1.1) (ii)]. The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax retum are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. ~9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. ~9116(1.2) [72 P.S. ~9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedenfs siblings is 12% [72 P.S. ~9116(a)(1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-1502 EX + (6-98) *' SCHEDULE A REAL ESTATE , COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Uzemack. Patricia G. 21 07 0082 All real property owned lolely or II a tenant In common mUlt be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real DrODertv which II lolntlv-owned with rlaht of lurvlvorshlD mUlt be dllclosed on Schedule F. ITEM NUMBER 1. DESCRIPTION ALL THAT CERTAIN piece or parcel of real estate with improvements thereon situate Hampden Township, Cumberland County, Pennsylvania known as 928 Shiremont Drive, Mechanicsburg, Pennsylvania. Being the same premises conveyed to Edward Uzemack and Patricia G. Uzemack, husband and wife, by deed dated August 14, 1976, and recorded August 18, 1976, in Cumberland County Record Book T, Vol. 26, Page 221. Edward Uzemack died July 1, 2004, whereby the aforesaid property passed to Patricia G. Uzemack, the decedent, by operation of law. The property was sold April 25, 2007 to Shawn M. Caufield and Lara F. Beer. Copies of the deed of conveyance and settlement sheetare attached hereto. VALUE AT DATE OF DEATH 238,000.00 TOTAL (Also enter on line 1, Recapitulation) $ (If more spece is needed, insert additional sheets of the same size) 238000.00 . REV.150,.X . (tl-. SCHEDULE B STOCKS & BONDS , COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Uzemack. Patricia G. FILE NUMBER 21 07 All property jolntly-owned with right of survivorship must be disclosed on Schedule F. 0082 ITEM NUMBER 1. DESCRIPTION 184.980367shares General Motors Corporation (GM) common stock Date of death value - $31.55 per share x 184.980367 shares = $ 5,836.13 VALUE AT DATE OF DEATH 5,863.13 2. 554 shares Manulife Financial Corporation common stock. Date of eath value - $33.63 per share x 554 = $ 18631.02 18,631.02 TOTAL (Also enter on line 2. Recapitulation) $ (If more space is needed. insert additional sheets of the same.size) 24.494.15 REV-1508 EX + (6-98) . Ii COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Uzemack. Patricia G. SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY FILE NUMBER 21 07 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jolntly-ownecl with right of survivorship must be disclosed on Schedule F. 0082 ITEM NUMBER 1. DESCRIPTION Sovereign Bank Checking Account #2331049408 VALUE AT DATE OF DEATH 114,186.55 2. Sovereign Bank Checking Account #2561006867 8,511.81 3. 2005 Pontiac Montana Extended Minivan 40 PA Title Number 62008314501 UZ, VIN 1GMOV33E350147680 14,005.00 4. Pastel Mink and Leather Stroller ($65.00), Muskrat Coat w/Raccoon Collar/Border and Leather Trim ($45.00) and Sheared Beaver Paw Jacket ($85.00). 195.00 5. Lady's 14K yellow gold wide band style ring ($159.00), Lady's 14K white gold diamond cultured pearl pendant ($100.70), Lady's 14K yellow gold diamond and pearl ring ($132.50), Lady's 10K yellow gold opal ring ($100.70) and Lady's 14K yellow gold opal pendant ($100.70). 593.60 6. Hartford - auto insurance refund check 512.00 7. Blue Cross refund check 268.25 8. Patriot-News refund check 229.90 9. Sevice Oil refund check 794.96 10. Auction sale proceeds - personal property 418.20 11. Hartford Insurance - homeowner's insurance refund 230.00 12. AAA membership refund check 35.00 TOTAL (Also enter on line 5, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 139.980.27 REV-1509 EX + (6-98) . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE F JOINTLY-OWNED PROPERTY , ESTATE OF Uzemack. Patricia G. FILE NUMBER 21 07 If an asset was mad. Joint within one year of the deced.nr. date of d.ath, it must be reported on Schedule G. 0082 SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT A. Scot Christiansen 2070 Yellow Breeches Drive New Cumberland, PA 17070 Grandson B c JOINTL Y.OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECO'S VALUE OF NUMBER TENANT JOINT IDENTIFYING NUMBER. ATTACH DEED FOR JOINTL Y-HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENrSINTEREST 1. A. 8-30-90 Sovereign Bank Account #0575170618 - Certificate of 213.13 50. 106.57 Deposit TOTAL (Also enter on line 6. Recapitulation) $ 106.57 (If more space is needed. insert additional sheets of the same size) REV-1510 EX + (6-98) . , COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Uzemack Patricia G. SCHEDULE G INTER.VIVOS TRANSFERS & MISC. NON.PROBATE PROPERTY FILE NUMBER 21 07 0082 This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. DESCRIPTION OF PROPERTY ITEM INCLUDE THE NAME ~ THE TRANSFEREE. THEIR RELATIONSHIP TO DECEDENT AND DATE OF DEATH % OF DECO'S EXCLUSION TAXABLE NUMBER THE DATE ~ TRANSFER. ATTACH A COf1'( ~ THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICA8l.E) VALUE 1. Sovereign Bank Account #057816957 (IRA) Transferees - 75,641.78 100. 75,641.78 Noel E. Uzemack, Edward Uzumeckis alkJa Edward M. Uzemack and Bonnie Uzemack Bakaric (Children) TOTAL (Also enter on line 7 RecaDitulation) $ 75641.78 (If more space is needed, insert additional sheets of the seme size) "REV-1511 EX + (12-99) . t COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS FILE NUMBER ESTATE OF Uzemack. Patricia G. ITEM NUMBER A. 1. 2. B. 1. 2. 3. 4. 5. 6. 7. 8. 9 10. 11. 12. 13. 14. 15. 16. 17. 21 07 0082 Debts of decedent must be reported on Schedule I. DESCRIPTION AMOUNT FUNERAL EXPENSES: Myers-Harner Funeral Home, Inc., 1903 Market St., Camp Hill, PA 17011 Haben Funeral Home & Crematory, 8057 Niles Center Road, Skokie, Illinois 60077 7,266.88 6,070.73 ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative (s) Noel E. Uzemack Social Security Number(s)/EIN Number of Personal Representative(s) Street Address 820 Soith Main St. City Geneva Year(s) Commission Paid: 2007 5,000.00 322-36-8087 State NY Zip 14456 Attomey Fees Gerald J. Shekletski, Esq. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant 21,500.00 Street Address City State Zip Relationship of Claimant to Decedent Probate Fees Letters Testamentary 360.00 Accountant's Fees Tax Return Prepare~s Fees Legal Advertising - Cumberland Law Journal Legal Advertising - Patriot- News T -Mobile Settlement Closing Costs of $ 19,430.54 less reimbursement for sewer/trash of $ 21.13 = $19,409.41 Stephenson Florist PPL - electric bill Pennsylvania American Water Company Hampden Township - Quarterly water/sewer bill (January, February, March 2007) Pennsylvania American Water Company Pennsylvania American Water Company AT&T 75.00 134.46 110.49 19,409.41 88.60 532.09 22.23 141.30 43.58 1.51 67.42 TOTAL (Also enter on line 9, Recapitulation) $ 62 372.81 (If more space is needed, insert additional sheets of the same size) Continuation of REV-1500 Inheritance Tax Return Resident Decedent .uzemack, Patricia G. Decedent's Name Page 1 21 07 0082 File Number Schedule H - Funeral Expenses & Administrative Costs - 87. ITEM NUMBER DESCRIPTION AMOUNT 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. AT&T Verizon Verizon T -Mobile Com cast UPS - cost to ship personal property Executor travel expenses Chern Clean - carpet cleaning Additional Probate Fee Filing Fees - PA Inheritance Tax Return ($15.00) and Inventory ($15.00) Reserve for Closing Expenses 39.48 30.72 31.30 110.49 57.82 206.30 293.00 150.00 100.00 30.00 500.00 SUBTOTAL SCHEDULE H.B7 1,549.11 ..""."""'.''* COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE J BENEFICIARIES FILE NUMBER I - .. G ?1 07 OOR2 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I. TAXABLE DISTRIBUTIONS pnclude outright spousal distributions. and transfers under Sec. 9116 (a) (1.2)] 1. Noel E. Uzemack Lineal 126,651.60 820 South Main St. Geneva, NY 14456 2. Edward Uzumeckis alkJa Edward M. Uzemack Lineal 126,651.60 430 Saddle Circle Sedona,AZ. 86336 3. Bonnie Uzemack Bakaric Lineal 126.651.59 214 Wyoming St. Royalton, PA 17057 4. Larry O. Hughes Collateral 35,000.00 P.O. Box 293 Clarkton, MO 63837 5. Patricia Ann Hughes Allison Collateral 788.60 16851 North Crownview Drive Centralia, MO 65240 6. Scot Christiansen Collateral 106.57 2070 Yellow Breaches Drive New Cumberland, PA 17070 ENTER DOLlAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ (If more space is needed, insert additional sheets of the same size) ESTATE OF PATRICIA G. UZEMACK NOEL E. UZEMACK EXEC. OATE'tllo 10"1 ~~~;~ ~~E ee11~r~It<,;;' u..)1l_1..::5 I A~i!^,r- . J $20 000 ~ ~ ~ ~XQt) DOLL':' Gl . I ' CHECKING .,,~~~Z1~ -: 2 ~ ~ ~ ? 2 b q ~I: 60-7269/2313 233111 1499 .I.e..., ....--_...~.__.---' 110 ~ 2 ~f.lot;l.- ~. tA.l:.eM4c..~ 1e..rt*C; J:;/~ 7~ ~/?')~ -/7 d-/-o7~ Oo9~ 6YS "'" LAST WILL AND TESTAMENT OF PATRICIA G. UZEMACK I, PATRICIA G. UZEMACK, of Hampden Township, Cumberland County, Pennsylvania, declare this to be my last will and revoke any will previously made by me. ITEM I: I bequeath $35,000.00 to my nephew, LARRY O. HUGHES, if he survives me. ITEM II: I bequeath my jewelry, armoire, and everything in it, including jewelry, and my clothes, including furs, to my niece, PATRICIA ANN HUGHES ALLISON, if she survives me. ITEM III: Provided that I have been buried in the proper grave with birth and death dates recorded on my tombstone, I devise and bequeath all the rest, residue and remainder of my estate, of every nature and wherever situate, in equal shares to such of my step- children, NOEL E. UZEMACK, EDWARD M. UZEMACK, and BONNIE UZEMACK BAKARIC, as survive me. Should any of my step-children predecease me, I devise and bequeath the share of such step-child to his or her issue, per stirpes; and should any such step-child of mine leave no such issue living following my death, I devise and bequeath the share Page 1 of 4 of such step-child in equal shares to those step-children mentioned above'in this Item III who survive me. ITEM IV: I appoint my step-son, NOEL E. UZEMACK, Executor of this my last will. Should my step-son, NOEL E. UZEMACK, fail to qualify or cease to act as Executor, I appoint my niece, PATRICIA ANN HUGHES ALLISON, Executrix of this my last will. ITEM V: No fiduciary acting hereunder shall be required to post bond or enter security for the faithful performance of his/her duties in any jurisdiction. IN WITNESS WHEREOF, I, PATRICIA G. UZEMACK, have hereunto set my ,p hand and seal this ~ day of ~ ()~ )1 ~~~ PATRICIA G. UZEMACK , 2005. SIGNED, SEALED, PUBLISHED and DECLARED by PATRICIA G. UZEMACK, the Testatrix above named, as and for her Last Will and Testament, and in the presence of us, who at her request, in her presence and in the ~:~~SUbsc;~:~a;~e~/!I Wi tne Address / . /2/70 \:: ),,~i) .~ \-~~~~ Witness Address Page 2 of 4 COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF CUMBERLAND I, PATRICIA G. UZEMACK, the Testatrix whose name is signed to the attached or foregoing instrument, having been duly qualified according to law do hereby acknowledge that I signed and executed this instru- ment as my last will; that I signed it willingly and that I signed it as my free and voluntary act for the purposes therein contained. <yJv~)J. +-~ PATRICIA G. UZEMACK Sworn to or affirmed to and acknowledged before me by PATRICIA G. ~ UZEMACK, the Testatrix, this ~ day of , 2005. Page 3 of 4 COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF CUMBERLAND We, , ~ ~-k tV 7' ~/t:V~ and ~,,-,,- \.. ~~\\ 1 the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, depose and say that we were present and saw Testatrix sign and execute the instrument as her last will; that Testatrix signed willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the will as witnesses; that to the best of our knowledge, the Testatrix was at that time eighteen or more years of age, of sound mind and under no constraint or undue influence. .~\ p.j( . .~ Witness Sworn to or affirmed to and t4~td~ 6h~IL/f/k' wi tnesses, this ~ day of aCknO~ged before me by and ~\...-L \..-;\~ ~"'-t ~ ~ ,2'005. (~ Notar b'c , Page 4 of 4 ESTATE OF PATRICIA G. UZEMACK NOEL E. UZEMACK EXEC. uu- , 4.VfW ... .... 23311114811 OATE!t/~-J~J_- ~~:~ ~~:--~t.7 '~TI.~_,~J!d/~_+-~~~f:!!_~__,____ $ ~,000 .0 1:r7~_~_~~~________ .... .DOLLARS ~,=-~::" '~ ~ _16:~m1lf_ _ .: 2 ~ I. ;} ? 2 &. q 1.1: 2 3J :1 II II Ii II" q 0 I. 2 ;}llIoc./" ~. UU'M:~ AI' .:Jet,.. " ~<)/II<f J:;/. 7~ ~/~~ -# d-/-o7- OCJ9~ 6YS A. U.S. DEPA!molENTOF HOUSING AND URBAN DEVELOPMENT SETTLEMENT STATEMENT Express Financial Services, Inc. 275 Grandview Avenue Suite 103 Camp Hill, PA 17011 (800) 422-4169 FINAL Form An~ovedOMB No. 2502.Q265 B. TYPE OF LOAN 1. D FHA 2. D FMHA 3. 0 CONY. UNINS. 4. 0 VA 5. IX] CONY. INS. 6. ESCROW FILE NUMBER: 7. LOAN NUMBER: 01400680-003 AN 12153326 8. MORTGAGE INSURANCE CASE NUMBER: C. NOTE: This fonn Is furnished to give you e stetement of actuel settlement costs. Amounts paid to end by the settlement agent are shown. Items marked "(P. O. C.) " were paid outside the closing; they are shown here for infonnational purposes and a/& not included in the totals. D. NAME OF BORROWER: Shawn M. Caulfield and Lara F. Beer ADDRESS OF BORROWER: 928 Shiremont Drive Mechanicsburg, PA 17050 Estate of Patricia G. Uzemack E. NAME OF SELLER: ADDRESS OF SELLER: F. NAME OF LENDER: ADDRESS OF LENDER: M& T MortaQe Corporation One Fountain Plaza, 6th FIr. Buffalo, NY 14203 928 Shiremont Drive Mechanicsburg, PA 17050 CUMBERLAND County G. PROPERTY LOCATION: H. SETTLEMENT AGENT: PLACE OF SETTLEMENT: I. SETTLEMENT DATE: Express Financial Services, Inc. WILLIAM R. LINDSLEY, 275 GRANDVIEW AVENUE, SUITE 103, CAMP HILL, PA 17011 4/2512007 PRORATION DATE: 4/25/2007 DISBURSEMENT DATE: 4/25/2007 J. SUMMARY OF BORROWER'S TRANSACTION IK SUMMARY OF SELLER'S TRANSACTION f.."". : . --~ . '.400; . GROSS 'AMOUNt DUE1'OSELLER: , I 101. Contract Sales Price 238,000.00 401. Contract Sales Price 23B,OOO.00 102. Personal Property 402. Personal Property 103. Settlement charges to Borrower (line 1400) 6,956.95 403. 104. 404. 105. 405. ADJUSTMENTS FOR ITEMS PAID BY SELLER IN ADVANCE' ADJUSTMENTS FOR ITEMS PAID BY SELLER IN ADVANCE' 106. CltvlTown Taxes 406. CilvlTown Taxes 107. Caunlv Taxes 407. Counlv Taxes 108. Assessments 04/25/07 to 04130/07 21.13 408. Assessments 04/25/07 to 04/30107 21.13 109. 409. 110. 410. 111. 411. 112. 412. 113. 413. 114. 414. 115. 415. 120. GROSS AMOUNT DUE FROM BORROWER: 244,978.08 420. GROSS AMOUNT DUE TO SELLER: 238,021.13 I 2oooAMOUNTS,~AID'BVpR:IN8ew.I'OF'EiORROWER: ...... ',' ..... '" ...... . .:;~ &GOo.REDUct,ONS'IN AMOuNt:tiue'TO seLi:;ER: -C;-,., '<..' I 201. Deposit or eamest money 5,000.00 501. Excess deDostt (see instructions) 202. Principal amount of new Ioan(s) 190,400.00 502. Selllement charges to Seller (line 1400) 19,430.54 203. Existing loan(s) taken subject to 503. Existino loan(s) taken subject to 204. 504. Payoff of first mortgage loan 205. LENDER CREDIT/CCAL 156.13 505. Payoff of second mortgage loan 206. INTEREST CREDIT 78.25 506. 207. 507. 208. 508. 209. 509. ADJUSTMENTS FOR ITEMS UNPAID BY SELLER' ADJUSTMENTS FOR ITEMS UNPAID BY SELLER 210. CttylTown Taxes 510. CitvlTown Taxes 211. County Taxes 511. Countv Taxes 212 Assessments 512. Assessments 213. 513. 214. 514. 215. 515. 216. 516. 217. 517. 218. 518 219. 519. 220. TOTAL PAID BYIFOR BORROWER: 195,634.38 520. TOTAL REDUCTIONS IN AMOUNT DUE SELLER: 1 9,430.54 r 3000 . CASH AT SETtL.EMI;N:t;f'ROMITO'B()R~oweR: '. ..,:.:i:....' ." '. ." 600.'. CA$HATSETTLEMEN1'tO/FR()1III SEu.ER:: ". ,. ' I 301. Gross amount due from Borrower ( line 120) 244,978.08 601. Gross amount due to Seller (line 420) 238.021.13 302. Less amount paid bylfor Borrower ( line 220) 195,634.38 602. Less reduction in amount due Seller (line 520) 19,430.54 303. CASH ( lID FROM) ( 0 TO) BORROWER: 49,343.70 603. CASH (0 FROM) (Iii! TO) SELLER: 218,590.59 /'__ _c-- Lf/J All.\. I I NII"R~R: nunMAn.nn. ... f, 700. TOTALSALESlBROKER'S COMMISSION: "". ., '., .' . .' :- ~.' .P.O.C.'.:':' "'':'''>';''.'' "".', I BASED ON PRICES 238,000.00 @ 7.000%= $16,660.00 PAID FROM PAID FROM DIVISION OF COMMISSION (LINE 700) AS FOLLOWS: BORROWER'S FUNDS SELLER'S AT SETTLEMENT FUNDS AT 701. S 9 545.01 to REIMAX REALTY ASSOCIATES INC. SETTLEMENT 702. S 7114.99 to CENTURY 21 PISCIONERI REALTY INC. 703. Commission paid at settlement 16,660,00 704. TRANSACTION & TAX CERT FEE to REIMAX REALTY ASSOCIATES I 257.00 I 800;, 'ITEMS PA YABLE1NCONNECTION'WITHI..OAN:" . . ,),'C' . '.. .. ,.... '<....... ":P.q.C;;'\, ....,.., ".,. ;.., ., '" I 801. Loan Oriaination Fee 802. Loan Discount Fee 803. Appraisal Fee to APPRAlSALCOM 370.00 804. Credn Report to CBC (POCL) (14.00) 805. Lenders Insoection Fee 806. Mortaaae Insurance Application Fee 807. Assumption Fee 808. PROCESSING FEE 195.00 809. TAX SERVICE FEE to FARETS 72.00 810. FLOOD CERT FEE to FAFDS 8.00 811. "See attached for breakdown 400.00 r 900. 'ITEMSREQUIRED:BY lENDER TO BE PAID,IN ADVANCE.: . 7 ". P.O.C. " , '. " I 901. Interest From 04/25/07 to 05/01/07 @ $33.2547/day % (6 days) 199.53 902 Mortgage Insurance Premium for Month(s) to 903. Hazard Insurance Premium for Years(s) to 904. 905. I 1000. RESERVES DE~Ol'lITEDWlTHLENDER: ",' ,. , "., ,.',c ",~~ '.<.. " ",>,'. ,;,.i".\' , ,', I 1001. Hazard Insurance months @ S per month 1002 Mortgage Insurance months @ S per month 1003. City Property Taxes months @ $ per month 1004. County Property Taxes 3 months @ $ 71.13 permonth 213.39 1005. Annual Assessments months @ $ per month 1006. Aggregate Adjustment months @ $ per month -355.62 1007. School Taxes 10 months @ $ 106.69 per month 1,066.90 1008. Aggregate Adjustment 0.00 I 1100; TlTLECHARGESt ':.,. , '" """ "..'. c.. ',' '., 'P;O.C. .,' i.. , '.':. '" I 1101. Settlement or closing fee to Express Financial Services, Inc. 300.00 1102. Abstract or title search 1103. Title examination 1104. Title insurance binder 1105. Document preparation 1106, NotBrV fees 1107. Attarnev's Fees (includes lbeve items numbelll: ) 1108, Title Insurance to Express Financial Services, Inc. 1,733.75 (includes lbeve Itlms numbelll: Total Premium ) 1109. Lenders coverage $ 190,400.00 LOIn Policy 1110. Owne(s coverage $ 238,000.00 Owne(s Policy 1111. Tax CertiflC8tion Fee to Express Financial Services, Inc. 5.00 1112. Patriot Search to Exoress Financial Services, Inc. 5.00 1113. 11200: GOVERNMENl'RECORDINGAND TRANSf'ER cHARGES: ,', 7 = P.O.C. '.., . '." ,.', I 1201. Recordina Fees: Deed $ 38.50 Mortgage $ 90.50 Release $ 129.00 1202. City/County tax/stamos Deed $ 2,360.00 Mortgage $ 2,380.00 1203. State tax/stamos Deed $ 2,360.00 Mortaaae $ 2,380.00 1204. 1205. I 1300; ADDITIONAL-SETTLEMENT CHARGES:' .' .'.: ",. J.....-.;' ,,<,,"7 ~y .....,'. ,...::.'i..:, ')"" I 1301. Survey 1302. Pest Inspection CNB PROPERTY EVALUATION 1303. Courier Fee to Express Financial Services, Inc. 20.00 1304. TRANSACTION FEE to CENTURY 21 PISCIONERI REALTY INC. 195.00 1305. E-Mail Docs to Express Financial Services, Inc. 25.00 1306. FINAL SEWERlTRASH TO 04 to HAMPDEN TWP 128.54 1307. 1400. TOTAL SETTLEMENT CHARGES (Entlron line 103,SectlonJ - and -line 502, Section K) 6,956.95 19.430.54 Ind Iccuretl stl18mant of III racelpts Ind disbulllements made tatlmlnt. Borrowelll Slllers pored is I trul Ind Iccurete lCCOunt of this lIlInsection. I have ceuse<f or will ceuse thl funds to be disbullle<f in Iccordance Settlement Agent t-f-.J5-o7 Oltl WARNING: It is I crimI to knowingly mIke felse stetlments to thl United StetlS on this or Iny simillr form. Plnlnies upon conviction cen Include I fine Irn imprisonment. For deteila see: Trtll 18 U.S. Code Section 1001 Ind Section 1010. Escrow Number: 01400680-003 AN HUD 811 DETAILED BREAKDOWN OF ITEMS PAYABLE IN CONNECTION WITH LOAN Description 812. DOC/PREP FEE to M&T Mortage Corporation Total as shown on HUe page 2 LIne #811 Buyer Amount 400.00 400.00 HUD 1200 DETAILED BREAKDOWN OF GOVERNMENT RECORDING AND TRANSFER FEES Buyer Seller Amount Amount 1202. City & County Tax/Stamps City Tax/Stamps: Deed $2,380.00 Total as shown on HUe page 2 LIne #1202 1203. State Tax/Stamps State Tax/Stamps: Deed $2,380.00 Total as shown on HUD page 2 LIne #1203 2,380.00 Buyer Amount '--" /-;- .F/!J L..- Seller Amount 2,380.00 IV"'. ...eldedIUZEMACKEST A TEcaultield&beer PARCEL # 1 0-17 -1 035-061.-EX DEED / THIS INDENTURE made the .J.~ A day of ~ , in the year 2007, between NOEL E. UZEMACK, Executor of the Last Will and Testament of Patricia G. Uzemack, late of Hampden Township, County of Cumberland, and Commonwealth of Pennsylvania, of the first part, hereinafter called the Grantor, -AND- SHAWN M. CAULFIELD, a single man, an undivided 60% ownership interest, and LARA F. BEER, a single woman, an undivided 40% ownership interest, as joint tenants with the right of survivorship, of the second part, hereinafter called the Grantees; WHEREAS, the said Patricia G. Uzemack became in her lifetime seised, as of fee, of and in to a certain tract of land, together with the improvements thereon erected, situate in the Township of Hampden, County of Cumberland, and Commonwealth of Pennsylvania, and more particularly described hereinafter; and being so thereof seised, died on January 19, 2007, having first made her Last Will and Testament in writing dated May 17,2005, duly probated and registered in the Office of the Register of Wills of Cumberland County on January 24, 2007, wherein and whereby she appointed as Executor, the said Noel E. Uzemack, to whom Letters Testamentary were duly issued by said Register of Wills on January 24, 2007, wherein and whereby said premises hereinafter described were not specifically devised, all as in and by said Will and the records of said Register of Wills more fully appears; -1- NOW THIS INDENTURE WITNESSETH, that the said Grantor, for and in consideration of the sum of Two Hundred Thirty-Eight Thousand and NO/100 ($238,000.00) Dollars, which has been paid to him by the said Grantees at or before the sealing and delivery hereof, receipt whereof is hereby acknowledged, has granted, bargained, sold, aliened, released and confirmed, and by these presents does grant, bargain, sell, alien, release and confirm unto the said Grantees, ALL THAT CERTAIN tract or parcel of land situate to Hampden Township, Cumberland County, Pennsylvania, more particularly bounded and described as follows to wit: BEGINNING at a point on the easterly line ofShiremont Drive, (50 feet wide) which point is located 458.24 feet measured southwardly along said line ofShiremont Drive from the southern line of Will cliff Drive, and which point is on the line dividing Lots Nos. 46 and 63 on the hereinafter mentioned Plan of Lots; thence North 07 degrees 00 West 105 feet to a point in the line dividing Lots Nos. 62 and 63 on said Plan; thence North 83 degrees 00 minutes East along the last said dividing line 140 feet to a point in the line dividing Lots Nos. 37 and 63 on said Plan; thence South 07 degrees 00 minutes East along the last said dividing line and beyond 105 feet to a point in the line dividing Lots 46 and 63 aforesaid; thence South 83 degrees 00 minutes West along said dividing line 140 feet to a point in the easterly line ofShiremont Drive, the Place of BEGINNING. BEING Lot No. 63 on Plan No.5 of Ridgeland which plan is recorded in the Office for the Recording of Deeds in and for Cumberland County, Pennsylvania in Plan Book 20, Page 5. BEING THE SAME PREMISES WHICH Allen G. Zanetti and Janet J. Zanetti, his wife, by their deed dated August 14, 1976, and recorded August 18, 1976, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Record Book T, Volume 26, Page 221, granted and conveyed unto Edward A. Uzemack and Patricia G. Uzemack, his wife. Edward A. Uzemack died July 1,2004, thus by operation oflaw vesting title in Patricia G. Uzemack, an unremarried widow, deceased. UNDER AND SUBJECT to restrictions and rights of way of record. HAVING thereon erected a dwelling known as 928 Shiremont Drive. TOGETHER with all and singular the buildings, improvements, ways, streets, alleys, passages, waters, water-courses, rights, liberties, privileges, hereditaments and appurtenances whatsoever, -2- thereunto belonging or in any wise appertaining and the reversions and remainders, rents, issues and profits thereof, and all the estate, right, title, interest, property, claim and demand whatsoever of her, the said Patricia G. Uzemack, at and immediately before the time of her decease, in law, equity, or otherwise howsoever, of, in, to or out of the same. TO HAVE AND TO HOLD the said lot or piece of ground above described, with the buildings and improvements thereon erected, hereditaments and premises hereby granted or mentioned, and intended so to be, with the appurtenances unto the said Grantees, to and for the only proper use and behoof of the said Grantees, forever. And the said Grantor, for himself and his respective heirs, executors and administrators, does covenant, promise and agree to and with the said Grantees, their heirs and assigns, that he, the said Grantor, has not heretofore done or committed any act, matter or thing whatsoever whereby the premises hereby granted, or any part thereof, is, are, shall or may be impeached, charged, or encumbered in title, charge, estate or otherwise howsoever. IN WITNESS WHEREOF, the said Grantor has hereunto s his hand and seal the day and year first above written. ~... """Witness / (SEAL) NOEL E. \ ZEMACK" Executor of the Last Will and Testament of Patricia G. Uzemack -3- COMMON~ TH OF, PENNSYL VANIA : COUNTY OF ~\:..\...-~\., ~ SS: ~ '\' On this, the ,>> day of ~~ , 2007, before me a Notary Public, the undersigned officer, personally appeared NOEL E. UZEMACK, Executor of the Last Will and Testament of Patricia G. Uzemack, known to me or satisfactorily proven to be the person whose name is subscribed to the within instrument, and acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF, I have hereto set my hand and notarial seal. -.... , COMMONWEAlTH OF PENNSYlVANIA NOTARIAL SEAL CAROL L. TROXELL, Notaty_PuIa ~I~o New Cumberland Boro. CumUVI n . My Commission expires Dec. 27,2009 .J:J-~~\ Notary Public \ I hereby certify that the precise address of the Grantee is: Attorney for I I I II II -4- vlWelcome, j....,.ltft~iignd;LfIage':r:, YAHeOf-'FfNANCe Dow ... 0.12% Nasdaq l' 0.08% _l1i~~- Enter Symbol(s) ( GET QUOTES) Manulife Financial Corp. (MFC) G AMERITRADE TRADE FREE FOR 45 DAYS. (;E T '01(1(' Historical Prices SET DATE RANGE Start Date: Jan End Date: Jan PRICES Date Open 19-Jan-07 33.40 19 19 Eg. Jan 1, 2003 b~:~~!:~~, Tuesday, April 10, 2007, 12:57PM ET - U.S. Markets close In 3 hours and 3 minutes. Symbol Lookup Active Traders I Fidelity ~. . ~ c ~ '<I "" L1AJ'~'~l! Finance Search At 12:36PM ET: 35.20 ... 0.20 (0.56%) 100* ,.~,~ -<,Ttf;, Get Historical Prices for: ~I 'IJ. Daily Weekly Monthly , Dividends Only First I Prev I Next I Last Volume Adj Close. 2007 2007 Get Prices High Low Close 33.63 530.600 33.46 33.77 33.31 · Close price adjusted for dividends and splits. First I Prev I Ne,:t I Last .~l, Download To Spreadsheet ADVERTISEMENT ('----_.~-----_.,--'-_._----._.,..,--"-_. Fidelity's Active Trader tools can help you trade smarter. Frl!' I~\. Er:..Ft" .1~d':' S.....,.'i;tt-.,. M,,,.:;eo NYSl, SIF'~' 4~J,II,':' " ", Add to Portfolio '[,)' Set Alert >:J i::mail to a Friend Get Historical Prices for Another Symbol: I GO I Symbol Lookup .1Welcome, jMat,.1lf!14#DIIlI' ':h9ni8~age YA:IleOf -FINANe:: E Dow ... 0.16% Nasdaq 0.00% L~.b ~a~h Thursday, April 5, 2007, 9:29AM ET - U.S. Markets open In 1 minute. Enter Symbol(s) Finance Search ( GET QUOTES ) General Motors Corporation (GM) AMERITRAOE '~1.9H TRADES NO SURPRISES Historical Prices SET DATE RANGE Start Date: Jan End Date: Jan PRICES Date Open 19-Jan-07 30.95 ------EJ RolloVlt, your IRA 50 Fre. Trades E*TAeDE s.t~ · 19 19 Eg. Jan I, 2003 Symbol Lookup ......._--.-.~'" On Apr 4: 31.03 0.00 (0.00%) OTrade Smarter '. Fidelity ~I Get Historical Prices for: 'G'Daily Weekly Monthly , Dividends Only First I Prev I Next I Last Volume Adj Close* 2007 2007 Get Prices High Low Close 31.55 30.80 31.55 7,875,900 31.33 * Close price adjusted for dividends and splits. First I Prev I Nf'xt I Last .t.~ Download Io$preadsbeet ADVERTISEMENT ,~ Add to PortfoUo 'v' Set Alert :J Email to a Fdend Get Historical Prices for Another Symbol: I GO I SYmbol Lookup , MAl MB3 02-10 Court OrdC:red Processing P.O. Box 841oQ5 Boston, MA 02Z84 lanuary 29, 2007 Stone LaFaver & Shekletski Attn: Gerald 1. Shekletski 414 Bridge Street P.o. Box E New Cumberland, PA 17070 RE: Estate of Patricia G. Uzemack Date of Death: 01/19/07 Dear Mr. Shekletski: Per your request, enclosed please find the account information as of the date of death for the above-named decedent. For your information, accrued interest is not included in the date of death balance. Please feel free to contact me if I can be of any further assistance. Very,truly yours, M,Ot ~ Nicole lob cOP Specialist ITI Decedent Department (617) 533-1364 .: Sovereign Ba~k :Patricia G. uzemack~1 . 498-34-2803 _. January 19,200 , Account #: 2331049408 Type: Ch~king In the name of: Patricia G Uzemack oel E Uzemack POA Date of Death Balance: $114,0 6.62 Int.(YTD) from 1/1/2007 . . to 1/!9/2oo7 Aeerued Interest to date of death: $ll9.93 ~herlnfo: i I ESTATE OF SOCIAL SECURITY #: DATE OF DEATH: Open date: 11/22/2002 $0.00 , Account #: 2561006867 Type: Ch~king In the name of: Patricia G Uzemack oel E Uzemack,POA Date of Death Balance: $8,5 .69 Int.(YTD) from 1/1/2007 to 1/~9/2oo7 Accrued interest to date of death: $111.12 ~her Info: Open date: 8/9/2004 $0.00 I Account #: 0575170618 Type: go In the name of: Scot Christiansen or Patricia G Uzema4k Date of Death Balance: $212.79 Int.(YTD) from 1/1/2007 to 1/19/2007 Accrued interest to date of death: $~.34 ~her Info: Open date: 8/30/1990 $0.00 Account #: 0578168957 Type: In the name of: Patricia G Uzemack Date of Death Balance: Int.(YTD) from 1/1/2007 to Accrued interest to date of death: ~her Info: utA Open date: 10/13/2000 I $76,465.26 I 1/119/2007 $176.52 : $0.00 Page 1 of 1 ~ " ~~~X.!~~ , ' . ....c.. REVIEWS & RATINGS Browse Our Comprehensive Auto Show (overage What's NEW? , See What's NEXT! L~o/ ~_.. 2005 Pontiac Montana Extended Minivan 40 BLUE BOOK PRIVATE PARTY VALUE Condition Value $14,920 Excellent ..t Good $14,005 (Selected) Fair $12,805 Vehicle Details Mileage: 26,073 Engine: V6 3.4 Liter Transmission: Automatic Drivetrain: FWD Selected Vehicle Standard 7 Passenger Air Conditioning Power Steering Power Windows Power Door Locks Tilt Wheel Cruise Control AM/FM Stereo Single Compact Disc Dual Front Air Bags Alloy Wheels Blue Book Private Party Value Private Party Value is what a buyer can expect to pay when buying a used car from a private party. The Private Party Value assumes the vehicle is sold "As Is" and carries no warranty (other than the continuing factory warranty). The final sale price may vary depending on the vehicle's actual condition and local market conditions. This value may also be used to derive Fair Market Value for insurance and vehicle donation purposes, Vehicle Condition Ratings Excellent $14,920 "Lx((:IIf'llI" ('"lclilicl!" means that the vehicle looks new, IS in excellent rl,,'. i,d"".dl . un(litw,', and needs no reconditioning, This vehicle has never ! :;.\(1 pC!>i 1I cor IJOi.!V wQr'k and is free of I list. The whlcle has a clean title 1,.;!u,V c!l',C w!ll p,1So. a smog and safety inspection. Thl: en.Jine compartment 'S (1i'.:'1 , wrth flO fluid leaks and is free of any wear or VI(;!1JI(' defects, The vd1l(:',., alsu [laS u)IT!plete and vel'ifiable service recOlds L(-'~;s than 5% at ail used vehicles fall into this category. .. SEND TO PRINTER .,.-~,.. ~ "..<(~ ~.5, .......,... . /- ,,':1 \; '," t i ~)l::i l1t id Refinance 7.20% Person-to-Person Motorcycle 9.95% 8.35% . ~IV t\IQw ..J ../ Good (Selected) $14,005 "Good" condition means that the vehicle is free of any major defects. This vehicle has a clean title history, the paint, body and interior have only minor (if any) blemishes, and there are no major mechanical problems. there should be little or no rust on this vehicle. The tires match and hav~ substantial tread wear left. A "good" vehicle will need some recon~itioning to be sold at retail. Most consumer owned vehicles fall into this category. Fair $12,805 'i""-:dil '(Hi ITei_iil:'; th,:1t U'IC vehicle hdS son1f.' rlll:(~hdn!(dl 01 cosmetic ':,\I.".ilclnl) !)l1t is stili in rCdS;jna!Jit.' r (llnditjOll, Ttiic, t ,l_it_~' hi'stc~y, the paint., bodY' l..1ncl/u: $Vi.~;r;or \")Qe.c1 wor~ r.d(:,ssif.lna! 1'hf: tires rnaY' l"ieecJ to bi,: if~plll(ecJ There rl'dY r u~.,I- ;j~H)iage, Poor NjA i(\i)d~.ti'"):l \n~~dn<.:, thdt the vehiclf' has St:~vere lTH:~chdnlca\ anO/Ot Iii..' d('(c ts ClncJ is Iii POOl I unning condltlo'l. TI"I(' vehicle may have pi oi)lenlS tJ;zit ('(jr':f",ot be readily fixed such (1~-~ (Janlc}~!ed fr aine or: a r-usted- IlIruul," Unci i i\it'hicle with a b, arlded (,tie (sai'vc1(jc, !Io"ci, etC) tiJr \11 ".uI)stanti,i1ec1 rnilt'dqe is considered "poo:." ^ vehicle in poo" condition Illd)! ,,'qUilt' dfi indep(:lldent appraisal to det"imine its vaiue. Kelley Blur, r30Clk docs net ;:;~tten\pt to report a value $11 a "pool'" v(.:h:(je bi;:c2u5e the \falue of Cdr ,. tI,is ccltegory var ie'S grea; II'. * Pennsylvania 2/28/2007 ... SEND TO PRINTER Close Window .<c,':/....~.;>::..,.);.>.... .' ...... ;/;:.~ :):;:. ....;... ..:.,','.";i{'.:.' '.... """ ..: '.' ",!:,,)>.;;!,:;?i i,':... ,,';i,/, . .:.... .>(../:::.\,::\ 'j :'.' .:/;..: ........i.).'::ii".,i.~....:.:...:.......:, . ..n,..:.....>.......:..) .'......' :+........,:....'..."'...... ;''':, '/.', ";;2 ..},) /~/' '.:'}\../;:'/r:. .,.:f:; ............:,<', .'. . .'. .' 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