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Home My WebLink About05-16-07 (2) . ~, . --.J 15D5bDlfJ.J.lf7 REV-1500 EX (06-05) PA Department of Revenue Bureau of Individual Taxes. ~ PO BOX.280601 ~ Harrisburg, PA 17128-0601 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death OFFICIAL USE ONLY County Code Va.- INHERITANCE TAX RETURN RESIDENT DECEDENT 2 1 0 7 File Number 0066 Date of Birth 189091731 12152006 12141919 Decedenfs Last Name Suffix Decedent's First Name GIBSON MERLIN MI C (If Applicable) Enter Surviving Spouse's Infonnatlon Below Spouse's Last Name SuffIX Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPUCATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW 0 1. Original Return 0 2. Supplemental Return 0 3. Remainder Return (date of death prior to 12-13-82) 0 4. Umited Estate 0 4a. Future Interest Compromise 0 5. Federal Estate Tax Return Required (dale of death alter 12-12-82) [!] 6. Oecedent Died Testate 0 7. Decedent Maintained e Uving TI\JSl 0 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (AI\ac:h Copy of Trust) 0 9. Litigation Proceeds Received 0 10 Spousal p~ Credit ~daIe of death 0 11. Election to tax under Sec. 9113(A) . b8\ween 12-31 1 In! -1-95) (Attach Sch. 0) ~ORRESPONDENT - THIS SECnON MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMAnON SHOULD BE DIRECTED TO: ame , DaytIme Telephone Number JAMES D. BOGAR 7177378761 FIrm Name (If Applicable) BOGAR & HIPP LAW OFFICES r,,'1 ONE WEST MAIN STREET REGISTji OJ V\IILLS . ONLY ~~~p ~ _~m ~0;5? 01 S)C) '::c?'r-] ;::--. First line of address Second line of address City or Post OffIce SHIREMANSTOWN State PA ZIP Code 17011 Correspondent's e-mail address: Samuel C. Gibson 17339 James D. Bogar ,Shlremanstown, PA 17011 Side 1 L :L5D5bDlf:L:Llf7 :L5D5bDlf:L:Llf7 --.J ~. .1' - --.J 15051:.042148 REV-1500 EX Oecedent'sName: Merlin C. Gibson RECAPITULATION 1. Real Estate {Schedule A).......................................................................................... 1. 2. Stocks and Bonds {Schedule B)............................................................................... 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship {Schedule C).......... 3. 4. Mortgages & Notes Receivable {Schedule D).......................................................... 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property {Schedule E)................ 5. 6. Jointly Owned Property (Schedule F) 0 Separate Billing Requested............. 6. 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) 0 Separate Billing Requested............. 7. 8. Total. Gross Assets {total Lines 1-7)....................................................................... 8. 9. Funeral Expenses & Administrative Costs {Schedule H)......................................... 9. 10. Debts of Decedent, Mortgage Liabilities, & Liens {Schedule I)................................ 10. 11. Total Deductions {total Lines 9 & 10)...................................................................... 11. 12. Net Value of Estate {Line 8 minus Line 11)............................................................. 12. 13. Charitable and Govemmental Bequests/See 9113 Trusts for which an election to tax has not been made {Schedule J)................................................. 13. 14. Net Value Subject to Tax {Line 12 minus Line 13)................................................. . 14. TAX COMPUTATION. SEE INSTRUCTIONS FOR APPUCABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, of transfers under Sec. 9116 (a){1.2) X ~ 16. Amount of Line 14 taxable at lineal rate X .045 17. Amount of Line 14 taxable at sibling rate X .12 18. Amount of Line 14 taxable at collateral rate X .15 0.00 548,330.73 16. 0.00 17. 0.00 18. 19. Tax Due..................................................................................................................... 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. Side 2 L la5D51:.D42148 Decedenfs Social Security Number 189091731 88,944.20 493,022.00 581,966.20 33,635.47 33,635.47 548,330.73 548,330.73 15. 0.00 24,674.88 0.00 0.00 24,674.88 [!] la5D5bD42148 -.-J . REV-1500 EX Page 3 Decedent's Complete Address: File Number 21-07-0066 DECEDENT'S NAME Merlin C. Gibson STREET ADDRESS 79 Oneida Road CITY I STATE I ZIP Camp Hill PA 17011 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. CreditslPayments A. Spousal Poverty Credit 8. Prior Payments C. Discount (1) 24,674.88 23,469.75 1,233.74 Total Credits (A + 8 + C) (2) 24,703.49 3. InterestlPenalty if applicable D. Interest E. Penalty TotallnterestlPenalty (D + E) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 2 Une 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. 8. Enter the total of Line 5 + SA. This is the BALANCE DUE. (3) (4) (5) (SA) (58) 28.61 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: a. retain the use or income of the property transferred;.................................................................................. b. retain the right to designate who shall use the property transferred or its income;.................................... c. retain a reversionary interest; or.................................................................................................................. d. receive the promise for life of either payments, benefits or care?............................................................. 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?......... ................... ...... ............ ............... ........... ..... ................. ...... ................... 0 3. Did decedent own an 'in trust for" or payable upon death bank account or security at his or her death?........ [!] 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation?...................................................................................................................... 0 [!] IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Yes No ~ ~ [!] o For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. 99116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P .S. 99116 (a) (1.1) (ii)]. The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax retum are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. 99116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. 99116 1.2) [72 P.S. 99116 (a) (1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. 99116 (a) (1.3)]. A sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. I Rev.15Ol1 b. lUll) *' SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEAl. TH OF _SYlVANIA INHeRITANCE TAX RETURN RESDENT DECEDENT ESTATE OF Gibson, Merlin C. FILE NUMBER 21-07-0066 Include the proceeds of Iligation and the dale the proceeds were received by the estale. A1111"01*1Y joInlIy-owned with ... right of MII'VIvcnhIp IIIUlIt be clecIoeed on Khedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 Erie Insurance. car Insurance refund 196.00 2 Loyalton ofCreekvlew. rent refund 1.186.00 3 Sovereign Bank Checking Account No. 0571109071. Merlin C. Gibson Custodian, 2.167.48 Betty J. Gibson UTMA; d~te of death balance $2,167.48; accrued Interest $0.00 4 Sovereign Bank Savings Account No. 0574107058. Merlin C. Gibson Custodian, 82.974.72 Betty J. Gibson UTMA; date of death balance. $82,862.65; accrued Interest $112.07 5 1996 Chevy Cavalier. per appraisal 1.300.00 6 Personal Property. per appraisal 1.120.00 ***NOTE: As to Item Nos. 3 and 4 hereinabove, these accounts were, as can best be determined, established under the Pennsylvania Uniform Gifts to Minors Act in 1986. The Pennsylvania Uniform Gists to Minors Act was repealed and replaced in 1992 by the Pennsylvania Uniform Transfers to Minors Act. The accounts then became labeled, "Merlin C. Gibson Custodian, Betty J. Gibson UTMA". It is to be noted that Betty J. Gibson was the wife of Merlin C. Gibson, the decedent herein. Betty J. Gibson died April 5, 1995. No successor beneficiary was named as to either account. It is submitted that these accounts were titled in error, it being clear that Betty J. Gibson was not a minor. TOTAL (Also enter on Line 5, Recapitulation) 88.944.20 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule E (Rev. 6-98) 'k . .... . . '. . . ..... .' .' ~" , '. .- .. .' . . . . .' ." ',' , ~(f~~ ..~.t>>lf_~ _,.:......,...,:<~.~ _,:,~~, -;.' ',.;,,_ ~ .1J~"':<,,,:,,~,,,,,,,,,,:_ Court Ordered Processing / MAl MB3 02-10 P.O. Box 841005 Boston, MA 02284 February 21,2007 James D. Bogar Attorney at Law One W. Main St. Shiremanstown, PA 17011 RE: . Estate of: Merlin C. Gibson Date of Death: December 15,2006 Dear Mr. Bogar: Per your request, enclosed please fmd the account information as of date of death for the above-named decedent. Please note the balances do not include accrued interest. If you should have any further questions, please do not hesitate to call. Very truly yours, l/7 lk~~'~---'-,------,-", Linda Spavento Team Leader Court Order Processing (617) 533-1789 (617) 533-1931-fax .. Sovereign Bank ESTATE OF SOCIAL SECURITY #: DATE OF DEATH: Merlin C Gibson 189-09-1731 December 15,2006 Account #: 0571109071 Type: . Checking Open date: 8/11/1986 In the name of: Merlin C Gibson Custodian, Betty J Gibson UTMA Date of Death Balance: $2,167.48 Int.(YTD) from 1/1/2006 to 12/7/2006 $1.59 Accrued interest to date of death: $0.00 Other Info: Account #: 0574107058 Type: Savings Open date: 8/11/1986 In the name of: Merlin C Gibson Custodian, Betty J Gibson UTMA Date of Death Balance: . $82,862.65 Int.(YTD) from 1/1/2006 to 12/7/2006 $361.52 Accrued interest to date of death: $112.07 Page 1 of 1 ~.,ie~ j .: r r~ CHEVROLET, INC. ~ 3400 Hartzdale Drive · Camp Hill, PA 17011 · (717) 761-0600 www.forbeschevrolet.com Jan 13,2007 The retail value of this car if being sold would be $1300 or less. This is a 1996 Chevrolet Cavalier VIN # 1 G UC5249T7259986. Sincerely, Kevin Plitt Sales Manager Ktf~ "You're in Forbes Country" . ('1'0 BE PLACED ON CAR DEALERSHIP'S LE'l"l'ERHEAD) OWNER OF VEHICLE: VEHICLE IDENTIFICATION NO. : YEAR/MAKE/MODEL: CJ:lvAL~ FAIR MARKET VALVE AS OF (insert date of death) : $-J 3DO_ ~ { ~ COMMENTS: DA'"'\E- DF DBl~n-LJa-lt;- DCe ABOVE INFORMATION PROVIDED BY: ~~~ (Signature) S4//~.5 H?I< (Title) " ~. '- To: JiJmes D. Bogar. Attorney One West Main Street Shiremanstown. PA 17011 From: William G. Rowe. Appraiser 211 Old Stone House Rd. Carlisle, PA 17015 Re: Personal Property Appraisal Estate of Merlin C. Gibson 79 Oneida Road Camp Hill. PA 17011 Dat.e: February 1, 2007 UNDEN HALL ANTIQUES 211 OLD STONE HOUSE ROAD CARUSLE, PA 17015 717-249-1978 KITCHEN. Refrigerator Pots I pans Table I chairs Miscellaneous household LMNG ROOM T elevisiori Server Sofas (2) - worn, no value Chairs (2) - upholstered - worn. no value Stand, marble Bookcase I books Stand Stereo music center - no value Mirror Wall hangings Lamps Masonic items BEDROOM Dehumidifier Men's jewelry Chest of drawers Cedar chest Bed OFFICE I DEN Desk Shotgun - Remington Ranger .22 rifle Bookcase Camera Airplane model BEDROOM Gibson Appraisal $20.00 $10.00 $10.00 $15.00 $20.00 $10.00 $0.00 $0.00 $10.00 $15.00 $5.00 $0.00 .$5.00 $5.00 $5.00 $20.00 $10.00 $10.00 $10.00 $20.00 $10.00 $10.00 $85.00 $45.00 $10.00 $10.00 $15.00 1 0210112007 Chest of drawers Frames Cot - no value $20.00 $10.00 $0.00 GARAGE Tool chest /tools Galvanized tubs Small drill press Bicyde Planes Hand tools Chain saw Lawn sweeper Snow blower. old Signature 14.5142 lawn mower Double ladder Step ladder Edger. power Blower Air compressor Lawn mower Acetylene tank Wheelbarrow Miscellaneous garage.ltems Model airplanes $35.00 $10.00 $15.00 $5.00 $15.00 $10.00 $45.00 $20.00 $35.00 $300.00 $25.00 $10.00 $25.00 $10.00 $45.00 $40.00 $20.00 $10.00 $10.00 $20.00 TOTAL $1,120.00 iQ "--~ ->~- William G. Rowe Gibson Appraisal 2 0210112007 . "'-1610 EX. (...) *' SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY C~TH~PENNSYl.VANIA INHERrrANCE TAX RETURN RESDENT DECEDENT ESTATE OF Gibson, Merlin C. FILE NUMBER 21-07-0066 This schedule must be completed end filed W the answer to any of questions 1lhrough 4 on the reverse side of the REV-1500 COVER SHEET is yes. ITEM IIVI'4 OF -"\.,,-...n I DATE OF DEATH % OF DECO'S EXCLUSION TAXABLE NUMBER INCLUDE NAME OF TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE THE DATE OF TRANSFER ATTACH A COPY OF THE DEED FOR REAL ESTATE. 1 Betty and Merlin Gibson Trust - US Treasury 377,022.00 377,022.00 Bills - per attached valuation; Elizabeth J. Gibson, alkJa Betty Gibson, died April 5, 1998, whereupon Merlin C. Gibson became the sole trustee. Upon the death of Merlin C. Gibson, Samuel C. Gibson became the successor trustee. Copies of the Betty and Merlin Gibson Trust dated October 11, 1991, along with the Amendment to Living Trust for Married Couple dated October 24, 1994, are attached hereto and Incorporated herein. Total of Continuation Schedules See attached Da08S TOTAL (Also enter on Line 7, Recapitulation) 493,022.00 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA.1500 Schedule G (Rev. 6-98) · Rft'-1510 b+ (5-ll8) *' SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY continued COMMON'1IIoeALTH OF PENNS'IlVANIA INHERITANCE TAX RETURN RE8IlENT DECEDENT ESTATE OF Gibson, Merlin C. FILE NUMBER 21-07.0066 ITEM DESCRIPTION OF PROPERTY DATE OF DEATH % OF DECO'S EXCLUSION TAXABLE NUMBER INCLUDE NAME OF TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND VALUE OF ASSET INTEREST (IF APPUCABLE) VALUE THE DATE OF TRANSFER ATTACH A copy OF THE DEED FOR REAL ESTATE. 2 Betty and Merlin Gibson Trust. Real Estate . All 116.000.00 116.000.00 that certain piece or parcel of real estate having thereon erected a dwelling house known and numbered as 79 Oneida Road, Camp Hili, Pennsylvania. The property was acquired by Merlin Charles Gibson and Elizabeth Jean Gibson, his wife, by deed dated March 20,1953 and recorded March 21, 1953 In the Cumberland County Recorder of Deeds OffIce, a copy of said deed Is attached hereto and Incorporated herein. The property was transferred to the Betty and Merlin Gibson Trust by deed dated September 24,1991 and recorded October 10, 1991 In the Cumberland County Recorder of Deeds Office, a copy of said deed Is attached hereto and Incorporated herein. The said Elizabeth Jean Gibson, also known as Betty Gibson, died April 5, 1995, whereupon full and complete title to the within described real estate became vested solely In Merlin Charles Gibson, also known as Merlin C. Gibson, surviving spouse and surviving trustee of the Betty and Merlin Gibson Trust, the decedent herein. The above-described real estate was sold pursuant to an Agreement for the Sale of Real Estate dated March 14,2007, a copy of which is attached hereto and Incorporated herein. Final settlement took place on March 30,2007. A copy of the deed conveying the real estate, along with a copy of the Settlement Sheet, are attached hereto and Incorporated herein. The sale price of the real estate was $116,000.00. Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule G (Rev. 6-98) - ,/'" pca UI!lRARV ATTN: FAX: RI!F: P AlTY SHERICK 717-737.0800 LKZ /54.J SMITH BARNEY: .... . cltlQroUiSr' From: Cathy Wrenn Wlr. Code: RLI 112785YN U 8 TrIa BIIII(BJU 0,000 07)' 11278SYQ U S Tl'IIIlIlIl(8l~ 0.000 01) '1msYR US TI'III B1111(B.1U 0,.07). 91279M U S Treu BIIII(BI. 0.000 em. 9127HVU U S Trlu lllIec.l. 0.000 071.' 912'795YV US Tria IIU1t,ild a,oaO 07J 91 mmc U S TI'8U III11a(BJlI 0.000 07) U.S. Treasure Bills - Closing Prices 12/15/06 Betty & Merlin Gibson Trust CUSIP 912795YN 912795YQ 912795YR 912795YS 912795YU 912795YV 912795YX PARAMOUNT $20,000 $55,000 (20m + 35m) $48,000 (23m + 25m) $107,000 $20,000 $30,000 $100,000(8Om +2Om) . ., . ~ . HI..'.: LO 'NoOatll. ..S800 'NoDItiI. ..&100 'NoDataI ..4100 91.8200. .3100 'NaO. H.1aoo 'NODatiI 99.0300 9B.85CXf. 98.8400 VALUE 12/15/06 $19,938.00 $54,730.50 $47,716.80 $106,261.70 $19,826.00 $29,709.00 $98,840.00 CLO &8.8800 ..91.5100 9IIi41 00. 88.3100 91.1300 99,0300 98.8400 The Betty and Kerlin Gibson Trust DECLARATION AND INSTROHENT OF TRUST I. Trust Name This trust shall be known as The Betty and Merlin Gibson Trust. II. Trust Property Betty and Merlin Gibson, called the "settlors" or "trustees," declare that they have set aside and hold in the Betty and Merlin Gibson Trust, all their interest in the property described in the attached Schedule A. The trust property shall be used for the benefit of the trust beneficiaries, and shall be administered and distributed by the trustees in accordance with this trust instrument. Either settlor, or both, may add additional or after- acquired property to the trust at any time by listing it on the appropriate schedule. All trust property is listed on Schedule A: The house and real estate at 79 Oneida Road, Camp Hill, Pennsylvania and all household furnishings and personal possessions in it. Bank accounts, #1009011471 and #900436825, at York Federal Savings and Loan, Camp Hill Branch. National Service Life Insurance, Policy #FV 301-41-21, Veterans Administration. American National Can Insurance Policy #15000-G, Metropolitan Life Insurance Co. Federal Reserve Bank of Philadelphia, account #9900-081-1903, at Philadelphia, Pennsylvania. 2 As long as both settlors live, either settlor may revoke The Betty and Merlin Gibson Trust in writing, at any time, without notifying any beneficiary. As long as both settlors live, The Betty and Merlin Gibson Trust may be altered, amended or modified only by joint action in writing by both Betty and Merlin Gibson. 1:1:I:. Trustees The trustees of the Betty and Merlin Gibson Trust and all subtrusts created pursuant to Paragraph V of this trust, shall be Betty and Merlin Gibson. Either trustee may act for, and represent, the trust in any transaction. The first settlor to die shall be called the "deceased spouse." The living settlor shall be called the "surviving spouse." Upon the death of the deceased spouse, the surviving spouse shall serve as sole trustee. Upon the death or incapacity of the surviving spouse, the successor trustee for the Betty and Merlin Gibson Trust shall be Samuel C. Gibson. As used in this instrument, the term "trustee" shall include any successor trustee. Any trustee shall have the right to appoint, in writing which shall be notarized, additional successor trustees to serve, in the order nominated, as trustee, if all the successor trustees named in this trust instrument cease or are unable to serve as trustee. 3 No bond shall be required of any trustee. No trustee shall receive any compensation. IV. Beneficiaries until the death of the deceased spouse, the settlors retain all rights to income, profits, or control of the property in The Betty and Merlin Gibson Trust. Upon the death of both settlorS Samuel C. Gibson, Trustee, shall be the sole beneficiary. If both settlors of the Betty and Merlin Gibson Trust become physically or mentally incapacitated, as certified in writing by a licensed physician, the successor trustee shall manage The Betty and Merlin Gibson Trust, and shall apply for the benefit of the settlors any amount of trust income or trust principal necessary in the successor trustee's discretion, for the proper health care, support, maintenance, comfort and welfare of the settlors, in accordance with their accustomed standard of living, until a licensed physician certifies that the settlors, or either of them, are again able to manage their own affairs, or until their deaths. Any income in excess of amounts applied for the benefit of the settlors shall be accumulated and added to the property of The Betty and Merlin Gibson Trust. If both Betty and Merlin Gibson should die simultaneously, or under such circumstances as to render it difficult or impossible to determine who predeceased the other, it shall be conclusively presumed that both died at the same moment, and 4 neither shall be presumed to have survived the other for purposes of this living trust. V. Trustee's Powers and Duties To carry out the provisions of this trust instrument, and to manage the trust property of The Betty and Merlin Gibson Trust, created pursuant to Paragraph V, the trustee shall have all authority and power allowed or conferred under Pennsylvania law and subject to the trustee's fiduciary duty to the settlors and the beneficiaries. Any debts or death taxes'of Merlin Gibson shall be paid by the trustee from the following trust property: York Federal Savings and Loan Account #1009011471, Camp Hill Branch. Any debts or death taxes of Betty Gibson shall be paid by the trustee from the following trust property: York Federal Savings and Loan Account #1009011471, Camp Hill Branch. If specified property is insufficient to pay the debts and death taxes, the trustee shall determine how such debts and death taxes shall be paid. VI. General Administrative provisions The validity of this trust and the construction of its beneficial provisions shall be governed by the laws of Pennsylvania. If any provisions of this Trust is held to be unenforceable, the remaining provisions shall be nevertheless carried into effect. 5 Executed at 79 Oneida Road, Cumberland County, Pennsylvania on this ~ day of ~~l~ , 19~. r1? A 111-1 l 6'~"" v~. /J " Or! 'l v~ >t. ~M.>- 6i1i~ (,ld.vt<.cu A',.t.~'~Y-- We certify that we have read this Declaration and Instrument of Trust and that it correctly states the terms and conditions under which the trust property is to be held, managed and disposed of by the trustees, and we approve the Declaration and . Instrument of Trust. Dated: loWq( a.eztr Q', ~ /~ tpJ.~":7 -k~; 'J!j.~ Settlors and Trustees 6 state of Pennsylvania County of Cumberland On II >4&1WL , 19~, before me, a notary public for the state of Pennsylvania, personally appeared Betty and Merlin Gibson known to me to be the settlors and trustees of the trust created by the above instrument, and to be the persons whose names are subscribed to the instrument, and they acknowledged and executed the same as settlors and trustees. IN WITNESS WHEREOF, I have set my hand and affixed my official seal the day and year first above written. I(tIJ/;1j JJ7 /)?diM NOTARY PUBLIC for the State of Pennsylvania My commission expires: , 19 , ~n,.... .......".~-==--..... . Notari,,1 Seal '- KATHY M. MILLE.'!, j'~()tary Public ~ Lower Allen Twp., Cumberbnd County !J My Commission EJ:pires December 14, 1992 7 Schedule A The house and real estate at 79 Oneida Road, Camp Hill, Pennsylvania and all household furnishings and personal possessions in it. Bank accounts #1009011471 and #900436825 at York Federal Savings and Loan, Camp Hill Branch. Federal Reserve Bank of Philadelphia, account #9900-081-1903, at Philadelphia, Pennsylvania. National Service Life Insurance, Policy #FV301-41-21, Veterans Administration. American National Can Insurance, Policy #15000-G, Metropolitan Life Insurance Company. Fonn N: Amendment to Living Trust for a Married Couple This Amendment to The Rl'lt.t.y 1'lnri Me,..1 in Gibson your names (j) Living Trust is made this u.. t h day of October, 19.2...4by. Betty Gibson. wife's name and Merlin Gibson husband's name , the ~ettlors ~d .truStees of the Trust. Under the power of amendment reserved to the senlors by Para~ph II(E) of the trust, the settlors amend the trust as follows: 1. The following is added to the trust: Account No. 9890849362, Fund No 73, Vandguard, Windsor 11 set out new language added to trust and identify precisely where it is added , . Added pae:e 7. Schedule A. after American:;National Can Insurance Policy No 15000-G, Metropolitan Life Insurance Co. 2. The following is deleted from the trust: None identify precisely all language deleted from the trust [Repeat as needed] "'1~- In all other respects, the trust as executed on 10/11 , 19 -2l. by the settlors is hereby ........~.(;" affirmed. Executed at York Federal Savin9s ,on October 25 . 19.2...4 j .j j I j I ~. C }),;P 1 .~ your signatures _ ~;cc;l;~ ftJ~~v ~~ Setdors and Trustees .' -.' ", '. . Notary's Acknowledgement " .. State of Pennsylvania COuntyof Cumberland On October 2~ 191-1 before me, anot3ry public for the State of Pennsylvania your state personally appeared Merlin C Gibson, Betty' J G,:@~ to me to be the your names trustees and setdors of the Amendment to Living Trust created in the above document, and to be the persons whose names are subscribed to the document. and acknowledged that it was executed as settlors and trustees. , . ". IN WI1NESS WHEREOF, I have set my hand and affixed my official seal the day and year -,- first above written. Y(affl1j m ({)J~,,,- NOTARY PUBLIC for ~ -::,......... the State of Pennsylva.nia '-~e':' My commission expires 12/ 1 ~ 19_9 6 Notarial Seal KATHY M. MILLER, Notary Public Lower Allen Twp., Cumberllmd County My CoIlImission Expires Dtcemblr 14, \996 .' FEE-SIMPLl!:-Typewrlter mqi!l 1Joorutufr ~ .U~t Wl1t - 20th - dav of March in the v...... of 0U1' Lord One 7'houa7l<l Ni... Hu7l<l..ed ud Fiftv three (1953) JktUJttn ROY A. HOLLINGE1 and ELIZABETH A. HOLLINGER, his wife, Grantors and parties of the first part, - A U D - MERLIN CHARLES GffiSON and ELIZABETH JEAN GIBSON, his wife, Grantees and parties of the .eecmd part, mitnt.s.stth ThAt theSClid pGf'ties of the tint part, fOf' cmd i.. ~ of tl,eaum of TEN THOUSAND EIGHT HUNDRED ($10,800.00) --------------------- Dolla.... IA1Dful monev of the UftUed State. of America, 1DeU a7l<l tndv pGid bv the SCIid pGrt ies of the ftCOIWi part to the said pGrt i e s of the tint pGrt, lit a7l<l belOf'e the .ealitlg a7l<l deu"ef'V of tha. pl'ealftto. the ..eedpt 1Dhef'eof b hef'ebv lIClmotoleclged, gnlftted, bcwgaiud, sold, aliened, ...feofJed, ...leaHd, COt>l>oved, _. COt>finned aftd bll th... t"'alftto do Q7'lIDt, bargait&. ..U, ..u.... ...feoff, ..eleue, COt>"III, a7l<l e<mtirm unto the SCIid pGf't ie s at the ..CORd pGf't thems e~ ves, th eir hdf'a - uaign.o. J\11THAT CERTAIN traot or parcel of ground, together with all the improvements thereon erected, situate in Lower Allen Township, Cumberland County, Pennsylvania, more particularly bounded and described according to a surv~ by D. P. Raffensperger, dated October 24, 1952, as follows: BEGINNING at a point the Northwestern corner of Seneca Avenue and Oneida Read; thence Westwardly along the Northern side of Seneca Avenue, one hundred four and seven one-hundredths (104.07) feet to a point on line of Lot No. 24 on the Plan of Lots hereinafter mentioned; thence along same, North thirty-one (31) degrees twenty (20) minutes West, one hundred ten (110) feet to a.point on line of Lot No. 26 on said Plan; thence along same North fifty-eight (58) degrees forty (40) minutes East, sixty-one and thirteen one hundredths (61.13) feet to a point on the Southern side of Oneida Road; thence along the same, South fifty-two (52) degrees thirty- nine (39) minutes thirty (30) seconds East, one hundred eighteen and eight one-hundredths (118.08) feet to a point, the Place of . BEn INNING. BEING all of lot No. 25 on Plan of Keewaydin, recorded in the Office of the Recorder of Deeds in and for Cumberland County in Plan Book 4, Page 42. HAVING thereon erected a one story frame dwelling house. BEING part of the same premises which E. Vickery, widow by deed dated August 23, 1951, and recorded in the Office of the Recorder of Deeds in and for Cumberland County in Deed Book nUn, Vol. 14, Page 4, granted and conveyed to Roy A. Hollinger, Grantor herein. Wllgtt!Jtt with "U "mI singuluT. the t~. h.eTeditaments ami appuTtetlaIlCU tCI the ...me belmt.gtng OT in ....lI'DUe appeTtCIinlng. ami the T,",,1TIicm ami Tetlenlcma. TemaindeT. aM Tem4tftdeTa. Tenta. ....... and PTOfita theTeOf: Anh abut "II the _fe. riglu. tUle.inteTeat. pt'OpeTtv. claim "M c!emaml ",hataoe1>er. both in .law ami equttv. at the auld part lesat the first part, of. In. tCI OT out of the aaId pr........, aM ..,.." part and parcel thereof liJll:lIlaut aub to 1Inl~ the auld pr........, with all 4M ....gulczT the appurtenance., unto the Mlid part les at the.econd part. their behoof of the auld part 1 e s at the ..cond part. helTa and .....gu. tCI and fOT the cm1v pTOper use and thel:r helTa aM a.ulgu torflTler. 1\ttll THE SAID p"rdes of the first part fOT themselves, thell' heii-., uecmtoT. aM ad~.. do bti theee presents. """.......u, grant Mid part les of the '.CoM part. themselves, their the mid P"rt iesat the fiTat plITt the 11' "mI agr.. tCI and 1lllth the heir. alld a.ulgu. that helTa all "nd singulur the hereditaments and pram.... h..........b""e deecribed and granted or metltllmed, and In tended eo to be. with "ppurtenance.. untCI the mid part ies of the ..CoM part. their helTa and ....tgu. "gamat the auid part les of the first part and their helT.4nd againet all aM eHTfI other perMm OT per...... whomao""er. lawfuUy claiming OT to claim the ...".. OT any part thereat. .hall aM will by the.e presents. WARRANT AND FOREVER DEFEND lItt lIit11t!Ul IIqttrof the ."id paTt les of the jirst part hdH hereumo.et their hand S and .e"l S the duy "nd lJear jint 4b""e writt.... ~ AI!k~~ ..' - :FjJ)"'~""~~~r"""" Vfj~.t?.~. . .. . . (SEAL) . (SEAL) .. . (SEAL) . . . . . . . . . (SEAL) . ..(SEAL) . . (SEAL) ...... . (SEAL) ..... . (SEAL) ...,c__.....~..,__. "'_." .__...:c...... . ''''11' . " ( , 1 . I . ~ - -., ~~ . .;. . " ,- '. - ," ... '. .: t .~ .: - 'i ~: : . ." ......... i' ". . ..~ :.- ,', . .' I I. _ _ _ : '.~ :. I .. . (SEAL) ; (SEAL) (SEAL) :(SEAL) COMMONWEALTH OF PENNSYLVANIA } . SS: COUNTY OF .......D.AIIPHIN........................................... 0.. this, the .~~Ot.l;3,.",:, M1/ of .. .March....... ............... ........., 19.. 5~ before m. ........ .. ............ a ~Qtar:y. Pub 1.10 . .. ........., the UMenlgned offi.e...., p...._Il1/ 4ppeAred . .Ro.y. .A... Rolling.er.and. .Elizabeth .A... Holl:i.ager;.. his'" ...w:if.e. ..................................................... ........ ....................... ....... . kn""", to me (Ot' ...tlsfAetorll" pt'01I...) to be the pmIDn.. .s. . who.. _e .8............. are.. .Mecribed to the With... l1utrumem, 4M ae1cncnDledged th4t ... t. . he. .y. . . eo:eeuted the _e fOt' the JlUTJlOH thenl.. conMi..ed. m W~..S WR<R<OF.' '"- - ~=~u~u. I het'eb" c...liflf tMt the Pn!cise Reeldence of the G~....tee, i.. the IOlthi.. Deed, Is . . . . . . . . . . . . . . . ~ ~ \'-i/Q '~ t ~ ~ I Q) <ll-t. N..-l, H!iD ~ .n. ..-l 'd..d' ~ .. ~~ ~~"'d HH C HH Q;l HO gl:I:l .1 ~ .< <I:I:I ~~ r.x11tl .........\.... ...... ..j.. .. \ ll] 'd..-l 5..d . ...-I lZi lZi iL" 00, rt.lrl.l . 1 t:ll:l 'd - C!t 0 ~ ~, ~~i~ .1- : H iia..-l . ~ ~ Ii -1~ ~I:I:I ; . lZi~ ~ Heil ~~ ] !:iil rr~ ! &!! f~C~;~~ED-OFFIGE~ THE : C;:~ ilK OF ce'UIlTIf t,. : fi~~On(OER Of O!j!lDS : , .. ! 0: 0: .. 0: O. CO: .. 0: .-I: * : ..,' __ 'll : II : l'iAR 2/114 p . l!!o' ill,; '. : 'l! : : .s::1 r9 ~J lltJv:8- .a :. . &! :CUMSltlAllil COUNTY: : PI! ISYtVANlA : : . 'll" :. Jl ~ : : : . .' : 1 .s: : a i to : : [ ~ j [ : j i 1 U III COMMONWEALTH OF PENNSYLVANIA } 88: ....CUMBE;HLAND........................................... COUNTY, Ilrtnrllrll In the Office for Recording of Deeds, Mortgages, etc. in and for the County of ......C.UM6.;.8L.M!!L...........in Deed Book ...f...............VoL ..J,2............... Page ..!t.?;........... My Hand and Seal of Office, this......................~.;........................................................day of ...................8CH..........................................................................Ann0 Domini 19 53 ,f)~ )j~ ;-- .Unrss, _T--Qult.cJ.lm Deed Henry Han, Inc., IncU_na, Pa. RE~Qi'lHD-OFf!CE OF Tf'IE R.ECgRDr~ IJF 9EH1S C~!MBERLAN~ COUNTY-PA. '91 OCT 10 AfT! ~:J 55 tEbi~ 1!\ttb, MADE THE twenty-:1'ourth of our Lord one thousand nine hundred day of September ninety-one (1991 in the year BETWEEN MERLIN CHARLES GIBSON and ELIZABETH JEAN GIBSON, his wi:1'e, the parties of the :1'irst part and the Betty and Merlin Gibson Trust, WITNFJSSETH, that the said part the party of the second part, of the first part, _ ~..nlIl1lUlllK ~ ~tI'bpD1lal!.UbXHn ~~m11lJ( ~ remised, released and quit-claimed, and by t1r.eBe' presents do remise, release and forever quit-claim unto the said party of the second part, 1r;eirs and asBigna, ALL THAT CEIrl'AIN tract or parcel of ground, ',together with all the improvements thereon erected, situated in Lower Allen Township, Cumberland County, Pennsylvania, more par"\;icularly bounded and described according to a survey by D.P. Raffensperger, dated October 24, 1952, as :1'ol1ows: BEGINNING at a point the Northwestern corner 0:1' Seneca Avenue and Oneida Road; thence Westwardly along the Northern side of Seneca Avenue, one hundred four and seven one-hUndredths (104.07) feet to a point on line of Lot No. 24 on the plan of Lots herein after mentioned; thence along samet North thirty-one (31) degrees twenty (20) minutes West, one hundred ten (110) feet to a point on line of Lot. No. 26 on said P1sin;.thence along same North fifty-eight (58) degrees forty (40) minutes East, sixty-one and thirteen one hundredths (61.13) feet to a point on the Southern side of Oneida Road; thence along the same, South fifty-two (52) degrees thirty-nine (39) minutes! thirty (30) seconds East,one hundred eighteenand eight-hundredths (11S.OS) feet to a point, the Place of BEGINNING. ' BEING all of Lot No. 25 on the P1en of Keewaydin, recorded in the Office of the Recorder of Deeds in and for Cumberland County in Plan Book 4, Page 42 Having thereon erected a one story frame dwelling house. Being part of the same premises which E. Vickery, wisow by deed dated August 23, 1951, and recorded in. the Office of the Recorder of Deeds in and for Cumber1Rnd County in Deed Book "U.", Vo1.14, Page 4 granted and conveyed to Roy A. Hollinger, Grantor herein. MOrraS fACE 732 State of Pennsylvania County of Cumberlsncl J.A On this, the ;.. S" }ss. ; ooy of ~ ,199/ ' before me, the undersigned officer, personally.appeo,red MEJi:'lln Charles and Elizabeth Jean Gibson known to me (or satisfactorily proven) to be tke person 8 WMse na.mes subscribed to th.e within instrument, and aclmO'Wledged t1w.t they e:r:ecuted so,me.!or the purposes therein conta.imd. . In witness whereof, 1 hereunto set my OOnd and official serU. .....-...........-...............-.....................-......................-. e _~______..w___.______...____.__.____...__...______..__.___...----...---..-----..-..--- Sta.teof .p~~ Counbg uf () . 4 , On this, the ~ Title of Officer. dS)l.t ooy of }BB" ~ , 19 q ( , before me, the undersigned officer, penonallY o,ppea.red !mown to me (or sa.tiilfactorily proven) to be the perB()7I, wMBe na.me subscribed to the witkin itJBtrument, and acknowledged tka.t ea:ecuted same for the purposes the1'ein contlliMd. In witness whef'eof, 1 hereunto Bet my OOnd o,nd o/ficial Beal.- .,.; . CERTIFICATE OF RJ!}SIDENCE ,': ~"f.!f1 do hereby certify toot the precise residence and complete post offit.f'''i' of th.e wiUlin twImed grefttee is 79 Oneida Road, Camp Hill PennsylVania 17011.067.~O~~}" . ''''",,' . September, 25 1991 .........--......------.....--.------......---..-----....-----.........-!'.......-................--------- Attorney for .....---..---- -..................-.-..' --.-....-...,..... .s:l ~. . G) .. .0 III '0- 1\1. ~ N .;::,- &I ~ s:l 6 0 - 11 III ..... ({ CW .0 ~ s:l 0 1\1 .t3 - ~ (Xl ~ 0 ~ c." s:l CD III ~ o to.! s:l "CS ~ fl ~-;;q CD r-l ..... .. t:l 8 '" ~ & III t:llllj g. s:l ~ '" ::E "CS r-l ~ J.< .0;11 r-l .s:l :liSp.; tl g 1\1 llIl .s:lllll>> s:l "CS.,,...i o,o+> '" 1:l'CIr-l s:l t3 ~ i Q\'"!E ;:!1:l1'Cl 1>.8 0 ~i' J.<Q\1l Q) p:: Gla-Q\ ::i~E-t 1'Clt'-0 ,cqMM:~=~~~~___ }"; 6 -;J-. GzL RECORDED on th'l8 .............................. 0011 of ................-:,..............-.......... A. D. 19':JL. in the Recorders office of th.e Bo,id County, in Deed Book 7" 3~ 13;J. Vol. ........................, pa.ge ......................... Given under my .... 004~_f!~:~~= 600KJ..35 rAGE 734 TOGETHER with all and singular tke tenements, kereditaments and appu,'tenances to the same belonging, or in anywise appertaining, and the reversion and reversions, remainder and '/"e-' mainders. rents, issues and profits thereof: and alsQ, all the estate, right, title, interest, prope7'ty, claim and demand whatsoever, both in law and equity, of tke-said parties of the first part, of, in, to or out of the said premises, and ever-y part ,and par-eel thereof, TO HAVE AND TO HOLD the said premises, with aU and sing'ular the appurtenances, unto the said par;- of the second part, their heif'8 and a.ssigns, to and for the only proper 7/se and behoof of the said 1JO:rty of the second part, their heirs and a.ssigns forever. IN WITNESS WHEREOF, the said part of the first part ha h:a.nd and seal the day, and year first above written. "7A!:!!::~:;i;Lc..~.~..... ~ .~~.~...r#p-!~...IU-~.....:~~ .....--...........................................................--. ...---...............--...........-.....................-.....................-. ~ ......-...-........----...............--.......-.........--...-..... ---..-...-....................-..................-.........-............. e hereunto set .i~nd. ,ir..I.h anh Itlitltnb in t~. '...,ner ,f Recei1Jed the rkll of the date of the above Indenture of the above 'named tke sum of Dollars, lawful money of the U'Il.ited State6, being tke consideration money above mfl'll,tioned in full. Witness: -....._._..---_..~----------_...-----..-._---_..__..--_.-----------.---------- , , ..----------.-------..------------..-..--..---.---...--.-----..--..----------...------- ----..-----------.-..-..-----..---;.-----------------------------------..-..----- ..---------------------------------------....------------------.----...--------- bOOK:L35 rACE 733 ' REV.183 EX \12.89) RECORDER'S USE ONLY * r Slate Tax Paid .; ", ....;" , REALTY TRANSFER TAX look Number COMMONWEALTH OF PENNSYlVANIA STATEMENT OF VALUE DEPARTMENT OF REVENUE age Number BUREAU OF INDIVIDUAL TAXES DEPT. 280603 See Reverse for Instructions Dale Recorded HARRISBURG, PA 17121.0603 Complete each sedion and file in duplicate with Recorder af Deeds when (1) the full valve/consideration is not set forth in the deed, (2) when the deed is without consideration, or by gift, or (3) a tax exemption is claimed. A Statement of Value is not required if the transfer is wholly exempt from tax based on: (1) family relationship or (2) public utility easement. If more space is needed, aHach additional sheet(s). A CORRESPONDENT - All inquiries mdy be directed to the following person: Nome .!pri in t~ GHiY~'71' . , "'~. '.J Streel Addreu 1~ OI~E' j di:l Rl,(~d _ ' '. u, 1 ' ". 1 :">('2'\" .- ..~.. ,.B,l!lf' 1'1'1, f l"",:{ ,y~ f-.(;'~'iir;: City Telephone Number: Area Code (717 State 737-3715 Zip Code B TRANSFER DATA ' Grantorls)/lessor(s) Merlin ChH!'1es anJ Elizabet,h Jean Gibson Street Address 79 Oneide :~d., Camp Hill pA 170' 1-6780 City State Zip Co e Document Se te~ber 25, 1991 Grontee(s)/lellee(s) The Bettv and Mer1~n Gibson Trust Street Address 79 Oneida Rd. City , Camp Hill FA, 170]1-6780 State Zip Code' . . 10. Amount of Exemption Cloimed 2. Check Appropriate Box Below for exemption Claimed o o o o o Will or intestate succession (Name of Decedent) (Estate Fil. Number) Transfer to Industrial Development Agency. Transfer to agent or straw party. (Attach copy of agency/straw party agreement). Transfer between principal and agent. (AHach copy of agency/straw Irust agreement). Tax paid prior deed S Transfers to the Commonwealth, the United States, and Instrumentalities by gift, dedication, condemnation or in lieu of condemnation. (Attach copy of resolution). o Transfer from mortgagor to a holder of a mortgage in default. Mortgage Book Number o Corredive deed (AHach copy of the prior deed). o Statutory corporate consolidation, merger or division. (Attach copy of articles). !Xl Other (Please explain exemption claimed, if other than listed above.l Qui t- Cl Rim Deed , Page Number Under penalties of law, I declare that I have examined this Statement, including accompanying information, and to the best of my knowledge and belief, it is true, correct and complete. Signature of Corr.spondent or Responsible Party Date J (SEE REVERSE) . 2 ; 3 4 . 5 ~;".!.:., 6" 7 8 9 10 11 12. 13 . 14 . 15 16 17 18 19. 20 21 22 23 24 25 26. 'l:1 28 28 30 31 32 .33 34 35 36 37 38 39 40 41 STANDARD AGREEMENT.FOR'TH.ESALJi: Uf!'~AL .ImS1AHi/ This form recommended and aPP".'l"ed for, but not restricted to use by, the members of the Pennsylvania hsociation of REALTORSe (PAR). AlS-R' BROKER (Company) S~~~~R'~"~EfeJJ'~S ~~l~tSHIPWlTH PA LICE:~;BR~~~ - 1457 . ADDRESS '14, f'.,L \ Ii 0"", (11 k+ ..CH-- . 1\"J'--L t {r r n cS t:;~j ( c;, r f. ; I' nli1Gf . .' LI.CENSEE(S) i'J'Cf ;.':- {\! td 0/1./ Designated Agent? 0 Yes 0 No BRq~R IS THE AGENT FOR SELLER. OR (if checked below): Brol,{er is NOT the Agent for SeDer and is alan: 0 AGENT FOR BUYER 0 TRANSACTION LICENSEE , BUYER'S BUSINESS RELATIONSHIP WITH PA LICENSED BROKER .., ",--;- i l i Id '''~f(.u; . i ~... ~i:t f,.. PHONE -//1';1 - -1'~Y:.o., : ,~. f\!, -:-1; If b'l..", I}. r~ ~ 4! -,c- f J,. .' . -.. ., . . i \t. ~ ':'. J-.J'-...... LA!; Ie; i41./lfWl ( <:"fi';;..,!..;..,') If1U .tr.':"; I/O F;i\X, I " .. . f,r - '-" 'LICENSEE(S)' .. U Vi{'!C<""CfltpE/-rf :B'R.OKER IS THE AGENT FOR BUYER. OR (if checked below): Broker is NO'(,the Agent for Buyer and is alan: 0' AGENT FOR SELLER 0 SUBAGENT FOR SELLER . 0 TRANSAcnON LICENSEE' BROKER (Company) . ADDRESS Desipated Agent? 0 Yes ,0 . No When the same Btoker is Agent for Seller and Agent for Buyer, Broker is a Dual Agent. All of Broker's licensees. are also Dual Agents UNLESS there'are .separate: Designated Agents for Buyer and SeDer. If the same Licensee is designated for Seller and Buyer, the Licensee is a Dual Agent. 1. ~bis agreement, datecl M (v" {i~, tf\,1 ", vI i... , ~ \!/l' t..-. ,. , is between .ZDu! I L-~I I ,7:;,,"++0 (~ i I17<::;/i":' Z-:". .'. 1.'. .. -- tJ v~1 -~.. . ..~ I .", ;n.J~ SELLER(S): 2 3 4. 5 6 , called "Buyer." 7 2. PROPERTY (9-05) Seller hereby agrees tOsen and con-vey to Buyer, who hereby agrees to p1ii'chase:" 8 ALL THAT CERTAIN lot .or piece of gI"ouDdwith bulldiitgsalid iDlpto.veillentsthereon;erected, if liily;:knoWil'lis: 9 ',qOoe \d~:- I2nod . ((}.,a.. /-hit. vA i7dll ", 10 I . .... , .., .' in the of 11 . County of LU iJ~b(VIUJrd.. . .... intl1eCommonwe~thj)fPeunsYivania; Iden~c.tion(e:g.;'TaXID'#;Pareel#; 12 Lot,BIock;D~Boo~:Page,RecordingDate):167_~ c5;~~ 097"_ . . .'P-..,-.. ~...... 3. TERMS(9-05) I .9.1)l'\-eeV'l"'--n - " . cOl' .... .... ..'? .'. . .',..1 {J ' .. . I I F", ". _ _ . " .:j ., ~.' . ,. (A) Purchase Pri U!. fti ,11'1 )/U (<: -;.. I .~-t'f~ i J rlOu <:'4.r I.d .... J 1 rd ,. '/ l ,J, _'. .' _. . \.' ,'. .. J. ' - . .,,:;t.!"'_..'~' .....i. .', (. ~-~-::---~ 1~1: 'l;~~'U,::::::::U.S.Dollan;:; 18 ,: hi h will b aid S II b Bu Ii II '-.--' ~ \. (.r.' ---...... 0.0 '. '. . .' _.....~\J,...;../ '. . . . cJ ; ~h or :h:Ck a:~si~~ ~A;::n:O~s: ,,' "'.$$' ---.1~.',":""'. 117g8..... ~.-,' 2. Cash or check withiIi:i days of the eiecution oftbis^--greeinent ~:-...................=- _. ___ .. 3.~l_" $ .'. . . -J "20 . 4. Cash or cashier's check at time of settlement: $ J 1(#),660 ,00 :11 . . ", .' TOTAL S [,H~oc~.,~ .,' 22 (B) Deposits paid'by Buyer within ---3.!L. DAYS of settlement will be by cash or cashier's check. Deposits, regardless Qfthe forill of payment and 23 the person designatedas payee, will be paid in U.S. Dollars to Broker for SeDer (unless otherwiSe stated here), 24 , who will retain 25 deposits in an escrow account until consummation or termination of this Agreement in conformity with all.applicable laws and regulations. Any 26 (C) ::,:en=~p::~\:~~;~:':O~ld7~Qj:~thel~~;;;~~ent _. . ....... .'~' (D) S ttl t be ""N"::li \ . ....oc~ ~ ::L.--__,.-I. ~ " !..., ~~~ befi 'fB d S 11 'M l~ S:ttl::t ~ll:ur itHhe-eoun;:~:~~::~':::;'J:~un~~~'DUs:~;~es~:y::~ '1-;(1' (E) ., \ . ..., 1\ t, (i...J.,. " !\ .. tl t ,., . <0' _1IC1' . '.1. SeJJ.er..agree-othetwise. I "'- ~v-e. \..A..C'...c..V l. 'Ni~~ "".#4.5:" iLl \k!>:9.a~r-. \ ~i41rt'I'II--if.,.~p't1d.....r:..:d44\'t'~i-v.(tewn (F) Conveyance from Seller will be by fee simple deed of special warranty unless othe~ise stated here: . .~:' '. 32 33 34 35 36 37 38 39 40 41 , called "SeDer," and BUYER(S): ~(jr. J". . ., I ~; I fl. \ YV d D..J.o'l - '~r: (G) Payment of transfer taxes will be divided equally between Buyer and Seller unless otherwise stated here: . (H) At time of settlement, the following will b~ adjusted pro-rata on a .daily basi~ lletween Buyer and Seller, reimbursing where applicable: cur.- rent taxes (see Information Regarding Real Estate Taxes); rents; interest on mortgage assumptions; condominium fees and homeowner asso- ciation fees; water and/or sewer fees, together with any other lienable municipal service. All charges wiD be pro-rated for the period(s) cov- ered. SeDer will pay up to and including the date of settlement and Buyer will pay for all days following settlement, unless otherwise stat- ed h~~/ ,../,c' /, .,.-~ Buyer IJ;J.itials:/ ..,p' ----. AlS-R Page 1 of 10 Revised 9/05 c...z. r-' r.:.... --'- ..""'-- Seller Initials: m Pennsylvania Association of u::! REALTORS-' . AEAI1QOe "'_"'__"_ COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORS~ 2005 9/05 45' AS 47 48 49 50 51 52 53 54 -55 56 57.. 58 I 59 t 60 f 61 r I i 62 l !. 63 I I 64 I i 65 66 67 ....~ 69 70 71 72 73 74 75 76 77 78. ]9 80 81 82 83 84 85 86 .87 88 89 . 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 ... }"._ .l'.IA..1. 1.J.ft..I!I" uc. .J: .I::IftI3Ul'ft..I.I L A.VC ~n..l .I. \7-U:J} 4:1,;.: (A) #'L::':c'::;~'. INCLUDED in this sale are all existing'items Permimently installed in the Property, free of Hens, including plUmbing; heating; lighting fix- tures (including chandeliers and ceiling fans); water treatment systems; pool and spa equipment; garage door openers and transmitters: tele- vision antennas; unpotted shrubbery, plantings and trees; any remaining heating and cooking 'fuels stored on the Property at the time of set- tlement; Slimp pumps; storage sheds; mailboxes; wall to wall carpeting; existing window screens, storm windows and screen/storm doors; . window covering hardware, shades and blinds; awnings; built-in air conditioners; bllilt-in appliances; and the range/oven unless otherwise stated. Also included: 43 44 45 46 47 48 49 .~ ~ (B) LEASED items (not owned by Seller): (C) EXCLUDED fixtures and items: Arf?t;0~,_.;di1>r~/f.A t,(.;'ff1140#t"~' { 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70. n n" 73~. 74e" 75". 76 77 7.8 79 SO' '5. DATESfI1ME IS OF THE ESSENCE (9-05) (A) The settlement date ~d all other dates and times referred to for the gerformance of any of the obligations of this Agreement are of the essence' and are binding. .,..' . (B) For pmposes of~ Agreement, the number of days will be counted from the date of execution; excluding the day this Agreement was exe- cuted and including the last day of the time period. The Exec~tion Date of this Agreement is the date when BUyer and Seller have indicated. full acceptance of this Agreement by sigD.ing and/or initialing it All changes io this Agreementshould be initialed and dated. (C) The settlement date is not extended by any other provision of this Agreement and may only be extended bymutuaI written agreementofthe ~es. (D) Certain time periods are pre-printed in thisAgreement as a convenience to the Buyer and Seller. All pre-printed time periods are negotiable and may be changed by striking out the pre-printed text and inserting a diff-erent time period acceptable to all parties. 6';rRTGAGE CONTINGENCY (9-05) . wAIvED. This sale is NOT contingent on mortgage financing, although Buyer may still obtain mortgage financing. . 0 ELECI'ED. . . . (A). This sale is contingent upon Buyer obtaining mortgage financing as follows: ...... First :l\f:9I1gage:onCheJ'(Operty... . ...., " ~' . Second Mortgage on the Property Imui':Anl.c>Unt $ . " l-',":" 'i)' ~ Loan Amount $ Minim\lDl Term yearsJ Minimum Term lype of mortgage Type of mortgage years Mortgage lender Mortgage lender Interest rate %; however, Buyer agrees to accept the Interest rate %; however, Buyer &greestO accept the interest rate as may be committed by the mortgage lender, not to iJiterest tate as may be committed by the mortgage lender, not to exceed a maximum interest rate of %. exceed a maximum interest rate of %. Discount points, loan origination, loan placement and other fees charged DisCount points, loan origination, loan plal::ement and other fees charged by the lender.as a percentage of the mortgage loan (excluding any mort- by the lender as a percentage of the mortgage loan (eXcluding aily mort- gage insurance premiums or VA funding fee) not to exceed gage insurance premiums or VA funding fee) not to exceed %(0% unot specified) of the mortgage loan. % (0% if not specified) of the mortgage loan. The interest rate(s).and fee(s) provisions in paragraph 6 (A) are satisfied if the mortgage lender(s) gives Buyer the right to guarantee the interest rate(s) 81 and fee(s) at or below the maximum levels stated. Buyer gives Seller the right, at Seller's sole option and as permitted by law and the mortgage 82 Iender(s), to contribute financially, without promise of reimbursement, to the Buyer and/or the mortgage lender(s) to make the above mortgage terms 83 available to Buyer. 84 (B) Within days (10 if not specified) from the Execution Date of this Agreement, Buyer will make a completed, written mortgage appli- 85 cation for the mortgage terms stated above to the mortgage lender(s) identified in paragraph 6 (A), if any, otherwise to a responsible mortgage 86 lender(s) of Buyer's choice. Broker for Buyer, if any, otherwise Broker for Seller, is authorized to communicate with the mortgage 87 lender(s) to assist in the mortgage loan process. 88 (C) Should Buyer furnish false or incomplete information to Seller, Broker(s), or the mortgage lender(s) concerning Buyer's legal or 89 financial status, or fail to cooperate in good faith in processing the mortgage loan application, which results in the mortgage lender(s) 90 refusing to approve a mortgage loan commitment, Buyer will be in default of this Agreement. 91 (D) 1. Mortgage commitment date: .lfSeller does not receive a copy of Buyer's mortgage commitment(s) by this 92 date, Bnyer and SeDer agree to extend the mortgage commitment date until Seller terminates this Agreement by written notice to Buyer. 93 2. Upon receiving a mortgage commitment, Buyer will promptly deliver a copy of the commitment to Seller. 94 3. Seller may terminate this Agreement in writing after the mortgage commitment date, if the mortgage commitment(s): 95 a Is not valid until the date of settlement, OR 96 b. Is conditioned upon the sale and settlement of any other property, OR 97 c. Does not satisfy all the mortgage terms as stated in paragraph 6 (A), OR 98 d Contains any other condition not specified in this Agreement that is not satisfied and/or removed in writing by the mortgage lender(s) 99 within.....:L- DAYS after the mortgage commitment date in paragraph 6 (D) (1), other than those conditions that are customari- 100 Iy satisfied at or near settlement, such as obtaining insurance and confirming employment status. 101 4. lfthis Agreement is terminated pursuant to paragraphs 6 (0) (I) or (3), or the mortgage loan(s) is not obtained for settlement, all deposit monies 102 will be returned to Buyer according to the terms ofpangraph 30 and this Agreement will be VOID. Buyer will be responsible for any costs incurred 103 by Buyer for any inspections or certifications obtained according to the terms of this Agreement, and any costs inClnTed by Buyer for: (1) Title 104 search, title insurance and/or mechanics'lien insurance, or any fee for cancellation; (2) Flood insurance and/or fire insurance with extended cov- 105 eni.g~ m.IDe.subsidence insurance, or any fee for cancellation; (3) Appraisal fees and charges paid in advance to mortgage leiider(s). 106 .,.,' -.,' /.....'r./..... Buyer Initials: .. '.. .;.~...--- AlS-R Page 2 oflO Seller Initials: '-'OJ "-.-l "":l ",.. --- Revised 9/05 107 1UU 10~j.: lilt<. 111 112 113 114 115 116 117 . . 118 119 120 121 122 123 124 125 126 . 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 ~.c} 11 W~ lllungl1ge: l~IlUt:T\ S}, ur l11l ll1sur~r, p.rU:-'l~ll1g.'pn:~pt:IlY: .l111U'l.:l1SUl11LY ..1l\s.tl.111111-'e:..,!s !!"H UU~U Py ~\11' l,lJ,"ILl'l4l'l""1"11t;l"'- \~1,;1"'1U11''''': 1 "p411' LV L11" I UO PrOperty, Buyer will, upon receiving the requirements, deliver a copy of the requirements to Seller. Within ---2....... DAYS of receiving the copy 109 .:..:,.... of the requirements, Seller will notify Buyer w.heti1er Sell~willmake $e required repairs.atSeller's:exp~se: ,':." -. 110 1. If Seller makes the required repairs to the satisfaction of the mortgage lender(s) or insurer, Buyer accepts the Property and agrees to the 111 RELEASE in paragraph 27 of this Agreetnent "112,, 2. If Seller will not make the required repairs,ortf SeIierJails to respond within the timegiven~Buyer will, within~DAYS,notify 113 Seller of Buyer's choice to: .114 a. Make the required repairs, at Buyer's expense, with permission and access to the Property given by Seller; permission and access may 115 not be unreasonablywithheld by Seller, OR . . 'ne' . b. Tenninate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of paragraph, 117 30 of this Agreement ' 118 (F) S~r Assist 119 ~'NOTAPPLICABLE, . 12Q "0 .. APPLICABLE. Seller will pay: 121 o $.. , or % of Purchase Price..maximum, towardBuyer's'costs as acceptable to the mortgage lender(s). 122 o 123 i .'~ '-', (G). FRANA, IF APPLICABLE It is expresslyagreetl thilt notwithStanding ahy other provisioruidf this contract, Buyer Will not be obligated to completethe'j)Urchase of thi:Piupertydescribed herem or to incur anypenalty by forfeiture of earnest money deposits or otherwise unless Buyer haS been given, in . .liccordlinceWith IillDIFiIA:' or VA requirements, a written statement by the Federal Housing Commissioner,VeteranS Administration, or a Direct Endorsement Lender setting forth the appraised value of the Property of not less than $. (the dollar amount to be insertedis. the sales price as stated in this Agreement), Buyer will have theprivilege and option of proceeding with coIlS1Il11llll1tion of the Cori1ract without regard to the lIIIlOunt of the appraised Valuation. The appraised valuation is arrivoo at to determine the lnaxitiuunmort- gage the Depar1ment of Housing and Urban Development will insure. HUD does not warrant the value nor the condition of the property. Buyer sho'uld,.satisfy himselpherselfthat the price. and condition of the Property are acceptable. Wan1ing: Section 1010 of Title 18, U.S.C., Department of Housing and Urban Development and Federal Housing Adniini~ti\ln T~oiis;-ptovides, "WhoeVer-for the purpoSe of,~ . t~ue.Pcing iD. any way the action of such Depar1ment,makes, passes, utters or 'pUb1ish~JlI1ystatement, la10wing the same to befalse\.'. shalJ Be:fined under this title or imprisoned not more thantwoyears;-or both." U.S: Department of Housing and Urban Development(HUD} NOUCE TO PURCHASERS: Buyer~s Acknowledgenient . o Buyer has received the HUD Notice "For Your Protection: . Get a Home Inspection." Buyer understands the importance of getting an indepCndent home inspection and has thought about this before signing this Agreement. Buyer understands that FHA will.not perfomi a home inspection nor guarantee the'piiceor condition of the PropertY. . . ...,.. .', .' Certification We the undersigned, Seller(s) and Buyer(s) party to this trcirisaction each certify thiitthe terms of this CdIJtraCt for purchase are inle to the best of our knowledge and belief, and that anyotheragreemeritemered intoby any of these parties in coririection With this tni:risaCtion is attached to this Agreement. 124 125 '126 127 128 129 130 131 m. 133 134 135'" 136 137 138 139 140 141 142 (H) (I) 7. 143 144 145 146 147 148 149 151) 151 152 153 154 1-55 156 157 158 159 160 161 '162 163 WAIVER OF. CONTINGENCIES (9-05) If this Agreement is contingent on Buyer~s right to inspect and/or repair the Property, or to verify insurability, environmental conditionS, boundaries; certifications, zoning classification or use, or any other information regarding the Property,Buyer'sfailureto'exercise.anyof Buyer~s options within the times set forth in this Agreement is It WAIVER of that contingency and Buyer accepts. the Property: ali.dltgrees to the RELEASE in paragraph 27 of this Agreement. PROPERTY INSURANCE AVAILABILITY (9-05) . WWAIVED. This Agreement is NOT contingent upon Buyer obtaining property and CaSualty hlsut8nce fotthe PropertY: although Buyer tnay /'still obtain property and casualty insurance. . o ELECTED. Contingency Period: _ DAYS (IS ifnot specified) from the Execution Date of this Agreement. ..' . Within the Contingency Period, Buyer will make application for property and casualty insurance for the PropertY to a responsible insurer. Broke~ for .Buyer, if any, otherwise Broker for Seller, may communicate with the insurer to assist in the insurance process; If Buyer cannot obtain property and casualty insurance for the Property.on tenns and conditions reasonably acceptable to Buyer, Buyer will, within the Contingency Period: (A) Accept the Property and agree to the RELEASE in paragraph 27 of this Agreement, OR (B) Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of paragraph 30 of this Agreement, OR (C) Enter into a mutually acceptable written agreement with Seller, If Buyer and Seller do not reach a written agreement during the Contingency Period, and Buyer does not terminate this Agreement by written notice to Seller within that time, Buyer will accept the Property and agree to the RELEASE in paragraph 27 of this Agreement. INSPECTIONS (9-05) (A) Seller will provide access to insurers' representatives and, as may be required by this Agreement, to surveyors, municipal officials, and inspec- tors. If Buyer is obtaining mortgage financing, Seller will provide access to the Property to appraisers and others reasonably required by mort- 164 gage lender(s). Buyer may attend any inspections. 165 (B) Buyer may make a pre-settlement walk-through inspection of the Property. Buyer's right to this inspection is not waived by any other provision 166 of this Agreement. 167 (C) Seller will have heating and all utilities (including fuel(s)) on for all inspections. 168 (D) All inspectors, including home inspectors, are authorized by Buyer to provide a copy of any inspection report to Broker for Buyer. (E) Seller has the right, upon request, to receive without charge a copy of any inspection report from the party for whom it was prepared. 8. 9. ,69 170 .--- A1S-R Page 3 of 10 Revised 9/05 c,\ /'''' /...... -.. Seller Initials: '0 \_._......-' 171 171 Buyer Initials: "" ~ LU. m~l"j!;t..:nUN CUNTINGENCY OPTIONS (9-05) 1~'<t: ,_ ._ j;.The inspection contingencies elected by Buyer in paragraphs 11.15 are controlled by the Options set forth below. The time periods stated in 1'-4 . "'these Options will apply to aU inspection contingencies in paragraphs II-IS unless otherwise stated in this Agreement. 175 Option 1. Within the Contingency Period, as stated in paragraphs 11-15, Buyer will: 176 1. Accept the Property with the information stated in the report(s) and agree to the RELEASE in paragraph 27 of this Agreement, OR m 2. If Buyer is not satisfied with the information stated in the report(s), terminate this Agreement by written notice to Seller, with all deposit 178 monies returned to Buyer according to the terms of paragraph 30 of this Agreement, OR 179 3. Enter into a mutually acceptable written agreement with Seller providing for any repairs or improvements to the Property and/or any 180 credit to Buyer at settlement, as acceptable to the mortgage lender(s), if any. 181 If Buyer and Seller do not reach a written agreement during the specified Contingency Period, and Buyer does not terminate this 182 -_Agreement by written notice to Seller within that time, Buyer will accept the Property and agree to the RELEASE in paragraph 183 27 ofthis Agreement. 184 Option 2. Within the Contingency Period, as stated in paragraphs 11-15, Buyer will: 185 1. Accept the Property with the information stated in thereport(s) and agree to the RELEASE in paragraph 27 of this Agreement, OR. 186 2. If Buyer is not sa#sfied with the information stated in the report(s), present the report(s) to Seller with a Written Corrective Proposal 187_. ("Proposal'-ljsting corrections and/or credits desired by Buyer. The Proposal may, but is not required to, include the name of a prop- 188 erly licensett...o/ qualified professional to perform the corrections requested in the Proposal, provisions for payment, including retests, and 189 a projected date for completion of the corrections. Buyer agrees that Seller will not be held liable for corrections that do not comply with 190 mortgage lender or governmental requirements if performed in a workmanlike manner according to .the terms of Buyer's Proposal, or by 191 a contractor selected by Buyer. 192 a. Within _ days (7 if not specified) of receiving Buyer's Proposal, Seller will inform Buyer in writing of Seller's choice to: 193 (1) Satisfy the terms of Buyer's Proposal, OR 194 (2) Credit Buyer at settlement for the costs to satisfy the terms of Buyer's Proposal, as acceptable to the mortgage lender(s), if any, OR 195 (3) Not satisfy the terms of Buyer's Proposal and not credit Buyer atsettlement for the costs to satisfy the terms of Buyer's Proposal. 196 b. If Seller agrees to satisfy the terms of Buyer's Proposal or to credit Buyer at settlement as specified above, Buyer accepts the Property 197 and agrees to the RELEASE in paragraph 27 of this Agreement. 198 c. If Seller ch~ses not to satisfy the terms of Buyer's Proposal and not to credit Buyer at settlement as specified above, or if Seller fails 199' to choose any option within tbe time given; BJlyerWill.,within _ days (5 ifnot specified): 200 (1) Accept the Property with the information stated in the report(s) and agree to the RELEASE.in paragraph27 of this Agreement, OR 201 (2) Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of para- 202 graph 30 of this Agreement, OR 203 (3) Enter into a mutually acceptable written agreement with Seller providing for any repairs or improvements to. the Property and/or 204 any credit to Buyer at settlement, as acceptable to the mortgage lender(s), if any. 205 If Buyer and SeUer do not reach a written agreement during the time specified in Option 2, 2. Co, and Buyer does not tei- 206 minate this Agreement by written notice to Seller within that time, Buyer will accept the Property and agree to the 207 RELEASE in paragraph 27. of this Agreement. , 208 11. PROPERTY INSPECTION CONTINGENCY (9-05) (See. Property and Environmental Inspection Notices) 209 Buyer undeI'lltands that property inspections, certifications and/or investigations can be performed by professional contractQrs, home inspectors, 210 engineers,archi~ctsand other properly licensed or otherwise qualified professionals, and may include, but are not limited to: structural compo- 211 nents; ro~r, exterior windows and exterior doors; exterior siding, fascia, gutters and downspouts, swimming pools, hot tubs and spas; appliances; 212 electric/iI, plumbing, heating and cooling systems; water penetration; environmental hazards (e.g., mold, fungi, indoor air quality, asbestos, under- 213 ground storage tanks, etc.); electromagnetic fields; wetlands inspection; flood plain verification; property boundary/square footage verification; 214 and any other items Buyer may select. Buyer is advised to investigate easements, deed and use restrictions (including any historic preservation 215 restrictions or ordinances) that apply to the Property and to review local zoning ordinances. Other provisions of this Agreement may provide for 216 ~ections, certifications and/or investigations that are not waived or altered by Buyer's election here. 217 I~ WAIVED. Buyer has the option to conduct property inspections, certifications and/or investigations. Buyer WANES TIllS OPTION and 218 I agrees to the RELEASE in paragraph 27 of this Agreement. 219 0 ELECfED. Contingency Period: _ days (15 if not specified) from the Execution Date of this Agreement. 220 (A) Within the Contingency Period, Buyer, at Buyer's expense, may have inspections, certifications and/or investigations completed by proper- 221 ly licensed or otherwise qualified professionals. If Buyer elects to have a home inspection of the Property, as defined in the Pennsylvania Home 222 Inspection Law (see Information Regarding the Home Inspection Law), the home inspection must be performed by a full member in good stand- 223 ing of a national home inspection association or a person supervised by a full member of a national home inspection association, in accordance 224 with the ethical standards and code of conduct or practice of that association, or by a properly licensed or registered professional engineer, or a 225 properly licensed or registered architect. This contingency does not apply to the following existing conditions and/or items: 226 ..~ 227 228 229 230 231 232 233 234 235 (B) If Buyer is not satisfied with the condition of the Property as stated in the written inspection report(s), Buyer will proceed under one of the fol- lowing Options as listed in paragraph 10 within the Contingency Period: o Option 1 o Option 2 For the purposes of Paragraph 11 only, Buyer agrees to accept the Property with the results of any report(s) and agrees to the RELEASE in paragraph 27 of this Agreement if the total cost to correct the conditions stated in the report(s) is less than $ ($0 if not specified) (the ''Deductible Amount"). Otherwise, all provisions of paragraph 10, Option 2, shaIl apply, except that SeIler will be deemed to have satisfied the terms of Buyer's Proposal if Seller agrees to perform corrections or offer credits such that the cumulative cQst of any uncorrected or uncredited condition(s) is equal to the Deductible Amount. 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 ,,:. 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 . I I I i t L 236 ..:.~-.....~;.-:{~. -; . i . /' . I Buyer Initials:~;';:> >,,';" AlS-R Page 4 of 10 Revised 9/05 SeUer Initials: ."'""- .-....~ L-\' I 'I.... ~ ~- \.--' 236 j.: 237, 23i; .' ..: 2i9 . 240. 241 242 243 244 245 246 247 248 .249 250 251 .252 253 254 255 256 13. 257 258 . .259 260 261 _ 262 263 2&4 265 266 267 268 269 270 271 272 27:r -" " 274 275 276 .: 277 278 .279 280 281 282 14. .283 264 285 286 287 288 289 290 291 292 . 293 294 295 296 297 298 299 300 301 : 12. WOOD INFESTATION INSPECTION CONTINGENcY'(~5f'" ..... , . . ~JJ WAIVED. Buyer has the option to have the Property inspected for wood infestation by an inspector certified as a wood-destroying pests pesti- .. ...: r cide applicator. BUYER WAIVES TIllS OPTION and agrees to the RELEASE inpa.ragraph 2'Z()ftbis Agreement. . . 'iZl___ ELECTED. Contingency Period: ~ days (15 if not specified) from .theExecution Date of this Agreement. " . ,. "'. . I(A) Within the Contingency Period, Buyer, at Buyer's expense, may obtain a written "Wood-Destroying Insect.Infestation Inspection RepOrt" from an inspector certified as a wood-destroying pests pesticide applicator and will deliver it and all supporting documents and drawings pro- vided by the inspector to Seiler. The report is to be made' satisfactory to 'and in compliance with applicable laws, mortgage lender requirements, and/or Federal Insuring and Guaranteeing Agency requirements, if any; The inspection is to be liinited to all readily visible and aecessibleateas of all structures on the Property except fences and the following structures, which will not be inspected: 237 238 239 240 241' 242 243.. 244 245 246 247 248 .'249 250 '251 '. ~2 253 ~ 255 '256 257 258 259 260 261 . ... .. ..... ..... .~. o 2. Seller has knowledge that the Property underwent radon reduction measures on the date(s) and by the method(s)-indiCated beloW:" ," 283. "'" DATE RADON REDUCTION METIlOD .. . ,2&4 ,.' . .;265~ ~. COPIES OF ALL AVAnABLE TEST REPORTS will be delivered to Buyer With thisA~ent.SELLERDOEs NOTWARRAN1' 267 EITHER THE METHODS OR RESULTS OF THE TESTS; 268 .-C (B) ~NINSPECTlONCONTlNGENCY.' ':' -. .' . , .'. .... '2$9';' ....I!!\ WAIVED. Buyer has the option to have the Property inspected for radon by a certified inspector. BUYER WAIVES TIllS OPTION and .270.... agrees to the RELEASE in'paragraph27 of this Agreement. .' '. 271.,," o ELECTED. Contingency Period:. ___ days (15 if not specified) from the Execution Date of this Agreement. 272 : Wit~ the Contingency Period, Buyer, at Buyer's expense, may obtain a radon test of the Property from a.certified inspector. If Seller 273 . . perfol;l1lS.any radon remediation, Seller will.provide Buyer a certification~ttheremecli.ati.on was performed by a.properly licensed and 274 . , certified radon mitigation company. _. .", ..... 275 1. If the written test report reveals the presence of radon below 0.02 worldngJevels or 4 picoC1iries/liter (4.pCi/t), Buyer accepts the . 276 Property and agrees to the RELEASE in paragraph 27 of this Agreement. '. . .... 277 2; If the written test report reveals the presence of radon 8t or exceedini 0~02.worldng levels or 4 picoCmieslllter (4pCiIL); Buyer will' 278 proceed under one of the following Options as listed in paragraph 10 within the'Contingency PeriOd: 279 o Option 1 . 280 o Option 2 281 STATUS OF WATER (9-05) 282 (A) ~~JJer represents that the Property is served by: 283 J2I:. Public Water 284 o On-site Water 285 o Community Water 286 o None 287 o 286 (B) ~R SERVICE INSPECTION CONTINGENCY 289 p., WAIVED; Buyer has the option to have an inspection of the quality and or quantity of the water system for the Property. BUYER wAIvEs 290 TIllS OPTION and agrees to the RELEASE in paragraph 27 of this Agreement. 291 o ELECTED. Contingency Period:_ days (15 i'fnot specified) from the Execution Date of this Agreement. 292 1. Within the Contingency Period, Buyer, at Buyer's expense, may obtain an inspection of the quality and/or quantity of the water sys- 293 tem from a properly licensed or otherwise qualified waterlwell testing company. 294 2. If required by the inspection company, Seller, at Seller's expense, will locate and provide access to the on-site (or individual) water 295 system. Seller also agrees to restore the Property, at Seller's expense, prior to settlement. 296 3. If Buyer is not satisfied with the condition of the water system as Stated.in the written inspection report(s), Buyer will proceed under 297 one of the following Options as listed in paragraph 10 within the Contingency Period: 298 o Option 1 299 o Option 2 300 (B) If the inspeCtion reveals active infestation(s),Buyer,atBuyir~expeh$e:niay Within: theContiitgency Period, obtain a;ProPos81 from: Ii. wood- destroying pests pesticide applicator to treat the Property. , (C) If the inspection reveaIs damage fro.m activ.e or previous infestation(s), Buyet,:at B.~er's expense, may within the Contingency Period, obtain a written report from a poofessioIial contractor, home inspector or structural engineer that i~ limited to structural. damage to the Property caused by wood-destroyingorganismsand'aProposaI to repaitand/or,treat the Property.;':. " .. (0) If Buyer is not satisfied with the condition,ofthe Property as stated in the writteninspc:cti.on report(s), Buyer will'proceed undet one oftJJ.e fol- lowing Options as "listed in paragraph 10 Within the Contingency Period: .. . ". o Option 1. . . .,.-.,.' DOptiQn .2 STATUS OF RADON (9-05) (see Information Regarding Radon) (A) Seller has no knowledge concerning the presence or absence of radon unless checked.below: . o 1. Seller has knowledge that the Property was tested on the dates, by the methodS (e.g., 1::harcoaIcanister, aIpha1rack, 'etC.), arid With the results of all tests indicated below: .. . _' DATE TYPE OF TEST RESULTS (picoCuriesll.iter or working' levels) , /=..........! '-":"i ./ l Seller Initials: 8eG 301 Buyer Initials: j .<< Lj-- I' f A1S-R Page 5 of 10 Revised 9/05 302. Jr- *3, . 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 - 319 320 321 322 323 324 325 326 327 326 329 330 331 332 333 334 335 336 337 .-~tvl 339 340 341 342 343 .344 345 346 347 346 349 350 351 352 353 354 355 356 357 356 359 360 361 362 363 364 365 366 367 368 "15. STATUS OF SEWER (9-05) . ,~(A) S~ller represents that the Property is served by: . ''0 Public Sewer -'0' Individual On-lot Sewage Disposal System (see Sewage Notice 1) o - Individual On-lot Sewage Disposal System in Proximity to Well (see Sewage Notice I; see Sewage Notice 4, if applicable) o Community Sewage Disposal System - - o Ten-Acre Permit Exemption (see Sewage Notice 2) o Holding Tank (see Sewage Notice 3) o None (see Sewage Notice 1) o None Available/Permit Limitations in Effect (see Sewage Notice 5) o (B)\ l}IDIVIDUAL ON-LOT SEWAGE DISPOSAL INSPECTION CONTINGENCY ItJ WANED. Buyer has the option to have an inspection of the individual on-lot sewage disposal system for the Property. BUYER E.... - WANE~- TIllS OPTION and agrees to the RELEASE in paragraph 27 of this Agreement d ELECTED. Contingency Period: _ days (15 ifnot specified) from the Execution Date of this Agreemerit. 1. Within the Contingency Period, Buyer, at Buyer's expense, may obtain an inspection of the individual on-lot sewage disposal sYs- tem from a qualified, professional inspector. 2. If and as required by the inspection company, Seller, at Seller's expense, will locate; provide access to and empty the individual on- lot sewage- disposal system. Seller will also restore the Property, at Seller's expense, prior to settlement;- 3. If the inspection report reveals defects that dO not require expansion or replacement of the existing individual on~lot sewage disposal system, Buyer will proceed under one of the following Options as listed in paragraph 10 within the Contingency _Period: o _ Option 1 o Option 2 4. If the inspection report reveals the need to expand or replace the existing ind,ividual on-lot sewage disposal system, Seller may, within -2L DAYS of receiving the inspection report, submit a Written Corrective Proposal ("Proposal") to Buyer. The Proposal willinc1ude, but not be limited to,-the name of the company to perforrn the expansion or replacement; provisions for payment, includ- ing retests; and a projected completion date for corrective measures. Within ...:...L- DAYS - of receiving Seller's Proposal, or if no . Proposal is provided within the time given, Buyer will notifY Seller in writing of Buyer's choiCe to: a. Agree-to the terms of the Proposal, if any, whereupon Buyer accepts the Property:and agrees to the RELEASE in paragraph 27 of this Agreement, OR b. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer aCcording to the terms of para_ graph 30 of this Agreement -- c. Accept the Property and the existing system and agree to the RELEASE in paragraph 27 of thiS' Agreement, and; if required by any mortgage lender and/or any governmental authority, correct the defects before settlement or within the tiri1e required by the mortgage lender and/or governmental authority, at Buyer's sole expense, and with p~ion and access to the Property giveriby Seller. Permission and access may not be unreasonably withheld by Seller. If Seller denies Buyer permission and/or access to cor- rectthe defects, Buyer may, within ~ DAYS of Seller's denial, terminate this Agreement by written not!ce to Seller, with all- deposit monies returned to Buyer according to the terms of paragraph 30 of this Agreement. - 16. HOME WARRANTIES.(9-05) At or before settlement, either party-may have the opportunity to purchase a home warranty for the Property from a third-party vendor. Buyer and Seller understand that a home warranty for the Property - does not alter any disclosure requirements of Seller, - will not cover or warrant any pre.:. existing defects of the Property, and will not alter, waive or extend any provisions of this Agreement regarding inspections. or certifications that Buyer has elected or waived as part of this Agreement. Buyer and Seller understand that the licensee, broker or mortgage lender who orders the home warranty may possibly receive a fee paid by the home warranty company. ' 17. ZONING CLASSIFICATION & VERIFICATION OF USE CONTINGENCY (9-05) (A) Failure of this Agreement to contain the zoning classification (except in cases where the property {and each parcel.thereof: if subdividable} is zoned solely orpriinarily to permit single-family dwellings) will render this Agreement voidable at Buyer's option, and, if voided, any deposits tendered by the Buyer will be re~d to the Buyer witho}ft any requirement for court action. Zoning Classification: 't/ j/t:...,.i ct P II') "it (J ;J - - (B) Contingency Period: _ days (7 if not speCified) from the Execution Date Of this Agreement. Within the - Contingency Period, Buyer, at Buyer's expense, may verify that the presenfuse( of the Property is permitted. In the event the present use is not permitted, Buyer will, within the Contingency Period, give Seller written notice that the present use of the Property is not permitted and that Buyer will: 1. Accept the Property and agree to the RELEASE in paragraph 27 of this Agreement, OR 2. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of para graph 30 of this Agreement. If Buyer fans to respond within the Contingency Period or does not terminate this Agreement by written notice to Seller within that time, Buyer will accept the Property and agree to the RELEASE in paragraph 27 of this Agreement. 18. NOTICES, ASSESSMENTS & CERTIFICATES OF OCCUPANCY (9-05) (A) Seller represents, as of the date Seller signed this Agreement, that no public improvement, condominium or homeowner association assessments have been made against the Property which remain unpaid, and that no notice by any government or public authority has been served upon Seller or anyone on Seller's behalf: including notices relating to violations of zoning, housing, building, safety or fire ordinances that remain uncor- rected, and that Seller knows of no condition that would constitute a violation of any such ordinances that remain uncorrected, unless otherwise specified here: (B) Seller kno;ws of no other potential notices (including violations) and/or assessments except as follows: ..r :." ~ 302 303 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 _319 320 321 322 323 324 325 326 327 326 - 329 330 331 332 333.; 334- 335, -336 ',,-,- 337 - 338 339 340 - 341 342 343 344 345 346 347-- 346 349 350 351 ) 352 353 3S4 355 356 3S7 358 359 360 361 362 363 364 365 366 367 :~ ~ ,,- /', /', G .. . '-~I ~\ Seller IDltials. _ J, ~ _ 368 Buyer Initials: ,--::-: c_f.-- A/S-R Page 6 of 10 Revised 9/05 ...-/ ./' . L."/ < 372 .:373. ' .374 ,375 376 ',.' 3n-. '378 379 380 381 382 383 384 385 386 .387 388 389 390 391 392 393 '394 395 396 397 "398 399 400 401 402 403 404 405 '406 . .407 40S 409 410 '411 412 413 414 A15 416 417 418 419 420 421 422 423 424 425 426 427 428 429 430 431 432 433 434 369 37Q.:' 3-M ~L) m me event any nonces~mclUomg mOlanons) anOlor assessments are recelveu aIler "el~er llll!i ~l~eu Ull~1'\.grc;eU1t:l1ll1llU UCIUIC .CLUClllCllL, 40~ Seller will provide a copy of the hC;ti~es ahd!orasse~sriientS to Buyer '~dwin;riotifY Bu'ycl- hi" Writing \Vifl:1in ~. DAYS' ~freceiVmi the 370 notices and/or assessments that Seller will: . . ,. 371 1. Fully comply with the notices and/or assessments at Seller's expense before settlement If Seller fully complies with the notices and/or 372 assessments, Buyer accepts the Property and agrees to the RELEASE m paragrajJh 27 of this Agreement. OR 373 2. Not comply. ~th.the ,no.tices and/orasses~ents~ If Sellerchooses riot tocbmply with the noticesand/or assessments, or fails witbiJi the 374 time giVen "to notify' Buy~r whether. Seller win .comply, BUYe!" will. IiotifySeller in writingwithiII ~PAYS that B\l~er .\\'ill: : 375 a. Comply Willi thehotices and/or assessments at Buyer's expense, accept the Property, and agree to the RELEASE iri paragraph 27 'of 376 this Agreement, OR 377 ' b; Termmate this Agreement by written notice to Seller, with all depqsit monies r~turned.to Buyer according tO,the terms of Paragraph. 378 30 of this Agreement . '379 If Buyer fails to respond witbiJi the time stated in paragraph 18 (C) (2) or falls to terminate this Agreement by written notice to 380 Seller within 'that time, Buyer will accept the Property and agreeto the RELEASE in paragraph 27 of this Agreement . '.. 381 (D) If requirOO bfimv, wiilim--1lL DAYS from the ExecirtionDate of tills Agreertient, biIt mno case later than 15 days prior to settlement, Seller 3si will order at Seller's expeiise a certification from the appropriate municipal department(s) disclosmg notice of imy uncOrrected violations of zon~ 383' ing, housmg, buildiIIg, safety or fueordiIIances and/oracertificatepermittingoccupancy of the Property. If Buyer receives a notice of any 384 required repaii:slimprovements, :BuYer will promptly deliver a copyof the notice to Seller. ' ..' 385 1. Within ~J)AYS ofrecei~irnotice fromthe municipality that repairs/improvements are require~ Seller'will notify Buyer in Writ~ 3116 ingthatSellerwill: ". ,. . .., ,. ......... .' ..,. .' . . .., ..' .. ..... .387 a. . Make the requITed repairsihnprovements to tiie satisfaction' of the muriicipaiity. If Seller makes'the i-equlred reparrs/improvemeiJ.tS, 388 auyer aCcepts the Property and agrees to the RELEASEm'paragraph 21 of this Agreement. OR . .' . 389 b. Notmake the required repairs/improvements. IfSeUer chooses not to make the required repairs/improvements, Buyer will notify 390 Seller in writing withiII -L DAYS that Buyer will: 391 . (1) Make there.Pairsfuni>rovements at Buyer's expense, with permission and access to the Property given by Seller, which will not. 392 be unreasonaBly'wi1:lJheld, OR .' . '. . . . . . . . . . .' 393 (2) Terininlite:thisA~em.ent by writteiJ. notice to Seller, with an deposit monies rCtumed to Buyer accoidiIigw the terms of para, '394 grllph30ofthisA~ent.. .... ". ...... '.' . .' . .', .'. ..' .395' UBlIyer failStorespond'Witbinthe timesta~ed in paragraph 18 (D) (1) (b) or fails to terminate this Agreement by written notice .396 tei Seller Withiii thaUinie,Buyer will accept the Property and agree to the RELEASE in paragraph 27 -Of this Agreement, and :Buyer" 397 accepts the responSibiiity to perform the repaitslimproveinentsaccordingto the terms of the notice provided by the inunicipitnty.398 2. If.8eller denies Buyer peonission.t() make the J:'equired repairs/impi'<>v~eti.tS,Qr does not provide Buyer access beforesett1ementto make 399. the requiredrepairs/imprcivements; Buyer may;, within ~DAYS, 1eIniinate this Agreement by written notiCe to. Seller, with aU deposit.. 400 monies returned to Buyer accordiIIg to the terms of paragraph ~O of this Agreement .' . ' . . 401 3. If repairs/improvements are,required and. Seller fails to provide a copy of the notice to Buyer as required in paragraph 18 0:>), Seller. will 402 " perform all rePairs/improvements as require4 by the notice at Seller's expense. Paragrapq, 18 (D) (3) will survive settlement 403 (E) Access to a public road may iequire issuance of a highway occupanCy ~t from the Department of Transportation. 404 19. TITLE, SURVEYS. & COSTS (9~05)" 405 (A) The Property will be conveyed with good and marketable title as is insurable by a reputable title insurance company at the regular rates, free and 406'- clear of all liens, encumbrances, and easements, EXCEPTING HOWEVER the followiIIg: existing deed restlictiom;h1Siorlc- preservation 407 restrictions or ordlnances; buildiIIg restrictions; ordinances; easements of roads; easements. visible upon the ground; eal!ements ofre(lOrd;an~. .408 privileges or rights of public service companies, if any. . ., . ,. ,.... ~ . (B) Buyer will pay for the following: (1) Title search, title insurance and/or mechanics' lien insurance, .orany fee fo!cancellation; 410 (2) Flood m.suran. ce,o fire. jnsurance. with .exten. ded coverage. ,mine SUo bSid.en.' ce insurance, or any fee for cancellation;(. 3...) Appraisal fees.' and.. .4. 11___. ..... . charges paid in advance to mortgage lender(s); (4) Buyer's customary settlement costs and accruals. . ,t4!1.1...;'; (C) Any surveyor surveys required by the title insurance company or the abstractiIlg attorney for prepariiJ.g an adequate l~iaI description of the .'i'~ . Property.( or the. co~ctio~ th~f) will be obtaiIIed and paid for by ~ Any surveyor surveys desired by Buyer or required by the mortga~~ lender will be obtamed and pmd for by Buyer. ~V(.er . 415 .) (D) If Seller is unable to give a good and marketable title and such as is insurahle'by a reputable title iIIsurance company at the regular rates, as specified 416 m paragraph 19 (A), Buyer will: 417 1. Accept the Property with such title as Seller can give, with no change to the purchase price, and agree to the RELEASE in paragraph 27 of this 418' Agreement, OR , 419 2. Termmatethis Agreement by written notice to Seller, with all deposit monies returned to Buyer accordiIIg to the terms of paragraph 30 of 420 this Agreement Upon termination, Seller will reimburse Buyer for any costs incurred by Buyer for any iIIspections or certifications obtained 421 accordiIIg to the terms of this Agreement, and for those items specified in paragraph 19 (B) items (1), (2), (3) and in paragraph 19 (C). 422 (E) The Property is not a "recreational cabm" as defined in the Pennsylvania Construction Code Act unless otherwise stated here (see Infonnation 423 Regarding Recreational Cabins): 424 20. CONDOMINIUMIPLANNED COMMUNITY (HOMEOWNER ASSOCIATION) RESALE NOTICE (9-05) 425 W NOT APPLICABLE' 426 -0-- APPLICABLE: CONDOMINIUM. The Property is a unit ofa condominium that is primarily run by a unit owners' association. 23407 of the 427 Uniform CondomiIlium Act of Pennsylvania (see Information Regardmg Condommiums and Planned Communities) requires Seller to furnish 428 Buyer with a Certificate of Resale and copies of the condomiIlium declaration (other than plats and plans), the bylaws and the rules and regula- 429 tions of the association. 430 o APPLICABLE: PLANNED COMMUNITY (HOMEOWNER ASSOCIATION). The Property is part of a planned community as defined by 431 the Uniform Planned Community Act (see Information Regarding Condominiums and Planned Communities). s5407(a) of the Act requires 432 Seller to furnish Buyer with a copy of the Declaration (other than plats and plans), the bylaws the rules and regulations of the association, and 433 a Certificate containmg the provisions set forth in s5407(a) of the Act. 434 .J / AlS-R Page 7 of 10 Revised 9/05 SeDer lnitials: ,,'~'. (:-~-. ('~ .t, _~ ",-.." 435 ~35 Buyer Initials: ., 437 ~ ....t: 438~' .' . 43!l' 440 441 442 443 444 445 446 447 446 449 450 451 452 453 454 455 456 457 458 459 460 461 462 463 464 465 466 467 468 469 470 471 472 473 474 475 476 477 478 479 480 481 482 483 484 485 486 487 488 489 490 491 492 493 494 495 496 497 498 499 500 501 502 503 504 ..............& -.-.....-.. .....-.......... .....~.... ... - ... .....-... .......................~ ................... ..-.....- ....-........ -- .- -....-.- --.- ._--"- - ---- - --- .- (A) Within ---1L DAYS from the Execution Date of thisAgreettierlt;Se'nei,!at'-Sellet'1lhpense; ~'request~the association a Certificate of 437 .a' Resale and any other documents necessary to enable Seller to comply with the relevant Act. The Act provides that the association is required to 438 provide these documents within 10 days of Seller's requeSt.' . " , : :. ,;, " " " ,.,'; " 439 (B) Seller will promptly deliver to Buyer all documents received from the association. Under the Act, Seller is not liable to Buyer for the failure of 440 the association to: proVide the' C-erfificatein a timely 'iriaimer, - ndr is" Seller liable to Buyer for any IDoottectinformation.pr<>videdbytlie 'liSsoci- ;441: ation in the Certificate. . " 442 (C) The Act provides that Buyer may declare thisAgreementVOID.atimy time before Buyer receives the association documents and for 5 dRys after 443 receipt, OR tintilsettlement, whichever occurs first Buyer's notice to Seller mUSt be in writing; upon Buyer declaring this Agreement void; all 444 deposit monieswiU be returned to Buyer according to the terms ofparagraph'30-ofthisAgreement 445 (0) If the assOCiation has the right to buy-the Propei:ty (right of firSt refusal).. and !he association exercises that right, Sellerwill'reimburseBuyer for 446 any costs incurred by Buyer for any irispectiohS or certifications obtained according to the terms of the AgreeiIlen:t, and imycosts incurred by Buyer 447 for: (1) Title search, title insurance and/or mechanics' lien insurance, or any fee for cancellation; (2) - Flood insurance imd/or. fire insurance with 448 extended coverage, mine'subsidence insurance, or any fee for cancellation; (3) Appraisal fees and charges paid in advance to mortgage lender(s). 449 21. MAINTENANCE & RISK OF LOSS (9-05)450 (A) 'Seller willm8intain the ProPertY, groiuids, fixtures andper'Sonal'property specifically listedinthis-Agreemenf'in its present condition, norinal 451 wear and tear excepted. 452 (B) If any system or appliance included in the sale - of the Property fails before settlement, Seller will: 453 1. Repair or replace the failed system or appliance before settlement, OR 454 2. Provide prompt written notice to BilyerOfSeller'sdecision to:. 455 a. Credit Buyer at settlement for the fair market value of the failed system .or appliance, as acceptable ti>the mortgage lender(s), if any, OR 456 b. Not repair or replace the failed system or appliance, and not credit Buyer at settlement for the fair market value of the failed system 457 or appliance. 458 3. If Seller does not repair or replace the failed system or appliance' or agree to credit Buyer forits fair market value, or if Seller' fails to noti- 459 fy Buyer of Seller's 'choice, Buyer will notify Seller in writing Within ~ DAYS:or before settlement, whichever is earlier, that Buyer 460 will: 461 a Accept the Property and agree to the RELEASE in paragraph 27 of this Agreement, OR 462 b. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of paragraph 463 30 of this Agreement 464 (C) Seller bears the risk ofloss from fire or other cilsua1ties until settlement Ifany property included in this. sale is des1roy6dand not replaced; Buyer will: 465 1. Aci:eptthe Ptoperty inits then current condition together with the proceeds of any insurance recovery obtaiIiab1eby Seller;'OR ,466 2. 'TeIminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer ,according to the tenilS of paragraph 30 of 467 thisAgreement. 468 22. COAL NOTICE (Where Applicable) 469 TIns DOCUMENT MAY Nor SElL, CONVEY, TRANSFER, INCLUDE OR INSURE TIlE 1111.1;'1'0 TIlE COAL AND RIGHTS OF SUPPORT UNDERNEATH TIlE SURFACE LAND 470 DESCRIBED OR REl'ER.RED TO HEREIN, ANDnrE OWNER OR OWNERS OF SUCH COAL MAY HAVE TIlE COMPLETE LEGAL RIGHT TO REMOve ALL SUCH COAL AND 471 IN mAT' cONNECTION, DAMAGE MAY RESULT TO TIlE SURFACE OF TIlE LAND AND ANY HOUSE, BUILDING OR ornER STR.U~ON OR IN SUCHLAND~ (This 472 noticeisset forth in the manner provided in Section 1 of the Act ofJuly 17, 1957, P.L. 984.) "Buyer acknowledges thatihe may riot be obtaining the' '473 right of protection against subsidence resulting from coal mining operations, and that the property described herein maybe protected from damage 474 due to mine subsidence by a private contract with the owners of the economic interests ill the coal. This acknowledgement is made for the purpose 475 of complying with the provisions of Section 14 of the Bituminous Mine Subsidence and the Land Conservation Act of Apri127, 1966." Buyer agrees 476 to sign the deed from Seller which deed will contain. the aforesaid provision. 477 23. POSSESSION (9-05) 478 (A) Possession is to be delivered by deed, keys and: 479 1. Physical possession to vacant Property free of debris, with all structures broom-clean, at day and time, of settlement, AND/OR 480 2. Assignment of any existing 1ease(s), together with any security deposits and interest, at day and time of settlement, if Property is leased at 481 the execution of this Agreement, unless otherwise stated in this Agreement. 482 (B) Buyer will acknowledge existing lease(s) by initialing the 1ease(s) at the execution of this A~\mt, unless otherwise specified herein. 483 (C) Seller will not enter into any new leases, extensions of existing leases or additional leases for the Property without the written consent of Buyer. 484 24. RECORDING (9-05) This Agreement will not be recorded in the Office of the Recorder of Deeds or in any other office or place ofpuhlic record. 485 If Buyer causes or permits this Agreement to be recorded, Seller may elect to treat such act as a breach of this Agreement 486 25. ASSIGNMENT (9-05) This Agreement is binding upon the parties, their heirs, personal representatives, guardians and successors, and to the extent 487 assignable, on the assigns of the parties hereto. Buyer will not transfer or assign this Agreement without the written consent of Seller unless other- 488 wise stated in this Agreement. 489 26. GOVERNING LAW, VENUE & PERSONAL JURISDICTION (9-05) 490 (A) The validity and construction of this Agreement, and the rights and duties of the parties, will be governed in accordance with the laws of the 491 Commonwealth of Pennsylvania. 492 (B) The parties agree that any dispute, controversy or claim arising under or in connection with this Agreement or if$ performance by either party 493 shall be decided exclusively by and in the state or federal courts sitting in the Commonwealth of Pennsylvania. 494 27. RELEASE (9-05) 495 Buyer releases, quit claims and forever discharges SELLER, ALL BROKERS, their LICENSEES, EMPLOYEES and any OFFICER or 496 PARTNER of anyone of them and any other PERSON, FIRM or CORPORATION who may be liable by or through them, from any and 497 all claims, losses or demands, including, but not limited to, personal injury and property damage and all of the consequences thereo~ whether 498 known or not, which may arise from the presence of termites or other wood-boring insects, radon, lead-based paint hazards, mold, fungi or 499 indoor air quality, environmental hazards, any defects in the individual on-lot sewage disposal system or deficiencies in the on-site water serv- 500 ice system, or any defects or conditions on the Property. Should Seller be in default under the terms of this Agreement, or in violation of any 501 seller disclosure law or regulation, this release does not deprive Buyer of any right to pursue any remedies that may be available under law 502 or equity. This ,release 'rill survive settlement. 503 ) ? /".~ r\ {--"(-' Buyer Initials: _--- A/S-R Page 8 of 10. Seller Initials: :::::. \ - ',::l Revised 9/05 504 -- \_/ 505 ~;-. ~07' 508 509 ' 510 511 512 513 514 515 516 517 518 519 520 521 522 523 524 525 526 527 528 529 530 531 532 ' 533 534 535 536 537 538 539 540 541 542 543 544' 545 546 547 548 549 550 551 552 553 554 555 556 557 558 559 560 561 562 563 564 565 566 567 558 ,28. REPRESENTATIONS (9-05) 505 (A) All representations, claims, advertising, promotional activities, brochures or plans of any kind made by Seller, Brokers, their licensees, employ- 506 - .to' ees, officers or partners are not a part of this Agreement unless expressly incorporated or stated in this Agreement This Agreement contains the 507 whole agreement between Seller and Buyer, and there are no other terms, obligations, covenants, representations, statements or conditions, oral 508 or otherwise, of any kind whatsoever concerning this sale. This Agreement will not be altered, amended, changed or modified except in writing 509 executed by the parties. 510 (B) Unless otherwise stated in this Agreement, Buyer has inspected the Property (including fixtures and any personal property specifically 511 listed herein) before signing this Agreement or has waived the right to do so, and agrees to purchase the Property IN ITS PRESENT 512 CONDmON. Buyer acknowledges that Brokers, their licensees, employees, officers or partners have not made an independent exam- 513 ination or determination of the structural soundness of the Property, the age or condition of the components, environmental conditions, the permitted uses or of conditions existing in the locale where the Property is situated; nor have they made a mechanical inspection of any of the systems contained therein. (C) Any repairs required by this Agreement will be completed in a workmanlike manner. (D) Broker(s) have provided or may provide services to assist unrepresented parties in complying with this Agreement 29. DEFAULT (9-05) (A) Seller has the option of retaining all sums paid by Buyer, including the deposit monies, should Buyer: 1. Fail to make any additional payments as specified in paragraph 3, OR 2. Furnish false or incomplete information to Seller, Broker(s), or any other party identified in this Agreement concerning Buyer's legal or financial status, OR 3. Violate or fail to fulfill and perform any other terms or conditions of this Agreement (B) Unless otherwise checked in paragraph 29 (C), Seller may elect to retain those sums paid by Buyer, including deposit monies: 1. On account of purchase price, OR 2. As monies to be applied to Seller's damages, OR \.3/ As liquidated damages for such breach. . (C) A SELLER IS LIMITED TO RETAINING SUMS PAID BY BUYER, INCLUDING DEPOSIT MONIES, AS LIQUIDATED DAMAGES. (D) If Seller retains all sums paid by Buyer, including deposit monies, as liquidated damages pursuant to paragraph 29 (B) or (C), Buyer and Seller are releaseci from further liability or obligation and this Agreement is YOID. 30. TERMINATION & RETURN OF DEPOSITS (9-05) (A) Where Buyer terminates this Agreement pursuant to any right granted by this Agreement, all deposit monies paid on account of purchase price will be returned to Buyer and this Agreement will be YOID. The broker holding the deposit monies may only release the deposit monies accord- ing to the terms of a fully executed written agreement between Buyer and Seller and as permitted by the Rules and Regulations of the State Real Estate Commission. (B) If there is a dispute over entitlement to deposit monies, a broker is not legally permitted to determine if a breach occurred or which party is enti- tled to deposit monies. A broker holding the deposit monies is required by the Rules and Regulations of the State Real Estate Commission to retain the monies in escrow until the dispute is resolved In the event of litigation over deposit monies, a broker will distribute the monies accord- ing to the terms of a final order of court or a written agreement of the parties. Buyer and Seller agree that, if any broker or affiliated licensee is joined in litigation regarding deposit monies, the attorneys' fees and costs of the broker(s) and licensee(s) will be paid by the party joining them. 31. REAL ESTATE RECOVERY FUND (9-05) A Real Estate Recovery Fund exists to reimburse any persons who have obtained a finaI civil judgment against a Pennsylvania real estate licensee owing to fraud, misrepresentation, or deceit in a real estate transaction'and who have been unable to collect the judgment after exhausting all legal and equitable remedies. For complete details about the Fund, call (717) 783-3658 or (800) 822-2113 (within Pennsylvania) and (717) 783-4854 (out- side Pennsylvania). 32. MEDIATION (9-05) (A) Unless otherwise checked in paragraph 32 (D), Buyer and Seller will submit all disputes or claims that arise from this Agreement to meQiation in accordance with the Rules and Procedures of the Home SellersIHome Buyers Dispute Resolution System. Any agreement reached through mediation and signed by the parties will be binding (see Information Regarding Mediation). (B) Buyer and Seller have received, read, and understand the Rules and Procedures of the Home Sellers/Home Buyers Dispute Resolution System. (C~ agreement to mediate disputes or claims arising from this Agreement will survive settlemenk (DyE!. MEDIATION IS WAIVED. Buyer and Seller understand that they may choose to mediate at a later date should a dispute or claim arise, but that there will be no obligation for any party to do so. _ 33. RESIDENTIAL LEAD-BASED PAINT HAZARD REDUCTION ACT NOTICE (Required for properties built before 1978) (9-05) Lead-Based Paint Hazards Disclosure Requirements: The Residential Lead-Based Paint Hazard Reduction Act requires any seller of prop- erty built before 1978 to provide the buyer with an EPA-approved lead hazards information pamphlet titled Protect Your Family from Lead in Your Home and to disclose to the buyer and the broker(s) the known presence of lead-based paint and/or lead-based paint hazards in or on the proper- ty being sold, along with the basis used for determining that the hazards exist, the location of the hazards, and the condition of painted surfaces. Any seller of a pre-1978 structure must also provide the buyer with any records or reports available to the seller regarding lead-based paint and/or lead-based paint hazards in or about the property being sold, the common areas, or other residential dwellings in multi-family housing. Before a buyer is obligated to purchase any housing constructed prior to 1978, the Act requires the seller to give the buyer 10 days (unless buyer and sell- er agree in writing to another time period) to conduct a risk assessment or inspection for the presence of lead-based paint and/or lead-based paint hazards. The opportunity to conduct a risk assessment or inspection may be waived by the buyer, in writing. Neither testing nor abatement is required of the seller. Housing built in 1978 or later is not subject to the Act. o NOT APPLICABLE. Property was built in 1978 or later. ":El APPLICABLE. Property was built before 1978. Broker must attach the Lead-Based Paint Hazards Disclosure and Inspection " Contingency Addendum (pAR Form LPA) or another acceptable form with the information required by the Act, and provide Buyer the pamphlet,Protect Your Family from Lead in Your Home. Buyer(s) must initial below that they have received both documents: ,.- J( ...... ! -:'" -, Lead-Based Paint Hazards Disclosure and Inspection Contingency Addendum (attached as part of this Agreement). ...... ,7";;: "/' Protect Your Family from Lead in Your Home 514 515 516 517 518 519 520 521 522 523 524 525 526 527 528 529 530 531 532 533 534 535 536 537 538, 539 540 541' 54Z 543 544 545 546 547 548 549 550 551 552 553 554 555 556 557 558 559 560 561 562 563 564 565 566 567 568 559 569 570 571 570 571 572 Buyer Initials: <...-":-'" (~~ Seller Initials: ~-.....:.:.J 572 AlS-R Page 9 of 10 Revised 9/05 574 ... . Sii~ , . &76 . 577 578 579 580 581 582 583 584 585 586 587 588 589 590 591 592 593 594 595 596 597 598 (A) The following are part of this Agreement if checked: o Sale & Settlement of Other Property Contingency Addendum (pAR Form SSP) o Sale & Settlement of Other Property Contingency with Right to Continue Marketing Addendum(pAR Form SSP-CM) o Settlement of Other Property Contingency Addendum (pAR Form SOP) o Tenant-Occupied Property Addendum (pAR:Fonn TOP) o o o 574 575 576 577 578 579 580 581 582 583 584 585 586 587 588 589 590 591 592 593 594 595 596 597 598 (B) Buyer and Seller acknowledge receipt of a copy of this Agreement at the time of signing. 599 NOTICE TO. PARTIES: WHEN SIGNED, THIS AGREEMENT IS A BINDING CON'q{ACT. Parties to this transaction are advised to consult 599 600 an attorney before signing if they desire legal advice. 600 601 Return by facsimlle.transmission (FAX) of this Agreement, and any addenda and amendments, bearing the signatures of all parties, constitutes 601 602 acceptance by the parties. 602 ~' .. ,,,-Buyer has received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa. C, ode ~35.336. . puyer has received a statement of Buyer's estimated closing costs before signing this Agreement. ' . Buyer has read and understands the notices and explanatory information in this Agreement. oyer has received a Seller's Property Disclosure Statement before signing this Agreement, if reqllired by law (see Information Regarding the Real Estate Seller Disclosure Law). .9( Buyer has received the Deposit Money Notice (for cooperative sales when Broker for Seller is holding deposit money) before signing this Agreement. . 603 604 605 606 607 608 609 603 604 605 606 607 608 609 610 BUYER'S MAILING ADDRESS: 610 611 !'"'\ I ,,-' 611 . V// # ,;;--;x' l..,L/-A",/ ~ATE . -? ~ /9'- d ::Z2 // ~ -, /" ,. / 1/ DATE 613 it I Iryi'yl/~ If t#{J clef V/ I 1;;;" ~....t BUYER, ,/? A',;/I..(,tf./ A'.. 612 WITNESS 613 WITNESS BUYER 614 WITNESS BUYER DATE 614 615 Seller has received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa. Code ~35.336. 616 Seller has received a statement of Seller's estimated closing costs before signing this Agreement. 617 Seller has read and understands the notices and explanatory information in this Agreement. ___ 615 616 617 618 SELLER'S MAILING ADDRESS: 618 619 '.----.-. ,/l " 619 V t/ V !/l ~~c. ~ \q ,,- -----...J,...<<-",A /L C-5">6~ ~- DATE .=:> - - ( ) \ 620 /' i I if /jC'k/-H /'v--:' (J " r. (\ X 'If) I \.i / '.:J,Ji!.L. J '-,. ,- "; ('l - " I ..A ' J -.....; v 620 WITNESS SELLER 621 WITNESS SELLER DATE 621 622 WITNESS SELLER DATE 622 AlS-R Page 10 of 10 Revised 9/05 BROKER'S COpy t ~ . I t f ~ ! ! , , i I i i I i I I S::r,LLEl,t BU1.1tIC DATE OF AGREEMENT ~f:"";\("{ ;.....\...~\hO(: '~L~, {i;'r.;;;~I'?;'~'F~ ",,'oil ')l:~ . ~ _ . ~ ,~r ~ \. c:. t ~J~" ~ t ~./ ". r 'f"I, ~r\,. ,. - f ~ ' V .\ i I I (A t },. _It ti/l'),[,t i'~" M,(AV. It..{ 760t ( rr ..-- 'i .. r ,it" 1. SEL~ER'S DISCLOSURE Seller has no knowledge concerning the presence oflead-based paint and/or lead-based paint hazards in or about the Property, unless checked below. o Seller has knowledge of the presence of lead-based paint and/or lead-based paint hazards in or about the Property. (provide the basis for determinin.gthat lead-based paint and/or hazards exist, the location(s), the condition of the painted surfaces, and other available informa- tion concerning Seller's knowledge of the presence oflead-based paint and/or lead-based paint hazards.) 2. SELLER'S RECORDSIREPORTS Seller has no records or reports pertaining to lead-based paint and/or lead-based paint hazards in or about the Property, unless .checked below. o Seller has provided ;Buyer with all available records and reports regarding lead-based paint and/or lead-based paint hazards in or about the Property. (List docuinents): 3. BUYER'S ACKNOWLEDGMENT Buyer has received the pamphlet Protect Your Family from Lead in Your Home and bas read the Lead Warning Statement on the front of this form. Buyer has reviewed Seller's disclosure ofknl?wn lead~b~ paint and/or lead-based paint hazards in para~ph 1 and has received the records and reports regarding lead-based paint and/or lead-based paint hazards identified in paragraph 2. 4. LEAD-BASED PAINT ASSESSMENT/INSPECTION CONTINGENCY Buyer acknowledges that before Buyer is obligated to buy a residential dwelling built before 1978, Buyer has 10 DAYS (unless otherwise nego.. ~'a, ) to conduct a risk assessment and/or inspection of the Property for the presence oflead-based paint and/or lead-based paint hazards. WAIVED. Buyer understands that Buyer has the right to conduct a risk assessment and/or inspectiqn of the Property to determine the pres- . ence oflead-based paint and/or lead~based paint hazards. BUYER WAIVES TIIIS RIGHT and agrees to the terms of the RELEASE para- graph of this Agreement. ' o ELECTED. Contingency Period: ~ days from the Execution Date of this Agreement. (A) Within the Contingency Period, Buyer, at Buyer's expense, may choose to obtain a risk assessment and/or inspection of the Property for lead-based paint and/or lead-based paint hazards. (B) Within the Contingency Period, Buyer may deliver to Seller a written list of the specific hazardous conditions cited in the report and those corrections requested by Buyer, along with a SOpy of the risk assessment and/or inspection report. . (C) Seller may, within ----1- DAYS of receiving the list and report(s), submit a Written Corrective Proposal (''Proposal'') to Buyer. The Proposal will include, but not be limited to, the corrections 'to be performed, the name of the remediation company'and a projected completion date for corrective measures. Seller will provide ceI#ficaqon from a risk assessor or inspector that corrective measures have been satisfactorily completed on or before the projected completion date. (D) H Seller submits a Proposal, Buyer will, within -2- DAYS: 1. Accept the Proposal and the Property in writing, and agree to the terms of the RELEASE paragraph of this I^-greement, OR 2. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of the TER- MINATIoN & RETURN OF DEPOSITS paragraph of this Agreement. , (E) H Seller does notsubmit a Proposal within the time set forth in paragraph (C) above, Buyer will, within ~ DAYS: 1. Accept the Property in writing, with the information stated in the report(s) and agree to the terms of the RELEASE paragraph of this Agreement, OR 2. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of the TER- MINATION & RETURN OF DEPOSITS paragraph of this Agreement. H Buyer fails to exercise any of Buyer's options or to terminate this Agreement within any of the time periods stated in this para- graph, Buyer will accept the Property and agree to the terms of the RELEASE paragraph of this Agreement 5. BROKERS'/LICENSEES' CERTIFICATIONS The undersigned Licensees involved in this transaction, on behalf of themselves and their brokers, certify that their statements are true to the best of their knowledge and belief. The Licensees involved in this transaction have informed Seller of Seller's obligations under the Residential Lead-Based Paint Hazard Reduction Act, 42 V.S.C. ~4852(d), and are aware oftheirrespon- sibility to ensure compliance. 6. BUYER/SELLER CERTIFICATION By signing this Addendum., Buyer and Seller certify the accuracy of their respective statements, to the best of their 19,1owledge. '.'7 1/ I I ~ " ,;:7,' / '.,::;K,l rI Ii III f__1 -".../ /,' "-- " I ,( WITNESS ?/Y/(l/lL/J 1/.JI(/t..:r- BUYER / :.4// / /) _ :';-7} "7-;~.( {~~.(;.-" DATE c ~ - /9 - 117 WITNESS ' BUYER ':1 DATE / if WITNESS (~.j BUYER ,/1.-, ~ DATE WITNESS 'V,i---- C v-' ~ ~ SID-LER ~~ ( / ~ ____ DATE ":2..,- I?\ - en WITNESS SELLER DATE WITNESS SELLER DATE BROKER FOR SELLER (Company Name) ACCEPTED BY . . -. H f ^ A j f I ..fl r (--+.,~ V'.~f f f if ~/"\ '2J~' J . ".t --, '~,' . -c- 'i:.- u ~ ' ) .L::. .- <-->- DATE J !)., "7 BROKER FOR BUYER (Company Name) . 11'\ f il I ~ .... ACCEPTED BY '* ? (' /, ,/ ),/l/V"i-0G-'''-'''' v 1" . { {-. . ....r-L[ iU ..,-I --:I, i.'( Ii . i . / ..1'1r1 il '..J...<" (;, !!. \... It" . ' , ~ ) , ;" \. r/ , I; /" i ! /-trJfp:J:YofY'" "-"'1 DATE ~ /I LOn) , . i . . Tax Parcel No. 13-23-0555-097 THIS INDENTURE, MADE THE lf1t.1 day of ~~Jl (2007) nrr-v , two thousand seven BETWEEN SAMUEL C. GIBSON, Executor of the Last will and Testament of Merlin C. Gibson, late of Lower Allen Township, Cumberland County, Pennsylvania, and SAMUEL C. GIBSON; Successor Trustee for the Betty and Merlin Gibson Trust dated October 11, 1991, and further, SAMUEL C. GIBSON and SALLY JEAN SAVINE, husband and wife, of Lewisberry, Pennsylvania, parties of the first part, and PATRICIA L. JORDAN, single individual, of Mechanicsburg, Cumberland County, Pennsylva- nia, party of the second part: WHEREAS, the said MERLIN C. 'GIBSON by his Last Will and Testa- ment, duly proved and recorded in the Cumberland County Register of Wills Office, Pennsylvania, in Docket Book 21-07-0066, Letters Testamentary being issued on January 19, 2007, provided, in pertinent part, as follows: THIRD: Should my wife, Elizabeth J. Gibson, predecease me or die on or before the sixty-first (61st) day following my death, I devise and bequeath all the rest, residue and remainder of my estate of whatever nature and wherever situate, including any property over which I hold power of appointment and together with any insurance policies thereon, to my son, SAMUEL C. GIBSON, or his issue, per stirpes. FOURTH: In addition to all powers granted to them by law and by other provisions of this Will, I give the fiduciaries acting hereunder the following powers, applicable to all property, exercisable without court approval and effective until actual distribution of all property: . I (A) To sell at public or private sale, or to lease, for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms (including credit, with or without security) or conditions as are deemed proper. This includes the power to give legally sufficient instruments for transfer of the property and to receive the proceeds of any disposition of it. SEVENTH: I nominate and appoint my wife, ELIZABETH J. GIBSON, Executrix of this, my Last Will and Testament. In the event of the death, resignation or inability to serve for any reason whatsoever of the said ELIZABETH J. GIBSON, I nominate and appoint my son, SAMUEL C. GIBSON, Executor of this my Last will and Testament...; and WHEREAS, Merlin C. Gibson, also known as Merlin Charles Gibson, and Elizabeth Jean Gibson, also known as Betty Gibson, by Declaration and Instrument of Trust dated October 11, 1991, established the Betty and Merlin Gibson Trust, which provided, in pertinent part, as follows: Upon the death or incapacity of the surviving spouse, the successor trustee for the Betty and Merlin Gibson Trust shall be Samuel C. Gibson. Upon the death of both settlors Samuel C. Gibson, Trustee, shall be the sole beneficiary. NOW THIS INDENTURE WITNESSETH, that the said parties of the first part, by virtue of the power and authority aforesaid, in said Will contained, and in consideration of the sum of One Hundred Sixteen Thousand Dollars ($116,000.00) to them paid by the said party of the second part, at and before the ensealing and deliv- ery of these presents, the receipt whereof is hereby acknowl- edged, have granted, bargained, sold and conveyed, and do hereby grant, bargain, sell and convey to the said party of the second part, her heirs and assigns forever: ALL THAT CERTAIN piece or parcel of land situate in Lower Allen Township, Cumberland County, Pennsylvania, bounded and described according to a survey by D. P. Raffensperger, dated October 24, 1952, as follows: BEGINNING at a point the Northwestern corner of Seneca Avenue and , I Oneida Road; thence Westwardly along the Northern side of Seneca Avenue, one hundred four and seven one-hundredths (104.07) feet to a point on line of Lot No. 24 on the plan of lots herein after mentioned; thence along same, North thirty-one (31) degrees twenty (20) minutes West, one hundred ten (110) feet to a point on line of Lot No. 26 on said Plan; thence along same North fifty-eight (58) degrees forty (40) minutes East, sixty-one and thirteen one hundredths (61.13) feet to a point on the Southern side of Oneida Road; thence along the same, South fifty-two (52) degrees thirty-nine (39) minutes thirty (30) seconds East, one hundred eighteen and eight one-hundredths (118.08) feet to a point, the place of BEGINNING. BEING all of Lot No. 25 on the Plan of Keewaydin, recorded in the Office. of the Recorder of Deeds. in and for Cumberland County in Plan Book 4, Page 42. HAVING THEREON ERECTED a one story frame dwelling house being known and numbered as 79 Oneida Road, Camp Hill, Pennsylvania. BEING the same premises which Roy A. Hollinger and Elizabeth A. Hollinger, husband and wife, by deed dated March 20, 1953 and recorded March 21, 1953 in the Cumberland County Recorder of Deeds Office in Deed Book "F", Vol. 15, Page 425, granted and conveyed unto Merlin Charles Gibson and Elizabeth Jean Gibson, his wife. ALSO BEING the same premises which Merlin Charles Gibson and Elizabeth Jean Gibson by their deed dated September 24, 1991 and recorded October 10, 1991 in the Cumberland County Recorder of Deeds Office in Deed Book "I", Vol. 35, Page 734, granted and conveyed unto the Betty and Merlin Gibson Trust. THE said Elizabeth Jean Gibson, also known as Betty Gibson, died April 5, 1998, whereupon full and complete title to the within described property became vested solely in Merlin Charles Gibson, also known as Merlin C. Gibson. The said Merlin C. Gibson died December 15, 2006. By virtue of the death of Elizabeth Jean Gibson, full and complete title to the within described real estate became vested solely in Merlin C. Gibson, surviving spouse and surviving Trustee of the Betty and Merlin Gibson Trust. Merlin C. Gibson is the decedent herein. TOGETHER with all and singular the rights, liberties, privileges, hereditaments and appurtenances whatsoever thereunto belonging or in anywise appertaining, and the reversions and remainders, f l .. . rents, issues and profits thereof, and all the estate, right, title, interest, property, claim and demand whatsoever of the said Merlin C. Gibson at and immediately before the time of his decease, in law or equity or otherwise howsoever, of, in, to or out of the same: TO HAVE AND TO HOLD the said granted premises to the said party of the second part, her heirs and assigns forever. AND the said parties of the first part, do covenant, promise, grant and agree, to and with the said party of the second part, her heirs and assigns, by these presents, that the said parties of the first part, have not done, committed, or knowingly or willingly suffered to be done, any act, matter or thing what- soever, whereby the premises aforesaid, or any part thereof, is, are, shall or may be charged or encumbered, in title, charge or estate, or otherwise howsoever. IN ~TNESS WHEREOF, the said parties of the first part have hereunto set their hands and seals the day and year above writ- ten. Signed, Sealed and Delivered in the Presence of ~ ,., (SEAL) SAMUEL C. GIBSON, 1nd1v1dually, and as Executor of the Estate of Merlin C. Gibson and Successor Trustee of the Betty and Mer in Gibson Trust / ( SEAL ) , , . . COMMONWEALTH OF PENNSYLVANIA S5. COUNTY OF CUMBERLAND On this, theI1+~ay of ~1LP , 2007, before me, the undersigned officer, personally appeared SAMUEL C. GIBSON, individually, and as Executor of the Estate of Merlin C. Gibson and Successor Trustee of the Betty and Merlin Gibson Trust, known to me (or satisfactorily' proven) to be the person described in the foregoing instrument, and acknowledged that he executed the same in the capacity therein stated and for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. '-:Bonn u of (L1.Qf)1rnnJ) Notary Public My Cominission (SEAL) Expires: COMMONWEAlTII OF PENNSYlVANIA NOTARIAL SEAL BONNIE L WilliAMS, NOTARY PUBUC SHIREMANSTOWN BORa., CUMBERlAND CO. MY COMMISSION EXPIRES APRIL 18 2009 COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND On this, the n-Uday of tir:n~ , 2007, before me, 'the undersigned officer, personally appeared SALLY JEAN SAVINE, known to me (or satisfactorily proven) to be the person described in the foregoing instrument, and acknowledged that she executed the same in the capacity therein stated and for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. ~ C.YH1lr 'C/ L ,J.Q0 ;1/'fv.J Notary Public My Cormnission (SEAL) Expires: COMMONWEALTH OFPEftNSVLVANIA NOTARIAL SEAL BONNIE L W1WAMS, NOTARY PUBUC SRIREMANSiOWN BORD., CUMBERlAND CO. MY COMMISSION EXPIRES APRIL IB 2009 .. I ( .. CERT~FICATE OF RES~DENCE I do hereby certify that the precise residence post office address of the within named grantee is: -#1.. It~.rd {1j- 2007 <4v~~ and complete ~ } T q a/l.~\"JQ. fd. ('~... P ?~~i~ 'A r 10 {I Attorney/Agent for Grantee , It Il ,... A. B. TYP~ UI- LUAN: U.S. DEPARTMENT OF HOUSING & URBAN DEVELOPMENT 1-DFHA 2,oFmHA 3.~CONV; UNINS. 4. OVA 5.oCONV. INS. a. ACA07-OO100 : I (. SETTLEMENT STATEMENT 0839633548 8. MORTGAGE INS CASE NUMBER: c. NOT~: This fonn Is furnished /0 g/w you e statement of ectu81 settlement costs. Amounts paid /0 end by the settlement eQ8nt are shown. I18ms m8rlcBd "[pOCr lI/l!ll8 paid outside the cJosJng; they are shown hel8 for Infonne/ionel fJU11'OS8S end 818 not /ncJuded In the totels. 1.0 :we (ACAONI011lO.PI'DIACIION10100117) D. NAME AND ADORE RRoWER: E. NAME AND ADDRESlS UF S~LL~R: . NAMe AN : LENDER: Patricia L Jordan, Belly and Merlin Glb50n Trust HSBC Mortgage Corporation 79 Onelda Road (USA) Camp Hili, PA 17055 2929 Walden Avenue Depew, NY 14043 G. PROPERTY LOCATION: H. SETTLEMENT AGENT: 20.1201080 I. SETTLEMENT DATE: 79 Onelda Road Acadia SellIemen~ LLC Camp HID, PA 17055 April 17, 2007 Cumberland County, Pennsylvania PLACE OF SETTLEMENT 341 Science Park Road, Suite 205E Slale College, PA 16803 J. -. 100. uuc FROM : 400. GROBB AMoU R: es PI1ea 116,llOO.w . ""nn", ....,es mea , . Personal Property . .-ersonal.-roperty . SellIement CharlIes to Borrower ne 1400/ o,uaa. y ::;e/lflf Rl eovance ADjustments ror IIIIms .-eKI tsy ::;e"",. Rl advance . Utyll own I axes ID 4UO. uty/lown I axes to . county Taxes to 4Ul. UlURty I axes ID . :>cnool 04/17101 ID 01101101 . 189.41 4U8. l:ia100l U4I11101 to 07101107 189.41 r Gr8dIl 74.04 "'v. 411. 412. 120. GROSS AMOUNT DUE FROM BORROWER 121,352.16 420. GROSS AMOUNT DUE TO SELLER 116,263.45 200. AMOUNTS P . I:IUKKUWER: 500. ReDU 0..... R: '",U1. U8l108II or earnest money nsvuCllOl18I 1202. n I) ~em VIIII'lJes ID :illller lune 14001 8.207.50 I"'W. t:lCIsung 10811(1) IaKan SUDJ8Cl to ow. t:XI8lIng 10811(8' lBKen SUDJ8Cl to 1"'04. 004. a 12Ull. ayo e 12011. 1207. . \utIpIlI" UUiC. as prDC88lIll 1208. 1209. 1 AtJlus/ments For I18ms r "a}us/ments np8Ja y sa/ler 1210. OM own axes 1 . ....ty/lown axes 121 . Coun axes 01101107 1 1J'I/1I1U I 13U.111 . \AlUmy axes U11U1/Uf 04117/07 130.18 1212. SeIlo . l:ia100l 1213. 1214. 1215. 12111. 1217. 1218. 1219. 220. TOTAL PAID BY/FOR BORROWER 121,130.18 520. TOTAL REDUCTION AMOUNT DUE SELLER 8,337.86 1300. : . lIUU. o VIr"..... SELLER: 1301. ue t"rom IlOlTowequne l",U/ 1",1,3ll</.111 . IIU1. \;I'OlIII M'lOURI uue 0 13lT.t. Less A/l1OUnll"lllO Ilylt"or e""u/ 121,1il1l.11l, till"'. Less K80ucaona uue :seller (une 520) 8,337.116; 303. CASH ( X FROM)( TO) BORROWER 222.00 603. CASH ( X TO){ FROM) SELLER 107,925.79 OMB NO 2502-0265 ..... . ':0::. L. SETTLEMENT CHARGES 700. T TALC )I,1MISSION Based on Price $ 116,000.00 @ 6.0000 % 6,960.00 . I'AIDl'IIOIOf PAlO FROM 'MSIOII as ~IOWS: IlORROWER'S sa.I.Bl'S 1;505: ID Ie waf_ Realtv FUNOSAT FUNDS AT 1,4.<;1;. to e Homesfaed Grouo SETTLalENT SETTLElIENT :-c mmlU n Pald atS ement 6;960.00 to .11_10 PAYABLe IN . Loan Of1aInallon Fee % 10 802. Loan Discount % 10 803. Appral8Bl ee ID pra sillS : 1lU4. ee ID H~lil,; Moncaga l,;OfDOrauon I U~Af 4.9: IlUO. l>rDKer SPiilCiiSfng ee 10 -806; Comm tment Fee to M~lil,; MOrtgage CorporijllOn (USA) D25:m: 807. I ax seMC8 ee to nmb8lllnk 1lr.[Jl: IlUll. ee ID moerul1ll 18:00 llVli. rFee age (.;OrporaUon (USA) llU. ee to ynx 7.5[ n 1. M I U l>"",er Fee -0 by Lenoer age 900. ED BY LENDER TO BE PAID I ADVANCE 901. Interest From 04117/07 to 05/01/07 @ $ 22.555600/day ( 14 days 7.0000%) 315.78 lIU:':. lurn tor 12 IIlDnUlS lD w;j. MIIZlIRl nauranee Pram urn tor 1.0 years toEne Po(; li200.00b 1904. 1905. 1000. RESER II cD WITH LENDER 1001:Kazard Insurance 3.000 months $ 17.50 per monlh 52.50 IUU:':. MOl1Ilage nsurance months 57.03 per mon 1003. l,;Itv/ ownTaxes J.UOO monlhs per mon 1004. UlUntv faxes J.UUU months 37.35 per mon r!2:0S 1 UUO. l:>CROOI 11.000 montha 78.40 per mon 882.40 11006. monthS per man Lgnsgate Adlustment monD'S oer man montl'8 per man -219.4C 1100. TITLE 1101. Settlement or Ooslng Fee to Acadia Settlement LlC 250.00 . ADSU'BCI or lIIfe S88i'i:1l to :r. WIre Fee ID ACalII8 setaemenr:u:c- 20.lX ee to ACalIIa Setaemenr:u:r: 65.00 5. DocumenlP"reparauon to 6. ax certILIen Letters to Acadia SettlementLLC 75.00 111 . AlIomey's Fees to /mClUC/8s aoo1lll aem numoers: I 108. I IDe Insurance to unll80 uenll/'lll IIDe nsurance ComDanv 1138:75 C/nctudfJs 1Ib01IlIltem numberS: J 1111>I. ~oe.-S uwerage Ii I I 6,000.00 111U. UWIlllTS coverage Ii 9J1l.711 1111. C:NU. , to """0'" ..emement, LLC 15lT.00 Ill:':. ....1OSIIlll "fOl8ClIOn Letter ID un""" ""'" eral11De nsurance company 35.00 1"3. 1200. ru:CORDlNG AND CHARGES 1201. Recording Fees: Deed $ 50.00: Mortgage $ 89.00; Releases $ 139.00 ps:oeea 1,lou.uu;MOClllage 0lI(f.(){ OlIU.UII . ~tal8 I axJStamps: Deed 1,160.00; Mortgage 560.0C 5lllr.OC 12 TPP Recordlnos 12 I t"t" Kecora'"9s 1300. HARGES 1301. Survey to 130: . 'est InspecllOil to 1130 . axes to BOM e K. Miller, TIC 448.18 113G . School' axes ! 130: . See . exhibit to 50:00 87.50 1400. rOTAL NiCHARGI:S Enter on UI1lIS 103, Section J aiiif502, Section Kf 5,088.71 8,207.50 .--, Acadia Setaemant, LLC, SeWement Agent (ACA07.oo1DO/ ACA07.oo1DO/17) I ) I HUD-1, Page 3 I Borrower (s): Patrida L Jordan, 79 Orieida Road . ! CamplHlII, PA 17055 " . . Fill Lender: HSBq Mortgage Corporation '(USA) Settlement Agent: Acadia Settlement, LLC (877)0\43-0832 Plllce of Settlement: 341 Sbience Park Road, Suite 205E State College, PA 16803 Settlement Datil: April 1:7 , 2007 Property LocatIon: 79 Ori~ida Road Camp.HIII, PA 17055 Cumberland County, Pennsylvania Seller(s): Betty and Merlin Gibson Trust . . ~ ~ 1 . ; ~~ . I. ~~~1 C ( iY:'f! 1':~' ' "lh ~! Additional Disbursements PayeelDescrlptlon Envlronquest Pest Report Lower Allen Township Final Sewer Lower Allen Township Final Trash NoteJRef No. Borrower Seller 50.00 7481 32.00 55.50 $ Tota~Addltlonal Disbursements shown on Line 1305 ; 50.00 $ 87.50 I have carefully reviewed the HUD-1 Settlement Statement and to the best of my knowledge and belief, it is a true and a te statement of all receipts and disbursements made on my accOunt or by me In this transaction. I further certify th I have received a COP?' of the HUD-1 Settle~en~i~tat~ment. i,' t~+ ;- . _ _ . ':' li!H.\ :; l'ft;"'. <, Be~aJZ~ BY. . 'frl:fstee J f, ~ ii'.' i!:),i "I' . ',' d:~ :'~~ , ~{..~ i ',r. \,; WARNING: It's a crime to knoiNtngly make fals. statements to the United Statee on this or any elmllar form. Penaltlae upon conviction can Include a flna and bnprlsonment. For details _: TItle 18 U.S. Code SectIon 1001 and Section 1010. (ACA07 -00100.PFD/ACA07 -00100/17) ( ) I. REV.11111 EX+ (12-1111 . SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Gibson, Merlin C. Debts of decedent must be reported on Schedule I. FILE NUMBER 21.fJ7.fJ066 ITEM DESCRIPTION AMOUNT NUMBER A. FUNERAL EXPENSES: See continuation schedule(s) attached 7,230.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Social Security Number(s) I EIN Number of Personal Representative(s): Street Address City State Zip - Year(s) Commission paid 2. Attorney's Fees Bogar & Hlpp Law Offices 13,940.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees 310.00 5. Accountant's Fees 6. Tax Retum Preparer's Fees 7. Other Administrative Costs 12,155.47 See continuation schedule(s) attached TOTAL (Also enter on line 9, Recapitulation) 33,635.47 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) , , ' Rw.1502 EX+ (....) *' SCHEDULE H.A FUNERAL EXPENSES continued COMMClNV1A:AJ.. TH OF PENNSYl. VANIA INHERITANCE TAX RETURN RESDeHT DECEDENT ESTATE OF Gibson, Merlin C. FILE NUMBER 21.{J7.{J066 ITEM NUMBER DESCRIPTION AMOUNT 1 Myers Funeral Home 7,230.00 Subtotal 7,230.00 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H-A (Rev. 6-98) 4 (.. i Rey.1l102 EX+ (HII) *' SCHEDULE H.B7 OTHER ADMINISTRATIVE COSTS continued CClMMOIII\o\eAL TH OF PENNSYLVANIA INHERrrANeE TAX RETURN RESIlENT DECEDENT Gibson, Merlin C. FILE NUMBER 21-07..0066 ESTATE OF ITEM AMOUNT NUMBER DESCRIPTION 1 CountyfTownshlp Real Estate Taxes. paid at settlement 130.16 2 Erie Insurance. automobile Insurance 214.00 3 Linden Hall Antiques. personal property appraisal 85.00 4 Lower Allen Township. final sewer bill 32.00 5 Lower Allen Township. final trash bill 55.50 6 Lower Allen Township. sewer and trash 87.50 7 MC Walker Realty and The Homestead Group. realtors' commission 6.960.00 8 Omnicare Pharmacy Services of Eastem PA 565.53 9 PA American Water 17.53 10 PA American Water 18.12 11 PA American Water. final bill 23.52 12 Pennsylvania Vital Records. death certificates 86.00 13 Pinnacle Health Hospital 25.00 14 PPL 17.97 15 PPL 19.65 16 PPL 18.86 17 PPL . final bill 23.67 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H.B7 (Rev. 6-98) . (~ .. Rev-1102 EX+ (WI' . SCHEDULE H.B7 OTHER ADMINISTRATIVE COSTS continued COMMONWEAl. TH OF PENNSVlVANIA tlHERlTANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Gibson, Merlin C. FILE NUMBER 21-47-0066 ITEM NUMBER 18 DESCRIPTION Recorder of Deeds - Realty Transfer Tax AMOUNT 1.160.00 19 RESERVES: - Costs to conclude administration of Estate Including filing fee for PA Inheritance Tax Return, Inventory and First and Final Account; preparation of Fiduciary Income Tax Returns 2.000.00 20 Terry Lindsey - trash hauling 390.00 21 UGI 27.48. 22 UGI 99.87 23 UGI 79.66 24 UGI - final bill 18.45 Subtotal 12.155.47 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H-B7 (Rev. 6-98) . ~ , REV-11513 EX+ (1-001 *' SCHEDULE J BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT NUMBER Gibson, Merlin C. NAME AND ADDRESS OF PERSON(S) RECEMNG PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal C1istributions, and transfers under Sec. 9116(a)(1.2)] RELATIONSHIP TO DECEDENT Do Not LIlt ~.l FILE NUMBER 21.{J7.{J066 SHARE OF ESTATE AMOUNT OF ESTATE (Words) ($$$) ESTATE OF I. Samuel C. Gibson 837 Stonybrook Lane Lewlsberry, PA 17339 Son One hundred percent of rest, residue and remainder Total Enter dollar amounts for distributions shown above on lines 5 through 18, as appropnate,on Rev 1500 cover sheet II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET 0.00 Copyright (cl 2002 form software only The Lackner Group, Inc. Form PA.1500 Schedule J (Rev. 6-98) .~ . ~ ~ jEerst 31ill ~ttb (ijtst~~nt OF MERLIN C. GIBSON I, MEaLIN C. GIBSON, of Lower Allen Township, Cumberland County, Pennsylvania, make, publfsh and declare this as and for my Last Will and Testament, hereby revoking all other Wills and Codicils heretofore made by me. ~: I give and bequeath my household fUrniture and furnishings, my personal effects, jewelry, clothing, automobiles and all other tangible personal property, including all insurance 'policies covering those items, to my wife, ELIZABETH J. GIBSON, provided she survives me by sixty (60) days; or, if she does not so survive me, to my son, SAMUEL C. GIBSON. SECOND: I devise and bequeath all the rest, residue and remainder of my estate of whatever nature and wherever situate, including any property over which I hold power of appointment and together with any insurance policies thereon, unto my wife, ELIZABETH J. GIBSON, provided she survives me by sixty (60) days. THIRD: Should my wife, Elizabeth J. Gibson, predecease me or die on or before the sixty-first (61st) day following my death, I devise and bequeath all the rest, residue and remainder of my estate of whatever nature and wherever situate, including any property over which I hold power of appointment and together with any insurance policies thereon, to my son, SAMUEL C. GIBSON, or his issue, per stirpes. J FOURTH: In addition to all powers granted to them by law and by other provisions of this Will, I give the fiduciaries ,... .. '-S acting hereunder the following powers, applicable to all property, exercisable without court approval and effective until actual distribution of all property: (A) To sell at public or private sale, or to lease, for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms (including credit, with or without security) or .. >- 1 ~ '-' conditions as are deemed proper. This includes the power to give legally sufficient instruments for transfer of the property and to receive the proceeds of any disposition of it. (B) To partition, subdivide, or improve real estate and to enter into agreements concerning the partition, subdivision, improvement, zoning or management of real estate and to impose or extinguish restrictions on real estate. (e) To compromise any claim or controversy and to abandon any property which is of little or no value. (D) To invest in all forms of property, including stocks, common trust funds and mortgage investment funds, without restriction to investments authorized for Pennsylvania fiduci- aries, as are deemed proper, without regard to any principle of diversification, risk or prOductivity. (E) To exercise any option, right or privilege granted in insurance policies or in other investments. (F) To exercise any election or privilege given by the Federal and other tax laws, including, but not necessarily being limited to, personal income, gift and estate or inheritance tax laws. (G) To make distributions to my herein named benefici- aries in cash or in kind or partly in each. (H) To borrow money from themselves or others in order to pay debts, taxes, or estate or trust administration expenses., to protect or improve any property held under my will, and for investment purposes. (I) To select a mode of payment under any qualified retirement plan (pension plan, profit sharing plan, employee stock ownership plan, or any other type of qualified plan) to the extent the plan or the law permits them to do so, and to exercise any ~ other rights which they may have under the plan, in whatever manner they consider advisable. FIFTH: I direct that all inheritance, estate, transfer, succession and death taxes, of any kind whatsoever, which may be 2 .: <- . payable by reason of my death, whether or not with respect to property passing und~r this Will, shall be paid out of the princi- pal of my residuary estate. SIXTH: All interests hereunder, whether principal or income, which are undistributed and in the possession of the fiduciaries acting hereunder, even though vested or distributable, shall not be subject to attachment, execution or sequestration for any debt, contract, obligation or liability of any beneficiary, and furthermore, shall not be subject to pledge, assignment, conveyance or anticipation. SEVENTH: I nominate and appoint my wife, ELIZABETH J. GIBSON, Executrix of this, my Last Will and Testament. In the event of the death, resignation or inabil~ty to serve for any reason whatsoever of the said Elizabeth J. Gibson, I nominate and appointrny son, SAMUEL C. GIBSON, Executor of this, my Last Will and Testament. I direct that my Executor or Executrix, as the case may be, and their successors, shall not be required to post security or a bond for the performance of their duties in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set my hand and seal to this, my Last Will and Testament, this {3ti day of ~, 1988. btut~ C~ Merlin C. Gibson (SEAL) Signed, sealed, published and declared by the above- named Testator as and for his Last Will and Testament in our presence, who, at his request, in his presence and in the presence of each other, have hereunto subscribed our names as attesting witnesses. Address ~t'~ . ( CaZt-~t.~ Address 3