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Home My WebLink About07-2909 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUM!Y, PENNSYLVANIA CIVIL DIVISION DISCOVER BtkNK Plaintif . No : 909 vs. SCARLE'1'?AILT'?G ,e:Lendant COMPLAINT IN CIV L ACTION FILED ON BEHALF OF Plaintiff COUNSEL OP RECORL' OF THIS PART",': James C. llarmbroC't, 4: 524 WET M iD7, WEINBERG Sc REIS CO . , L . P . A . 436 Seve ; h Avenue, jui c e . 18 Pittsburgh, PA 15219 (411) 434-7955 FAX: 412-338-713C, 05877462 C A Pit WLG IN THE COURT OF COMMON PLEAS OF CUMBERL?U?D COUNTY, PENNSYLVANIA CIVIL DIVISTON DISCOVER BANK Plaintiff vs. Civil Action No SCARLET RAILING Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court: your defenses or objections to the claims set forth against you. You are warned that it you fail to do so the case may proceed witho;rt you and .a judgment may. be entered ;against you by the court without further r_otice.for anv money claimed in the complaint or for any other claim or relief requested'by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED TEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY,BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, TEA 17013 (717) 249-3166 COMPL•ATNT 1. Plaintiff, is a corporation .%,ith offices at 65(0 NEW ALBANY ROAD NEW ALBANY , OH 43054 2. Defendant is adult individual(s) residing at the address listed below: SCARLET RAILIING 1874 GEORGE A1E CARLISLE, PA 17013 3. Defendant applied for and received a credit card ]-:;sued by Plaintiff bearing the account number 6011002663532'190 . A. cop;r of Plaintiff's Statement of Account s attached hereto, marked. as Exhibit "A" and made a part hereof. 4. Defendant made use of said credit card and currently has a balance due and owing to Plaintiff, as of April 27, 2007 in the amount of $13228.49 5. Defendant.is in default by failing to make payc:ents when due. 6. Plaintiff avers that the.Agreemer_t.between the parties provides that Defendan',. .will pay Plaintiff's attorneys' fees, . 7. Plaintiff avers that such attorneys' fees will amount to $1500.00 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant , SCARLET RAILING INDIVIDUALLY , in the amount of $13228.49 with interest at the legal rate of 6.000$ per annum from date of judgment plus attorneys' fees of $1500.00 and costs. This law firm is a debt collector a our client and any information obta James C Warmbrodt,42524 WELT -1 ,WEINBERG & REIS CO., L.P.A. Y 436 veve th Avenue, Suite 2718 Pit :sbu gh, PA 152"19 (4 .2) 4,84-7955 F 4 2-338-7.30 0 8 7 7 62 C A P"t WLG to ting to co;.lect this debt for /--gill be used for that purpose. New Balance ISCVER Minimum Payment Due Account Number 6011 0026 6353 2190 $13,228.49 $13,228.49 Enter Amount Enclosed Below CARD Payment Due Date March 21, 2007 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due f amount o $2,466.00. 22 SDSN6A01 0006203 SCARLET RAILING Save time and a stamp this month by paying 1874 GEORGE AVE your bill online. To find out about our free CARLISLE PA 17013-1124 and flexible online payment features, visit Discovercard.com/payments PO BOX 15251 ll?nrllunrlrlu?rlrllu? spa WILMINGTON DE 19886-5251 Address, e-mail or above, or go to Discover telephone echange? om. Print your e-mail naddress to receive important Account information and special offers. 000006011002663532190132284900000001322849 - - ------- ----- ------------------------ --------------------- ---- ---- ' Discover Platinum Card Account Summary Closing Date: February 22, 2007 page 1 of 1 Account Number Payment Due Date Minimum Payment Due Credit Limit Credit Available Cash Credit Limit Cash Credit Available 6011 0026 6353 2190 March 21, 2007 $13,228.49 $11,500.00 $0.00 $0.00 $0.00 Previous Balance $13,228.49 Payments And Credits 0.00 Purchases + 0.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 0.00 New Balance = $13,228.49 Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus C-Gro + 0,00 Cashbadc Bonus Balance $ 0.00 ?ashback- Bonus®Anniversary------------ ------------ ..AvailablQbRedem --------.---_ _.--_$--------- Q.QQ__------ Date: July 22 write to us at How Can We Help You? For Account inum a Discover Platinum Card, PO Box 30943 Please have your Discover Card avaiable. Salt Lake City, UT 84130 Manage your account online at Diseovericrd eom MD (f'elecomsnunicatiions Device for the Deaf(: Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, we reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase#PAGnt if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan sFfber Agreement for details. ¦-,, Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily oldness Periodic Rates PERCENTAGE RATES PERCENTAGE RATES FINANCE FINANCE CHARGES CHARGES current billing period: 31 days Purchases $0 0.04175% 15.24% V 15.24% $0 none Cash Advances ^^ ;0 0.07600% 27.74% V 27.74% $0 $0 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unworn falsifications to authorities, that he is Robert Adkins, (Name) Accounts Manager of Discover Financial Services, LLC., plaintiff herein, that (Title) (Company) he is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. (Signature) WWR # 5877462 SCARLET RAILING 6011002663532190 ti. V ?J ^t N r -_ r C,IO DISCOVER BANK, . Plaintiff V. SCARLET RAILING, . Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW NO.2001.1 qd9 CIVIL TERM NOTICE TO PLEAD TO: Discover Bank, and its attorney, James C. Warmbrodt Weltman, Weinberg & Reis Co., LPA 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 YOU ARE HEREBY NOTIFIED TO FILE A WRITTEN RESPONSE TO THE ENCLOSED ANSWER TO COMPLAINT WITH NEW MATTER WITHIN TWENTY (20) DAYS FROM SERVICE HEREOF OR A JUDGMENT MAY BE ENTERED AGAINST YOU. IRWIN & McKNIGHT By: Marcus fight, II E, esrennsylvania ret Street Carlisle17013-: (717) 249-2353 Supreme Court ID. No. 25476 Attorney for Defendant Scarlet Railing Date: June 25, 2007 DISCOVER BANK, Plaintiff v. SCARLET RAILING, Defendant : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY CIVIL ACTION - LAW NO. 2007'-,;)10F CIVIL TERM ANSWER WITH NEW MATTER AND NOW comes the Defendant, SCARLET RAILING, by and through her attorneys, Irwin & McKnight, and makes the following Answer With New Matter against the Plaintiff, DISCOVER BANK, as follows: 1. The averments of fact contained in Paragraph One (1) of the Complaint are admitted. 2. The averments of fact contained in Paragraph Two (2) of the Complaint are admitted. 3. The averments of fact contained in Paragraph Three (3) of the Complaint are admitted. 4. The averments of fact contained in Paragraph Four (4) of the Complaint are beyond the information and knowledge available to the Defendant. They are therefore denied and proof thereof is demanded. 5. The averments of fact contained in Paragraph Five (5) of the Complaint are specifically denied. On the contrary, the Defendant has been unable to make regular payments due to the excessive charges which have been placed on the account by the Plaintiff. 2 6. The averments of fact contained in Paragraph Six (6) of the Complaint are specifically denied. On the contrary, the Defendant denies that she ever agreed to pay attorneys fees related to this account. 7. The averments of fact contained in Paragraph Seven (7) of the Complaint are specifically denied. On the contrary, the Defendant does not owe attorney fees to the Plaintiff. 8. The averments of fact contained in Paragraph Eight (8) of the Complaint are specifically denied. On the contrary, the Plaintiff's agents have violated federal and state laws with regard to the charges placed on the account as well as their efforts to collect funds from the Defendant. WHEREFORE, Defendant, Scarlet Railing, requests that this Honorable Court dismiss the Complaint of the Plaintiff. NEW MATTER AND NOW comes the Defendant, SCARLET RAILING, by and through her attorneys, Irwin & McKnight, and makes the following New Matter against the Plaintiff, DISCOVER BANK 9. The averments of fact contained in the Answers to the Complaint numbered One (1) through Eight (8) are incorporated by reference and are made a part of this New Matter. 3 10. The Plaintiff has added charges to the Discover Card which violates the laws of the United States as well as the Commonwealth of Pennsylvania. 11. The Plaintiff, though its employees and it agents, have violated state and federal statutes by contacting the Defendant at her place of employment, thereby jeopardizing her employment. 12. The Defendant, Scarlet Railing, seeks damages against the Plaintiff for the harassment they have used to collect on its charge account as an offset to the amount sought by the Plaintiff. WHEREFORE, Defendant, Scarlet Railing, requests that this Honorable Court dismiss the Complaint of the Plaintiff. Respectfully submitted, IRWIN & McKNIGHT By: M c s A. Knight, III, Esquire Su r e Court D. #25476 60 est Pomfre Street Carlis e, 013 (717) 249-2353 Attorney for the Defendant Date: June 25, 2007 4 VERIFICATION The foregoing document is based upon information which has been gathered by counsel and myself in the preparation of this action. I have read the statements made in this document and they are true and correct to the best of my knowledge, information and belief. I understand that false statements herein made are subject to the penalties of 18 Pa. C.S.A. Section 4904, relating to unworn falsification to authorities. T RAILING Date: al- DISCOVER BANK, Plaintiff V. SCARLET RAILING, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW NO.2007990? CIVIL TERM CERTIFICATE OF SERVICE I, Marcus A. McKnight, III, Esquire, hereby certify that a copy of attached document was served upon the following by depositing a true and correct copy of the same in the United States mail, First Class, postage prepaid in Carlisle, Pennsylvania, on the date referenced below and addressed as follows: James C. Warmbrodt Weltman, Weinberg & Reis Co., LPA 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 IRWIN & McKNIGHT By: Marcus4 .McKnight, II ,Esquire 60 Wet Pomfret Street Carlis , PA 17013 (717) 2 Supreme Court I.D. No. 25476 Date: June 25, 2007 5 " ? °? C ?" ? --' ' , i ^ c p n.? ? ?.. ?- ? t Y, ? , ? ` ?, C?l . ?J ? ?? G`"" SHERIFF'S RETURN - REGULAR CASE NO: 2007-02909 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DISCOVER BANK VS RAILING SCARLET RICHARD SMITH Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon RAILING SCARLET the DEFENDANT , at 1656:00 HOURS, on the 23rd day of May 2007 at 1874 GEORGE AVENUE CARLISLE, PA 17013 SCARLET RAILING by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof Sheriff's Costs: Docketing Service Affidavit Surcharge 51 3clo-1 ?),. 18.00 9.60 .00 10.00 .00 ? 37.60 Sworn and Subscibed to before me this of day So Answers: R. Thomas Kline 05/24/2007 WELTMAN WEINBERG aR By. D Sheriff A.D. -i -46 1 J. 4 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, VS. No. 2007-2909 CIVIL TERM TYPE OF PLEADING: PLAINTIFF'S REPLY TO NEW MATTER SCARLET RAILING, Defendant. FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt, Esquire PA I.D.# 42524 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR # 5877462 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, No. 2007-2909 CIVIL TERM VS. SCARLET RAILING, Defendant. PLAINTIFF'S REPLY TO NEW MATTER AND NOW, comes the Plaintiff, by and through its counsel, James C. Warmbrodt, Esquire and Weltman, Weinberg & Reis Co., L.P.A., and files the following Reply to New Matter: 9. Paragraph 9 of Defendant's New Matter contains no averments to which a response is required. To the extent that a response may be required, Plaintiff incorporates Paragraphs 1 through 8 of its Complaint as though herein set forth at length. 10. The averments contained in Paragraphs 10 through 12 of Defendant's New Matter constitute conclusions of law to which no response is required. WHEREFORE, Plaintiff demands judgment in its favor and against the Defendant in the amounts demanded in its Complaint. Respectfully Submitted: WELTMAN, WEINBERG & REIS, CO., L.P.A. _ By: /\J/ L11 James C. W ro , PA I.D.# 42 - M24. dg. 2718 Kop )75 436 Seve nue Pittsbur 5219 (412) 4 4W W # 5 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities, that he is an attorney for the Plaintiff herein and makes this Verification based upon the facts as supplied to him by the Plaintiff because the Plaintiff is outside the jurisdiction of the court and the Plaintiff s Verification cannot be obtained within the time allowed for the filing of this pleading; and that the facts and circumstances set forth in this pleading, are true and correct to the best of his knowledge, information and belief. CERTIFICATE OF SERVICE I certify that I served a true and correct copy of Plaintiff's Reply to New Matter by First Class Mail, Postage Pre-Paid, on the day of XA401 2007, upon the following: Marcus A. McKnight, III, Esquire Irwin & McKnight 60 West Pomfret Street Carlisle, PA 17013 By: James AWarmbrodt, Esquire CD Cw ` f _ CS ?e U S"8'7.7L1 d 2 D-5 c.o?eY CVJ) RULE 1312-1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA r NO. 20 67 y The Petition for Appointment of Arbitrators shall be substantially in the Following form: PETITION FOR APPOINTMENT OF ARBI'TRAT'ORS TO THE HONORABLE, JFTHE JUDGES OF SAID COURT: l m e s C e W&-M t ro Jfi e) j , , counsel for th plai efendant in the above action (or actions), respectfully represents that: 1. The above-captioned action (or actions) is (are) at issue. 2. The claim of plaintiff in the action is $ 13 4 2 2 y The counterclaim of the defendant in the action is The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit as arbitrators: WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrators to whom the case shall be submitted. Respectfully submitted, ORDER OF COURT AND NOW, petition, Esq., and captioned action (or actions) as prayed for. 200 , in consi"6n of the foregoing Esq., and _ Esq., are appointed arbitrators in the above By the Court, EDGAR B. BAYLEY CERTIFICATE OF SERVICE A true and correct copy of the Petition For Appointment of Arbitrators has been ?b? served. by First Class Mail, postage pre-paid, on -day of Od bl tz , 2007 upon the following: Marcus A. Mcknight, Iii, Esquire West Pomfret Professional Building 60 West Pomfret Street, Carlisle, Pa. 1701.3-3222 By: s -17 17 p? The Petition for Appointment of Arbitrators shall be substantially in the Following form: PETITION FOR APPOINTMENT OF ARBITRATORS T-?O- THE HONORABLE, THE JUDGES OF SAID COURT: M e s W??M r- J+j U?- counsel for th plainti efendant in the above action (or actions), respectfully represents that: 1. The above-captioned action (or actions) is (are) at issue. 2. The claim of plaintiff in the action is $ ?3 , 2 2 9" Z6 The counterclaim of the defendant in the action is The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit as arbitrators: WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrators to whom the case shall be submitted. Respectfully submitted, ORDER OF COURT NOW, 13 , 200 7 , in consi n of th foregoing petition, Esq., and . 7 /?crry?l Esq., and Esq., are appointed arbitrators in the above captioned action (or actions) as prayed fo . By e(?Co U EDGAR B. BAYLEY O S-8'7 71.4 2 ?av o: mnr,cr J,Sc0/e? (0) sGGr le -f Bt'A? Rol I iAj IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. l2,r rn 2? ??1 ZO 67 RULE 1312-1 ?.. 9D CZ) F CL . CV3 N A• " U IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, VS. SCARLET RAILING, Defendant. No. 07-2909 PLAINTIFF'S NOTICE PURSUANT TO PA.R.C.P. 1305(b) FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: JAMES C. WARMBRODT, ESQUIRE PA I.D.#42524 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR# 5877462 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, vs. SCARLET RAILING, Defendant. No. 07-2909 PLAINTIFF'S NOTICE PURSUANT TO PA.R.C.P. 1305(b) AND NOW, comes the Plaintiff, by and through its counsel, Weltman, Weinberg & Reis, Co., L.P.A., and hereby gives notice pursuant to Pa.R.C.P. 1305(b) of its intention to offer into evidence at the arbitration hearing the following documents, the copies of which are attached hereto: 1. Discover Card Acceptance Form; 2. Monthly statements for account no. 6011002663532190, dated July 26, 2000 through December 26, 2006; 3. Cardmember agreement; 4. Defendant's Answers to Plaintiff s Requests for Admission. Respectfully Submitted: Jam C. armbrodt, Esquire PA .D. 42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR # 5877462 CERTIFICATE OF SERVICE I certify that I served a true and correct copy of Plaintiff's Notice Pursuant to Pa.R.C.P. 1305(b), by First Class Mail, Postage Pre-Paid, on the ZjO ?t day of )?A j j6AIAX 2007, upon the following: Marcus A. McKnight, III, Esquire West Pomfret Professional Building 60 West Pomfret Street Carlisle, PA 17013-3222 EXHIBIT -A` IVIJ`%.v CK $-0.04 $0.00 , Enter Amount Enclosed Bslow p CARD 1 1. Payment Due Date $ August 23, 2000 Y 26 SDSN6A01 0002197 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Address, e-mail or telephone chongey Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Paperless Statements are a great way to kee track of your DiscoverO Card activity, and allow you to control when and where r u view your information. Visit scovercard.com/ps PO BOX 15251 111 1111111111 WILMINGTON DE 19886-5251 pill 11 11 @11 P11 11 11 1111111 11 111 000006011002663532190000000000000000000000 Discover Card Account Summary Closing Date: July 26, 2000 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date August 23, 2000 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $8,900.00 Cash Advances + 0.00 Credit Available $8,900.00 Balance Transfers + 0.00 Cash Credit limit $4 450.00 Finance Charges + 0.00 Cash Credit Available , $4,450.00 New Balance $-0.04 Cashbac Bonus Cashback Bonus® Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cdshbdck Bonuses Anniversa Purchase Award. This Period _ _ . _ .. - . _ 11 t . _ .O.QO ... . '? Other Awards This Period + 0.00 ;Date: July 26 Cashback Bonus Award Total How Can We Help You? For Account Inquiries, write to us at. Discover Please have Discover Cord available. Card, PO Box 30943 your Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347.2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Im?rlast hNwiis 8a. K there is more than one page to this billing statement see the back of each page for ssidKWnal important information. Bee yer Cerdasearl or hillivepeent. Your Cardmember Agreement contains ail the terms of your Account Lest or at" Cards. Report Immediately[ Call 1.800-847.2688. ? WPM In Can of Errors or iQl es About tYCoul r Bill: Car1Y P.0 r0oec 1Sig 21t I or If mead t! more phone rr?matlo we wmnIL ?qt tan yaw Write 0 r OW etl s ` ° wa flnt bill 4qRR whlcM W ear or will not ysur Ih r r, g us tint irdort wm. .Your r umtidr• error 4 :=4041 ount srtor°f and athe You u a csn why you believe there is an error. If you need more information, describe the item you are unsure about. z- Yoouu do not have to a amount in u•stion while we are i nve silo , but ?rou are stil"t ted the parts of your bill that are not in question. WhKe cos Women i? Ycor we oamtot report ypu ,%4,n W-9 9 rir take any o arrrunt 110u R• t?? K haMVea iem with the quality of or services that rchaised with a credit ?card, and you not t1. t0 UU ,,,,1"?Ur o , strne O[ Xrt?IR'1 0o m Iles "R dye y yANn fhagppuu F* 'a'es 0 $Bg i?d your mai?I? MKIFO-6*4d we o< opettt<a the merchant or K weI no P tM W the "° "' all purchases are covered services repardleNa Of the amount or location oofr pule, 6".) Sand on yougy t and the topy rtion of this tement in the enys", pruw not s h. sending your check as I 01 Igo a oru b a a i q y day e I Wk = on your t T ?sI r 0tuck Wlrsn?up 1M?M? yourI not roceh?e you hr c stir backk in Your tlriahcfai from your account as sown as the soma day we receive r paymer0 and you col IrMKu n. sepaymanttoary or I T?r °q r an be i WAd If surdwc?+ sc14 ice or received ?p° tion ilt r If to q wlaYusRdWK ft" in 1, ? Phsaa?lalDitM fD? tlelW?ry tAeaore? K your payment Is returned unpaid. wo reserve threeright oto moubmh it so an electronic debit r other deiautts on ur crest a mA ydur crledlt ? N?e nerrrrtMaa account to ua rr ?t ti account is Or R n iE umbers ?gton 6818.?include ycur name, ?er' Wed caadvances made on? Per-lWic 9 Your Wan Mpu, cash adivances and balance trars ""r q8 or ?Usfe Finance an OR a pro P Cr E p ut EX u WSM pUM1 Lj$ 1111 Of You can avoid tot rbdktFit Oi>li o rtew Credffa p theme {ancteosrhown on the Wlltn° s t o We rail pits 112 iranefars or cash ar>rres Perkrti? Fine Praere v8imn on new balance ourohsse tip " . on we the balance -upon wh ju balance transfers on roar day ce TO Fq? Finance It?nsi i t ifar?tiondate For TDD (Teteoom uurk dim Davhro for the DWM aubtaaca, pleas Cad 1-600-847-7448. The DlscoveiS Classic Card Is Issued by Discover Bank, Member FDIC. V 13%. V CK 1 IuyL , 9nnn I Account number ending in 2190 CARD page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 0.00 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 0.00 Cashback Bonus Award Balance Award Available to Redeem 0.00 0.00 estrictions apply to Th4 Cashback Bonus Part ger offers visit Discovercrd.com or call 1-800-DISCOVER (1-800-347-2683) for etaiis. For program t2l ils, see the Cashback Bonus terms and Conditions. VIJ%..Y CK CARD $-0.04 I $0.00 Payment Due Date September 23, 2000 26 SDSN6A01 0002198 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Amount Enclosed Below - v- ---- Enter Paperless Statements are a great way to keep track of your Discover® Card activity, andallow you to control when and where You view your information. Visit Disc overcard.com/ps PO BOX 15251 11111r11rrrrrloll llrrrrlrll WILMINGTON DE 19886-5251 Address, e-mail or telephone change8 Print change in space I11oil11111 1111111r loll 1111 l 11111 if l III if I r r 1111111 If 1 Ill 11111 above, or go to Discovercard.cam. Print your e-mail a dress to receive important Account information and special oFFers. 000006011002663532190000000000000000000000 Discover Card Account Summary Closing Dote: August 26, 2000 page 1 of 1 Account Number 601 1 0026 6353 2190 Previous Balance $-0,04 Payment Due Date September 23, 2000 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $8,900.00 Cash Advances + 0.00 Credit Available $8,900.00 Balance Transfers + 0.00 Cash Credit Limit $4,450.00 Finance Charges + 0.00 Cash Credit Available $4,450.00 New Balance $-0.04 Cashback Bonus® Cashback Bonus® Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 C6shficick Boiius® Anniverdary Purchase Award This. Period ... .... .... . ..... .. .± .... __0.00__ . . Other Awards This Period + 0 00 Date: Jul 26 Y . Cashback Bonus Award Total ? M How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the DeaQ- Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above hoperhet Wkisenbee. B there is more than one pope to this billing statement we the back of each papa for additional Important NNOm»tlon. In Vow CersUaesialim Allin seat. Your Cardmember Agreement contains all the terms of your Account 6 Lost or stela cards. Report immedlatelyl Call 1400447.2058. CD In Case of Errors or Q ? s About You? Bill If thl?rk yT1r yTI oF_if more Information about a us a slMist ofm at p Seat 15162; WM* rom yon la anal0 j afar +?s the error or u car' :on I ? num . IT r, pave us tM n: :alb t mmr and ex n, If you ran, why you believe there is an error. If you need more information, describe on item you are unsure z ves You do not have to amount in question while we are in but are suH cane ?O pai+ the rts of your that are not in w questioon.?Wh(ts we to your question, wa eanW report you as l aolue any?i yooiume am M 5'ou ? Ypu'n«??eputCllaNpskxS ttwn fet?sretaal?s Wr dab or on the wRfNn 100 with Me quality of=% vAth cred Id. and vered ?lprrrdirds dt anwuM mn of puf©hah.me?? or Tors, you a m"tIftment r the good's sarvkxa, all purchases am coEW of P . Sand only ,=( symerit and the top portion of this statement In the envelope ldad. Do not tend cash By send[ yo r check as tN to k on a one "M eh I Und 1:11111011111111 from ? yaor or fe p? meMSr' bet 19 as u d ysu will not your Inanclai raYm your?f art to as L u e same by WSW your pay" R _ Inattttprtion. G fry vp r? pa t W ? opt?hagfnorotpp oursy M be dekwed Nu sped cry rs or o oni oar aetert with #4 r h F err ayriaewfrd nyr mr pa to Dhcouer Mnpk, tw4 .tm PO Bofr 1ilBmi un4seatirer U arttf tof dellvy ?Iu M. if your payment Is returned unpaid, we reserve the right to resubmit 9 as an electronic debit Cre/k We mat report Information ur account to credo bureaus. Late me missed mrarrrta, r other defaults on your amx?ouhfrt h afy l ietwkesE}lid y rr cast Wen fDbe s sail ?ayf?fenc per?! off rnrfp? reportigg les Bch wllmlitgWti DE 11 b6-5316. 1 yeuw mama hamkr nu t Acc t?mbe Card, Pff Box 1581 fl, number purchases DO provided below will I and aft"cas efs s cm?wtsprlor Periodic day O t rio p?erloud ending durinag Fsbniary 14a3or Resolve Leine new purchases If you th e New Btaalaan?cae?sham on the oilling nt on which the rymsihts and Credr? an sl FMa?rpss are mp?ostdfra now bale casts flo noes. smunl'etloelc nce transfers or ifitoetw a rr?tt m a ee5if I '* Nlae riles your Account The balance (includ wee ar )tfthftW thsto preoitious trfs d ?r QW W11 the dot b Ided from the balance of the prq date as U IT no PWMIC FlnanCe Utar atinc the balance upon which we d Oft wfanAls ran timace traneails on mat aay of Crash Advance Tranwftn Fee Finance stathmmrr vME r?inardet Info a= ate For TOO (TeNcomnwalcatlom oavlce far the Duq essismece. pleas calf 1400447-7445. The DiscoveM Classic Card Is Issued by Discover Bank, Member FDIC. _,,, , _,?,,._......... . ••........... •v...va. vv 1 111, VJJJ L 17V LJIJ\.,1111111111' V M $-0.04 1$0.00 I Enter Amount Enclosed Below CARD Payment Due Date $ October 23, 2000 26 SDSNBA01 0002199 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Address, e-mail or telephone change? Print change ins ce above, or go to Discovercard.com. Print your e-mail add ess to receive important Account information and special offers. Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where gou view your information. Visit iscovercard.com/ps PO BOX 15251 111... WILMINGTON DE 19886-5251 IrrJILIrrL?IrIr?LIllnil,IIII I III,Ir,nlLl,luu11111n1 000006011002663532190000000000000000000000 Discover Card Account Summary Closing Date: September 26, 2000 page 1 of 1 'Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date October 23, 2000 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0,00 Credit Limit $8,900.00 Cash Advances + 0.00 Credit Available $8,900.00 Balance Transfers + 0.00 Cash Credit Limit $4,450.00 Finance Charges + 0.00 Cash Credit Available $4,450.00 New Balance a $-0.04 Cas ck Bonus Cashback BonusO Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonus® Anniversary Purchase Award This Period - + . 0.00. Other Awards This Period + 0,00 Date: July 26 Cashback Bonus Award Total How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card available. Discover Card, PO Box 30943 yo Salt Lake City, UT 84130 Manage your account online at Discovercard.com MD (Telecommunications Device for the Deal): Customer Service: 1.800-DISCOVER (1-800-347.2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above. brlasrnatlon. B U118111 Is more than one page t a, blilinp statement see the back of each Pape Mr addidOnat IrrrporY?nt Monation. gp yaw gM,iralabar AiKanrsnt. Your Cardnember Agreement contains all the terms of your Account ' Z Lost or shMrr oanh. Report Immedlateyl Call 1400447-2114118. m more Ynfo tlo we In case Dt Errors r About Your Bi ; u W ww of us'w% so on your wrbe w 0 we m hear Uont Y? N?rmatiotr. jw US eyour? no ands n he dohar arrwaM of error. .Describe the error a n you can why you bet" them is an error. K you need more informad to ation, Shcetsnceribe the item you are unsu wI= am 1 04 You duo not have to an amo rnt in ?n OW all you nve 2 JAW but a n anr?a?it yor! Question. at are not in Ptaks question. Whilewei?y? for H he a .aroblem th the quill of paoor services; ds po the „„ih j;,You ?? wfth ? redlt card. andyou des mbYO anrs w e.rrr0 Ou Mon Of Mon 0 Wool we you r . t " or all are twvered You ha"-- _ a?' or It payMnw. send only Yoyuryr p?Y an as an owl to p 4111 Cho* 111; 4 an your or the „ low some day 010" W rem yarfa institution. e pa y r D?Yrttent ri send c o?s r? yy a r ink L 14$0 on io dttlbls misPl ? T ocI NIA0 delhiery. bt If your payment Is returned unpaid, we meerve the right to resubmit it as an electronic debit .. ,,. . -- .r..,....,,..,. eovnna[NC or other defaufte an Your irr Vast % ?1r ?rzo? or ?? aurrr?ror rwm . 1 . Excs Irrchrde Your name, we will Imppaaee Periodic Finance C,on purchases, Oub acrd bell tranders } ?ootwrs urrtfl the dab of rest tend qn s ?drrrb4i r pit are b ?ces made on or ptlor td ti'ra Ipl day of yarpard?entlin0 ?19t19 a?Line J -- ? ?nd?? ? nt on which the iqi tot Parodic FI Cha o new u ? CreA?uon the New lance shown on the yye oMt this asv des PgYAt>an< ? th6 .?.. t d... nr rafrl rrces. IlanCe arc en new hence YOW no sub new sus 'Wr? °AN >yrlanice gaselera on Um Cray em of Call rice T F Finance the on ttiNiEndate to hey Ns f rat day of the cuirsr?r I(Inp pfd when we casnr" your rvwrAf . Far TDD gNeeernlnnabagm Davke for the D"Q asddm". Ph? WM 1-990447-7449. The Dill Classic Card is Issued by DlscoVer Bank, Member FDIC. VIe7%o V LK $-0.04 $0.00 CARD 26 SDSN6A01 0002200 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Payment Due Date November 23, 2000 ..mow INumuta UV 1 1 VVA0 0J3a LIYV Enter Amount Enclosed Below $ 1 7771 Paperless Statements are a great way to keep track of your Discover@ Card activity, andallow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 111111"11111 1{?ull'lll WILMINGTON DE 19886-5251 1u1n11i1111111111111111if loll 1If I1111uIII 111111111111it 11 Address, e-mail or telephone change8 Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover Card Account Summary Account Number 601 1 0026 6353 2190 Payment Due Date November 23, 2000 Minimum Payment Due $0.00 Credit limit $10,000.00 Credit Available $10,000.00 Cash Credit Limit $5,000.00 Cash Credit Available $5,000.00 Closing Date: October 26, 2000 page 1 of 1 Previous Balance $-0.04 Payments And Credits 0.00 Purchases + 0.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 0.00 New Balance a $.0,04 Cashback Bonus* Cashback Bonus® Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback- Bonuse Anniversary Purchase Award Thu. Period_ . ± .......000..... Other Awards This Period + 000 Date; July 26 Cashback Bonus Award Total ?4 How Can We Help You? For Account Inquiries, write to us at Discover Card, PO Box 309,43 Please have your Discover Card available. Sob Lake City, UT 84130 Manage your account online at Discovemard.com MD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either Fixed (F) or they may vary (V) 03 noted above =191 pryarta4A brbnaettaa. H them is more than one pap to this Wing statement ses the back of each papa for additional Impodant Information. 4N yarr Cordeoserabr A4raaasaat. Your Cardmember Agreement contains all the terms of your Account d Last or then oarre. Report immsdWteyl Call 1-WO447.2488. W mils- mob" r In Casa of Errors or Questions About Your Bill: I} u tit your bill or If r more information about a $ ?Wa t yaNr D?" . tq tp1 _a, to stteett 4t r C4i P.Q B?c'161 A2: 1 0-Ca9Z?on tn. tf4rri X41164 wa ! t asr Wit the eROr or nit 1 1 e m aot in qtr Ohe us no ntormatlan: :YOU r r? a iwmbit: arror. mmaunt of them •Dbeatibetattths?evreror and, you can, why you believe them is an error. if you need more InformaticA describe the item you are unsure of you faro sy oDlia?t A&WS Y your r?biUN. that are not in ? question. lla orb your 1 I w, va ON , "d A a M but You thus when uia purrdsaa pure was mom talln "I a i your w4 or the ?ew mercaaat or B we mailed you re0drrdhtass the arr>ar or . Send 71 3 us to ? M?WWAtfori onn of this to ment + the s the p?t as a c trance M'.iranorw4n from yourr aaccou as ? n as fh?a a weu I? paid Institution. If your payment is returned unpaid, we reserve the right to resubmit it as an slectone debit, s ma report Int4rrttatbn abut jour account to credit bureaus la ligg WCra4taarM lit pi?tldl?ae4aq?to your cratiu relport MW nrrtpNly the sptus anA Ire ff 'DE 144130-B91a. ea inc?bude youcuraf tr . addi* h i? number and Ap Wed p Ekoe t as o w?t0 tide Q?drrr Irud 09* puretrans a advances made on or p& avow t of Periodic Finance Flnanca Charges on new u 7= ANY J you Iu pg4y the t is, purdsaa>a ihta floe Payrnart Deis a?>o bpa% o$%advances tns "ate Y da two have puteb on uaRnce.nslastocad. Pe UM was c e win 7iwryMrdiead o: »a to UK If Pj was cow as ot. VM or Universal, 1 I a far ptU??e front of marg"for ? amounance r Account The A% cutm w roam 0 e will (mpaaelif?WChn now atpOa I/drWL as wall a0 111r94 on [ HtnQ is a Es" ba race o} Trita/er T FN FlraanGa Cha a lranrien tnat t>acome purctrase tats oarance trartsre?s on twat day a wa atta that unpa batatrca to fife of tqe All tees Charpad fo AooouM arm to the taruaoAYon with tlro axcs ion of Cann Aq ca ? Fatt9adrto tae Ch?at9era twatlpkrt?i to tit! ra4sh BatMttca to ms0e Ina ? h tie nked on F stall we ns?ilon date to heiroatha tlrst day tors curm?li ng perwaen we caicWate ywir Petiad nce CiatOas. For TOO (TNacaaaaaralcatim Device for dw Deaf) aagahrrea, passe aa41-4114-847-7444. The nimovers Classic Card Is Issued by Discover Bank, Member FDIC. t fPU with a credit cared, and you On s YyvurcTsbde ovi 1AD mob ;o or WNUS, atl puro aro coaersd cash. your r 1 _ uMr I. If send the payment 0 any Our a rsl m ?nt °tatii>is 1W ilk ^l1113 UNMOS and ?Mine per ,F?S iod a durlb ry 1 A3fador are Baianceoshown on the blllln sta8?erment on whic?h? the rla1141,Flnarrce ChLrus are Imposed new balm or a date as i0 iffnno re' hr?ance trqfm % chat atina the balance upon which we VIJ4V0 V GR CARD __... _, ... _. ......vim " , ?-.- VV L l VVLV VJ3J L OYU $-0.04 $0.00 f Enter Amount Encbsed Below Payment Due Date -y? December 23, 2000 26 SDSN6A01 0002201 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Address, e-mail or telephone change9 Print change ins ce above, or go to Discovercard.com. Print your email add ess to receive important Account information and special offers. Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where E ou view your information. Visit iscovercard.com/ps PO BOX 15251 {iirsrIII. ills {, WILMINGTON DE 19886-5251 000006011002663532190000000000000000000000 Discover Card Account Summary Closing Date: November 26, 2000 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date December 23, 2000 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-0.04 Cas c Bonus Cashbook BonusO Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonus® Anniversary Purchase-Award. This Period + 0.00.. . Other Awards This Period + 0.00 Date: July 26 Cashbook Bonus Award Total ~a How Can We Help You? For Account Inquiries, write to us at. Please have our Discover Card available. Discover Card, T Box 30943 Y Salt Lake City, UT 84130 Manage your account online at Discovercard.com WD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347.2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.00`Yo F 0.00% $0 none Cash Advances $0 0.04655% 16,99% F 16.99% $0 $0 previous billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16,99% F 16,99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. to thk b3Ung statemsnk IN the back of each Pape ror sddWornttmporriM IMorrnation. Mryergnt NstMSrs?tWr. U them is more than one page MW Yw CahlMw? greo Mnt. Your Cardmember Agreement contains all the terms of your Account an a) Lost M sma two. Report immedlatey call , X -347-2tt3. if *1 more Infor tion aboutt as r> In Canrae?ot Errms r Q esuestlons About our ?k1.GU Yo4h11 ?Uproblem .t1o8? uas indai s,q so tra on yotrwdEe I eut ?sr?ait prsl?bi 1 arr rwh3,?Yh fire arta' or ? i ? trwtt youy? mwntrn i •r r r?e arrd t nur •The deNar' amount ei the an, ,?,y you believe there is an error. If you need more information, describe the item you are unsure .Describe the error and Y? that are not in are still fY[ the ?ar? =U=. Yaou not have to n arrwunt In gussra tepoM yajt?w take any Ere arriamt question. tNhUe we l y?r 4 9esds vk?s th you a yo a crodU c a asenr+dA?su. ? Pf h a r?p?tetlr the 4?IhYno tree to ? fhe Ye??enm pyo?r an miles of hi OrE ou hatp!_ ?!29-S,?.,.A"mM or U wer?? thf the /ood3 W 80 coVared from Wr PaytRaata. Send only r t is as III I., - y be or ?R? your financial Institution. YOU I r? yw?? as sous you > It "Cid payment nY "M or a The proCasir o? r WYment be delaY? .Kars oa cash. YCU Ye on or :fir er Paay to? Dlscavet Bank,, oba Box i. otlter ss t dNhrbry. It your payment Is returned unpaid, we reserve the right to resubmit it as an electronic debit r other defsuUs on your a ma I at re ort ?t your account ?crpdit_ ? us. Lta meRts, m rep t ?rg.a to ,r are r.port 1Ms tn.Ulf ?? RNs 01 ?W 4c * us the W Muel your name, M nu a nu r. Mom Fit ept as Idsd ors wtU i Periodic Finance 1116 oaah advances and W tnuWars R Wales arksdw+roesotrra00 as p Yr 0:020A t e t at ic Fns Chs aayy roa you pqa the New lance ?serho+amw on the Ill? on ? cS the kin or?rrh a0r+ancss 1 Finance are mpoeed on new baranoe 0111 .n Dsrte° .... your new Wh FEIL mt are cash-3 r Fintoance Ott we the tranea ctiotr date s to be?lhe•tltst?dey of the erirrsrt iAog Period when we catcurau your rol-- lie Far TDD (TeNeeersnrrrketisat Device fir Use DO" es<Nf MM, !MMM eW ,.39n-347-744x. The Discovel* Classic Card is issued by Discover Dank, Member FDIC. .., ... _... L;11% uwo? vv i i vvty 9JOJ L IYV ..nt Enclosed Below vlV?r r $-0.04 $0.00 I Enter Amouw CARD Payment Due Date January 23, 2001 26 SDSN6A01 0002202 RAILING, SCARLET PaperlessStatements area_grest wayto 1874 GEORGE AVE keep track of your Discoverw Card activity, and allow you to control when and where CARLISLE PA 17013-1124 YYou view your information. Visit Discovercard.comlps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space ?iii?,??,r??ii?i?tr?ii??iii?r?iii?i?r?i?iiir??r?i?irir???i?ii? above or go to Discovercard com Print your e-mail address to , . . receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: December 26, 2000 page 1 of 1 Account Number 601 1 0026 6353 2190 Previous Balance $.0.04 Payment Due Date January 23, 2001 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-0.04 Cashback Bonus® Cashback BonusO Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonu36 Anniversary Purchase Award This Period + 0.00 Date: July 26 y Other Awards This Period + 0.00 Cashback Bonus Award Total i Mr How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card available. Discover More Card, PO Box 30943 Sao Lake City, UT 84130 :Manage your account online at Discovercard.com MD (Telecommunications Device for the Deafl: Customer Service: 1-800-DISCOVER (1.800-347.2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 30 days ,Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (Y) as noted above. latpsrtasd helssmalli a. H there is more than one pays to this Wing statement, we the back of each page for additional important Information. lies yar Cardeass Aber Apeessaet. Your Cardmember Agreement contains all the terms of your Account Lost er stelae ears. Report Immedlately! Call 1400-847-2608. 1 0 w bill or G you more a Information about a o r iaarl y. In Case s Errors or Quest AboutuVour BGI: If your g? 1 YVtr rntM heat cram you no I?erM1 t?snl ytw one Orror or DE YOU doing =:o t praasnA your in your latter, x us Uti faltoiMrp i n: •Your r?t Aaoourt nwnbsr. nor. •7Db o?ft1M4 tl» a ierc h, If you can, why you believe them is an error. 0 you need more information, descrtbo the Urn you are unsure w to Y the parts of your bill that are not in You do not have to q amount in question wtrGm we are in tils?twt ycw are still :gr question. While we i your question, we cannot report you as dMNiny *wd or take any tin amount you question. a credit Ya p A, I tberit of purcna .j aka or tt we naGetl yew tta advartlsemoM fir riro goods o? services, aG purchow are covered PNO.Mb. Send Ms and the top portion of this statement In the envelope provided to the address lndica on the front of the first Me. If u sold yA abs0nk Po tirw tf±t? Mi?Hn?i/ra0sa 1 ar on a1' a k aN wtt? bye wrc posed fo r as of Dud businaa day. Do not send The ofofySituer rsa?? lea tf yo„ send cash or wNh your payment, ff you and the payment to any other address a use fit ?ns ottrsr tfirrh the a prcvicied, Please allow roort lnlarma about yaJ? socoun to credh us. La rmxis W menb, or other dsbuhs on Your rs?t it t?fle ro>yrraal gra etettgr arul 40 rMoe, I or . * g? F 6110 Abe include your name Exco aaofmWed c will f Periodic Fhut a onfags cash advances and balance transfers 1, W9 W 1*( and' on 2mi or WWI= dayof your atalh+p'ditch try 1408 or?ive LIn Financx Charges newpurclam_ s it you paY the?lanca thowo oln the ?t nt oq whion the Due Date, a the etltt tn4 Crolir6r on thate?1raa1 or rwceee year wd tam trio a WW* period on be nce tralaHrs or cash advances. Pertotlk Finance Charges are Imposed on new balance Use data the ha ors b on tG twtraCtbro arar Wd llalancas untlt ttu date of rop?yment Repayment means payment a1 your entire Now ncs shown on the ?i? sMte?nrsrrt the ?DUe Date, ind the paym?nta and CwdNs shown an ??pp?'Perlod putt is tkpe?tyafserlna he t Due wGl tp8a6v9, you aonedn the s taPari tad ? vlotjs BaloMnce". cash ??? Pbriodmal?b F rgwat ® Imtto.ed uMti mW we to as m.) then we 1 ftk art nh lym m t lid Old 1?e r sash (FA W to the finance he to for your Account The Average Daily Sahrnce b : v4 n as it no rwe Ftrisnce Cher?a a tc the dirl nce bats, (I Iudl new transactions) method of calculating the b?aelaance upon which ws Im Periodic Poclcdic on no on 0 bGiMy st C"al you raceg Im du the t stmt, as as flew M nos arm" on now puraieaes Kral atyteluad on each tra ys III st 5 bV "n on to U e fst?Cash Advanl, ttre UcUon tfa Finance ;rq to the date For TOO (Tellecaveneanicagm Dories flair Use 094 oatetsm, pbasa r:d 1X600-847-7446. The Discovea Moresm Card Is Issued by Discover Bank, Member FDIC. W1a%. V CR $-0.04 50.00 CARD Payment Due Date February 23, 2001 26 SDSN6A010002203 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 .?wrn 1w41Uv1 uvt I VVLV VJ.7J AIYV Enter Amount Enclosed Below 1 1 Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 11111111114111111 1151111211 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to 1f1111(IIII1IIIIIIIIII'IIIIII'111I1I1I1I1111I111111111 1'11I111 receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: January 26, 2001 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date February 23, 2001 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 'Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-0.04 Cashback Bonus® Cashback Bonus® Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Coshback Bonus® Anniversary Purchase Award This Period + 0.00 Other Awards This Period + 0 00 Date: July 26 Y . Cashback Bonus Award Total Q.06 'How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 8,4130 Manage your account ordine at Discovercard.coln TOD (Telecommunications Device for the Deaf): Custamer Service: 1-800-DISCOVER (1.800-347.2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above f Ndaraaw". If them is mom than one papo to 1t -wing statement, see the back of eaoh pop for aoaaam41 n???.,?? ?•,^^?•?-.. 0 Eee Yw cwdmoa *w AiOnerrr NL Your Cardnmember AGreemont contains all the terms of your Account w z Lest or abtess M*. Report ImmedlatsltA call 1400-847-2668. in Cue of Error& or it You d_ X192, information . :w AboutpYour 8!118111 IMt?ypolu tnpkoY 1 or u file tarot df6 on w4h ttre error or DEtwrev' ou can u? ar ?w?rit• 4sFOs rot doing eo vr?? ? Yom' 11?1b. In you ds foilo+Mn6lnit?rmatiorr •Your ra>!ne and numpec error. ??ha ?!e?h?t ypu pn yyhy you believe themmisn?anperror. fl you need more Intormatkrn, dasorlba the item you are unsure are questbn yYhl1• we l m I noartlpt sport you as aN a any stil iM1 v you u4 . are not in 4 too ad" t 1 hoMr?Na: 6 hawv° a iMrc?u?mom 9sin Qi? 110Y of goods and t or , =1 "'ypw:Odx G ?tt E card, A miles of You hwe > anyy tba R ie? for the pools or as aH pu are, coveted your ???np rep. (q vre bam or -tiro merchant or K we malted you the adve repardfep rA tl?s amount or bcttlOn purchase.) ot I'M . $prd tt and the yO?liF n o1 thb ???sLVS_?m4e4nt??r? ? ?lop°1 1.' to M0 address Ind 1 on the trout Of e tl ?? to Do eta nand"o? of yaYr 1, or on far p d YOU cash or ooMad to $ ,mount to amr odor iddtap you use ail other Yuan tint one p allow Cre/It a Information %Wt your aocauot ms?o c bur ua Late m or other defeutts on Mr ?p?rt Nte t21. 3 n, Wlnpton a1 d, r krG?uds?you anr?me?? i?????e "??? nt nu?ntrer. cub 9 and bala u burdil the date 01 fir Qer1 ii , or= o f? pumtrpp a6?nces made on or p POP this Deno ro p?iypmrratFDueue unee Cpaa ryeiaeo new ??pR the of on bad Flnlnoe r0ss srr on new ?utC 111110 rr4 an or cah on t? raoe ou do not lM?a a e? s?p?l?ditho owurs. a,,.- t ,,,,,A„s moment of vour entire we T ctlon F Fie N 1? dban date For TOD (Tdft=Wwdg**" Oevioe ter des D'd' ' Osso's o01.600.847-7446. The DiscoveM Mom am Card Is Issued by Discover flank Member FDIC. VIJ%W%w Y GR $-0.04 CARD 26 SDSN6A01 0002204 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 . _...... _.... _?... _. ...-..vvni ??uuwv, vvl l VVLU.... LI'/U $0.00 I Enter Amount Enclosed Below Payment Due Date $ March 23, 2001 Paperless Statements are a_great way to keep track of your Discover® Card activity, and allow you to control when and where 6 ou view your information. Visit iscovercard.com/ps PO BOX 15251 ???s++??+++++?+?s ??+ss+?+?? WILMINGTON DE 19886-5251 Address, *-mail or telephone change? Print change in space 111111111111111111111 oil t1t1t1 111'1(11tlloll 11t1 1(t1ttl'(t1tt1 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: February 26, 2001 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date March 23, 2001 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-0.04 Cashback Bonus Cashback Bonus® Anniversary Date: July 26 Previous Cashbock Bonus Award Balance $ 0.00 Cashback Bonus® Anniversary Purchase Award This Period + 0.00 Other Awards This Period + 0.00 ,Date: July 26 Cashback Bonus Award Total --?? How Can We Help You? For Account Inquiries, write to us at Please have your Discover Card ovaiable. Discover More Card, PO Box 30943 Salt Lake City, UT 8,4130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CG CHARGES current billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.04655`Y0 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.00% F 0.000/0 $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above b t NMafillin ttat. K them is more than one page to tt* Wing s*roment, see the back of each papa for WOW Important hftmatkon. See Vow Bardlispo r Apreaweet. Your Cardmernber Agreement contains as the terms of your Account rn Lost or tteleM erode. Report Immedlatelyl Call 1-600447-2668. 111111- In Case of Errors or Questions About Your Bill: If you think r big Is wmnp or U you need more Information about a o W m r 40? UUss a =10 afwret at, Iff at P.O.y_?gw 115102, M DE 10 8192, as doing so will prosirveosycur I?yarr re<br pie nftOIt% IMowhlah the error or pPPer?You can t rid Wour name and Account number. •Thsd? r amount of the auror. •Detwtbe the error and ai e, N you can, why you believe there Is an error If you need more Information, describe the Item you are unsure Z You do not have to?ppaayY a''nyy?amount in ueation v hil p we are love tin but you are still obllpted to paY the parts of your bill that are not In W question. While we Ihvettr?ate your quemen we cannot ropert you asytDU rpotrrytakkkee?any aoW to ociNac?tptfrs affmat you question. s of wt am you ? Evil 41 Ind ON& CIO c r 9i11u eat apt nt in your home re w10D m cW, and you eve WL am O= 111.9 (S wa 6MI was was made a1 or Oper* His tl?is; p m cent ofnmora we mailed the for the goods or mvioes, a purchases are covered regard the ammoubt or IOcO n of purchase.) . Send ymehtt aad the snag_prn?otf' this statement rylent in K P?pe 1501. Dromm the ilras?sylA f?1 on the front of the first pape.1 mw the Aacaoutn?ifMnot oto any tiaararatrother addrshees 1N M Sher sues ate If WW cub or P to r ae tf you odw 7-11 a dnp?ery?ar Cmsoeartph ? e ma in n about r!a?aaaant to credo bureaus. Late pa nts, mkasd ass, or otter defaa?urlt?s an yaur Wttmirip as ? 1i18??0-818 r ragOrt ?????n?hotrasbeleph?ne n?c??MI?p,M?nt n??oi?I??fn7 paer?1681?8, qt?, N we wiU Imavas Periodic Financ10, C an pu hates, m nam ragnd belence transtars lther laaaer and a r1amle as orrop oat r daY k peren 140 or MLri are ?Y??have rPayrralo?ate, a ? rtodic reub ?Al1M>QO? +t vn on thk tk4s4?!n+at D9+ t Payment Data?frad t ?iilRraaatf aiatl CreWts shaven an 6ic =t he ihd tad iua to teo transaction ? lah Wn RM n C -W apply the tii 'hen a now transactions) melhod of calculating the balance upon which we on a on at ppt>yy?SSSiattment as VW b ? raew o bafancana in wbdfor naa an ilay°a defy b i al re balance traraslers and ?ianoe tarlitot to an For TDD (T Dawke for Use DMy aaaddefts, peso call 1-SDD-847-7440. The DlscoveO Mom am Card Is Issued by Discover Bank, Member FDIC. . _ ............. _,... r.?..w?u i vvmunl UV 1 1 VVAG 0303 A tYV W1*j%W%r r cam. $-0.04 $0.00 Enter Amount Enclosed Below CARD Payment Due Date $ C April 23, 2001 26 SDSN6A01 0002205 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Address, e-mail or telephone change9 Print change in space above, or go to Discovercord.com. Print your email address to receive important Account information and special offers. Paperless Statements area great way to keep track of your Discovet® Card activity, andallow you to control when and where E ou view your information. Visit iscovercard.com/ps PO BOX 15251 1111111111111II11111111I1I1 WILMINGTON DE 19886-5251 IIIIII(1I.III .III.III .IIIIII 1Lr1IIIIIJ11roil 11,6r1111111111 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: March 26, 2001 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date April 23, 2001 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-0.04 Cas back Bonus Cashback Bonus® Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonus® Anniversary Purchase Award This Period + 0.00 Other Awards This Period + 0.00 Date: July 26 Cashback Bonus Award Total 0.00 How Can We Help You? For Account Inquiries, write to us at: Discover More Card, PO Box 30943 Phase have your Discover Card available. Salt Lake City, UT 8,4130 Manage your account online at D scowrcard corn TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1.800.347-2683) For assistance, see reverse side. ------- ----------------- Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above i"- WA Iaferrr ON. H there b more than one paps this billing statement see the back of each papa for soomonar anpawm. NTM^•,^°^^.. is vw Car"Wis tar preeaasat. Your Cardmember Agreement contains all the terms of your Account lest er seen asle. Report immedWW Call 1-800-817-Y8t8. In Can of Erro?s Duelione About Your Silt IH yo4 iP.O. I your bil192. or H Ypw road move W , 8 or FA about a o I at ??t bH! wAiCh fM eF/ol or a D? coin mnvw doirp en wNl net preaervr WAO?W to you I us Wourt sad Account rrwrlher. error abourtlbbss theerror a Ya can. ? Ya bsMsvs eef8 is an error. H you need more Information, describe the Item you are unsure sf parts of r bill that are not In You do not Carve to anY amount in gguestlon Yan are any irtatbn ?? question. Whit we i?e Yar q on d. goods or sew that you purchased with a credit card, and you services, aN puurrcc Iam cV Wo LW 00 Was You r i o e ? ^ ,p r t niled?5o ttraae?e M forwA or imoW due ??? t?mwrM a ix ten m Pwchase.) to the rezu f 11?t . SOt1d a ap of this 1 ment Ik °? or on ae t ?tof f% aAd oAadooramMt d?Y will be or iQ rp rtE buslnaM Do net MI1C e?Nu ,? r paymNd, H you send ttrant to any other aldrasia ? a?olfier t0an ? ?[?Md. Phase allow 7-10 er ?verY mw.w or other defaults on r sr mw W N 1"56-6315, Prates mcruae rvU, ,M„-, •o.._.- .._..._ _ and pdpatta transfers be raC as?98 ortina FU u2the of purclitlsa a d?aeyY of on ]Blur a sl the h shown on vA n avoid mart of PstWdic Finance C orb new puroand Crod? on eu"w- M or ..... . hu the Pa, wr t Due osm. the r !?__.? _ ??e? Finance tuW are now balance w w .,........ ?? _. _._ _ _. _ . "M 14w$47 For 7Do (7eMaranw s Dow" far 0" ? Pie 141 The DlsmMS More ON Card is issued by Discover Bank. Member FDIC. Lolla%wW V CK CARD $-0.04 I $0.00 Payment Due Date May 24, 2001 26 SDSN6A010002206 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 -vi i i wmuni VV 1 I VVLO OJOJ A IYV Enter Amount Enclosed Below Paperless Statements are a great way to keep track of your Discover@ Card activity, and allow you to control when and where Y view your Information. Visit scovercard.com/ps PO BOX 15251 ??`srr??rrur?s?s??rsss?s?? WILMINGTON DE 19886-5251 Address, e-mail or telephone changaV Print change in space rrrl?)rlrr rl??Irr??r??rrr r rrrlr?r?r?rrrrl?r?r)r?r?)')rir?I above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: April 26, 2001 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date May 24, 2001 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance a $-0.04 Cashback Bonus Cashback Bonus® Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonus® Anniversary Purchase Award This Period + 0.00 Date: July 26 Other Awards This Period + 0.00 Y Cashback Bonus Award Total Now Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 309,43 Please have your Discover Card available. Salt Lake City, UT 84130 'Manage your account online at Diuovercard.cam TOO (Telecommunications Device for the Deaf): .Customer Service: 1-800-DISCOVER (1.800.347.2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Bolan; es Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.000% F 0.00% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 28 days Purchases $0 0.04655% 16.99% F 16,99% $0 none Promotional Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either Fixed (F) or they may vary (V) as noted above Mm W#wtant Insermaifoea. It there is more than one page to this billing statement, see the back of each page for additional Important Information. Bee yew Cardmanr/er Agrwment. Your Cardmernber Agreement contains all the terms of your Account ?n Lest w stelae cards. Report Immedlateyi Call 1400-841-2688. ?i In Case oflofaErrors or sQhueesstionsoAAbrorut Your 8111: #Iffyyoru think your bill is w y or 11 u need more Information caobout sa 0 W mu o r?ber titan after ewe s3nt you rid t?l on vrhfch the 1error prumm ffDIE 59cansGed us, Dui J doing so will not preserve your rights. In your teller, give us U4 Wk wlrwfI Information: *The name and Accounntt number. error. • 08uu?be the error arnf eirpfstn, if you can, why you believe there is an error. If you need more Information, describe the Item you are unsure W You aio not have to pay an amount in question while we are i tin but you are still obligated hr??pay the parts of your bill that are not in question. While we )rn your question, we carAd report you to t or take any ad w to faonedtthe amount you question. liar Gard • If have a with the gaaally oof poodle oWraSServkxau that purchaed whh a credit card, saanrdviyou You have w6lt 660 ?tnd t pure the romadra alrawl « tetra 10 p mzcnoof yoau rgr? (fl +NeoamaroAaaM or ifaae rrwa you the advealNameattrmtheada yoaor serv?as, all purchases are covered regardlesa ? the afrrount or kxxtlora of purcha?.) 0 P. Send paym vAded to the address Indicated on the ft f thfirst e. If CIt but4auViNiv Mun? a x 13vanpteer Cal aas pmv" we will Imam PwWlc FInance Ch Arm cqy off your OW Sn?dtatash a0mm and Mg s3or?Ream ? lenr wlracw=c?made as car Opur ffchasefkrt wow tthee of Periodic A frafntfDue D?i*, tfte0 C lradl0r uon?tnat? shown on tp a &108 ttrt» " Y do pprw??ppt ?haw at?p?oree?? nca traa4rablrsaux cash aaf?nnoas. Finana a Ciao "mob P ue hraaeeBud on all 1ralasacilons and Qid 6alaru4, untii the date of moavment Reoavment means pa mant of your entire an as as 0 9 no Pon :alculatiao the is aiplafd??Coroudpth shown onr ur tPaevl?IDaas eaa? nCa. e refer to as transaction lest f t? Ic a impose Pew by w4ou billing WWAA on as WWI at new win on the day's dairy bafatrpa" to e transfers and Balance ft.we% N400 to an Ed TiNitnpto be the rtail C4'E' 0 "1 'm 1*18 For T DD (TaAeee muniaetfea s Device for go Dee!? asrtetarreo, phrase 00 11-011441-T44111. The Discovea® Moreau Card Is Issued by Discover Bank, Member FDIC. vsJ4 r GR CARD ,... _... __ ......-... . ...rrrvv. vvII VV V""LI %I $-0.04 j$0,00 , Enter Amount Enclosed Below Payment Due Date $ ?- June 24, 2001 26 SDSN6A01 0002207 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 170IS-1124 Paperless Statements area reat way to keep track of your DiscovewCard activity, and allow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 111.11111trlIIIIi IIISIVIlII WILMINGTON DE 19886-5251 Address, e-mail or telephone changel Print change in space 'lll'Ilrf rr?11I1'II{I Ill ll ll111ll?l lr{IIIIIII?I?II b IIII?I?II111 a ove, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: May 26, 2001 page 1 of 1 Account Number 6011.0026 6353 2190 Previous Balance $-0.04 Payment Due Date June 24, 2001 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 Now Balance $•0.04 Cashback Bonus® Cashback Bonus® Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Coshback Bonu39 Anniversary Purchase Award This Period + 0.00 Other Awards This Period + 0 00 Date: July 26 . Cashback Bonus Award Total U-M How Can We Help You? For Account Inquiries, write to us at. Pleas have your Discover Card avalable. Discover More Card, PO Box 30943 SaN Lake City, UT 84130 Manage your account onlirw at Discowrcard eom TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347.2683) For assistance, see reverse side. Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FIN NC FINANCE Balances Rates RATES RATES C current billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0,00000% 0.00% F 0.00% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above wee g or it uneed rnoro alift s r? an abo t a . us Case of Errosaf ** ?r ?t ?..+-r v ch the amt u or a You can Woo" Us, M t hoer Trem you 10 awn UMB •• . ?- _ _ rmomraw . g NAH not preserve, your Mills. In your letter. give us y m number. are unsure z Dar amount 4 st e the error end axpMs ni Y? ? why you se them is an error. It you need more Information, deecrtbs the item you n but you are still oblipatedccDey the Parts of your bill that are not in not have v to 1a amount it we arR y? W taoloEeodasr)I arm to youVrPe?+ertrerxrt you Ouwn *ova am I VW 4p DrrM fer Grll q n have a With do on no the qual?lyno h1 b. pty Vial ? t o t ? and o f ome Of b inr food t ?nhrsewbar the P P '. ? r?aettre Pad?rsrtleerrlerK10 [or the goods or eervfces, all pu are covered m N pr dsfeu it$ on h too account sdd bureaus. Le ed Cn?t s InM15youf, t e Kw 1 ies, a adaartcaa a W EM rN a vrade ^Ve or ? F? r or yr baMta n SUNIMI 0111~t of Petlcdk.Flinn,fie,-Cb!M..o? „W roird?olt ,1A?"? " too oon X 4alftla Mder?rrYea. R thsro k more than one t»We to Dtft bNlinp statement see the back of each PAP 1N VOW CUdWA abr AgNmeent. Your Cardmember Agreement contains all the terms of your Account t.at as ataNrr cert. Report Immediately! Call 1-404-847-2148. About Your WIG If you think your biH M ua my 1114L .j One) awfulm, One" call 14011-247-7449- for TDD (Tdw$Wrdtd*MD""U The Disoovm® More" Card is issued by Discover Bank, Member FDIC. rr- ti/IJ' w%0 r L;M $-0.04 I $0.00 , Enter Amount Enclosed Below CARD Payment Due Date $ July 24, 2001 26 SDSN6A01 0002208 RAILING, SCARLET Paperless Statements are a great way to 1874 GEORGE AVE keep track of your Discover® Card activity, and allow you to control when and where CARLISLE PA 17013-1124 yyou view your information. Visit Discovercard.com/ps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space 'iu?I'?uluul??Iuluu,uulluuu??I?u?l????u,u?u??f?`?Iu above or go to Discovercard com Print your e-mail address to ??ulllufuui , . . receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: June 26, 2001 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date July 24, 2001 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-0.04 Cas ck Bonus Cashback BonusS Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonuses Anniversary Purchase Award This Period + 0.00 Other Awards This Period + 0.00 ,Date: July 26 Cashback Bonus Award Total 0.00 How Can We Help You? For Account Inquiries, write to us at Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account onl ns at Discowrcard.com MD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1.804347-2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINAN FINANCE Balances Rates RATES RATES CHAAGES current billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Promotional Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above ,.-. Impwtot Irstatmaliaa. If there Is more than one page to this billing statement. sae the back of each page for additional Important information. Ba year Cwdm n*w Iyramod. Your Cardmember Agreement contalns all the terms of your Account cn Lost w stelso arde. Report Immedlatelyl Call 1400447-2888. mm- mob" In Casa of Errors or Questions About Your 8111: If you think your bill is wro or If You need more Information about a o t Dtt Wurr , ys c l a adaet of paper at MM ; P.O. Box 15194 WN DE 1 gW. 102, as as Ala. " mr?t Mer Trom you no pNgaat tfaut a1Tsr we sarrt you n Wit the error or appeared. You can tMA u' s, trot- doing so will not preserve your rights. In your ?tOer, A ws thi tolloa g 1 ton: *Your name and Account number. VD sorldollar amount be the error an en n, Ifyou co, why you betbve there Is an error. If you need more Information, describe the Item you are unsure are q?uon. While lie I your q l rnuestion we?avrtawhile we are i ulat you ae fig' b i or take any laatIM to col V9 Unwrtu rt tion. that are not in and m0as d uthp ?su roetwrro W,ein a reftsee am cover PaymaW, Set1d yments and the top portbn of this statement In the envelopeprovidea to the address indicated on the front of the fast e, if m b 8tnk, PO 8erc 14151, YYk DE 1 11N%42t11. 1Ptrt qs o t?t daSr, roeehod on or?i 'r 1 PM or on a or a n? tit Da t AooolrM as treed btgNrooe do uwt seutd he p of pour ?s?id tf aond cash cr ur paynaM, g y ? tho t any address or )f you use an s Mher n tho are Please alWw 7-1 D br rye m? ?. urnbsr and r. name, addroa, httone n 1109ftys, VVIA1281WIJAVOU W Except bald purolpr atuf as provided below. we will Impose Parlodi F1 advark a cn your bll Ipenrlod ending cash madvances and balance transfers You can avoid moot ? Periodk; Finarrce Cha gss o now Durohas?s tt pay the New 8ata,?ca shown o rise W n? s 1 on which the oral by the Paya?snt flue Da1s aural 0?a ?srirromt and Credtfs utnt that strruertt evual or ese? your iFie?+raninae. Y? eah gf trarches "gate; You do not have a Waee p t ttanee trams or oatlh athrar?ces. Pertoak Flnarree Charges era imposed on new ba{anoa ngbn ??rN ors m won all lransactWm? and Ok! 8alanco?t until the date of repoYment Repoyment means payment of your entire Ntaoe. tk/rMBvarCYou pa?tbw QaM+roa sham on this biturtg statement by ?#re_Payment Duo Date, toil the Payments and Crete shown on tra Now NMW# an shown as new from on beat qty wr ttasnn t it a tra mane in a p?avlCus is nemtteo on pwr first day period we picuttle your le hence Clauses. for TDD (TabeemmYaicr Miss Davlca for Sm Oonq nelatnsse, on" od 14IW34T-7448. The Discover® More fm Card Is Issued by Discover Bank, Member FDIC. to as transaction Or MOO the finance O N to mnooo the ad on U dufiyg tho= tas an cA Cash u Financeit Advance T aann Fee Flt r the st WneM ?? transaction date r vun? t ??ntuet vu I I w,io w31 A I YU VlJ%rw V CK $-0.04 I $0.00 , Enter Amount Enclosed Below CARD ? Payment Due Date August 25, 2001 26 SDSN6A01 0002209 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Address, e-mail or telephone change$ Print change in space above, or go to Discovercard.com. Print your e-mail address to receive impor?ant Account information and special offers. Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 (??ns??ruu?s?s??ws{s?? WILMINGTON DE 19886-5251 1. 1111111111111111,611111111111111111111111 11111111111111 1111 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: July 26, 2001 Pagel of 2 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date August 25, 2001 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-0.04 CaS baC Bonus Cashback BonusS Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonuses Anniversary Purchase Award This Period + 0.00 Other Awards This Period + 0.00 Date: July 26 Cashback Bonus Award Total ^ 0 How Can We Help You? For Account Inquiries, write to us at. Phase have Dixowr Card available. Discover More Card, PO Box 30943 Y Salt Lake City, UT 84130 Manage your account online of Discovemard.com TOD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16,99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. is mom than one papa w ma bininp statement, see the back of each Papa $N Vow Cwdassmbw Nom. Your Cardmember Aprearnent contains all the terms of your Account Lost or st" two. Report Immediatem Call 1-M447-2688. In Can of Errors or Questioofrrs About Your Bill. 9M you thinkQ r bi ts; or if fAwf 1 re inf melon about a o 92, a + rr a?yo"t bBf on wtlchielaerror or REau can rg? We m her In r la?rr, plvs ua s tollaMnp ktformatlort: doing eo win rat p Y? +?• ? 7d TMr dr? aant nil numtMr. error. ,Oescudtbs the ?. a ex n ya, can, why ynu tansve them is an error. n you need more information, describe UN nem You are unsure evd=dthG Youodo not have to pa a a nt I uee sr take any II to mo YIN qq - are not in question. Whit we me a CWd If hawysa m with the quality of du itnods a 1084 that Y? wv"W ' 1? aft COOZ 9N due on the I c uvtww.A r Ppule0 arrt r?r?p > wraan 1 WIN your we 3?a or opp•?a mil.."nt or n we -PJ you the adwgtlsemart the 8opds orr servicet. at t plu[chaess we couersd raPqre amourd or ktapon of purchase.) me,. Send ants and ?rovided to me addDE s Indlcaon the front of the ilrst . It dr IPM or onnaaY will be posted ts t as befit bui ras day. Dot nil ad The 9 other wgtr our if you the art em?sla other ttla ? Ptaa? allow PaY sand PaYmeo any 7-10 for deihre ft trspori in out your stxowt ?cte iia dt "AWL ?ol?r or 918. PNUeI Y?r mtme, ho as berritil' dam Perbd airs( Dante emcee ttnrde bn a' R bur us. Late or other defaults on your d8To1o$, ? ?iufiw and ner. AWu F C On PunLHN ?ygrr tie Iou ho" the WO na? aro an raw h of Crib nce Tr rplQct, FQ¢_ Flnarwe oft ssgdart we thoarea?leu nth The Discovers) More-Card is issued by Discover Bank Member FDIC. , I, Pi va t Fir TDD (TNeara mmko tMM Dndee ter' *9 9"0 •1 .4140447-74U. Vld%r%v V GM I July 26. 2001 I Account number ending in 2190 CARD T-- - - ---- page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 0.00 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 0.00 Cashback Bonus Award Balance 0.00 Award Available to Redeem $ 0.00 Restrictions apply to th4 Cgshback Bonus Partner offers visit Discovemard.com or call 1.800-DISCOVER (1.800-347.2683) for details. For program details, 390 the Cashback Bonus Perms and Conditions. Vj"3 t$IV $0.00 ?J Enter Amount Enclosed Below Vld%r%T V GR $-0.04 CARD Payment Due Date $ September 25, 2001 26 SDSN6A01 0002210 RAILING, SCARLET Paperless Statements are a great way to keep track of your DiscoverO Card activity, 1874 GEORGE AVE and allow you to control when and where CARLISLE PA 17013-1124 yyou view your information. Visit Dlscovercard.com/ps PO BOX 15251 1'I"'I' 11111111111111th" WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space I`??'I?rlyrlrrlr?rr,rr??rrr?r?rr?lr?r???rr?r?'r?r'rr???????r?? above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date; August 26, 2001 page 1 of 1 Account Number 601 1 0026 6353 2190 Previous Balance $-0.04 Payment Due Date September 25, 2001 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-0.04 Cas aC Bonus Cashback Bonua Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonuse Anniversary 0' Purchase Award This Period + 0.00 Other Awards This Period + 0.00 Date: July 26 Cashback Bonus Award Total 0.00 Hel You? n W H C For Account Inquiries, write to us at. p ow a e More Card, Box 30943 Discover Please have your Discover Card available. yW Salt Lake City, UT 84130 Manage your account online at Discowrcard.com MD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800-347-2683 for assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARM CHARGES current billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Nnpertaat .11 More Is more than ors pale to tpla bNling statement sea the back of each PW for Addldonal hnportent laPsrnu?da?. 6es vow wAile bs r #40sweut. Your Cardmember Agreement contains all the terms of your Account Last w ebbs cad's. Report Immediately! Call 1-M447-4688. > tsltbn a t a d In Case of Errots or Questions About Y ur?14 N 1 Ali error or It Nod ou «n omIghwill MIN yypa?uw?? ISM? it n days atbt p 0 NIS as the TOUeWWnp 1 aUen. o your' kDK, as doing so w01 rrwt ptaeert+e your right in iy rnaa ea Moooutnnt number erer. gThA dthe "1 and ears fn, ff you tin, why you b0IWA there is an error. If you need more information, describe the hen you are unsure Vow KW FS qou% no t Ih Ws I? youtnt in question while we are inv bu or ta-iny u obligated c the Pew of your bill that are not in mmo report you atra" to amount you qualtpDn• uestion. Cad If u hawwNpa oroblam with Me quality of goods or services that you purchased with a creeddittccarrd. saenndyoyosu? arnowt You have mpnlyy P et?e +n Mom i80 °;ntd thehiv u pay Z n in4 our twin its a cl? olio moles of your rtq pNa (if we own or merohant or u warn ad you the adwrtlsenent for the good's or services, all putt Mew am covered the regaidbse di tho aaaunt or bcatbn purchase.) SOnd and the toc portion of this statement In the Qnvelo to the Mass l o the front of first w1i u r I r CM fa Di?oaver BayN4 w ton 1 or omya or yo prwRled. Pleas llow b Accou your p a y m e n t , n If You send do to dry. Doof that da dreg or H You use a t e arthat bran the on payment 7-10 for N Craft e a IntorrrMW t ocd r aocatnt t%Credtt la 4s, 13 oche defautq on ur n utste er y?Yllm ; 6 repe?l?de Your name. , ho a nom nu • as provided below we will Imp?e Periodic Finance Ch on purchaws. caNr and pba?lancs Uansiers co Une ors until ffie Mte of tltI t o ry 8998 orv= r h aes to a?vinow mute on or prtorIvisa Syy of your n8 tll balances. y?onpeY thsO selwwn oDAr ton why the You can a?Id of Periodic Flna Cha o new iD W AO , eMOeed . We as? I this rd rcLL ° ero on aoe a on is nca Uba9!??_--- to transaction the ftwice 14 your new Ua ) method of calculating the balance upon wn?cn we nee shown on tde b16Yb_>> Yee.. a too; e aro No= W uw U.. 11 ChSF6 b In a ptSvioca b?np,8srtdd is Ibmized on be the that day Oaths curroM p when we calculate your Periodic Finance C131119es. Far TDD (Tobo@WANOWMM Dawba fa the OWA wf14110e• lleaee osi11.666-647-7446. The Discowdp Moreau Card Is Issued by 018COM Bank, Member FDIC. w"%d r L; M CARD .., ... _. _._ ,.........a „uuiuo? VV I I VVLV UOJJ AIYV $,0,04 L$0.00 , Enter Amount Enclosed Below Payment Due Date $ ?- October 25, 2001 26 SDSN6A01 0002211 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where yyou view your information. Visit Discovercard.com/ps PO BOX 15251 Hill Ills space WILMINGTON DE 19886-5251 Address, e-mail or above, or go to Discoe ercord omgPrint ?your *-mail address to receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: September 26, 2001 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date October 25, 2001 Payments And Credits 0.00 Minimum Payment Due $0,00 Purchases + 0.00 Credit limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance = $-0.04 ?Cashbac Bonus Cashback Bonus® Anniversary Date: July 26 hback Bonuses Anniversary Cas Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Purchase Award This Period + 0.00 Other Awards This Period + 0.00 Cashback Bonus Award Total l Yo H ? W H C For Account Inquiries, write to us at: e u an e ow P Please have your Discover Card available. Discover More Card, PO Box 30943 Soh Lake City, UT 84130 Manage your account online of Discowrcard.com Customer Service: 1-800-DISCOVER (1-800.347-2683) TDD (Telecommunications Device for the Deaf): For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances RON RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 0.04655% 16.99% F 16,99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above. "Nowo ! Wasoalm. M them Is more than one pope to this biMmg statement, see the back of each page for additional Important information. He your Cw*m e m AgienuM. Your Cardmember Agreement contains all the terms of your Account C/3 Lest er std o twds. Report ImmedlaW Call 1-500-847-2858. U) In Cya#ser?of Errors or About Your Bilk M yotthink yogpu?r bill h noon or M u need more Information about a o fift t must t?r? wo unizz Questions weep IONI 01 an PPwhiDch the 81,1w or pr Ya92canste a us, ut' doing so will not preserso your rights. In your letter, pine us the of owingf 1 n: •Your name and Account number. *The dollar amount of the s error. Describe the error and ex a you can, why you befte there is an error. 11 you need more information, describe• the Item you are unsure You not have to paY an amount in question wMtS we are in but you are still abUpaied he parts of your bait that am not in question. While we rnwsnlpos your questiom, we combat repot you as nt or take any action to co tamoent you question. a credit card, and you ? Card miles of onlyatorre In 1g t +mb purchases are covered mount or dw or bcn or pu Send ends and the top portion of this statement In the envelope Wool to the address indicant on the front of the first ff surd your 1e Bm?k 1sfR51, WM MI 4ti?-mi 1PM tlt to your as at drtY, nsar?ad on PM4 or on a or wilt be to f?'Jlrxs cf and bmmsbmas not send he psm7galsiAg of your mry fiR H u sand cash Of r payment, M you send the nan t to any attmsr address or a you use aim other than the 00 pmvRfed. Ptease allow 7-10 j 060 for PM a mom ?otro noun and nt nunmbar. pm ftdodlo Finance rM Kidwoee banslers emntt` any ol Yr on w a 5'r ntJhe ol end u"mdd A Can DIO E tn nt of Parloft F t?t?o now rc way tthe iI I psrlmN o the Wl shit. 1e"c?N this Myo?t bare s graces p? on tr r or cash advalan ? Fwi?iC anos ss are Igtposett on now befance mkt ?. You ? 1M occurs, tr ?li2. tneTr en .u trattta erred Did Balances until the date of repavment Repayment means payment of your entire to thont?to m to as ra rM ?tlmllb oaetm wa odd ii n{{??9* %no your Account Tha Avera?e ly Balance h shown as 0 tlmwvmslo t race the balance upon which we thin balance as of Cash Advance Tra Fee Finance statement, A Ch via co=r t t Craw odd" date For TDD (Telleammunka6aw Devise for tin Deaq aselatow. ptnse cal 1-500-1147-7415. The DiscoveM Moresm Card is issued by Discover Bank, Member FDIC. W1%0%W%V V LK CARD _... _.... ..,..._. .ww..n-wuiuoi vv i VVLV "" I?rV $-0.04 j $0.00 I Enter Amount Enclosed Balow Payment Due Date November 25, 2001 26 SDSN6A01 0002212 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements area reat way to keep track of your DiscovewCard activity, and allow you to control when and where youscview your Information. Visit Di overcard.com/ps PO BOX 15251 111n1 11su11111111611111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change9 Print change in a s above, or go to Discovercard.com. Print your e-mail address to rr' receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: October 26, 2001 page I of I Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date November 25, 2001 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance s $-0.04 Cas back Bonus Cashback Bonus® Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonus® Anniversary Purchase Award This Period + 0.00 Date: July 26 Other Awards This Period + 0.00 Y Cashback Bonus Award Total 0.00 How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Please have your Discover Card available. Sall Lake City, UT 8,4130 Manage your account online at Discowncard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347.2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE a a Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above IarP~ ialassaalIl - If them Is mom than one pays to tde Wall statement see the back of each page for additional Important WOrmation. 9e11 year Csriannier Apeen at. Your Cardmember Agreement contains all the terms of your Account rn Lost er sWw carte. Report Immediately! Call 1409447-208. Nawwn In Can of Errors or QLwUm About Your Mil: If you trlnlr r b Is or If yyoouu mare Information about a o ?hne tiatba !K o a of w; 1 tg2 19E 1 182. as must ce hilt Nm you no t?M trl!e?you? rahe encr or alYau can us, WN WYe us n: not so wllf , preserve your HOlrts to "Vwr r, *Your mane a ao ?htsnumber. srror. n? •Dbe?sCritbe the error amend ehr you tnrn, why you beUsve there Is an error. It you need more information describe the item you are unsure You do not thaw to nt luanmrostiaa_ ngg, t gnu still to peg theparts of anvow You your fK?lltthat are not in War ON im questton. While we Ic a hrhn01 uyo7 aaNactoa PUPVW, with a credit card, and you to the the Mw rof 0My pWutafwew wa morer the services; ww" 01? 1ah?ro co,htretl 1z Of WrOCK am ?rdlese rR tAtr amount or purchassee.j??? or Two rmhlbd you the WIS u Bend the yttt aM to arty othsr sddnt? you aA etrwbps other thsut t? an pNUtgad. allay F7M0xtY*O$r P10 W,' Y j EM VS xi aaoount t n tin the itetu s Nh ?r1d sumbor. below, we will Ina Periodic Finance on pu cash 4hdMM and balance tansfors u n ti VI end Qnr e('?? or l ?r s sioncas u aqs?tawn the rah wahioh tlh? or rnh Finarroe I. err new Wince of entire Nn an for c?hshrladranoee,?s aw tai to as tranbn w to OR rhance a iAarb i Therh ?y?p01 tl1 sUntMe % to your Atxroulri The Average Dally Batarrce strewn as tf no is roe Chtlty is atyp new transactions) method of calc y the balance upon which we im ince shown on the seln""I'M tMthe, pr vlow you Citl Dwv real trensaMfon cstepery s a hWrip AIf fe" alt" tb Account rats adted to the wilh of Casa rrco T Finau>ca to bala b urro t nyilparbd wlian we catcu ?r?r Perlodtc f»ar?o Charyea. on this stfbearent tiro tra on Cate For TDD (Talleaseavivelcoleves Derke fw Ves Do" eadseaaee. pica" ear 11-1101-W-7419- The DiscoveiO More swCard is issued by Discover Bank Member FDIC. . .... .... .. I V LAZA V- V tK $-0.04' LS0.00 v J ' vV I Enier Amount Enclosed Below CARD Payment Due Dote $ December 25, 2001 26 SDSN6A010002213 RAILING, SCARLET Paperless Statements are a great way to keep track of your Discovetw Card activity, 1874 GEORGE AVE and allow you to control when and where CARLISLE PA 17013-1124 ouviewyourinformation. Visit riscovercard.comlps PO BOX 15251 111 111 11 111111 11111 111111 11 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercord.com. Print your e-moiI address to receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: November 26, 2001 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date December 25, 2001 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available 000.00 $10 Balance Transfers + 0.00 Cash Credit Limit , $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-0.04 Cashback Bonus Cashback Bonus® Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback BonusS Anniversary Purchase Award This Period + 00.00 .00 Other Awards This Period Date: July 26 Cashback Bonus Award Total How Can We Help You? For Account Inquiries, write to us at Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discowrcard.eom TOO (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16,99% F 16.99% $0 $0 previous billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Om 101perlsixt NrlwwAtlen. If them Is more than one page to this billing statement, see the back of each papa for additional Important kdlatmatian. 6N ym Coodmembar Apse rreut. Your Cardmember Agreement contains all the terms of your Account Lost w stskrr sarde. Report Immedlatetyt Call 1-600447-2606. In Caseul?of Erma or Questlops Abeorut Your Bill: It you think your blil is y pn or If u need more Information about a 5 .Nft-"b Ism 192, the onw h??rTram You a1?01 tear 0,10 yie art ye r YMMDatI Box ,16103 oar cans?fo doing so wi not pre w your rights. In your *W, oft tit th3 fsikrwinp I •Yoar name and Account number. *This dollar anVnt of the error. w •Describt the error and esr pl "you can, why you believe them Is an error. If you need more information. describe the item you are unsure Z we are lnvmdu question. W ih le we I ayour q in ?usstton, we aannoot report year as aU A or We astill action obli tgia to you t parts ot? qu esti nthat are not in W or seMmsAt the YOU Tore wbr th fl n?youpurchased with 4 r home da credit tns or ?g 11 have a Merchant orm with the quality 6youy ale par" O re your (?(y OpWa we MaU ment g &n Or the Stieftise or services, all am regardless the amount or location of purchase.) Dods PayrrnAWS"WWW and the top portion of this statteementt In the arivelope to the ress I icitad on the front of a first It as b your?A? that 9 c Propg?e??? 1 1. ato P or OrnBRe51. 'j or you 1P9 P payment W you rar?dthe I m aWqW ran you ues anerrvhar thtrnh+re prod. wiaNliow 7. 0 tat CredKt, p . es t?n lnrmat r?taotrt y?tr aooamt ?crodit bure.ua. Late mlr, b?r?lhor other detauhs on ?r? 166eo 631re8. nc?r namirrIIrrtre?? sbttwt?aiatnd r DtMCaer 11610t1ti9 te, whir?ss ds?i Exce t as proca?aburgll tt dNer rio da y of you?hselvaRces and or nsL?ra re dvs. maee on or His ?Ytsau can avid tot Periodic Finantx Charpeg o new rc?lrs4s N Y++? tea q?al s?t>whar on?br? >?ta?t.on? ?h ?? pul'Clgae Ilpt try flee Patyntertt Que fa+Se, sna Um b??a t CraNtr t PerlodVc Finaharpu are??i +mtpoardoin new Ia+Afance oar dp nd haw a ?e parted on nce ngotg or cash rsces. tmnh nose n w11A the dale UNr stramaotion occurs. are one tta srui Ob Balanr:es until the date of repoyment Repa ment means payment of your entire new hrtce. iboarrer?youlfew shoMm on the biilltq?tiibt,?iM(,?t?d ttfe Pq!merrt Due Datsi`rot thsLLPa?mants and C shown an your on bilar as o If no the balance upon which, we e! to as transaction 1fl tlrrs Mace impose Periodic rb?s Wt O S for a ry on e balance of the (ally balance" to tars and Balance rm arQleat,ta an AUr?fesos ?o? ur Account ---are- sdded to the ery sees n o1 Cash tree Tr tl?t Fee Flnarase are wow, b is tmnd&r tnu atocatM earvsh trans IAORM orlon made In a prbuk?p b xvd onuthoN s tsar we Ws?transOddpd aoti 10 the to be the first day of the currant b liU ng period when we calculate your Par1od1 Charges. For TDD (TeMcenrpYlYsatlsna Dark, ft r the Dad} ,alataareo, gesso 09 1 606-647-7446. The DlscoveO MomBmCard Is Issued by Discover Bank Member FDIC. $ 0.04 $0.00 Enter Amount Enclosed Below CARD Payment Due Date $ January 25, 2002 26 SDSN6A01 0002214 RAILING, SCARLET Paperless Statements are a great way to keep track of your DiscoverO Card activity, 1874 GEORGE AVE andallow you to control when and where CARLISLE PA 17013-1124 Ruviewyourinformation. Visit Dl scovercard.comfps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone above, or go to Discovercardcom.Print ?your e-mail address to receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: December 26, 2001 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $•0.04 Payment Due Date January 25, 2002 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $•0.04 Cashback Bonus Cashback Bonus® Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonus® Anniversary Purchase Award This Period + 0.00 Other Awards This Period + 0.00 Dote: Jul 2b Y Cashback Bonus Award Total !0.00 How Can We Help You? For Account Inquiries, writs to us at: Pleas have your Discover Card avaiable. Discover More Card, PO Box 309,43 Salt Lake City, UT 84130 Manage your account online at Discowrcard.com TDD (Telecommunications Device for the Deaq: Customer Service: 1-800-DISCOVER (1.800-347-2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $0 0.04655% 16.99% F ' 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. hap rteat hdwmWm. I them Is more than one papa to this billing statement we the back of each papa for additional Important information Son ywr Cudmember Apeenaat. Your Cardrnember Agreement contains all the terms of your Account Lost w oAn carte. Report Immedlateiyl Call 140447-011111. In Cased E?rropr?sraar Dueatlorra About Your III: If you th r ?U wren or h 7mom information about8 tra mi + s ttq?n 6D Sys tEle+ s8nl y?au Wei iswhkh e1e 1 r or ¢Uc as soon as psnsfOut We mud r pM the rev can telephone us your rights. In your fetter, ue n: doing so w11i rret prosetw un you -Your name arhd Arlcot number. The dollar amarnt d the error. there is an error. It u need more information, describe the Item You are unsure DeseHbe tiro ermr and ea you can, why you q Yo abo quuestlion. WM va I yournt in uestlo we a you u sli?ad kettm any ad" to coUeasllas?arrwar+t y" queaw. that are not in tjDu are Still t=, bul your bill ?Gdre/K car/ I! have a rmowith ttm q?iuaaft d "ssewsm that ou with a crodtt card, and D the 1IN fw tr111 tDOI «M ? w?la 2tZr io a?tlN ==Wt was rtaa Your WON on tke *W'1 g ?tfi 19 your (H we or merchant, or N we mafied Yee the adaerussn?ant for the poode or ssn+kxR elf purchases eta coyemd ran amount or N«hMen µirch ) Of ryment it You sand the PkYnlent to any other address O zz d the nwa pumess say. uo nm Berm uw,. nm A ?s a &or t of the first P 9 Ur 9w or 1 00 On aB. , cub li M arneiope other ttran the one prwkled allow Crete s ma ro Le fn about r aawunt to cus107 the mora If 1111nlnc tde your namme, ha> nnu?r i roro r• as provided bebw, wsIm° Perlodk?nFlonaprn?e ontt03 orb=line d?iWro?t}»? ??adrancaiWtrtwimadol thaon cr prbr? aby d Yaur?? ?, Vou can nt d Poriodk Firhar?c» new rc It You the New sf>ovnh on tlhe &F10 whbh the this RVICS y p„hwsror?t pee oMe andM red1? on °f ?_ v.r. a., wee • mesa on lromhn or psh Finance tts ba nce °rw.unP at Int. see eiind t!r =t.,a sown on NCh day fOrpp?uyl?C, q1h des ? ? 10 tdlenflrtarlCe o x k we Vpto 9 we you A q? he Ave rage ) Dat?ad? as 0 H nFl 0 y balance (I c4udin[h?? new Uansactbm) 01 calculating the balance upon which WQ I PeH la .rd n.v rn. ®ilanee shown on ties b . abaMrateM yort mcelveo 4uC1lfI1 me "f4 _. WM* oiF nce T won F Fib rice on this sailment. wee thsi/er t dtalte to&T,b.,.._'e the_ wday d ihac-urmn rp period "On we cahcu"M your rw"M rlna"La c..xwn*. for TDD (Telecearnaaleetlerrs oevice for the OwA) uslAN e. Pisses call 1400••1147-74411. The Discover9 More am Card is issued by Discover Bank, Member FDIC. Ufa .. Y GK $-0.04 I $0.00 Enter Amount Enclosed Below -V ---- ---- CARD Payment Due Date February 25, 2002 26 SDSN6A01 0002215 RAILING, SCARLET Paperless Statements are a great way to keep track of your Discover@ Card activity, 1874 GEORGE AVE andallow you to control when and where CARLISLE PA 17013-1124 yyouview your information. Visit Discovercard.com/ps PO BOX 15251 111.1 gill Is 11 IIIIIIIIIRIIII WILMINGTON DE 19886-5251 Address, e-mail or telephone change2 Print change in spoce ??rr??I?Irr?rr?rlrrlr????rr?r?rrr?r???r'rrrr?fr?r?r?r??`?r?rr? above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: January 26, 2002 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date February 25, 2002 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-0.04 Cas c Bonus Cashback Bonuse Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback 8onuse Anniversary Purchase Award This Period + 0.00 `y Other Awards This Period + 0.00 ,Date: July 26 Cashback Bonus Award Total 0 How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card available. Discover More Card, PO Box 30943 ya+ Sob Lake City, UT 84130 Manage your account online at Discowrcord.cwn TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES 'current billing period: 31 days Purchases $0 0.04655`Yo 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. bapatant MNnratlen. If there Is more than ON Pape to this tolling statement see the hack of each page for additional important tMorrrurtlon. 664 Y Carte ASraernart. Your Cardmember Agreement contains all the terms of your Account r°n Lest er aide s taro. Report Immedlatelyl call 1400447-2688. m In case o?ofaErrors or Questions About Your Bill: if yros IP your 66152; w or if 9 iMS-5 02,lai?am as about O yYe m ai+ebn 60 diYss r r°Rre sent Y'flrM Wil at whkh the error or appeared. You can telephone` us, but ?? so wfil not pns?yo ywrr rf?ts. In your pave us the follovrkta IrHormatbn: •Your name and Acaourn numtar. error. z •Tha dole amount o1 the st? u can, wh u be{bve them Is an error. If you need more information, describe the item you are unsure z •Desoribe ?re error and ex n, yo Y Ye You do not have to pa an anwunt in rMU21on whit we are i a??nq fit p y 1l obipr e e you your qu that are not in adW question. whit we Inv?your q we cis take repod no lor Well ?he a with the quality n?otf s or services that u purchased WM a oredd csarrdd, and u h In to you trove th only when Ure was ?5 and t pure was in you ile or min 1 a0 m les of - w it - it w• mimed you the advertisement for tiro goads or smrvlces, all PutIItoms are covered fe Meese OF me amount W twawn w N.... •._._., psyagaw>ti. Sand yments and the to portion of this statement in the ennvelopet PNV f the agdross ip¢Jcated on the front of the first pztie. If 11111111k, PO fiver Bok 6i5 dl 1 PM rat dot Days [recei4Ad on or"aAsrOE 1P1 or aewS25 on at or will be wfhi ;sent not 'ZoN, pa 10% W" da . Do not send OW. T?re m?Y 66 It you send cash or ad irlass to apaymeni, if no I yy oubr this t to any other address or H you use an a other than the one provided. Please allow lt; . we rrroat ropwt anruraw tb i a rrut your account your the credit ua 1 ? ° c' b, ' , othar auP x I53 1 s winptorm 1 -5316. tnehWa Youar? e, less, nuand Aec+ourrt number. 5 on 0 ftmot a cn p haws ccAass?h advances and p?Iadlance transfers as ed below, wa will Im Periodic Finu?ce s Line e m occurs um6 of Ry' of YW p4r e 0 du i 53 or It= loor mrosh adva naa roue o on or ? shown on Uto ?yo?d nee rya t w'Mc this ?Yteuhm Aral ? Pp°a?nNFDw O?aC heron 1.1111 n new ? ??ooop??y?. the • Y do set NM a palod on t>fl! lenience Ch gss are new, balance tae data the tmna *; occurs. trans -cub adwtnoas _ _ ,, .,, t?.e?rlrne. s? Balrnces until the date of repayment 1- nt means ?M'rr»r adf ft human an NOW this ;mediF tie-air unourds) hen we son your Account The Average Ity Balance to as transaction or to the finance rtm, tM l0itance the balance upon which we ewshred duriao the 0001000 w..rr.??waa o«o??...... _.p •-q °-a-- aged on that DNa Rammwt" us .a ..o.. rst x MAelriraaY furl ed Pertedtt tnar?e"Cha" g, on the pub on your s for a porid each transaction.catapo!Y ? n9„_P,all,, rcueaciintran? bLOryon 7A are . the M, V es Finance on this stater a =mftica l ? ftrufactlo date Far TDO ?TrtMNertmrtirrwMeatlera Device Ur in Dolan rnabisoon. piano to 1400-947-7440. The Discov®r® Moreau Card is issued by Discover Bank, Member FDIC. VtJtI Y ICK CARD .......... _.... -,...... ...... ......vv....vv?iiuai vV 1 1 VYtV YJ JJ L1TV $-0.04 I $0.00 i Enter Amount Enclosed Below Payment Due Date $ March 25, 2002 26 SDSN6A01 0002216 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements area great way to keep track of your Discoverff Card activity, and allow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 1111 11 1111111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change# Print change in space ?rrr??1r? r?rr?r,rr?rr??lrl?r?rrr?r? ?l?rrrr?'I?I?Ilrlf?ll`rl' above, or go to Discovercard.com. Print your e-mail address r r to receive important Account information and special offers. 000006011002663532190000000 000000000000000 Discover More Card Account Summary Closing Date: February 26, 2002 page 1 of 2 Account Number 601 1 0026 6353 2190 Previous Balance $•0.04 Payment Due Date March 25, 2002 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $•0.04 Cash back Bonus Cashback BonusO Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonus® Anniversary Purchase Award This Period + 0.00 Other Awards This Period + 0.00 Date: July 26 Cashback Bonus Award Total + TIM How Can We Help You? For Account Inquiries, write to us at. Discover More Cord, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discowrcard eom TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1 .804347.2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above ImperWt IabratO n. If them Is more than one page to the billing statement age the back of each POP for additional Important Inormaton. See year Cawdasga-1 Apeemeat. Your Cardmember Agreement contains all the terms of your Account U) Lost or stelae wO. Report immedlatelyl Call 1-900447-2698. 6mMltwtsy In Case of Errors or Questions About Your Bill: If you thl t is or If4 need mom Information about a ?y ?pgr Your you We moat bar Tror»wrgs a IMI #haM of pggsK at Q 1v 92: D€1?192, a: pgerVhie you no latara aAar }ge sem yrur in error or ou cart dux but doing so *11 not preserve your ?f?ht6 In your letter, 4ae us the Wour name and AoomuM nu 2. •The r?( r amauut of U1s error. m aDbgaocu;bs the error and ex ItOr, if yyar can, why you behave there Is an error. If you reed mom information, describe the item you are unsure w You do not have to y a amount in question while we am i ti but you erg sUtl UdWle>bp?y? the parts of your bill that am not in question. whlb we l your qual am, tine carwot repent Yalu as or any a Ts f e! Hta amourtt you question. l1NM fpwpp? Corsi Peroiwe plf haww a G,' WUit theme q?uralliit ty of 9oods or wrWcess that u mhased wtth as ccmdptttccard, and u n the You have kithi onN otla p?tre6ase ?price wit m e ihisn $ -1rad t1 =Wr r in or of services. all purthasee am wmW r?eguarrdl amawM or bcet?i of purct "the"se) or if tine maNed you Ihg r the gnosis you Send and the portion o1 this stattpaa nt In the envelops Provided to the address I d?.?afgd on the t t I tthel drat If Man b yeurr?A?nl a `?pnddr Pci dsx 1ti291. on o a r 1PMl or omnsyt a dyokullt bra Posted to With aspayment Ityou tAsyrt to any otherse ?nr atlher tfian psw6ded. ailn?a 7-10 r delivery p1m maqy at r rptmore, n? wand nuinbsr. segYer t atMdafn gtdon fBi1C6G 5111s rrlauglyou ? and on Did ft dak of lg= purchath0ees ar?dea urradel a? 79* tt Fluroa day + Orej Pb r9MhrQ 93 orb tine e Finawe Ch; rpeg on n_ nw purc Haag t he #sha® aY., on Y ? r tt o?Whl e the ch this a p! ?.?n.- o Uans(an or cash advaaoas Finaree?f tar?a am vow on now balance of reuavment Ramvmeot means a 10 your the m rnt are cash a of Fk s T? ?? to rkaternent we t e bas n d@ For TDD [firms DatdOg M on Onq asistrea. pMass eaM S-W447-74a. The DiscoveiS Moreau Card Is Issued by Discover Bank, Member FDIC. Account number ending in 2190 V?J?r V CK Februarv?26. 20Q2 page 2 of 2 CARD Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 0.00 Purchase Award This Period + 0.00 Cash ac Bonus Award Total 0.00 Cashback Bonus Award Balance 0.00 Award Available to Redeem $ 0.00 Restrictions apply to the Cashback Bonus Part ger offers visit Discovers .corn or call 1-800-DISCOVER it •800.347.2683) for details. For program details, see the Cashback Bonus terms and Conditions. a w VllJk.'16W V CK $-0.04 150.00 ' Enter Amount Enclosed Below CARD Payment Due Date $ ?- April 25, 2002 26 SDSN6A01 0002217 RAILING, SCARLET PaperlessStatements areagreatwayto keep track of your Discover® Card activity, 1874 GEORGE AVE and allow you to control when and where CARLISLE PA 17013-1124 yyou view your information. Visit Discovercard.com/ps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone chongef Print change in space Irii))) ?i1111111111111111111oil111111111111fill IIIfill I III above or go to Discovercard.com Print your email address to , . receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: March 26, 2002 page l of 2 Account Number 6011 0026 6353 2190 Previous Balance $•0.04 Payment Due Date April 25, 2002 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance = $•0.04 Cashback Bonus® Cashback BonusS Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonus® Anniversary Purchase Award This Period + 0.00 Date: July 2b Other Awards This Period + 0.00 Cashback Bonus Award Total -O.OD How Can We Help You? For Account Inquiries, write to us at Pleas have your Discover Card wadable. Discover More Card, PO Box 309,43 Solt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FIN GES Balances Rates RATES RATES CHARGES C current billing period: 28 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Imprfaet Inlerwon. ff there to more then one pale to this Wing statement, we the back of each page for additional important Itdbitnation. gee yeast Cerslnaenatrer Apemant. Your Cardmember Agreement contains all the terms of your Account Lest or ateMn mmrde. Report Immedbtelyl Call 1.900.1147-2668. Wiliam Mhdde In Case of Errors or _D{uueesttlans About Your 8I11; N you think ygouurr bills or N u need mots UntormaUon a t a Ora you no f0 days adbr?e you P.O. tiron thaw 20 appeaana? You canste as us' e must hear then doing so will not ptaaserve your riphb. in your boar, gNe ua fatowodrog Information: +Vour name and Account number. :;he doWaar amoral of the d error. ? +Dbesocurtibe fire error end artpb(n, i1 you can, why you belbve there is an error. 9 you need more Information, describe the item you are unsure You do not have to y amount in ueatbn wide we are i Ung, but you are still fed to ply the parts of your bill that are not in question. A we your quesf?, we c aatfNliTaport you as Mitifiiiiint: or take any at r t e wribum you question. credit card, so InWract fha YYhen U10rChiee N??10 maw ?i" MUM ices was your rAft , or at IfdrMa the ?l}ff Of "EWSZ ?0 h" t regald the ameu Or bdltbro purchase.) .Send payments and the topportion of this state the envpet to the ads on the irons of the ikat 1Pk1 PL " "A as ao?A y7olwairouurrrnaaAt Oo trot 1?0 corer or omn?ayt ND yew s end cash a poled to 01 u P"a On WNRh r payment, It you send tiro payment to illy other address n rovaaed. Please -slew 7-10 ys utelWW. ;M:Uld ur ac, hount y aaat Inbn eut iagtoa?-DE 1 6319. Pbaaeinchroe your trams, cob tebpharte ?mtlr?a r. tIrMa°;`E3t6, W reviled u?t th" 0 ?efmpMo f'srlo?dtic?a? ? Du Cob ? 99 t lamp the i?et reuse on er'ptiw say of your c e t balances. You can awid nt of Firaface Cha on nmv rchaae ff u Day the Maw Balance sfaoawa ofa the on wwh the ppuurchae fIM by tAaiq btot OlM Date ana uM arro Cwdfe on vast ?altgal or afaoegg yxrafr a?? Wb call tAb tife " a??aor?f?dao note{tnaaaa?eaapawp?tla?Ueaaperiod on Uan?t4?traanabn or cash adwrioHb Flnaru s Chirp are on new balance raeesh iToaruea an'Imaoid on N! Ma ease sad Old r?as until the date of reDaYment Repayment means payment of your entire r your Account Tne AW"S away err !tY Yabauss (Including new nc? toot nnnapQaeeaa? ? slew P for sub transaction ' ?n' 0 Al the number of ''°'" the bOa balarice'. 11 and ICU the daily fa for the pr the purchase and cash su+ M in the b a we of lik? In on twity the Or to its transaction to rxa iww we Impose Periodic r pKbd tar a aetaawv on on uoa soafenwIlt vre balaft treaeter 3 a uanmww trams In a prevwaa =-W to be the ifast day of Wil t pentad when we calculate your Pe?lodtC nee Far TOO (T Nee onoeareft0w DrAw 1W' the On$ aMollisnae. pMne so 14i9D-947-74#9. The Discovea® Morrow Card Is Issued by Discover Bank, Member FDIC. LOUMS. Account number ending in 2140 VIJ%., " V CK . y CARD I Mary}t 2{t, 2002 page 2 of 2 Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 0.00 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 0.00 Cash6ack Bonus Award Balance Award Available to Redeem 0.00 0.00 Restrictions apply to the C shback Bonus Parter offers, visit Discovercard.com or call 1-800-DISCOVER (1-800.347-2683) For details. For program details, see the Cashback Bonus erms and Conditions. a VtJ%.WYCK $-0.04 CARD 26 SDSN6A010002218 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 .......... _.......?... v........- r .....vvrrr . ?.ri rrr+or VV , ? vYiV VJJJ i ? JY $0.00 I Enter Amount Enclosed Below Payment Due Date $ May 25, 2002 Paperless Statements are a great way to keep track of your Discover@ Card activity, and allow you to control when and where yyou view your information. Visit Discovercard.com/ps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date: April 26, 2002 page l of 2 Account Number 6011 0026 6353 2190 Previous Balance $-0.04 Payment Due Date May 25, 2002 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-0.04 Cashback Bonus Cashback Bonus® Anniversary Date: July 26 Previous Cashback Bonus Award Balance $ 0.00 Cashback Bonus® Anniversary Purchase Award This Period + 0.00 Other Awards This Period + 0 00 Date: Jul 26 Y . Cashback Bonus Award Total 0M How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT Bd 130 Manage your account online at f)iscevsrcard.com TDO (Telecommunications Device fer the Deaf): Customer Service: 1.800-DISCOVER (1.800-347-2683) For assistance, see reverse side. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FIN FIN AN Balance s Rates RATES RATES CH S C ES I current billing period: 31 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 28 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above Inaparhnt WANOWlon. If them Is more than one pale to this billing statement, see the back of each page for additional important won. Bee Vow Cei I - I er ApfenaenL Your Cardmember Agreement contains all the terms of your Atxount Lad or stales cash. Report Imrnediatelyl Call 1400447-2688, t? Rm, IT cad n il0 Etrrors dorodays; Ques i w ns{ AAbborut YotYour Bill: If you think Cyour bit Is W or M DE 18884 m5ore, as°?' io gabs a -Men ryyi??you . I no W104 an Carseof tre We M Trem 17?? Zaam lC?t 9Ar 6i 00 You can IOne us, doing will ad ptaaaaw W. gw ? efMlt your rights. In your :YTTour name and tgnumber. error. o? mount •Obe?opu?rti,be the ?aysm aprtadyrecp n l?you can, why you believe Urors is an error. If you need more Information, describe the Item you are unsure ? not are not In r at bill th vaid qu?len. Whpawwe I?y mour t quoWm, we i question wift cannot mp d yo Iua 0 ?o too ? 11 to ?tha parts you you question. a Credit csA and Y?IMaist t M?u prebMm th ?? or Aoods ar yo yurile?r wwlgiln1 00 m o t your maalrwM wa own or the merchamnet ar {t 80y? ir8w tow r the ugoodlm+gs or z , ah punchom are wMerad regardless rR amar or k?cttlon parchasa.) ? the 4t?vv?? ?v nonts I. WAV'"WWRE igi. the ircnt?of?pUuw first lipm Account as at y?yor?tuluon of this m Wgont YanK 16Yb1 t ??ss of n? slnees day. a 0o not sannY TUnts or he pro e of yea 1pey +?ne?pravraled 4 ter s wm your payment, if you fend the payment to any other address or N you an anveicpa o h:than the Pbaca h WW, P3, c ur i your narn ee Iiatu „aWtelephorros uxlrnr r d r? x' 11 c on P4 cash o0ances and bale r purctNtas and mnda on prl aH' your periods ip duft 1?Wr=line Yop canawW a?? FrtOe Charges o rtaw rcls q vou? lib liew show 11 s t onWe i u1h pub ?1gae Yau da not haw a e an6ltgno?ne aatre d ?Cnreodr cast thee *# Charges are ImWone new time the are on ar transaoeas a? eiHaruaes until the date of MMmenL Rebame nt means t of ur entire rmiebw _ 'you?IYaw WW VA I 1 U"-= . Due i1 . - __ ia __- .- Sausd?ra? as lfsst? shown an n, oathnltadviumes,, hd t and Old W6 reiar to as Van?no rerage? Dairy Balance b ttwvvn as 0 11Pettodtnca a to Mv "to HI new s?howri an nthemethod ofip?ta?ni taovmi roracai od dwVauo? sans 6 w al?Ana Pcarkad by q y Uasa on a a an tthhee ttnlt Do*= tranasor transectron R e mate in a prevlcsrs M IMmt+Sed on to be the first day of the aurren rrg we ua[culato your Pbr1 ale race Charges. Feb TDO (TeNeenawwiaatlana DeYtae for Im 000 saaistanaa. pleen gar 1400-847-74N. The Discovea® Morew Card Is issued by Discover Bank, Member FDIC. V{ J%.6 V CK Account number ending in 2190 CARD M+?' page 2 of 2 Cashback Bonus 8 Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 0.00 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 0.00 Cashback Bonus Award Balance 0.00 Award Available to Redeem $ 0.00 Restrictions apply to the Cgshback Banus Partner of o visit Discowrcyrd.com or call 1.800-DISCOVER (1.800.347.2683) for details. for program details, see the Cashback Bonus terms and Conditions. ?v z q 0 m VIJ%.W V CK $7,650.71 `$154.00 I Enter Amount Enclosed Below vvM4 L'' V CARD Payment Due Date June 25, 2002 Please make check payable to Discover Platinum Card or pay online Discovercard.com. 26 SDSN6A01 0002219 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are real way to keep track of your DiscovewCard activity, and allow you to control when and where ?iou view your information. Visit scovercard.comlps PO BOX 15251 IIIrrIIII rrrr?r?r??rrrrloll WILMINGTON DE 19886-5251 Address, e-mail or telephone chonge6 Print change in space )ru)))n)u))u)n))m)?)ui)?)i)i)nn)li)?)un)))?)n) above, or go to Discowrcard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190076507100000000015400 Discover More Card Account Summary Closing Date: May 26, 2002 page 1 of 3 Account Number 6011 0026 6353 2190 Previous balance $-0.04 Payment Due Date June 25, 2002 Payments And Credits 0.00 Minimum Payment Due $154.00 Purchases + 0.04 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $2,349.00 Balance Transfers + 7,629.50 Cash Credit limit $5,000.00 Finance Charges + 21.21 Cash Credit Available $2,349.00 New Balance $7,650.71 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to Redeem $ 0.00 Date: July 26 Keep using your Discover(R) Card and watch your Cash back Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, write to us at Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 'Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Dab Date 01her/Miscellaneous Apr 30 Apr 30 ESCHEAT $ 0.04 -Balance Transfers May 1 May-I -- CITIBANK 5410658435404973 TS NV 7,629.50- APR 3.90% EXPIRES 09/2002 Information For You As a Discover(R) Cardmember, you can get cash quickly and easily - just about anytime, anywhere. To find the nearest cash locations, select your PIN or order Discover Card checks, call 1-800-DISCOVER (1-800.347-2683). And don't Forget to visit our website at Discovercard.com to search for cash locations nearest you. Click. Pay. Win. Online Sweepstakes. From now until May 31, pay your Discover(R) Card bill online for a chance to win $100, $1,000 or even $10,000.* *For official sweepstakes rules, visit Discovercard.com. No purchase, payment or card application necessary to enter or win a prize. Great Balance Transfer Ratesl Call 1-800.767.7339 to find out if a Balance Transfer rate is available for you. Womawtia. B there is mono than orre pap to this b9ing statement in the back of each pays for addkkmal important hillosvoodon. see yor codmaier gresasaat. Your Cardmember Agreement contains all the terms of your Account p us Lest er steno ease. Report immuee??dltatel?yl Call 1-ses447-M8. D oo r p j or If yrw7 6 9In ormq about a We haubs1N roan 60 hays haflrm vrhf?ch ena1 ark lir • taciarr?iai amid Acoou tt nu?inb m ?r gee the DE V •The eioqu amount the error. `O ? • tha error and ex you can, why you Inslkvs thsro a an error. h you need more Information, describe the item you are unsure You r? not have to pay any amount in question wide we are Intt you aro stfl t•Os of yac?t are not in you question. While we I= your question, we rx w repot you as ar itdte any ?? for CM-4 Gr! i psasiraa? problem with the quality of s or sew that a urchs•rd with t a cram card, and you You have 611119 _ oMy tl?e pu Mr on wmewlthfn t go mNesof amd fa .w/. Ihw niwrdf.n ifHRM?O malted Moll the for the goedirdr all purchases are covered I pm the IT "4 00, r w be tp<audrrd. Please allow account y repot Int rma??r?but ur account ?cre?it ? usLa?e y?mrissed pa?? o?theyr?detauns o t? Onreport ichide s furmartr us ant, 15 s, voL number. lw each advances and cc Wers eb?. Ex W= ,d on Olt a aebelow we =I ImPOSO Periodic Finance on d4Y YoupeMOd and-fng durlr gorl?ne =n, t of Ppaerrirordic Fins ce Cha new rc If u in New tance shown on the 1 99 t one ? the puf ?, , 'i?s .D10arooe`t' med?t ' or oatat?ces? FWMM rp am on raw trstlanop of M"mertt Repayment mennq. payment oJ_ your entire new trarrwuw;f ff*j..m of calcutatinp the_"nce uPWIYwhich we we on m to Eil the first day of the current bNling penal wham we Rarmaam your rmrewa r¦.w? %,mwm For TDD (Teteear 0OW111est11 DWWW W 11110 BOOM 0*60 e. waaa 00 t 47-7Nts` The Disoove* Moresa Card is issued by Discover Bank, Member FDIC. vw?. V CR CARD Jlil1- l 66COV `R I Account number ending in 2190 Real answers from real people. r' !n ?t i When you have a question or concern about your 'at t Discover' Card Account, we're here. 24 hours a day, i 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347.2683). 22006 Dfecowr Bonk, Member FDIC Closing Date: May 26, 2002 page 2 of 3 Optional Discover(R) AccountGuard(R) gives you the ability to put your minimum Account payments on hold in the event of job loss, disability, or leave of absence from work. You pay no monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for leave of absence), For details and to enroll, see the flap on your payment envelope. For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at 1.877-YOUR-AWARD. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fes Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CIMAGES current billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $6621.07 0.01068% 3.90% F 3.90% $21.21 $0 previous billing period: 31 days Purchases $0 0.04655`Y. 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none Balance Transfers $0 0.01068% 3.90% F 3.90% $0 none The rates that apply to your Account are either Fixed (F) or they may vary (V) as noted above. Uestions e Manage your account at Discovercard.com 0 a 8 rwury vwe. NIQ%wW V CK I ?.Mrn3? C Account number ending in 2190 CARD page 3 of 3 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 0.00 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 0.00 Cash6ack Bonus Award Balance Award Available to Redeem 0.00 $ 0.00 Restrictions apply to th Cashbock Bonus Part or offers visit DiKavercard.com or call 1-800-DISCOVER (1.800.347.2683) for details. For program ctitails, see the Cashback Bonus terms and Conditions. _ _ _. _... __ V1J?.WV CK $7,796.89 .......... _... -,... ?... .-.... I $310.00 I ......vvrr. r "";i'. vv . . vviv V??J L 1 lV Enter Amount nclosed Below CARD Payment Due Date $1 ? July 25, 2002 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $154.00. 26 SDSN6A01 0002220 RAILING, SCARLET Paperless Statements are a great way to keep track of your Discover® Card activity 1874 GEORGE AVE , andallow you to control when and where CARLISLE PA 17013-1124 You view your information. Visit Discovercard.comips PO BOX 15251 1111111111111 loll I I I I loll II WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190077968900000000031000 Discover More Card Account Summary Closing Date: June 26, 2002 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $7,650.71 Payment Due Date July 25, 2002 Payments And Credits 0.00 Minimum Payment Due $310.00 Purchases + 35.00 Credit limit $10,000.00 Cash Advances + 0.00 Credit Available $2,203.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 111.18 Cash Credit Available $2,203.00 New Balance $7,796.89 You may be able to avoid Periodic Finance Charges, $ee the reverse side for details. Cashback Bonus Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to Redeem $ 0.00 ,Date: July 26 How Can We Help You? For Account Inquiries, writs to us ar Please have our Discover Card available. Y Discover More Card, PO Box 30943 Salt Lake City, UT 84130 ;Manage your account online at Discovsrcard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Jun 26 Jun 26 LATE FEE $ 35.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance .t Rates RATES RATES CHARGES CHARGES current billing period: 31 days ,Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $7704.37 0.04655% 16.99% F 16.99% $111.18 $0 previous billing period: 30 days Purchases $0 0.04655% 16.99% F 16.99% $0 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 none Balance Transfers $0 0.01068% 3.90% F 3.90% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. IaMeirtalat IeNnaaAtoa. It there is more than one pop to Oft billing statement, we the back of each papa for additional Important tAtWmetlon Bee Vow Cwdmu w ApsemeM. Your Cardmember Agreement contains all the terms of your Account o lost or sbW cardii. Report Immedletelyi Call t-m447-2688. Z M t? In Can of Errors or Questions About Your Bill: If you think your bill Is wron or Ifor It need more Information about a o IV m hear 7 mremMyau.aomhNaer i der Wme pa8M yMqu V001111", To"n, P.0 Box w h the eorrn 2orVprot?iln a tte4 Yau cansf4k eeus, 1 doing so will not preserve your rights. In your letter, 9hM is rho toikredng Information: •Vour name and Account number. Mw doib arrwuM of tlo wspected error. Mw >? error and ex If you can, why you beileue there Is an error. If you need more information, describe the item you are unsure o Youodo not have to payy any amount in question while we are in all but you are still o?b?tlig?ated to p?? the parts of your bill that are not in y question. Whtb we iovestlpate your question, we 0~ tiewd you as M o take any afaam to ,mount you question. miles of [rrdmo ?y0esu pu wrchhaa sees are r d bu oA the amount or loattloon puro se.) YPayraoata. Send ymenta and the Wp ? n of this ? lament ink ? ?bpet prov ? to the addD?re'syi?nd?61 on the front of the firsk_pa? 1P If Ma?day th aaldto ?s?y? ts25recehN41 on o tau' tPM a ern?a or b?Adiida?,tief rAH bent posted to as ?tt t nas? Dc ? sard raf??M pnII ? n ottror trren wro t1 ynu. P allow 7-10 ays for deth+my? PaY?k ? ? other address or if you use a erne ? provided Credit . a mayor b orate tanmount y W?aorne Ot your account to credit b rea nhsl tsiGi?sar c otdtiti+s't?11io -I- Wit irigksn DE 6 irrotude your name time ?bptrone number and number. PeeOg?SIMt eg VA? g?eeCh eEvept as bebw, we w111 Impose Periodic Finance Cha s on purchtapsees, cash advea ms and balance transfer bbala rabntxs. es. eiMer purchases and tafintralos made onorpri rreto nett o on your bilod endMp?duuring ry 993of M Una Volr q t avoid merit M t tNre_ Cho o new roh?os Ii aurl th Naw a?neai ?sthgovm ode the kIM on which the "y We Wlricnas0 aouy do not taNe a vpe i harolers or cash rbdiC Fiign? Cii ryes are Im row bbom the we -- Lh?r era on t?atMMdensn ,?aMnses unill the MM of rspAyrn•nt M?Yment means Neymmt of your entire eon oozy nosen?l ra,?odesl0?t arM`DrO to as 1nn?o ccount The Average " Balance b sn ttro?nmm as it n?podle ?? a ? ?tleatlc? t6aao a ?eren the of calculattnp the on PU on yw lialance tt whleh we ?N:Nodlc we "himady MM an rImix + fN+ Inw iM %= Dy s atlnp ha ch s in in the category try adding up thel the dally Moms n? bf period for n d the billing WemadmeAUte ft H bawwa nbUaothe a4v aid pwff i4ff? for Et owh ?e at the a no on Balance e I Inc the VrI that W be the fl m Mawr IT a uamctron mace in',a previous DION Dow Is MM ay period when we caicuists your Periodlo enee Charges For TDD RTNeoasnawic -11 a NWN for the Do" usibtaaa, pboao 90 1-11100447-7411111. The Discover Moresim Card Is Issued by Discover Bank, Member FDIC. .,,...y .,..?a. ... , , VIJV' 1/ GR ? a 26 24112 Account number ending in 2190 CARD page 2 of 2 Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 0.00 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 0.00 Cashback Bonus Award Balance 0.00 Award Available to Redeem $ 0.00 Restrictions apply to 1h*} Cgqshbock Bonus Partner offers visit Discoversyrd.com or call 1-800-DISCOVER (1-B00.3.47-2683) for details. For program dstok see the Cashback Bonus terms and Conditions. - -- -- - - U13%w V CK $7,554.38 I $152.00 Enter Amount Enclosed Below CARD Payment Due Date $-+? August 25, 2002 Please make check payyable to Discover Platinum Card or pay online 0 Discovercard.com. 26 SDSN6A01 0002221 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where yyou view your information. Visit Discovercard.com/ps PO BOX 15251 111... WILMINGTON DE 19886-5251 Address, *-mail or telephone change? Print change in space ?rrrlllrlrr'rrlrlrr'r??'rrr??Irrrlrlr?rl?rr??Irl???rrr?I?r???I above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190075543800175000015200 Discover More Card Account Summary Closing Date- July 26, 2002 Pagel of 2 Account Number 6011 0026 6353 2190 Previous Balance $7,796.89 Payment Due Date August 25, 2002 Payments And Credits 350.00 Minimum Payment Due $152.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $2,445.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 107.49 Cash Credit Available $2,445.00 New Balance a $7,554.38 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to Redeem $ 0.00 ,Date: July 26 Keep using your Discover(R) Card and watch your Cash back Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercord.com. How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Please haw your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Dittovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1-800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jul 3 Jul 3 PAYMENT - THANK YOU $ -175.00 Jul 25 Jul.25_ PAYMENT .-THANK YOU _ -175.00 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $35.24 0.04655% 16.99% F 16.99% $0.49 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $7662.09 0.04655% 16.99% F 16.99% $107.00 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. POKOW MrPWWK Irdon aettea. If there is more than one papa to this billing statement we the back of each page for additional important informatiort See year Cerdraamber Aping f. Your Cardmember Agreement contains all the terms of your Account o Lost or mobs cards. Report Immediatelyl Call 1-610.847-2088. Z m In Case of Errors r or Questions About Your Bill: h you think your bill is wro or tf yo moire Information abouttlea o tra mis vwde us atnan W adays ?'aMr a siatryour ot on wAlmroacu ?t a peirsd can te'teptro?itebuf S We you na t?b? wlwe 0141 doing so will not pmwm your its. In you letter, gNS us Uus following Information: Wour rums and Account number. :The drdlu amount of the ;ISOec?0 error. Desccrriibe the error a nd ex lain, you can, why you believe there is an error. If you need more information, describe the Item you are unsure YouoA not have to y an amount in question while we are in ati , but you are still obligated to r the parts of your roll that are not in question. Whih we I?te your question, we cannot ragout you as or take awry action to colled the aar m( you questlon. IMae for H he a with the gquaallyityr of goods or sorvioes that u purchased with a credit card, and you h hth onN W1mIn" rid the ro tkta on the gape . or servfcas. Ydu haw alt n the rc txiae wilt maaa a r?u? W #bste or wRnln 100 mMes of idn your maitino (It we or operabe the merchant or tt we mailed you the rtlse+ne WAS Mr the or all purcha?s are covered regardless di the anoint or location of purchase.) P Send ymmnts and the top portion of this statement irk the mrolope provWed to the address I on the front of ?W first e. It r am your 10 9Rnk ? BOx 1B?0'1 1 S1. PM 03 poahd to aan x 03 ress as ar anona? WJW. s?lbw I the Is Au roany hsridd Pr 7-10 dsilvery? o? CredM e Yy re in rmrltlon t vqur account W c It bu us, late payme ta, missetl Fu meats, or other dataulta on your aclmunt BI r cref WS rtdrma report the tratlse arai Aaymsni bistro of r Account to credtt rsng #cl? each muufdh. n feptxt h?late of Ilxa?ets, pistw tq at pfa totlo?M a?es: Dh?cowr Nlore? Grd, PtJ Box 16310, Wliminpton t trlrrhrdeyawr rurM, alit hoe dumber and Ae rtt number. e? as we will i Periodic Finance Ch on purchases, ccaash advances arld Wbelance transfers of Agg;* wit purGMaq anwc a a? rk+j of r b rtgnperiod en asding during 903 or ?Ur e bah Yopl?ll can aadd yymmeent W Periodic Firun? Char9? o new urc?s If the Now Balance shown on the bllh nt on whla?, e ppuurohasero by the P#yment Due vase arre me and Crodtla on >rhOpnsrtt ?q??I a exoee4 ur PtevR?usYah ace we colt this the " ?' Yaw do hnsopthave aw0?rrac?eNpeulod on traons?Hurtssor cash a?vanoes. Psulomc Fimmce are helssd on new balance ftluM NeIR!?, on eH traMtiMs s e Bsiar?rbs until iha daft of wPaymagl . Rapayrnsct magna Payrnent of your wfflm your ACCOURL The Average Daily Bmshoe Is ahONm as 0 if no new transactlons) method of calculating the balance upon which we yuous day`s dal bilaTd and then d L 1n', Ing tally lance from the iucro of the purchase am once Charm am included In the dal ia? 1 otherwise wo d lava e? yWar on thatdtuia add ih ina r ads tD the h dlteoorv. n a transaction mift 16 Vim on for TOO ( -I- arpt oleaulleae Device for to Deaq salsba », plow so 1-990-847-7449. The DiscoveO Moresw Card is issued by Discover Bank, Member FDIC. VIa%WW V EK y?-n II Account number ending in 2190 CARD I July 26, 2QQ; 2_J page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 0.00 Purchase Award This Period + 0.00 Cas ac Bonus Awar Total 0.00 Cashback Bonus Award Balance 0.00 Award Available to Redeem $ 0.00 Restrictions apply to the Cgshback Bonus Partner offers visit Discovorwd.com or call 1-800-DISCOVER (1-800.347.2683) for details. For program details, see the Cashback Bonus Terms and Conditions. 1J1a%,, V CK $7,488.99 CARD 26 SDSN6A01 0002222 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements area real way to keep track of your DiscovewCard activity, and allow you to control when and where Yyou view your information. Visit Discovercard.comlps PO BOX 15251 11111 11 11 WILMINGTON DE 19886-5251 Address, e-mail or tel hangelit above, or go to Discoevsrcard. o . Printiyour?e-mail add e s to IIIIIIrIiI loll iIiiIIIii1r1 111 1111 1 111111111 11 1 1111 111 i1i1 1 receive important Account information and special offers. 000006011002663532190074889900175000015000 Discover More Card Account Summary Closing Date: August 26, 2002 page 1 of 2 Account Number 601 1 0026 6353 2190 Previous Balance $7,554.38 Payment Due Date September 25, 2002 Payments And Credits - 175.00 Minimum Payment Due $150.00 Purchases + 0.00 Credit limit $10,000.00 Cash Advances + 0.00 Credit Available $2,511.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 109.61 Cash Credit Available $2,511.00 New Balance a $7,488.99 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus® Anniversary Date: July 26 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl ,Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. ........ -... . ?,. .-... -. - ...., v... .v., w.., , , VV?.V VVNV -- $130.00 I Enter Amount Enclosed Below Payment Due Date $ 1 September 25, 2002 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. Cashback Bonus Balance Available to Redeem 0.00 0.00 How Can We Help You? For Account Inquiries, write to us of Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovercard.com MD (Telecommunications Device for the Deal): Customer Service: 1-800-DISCOVER (1-800347.2683) For assistance, see reverse side. Transactions Payments and Credits $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Aug 25 Aug 25 PAYMENT - THANK YOU $ •175.00 finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $35.74 0.04655% 16.99% F 16.99% $0.51 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $7560.33 0.04655% 16.99% F 16.99% $109.10 $0 The rates that apply to your Account are either Fixed (F) or they may vary (V) as noted above. hepertmt kfe siodise. 0 there is more than one papa to this billing statement, see the hack of each page for additional important iMbrmation. !fee yser CeNeMreUN ApeemeaL Your Cardmember Agreement contains all the terms of your Account o test or slelee earde. Report ImmedlatW Call 1-109-847-2119t1. 11115- mob" iytrrttNy. In Case aloaErrors or ?tbru About Your Bill: If think 15 ?4oor If y"Oft ou au need mom Information abut ao? 192, dot mwlN r7tomr lyou 4 tw later tRan of p?! BQx t doing w totvA and Account preserve younunibsrrtp t In your letter. ON$ u?i?to vM" n: p?o •Thed?p? am at of the error. •Doswibi rthe error end you can, why you believe there Is an error. If you need more Information, describe the Item you are unsure nv" i but you are gull aW to pay the parts of your bill that are not in You do not have to a amount in question question whHe we are question. Of we ymrr qu WN. we eatnfret aw you till or take any act rW the Who m you question. tier Cent K Iwvs a csa6ism wlih ihs gwlity M or servlcea t p urctasad wilt! a credit card, and you tt? to fuu !Hera ?tt? yov on the or covers . You tame oMy price rrls inoseh >ilin 141s or 100 miles of your mapHtp (if weown ? o h u.msrchaM. ? ti we mailed you er ell an covered repardbss d amount or krat? pure ) on the front of the first e, if Ir??n ?o vended. PNease allow flh?.Exce ss rovicied ' fad= do Of N pWrchaes Periodic Finance 1111101 and of year t psrloa a np duMqtai 8 or =Llr' a adw nt of Parlodk: Fine ca Cha new r?c I? u p?Y New g?bnmcr shown on the !tin ss t on which 11 rr w11h ?handsr: Credr on 0dattamartPertoElcFlnss are imM now baprn is Yoanuoas the rs s on gparrsor cash advanois. Chattles a ti7sp d ai a9 trarrad " r= tl flaw until the date of msa ` nWns ym*nttoof your entire i or 'Hsxa?id?yie me* AMA- show and ImWtNtp rtn + r1110 a K your Account was okiseedaM as h2p7,7999, you can to mace; ! met9 i?odudes? a this oaal a.; r Blanco dodlo Fka? each day for au chic s. cash adwuress, belaW k 1?r? ?Ma raw to as transweon your Account The Average Dairy 51114009 Is mown as Q It no PQneeiC Flnru?oe QW1W app no a thBi?NowhW?p anni a transactio show on the method n osW Imernt onu ?? u?tt prewhich us ious o v onttut dav. IaafcuiitlrroNv bibrroe forit,i?yous W? oerlod? weconshAbr he IrtitiN t rats that u has beery duWouid =Sx red "0- e to a or a in the fb romi VU t lerwrtro pttrotraee unpaid of 'those se F ace °°?e rate to balance traralers on that any and we a0 that u bniartlse to the of the be gg Cch aft to the i?rysha tt g tpre is r ram wMh do th F T ir+ Fee Finance to the to 6e the 8tat day of the cun?srtt TN iii np peAOd when we d your any Charges. For TDO (TnMsatrxereeleatMea Devlee for the Dee) aseMb m, please anti 1-809-347.7449. The DiscoveO Moresr Card is Issued by Discover Bank, Member FDIC. Account number ending in 2190 VIJV CARD CR fret ?_ 0 page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 0.00 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 0.00 Cashback Bonus Award Balance 0.00 Award Available to Redeem $ 0.00 Restrictions apply to the Cashback Bonus Partner offers visit Discovervard.com or call 1-800-DISCOVER (1-800.347.2683) for details. For program details, see the CashbacBonus Terms and Conditions. W14%. V CK $9,163.15 $184.00 CARD Payment Due Date October 25, 2002 26 SDSN6A01 0002223 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 ^ - V Enter Amount Enclosed Below v+ - Please make check payyable to Discover Platinum Card or pay online 0 Discovercard.com. Paperless Statements are a greal way to keep track of your Discover® Card activity, and allow you to control when and where yyou view your information. Visit Di scovercard.com/ps PO BOX 15251 11111111111uil111111 tn1111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change$ Print change in111111111loll 111111111111111111111loll III II II IMI 11.1.1 above, or go to Discovercard.com. Print your e-mail adess to receive important Account information and special offers. 000006011002663532190091631500200000018400 Discover More Card Account Summary Closing Date: September 26, 2002 page] of 3 Account Number 6011 0026 6353 2190 Previous Balance $7,488.99 Payment Due Date October 25, 2002 Payments And Credits 200.00 Minimum Payment Due $184.00 Purchases + 559.04 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $836.00 Balance Transfers + 1,151.88 Cash Credit Limit $5,000.00 Finance Charges + 163.24 Cash Credit Available $836.00 New Balance $9,163.15 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 1.40 Cashback Bonus Balance $ 1.40 Cashback Bonus9 Anni versary Available to Redeem $ 0.00 ,Date: July 26 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, write to us at: Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 8,4130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. -Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Sep 23 Sep 23 PAYMENT - THANK YOU $ -200.00 Merchandise/Retail Sep 2 Sep 2 WALMRT SUPERCNT 002574 CARLISLE PA - 47.82 Sep 3 Sep 3 AVON 888 433 2153 FL 400.00 Sep 20 Sep 20 FETTER'S BRKSIDE MKT CARLISLE PA 58.30 Balance Transfers Aug 28 Aug 28 DELL 4005389656001 TI IL 425.69 Aug 28 Aug 28 BAL TRANS TRANSACTION FEE FINANCE CHARGE 12.77 APR 9.90% EXPIRES 12/2002 Aug 28 Aug 28 FCNB PROCESSING C 4421147101 TI OR 81.83 Aug 28 Aug 28 BAL TRANS TRANSACTION FEE FINANCE CHARGE 5.00 APR 9.90% EXPIRES 12/2002 Aug 28 Aug 28 FASION BUG 6004660073379079 TI KY 103.36 Aug 28 Aug 28 BAL TRANS TRANSACTION FEE FINANCE CHARGE 5.00 APR 9.90% EXPIRES 12/2002 Aug 28 Aug 28 KOHLS 0293115416 TI WI 160.00 Aug 28 Aug 28 BAL TRANS TRANSACTION FEE FINANCE CHARGE 5.00 APR 9.90% EXPIRES 12/2002 Aug 28 Aug 28 WFNNB AVE 109578039 TI TX 381.00 Irryrorbiat labroolli r. If there is more than one papa to Ufis billing statement see the back of each papa for additional important Wormiation. In yarn Csrdosoadssr Aprsourart. Your Cardmember Agreement contains all the terms of your Account U) Let or stoloa cards. Report Immedhrtelyl Call 1-800-847-2688. z NN... Er?roorrs; our Question About "Your Bill: If you think yBouurr Ir: 1 wro or If u more information about ?a o shostv on 6D daysprt You dse tint' an MA i" w error W 1 u c2, as an u us, but rom aftr bt prtssena your r%". In your latter, gtw us the Tolirtwhtp 1 :Your rams and Account nursttsu. :The dollar amount of the error. Descrft the error and h, you can, why you beUew More Is an error. If you need more information, describe the item you are unsure Youdo not haw to =any amount in question while we are inv?' afro , but you are still obligated to t?5r the of your bill that are not in question. While we Iltvisti?ts your question, we naniiet roW you as doftfuent or take any aetbrt to coilaot tsre elm you question. ??sal?1 Ur Crsit Ihtrrl P1rMsasa? tt hawwa with the quWly of or services that porch with a credit card, and you oaen ? 100'0 aervic ao. h8wle '? Pr?:6a a on the mhos ar You ? {q ??? purr suss men far t sale d re?puir+?leu d1 ? a?maufrt ? ?? of puncha?ee.)rnerchaM, or q we trgtfled you the HarrteM or , atl purchases are covered Payrssarsfa. Send menb and the?portlon cf this. slet? en Ided to iM?h?enratrd?ross?r?d on o to Y Do not sand ' PC' he 1tiY61, e? ;r oA at tine front of 1 KU P?M ttln r peyrsteu?t tt ybu eu?d tfle?tto any other address on aft Nty?e air tflen t1 o p send cash or rlelNe? !'tease allow 7-10 for aoaanunt?i??isRyo?at?ad?? mw pwE t0A60-0;816. and Wt. ri tra rt t e Qr, l r Charge q pn?e on purchUm, cash err rap duNnp de cry 4and 9 w once Reserve Un ur purchases and ca advances male on or D+wr aaY lfmo?t of Palodic Finance Chars o new rcoW r ldu pa the New QmUnca shown on the LNllin sta ment on which the latt pythe P+ryment Oro Dais, err tM antl Gnd on I or exceed yqur Praus Wo call thb . YoII da tpt fas?a a grace' p? ? ttan?lara or caNt?d Finatae t?3r?a art ImBosad on crew btYrnca ?ew?Ah ??w?Hl ? thnlt?. ?Yab?cu??t_. ?s.,Ir??u your now transactions) method of calculating the babnca upon which we rnce shown on the blift otatemerrt you moolved deft the.proolous on on rate Int an cash a on an the the that for TOO (Tsllecom unicaeaa Dsvieo for the Deaf} psbtwm, pone cell 1400-547-7046. The Discoverb Moress Card is issued by Discover Bank. Member FDIC. LW1Jtr%r V G1% CARD DI$ *YEK I Account number ending in 2190 Real answers from real people. x.: .' When you have a question or concern about your Discover' Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1.800-DISCOVER (1-800-347-2683). 62006 Discover Bonk, Member FDIC Closing Date: September 26, 2002 page 2 of 3 Balance Tranders Aug 28 Aug 28 SAL TRANS TRANSACTION FEE FINANCE CHARGE 11.43 APR 9.90% EXPIRES 12/2002 Supermarkets Sep 2 Sep 2 NELVS-SPRINGROAD SNS CARLISLE PA 52.92 Information For You As a Discover(R) Cardmember, you can get cash quickly and easily - just about anytime, anywhere. To find the nearest cash locations, select your PIN or order Discover Card checks, call 1.800-DISCOVER (1.800.347.2683). And don't forget to visit our website at Discovercard.com to search for cash locations nearest you. Visit Discovercard.com beginning October 1 st For details about our Holiday Shopping Sweepstakesl For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at 1-877-YOUR-AWARD. Discover(R) Card is once again a proud supporter of this year's Walk to Cure Diabetes. Join Discover Card to raise money For the Juvenile Diabetes Research Foundation by participating in the Walk or elect to donate your Discover Cashback Bonus(R) award to JDRF. To learn more, please visit Discovercard.com or www.idrf.org. Finance Charge Summary Average Daily Doily Balances Periodic Rates current billing period: 31 days Purchases $442.47 0.04655% Cash Advances $0 0.04655% Balance TransFers $1157.20 0.02712% Balance Transfers $7479.44 0.04655% Nominal Transaction ANNUAL ANNUAL Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHARGES CHARGES 16.99% F 16.99% $6.38 none 16.99% F 16.99% $0 $0 9.90% F 50.73% $9.73 $39.20 16.99% F 16.99% $107.93 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.corn $?????? Account number ending in 2190 CARD page 3 of 3 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 0.00 Purchase Award This Period + 1.40 Cas ac Bonus Award Total 1.40 Cashback Bonus Award Balance 1.40 Award Available to Redeem $ 0.00 Restrictions apply to th Cyshback Bonus Partr offers visit Diuovercqrd.com or call 1-800-DISCOVER (1-800-347-2683) for details. For program details, see the Cashback Bonus terms and Conditions. VIallowwv CK $9,702.56 CARD 26 SDSN6A01 0002224 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 $379.00 ._.... _.,...-... -- I ___- ---- _..,. Enter Amount Enclosed Below Payment Due Date $ ?- November 25, 2002 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $184.00. Paperless Statements are a great way to keep track of your DiscoverD Card activity, andallow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 111rsr1loll rr1r1r11rrr11111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change9 Print change ins ce )?rr?l'r?r?)rr?r)?rl??)'??rlr)rrrlr?r)?)??rr)'rlrl?rr?l))?)r?l above, or go to Discovercard.com. Print your e-mail add ess to receive important Account information and special offers. 000006011002663532190097025600000000037900 Discover More Card Account Summary Closing Date: October 26, 2002 page 1 of 2 Account Number 601 1 0026 6353 2190 Previous Balance $9,163.15 Payment Due Date November 25, 2002 Payments And Credits 0.00 Minimum Payment Due $379.00 Purchases +' 382.85 Credit limit $10,000.00 Cash Advances + 0.00 Credit Available $297.00 Balance Transfers + 0.00 'Cash Credit Limit $5,000.00 Finance Charges + 156.56 Cash Credit Available $297.00 New Balance a $9,702.56 You may be able to avoid Periodic Finance Charges, see the reverse side For details. Cashback Bonus® Opening Cashback Bonus Balance $ 1.40 New Cashback Bonus Earned + 0.87 Cashback Bonus Balance $ 2.27 Cashback Bonus® Anniversary Available to Redeem $ 0.00 Date: Duly 26 How Can We Help You? For Account Inquiries, write to us at Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Merchandise/Retad Sep 27 Sep 27 RITE AID 3607 CARLISLE PA $ 7.24 Sep 27 Sep 27 FYE CARLISLE PLAZA 15 CARLISLE PA 33.90 Oct 1 Oct 1 FUSTING FLORIST CHAMBERSBURG PA 56.71 Oct 3 Oct 3 AVON 888 433 2153 FL 250.00 Glher/Miscellaneous Oct 26 Oct 26 LATE FEE 35.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION *****'* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Finance Charge Summary Average arBalance current billing period: 30 days Purchases $8067.38 Promotional Purchases $250.75 Cash Advances $0 Balance Transfers $1210.38 Nominal Transaction Daily ANNUAL ANNUAL Periodic Fee Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Rates RATES RATES CHARGES CHARGES 0.0547796 19.99% F 19.99% $132.58 none 0.05477% 19.99% F 19.99% $4.12 none 0.04655% 16.99% F 16.99% $0 $0 0.05477% 19.99% F 19.99% $19.86 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. r- Isporfast MdersrsaAMlr. N there Is more than one page to this billing statement, we the hack of each pope for additional Important Wermation. See ym Cardesendsw Aillraeaseat. Your Cardmember Agreement contains all the terms of your Account rq Lest er steNa earde. Report Immedlatelyl Call 1-igg-847-;t81118. ?n in Cam of Errors or Questions About Your Silt N you thi r bill ?e or if u ore Informatlon about a o tan al Us a vt Der at p r Mor+ees? ; P.O 161s1Y tre, moor =W1. t7E 1 122, as Is We moot r Tram you on hder ah Qo days ?Ma' i[ you the tfrd bill on whack *W or You can ub, doing so will not pwswe your rights. In you( letter, Qke us the fo1W4Mp Information: *Your dtaamre a A ?u?number. error. •Dpssscr?lbe the error and SX , 'you can, why you belleve there is an error. N you need more Information, describe the Nam you are unsure o You do not harm to nt in question whb we are itf?but you are still isdaetherfi Myouonr bill that are not in ~ hile we or tam NJ IOWA` to question. W I $BUM Beale Ur CON ftd PW Ma W.' N You have a ProbNm With the quality of , goods or services that You Lased with a crKM card, and Is, or 1st the er all pupchaves are covered on the front of a first ?Itf yypaau will be wi*e other ftn the a& a?rWed. Pleas SNOW CrerK . We IntbmatWtr a-pout ur account ?c N s? us. Late ??mrssedntr, or?dehu?lts o accarn r we o Wtl Iip an DE B -ti 0 1t?cWtudam?s, add , home ? °?0 phone n and rnrmber. as vAded Fill U cub adim" and Da am wiDum5i a irtV u on oar Iprior last below, we will c Finance Ch aaY ar YZ a prrlod? 3 oS??Li baps You canes ofe Finanpe Cha nsW rob ap 9srhown an 1M on WWh purO"MSe You rW rwl haMe a 0epp aocursor oak Flnarnsa?L rgss Sts on new i 4 the an?aN ar?d iaMraee unUi the date of rsaavmaM RewvmeM means oavn?art of Your entire Set ISO toW Finance Clatpes l0f your Account. The AWWWge Deny BMW a 81041 as o If no Fair In ew ?? tbtlo ) Ihod of calculat the Flwe?use did balance ( ff the pal wra N uon a eW N t? day 0. the tat the for h bi a Ch acarqu.d ony ffltftt*i tt t oo?on'thi fi1Ma tfepur??yt? c h a from of aaOtiMi C ktokM to 9N tlWaeaa I i 1=4 rats that has been dw to a late or traaugie g fitipu?in 11ME.iSv.:aat? these ' aFee FI AN Ieos} p0ailged t0 r Aaxud re added to tta 9 ?taliro tothe ga tiro your harps? this ! to be the day of cotton For TDO (T? 0- 10r tlM that) aadttflee, pew Ca/ 1 -347-7444. we The Discovers MorestA Card is issued by Discover Bank, Member FDIC your mailing, add I (INw dom or opentle the merchant or If we mailed you the advertisement nay Account number ending in 2190 N1J\,. V CK I Octoh?L2b, 2002 I page 2 of 2 CARD Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 1.40 Purchase Award This Period + 0.87 Cash ac Bonus Award Total 2.27 Cashback Bonus Award Balance 2.27 Award Available to Redeem $ 0.00 Restrictions apply to the Clshback Bonus Partner offers visit Discowrcgrd.cam or call 1.800-DISCOVER (1-800.347-2683) For details. For program detail s, see the Cashback Bonus terms and Conditions. iJI4%,W i V CK $9,961.98 5200.00 I Enter Amount Enclosed Below CARD Payment Due Date Dsesmber 25, 2002 Please make check payable to Discover Platinum Card. You are nearing your credit limit; call today to apply for a limit increase. 26 SDSN6A01 0002225 RAILING, SCARLET Paperless Statements area great way to keep track of your Discover®Card activity, d h h l 1874 GEORGE AVE ere w w en an and allow you to contro CARLISLE PA 17013-1124 Yycuviewyourinformation. Visit Oiscovercard.comlps PO BOX 15251 ppaacc WILMINGTON DE 19886-5251 Address, e-mail or telephone change? above, or go to Discercard. m. Print 1your1e•mail address to In?nll'nl??In?I?I??I?nllnnnlnl?n?lnln)?I?n?nl??Inl????I'I?I??I receive important Account inFormation and special offers. 000006011002663532190099619800400000020000 Discover More Card Account Summary Closing Date: November 26, 2002 Pagel of 3 Account Number 6011 0026 6353 2190 Previous Balance $9,702.56 Payment Due Date December 25, 2002 Payments And Credits 400.00 Minimum Payment Due $200.00 Purchases + 495.86 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $38.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 163.56 Cash Credit Available $38.00 New Balance $9,961.98 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashbeck Bonus® Opening Cashback Bonus Balance $ 2.27 New Cashback Bonus Earned + 1.24 Cashbock Bonus Balance $ 3.51 Cashback BonusS Anniversary Available to Redeem $ 0.00 Date: July 26 Keep usingg your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, write to us at Please have our Discover Card available. Discover More Card, PO Box 30943 Y Salt Lake City, UT 84130 Manage your account online at Dsxovercard.com MD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1.800.347-2683) For assistance, see reverse side. 'Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence Trans. Post Date Date Payments and Credits Nov 7 Nov 7 PAYMENT- THANK YOU $ -400.00 -Merchandise/Read - Oct 29 - Oct 29- - FUSTING-FLORIST-C-HAMBE RSBURG PA --- - - - - - - - - - - - - - - -42.40 - - Nov 9 Nov 9 KMART 7746 CARLISLE PA 53.46 Nov 24 Nov 24 AVON 888,433 2153 FL 400.00 hapertaat hdarrmadn. R there is more than one page to tMa billing statement, we the hack of each page for additional important information. See year Card member Ailre nwat. Your Cardmember Agreement contains all the terms of your Account o rn Lost or at" cards. Report Immedlatelyl Call 1406447-2608. p? z W I Cue I Er a ro ts or Questions "outYou Blit if th ink g your 1fi4 ' or If i cad 6mo0roQ Information about a DU Can fAwl WWW youerror or doing so will not preserve your Vft in your Ethiawkng n: :Your name and Account number. •The dollar amount of the error. •Dpesoc?rribe the error and expbit., if you can, why you believe there is an error. If you need more Information. describe the item you are unsure amou tod ques ion. While e li?yv tis your t in quesaft w n while we am cWWAt'report you as oaI mtorotalts any I actiod to oo tilect tdem parts of ques?n. that are not in questio h ve fair Carl pYrNaeee: n u have a wjhh, the quality of goods or 0 NICea that u urchased with acreedpiittpctarrd,, ir; i?R ?e n the pMpet? y yourN I., good (It Weft y a or MlplTn 10D t? Df and You have?p ro? 3-DER purchases are covarad or In marcha t or we matled, you the 1"..W. regardieu al the amount or lotaiSal purchase.) F ntst n e m r c?itdt? I your are? ? ? art p >? a ? upalgr+en?fc??°?a0dreas Morer?P? Bac?16S iB WltminoWn??-? -6818.?PIeab Hwludeyour name, a?lress. h ?te?phone namat?Vrreand A nt bomber. --" Ch Ex as below we will Im Periodic Finance Cha on purchases, cash advances and ba laxice Ganaters a x., a VIA ?ppcun ur?tl! the date r?390 aymant nd on OW t?r?d eiMlrp dca uring ?ry 1999or1i1 b of a purchase advanrxs made on or or to tlb last lay of your baknas. id You can avo t of Periodic Flr a CM?s o new rah it u New lance shown on the ¢IN myin is ton whU the P".' 0 } ',nthe , „dam AMC , m. cab own ?tran?a*$ or ccub adwnoa . Finance r aanv 1 ' nw ohata?s to no new transactions) of caiculati the balance n Which we rocs shown on the?.a you nmuwd du(f?the pPOW on is the that maws on cam J to tic the first day of the curmnlib ing period when we catoutrne your retrotstc rmenee trwrgea For TDO (Telissommoleagans Dwiee der go be" asaigaaa, peen pair 1406447.7440. The DlacovepS Moresm Card Is Issued by Discover Bank Member FDIC. uia%. v cK CARD I 6I$COVEa I Account number ending in 2190 Real answers from real people. When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an w endless automated voice loop-you'll be connected Ers to a friendly, knowledgeable Customer Service ' Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 62006 Discover 9.4, Member FDIC Closing Date: November 26, 2002 page 2 of 3 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES C G S current billing period: 31 days Purchases $8238.57 0.05477% 19.99% F 19.99% $139.91 none Promotional Purchases $423.27 0.05477% 19.99% F 19.99% $7.18 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Tronsfers $971.32 0.05477°/. 19.99% F 19.99% $16.47 $0 The rates that apply to your Account are either fixed (F) or they may vary M as noted above. Questions? Manage your account at Discovercard.com vIJ\.%W V CR I Novam6®r Account number ending in 2190 CARD page 3 of 3 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 2.27 Purchase Award This Period + 1.24 Cas ac Bonus Award Total 3.31 Cashback Bonus Award Balance 3.51 Award Available to Redeem $ 0.00 Restrictions apply to fh} Cashback Bonus Partner offers visit Discoverwil.com or call 1-800-DISCOVER (1-800-347-26831 For details. For program details, see the Cashback Bonus terms and Conditions. ViJVii?Y GR $2,665.58 I $54.00 I Enter Amount Enclosed Below CARD Payment Due Date $ January 25, 2003 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. 26 SDSNGAOt 0002226 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are a great way to keep track of your Discover® Card activity, andallow you to control when and where t ou view your information. Visit iscovercard.com/ps PO BOX 15251 111 11111111 lilt 1811 1#11 1111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change@ Print change in space III1)'Irlrr)r1it Irrl11l)rrr11If 11111111'111111111 lr it 1111 r 1111 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190026655802000000005400 Discover More Card Account Summary Closing Date: December 26, 2002 page 1 of 3 Account Number 6011 0026 6353 2190 Previous Balance $9,961.98 Payment Due Date January 25, 2003 Payments And Credits 8,000.00 Minimum Payment Due $54.00 Purchases + 601.63 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $7,334.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 101.97 Cash Credit Available $5,000.00 New Balance $2,665.58 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus* Opening Cashback Bonus Balance $ 3.51 New Cashback Bonus Earned + 2.77 Cashback Bonus® Since Anniversary Date ,of July 26: $6.28 Cashback Bonus Balance Available to Redeem 6.28 0.00 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovsrcard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. 'Transactions $0 Fraud Uabilify Guarantee Use your Discover Card with confidence Trans. Post Dab Date Payments and Credits Dec 1 1 Dec 11 PAYMENT- THANK YOU $ •6,000.00 Dec 16 Dec 16 . PAYMENT - THANK YOU -2,000.00 Merchandise/RetarT Dec 21 Dec 21 CIRCUIT CITY SS #3720 MECHANICSBURGPA 502.39 Services Dec 23 Dec 23 VERIZON WIRELESS 800-922.0204 NJ 99.24 toollieryat Inlertaslost. N them is more than one page to this billing statement, in the back of each page for additions Important Information. an year Coodmos iw AOneret. Your Cardmember Agreement contains all the terms of your Account o Let sr steles =*. Report Immediateiyl Cell 1400-847-2888. In Case of Errors or Questleas About Your 13111: If you think r bill Is wron or 11 you r?i more information about a o ttr?y aiwr?it wrWa us on a shit dr at pear M ; P.O. 15182, Wtt DE 11i?8-5182, as son ae We mud Itairlran you no lafsr tMr? 80 dRya alter +tiro sirs you tNa tlrrt dgl on which t a error or p ppear. You can telephone us of doMg so w81 curt preicve your flghb. in your isttar, t? us >fie fotkwving l tlon: •Yaur naria and ADCrount number. •The dour acncutrat of Ua suseaed error. •Dssrvibe the error and expla H you can, why you beUeve there is an error. If you need more information, describe the item you are unsure -4 You do not have to an amount in question while we are in ati , but you are still obligated to pav the parts of your bill that are not in querikrn. While we your garepott, we cannot r sprct you as drhf?uent or take any ~to ooilael the amount you question. a credit card. and you or 1 PUMMa covered Youu? ti1D p pg you the M for itte gtgds or? a all Yo ? df n81 rogard? the amatfat or kuatkwr purcha ) Paysaaals, Send payments and the top portico r of this eta ment In the envelope provided to the oddnise indicated on the front of the firs ge. If YI send to Bank Po BoK 1 b2 1. 4r?i Dlc y888.61 tl?sm 1 PM M? m to yyWOUr?A? es a?day paltrt+m?ds qn it?t or on a wai? fY wtli ba potted to r as next tunhress not lard The of be B u send cash of 7 10 for itietarr ?? If you send tla t w arty otlrer address H you the afI n? Uten tpe one provarlsd. Please atkrw If a ??+ n mopott It?raate tor°ir ?p?' unt tptotre?? w st'?'iohlb?+?p 'r Acxa?°?ar Cat?d, r? Box?lea`?'6; VIIilcMneion 5 1 .? Include your name, anilC??hbMe Mleiftensle ?iod number and Acco6M number, Exce at below, biro will I Periodic Finance Ch on purchases, cash advance and acme transfers occurs until the ttale andon Old nca u e dale of 1epart?e? bionion are EMS r pufcfiaee and advracuaa made on or torof your ng duric? Fetu?ry 188 or FAWM Line nt on whit tt?tp p?pu?Yot1 can awldMaa?yni of Periodic Finance Cho new rch If the New Balance shown on the IAIn a M on the ft morit Due Date, go" tha? o Yrfti not have as cans pMfod .on trafNfae/? othlranlPork laiuence Ci your, are I new ballance . V% ca N or on your I VIA IV Uten Of Ymeni t means payment of your entire tlett4 it and Credits i can c? 8ah?ace, t x to as transaction .I?iarl to I as H no IC we i? calculating the balance upon which we impose Perladlo me t OU m ,ed ai tna Qn"aoua t? ng & h 11 by name rtggees on en t bi .rny up alpha da Sah t payt?od for e ding a the dew l?tianed " In n caraowv on tint J?% W tnu?rtsrs on Cof a 9aMraee cruiser T ugmula UT 'we III and we add that unpaid baqurce ta We I Glance a All fto, your are added to Ute Purchase trill va the ssx??? Charp? h are aded to a cash trantaCUect cbiapmY ;an:d !JsW Tw a two s fldayurreint billiy?a dic F nance Cha gte on For, TDD (TeMaraassiwtloss Devlersor So IWM aewgm, plam eo81400-347-7440. The Discovetb Monism Card is Issued by Discover Bank, Member FDIC. we °?Utr> Inn, IN noemer°ns that bon Fee Finance are added to the a transaction date V1Q%.OW V CK I ?ISCOMEV I Account number ending in 2190 CARD W Real answers from real people. When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 Dir:over Bonk, Me" FDIC Closing Date: December 26, 2002 page 2 of 3 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $5312.97 0.05477% 19.99% F 19.99% $87.31 none Promotional Purchases $498.35 0.05477% 19,99% F 19.99% $8.17 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $395.49 0.05477% 19.99% F 19.99% $6.49 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.corn V1?7V V CR Account number ending in 2190 December 26. 2002 CARD page 3 of 3 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 3.51 Purchase Award This Period + 2.77 Cas bac Bonus Award Total 6.28 Cashback Bonus Award Balance 6.28 Award Available to Redeem $ 0.00 Restrictions apply to th4 Cashback Bonus Partner offers visit Discowrcard.com or call 1-800-DISCOVER (1-800.347.2683) for stalls. For program details, see the Cashback Bonus terms and Conditions. U13%wWV CK $3,9".48 CARD 26 SDSN6A01 0002227 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 $80.00 ( Enter Amount Enclosed Below Payment Due Date $ 1-71 February 25, 2003 Please make check payable to Discover Platinum Card or pay online Discovercard.com. Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where 8 ou view your Information. Visit iscovercard.com/ps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190039644800075000008000 Discover More Card Account Summary Closing Date: January 26, 2003 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $2,665.58 Payment Due Date February 25, 2003 Payments And Credits 75.00 Minimum Payment Due $80.00 Purchases + 1,313.26 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $6,035.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 60.64 Cash Credit Available $5,000.00 New Balance = $3,964.48 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 6.28 New Cashback Bonus Earned + 8.15 Cashback Bonus Balance $ 14.43 Cashback BonusS Since Anniversary Date Available to Redeem $ 0.00 of July 26: $14.43 Keep using your Discover(R) Card and watch C h k d your as bac BonUS(R) awar growl Remember, once your Cashback Bonus award is at least $20, you can redeem your d b ll b l awar y ca ing us or y ogging into the Account Center at Discovercard.com. How Can We Hel You? For Account Inquiries, writs to us at: p Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TOO (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Dab Date Payments and Credits Jan 23 Jan 23 PAYME NT - THANK YOU $ -75.00 -Merchandise/Retail Jan 6 Jan 6 - AVON 888 433 2153 FL 1,313.26 - Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $2072.76 0.054779e 19.99% F 19.99% $35.19 none Promotional Purchases $1499.65 0.05477% 19.99% F 19.99% $25.45 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. btrperfaat WANWADeo. N there Is more than one Pape to this billing statement see the back of each _w page for additional Important ton. See year Cardmember Agussi ent. Your Cardmember Agreement contains all the terms of your Account 8 Lost or #NMtr cards. Report Immediately) Call 140447-2048. co trot an Stsa , In C of Errors or Questions Ab?arut?You fi a Or a N u Mid n192 inutorma is ? t ft? = ycu btbr a Aer # RYou the tst on YYe "r1u can doing b will not praeeaa your Ng11lt: In your teener, ti us thb to Ming Miormation. 'Your name and AooowA number. 'TD??111e error error. v a you can, why you believe them Is an error. If you need more intormatkonD,adYextrtirs the Item uyrouW?are unsure ? You bnn While wee Iamount i gwe are Invest querr w,noat t rsort you in , twtua%Il c at? o?irri ipsanro?ilnt you gneNbrtthat are not in 5=1 id let' Card , q haws a pvbbm with the quality of pub or services that You purchased with a credit card and u have, at thewoeonds or or $040)1, at1 purchasestaro covered your the amount or Abceti n roh?men?ran or If wa net you Uwe goe W ) r and the top portion of this do Isa? 1 1 to the d 9 the f t of Irst. 1FtA ad K you y? "sho g as of me vi- ew1 ittt net y err rt or ybu = h or i of Ili Milk 7 - r treymeM, p yrw »?i? the to my adds tl ytiu use an n me so prowess: Ptneb aNeaw ? s ?n??bn?ptpb?n. 4bout r accarn to credit liu? ue, Lae me?r ts, mkaed pay nW, ort o?threr detautta on your madh. tt?at b WuocuMllMld at tb??e Mtat?.. u ????t ?????CA?P?83 6 WIImMplon -681 ii. )nckrde your narr», 0 V the OW pufohasss a a nee ion oar AT= ? Finance ChUM purchases. cash advances and OWnce translars of your on dole rtt? V3 or LIM of a on which the We this "a a now ? ? UnUI UM dent Ot renufinenL Fra?awrrel rtaans mwnent nr Nair wnflm tl we w or on no new transactions) method of caicuiatinp the balance upon which we aloe 'hewn on the bum std Yai7 received dwi'e the OMWMA are .the w oe me tint tray or the currant owing perm when we more your ismaw )Nance Charya Far TOO (Tabowassamilevillow Davies ter the Dead) taeMhaeo, please call 1-440-447.7449. The Discoveg9 Morew Card Is Issued by Discover Bank, Member FDIC. ?itvv ? GR Ja ua ?LL, 2003 I Account number ending in 2190 CARD page 2 of 2 Cashback Bonus ° Awa rd S u m m a ry Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 6.28 Purchase Award This Period + 8.15 Cas ac Bonus Award Total 1 d.43 Cashback Bonus Award Balance 14.43 Award Available to Redeem $ 0.00 Restrictions apply to th? CcAback Bonus Partner offers, visit Discovemard.com or call 1-800-DISCOVER (1.800-347-2683) for details. For program etai s, see the Cashbackk Bonus erms and Conditions. VIJ%.WVCK $8,427.10 CARD 26 SDSN6AOt 0002228 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 _,..._... ___ ..__ ................... ------------ -- $169.00 I Enter Amount Enclosed Below Payment Due Date March 25, 2003 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. Paperless Statements are a?great way to keep track of your Discover® Card activity, and allow you to control when and where 8ou view your information. Visit lscovercard.com/ps PO BOX 15251 111"'11"ss'1'1s11'rs'1'11 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change ins ce above, or go to Discovercard.com. Print your e-mail add ess to receive important Account information and special offers. 000006011002663532190084271000200000016900 Discover More Card Account Summary Closing Date: February 26, 2003 page 1 of 3 Account Number 601 1 0026 6353 2190 Previous Balance $3,964.48 Payment Due Date March 25, 2003 Payments And Credits - 4,103.84 Minimum Payment Due $169.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $1 572.00 Balance Transfers + 8,545.52 Cash Credit Limit , $5,000.00 Finance Charges + 2094 Cash Credit Available $1,572.00 New Balance = $8,427.10 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 14.43 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 14.43 Cashback Bonus® Since Anniversary Date Available to Redeem $ 0.00 of July 26: $14.43 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once our Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. H l Yo ? H C W For Account Inquiries, write to us at p u an e e ow Discover More Card, PO Box 30943 Please have your Discover Card avaBabfe. Salt Lake City, UT 84130 Manage your account online at Discovercard.com MD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Data Date Payments and Credits Jan 29 Jan 29 PAYMENT -THANK YOU $ .3,903.84 -Feb. L3 -_-ob La._ PAYMENT-- JHANKYQU_._ -- ---.------------ ----.- 209.00_.._._-. Balance Transfers Feb 9 Feb 9 CITIBANK 5424180 150063953 TS NV 7,645.52 APR 3.90% EXPIRES 08/2003 Feb 9 Feb 9 KOHLS 029311541606 TS WI 900.00 APR 3.901/6 EXPIRES 08/2003 Information For You Ask for Additional Cards so the people close to you can share the benefits of your Discover(R) Card Account. Call to get your FREE Cards today: 1-800-DISCOVER. Fact: Every 79 seconds a thief steals someone's identity (CBSnews.com, 1/25/2001). Enroll in ProfileProtect(R), and we will send you a copy of your credit profile, monitor your credit file for changes every business day, and send you Quarterly Credit Updates - tools to help protect yourself from identity theft. Call 1.877-623-8011 to enroll. hnportallt InlamauM. It there Is more than are pays to this billing statement, see the back of each pope for a witionei importantinfclrrrwtlon. Bee Vow Carder Apaomamt. Your Cardmember Agreement contains all the terms of your Account CO Lost or sales wds. Report Immediately! Call 1400447-2688. In Case of Errors or Questions About Your Bill: 9 you think r bill is or H more lofo?meraatbn about it M must l?r? Witte ft an ?? thi t? which c ? e ten ror dppa8tod. You cc'an teteph0ne uWaVa doing so will not p uwwa your I? i oRV t? *Your name and Account number: :Theme ttrheerror amount a n, y c theseou errorn cD tcag, why you believe there Is anp ornropr? t?11 you need more information, describe the ffam you are unsure ? queestion. not have we vour t iquewon cannot we are i? r poA y u as dditrupumtr?t Itake any ll and to ppt_y theparts of your bill that are not in mow YOU C1011101111011. a credit card, and you t o ffim) osvrWO 1 94 =Ot Yyoour t??aai8 we n orpurchases are cowered repartress; the amou or kxetdon pl'+?• Send Pa t4 an??top ? of this ? nt ir< the emalooei 1 to the a?1 on the front ? the ifnt tilt ?pp?d"tO ? h ii of san?ild ?t? 4s not sandfl?ank ? Tme% and ?a?nrn?# ??? sa?ad ? w 7-10 ror srN1i lNUr payer. N Y? send tiro to any other address a you an other than the Please allow Mom e Y lntormatio about ffir count srour in r aradil?? ?? MVa ?rapart iach faur At 1 . lncltaie yalr nom t> ? nmitmbar an dw M n r.DMooMa[ lNore 16916, WvAdW below t' m p un theme will or mpose Periodic Finance j on purchaasees, cash advances and ba r" transfers IMES ptt and advarwxs made on or prior t of your OVA period erHslny?uriny F?r?ry 48 orLtne You rren_a Id Mot Perk>d? Finen?s Char now rch It You the Wow Balance shown on the I ton whk p tits purclnNa tlm b)f the Pay?rrertl llus Dare, an?the see! Crsdis omit lastsn+a?rM a?i or esmead your 11 ? We pail this. the Iw do not a r?ca? ? or oa?l adtaanaea. Prespt?aal?o sFnirKaoepaCyha?rgnes an on aaw wataoe als?r ttoruueruu r if voaun? ?p?? mis t> m?i? ?iRrwatsse lBM Atis?a?fpA tMs t?itnd nCr4?tt?showa on year Account The Avenge Deny ¦IWA p MW ae Q Is no FrtrM NMWM U"W4" fI Wlarece (Includl new transacpona) method of calculating the balance upon which we int nav the Wsly t?ce shown en the = meow dut199 the 111011 it 0 pUl a rtty era VA am Taal 1e DalanG! W pie the hm no balance mow alpas ale m tO IiNN?ry a 1Af on TA €yle Charges t?eeffntday.Of cuns?ilil}plirtgperkM?wUWPerledk: n00 Far TDD (TMankaftia- Dndea for the Daaq wlataaae. pMaer odl 1.800-847-7449. The DiscoveM MoresM Card Is Issued by Discover Bank, Member FDIC. on t m an In the Ong p vIJV?J V L;1% I piSCIOV 1 Account number ending in 2190 CARD ' Real answers from real people. r When you have a question or concern about your Discover' Card Account, we're here. 24 hours a day, " 7 days a week. And you won't get caught in an h k endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service „k. Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 DiK- B.A. Memb., FDIC Closing Date: February 26, 2003 page 2 of 3 The Discover(R) Card Account Center makes your life easy. You can pay your bill, view your statement, sign up for e-mail newsletters and Account reminders - all this for (reel Log in to the Account Center at Discovercard.com and enjoy the benefits of easy access to your Account ...anytimel Discover(R) Card is a proud partner of Communities In Schools (CIS), the nation's leading community-based organization that helps kids succeed in school and prepare for life. Through the efforts of our Cordmembers, CIS has made a difference in the lives of young people. To donate your Cashback Bonus(R) award to CIS, please visit Discovercard.com. Register your valuable document and property items, such as stocks, bonds, computer and DVD. If you suffer a loss due to a fire or theft, you will have an inventory to provide to your insurance company. Call today at 1-800-347.3395 to enroll in our 3 year $45 Deluxe Register(R) Service. SAVE WITH CHOICE HOTELS(R) AND DISCOVER(R) CARD. Save 15% at up to 3,300 hotels in the U.S., including Comfort Inn(R), Comfort Suitw(R), Quality(R), Sleep Inn(R), Clarion(R), Econo Lodge(R), MainStay Suites(R) or Rodeway Inn(R). Restrictions apply. Call 800ACHOICE3m For details and quote discount code #00801772 to save today. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $156.37 0.05477% 19.99% F 19.99% $2.66 none Promotional Purchases $121.16 0.05477% 19.99% F 19.99% $2.05 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $4903.44 0.01068% 3.90% F 3.90% $16.23 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovorcard.com 0 z D 0 S 0 m Uia%w 'V CK CARD ???' Account number ending in 2190 I Eehraarv3Z !7? 0'1 page 3 of 3 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 14.43 Purchase Award This Period + 0.00 Cas ack Bonus Award Total 14.43 Cashback Bonus Award Balance Award Available to Redeem 14.43 $ 0.00 Restrictions apply to th4 Cgshback Bonus Partner offers visit DIKOvercard.com or call 1-800-DISCOVER (1-800-347.2683) for details. For program details, see the Cashback Bonus terms and Conditions. _ _ _,?„ 1i4o1 VV 1 1 -W VJJJ L 17V t 113%., ri V CK $8,252.00 I $166.00 I Enter Amount Enclosed Below CARD Payment Due Date April 25, 2003 Please make check payable to Discover Platinum Card or pay online e? Discovercard.com. 26 SDSN6A01 0002229 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 ???eee??eeese?r?e??reer?e?? WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190082520000200000016600 Discover More Card Account Summary Closing Date: March 26, 2003 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $8,427.10 Payment Due Date April 25, 2003 Payments And Credits - 200.00 Minimum Payment Due $166.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $1,748.00 Balance Transfers + 0.00 Cash Credit limit $5,000.00 Finance Charges + 24.90 Cash Credit Available $1,748.00 New Balance s $8,252.00 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashbock Bonus Balance $ 14.43 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 14.43 Cashback Bonus® Since Anniversary Date Available toRedeem $ 0.00 ,of July 26: $14.43 How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card avaiable. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovismard.com MD (Telecommunications Device for the Deae: Customer Service: 1.800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions Payments and Credits $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Mar 9 Mar 9 PAYMENT -THANK YOU $ -200.00 Information For You Optional Discover(R) AccountGuard(R) gives you the ability to put your minimum Account payments on hold in the event of job loss, disability, or leave of absence from work. You pay no monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for leave of absence). For details and to enroll, see the flap on your payment envelope. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $2.68 0.05477% 19.99% F 19.99% $0.04 none Promotional Purchases $2.06 0.05477% 19.99% F 19.99% $0.03 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $8305.85 0.01068% 3.90% F 3.90% $24.83 $0 previous billing period: 31 days Purchases $0 0.0547711. 19.99% F 19.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. UnO , - - Udero ". B there Is more than one page to this billing statement see the hack of each page for additional important information. Soo yew Coodoaobar AgroomearL Your Cardmembor Agreement contains all the terms of your Account loaf or sI I cards. Report ImrnedlatW Call 1400447-2608. z mm- mob" ?¦?y In Case of Errors or Question About Your Bill: If you think your bill 8 or if youlneed rrwre Insormmaatioon about a o t? onypWW WII wfiEe us at of Y BptE ?gp 9T q We 7 Tram you no Nrler n a1Es+ +1Nap 1011 t you rs II on whkh the error 'or m bpaared, You can telept une s but doings vrA not prssom your rq#ts. In on us fhi fofty& ng i s *Your name and Aooamt number. :The Vr the arrmat of the sua0ec?d error. • error and al" n, Descri a you can, why you believe there Is an error. If you need more information, describe tire Item you are unsure about You do not have to pa a amount in question whits we are invsstiaatl ng but you are still olN tsd to .Y the of your bill that am not in question. While we i=fayour question, wo oanhat report you as daiiing0a?b of take any action to eofMa tno AMWN y" question. MINNOW a* Aafffnou ard h horse a problem with the quality of goods or services that you purchased with a credit card, and you rvkxs. rve ttbd in o (ua?lam wklr the u y not hivf to ng =Nmo die thedg " hay h You tonly the purl s tube wu M=M ftie and the burotrrse Vies rrerin stets or wlGtln 1 mites of oeraie the (merchant or If we mailed you the advertisement for the s or services, all purchases are covered COS ? be Uon oof purchase yo regardless ur . Send ymeMs and the to portion of this statement In the envelope provided to the adpd?resls Indi-cater onp?the front of the first 0 If you tie , as ? ?fp?to fHsoounr??akpa0Fy?0me? 15269 ?oRmlof fPYt nr ad??iy??eM yna?c he?1 bye P? ? repayment ? ? otf?thaeny oHrst ? addfos a?r Qfen the ate pfoustsd.oPleasa allow 7-10 for rory WIdN NURNUR rwra?spaiaruaandui t?r'N Rite?r Pt) etlx 1581 ti, so. our name, h hone number a number. Exce as below, we will Impose Periodic Finance Ch on pu h}assees, cash advances and balagnccee transfers Old d#ft eR cis nuuct ewto pt Sy of your *0 tending du tr t y 993 or Ri fve Line pba ou can avokf ymsM of Psrkidic F nonce Chats on new tchases u pay the blew Balance shown on the oilltno ot?nt. on which the the Mee ". y ate aru] tf?s And CradfEa o ht?W i ?a?ex your Prov93us we call ?t p? ado r?s are imposed on new balance trait rs? cash Ca d111kwRh the date the ttansaccmt occurs. irenoe Nis it on alt Ustaactlonc and D? 8atancas untll tM date of repaymerri Repayment means oavment of our entire as transactlo the fin x Daily Rate. y w16 nt Th ? Bahn? 411 the shown Per 0 H no Pete Ch Ffn for or mam t ienco rywt?piy Wi Ners shaMm ns ) method of calculating the ba1mce upon which we Impose I k; yad the caaNass 'driodic Ftnanae on stew aurcti? taassuad on sue. WeaQWPUIB Lip lhei da? b?q? for cis tram period iron Fee that t1on?Fl T Fee Finance ma h are adder Oo the on this statement, we consider the transaction date For TOD (TolloverAsuallcolillores Devke for Urs Dean atwsseaae, pfaase brats 1.000-347-7440. The Discovetab MoresM Card is Issued by Discover Bank, Member FDIC. Account number endin in 2190 VIJV Y CR ( March 26 PCARD , 20D3 I a9e 2 of 2 g Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 14.43 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 14.43 Cashback Bonus Award Balance Award Available to Redeem 14.43 $ 0.00 Restrictions apply to the Cashback Bonus Partner offers visit Discovercgrd.com or call 1-800-DISCOVER (1-800-347.2683) For details. For program details, see the Cashback Bonus Terms and Conditions. VIJ%.%0 V CK $9,174.21 $184.00 CARD Payment Due Date May 25, 2003 26 SDSN6A010002230 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Enter Amount Enclosed Below Please make check payable to Discover Platinum Card or pay online Discovercard.com. Paperless Statements are a great way to keep track of your DiscoverO Card activity, and sallow you to control when and where You view your information. Visit Dlscovercard.com/ps PO BOX 15251 111.rr11111roIIII I I I I I I WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190091742100945000018400 Discover More Card Account Summary Closing Date: April 26, 2003 page 1 of 3 Account Number 6011 0026 6353 2190 Previous Balance $8,252.00 Payment Due Date May 25, 2003 Payments And Credits 945.00 Minimum Payment Due $184.00 Purchases + 1,823.82 Credit limit $10,000.00 Cash Advances + 0.00 Credit Available $825.00 Balance Transfers + 0.00 Cash Credit limit $5,000.00 Finance Charges + 43.39 Cash Credit Available $825.00 New Balance = $9,174.21 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 14.43 New Cashback Bonus Earned + 18.24 Cashback Bonus Balance $ 32.67 Cashback Bonus® Since Anniversary Date Available to Redeem $ 20.00 of July 26: $32.67 CONGRATULATIONSI Now that your award is $20 or more, you can redeem it in $20 increments by calling 1-877-YOUR-AWARD or by k>gging into the Account Center at Discovercard com. How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discowrcard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. 'Transactions Payments and Credits $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Apr 21 Apr 21 PAYMENT - THANK YOU $ -945.00 Merchandise/Retail Mar 29 Mar 29 RITE AID 3607 CARLISLE PA 18.68 -------- --- -Apr2--- -Apr2-- -AVON-888-A33 21 53 Ft------ -750.W -- Apr 15 Apr 15 RITE AID 3607 CARLISLE PA 21.82 Services Apr 14 Apr 14 VERIZON WIRELESS 800-922.0204 NJ 88.32 Apr 17 Apr 17 WESTMINSTER CEMETERY CARLISLE PA 945.00 Information For You Simplify and save with three easy ways to transfer balances to your Discover Card. Call 1-866-240.7939 to see if an offer is available for you; go to Discovercard.com; or look for Balance Transfer checks in the mail. No Paymentsl No Late Feesl No Finance Chargesl If you lose your job, suffer a disability or take an unpaid leave of absence from work, Discover(R) AccountGuard(R) frees you from making Discover(R) Card payments. You pay no monthly payments, Fees or finance charges for up to 2 years (up to 3 mos. for leave of absence). Call 1-877-883.1959 nowt Iny~ NbrWASMl. If there is mom than one papa to this Wing statement, on the back of each page for additional Important informetion. See yar CW101110Yer ASnwneet. Your Cardmember Agreement contains all the terms of your Account C4 Lest or atelen awls. Report Immedlatelyi Call 1-506447-2888. Z m 11111111lows Welds Son . to r p? In Case of Errors or Questions; About Your Bill: 0 Mink ygo?r bill la or If u need more Information about a We m her Tram you l? Von 06 days Vd'swt ?rou? , P0lr error or i j; 1 1u cansee us, doing m wit! not praalva your ro ta. In your War, ire us the following information: •T?r? tAo th8)U eacr{.?t ?r •DoscrrNw the error and explain, R you care why you believe them Is an error. If you need more Information, describe the Item you are unsure You°A not have topay?any amount in question while we are in ti , but you are still obiicatad to the parts of your bill that are not in question. Whlta we IhNbrtlpiFbe your quest m, we os IW taport you at nt or take any trdDO caNlati Ote amount yew question. Cand P• If you hays a problem with Me quality of goods or services that u purchased with a credit card, and you M the ?pnoLbe 1 kh Me p 1141 You y no( to the due on the ?pp6 or seMr?. You have t 0VW= the purchm grits iWaWa bka htif? Sand 04 ?vrasrerr 10h yrnnm" site or v?flin 100 muss of your trtl?iNtaa We o3Min or o?rato the metehant or If we maifeef yeti the for the Ooa1s ar se 06ft,`all purchases are covered ommi ropamleM off aroIocMbn z?i purchase.) Send only your ylneM and the top portion of thb statemenqtin the envelope pprovided. Do not send cash. BY inp your check as ue IoMt?n en k to nroln m etardbntb dlroR from your exouhl at the iknanelal IrnRlttrtiOn Indfast?l on ytur cN1o?? be >Mw?ie unamti ot?e cl - TBe of r pp bs ?l Mad casA ?rres or ether !tams whh your pay nt, 11 send ttu payment to any other ar ?Wfl??o?er?n ttri one grouldr?. on or attar i P9Vf tAOt?dayeM Frlde or on a tiwiskend ar bank hob will potetrel your t as the next nest daY. you your snvebpe, send?paym?nt to D Kilt your pay enDt Is ,t, ed un het n?ton, e 1 BBStI-b2b1. PIS allow 7-10 dgya ford ivory. renrve s npnt to rosuEmlt R as an ele?otron datNt Credit a rt ME eboun ur danh Win tm i. r abWs or6f , rl your nan>s, naa home MMPAone number and count number. gg??GM Except as provided below, we will Imom Periodic Finance Chaess on purchases, cash advances and pbaallanncceatransfers dat Inter p Dn or eArrm on Old occurs urA *.1H gig of your aanO Psrbd lading during 1983 or itasstva Llr e Y can evob pa r?t of Psrlod[c Fionar?s Charpe? on new raha?s if you ply th NAw erica?srtewn on tM ant on which the par ant fMlt MttAe PlyRfertt Due LMte, an0 iha Payrrfann and cngp8 on ufBt Fnance we call this Ms Y trot hers a yep on ba nos trams ?or cash urv era mpaW on new balance .. _ . ntgOgs alsb??n?ill trsnll{?arr?d.8atanggs until lire ?Ipte or rapaYmprit . Rsyayrnet?1r?slans peynront of your ertllre dtatayast nx ta1F rs(er to a Va n nadsf lallstrovm as 0 It no Periodic (Rafn= er t ce Mons) method of calculating the balance upon which we [moose Periodic means we vw ser on on purchase and cash aM scJ In the daily balance a late Davrnent or bec rate of Cash T Fee Finance t Finance h are added to the an this staterrmil, we " nsfder the transaction date For TOO (TNecom arakalNon Device for the Deaf) assistance, psasaaaN 14100447-7448. The Discoverer Moreft Card is issued by Discover Bank Member FDIC. Vl#j%., F V M I '65M ER I Account number ending in 2190 CARD Real answers from real people. When you have a question or concern about your x Discover' Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1.800-DISCOVER (1-800-347-2683). 02006 Di?o Bank, Member FDIC Closing Date: April 26, 2003 page 2 of 3 Fact: Every 79 seconds a thief steals someone's identity (CBSnews.com, 1/25/2001). Enroll in ProfileProtect(R), and we will send you a copy of your credit profile, monitor your credit file for changes every business day, and send you Quarterly Credit Updates - tools to help protect yourself from identity theft. Call 1.877-623.8011 to enroll. For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at 1.877-YOUR-AWARD (1-877-968.7292). Save over 50% on Samsonite Luggage Sets from the manufacturer. Upgrade your luggage at these great prices) To order logon to www.3amsonifecompanystores.com/partner and enter promo code 7455 or call 800.547-BAGS, Ext. 7455. Save 15% on all other luggage and travel accessories online. See website for details. Find great discounts of up to 20% in ShopCenter at Discovercard.com. Whether shopping for yourself or for a special occasion, you will find offers from over 75 merchants such as Gap, J Crew, Smartbargains.com, FTD.COM, Barnes&Noble.com and Sharper Image. Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINA Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $962.77 0.05477% 19.99% F 19.99% $16.34 none Promotional Purchases $19.69 0.05477% 19.99% F 19.99% $0.32 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $8077.49 0.01068% 3.90% F 3.90% $26.73 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com (1) -10AU Lnis nun vv, .)\.n Lu l VIJV r GR ' April-26, 2?3 I Account number ending in 2190 CARD page 3 of 3 Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 14.43 Purchase Award This Period + 18.24 Cash ac Bonus Award Total 32.67 Cashback Bonus Award Balance Award Available to Redeem 32.67 $ 20.00 Reshictions apply to the CC Bonus Partner offers visit Discovercgrd.com or call 1.800•DISCOVER (1.800.347-2683) for details. for program etai s, see the Cashback Bonus terms and Conditions. 0 z ?? VI04 V CK $9,044.16 CARD 26 SDSN6A01 0002231 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Enter Amount Enclosed Below ?vrr • I v $181.00 I -V Payment Due Date $ 1 June 25, 2003 Please make check pa able to Discover Platinum Card or pay online 0? ?iscovercurd.com. Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 "1.1111111 Nail I1 H II rs's'I WILMINGTON DE 19886-5251 Address, e-mail or telephone changoV Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special oilers. 000006011002663532190090441600184000018100 Discover More Card Account Summary Closing Date: May 26, 2003 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $9,174.21 Payment Due Date June 25, 2003 Payments And Credits - 184.00 Minimum Payment Due $181.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $955.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 53.95 Cash Credit Available $955.00 Now Balance a $9,044.16 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 32.67 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 32.67 Cashback Bonus® Since Anniversary Date Available to Redeem $ 20.00 of July 26: $32.67 CONGRATULATIONSI Now that your award is $20 or more, you can redeem it in $20 increments by calling 1-877-YOUR-AWARD or by logging into the Account Center at Discovercard com. How Can We Hel You? For Account Inquiries, writs to us at. p Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovsrcard.com MD (Telecommunications Device for the Deaf): Customer Service: 1-800.DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits May 21 May 21 PAYMENT - THANK YOU $ -184.00 -Informatlron-For-lfou---_- --------- - -------------- --__---- ----- -.- --- ----- Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01616%; corresponding ANNUAL PERCENTAGE RATE: 5.90%. Rate Is subject to the terms of the offer including expiration. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $1859.99 0.05477% 19.99% F 19.99% $30.56 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $7303.49 0,01068% 3.90% F 3.90% $23.39 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Iaaprt" Musnatlep. If V" K mss than one page to M billing statement Sea the back of each page for addltlbnat important I? anion. Bee vow Ceriuswreber Agrsemed. Your Cardmember Agreement contains all the terms of your Account ti (Lost er stteelin caaanis..?R,"eport ImmedletfW Call t-M-i4as7-?Ms. b? In Cue of Effors or About Y' 0 tllp.k r or If 15 t?pd We mwt Mru Trom You r 0o d e a ON yaotu t ill: whtoh error or ' p tt 6D S 2. as as S0 no WK WA*t On doing so will not preserve your fWft In yatf hoer, Ytl' us the tolkwring IMormadon: :Your narn0 and AaoouM number. :The doNar atnouM d the error. =cbd •f>aectlYd the crow andfr ray K you can, why you bbWeve there is an error. If you need more Information, describe the Item you are unsure are questiorun W Ih we iy?orir tIn _gtteet report you ae ati usbstut tii are Iaolot lMinosnnrt y?ougtrationthat are not in hw 1 oaftese If haw a piablarn with the quality of gooda or senkes that you purchased witon the h a credit tccard, and y en p os WWM tnor8Wl? titre or Ito miles sooff we own or the merchant or If we mailed you the of Purchases are covered or location Durchase.l . Send only ur yment and the to portion oftry bs nt fn the en lded. Do not send cash. By se r rotecic as tus ? ut?pe l en cl7rdlmaks an oaect?deiuit from your ecoount al the fNro?iel?di?outt indHld on rp? ,? for the ifterr ibAi?? T? ? onr? them H ?I ilend? m??onderrDe or other Itsms ?th_ Yowr t, n u send the payment tc aey obtank ?y wmK poeMd fo your a? of tit rror?ct ?Y. you luA?irefvemdhon or alter i Phr Frey or on a waNtrhd a phced your enveteps, send r putt to sow Planes DfIf your papaymenDt Box i6rned'unp lid, Yre i ss vii right to bmlt?ft as an fieldIYery. a re ma eoun fMi pre tue t of r to frotth Qre*1n CO ifl. AnAde Wit iplo or M?wrtia ve a sK ?tp, your name, ne nu and M number. rovided below will t oocttn 1 t Pochiltprd pu A-Mmm +h`lmttna adwrxes me" on or Pnor a?Il of new ro N u Nerr charm on the nt on whhtl rase?orcacaahenC?. on sw 0o??Itp ?a?p occurs. anq Old Bahbaps WSW the data of raowrnent PAGIvWAW mains oavment of Your erdtre no new trertsactlours} ?od the behnce uppmonl which we All of cakutetirgu reoeMeddurtwtrtlreanerieee shown on the etatemeMw on rile oaatrros uarecar ue+n e s uanaacaon nreoe rn a prsnao Raemaeo on to be the first day of the current 1 itg period when we cahttlate your Ptrserledb noa Chaff for TOD ITMeaelnnrwtieeaieee Device for the DoM MNf essm, Pease arf 1480-1147-7440. The Disrmve* Moresm Card is issued by Discover Bank, Member FDIC. V WL. V CK ??6, 20Q3? Account number ending in 2140 CARD page 2 of 2 Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 32.67 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 32.67 Cashback Bonus Award Balance Award Available to Redeem 32.67 $ 20.00 Restrictions apply to thq Cshbaek Bonus Partner offers visit Discowrcc}rd.com or call 1 800 DISCOVER (1-800 347-26831 for details. For program etai s, see the Cashback Bonus terms and Conditions. Vw%..qW V Gm CARD $9,233.97 1$366.00 Enter Amount Enclosed Below ---- ---- ---- Payment Due Date $ July 25, 2003 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $181.00. 26 SDSN6A01 0002232 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Address, e-mail or telephone chonge2 Print change in s??p?tl_ce above, or go to Discovercard.com. Print your e-mail aaareaa to receive important Account information and special offers. Paperless Statements are a great way.to kee track of your Discover® Card activity, anYallow you to control when and where E ou view your information. Visit lscovercard.com/ps PO BOX 15251 Ill. I III 111111111111 11111111 WILMINGTON DE 19886-5251 Ir?rIIlrl,r6rlrlrrlrrlLr1l,l,1rlrLLirrtill ,l,lrru11111111 000006011002663532190092339700000000036600 Discover More Card Account Summary Closing Date: June 26, 2003 Pagel of 2 Account Number 6011 0026 6353 2190 Previous Balance $9,044.16 Payment Due Date July 25, 2003 Payments And Credits 0.00 Minimum Payment Due $366.00 Purchases + 35.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $766.00 Balance Transfers + 0.00 'Cash Credit Limit $5,000.00 Finance Charges + 154.81 Cash Credit Available $766.00 New Balance $9,233.97 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus Opening Cashback Bonus Balance $ 32.67 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 32.67 Cashback BonusO Since Anniversary Date Available to Redeem $ 0.00 of July 26: $32.67 How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Car d availabh?. Discover M rye Card, Box 30943 Salt Lake City, UT 8413 30 Manage your account online at Discovercord.com TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Ctiher/Miscellaneous Jun 26 Jun 26 LATE FEE $ 35.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the post due amount now, or contact us to make other arrangements. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1891.31 0.05477% 19.99% F 19.99% $32.10 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $7227.54 0.05477% 19.99% F 19.99% $122.71 $0 The rates that apply to your Account are either fixed (F) or they may vary (VI as noted above. Inlernlntlen. N there Is more than ON peps to this billing statement, see the back of each papa for addipanat Important information. Ns ymcm it -erMer ApreemexL. Your Cardmember Agreement contains all the terms of your Account o lest er stein verb. Report Immedlstelyl Call 1-100-847-2688. ro ?M tt r Bilk N you pkpp Your 16152 wren r if need more ?Iri as us, but t? ?t? p in Case aErren or IirleWo t1? the MW or Y Wa m filar NCI you ne taut than ?s No u wldch doing so will ad preserve your rights. In your le t;NS us 1W= information: .Your name and Account number. .The dollar amount of tin error. :The the error and ax N you can, why you believe there is an error. It you need more Information, describe the Rem you are unsure o YoUM not have to your mount in we cai you MaUSSQdeld totake any still tip thas oft you that are not in question. While we I question. Yo question. YOU for M CUA call, m pr have a pr+wsmbtem with the quality of goods or services that waan credit card, aMeea "• f I Users s > e or, r 10® mks of your we own or i merchant, or %K YOU o? all purdthrsse are covered conc ragerdl? the amalM or krcatk?n of purchase.) ?pe? p{ou?d oiaiC? t r bye for the??aR Oo? s?1??1d'Il?l[tY?n.Y?r not se _ sa ? eCK ai ny ow or PF F or on a vrnik ott? N b6?poq d?yrw?°??1he??? YW or other w?ir) your N sand tha paymdnt to a fleas on or yaar srrvelope, ? ? Discover Bank PO Box 16261, WttminCh, DE 11 ¢ C-51. 1`104041 ill +1 is dswObN? N your poyrtant is returned rMrpskt. mom rn?` Rlml?qw report In rmatla?A mbnd or other defaults on yo#r your 11 tort Is ursd or I W th W f?15315, DE Include yo ur name, hors telephone nugmnber and RiFw. Ch th advances and e s0 tran La a =. E)gpt as provided below, we Im we ester Puroheses i a0wnrs on wlleprlor? dsY of yaw balances. path asps A ? A INS PPerW ayrrreidfOw D?geCn: tfii n new snd6CraoND on HSSi fire ? aqi 1r?Qewrd on w?A'' ?tranafers or cash advaMaes I this ne we on on on the balance -upon W1110. We --- ir Account 01100 In an to th Alt added to the cash re q1 is iMmh on tttlsite tndld wo err date rjcs Vansfsr bansaoUoris?ory. Nri tie rha In a pravbus b als to be the first day of the current bitQno period Waan W calculaU your PsriodiC charpsa. For TDD ITeleeernmualeaseae Devics Wr flan 044 asMsta . Pila" ad 14100.11474"111. The Discowrld MoresM Card is issued by Discover Bank, Member FDIC. V?J? V CK V'ne vJ???y ?;3 I Account number ending in 2190 CARD I Ju 2200 Page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 32.67 Purchase Award This Period + 0.00 Cas bac Bonus Award Total 32.67 Cashback Bonus Award Balance Award Available to Redeem 32.67 $ 0.00 Restrictions apply to thp Caqshback Bonus Partner offers visit Discowrc rd.com or call 1-800-DISCOVER (1-800.347-2683) For details. For program rietails, see the Cashback Bonus forms and Conditions. ,,,,,,,, _,,, ,?... ?......•? • .-..•..vrrr r r?rrrvvr vv I 1 VVLV VJJJ L 17V iVlJti. V CK $9,577.36 LS192.00 Enter Amount Enclosod Below CARD Payment Due Date August 25, 2003 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. 26 SDSN6A01 0002233 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are a great way to keep track of your Discover@ Card activity, and allow you to control when and where Yyou view your information. Visit Discovercard.com/ps PO BOX 15251 l??u???rnn?c????ncc?c?? WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space (crr(((r(ri(?r(r(????r((i??{i(??il?(?li(iri?(l?(r(ii??l((i(??( above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190095773600400000019200 Discover More Card Account Summary Closing Date: July 26, 2003 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $9,233.97 Payment Due Date August 25, 2003 Payments And Credits 400.00 Minimum Payment Due $192.00 Purchases + 588.59 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $422.00 Balance Transfers + 0.00 Cash Credit limit $5,000.00 Finance Charges + 154.80 Cash Credit Available $422.00 New Balance $9,577.36 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback BMW Opening Cashback Bonus Balance $ 32.67 New Cashback Bonus Earned + 5.89 Cashback Bonus Balance $ 38.56 Cashback Bonus® Since Anniversary Date Available to Redeem $ 20.00 of July 26: $38.56 How Can We Help You? For Account Inquiries, write to us at, Please haw your Discover Card available. YW Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Decd(: Customer Service: 1-800-0ISCOVER (1.800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Dab Date Payments and Credits Jul 9 Jul 9 PAYMENT - THANK YOU $ -400.00 Merchandise/Retail Jul 9 Jul 9 AVON 888 433 2153 FL 588.59 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0,05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FIN NCE FINARG S Balances Rates RATES RATE S C E CH current billing period: 30 days Purchases $2313.23 0.05477% 19.99% F 19.99% $38.01 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $7108.12 0.05477% 19.99% F 19.99% $116.79 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. lerpertaat Worm0ft. K there Is mom than are pop to thirbllKng statement, as the back of mob page for oddNbnal imperM I fmatIm. Bea Vow CarrnrawMr AVaaareallYour Cardmember Agreement contains all the terms of your Account let or stetea a". Report immedlatelyl Call 1400.847-2US. 61?aa ialp y. In Case of Errors or Questions About Your Bill: If you think your bill It or it yew need ro Information a t a c tram a? write r on aas?a to met of pry at Diaoewr P.Q. MW 161A V t4>192, as as we must hear rem you no haor tMn°i days r we g8rr a+ VW first?wffieh the error w p a"i*d. ou can us, doing so will not prnefve your rights. In your lager, am us thYe toliowing i ormation: :Your creme and t number. :The rs tmcu sd error. Describe the error a 9 you can, why you bstieve there Is an error. K yYOODUneed more informattkm?odeserKx?sathe wem you are unsure ? your q uuet?tion. W love to I =a amou your iqu 11. a What reps You SUMM of take any ua ° '>?re *=yo' 4oemn. that not In with tt11i , on crodlt?arad, and you you has+e a problem with more goods or SWIM that yo W Now uypun: with ago", re caaored You have poly t = geodi all ?rdnuffird less oT the amount oorr bwloa Lion of oppurchase) nt or K we mailed you the r of at purchases are Send ontyY? ti and the top ? n of thl ?me?nte i? eenMa?pep vlded. Do not send. ?s?. fly a? r c k as roars ifam your account at U+e t?enoNl 1 y?r k. Tea ???? uas n ? ???otinr ? cash co?r_rnrogs?peon? reo?or dothel items wlih you K F ??o ee ?ae or bank wNl?poated? r?A rttthe ra?kt i?dap. "K you taVe iaphrodd?jpur ri PKI ? ro 019y our p ymkentt Is returned unpakt, reserve =811-425i . to Please low t mapy ;sapott?In al?eut? cur ac? unt ?C bur4aua. tak n&???M????ir"NfiAre a?l?tli, Wilmington"DE ?6318t.rpllPleaea Inctudey?Mh???, ?. tebp?naendnum end eat number. mPF as ao?u below, we will Impose Periodic finance Ch on punctutr?aes, stab advapces and tAkatfers t 0,; I batatuxs tchases a? aaaanlres rharddan?or Ptia of Y 8 *js puYou can avoid meat of Periodic Finance [2ta on new rc I shown the on the the egrlNicy do Nava Dw Do le, an4 dre Pa ma ira on na n? tM occurs. r more ?h BaUnoae until the date of nth t araw, 1 shown on ysl6 die Flra a?nl t on tti 1 or art tl ti . ? s1- - --- - M ssh cash itrd Did t b as tranWUon art x ?umber woof fire x le 8rraaca Ali the your Account They + 5TDrbh 8 oe is ohm" s K a pica ti ta new transactions) method of calculating the balento upon Watch we ince shown on the b0no statement you watood ft ft- the provlom tree bW? All haapure? rio wMnce taur?s on s WI-tar'm JOLEW babr?s trarrstar try oa awry H a 9,0PAffin pieillamIzed on peryourges. For TDD (Talacentasefteftem Davka far 10 Deaf( OddWae. !base 601400-947-744Y- The Diseove0b MorosM Card is issued by Discover Bank, Member FDIC. W M., J .tj WUM. aul Y , J?.I'?1\lL 1 Le y 26 ??Q3 I Account number ending in 2190 CARD page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 32.67 Purchase Award This Period + 5.89 Cash ac Bonus Award Total 38.56 Cashback Bonus Award Balance Award Available to Redeem 38.56 $ 20.00 Restrictions apply to thp Cqshback Bonus Partner offers visit Discovemard.com or call 1-800-DISCOVER (1.800.347-2683) for details. For program details, see the Cashbock Bonus Perms and Conditions. O CA V114 .. V CK $9,439.49 ., _. .,. _.,, _ „- ,....-. ?... r .v.rwwr vv . • vvi.V VVJV L 1 ,V I Enter Amount Enclosed Below 1$184.66 CAR D Payment Due Date September 25, 2003 Please make check payable to Discover Platinum com covercard ® Di li d . . s ne or pay on Car 26 SDSN6A01 0002234 RAILING, SCARLET Paperless Statements are a great way to keepp track of your Discover® Card activity, 1874 GEORGE AVE andallow you to control when and where CARLISLE PA 17013-1124 yyou view your information. Visit Discovercard.com/ps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone changes Print change in spocs above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190094394900300000018900 Discover More Card Account Summary Closing Date: August 26, 2003 page I of 2 .Account Number 6011 0026 6353 2190 Previous Balance $9,577.36 Payment Due Date September 25, 2003 Payments And Credits - 300.00 Minimum Payment Due $189.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $560,00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 162.13 Cash Credit Available $560.00 New Balance $9,439.49 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashbcuk Bonus® Opening Cashback Bonus Balance $ 38.56 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 38.56 Cashback BonusG Anniversary Available to Redeem $ 20.00 Date: July 26 CONGRATULATIONSI Now that your award is $20 or more, you can redeem it in $20 increments by calling 1-877-YOUR-AWARD or by logging into the Account Center at Discovercard com. How Can We Help You? For Account Inquiries, writs to us at: Pleas have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovemard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence Trans. Post Date Date Payments and Credits Aug 16 Aug 16 PAYMENT -THANK YOU $ -300.00 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $2590.74 0.05477% 19.99% F 19.99% $43.98 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 Balance Transfers $6958.96 0.05477% 19.99% F 19.99% $118.15 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. haperteat ItMenae-1 . It there Is more than one page to We billing statement see the tack of each page for ad"otud Important Inf rmwon. See Vow Cardarember Alireeassat. Your Cardmember Agreement contains all the terms of your Account Loot w stales cards. Report Immediatsyll call 1400447-2868. a t a Mao In Cgasse of Eeas or Qtrartie?e About Your Bfll K th your bill is or K need more Information 011 Hn no we on ??yyoouur A Case > .ot pl ryatwllD?r f? 0.8 15en or ip wt au tcan us, doing so will not prey your rvtr. in youu *W. t vs qtr te AM9 lrft mww: *Your treats and Aooaurtt number. •The Boger a"" of the error. you can, why you believe there Is an error. It you need more Intormatfon, describe the item you are unsure 0290 +Dhesocctibe the error and Ycu do not have to na aautt?nt In relion while we are t you ro Il tad?tc pay the marts you ye"that are not in question. While ws your =W mW you as Int or e Mot ripn grDUns 1Mr Ceq . (( haw a problem with the quality of or that PUMAW4 with a credit card, and you to t You he" pdefla ,am covered (1l airs gam opmb 01 the ?ws ' ycW te;rdtea? the amount or location purchase.) Send ?only yrrrogn?t and the top poniion a thls sgfemeM In Ute envelope wovldad. Do not send cash. ur Check as yroWw uu us for inrornrtiott1ygltr check 6i tttaiar as elrc011016 ddgM fto+n your account al the ri iridloatad on heyKuir M-NMRE'euser ?sa rih or other items whh r it send the payment to any too wed on or 1 P F w on a vvvakond or wok I th t day. you mtstkad year erwe r art to dedt DIIfsomi paywWd is Box ttat "' un n UtsPWv (eMMW tto r?ubrnit kia en etebt?oab? ryIlLverl e"?°tt ?iMNr?d i?talePharo a art In art about your shun to c aba cum r arW nt n! r. !ba M?p?"rasoe YGt do oat 1rWe • grM>e ptltbd_on tnttsters or cash as o rr no new transactions) method of calculating the balsnce upon which we tnce shown on the WON s?ntent you recslaed durt9g qfa Aft we w or on on All Tees to r Aoaoum are aottsc w rer T IMM Charges ro added to the csitn td trait fbtanee your i Ic enoe Changes, on this statement wa the if oMtlte Aof cu ent port d mca?tuwexW" For TOO 1T? Oevks for the Deaf) aselatesss, plans *0 1400447-7"9. The Discoverff Moreer Card is Issued by Dlscover Bank, Member FDIC. CARD Auigsai26.2003 Account number ending in 2190 page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 38.56 Purchase Award This Period + 0.00 Cas back Bonus Award Total 38.56 Cashback Bonus Award Balance 38.56 Award Available to Redeem $ 20.00 Restrictions apply to the Clshback Bonus Partrjer offers, visit Discovercard.com or call 1.800-DISCOVER (1-800.347-2683( for details. For program detai s, see the Cashbac Bonus erms and Conditions. O 0 0 VFD%, _K $9,399.33 CARL) 26 SDS46A01 0002235 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements area?1reat way to keep track of your DiscovewCard activity, and allow you to control when and where You view your information. Visit Discovercard.com/ps PO BOX 15251 111rrrlIrrrsrIIIIiIIrirloll WILMINGTON DE 19886-5251 Address, e-mail or telephone change9 Print change in space above, or go to Discovercard.com. Print your e-mail address to rs:eive important Account information and special offers. 000006011002663532190093993300200000018800 Discover More Card Account Summary Closing Date: September 26, 2003 page 1 of 2 A.-ount Number 6011 0026 6353 2190 Previous Balance $9,439.49 Pa;anant Due Date October 25, 2003 Payments And Credits 200.00 Minimum Payment Due $188.00 Purchases + 0.00 Credit limit $10,000.00 Cash Advances + 0.00 Credit Available $600.00 Balance Transfers + 0.00 Ca:rh Credit Limit $5,000.00 Finance Charges + 159.84 Cu! h Credit Available $600.00 New Balance $9,399.33 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus Opening Cashback Bonus Balance $ 38.56 New Cashback Bonus Earned + 0.00 Cashback Bonus® Anniversary Date: July 26 CCNGRATULATIONSI Now that your award is $20 or more, you can redeem it in $20 increments by calling 1.877-YOUR-AWARD or 61, logging into the Account Center at Discavercard.com. ' $188.00 Enter Amount Enclosed Below Payment Due Date October 25, 2003 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. Cashback Bonus Balance Available to Redeem 38.56 20.00 How Can We Help You? For Account Inquiries, write to us at: Please haw our Discover Card available. Discover More Card, PO Box 30943 Y Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deafl: Customor Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. ;Transactions Payments and Credits $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Data Sep 11 Sep 11 PAYMENT - THANK YOU $ •200.00 Information- For You-- -- - - --- - ----- ------ -- ---- - --- --- Balance Transfer offer for current billing period: Daily Periodic Rate: 0.0547711o; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $9413.80 0.05477% 19.99% F 19.99% $159.84 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 The raW that apply to your Account are either fixed (F) or they may vary (VI as noted above. mow Ia PwIlat NNMEN" ". ff there Is more than are pale to this tuning statement me the back di each palliator add NMI Imporwit W6tftrttlon. Bee vow Calsiarss" Alirreomsert. Your Cardmember Agreement contains all the temp of your Account Ch Lott of at" cards. Report Immediately! Call t-80&-847-2Q98. In Cam of Errors or = About Y r 8111: n vVftk bill Is rRrly or 1nmonfor h the ww or m a on a??ryou You d?ol mm cal •?Y00'n In yar r, yt us thi Mormatlon: T do8arn?u?mbac?ad •Describe Ure error' acrd expo. fn. M you can,'Mty you bNlev° them Is an error. I1 you new more information, describe the item you are unsure ., YoU not have to ??amount i_ n ,?usstWn'MhNe an i are aNif ablip ed to tt? ris of your bill tl are not in nnot report you sut o?rm on action tbr+ to to you qu°+iw. questbrr y,,..µ„, rre ca ta . WhBe we I y 4t p11M 1sr i?erllt GH n u huy?rpptr?lao?pt?osbMbm With the quality of or mrvices that urchamd with a1UO a°sof In Vj or puroMw am oo4ored You ft ym, You n Ch* the marana?t or njed amount or bcatbn Purcham.) DO" 2h. ur check as d??yyocunully r ymart and the top N chaok m ?s a rerri your i a kwico d make an o r d? ? ?r 1Md co? ace or otheror wtithP rtur> to any YOU you ?antwMkend of k any vwnd wbu your ?f dnr your tt to plsoo yo priment u Bank is returned A g iMr r tto Pra mft tt " an atact rmib d deftylOopfir, 1r report IMorm?kaptobrnLo a Wut your accorur pto cedlt ar? puts??.r La ypYmr meat: , or oftret 11000419 Id mi 0.6r1e. pleam? Y? MM a hoWnumber and nt numbsr. r name, wnm t sfers Except as bebw, we will imm Parlodlic Finance Ws, cash?advarwros and tranf? has s Ire ° an or ceb??p purChl?ai YM am of Periodic Finen?e Cha on?,now., rend ( WU !?k ehalMn °M? which nuraliui tfrft n. by t!r ft-fl !nt Due Liora, as ? Ma i,:d RW ttrsm%ra or r a rarrote. tIM an new The DiscorreO Morew Card is issued by Discover Bank Member FDIC. For TtJD (T? DWjw ter *0 99" ?saagaggp' Onge, eo 1400447-7"0. v IIJ Wul". -, VV, J-eiRLL1 number ending in 2 190 R/aJ' ol GR L,?gptember 26. 20031 Account f 2 CARD Pa9e 2 o Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 38.56 Purchase Award This Period + 0.00 Cash back Bonus Award Total 38.56 Cashback Bonus Award Balance Award Available to Redeem 38.56 $ 20.00 Ijsstrictions apply to the Cqshback Bonus Partner offers, visit Discovimard.com or call 1-800-DISCOVER (1.800.347.2683) For ddetails. For program etaN, see the Cashback Bonus erma and Conditions. to w%o V GR CARD _... _, ?-- , w.......n. , wu,uo, VV ? 1 VV1V VJJJ L ITV $203.42 l $10.00 I Enter Amount Enclosed Below Payment Due Date $ November 25, 2003 Please make check payable to Discover Platinum Card or pay online Q Discovercord.com. 26 SDSN6A01 0002236 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where viewyour information. Visit Mouucovercerd.com/ps PO BOX 15251 I"f1lf'sull'1'11'nulll? WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space 1IIIII{1'II'II(I1IIIpill IIII I1111111111111111111 [[[1111111tH) above, or go to Discowrcard,com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190002034209399330001000 Discover More Card Account Summary Closing Date: October 26, 2003 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $9,399.33 Payment Due Date November 25, 2003 Payments And Credits 9,399.33 Minimum Payment Due $10.00 Purchases + 148.02 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $9,796.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 55.40 Cash Credit Available $5,000.00 New Balance $203.42 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 38.56 New Cashback Bonus Earned + 0.37 Cashback Bonus Balance $ 38.93 Cashback Bonus9 Anniversary Available to Redeem $ 20.00 Date: July 26 CONGRATULATIONS[ Now that your award is $20 or more, you can redeem it in $20 increments by calling 1-877-YOUR-AWARD or by logging into the Account Center at Di scovers: com. How Can We Help You? For Account inquiries, write to us at: Please haw your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deal): Customer Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Oct 8 Oct 8 PAYMENT - THANK YOU $ -9,399.33 Merchandise/Retag Oct 2 Oct 2 WALMRT SUPERCNT 002574 CARLISLE PA 148.02 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances gates RATES RATES CHARGE S CHARGES current billing period: 30 days Purchases $3371.50 0.05477% 19.99% F 19.99% $55.40 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Nliecass 111 N there is mare than one page to fill WNing statement, see the hack of each page for additional trnporlont . See Vow CesafnaanYer Mres sent. Your Cardrtember Agreement contains all the terms of your Account teat or stelsa coda. Report Immadistelyl Call 1140111-347-21111113. r re rem rh you Sam . In Case of NK %v DSO da Of suit ygia III o Ott nichr ll pr or or If p4 ?near! more cmttadon a i a am S(D 192, sp You on us, We tnlan ot? Yno an a y1s the rol W L 3 doing so wf0 not preserve Visor rl?b. in you fetter, at" us :Your name and Awrall nuraW. d? a It aaM tills nca , why you beibve there is an error. If you need more information, describe the ftem you are unsure Youo19 not have to a amount in question whole we are but you are Bull obligCod to=the parts of your li that are not in question. While, we your queWon. we caaarlet t you at or No any action to cageame" you quotion. IlW Cloor/ • If have a Colon: with go quafity of goods or seMces th t u uwith accredit card, and u your tly AD ihs tre orgra t or 1 rof repo ertau n purchse.) ? Du are covered on o .Sand only ur fx for Ua?? n a ? fhohs? t?o?mHi4a ?t8?e?tt fret y urao?eoun?t a1 ?B1gT f r c k as yon qq k Tta af6ur amm?t?eitalit?ln?ad a?lrelaad cash, gorrosponcterrsaos?or Bother wl r h serxt tic paynant to a bank P to you r o rite next tluBkase day have mb rt F?or? a weetrond w Discover Bank, PO Box 16261, W DE 198®8?6-6261. Please allow 1-10 d?ayrs fo?r delivery. ft your payment Is retumW un reserve tla right to resubmit it as an etsbttonic debit CreaNt report in n about your aNahruoaun to credit bursau>t Lots manta, missed pa macnfs, or other defaults cn your ?n ?ti9'l6, r f? ude yrourttin?arnxf?dlnd+a?ha?el??tsieptm?ne nu? ? naa?M ala?P?l as below, we will Impose Periodic Finance C es on purchases, cash advances ana by transfers Old date of of tAa a maeu made loan prior = day of your plala sa p rsg or x MISS % You ptrfll W400 duI of Periodic F o nci h* caw ds ioa o h New en oraiw Lim baba-- ° - - ?enLAwis?e Da{Balanceh?ah0aem % ?c'nrwrres n we w tar on new on on DOWN purorase IatroB ba++U? " Uaa9Nars of ow day aair Matr taN 10 ot am cAa VOOM 11 aaaea to Ma s Adwr r s ttpoabhsre Ua r 11 to be the day Will of the current billing period when we ca uMs your Periodic rants Cbarges for 7DD (Tolossaaaaarlaatlern Dal for do Dse? aseie'ease Memo- aN 1.500-847-7449. The Disommot MoreaM Card is issued by Discover Bank, Member FDIC. I' I trlYtober 26 UICi I V IL I BJIJ%.Y Ct( MC Account t number ending in 2190 CARD page 2 of 2 Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 38.56 Purchase Award This Period + 0.37 Cas ac Bonus Award Total 38.93 Cashback Bonus Award Balance 38.93 Award Available to Redeem $ 20.00 Restrictions apply to th¢¢ Cqshback Bonus Part er offers visit Discovomard com or call 1-800-DISCOVER (1-800.347-2683) for details. For program details, sea the Cashback Bonus terms and Conditions. 0 2 a 0 ViJk 'V CK $333.22 CARD 26 SDSN6A01 0002237 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 _,..._... --- f .En__ter__A...mount..-..._E_nc.lose_d- -Below -__ ---- _ . . ($20.00 Payment Due Date $ December 25, 2003 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $10.00. Paperless Statements are a great way to keep track of your Discoverw Card activity, and allow you to control when and where you view your information. Visit Dlscovercard.com/ps PO BOX 15251 11111111111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone changott Print change in space I111III1i„Irrir 11111 IIII III III$III III II II 1111 1111111111111111 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190003332200000000002000 Discover More Card Account Summary Closing Date: November 26, 2003 page 1 of 2 Account Number 601 1 0026 6353 2190 Previous Balance $203,42 Payment Due Date December 25, 2003 Payments And Credits 0.00 Minimum Payment Due $20.00 Purchases + 123,01 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $9,666.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 6.79 Cash Credit Available $5,000.00 New Balance $333.22 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus Opening Cashback Bonus Balance $ 38.93 Now Cashback Bonus Earned + 0.00 + 0.25 Cashback BonusO Anniversary Cashback Bonus Balance $ 39.18 Date: July 26 Available to Redeem $ 0.00 How Can We Help You? For Account Inquiries, write to us at. Pleas have your Discover Card available. Discover More Card, PO Box 30943 Yo'+ Salt Lake City, UT 84130 Manage your account online at Discowrcard.com MD (Telecommunications Device for the Deaf): Customer service: 1.800-DISCOVER (l •800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence, Trans. Post Date Date Merchandise/Retail Nov 4 Nov 4 WALMRT SUPERCNT 002574 CARLISLE PA $ 98.01 Other/Miscelloneaus Nov 26 Nov 26 LATE FEE 25.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is post due. Please pay the past due amount now, or contact us to make other .arrangem.9n4._..--_ -. - -- ------ -------- ----- --------------- Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. it UrlarrrraYaa. M there is mare than one ps?e to thM tdlNnq spdemerd >a the track of each page for additiem? Important inlamallon. U) 6a your Casawr aw Alow Mat. Your Cardmember Apreerrbnt contains all the terms of your Account Lest or 11110111111 1611111118- Report IMMOdiatsl CCalll 1-M-347-26'3' D q Q 8?K rYq °f A In rate 64 000111im About r MAO Your t11e tlrltn YOU th atr your I Ale efl0? Or n U dl irdormatton a o bout a ftft ire on Tan i dayYSS pI Vtrp so wt8 not puma your In your iet?r, ilowlrig Irrtonnaow, number. Your acrd on :The Nrr emtwntA tithe error. the error and pgsairr, N yrar can, why you belbvs there is an error. 11 you need more Inlormatbn, describe the item you are unsure o You do not have to M In 9r? ? We am few you u t ;,,u a an}t >?tated Uo pay tM pads of your bill that are not in mom questbn. While we I== rusrron icy oopesctlrs in 04non t re; ? P? ol6o ?V WOO c o 1 0 pert an covered YOU r Your haw (K R all app o?ra? the merchant, or I we you the idYerWeiilerrtfer you dl the amourd or IWOC oh of purchase.) portion of this sta*I=, A the err Drov dl ed. Do not send cash. BY ser?di ur check as 41 pavasub. Send only your payirb!?t anal th, a ioP,, gh drftar fHOm your account at a hnancfar h bn Urd?cosed e ma reran rma ?a? rw? ?"w•. ?-itKiit ? a?caerrni ?p? ?a?a yy?jr? ti. ?Irrd your n?ime??rkr?'??fiorrie ParN/e the ? p?? ??srts ttfe yMUr ypur It lfou_ send r AaYms n811Y r ur h Prayrrvay ai a finance pu adv and gr'Y? an'ra?`r - or, t rfm pGVAd RIM of either pundaees or balatba. ads H1ap p oui haM .. by bAt Ch tM n n+p ?I eemaad ypur aPe?? new 611k nm ink or The Discoveis Monism Card is issued by Discover Bank Member FDIC. Discover ?n Box 16281, Wflmintbonnier ve the8 rttaPrebmitlt as an for dsN4et . t Is rsturne d urfparkaf sYmw? air far TDB (ToboW WMGUM Dwtee OW *9 OW4 "aliatafa. 0" as I W447-7448. 6 C*VE1r y Account number ending in 2190 CARD y_ Real answers from real people. When you have a question or concern about your 1'r- ?5r Discover' Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an -? endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at i-800-DISCOVER (1.800-347-2683). 02006 Diwc Bonk, Member FDIC Closing Date: November 26, 2003 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $280.31 0.05477% 19.99% F 19.99% $4.75 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 previous billing period: 30 days Purchu ses $124.16 0.05477% 19.99% F 19.99% $2.04 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com _. __II % aM nicnn%ien Is nnn n i-7 n A n n % I JQQ V GJ1??r ?V ICS( $363.74 CARD 26 SDSN6A01 0002238 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 ~ v $30.00 I Enter Amount Enclosed Below v vvvv " Payment Due Date $ January 25, 2004 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $20.00. Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where you view your information. Visit Discovercard.comips PO BOX 15251 11111111111 If IIII 111111 1111 WILMINGTON DE 19886-5251 {ui{{{r{n{u{ {ri{n{{ru{r{ru{i{r{o{nI i{{i{i{nu{{{i{f 11 Addr933, e-mail or or go to telephone om Print f your e-mail address to above, receive important Account information and special offers. 000006011002663532190003637400000000003000 Discover More Card Account Summary Closing Date: December 26, 2003 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $333.22 Payment Due Date January 25, 2004 Payments And Credits 0.00 Minimum Payment Due $30.00 Purchases + 25.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $9,636.00 Balance Transfers + 0.00 'Cash Credit Limit $5,000.00 Finance Charges + 5.52 Cash Credit Available $5,000.00 New Balance $363.74 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 39.18 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 39.18 Cashback BonusS Anniversary Available to Redeem $ 0.00 Date: July 26 How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Please have your Discover Card available. Sah Lake City, UT 84130 Manage your account online at Discovercard.com MD (telecommunications Device for the Deafl: Customer Service: 1-800•DISCOVER (1.800.347.2683) For assistance, see reverse side. Transactions $0 fraud liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscelloneous Dec 26 Dec 26 LATE FEE $ 25.00 :Information For You ;While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR For purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due dale. See the Default Rate Plan section of the Cardmember Agreement for details. ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION **********We previously requested the past due amount on your account. We have no record of receiving payment. The amount due should be paid at once. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. -mmm" bowb rt 1Nee?anYM. H them It mom than one page to 0* bBHng statement as the hack of each page for additional important frilierm ion. 9a year Cardoo l ber A/raasent. Your Cardmember Agreement contains all the terms of your Account Lest or stolen aerb. Report ImmedlatW Cali 1400.947-11e83. Ifs Case of Errors or Questions About Y ur Ift W.0 think your bill Is or If i?a mom Intrmavon abp a 9n wni mum. s0aat,gl t?r P,O. Boor 1 b192: Wi iF 1 182, ft aa. doing u will not a Nbr the bill which the error or ou can w t prmam your fights. In your stter, us fotbwhp iMoxrraotwn: :Your name and Account number. :The dWla anrouitt of th error. •Derrcribe error and If you can, why you believe them is an error. It yfo?uu need more Information, describe the Hem you are unsure v o we ate gouuei W leewe your *Amn saw amount in question , we 01111W y u at tot a any i cttiongat the O n "you quyour till. that am not In for t toN 9 have a wololem with the quality of goods or services that ou purchased with a credit card, and you 0 good fa to qr yourus WWAC Of ly When the M =00i weof 'w owna the mdtLNfana t you the errt?t orall purchases ar?s CMmd rd the amount or iocatkln ratio Pu ) P . Send r be forrt?s ? onon W ?sealt?t?o ?keiinheir3 limit yaira?is??et tl» tkt ur t?? Tf? ?r?pa r t e?? cash oprrss dance or o oa rM 1 H ?o e? a?waetcend or rN yrw?t?tha tukt utti Jr h? have m Ysrx to Discove H your p payment ?dn6i ed' tu"W , suetheB MR for allow u7 an +Nsbtop s debit' Cre/K a may Ott fn? about ur accountpbf?s?cs?wltl+e? Leto megb, misntl rte, or other defatdts on your rgtAn 1 •g m ydur Mtsrtirrner addr?iNttjo eAet pho ournbet ana A W sa 6 be4ow we will I Periodic Finance F?0 purchases a cos p am wr -v your N a 1 rro balancet YYou can amid of Periodic Finance Cha ham 1. Y shown 0 D= IT race ou do not how s per dLLiui trti fors or cash ? ainnancer?j?e aromf e.'' 911ernsxt On !Hw ?py?r Finar?oe ?yooeuura this t r?'ezraedl we w or on of new trsmactbns) method of calcrrlaft the on hAoarompura?ue yooau?ntx uanspN on goat eay?irsaaoecnwe WE Cbalatioe traorsiu trades m??cah H addaenrrgoHond made Ina to be the first day of the currartlaillir? psrlai when we cakauhte PKrodio For TOO (TabooMMenla*n Dofin for Van DOM aaelshaa, pMeae 91400-347-7449 . The Discover® Moresu Card is issued by Discover Bank, Member FDIC. CARD i &OVER I Account number ending in 2190 t r Real answers from real people. "' When you have a question or concern about your Discover` Card Account, we're here. 24 hours a day, 1, r r R 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Cali us at 1-800-DISCOVER (1.800-347-2683). 02006 Dii Bonk, Membw FCC Closing Date: December 26, 2003 page 2 of 2 No payments. No penalties. No problem. Discover(R) AccountGuard(R) gives you the ability to put your payments and periodic finance charges on hold if you lose your job, take a leave of absence, become disabled, hospitalized, get married, divorced, give birth, adopt a child, or move. Call 1.877.883.1959 to enrolll * * * * * Your purchase of AccountGuord is optional. Whether or not you purchase AccountGuard will not affect your application for credit or the other terms of any existing credit agreement you have with us. Additional Disclosures. We will give you AccountGuard Terms and Conditions before you are required to pay. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under AccountGuard. You should carefully read the AccountGuard Terms and Conditions for a full explanation of the terms of AccountGuard. Simplify and Save with three easy ways to transfer balances to your Discover(R) Card. Call 1-800.767-7339 to see if a Balance Transfer offer is available for you, go to Discovercard.com, or look for Balance Transfer checks in the mail. Through the efforts of our Cardmembers, Discover Financial Services has donated over $14 million to the Make-A-Wish Foundotion(R) to make dreams come true for thousands of children with life-threatening medical conditions. To share the power of a wish(R) and donate your Cashback Bonus(R) award, please visit Discovercard.com or www.wish.org. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE aB lances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $335.88 0.054779'6 19.99% F 19.99% $5.52 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com __ __II ¦ nnn n,Arnrwrn II ft ^^ i-? nI AnI v z d r1 as,?r $339,46 ! 510.00,,, , -1...., ,..,,,? ?? s v, 4?' CARD Payment Due Date February 25, 2004 26 SDSN6A01 0002239 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 PO BOX 15251 11111111111111 11111111111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone changs@ Print change in space (rrrlllr(rrlrrlrlrrlrillrrrlr(rrrlrl?lrlrrrrl(rlrlrrrr(I(r(rr( above, or go to Discovercord.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190003394500000000001000 Discover More Card Account Summary Closing Date: January 26, 2004 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $363.74 Payment Due Date February 25, 2004 Payments And Credits 30.00 Minimum Payment Due $10.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available 660.00 $9 Balance Transfers + 0.00 Cash Credit limit , $5,000.00 Finance Charges + 5.71 Crash Credit Available $5,000.00 New Balance G $339.45 You may be able to avoid Periodic Finance Charges, see the reverse side for details, --- - ... - -11-Av VJJJ L1 TV Enter Amount Enclosed Below Please make check payyable to Discover Platinum Card or pay online 0 Discovercard.com. Paperless Statements are a great way to keep track of your DiscoverO Card activity, acrd allow you to control when and where 6 ou view your information. Visit iscovercard.comlps Cashback Bonus® Opening Cashback Bonus Balance $ 39.18 New Cashback Bonus Earned + 0.00 Crshback BonusS Anniversary Duts: July 26 Cashback Bonus Balance Available to Redeem 39.18 20.00 CONGRATULATIONSI Now that your award is :$20 or more, you can redeem it in $20 increments by caging 1-877-YOUR-AWARD or by logging into the Account Center at Discovercar .com. How Can We Help You? For Account Inquiries, write to us at Discover More Card, Please have your Discover Card avoiable. Salt Lake City, UT 841 30 Box 30443 Manage your account online at Discowrcard.com TDD (Telecommunications Device for the Deaf): Customer Service: i-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Dec 27 Dec 27 PHONE PAYMENT - THANK YOU .30.00 Informatron-forYou----- --- -- - ------ -- ------ ----- - -- --- Please note, the Traditional Cashbock Bonus award is now called the Purchase Cashback Bonus award. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.0547711c; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. lock Your CD Rate Todayl Move fast to lock in your CD rate with Discover Bank's fast, free and secure Electronic n---111 now iyrrprhrs11 ItrlasaralNsl. H there Is more than one pap0 to tins Wing statement, on the beck of each papa for additiorh i imporW l rnmdion. See yew Cwdmsmbw AWnssm$K Your Caidmarntor Agreement contains all the terms of your Account Lost or stain cw*. Report Immediately! Call 1-000447-2043. In Can of E?nswsrs or sQu?essltlone About Your Bill H you y8lw?cr b!1! is or if u more Information +Mr.about a 11 Mfs 'JIM T41 UuN1 E0dM r wsti'NNK u nt ott iNOlDch thet6 am or F , 142?as dolnp w wIH n411 prearvs your rtplrts. in youf ietasr, pin u>s Nr3 iottowlnp ?ntorrotr •Your tie arrd Aocamt numtrer. Irr amo?M of the s erncr. •The ? •Detcdbe the error and sripbk?. H y? can, why ya? beNeve them Is an errgr. H you need more tnformatbn, daaribe the ltom you am unsure You not ham to t amo?int in4 wMM we aro i but Ycw I! y the parts of yr X11 that are not in question. WhBr ws yoer gltslroatoamtat tsyort you a of 9r asroerrt you quMtion, r Y?r Tol rocoo Qwd C: N yw have a pMbkm wIM the quality of goods or wrylow that redit card ndyou w (H on the ds *4 N r w It ou purcitlsed with a?:o ___? 10D aaruaredmbass. are f re?rd? tAe amoubt or location of purottase.) Sentl only yqur mnt and the !o portion of thb statement In the amek?pe provided. Do not se ?nttafirf? It as a?po ?s o41 s#eck tQ rnaMs an ssactrorrie ?It from your at o Tyour ci?'" dsbk De for me Ae ups he sand cas corresponddence or other ile wJth t, H send the payment to any ink vrlH?poMeo a?ysu+?onn?t as t adwtt ?+lsy" H you Ague m oa or ?? r ?Mr? a weekend or Discover H your =I, Box 16261, WI DE 10g0261. P alkrw 7-10 da for del ry. retuumed nwnvve tlle?phtin rssut0nft h as an eFOrota?io PSWO6 Pbase?ltncl as?eum ?ddiarea n ?el?teem?n if R Ch 11114sM sawunrre?u a daw Impose roDl?yPeriodic Finance maM QnYm?Th t op purchases, va 8 cc ra new now e new of Mr entire ach qr pu?e -- ._ gga?yy gm. 'Oh so 1hathdat W rw Wn, ?arr?uras j nma the x to, your Account The Aaempe Dally 0atance Is shown as 6 H no ae41 u new smhonm on %= ikNi r tent vod naMsit =4wxjn s we on on lraran on aay am we riw timad+nnce mtrar `? on rrila.SMISRIent. we on an in in tie on the a that For 700 (T@bCWMM**M" 001011041 far 11114190414 esaNgnoe, piam 001-1100-847-7440. The Discover® Monism Card is issued by Discover Bank, Member FDIC. VN*J%.• V tK 6ISCwEK I Account number ending in 2190 CARD Real answers from real people. When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week, And you won't get caught in an .' endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1.800-DISCOVER (1-800-347.2683). 02006 D,.-, Bonk, hlembsr FDIC Closing Date: January 26, 2004 page 2 of 2 No payments. No penalties. No problem. Di=over(R) AccountGuard(R) gives you the ability to put your payments and periodic finance charges on hold iF you lose your job, take a leave of absence, become disabled, hospitalized, get married, divorced, give birth, adopt a child, or move. Call 1-877.883-1959 to enroll) * * * * * Your purchase of AccountGuard is optional. Whether or not you purchase AccountGuard will not affect your application for credit or the other terms of any existing credit agreement you have with us. Additional Disclosures. We will give you AccountGuard Terms and Conditions before you are required to pay. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under AccountGuard. You should carefully read the AccountGuard Terms and Conditions for a full explanation of the terms of AccountGuard. Simplify and Save with three easy ways to transfer balances to your Discover(R) Card. Call 1-800.767-7339 to see if a Balance Transfer offer is available for you, go to Discovercord.com, or look for Balance Transfer checks in the mail. Through the efforts of our Cardmembers, Discover Financial Services has donated over $14 million to the Mako-A Wish Foundation(R) to make dreams come true for thousands of children with lifo-threatening medical conditions. To share the power of a wish(Rj and donate your Cashback Bonus(R) award, please visit Discovercard.com or www.wish.org. As a Discover(R) Cardmember, you can get cash quickly and easily - just about anytime, anywhere. To find the nearest cash locations, select your P.I.N., or to order Discover Card Convenience Checks, call 1-800-DISCOVER (1-800-347-2683). And don't forget to visit us at Discovercard.com where you can also search for cash locations nearest you. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $336.50 0.05477% 19,99% F 19.99% $5.71 none Cash Advances $0 0.04655% 16.99% F 16,99% $0 $0 The rates that apply to your Account are either Fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discavercard.corn __11 % AAA w.www- ,, - n?-s w . -- 0 0 ?? tI w%.Oll V r-K $640.65 CARD 26 SDSN6A01 0002240 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 LS23.00 , Enter Amount Enclosed Below v7 v'jjq A 17v Payment Due Date $ 1^:::::? March 25, 2004 Please make check payable to Discover Platinum Card. Minimum payment due includes a post due amount of $10.00. Paperless Statements are a great way to keep track of your Discover® Card activity, and' allow you to control when and where e u view your information. Visit ecoveresrd.com/ps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone changeP Print change in space ?111iII1'11?11?1'11'1111111(1111'1'1I1I1111'I1I1I1111III1I?1I above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190006406500000000002300 Discover More Card Account Summary Closing Date: February 26, 2004 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $339.45 Payment Due Date March 25, 2004 Payments And Credits 0.00 Minimum Payment Due $23.00 Purchases + 293.02 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $9,359.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 8.18 Cash Credit Available $5,000.00 New Balance $640.65 You may 6e able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance New Cashback Bonus Earned $ + + 39.18 0.00 0.67 Cashback Bonus® Anniversary Date: July 26 Cashback Bonus Balance Available to Redeem $ $ 39.85 0.00 How Can We Hel You? For Account Inquiries, write to us at. p Please have our Diuovsr Card available. Y Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account ordkw at Discowrcard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Merchandise/Retail Feb 9 Feb 9 WALMRT SUPERCNT 002574 CARLISLE PA $ 74.86 Feb 22 Feb 22 KMART 7746 CARLISLE PA 39.76 Other/Miscellaneous Feb 26 Feb 26 LATE FEE 25.00 Travel/Entertainment Feb 9 Feb 9 COMFORT INNS CARLISLE PA 15140 Information For You Please note,.the Traditional.Cashback Bonus award is now called. the Purchase Cashback Bonus award. While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and arty special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cordmember Agreement for details. #k####* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. isa staterrent see the back of enh pap for aeorou mr - ,• ,•. - ..._ ... ioMa?t prlnsrsa9fm. K them Is moms than one paps to 016 biBino do VW CardosipsK A§164aareat. Your Cardmamber Agreement contains all the terms of your Account Lot W Meld a". deport IMMWWW Call 1-g9g-tf47-2ftBSi I formation "Out a gYeur Stet. or It „YOU1 n lea ou eror'or Qfr 14 h the o Intorrnatioa, Aseribe the Item you am unsure more Brrr sunount d qn can whY You boom them is an error. It You reed not in b the am and we am Inv t ? I obi ated to the Parts of Your bail that are not have to a arrurrt in 9rr?ca,aw You rw to caN.or m me yam qva 1.. While ws i War have with It" quaW of goods or servkxs that you Pumt? with accredit carrda. and Yoou u 01 I 1W u i vto ?:? arioewam? .. . er ,, aH ?1 lament In the on" [b not send cash. dsfbk Your sego A attft f he ! as make an from 1 to any Your, do r F sendotr pP sf'menweakend cor ndence of other?Merrri ar onIN deYod ?jsur CoaNt soo9ent Me W10hou 0. defaults an r bmula "f ae incbkade You name , hone number tnd AONM nwnosr. porseya rid on an pu ham Of and ? m ? x as aPm?wsbutrW the li_ of M tha Oat aaY or youcCLrW "? esiWadvanas weds on or Prof p t on w" the his ?? you t W, shown on the i m? P i it#a 1 this .05 f Parodic Rna on new irb Cmdlta Oif"tmllt =or efo d ycuf Pere i .... rr?i°w arc the ..w-,,.?. Ic Finencs Gtltarpes Discover Bank PO Box 1626 , W Disaer +a ?t io rWbmlt iitt as an M KYor payrrratrth nWjt LAO.? 0 01 to be the rsr eaY aw .elije ... OVJW W use t? aasister a, ps ? go 1-847-7449. For TDD I Teteseasarrra?o The DiscoveO MOM" Card is issued by Discover Bank Member FDIC. CARD 1\LL 1 6 COYER I Account number ending in 2190 Real answers from real people. When you have o question or concern about your t: Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop--you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-B00-347-2683). 020D6 Oiu , Bonk, Member FDIC Closing Date: February 26, 2004 page 2 of 2 Balance Transfer offer for current billing period: Daily Periodic Rote: 0.05477%; corresponding ANNUAL PERCENTAGE RATE:: 19.99%. Rate is subject to the terms of the offer including expiration. Lock Your CD Rate Todayl Move fast to lock your Certificate of Deposit interest rate with Discover(R) Bank's fast, free and secure CD Electronic Depositl It's the easy, safe way to add funds to a maturing Discover CD or fund a new CD directly from your bank account. Just call 1.800.347-7000 and mention code: SC0204PC. Member FDIC. FREE Additional Cards allow you to share your credit line without sharing your card) Request FREE Additional Cards for your spouse, kids, or anyone close to you. You'll get a lot more out of your credit line) Just call 1-800.347-5537 or visit Disco,rercard.com today. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $481.83 0.05477% 19.99% F 19.99% $8.18 none Cash Advances $0 0.04655% 16.99% F 16.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Ue$ti0n$? Manage your account at Discovercard.com __ - -.11 % anA na&^r%irn ri nnnnj-y ne nnl C 0 a UQI%. Y M $678.49_..__ CARD 26 SDSN6A01 0002241 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 ------------ $39.00 - I Enter Amount Enclosed Below Payment Due Date $ 1 April 25, 2004 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $23.00. Paperless Statements are a great way to keep track of your DiscoverO Card activity, andallow you to control when and where yyou view ur information. Visit Discoveryocard.com/ps PO BOX 15251 111 If IIIIII 111111 11 11111111 11 WILMINGTON DE 19886-5251 Address, e-mail or above, or go to Discovercard.co . Print iyour e-mail address to Inrlllrlnln?r?u?nl?nrlr?ur?r?rlr?rnr??rlr?rrn???r?n? receive important Account information and special offers. 000006011002663532190006784900000000003900 Discover More Card Account Summary Closing Date: March 26, 2004 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $640.65 Payment Due Date April 25, 2004 Payments And Credits 0.00 Minimum Payment Due $39.00 Purchases + 25.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $9,321.00 Balance Transfers + 0.00 Cosh Credit Limit $5,000.00 Finance Charges + 12.84 Cash Credit Available $5,000.00 New Balance m $678.49 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 39.85 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 39.85 Coshbock Bonus® Anniversary Available to Redeem $ 0.00 Date: July 26 How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card avoRable. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercord.com TDD (Telecommunications Device for the Dea4 -. Customer Service: 1.800•DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence, Trans. Post Date Date 01her/Miscellaneous Mar 26 Mar 26 LATE FEE $ 25.00 Information For You Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* -ATTf NTION- .-"-* #"'* * * * * We previously requested-the post-due-amount-on-your account: -We-have no record of - - - - - - - receiving payment. The amount due should be paid at once. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.06847%; corresponding ANNUAL PERCENTAGE RATE: 24,99%. Raft Is subject to the terms of the offer including expiration. lasperlaat Iatiarlaa-1 . If there Is more than one page to this billing statement see the (rack of each page far additional Important =Womnrilon, Sea year Cardonso ier AVeelaent. Your Cardmember Agreement contains all the terms of your Account Lost or steles carN. Report Immediatelyl Call 1.200447.2203. ? In Case of Errors or Questions About Your 8111: If think your bill is wro of N You amore information stout a o_ wh ?oh? an a W at r , P.O. g 10122, Wile oE: It 4162, as sir mu r Iran yeu rho Wan r"7. .11> whkherror appartid. You cant doing so wI2 not peeaanss your 4r?e us a following g information: *Your name and Account number, y 'The doiMhr anhouit of tree error. •Descrlbe the error and rt you can. wiry you believe there is an error. tf you need more Information, describe the Item you are unsure q you low Of NO MW while we am I but you We Still l we abo quest?bn riot have we I ytwr Io question rparsar?rr cruiaet report question. ?oosreet tse t u haw with Im qu4ft oi. goods or services that urchased with a credit card 100 and You thave wlWelt t% eiea iibr your hmhi2ra (It wa own or merstrr?nt w d we matbd you 91 Oor ak era covered repirlMi the amaulrt or location or purchase.) . Send onlyr be ?? the 10 of tlkls statement in the en pe prov.y?r not ?cksh. 9vr ctreck as yq? us on ofheu:k io make an W ?1t t1a tMi ion Md?ated T?ro r?Oeavtrwtl? I(?? corres?? „?nce or other wit _ ft verb the paymant? noyr bunk ' wit pe? to ywr t as t rw?R ikry yw tmk? r ?or?ad a Discover Bank PD Boa 16261, n?, DE 19 28 261. Please allow 7-10 d?ayYsa for doilve( y. f< your payment Is returned un ; fisrtrtavs t to relubmtt It as an elebtlotarc debit e e Npton porreMt tulle roe, trotsNphonetoa n?tlRBex 11Q a?i p?eipuntrMes? ca as provided below, we will sh aownees oars priw?t6 the ? OaY o<yotrr??s and transfers shown FDiuuee DDaate, apes the e a d=u r uaar or me* yo rr Ptr on Vfth the 0: lo Finance a biikrit+x tit! i?d.on t. rartafars or cash adaar are farpuesd on now of we W wr on on a new transactions) warped of caloulatina we below ueon which we f s {. : Aur?HaOe to r mare aatlec ro vHI n:naM ua ere b'Jo a ire lrai bcqal1? rryy <t a mlyde M pravbw Is itemized on WJW W= m be the first day of the aurtant &kinp pariod?we oataulate your Periodic Charges. For Tim IT ? Devloe far *A Deaf) aeatstanw. plow oW 1-e114-347-7440. The Discover@ MorsSM Card is issued by Discover Bank Member FDIC. CK I 6ik*VEa ` Account number ending in 2190 CARD Real answers from real people. When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days o week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-B00-347-2683). 02006 Oiwe Conk, Mamba F01C Closing Date: March 26, 2004 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 29 days Purchases $646.83 0.06847% 24.99% F 24.99% $12.84 none Cash Advances $0 0.068470/9 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovomard.com O Z rn A Veal sd V CK $347.98 CARD 26 SDSN6A010002242 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are a great way to keep track of your Discoverg Card activity, and allow you to control when and where You view your information. Visit Discovercard.com/p9 PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space i above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190003479800339450001000 Discover More Card Account Summary Closing Date: April 26, 2004 page l of 2 Account Number 6011 0026 6353 2190 Previous Balance $678.49 Payment Due Date May 25, 2004 Payments And Credits 339.45 Minimum Payment Due $10.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $9,652.00 Balance Transfers + 0.00 'Cash Credit Limit $5,000.00 Finance Charges + 8.94 Cash Credit Available $5,000.00 New Balance $347,98 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 39.85 New Cosh6ock Bonus Earned + 0.00 Cashback Bonus Balance $ 39.85 Cashback Bonus® Anniversary Available to Redeem $ 20.00 Date: July 26 CONGRATULATIONSI Now that your award is $20 or more, you can redeem it in $20 increments by logging into the Account Center at Diacovercard.com or by calling 1.877-YOUR-AWARD (1-877-968-7292). How Can We Hef You? Far Account Inquiries, write to us at. P Discover More Card, PO Box 30943 Please have your Discover Card avalable. Salt Lake City, UT 84130 Manage your account online at Discovercard.com TOD (Telecommunications Device for the Deaf): Customer Service: 1-8MDISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Apr 3 Apr 3 PAYMENT - THANK YOU $ -339.45 Information For You - Please note, the Traditional Cashbock Bonus award is now called the Purchase Cashback Bonus award Balance Transfer offer for current billing period: Daily Periodic Rate: 0.06847%; corresponding ANNUAL PERCENTAGE RATE: 24.99%. Rate is subject to the terms of the offer including expiration. FREE Additional Cards allow you to share your credit line without sharing your card) Request FREE Additional Cards for your spouse, college student, or anyone close to you. You'll get a lot more out of your credit linel just call 1.800.347-5537 or visit Discovercard.com today. Get up to 10% back on groceries with your Discover(R) Card. Plus, receive a Cashback Bonus(R) award on your other purchases. Sign up today - call 1-800.475.9161 or visit Discovercard.com. This offer only lasts through June. .... -- t.. „. - .,.•.•v.......v... o. V 1 . V-V VVVV L I TV $10.00 Enter Amount Enclosed Below Payment Due Date May 25, 2004 Please make check payable to Discover Platinum Card or pay online 6 Discovercard.com. As a Discover(R) Cardmember, you can get cash quickly and easily - (ust about anytime, anywhere. To find the non--f -^- LT4w st WernOw. If there Is more than one pap to that billing statement, see the murk of each pop for additional Importsht I wnetion. In V= Cardmesober Apvmwat. Your Cardmember Agreement contains ah the terms of your Account Lost or stdo cards. Report imtr o&tW Call 1-if0-847.2M. R In Case of Errors or Questlops About Your Bill: It think your bill Is or ?f u creed more Infomwtkrn saoWwabt?ea o trans + ? Ue r Win= i w of p on O seat y tu rte Ic thetenr Of a You can We m t4n3 u1, [a? r?t freer .T pra»rw your ttotds. in your artier, gNa us the fotlowiip Inforcrtation: doing"YA n0- •Your name and Aoosurt number. ?. he doiiar amore 01 error. ^' •Deacttbe the error andYSxp?tn N'ysu cagnu, whey you belfsue there Is an error M yyonuuneed more iMormatwkrnpadymscrg?s ttw ftsm you are unsure QueeU . Whom we In?w0 Your 9 is n pc?rcrotprsp?atmYov sa ati butte art s i? awn coMera tlrethe? youqur that are not in You no You h th P?e f pale o7r that u urchaeedRgesdti? O credit cvA 148 ?W your rrro feu (we rwvn or the merchant o? q we rtpa you the ar wArrdK, all puzare covered regardNesf ? amou? or k?catbn of purchase.) Pay11MMe. Ser1d only your ment and the top portion o1 this statement in the enve proved. Do not sand cash situ i ur check as described yqu us on r checit to 1nsAle an ?depbltfrom your account:t 4ts A lei ?bn indk:atsd on yeour dlec`Fhlt d?i?t?be !ar t?ro amo?w?oft?irock The rep of yow' bo de and ash, cures or other with r tit u send the payment to any other ? Wae??othar ifnar thi ale p??? . on or 1 t? F or gn a weekend: or bank will bi'osted yrwr rat as or ffie ttoxt bu day ysu tmrs your eswe3ops. pant ? Please D 9your p nentt Is retu6rned'ung. rosem tDnS ?h6t to rosu It it as an =tc eo ry. Crete s?sporf>??nmR?ifan?uaDeu?Yaur ?creq?oursa?? rps, mnwec pa ? ms, r curer oeraumt vn atroeu WIPl?ease BSI ifhgrL ? fir p?y sqE and at yr?ur Wtt ?l?h. 1 . D-6 Include your name, Iaddrue, trorlro tslsp n?u r?Rnd n» r, W. Exceot R each moo an or daY of yrr MIWAM Wces and it, t i? e ii or cob ml you ply ,t Mew sm 0, Ows as s WIS4 onor?w s = Untilithe date of reownent t ineans Davrasnt of wwr entire your no ors on on Ullesfi an rot are ai cash MOO to be the first day of the current bitting period when we cakrulate your Perledte Fnrartee CINIUM For TOO (TAR Dense tar the Real) ftft err, pin" so 1-004-347-7149. The Discover® Mores* Card is issued by Discover Bank, Member FDIC. U13%w r V CK I 6jk*VEFt I Account number ending in 2190 CARD Real answers from real people. When you have a question or concern about your Discover' Card Account we're here, 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected i ,4 # r4 to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 020D6 Dl? om Bonk, Mamb., FDIC Closing Date: April 26, 2004 page 2 of 2 GIFT SHOPPING MADE EASY. Discover(R) Gift Cards simplify gift giving for Spring holidays and events. Order now at DiscovergiRcard.com. See terms and conditions for gift card purchases. Fees apply. Offer not valid to residents of CT, DC, MA, ME and NH. Lock Your CD Rate Todayl Move Fast to lock your Certificate of Deposit interest rate with Discover(R) Bank's fast, free and secure CD Electronic Depositl It's the easy, safe way to fund a new CD or add funds to a maturing Discover CD directly from your bank account. Just call 1-800.347-7000 and mention code: SC0404PC. Member FDIC. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $420.63 0.06847% 24.99% F 2499% $894 none Cash Advances $0 0.06847`19 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. U@St1OnS? Manage your account at Discovercard.com ,,.., $9.61 CARU 26 SDSN6A01 0002243 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 59.61 1 Enter Amount Enclosed Below Payment Due Date June 25, 2004 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. Paperless Statements area reat way to keep track of your DiscovewCard activity, and allow you to control when and where Yyou view yor information. Visit Discoveroaurd.comlps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space ?ri?(?r(rr?rn?n(rr?rr(?rrr?r(rnr(r?n(n{rrrr((r(i(rrri((?r(rr? above, or go to Discovercard.com. Print your e-mail address to rm.eive important Account information and special offers. 000006011002663532190000096100360000000961 Discover More Card Account Summary Closing Date: May 26, 2004 page 1 of 2 Acx,ount Number 6011 0026 6353 2190 Previous Balance $347.98 Pay ment Due Date June 25, 2004 Payments And Credits 360.00 Mir !mum Payment Due $9.61 Purchases + 19.27 Credit limit $10,000.00 Cash Advances + 0.00 Credit Available $9,990.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 2.36 Cash Credit Available $5,000.00 New Balance o $9,61 You may be able to avoid Periodic Finance Charges, see the reverse side For details. Cashback Bonus® Opening Cashback Bonus Balance $ 39.85 New Cashback Bonus Earned + 0.00 + 0.05 Cashback Bonus® Anniversary Date July 26 Cashback Bonus Balance Available to Redeem 39.90 20.00 How Can We Help You? For Account Inquiries, write to us at* Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your accoum online at Discovorcard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits May 7 May 7 PAYMENT - THANK YOU $ -360.00 Services Apr 30 Apr 30 AMERICAN PHONE SERVICE 770-5691 2 1 3 GA 19.27 Information For You Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. gala`nce Trarisfer offeF For current bilfirig period: 6a71yPsriodic Rate: O.Ob8d73o; corresponding ANMACPERCENTAGE- RATE: 24.99%. Rate is subject to the terms of the offer including expiration. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES current k,iliing period: 30 days Purchases $114.92 0.06847% 24.99% F 24.99% $2.36 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (Y) as noted above. Build your Cashback Bonus(Rlaward with every bill YQu pay automatically with your Discover(R) Card, Cell phone, cable ---I Ir.`- --_.1-- --J l__I. I..1__. .._.. NapNeari lelssneAlesr. K there is more than one pope to this binhv statement, see the back of mob papa for additlonat Imp"M Information. See yew Cerdmeaber Apeaaaaad. Your Cardmember Agreement contains all the terms of your Account Lost er d*m carts. Report ImmedMtelyi Call 1-505947-2088. z btH is twWoHnEMorntiatfopn a ; a or too i?garyynlon IC?ue of Erm or drosilegs AItDUtMYour Bltt r< a oUryfwr Yx en ver Pus 04 folWA p fnfomition: r 6t? dohV so w PMpr wA your riots, ts, % In your latter, a?I :The and Account number. •Ths ntmd sxpM you aim, why you bellsve there Is an error. If you uneed more blllnpfaormattionpadescribe Me hem you are unsure queer not Wt ile wee your nt In uvellm ores h?n?t fewe are I w you a ti uNUN take a" still ri bDrOiletlt 1W=you quuestion. that are not to tier Ctsi • 9 trove a m wrRtr the owuty M or nrvices that chased with a credit ca(d, and ? ??1ft m ????with r o mac tl f a,ii 'ttu lidfi o f Molt reperdfless dl ematM or wcation pun:hase.) or N we m5i you s dr a PU am covered Send only yy??w?r ppaayment and the top portlpn of th{s sbttement In the enum?ge ?r?wfdod. Do moll sand cash. illy r check as ypal?r,Cheok ?t9horDs? mouse a on kfrontt io meks an aleebYontO debit from your aoooaM at the nnanbiotf? indicated TDe yyboy eeulkkN?t woa?t tne? ?? cash, co ndence or other t6?sts with. year.. t, d u send the peymant to any bank gf>i??Mis the At knee itey ? ve m?Ispiaced fte?r PIN??, r ?or? a weekend or D it your poyym +t isBox cmpeM , msar +s00n riQt6t iO Pbnnll?as an Metro tlccwt sww Coy?ya PreInc your name, rtk a pumper and n r. C Except as provided below, we will Impose Periodic Finance on pum te; h ncae ganders s dad t. occurs until the date ofand an ?1f etc sr purctasss and as adwncss rne0e on or priore? day of your Mai ar t lna hown the on which Me "mpeynt of Periodic Finance Chars o new m fdt you Pa the New B=S s NO M WMon YorF baoltfwle?tDoss Dperiod on ?tri or aas°fh aduarncesariod?t FVnana r ? th i?ate =w%'wM and rooss until the date of repayment Papawwt mew pq oe, >vur entire your Account The AWW Daily Il1W" Is sheYVn as -o if no lWWW't b ` p v balance iincludina now transactions) method of caicuiatinp the balance upon whlch we "sans we w Nr on on Icneasit rf0 naDean tarrraaetee ? to a rue or of it r pulp ime to yo a v"M ttm on to tftrR we t roe ip a "i am All c Chatl?s whicA afro osdea m the cad -dolulss bola aCe tanstar tra ca4irgeporrYY If a Is (tent ed on to be the nM day of the T?lI nil period when we calculate r Pedeft rrance Charges. For TDO (TNen Mt Doke tsr fin Dean asshOwn, plane call 1-eAff-547-7449. The Discove* Moream Card is Issued by Discover Hank, Member FDIC. on n.tt ai?nv. vumm.nn-? i V Cm i r,?004? Account nber ending in 2190 CARD page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 39.85 Furchase Award This Period + 0.00 0.05 Crash ac Bonus Award Total 39.90 Cashback Bonus Award Balance 39.90 Award Available to Redeem $ 20.00 Restrictions apply to th , Cashback Bonus Partner offers visit Discovorcard.cam or call 1-800-DISCOVER (1-800.347.2683) for details. For program etai s, see the Cashback Bonus terms and Conditions. 0 O ?? 10 fl CARD 26 SDSN16.40t 0002244 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 $10.1 i ' Enter Amount Enclosed Below Payment Due Date $ ?- July 25, 2004 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $9.61. Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where you view your information. Visit Discovercard.com/ps ?r??ssuls?? PO BOX 15251 111 nIIIn,ur11 WILMINGTON DE 19886-5251 Address, e-mail or telephone changs$ Print change in space obove, or go to Discovercard.com. Print your e-mail address to r(weive, important Account information and special offers. DU0006011002663532190000101100000000001011 [Discover More Card Account Summary Closing Date: June 26, 2004 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $9.61 r'aymen' Due Dote July 25, 2004 Payments And Credits 0.00 Minimum Payment Due $10.11 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $9,989.00 Balance Transfers + 0.00 Crash Cr•sdit limit $5,000.00 Finance Charges + 0.50 Crash CrsditAvailable $5,000.00 New Balance a $1011 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Minimum periodic *finance charge* of $.50 applies this billing period. Cashback Bonus® Opening Cashback Bonus Balance $ 39.90 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 39.90 C.nsi?md BonusS Anniversary Available to Redeem $ 0.00 Date: Jul), 26 How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Diseovereard.eom TDD (Telecommunications Device for the Deaf : C:udon%w :$srvice: 1.800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Information For You Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. Your account has a small balance that you may have overlooked. Please pay the amount due. Thank you. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.06847%; corresponding ANNUAL PERCENTAGE RATE: 24,99%. Rate is subject to the terms of the offer including expiration. 'Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $9.90 0.06847% 24.99% F 24.99% $0.21 none Cash Advances $o 0.06847% 24.99% F 24.99% $0 $0 previous billing period: 30 days Purchases $9.43 0.06847% 2499% F 24.99% $0.19 none The rates that apply to your Account are either fixed (F) or they may vary (VI as noted above billing statemerrl see the back of seen page irrrpstlark . K there is more than one paps to this gee V, 4ss119sts9rK Aomplewt. Your Cardmember Agreement contains all the terms of your (recount Led er tteNill c". Report immedititeM Call 1•901447-21193. bt1 or W1 _ ???r ur W9, wilta? of Errors or Owatb ,? t ur Bill: 0 You think your 151 2; w If I ffomration sus, t a tra0n 4ss 1pu the I on vArt Wt error or een 611112 ? 01 VMe mud herrt from you no qd?t? us tint?tion: doing so will not prsom your In your M *Your a and A4mmitt number. error. Tuut= O error she e' t ye„ can why you beUeve there is an error. It you need more information. describe the item you are unsure o pads of r bill :The ,ttud are not in Yaotbo not lows to pay to amount In question while we are t but You are dill abiipaied w PtY you i your quint, we raumot report you u a nks any amen to ooYerit the led gtredion Wilk we with a credit cugd( and you hma with the e ' services th - o 1 rr twered z .V . Boor u ;. ie-A 'or I Do not sendaiA ? caRh. rfyf ac i the en " ' your account ondsnce or error ' ?"n+ssftpe ?W=or wn to of y?atr have you a r to rvy right 1ioPret?ubmN K ?'" N?uonlhed:bBry. °'° DDiw*A payment igorettum d u W;M DE ur acco to=& au+ CNlrt t seat vffb 0? &%&* ?tt pprppoo??##o i larrAS ta MP n? and WtlmngWr? 5 ?9315.?Ptsrrse tnclr? namew? on Our and OM I tra?+a?aerres Fx?Ptcash a vairrxs i??n oar m r? daft of Y? l &v tine purchases arpe4 or lshrrwn the oa wt ba o an°.:°fFrehand the n?- s th Msw FINrt en new w oe um ?n.F..a? - - - - • t*w oY 1-909-347-7449. For Too (T? Devito far 00 ?? The Disc"pq MoresM Card Is issued by Discover Bank, Member FDIC. U13%wW V CK $0.00 I $0.00 I Enter Amount Enclosed Below CARD Payment Due Date $ August 25, 2004 26 SDSN6A01 0002245 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Address, e-mail or telephone changeg Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where yyou view yr information. Visit Dlscovercouard.com/ps PO BOX 15251 WILMINGTON DE 19886-5251 000006011002663532190000000000000000000000 Discover More Card Account Summary Closing Date. July 26, 2004 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $10.11 Payment Due Date August 25, 2004 Payments And Credits 10.61 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit limit $5,000.00 Finance Charges + 0.50 Cash Credit Available $5,000.00 New Balance = $0.00 Cashback Bonus® Opening Cashback Bonus Balance $ 39.90 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 39.90 Cashback Bonus® Anniversary Available to Redeem $ 20.00 Date: July 26 How Can We Help You? For Account Inquiries, write to us ar. Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercord.com TDD (Telecommunications Device for the DeaQ; Customer Service: 1-80MSCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jul 23 Jul 23 FINANCE CHARGE REFUND $ -2.36 Jul 23 Jul 23 FINANCE CHARGE REFUND .7.75 Jul 26 Jul 26 SMALL BALANCE CREDIT -0.50 ;Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $6.35 0.06847% 24.99% F 24.99% $0.13 none Cash Advances $0 0.068470/a 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above son kAPr%M liollw oollow. If them is more then one Pape to this billing statement, see the back of each page for additional important Information. is your Car I euI v Agme wiet. Your Cardmember Agreement contains all the terms of your Account W Lost er sides ems. Report ImmedlatW Call t-100-847-2688. In Case of Errors or Q s About Your Bilt If you think your bill 1s wro or If, need mom Information about a _ tWre? on Yourr l +?iliit+e y?r on a Ito s of p?vgr at PA pax 13982; WU t rr. 5192 as as doing oro will PAta ust yno Vi6i aalN rigtrfY Pl?your is r, a us ?e u ha "Mich the error or pa" You cant ren? name wW *The r aniouot of their" r error. f •Desaribe the error and YOU can, why you trelleve them Is an error. If you need mom Information, describe the Item you are unsure are ga n. A have to %on Amount your 41n question whVA pr you ves a but you or ~t ow aks astill ad colle to opatw parts of question. that am not in ew, we NMW report ftr es, °° ontcy 1p?"p etrey?mserctw01ae1iu80"r `errwlnlGSgn°'re pn t ?ro -r services, mum Of wvww 01 not hcd, 'ge EMS tt%d1w p4 wo on ar the pmsrctraric nL or N we ed you t formthaede g or services. all purchases st the amount or location of purchase.) Pstys s. r check as Send only your X tat and the top pow yn01o1f this statement In the envelope provided. ytics ir?drin "td at t1ro A? a Indicated on your ?Thf1 r*rwlff 1; ofor tTie a WWa' smock 016110 an electronic daDlt The pppp of Wu sort cash roncs 1oorr other Items with r meat, If send the payment to any _oo wi Vp ure"at a t iod tw riness day. you have misplaced yyoorur Arrveippe paymentt ton a vseodcend or bank Discover Pin It your payment: srrNltr6rned Will , iNo era wwo the rrlght to mwMntt !t A7-10 @daric ddebibitryCrosNl a ISO We! ANWilt L e N?? wn Vof rr and Perlodlc Finance i Rok y Os, ca+ih aQr es and tie lltirrchaties a as Rdncee onlprbr? Iry Nnt a by"tth?s Pew F ;ryes Dn new fs an"Rd iCndlt! on Udstt "00 t MN his '4 a??@@QQaa?dd Y1?Drtl1 duo rot R gpoa p pdrf6 tthet?np?r ptr?andDUUe or cam Rdvanaes. F1r?enae Cis RS am in now U.I?arrlrrRrlOe Wlarget RwR?A Ule?dah? anQ Oitl, Qakulges until the.date Df repayment AOPIrYrtlt Rle#!gr PaYtMnt of your entire Nth day foAnntheMA1W8'rade n?CaBh adaarrces,Qtaxyrifanae rpm Dhf 6411noes w to as transaction at? I* As a? (RAW tD Haan Daily Balance Is shown as 0 If no Period noe Charges A ce 00 average dalry balance (Including new transactions) method of calculating the balance upon which we ire Trans H did rat pe the New 2a.anoe shown on the bli in statement you received du tires urevbus bl8 Ftrtance on (A war on phis b Mw statement, unkasCwe aalm* unpdeers Inswa oon that W" n the nNtis ur O on role DAMON Donator UBngCUen CMOM. n a Trans MW MOW m a MMW MOM is nemim on to bet first day of the current billing period when we ealculato your Periodic nuxx Charges. Far TOO ITNecernMUniwtlsne Device for the Deaf} entdoow, t*ose Call 1-600-547-7441. The Discover® MomsM Card is issued by Discover Bank, Member FDIC. Ljla%.,W V CK $-10.11 CARD Payment Due Date November 25, 2004 26 SDSN6A01 0002246 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 ------ E nter Amount Enclosed Below` , v Your account has a credit balance. No payment is due. f aperless Statements are a great way to keep track of your Discover@ Card activity, and allow you to control when and where YYou view your information. Visit Discovereard.comlps PO BOX 15251 1111111111111 11 WILMINGTON DE 19886-5251 Address, e-mail or telephone chong*9 Print thongs in space Irrrlll?lr?Irrlrlrrlrrllr?rlrlrrrlrlrlrlrrrrll?Irlrrrrlllr(??? above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190000000000010110000000 Discover More Card Account Summary Closing Date: October 26, 2004 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $0.00 Payment Due Date November 25, 2004 Payments And Credits 10.11 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $10,000.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $-10.11 Your account has a credit balance. No payment is due. Cashback Bonus® Opening Cashback Bonus Balance $ 39 90 New Cashback Bonus Earned 0: Cashback Bonus Balance $ 39.90 Cashback Bonus® Anniversary Available to Redeem $ 20.00 Date: July 26 CONGRATULATIONSI Now that your award is $20 or more, you can redeem it in $20 increments by logging into the Account Center at Discovercard.com or by calling 1.877-YOUR-AWARD (1-877-968-7292). How Can We Help You? For Account Inquiries, write to us of Please have our Discover Card available. Discover More Card, Box 30943 y Salt Lake City, UT 8413 30 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Sep 28 Sep 28 PAYMENT - THANK YOU $ .10.11 Information-for-You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.00795%; corresponding ANNUAL PERCENTAGE RATE: 2.90%. Rate is subject to the terms of the offer including expiration. TRANSFER BALANCES Today - Call 1.800.767.7399 now or visit Discovercard.com to see what Balance Transfer rote is Nrrpertaat WAirmallin. If there Is more than ono page to Vft bnnng statement sse the back of each papa for addkiamd Important Information. nee year CaNaweaior ApessmIL Your Cardmember Agreement contains all the terms of your Account Lost er steles cards. Report Immediacy! Call t-800.147-211188. In C4asse of -Errom oorr Mastic rins About Y n u think your bill Is wron or If ypu' Information about a $ on on a doing so Rie bear Tram you no l noyt0parnsarva lW rights. than In O WC issntth?tonorrYrp 1i 1 : h ? 16102: aW PON DBE You can t •Your and Aoeeuat number. •The amount of the ewer. •D error end axphyou can, why you believe them Is an error. It youneed more information, describe the Item you are unsure 3 uado hesocut not *10 vm am I n MAw"et you te ware ad e ? ??anMaNlt yoof yaw 014 u that are not in have we to amou =VW M sow we question question. While ws as ?dNl ?p?s ?t 1 ter CaM ?Irebaeaec If ?Rddrlt9a - have a with the rtwbNre?hant or M quality for t spy a rrlltan 100 m of Youniwnts tafh the p IC emouM In or taim location ? bus Ile m {1t Mw rrEd n services, ali purchases are covered your mtNht ftrr purchase) regardkts ??Spevned onlye your yment and the not this statement In the envq Drwided. Do not sand cash. ?t?l r ohxk as on??check Thlt q?t? be yr yev c tc make an ?drroit i?nm your aeoount N the riha n?n Iedlostetl Tyr 0f for bs ush co?dence o?wtth r w?the payment to any ? hee n??you?n?s l?de71 you have m ytwr ? ? or?n a weekend or D nfyour Paymenntt Issrretu6rno wwi Os??ht (o bmft n m7 aneNbbonr? ele?ry. P"N t%e?t report IMametlan bout ur ataw4n c It birr4aus. Late msrrba?nta, o? your r VVItminpton 0 Yd1?r oredp??nwe, ?inc?? er number. aw rovided below, we will Im ° Periodic Flnanu Ch on pu haws, cash advances and be transfers your ?jearl rg M or ie a av w rune dataprior? oa Mal U te guYou can avoid ply Of Finance Periodic Charpm new n hws?r if your the Now wham on the ton this wli the " c?th . Ott do trot htve a edaienO rice 0Crs a h oss a it is on near Feu 4hs dAls nf r.eeumeet AAMMMuA mars olvment of vour entire N you no new u4nsactwas) method of caloYkting the traianse n wprch we u?ce shown on the Woo sta0enrrd yo1 raMSalred ?gre on T F htnarft M, MVW1W am we r Me trtranaatGtlonbid41e to be the first day of the current DINtne pence when we careumm your rsrmic rmamm wwiVm For TDD (Teloanrrwrrfeatloas Device for fbe Doaf) astMtaaeo, platy ebil 1-880-847-7440. The DiscoveM Moresm Card is Issued by Discover Bank Member FDIC. NIJ%.WV CK CARD DISC*V I Account number ending in 2190 Real answers from real people. 1 When you have a question or concern about your 4 Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected r tr to a friendly, knowledgeable Customer Service z Representative in less than a minute. It's just one of the ways we put you first. Cali us at 1-800-DISCOVER (1-800-347-2683). 02006 Di=c Bonk, Member FDIC Closing Date: October 26, 2004 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES - current billing period: 30 days Purchases $0 0.06847% 24.99% F 24.99% $0 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 previous billing period: 31 days Purchases $0 0.06847% 24.99% F 24.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com Dy ?+ 0 VIO%wWV ICK $5.78 CARD 26 SDSN6A01 0002247 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 .. ... --- - -----.....-...-- -- • o- --- ---- - • - - $5.78 I Enter Amount Enclosed Below Payment Due Date $ December 25, 2004 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. Paperless Statements area reat way to keep track of your DiscoverfCard activity, andallow you to control when and where Ys view your information. Visit covercard.com/ps PO BOX 15251 111... 11srrsr1r1r11srrr1r11 WILMINGTON DE 19886-5251 Address, e-mail or telephone change$ Print change in space rrrll? I (rrlrlrrlrrl'???'rlrrr'rlrlrlrr?rl(rIr(rrrrlllrlr?' above, or go to Discovercord.com. Print your e-mail address to I receive important Account information and special offers. 000006011002663532190000057800000000000578 Discover More Card Account Summary Closing Date: November 26, 2004 page 1 of 2 'Account Number 6011 0026 6353 2190 Previous Balance $-10.11 Payment Due Date December 25, 2004 Payments And Credits 0.00 Minimum Payment Due $5.78 Purchases + 15.89 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $9,994.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $5.78 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 39.90 New Cashback Bonus Earned + 0.00 + 0.04 Cashback Bonus® Anniversary Cashback Bonus Balance $ 39.94 Date: July 26 Available to Redeem $ 20.00 How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discowrcard.com TDD (Telecommunications Device for the Deaq: Customer Service: 1.800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover card with confidence. Trans. Post Date Date Merchandise/Retail Nov 21 Nov 21 FYE YORK GALLERIA 1955 YORK PA $ 15.89 :Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.00795%; corresponding ANNUAL PERCENTAGE RATE: 2.90%. Rate is subject to the terms of the offer including expiration. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 0.06847% 24.99% F 24.99% $0 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 previous billing period: 30 days Purchases $0 0.06847% 24.99% F 24.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Protect your good credit during this busy Hollday season, ProflleProtect(R) helps you manage your credit, prevent Identity .L 1. .. 11 _ .. Aryertaat lafwsaaflea. If there Is mom than one page to this Willing statement, we the book of each papa for additional importmt information. Sm year Carinawbr Apiawanrt. Your Cardmember Agreement contains all the terms of your Account W Lest or ablate m*. Report immediately! Call 1-NO4474903. OYIq y In Case of EsrrronsorQuestion About Your BItL If you thlpkp ypur !1 is wron or If, neeed0?mom information t a write us an a we m her i` br a er) d aF6ir a -selit yo?u?Une first ?whi0h ieterr0a?or t a1rdd You a?nta hw VIL doing so wlti not pt=s a your rights. In your leper, ire us the following Information: *Your name and Account number. *The daps amount of the sus error. -4 *Describe the error and explain, If you can, why you believe there is an error. If you need more Information, describe the Item you are unsure ,4 osaft u of stlora WttHhave e as your . amount isiuaeaott'A? white we moot rip Oait y9u to N,V b you mturyiiedkn? ?tw Mot7N?? you youuestir an not in goue with a credit card, and you ?OW1? fear Csapt Caste/ y p hays a with the qu?aliity of s or services that MI*, con in -6 qW oat mom Of or the maijrchaKot we malted you YYoour haw npthl? ((M we 6wmopa'pmareiaaatnt+ibai aas Mies tit the amouiH or location oT ru a all pu s are covered f pu se.) P?aylt. Send only# ?o ua?nd the top on or c I? ? eke in eafaofr?on?e?1E fn?xn.yw r n0ac?aiM at t?h 1l?n?sl?ins?ltrtlon f ?k?U d 0 TYOUr ol?? IN aloes for file ?k he cl ? yyeouur to ?yMapdorv?i sh, co ndsn?cepor dother with r H send the payment to an?I bank ay N bb psw to youM?°?'e: a rrud'pusl °idaay?you ah veramHMpM? rt ? F Yror °aa a waak.nd of emMlope, r pa to Discover Bank PO Ban 16261, rylrDE 10086. 201 Please ikm 7.10 =for tar de If your payment is returned unnpaid, Wa room the t?pht ?o raubmlt it as an slar?ronio de6H omf n r rris cra ruabe a merits, mtaied rd . or oU?er defaults on, n r M HeYoawrlis or I akaaw?? t??x r w. Plea ne Include ur name, addren, ho ct We, Rum Finance C Mimes and I etthar putbtab?ies a?indt?a accurs until the data 0nprloar? day of yourpegotl sactilrpiviia? c ?n pt iou ilarst? R by ttae PaymentF? t?'JS1eC,irre tla on new is a?nda Credt6c uonla?acs stem on the b? t onYW? ih eis the " You ? rroi hinge a period on a?transfers or Dash advrnnces. Partdfic fi ?rpes are fm nsNV?anrx ?r yosump?Iy? ? ? ?panr y?q n ? until the dare of n tot entire this eQUal?axdsada ltf? ? a?i ?t r? imMWls??C??. na?i a your Account i nenpAvsrnpe usiry mistice is snown as u n no rertocte r? wom e mw sipp" y balance mat the Now Way sin on ?mbbelIgqth??opd? ofd calculating ?oot? the ace upon kh we Ism fkrarws CharOes an new vurohaws 1ibd avOMred on :? as on rnM All TM MWIN 10 f ACMAZ are IN IWO Me lraatice to ns ran= rrurdeaprWoa?s t okp*od on to be the first day of the c tbIlli For TDD ITaMeocnswaloatloru Device for the Do" sefahmaa, peso slf 1400-347-7440. The DiscoveM MoresM Card is Issued by Discover Bank, Member FDIC. VIJ%.V CK CARD L November 2 3004) Account number ending in 2190 page 2 of 2 Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 39.90 Purchase Award This Period + 0.00 0.04 Cashbac Bonus Award Total 3994 Cashback Bonus Award Balance Award Available to Redeem 39.94 $ 20.00 Restrictions apply to the Cashback Bonus Partner offers visit Discowrcard.com or call 1-800-DISCOVER (1-800.347.2683) for details. For program details, 360 the Cashback Bonus Toms and Conditions. W S J 4 L)Q& V tK $42.75 I $10.00 I Enter Amount Enclosed Below -------- ---- ---- CARD 1 Payment Due Date 77771 January 25, 2005 Please make check payable to Discover Platinum com 0 Discovercard li C d . . or pay on ne ar 26 SDSN6A07 0002248 RAILING, SCARLET way to kePaperless ep track of your Statements are Discover® a greatCard activity, keep t 1874 GEORGE AVE and allow you to control when and where CARLISLE PA 17013-1124 youviewyour information. Visit Discovercard.com/ps PO BOX 15251 111...11'"'r I 111" 111111/1 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190000427500020000001000 Discover More Card Account Summary Closing Date: December 26, 2004 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $5.78 Payment Due Date January 25, 2005 Payments And Credits 20.00 Minimum Payment Due $10.00 Purchases + 56.97 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $9,957.00 Balance Transfers + 0.00 Cash Credit Limit $5,000.00 Finance Charges + 0.00 Cash Credit Available $5,000.00 New Balance $42.75 You may be able to avoid Periodic Finance Charges, $ee the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 39.94 New Cashback Bonus Earned + 0.00 + 0.14 Cashback Bonuse Anniversary Cashback Bonus Balance Available to Redeem $ 40.08 $ 40.00 Date: July 26 CONGRATULATIONSI Now that your award is $20 or more, you can redeem it in $20 increments by logging into the Account Center at Discovercard.com or by calling 1.877-YOUR-AWARD (1.877-968-7292). You? Can We Hel H For Account Inquiries, write to us at. p ow ore Card, Box 30943 Discover More have our Discover Card available. y Soft Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deal): Customer Service: 1-800-DISCOVER (1.800-347-2683 For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Data Date Payments and Credits Dec 19 Dec 19 PAYMENT -THANK YOU $ -20.00 Merchandise/Retail Nov 28 Nov 28 AEROPOSTALE #337 CAMP HILL PA ------- 56.97 ---------- Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $0 0.06847% 24.99% F 24.99% $0 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 previous billing period: 31 days Purchases $0 0.06847% 24.99% F 24.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Protect your good credit during this busy Holiday season. ProfileProtect(R) helps you manage your credit, prevent identity Unix tent ItasslpaN . K there Is more than one pap to Silo bliBng statement ese the back of each papa for add&Mnal important Intom aUon. $ee Vm CwdwA mhar AwasomIL Your Cardmember Agreement contains all the terms of your Account Lost or stalls osaris. Report immediatelyl Call 1400447-1833. 1 86 0 but I wrong. or It In Case of Errors at Que*Wns About Your Bill: 32 01, 0 04 we trellt tat i? i 'MA11Gh tM1QRdY t? 111, Y04! Can or llea}d fl r Z you no III M?r°?aue days after e `"? doing so wi not pmmw yaw roft in you(lletter, give us tlr3 I •Your name and XMS41you •The donor smount oerror. •D?erwri,be the "error a gcagn, why you believe there is an error. If yyowu?need more Information, describe ttte" ttam you are unsure are not in led to ooit?'the the bum you question. questio n whNe v e ayvur gnesgerr a Npptt You S tt tutor t? any tattoblip Dods or services that you pU sed w t? If you how a problem with the qualilly of or of In on Me Uve thryry fAe = aegil ou all purchases are wwared your rtpat o p! wa tetra or tine nwrobant or If we malted you the regardi ses dr the amount or location of purchase.) yp?r?r?' wlA bet for fAa i??ake?t ? i a ?s ? dealt 1?.yoDo noa?i? a ? tlnfnceshrt?n Ir?Kakrtaed F?or? s wuksrwd er y ywq?pa?ee to ??at of tha"n?t?day. you have mispta??d you tt r send the payment to any Dissco ur pia gent is mourned 15251. gra feveerva tttp3e fight to faPlea subm it ass adn? da non10 de . Whl%n W,15uY1 g yt???ImMptona 8. Irwiude your name, a home tsiephone nu rand number. its below, Periodic Finance of US A an Old Moan" Of of arges on t rchs c or=Lve r= and occur until the date or bala pureMaq a advances made cc orll impose You can avid marsh of Parbdk Finance Charpa?f on new su ?sa It you?pay tthe tkw Bala shown the nt one ict? urchase fklt by the PeynrarN Due Data, a ire ? rediR UuA s1SM l?Ar?+ cM1 i?he "fie You do nod a pie plod ort Uana?n or cosh adHanoes. F inl on crew baiaeee mtr4 "gars Dash ?yyaeu?a?I Mph Mf?ade?trarw4tlon ooount. unid t?ts of t ni of r e ?e this s?erreent en cr erargNf"Sdr. aH?IMHroa? ygl "????'? __ to your to lntc?uTdhenpAvanlp)e Dad Bal" so ance Is n?sl a n ae a n no ?er Partart t1 p my t NewlWrice transactions) n onn n?maUw npd of ca1GU the tx Finns Chums on now ourehaaaa 11 e cow W on 011 is on I I_ ( that pfiw w =areF Met as in N INS lnwftA ft'i gote NI that has been dY1gSMifoW41 ? ? b>eco putch? ? aey Me added to *0 Do of All finance Chsi one iuAavo W he cash tt??oaerpon' m Fksalroe are rgasa to the two he tlro? nt i Period n oti is your Pa rfad en fhb staGsn+er>< veil " ?NUoe n date For TOO (TNnoaaunr'-sons Owes tar the Out) aveietwom }Mess ear 1.85®-347-7449. The DiscovepS MoresM Card is issued by Discover Bank, Member FDIC. VJYJ A17V _,...-... .-... ......v - iwuwv, vv, a vvtu VIJ%OW V CK $2,740.99 I $71.00 Enter Amount Enclosed Below CARD Payment Due Date $ 1 February 25, 2005 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $10.00. 26 SDSN6A01 0002249 Paperless RAILING, SCARLET kee track ck of of your ur Disc o ever® a greatCard activity, ee t 1874 GEORGE AVE andpallow you to control when and where CARLISLE PA 17013-1124 youviewyourinformation. Visit Discovercard.com/ps PO BOX 15251 111.111111111 11 11 11uu?lll WILMINGTON DE 19886-5251 Address, e-mail or telephone change$ Print change in space I111II?iIiilillil11?1111iii'1Ii11IiI?Illiiilll1I1I11i1lI111111 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190027409900000000007100 Discover More Card Account Summary Closing Date: January 26, 2005 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $42.75 Payment Due Date February 25, 2005 Payments And Credits 0.00 Minimum Payment Due $71.00 Purchases + 63.61 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $7,259.00 Balance Transfers + 2,515.69 Cash Credit limit $5,000.00 Finance Charges + 118.94 Cash Credit Available $5,000.00 New Balance m $2,740.99 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 40.08 New Cashback Bonus Earned + 0.00 + 0.07 Cashback Bonus® Anniversary Cashback Bonus Balance Available to Redeem $ $ 40.15 0.00 Date: July 26 You? How Can We Hel For Account Inquiries, write to us at. p Box 30943 Discover More Card, have our Discover Card available. y Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (I-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date OtherfMisceUoneous Jan 26 Jan 26 LATE FEE $ 35.00 Balance Transfers Jan 4 Jan 4 CITIBANK 5410658435404973 TI NV 1,115.69 Jan ,4 Jan 4 BAL TRANS TRANSACTION FEE FINANCE CHARGE 33.47 APR 4.90% EXPIRES 06/2005 Jan 4 Jan 4 KOHLS 0293115416 TI WI 600.00 Jan 4 Jan 4 BAL TRANS TRANSACTION FEE FINANCE CHARGE 18.00 APR 4.90`Ya EXPIRES 06/2005 Jan 4 Jan 4 FASHION BUG 6004660073379079 TI KY 800.00 Jan-4 - - - Jair4 - - -BAL TRAt4S-TRANSACTiOtIt FEE-FINANCE CHARGE -- 24:00- - APR 4.901o EXPIRES 06/2005 Government Services Jan 8 Jan 8 WINE & SPIRITS 2101 CARLISLE PA 28.61 Information For You Your account is past due. Please pay your minimum monthly payment plus the past due amount. Through the generosity of our Cordmembers, Discover(R) Card has donated more than $14 million to the Make-A-Wish Foundation(R). You can make a child's dream come true by electing to donate your Cashback Bonus(R) award to the Make•A-Wish Foundation. To learn how, please visit Discovercord,com or visit www.wish.org. Nupertaat Inkro detr. If them is mom than one pope to this billing statement see the hack of each page for additional importantiwrtf'Onrretion. $ee veer Cwsimember Agreeawnt. Your Cardmember Agreement contains all the terms of your Account o rn lost or steles cards. Report Immediatelyl Call 1-908-847-2088. z Summery. In Casa of Errors or (hasfions?gA?brorut Your BIG: If thf k your bill is wro or If u eed more Information about a o tre on r b81, wrIts us on a t n ldNrt yar nt o? 0. ?151?/2or pi d 1 Yuu s can Goo: ddoing so VAII rotpmaerve your?righlis.nin you r, ptua us the Ullowing :Your name and Account number. The dollar amount of the Weerted error. :Describe the error and ex K you can, why you believe them is an error. It you need more Information, describe the Item you are unsure o q n WMkewe i gzgn to yyew In gon, we carM report you I VU but or take any Ilan to co smo brit you quota stionthat are not in 0 for IS 04 If ha i *20 sera O quality of -and, t? or services that you lKwohmd with a credit card. u w 1? a with in M Cie c""d it rrA#ch4K to ou ??::jU o r Li covered ?t>? the amount oar of purchase.) ham or H we ft" you the ro Sand only your yment and the top portion of this statement in the envelope provided. Do not send cash. By sending your check as y? ?qu a us IntorrtraUo.00 yopf to-mere an aleetanfo debit from your account a the tinanoMf lwsfItutlon lndfeafeid on your drecic ThM deb be forUweamount of ateek be send rxtsh co ndence or other Items with r ment, If send the payment to any The prooesslop of your primanit odor AM- cm Itfl to n soya other ttwn WA d.on or dW 1 P? r? or on a weekend or ms W bank wIG bb pDoted o your A In as of the pmt day. you have n**ced your envelope, sepayrrw9nt to Discover Bank PD Box 16251, Wilml?p n, DE 1989 291. Please allow 7-10 days for dell . It your payment Is returned unpaid, rma nve the?? pyhotutro resubmit it as an ele 11c de qn yrtel?waeatrt orlidRbfa?tn We nema accounts i w. merits, m marwtt or other def??appue?lGgqson your 1 II 95 0 6316. uda jaw nemea adlo kwme lsplrone number and of It I? BbOr 15a s n vided bOkoYr, will Impose Prrerioddicq F nance?C on purch,ayym?? dCua1eb adppvances and ((bta. itsWs theExce t a , on s an cah" *m l>CN ?l or prior to tAelast dewy of yourpeerwding during F198'ortlne Yopuy pn avoid tot Periodic Firrencs Charms on new rcahases It you?paY lh or exoeM II owo 11 get puratrap flM the Payment Due Dais, ar?9 the Pa nd iq ?t your the " orult You n??otoplohan+?rooa grac?eBperiod oa tb?aar? iranatars or cash advenoes. Periddk: Flnence Ctdrr{ms am imposed on new ba4arroo ,er. us?m on eti trar3laaeo ndaO1d stances until the data of repayment Repayment means payment of your entire this gnaw .. ...? _. .. -..._ _ nogg tvw tmactlon cash I Finance ot d Charges &nr we davtePo mil lo;?? sire the from gpet t for your Accoint. he Average Do is i+Nb Box ttioArKa as rwa fn a tnnaad?ua We the a average daily balance (Includi now transactions) rrrethod of calcuiaGng the balance upon which we (repose Periodic F`na4ce Charges. This n-,eanr N, yob did ?w fay the Mew 9alance shown on the bN statonum ms"W- Gts tto w I rriedr by #- HL 8rrt; oa ? 1 qs the Paw CI . _ oate, we will. tmppse Periodic Finance atpes on raw on an on De *aiW am Inciudid in the dally balance transW transadbn Ealtnoe ti t wataa MCI o an e m ternIffhalled dire 1tpo a late payment or beccaaus!e you see th 0subtract the un ad ? we ae dd ?Uial m °?' to nmcGon n the that balarke transfer tranaadw COMM Its transaction reads in a pnraloas elasalA:MW a WWW an to be the first day of the current billing period when we calculate your Periodic Finance Charges. For TDD (Tallasarmaaleathas Device for the Deaf) assistoaeo, please cal 1-800447-7449. The Discover® Moreers Card is issued by Discover Bank Member FDIC. UIO%. V CK I Di?eVEa I Account number ending in 2190 CARD i Real answers from real people. When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an a' endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 Dhcom Bonk, M.mb.r FDIC Closing Date: January 26, 2005 page 2 of 2 Stay connected to loved ones this holiday season with thoughtful gifts from 1.800-FLOWERS.COM(R). Save 15%* on your next purchase when you use your Discover(R) Card and code DC88. Call 1-800-FLOWERS(R) (1.800.356.9377), click www.1800flowers.com, or come inl *For details plOOSOV13itwww.1800flowers.com/di3CIGimer. Everything You Need To Know - In the Account Center. If you need to know exactly how much you spent on your shopping spree lost weekend, wouldn't you rather find out now than wait for your next statement? Go to the Account Center at Discovercard.com to find out what's going on with your Account before your statement arrives in the mail. Finance Charge Summary Average Daily s Balance current billing period: 31 days Purchases $61.90 Cash Advances $0 Balance Transfers $1937.01 previous billing period: 30 days Purchases $51.80 Nominal Transaction Daily ANNUAL ANNUAL Periodic Fee Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Rates RATES RATES CHARGES CHARGES 0.06847% 24.99% F 24.99% $1.31 none 0.06847% 24.99% F 24.99% $0 $0 0.06847% 24.99% F 55.60% $41.10 $75.47 0.06847% 24.99% F 24.99% $1.06 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovorcard.corn ?n VIJ%WW V CK $3,102.46 I $69.00 I Enter Amount Enclosed Below -- YV Vv ", V CARD Payment Due Date $r-- Morch 25, 2005 Please make check payable to Discover Platinum com 0 Discovercard li d C . . or pay on ne ar 26 SDSN6A010002250 RAILING, SCARLET Paperless Statements are a great way to keep track of your DiscoverO Card activity, h l h d 1874 GEORGE AVE ere en an w w andallow you to contro CARLISLE PA 17013-1124 yyou view your information. Visit Discovercard.com/ps PO BOX 15251 111 loll loll loll loll Is 11 11 11 WILMINGTON DE 19886-5251 Address, e-mail or telephone change$ Print change inspace 1.1111ItIrr111 1AllI III Irr1111rrr1r1r1r1rrrr11r1r1rrrr11111111 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190031024600150000006900 Discover More Card Account Summary Closing Date: February 26, 2005 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $2,740.99 Payment Due Date March 25, 2005 Payments And Credits 150.00 Minimum Payment Due $69.00 Purchases + 236.11 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $6,897.00 Balance Transfers + 208.48 Cash Credit Limit $5,000.00 Finance Charges + 66.88 Cash Credit Available $5,000.00 New Balance a $3,102.46 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 40.15 New Cashback Bonus Earned + 0.00 + 0.59 Cashback Bonus® Anniversary Cashback Bonus Balance $ 40.74 Available to Redeem $ 40.00 Date: July 26 How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Plense have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovemard.com MD (Tolecommunica6ons Device for the Deaf): :Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Feb 4 Feb 4 PAYMENT - THANK YOU $ •150.00 Merchandise/Retail Feb 15 Feb 15 JASCO UNIFORM CO. 800.653.2300 IL 117.92 04175372SCPWHT Feb 23 Feb 23 WALMRT SUPERCNT 001886 MECHANICSBURGPA 118.19 Balance Transfers Feb 7 Feb 7 BALANCE TRANSFER CHECK ACH 0400 208.48 Feb 7 Feb 7 BAL TRANS TRANSACTION FEE FINANCE CHARGE 6.25 CITICARD PAYMENT Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $170.93 0.068470/a 24.99% F 24.99% $3.63 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 Balance Transfers $2686.75 0.06847% 24.99% F 28.24% $57.00 $6.25 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Imoortant Security Information, Some criminals Imitate the a-mails of leaitimate comoonies to entice dooole to share uersonal Iatprta rt IrdefaauNlerr. N them is more than one paps to ft bUBng statement, see the back of each paps for addttbnaf Important iMbrhretion. Ilse yew Carst*teraibar AOraemaent. Your Cardmember Agreement contains all the terms of your Account Lost ar hales cards, Report Immediately! Call 1400-807-2608. ? tm 6wwrrMlpsy. In Case of Erma or Questions About Your Bill: If?youaatrh k ur bill Is moron or If you need more Information about a o % Wenm her 7mm the you no W n don ?Rer we tit t Disco bNt on'Qh16eri orwpria0 1 You canstaphanVu s 7x-ft' ~ doing m %#1 not preraim your riphb. in your letter, pine us the bNbwhtp Information: :Your name and Au1cme??? number. The dollar amount of tfis SUMMWdad arms ? •Deanlbe the error and expia you can, why you belbve them is an error. If you need more Information, describe the Item you are unsure v You trot have to?z a amount in qquuaestion while +Aro am i a but you am still obligated to the Its of your bill that are not in question. While we your gtteubru, we t?not' you as,db M of tam any acttcn to COO Ore ambuunt you question. for Carts PrrasMlOt• N yew have a problem with the qualKyof Goods or services that purch4w on the ased c pd. and you You ? the • rte r8 to m uM your M we?own or o9the oft the emmerchaK or malled you hfuq?ai advertisement goofs swr? NwAcae all purcfa m are ccoovveeredd repay the amount or bosom of purchase.) Send,?onuly yolhuorrl??aaymeatuasnad themt?oap?opttoAlon cf this statement In the envelope provided. Do not send cash. By sendln? your check as on your r:h Tl?ia dui, wfli bb ? the Ini curt; of ? °? to ttsfka an uMaobortic deba from your account et ?e finatuaat tortl0i11on Iradbatied Tfu proaNstrp nty?ur ypyrnent ba iyt?g?? ` k rtes or other items with mpnt tl snnd the payment to awry bank M?y wmHlpbB b ?o?es W the fdstt tl on ar oiler 1 tbro?? or on a ?+esMand or day... you have m your crass ,send r M to Discover Bank PD Box 15251, Wllrtrill9n, DE 19 86-¢351. Pleas a 7-10 da for dlt . If your payment is tMumed uniited roe we right to as an el er Fjm e y r ptot .6 clude your nbelow, We Will ame, add pow tebpe Hum and mbar. t? ?"?? bealm either rclupatito Except eh? until a eta oprf re Periodic Finance Cho on putmhasss, cash advances and transASra r`na'ueHlwe?y 103 `orune' whit the i ew is a on ens shown ptionytthe d,W on INS utrauWenigN?l Finances Chilies areImposed dso now biMknmcNe e of repayment Repayment means Davmant of "e ger r your N ? ?? ? to as tlon » unt Ace Thum we a 10 ce C ha r rape ally tlalanos h as N na u?te, avenge daily balance (Including new transactions) method of calculating the balance upon Which we Impose Periodic ins If will i did not pay the New Ba ancs shown on the Willing swAment received du the NMI ricd by m e Per bOfb Finance Chars on Homo pu first red on tit as s? new on this i0 p slatemmk, unto we f11?1 n sf?d on me on r Dj mber 0 s?tea dafM bela the nu for by "ZOV a awft dolt' ? in a foron ralous daj Is dally tr ow 4r &?y than s+ M &umb We and Pityrndsatns that are ' fi limo of the t y Ind the do ft' ltilance fait the p? period, we consider the day s dtr tree" to i fmm Ilia of the pure se nd cash advanes transaction W. Speglal rate oa nee transfers a nano C am luxtlioed In Ur balance Uasstlr Bautrwe that wan td an been terprillinabd do d wAs* gu= Mugu to o ties thaaaor Y rat are in the t Dnthaq we tnttsfers on that raj a t of Account are added to the Fea Finance the cash advance a rg Pin:nn. x,?. ?..+k_ uaw,wv uu?s?m uainocuwi ca w u a Uanswulm FTHM m a prsvreus Ir nemazea on this statement, We to be the first day of the Currant 11 rag period when we caloulats your Parodic Hance Charges. Per TDD (Taleasixonwrientbns Device fair the Deaf) eairgnct, please ad 11-000-847-7440. The Discover MoresM Card is issued by Discover Bank, Member FDIC. IJIJC.WV tK CARD ???o?ny . Account number ending in 2190 Fe6ruarv _2 2005 page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 40.15 Purchase Award This Period + 0.00 0.59 0.00 Cas ac Bonus Award Total 40.74 Cashback Bonus Award Balance Award Available to Redeem 40.74 $ 40.00 RRestrictions apply to th}} Caqshback Bonus Partner offers visit Discovemard.com or call 1.800-DISCOVER (1-S00.347-2683) for details. For program dNails, see the Cashback Bonus terms and Conditions. V110(,r V CK $7,511.95 I $167.00 I Enter Amount Enclosed Below ; CARD Payment Due Date $ 17 ?-ry / y61---:;) April 25, 2005 /' ?' Please make check payyable to Discover Platinum Card or pay online 6c Discovercard.com. 26 SDSN6A01 0002251 RAILING, SCARLET PaperlessStatements area rest way to keep track of your Discover?Card activity, 1874 GEORGE AVE - and allow you to control when and where CARLISLE PA 17013-1124 You view your information. Visit Discovercard.com/ps PO BOX 15251 II' r r'" r" r r l I' r l I r r' r'' II WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space If11111111[11111111111111111111111111 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190075119500000000016700 Discover More Card Account Summary Closing Date: March 26, 2005 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $3,102.46 .Payment Due Date April 25, 2005 Payments And Credits 100.00 Minimum Payment Due $167.00 Purchases + 1,354.32 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $2,488.00 Balance Transfers + 3,000.00 Cash Credit limit $5,000.00 Finance Charges + 155.17 Cash Credit Available $2,488.00 New Balance $7,511.95 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 40.74 New Cashback Bonus Earned + 0.00 + 3.86 Cashback BonusS Anniversary Cashback Bonus Balance Available to Redeem $ $ 44.60 40.00 Date: July 26 CONGRATULATIONSI Now that your award is $20 or more, you can redeem it in $20 increments by logging into the Account Center at Discovercard.com or by calling 1-877-YOUR-AWARD (1-877-968-7292). How Can We Help You? For Account Inquiries, write to us at. Please have our Discover Card available. Discover Mors Card, Box 30943 Y Salt Lake City, UT 8413 30 Manage your account online at Discovemord.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Mar 23 Mar 23 INTERNET PAYMENT - THANK YOU $ -100.00 Merchandise/Retail Mar 10 Mar 10 WALMRT SUPERCNT 002574 CARLISLE PA 280.71 - - - - - - - - Mar 1-5- - Mar-1-5- -WALMRT'SUPERCNT 002574 C-ARLISLE PA - 8-1:2'5- - - Mar 24 Mar 24 SUMMIT RACING MAIL ORD TALLMADGE OH 228.52 Restaurants Mar 19 Mar 19 RED LOBSTER 195 MECHANICSBURGPA 111.05 Mar 22 Mar 22 MCKAY ENTERPRISES INC 7179600036 PA 91.00 Mar 23 Mar 23 MCKAY ENTERPRISES INC 7179600036 PA 17.98 Gas/Automotive Mar 17 Mar 17 GETTY 67640001 CARLISLE PA 55.50 Services Mar 18 Mar 18 NPO" NEXTEL PARTNERS 888-566-6111 NV 473.93 862939700008080 Balance Transfers Mar 14 Mar 14 CITIBANK 5410658435404973 TI NV 300.00 Mar 14 Mar 14 SAL TRANS TRANSACTION FEE FINANCE CHARGE 9.00 APR 5.90% EXPIRES 09/2005 Mar 14 Mar 14 KOHLS 0293 1 1 541 6 10 TI WI 700.00 Mar 14 Mar 14 SAL TRANS TRANSACTION FEE FINANCE CHARGE 21.00 APR 5.90% EXPIRES 09/2005 Mar 14 Mar 14 KAY JEWELERS 3078161441 TI OH 2,000.00 Did you know that millions of credit cards are lost or stolen every year? The Register(R) can help prevent credit card fraud) In laspertasst INerresli a. If there is more than one paps to this billing statement, see the back of each page for additional Important Information bee ynsr Cardmeasher ApeNrNM. Your Cardmember Agreement contains all the terms of your Account. o Lost W at" tuft. Report Immediately! Call 1400447-26M5. In Case of Errors or Questions pApboout YouDiscover r Bill: Iff you think your bill is wma or if You r9d8 more Information about a "w bill. write us an a V4& must h Rr rom you no law n Stf setter ??1we spat y? the Old trill on iMiioh thele orprowim You can soon as oassible *WphoM us, but doing so will not preserve your rights. In youffetter, X us the fotbrelnp information: :Your name and Account number. The doer amount of the suspects error. °i :Describe the error and explain. If you can, why you believe there is an error. If you need more Information, describe the Item you are unsure YouoA not have to an amount In question while we are inves n , but u are still obti?rted to the parts of your bill that are not in v question. While we your question. we canstet`r?port you as et "s any Raw to noNeot tlse amount you quelft, 6e title t?eorod CtW Pwsrlnua: N hasro a problem with tyhgerJgtdylKy of_ Ep r setrvlecea that purchased with a credit card, and u W'sof You t#? oiby the tin itittya and ?sen?, W ot r ww in 100 %i your the amouON ? lo?tfon ?. merchant or 9 we rsaied you thmerd or ssrwees a I purchases are covered iegardless fit pwch ) send ;7r*wullyWillposd W yart Aou?nt as the?lct tday B you hro6°avemb ymr` ur t ay?we or Discover Bank PO Box 15251, WIIm(n?o DE 19989-BY51. Pleoss allow 7-10 days for delhroty. If your payment is returned unpaid, 9repmmw the right to resubmit it as an efeb Ic debit il e mall it lumau al ur ?cdrountc ngau? rusts missed ?ents, orreoathdrr defaults ortuyr Wlimii?n 8 •S 1BInoWPNspie Include your mends, ani?U!a?holelephonerWnumber and?nt n??r?drd'tx itfrfl8', C4 s as below, we Will Impose Periodic Finance Charges on purchases, cash advances and balance transffeni the occurs until the dale plt gtyd until the date of n yd lprrossf p?983 ort n1e ?.?.... roset purchases advances made on or pnor 1rp? of oamr0 Finance Chartres on new rohiadfar B u pay the NOW Balance shown on the billing sta?ent on which the the Date, ono t, is and on Wits ape. We cat this a Ngad tpq period on b?tiarrseem or cash adw ?Fldamo? a M in poeed on new bakr4e rd dale tt7Ma011fi11 UR on a? tranrpns trod .t)kldRQ.n. unw to .ct4 of re Doff= . ReA% IdAllni means ueymerrt of wur adrttre as to 7W ? WM (roralalC HnanGe Gnarge9 rot your ACCWYrt TM Avsnlge Ddiy BahdnCe k 9howrl as 8 1! ra PeldediC ?lnce Chas?Oe rnet t of i-e avedaily fmhnce (Includlap new transactions) method of c;lculallrga the balance ypon wOdetr we they a Ch Th!9 mea,.s ra did not pay the New Balarx a shown-on the W res»Md iflf?a the PaYmeM a Date, we 1117r ox son new ort tl pumhsraas that Ifs apBleu on txWnp?dt? lauedu ws NtraWv tmodraedrePerardia on ttrs eR,.a or DOCOMIS o?aulance tra M on tFu1 CRY L Ma add MW unald bapnroe tt?rg previous ? your Period,c mince For TDO (TeleaommudaeNMe Devoe ter the Oeef i slnfeteatra, geese call 1400447-7449. The Discover® Morass Card is issued by Discover Bank, Member FDIC. r an the }fie ltiat VIiJV Y CR I D?e.>,C?VEa I Account number ending in 2190 CARD Real answers from real people. When you have a question or concern about your Discover' Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 Di-, k k M-t., FDIC Closing Date: March 26, 2005 page 2 of 2 Balance Transfers Mar 14 Mar 14 BAL TRANS TRANSACTION FEE FINANCE CHARGE 50.00 APR 5.90% EXPIRES 09/2005 Supermarkets Feb 24 Feb 27 GIANT FOOD STORES #035 HARRISBURG PA 14.38 Information For You Call 1-800-767-7315 today or visit Discovercard.com to find out if you qualify for a valuable Balance Transfer offer. It's a fast and easy way to save moneyl Paperless statements can jumpatart your spring cleaningl Get rid of the excess paper in your life by receiving your Discover(R) Card statements online instead of by mail. You'll get an e-mail letting you know when your statement is ready to view online. You can even pay your bill online while you're there. Go to Diacovercord.com to sign up. Thinking of moving8 The Register(R) will notify all your creditors and let them know of your new address. With our Property and Document registration service, we also make it easier for you to file a claim if important possessions are lost to fire, theft or natural disaster. Call I-SM347.3395 or visit us at Discovercard.com for details. Build your Cashback Bonus(R) award with every bill you pay automatically with your Discover(R) Card. Cell phone, cable and Internet service and health clubs: you can pay so many recurring bills with your Discover Card. What a smart, easy way to save time and money - and earn a bigger awardl Visit Discovercard.com/autobillpay to learn more. Redecorate. Remodel. Get More. Sign up today and get 5% Cashback Bonus(R) at Ace Hardware, Bed Bath & Beyond(R), Lowe's(R), Menards(R), Pier 1 Imports, Restoration Hardware, SHERWIN-WIWAMS(R), Smith & Howken(R), The Container Store(R), The Home Depot(R). Call 1-800-DISCOVER or visit Discovercord.com and reward yourself March through May. Discover Financial Services is proud to welcome Junior Achievement as a Cashback Bonus(R) Charitable Partner. They join our current charities, JDRF and Make-A-Wish. To donate your Cashback Bonus(R) or learn more, visit Discovercard.com. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $820.32 0.06847% 24.99% F 24.99% $15.72 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 Balance Transfers $1431.37 0.01616% 5.90% F 34.58% $6.46 $80.00 Balance Transfers $2765.28 0.06847% 24.99% F 24.99% $52.99 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions Manage your account at Discovercard.com ,,,.,, . VIJ%r " r GM $8,672.81 $193.00 CARD Payment Due Date May 25, 2005 26 SDSN6A01 0002252 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Enter Amount Enclosed Below $ Please make check payable to Discover Platinum Card or pay online Discovercard.com. Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 111r11111r"r111'11"'r1'1) WILMINGTON DE 19886-5251 Address, e-mail or telephone change6 Print change ins ce )rrr))r)rr)11)r)rr?rl?)rrr))rrr)1)I?r)Irlr?)r?r)rlrr??)r)rr? above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190086728100200000019300 Discover More Card Account Summary Closing Date: April 26, 2005 page 1 of 3 Account Number 6011 0026 6353 2190 Previous Balance $7,511.95 Payment Due Date May 25, 2005 Payments And Credits 200.00 Minimum Payment Due $193.00 Purchases + 1,236.95 Credit Limit $10,000.00 Cash Advances + 0.00 Credit Available $1,327.00 Balance Transfers + 0.00 Cash Credit limit $5,000.00 Finance Charges + 123.91 Cash Credit Available $1,327.00 New Balance = $8,672.81 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 44.60 New Cashback Bonus Earned + 0.00 + 6.01 Cashback Bonus® Since Anniversary Date Cashback Bonus Balance Available to Redeem $ $ 50.61 40.00 of July 26: $10,71 How Can We Help You? For Account Inquiries, write to us at Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence Trans. Post Date Date Payments and Credits Apr 7 Apr 7 PAYMENT - THANK YOU $ -200.00 Merchandise/Retail Mar 29 Mar 29 WALMRT SUPERCNT 002574 CARLISLE PA 6823 Apr 5 Apr 5 SOUND INNOVATIONS CARLISLE PA 211.99 Apr 10 Apr 10 SUPER SHOE STORES MECHANICSBURGPA 237.83 Apr 20 Apr 20 SUPER SHOE STORES MECHANICSBURGPA 159.99 Gas/Automotive Mar 26 Mar 27 GETTY 67640001 CARLISLE PA 36.00 Mar 28 Mar 28 GEM 67640001 CARLISLE PA 47.00 Mar 30 Mar 30 TRIANGLE CAR WASH WE MECHANICSBURGPA 21.19 Apr 1 Apr I AMERADA CARLISLE PA - 44.00 Apr 4 Apr 4 GETTY 67640001 CARLISLE PA 55.36 Apr 5 Apr 5 AUTOZONE #1849 CARLISLE PA 15.35 Apr 6 Apr 6 0191 SHEETZ00001917498 CARLISLE PA 49.50 Supermarkets Apr 7 Apr 7 NELL'SSPRINGROAD SNS CARLISLE PA 64.20 Apr 8 Apr 8 GIANT FOOD STORES #035 HARRISBURG PA 11.75 Apr 24 Apr 24 NELL'SSPRINGROAD SNS CARLISLE PA 4514 Home Improvement Apr 7 Apr 7 LOWE'S 1710 CARLISLE PA 7.38 , Apr 16 Apr 16 TRACTOR-SUPPLY-CO #026 CARLISLE PA 161.94 Information For You FREE Additional Cards for your Account allow you to share your credit line without sharing your Card. Request FREE Additional Cards for those close to you to help with daily shopping and errands and to use as credit resource in case of emergency. Call 1-800-DISCOVER or visit Discovercard.com/AdditionalCords today. What if your credit falls into the wrong hands@ Reduce your risk of identity theft and credit fraud with Prof16Prot*ctjRj. This WAMW Impa#aat hilenneden. If there is more than one papa to this tilling statement, see the back of each pap for additional important information. See your Csudmember ApreerAnt. Your Cardmember Agreement contains all the terms of your Account CD Lost or stoles earls. Report Immediately! Cali 1-800447 2888. co tranYeli?c?paYron In Case of Errors or QquesttionsDAbout Your 13!11: If you think your bill Is or If u rtioesi moro Information about a ? We R?rut hear no Wer o rn sq Bai r sfnt YOU ? i filth ox 155192;oWI e54r+A?.B ou gi?an?tsteptro a of doing so will not preserve your rights. In your set%r, give us the following in Lion: *Your tame and Account number. :The dollar amount of drs;rected error. Descur?i,be the error and ex n, H you can, why you believe them Is an error. It you need more Information, describe the item you are unsure Youodo not have to pay anY amount in question while we are I n , but you are still obiicated to pqy the parts or your bill that am not in question. While we inwwtptte yoourr question, we cannot report ywr?gE?iuent or take any aetloutfo cefleet the omelet you queetton. orswices. Dreiol ?npilo? me nu$ quality of goods or at and tP 8i services m u Dime i ie rvvhAtaii ? 0 miles your YOOU a r?wAan the to tau or°to tlon of enite the merchant, or N we malted you the r cwmvd ?aroy? pSeeyn?d, yornwly r yrrietnot and the top fwrtbnYOOUf tNa statement In thele?m?a prtnrtdeC. Do riot send each. By sealln? yow c as on your check T1tIS a bye for?ie smoruM oft y°nour pheek?k fit make an Usbtt tmm yorlr aoCOUnt at tM tinanc?l ins>ttutlon I? Tlra prawuoeslnp?ofyy?ouo rrt rrlroapysbe ii yoou?s?end respondana or other with your pa ens n u se?nyd the paymm?t to any bat nk tMtl bb pst?r?you?r Abcoun?t a?tha?irext fimNOp c?ad? r envNopond?r paYmleti to a wsakerrd or Diiyour perry ePntD(?retu6rnid ww?Ipaktieisrva Uie+6ritoPit days f Iry. our caponn inaecurese of i preals wqY ua et tae io April" Dlsa4wbrillor Card'-fu Box 1681E, I o-5 11t"I'lsaee M ludIne your name, home" tee n+e numnber end fR number. ." C Except as Proded below, we n will llrrda Periodic Finance CNEW on aygYear I O? ncesand j# #t ar a 719 W16441 harpos }1, you Uiry? tine O. data lu a cash ad?nur niede ou re purc ric nittbythe Periodic Payment DNS n10 ? ?a CM W ??l exceed yur a P??t?i oe. V datj the Yai rt0 llOt hie a OtiMrtca pti? of repayment PJr t recoils t of your entire tymNa Duo DMe fl?! rerellrs 8 fOW* shown on , the as on or U:3 ? an the the that oamnoe uwmw uan$ww t n a [nnacuon man in a previous pin. is Itemized on it" statement, we to be the first day of the current period when we calculate your Periodic finance Charges. For TOO (TMseeasarrwleatlaee Bevies for the Deaf) Weldwee, Pme esY I-M-947-7449. The DIscouexP Momom Card is issued by Discover Bank, Member FDIC. V13%. V CK L DISC?YEIr I Account number ending in 2190 CARD Real answers from real people. When you have a question or concern about your Discover` Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 62006 Din- Bank, Member FDIC Closing Date: April 26, 2005 page 2 of 3 Paperless statements can jumpstart your spring cleaning) Get rid of the excess paper in your life by receiving your Discover(R) Card statements online instead of by mail. You'll get an e-mail letting you know when your statement is ready to view online. You can even pay your bill online while you're there. Go to Discovercard.com to sign up. 25% of credit reports contain errors serious enough to result in denial of credit ("Mistakes Do Happen: a look at errors in consumer credit," Nat'l Assoc. of State PIRGs, June 04). ProfileProtect(R) is a comprehensive service that helps you monitor & manage your credit. Enroll today at ProfileProtect.com/control. Use your Discover(R) Card to make a $100 donation to The Statue of Liberty-Ellis Island Foundation, Inc, and you can have the name of someone you care about engraved on The American Immigrant Wall of Honor(R), built to celebrate freedom and commemorate American Dreams, For more information log on to Discovercard.com. America's #I Credit Card Rewards Program. Get a Cashback Bonus(R) on all your purchases with unlimited earnings. Then double your reward with gift cards or certificates from Discover Card Partners such as BLOCKBUSTER(R), FTD.com and The Sharper Image(R). Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES ERG _ CHARGES current billing period: 31 days Purchases $2460.33 0.06847% 24.99% F 24.99% $52.22 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 Balance Transfers $3038.07 0.01616% 5.90% F 5.90% $15.21 $0 Balance Transfers $2661.22 0.06847% 24.99% F 24.99% $56.48 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions. Manage your account at Discovemard.com 0 CARD Account number ending in 2190 i April 26 2005 page 3 of 3 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 44.60 Purchase Award This Period + 0.00 6.01 0.00 Cas ac Bonus Award Total 50.61 Cashback Bonus Award Balance Award Available to Redeem 50.61 $ 40.00 liestrictions apply to th* Cashback Bonus Partner offers visit Discoverc4r?d.com or call 1-800-DISCOVER (1.800.347-2683) for details. For program details, see the Cashback Bonus terms and Conditions. V{JL 'V CK $11,661.29 CARD 26 SDSN6A01 0002253 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 L$260.00 -? -? I Enter Amount Enclosed Below -v v~vv ---- Payment Due Date $ 1 June 25, 2005 Please make check payable to Discover Platinum Card. You are overllimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $161.29. Paperless Statements are a?lreal way to keep track of your DiscoverCard activity, and allow you to control when and where ryu view your Information. Visit Discovercard.com/ps PO BOX 15251 111111 1111111 18 11111111 1111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change$ Print change in spoce above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190116612900000000026000 Discover More Card Account Summary Closing Date: May 26, 2005 page] of 2 Account Number 6011 0026 6353 2190 Previous Balance $8,672.81 Payment Due Date June 25, 2005 Payments And Credits 298.30 Minimum Payment Due $260.00 Purchases + 2,893.14 Credit limit $11,500.00 Cash Advances + 296.15 Credit Available $0.00 Balance Transfers + 0.00 'Cash Credit limit $5,800.00 Finance Charges + 97.49 Cash Credit Available $0.00 New Balance a $11,661.29 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 50.61 New Cashback Bonus Earned + 0.00 + 26.34 Redemptions This Period 40.00 Cashback BonusS Since Anniversary Date of July 26: $37.05 CONGRATULATIONS( Now that your award is $20 or more, you can redeem it in $20 'increments by logging into the Account Center at Discovercard.com or by calling 1-877-YOUR-AWARD (1-877-968-7292). Cashback Bonus Balance Available to Redeem 36.95 20.00 How Can We Help You? For Account Inquiries, writs to us at: Discover More Card, PO Box 309,43 Please have your Discover Card avaRabis. Salt Lake City, UT 84130 Manage your account online at Discovencard.com MD (Telecommunications Device for the Deaf): Customer Servks: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions Payments and Credits $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date May 21 May 23 ADVANCE AUTO PARTS #12 CARLISLE PA May 25 May 25 PHONE PAYMENT - THANK YOU Award and Rebate Credits May 16 May-16- REWARD REDEMPTION CREDIT Merchandise/Retaill Apr 28 Apr 28 WALMRT SUPERCNT 002574 CARLISLE PA May 8 May 8 WALMRT SUPERCNT 002574 CARLISLE PA May 12 May 12 BOYD E. DILLER, INC. E PA May 12 May 12 CUMBERLAND VALLEY LA E PA May 21 May 21 KAY JEWELERS 1091 CARLISLE PA Other/Miscellaneous May 26 May 26 OVERLIMIT FEE Gas/Automotive May 3 May 3 GETTY 67640001 CARLISLE PA May 15 May 15 ADVANCE AUTO PARTS #12 CARLISLE PA Travel/Entertainment May 1 May 1 THE WOODLANDS INN WILKES-BARRE PA Cash Advances May 10 May 10 CASH ADV CHECK EXP BT #0401 May 10 May 10 CASH ADVANCE TRANS FEE FINANCE CHARGE $ .58.30 -200.00 -40.00 150.12 70.74 82.94 23.85 1,351.48 35.00 45.25 190.67 379.20 296.15 8.88 Home Improvement May 21 May 21 LOWE'S 1710 CARLISLE PA 563.89 Build Your Savings on YOUR Schedulel Open a Discover Bank Money Market Account and sign up for AutoSavers fodavl InMesl" WWOdWO. It there Is mom than ON paps to this billing statement see the back of each page for additional Important NifeirfrarUon. fee ym C9rrMeaspr AveasDt. Your Cardmember Agreement contains all the terms of your Account tL?ed w stalaa eMN. Report Immediately! Call 1s-B??I?f47?8. 111glift liseolmy. In Case of INC We I?' Tren? tla Errors or wtpr s siAbout Y luu t'at hwmallon you i 11 tat ur liiriory a 0IFIC orma a a doing to Mon lqt ptenrve ydtrrr rghb MI?IOU?M, grve t?r4 bllawMp :yyour ner sad i numCa: sMtaalM error. :The d191r M" •Dtscrlbe the erica a ymr on, why you, bellow there Is an error. It you need mom Information. describe the Item you are unsure p whW we q?u nn W how we your d igtroeaenyau report ymu ea t t utot tell afyr 11 ooNeet igrrr l ode ureetlditthat are not in v Y?t ?d In„gfor ood q?to y how a DroiHe quality o[f V9 or sservion Ural you urchased wtth a credit card, vYl f? 1 0 afl 1110 go YWr hm9DveR 1s we_dNm, or meroM#nMt or if we ma f6?iutndthe dr all purchom are cwivmd mcou ate }lrw to ur c on your .Send on1Y ur be for me in w at yortlo of this sta ?tifbYe? ck to me a eri a eted A i yolir UUMN Tfle p of rra yrne 6e It u send Cash, comes Bence or other r tt u send the payment to airy an or your amoek?9a. r p?r to a waalarxt or bank wlilp ?rrted?to yewrja rthe rwrltf l dlrresa dYp you have ncc D U yaripaymmmlt h?Mretir?ne6r!'unpild, pre reserve f rM1 r turf It an dNSbtr+atw iy. IsIva pInninoW maUon t u r aamuWeis ro car sl d Ant n?? 6.?em??? IS CMeF?ee. Et?apt es provided below, we will Impose Periodic Finance Ch on purchaosses, cash as and rye trangen; I WOV13 00 $0 data of ),g ;MdW W "S phaae,?sa riraldeoapria? aaaY a Yom' fWdvance at?t:lr. bakor?rr?cea. haro? pu s4s ??o y _q Yictrase y by tF i Pay en?tF a Da6eC ane tnao rttt and Creole ar?pgt l narroe l Mspaeed ononow t?iero"ease adYvaau do nat a ?aolaheparted on o?anoe trmol??eurs or cash adarwes. t c?arnra arc atl ?? faplaaaa until the r s# resaat Raaara?ari moans uurmeot at your entire your no le daily balance now transactions) ifs 4 n which we IL O on law ourcrchlMos method shown OVA willl on the say s caw hhd nng of tla In ti 9°on F a= boo _W WA I that has 00 WIN I% on the C wf??cii are added to the cash a0vom ?ppartryyaarw - ti? first day of the current nporiod eWIM we alcu? your Porla tc nano" Charges Far TDD (TNawassaaakestasr Device for In On* 1wfollaKn. pleas so 1W9b11447-7449. The Discove* Moresm Card is Issued by Discmr Bank, Member FDIC. VIZ%. V M CARD 61SWErt Account number ending in 2190 Real answers from real people. ' When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 Dhcover honk, Member FDIC Closing Date: May 26, 2005 page 2 of 2 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01342%; corresponding ANNUAL PERCENTAGE RATE: 4.90%. Rate is subject to the terms of the offer including expiration. The Discover(R) Gift Card is a festive, prepaid card that works just like a credit card - at malls, online and most everywhere the Discover Card is welcomed. The Discover Gift Card is the perfect gift For everyone and every occasion, so your gift-giving possibilities are endless. And think of the time you'll save shopping and gift-wrapping. FREE Additional Cards for your Account allow you to share your credit line without sharing your Card. Request FREE Additional Cards for those close to you to help with daily shopping and errands and to use as credit resource in case of emergency. Call 1-800-DISCOVER or visit Discovercard.com/AdditionalCords today. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Dates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $4085.72 0.03490% 12.74% V 12.74% $42.78 none Cash Advances $173.81 0.06915% 25.24% V 50.60% $3.61 $8.88 Balance Transfers $3021.22 0.01616% 5.90% F 5.90% $14.63 $0 Balance Transfers $2636.39 0.03490% 12.74% V 12.74% $27.59 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions a Manage your account at Discovercard.com 11 . -_A-_.- 11 -n I.9 nI n^l 0 0 Low%o V CK $2,838.36 CARD 26 SDSN6ADI 0002254 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 ..... .... _,..._... _.. .._....vn.... -., VV, 1 V.&U Vaaa L17?/ $64.00 I Enter Amount Enclosed Below Payment Due Date $ 1^-^1 July 25, 2005 Please make check payable to Discover Platinum Card or pay online 0 Discovercord.com. Paperless Statements are a great way to keep track of your DiscoverO Card activity, and allow you to control when and where yu view your information. Visit scovercard.comlps PO BOX 15251 IIIrulIIurrIIIrIIIuIIIII WILMINGTON DE 19886-5251 Add is-mail one above, or go to Discoveerrc ?d.c m. Printiyour?e-mail asdress to rll 'II "{'1'1 11 111111 11 oil if rIII r1r1) receive important Account information and special offers. 000006011002663532190028383608672000006400 Discover More Card Account Summary Closing Date: June 26, 2005 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $11,661.29 Payment Due Date July 25, 2005 Payments And Credits - 8,932.00 Minimum Payment Due $64.00 Purchases + 0.00 Credit limit $11,500.00 Cash Advances + 0.00 Credit Available $8,661.00 Balance Transfers + 0.00 Cash Credit limit $5,800.00 Finance Charges + 109.07 Cash Credit Available $5,504.00 New Balance 2,838.36 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 36.95 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 36.95 Cashback Bonus® Since Anniversary Date Available to Redeem $ 20.00 of July 26: $37.05 CONGRATULATIONSI Now that your award is $20 or more, you can redeem it in $20 increments by logging into the Account Center at Discovercard.com or by calling 1-877-YOUR-AWARD (1-877-968-7292). How Can We Help You? For Account inquiries, write to us at. Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jun 24 Jun 24 PHONE PAYMENT - THANK YOU $ .260.00 Jun 25 Jun 25 PAYMENT -THANK YOU -8,672.00 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01342%; corresponding ANNUAL PERCENTAGE RATE: 4.90%. Rate is subject to the terms of the offer including expiration. FREE Additional Cards for your Account allow you to share your credit line without sharing your Card. Request FREE Additional Cards for those close to you to help with daily shopping and errands and to use as a credit resource in case of emergency. Call 1-800-DISCOVER or visit Discovercard.com/AdditionalCords today. Now you can save up to 50% on health care by becoming a PlonPlus(SM) member. PlanPlus is not insurance and provides discounts on health care products and services. PlanPlus can be used with your insurance plan for even greater savings. For information on this valuable membership program, visit Discovercard.com/PlanPlus or call 1-800.527-7783. Call 1.800.767.7315 today or visit Discovercard.com to find out if you qualify for a valuable Balance Transfer offer. It's a _ 4 _ iaipertswt Ntlersmie". B there Is more than ON peer to dmfe Wft sYtf3ement, we the back of each page for oddlttonal lmperm Inf ommition. In yrew CwNmftw A«7araeat. Your Cardmember Agreement contains all the terms of your Account Let or edam arwft Report Immedkd iegA Call 11-W 44746U. Ink b{ rrorS or Quas yes About Your?BNt If thP.O. r 41' A; D or It u id ap bnna a . bout a y on yp'yo?. In Can Em®r, tot)nrwklg an MA?Iche error or 02 telf?pp a mg doing a Will not tpe? Wi •Youi Mme iitd Auaoutat number. 'The der Amount d tlle error. 'Describe the error and W Yorm can, why you bWWA there is an error. It you need more Information, dosaribs the Item you are unsure You do not bees to any. amount in question wtYie we are i but you are still l oWin? ?ta parts off your bill that are not in v any question. While we I your queeft-h we catlltet<fhpioat you ae- or ua aotlod question. oredit No aa??0p1 p?f u ha ptobMlpt with Ihs gaullNy DtOF tsfvVcss t you K? m MIS t card, and you only ar t3CetbA t>t Mfi0 ` Or at) pU1Cnd10t are covered . Sorid anIYA?be for t11a the to ? a? thfst s ? enf? ? ??b?Ff??air mount ?tpiifid? f ?r ?idiCkptsd your r t ha ?qy oaalr or a>r11eF r ff rind than payment tD any o? ????? ? ? ? m or? t ? ar? • w a Pla Difyour payma K is Box u6rneai'upmd ra va Me right to re 88it it as an e Z 41*11 e Y ro rt ?°?n' about ur accaunq?e?cerodtt twreaus. La meats, mbsad ? arq, or other dwaults on ur Yttl ilmiq{ton -6 hatncbkade y?ar?rY?naYert e a , troarye ftatiaeaaFafwp?h?afa?dm?k????r a ` rt, ??t , teleptmone num rend number. Finance E and as owrovitiod below, we will Ann es ? on dde OT prier=i ay IN ya?uh s oreahases, cash advances And dlaf@ tArdrp 090" arrtotin Ze e nsa Call one i 0 ? NOW nt onINS ich tuft cash -- _ FHro Imposed an new of your new traaasectlons? method of calculating the balance upon which we urtoe shown on the billine statenwK a u aaea?aad duuieer*a eerrnus i 4010 on mile on vavanw varwwn umd t w n a uiirsrGrrrai more m a N nemum on inn maareal M we W NIOW the tmmrwjsn data to be the fltat day the aamtart I ip period v+haa we r?JcarHaro r t'eatodic ChLims For TDD ?T Daaviee for the Deal) eeateteen, }tease *01-/W-1147-7449. The Dlscovea9 Momew Card is issued by Discover Bank, Member FDIC. CARD 1 DISCOVEa I Account number ending in 2190 Real answers from real people. When you have a question or concern about your Discover' Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 DiK-, Bonk, M..i., FDIC Closing Date; June 26, 2005 page 2 of 2 Discover 2GC(R) Card is the FREE compact companion to your Account. You can use it everywhere Discover(R) Card is welcomed. To request yours, call 1.800-DISCOVER. Congratulations to the 2005 National Discover(R) Card Tribute Award(R) Scholarship winners: Caitlin Barrett, Daniel Cayce, James Craft, Tiffany Grant, Sameer Gupta, RhaShonda Keehn, Logan Skelley, Paula Duesenberry and Kolby VanNewkirk. Each won $27,500 for post high-school education or training. Visit Discovercard.com/tribute.htm to learn more. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $5693.26 0.03559% 12.99% V 12.99% $62.81 none Cash Advances $311.90 0.06984% 25.49% V 25,49% $6.75 $0 Balance Transfers $2826.95 0.01616% 5.90% F 5.90% $14.15 $0 Balance Transfers $2299.66 0.03559% 12.99% V 12.99% $25.36 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. QUOSti©nS? Manage your account at Discovercard.com mr onll 14M.13MMV11:1) 11_Ar)1)_1A7.7A,A1l LV1JC,V CK S8,4b0.80 CARD 26 SDSN6A01 0002255 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 i $188.00 I Enter Amount Enclosed Below Payment Due Date $ August 25, 2005 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. Paperless Statements area neat way to keep track of your DiscovervCard activity, and allow you to control when and where Yyou view your information. Visit Discovercard.com/ps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone changeBPrint change ins ce above, or go to Discovercard.com. Print your e-mail add ess to receive important Account information and special offers. 000006011002663532190084608000000000018800 Discover More Card Account Summary Closing Dole: July 26, 2005 page 1 of 3 Account Number 601 1 0026 6353 2190 Previous Balance $2,838.36 Payment Due Date August 25, 2005 Payments And Credits 120.00 Minimum Payment Due $188.00 Purchases + 1,127.40 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $3,039.00 Balance Transfers + 4,500.00 Cash Credit Limit $5,800.00 Finance Charges + 115.04 Cash Credit Available $3,039.00 New Balance $8,460.80 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 36.95 New Cashback Bonus Earned + 0.00 + 11.27 Redemptions This Period 20.00 Cashbock BonusS Since Anniversary Date Cashback Bonus Balance $ 28.22 of July 26: $48.32 Available to Redeem $ 20.00 How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card avolabfe, Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com MD (Telecommunications Device for the Dsaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jul 26 Jul 26 PHONE PAYMENT - THANK YOU $ .100.00 Award and Rebate Credits Jun 30 Jun 30 REWARD REDEMPTION CREDIT -20.00 Merchandise/Retail Jul 21 Jul 21 RITE AID 3607 CARLISLE PA 37.63 Jul 22 Jul 22 WILLIAMSBURG GENERALS WILLIAMSBURG VA 10.49 Jul 24 Jul 24 WILLIAMSBURG POTTERY LIGHTFOOT VA 76.99 Jul 24 Jul 24 CHRISTMAS MOUSE WILLIAMSBURG VA 175.88 Gas/Automotive Jun 29 Jun 29 GETTY 67640001 CARLISLE PA 37.00 Jun 30 Jun 30 - EDDY'S TIRE & AUTO SVC CARLISLE PA 435.32 Jul 7 Jul 7 ALL PRO WEST 7176979902 PA 217.32 Services Jul 8 Jul 8 NITTANY MOUNTAIN INT'L NEW COLUMBIA PA 30.00 Jul 12 Jul 12 FDX0708850751601959 MEMPHIS TN 20.77 Jul 15 Jul 15 NITTANY MOUNTAIN INT'L NEW COLUMBIA PA 40.00 Balance Transfers Jul 4 Jul 4 CITIBANK 5410658435404973 TI NV 4,500.00 Jul 4 Jul 4 BAL TRANS TRANSACTION FEE FINANCE CHARGE 60.00 APR 4.90% EXPIRES Ill /2005 Supermarkets Jun 29 Jun 29 NELL'SSPRINGROAD SNS CARLISLE PA 46.00 Information For You Call 1-877.353.0941 today or visit Discovercard.com to find out it you qualify for a valuable Balance Transfer offer, It's a Fast and easy way to save moneyl TRANSFER BALANCES - Call - 1.877.353.0941 today or visit Discovercard.com to see what Balance Transfer rate is ft m howlis at Werlaallin. If there Is more than one pope to MW WIN statement we the back of each pope for addttionet W*~ wormsdlon. Sae year Criaember Agreemeat. Your Cardmember Agreement contains all the terms of your Account Lost ar a-,' Marls. Report Immediatelyl Call 1400.647-2H6. In Caa?se of E?rror ora Utrhttaa Atout Your Bfllr K u thtk® your bill is wron or If Yo more Information about a n tre i japW din ORD days s ? a"fftM et the tfnt?on whteh tAsix he elm'or pr ? "Osumi d 51YOU Ca? stes3pho?,n1 We must bar doing so w11 not prearvs your riphb. in your tKMr, giver us fsttowtrq tltfOTfratbla: •Your na Mind Acooutit number. iD? r?ls enormrd t you qn, why you beib+ra them Is an error. I( you need more infomuttkm, describe the Item you are unsure You',% not have to paY amp anwunt in ggueNlon while we ate but you are soil otuigaod to Pa the parts of your bill that are not In qusstbtt: While we i re yoMr gireaMert, we mm report l+au as emit UM May lfatbaa to ?Iaet a era you auk. a credit carpdr, and RESEW ffimb Purshme, if have a wfth the quality of goods or services that you manned with t 'M%:Y?M r MORI ?"W W VDPOMO on :D*W ??*Ui th on M1, 100 of porclases era coveted 1-1, !9!E9CWaW Or oTYOUr cherdc. ? ? ?? ? pn n of thlt>famk b metre anthe enveb r v•?r eoraotrn;?el the?Hn?iia NN hr I k as other ((r???n 1?a cash oor or o own orollfr 1 r a satui ttre paymerK to any bank f?? bb paler to your A?Otmt a??i 1M t?diy? your?? ?or? a weaicehd ar DtIf your paymenDt Box 15251. , we Drso taiga Br R is muM* it as an = 1 debilry. PlImIj IaccoEast tle taje wand x 1s?1 Ex truslers ill impose Periodic q as below, we w and on Did Finance on pu and Ll oaaas urdN the data Qfarn= le r l+ k W* I ry ne 1101 purclanea advoncea nrpat?te on or Prro? ?o day of you Film on the an dislimment on *Woh th p?u ham ! Cwt of by pia F wwMMta the aMha"s if Cre4ial on the New ?aerr shown[ this ga " Ydi do a ?d on W=WW trarrafars or caahdOWNW FVnatae Chatpss arom new, nrx , 19: ? y occurs. caal date of t Re nt msarw of r emirs until the are oa aN tax+seotlaaa rr??aYn1en for= a .,_ . r e.r.... ?.. abr. =noes rrem.nt eu t!u Auma6t?ua 1aa > atarela on ..---- -- n to nee We ias $io f le average dally balance (Including new transactions) matnoa or catcuarun This mEans if Yo vreoVAII I u did trot tIM Now sham on the thfa on new nls eta yUa the batanoa a of the eodh In?g ado t1 eaMa dey ? s the a ditar bax C n?iq? the the t^n 1? laws 0 onr y pp?? ?t a d flralt p of from the yA? puMse a Tran et T?ntam oe Fee Fla to ktol0a0a 14 itt Malty cas?h? nce to IWAI Ufa I t has Irate due is a No In or b? ? " tsttafers on that?ind .teas unpaid add that balance to the a subtract All teas b r /y?oum ere added to ttM Char m a?an to the +cesh advance ugawmw ?ta i npnperVW we cacutaua your Perk is nonce has on to be -the first day of the current rg"• For TOO (T? Device for the Do" Redstone, piano ae01.601.71l7-7440. The Discovea Morsels Card is Issued by Discover Bank. Member FDIC. on L)D\ OV tK Account number ending in 2190 ??sc?vEa I CARD Real answers from real people. _77 I When you have a question or concern about your Discover' Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 62006 Diu ", Bonk, M.mtwr FDIC Closing Date: July 26, 2005 page 2 of 3 Paying your Discover(R) Card bill online at Discovercard.com is the fastest, most convenient way to make your monthly payment. All you need is your checkbook - enter your banking information once during sign-up and you'll never have to enter it again. Visit the Account Center at Discovercard.com and you can begin making payments right away. 25% of credit reports contain errors serious enough to result in denial of credit ("Mistakes Do Happen: a look at errors in consumer credit," Nat'l Assoc. of State PIRGs, June 04). ProfileProtect(R) is a comprehensive service that helps you monitor and manage your credit. Enroll today at ProfileProtect.com/control. Introducing Auto Bill Pay, Diacover(R) Card's free service For paying your bills. Phone. Cable. Subscription services. And more. It's a great way to save time while building your Coshback Bonus(R). Visit Discovercard.com/Autobillpay to sign up today. What steps are you taking to prevent credit card fraud? Lei The Register(R) helpl In the event your wallet is lost or stolen, we'll cancel all your credit, debit, and ATM cards and have new ones reissued to you. Plus, you'll receive a free credit report & 60 day monitoring. Call 1.800.347-3395 or visit DiscoverCord.com/TheRegister for details. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $3210.08 0.03559% 12.99% V 12.99% $34.27 none Cash Advances $318.60 0.06984% 25.49% V 25.49% $6.68 $0 Balance Transfers $3501,15 0.01342% 4.90% F 19.75% $14.09 $60.00 Balance Transfers $1.42 0.01616% 5.90% F 590% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions. Manage your account at Discovercard.com w 0 Cf) 8 0 fn" VIO%. V tK CARD vwuun, vwo. L?.20 I Account number ending in 2190 page 3 of 3 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 36.95 Purchase Award This Period + 0.00 11.27 Cash ac Bonus Award Total 48.22 6/30 Account Credit - 20.00 Cashback Bonus Award Balance Award Available to Redeem 28.22 $ 20.00 Restrictions apply to thp Cqshback Bonus Partner offers visit Discovercard.com or call 1-800-DISCOVER (1-800-347.2683) for details. For program details, see the Cashback Bonus terms and Conditions. Vlb%. V tK $9,216.64 CARD 26 SDSN6A01 0002256 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 .Bel-ow --- ..--- -- ' $393.00 I Enter Amount Enclosed Payment . Payment Due Date $ l - September 25, 2005 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $188.00. Paperless Statements are a_great way to keep track of your Discover® Card activity, and allow you to control when and where iYou view your information. Visit Di scovercard.com/ps PO BOX 15251 111...11.?111L1e111e111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change inspace II Ifill 1111111111111111111111111J1(n111to If 111L11111 ?1 111 1 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190092166400000000039300 Discover More Card Account Summary Closing Date: August 26, 2005 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $8,460.80 Payment Due Date September 25, 2005 Payments And Credits 0,00 Minimum Payment Due $393.00 Purchases + 652.84 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $2,283.00 Balance Transfers + 0.00 Cash Credit Limit $5,800.00 Finance Charges + 103.00 Cash Credit Available $2,283.00 New Balance $9,216.64 You may be able to avoid Periodic Finance Charges, see the reverse side For details. Cashback Bonus® Opening Cashback Bonus Balance $ 28.22 New Cashback Bonus Earned + 1.54 Cashback Bonus Balance $ 29.76 Cashback Bonus® Anniversary Available to Redeem $ 0.00 Date: July 26 How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deafl: Customer Service: 1-800-DISCOVER (1.800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Merchandise/Retag Aug 9 Aug 9 WALMRT SUPERCNT 002574 CARLISLE PA $ 38.15 Ot6r/Miscellaneous Aug 25 Aug 25 LATE FEE 39.00 Automolive Aug 6 Aug 6 MR TAILLIGHT A199476955 OH 270.00 Supermarkets Aug 24 Aug 24 GIANT FOOD STORES #035 HARRISBURG PA 20.55 Home Improvement Aug 12 Aug 12 THE HOME DEPOT #4149 CARLISLE PA 285.14 Information For_You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR For purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cardmember Agreement for details. Your account is past due. Please pay your minimum monthly payment plus the past due amount. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.03627%; corresponding ANNUAL PERCENTAGE RATE: 13.24%. Rate is subject to the terms of the offer including expiration. Iraprtant Wlermaillan. 9 there Is more than one page to this billing statement see the back of each papa for additional important Information. 6a Vow CardraarNnr AVesar vL Your Cardmember Agreement contains all the terms of your Account CA Lost or stela cards. Report Immediately! Call 1400447-2688. M In Case se of Erma or Questions, About Your Bill: H you think your bill is wren nor clot a need more information about a PvNNoO.h tx1e 11992: Wlpn bt8rtt app r* Wort trerls l a rt ? Nyeps+dnt you r bill on rod DYagcant4elep asus $« must ddoelenp m will not praMrve your in you Ietlr, p us thb foilnwing IMormaUon: •Your n?tr?e and Accarnt numbir. •Tb dater amount of the tte?ed error. •Deec?Ibi the error and eapl n, K you can, why you believe there Is an error. It you need more information, describe the Item you are unsure o You do nol have topay a amount in q9uestion whll we are in Unp, but you are still obl?atstl to paY the parts of your bill that are not in question. Whib we Itnlettil your question, we <raFarOt riport yeu as aingrrsnt or take any aotbh to oerleci ms aarowtt you quearlion. ills M v Wd =cbsti ea: It have a problem with the quality of s or servlces that u purchased with a credit card, and you WI to comet Ua nlemr Y % ar OO on the services. when tlre price Wta? roses letj"tWha t' sar w11{Hrf 10miles of we ow or operate the merchant or H we mallet! you the miler ON purchases am covered the W"fit or btlaflor? of lwrchave.> Paytaatsta. Send only your yment ark the top portbn of this ata?rment In the enveope pprrovided. Do not send cash. ey sendi r check as dMOrled a as In use on check males in sMOttonlc dsDN from your mount at the flnandal In?on Indicated on r check 4a fm the a?mo?urrl o???k. The prcoessin®Qd yllr payraeM hs dahy? , y?r send cor se or olhsr Hems with your 1,11 u send the payment to any other address of It you ? an ether than th6 one pro Pates n on cr afMr 1 PIN ? Friday or on a waMcend or bank taNkfay wNl bb gated W youww?rl?OUnt as of the aaxt business ihy li you have m your envelope, aerat?r payment to Discover 1 your payment Box urt ice, *a nresenva tiro _6W to P?rI a7-10 an !slim ale debit VNnY u a ma reN 1 1 4s m?e honk tam w e n mDer end cc num?er?? ?e?t?16816, r hN Ch . Except as rovided below, we will impose Finance CN#W on h? as and ?OWudm of ettitsr putchaes a unmado, OR pf TIM t d oiny u d or thre b ou pn a rtt of Period! Fines Ch on itevt rchases ft u pay t New 8alartce slaMm mr the pp? on which the purclatb floash by the Pa mint Due oats ah0 ?i andi?on tgat sptaanea0ga! a ysur Preulsm Wa ithis the " .You do bp?? have a pnRriod on bartsaGt t[ansters or cash advances k; Finance herpes ere i on new` nee Ps MnIepaM?ve? areppl?aymy wrBaN rrrtera?aarepotlrsos?an an Bslengcssun?ti?ltthn dab of r ?ment means prr of your srdire actual ored thb rssvbtra 8agnaa?vrNl not l?rnpap'Parlodlo Flaa?na?i ??irewO?Prua?t? the teak Periodic r`'lnartoe Chatpes for you[ Ac<w<tM Tiro Average Dally Balance h shown as 6 tt no'PStioOlC"Ftirairea Cherget a{,plyt n a talnwctbn We ute the b atrorape daily balance (including new tratuaetions? method o1 ca?uiaUnp the balance upon which, we im F;nar? s Charges. Th?s mans !' • rid rwt pay the New Balance shown on the tulNnp statement you recePoed Burl?O tM us bIN the Pavrtohnt W1a Deli vro will imeaRa Psrbdk Finartps Charges on rrsw purctiatashat_flrsl ap?lnarad oe that oa(lrta >rneni as Ieu "Al }t4?tlilhipagWratesu amwouveegrnkl. Int oIcuitar agMre untcI OW a»(rproTglp?rf Qnre theme of uro ng pe?totL I of those ?ne6en on thak 9aiararose trs?ntrtsrttxion Fee the that purchase raid ba and we add that unpaid balance to the balarme of the. pprcJ?e All test b Aecsunt 40e added the purchase 14 CSiMk p Finaws Charges wh stuld to the areA adwrxa transsctjon oatiegiry and nflga?er Trai ee Flnsnos Ole sddeQ to the to bathe first ?y nthegeurrent ? periood ?n we made, ubdt pwAous r Peti tie Finance Charges. on this tamant, we the UanlawKlon date For TDD (Tslsemrraadeslian Dwles far the Dssfj odstance, Please call 14990.947-7449. The DIscovs6 MoreeM Card is issued by Discover Bank, Member FDIC. VIZ%. V CK CARD ?ISC?VI:a I Account number ending in 2190 Real answers from real people. When you have a question or concern about your Discover' Card Account, we're here. 24 hours a day, - 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02000 Di eo Bonk, Member FDIC Closing Date: August 26, 2005 page 2 of 2 Discover Bank Money Market and CD Account rates consistently beat national overagesl * View our rates at Discoverbank.com, or call 1.800.347.7000 to speak with an Account Manager. Open an Account today and mention code: SM0805M. Member FDIC. *Based on comparison of rates reported in a recent survey of financial Institutions by BanxQuote.com. Paying your Dlscover(R) Card bill online at Discovercard.com is the fastest, most convenient way to make your monthly payment. All you need is your checkbook - enter your banking information once during sign-up and you'll never have to enter it again, Visit the Account Center at Discovercard,com and you can begin making payments right away. Discover Financial Services is once again proud to support the Juvenile Diabetes Research Foundation's Walk to Cure Diabetes. Help us raise even more money to fund research for a cure by participating in the Walk or donating your Cashback Bonus(R) to JDRF. A cure is within reach. To learn more, visit Discovercard.com or www.ldrf.org. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $3930.20 0.03627% 13.24% V 13.24% $44.19 none Cash Advances $325.50 0.07052% 2574% V 25.74% $7.12 $0 Balance Transfers $0 0.03627% 13.24% V 13.24% $0 $0 Balance Transfers $4599.04 0.03627% 13.24% V 13.249'0 $51.69 $0 The rates that apply to your Account are either fixed (F) or they may vory (V) as noted above. Questions? Manage your account at Discovercard.corn LA.3'. %?M MK $9,622.94 CARD 26 SDSN6A01 0002257 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 ------------ _.. . $214.00 f Enter Amount Enclosed Below Payment Due Date $ 1 October 25, 2005 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. Address, e-mail or telephone changer' Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Paperless Statements are a great way to keep track of your DiscoverO Card activity, and allow you to control when and where yyou view your information. Visit Discovercard.corn /p9 PO BOX 15251 1111111111 oil 1111 11 11111111 WILMINGTON DE 19886-5251 Ir,IIIIIII,Ir,IIIuIrrIlu?Irln?I?I?Irlrrr,IIIIIInuil1Jnrl 000006011002663532190096229400200000021400 Discover More Card Account Summary Closing Date: September 26, 2005 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $9,216.64 Payment Duo Date October 25, 2005 Payments And Credits 400.00 M+nimum Payment Due $214.00 Purchases + 436.08 Credit Limit $11,500.00 Cash Advances + 246.45 Credit Available $1,877.00 Balance Transfers + 0.00 Cash Credit Limit $5,800.00 Finance Charges + 123.77 Cosh Credit Available $1,877.00 New Balance 9,622.94 You may be able to avoid Periodic Finance Charges, see the reverse side For details. CtOShback Bonus` Opening Cashback Bonus Balance $ 29.76 New Cashback Bonus Earned + 1.09 Cashback Bonus Balance $ 30.85 Cashbock BonusO Anniversary Available to Redeem $ 20.00 Date: July 26 CONGRATULATIONSI Your Cashback Bonus(R) is waiting for you. Visit Discovercard.com or call 1-800-DISCOVER to get your share of America's # 1 Cash Rewards Program. How Can We Help You? For Account Inquiries, write to us at. More Card, PO Box 30943 Discover Please have your Discover Card available. Salt Lake City, UT 8,4130 Manage your account online at Discowrcard.com TDD (Telecommunications Device for 1hs Deaf): Customer Service: 1-800-DISCOVER (1-800.347.2683) For assistance, see reverse side. Transactions $0 Fraud liability Guarantee Use your Discover Card with confidence. Trans. Post Date Dofe Payments and Credits Aug 31 Aug 31 PHONE PAYMENT -THANK YOU $ .200.00 Sep 14 Sep 14 PAYMENT - THANK YOU -200.00 Merchandise/Retail Sep 1,6 Sep 16 DOLLAR-GENERAL #0819-CARLISLE PA 12.35 Gasoline Sep 7 Sep 7 HESS 38252 CARLISLE PA 50.00 Trawl/Entertainment Aug 29 Aug 29 RENAISSANCE HOTELS 967 BALTIMORE MD 373.73 Cash Advances Sep 19 Sep 19 CASH ADVANCE CHECK #2281 203.60 Sep 19 Sep 19 CASH ADVANCE TRANS FEE FINANCE CHARGE 6.11 Sep 19 Sep 19 CASH ADVANCE CHECK #2285 42.85 Sep 19 Sep 19 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Information For You Balance Transfer offer For current billing period: Daily Periodic Rate: 0.03696%; corresponding ANNUAL PERCENTAGE RATE: 13.49%. Rate is subject to the terms of the offer including expiration. knpw%d N0nagen. It there is more than one page to this billing statement, see the back of each paps for additional Important lnfomation. see Vow Carrbma*w A/raolnent, Your Cardmember Agreement contains all the terms of your Account fA Lost or stdon m*. Report Immedlatelyl Call 1s1?90W847-2tiQ8. k your ill I ro or if more !r m o° wr r aAdr w y o fMdl owtPi t Max he be troi or app" You cans to as n hond w about kut so wb ;n, o7A= "I yw r?rtme dolNr e rlbe the ag ff you can why You bebbire there is an error. N you need more information, describe the Item you are unsure goonot fhib v e l iY=yaur t in guatlonwhite vm are mslting, but taitetry ll o peY the parts your bill that era not in , we cannot report You or e 9uortafi? as a duo that tyttln a? a cmdn cared, and you own ir qua Ion MO 0 a arw 10Uamrot MOO OV!ft the c 11111111 purchases are cornered payNSeRb. Send only your ymsnt and the W porilo5rtaorf t Is staterrt9,t In the emrok?pevkted. Do not send cash. BY s?ndln? your check as niescdbod aboae us to use intior oo r? td an sUCtronk WIDK from your account at the flnanc lns?utkm lndkiatsd on r clack ` is be for the anwuni your ch k TI» profow?{n90{ your ptYment may be tt Ysy rind Cash correspondence or other Items with K If u he the payment to any other or fl yet roll to envelope ottrsr? thi erns FayrheMS recarvsd pew ?Ur ur ??Frr or on a weekend or bank YWIi tre pa6ed to your Acrtount as ilul text nesa day N you have mh r pe to Drrcs ? Ben yment IaBrotu?ned rm tpaaf reDsstim ftte® right to resuP? omit tt as an ?ni ddsbP k, PO t e rapori fnfor rm?atioostn rrhout r accountcrlt up sLate?YOUmrI O?QBr niontfr. 'o?rer< if?auMlraMe a ?wrlM ua of the a9at? Wllminpton 9.6 6, include your acne, a , tro a hone number and m number P"* ExceA as ed belm, Yre will Am Peisodic Fina?nnce Cha on purchases cash advances and Is ce nters of s ?an or tRe h of yewr bi8tnp periodu ,MrdMri dilnag orLMe You can awtd ym nt of Periodic Fine Lee Cit?rp on new rCh ss !f u pa the taw Balance shown an the Un nt on which the bA purchpe first eta °by the PtlymeM DuerOW call the Pay? r arrd'aCrodi °or, 9Y1t p? your ?, " this the "yrace " You ? not have a period on lrtlalas ttanatars or cash ad+?e?P ?? on new w txntissnes tnngin ark cast >iancesbaplniM?it the drtte the transetbn oeCUro. ,,., .rr tranu?lnne a ()4n Halanaea unW the data of racamient Rauavrnstrt means pavmeni of your entire iruil alai itiiwtt iricludac >siiriLdlti nloh lase, cash adwitc?, to as tton a: A dWtroe x A?mbar R& in the UnL t?we il the your Account he Ayerage Daft' Balance Is shown as 6 4 rice v balance tkwludina new transactions) method of calculating the balance upon which, woe Im„ pose Perrbdic dalr difi v then on on ferm8lated dare W a fate ymail or Mal: "dal u 00 e oherwise " of t®ii tanseotlFea list ch and we add that Wons balance of the oucMaars added tr the «? ryra Trig= F are thee date cry If a twaactien made in aore?usWDattcdis Itemized on this stag tL we MWE'a to be the first day of the curtail billing parked when we For TDD (ToNnowd oselto taws Deelce for the DOM esdstree, Mars nos 1800-347-7449. The Disrwven® Moresw Card is issued by Discover Bank, Member FDIC. VIZ% YCK I 1715 WEa I Account number ending in 2190 CARD J Ell „a Real answers from real people. x - When you have a question or concern about your Discover" Card Account, we're here, 24 hours a day, ?a 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 Oiwo r 8.4, M-b. FDIC Closing Dab: September 26, 2005 page 2 of 2 Auto Bill Pay is Discover(R) Card's free service for paying your bills. Phone. Cable, Subscription services. And more. Ws a great way to save time while building your Cashback Bonus(R). Visit Discovercord.com/Autobillpay to sign up today. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $4673.58 0,03696% 13.49% V 13.49% $53.54 none Cash Advances $399.36 0.07121% 25.99% V 59.88% $8.82 $11.11 Balance Tran4ors $0 0.03696% 13.49% V 13.49% $0 $0 Balance Transfers $4392.41 0.03696% 1149% V 13.49% $50.30 $0 The rates that apply to your Account are either fixed IF) or they may vary (V) as noted above. Questions? Manage your account at Discovemard.com ..- __11 s _ann_nic.-twee i t ann a iY n,L aos n O I a Q?bv V*? g?j;?, $11,054.15 . _...... _.... _,..._... _..-. ($277.Q0 ..,.......w . wa.vo. vv„ vv?.v v.!?J L 17V Enter Amount Enclosed Below CARD Payment Due Date November 25, 2005 Please make check payable to Discover Platinum com vercard 0 Di li C d . . sco ne or pay on ar 26 SDSN6A01 0002258 RAILING, SCARLET Paperless Statements are a reat way to kee track of your Discover?Card activity, 1874 GEORGE AVE and allow you to control when and where CARLISLE PA 17013-1124 you view your information. Visit Dtscovercard.com/ps PO BOX 15251 111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space )f111)11(11)1111116ill I111111till 1i)fill 1111111111111161111 above, or go to Discovwcard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190110541500000000027700 Discover More Card Account Summary Closing Date: October 26, 2005 page 1 of 3 Account Number 6011 0026 6353 2190 Previous Balance $9,622.94 Payment Due Date November 25, 2005 Payments And Credits 220.00 Minimum Payment Due $277.00 Purchases + 485,12 Credit Limit $11,500.00 Cash Advances + 1,000.00 Credit Available $445.00 Balance Transfers + 0.00 Cash Credit Limit $5,800.00 Finance Charges + 166.09 Cash Credit Available $445.00 New Balance a $11,054.15 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus" Cashback Bonus® Anniversary Date: July 26 Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ 30.85 + 1.30 $ 32.15 $ 20.00 You? How Can We Hel For Account Inquiries, write to us at: p Card, PO Box 30943 Discover More have your Discover Card available. Sale Lake City, UT 84130 Manage your account online at Discovemard.com TDD (Telecommunications Device for the Deafl: Customer Service: 1-800-DISCOVER (1.800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Uability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Oct 26 Oct 26 INTERNET PAYMENT - THANK YOU $ -220.00 Merchandise/Retail Oct 5 Oct 5 TARGET T-1254 HARRISBURG PA 65.23 Services Oct 5 Oct 5 NPO*NEXTEL PARTNERS 888-566-6111 NV 350.00 161868700008080 Cash Advances Oct 4 Oct 4 CASH ADVANCE CHECK #2351 1,000.00 Oct 4 Oct 4 CASH ADVANCE TRANS FEE FINANCE CHARGE 30.00 Supermarkets Oct 20 Oct 20 NELL'SSPRINGROAD SNS CARLISLE PA 9.07 Hame Improwmet?t Oct 24 Oct 24 TRACTOR-SUPPLY•CO #026 CARLISLE PA 60.82 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. Hey, Juniorsl We are searching for outstanding high school juniors to apply for the Discover(R) Card Tribute Award(R) Scholarship Program. Scholarships will be awarded to high school juniors who have excelled beyond academics. To find out more, visit our website at www.Discovercard.com/tribute.htm. Auto Bill Pay is Discover(R) Card's free service for paying your bills. Phone. Cable. Subscription services. And more. It's a great way to save time while building your Cashback Bonus(R). Om kqwtwt pMalnuatlM. tt there is more than one page to this billing statement s the tuck of each page for additional important iMermatlon. tics Vow CardaAWw AVviSiSi et. Your Cardmember Agreement contains all the terms of your Account teat or steles rant. Report Immedlatelyl Call 1-100447-2A81t. ? lb us tialllDtgly. In Case of Errors or aQ?ulettbns About Your ?U: If u thi k your bill is wmn , orit more Information scout it b? o NO law We?must IrTrO(i1soyNy10ta11 Uari'ar? ? ?i A y???? Ai1ch tin1arlrogr2Mw' ? You cant doing so WHI not preMarw your rigs. In your letter, f us the following hrfornlatioh: •Your WW Mxlamt humbler. •The dsdrlount Of the error. •Dpeoseaft the error and ex you an, why you Willow theca Is an error. If you need more information, describe the Item you are unsure You rro not have to a amount in queStIon wkb we are i tin , but YOU are still obligated to p8y the parts of your bill that are not in questlon. whNe w ( your gir?lon, we cannot report Vve ae a l? eY aka arty aCtk to COifeC[ tfle amount you Question. t" f?aoro' Cd otMt Card Pw;liasa; If have aProp?n with life quality of oods or services that you uichased with a credit card, and you j? kt.-good fio Ctla wMh 214 mom uy not ltlwp to the r due on the mods or see You haw tI 0 11 the price rras i s 1iw yarn' sets or v in 100 m i" of your mad ad t?{MnWA dwn or ???the ?reM orNwe ma you the ad a all Purchases are cowered regandbeat the amourd or location purchase.) . Send ony your D?aayrrmnt and the Wp portion of this statemenqtIn the envebps pprwidad. Do not send casR 9y send. ur check as desrrrthad hortza ? in u Infottrtefla en clack ? Arm an bNGtronic dsbn'irom year atxount at the 1lnertciaf kidknttod amount o??pwick oTYOt1r cp p?wyiN?be ? ? ?t sMr1d ash, co ndence or otlar Nen1s with r rb,1f you send the paymant to any. othor Hof M vou3n ?mother?n k1i:pns't?rgMd?ed, fits oa or ? t I??mugT ?r?r or1 a weekend or bank wN1 bi to your as tiro ltplct tl dpy. N you nays r e tl your to P"N 01swa It yowr paymartt Is x 1 unp ra?aruta &r ht to MU UOI itv as arty r d try. CtatMt ?t aboutn atl1sea ?11te;Hus? red, ar other defaults on? u,,r &4ni It reopen ur>s a ?'x of cash 864AW and AW'm vus III or Pulthales en ae oaoccun urs wnd the a dat attle Hof v% 1:1 ?nd oRyour oDltbd dl4 t of Li. bale os 1?n rpMU? yn ?rt??as flr ? Cy t? PePayrnontFDiuaa ?e n:rtG tl? sn?? pu aCrsd19 onp?y cttqu t? Bafanm s?Aew the t?rs??t oaY?ewhpiC?i+ ins the " Ytw do nowt inrana?e agp??p psrlad on ?,Eaoutrnanslen or cash aWar?eAii??IFtnertea ? ere i on new`611fatxxith( ?.ra- 'Iroen?3d on w mind did B?rfancaa until the date of reoevmenl Rst?Natt maat?s GavrAent of Your entire your Account The Average Daly tlalanoe to shows as tit average oauy Catance tt lualnG new rtansacuc rrea?s Ii did not pay the Balance shaven on we will Partodtc Fitt Charges on new ear on this sit YlWear we aHemy_.imp? rate or ten an In the on the sa that we sacWn to bathe fl day of the rt?srd U ngItpeerf d *0" we made ulate y?wrr Pe Wblift icT rrartcn ines.atl on For TDD (TN actives 0ovlt a for Ow Dn4 anklitace, please eaM 1400.347.7440. The Discova* Moreau Card is Issued by Discover Bank, Member FDIC. U !%, 2V ?_ D1SCiVER y Account number ending in 2190 Real answers from real people. When you have a question or concern about your Discover' Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 Dixon Bonk, Membw FDIC Closing Date: October 26, 2005 page 2 of 3 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current biHng period: 30 days Purchases $5091.23 0.03764% 13.74% V 13.749'. $57.48 none Cash Advcinces $1397.76 0.07189% 26.24% V 51.63% $30.15 $30.00 Balance Transfers $4292.15 0.03764% 13.74% V 1374% $48.46 $0 The roles that apply to your Account are either fixed (F) or they may vary(V) as noted above. Questions? Manage your account at Discovercard.com - -_NI 7 _QM_AICr^%1CD i 1 0AA 9 A7 74471 Ll:%,;%.O 'V CK CARD ?.IVillly Vlllesi I A, ccou???.ntn ,um-11L I October 26. 2005 mber ending in 2190 page 3 of 3 Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 30.85 Purchase Award This Period + 1.30 Cas ack Bonus Award Total 32.15 Cashback Bonus Award Balance Award Available to Redeem 32.15 $ 20.00 Restrictions apply to the Cgshback Bonus Partner offers visit Discowrcard.com or call 1-800-DISCOVER 0.800.347.2683) for details. For program details, see the Cashback Bonus terms and Conditions. 0 c i?Fer" $10,217.76 CARD 26 SDSN6A01 0002259 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 PO BOX 15251 111111111111111 loll IIIIIIII WILMINGTON DE 19886-5251 Address, e-mail or telephone chongell Print change In space )?r?))?n)?r)rr?r(rr?rr(??ri(r?rrr?All III Iloll II IIIIII11111111 above, or go to Discovwcard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190102177601054150025600 w Discover More Card Account Summary Closing Date: November 26, 2005 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $11,054.15 Payment Due Date December 25, 2005 Payments And Credits 1,054.15 Minimum Payment Due $256.00 Purchases + 71.05 Credit limit $11,500.00 Cash Advances + 0.00 Credit Available $1,282.00 Balance Transfers + 0.00 Cash Credit limit $5,800.00 Finance Charges + 146.71 Cash Credit Available $1,282.00 New Balance - $10,217.76 You may be able to avoid Periodic Finance Charges, we the reverse side for details. -,...-... - -- I •E n •--ter--A ... moun..-.t ..-E-nclose-d- -Below --- ---- - • • - I $25b.00 Payment Due Date December 25, 2005 Please make check payya6le to Discover Platinum Card or pay online @ Discovercard.com. Paperless Statements area reat way to keep track of your DiscovewCard activity, and allow you to control when and where you view your information. Visit Discovercard.comips Cashback Bonus® Opening C03h6ack Bonus Balance $ 32.15 New Cashback Bonus Earned + 0.36 Cosh6ock BonusS Anniversary Date: July 26 Cashback Bonus Balance Available to Redeem 32.51 20.00 CONGRATULATIONSI Your Cosh6ock Bonus(R) is waiting for you. Visit Discovercard.com or call 1.800-DISCOVER to get your share of America's # 1 Cash Rewards Program. How Can We Help You? For Account Inquiries, writs to us at Please have your D'uKOVer Card avaiabls. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TOO (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Nov 23 Nov 23 PAYMENT -THANK YOU $ .1,054.15 Gasoline Nov 3 Nov 3 GETTY 67640001 CARLISLE PA 40.25 Supermarkets Oct 28 Oct 28 GIANT b 9r0kES'fF035•HARRIS8URG PA - - 90.80 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.0547796; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. Pay your household bills with your Discover(R) Card. Phone. Cable. Subscription services. And more, It's a great way to save time whsle building your Cashbock Bonus(R). Through the generosity of our Cardmembers, Discover(R) Card has donated more than $14 million to the Make•A-Wish Foundation. You can make a child's dream come true by electing to donate your Cashback Bonus(R) to the Make-A-Wish Foundation. To learn how, please visit Discovercard.com or visit www.wish.org. . lithem is more than one pope to thtt billing statement »e the b?k of each page for addiEbrrai in?Portant kdormatlorr. m ttee y01 r Carimmbw Apareeat. Your Cardmember Agreement contains ail the terms of your Account Lod or It" arcs. Report Immediately! Call 1-111"1-2688. I n t a r b . In ISO 01 Errors or Questions About Your gilt W thtP o your 1519x, wran if #tE !9 1IX18 q? We mrr? bar tom ylw ?n?p?°W ?omiatior??'••ich the error ?or #? doing ? wlli acR proeerw yon dp `? •Yout tams and Axount number. •The douar amourd a the s?qe? error. .?M? ? error atMi ,{n ?p yeu qn. „vhy you believe there Is an orroc If you nod more Inlormatlon, describe the ltom You are unsure -4 y?o I?trs to anyamount In vrhBsr we are I but you are still obi led to? peY the parts of your bill that are not in questbn ppaayy litvaeup y Your q of oM or any rrtd aettsdtthe an+t you qu• . WhBs YYe ? q?usauon?'a?e tags ?? ya it u have a with the quality of gw* or services that mcbseed with a cndlt card. and you to I - 5. hhttvvpp v Ana ?R P ire coZWIA vvomdd your rmrBi a? C?tt'? awn ar tl?e merctarnt or Ifs ?? repardba o? tta emouitt or acatlon purchase.) 4p gy ??gpp you ?k Sind only r Y ?rot the PDT mild an esaot?ram y uor not socount so(O at J% kw>l?rem?r?adid nd or aTyoNfaMc of your bs ll?oes or ent error 1 n F or od i +hookoto any he P thli dni•ah°a°esp( r p?nnt to I(y?W ott1K have Yu, e nvowsi other fees bank Discover Bank PO Is Bwtlti?2rb?1?jjrUrs?rl6ttoPkase Ras an elstrasicdsbiC B your paymen other gape rltsmlreed pa ro a i eatWIi your account 1o ceus L%rrtnumbor. m C too onth. q 0.631d.? hrcoirn?ro6, tMMh9nono number Wflmhrptonwawefe??a??,aa?u oeo? grpose ar?_n ham cash and transferc of ewer pu`rohwtis a??afMnaes on or?IPrwr dN+ a Yom` on Pum ? ??M aa r?e? rpe4 ? you ? t ? 1<t? airotttiOnfEUae Nrst?ep?ars?bY 1tM P?yrnentF?i t?e,?ar6 ??y?,????yyC??reaat?on` .. _ r.... ?,rY ?Y?M? M Q?l? or sash t? nn naW For TDD ITNoeoaraalotAlsos DeWlee ter 90 Dod1 U*tW"- fb"o t-6e0-9>ZT?Tei6. The Discovee MoresM Card is issued by Discover Bank Member FDIC. CARD D&OyEa I Account number ending in 2190 Real answers from real people. When you have a question or concern about your s y: Discover' Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Cali us at 1-800-DISCOVER (1.800-347-2683). 02006 Dirc-, Bmd, M..L r FDIC Closing Date: November 26, 2005 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Batances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $5385.16 0.03764% 13.74% V 13.74% $62.84 none Cash Advances $1673.70 0.07189% 26,24% V 26.24% $37.30 $0 Balance Transfers $3991.69 0.0376A% 13,74% V 13,74% $46.57 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com 11 ¦ www winwwunw I\ - . - n • ww. 1Lir6J°?r V r-M $10,861.09 .... . _,.,._.....,... . ............ . wn,uo, w vvcv U,144 t r I I $272.00 I Enter Amount Enclosed Below CARD Payment Due Date January 25, 2006 Please make check payable to Discover Platinum com 0 Discovercard li d C . . ne or pay on ar 26 SDSN6A010002260 RAILING, SCARLET way to kePaperless ep track of your our Di Dissco o evear great Card activity, keep track of 1874 GEORGE AVE and allow you to control when and where CARLISLE PA 17013-1124 You view your information. Visit Discovercard.com/ps PO BOX 15251 111 1111111111 I111 I''rrr'` I WILMINGTON DE 19886-5251 Address, e-mail or telephonechange$ Print change in space (rrr,??r?rr?rr(r?rr?rr(????('rrr?r?r?r?rrrr??+?riirn(??r?rr? above, or go to Discovorcard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190108610900000000027200 Discover More Card Account Summary Closing Date: December 26, 2005 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $10,217.76 Payment Due Date January 25, 2006 Payments And Credits 256.00 Minimum Payment Due $272.00 Purchases + 761.19 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $638.00 Balance Transfers + 0.00 Cash Credit Limit 800.00 $5 Finance Charges + 138.14 Cash Credit Available , $638.00 New Balance - $10,861.09 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 32.51 New Cashback Bonus Earned + 3.81 Cashback Bonus Balance Cashback Bonus® Since Anniversary Date Available to Redeem of July 26: $8.10 CONGRATULATIONSI Your Cashback Bonus(R) is waiting for you. Visit ' Discovercard.com or call 1-800-DISCOVER to get your share of America's # 1 Cash Rewards Program. 36.32 20.00 How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovercord.com MD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions Payments and Credits Merchand'a:e/Retail $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Dec 26 Dec 26 INTERNET PAYMENT -THANK YOU $ .256.00 Dec 11 Dec 11 BATH&BODY HARRISBURG PA Dec 14 Dec 14- DUTREY'S SH02000024381 CARLISLE PA Dec 15 Dec 15 KMART 7746 CARLISLE PA Dec 22 Dec 22 KMART 7746 CARLISLE PA Dec 23 Dec 23 RITE AID 3607 CARLISLE PA Gasoline Dec 14 Dec 14 GETTY 67640001 CARLISLE PA Services Dec 19 Dec 19 FEES 214-750.2700 TX -463256384 Dec 19 Dec 19 PPL ELECTRIC UTIL/BMC 800.342-5775 PA 1831710912 Department Store Dec 23 Dec 23 SEARS ROEBUCK 2624 CAMP HILL PA 84.80 68.00- 6.45 95.27 29.46 34.00 4.95 279.27 158.99 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. MWO-W knWlarrt MMsardUa. K there Is more than one page to this lilting statement, see the tack of each page for additional Important lM 4ion 6es your Carranraier ApaemaL Your Cardmember Agranont contains all the terms of your Account Lost w SWO Cara. Report IMMWatoyi?YlyCaall 1.0004114(7p-?2p61?r8. ?p rp o of s or Questions About Your 801: you think your I I %Ds need mo Infmation a 5-001!wy..? In can Error err YOU ON ON . 1t the-2- 6U flays t ra Mu I?stt You Kbir wPl?tDCh the r 4r or Ka ulad 1ou r?s o about doing so will rod p"010" your rights. In your krtirr, lea us the following lMo: *Your name and Account niitpber. •The rkihn amount of thee error. •Dslbe 4 a= and you can, why you belleve there is an error. K you need more information, desctlbe the Item you are unsure Yoaubo r dC not have to ps a atrwurd in 9gu?sation White we am Imte tti t you are still obligated to pa the wns of your bits that are not in quedw. who$ we your gwa0cn, Vre oaanot rapes you at dbi Abu or take any action to content i e a rM you quesw. ItYM far crept Cay K have a mblem with the gnailty of ffoods services that #%U41 wia credIt card and you thavoro ! r W WMPAVS Of ed >dY or lt LO W I Dry n 1 U0 11 your itt w n t ar ed you tine are owered reprbst the amou twee ) PayaselMe Seruf?yonnt?ly r yment and the top portion o1 this eta6ement in the en+atopt pro_vlded. Do not send cash. By ur as !"01*0EN1 Tt1 ? bpi Uie r on c Gtr for is col aW rtib i?IOR ftom your usooournt at 9ra tirgnliCAK k teQ- tlTrohar np ? ?n ? p°rW qsk uort?pondanoe ar there vdlhPat r ? K F for ? a wssk?d fli bank ? bpasb sa yi?nt as nett since d?r? yak r t>? 10 BDxI d9IJw dab D r paymsM Is r urned 1 r?rv -S io R is in elaltbanto try?n r acooun C t ou ue. mwseo cs, or outer aarauru on r lurM , ?, n?um ar. 1nc PM3 Wfnj Ct Vi , wilI= Porl odh?,HPAACS Ch on a made on or prio?r?i try o Sant' Parletl era y 18 er tine ntarcdl? um1New slraMSn th0 pt onws apK a a. transfers or sash on new balance your we w ear on new on on seaters on ha erai adw cars For ToD (TNeawarualraYsae oevt s ter tie DmM mktartaa. pleree W 1-610-'47-7441. The DisammO More" Card is issued by Discover lank, Member FDIC. Ula%,G V CK f 6 COVEa Account number ending in 2190 CARD Real answers from real people. When you have a question or concern about your Discover' Card Account, we're here. 24 hours a day, ' 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected ?' *r to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02008 Di. , Bonk, Member FDIC Closing Date: December 26, 2005 page 2 of 2 Pay your household bills with your Discover(R) Card. Phone. Cable. Subscription services. And more. It's a great way to save time while building your Cashback Bonus(R). Through the generosity of our Cardmembers, Discover(R) Card has donated more than $14 million to the Make-A-Wish Foundation. You can make a child's dream come true by electing to donote your Cashback Bonus(R) to the Make-A-Wish Foundation. To learn how, please visit Discovercard.com or visit www.wish.org. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $8772.91 0.03833% 13.99% V 13.99% $100.89 none Cash Advances $1710.96 0.07258% 26.49% V 26.49% $37.25 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com VI39.. ?VCK -$I - i.22i.i4 CARD 26 SDSN6A01 0002261 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 _...._,..._. -__ ..____....._...-_. _-.. o- --- _..., $281.00 Enter Amount Enclosed Below Payment Due Date $ 1- February 25, 2006 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. Paperless Statements are a great way to keep track of your Discover@ Card activity, and allow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 111111 1111111 11 Is 11 Is IIIIII WILMINGTON DE 19886-5251 Address, e-mail or telephone chongel: Print change inspace Irrrl1lr?rrlrrlrlrrl?rl1rrrlrlrrilrl?lrlrrri1lrlil?r?rl??rlrrl above, or go to Discovercard.com. Print your e-mail adess to receive important Account information and special offers. 000006011002663532190112211400000000028100 Discover More Card Account Summary Closing Date: January 26, 2006 page 1 of 3 Account Number 6011 0026 6353 2190 Previous Balance $10,861.09 Payment Due Date February 25, 2006 Payments And Credits 430.99 Minimum Payment Due $281.00 Purchases + 636.89 Credit limit $11,500.00 Cash Advances + 0.00 Credit Available $278.00 Balance Transfers + 0.00 Cash Credit Limit $5,800.00 Finance Charges + 154.15 Cash Credit Available $278.00 New Balance a $11,221,14 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Cashback Bonus® Since Anniversary Date of July 26: $10.32 Opening Cashback Bonus Balance New Cashback Bonus Earned Redemptions This Period Cashback Bonus Balance Available to Redeem $ + $ $ 36.32 2,22 20.00 18.54 0100 How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com MD (Telecommunications Device for the Deaf1: Customer Service: 1-800-DISCOVER (1.800-347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jan 6 Jan 8 SEARS ROEBUCK 2624 CAMP HILL PA $ .158.99 Jan 26 Jan 26 PHONE PAYMENT - THANK YOU .252.00 Award and Rebate Credits Jan 23 Jan 23 REWARD REDEMPTION CREDIT -20.00 Merchandise/Retail Jan 7 Jan 7 WALMRT SUPERCNT 002574 CARLISLE PA 67.14 Jan 22 Jan 22 STAPLES #870 CARLISLE PA 63.54 Jan 23 Jan 23 RITE AID 3607 CARLISLE PA 22.40 Gasoline Jan 7 Jan 7 CHOICE CIGARETTES #942 CARLISLE PA 48.00 -Jan-14 . _ cm-16-.- 0191 SHEETZ0000491749&CARLISLE-PA----- _-29.00-•--- Jan 19 Jan 19 GETTY 67640001 CARLISLE PA 20.00 Services Dec 30 Dec 30 SPRINT PBF CARLISLE PA 230.00 Jan 14 Jan 14 KRUGER'S RENTAL SERVIC CARLISLE PA 38.16 Supermarkets Jan 14 Jan 14 NELL'SSPRINGROAD SNS CARLISLE PA 22.93 Jan 22 Jan 22 NELVSSPRINGROAD SNS CARLISLE PA 29.46 (tome Improvement Jan 7 Jan 7 CARTER PEH CARLISLE PA 66.26 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.04655%; corresponding ANNUAL PERCENTAGE RATE: 16.99%. Rate is subject to the terms of the offer including expiration. w}e,IM kAprtW bilaw Aloe. If there is more than one page to this bUting statement, see the back of each pogo for add wl important ifftmogon, See yew Ce illmember ASreeaseat, Your Cardmember Agreement contains all the terms of your Account Last w stela easrle. Report immed rl Cali 1-11IN44746811. In Can of Earroorss or Qu?esttions AAbeouut Your Wit If you thinkp r trill Is ar ff u need 6more Information aboo a wNs Mlw ILR days ?r tads ON ?oV 1"va ?terro or p . =1ov Yrenwte #s :ur 1 must r you doing eo wilel rat pre0wo yaur ilghts. In your letter, X us thl otNrWt 0 ng Information: end A00 •T?rgaSU i of ? error. •Descur?ibe the a or a you can, why you belNve there Is an anor. If you need more information, describe the Item you are unsure Yot?de not have to q in question while,we are ivninattng but t are a stl of tlUd>iioaterl Y 4hea Darts your 1411 that are not in question. WtrBe wa I your in d3Smiuertt orFM? tM rrrouns Ra credit card, anndyoyosu? v?un ire mites of the shwuM a foeadon of purehau.j ant or i! we matted you the atbemsnt for ati purchases are coffered F*Vmplste. Send only your yment and the to room of this statement In the envs?o?e (ovlded. Do not send cash 1 r check as deaa ahow,:y?u to usa your check to M% an eteodarrta debit fmm your socouM at the f I on krdtE?ated sr 1Ptli rstirmon aywaekwtdaor bank ipras of thehness da?vyo have °oryour w7-110 PM 7-104 ery. Discover Bank, P Box 15251, Wg?i?On, foam f DE 19&0. Y61f a rem= If your paymont is returned un the Crarwt a ma yro?p?tp?rrtt In1 notion a ut r accorn to credtt fwr4aw. L , misaed r oUrer deatautls an r month oar report I urale or thplswi a +q to P? 8dx 1 t # 6, Witmingbr? -5 Pltrate Inckude your name, , dome tekptane number and numbar. t?erllNSa Face as provided below, we will imp?e Porbdk FlmsWe on pu S. cash advances and tRnafe(s bens tAe is n urn the dtth of P ? are cooltff?? Yaw icpLl" eh purchases a q ?rrrrtpasratacfl or pdpour ?( ply U?r dew 4 rsr sho on puYo? ym°. MtA Payments Oay arril the tfts a Cred?af Vitt sq MU NMrrerkt u l or owsedd your U s mot. ? ,ir the the " 1 Y do ad Muse yip oa ar cash ss> nest. Pertotl Finance Charges are tmpno on now OAlarms tq ?asrro an atf err Balanoa? until the date of 01 Y. t t means t o r erdlro 04 eeaa ? edr SIl??Nln_ ttsstAYDA on Your on due on new transactions) mrathod of c&WAtIna the a traarilmlon mwe in a ,Deo4" Ol rllllrlip rs ONWAVOll on For TDD (Teleea anvan Balm Devlee 11w tiro Daq aasMt>aee, Flew eaS 1-x00-847-7449. The Discover® MoretU Card is issued by Discover Bank, Member FDIC. U13%. V CK DISCOVEa Account number ending in 2190 CARD Real answers from real people. When you have a question or concern about your ' Discover' Card Account, we're here. 24 hours a day, w 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service %- Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 Dlt 8-k, Member rD1C Closing Date; January 26, 2006 page 2 of 3 Pay your household bills with your Discover(R) Card. Phone. Cable. Subscription services. And more. It's a great way to save time while building your Cashback Bonus(R). Through the generosity of our Cardmembers, Discover(R) Card has donated more than $14 million to the Make-A•Wish Foundation. You can make a child's dream come true by electing to donate your Cashback Bonus(R) to the Make-MWish Foundation. To learn how, please visit Discovercard.com or visit www.wish.org. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $9461.33 0.03901% 14.24% V 14.24% $114.42 none Cash Advances $1749.42 0.07326% 26.74% V 26.74% $39.73 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com 0 Z rn 0 rn v11Jt. v CK CARD y -1 Account number ending in 2190 nua 2006 page 3 of 3 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 36.32 Purchase Award This Period + 2.22 Cas ac Bonus Award Total 38.511 1/23 Account Credit - 20.00 Cashback Bonus Award Balance Award Available to Redeem 18.54 $ 0.00 Restrictions apply to ihe? Czhbock Bonus Partner offers visit Discovemard.com or call 1.800-DISCOVER (1-800.347.2683) for details. For program details, see the Cashback Bonus Terms and Conditions. !d?ed4ir?`''l r.n $11,364.26 CARL) 26 SDSN6A01 0002262 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 ...............v.iivo. VV i 1 VVLV YJJJ A IIV $285.00 I Enter Amount Enclosed Below Payment Due Date $ March 25, 2006 Please make check payable to Discover Platinum Card or pay online Discovercard.com. Paperless Statements are a great way to keep track of your Discover® Card activity, andallow you to control when and where you view your information. Visit Discovercard.comlps PO BOX 15251 111 11111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space ?nln???r?lr?rn?r?lr{Ir??llr?l?lrl?l?l?l?nlln??l?r?llrl???r?rl? above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190113642600000000028500 Discover More Card Account Summary Closing Date; February 26, 2006 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $11,221.14 Payment Due Date March 25, 2006 Payments And Credits 281.00 Minimum Payment Due $285.00 Purchases + 267.25 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $135.00 Balance Transfers + 0.00 Cash Credit limit $5,800.00 Finance Charges + 156.87 Cash Credit Available $135.00 New Balance = $11,364.26 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 18.54 New Cashback Bonus Earned + 1.90 Cashback Bonus Balance $ 20.44 Cashback BonusO Since Anniversary Date Available toRedeem $ 20.00 of my 26: $12.22 CONGRATULATIONSI Your Cashback Borus(R) is waiting for you. Visit Discovercard.com or call 1.800-DISCOVER to get your share of America's #1 Cash Rewards Program. ,How Can We Help You? For Account inquiries, write to us at. Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovemard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (f-800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Feb 26 Feb 26 PHONE PAYMENT -THANK YOU $ .281.00 Merchandise/Retail Feb 18 Feb 18 KMART 7746 CARLISLE PA 142.25 Government Services Feb V Feb 9 DEPT OF STATE CORPS 80 7178311775 PA 125.00 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.04655%; corresponding ANNUAL PERCENTAGE RATE: 16.99%. Rate is subject to the terms of the offer including expiration. Use your Cashback Bonus(R) to help others. When you donate your Cashback Bonus(R) to our charitable partners, JDRF, Junior Achievement(R) and the Make-A-Wish Foundation(R), Discover(R) Card will add 20% to your donation. To donate your Cashback Bonus(R) or learn more, visit Discovercard.com Why not reward yourself this tax season? Use your Discover(R) Card when you pay your taxes and you'll earn Cashback Bonus(R). Just visit www.payI040.com/discover Discover Card ranked #I In fraud Protection Services among the largest credit cord companies by Javelin Stratsnv R R?+<?nen6 in it. 13 MA .r.....+ Y.......?....._I i....?a_?_.l •w . amp".. haportetrt kdermaGm. If there is more than one pads to this billing statement, we the back of each pope for additional important Information. See ym CerdoeernMr Ad *wmmt. Your Cardmember Agreement contains all the terms of your Account Lott or atelen corgi. Report Immediatelyt Cali 14100447-2688. In Can of Errors or Quettfwat About Your 801: K you thin your bill Is or K W1. more Information about a t? ani1Mge om a of. bi 111 P.. 8001 1$162: 1t12,? We m r rMnypu 1a M tAen we idnt yiou b on zich'the srror ar 91 ou can to u( doing m wNi rust prtsnvs your rilpr is. Im your btr, ?valas the fcuowing (ntormatlon: •Your and Acaowt?tte numirer. •DToedtO acrd you wit why you bellow there fs an error. It you need more informatkur deuarloe the item you era unsure y Yau rbi nbi harm to a amqumi in 4qwttfon vMtOe we ors in but Sr u are suit oWiQebid to P ,1 tM parts of your bill that are not in quettlon. vVhlb we your quowetl, we otraaot ?.po1t you a o7°&ice amr aetlon to oau.abetr0. amr»rnt you grnstfen. tar Gerd . M hew a whir the 9lla?riY of a ar rervk at chat u purchased with a credit cart!, and you heG d?N 10 proAtarm llte mercclre r?tay" bi twlu?eie iur>eunt due on the geewin Yau t? edN o?mipteu m+ e?i60 tics iar? ya?r ti e r or t a mi4 of rdm the a?m?01tt ar loletion of pub.) of N va# rrur you temarrt tMro good3 or sorvloet, all purcMttet #ra covered Peymtiko. Send onry your ymeM and the top portion of this statement In the envelo ,pIuvfded. Do not send cash. By sendsnngQ YYoour check as rre0lobo yatat asVaotOnte nmct ebiY fmisp?? yari a v?itlope?r Ra?niab'mt a asakamd or D It yoaur gent Is rketu5rnedl uo ipeHd, ire r?rve the riQm to Prasubmit?as an ?n debit yy as below, we will IMP= Periodic Finance Ch on purchases, cash advances and ?bagle transien a murtte as 47= and of your perled?sr W t 1t663 a =4n: n tat Perthe P;:;=Ah Bysandp db noect., finanos?yyoaauroppeeyy r?ierit ?tbwws ? ?e+afead'thir rrawiU?noi ?imtpgieas?b Rntinas? ?A???IM, ??6Alkto nim n: mob day A r pu I8akrrx x gym r 0 dttayyt n t,I ruse Ctarrgt lotamsiM nce ementr° #rrwur0tt.) Then we adQ all the to your Account he Average Da#y 8eilnr:e Is shown as t1 K no r new transactions) method of caioulatl% the bOyl rt" rate due to a late osw4nt or on we ph r wldch adWilo ha Neh aXtIe h?#nsacDan a telence Uamsbir trensbiAton cetsaont if a transaction made in it previous bi i netbd ttsmited on to be the first day of the cummt ng period when we calculate your Parlodk Finance Charges. For TOO f7ebeemenuislestlm s Device for #w Dees) ntbteeoe, pNue w01-800.147-7"0. The DiscoveO Moresu Card is issued by Discover Bank, Member FDIC. ?ysW?%Wr ,?7 V 17., K DISC*WEK ` Account number ending in 2190 CARD I I Real answers from real people. When you have a question or concern about your ¢ Discover' Card Account, we're here. 24 hours a day, wli µ Et 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 Oiwo w Bunk, Member FDIC Closing Date: February 26, 2006 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current i)illing period: 31 days Purchases $9611.76 0.03901% 14.24% V 14.24% $116.23 none Cash Advances $1789.59 0.07326% 26.74% V 26.74% $40,64 $0 The rates that apply to your Account are either fixed (F) or they may vary (Y) as noted above. Questions? Manage your account at Discovomard.com __ __II -a enn nee.-wen it nnn n 1.7 ni not W 0 U1Zo%., ,. V tK $11,269.15 C ARD L5282.0 Payment Due Date April 25, 2006 26 SDSN6A01 0002263 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 ?„?„ , ? , v<v vrrr < 1 7v Enter Amount Enclosed Below Please make check ble to Discover Platinum Card or pay onlineiscovercard.com. Paperless Statements are a Brest way to keep track of your Discover® Card activity, and afiow you to control when and where YYou view your information. Visit Discovercard.comlps PO BOX 15251 {{{ur{{unr{r{r{{snr{.{{ WILMINGTON DE 19886-5251 Address, a-moil or telephone change? Print change in space pill 1111111111 above, or go to Discovercord.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190112691500300000028200 Discover More Card Account Summary Closing Date: March 26, 2006 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $11,364,26 'Payment Due Date April 25, 2006 Payments And Credits 300.00 Minimum Payment Due $282.00 Purchases + 60.88 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $230.00 Balance Transfers + 0.00 Cash Credit Limit $5,800.00 Finance Charges + 144.01 Cash Credit Available $230.00 New Balance - $11,269.15 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 20.44 New Cashback Bonus Earned + 0.61 Cashback Bonus Balance $ 21.05 Cashback Bonus( Since Anniversary Date Available to-Redeem $ 20.00 of July 26: $12.83 CONGRATULATIONSI Your Cashback Bonus(R) is waiting for you. Visit Discovercard.com or call I-800-DISCOVER (1-800-347-2683) to get your share of America's #1 Cash Rewards Program. How Can We Hel You? For Account Inquiries, write to us at, p Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Mar 17 Mar 17 PAYMENT -THANK YOU $ .300.00 Supermarkets Mar 4 Mar 4 NELL'S-SPRINGROAD SNS CARLISLE PA 60.88 ----- - ------ Information For You Balance Transfer offer For current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rats is subject to the terms of the offer including expiration. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $9547.88 0.03970% 14.49% V 14.49% $106.14 none Cash Advances $1828.83 0.07395% 26.99% V 26.99% $37.87 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Storting March 25 visit Discovercard.com or call 1.800-DISCOVER (1.800.347.2683) to sign up for our next Got -•- M hnprtW Wormatloa. If there Is more than one pop to ft bitting statement sea the back of each page for additional Important Information, In your Cud aoasrerr Agronosot. Your Cardmember Agreement contains all the terms of your Account on Lett or doloo Bards. Report immediately! Call 1.909.847-2998. z In Case o?of Errors or sCuesstflonsuaA9boo t Your Slit K YOU think your bill Is or K you need fimore information about ?a, c You cans to a art bdt ~ ta?rr? A M a? antic sett Yau a Io?nor r lam or Sri, doing se will not preserve your rights. In your otter, gi+ us the following lo> it>ation: *Your creme and Account number. *The dollar amount of the suspecled error. •Descuurt?ibe the error and eapla If you can, why you believe there Is an error. N you need more information, describe the item you are unsure ti YouoA not have to ppaay any amount in qguestion while we are inve?ioatin tot you are stile obl' ated to file parts of your bill that are not in question. While we thveattprrfe your q- we cannot report Al yi oar dettnsrartt or take any aefiat to COPW amreumt you question. wd It you have a problem with the quality of goods or services that purch with a credit csar(l, and you FrMNK o mlw the e s yto V r your wAhin 1 UO ml s of (Iva aUf1 or operate W merchant, br if vm m &Wd you the ant % goo goo* or WrAm a!I purohasas are cownad antics ? the amount or ?wlorsatfatf r or purchase.) e top portion of thi statement In the enw provided. Do not sand cash. By aendi ur check as rrrrratlora on oheok to, ntafcrd an debit from your account at the i heist In?on trulfcatad tt of youf oNeck N stmt Gash dance or ether Kama with your if send the payment to any d thi rm?t pnnridar?Rry? reorrad on or ter 1 P>tr F?yrf?v ar ort a wsekaraf w as the next bustrasas day, you haw mipiarxd your emntope, r t tc P"n If Discover partrt nt is ret rr?'unpote?aetve tlu8 rliht to urea ?t tit as an a for del t . CreMt rt 1 ?bpu t yyoour account m credit bureaus. Late ma >& m?asad pa ants or other detautts en your mah yin Ws ndmaai report the sfa#rar acrd meni hplony of your le m? qtr i rate ar tncotnpteto, +antN ra?tbe toHowfoo artdnese?r?re+?a , Pd Box t 83''f 9, WKmirrgton 1 8 8. Fleece Ito your home, addroa, home. a nu and Account number. the pPorIMYC as mvided below. we WWII Impose of r= Periodic Finance Char Atcesunfil ges on purchaaws, cash advances and pOWnnecle? transfers prior balm pun: us an L? e ftk d as or aa- Your b p d waft= 9S or BONN" You tin avoid t Periodic F on new f u y the New BWrace sho+am o tiro eta nt on Wh the Parrc?plte 1fM t ! Pa ffiorhi YVa bait this fhetr?? ? the tsanslrlieri fm on new trNanoa naaaoe are an all traraaciorts and Id BsMRCea until the d#te of reR9grmggl Rop#f?tatrt maarra payment o1. your srrtNrr I the to as x f fo n AN gnwe) T ban we _Myt your AccouAverage Dally Balowis Is atrown as N no Cha rs A the NO new transactions) method of calculating the balance upon which we Inca shown on the billinj statem" you r cWWd- the roes on nor ourchasaa That fust_aaaaarad an that r on a late payment or we on to be the first day of 1118 currerrt muting pants omen We calculate your ronoolc rtnance Linarges For TOD (Toloosenwasoloatlem Device for to Do" aadeboaco, Pies" ear 1-009-847-7449. The Discover Moresm Card is issued by Discover Bank, Member FDIC. 1J1a%,T YY CK $11,255.27 CARD 26 SDSN6A01 0002264 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 1 $222.00 I Enter Amount Enclosed Below Payment Due Date $ 1 - May 25, 2006 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. Paperless Statements are a reat way to keep track of your Discovert?Card activity, and allow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 WILMINGTON DE 19886-5251 address to )11?(((r)rr?rr)1)11(11(?11r?r?111(1?r(1(1rrr??1?1)1rrr?{(r)1r) your *-mail in space above, go to Discoevperca dcom9Print Print receive important Account information and special offers. 000006011002663532190112552700000000022200 Discover More Card Account Summary Closing Date: April 26, 2006 page 1 of 3 Account Number 6011 0026 6353 2190 Previous Balance $11,269.15 Payment Due Date May 25, 2006 Payments And Credits - 282.00 Minimum Payment Due $222.00 Purchases + 105.79 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $244.00 Balance Transfers + 0.00 :Cash Credit Limit $5,800.00 Finance Charges + 162.33 Cash Credit Available $244.00 New Balance = $11,255.27 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bottus® Opening Cashback Bonus Balance New Cashback Bonus Earned $ 21.05 + 1.06 Cashback Bonus Balance $ 22.11 Cashback BonusO Since Anniversary Date Available to Redeem $ 20.00 of July 26: $13.89 How Can We Hel You? For Account Inquiries, write to us at. p have our Discover Card available. y Card, Box 30943 Discover More Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. `Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Apr 26 Apr 26 INTERNET PAYMENT - THANK YOU $ -282.00 Merchandise/Retail Mar 26 Mar 27 WC *EXPLORE USA MBR 800.475.1942 MN 1.00 887460371 Mar 26 Mar 27 WC *VALUE PLUS 800.475-1942 MN 1.00 887462111 Apr 15 Apr 15 RITE AID 3607 CARLISLE PA 20.16 Apr 16 Apr 16 WC *VALUE PLUS 800-475.1942 MN 16.95 88878468 1 Supermarkets Apr 14 Apr 14 ZACHS COUNTRY MARKET CARLISLE PA 66.68 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. Discover Card ranked #I in Fraud Protection Services among the largest credit card companies by Javelin Strategy & Research in its 2005 report. Your account is protected anytime, anywhere with a $0 fraud liability guarantee and we'll call you right away if there is unusual activity on your account. To learn more visit Discovercard.com/protection Use your Discover(R) Card to make a $100 donation to The Statue of Liberty-Ellis Island Foundation, Inc. and you can have the name of someone you care about engraved on The American Immigrant Wail of Honor(R), built to celebrate freedom and commemorate American Dreams. For more information log on to Discovercard.com Manage your account your way - whether you prefer to speak with a live person or manage thigs on your own, Discover(R) -_? - L- .:-L. ---& t_..._.. r-11 1 _DAr1 f%ICr'^%1CD 11 OM 11 V H< • .. haNraaa7fasa. B there is more than one papa to *b billing statement sae the back of each pupa for additlorsel Important tnWnwillon. See year Cerdm@mbw AW"aa@wL Your Cardmember Agreement contains all the terms of your Account LLeed W ataien Carte. Report Immediately! C 11140000-S47-?90- 0yp8?u0a more We t s O 60 days a11er Md p 14 A yo Disomtlrstr bill on Wh1et/ the 6fbill Is s W or k 911W142, aepki a t a a "PONA ou can t@ U% pm9so I not prime yow fVft to your letter, give usuhs totlewklp Information: .Your name and Ac% nqu?mber. .The dollar amount the { error. •Dpesscribe the error and again n, U you can, why you belleve there Is an error. If you need more Information, describe the hem you are unsure ., You do not have to pay any amount In question whit wa are In but you are still obOpated to pqY the pRits of your bill that are not in question. White we #wiWpate your quemn. we cannot report you,inquent or take any action to co1MeT ff+a asra?t You 4uea h. SpeaMl Rrnle ter CrerSt GStel PMrdsesea: n u Have a to?reoblem with the qualliy of s a services that u stwaiptsh a credit card, and you y m {r?th vAnen Ujerap M gripe via moAea?6o and Malat ___ uiK ,ail PU am cowered ?rdtess o?'ot ba:at?rtof purahasa.)??? or fl we mal you the toe eaoas ? ups prapwt ? krpe ed, semd ur eheck as 24bendnceyh3nrr wiatmatmt of your k from mat u fhe came day ws raceWe your Pa'1m?t and You adu not rocehro your cheek tuck fn?m yew I ?n. tjolpamp" of n BOX 1, W r n V t Q d fa correspondence A hmoked an of Ow I aveor owith at r ? r 1pa"W 01 "W misplaced If your payment Is returned unpaid, we reserve the right to resubmit It as an skactronle debit ,may a?epoat?ln?ferm?agtir?ua ? t your a??u rMt W? bud ups. l.ata t& mtssa4A??? a you month. K yeU the0saas thN ?nport a I?curOta or la Pys00. ? ? ?4 Wilmington E1E 19960-6318. Inclaade your naarre, ross, home nn M6pwIYColeut tMDeAyMCE C pl?sVbusl Finance C era iampoud eta aU s trorm the data M to ur I. until ro-ld t w Date?ai thk?ht we??? it?p?? F br reeheaN?? ? M?l?? Othee. yywp4y vAfl teestw 11;61ment next month U?at Insist CpdssYePbrlodk Flnatnoe rpr?s on those aaeN purtlh Is no green on 6etaalme Uatgt'Nea or casA a?. a rther sort within each rou sWenobmrt Of ?r trinpuCtias?s reupt?p?uaorhoas?es, can advances. and 4sla as transfers and than u gMNeot for x ?oasOSAMIS vobuf tieiir ? W* use the to g(Ou the a of r eatou" x oC Na. ea etw pale? is s as zero the prece naoce C i nee in a transaction a "ory. We use the is did nbtpe Yy tthhe (Inci No M Due Date that doloftat we v as well u raevar tut first appear on the your previous ing d=wd"m eht F4r TOO (T1- - -a owilentlaes liavtoe for the Dart) aesbsaan, ONinaa ae5 4-500.847-7449. The Discovers Moreau Card Is Issued by Discover Sank, Member FDIC. h ,ur Amount am added to the Ft vMh10h 1D tlM adY41lOe transaction with there n of Cash T tiOnFee aou it Fsaa nda p as° wA 7 r % c Fhw" Chi sry>ea In thew bkt atep y un u then special rax W a CARD DISC•Vr I Account number ending in 2190 Real answers from real people. r When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected r to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Coll us at 1-800-DISCOVER (1-800-347-2683). 02006 Dtuov Nook, M-b r FDIC Closing Date: April 26, 2006 page 2 of 3 DISCOUNTED MOVIE TICKETSI Visit The Movie Club at WWW.CinemaseatSinc.com/discover to purchase movie tickets good at major theatres across the U.S. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $9512.72 0.04038% 14.74% V 14.74% $119.08 none Cash Advances $1869.35 0.07463% 27.24% V 27.24% $43.25 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com II I wnn -1ni+?. JrM II nnn n l7 AL nel I 0 a $PFO%..'7*7 V C II v??????y Vy16 Account number ending in 2190 CARD 1 Aeril 2G= 2& page 3 of 3 Cashback Bonus ° Award Summary Coshback Bonus Anniversary Date: July 26 Balance Previous Cashback Bonus Award Balance $ 21.05 Purchase Award This Period + 1.06 Cash ac Bonus Award Total 22.11 Cashback Bonus Award Balance 22.11 Award Available to Redeem $ 20.00 f{eatrictians apply to th4 Cashback Bonus Parhrr offers visit Discowrcgrd.com or call 1-800-DISCOVER (1-800.347-2683) for ddet.'ri For program etai s, see the Cashbac Bonus 'terms and Conditions. ---- ---- 1lJ1a%, V CK $11,412.05 L$226.00 Enter Amount Enclosed Below CARD Payment Due Date $ r----- L June 25, 2006 Please make check payable to Discover Platinum Card or pay online 0 Discovercard.com. 26 SDSN6A01 0002265 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where You view your information. Visit Discovercard.com/ps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone chongelt Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190114120500000000022600 Discover More Card Account Summary Closing Date: May 26, 2006 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $11,255.27 ;Payment Due Date June 25, 2006 Payments And Credits - 275.90 Minimum Payment Due $226.00 Purchases + 273.95 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $87.00 Balance Transfers + 0.00 Cash Credit Limit $5,800.00 Finance Charges + 158.73 Cash Credit Available $87.00 New Balance C $11,412.05 You may be able to avoid Periodic Finance Charges, see the reverse side For details. Cashback Bonus® Opening Cashback Bonus Balance $ 22.11 New Cashback Bonus Earned + 2.40 Redemptions This Period 20.00 Cashback BonusO Since AnnMv iary-DdEe Cashback"Bonus-Balonce------- .... Available to Redeem _ $ ... $ . _ . 4.5 } .- .. 0.00 of July 26: $16.29 Cashback Bonus(R) is America's #1 Cash Rewards Programl Full 5% Cashback Bonus ,on Get Mors purchases in popular categories throughout the year and up to I % Cashback Bonus on all your other purchases. `How Can We Help You? For Account Inquiries, write to us at. Discover Please have your Discover Card avaRable. More Card, Box 30943 you Salt Lake City, UT 84130 Manage your account online of Discowrcard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits May 4 May 5 WC *VALUE PLUS 800.475.1942 MN $ .16.95 888784682 Mayo-- .May-a_ WC.*.EXPLOREUSAMBRHDO-A7S?1.9A2-MhL-------- _ ---A6.Q5----- 88978172 2 May 25 May 25 INTERNET PAYMENT -THANK YOU -222.00 Award and Rebate Credits May 25 May 25 REWARD REDEMPTION CREDIT .20.00 Merchandise/Retail May 3 May 3 WC *EXPLORE USA MBR 800.475-1942 MN 16.95 889781721 Gasoline May 2 May 2 TURKEY HILL #0230 Q69 CARLISLE PA 37.00 Services May 7 May 7 NEXTEL 888-566-6111 NV 220.00 455873700008080 Information For You Balance Transfer offer For current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. gem IatNstalrt bbrow". K there is more than one pogo to aft baling statement, sea the hack of each pope for additional Important Intormatkrn See year Cudga riser Agreement. Your Cardmember Agreement contains all the terms of your Account U) CA Loaf or shoos cards. Report Immedlatelyl Call 1400.847.2668. A In Case of Errorsotrr Questions ?oAbout Your Silk If you think your bill is or If u n amore Information about a $ w wrs on %0" you nnoogter than 60 days Ift" Ns Nntt you= air wh.O. Box the ormt 15" orb appaai cue own son, toloPhond We bill mist hermitlrom as possi us, cif ~ PmWn doing so win not preacvs your darts. in your latter, Ara us the follovArrp Information: .Your rains and Account number eThe dollar amount of the suspeoted error. •De?sarbe i, the a= and expfa fn, If you can, why you believe there Is an error. If you need more Informattkmp,?describe athe Item you are unsure ., amo question rot hile we Wvatlpita your 1 inn g9 quesfio ncaanneo We am MOK yr?u as fin g, but orptam any iactlorf obligated a 1",V rat ymouy"u ?nthat are not In . We Rgtt far CresMt Card ParoMaweK haves m with the gruAalityngo(f goods oprayssrvicee ih t purchased with a erepdp+ptdcard, and you sorvi h ve tried I1r: _ pond 1 It i rr>oM n ><bU And the FrurnFieab y f d ! lnsta 0 t r1 eof Your irr?r 1 ?r Goons or phi tq 7u?0?(If we oxm qr ?pera? the merchard, or ti we malbd you the adverhesnent for nACas cover repan#I?s oT the amount or tacatlan of purchase.) Sand only Your Payment and the top portion of this statement In the envelope provided. Do not send cash. sending your check as abow alNJwrtae us to use information on your chock to make a one time n fund r from your acr?rrrtt at the financial laft on your check orY the pc?ent as a chacdt tianarction. If as to IC fund transfer, the may be withdrawn transfer will ber the amount of your ,%r .When we uuddse Information from yow check to an tied: lunds from your account as soon as the now day we moeW your payment and you will not receive your check back Imm your financial Uatitution. ? (if send cash, correspondence or other items with our a meet, it sandd the payment tto?d n am provided 0any Tha pro?ssI of ur payment cow 4 o=ma b 6-52e dola add 1 Pi?se ate 7.1 Ct detiv8ryu . o?Placed your r payment to Discover Sank pAo Box2 1 ?,? 18666 If your payment Is returned unpaid, we reserve the right to resubmit It as an electronic debit htI mess tip. We may report informatIon shout your account to credit bureaus. Late ants, missed pa manta, or other defaults on your Craft ft hr r credit Nh nortna the slq and payy??rrnnrant h of r Ao +rr?r Irr@ IAS td, ?i8318, Dtsaovatr to Win nth. -5316 ?w uratammi iddn Ono wph? us a the to Account number P FINANCE C Petlodic Finer Ch are i rt silo m Trome 1h >o your Ac ant until th? ar yo?ur? ???? ahorvn atsl?? the Dus Date on the st>? vrUl Im is F Hance t:ha on rawt pM, qnt Atag on d sure OlherYrlr0. y0U wh!! relxPve a blihng sterternerr?eMnatct martth that Includes Periodic Flrrorx:e Charges on arose new pu re 13 no prece period on bakrnce Uansfan or cash advances. We rcrc?pute the A I BaNrncs for each ire n by adds u all the daily balances In to I clad for a tm n and ?rlmrw tit ?tha Dell Below of in tna = periodand , nulls that onnsidday, e cna °e t r . an the lbl np previous days ty hee prrAbib bNt Fyn inp is r 14111 y? da* mlagnc 1?thcg we consider to hwe ?asm?Tir?sf is, ttdhaayt'odl? Ius day' close of the i0mving o cu ova the fib of they peroriod?in which it ksposted to your Account orb In h it occurs, vw t the transaction All fees toyyoour Account are added to the standard purchase transaction cate?o? with the aeon of Cash Ad Transaction Fee FI ?IM?e C_ ??ssd which are to the g?ppplkabk s+ua aawrrce tnnsactlon c?aoorv ana 9alanca TrT ss?4irge Ctia?e which are?ierreeC?M T bunfattrsasswdbn eakponr. When tdh?es re explaee, Yie nrovpeprt?hre f_ttroYlrrde transfer rid C in pgtkalrkrtrartsacdort nrx6apary thera?te have ax?md tlyd eltNtaC6intar r f ItAnc? For TOO (TeMeoa ssooloaYons Dwhee for toe Deaf) assistance, purse cog 1.606-547-7446. The Discome Moresm Card Is issued by Discover Bank, Member FDIC. We sort your transactions into groups of rehow cash advances, aand balance trarMer$ and then further sort the transactions within each pmup by their An" Te;?trtasee sutldratthe enri of itirit rotatttnrate Old p to a ?nM? to def e?oh of this blUintt eeoh trameclf m Afwe use the to Firionce for pct for Dull hen . ge Doty ianc is shm a mic IT.' tfoer? t grace Perkxl, no to Irish" ` es?apply tot rob a Amount The Avera transaction category. V14%.O i r L;K CARD isawEl I Account number ending in 2190 Real answers from real people. _S When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, h 7 days a week. And you won't get caught in an a= endless automated voice loop-you'll be connected <_? to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at I.800-DISCOVER (1.800-347-2683). 02006 Discover Bunk. Member FDIC Closing Date: May 26, 2006 page 2 of 2 Let your Discover(R) Card pay your monthly bills, and you'll have more free time and a clearer picture of your monthly spending. Simply contact your service providers today to set up regular automatic payments with your Discover Card and start building your Cashback Bonus(R) even faster. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $9569.27 0.04038% 1474% V 14.74% $115.91 none Cash Advances $1912.37 0.07463% 27.24% V 27.24% $42.82 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovemard.com wi*j%o' V L;M $11,709.66 , $456.00 I Enter Amount Enclosed Below CARD Payment Due Date July 25, 2006 Please make check payable to Discover Platinum Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $209.66. 26 SDSN6AOt0002266 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are a great way to kee track of your DiscoverO Card activity, and allow you to control when and where you view your information. Visit Discovercard.com/ps PO BOX 15251 111.. III III 'oil 'I""I'II WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change ins above, or go to Discovercard.com. Print your e-mail a dresces to receive important Account information and special offers. 000006011002663532190117096600000000045600 w Discover More Card Account Summary Closing Date: June 26, 2006 Pagel of 2 Account Number 6011 0026 6353 2190 Previous Balance $11,412.05 Payment Due Date July 25, 2006 Payments And Credits 0.00 Minimum Payment Due $456.00 Purchases + 130.31 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $5,800.00 Finance Charges + 167.30 Cash Credit Available $0.00 New Balance a $11,709.66 You may be able to avoid Periodic Finance Charges, sae the reverse side For details. Cashback Bonus Opening Cashback Bonus Balance New Cashback Bonus Earned $ 4.51 + 0.52 Cashback Bonus Balance $ 5.03 Cashback B6nus(&Since Anriiversi iyDote" -Available to-Redeem - $ -0-00 ;of July 26: $16.81 How Can We Help You? our Discover Card available. Please have y For Account Inquiries, write to us at. Salt Lake More Card, 3 Box 30943 City, UT 84 130 Salt Lake Manage your account online at Discovemard.com Customer Service: 1-800-DISCOVER (1-800.347.2683) TOD Rebcommunications Device for d» Deaf): For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Merchandise/RetaR Jun 18 Jun 18 RITE AID 3607 CARLISLE PA $ 18,41 Other/Miscellaneous Jun 26 Jun 26 OVERLIMIT FEE 39.00 Jun 26 Jun 26 LATE FEE 39.00 Services Jun 5 Jun 5 I-WORKS ST GEORGE UT 3.95 Jun 20 Jun 20 I-WORKS ST GEORGE UT 29.95 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR For purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cardmember Agreement for details. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.041071%; corresponding ANNUAL PERCENTAGE RATE: 14.99`Ye. Rate is subject to the terms of the offer including expiration. ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION * * * * * * * Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. arWR ihhlershhatolh. if hero Is mom than one page to ibb bl0kg abtten'on see the back of each page for aoAmonar nnl,uewn, - tYp Vow Cwdom*w ApeorAwL Your Cardmember Agreement contains all the terms of your Account Z Lat or eteNa 0**. Report Immedhhtehll Gall 1400447-2603. moro intormatbnabouta g raft or pans of About Your vBill: e It you thing your WII wrort of k 14 Ycua2, as 0 s ?t a ry In Case of Errors big w us on a salty p at 0b©arer w , P.? 15192; W 011 yaurm no later us onion 6o daysattar we s6Pi 05 the tkd bill On which the error We mud thea you your rights. In your letter, 9e us the f Irg information. doing art Will not t two or aPpa? erve Ya ?I *Your i?p? and Acoorha number. *The da9ar amount of the ? ,may you believe them is an error. If you reed more information, describe the Item you are unsure •Describe the error and sx if you Y o not have to pay any amount In M www we are In pay parts at your bill that are not in u do guast? Qr?G? but you are still oMtpa a uent or take any action to colt the siswuntyou gUes?- the qual n. White we Iinresttpite Y? ? guesuon V1 or s . ghhatlo and you card, :1( ?u 8have a Iha Imm wig ly?y of there to or the a that amount purchased duo wi on th a thcredit i or and you yo i 9?Y r or 00 males of or ? all ?d ?' fhirc 9 ?p ? i? purchases am covered ttr? wlhl the 0e??nt or H w?i malaed you the advertbemerttt 1br q°°? ig su?'a o?i w afro. the amoum or rocttbn or Punk 1 "ne rW a fund no d cash. By so- nd?rtQ Yo°? k as 1 .Send only ur ymaen?t > ?ononyau ? e i as If P bVW 1 an r sa, ic ?oa fund traradrr, the hook 11M an t?f furc maY be witminrwn on r check or k Wha? Yri?l n m yar Vut?r w19 be Ute ?tt ? yrrur c and you whl not your m your n?nrrclal Insatutlon. 8° -payment fin yodr arxouM a ureth as t11ei ri day wb reakre yeur t>+ or other hams wtth a Ffft or on Tha of your payment ma De a send cash, a or d yo b.Plik ft ??s?wpupdpMeda?np y ? _ .°? ???qay? tuna mk4f+?b Y?r P?0 9kwr f i?Wy9mih{¢mr, DE 1B?tM 2 1 t s?""?'10 1Di B your payment Is returned unpaid, we fmssnro the rWht fA rosubmtt tt as an electronic dablt or other defaults on your Cre?K be. We me re Information about your amount to credit bursars. La m the sCstue and us a tfie month. rn orad kf0 uraatte!IncWnp . Pha" wd_ r PII Box 1 rams, address, home telePtwne number and Amount number. yymilmMOton DE 1 W53`15. Pleas* include your iron.actions fahm the date the try_ is FrW to your Account until -- :eafled "You`"Id Charges m Uw ¦wP---^------- --- - - Fw TOO (TeMaanaEWUl se, Device for the Deatj Sd teecs, pjse Go 1-000447-7449. The Discove0 Moro'" Card is issued by Discover Bank, Member FDIC. CARD DI:i ? EK ` Account number ending in 2190 Real answers from real people. When you have a question or concern about your Discover` Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02OD5 Dim Bunk, Member FDIC Closing Date: June 26, 2006 page 2 of 2 Congratulations to the 2006 National Discover(R) Card Tribute Aword(R) Scholarship winners: Jacqueline Bovier, Stephen Carlson, Winter Downing, Tyler Fortney, Bethany Lyon, Monika Mackow, Desiree Nelson, Seth Robinson, William Stone, and Tess Stoops. Each won $27,500 for post high-school education or training. Visit Discoyercard.com/tributo Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $9551.03 0.04107% 14.99% V 14.99% $121.61 none Cash Advances $1956.60 0.07532% 27.49% V 27.49% $45.69 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovemard.com 11 • - -wwe- r, - - n, , 8 V13VW Y CK $11,925.80 I - I E.nter...,--v.rr .vrrrrvrnc l o sed Vv . B . V ow Vav vJJV L t f V S690.00 Amount Esl CARD ?r-^?- Payment Due Date August 25, 2006 Please make check payable to Discover Platinum Card. You are overlimit. Pa the sum of the monthly minimum payment plus the overlimit amouni of $425.80. 26 SDSN6A010002267 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are a great way to keep track of your DiscoverO Card activity, and allow you to control when and where r view your information. Visit scovercard.com/ps PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space ?rrr?)?r?rr?fr?r?rIIIAIrrr{rIrrrIrIrI III riIII r,till rr111r1rr1 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190119258000000000069000 Discover More Card Account Summary Closing Date: July 26, 2006 page] of 2 Account Number 6011 0026 6353 2190 Previous Balance $11,709.66 Payment Due Date August 25, 2006 Payments And Credits 29.95 Minimum Payment Due $690.00 Purchases + 78.00 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $5,800.00 Finance Charges + 168.09 Cash Credit Available $0.00 New Balance - $11,925.80 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance New Cashback Bonus Earned $ 5.03 + -0.30 Cashback Bonus& Since"AnniverdaryUafe Cashback Bonus Balance Available to- Redeem .. _ ._ . $ 4.73 . $ ... 0;00. . of July 26: $16.51 l Y ? H H C W for Account Inquiries, write to us at: p ou e an e ow Please have your Discover Card available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 'Manage your account online at Discovercard.com Customer Service: 1-800-DISCOVER (1-800.347-2683) TDD (Telecommunications Device for the Doug: For assistance, see reverse side. Transactions Payments and Credits Other/Miscellaneous $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Jul 12 Jul 14 I-WORKS ST GEORGE UT Jul 26 Jul 26 OVERUMIT FEE Jul 26 Jul 26 LATE FEE -29.95 39.00 39.00 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do, so at this time. We have terminated, however, any introductoryorpromotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cordmember Agreement for details. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.04175%; corresponding ANNUAL PERCENTAGE RATE: 15.24%. Rate is subject to the terms of the offer including expiration. ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION * * * * * * """* We previously requested the past due amount on your account. We have no record of receiving payment. The amount due should be paid of once. MOM Isnta~ UNroW n. 9 them Is more than one page to ft billing statement see, the back of each page for additional Important Mtormation. See Vent Cardasember Apumeat. Your Cardmember Agreement contains all the terms of your Account o Lest ar *idea esift Report Immediately! Call 1-M-847-2688. CB Srnuwy In Case of Errors or Questions About Your EA 1: N you think your bill Is wren or M more Information about a a tmn an our bill, write us of a armte sh* At PC at DWvAr Memes?: P,D. Box 16192, Wilt DE t tZ+6142, as?epaeslbie. We must hear you no than 68 dr# afar we d you the lkst ABi rm wltksh tics error w applared. You can us, but doing so will not pmserve your rWft In your letter, give us the folborhfg information: eYour name and Account number. *The dd W Amount of the susosoWd error. eDsscribe the error and n. K you ca why you belim there Is an error. If you need more information, describe the Item you are unsure x about -4 to pay it 10 are qnoWt have we I your t cage. obligated avW6 to aoNat,Ir+aM Vbof your uqubnthat are not in qussoonws^eaonot apart you, as WwM We butor you a any I ?Bnls ter raadlt tYrd IhtreMner: N you haws a problem wttn the gilty ot?s or esrrwk?ss that u urchased wKh a credit card, and you M in to correct the Prontatt+ w{Eh uta ter n pay qqs rkAS on fins goods or servk:as. You haw tlt?s only wisnt the base prbca uses trfore?ltitl"and lair purotfaoe wilaa 1 to or Am IOU miles of your ma (awe antra or ?fhe matchant or K vice tm le0 you the adwttiesmeM tar A ail purchases are covered regatdtes d the ac?n+rt or N>oatiat purohase.) Sand only yarn ppym0nt and the to portion of this ?W?nt In the envelope provided. Do not sand cash. By sand) your check as 6 aUEItOrDa Ill to WO Ipnrro4crna1p1t11Bn on r eMCk 10 m ea a one t?r? alilQ }AID ii the Hf1AJlClal an your oh@ck tmrwder Mr dyor?rarc? thent as a chock bat. If A b is alt und traveler, the hook Wtten t" 4ormoft front your check to an fonts m be withdrawn SI be for f from your account as soot as the Mme day we me" your k and you will not mcefw your check back your 19nanchl in n. The n ofyyoouur ppyment may bed d you sauutrcasdhstl. anca or other f?ms r tt Bend the palment to any hank , bi tale an a?ngwyana?pa a?? t?hs one 6utitxa d u lam ne?m!>t?ced?Y al?iwatapa, t Fpa?rt ? DIsc?ver?itk. PO Box f, Mmm?i??, ? i?S? Pfetpe atkna 1-18 tdyA det?ry. if your payment Is returned unpaid, wa reserve the right to msubmh It as an electronic debit cres We troyy report Irdormatlon about your account to credit bureaus. Late go ft Madq or other defaultson our M n6itlTed lot your one norrna rr the status r d pnn ft rkf 11b1 r? Pl# Bmr 16 plew write month B yeu 1t 1 our mport is I at I Mite. raft tthhea Wilmingtot DE 1 MIS. Please include your name, address, homy trlaphne ru tuber and nmrtber. pipOpltY;tENIE yCOau?Pe Finance Cha are Imposed n all tons Tram the data to n?r Account uRID D?its DaM?a)?? F r?s har?pos ?PJii?tllabr???Ww1 ?? ?" N yp4 rn atatrmenni next matth tart Includes PbtbdNC Flt?nce Chttrprs on tltose new purehaaea Po no gncx on 10 Far TDD (TNeeeae-dcatlea OnvIve ter the Dent) aesktam, PMde call 1400-347-7449. The DlscovejO Mores" Card Is Issued by Discover Bank, Member FDIC. We use the b avstape d#I balance (includlnp new transactions method of calCUlatlnp the ba a Mich we Ire Periodic Finance h Chatgst Thk rr?ns It yar d? trot pp?ythe Now 6?anoe ettswn on fare statMasnt yTau de Elm te yo rr. uue Daprte slp? a: thei stkttsniani we will I pn that dr itNt° raymr+ as Nuraeil as ttewr plmsltiopsnfirst ay?tear on the eu mt?ng stabMrF!?errl unlew aKsy Idit on the on prevbtta bl6Np aa?m All fees o to yyoaur Account bare added to the standard purohaae transaction cattee??o?r with the excc?nn of Cash Advance Tranaactian Foe Fkance C arMert ate ?d the caeft adwrroe transaction ana ?Isnse TnndrrTransatdloN Fee F ntnanee Cnaraa which are addedtuoe a table bahncs ?tratteaotbhn?c?slrspaY. Whrn the apecktT ie expires we?mgovetyhe unpah! tralangc?e of tlu baiahde transfer Ipp jj? Inaasd tirulatepsr wtt tt Phn?weFe the uitpaldr? tra and thS BBtancsraliafer Trannanro Charges In the appticatNe 4anatlon category rail the spe4#al rats wnuM bare expired. UIO% o V CK I D?SCtfYEI? I Account number ending in 2190 CARD Real answers from real people. When you have a question or concern about your Discover' Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an w endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 Diwa Bonk, Mmbw FDK Closing Date: July 26, 2006 page 2 of 2 Shop confidently. Your Discover(R) Card has you covered with Complete Fraud Protection for your peace of mind. With our advanced fraud warnings, you'll know right away if any suspicious activity occurs. And if someone makes fraudulent charges with your card, our $0 fraud liability guarantee means you're not responsible. Finance Charge Summary Nominal Transaction Average Daily ANNUAL. ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $9775.51 0.04175% 15.24% V 15.24% $122.44 none Cash Advances $2002.25 0.07600`Yo 27.74% V 27.749'a $45.65 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. ? Manage your account at Discovomard.corn CK $12,181.01 CARD 26 SDSWA01 0002268 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 5929.00 I Enter Amount Enclosed Below Payment Due Date September 25, 2006 Please make check payable to Discover Platinum Card. You are overlimit. Pay the svm of the monthly minimum payment plus the ovedimit amount of $681.01. Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where you view your information. Visit Discovercard.comips PO BOX 15251 111118111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space I1rn?'In?n?Innln??n?nr{?rr??i??i11(1111111111111 r 11111111 nil rI above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190121810100000000092900 Discover More Card Account Summary Closing Date: August 26, 2006 page 1 of 2 Amount Number 6011 0026 6353 2190 Previous Balance $11,925.80 Pcn,,ment Due Date September 25, 2006 Payments And Credits 0.00 Minimum Payment Due $929.00 Purchases + 78.00 Cre=dit Limit 500.00 $11 Cash Advances + 0.00 Credit Available , $0.00 Balance Transfers + 0.00 Ccah Credit limit $5,800.00 Finance Charges + 177.21 Cash Credit Available $0.00 New Balance $12,181.01 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus Opening Cashback Bonus Balance $ 4.73 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 4.73 Available to-Redeem - $ 0.00- . _ _ . C'a:ihliack-Bonus® Anniversary IDaW July 26 How Can We Help You? For Account Inquiries, write to us at: Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date 016erNiscellaneous Aug 26 Aug 26 OVERLIMIT FEE $ 39.00 Aug 26 Aug 26 LATE FEE 39.00 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purehoses and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchasbi and balancetanifem. HbWover, We feserve the right to increase-the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cardmember Agreement for details. *****"* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account Is seriously past due. Payment of the amount due and arrangements for future payments should be made immediately. Save time and a stamp this month by paying your bill online at Discovercard.com. Make a one-time payment or schedule payments in advance up to your due date, whenever it's most convenient for you. To find out about our (roe and flexible online payment features, visit Discovercard.com/payments -0-60" hopartant kMormodoo. R there is more than one papa to this billing statement, no the back of each page for additional Important 111110rmatloru. See yaw Cudmosobw AMeoanent. Your Cardmember Agreement contains all the terms of your Account Lest or oteMsn =ft. Report immedietW Call 1-808447-20e8. ?M/ In Can of Errors or Q About Your Blit If you think your bill Is wren or if nerd more information about a a GansacUoh a?youurr wr us on a s of rat Qf9corar t las+w+; P,Q. 9iuc 15192; W 11E 2.5192, as soon as posew We must boor Tram you no 108 gtf days we "M you the first bm on which ills error w appeared. You can tsfapom use but M doing so will not pissstve your Ap ts, In your letter, give us the fotbwing Information: *Your raters and Amount number. *The dollar amount of the error. *Dewdbe the ow and explain, N you can, why you believe there Is an error. If you need more Information, describe the item you are unsure ?I ating, but you are still obtiated to the parts of your bill that are not In Y9 not have to pay any amount in question while w9 are in sti ouo deuraaq?uettt or take any actfaa to r oNe at>7ornt you quetRbn, queatlon. While we Invaeiipate your question, we cannot rarycrt ynari as the Roods or services rugr4 a credit card, and you or vANn 1uu miles of pumbases are cowmd the arrrount or looalbn of purchase.) I. Send only your ptyntent and the top portion of uric statement In the onvebpe provided. Do not send cash. By sending r check as atrelte suthprtie w to use _prac stWa an your eltook as to mitts a one on. N e*UwJc poyrriont is fo and trail aecounl A he Manclat in onye?u1' otadf or to process the pgirmsent as a ahadc ttansaclWti. Ic lund transfer, the uan v ill be LUT amau?t Of your ohs& When wo use idormatio from you chock to tftltt to a fuMa may be whhdrawn be from your account as soon as the same doy vve receive your payment, and you wih not receWo your clock beck from your financial Inairmution. The of ur payment be delayed If yes send cash, n?asrepoe or outers wlu+ p tend the to payment to eery vookond out use n e oltsar?ltfoafstd?aifte ostg Snvidad Ptigllt la tsakrad o+t or attar 1 t ? F on a or P?0 1, , M t Rlasae ai v 7•ttl jpi dt trtMPlaeed your envatbpe, r ptsprverrak, If your payment to returned unpaid, we reserve the right to resubmit it as an electronic debit PXWONOONO* 8 flrsee?yourm?aiarrte lskptse? M hintt1s6 rINANCE yyrwouur ro pp1? In Finasrce C ors Imposep?d bo?nDa?gll?Wa aauoas fro ? the 1y??? to your Jrc? uM u Id 1hue11 receve a trlfH?nnpp to miMtament next mosath that includes Psrbdk Anaraca CharQis on those tpsw purchases Ia no grace pe on myZeb baw cash ardwnt ee. Wea thei r and a pr the to a M Zero We ?e use thTI M k gatrayou raped? ?y rid balance the rayavfF- Due Dress on that statement, % as well as now that first appear on your provbus grace our na For TDID tTolowns Um toe for tin DOM enlatawce, plodw call 1.800.947-7449. The Discovers MorestA Card Is issued by Discover Bank, Member FDIC. aGrp srrt to your Account are added w the standard purchase tranwetbn ca o with the exce on of Cash Advance Transaction Fee All fobs whka%fed to tha?ch t UanasetiolacalaaDrr cladHtnca TrartNarTrasgq ,Goon Fae Fist:nce ChamMes whtah oltro apt baktnce tran When the T tWe exWres was nwue tiro unDma batatux of the Oalant?t transrar and trio ltalamoe f er Trarusastfoo Fee Flue Ch?atttraa ??e?tinrMtsnAtar stp?rt n Chratgesnt dta a bee catetY unUtal the u trauld ha Fl CPR:) I B&WEg , Account number ending in 2190 Real answers from real people. When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 Dix Bank, Member FDIC Closing Date: August 26, 2006 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL. Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 43y.i Purchases $9962.13 0.04175% 15.24% V 15.24% $128.93 none Cash Advances $2049.19 0.07600% 27.74% V 27.74% $48.28 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com ... --I I 1_dAA_MOf+/1t/?e I1 0 nn q A-7 1A 15 ?1 0 ulla%w .>4"v tK $12,440.07 CARD 26 5 @'NE F Ol 0002269 RAILING; SCARLET 1874 GEORGE AVE CARLISd_E PA 17013-1124 $1,173.00 f Enter Amount Enclosed Below Payment Due Date $ 1 -? October 25, 2006 Please make check a able to Discover Platinum Card. You are ovel mit. Pay the sum of the monthly minimum payment plus the overlimit amount of $940.07. Paperless Statements are a great way to keep track of your Discover"' Card activity, and allow you to control when and where yyou view our information. Visit Discoverycard.cam/ps PO BOX 15251 ???rrr{?rrrrr?r?r??rrsr?r?? WILMINGTON DE 19886-5251 Address, a-mod or t-alephone change? Print change in space ?au))??)u?n?r)u)n)(n,??)u,{,??)r?nu)?r)a)nrr)((?{u) above, or go to Uiscovercard.com. Print your e-mail address to receive important A,-count information and special offers. 000006[11],002663532190124400700000000117300 Discover More Card Account Summary Closing Date: September 26, 2006 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $12,181.01 Payment Due Date October 25, 2006 Payments And Credits 0,00 Minimum Payment Due $1,173.00 Purchases + 78.00 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $5,800.00 Finance Charges + 181.06 Cash Credit Avoilokde $0.00 New Balance - $12,440.07 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus"' Opening Cashback Bonus Balance $ 4.73 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 4.73 CE,shback Bbnuse A,ini iersory Available to-Redeem $ 0100. ,Date: July 26 How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Cord available. Discover More Card, PO Box 30943 Salt Lake City, UT 84130 'Manage your account onlins at Discovemard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1.80aDISCOVER (1-800.347.2683) , For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date CMher/Miscellaneous Sep 26 Sep 26 OVERLIMIT FEE $ 39,00 Sep 26 Sep 26 LATE FEE 39.00 Information For You The address provided in your Cardmember Agreement to request a beneficiary designation form for your Scheduled Air Travel Accident Insurance has changed. The new address is AIG Accident & Health Division, 300 South Riverside Plaza, Suite 2100, Chicago, Illinois 60606.6613. While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cardmember Agreement for details. ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION * * * * * * * Your account is seriously past due. Payment of the amount due and arrangements for future payments should be made immediately. mpvx? lmperbiwt heron. If there is more than ona page to this billing statement. see the back of each page for additional important Information. Sae vow Cadmwnlrer AOrevasent. Your Cardmember Agreement contains all the terms of your Account. lest or stolen cads. Report immediately! Call 141100-S47-2US. tg IV Oypuup?rwM?y. In Case of Errors or Questions About Your Bill: If you thank your bill is wron or if Ynu need ma Information about a shisell. of mint Whir you!Ti ua an then OW a et a opt at Discover Maresm; P.D. Box 15192; WH DE t i041619, as soon as p?i?s Trom last 00 strut you the first bill on which the error or appeared You can telaptortd tom, but doing so will not pmeem, your rights. In your letter, give us the Wawing IMormtkin: •Y01 name and Account number. *The dollar amount of the suenectod sm. •Dsao?rttbe tits error and ex e, It you can, why you bellim there is an error. It you need more Information, describe the item you are unsure Youoda not have to pa any amount In question while we are In but you are still obligated to paY the parts of your bill that are not in question. While m Inve?tlpete your gtMSdar; we cannot spat you as, uent or take any oeft to cofieot tits ameurt you question. YOU have a problem with the quality of goods or services that purchased with a credit card, and You this far Greet Card f'areleaes: a h Vied in glood Wh the problem with tM iswehs ,,nu msy rot h to day the snUAW due on the y? or seroien You he 914 OMWWA only when the hose priaa wfu mom %irn, and tM pusot a?a?y f how'skols wlilNn too miles of rdless the amar(Irnlawtion openito purohathe )merchan. or If we mailed you the a6ertissment for the poodi or servs, all purchases are mated . Send only your ymrent and the top portion °ur checak?orrnattcen In the OMMM one food not send snmk sndat the l? hhthlee sift its to use Inforrrratba t on r or to prooses this its a check trransaction. , iuads maybe witrawn tnuwUt be !er ON alidN of ymrr ctreck When rs Y (acnatton tnsm your check to CL" from your wmnt as soon as this, same day we receive your payment, and you will not recOve your chew back from your financial Institution. The proos? of?ur paymtpenyt4?r _ be daiaaysedN if asnd• tuweh, cre?y nldence or ottrer items with ur rnan. If s?anyd ?tt>e payment to arty ?8ox 1?1, VWtn?DE 7i300e?1?. rPbtie elbw 7-10 ?t'?tvbry ?r en?vaio?send ur paY+liemt m f ?dnk If your payment is returned unpaid, we mom the right to resubmit it as an electronic debit Creft We may report information about your account to credit burmut Late N nt9, massed paY ntS, of other defaults on Your number aaaxwrt be raflaeMd In credit We n6rmaty report this status and pwx t h f your Aaoer ID rap?p each U)bu f ht sDis sr ear Card?l itl2ta, ngtori DE 1485&6 bs? awn ra?potrt r?r1 RMMPptrts apleYe?e us at th WlmtmtA We sort your transactions ft groups of their AWWW .tats. -For exact groin We a coup as tsar ttatt? of litss biNiny rys?tor u?t ft" Account T wraaaggey DtrNYY is transaction category. WC maw ffam er on all trarfracttons tom the dale charges an an =g vwltt next month that Includes P6riodic Ftow U inance Chats on taw Wises, omit ?advances, and balance transfers and then furt 11t tl M twAt ro H, ba?rnse of the gpce periadad rio Pe F?1nz9F to new purchases.Ti ers Is no grace tits wa Cnas rn r?sledaityUatt BiLr shtlant, on flan ntu y?othef tup?anp ht w; ampgee Parlodlc Flh?nyya Uie n;ea, Due Date shown an first statemen, we wilt impose Porlotlre Finar? erges on near P?rehares that fira't a?sa an tlut stateirwn. rayai as wl se rtan ppuurrcchues that tacit appear on tits curant bititng statamen. unless we atrsady ithrosea Periodic Finaiieb tlrargea onasas on your previous W11mg:taisment For TDD (Teleeseanrraieatlaea Owl" far tin 0"4 aaaHtwm. plans Caf; 1-900-947-7449. The Discoven® More8m Card is issued by Discover Bank, Member FDIC. m 9 z a 11 All feu c to your Account are added to the standard purchase transaction category with the exception of Cash Advance Transaction Fee which are added??gabM behncs tsttaofbn Catepoty Whew n the specptT onray te exptass we mesa the rantactlon Fee Fisr?wip tm ?gGsnsrer and the ®epnase Ttiaager rransaetYsn Fee Fkoaros C to the "102M, traets?ttoand olm trari> n?Ftnabn°°ce termilinded Charges In theeaappt?lDell" baitns Pa* Plan, ry umttt the u lean wouldtravee ira URM.."V 11 CARD dl??V ` Account number ending in 2190 Real answers from real people. When you have a question or concern about your Discover' Card Account, we're here. 24 hours a day, . 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 D'- &mk, Member FDIC Closing Date: September 26, 2006 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balcincel Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $10170.36 0.04175% 15.24% V 15.24% $131.63 none Cash Advances $2098.02 0.076001/9 27.74% V 27.7A% $49.43 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovtucard.com 0 LJIJ4.' . '1/ twN, $12,697.04 $1,a2z.oo CARD Payment Due Date November 25, 2006 26 ' , J U A01 0002270 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Enter Amount Enclosed Below $ Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $1,173.00. Paperless Statements are a great way to kee track of your DiscoverO Card activity, any-allow you to control when and where Yyou view your information. Visit Discovercard.com/ps PO BOX 15251 111"'11"" WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space lif rl"II1III fill IIIIrIIrril1111111111111n111rl,lrrr,11111r,l above, or go to Disaovercard.com. Print your e-mail address to receive importcnt A,:count information and special offers. 00000E,011002663532190126970400000000142200 Discover More Card Account Summary Closing Date: October 26, 2006 Pagel of 2 Account Number 6011 0026 6353 2190 Previous Balance $12,440.07 Payment Due Dale November 25, 2006 Payments And Credits 0.00 Minimum Payment Duo $1,.422.00 Purchases + 78.00 Credit limit $11,500.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit limit $5,800.00 Finance Charges + 178.97 Cash Credit Available $0.00 New Balance = $12,697.04 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus Opening Cashback Bonus Balance $ 4.73 New Cashbock Bonus Earned + 0.00 Cashback Bonus Balance $ 4.73 ... Cashback-Boirus® Anni,,ersorY -Available toledeem.. .. - - - .. _ ..$ ... 0.00, - - - Date: July 26 How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovemard.com TDD (telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence Trans. Post Date Date CNherf Miscellaneous Oct 26 Oct 26 OVERLIMIT FEE Oct 26 Oct 26 LATE FEE 39.00 39.00 Information For You The address provided in your Cardmem6er Agreement to request a beneficiary designation form for your Scheduled Air Travel Accident Insurance has changed. The new address is AIG Accident & Health Division, 300 South Riverside Plaza, Suite 2100, Chicago, Illinois 60606.6613. While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen nat to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cardmem6er Agreement for details. ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION * * * * * * * Your account is seriously past due. Payment of the amount due and arrangements for future payments should be made immediately. Mn*artaat kderrap-1 . K there is more titan one paps to this billing statement we the back of each page for additional i?rg7orhtrt t A m ut ion. See yew CwdmswJw AlrnwmnL Your Cardmember Agreement contains all the terms of your Account v Lod er dullest coatis. Report Immediately! Call 1-SOp-&A7-8S68. CA {n Cane Errors or uesttorrs About Yqur Bill K you think your bill Is vwo or It u ref more Information abo a c trap enye ? write us on a of " a4-131tce1reF Moaeau; P.fl. goat 15192, WU DE llNO.5122, as Loon as posWe We must heir Iron[ you no later than SIt dqs fie sent you the ft bpi on Ww" the error or appeared. You can tekphoo us, but doing to win not prea m your tlghla. In your ld W, pins us the frdlowhig Information: Wow nano and Account number. ? *The dollar amount of the error. •D?epsc?ri,be the error and , you can, why you bOwe there Is an error. K you need more Information, describe the Item you are unsure YoU do not have to mount in wile we are InvestltratUng, but you are still obliatad to the ports of your bill that are not in gwntlon. While v* Jftv your g we # rbtert you at ngwM or We any a ctlon Its amount you quastton. with a credit card, and you e on the Dr servkrea. all purchases ate corner a may stitution. In on a weedcend or tnLpgxmciw"x,lll e payment to any 198CE 251 P oe Uonw 7•i tof IWeto3i have mbpkced your a pt to Diswar Bank If your payment is returned unpaid, we reserve the right to resubmit it as an electronic debit Crorlk We ma report Information about your account to credit burwua Late mksed pe me+tts, or other detaWts on your as art N trop rase fn yoHr ? k MW normal repot the efiaius and paa?y then[ h oI r ie its bs jCh Wllminp1955iy*5918.olrPleasa Inctuda addreaps?twrne? nwnber and a???r?Card, Ps 15318, Ll t until nt , vyaouI will receive a b{hMg sltsrl4metrt next month that Irchrtles?dfc Finance Charles on these new purch?es. is no grace on balance transfers ar cash advances. We $0K yyoouur ygnsiection into Qreupe of purchases, mh advances, and balance transfers and then further sort the their AtuiaMti Fsada ?Or erample.purr;fyl .WbjWt to a Jx'?mofip+tfrl.nle and pwxcl,?e_s!i?ec! to a -FWAMO rem if, be cause offtthe prn? pq4 no Periodicm Fl,," C rages a? theme Manse fnua a We use the two-cycle aIf you did verage dally bpalaeStt, tleN(Includi8n?panew tansactionst)ha of calculating the balance uptraVt which va Impose Periodic Finance PPaymment. Due Date sett on wlater Gr fK we wotN Impose Periodic cFina? rqa on now?purchu?that firs appeared oven that hi ng s tyrant, as vMl usn tflrst appear on the current billing Maeemert, unless we already imposed Periodic Finance Charges on the pure alas on add tdahs esaY htaodvf aihtF?utI M?ryWationn Ig N tlta da atNray rMabhact?r t?on ?e?s!ds adSarstal.y In ritte o yboitiulr ?tWtbpAayh a? . t?he d Of a?fl hoe i? t# tie }s n In a bullocrnj m? . pA>is afoYwNr hia t?! tIrera t e at rise ?tan?c?uson the first dey of the b Ing period In which k h pe?ad tc your Aoooun All fees to your Account are added to the standard purchase transaction eaftonfry with the exec on of Cash Ad?a nce Transaction Fee F Wh h an added Io tits a?lkabie cash advance ttan?Wat coftory and Balance, Transfer ra Fee I Marce Chat;ga which areas ed to Applicable bk"cco inn tra?nsaetion category. When the so *I rare expires, we move the unbalance of the ballgan?ceettrcansfer Fimms bon Ch rguttsactlortleQayt until tlthe i spee?ialrdrran?er and rrahtaaulon Fee Flrt$tce Fm TOO (TefaeMrswtinicallene t1Mce ter the PaM awdstanae, paaaes to 1-988-317-7449. The DlseovetS Moreau Card Is issued by Discover Bank, Member FDIC. Send only !VOUr Aaymant and ponlon of Uric etaternent to tM envelope provklod. Do not send cash. By in 1 a tAI to use on ur check to melee a one o1W nd n fir item a i n on afaak or Id ooses the as a batnean. n d an Ira vein be the ent of yo?rr clerdI, W. Mrirferm/3lort hrntl yrutr oMck to sra mat fl from your account as feat as the same day we receive your payment, and you will not receKv your check back from your finsi CARD (,U1SCOVEa Account number ending in 2190 Real answers from real people. When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02000 Dtwo Bonk, Msmkar FDIC Closing Date: October 26, 2006 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $10379.14 0.04175% 15.24% V 15.24% $130.01 none Cash Advances $2147.20 0.07600% 27.74% V 27.74% $48.96 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.cotn __ __It 1 _Clnrt nlePHHVen t t nnn n 1-7 n c not 0 0 ?? 0 IVM00-1v tly, $12,963.88 CARD 26 SDSNt 1,01 0002271 RAILING, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 Paperless Statements are a great way to keep track of your Discover® Card activity, and allow you to control when and where yyou view your information. Visit Discovercard.com/ps PO BOX 15251 1111111111111 loll 11111111 ll loll WILMINGTON DE 19886-5251 Address, e-mail or is ephone change? Print change in space above, or go to D601wercard.com. Print your e-mail address to receive important Ac :ount information and special offers. 00000601:6002663532190129638800000000167600 Discover More Card Account Summary Closing Date: November 26, 2006 page 1 of 2 Account Number 6011 0026 6353 2190 Previous Balance $12,697.04 Payment Due Date December 25, 2006 Payments And Credits 0.00 Minimum Payment DL e $1,676.00 Purchases + 78.00 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $5,800.00 Finance Charges + 188.84 Cash Credit Available $0.00 New Balance s $12,963.88 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus'* Opening Cashback Bonus Balance $ 4.73 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 4.73 Cashback Bbnua'Ann?Nersary Available to-Redeem. $ . _ . ... 0.00. Date: July 26 How Can We Help You? For Account inquiries, write to us at: Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 'Manage your account on 4w at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-)ISCOVER (1.800-347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Nov 26 Nov 26 OVERLIMIT FEE Nov 26 Nov 26 LATE FEE 39.00 39.00 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen rot to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special valance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and batandoi transfs-rc -Howeve7, we reserv® the -right-Wincredselhe APRs drf ur Account" if you fail to"pay The' - -' minimum payment due by tits payment due date. See the Default Rate Plan section of the Cardmember Agreement for details. ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION * * * * * * * Your account is seriously past due. Payment of the amount due and arrangements for future payments should be made immediately, $i,b76.00 I Enter Amount Enclosed Below Payment Due Date $ C December 25, 2006 please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $1,422.00. Your account has been suspended. Please call 1.800-DISCOVER (1-800-347.26831 so we can work together to resolve this problem. Imilawked 19lbraseelim. If there Is more than one page to this tilling statement, see the back of each papa for additional Important Information. Sea Vow CwdrA w A/namesset. Your Cardmember Agreement contains all the terms of your Account Lent er eI I r;es/s. Report Immediately! Call 1-M-U7-2698. i 6 to Cass of Emus or ns About Your Bill: N you think your bill is wry or H 1?uneed more Informal tratM off y??poW?r write w on a ?psr?le lWol triht at tNaeasr M' ism, P.Q t3bx 13162, DE 1 1i2, w aopp lpr we mm halt you tw ? then !!A days etw {frli you the W b? on vOkIch the error at You can us, doing aw will not presstve your rtptdt in your Isibr, SW us the fottowling Infarmatim: :Your name and Account num. The dollar amount of the error. • the error and If you can, why you believe there is an error. If you need more information, describe the Item you are unsure bovL You do not have to pa anyl. amount I question white wa are Inve ting, but you are still obligated to paY the parts of your bill that are not In question. While we ! w 14y ? your quem"'we cainnot t you as mn*wmor bike any asfhnr to coiact the arrawnt you puesdnn. to go aw -Ulz 'In pr tacorra with tta rrarc whkL the Quality You have tft ertly when the Purchase price was trgtm f6m0 aMt your n?fbla (9 we own or operate the merchant, or It we welled you the regardless of the amount or location of purchase.) col goods or servvlces that you purchaser with as credit card, an d you hive at[le or vn 1 are moss of ttaadtM M t or all purchases are coasrod . Send only you YMOilt and: the top portion of your this check matken r the a Us le M Whormatleai an thatI'll" ton your aback or to prows the pwmrvt as a check trams treader VM be for the atnbnr t Of VW chock. When wt" uis Information from your r from your acooautt as soon as bro saute day we recePiie your payment, and you Will cash. to M&O an ali elrboilt hind UN W calve your clack back Imm your bNO pp??r ?t may be dkh'60 ent cash, c?aryrSlyynEOMO, r k li& 7• foi' a y°Un ew M Dapcovs B your payment Is returned unpaid, we mum the VM to resubmit it as an electronic debit bs relleeWeled Au, l' M t)ba4kve 6318, Illin E19t1S0-yo ur tPO gtat 5318. Ptsass Ntcbude your Warta, address, hoes telephone-number and number. is Finance CItMUm yment o aN ns from the lets th is toAcchount until y89?fYMf?ciy CNt1RpI. Po rlod Dire Oats at thiton?t New tnkP odic Financatlr s? 10 on wttt tat on t MW* sn?adwbilling . stalament next more h anal Inetudes Pbtlodle Fine Ckanyea on those new purchatas. rob no grace on of purchases, cash advarsoes, and as zero n, because or the grace we sort the transactions within a nar pose lid Periodic Finance We use the Im, CPa - This Oft sho+vtf ort t?tat ?Ml?t2 we VAH Iigpase Pew kta? of c*uW rteW p?ssraobalance upon won t ?a which Pa rmsri Do Ebrts s Md wt g as wall as new Met appear on the current WIlIng malsatant unless we slrsedy t?osird Plailotlic Qlargas on the on your previous ad sob that m"t WO o m the A p?tly Balance for each transaction categ by adds up all the dally balances in a billing period for a transaction ca otY ap? the otat?ttte number or days In the Dtllinnpp Cy,2. Ws the laity bah?nce for cavil transasestt ry on each day byt?ra adding the t4 provioue days tly bs?nca btanarroWrts made at day it" cta that da and PdrioAte? accru?f on iotaay potisyvloaus ?dtia?rpa t>siance; and try Mtan avbttacwtg any credits and poymertts That era a fhs ialance of the asses n ry on In balance for the PmAmA w??aatfhd that t? onn is posted st ??your billing hWW ON imp d In w it ooccurs, we will; treat Neste tra4wtl first day of the bill In which poslad to your Account as having A" tees Ch to r Account are added W the standard purchase transaction ca cryry with the excepuon of Cash Advance Transacucn Fae aroinarxa CMSbfa balance fD r sash advance tnrnsgon r?t?rY stmt 9alance Trarader TransacUat Fea Flnance wntah p?a transacflost category. When thesciaT rate expima, we mars the unpel0 baiatncs ofp ?ttte ?ba?t?atrar+sier am! theNttoe Trenalar Trantpouan Fee Flnaocs Cis puaC nisaetlon F tesrmkatad a?hdst tM pafautt tMe Plan vrs !save the uliptid hgtNe tea tra ' r andlance 7nmder r3 issttlon Fee senesce Charges In the app!lrnafle transaction cate?ry uttbl the special rata would have expired. Far TDD (Takammusesallositim Davies for *@ Dad) assistance, plasm call 1-BBB-347-7448. The Discoves® More •m Card Is Issued by Discover Bank, Member FDIC. IbtV t ya CARD 66COVEa I Account number ending in 2190 u Real answers from real people. When you have a question or concern about your Discover' Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02006 Oiswwr Bonk, Membo, FEK Closing Date: November 26, 2006 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $10590.63 0.04175% 15.24% V 15.24% $137.07 none Cash Advances $2197.54 0.07600% 27.74% V 27.74% $51.77 $0 The rates that apply to your ,Account are either fixed (F) or they may vary (V) as noted above. Ql18StiOn5? Mora4le your account at Discovemard.com 11 4 wrn w?wi+wh n+n /1 nnn n A7 nt n n I vwai.. 71Vr_ K $13,228.49 CARD 26 SDENt A01 0002272 RAILIN3, SCARLET 1874 GEORGE AVE CARLISLE PA 17013-1124 -- - - ---- ---- - • - - $1,936.00 I Enter Amount Enclosed Below Payment Due Date $ January 25, 2007 Please make check payable to Discover Platinum Card. You are oveflimit. Pay the sum of the month1y minimum payment plus the overlimit amount of $1,728.49. Paperless Statements area reat way to keep track of your DiscovevCard activity, and allow you to control when and where yyou view your information. Visit Discavercerd.com/ps PO BOX 15251 111911 111aIIIIIIIIIrrrrirII WILMINGTON DE 19886-5251 Address, e-mail cr tafephone change? Print change in space above, or go to Viseovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002663532190132284900000000193600 Discover More Card Account Summary Closing Date: December 26, 2006 page 1 of 1 Account Number 6011 0026 6353 2190 Previous Balance $12,96188 Payment Due Date January 25, 2007 Payments And Credits 0.00 Minimum Payment No $1,936.00 Purchases + 78.00 Credit Limit $11,500.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $5,800.00 Finance Charges + 186.61 Cash Credit Available $0.00 Now Balance : $13,228.49 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus" Opening Cashback Bonus Balance $ 0.00 . New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cdshback B6nusa Anti versory -Available to-Redeem $ O,00--- ;Date: July 26 How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 'Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-80C•DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence Trans. Post Date Date Ocher/Miscellaneous Dec 26 Dec 26 OVERLIMIT FEE Dec 26 Dec 26 LATE FEE 39.00 39.00 'information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosan not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to incredselhe APRs on your Account if you Fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cardmember Agreement for details. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $10804.79 0.041759'0 15.24% V 15.24% $135.33 none Cash Advances $2249.05 0.07600% 27.74% V 27.74% $51.28 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Mere a. If there is more than one page is thus biNing statement ace the back of each page for aWinwnar rmPore,?+,.,......,. See year Cwdmo* ' ItVONDeet. Your Candmember Agreement contains all the terms of your Account Lent or sides a". Report immedbitelyi Call 1-00-347-2643. m About Your Bill: If you think your bll is wren or i1 you negd_ more intormatlorr a a °> $NNW In Case Errors or = Of at DWOMW sw; p:U. Bas 1 192, WI DE t -6192, as soap as pt 01 Zbdt M " oe n XWp= dtys'0q you the *4 W on which the error or tPO You can telephone ?. you rrp 60 vMll not praiser" Youlater thai r rights- In ya+r letter, gNe us a* following Information: N *your name and Account number. item you are unsure J •The Boiler error raaf de st*Pdod youuccao why you betteve there Is an error. It you need more InformatWnppaadescribe rise of your bill that are not In atlrq •Despulttbe the e and Ip to iteot flee amine you 4rran Iffost vount r ia Wlon alb report you as dehn4t t take any I UDbIl onBatadcoto the but Vqiu . es. are Youodo not have to pay a aynr vAth questlen. While we I '? nods or, services the ed on the credit cud, a YOU qyau have a rot>fem with the q n h ???mq yy? r or 100 mites of io CoriaCt ttre pretiiern 'nth a 0rrroreuS6y amt Ulf .Tar goons or =, aft purchases are covered you the a 0 y e ?ro merchartt or K we matted rppirdleri the amount orelora?tion of Do not send cash. BN ?i your Chbck as to DAW of this statement in the envelope, provided tfi the al the on, chew to rake a one Um elicu,0101111; fund jind M "r the . send only fur - t u e rr he Insthrltlon felted ayour shack or to prat?ss ?tjaU n tromk Maur kn. If receive your check rawn tnrrster wgi be for Ifs ahrourrl ai your oheo ? r?acsive yo PaY? rrback from your tlner?ichl ?ri?lar+ ur t and You will rat tt paym?ent to idnany from your tccoaat as soon to the same day or ottwr Items With F ar on a v or onoraf Tho prooessinG afM ur 1 ma be tthe once d caste ar1PM r dr ? ?d y 1 of the ne ?v ?y hwe misplaced your to 01KOW PO 9oft?lim?if?t?. ? 'I? se tttow?-b1?0 ? 1? (lelhrory• fc dealt K your payment is returned unpaid, we reserve the right to resubmit it as an electron or other dsfautts on ?yoccur ate wo M M?p information a.¢out your mount to credit bureaus. L r 681 M VV-?sWut we the?E 19B6o-sal t8n. Prleusinclude your ^ ame, address home numb r b ocount until Wlimk?gtan -• _-- -_ , ..,? ?, au tru?sadlora from the c Ui /11??? 221010=67 M;ou;wd aaY 1-800-947-7449. For TDD (TdWWMRWks"M 004" /k to Den) epletess". trleere The DlsraveM MOM30 Caro is issued by Discover Bank, Member FDIC. I A DISCOVER BANK, Plaintiff V. SCARLET RAILING, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW NO. 2007-2909 CIVIL TERM DEFENDANT'S ANSWERS TO REQUEST FOR ADMISSIONS AND NOW, this 26th day of September 2007, come the Defendant, SCARLET %kILING, by her attorneys, IR IRIq & MCIMGHT, and submits the following Answers to Plaintiff's Request for Admissions. 1. Request for Admissions: Defendant applied for and received a credit card by DISCOVER BANK bearing account number 6011002663532190. Answer: Admitted. 2. Request for Admissions: Attached hereto as Exhibit "A" is a true and correct copy of the application for the subject credit card account, signed by the Defendant. Answer: Denied. Documentation not legible. 3. Request for Admissions: Defendant used the credit card issued by DISCOVER BANK bearing account number 6011002663632190 to make cash advances and to purchase goods, materials and services. Answer: Denied. Excessive added late fees and interest charges. 4. Request for Admissions: Attached hereto as Exhibit "B" are true and correct copies of the statements dated July 26, 2000 through December 26, 2006, for the subject credit card account no. 6011002663532190. Answer: Denied. Not receipts or documentation available. 5. Request for Admissions: The subject credit card account no. 6011002663532190 is subject to finance charges of 6.00% per annum on the unpaid balance. Answer: Denied. Interest in excess of 6.00% 6. Request for Admissions: Defendant is required to make monthly payments on any outstanding balances owed on the subject credit card account no. 6011002663632190. Answer: Denied. When Defendant called to request to make affordable payments, she was told that it was not good enough. 7. Request for Admissions: Defendant has failed to make any payments on the subject credit card account no. 6011002663532190. Answer: Denied. Defendant offered to make affordable payments but was not that it was not good enough. 8. Request for Admissions: Defendant has not submitted any written dispute as to any accounting inaccuracy concerning the amounts demanded by the Plaintiff on the subject credit card account no. 6011002663532190. Answer: Denied. This litigation has raised the excessive interest and fees charged by the Plaintiff. 9. Request for Admissions: The balance owed by the Defendant to the Plaintiff on the subject credit card account no. 6011002663532190 as of December 26, 2006, was $13,228.49. Answer: Denied. Excessive interest and late fees. Defendant cannot be certain of amount which is actually owed to the Plaintiff. IRWIN 60 West Pomfret Street Carlisle, PA 17 13 (717) 249-2353 Supreme Ct. ID. 25476 Date: September 26, 2007 VERIFICATION I, SCARLET RAILING (please print) under penalty of perjury and subject to the penalties of 18 Pa.C.S. Section 4004 relating to unsworn falsification to authorities verify that the foregoing Responses are true arid correct to the best of my knowledge, information and belief. CREPT F.R 2b, 2W Date r Signature WWR# 58774(2 DISCOVER BANK, Plaintiff V. SCARLET RAILING, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW NO. 2007-2909 CIVIL TERM CERTIFICATE OF SERVICE I, Marcus A. McKnight, III, Esquire, hereby certify that a copy of attached Answers to Defendant's Request for Admissions was served upon the following by depositing a true and correct copy.of;the;same in the United States mail, First Class, postage prepaid in Carlisle, Pennsylvania, on the date referenced below and addressed as follows: James C. Warmbrodt Weltman, Weinberg & Reis Co., LPA 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 IRWIN & McKNIGHT By: Date: September 26, 2007 Carlisle, PA 17013 (717) 249-2353 Supreme Court I.D. No. 25476 DISCOVEW CARD IMPORTANT INFORMATION ABOUT YOUR DISCOVERG PLATINUM CARD ACCOUNT CARDMEMBER AGREEMENT The terms and conditions of your Account, including how we calculate finance charges, our fees and an Arbitration of Disputes section. You have the right to reject the arbitration provision with respect to your new Account within 30 days after receiving your Card, as explained in the "Acceptance of Agreement and Right to Reject Arbitration" section. SEEPAGES 1 - 12 PRIVACY POLICY A summary of the personal information we collect, when it may be shared with others, and how we safeguard the confidentiality and security of information. You may limit our sharing of such information with others ......... SEE PAGES 13 - 16 BILLING RIGHTS Important information about your rights and our responsibilities under the Fair Credit Billing Act ..... ..............................SEE PAGES 16-17 DESCRIPTION Of COVERAGE The terms and conditions of the Scheduled Air Travel Accident Insurance and the Secondary Rental Car Collision Coverage that is provided at no charge to you when you use your Card to purchase airline tickets or rent an automobile ..... SEE PAGES 17 - 23 0 2008 01soover Bank, Member FDIC P314001.0406TL17 CARDMEMBER AGREEMENT Please read this Agreement arehrtly before using your Discover' Card Account it contains the terra and conditions of your Account, some of which may-have changed from earlier materials provided to you. In the event of any differences, this Agreement shall control. We respect your privacy. See the Privacy Section on page 9 and our Privacy Policy for additforiai Information. The Arbitration of Disputes Section on page 11 includes a waterer of a number of rights, Including the right to a jury trial. Acceptance of Agree- ment and Ri* to R*ct Arbitration section on page 2 describes the p%du you must follow If you desire to reject the Arbitration of OWN. CARDMEMBER AGREEMENT Agreement Terms ........................................... 1 Acceptance of Agreement and Right to Reject Arbitration ....................................... . . 2 Use of Your Account ......................................... Z Authorized Users........ 3 Unauthorized Use....., ................................. 3 Credit Limit-Available Credit .................................. 3 Promise to Pay.......... 4 Monthly Billing Statement .................................... 4 Monthly Paymer? Options .................................... 4 Minimum Monthly Payment ........ . .......................... 4 Credit Balances .......... .................... 5 Balance Transfers ........................................... . . 5 Periodic Finance Charges ..................................... 5 Default Rate Plan ......... ................. . 7 Cash Advance Transaction Fee Finance Charges ................... 7 Balance Transfer Transaction Fee Finance Charges ................. 7 Minimum Finance Charge ..................................... 8 Late Fee ...................................................8 OverlimitFee ...............................................8 Retuned Payment Fee ...... ............................... 8 Returned Discover Card Check Fee ............................. 8 Stop Payment Fee ........................................... 8 Pay-by-Phone Fee ............ ......................... 8 Research Fee ...... ... ............................. 8 Defauh Acceieration•Coilection Costs ........................... 8 Cancellation ................................................ 9 Privacy .. ....... ..................................... 9 Electronic Communications ...................................10 Credit Authorizations ....................................... 10 Change of Terms ........................................... 10 Change of Address or Telephone Number ...................... 10 Assignment of Account ...................................... 10 Claim Notices ..............................................10 Arbitration of Disputes ..................................... .. 11 Severability .............................. . 12 Compliance with Interest Rate Limitations ......................12 Governing Law .............................................12 AGREEMENT TERMS. The word "Account" means your Discover Card Account The word "Card' means any one or more Discover Cards issued to you or someone else with your authorization. The words 'you', "your", or "yours" refer to, in addition to you, the Cardmember, any -1- other person or persons who are also contractually liable under this Agreement. The words 'we', 'us' and 'our' refer to Discover Bank, the issuer of your Discover Card. The words 'Authorized User' mean any person whom you authorize to use your Account or a Card, whether you notify us or not The words 'Pricing Schedule' mean the document accompanying you card and listing the Finance Charge rates that apply to your Amount The Pricing Schedule is part of this Agreement ACCEPTANCE OF AGREEMENT AND THE RIGHT TO REJECT ARBRRATM. The use of your Account or a Card pyyou or an Authorized User, or yow failure to cancel your Amount within 30 days after receiving a Card, means you accept this Agreement, Including the Arbitration of Disputes provision or pages 11-1 . You may, how* L.cdotnhWMW3*Qdayqs' Disputes seNon by mid' us a naUa of after receiving a st the addresx Card, P.O. Box 30934 Salt Wce UT84130-0936 , arbitration with respect to any account you wwithA this rigfrtrotoi eject arbitration will not to you Your rejection notice mist include your name, address, telephone number, Account number and signature and must not be sent with any other correspondence. Cali°=Mus to Indicate that you reject the Arbitration of Dispute; section or sertjing a rejection notice in a manner or format that not comply with all ap cable requirements is insufficient notice. in order to process your ice, we require that she notice be rovided by you directly and not through a third party. Rejection of arbitration will not affea your other rights or responsibilities under this Agreement or yyoour obligation to arbitrate disputes under any other account as to whidl you and we have agreed to arbitrate dRsputes. If you do not send a rejection notice, you will be obligated by the Arbitration of Disputes section with respect to this and any rior account you have had with A even if you have previously sent a rejection notice with respect to that prior accent. USE OF YOUR ACCOUNT. Your Account may be used for • Purchases - to purchase or lease goof or services from participating merchants by presentipp your Card or Account number or by using promotional checks, which we may furnish to you, in accordance with such additional terms and conditions as we may offer from time to time. • Cash Advances -to obtain cash advances from participating automated teller mad* M financial institutions or other loatron4 the purchase of lottery tickets, racetrack wagers, vouches redeemable for cash or for casino chips money orders, traveler's checks, savings bondh, foreign currency, and wire transfers, or by means of dhedcs which we may furnish to you, all in accordance with such additional terms and conditions as we may offer from time to time. • Balance Transfers - to transfer belaricas from other creditors or to make other transactions by mom of balance transfer coupons or checks, in accordance with such additional terms and condition as we may offer from time to tiift in addition, your Account may be used to guarantee reservations at participating establishments, You will be liable for guaranteed reservations that are not cancelled prior to the time specified by the establishment You Accent may be used for personal, family, household and charitable purposes. Your Amount may not be used to obtain khans to purchase, carry or trade in securities, to Many amount you owe under this Agree• ment or for any transactions that are unlawful where you reside or -2- where you are icaily located when you use the Account to Initiate the transaction " ohibited Transactions". Prior to its use, each card must be signed by the person to whom it is issued We are not responsible for the refusal of anyone to accept or honor a Card or to accept checks that we have provided you. You must return any Card or unused checks to us upon request If a merchant fails to provide your purchase to your satisfaction and you request a credit to your Account, we will investigate the rBs". If we resolve the dispute in your favor, we will issue a credit to your Account and you will be deemed to have assigned to us your claim against the merchant andlor any third party for the credited amount Upon our qqunsst you agree to provide us with written evidence of such assignment. Your rights and responsibil'dies under the Fair Credit Billing Act described in the bil rights summary on pa 16.17 and on the back of your y bin ng statement apply only to credit card transactions. The Special pule for Credit Card Purchases does not apply to purchases made *with a balance transfer check cash advance, or pnhrnotional purchase check. Therefore, N you have a problem with the quality of goods or services that you purchased with a balance transfer check, promotional purchase check, cash advance c edit or the proceeds of a cash advance, you do not have the right to withhold payment of the amount due. AUTHORIZED USERS. If you want to cancel the authority of a current Authorized Use to use your Account or a Card, you must ratify us in writing or by t and destroy any Card in that person's possession. Nock of your ' under this Agreement (other than to aayy amounts owed) may be exercised by an person not a party to this Agremrnent :clang pursuant to a power ofyattomey without our separate written agreement (which we are not obligated to give). UNAUTHORIZED USE If a Card is lost or stolen, or If you think that someone is using your Account or a Card without your permission, notify us Immediately. You can notify us by telephoning 1.600-DISCOVER (1- 8110-347-26831 or b?yy writing DISCOVER CARD, PO Box 15156, Wiilmington, DE 19821002. You aaggree to assist us in determining the facts relating to any theft or ible unauthorized use of your Account or a Card and to comply with such procedures as we may require in connection with our investigation. If you have enrolled in an automatic billing arrangement, such as a monthly gym membership, and wish to continue the aurtorruatic billing arrangement, you must provide the merchant with your maw Account number. CREW LIMiT-AVALABLE CREDIT. We will advise you of your Account credit limit. We may impose a louver limit that will apply to cash advances, referred to as the ash advance credit limit W may also impose a lower limit that will apply to balance transfers, referred to as the balance transfer credit limit You agree not to allow your unpaid balance, including Finance Charges and has, to exceed your Amount credit limit. If you exceed your Account credit limit, we may request immediate payment of the amount by which you exceed your Account credit limit We may increase or decrease your Account credit limit, your cash advance credit limit, or your balance transfer credit limit without notice. The credit available for your use may, from time to time, be less than your Account credit limit For purposes of determining your available credt we reserve the right to postpone for up to 15 business days reducing your unpaid balances by the amount of any payment that we -3- receive. Your available credit will not be increased by the amount of any credit balance. PROMISE TO PAY. You agree to pay us in U.S. Dollars for all purchases, cash advances and balance trarsfers including applicable Finance Charges and other charges or fees, incurred by you or anyone you authorize or permit to use )ar Account or a Card, even if you do not no" us that others are using your Account or a Card. We will convert purchases and cash advances made in a foreign currency to US. Dollars at the rate we are charged on the date of conversion. If you pay, us in other than U.S. Dollars, we may refuse to accept the payment or charge your Account our cost to convert yourpay?ht to U.S. Dollars. All checks must be drawn on funds on deposit 111 ffie U.S. You may not use a cash advance check, balance transfer check or coupon, or any other promotional check drawn on any Discover Bank credit card account to make payments on your Account If your Account is a joint Account, each of you agrees to be liable individually and jointly for the entire amount owed on your Account We can accept laic peymernts or partial payments or checks and money orders marked 'payment in full' or with any other restrictive endorsement without losing any of our rights wrier this Agreement. MONTHLY BILLBIG STATEMENT. We will send you a billing statement after each mpnthly billing period In which you have a debit or credit balance, unless we waive our right to do so as permitted by law. The blllinp statement win show all purchases, ash advances, balance transfers, Finance Charges and other charges or fees and all payments or other credits posted to your Account durirg the billing period. it will show your New Balance, Minimum Payment f5ue and Payment Due Data, MONTHLY PAYMENT OPTIONS. You may at any time pay the entire New Balance shown on your billing statement but each rr n you must pay at least the Minimum Payment Due. All payments must be made in accordance with the terms, including the payment :toff time, stated on your monthly billing statement, and we will credit your Account in accordance with those terms. in addition, we reserve the rigght to cha those terms without prior notice as permitted by law. We will a Eno payments and credits to the New Balance shown on your current bi statement in order of the Annual Percentage Rate applicable to the balance of each transaction at ( s referenced in the Periodic Finance Charges Section), genera U'l lowest to highest bu><linning with the balance sub' to the lowest Annual Percentage Rate. WWee then app ?y mends and credits to a new transactions using the some ru Unowever, we have the ri;it to apply payments ad credits to balances with higher Annual Percentage Mates prior to balances with lower Annual Pere Rates, such as when flee are two initial special rates applicable to your Account and the lower Annual Percentage Rate will expire before the higher Annual Percentage Rate. MINIMUM MONTHLY PAYMENT. The Minimum Payment Due each month will be the greeter of (n $15 or the New Balance R the New Balance is less than 515; or (ii) any amount past due plus the greater of (a) 2% of the New Balance (excluding current Period Finance Charges, Late and Overiimit Fees or (b) current Period Finance Charges plus Late and Ovedimit Fees pus 15 (not to exceed 3% of the New BalMoo), with (a) and (b) rounded up to the nearest dolor. However, the Minimum Payment Due will never exceed the New Balance. In calculating the Minimum Payment Due, we may subtract certain fees added to your Account during the billing period. We may also Include in your Minimum -4- Payment Due all or a portion of the amount f which your outstanding balance exceeds your Account Credit limit as of the last day of the billing period. Paying Mte Minimum Payment Due may be insufficient to bring your Account balance below your Account credit Iknit and, consequently may not avoid the imposition of an additional Overlimk Fee described in the Overlknit Fee Section. We may from time to tkne allow you to not make a minimum monthly payment, and will notify you when this :p tion is available. If you take advantage of this offs and do not make minimum moyontuhrly payment finance chief this owirg and any applicable fees Account in accorda must pray thoe Minim urn Payment Dice ? thefoll billing tpelods.u CREDIT BALANCES. We will refund. any credit balance within seven business days from receipt of your wrtten request If you do not rea refund, we will automatical yl refund credit balances greater tinan 1.00 that remain in your Account after 6 months. BALANCE TRANSFERS. We may periodically offer you the opportunity to transfer balances from other creditors or to make other transactions to your Account by means of balance transfer coupons or dhecixs. Each offer will contain an initial special rate which will be the Annual Percentage Rate that will apply to transferred balances for the time period specified in the offer, subject to the Default Rate Plan Section, and may contain a Balance Transfer Transaction Fee Finance Char for each balance transfer made during the term of the offer, as diesed in the offer and as set forth in the Pricing Schedule, If applicable. After the expiration of this time period the Annual Percentage Rate that apps for purchases will apply to transferred balances. Balance transfers subject to the initial special rate are referred to as special rate balance transfers, balance transfers for which the Initial special rate has expired are referred to as purchase rate balance transfers. Each offer will contain an expiration date. if you attempt to transfer balances by means of a check after the expiration date, we will treat the transaction as a cash advance. We will not make balance transfers attempted by means of a coupon after the expiration date..' PERIODIC FINANCE CHARGES. Periodic Finance Charges are Imposed on all transactions from the date the transaction is posted to your Account until the date you pay your entire New ealarm by making payments or receiving credits. However, If you paid the New Balance on your previous billing statement by the Payment Dua Date shown on that statement and you pay the New Balance by the Payment Due Date on your current billing statement we will not impose Periodic Finance Charges on new purchases, that I% purchases first appearing on the current statement we call this the 'grace period." There is no grace period on balance transfers or cash advances. We sort your transaction khto groups of purchases, cash advances, and balance transfers and then father sort the transactions within each group by their Annual Percentage Rate. For example, purchases su act to a promotional rate and purchases subject to a standard rate would be separate groups. We refer to these groups as transaction categories, At the end of each bxllin period, we compute balances and Periodic Finance Charges for each day of the billing period for each transaction category. We use the following equation to compute Periodic Finance Charges for each transaction caory. Average Daily Balancex rnumber of days in the MIRng period x Dai Periodic RaOe. (You may refer to the finance charge su on your Ring statement for these amounts.) Then we add up the anodic Finance Charges for each transaction -5- category to get the total Periodic Finance Charges for Account The Average Daisy Balance Is shown as zero if, because of tide grace period, no Periodic Finance Charges apply to the balance in a transaction category. We use the two-cycle average daily balance (including new transactions) method of eting the balance upon which we impose Periodic Finance Charge. This means of you did not pay the New Balance shown on the billing statement you received during the previous bill' period by the Payment Due Data shown on that statement we wil?impose Perlodic Finance Charges on new purchases that first appeared on that billing statement, as well as new purchases that first appear on the current billing statement, unless we already Imposed Periodic Finance Charges on the purchases on your previous bifng statement. We compute the Average Daily Balance for each transaction category by addkg up all the dar'fy balances in a billing period for a tnrnedlon category and d'ividnng the total by the number of days in the billing cycle. We compute the daily balance for each transaction category on each day by first adding the following to the previous clays daily balance: transactions made that dace fees char that day and Periodic Finance Charges accrued on the previous lily balance; and by then subtracting any credits and payments that are applied against the balance of die transaction category on that day. In calwlaatiing the daily balance forthe previous billing period, we consider the " s day's daily balance" to have been zero on the first day of the billing period. If a transaction is posted to your Account after the dose of the billing period in which it occ ri, we will treat the transaction as having occurred on the first day of the billing period in which It is posted to your Account All fees charged to your Account are added to the standard purchase transaction category with the can of Cash Advance Transaction fee Finance Charges which are anded, to the applicable cash advance transaction category and Balance Transfer Transaction Fee Finance charges which are added to the applicable balance transfer transaction category. When the speckl rate expires, we move the unpaid balance of the balance transfer and the Balance Transfer Transaction Fee Finance Charges to the standard purchase tjransaction category. However, If the spe'I rate has been terminated under the Default Rate Plan, we leave the unpaid balance of the balance transfer and the Balance Transfer Transaction Fee Finance Charges in the applicable balance transfer transaction category until the special rate would have expired. The Daily Periodic Rate and corresponds Annual Percentage Rate that apply to each transaction category pre either fixed rates or variable rates cor as set forth in your Prkirry Schedule or in speaal offers receive ng Annual from us. The Daily Periodic Rate is 1136507t he Percentage Rate. Variable Annual Percentage Rates are determined by adding a specified number of perceentage points to the Prime Rate. This is shown on the Pricing Schedule ?s 'Prime + (percentage kits)." For puposa of this Agreement, the Prime Rate is the highest rate of interest istl ed as the "prime rate' in the Money Rates section of The Wall Street Journal on the last business day of the month. The Prime Rate is merely a priicin index and does not represent the lowest or best interest rate available to a borrower at any bank at any given time. H you have a variable rate, your Annual Percentage Rate will increase or decrease when the Prime Rate changes. This change will be effective beginning with the first day of the billing period that begins during the same -6- month as the change in the Prime Rate. An Increase in the Annual PRate will usually result in an increase in your Minimum Payment DEFAULT RATE PLAN. We will review your Account on the last day of each billing period to determine the Annual Percentage Rates that will apply to ur Account. If we did not receive at least the Minimum Payment Due by the Payment Due Date, then the standard ANNUAL PERCENTAGE RATE for purchues will be increased by five percentage points, not to exceed 28.99%, and remain as either a fixed or variable rate based on the type of rate in effed before the increase. In addition, any special rate on balance transfers and any introductory or promotional rate on purchases that currenthi applies to your Account and any such rate that we have previously of?red to you, will terminate and €ncrease to be the same rate and change to be the same type (fixed or variable) as the new standard Annual Percentage Rats for purchases. If any other Annual Percentage Rate applicable to your Account such as your Annual Percentage Rate for cash advances, is less than or equal to the new standard Annual Per Rate for purchases, it will change to be the same type (fixed or vane) as the new rate and if it is less, it will increase to the new rate. If any rate exceeds the new rate, it will not increase or change type. The Prime Rate is the index for any variable rates. Any increased rate and change in type will apply beginning with the first day of the billing period In which we did not receive at least the Minimum t Due by the Payment Due Date. If your standard Annual Percentage Rate for purchases was Increased under tM or any previous version of the Default Rate Plan and, for any nine consecutive billing periods ending after April i, 2006, you p? at least the Minimum Payment Due, if any by the Payment Due Date, tlhen your frg ual Percentage Rate for your new pouand Annual Percenttage Rate for your ece reduced. Any red uru d Annual Perceill apiwith the first day of your tenhth billing period. CASH ADVANCE TRANSACTION FEE FINANCE CHARGES. Unless otherwise specified in a cash advance offer, we will charge you a Cash Advance Transaction Fee Finance Charge o{ 3% of the amount of each new cash advance with a minimum Cash Advance Transaction Fee FINANCE CHARGE of $5.00 and no maximum. The imposition of Cash Advance Transaction Fee Finance may result in an Annual Percentage Rate for cash advances =a higher than the nominal Annul Percentage Rate. All forms of cash advances, Including the use of Discover Cud dwks? regardless of the purpose for which used, are subject to Cash Advance Transaction Fee Fhance Charges. To obtain the total Finance Charge on cash advances for each billing period, we add any Cash Advance Transaction Fee France Charges for the billing period charged under this Section to any Periodic Finance Charges calculated under the Periodic Finance Charges Section for each cash advance transaction category and add up these amounts. BALANCE TRANSFER TRANSACTION FEE FINANCE CHARGES. If the balance transfer offer you receive contains a Balance Transfer Trans- action Fee Finance Charge, we will charge you a Balance Transfer Transaction Fee Finance Charge for the amount of each balance transfer made under that offer. If there 6 a Balance Transfer Transaction Fee Finance Charge in conjunction with the offer you received when you applied for an Account, it will be in the amount set forth in the Pricing Schedule. The imposition of Balance Transfer Transaction Fee Finance -7- Charges may result in an Annual Percentage Rate for balance transfers that is higher than the nominal Annual Percerhtag Rate. To obtain the total Finance Charge on balance transfers for each iling period, we add any Balance Transfer Transaction Fee Finance Charges calculated under the Periodic Finance Charges section for each balance transfer trans- action category and add up these amounts. MINIMUM FINANCE CHARGE. We will charge you a minimum FINANCE CHARGE of $,5o for any billing period in which some FINANCE CHARGE of less than $.S0 would otherwise be imposed. LATE FEE. We will charge you a Late ?e If you have failed, as of the Payment Due Date, to make the Ain€mum Payment Due that was required to be paid for that bill' nrgg period. The amount of the Late Fee is based on the sum of all outstandarg purchases, cash advances, balance transfers, other cl?arg? other fees and Finance Charges at the end of that biDI perlod. Ifthe sun is equal. to or less than $500, the Late Fee 6$15, and if the sum is greater than $500, the Late Fee is $39. OVERUMiT FEE. We will charge you an Ovedimit Fee each time that; as of the dose of a billing od, As outstanding Account balance exceeds your Account cred limit. This fee may be charged even if the transaction which causes you to exceed your Account credit limit is authorized by is or If you exceed yodr Account credit limit due to the posting of Finance Charges or fees to your Account The amount of the Ovedimnt Fee is based on the sum of all outstanding purchases, cash advances, balance transfers, other charges, other fees and Finance Charges at the end of the b€Ning period. If the sum Is equal to or less than $S00 and you exceed your credit limit the Overlimit Fee is $15. If the sum is greater than 5500 and you exceed your credit limit, the Overlimit Fee 6 $39. RETURNED PAYMENT FEE. We will charge you a Returned Payment Fee of $35 each time you pay us with a Check or other instrument that is returned unpaid. This fee will also Bpply 9 a debit transaction to a deposit account from which you have authorized us In writing, electronically, or orally to periodically (deduct all or a part of an amount you owe us under this Agreement is returned unpaid. We will charge you. this fee the first time any payment is returned unpaid, even if It is paid upon resubmission. RETURNED DISCOVER CARD CHECK FNE. We will charge you a Returned Discover Card Check Fee of $29 each time decline to honor a Discover Card cash advance check, balance trarifer dwedxr promotional purchase dick, or other promotional check. STOP PAYMENT FEE. We may charge Stop Payment Fee of $15.00 each time we stop payment at your request on a cash advance check, balance transfer check, promotional purchase check, or other promotional check. PAY-BY-PHONE FEE. We may from time to time allow you to make is by authorizing us over the telepl?w? to transfer or pay funds payments as deposit account to your AccoutrL We will charge a Pay-by-Phone Fee of $15 for each such transfer or paymerrt RESEARCH FEE. We may charge you'a Research Fee of $5.00 for each copy at a billing statement or sales slip that you request. However, we will not charge a fee if you request copies in connection with a billing error. DEFAULT-ACCELERATION-COLLECTION COSTS. You are in default R you become insolvent; if you file a ba petition or have one flied against you, 9 we have a reasonable ithat you are unable or -a- unwilling to repay your obligations to us; if you are declared Incompetent by a court or if a court appoints a guardian for you or a conservator far your assets; if you die; if you fail to comply with the terns of this Agreement; including fading to make a required payment when due, excearRng your Account cedit limit or using you Card or Account for a Prohibited Transaction; or if you fail to make a required ppaayyment when due on airy other account you have with us N you are in defauk we may declare the entire balance of your Account Immediately due and payable without notice. N we refer the collection of your Account to an attorney or employ an attorney to represent us with regard to recovery of money that you owe us, we maayy charge you reasonable attorneys' fees and court or other colledhon costs as permitted by law and as actually incurred by us, including fees and costs in connection with any meal. We may delay enfordeg or not entice any of our rights under this Agreement without losing or waiving any of them. CANCELLATION You may conical your Account by notifying us in wrtti rig ooby that 'oea d retuming or destroyinevery Card and ui nused terms still be responsib meant, to pap any amountyou owwee uus ? c?to the will If your Account is a nt Account e er Codmenber may cancel the Account, but? yqou will both remain responsible to pay arty amount owed to us acarudfng to the terms of this Agreement We mfy cancel or suspend your cam ?oany ndtthee expiration daft shown may th em the face of to renew your Accounat t Card) without notice. PRIVACY. We respect the privacy of information about you and your Amount. Our Privacy Policy includes a summary of the personal infor• motion we collect, when it may be shared with others, how we safe- guard the confidentiall and security of Information and the steps you may take to limit our sharing of such information with others. Please read it carefully w It is part of your Cardmember Agreement As indi. sated in our Privacy Policy, we may report to credit reporting agencies and other creditors the status and payment history of your Accourm including negative credit Information. late payments, missed payments, or other defauhs on your Account may be reflected in your credit porgy We normally report to such credit reporting agencies each moth. N you believe that our report of your Account status is inaccurate or incomplete, please write us at the following alas. Discover Card, PO Box 15316, Wilmington DE 19850-5316. Please include your name, address, home telephone number and Account number. We may from time to time review your credit employment and income records. Our pommel may Osten to or record telephone calls between you and our representatives without notice to you as permitted p law. We may use any median including but not limited to mail, live telephone calls, automate telephone equipment, prerecorded tele- phone calls, and e-mail to contactyou about your Account or offer you products or services that may be of value to you. If you prefer not to be contacted In one or more of these ways, call us at 1-MDISCOVER or write to us at Discover Card, P.O. Box 15354; Wilmingtm DE 19850. We provide various methods by which you can obtain information about you Account ft will only release such Information to you, any Authorized user that our records inckate is an authorized buyer on your Account and any other person with your prior permission, In add'tW to as provided in our Privacy Policy or as required by law. Our security measures cannot insure against unauthorized inquiries. You agree that -9- we will not be responsible for the release of infomnation to anyone who, even if Without your authorization or ofa Card orhas learned other identimissionhasgained possession fg characteristics about you such as your personal identification number, Account number or social security number. ELECTRONIC COMMUNICATIONS. We may offer you the opportunity to receive certain notices from us electrbnipily rather than through the mail, including monthly billing statements and change of terms notices. The terms and conditions for receiving these electronic communications will be described in the offer. CREDIT AUTHORIZATIONS. Certain transactions will require our authorization prior to completion of the transaction. in some cases, you may be asked to provide identification. We have the right not to authorize a transaction for security or other reasons. Also, if our authorization system is not working, we may not be able to authorize a transaction. We will not be liable to you if any of these events happen. CHANGE OF TERMS. Won may dwqe any term or part of this Agreement ind , but not imibd to,arny ?=g=cherge re* fee or method of computing any balance upon wtuich rate Is asseeed, or add any new term or patt to this ieamamtN "Ired law we wig send yotla written or Iy deNwnd noehxr at least 15 days betae the dearge is to become dkdkL We may apppyy any such change to the outstanding balance of your Acco it on the effective date of the charge and to new dwo made after that date. You may be offend the Wportuntty to reject ii?ime of the dnanges, and lfdo, you must notify us M wrftirg or within 15 days afbr tin malling of the notice of change at dwaddnss provided in the notice of ge, In which an your Aowu rt 0 be dosed and you must pay w chart t bbu *M you owe us under ft wilSUngtoms of *a u ed Agreement Otherwise, you will h* resif to the nnWce. Use of your Account after the effutlve? date of hose d?ange wql be domed aompterae of the new to rins as of such effective dote, even N you previously notified us that you did not agree to the h ?ge, we m also corm of a F24 savior, or benefit In afed Accouin& t i o you as required by law or connection w? ynw by to" On product service, or bengm CHANGE OF ADDRESS OR TELEPHONE NUMBER. If you change your address or telephone number you most notify us of your new address or telephone number within 15 days. ASSiGNRYN'NTOFACCOUNT VW ,assign or tr der your Account or any portion thereof without notice 'boo you. You may not sell, assign or transfer your Account without first obtaining our prior written consent. CLAIM NOTICES, In the event that you or we have a claim that arises from or relates to your Account, anyprior account you had with A your eepppplI+c+tim, the relationships which result from your Account or the ei?forceboility o f the Agreement or, any prior agreement before initi- af, joining or partic rig in any judiaal or arbitration proceeding,. as ether an individual Ihicat or rrnennber of a class ('Proceeding") the compleininy party shall give the off jar pally (1) a written notice o? the claim ("Clam Notice'), at least 15 days before initiating any Pr cling, explaining in reasonable detail the nature of the claim and arty sup porting facts, and (2) a reasonable cod faith opportu?i?y to resolve the claim without the necessity of a Proceeding. Thb Includes ary claims involving our parent corporation, subsidiaries, affiliates (I g, with -10- out ikn'htation, Discover Financial Services LLq, predecessors, succeuors, assigns, as well as the officer" directors and employees of each of these entities. Any Claim Notice shall be sent to us at P.O. Box 8040, Hilliard, Ohio 43026 (or such other address as we shall subsequently provide to you) (the 'Claim Notice Address') or to you at your address appearing in our records o4 ifyou are represented by counsel, to your attorney at your attorneys office. ARBITRATION OF DISPUTES. In the event of any past, present or future clakn or dispuroe (whether based upon contract, tort, statute, common law or equity) between you and us arising from or relating to your Account, any prior amint you have had wfth us, your aappplication, the relationshippss which result from your Account or the enforceability or of tits arbitration ovissm- n of the Agreement or f any prior agreement, you or we may elect to resolve the im ordspute by binding arbitration. IF EITHER YOU OR WE ELECT ARBITRATION, NEITHER YOU NOR WE SHALL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR TO HAVE A JURY TRIAL ON THAT CLAIM. PRE-HEARING DISCOVERY RIGHTS AND POST-HEARING APPEAL RIGHTS WILL BE LIMITED. NEITHER YOU NOR WE SHALL BE ENTITLED TO JOIN OR CONSOLIDATE CLAIMS IN ARBITRATION BY OR AGAINST OTHER CARDMEMBERS WITH RESPECT TO OTHER ACCOUNTS, OR LITIGATE IN COURT OR ARBITRATE ANY CLAIMS AS A REPRESENTATIVE OR MEMBER OF A CLASS OR IN A PRIVATE ATTORNEY GENERAL CAPACITY ("Class Action Werner'). Notwithstanding anything else to the contrary in this arbitration provision only a court, and not an arbitrator, shall determine the validity and effect of the an Action Waiver. Even if all partles have opted to litigate a claim In court you or we may elect arbitration with respect to any claim made by a new party ore rrk? now claims later asserted in that lawsuit and nothkl undertaken there in shall constitute a waiver of any rights under this arbitration provision. We will not invoke our right to arbitrate an individual claim you bring in small claims court or your states equivalent court, if any so lo as the claim is pending only in that court and does not exceed 15,000, 0. Your Account involves interstate commerce, and this provision shall be governed by the Federal Arbitration Ad (FAA). The arbitration shall be conducted, at the option of whoever files the arbitration claim, by either the American Arbitration Association (AAA) or the National Arbitration Forum (NAF) in accordance with their procedures in effect when the claim Is fled. For a copy of their procedures, to file a claim or for other information contact AAA at 335 Madison Avenue, Floor 10, New York, NY 10017-5105, ytpepy ?((,gg one 1.800-778.7879) or NAF at P.O. Box 50191, Minneapolis. MN 55"105 (phone 1.800.4742371). No other arbitration forum will be permitted, except as agreed to pursuant to either the Change of Terms section or a writing signed by both parties. Unless consented to by all parties, no arbitration may be administered by any administrator that has arhy formal or informal pricy, rule or pro cedure that is inconsistent with or purports to override the terms ofthis section. At your written request we will advance any arbitration filing, administrative and hearing fees which you would be required to pay to pursue a claim or dispute as a result of our electing to arbitrate that claim or dispute Send requests to P.O. Box 15192, Wilmington, DE 19886 1020. The arbitrator will decide who will ultimately be responsible for paying those fees. You will only be responsible for paying or reimbursing our arbitration filing, administrative or hearing fees to the extent you -11- would have been resQoasible for paying 'attorneW fees and court or other collection costs had the action proceededaowt In no event will you be required to pay any fees or costs incurred by us in connection with an arbitration proceeding where such a payment or reimbursement is prohibited by applicable law Any arbitration hearing will take ace in the federal judklal district where you reside. The arbitrator shall follow applicable substantive law to the extent consistent with the FAA and applicable statutes of limitations and shall honor claims 4f vfl go niciogrAzed at law and shell be authorized to award all re ies permitted by the substantive laws that would appty If the action were pending in court. If requested by any party, the arbitrator shall wrnta an pinion containing the reasons for the award. The artdtr= decision 1 11 be final and binding except for any appeal rights under the F and except that if the amount in controversy exceeds $100,000.00, a,?,•,?y party may ?pp??? the award within 30 days to a three-arbitrator pa1j vrhkh s6a11 review the award rte nova. Unless a rove law otherwise, the appealing party will pay the cost of the appeal, of Its outcome. However we will consider in good faith any reason??ppkIe rrccqq??st for 'the bear the fees charged by the arbitration admin'h rotor and the arbitrators in connection with the appeal. Judgment uppoonn any award by the arbitrator may be enforced in any court having iuris?ction. Our rights Ind obligations under this arbitration provision shall inure to the benefit of and be binding upon our parent corporations, subsidiaries, affiliates ('including, without lanitation, Discover Financial Services I.I.Q. pre decessors, successors; assigns, as well as the officers, directors and employees off each of !these entities, and will also inure to the benefit of any third party named as a co-defendant with us or with any of the foregoing in a claim Which is sub act to this arbitration provision. Your n and obligatibrs under th arbitration provision shall inure to the benefit of and be binding upon all persons contradually liable under this Agreement and all Authorized Users of the Account. This arbitration provision shall survive termination of you Account as well as voluntar y pAymert in full you, any eta proceedings by us to rolled a debt owed by you, any bankruptcy by you and any sale by us of your Account. SEVERAMLJTY. If any part of this Agreement becomes unenforceable, it will not make any other part unnforceable, except that R the Class Action Waiver set forth above in the Arbitration of Disputes section is invalidated in any proceeding in vohkh you and we are involved, then the Arbitration of Disputes section will be void with respect to that proceeding. COMPLIANCE WITH INTEREST RATE LIMITATIONS. We intend that this Agreement will comply with applicable interest rate limitations. You will not be required to pay Finance Charges or other charges at a rate that is greater than the maximum amount permitted by law, if it is ever finally determined that but for this SectnoN the Finance Charges or other charges under this %eement would exceed the maximum lawful amount the Finance andother charges will be reduced to the maximum lawful amoexcess amount that you have already paid will be used to reduce the outstaWIM balance of your Account or will be refunded to you by means of a check in our discretion. GOVERNING LAW. This Agree and any cWm or repute arising out of this Apeement will be goed by applicable federal law and, to the extent state law applies, Del are law. -12- PRIVACY POLICY We Respect Your Privacy Our mission is to you with superior products and services, along with the peace of mind Ibmwing tat h that t security of your personal information is our top priority. We understand your concerns about Information about you and your Account We wantto assure you we have taken steps, and will continue to take steps, to safeguard that information. This Privacy policy describes our efforts to meet these objectives. It Includes a summary of the following important information: A listing of the personal information we collect; • The circumstances in which we may share information with others; ed ways we safeguard the ooddentiallty and security of Information; • an , The on 4 fc to Implet details. ing of such information with otherseSe Secti may Please read our Privacy Policy carefully. It will help you understand how we collect and share Information. 1. What Personal Information Do We collect? To serve you better and manage our businen, it is important that we collect and maintain accurate personal information about you. We obtain this information from applications and other forma you submit to us, from your dealings with us and others, from cons uner reporting agencies, and from other sources, such as our Web sites. For example: • We may obtain Information such as your name, address and date of bktiu from applications and other forms you submit to us, • We may obtain information Account balances, payment Idstn transactions and other dealings with u pes s and ?eeiis. you prefer from you • We may obtain Information such as the balances of your loans with other lencleri and your payment history with others from consumer reporting agencies. • We may obtain information such as your Internet service provider, your anal address, your computer's operating system and web lxowsor,your Web site use and your product and service preferences from your visits to Web sites. Z. b ft"" Irdor meWn shared Wrrth Others? We limit the sharing of Information with others. Mary of the offers you receive for products and services are provided directly to you from us. For example, a retailer that accepts the Discover' Card may come to a with a special offer for t ardmembers, such as a discount aertrficate or product upgrade. After careful consideration of the nature of the offer and the cwnpany, we will create a list of Cardmembers who may be Interested in the offer based on certain characteristics. We will sand the offer directly to those Cardrnembers on behalf of the retailer yb?? for e, mchrdirg an knsat in their billing statement or V them er ourselves. We control the led used to make the offer; voe do not share the list or any Information about our Cardmembers with the retailer. However please understand that if you do receive this type of offer from us arhoi choose to take advantage of it, the retailer may then learn information about you because only Cardmembers with certain characteristics received the offer. There are, however, circumstances in which we may share the information -13- we collect about youy as described in Section 1, with other companies in order to provide you with access to ? andeserAm and to sservim effeak* as detailed Win to dhere Amount our standards and to use tfiisri*Mwt?only for the a to ikrdted purpose whncln it was shared. We do rat allow them to disease it to others without our prior approval. a. Sharing Ranson! dnformatfon with Our Corporate FamAy We are part of the Morgan Stanley family of companies. Our family offers a wide variety of products and services that can you manage your finances. in order to provide you with amen to these products and services, we may share the information we coned about you, as described in Section 1, % gum members of our wrparate family. These cornpanfes include financial service providers that offer mortgage lendling securities and asset man services, irwestment opportunities and mutual finds, and may=ude nand l service providers in the future as our corporate family contirares to grow b. Sharing Asivonal Wormation with Non-Afpliated Parties for Marketing Arposes We may share the ktformation we collect about you, as described in Section 1, with non-affiliated third parties, including those that accept the Discover 04 in order to provide with am to and services offered directly by these compare that may be o vaf hue to you. These companfeL Include financial service providers, such as Insurance companies, and ran-financial companies, such as retailers. c. Sharing Personal /nformadon with Others We may share the Information we collect about you as described in Section 1, with companies ttwt perform support or marketing services on our behalf, such as mailing, market research and data processing; other financial knstitirtions with whicln we have joint marketing "merits; or companies that are our partners for cobrand credit card programs or reward programs. We may also share such information as permitted by law. 3. How Do We Probact The Conlideolleft Security and Integrity Of Information About You? We maintain physical, electronic and procedural safeguards to protect the information we collect about you. Aecess to such information is restricted to individuals who need lt in order to service you Account or provide products and services toyar, and vda are tr*ed in the proper handling of such information. Employeas who violate these confidentiality requirements are subject to our disciplinary process. Where third parties ?ndarois. pport serwces, we require them to conform to our privacy ft 4 important that the informationrwe maintain about is accurate and comptebe. ff you see information in you? U?yy bi ' statemerb or eisevvhere pvfi??idm suggests that air irdormadort h ncomplete or inaccurate, wrfte to us at Discover Cad, P.O. Box 30943, Salt Lake ft UT 84130-M so that we can update this information. 4. How. Can You !halt Sharing Of lidonnaft About You? We respectyour privacy and offer you clnoices as to whether we may share Information about you with others. You hoe the option to tell us not to share the infornnatfon we collect about you, as described in Section 1, with non-affiliated third parties. You also have the option to tell us not to share certain information we collect M :as described in Section 1, with companies In our corporate f tiouvuuwer, this option is limited to information about your eligibil for credit obtained from your -14- application such as yyoour income, and from consumer reporting agencies, such as your credit Ipistory. H indicate a preference for either of these optlans please understand that you may not receive offers for products and services provided by other companies that could help you lower your costs, maximize your financial resources or manage your finances. To indita6e your preferences, please tall us at 14ON254M or write to us at Discover Card, P.O. Box 31011, Salt Lake CK% UT 84130-1*11. If you have previously notified us about your privacy prefayraeurm, It is not YY??requ again unless should Included yo r??ddreg,kphone number and Account mwber(O and should not be sent with any'other correspondence. in order to process your request we require that the request be provided by you directly and not through a third party. You will need to prahrfdt a with your preferences for each credit card account you have with us. You may notify us about your preferences at any time. Your request will remain in effect until you nottly us otherwise. We will honor your request and not share this Information expo as permitted by law. For example, federal law permits us to share Infatuation about you with consumer reporti ac jenc service marketing ? rs agrand eements. it aalso permits u to share have information about our experiences and transactions with you, such as your Account balance and payment history with us, with other members of our corporate family. If you are a new Cardmember, we will not share any information about you, except as permitted by WA fa ?rty days afterwe provide this Porrllie to you in order to give you an oppor?y to Inform us understayour nd preferences. you may continue toa? rdmember, from other, o:,,nne' that were already In production to e processing of your request. This Pr icy Policy is provided to the primary Canknember listed on the Account However, any giant Caroknwnber has the right to notify us about preferences and we will treat that request as applying to the entire Account. We do not share information about former astomers except as ppeerrmmitted by taw. This notification anpercedes all previously issued Privacy Polkies. We reserve the right to amend this Privacy policy from time to time and we will notify you if we do so. This Privacy Pogq Is provided to you by Discover Bank and its subsidiaries, which armntly include &TC Insurance Agency, Inc and Discover Products Inc. It applies to the family of Discover Conk for consumers and the products and services offered in connection with those Cards, including the Wallet Protection card registration service (with the exception of any information registered in connection with the service, witch will not be shared). It is part of your Cardmember Agreement and provides a further explanation of how we collect and share information. You may have other N .hts under state laws that apply to this information. Please rate that you well also receive privacy notices for other credit card accounts you have with us, as well as other financial products and services provided to you by in and our affiliates. You will need to indicate your preferences for each of these separately as disclosed in the notice. Vermont Residents - Your state law requires financial institutions to obtain your consent prior to sharing information about you with others. Except as permitted by law, we will not share information we collect about you with non-affiliated third parties or companies in our corporate family unless you call u at 14MISCOVER and authorize us to do so. -1s- Calfornda Raddenb - Your state law requires financial Institutions to obtain your consent prior to sharing information about you with non- affiliated third parties as permitted ?byy law, we will not share information we coiled about you with non?efEiliated third parties while you art a resident of California. Your Billing Rights KEEP THIS NOTICE FOR FUTURE USE This notice contains Important Information about your rights and our responslbAfties under the Farr credit Billing Act I. Nodly Us In Case of Ema or Qoestliw About Your 0 N you think your big 4 or if you need more Information about a transaction on your bill us on a separate shest of paper at the address gsbed on your big for Notice of BNavg Errors. Write to us as soon as posshble We must hear from you no laterthan 60 days after we sent you the frost bill on which the error or problem appeared. You can telephone u% but doing so will not preserve your rights. In your letter, give us the fdWng information: • your name and Account numberr, s your dollar amount of the suspected error. • desaf %e error and explain if you can, why you believe there Is an error. 9 you need more irrformation, describe the item you are not sure about. If you have authorized us to pay your credit card big automatically from your savings or checking account, you can stop the payment on any amount you think 6 wrap. To stop the payment your letter must reach us three buslim days before the automatic payment Is scheduled to occur. Z Your NgW and our fie"WbEdes After We Awdwe Your Mtew Notice We must a&nowkdge your fetter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we beikveithe big was correct After we receiuneyour letter We cannot try to collect any amount you question, a report you as delinquent. We can continue to bill you for the amount you question, Including finance charges, and we can apply any unpaid amount against your Anoount credit limit. You do not have to pay arw obligate net amount le we of your bill l that are no ti qu?? you are stiff to pay the parts If we find that we made a mistake on your bill, you will not have to pay any finance charges related to az questioned amo nt d we didn't make a mist" you may heft to pay the finance and you will have to make up anhy missed payments on the quxnwm in either case, we will send you a statement of the amount you owe and the date that it is due, If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write u within ten days telling u that you still refuse to pay, we must tell anyone e w must tell you the name of anyone we reported you We must tell anyone we re pot you to that the matter has been settled between us when it finally s. tF we don't follow these rules, we can't collect the first $50 of the questioned amount even If your big was correct -16- I Spedaf We For credit cad Purdum If you have a problem with the quality of goods or services that you purchased with a credit card, and you tried in good faith to correct the problem with the merchant you may have the right not to pay the remaining amount due on the goods or services. There are two limitations on this right: (a) you must have made the purchase in your home state or, If not within your home state, within 100 mules of your current mailing address: and (b) the purchase price must have been more than $50. These limitations do rat apply If wa own or, opwate the merchant, or If vve marled you the adverdsement for the goods wservk aL DESCRIMON OF COVERAGE SCREDUlJ'D AIR TRAVEL ACCOENT INSURANCE. Dbcover' Platinum Cardmembers are provided with up to M,000 Scheduled Arc Travel Accident protection. Whenever you use your Distoe tHatham Card (the "credit c:rcdI to charge you entire Common Caerkx Fare Ticket on any Commercfai Aircraft operated by a Scheduled Au Carrier udder a lkerse for the transporraUon of passengers for hire (herein called Scheduled Au Carrier), you automatically reoeive this valuable coverage at no additional cost The benefits of the Policy providing you coverage are governed primarily by the law of a state other then Florida. *Coverage is wdwNrkW by-Nat" Union Fire Insurance Compary of Pittskh, PA (the "Insurance Company")< with offices in New York, NY. appllr Certain TimfiWtions and exclusion; PLAN FEATURES Berefrt Amount: MW W* Aggregate ft ACCDIRM DEATH BENEFITS. insurance coverage will be equal to the benefit amount for accidental loss of Iffe. The bas must occur within one year of the accident that caused the khjury, Family Aggregate PrindcaI Sum meansthe total amount of insurance in fora on the Carom a nber, s or her spouse and their dependent children for any ode accident 0 more than one insured Person dies as the result of the InJ ww received in any one aeddeat the Family qqg Principal Sum wiM be prorated and paid In aorordance with the" cia(m payment and be provsions of the Poll once the Family Aggregate Principal Sum Is pa for any one Insured Person in a Family that oGCUs as the it of any one accident no further benefits are payable for further deatlhs in that Family due to Injuries received in the sums accident. Maximum Accidental Death benefits payable under the Policy, if more than one Cardmember suffers a loss from the same aodde% are limited to anaggregate. of $20,000,1100 for all Cardmenbers combined. Any reduthdra of benefits necessary to wdh this limitation will be made on a proportionate basis to each Carr ber up to this gad limit of liability. As used hteran, Cudmember means cardmeh ehis or her insured spouse and insured dependent children. This aggre?ete limit does not replaceor in any way affect the Family Aggregate Prinupai Sum stated under the Policy. y(a) which Is sustahhed as a direct result of an "injury" means bodily in)ar unintended, urtar?dapatad accident that Is external to the body and that own while the injured persorfs coverage under this Policy Is In force, and - t7 - bodily whkh infirm ty or any cause at a cover mental infinity, DISAPMMANa BENEF M We vA presume you suffered loo of We due to an accident it you are riding in a Scheduled Air Carrier that is involved in a covered accident and as a result of the accident, the Scheduled Air Cartier Is wrecked, nor disappears; and your body Is not found within one (1) year of the accident. Thatotal of alt benefits payahiaforyou, yourspouseard purdwerwent A children a fan ?rin to Ssaw um accident nail cat exceed the $50 AW Family SAMLDif. This automatic karenoe is provided to eligible holders of the credit card vv hose name appear on the credit card, their spouses and their unmarried dependent dfiildrah dander age 14 (ate 23 if attending school on a f &*ne basis and fully dependant on for empl Howwer, the age sc tb yynent by reason off mental or physical Incapacity, EFFECFN DKIK Your insurance under this plan Is effective on the.later of: 1) July 1, 2001• or 2) the date you become an eligible person. Your wurance hider r{is plan will crlase on the earlier of i) the date the insurance coverage is terminated; or 2) on the date you cease to be an eligible h*W of the credit card THE KWICIARY. Unless you designate otherwise with a beneficiary designation fom, your death benefit will be paid, in equal share;, to the first surviving class of those that follow: (1) your spoW (2) yo W.chiidren: (3) you parents; or N) you brothers and sisters if no dais has a survivor, the beneficiary is your estate. You may ch ave your benefidary by writing to the Insurance Company at Accident Health Division, 500 West Madison Street, Suite Chicago, IL 60661. CLAIM PROCEDW. Claim forms may be obtained through the insurance Co claims for benefits must be filled wfth the bhsuara Company withn days or as soon as reasonably possible after On lass omm. PLAN OF INSURANCE CDVERAC4. You, as a Canknembor, and Yomspous and children will be covered against Inures that result in an acrldeMal death while as a Menge or an, Inducing getting in or out of, or on or off of, any Scheduled Air in Carrier If the Common Carrier Fare Ticket for the flight was charged to your ura1'it card. Companion tickets issued for froe with the purchase of a full-fare common carrier tkiket and used by a spouse or depedent child will be considered as fully doled to the credit car( , if tthhee corresponding full Common Carrier Fare Ticket is charged to the credit card. Coverage Is effective when you board the Scheduled Air Carrier, provided the full Comnan Carrier Fare faucet is purchased, or the travel reservation is made for the companion tigke% pror to boarding such Scheduled Air Cartier. Coverage ends when you alight from the Scheduled Air Carder. EXCLUSIONS. Benefits are not payable if the loo Is caused by or results from: 11 self-inflicted tnluv or sukide: 2) siccne% disease, or mental facial infectious that are or an accidental eat or or condidoa ind uding but pot limited to diabetes; +g commt" or attempting to commit a 5) war or add of war, or undeclarecl; or (6) travel or flight In or on any vehicle used for aerial navigation, as a pilot operator or am member. UMFPMONS. Benefits will only be payable under one f fiber account. the credit h card under which the Common Carrier Fare Tickets we ful charged, ` Benefits are notgable for losses due to injury sustained while on a trip I for witch the were purchased with a frequent flyer voucher. Complete ns pertaining to this plan of Insurance are cortalned in Poll9r issued by National Union Fire Insurance Company of Pitislerg? PA with offices in New York, NY. The premium for this Insurance is d by Dkover Anancial Services U:C, out of income derived from its credit card operations. Please read this Description of Coverage Keep it in a safe place with your other Insurance documents. This Desdow of Coverage (Fero Number S3036MM is not a contract of insurance but is simply an irhformhatve statement to each e?hle individual of the principal provbIons of the insurance while in effect. If a conflict exists between a statement in this Dusu' on of Coverage and a?y prr ovisions in the Poft the Polley will govern. Claims administered by Addl Qaims Department, PO. Box 157of, Irvington, DE 198505701, (Hero) S51-011241 SECONDARY RENTAL CAR COLLISION COVERAGE PROVIDED TO DISCOVER PLATItRIM CARDERS DESWTION OF COVERAGE. COVERAGE DESCRIPTION: • uqggondayy f?e Rental Car Collision Coverage will reimburse You or the Rental for Covered Damages as a result of Collision Damage on an ezcesbasis (over and above any amount due from any other valid and collectible insurance or any other form of reimbursement sy ble by three resporhsrble for the loss) on a secondary basis. Covered are are those amounts, up to 525,000 per Incident on dalms for Collis Damage W the Rented Automobile for YAM You or any authorized driver sLegal r responsible to the actually Rental In no event will We be liable the amounts actuary paid You u or or the Rental Agency. eimbursement will be on an Actu Cash Value basis. • From the amount of reimbursement due, the amount of any valid and collectible insurance, or the sum of $0 (vdhichever is greater), shall be deducted. QEFORTIOitS: • Actual Cash Value mearhs the cost to repair or replace the Rented Automobile at the time of Collision Damage, less depredation. • Collision Dmmege means the direct and accidental ere to a Rented Automobile caused by upset or collision with another object. • Eligible Card means the Discover Platinum credit card. • Lou of Use means the charges Imposed by the Rental envy, for which You are liable, due to Collision Damage to the Rented bile, for the period of time the vehicle is being repaired. • unRental Agency means a commercial automobile der the the applicable jurisdiction, rental company licensed • Rented Automobile means a four-wheeled ,ate err--type orator vehicle or a mini-vi manufactured and to transport a maxi- mum of eight passengers and used exclusively to tarty pansse.9m It must be designed for travel on public roads and rented from a licensed Rental Agen.. -19- • We, Us and Our means Virginia Surety Compan% Inc • You or Yaw mean the eligible Cardh oldK hereinafter referred to as Cardmerrilm his or her spouse, and unmarried children under the age of 19 (or age 23 N a full-time student at an Acaedited college or u". Spouse includes domestic partner, which means a person dedariatsi Mr and listed as a domestic partner on the amount of the primary U. member who is at least IS who during the past 12 monft- a) has reskled In the saime?d as the primary Card- member, and b) has been jointly responsible with the Ca dmember for each other's finiancial obligations. HOW TO GET COVERAGE: • Initiate and pay for the entire rental twroaction with Your Eligible Card. if a coupon or voucher of any kind Is Initially applied toward payanent of the Ratted Au tomob at least mhe day of m W must be dsarged to You Eligible Card; and • Decline the oiliforanloss damage waiver offered by the Rental Agency, and • You must rent the car in You own name and sign the rental car contract. Cowerage does not apply if You pay for someone else to rent the car. • R is not necessary for You to notify th at the time of rental WHO 5 COVE • YOU 0 WHERE YOU'RE COVERED: • Coverage 4 available in the ) United States of America and ca" Coverage knot a where' precluded by law or in violation of the territory terns of the rental agreement or prohibited by individual merchants. PERIOD OF COVERAGE: • Coverage begins when You pick up the car and ends when You turn it in to the RerM Agency. • The period of cmerage shell not exceed thirty?one (31) consecutive days. EXCLUDED RWAL VEHICLE: • Trucks recreational vehicles; Pkkup trucks; mdnibuaes; full-size vans mounted on traxk c =- ees manufactured to seat more than e ht occupants vehicles when used to core had or trnsport any pe ftes; off-road velocles; ler; mow andmomotoor oate?'an"m motor vehicles (which means vehicles am 25 years old or any vehiclei which has not been m anuN uredfor 10 years or mare} limousines high-value motor vehicles (those whose replacement value exceeds #50;001 kmdtedediton motor vehicles (whhdh are hi h-value, exadc, hied- or collector- pct vehides)1 specianl?rhterest or can Aston Martin, Brkkln, baimkr, Delores Extai?ur, *111016 tambo rgw' hicles, selected models tok adilla"ce nd Unt*hW o )ln veV IT offBBMWMercedes-Bartz, C WHAT IS HIR COHERED: • Coverage is not all-indusire, which means it does no cover such things as pe?sahal ihjar oersahal Babiliy or permtral property In other wards, it does not cover You for damage to someone alsels vehicle, or property, You property or personal property isile the veidde, it does not cover You for any injury to any party. _Zp_ • Losses resulting from any dishonest, fraudulent or criminal act • Loss resulting from forgery. • Loss that occurs while You are in violation of the Rental Agreement. • Loss due to driving while intoxicated (as defined by the laws of the jurisdiction where the loss occurred), or under the influence of any rnacotit unless prescribed by a physician, reckless driving, ar due to contraband or il l activities. • Intentional bas or damage. • Loss resultkng from hostility of any kind (Including declared war, undeclared war, Invasion, rebellion, riot, civil commotion, or insurrection) or confiscation by authorities. • Loss due to nuclear reaction or radioactive contamination. • Loss as a result of hail, lightning, flood, earthquake, windstorm, water, or other weather-related causes • Loss resulting from failing objects, fire, theft or larceny, explosion, malicious mi clef or vandism. • Loss or theft of personal belongings. • Lass caused by someone other than You. • Loss due to weer and tear, gradual depredation, freezing, mechanical or electrical breakdown or fall re. • Blowouts and tire damage mess the loss is coincident with a covered loss. • R Depredatior4 dministrative, Loss of Use, or other fees charged by the • A single rentaft tract of more than thirty-one (31) consecutive days. • Back-taUc k rentals for more than thir"ne (31) consecutive days (a back-to-back rental is two or more rentals of the same or different vehicles within the same dty, with the first ending and next beginning within a 24-hour period). • Leases or mini-leases. • Expenses assumed, waived, or paid by the Rental Agency or its insurer. • Any obligation You assume under any agreement (other than the standard rental car agreement). • Los resulting from an authorized drh%r4 lack of reasonable care In protecting the Rented Automobile before or after the loss occurs appearance of he rental car including, but not limited t==w keys, leaving ire rwtaI car attended, etc • Damage sustained on any road not regularly maintained by a municipal, state, or federal entity. • Loss or damage resulting from use of vehicles unlicensed for road use. • Expenses reimbursed by your insurer, employer, or employer's Insurer. • Lou resulting from use of the Rented Automobile in tests, races, or contests. • Loss resufting from use of the Rented Automobile to carry passengers and property for hire. • Loxes occurring in states or countries where prohibited by law. • Lossesnot reported within the time period provided, as stipulated in the claim due. Cto?uerr??ee will not pay for, or duplicate, the collisionAoss damage waiver offeredby the Rental Agency. -21- HOW TO FILE A CLAM • After Collision Damage occurs, You must contact the administrator, Aon Innovative Sohrtionss P.O. Box 220, Golder, CO 80402, so coverage can be verified and a claim form sent to You. You must report any Collision Damage within 45 days of the Incident, or We will not be able to honor Your daim. • Report within 24 hours any damage or lass to the appropriate official representative, including the pollee and Rental Agency. • Complete and sign the claim form and attach all appropriate documa ntation, including a copy of. • The account statement shouting the Rental Agency transaction;, and • The automobile rental agreement (front and back); and • The police report; and • The initial claim report subrrdtted to the automobile Rental Agency; and • The paid claim presented by the Rental Agency for the Collision Damage for which You are responsible; and • Proof of submission of the loss to and the results of any settlement or denial by the applicable insurance arderW; and • If no other insurance is applicable, a notarized statement from You to t=hat effect and • Any other documentation We may request. • Be sure to submit all above required documentation to the administrator within 180 days of the incident, or as soon as reasonably possible, or the claim will not be honored. • It h a condition of this coverage that You, as often as may be reasonably required by Us, will submit, and within Your power cause others to submfk to examinations under oath and will pu»duce for examination all writings, books of account, bills, invoices and vouchers, or certified copies thereof,, at such reasonable time and place as We may designate and will permit extracts and copies thereof to be made. • tl payment Is made under the Secondary Rental Car Collision Coverage, We are entitled to recover such amounts from other parties or persons. An or person to or for whom We make must transfer to -payment Us his orr herRhts to recovery against any othN party or person. You must do eve necessaryto secure these nghts and must do nothing that wondd jeopardize them, or these fights will be recovered from You. However We will not require reimbursement against Your personal imurance carrier, but You agree to repay lh for a reimbursement up to the amount of any recovery from Your personal insurance carrier. FOR NEW YORK RESIDENTS: The amounts of insurance set forth in this section are the maximum allowed by New York law. Actual amounts of insurance may be lower under the overage: • Secondary Rental Car Collision Coverage will reimburse You or the Rental Agency for Covered Damages as a result of Collision Damage on an excess basis (over and above any amount due from any other valid and collectible insurance or any other form of reimbursement payable by those responsible for the lass) except when the Rented Automobile k used outside the United States, its territories and possessions, or when the Eligible Card was issued to'You as an employee of an organization which has provided the Eligible Card for business use, in which case coverage is primary. -22- Secondary Rental Car Collision Coverage is an Insurance program. Reminder: Please refer to the In urance Disclosures section. CDW (20) kisurance Disclosures: Secondary Rental Car Collision Cover a is provided under a master policy of insurance issued by Virginia Surety Company, Inc (herein referred to as Cover thesebe efiitAll information in this s is subject to the term?D a?nd?wrxgtions of thhem? poa? Ik y Coverage under Secondary Rental Car Collision Coverage is effective July 1, 2001. Insurance benefits are provided to Cardmember acaowtho ders individuals who have an open and active Discover Platinum credit card accourit) free of charge aid enrollment a automatic. This DOC replaces all prior DOC% program descriptions, adverUs' arhdlor brodwres by any parry. We reserve the right to change the benefits and features of all these programs. Discover Financial Services LLC, or the Company can cancel or choose not to review the Insurance coi erqu for all Insureds, If this happeim Discover Financial Services LLC, will nobly the Cardmember accountholder at least 30 days in advance of the expiration of the policy or as permitted by law. Such notices need not be given If substantially solar replacement coverage takes effect without Interruptton and is ' ed by the same irwuer Insurance benejits wilt sd I ap to car re commenced prior to the date of such wnceillaattiioonn or non moral, provided all other terms and conditions of coverage are met, The insurance benefit applies to you, the Insured, whose cards are issued by U.S, financial institutions. These benefits do not apply d Your ftible Card prNileges have been suspended or cancefkd. However, insurance benefits wil still apply to car rentals commenced riot to the date that Your El'igi'ble Card amount is suspended or cancelled provided all other terms and conditions of coverage are met All parties are expected to exercise due diligence and prudent judgement to avoid or diminish a?( lass to the property insured under this program. Coverage will be void if, at any time, the cImember has concealed or misrepresented any material fact or circumstance Concerning this coverage or the subject thereof or the Cardmembeft Interest Herein, or in the case of any fraud or false swearing by the Insured relating thereto. No person or entity other than the Cautimember shall have *_N legal or equitable rif?t, remedy, or claim for insurance proceeds ancyor damages under or arising out of this coverage. Salvage may be requested by the administratorr, if salVBge is requested, it must be remitted to the admkiiWator at the Cardmember9 mpense. Failure to remit requested salvage may result in denial of the claim. No action at law or In equity shall be brought to recover on this coverage prior to the expiration of 60 days after proof of loss has been furnished in accordance with the requirements of this DOC. ID WW) .23- ? ? ? i c c"y r° *? .._. ;_? -!?,? C?? `` '' t? ? ? ?t tt C.?t :?_= =?? ?" DISCOVER BANS Plaintiff SCARLET RAILING Defendant In The Court of Common Pleas of Cumberland County, Pennsylvania No. 2007- 2909 Civil Action - Law. Oath We do solemnly swear (or affinn) that we will support, obey and defend the Constitution of the United States and the Constitation of this Commorwealth and that we will discharge the duties of our office G JAMES D. BOGAR Name ((?sirmaa) LAW OFFICES OF JAMES-D- RCXTAR Law Firm MICU& D. MATTRR Name LAW OFFICES OF MICHAEL D. MATTER Law Fine 1 West Main Street Address Shiremanstown, PA 17011 chy, 302 Third St-9 Stc+ 4 Addma New Cmberland, PA 17070 Cim zip G 4siure ROBERT MAY Name LAW OFFICES OF MAY & MAY Law Film 4,230 Carli Ip Pike Address Cam„ Hill, PA 17011 city, zip Award II -3 We, the undersigned arbitrators; having been duly appointed and sworn (or aT med), make the following award _ _ (Note: If damages for delay are awarded, they sW be separately states 4 Date of Hearing. 4 L?o(rba V Date of Award: %LVk6 Notice of Entry of Award Now, the _L.!±-day of 20Q a . at 2!,?, &.M., the above award was entered upon the docket and notice then f given by mail to the parties or their attorneys. Arbiters' compensation to be paid upon appeal: $ ,3,C'Q, vv By: Prothonotary Deputy m C Cx? r t` r M? x r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. SCARLET RAILING Defendant No. 2007-2909-CIVIL PRAECIPE FOR JUDGMENT ON AWARD OF ARBITRATORS FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Patrick Thomas Woodman, Esquire PA I.D. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#05877462 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No. 2007-2909-CIVIL SCARLET RAILING Defendant PRAECIPE FOR JUDGMENT ON AWARD OF ARBITRATORS TO THE PROTHONOTARY: Enter Judgment against Defendant, SCARLET RAILING on the Award of Arbitrators in the amount of $10,000.00, plus Statutory Interest. WELTMAN, WEINBERG & REIS CO., L.P.A. By: 7? u w4p, or--- Patrick Thomas Woodman, Esquire PA I. D. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#05877462 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 1400 Koppers Building, 436 7th Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendantl is: 1874 GEORGE AVE., CARLISLE, PA 17013 1 DIaMM BANK Plafatiff in The Court of Common Pleas of Cumberland County, Pennsylvania No. 2007- 2909 SCAEUM RAILING Defendant Civil Action - Law. Oath We do solemnly swear (or affinn) that we will sapport, obey and defend the Constitution of the United States and the Constitution of this Common vealth and that we will discharge the duties of our office fidelity. AAO&? JAMES D. BOGAR Name ((?aianaa) LAW OFFICES OF JAMES' T). BOGAR LawFizm MICHAEL- D, MATWR Name LAW OFFICES OF MICHAEL D. MATTER L WRan 1 West Main Street Address Shiremanstown, PA 17011 chy, MP 302 Third St-, Sta 4 Addma New Ctmberland, PA 17070 Q%, MP Award C Si ROBERT C: MAY Name LAW OFFICES OF MAY & MAY Law Firm Camp Hill , PA 17011 City, 4 We, the undersigned arbitrators, having bem duly appointed and sworn (or affirmed), make the following award: _ _ (Note: If damages for delay are awarded, they Alan be separately statec 4 Date of Hearing: 4 L to [ bt Date of Award: ctty Notice of Entry of Award co entered upon the docket and notice theT f given by mail to the pariaies,p?thsir. att eys. c s ti 0 @'??: b my haft Arbitmtors' compensation to be paid upon appeal: $ . S'O . o6 --f :; Now, the _ /34"-day of .206A , at 9.' 3 2 , k.M., the above award was Prothonotary Bye ?.. Deputy R m..okF3,u'd?? M-T?Wa a W W S -CJ rr! t T, 9n N t17 ,„? h+S w IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No. 2007-2909-CIVIL SCARLET RAILING Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on o ato a (xx) Assumpsit Judgment in the amount of $10,000.00, plus Statutory Interest plus costs. ( )` Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession ( ) Default ( ) Verdict (xx) Arbitration Award Prothonotary By: PRO ONOT DEP TY) MARCUS MCKNIGHT, ESQUIRE IRWIN & MCKNIGHT WEST POMFRET PROFESSIONAL BLDG 60 WEST POMFRET ST CARLISLE, PA. 17013 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No. 2007-2909-CIVIL SCARLET RAILING Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on jo Ilacof/22_ (xx) Assumpsit Judgment in the amount of $10,000.00, plus Statutory Interest plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( j Non-Pros ( ) Confession ( ) Default ( ) Verdict (xx) Arbitration Award Prothonotary By: - /0 . & PR HONOTAR UTY) SCARLET RAILING 1874 GEORGE AVE CARLISLE,PA 17013 WELTMAN, WEINBERG & REIS, CO. , L.P.A. BY: William T. Molczan, 47437 Attorney for Plaintiff (s) I .D. No. 47437 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 File #k 05877462 C A Pit SJS DISCOVER BANK IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY vs . SCARLET RAILING CASE NO. 07-2909-CIVIL TERM PRAECIPE TO SATISFYD sue- C ZG .... CD r-, TO THE PROTHONTARY: ' Kindly mark the case and judgment entered against Defendant SCARLET RAILING as satisfied. WELTMAN, WEINBERG & REIS CO. , L. P.A. BY L) / William T. Mo czan Attorney for Plai ff oc,