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Home My WebLink About07-2922IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA MBNA AMERICA BANK, N.A. : No. 655 PAPER MILL ROAD DE5-013-02-02 d'7 tu?,l? WILMINGTON DE 19884 `r Plaintiff : CIVIL ACTION - LAW vs TREVA J CRAIG 66 FOX HILL RD SHIPPENSBURG PA 17257 MATTHEW R CRAIG 66 FOX HILL RD SHIPPENSBURG PA 17257-9720 Defendant(s) Filed on behalf of: Plaintiff, FIA CARD SERVICES, N.A. of record for this party: Date: -1 Amy F. Doyl #87062 / Dan' ,ff?,?S90J?- Philip C. War lic #86 / David Galloway #8732 Tonilyn M. Chip 'e #8 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 163075832 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs TREVA J CRAIG MATTHEW R CRAIG Defendant(s) NOS . No. : CIVIL ACTION - LAW You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 163075832 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. : No. Plaintiff vs : CIVIL ACTION - LAW TREVA J CRAIG MATTHEW R CRAIG Defendant(s) COMPLAINT AND NOW, this 01 day of May, 2007, comes the Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with a principal place of business situated at 655 PAPER MILL ROAD DE5-013-02-02, WILMINGTON, DE 19884. 2. Defendant, TREVA J CRAIG, is an adult individual with a last known address of 66 FOX HILL RD, SHIPPENSBURG, CUMBERLAND COUNTY, PA 17257. CCP Cmplt - MBNA wo AF 2 4 W & A File No. 163075832 3. Defendant, MATTHEW R CRAIG, is an adult individual with a last known address of 66 FOX HILL RD, SHIPPENSBURG, CUMBERLAND COUNTY, PA 17257-9720. 4. It is averred that Defendants were issued an open-end credit account by Plaintiff. This account was created through a written contract between Plaintiff and Defendants, accepted by Defendants when they signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 5. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendants and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 6. At all relevant times material hereto, Defendants have been regular users of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 7. By virtue of Defendants' use and maintenance of this credit card in connection with their purchases of goods, and services, they became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendants consented to the NAF having jurisdiction over this claim. Defendants received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B." 9. Defendants did not object to the summary of account. CCP Cmplt - MBNA wo AF 2 W & A File No. 163075832 10. Defendants have made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 11. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendants' credit account, as a result of charges made by said Defendants and/or any authorized users is the sum of $14,056.55. 12. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 6 %. 13. The amount of interest which has accrued on the aforementioned account is the sum of $718.62. 14. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendants. 15. Despite reasonable and repeated demands for payment, Defendants have failed, refused and continue to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 16. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 17. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA wo AF 2 W & A File No. 163075832 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $14,056.55, interest in the amount of $718.62, plus costs of this action and any other relief as this Court deems proper and just. Date: d 1 Respectfully submitted, Amy F. Doyle #87062 /Daniel o fson bj 7- Philip C. Warholic 6 / David R. lloway #87326 Tonilyn M. Chippie #87852 arah E. Ehasz 8 RobertN. Polas, Jr. #201259 /Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF 2 W & A File No. 163075832 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: 6 Amy F. Doyle # 7062 / Da ' Philip C. Warholic ff-863 /David R. alloway #87326 Tonilyn M. Chippie #87 Sarah E. Ehasz $$646V- Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF 2 W & A File No. 163075832 Exhibit "A" GOLDOPTION ACC....oU.NT A*GRE MEN T Commak i ales Arsomos 6 the woods 'yot' nod "yae ti di r b sack ad d of do petsotr b %'x w more fhb aocoust was blued Sad lobe obb ol?eydl lm moor wq pro "sd hr aedr ?6b Apvn3mt 1b w* ",' 1a? "ow," and "AGM Amaria" meal MBNA Minion Bmk N.A. n@ wog YfM{vanc Qomomi smy low ym oblob A=usunder dds Astummod, So sup 7 !<f dY0 Account to*, 11 ?i1100?e[tled bomb alde a pot bell AQaw4 `dL7W Awb@oome of . - d , . loe4 aiw doetsm®br ad eabsequwt m ilasgr When ym or sioyar whom YOU teahodae (rpant uw y'sur aeeastt. Yea apes b dr Iota of obis Apenaaa. Yam comma to and t 16, 1 ?1 A Asunics. voy at No ai mar id ttraimliov ttsociabs b monitor aad?ar teem any of your 1ek coavastltoaa *0 ow ar dr t off, AU apifabod ftma not donned beeei"haw the taasduS u d@&W i dw taphad hdwd dicloaaes secdar.f your Tame dYaorAoooug htmL Crooft ? who bf at aACRLk dw I d R 10 1 Repot in Admelay t r hdbrinWom w) w =MM is a swift r perms pbnoa. >ou6ati sod aoooastamibsy ad apiis wit you bedave is booaaab or 1]! 19a {-7QS1. Floras idMa your euaaz adA ai Aaaos Now taTo Me Yew tdrr you Asa s You umWa s eyo or dsocotout icta to P? or loses Moak w wnks Atom prawn lobs boron droll Yon MW ObJ& orris mrws+ 0 b your &wb=IW P41eae. We smo r aft des Am d*oait of A&um be oat eddrr dioGbr b year ded/Wat yorr tieetda faewaat ar flow d]?ar aMMs or 10 I= hr f lub seal dno GO died dspodt dgenda upon dw PoNds iod pooeiu w of dr teashrhy bank. If di aoooadt imdW a a *@ dd AbshunA aonobant as upon baY1C Flan date is tisK loo ayr isena pse tonal dt?arofllfrodwadMend AdvateseMwnoea? Yr and wAraeees daaolr is, do b] weeks a peyttrast a• apse otheraedtatnsoontwddtus. lean arq not sues sa{pAdtreaee aofeb?b rwks a peynaant an di teeprat sue aofbi?r 4 sasymponoft p? ? ? m4? ? ielmdad b t° orlon a ebtIM You mnY be Ya41a fbr aM A,drion, You spu. oast is use apoolialed ehsek is abak woM oodrr yow sovemt, Myna ds pssdit t ebeok by %M* you propane b abtnia aooa>K w ttnq?aiaettls hwortit op preasdterrt or mum itunpow b dr PWW whlob pteswled I tar p g lodthaut in dtha as. Gww&s drowse an fbwa abaolt We oat not Wtb b yon fhr mW Ion or anpsew dawld by YOU wiigi out aft e cation we deco b talon On deb You now r.fr4a r abecha b as on =quo& Craft Lidti *ftm wv&. limit °t *-lm in yw- Tower of Your Areoeet low and araiaelly am sorb IS* or drub flan dme b dour nod we wise =@a* stroamwt W. aegr abssAe r.,ar sue Its Ilmlt We l64 >: it weda? 11ts low mows of =** ar raossdos.c say er onset oat hs wen. tbrse as? woo, istobleL a icptrL .rw,it.at it b : a _f rn Iat 4.. r ??. yr au tib 'u? Fu;"a on *40611e. of f-ras eaeeit 7'.ev trot Request or yaw? / ks1- , bcbmftP wmbwfmd Nomtodooe not yet paled to yaw aooswK b ft (a ail5ar yaw WW _ babow CRIS & Ibail, if loalrae selebYshed ace br you, (wbdYr a ad scab beiaow bsR do ?i asst muse. dos your credit u or pow X04 spat rmee. mono ban do napsotira credit unft in (1) Flanor the r.¢ra wibonrt paarnealbr tzddoP yaw credit iOiIC (l) lr7anne ohs request and treat do suman t %Wob ii mate due yaw aedlt tkolts. dos imaedt otK or wry ? edviafed do paw Pmt the ebeok dot credit loss bow ? it 6se base tefaaei Ifws nlhas eo bower a ch w odmr osseaar. • Art Ante as iounjdaod ILods b pow the ebeak, or in i near min bow perioedy horned wquale Ar am* aver your credit NmK it does sot mesa tit we va honor AxdNr a~aibak nquak jr va honor such a mgwo , we say span on wmSorit So as provided in dds ApeanaaK decide to Add&bnd Advane3aw You any obtain addhiand Advances boon thtar b tiro povidd 4W yore b in" our bounne ad widiout sup mfpngkw. -1 -, dm@L Min Wp wd of ate request does not•amn dw appr - of odor age swd.* d is yow esus comes oars loo. >me los . tb rs+esrt resafts fit a revised M*dmm meaddyPsyamet utd revised WOO Of time to drarsPy lash Adal ac Advancemst. Tares of Your Leant Yaw fepsyroant taro is disclosed in a ndw doauaa"osadaa. Your moe*b psyereut anowt way be dieckwd se the Csrnwet Payment a yo r woof -seftneoOL Cortaro woub nay msuk In your uoutmt bdesoe no bobs paid off dotfud the tam i d& atu, we do not e=wpk sea the faNawitta.vatts and extaed the tam; (i) paynuu hONdsy wWob you p bike, (0) locroo s in the prime rote fbr to ves hie anui For aecaurtfr such as check tran:raa fees. fate floes, overdo credit Ntzrit fees and iruunoea w p ale aooouaq (90 ell &IN iagowd as y„w date; Cy) prytr,atle received later thsa the wyn,att due Aba, bs ainbmhm mmtldy popmat dot riot Inks bb aoamat be effm;t of addinS unpaid Periodbe Rate Phoone ChMqP h u=W as Advasoesr Is I daib, Admwe b doom Tbit wil exrid die tam 'IUs Wowdets evmb wit!, tuna do term (but wit nd dmp Qm midd payment due sub moW* M a is jmm7 nduetiol in Ors aural pacedy r d=eep apramtdm d a* (AQ a dtcreme b do prim ids for sm, vhvlMb ru=ral paombp rate; and (IQ pgmmo yob an &a toque= R pgmw& You Padua In POF 11190 s mmb Of all =edit 7141 ebbir ddt babtdn all Advmcet, my IW% dat?q, and swam p1O? ww amp spied Yuri toom>t* sad Phaltes Cbnrps. You mer pq do Olin mod comma y st my tins widtolt pmft yon =09 pq, Cob short d lean d taidpno payment show= as ear mooftsttlemmL TT m=meet ' > as wmt L bated up=s eurbodbs dwtermd your $OMdhi s (? P mslmt d ? rd?pW? pa+eeaP tlsa ryla ovrrpst, or it a credit baimme k odmrwbs =t=aut is yens aeoomt, we will rent psy ittI - as nub mumk Pgaemd steel` due the Itegtdhy pie, payntmt wM re . der tool amount otPbnmes Omeet o6mirim pedlbb byyla We well AoeaM year I eeoeab is d mmner we ddwmbta L holamm we vA aponts ycr peaoemta b belanee Q1elo ft nor wadslover ANW buts bdmam wiAt Mobs APBs. This wdN talk i a?rr bebwott vritb bnwr AP4 (fbr eann4lt? tboes wNlt bsb@ p M babe pW adtr etdeft balemm s. AN payments wd/ be ate INsd b Tor momW ibr Ats bM g ry=as is *" esaltP rs'No +ed bola m me ososbliVop mb oaeotbe mods in advaaae uN pgaaab crab in 4ba ti cyods which an ptotir tam tits at dent a pathri is dtwe not sQbdylre6Hpdm b hoedts aobteghhaot mtahamae payments a" is We ear rejsat ygahahls ant dneababd In U& 6 60 or not drawn as a EL& Bad No peymmt abaN aperab to • seoerd and aatiabetioa wdbaet bs peens weigm aPPh , -m ofa sdrafiImr atN®W? Aohaica. AM pwaeas wbs idddly or ahbeapm* 04aeC no" or um tb aocow am Individudly reepaable for any a lkeea ;tq bebom jr awe r nqe a b~ sas bia1irdmbed d us?isd IhsMiotea ispeid in lit riles b r=eran any dt4aa d1m W6i?r aMif i ar tbs obeeb osbetadits rmdtr Ws Pa IMW Itvldayaa We mq aNow p% flea tams b timer b omit s 14, " I omaeaWe wiN mo* yen wboa this apron it avmod& `yam mat a payaoouI Iq taluI Chnps and hean os pmodmM itn % wD no=els as your bdmes is MoWlretos vft ti Apwarmrt The > gmbwmw Go y" mob a addosoape+ymmt earn run & win a=non Mawhgym peymmt boll . A perment hoNdhg,w M ineresse on Iola o[y1r bm& Burrs Crdw A bill eyde basins as be &W aft bs =Means dale shone m ywr eeoawd'e preaedtol eana ft on eW and ahhi m 6110 el/tisP data that eppewt a veer aaeasets stebr®t err tbs eeeheattroaab. Iatho umm Glow one laswma mey be odbrad w 3m dos tens b time Padsas etlhL htaeraaos b alie ?"domal. rpwdtessd. Guthman. will pooeeaat w ita whsht lass fbrwYah loaaedb as pelvtdott. We debraie dsa oast ands iasesoa ti hhstttipb'Ui t>r ieaolneaoa rats boa iR =den=t hW dw avmp arynar Adrassaed abrehoW esbsldfos *XbS *A hMgcydL IM, ndmn is etrped byar ae non ar m Olhr Cisepa Bessaw Yaw vow br adimud cmWa bsnouA l acu '_'•'a y Am, Wcb M be sh.l*d to the eeeYtatom aef6ad by 1AWG Amedea is a booelrel er ;. x-, ?r t"?e_ ?a+sias r+ehm*a doe tight b adphat; add. ar also bssalb d anvieae s my tlmo d widepotaooee. Bnaamaa far Lris4hg 6rmedlab Pgmwe Yom will be is datWt d w aria n9dre hammHO pgrpplt aR all sommo b pea sire ift (1) ya1 AY to mobs rigs MOW ?? V dE?sat Dtas Dam Gh year Nwr Badmoa'tbtat ahceauL yor tsudit tdaoi? er if ws bow aatabWhed a aephhrab credit Hmtt ltr pk Irw ? g modLti bdu eoraeeb yens aapwo r=edo %* w M you toll b abide by aq obi terms of bet AsreemmL Kyen ddeak ustw prob&W by apptieable law, we em dea require ym b pq da copsdlaa d =mat nods we Boar in say cougWaa peps d a reaaan 6k attsmey%ft Eve radr Tar aeeamt tar ooIIactim Ion abentey wha is not o r nbaud eenpioysa. Or t dkm b ethadso asy of ar rWo wbm ym ddk* doe not macro tot va m um6b b enociw to=re ddb epos Mr de0rdt Badtd b Moser Tow Accesats We are not 11" hr any rallied to honor yw aoaomel: Wo ft my tine o[ a+. of for any seer otias d chada by ha6 my odor book or may seller or Inner o[lsob or savkroa your Terdsadess We stay sugmd or terminals your ripbtt to obtain credit at my time for aq? reason. Your ablkok s nailer apt Apaanmot ?tw no m after your rillft b obtain credit have ben suspended or tammated. Aarsdenaabs We aoyi mined WeAVeratent at nay dm by adding deleting, a deeROps previskm in eomp&N* aids be VOIcable notlimim ra4hba rma of Ahdwai law sod be lave of the State of Ddmvm If set amdmaet gives you the opporumity to eject endow ad it ym rqm doe during is eo simmer plvided la such emm6n m we may temdma yaw Altar b .ccdv credit d nags ads you is ism mN aedit devices u a condition of your raj Wm. The emended. Asreement (hoe WMS any hasher rata arobw high chumps r h* wit epPly b dos antra unpaid belahce, indudbrs6e below aWofmg bebop the aosedst ent btuatet i areetim We may mephm Your mom" with aaoWar aocouat u say fmL Asdgsmmtsr We nay at any firm, end without notice to you, suisa your acc==t, any suns due on your accwwt, this Agmrnoomt a our ris6b or oblipbom r=uder your semntott or ebb As mumt to any penal or entity. Tlr palm or aotity to whom we make any such usip wK *a be entitled to all of our riSto atdlor oblipatioos under this Avcc mnl. to eie extant assisned. Unamurbed Un of Vow Aeootatt; You ate Wbb fordo moder fd me of year aeaaoM. You sbmm , 80* m at NBNA Awed F.O. Bos ism Wombat DS 19M fMgMao I?fOA-b?il1l? aak or is Mdit of dr, loft 64 ae Por W=&wiad an d r aoeaseL LMOdess 71ts /lrbitratioo psovisiora 6abw apP4i b ya tusMf >"m mew apP b b sajed dtr Askdtatioa ptrrieiosst ad you did sq tads defy i w a eats yoo wn drat mw l dpdm bsovp by you apbot w seprdla? flit Bacolod ar dit Apeeaoset tbs4 iM bseu?it b a eetot ba:aid i me Slat of DWkmm ArbBsd em Asa dim a dbp ft ('C Woo by editoryea a in apbat its odm6 er apbut do ampbye 16 spoor snipe 0(de ader; aritbi 0eta e adubg in my way to nit Apsmud or my p for Ar ainatt w yew smoyat (m600 mdw a dW 6 b =ON& Out or odwmis aid 9601W lit MW Av&MUM vmvostatuWpsiaOr dMINIANY Or rAVmm@K *Abbo ?rod ?wd4 byr bbgbft a" i esbiaetioa L7t?W 62 Wh*ft b di oe ?d ea -mu0bSp0m& Smtg@ m 00 eat of the 7bi atbilsdao ddl bo oasd xbd by mo Natiaad AMIDdu Fassfs CNAPt. mdlw df Cods ofFinadtas i emo u to don gn ddf bt Hied Ruin ad 6ss of dr Nebo d Asbibdm Farrf mar bo abbbssd Bed CWim =iW M Bd st Babb Nolmd Add&&jm Farm ate dB?w P.Q. etas 30191. bf6rwpoWt kfim oft Z4K dbplom l4004744M F ds NAF i a obb m unWag b ad ao nbdiatae; ws sorry mbettide anod r old=* seoopsisedt idepaadeet asbitratim or jnianea mat mf a sbdw Bodo a[pom&M At year wailm setpw?t ors esiR ?, aabiitlioe ?i M, tddrielsdw ad beesitss df t r M ssgaina/ r pay r p.wo a c'dm i abiealioa 7W abitr+tr wN1 dtdds w!s rtR M nMittalsfyeatpoosisi dbrpryby dmo Am b xs esed ? yes ba aegiie IN stiiasss w tr uW *bbwm Mb& W f&hkanw ar bfsiy ieo i no ab mw odw i s mbar yoer eout ofd wand ban ban K On abdf bd bets n dYid i a.adlr csest wilt juiNdimL As4r asbliallon beerb>j n wliioi yin- VOW** bloc pbtm atEd On h tad A" AM4 dM iubtdf yssr bMb& uMm at go War IY C?sist it fin& shit aeblratioa apemsft w aaade pammot to a tsmfenm btv0bloB islwaide C01101110 % and Ad M Brtoaad by do Fadod AsbitW= A A% 9 UTAG } 1-lf (`FAA" f ]Isd?oest Was or o10 " amid may be mlisrd i mWoaft bwbg jseidisia?. 7b. aeMiadm abeY'sBsw eiaBsy aubaesalhs scan r mo odnt emabonne wdb de FAA ad applinbb skum of fthad n aid" beaar nor elaiast arp , o , V seeoptsed by btw? 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Akowir the psstpoeae of tbi Asbisdm Badtor lW or'ysfl' ebaBaatm aq paaaa or-, wed by ae b ace tie mepatt kwbdftbot Brat MmMd r tApewter ar arddn cmdmobWly abtlplM as de amomt ad e/ assdoeimd ann arms magi L V my pat of db Ad&Am Sedaa Is deed b be buM ar v audtoaebb radar of bw or edit oodasat wit de FAA. de anndkdw of db A dwmna Saofims a'L4 be a emliis *P--m try! b mach bwdMOv er vmohmsdft? THB BBitJI.T CW MW AUSGZA19W Age !-" M47, "veTvr M rprnWRD Heave. CLAW CANNOT Be iMOATED IN COIILTt DIMIM MG BOMB CLAM THAT COULD HAYS BBBN MUDD BBB A AMY. AB CLAM A4: j0M OR A!t •', U vAT$ AT IOlR11BYOMl®MLAC17OWL t="by 7bbs /lssanent i sods i Delewue. Q i pwesoed by ds bass of de Stage of Ddswu% whbad tepid b id cao0let d iaws any appBabba lidwsi bus. Naq pot ddb A/eaast Is daod b be bva ft d. tart maid cMx dve. Our bibae er d ft in ame"biNg MY dear T406 undler ? don amt nom mat we an umble b saaeda dace ribs bde. &OKA Ano ria0 is a hdaaNy Si d mrvbos mot efNBNA Aaauica Hank. N.A. 0 2001 MBNA America Bade. N.A. Prlvow At )ANA, we ass QRm Lhw to Providing You with t to produes and swiJm bacloed by corte?y bop,y satdea account dun sx? about vsu you is fbodowaW to our abilky ado M6 in C Poly r'soopifae the inrpor4uroe loeepiog Purl sod To odor you the whim range otp edueft and service, hWMA may Am idormation about hO svao& dcompeniar, This sib= us to offer you produetr and services drat nosy tote yea Win am bad meet s of aeetlyfraeo MBAtA or wied drouSh our to mud. what iamrmmoa we collar, w? odaa comp Mien We mast you to ood our 0f .bared and the bens to you receive wha we share mftutyion abowyom Thin notice describes the privacy practices ofMWA Capotstios mad all M9XA RMNItee, 6lehrdkg MWA M M-Ato aica EDdaarusj, N.A., Palladia Ttavd Servic04 %MI M NA &&-* 7ettomratiaa.g America ?k N.A., Symunw, UL, and BIRM Insurance Agency, be. (cdlec**, %IBM-1 hr fineoe d pn&wb and services ?• MIN NA Marke ft allot M Unded 80m; ofAmaria. This notice euariMbs MWA's inhwetion, cones tan ad shadgg practices, ad by des bwa d may alwe hOrmation about you, edur widdo hMM or outside o[ll®NA witlt orbs UN yoo doom °'* a• compamia, Cher Seeert Phmdawer M IM mderswils the bpocom orpeoteeting mod Assure to iof6rantioa about you is restricted to the people on aM who require it ggarlog to provide prodooft Asa and odor it P4Ydcd, sedroeie, and P?? satl: m* thrt comply wM fedad sbodmde Ilse do security nt.b?" b yoc We maintain When I?OM sbaae kdxmadoa shear you Pfd paposaamd'to realm it to us or with ?m odside or11M[? ws ? that b ioipora umak priate b othhr a pceduet er it to us destroy it sacs that payoa is served.. We li * the aoowt d d? jo y kw a appro Cmis his q?Agraaaast sac r 8" thine MIVA raqukau aqy semPamyreodw* ia0lrrtsda thorn whnt i sad ° dug sorropay b proloet the influsuffition as we A b A at" s LtbraWbst We Cageeb hWA collerar mod uses asopa6lie Pad hit nutiom 400 YOU b semdut ore oorrsi,tsst'lyr dstMr ohs bpgrrdgr (?ntorrra savior yam ? !leas oa SoerryrM tight too krdrrde b usime'sand ?b • ladrmatiam we resin dram Yea ow opplicellons and other ftem or ftato 7 with us fwbft *raw* the sod. by %&%*An% or am an b? O0?°mdea°s or oamros?a • hilm oration we radve, hoes third porth%. sorb as ooswrmer yew smpbyarat, credit; or other raiatiom bt m aunt s Ada' is ' srb yoet•va made .,W. a reSIMAIRg • Laftt:deion above ruse kawaxiw with ;,d % aW,rA r.*w ceuWx cr, o'er 4 irM`:A. rsoaoiaa we cease about bdbr' llt>BNA b oar additional Wemq ahue all of themt8' ym with sepades fimamaW Ye ? co you mod M no you both time and Gr To vkm & a% we 0 ? 7? mod best meet Yee nests We b ja (seeb =Palms kftmstian (sorb ae pacOMew Mod Payment), ads dW&ft WM tBo m name and aand ddlipa odrer iaigrrmatiod The deciMim In ?aratiaio ?atdr as credit and iaSxatatioa about you &cla m In P? understood this gm cot is ? &Wc, You MY WUusno sore creoas? and ft"fty 4w km amrfog booaction. and aipariaw% Woodiffeado% and other k6rou" wifirb & Y°° Po&mft and Iafosmat9aa We Shan With Othsrsr IrtOm time in dims, *W my tat and yea TLme products mod savk= m y be otgaW ° sm ova b otwh yon drdr byfmftcWmrv account a Van iawrraaos agmrte. imasaance providers {such of Pddreb and meopeoies (Much a retsitets, Oft mukdm% 010 ° ? osr uryiwim brofc w. mem& by v bIpani travel od urban (such o renal nzmcies, Lords, airlines, pubHe6ers, and m P'sarder; I service lei, aaqpv& companies ad a ofA®NA, aalem SJed to applicable law, we may shus products or s), mnd you 6U us not to all the ?rmatiom we affect with these Additionally, ws msy,bore all the information we c ffea w"b conVeniorbs financial itratitrrtions With which vie have 'oint markadn m thatperform marlretmg oc. othv +?ica on our b with other g a8reementr. We are also eLaabo o to . la in ' is t of ier worse loan in accormt, r core. Fa Msta M w 6may?aU of the lafa?onw c? with c a+ about you entities in vnth nlpaniee that endoM our products and services through alit caw Ong w informal response to with co mtside of MBNA tr, and with consumer reporting aMdl. Ifyou tell ot to dot gist we will continue to share ' wish offer you their products and services, as described above, please mfonnation in these additional circratwtars?. ??? Impwbwt hOruundeu About Your Choice; Were dedicabd to serving your nee& - and to ieepwfms Your Chaim relabel bo privaayc You map ball us not to dtme credit eustbby Wbanedan wllttb MMIk and you mqr to w sot b attar &jhtmadoa wdth camps ds auaidv ofWMM dnt welsh is dk you dmirp =b* ad on vim ae deserubed above. Ityou wit& to opt out *to& i ftwAou d mb& piene aA tWl-Au l466.711-125L We wW auk yon to vu* yowidmi* and &o aymd o aocooob bo witidt We Idendbonodb fur deposit re6uienoe ettmbers and year SorJat Seaelty nmtUer or Tbspayar AMA applin apt cob at the aowaot level, not by bx§Wdwl Glutomw. Wbou wWpa tl/bd via a&= a as aocouotopb ont (tar auampl?, a ao-appliauat; joataowusthotdw, ar wMhtiais9ed uee?we wiglie? tttr wire aoeouat ae> opted out MWA wn caudou b adhwe b ibe dbd esedpdvocypwedoae for ao aooouateven ifit i , . , -en maettvo arle dosed An apt out ft o iafb =Ww dtariop as m wwtmt r daunted above] ddw witbm AGM mWVw with compeoies onaeide a[14 NNA. temtdoe atdtetia ealaee mvabd m wdit FedwW mp hdow m p tie u fo pwAh dds notice oat an nmd beefs, wheel w argot = account banprsvim*opted out dote M&Wtype offahnWgon ddn& MUMreoa I I I whey you naive otwaabaequee nodoan that an?aoopaw p mvk=bF optd out from aitbw at bolt "att cth* m dm during (and sot uwakd m writiod dos not: seed b be apled . 7bbnotioeiupiiatee nod rapt w eoprpeviow notice: freer MWA abMthe p nx aeatity, ad, obmctiaa oCsdham?dow For adds =d bftm"rew da S BMWs pivaoy pacdcae conoerains the tatcrttet, and b vlew the moat reomt vat?iaut of d* pdvaay slicer plane w b and CM m'Trivney Natdoa• Yat map bars otbar plvaay potectiotte uodar awe tuna We may awed thin pdreoy nodes at any ft% and we wW iofbraa yae of cbaopta n regoicd W taw. Exhibit "B" W U' a ca a 0 a v w •c cn N w ?+ a M r p a d' Q r C7 la 4 pv E z 7 Z vi JJ U o a U W u In A u U H ? a o w o p O H r O ? a Y1 N z ro b £ W In M z w 41 W o m ? iO cL oy O I \ N O N I \ O a, W O £ z F w * " a a o Q a z o a N IE IE N H CL rn a ? C7 a' ? N uri ? a H o x I N £ U 1 W ? o W E ? H \ J E F n m o I v E £ W w n N E U W M O U r ° z ? £ H wI \ w a U P4 H O W E ¦ E. U a £ * a a ° RC a £ a 3 E co o z o n° x £ oEq ?I F OI o £ ? ? o M ? r a In ? -+ w O H ry o a °z z z 1 c F a] W ti E u a ?' H w z M' w * r w j u a 3 c H * 1 Oi 1 W 1 H I r 1 U * * r * E * In * r * M N W H F o a, a U \ W O -? W H 44 Q O .y O l * o w a w I ? z w ? a a o H W ? U O .w7 0 ' J W 1 , H O O 0 v W P, w N E 1 W ? o a 'y H U E z a a W a O O ° £ 0 o Q a * o £ * o w a a ?. H i m ? I z £ C7 w U o \ U £ * * ? W N o x u O £ U) E. U o z 1 w H O £ w U I z o £ z 0 ? H ? ? W Q £ o n O o c E U I 0 x O ° O n F U U E £ ? F o z ? W o H z a0 U i o 0 £ U q ? y ° E N N O u a N w H a In p ?o m z o Z o a o z o w F p a0 U a N Z o U £ £ 1 \ £ N I £ .fir 1 £ O I .K * o * V} a O z a a o W £ O U w E .. 1 RC G. w o a U W P4 H X O w z E E. O 0 ? I o ? w , j G ? O w o£ U ' a a z a A H W O F N ' z a ° o £ F a m ° E O N O o £ O W U N £ ° a q 1 \ o W I Q U * o * v} O O U i F U o O U 2 z £ 0 i o W o a w u z ° a 0 £ W o O rn E £ u £ ° E. E a E u F F G £ ' O W U a x I E °. a r F O o a I a £ ° z x m x W V] 1 o E x x a I w ? z F H W E. a z V ? z H £ a ° * U * yr * £ M E £ £ V Y r- i Fn c-n < SHERIFF'S RETURN - REGULAR CASE NO: 2007-02922 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIA CARD SERVICES NA VS CRAIG TREVA J ET AL RICHARD SMITH , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon CRAIG TREVA J the DEFENDANT , at 1025:00 HOURS, on the 12th day of June , 2007 at 34 W KING STREET SHIPPENSBURG, PA 17257 TREVA CRAIG by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 40.32 Postage .41 Surcharge 10.00 00 4?t41d 1, 68.73 Sworn and Subscibed to before me this day of , So Answers: R. Thomas Kline 06/13/2007 WOLPOFF & A13RAMSON By: eputy Sheriff A.D. SHERIFF'S RETURN - REGULAR CASE NO: 2007-02922 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIA CARD SERVICES NA VS CRAIG TREVA J ET AL CHIEF DEPUTY RONNY ANDERSON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon CRAIG MATTHEW R the DEFENDANT , at 1525:00 HOURS, on the 13th day of June 2007 at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 by handing to MATTHEW R CRAIG a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 n .00 9161 ~h'' 16.00 Sworn and Subscibed to before me this day of , So Answers: 7 R. Thomas Kline 06/13/2007 WOLPOFF & ABRAMSON By: Deputy Sheriff A. IX. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS TREVA J CRAIG MATTHEW R CRAIG Defendant(s) No. 07-2922 CIVIL TERM CIVIL ACTION - LAW PRAECIPE FOR JUDGMENT Please enter Judgment in favor of Plaintiff and against Defendant(s), TREVA J CRAIG and MATTHEW R CRAIG, for failure to answer the Complaint. (X) Amount due TOTAL $14,775.17 $14,775.17, plus interest and costs ( X ) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. ( X ) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. ( X ) Pursuant to Pa.R.C.P. 237. 1, I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is attached. Date: 2?ww_ Amy F. DoylP87062 Vyaniel F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff NOW, , 20DT_, JUDGMENT IS ENTERED AS ABOVE. s othonotary/Clerk, Civil Di sion By: ?W_ A'A'J.. Deputy W&A File No. 163075832 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff No. 07-2922 CIVIL TERM vs. TREVA J CRAIG MATTHEW R CRAIG Defendant(s) CIVIL ACTION - LAW AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA : COUNTY OF CUMBERLAND The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, Treva J Craig, above-named, is over 21 years of age; is last known to reside at 66 Fox Hill Rd, Shippensburg, County of Cumberland, Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act aid its Amendments. Date: Amy F. Doyle # 062 / D F. 61fson #20617 Philip C. Warholic #86341 avid R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / i"O;VivONWEALTH OF PENNSYLVANIA Ronald S. Canter #94000 / Ronald M H. s #18837 Abramson #94266 Notarial seal Wolpoff & Abramson, L.L.P. Amy R. Wise, Notary Public Hampden Twp., Cumberland county Attorneys in the Practice of Debt Collection My Commission Expires Nov. 30, 2010 4660 Trindle Road, Suite 300 Member, Pennsylvania Association of Notaries Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff SWORN and SUBSCRIBED to before me this day of ?vlt 20 Notary Public W&A File No. 163075832 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. No. 07-2922 CIVIL TERM FKA, MBNA AMERICA BANK, N.A. Plaintiff VS TREVA J CRAIG MATTHEW R CRAIG Defendant(s) CIVIL ACTION - LAW AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, MATTHEW R CRAIG, above-named, is over 21 years of age; is last known to reside at 66 FOX HILL RD SHIPPENSBURG, County ofCUMBERLAND, Pennsylvania is not in the military service of the United States or its Allies, or otherwise within the provisions of the,?ervicemembers Civil Relief Act and its Amendments. Date: ?Vf g Amy F. Doyf/#87062 / iel F. Wolfson #20617 Philip C. W holic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff SWORN and SUBSCRIBED to before me this A ,day of 1 2Ca b Notary PW&A File No. 163075832 MAIN OFFICE TWO IRVINGTON CENTRE 702•KINL; FARM BLVD., ROCKVILLE, MD 20850 REGIONAL OFFICES 1 17 WEST CARY STREET 0605 I A-5, FAIRFAX, VA 22030 5122 GREENWICH D VIRGINIAOBE RICVA 23220 HMOND, VA 23462 919 N. MARKET ST., STE. 1300, WILMINGTON, DE 19899 VALLEY 1226, 4660 ITR NDDLLE ROAD , 3RD FLOO- WV 2& p11 301 GRANT ST., STE. 4300, PITTSBURGH, PA 15219 28632 ROADSIDE DR., STE. 265, AGOURA HILLS, CA 91301 39500 HIGH POINTE BLVD., STE. 250, NOVi, MI 48375 300 NCANAL VIEW BLVD.. . O'CON OR BLVD EES? I NYNG TX 75039 3200 SOUTHWEST FREEWAY, STE. 3300, HOUSTON, TX 77027 111 SOLEDAD ST., STE. 300, SAN ANTONIO, TX 78205 1201 PEACHTREE STREET, STE. 1717, ATLANTA, GA 30361 4641 S. ULS0TER ?STE. 800, DENVER, CO 8W 3N 55305 5355 TOWN CENTER RD, STE. 1002, BOCA RATON, FL 33486 TREVA J CRAIG 66 FOX HILL RD LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. Attomeys in the Practice of Debt Collection (A National Collection Attorney Network Firm) 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 (TOL ERL FE) (800) 830-2793 FACSIMILE (866) 281-9028 PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE July 05, 2007 NATIONAL COLLECTION ATTORNEY ?•?+? ?? rrnaa Locan?NC NETWORK TE ' ealipw Fig OFFICES OF WOLPOFF & ABRAMSON L.L P • BIRMINGHAM, ALABAMA ANCHORAGE ALASKA , FARGO, NORTH DAKOTA , PHOENIX, ARIZONA LITTLE ROCK ARKANSAS CLEVELAND, OHIO OKLAHOMA CITY, OKLAHOM/ , EAST HARFORD, CONNECTICUT HONOLULU HAWAII EUGENE, OREGON PROVIDENCE, RHODE ISLANI , BOISE, IDAHO CHICAGO ILLINOIS COLUMBIA, SOUTH CAROLIN. KNOXVILLE, TENNESSEE , MERRILLVILLE, INDIANA CANSAS CITY KANSAS SANDY, UTAH MILWAUKEE, WISCONSIN , EXINGTON, KENTUCKY WTAIRIE. LOUISIANA RAWLINS, WYOMING SEATTLE, WASHINGTON mArf-;HtSTER, NEW HAMPSHIRE CEDAR KNOLLS, NEW JERSEY RALEIGH, NORTH CAROLINA The Nat" COibatk?n aaffiliat?lon? parate law firm. W8A Hours of Operation: 8 a.m. - 6 p.m. M-F SHIPPENSBURG, PA 17257 W&A File No. 163075832 RE: FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. vs. TREVA J CRAIG and MATTHEW R CRAIG Dear Treva J Craig: Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Y, Amy F. Doyle Philip C. Warl Tonilyn M. Cr )62 / Dame Ifson- #86 /David R. Galloway #873 187852 /Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection O[P 4660 Trindle Road, Wolpoff & Abramson, L.L.P. C('y Camp Hill, PA 17011 Telephone: (800) 830-2793 Counsel for Plaintiff Enclosure cc: This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose ???, T,t , ?. V IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs. TREVA J CRAIG MATTHEW R CRAIG Defendant(s) TO: TREVA J CRAIG 66 FOX HILL RD SHIPPENSBURG PA 17257 DATE OF NOTICE: July 05, 2007 NO. 07-2922 CIVIL TERM CIVIL ACTION - LAW IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS A REDUCED FEE OR NO FEE. AT CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 Amy P. lioyle 87062 / Dani=id Philip C. Warh is #863 /DGallowa #87326 Tonilyn M. Chippie #87 . Ehasz #86469 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 163075832 MAIN OFFICE TWO IRVINGTON rENTRE 702 KING, FARM BLVD., ROCKVILLE, MD 20810 REGIONAL OFFICES 'W5 A-5, FAIR FAX, VA 22030 17 WEST CARY STREET, RICHMOND, VA 23220 5122 GREENWICH RD., VIRGINIA BEACH, VA 23462 919 N. MARKET ST., STE. 1300, WILMINGTON, DE 19899 1 VALLEY B" BUG., BOX 1226, 4660 TRINDLE ROAD, 3RD LFLORILLPAA1 011 301 GRANT ST., STE. 4300, PITTSBURGH, PA 15219 28632 ROADSIDE DR., STE. 265, AGOURA HILLS, CA 91301 39500 HIGH POINTE BLVD., STE. 250, NOVI, MI 48375 52015 CANAL VIEW BLVD., R . O'CONNOR BLVD., TE. 11060, I VIN14623 G TX 75039 3 111 200 SOUTHWEST FREEWAY, STE. 3300, HOUSTON, TX 77027 1201SPEACHTD EE STSTE. RE?3TE. IE.I?,ATLANTTX 78205 A, GA 30361 301 CARLSON PKWY., STE. 303, MINNETONKA, MN 55305 4643 S. ULSTER ST., STE. 800, DENVER, CO 80237 5355 TOWN CENTER RD, STE. 1002, BOCA RATON, FL 33486 MATTHEW R CRAIG 66 FOX HILL RD July 05, 2007 NATIONAL COLLECTION ATTORNEY NETWORK e?rrruA ? CY r'IIiM LOCATIONC OFFICES OF WOLPOFF a ABRAIIISON L.L.P.~* BIRMINGHAM, ALABAMA ANCHORAGE ALASKA FARGO. NORTH DAKOTA , PHOENIX, ARIZONA LITTLE ROCK ARKANSAS CLEVELAND, OHIO OKLAHOMA CITY, OKLAHOW , EAST HARFORD, CONNECTICUT HONOLULU HAWAII EUGENE, OREGON PROVIDENCE, RHODE ISLAM , BOISE, IDAHO CHICAGO ILLINOIS COLUMBIA, SOUTH CAROLIN, KNOXVILLE, TENNESSEE , MERRILLVILLE, INDIANA KANSAS CITY KANSAS SANDY, UTAH MILWAUKEE, WISCONSIN , LEXINGTON, KENTUCKY METAIRIE. L0111RIANA RAWLINS, WYOMING SEATTLE, WASHINGTON ur'rA I I-ALLS, MONTANA OMAHA, NEBRASKA LAS VEGAS, NEVADA MANCHESTER, NEW HAMPSHIRE CEDAR KNOLLS, NEW JERSEY RALEIGH, NORTH CAROLINA The Natlonal Collection affillatt?on? p?p? law firm W&A Hours of Operaton: 8 a.m. - 6 p.m. M-F SHIPPENSBURG PA 17257-9720 W&A File No. 163075832 RE: FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. vs. TREVA J CRAIG and MATTHEW R CRAIG Dear MATTHEW R CRAIG: Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure: Sincerely, c(OPY Enclosure cc: LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. Attomeys in the Practice of Debt Collection (A National Collection Attorney Network Firm) 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 (TOLL FREE) (800) 830-2793 FACSIMILE (866) 281-9028 PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE Amy Foyle #87062 / Daniel F. Wnlfena 17 Philip C. Warh c #863 avid i Galloway #87 Tonilyn M. Chippie #8 Sarah E. Ehasz Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Camp Hill, PA 17011 Telephone: (800) 830-2793 Counsel for Plaintiff Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Wolpoff & Abramson, L.L.P. This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. NO. 07-2922 CIVIL 'TERM Plaintiff vs. CIVIL ACTION - LAW TREVA J CRAIG MATTHEW R CRAIG Defendant(s) TO: MATTHEW R CRAIG 66 FOX HILL RD SHIPPENSBURG PA 17257-9720 DATE OF NOTICE: 07/05/2007 ORTAh NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS YS TEH DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHAYS FROM YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. OUT A HEARING AND YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT H GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVID HAVE A LAWYER, INFORMATION ABOUT HIRING A LAWYER. E YOU WITH IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PR WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO OVIDE YOU AT A REDUCED FEE OR NO FEE. ELEIGIBLE PERSONS CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 ------------- Amy F. Doyle # 062 /Daniel so 0 Philip C. Warho is #86 David R. Tonilyn M. Chippie #8 ar E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 163075832 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff No. 07-2922 CIVIL TERM vs. TREVA J CRAIG MATTHEW R CRAIG Defendant(s) CIVIL ACTION - LAW CERTIFICATE OF RESIDENCE PA. R.C.P. 236 I hereby certify that the precise address of Plaintiff is: Fia Card Services, N.A. 655 Paper Mill Road De5-013-02-02 Wilmington DE 19884 and certify that the last known address of the within Defendant(s) is: Treva J Craig 66 Fox Hill Rd Matthew R Craig Shippensburg PA 17257 66 Fox Hill Rd Shippensburg PA 17257-9720 Date: j C? Amy F. D y #870 2 Daniel F. Wolfson #20617 Philip C. holic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 163075832 h.J -TI TTI V?. U'l -< IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs. TREVA J CRAIG MATTHEW R CRAIG Defendant(s) No. 07-2922 CIVIL TERM CIVIL ACTION - LAW NOTICE OF JUDGMENT ( x ) Notice is hereby given that a Judgment in the above-captioned matter has been entered against you in the amount of $14,775.17, plus interest, on 20 ( x ) A copy of all documents filed with the Prothonotary in support of the within judgment is/are attached. If you have any questions regarding this Notice, Date: l? contact the filing party. Amy F. Doyle #0062 % Daniel F. Wolfson #20617 Philip C. Warho is #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Treva J Craig 66 Fox Hill Rd Shippensburg PA 17257 By: S Matthew R Craig 66 Fox Hill Rd Shippensburg PA 17257-9720 W&A File No. 163075832 PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT) P.R.C.P. 3101 to 3149 FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs. TREVA J CRAIG MATTHEW R CRAIG Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JUDGMENT NO. 07-2922 CIVIL TERM PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT) To the Prothonotary: Please issue the Writ of Execution in the above-captioned matter, in the amount of $14,775.17. (1) Directed to the Sheriff of CUMBERLAND County, Pennsylvania; (2) against,TREVA J CRAIG and MATTHEW R CRAIG located at 66 FOX HILL RD, SHIPPENSBURG, PA 17257, Defendant(s) (3) and against, M & T BANK located at 1 W HIGH ST, CARLISLE, PA 17013, Gamishee(s); (4) and index this writ (a) against, TREVA J CRAIG and MATTHEW R CRAIG, Defendant(s) and (b) against, M & T BANK, Garnishee(s), as a lis pendens against the real property of the Defendant(s) in the name of the Garnishee(s) as follows: (Specifically describe property) ***GARNISH ONLY*** You are directed to attach the property of the Defendant(s) not levied upon in the possession of M & T BANK located at 1 W HIGH ST, CARLISLE, PA 17013, Garnishee(s). All accounts including but not limited to all savings, checking and other accounts, certificates of deposit, notes receivables, collateral, pledges, documents of title, securities, coupons and safe deposit boxes. Amount due $14,775.17 Interest from 08/09/2007 To Be Determined At an interest rate of 6% per year T $14,775.17 Plus costs & interest Id o? Date: :? Amy F. Doyle #87 / Dan' 17 Philip C. Warholic #8 /David R. Gallowa #8 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 163075832 XXX-XX-4714 rT ?` 619 rv C= o oc g w o ° o I ' g D o 0 w o -- = IC) C WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-2922 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due FIA CARD SERVICES, N.A., f/k/a MBNA AMERICA BANK, N.A., Plaintiff (s) From TREVA J. CRAIG & MATTHEW R. CRAIG, 66 Fox Hill Road, Shippensburg, PA 17257 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: M&T BANK, 1 West High Street, Carlisle, PA 17013 All accounts including but not limited to all savings, checking and other accounts, certificates of deposit, notes receivables, collateral, pledges, documents of title, securites, coupons and safe deposit boxes. and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $14,775.17 L.L. $.50 Interest from 8/09/07 at an interest rate of 6% per year - To Be Determined Atty's Comm % Atty Paid $204.23 Plaintiff Paid Date: 2/11/08 (Seal) REQUESTING PARTY: Due Prothy $2.00 Other Costs Curtis R. Long, Prothonotary By: Deputy Name DAVID R. GALLOWAY, ESQUIRE Address: WOLPOFF & ABRAMSON, L.L.P. 4660 TRINDLE ROAD, SUITE 300 CAMP HILL, PA 17011 Attorney for: PLAINTIFF Telephone: 717-303-6700 Supreme Court ID No. 87326 SHERIFF'S RETURN - GARNISHEE CASE NO: 2007-02922 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND FIA CARD SERVICES NA VS CRAIG TREVA J ET AL And now TIMOTHY BLACK ,Sheriff or Deputy Sheriff of Cumberland County of Pennsylvania, who being duly sworn according to law, at 0015:15 Hours, on the 14th day of February-, 2008, attached as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named DEFENDANT /"i llT 1l TT =TT T hands, possession, or control of the within named Garnishee M & T BANK 1 WEST HIGH ST CARLISLE, PA 17013 Cumberland County, Pennsylvania, by handing to . in the KRISTY LEHMAN MARTSON (BRANCH SALES ASSOC) , personally three copies of interogatories together with 3 true and attested copies of the within WRIT OF EXECUTION and made the contents there of known to Her . Sheriff's Costs: So answer Docketing .00 Service .00 Affidavit .00 R. Thomas Kline Surcharge .00 Sheriff of Cumberland County .00 00 / ,cl?o/6 F 02/19/2008 Sworn and Subscribed to before me this day of By , f Deputy Sheriff A.D SHERIFF'S RETURN - GARNISHEE CASE NO: 2007-02922 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND FIA CARD SERVICES NA VS CRAIG TREVA J ET AL And now TIMOTHY BLACK ,Sheriff or Deputy Sheriff of Cumberland County of Pennsylvania, who being duly sworn according to law, at 0015:15 Hours, on the 14th day of February , 2008, attached as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named DEFENDANT CRAIG MATTHEW R hands, possession, or control of the within named Garnishee M & T BANK 1 WEST HIGH ST CARLISLE, PA 17013 Cumberland County, Pennsylvania, by handing to KRISTY LEHMAN MARTSON (BRANCH SALES ASSOC) personally three copies of interogatories together with 3 and attested copies of the within WRIT OF EXECUTION the contents there of known to Her . Sheriff's Costs: Docketing Service Affidavit Surcharge , in the true and made So answers- .00 .00 .00 R. Thomas Kline .00 Sheriff of Cumberland County .00 00 ? al?v?o?i 02/19/2008 Sworn and Subscribed to before me this day of By ',i Deputy Sheriff A.D .. INTERROGATORIES TO GARNISHEE DEFENDANT(S) - TREVA J CRAIG MATTHEW R CRAIG 1. DEPOSITORY ACCOUNTS: At the time you were served or at any subsequent time, state whether or not the Defendant(s) maintains any checking, savings, lines of credit, certificate of deposit's or other depository accounts with your institution. If so, state the identification numbers of those accounts, and the amount or amounts the Defendant(s) has in each account. If the Defendant(s) maintains any of these jointly with any other person, or persons, give their name and address. 98IR1 ? 14 (? u 47 brl ? '11j71 ?7 t ?13.3a ---7. 1 S L( ?0 ? SOU 41?,? 1 L . 4 t- j (:' o,,,+ C? ??t3t?an-F IA. DIRECT DEPOSIT ACCOUNTS: Are any of the accounts you have listed above direct deposit accounts? If yes, please state the identification numbers of those accounts. BA L ANI C.7: 73 F, 7k-,_.? `s E) E D TRANSi-'kCTIONS 2. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which funds are deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? If so, identify each account and state the reason for the exemption, the amount being withheld under each exemption and the entity electronically depositing those funds on a recurring basis. 3. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which the funds on deposit, not including any otherwise exempt funds, did not exceed the amount of the general monetary exemption under 42 Pa.C.S. 8123? If so, identify each account. 4. TRANSFER OF PROPERTY: At any time after you were served did you pay, transfer or deliver any money or property to the defendant or to any person or place pursuant to the defendant's direction or otherwise discharge any claim of the defendant against you? ,/o l4 5. SAFE DEPOSIT BOXES: At the time you were served or at any subsequent time, state whether or not the Defendant(s) maintains any safe deposit box or boxes. If so, include the identification number or other designation of the box or boxes. Include a full description of the contents and also the amount of cash among those contents. If the Defendant(s) main I arcs any of these jointly with any other person or persons give their full name and address. /-? W&A File No. 163075832 XXX-XX-4714 6. r REAL, OR PERSONAL PROPERTY: At the time you were served or at any subsequent time, state whether or not Defendant(s) owns any personal property that was in your possession and/or control. If so, include a full description of all personal property giving full value and present location. State also whether or not there are any encumbrances or liens holders, the present balance of the encumbrance. State where and when the encumbrances or liens was recorded. If the Defendant(s) owns any personal property jointly with any person or persons, give names and address. ?14 7. OTHER ASSETS: At the time you were served or at any subsequent time, did you know of the existence of any other asset(s) of the Defendant(s) which are not disclosed in the preceding Interrogatories. If so, please set forth all details concerning those asset. f ?1 8. PROPERTY HELD AS A FIDUCIARY: At the time you were served or at any subsequent time, did you hold as a fiduciary any property in which any Defendant(s) had an interest? If so, please describe for each Defendant(s) the nature of the property including its value and the interest of Defendant(s). .'N'4 9. FEES OUTSTANDING TO GARNISHEE: Are there any attorneys fees or processing fees charged by you against the Defendant(s) or account(s) of the Defendant(s) for the completion of this Answer. If yes, outline the exact amount of any fees due and owing to the garnishee or the attorney for the garnishee for the preparation of the Answer. Date: LL? s Amy F. Doyle #8706 Daniel F. Wolfson 0617 Philip C. Warholic #86 / David R. alloway #8 Tonilyn M. Chippie #87832- 1 Sarah asz-#864469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CLIC*? lqoe.Q., MAID 10 MA W&A File No. 163075832 XXX-XX-4714 f.? f_'? (LL?S C? '? ' ? 1 r A ?_ ? -+ ' ,. ` ? W 4.,1 r •A ? r r•.• ?7 F [;.., A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS TREVA J CRAIG MATTHEW R CRAIG Defendant(s) VS M&TBANK Garnishee Garnishee: M & T BANK 1 W HIGH ST CARLISLE PA No. 07-2922 CIVIL TERM CIVIL ACTION - LAW PRAECIPE FOR JUDGMENT UPON ADMISSION To the Prothonotary: Please enter judgment in favor of the Plaintiff and against the Garnishee, M & T BANK, in the amount of $3,890.86, as admitted in the answer to Interrogatories to be in the possession of Garnishee. Respectfully Submitted, Date: q ho 0 Amy F. Do le # aniel F. Wolfson #20617 i'111) C. Warholic 86341 / David R. Galloway #87326 Toni yl n Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 163075832 ? tc ? r-a ca ? 00 f t) . ...,,j. W ..p D 3+? .p 03-26-'09 14:39 FROM- T-985 P002/003 F-118 INTERROGATORIES TO GARNISHEE DEFENDANT(S) - TREVA J CRAIG MATTHEW R CRAIG 1. DEPOSITORY ACCOUNTS: At the time you were served or at any subsequent time, state whether or not the Defendant(s) maintains any checking, savings, lines of credit, certificate of deposit's or other depository accounts with your institution. If so, state the identification numbers of those accounts, and the amount or amounts the Defendant(s) has in each account. If the Defendant(s) maintains any of these jointly with any other person, or persons, give their name and address. d 7 ? -i i-A 1-kTsD ) t, Ct l? c> r) b' l N= C.y ti ..34'J?,? i( S,. I ? 1, ?' ?? C' 0,;.1' I A. DIRECT DEPOSIT ACCOUNTS: Are any of the accounts you have listed above direct deposit C'o accounts. If yes, please state the identification numbers of those accounts. LJ i t- i. 2. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which funds are deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? If so, identify each account and state the reason for the exemption, the amount being withheld under each exemption and the entity electronically depositing those funds on a recurring basis. 3. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which the fiends on deposit, not including any otherwise exempt funds, did not exceed the amount of the general monetary exemption under 42 Pa.C.S. 8123? If so, identify each account. A- 4. TRANSFER OF PROPERTY: At any time after you were served did you pay, transfer or deliver any money or property to the defendant or to any person or place pursuant to the defendant's direction or otherwise discharge any claim of the defendant against you? ,,AM. 5. SAFE DEPOSIT BOXES: At the time you were served or at any subsequent time, state whether or not the Defendant(s) maintains any safe deposit box or boxes. If so, include the identification number or other designation of the box or boxes. Include a full description of the contents and also the amount of cash among those contents. If the Defendant(s) maintains any of these jointly with any other person or persons give their full name and address. W&A File No. 163075832 XXX-XX-4714 IN THE MUNICIPAL COURT OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS TREVA J CRAIG MATTHEW R CRAIG Defendant(s) No. 07-2922 CIVIL TERM CIVIL ACTION - LAW PRAECIPE TO SATISFY JUDGMENT AGAINST GARNISHEE To the Prothonotary: Kindly mark the judgment entered against the Garnishee, M & T BANK, in the above matter, satisfied upon payment of your costs only. Respectfully submitted, Date: AFAmy . Doyle #8706 Philip C. Warholic #86341 / David R. Galloway #87326 / Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Mann Bracken LLC The Successor by Merger to Wolpoff & Abramson, L.L.P. and Eskanos & Adler, P.C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff File No. 163075832 (?" t w R. Thomas Kline, Sheriff, who being duly sworn according to law, states this Writ is returned ABANDONED, no action taken in six months. Sheriff s Costs: Advance Costs: 150.00 96.19 Docketing 18.00 53.81 Poundage 1.89 Advertising Refunded on 10/30/08 Law Library .50 Prothonotary 2.00 Milage 4.80 Misc. Surcharge 40.00 Levy 20.00 Post Pone Sale Certified Mail Postage Garnishee 9.00 So Answers, 96.19 ? >l?0 4 f o p ?., R. Thomas Kline, S eriff 0V C-0 a f1l Ck w'qe ;2 1 e k6 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-2922 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due FIA CARD SERVICES, N.A., f/k/a MBNA AMERICA BANK, N.A., Plaintiff (s) From TREVA J. CRAIG & MATTHEW R. CRAIG, 66 Fox Hill Road, Shippensburg, PA 17257 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: M&T BANK,1 West High Street, Carlisle, PA 17013 All accounts including but not limited to all savings, checking and other accounts, certificates of deposit, notes receivables, collateral, pledges, documents of title, securites, coupons and safe deposit boxes. and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $14,775.17 L.L. $.50 Interest from 8/09/07 at an interest rate of 6% per year - To Be Determined Atty's Comm % Due Prothy $2.00 Atty Paid $204.23 Other Costs Plaintiff Paid Date: 2/11/08 (Seal) By: f REQUESTING PARTY: Name DAVID R. GALLOWAY, ESQUIRE Address: . WOLPOFF & ABRAMSON, L.L.P. 4660 TRINDLE ROAD, SUITE 300 CAMP HILL, PA 17011 Attorney for: PLAINTIFF Telephone: 717-303-6700 Deputy Supreme Court ID No. 87326