Loading...
HomeMy WebLinkAbout07-2952UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage A ':COURT OF COMMON PLEAS Division of National City Bank :CIVIL DIVISION of Indiana 3232 Newmark Drive :Cumberland County Miamisburg, OH 45342 Plaintiff V. Michael L. Matson P.O. Box 67 NO. 17 - .2QS'aj',?_ V Summerdale, PA 17093 Defendant(s) COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 t .1 AVISO Le han demandado a usted en la corte. Si usted clu de estas demandas expuestas en las paginas siguient veinte (20) dias de plazo al partir de la fecha de notificacion. Hace falta ascentar una comparenci persona o con un abogado y entregar a la corte en fc defensas o sus objeciones a las demandas en contra Sea avisado que si usted no se dafiende, la corte t puede continuar la demanda en contra suya sin notification. Ademas, la corte puede decidiz demandante y requiere que usted cumpla con todas la: esta demanda. Usted puede perder dinero o sus prop derechos importantes para usted. iere defenderse es, usted tiene la demanda y la a escrita o en rma escrita sus de su persona. omara medidas y previo aviso o a favor del provisiones de edades u otros LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, !`S-I.Z 0 TIENE ABOGADO O SI NO TIENE EL DINERO 3UFICIENTE DE PAGAR TAL VICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUY DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE UEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 1v ., NOTICE The amount of your debt is as stated in the attached document. to whom the debt is owed is as named in the attached document. U 30 days after receipt of this Notice and the attached document that debt, or any portion of it, is disputed, we will assume that the debt is us in writing of a dispute within the 30 day period, we will obtain a copy of a judgment against you, and mail it to you. If you do not an admission of liability on your part. Also, upon your written period, we will provide you with the name and address of the original the current creditor. If you notify us in writing within the 30 day period as stated above, of your debt, or any disputed portion of it, until we obtain the and mail it to you. Once we have mailed to you the required continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the name of the creditor i you notify us within validity of the stated lid. If you do notify cation of the debt or ute the debt, it is not st within the 30 day ditor if different from will cease collection tion that is required ation, we will then attached document is an attempt to collect a debt, and any information obtained will be used UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 that purpose. 1. Plaintiff is the Corporation designated s such in the caption on a preceding page. If Plaintiff is an a signee then it is such by virtue of the following recorded assign ents: Assignor: N/a Assignments of Record to: N/a Recording Date: N/a follows: 2. Defendant(s) is the individual designate as such on the caption on a preceding page, whose last known ad ress is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being fo eclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request o Defendant (s) , Plaintiff (or its predecessor, hereinafter called P1 intiff) loaned to the Defendant(s) the sum appearing on said ortgage, which Mortgage was executed and delivered to Plaintiff s security for the indebtedness. Said Mortgage is incorpor ted herein by reference in accordance with Pa.R.C.P. 1019 (g). The information regarding the Mortgage being fo eclosed is as MORTGAGED PREMISES: 302 Valley Street MUNICIPALITY/TOWNSHIP/BOROUGH: East Pennsboro Township COUNTY: Cumberland DATE EXECUTED: 12/5/05 DATE RECORDED: 12/14/05 BOOK: 1934 PAGE: 1650 ttached hereto The legal description of the mortgaged premises is 11 and made part hereof. 4. Said Mortgage is in default because the re ired payments have not been made as set forth below, and by i s terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charge authorized by said mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to comply with the terms of the Mortgage as follows: (a) by failing or refusing to pay the nstallments of principal and interest when due in the a ounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the sai Mortgage as of 5/10/07: Principal of debt due $187,168.87 Unpaid Interest at 6.375%* i from 1/1/07 to 5/10/07 (the per diem interest accruing on this debt is $32.69 and that sum should be added each day after 5/10/07) 4,271.53 Title Report 325.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $194.44 and that sum should be added on the first of each month after 5/10/07) 0 Late Charges (monthlyy late charge of $49.72 should be added in accordance with the terms of the note each month after 5/10/07) 149.16 Attorneys Fees (anticipated and actual to 5% of principal) 9,358.44 TOTAL $201,553.00 *This interest rate is subject to adjustment as (more fully set forth in the Note and Mortgage. 1 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and wil be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonak fees will be charged in accordance with the reduction Act 6, if applicable. 8. The combined notice specified by the le attorney's provisions of Pennsylvania i Homeowner's Emergency Mortgage Assistance Program,I,Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and re ular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or P1 intiff has not been notified in a timely manner of Defendant(s) e igibility. WHEREFORE, the Plaintiff demands judgment, i rem, against the Defendant(s) herein in the sum of $201,553.00 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. Mark J. Udren, UDREN LAW OFFIC Attorney for P1 Attorney I.D. N SQUIRE S, P. C. intiff . 04302 ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of East Pennsboro in the County of Cumberland a d Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point in the northern line of Valley Street 86 feet w comer of Thins and Valley Streets; THENCE westwardly along the Street 70 feet to a point in the eastern line of Lot No. 73, Section mentioned Plan of Lots; THENCE northwardly along the eastern line "A", 160 feet to a point in the southern line of a 16 foot wide alley along the southern line of said 16 foot wide alley 70 feet to a point; along lands now or formerly of Albert J. and Mary Jan Slusser 160 fe of BEGINNING. BEING the western 10 feet of Lot No. 70, Section "A" and all of Lots N "A" on the Plan of Lots known as Summerdale, Pennsylvania, as rei the Recorder of Deeds in and for Cumberland County, Pennsylvania, 44, Revised Plan Book 2, Page 109. st from the northwest orthem line of Valley A" on the hereinafter )f Lot No. 73, Section THENCE eastwardly THENCE southwardly t to a point, the Place 71 and 72, Section Jed in the Office of Plan Book 1, Page April 04, 2007 Certified Mail/Return Receipt Requested Michael Matson PO Box 67 Summerdale PA 17093 Loan No. 0004446696 Current Servicer: National City Mortgage Co. HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT- The MORTGAGE debt held by the above NATURE OF THE DEFAULT your property located at: 302 Valley St Summerdale PA 17093 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the 02/01/2007 - 4/1/2007 and the following amount(s) are now past due: Monthly Payments 3,566.31 Corporate Fees .00 Late Charges 99.44 Non-Sufficient Funds .00 Other Fees 9.00 Less Suspense Balance .00- Total Due 3,674.75 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO, BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 3,674.75, PLUS ANY MORTGAGE PAYMENTS AND LENDER, WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check, cash or money order made payable and sent to: National City Mortgage Co. Attn: Customer Counseling Department 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter:(Do not use if not applicable) on month(s) E TE CHARGES IBIT A This is an attempt to collect a debt. Any information obtained will be used for that purpose. Enclosure (F) DR670 066 JCS ACT 91 .NOTICE TAKE ACTION TO SA E YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in defa It, and the lender intends to Foreclose. Specific information about the nature f the default is provided in the attached pages. Notice with you en you meet with the Counseling Agency. This Notice contains important legal information. If you have any uestions, representatives at the Consumer Credit Counseling Agency may a able to help explain it. You may also want to contact an attorney in your area. he local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, F DERECHO A CONTINUAR VIVIENDO £N SU CASA. $I NO COMF CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUC INMEDITAMENTE LLAMANDO ESTAAGENCIA (PENNSYLVANIA AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. P SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LU "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PRC PUEDE SALVAR SU CASA DE LA PERDIDA DEL OERECHO A RI HIPOTECA. ES AFECTA SU ENDE EL DN 7USING FINANCE :DES IADO RAM" EL CUAL IMIR SU HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCq PROGRAM IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1883 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL. • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMER- GENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT', EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the con- sumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county In-which the property is located are set forth at the and of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is In default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emer- gency Mortgage Assistance Program_ To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submit- ting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO $O OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION -Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. HOW TO CONTACT THE LENDER: Name of Lender: National City Mortgage Co. Address: 3232 Newmark Dr. Miamisburg OH 45342 Phone Number: 1-800523-8654 Fax Number: (937) 9104058 Contact Person: CUSTOMER COUNSELING DEPARTMENT EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy It. If you continue to live in the property after the Sheriff's Sale. a lawsuit to remove you and your furnishing and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may or may not be able to sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. For additional informa- tion please contact the Collection Dept. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTYACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of Its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) IF YOU DO NOT CURE THE DEFAULT(see page 11- If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mort- gage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgage property. IF THE MORTGAGE IS FORECLOSED UPON -The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorneys' fees actually incurred by the lender even If they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY e ' . You will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale You may do so by Paving the total amount then past due, plus any late or other charges then due reasonable attomey's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by theaender and by Performing any other requirements under the mortgage. Curing your default' In the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approxl- mately FOUR(4) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. ` APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY 4 HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES 9DAMS CQSlhC1Y American Red Cross- Hanover Chapter 529 Celsie Street Hanover, Pennsylvania 17331 (717) 637.3768 FAX (717) 637-3294 CCCS of Western PA 2000 Linglestown Road Harrisburg PA 17102 (717) 541-1757 FAX (717) 541.4670 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17268 (717) 762.3295 Adams County Housing Authority 139-14$ Carlisle St Geltysbur9 PA 17325 (717) 334-1618 FAX (717):334-8326 A1.SE?HE,y COUNTY Pennsylvania Housing Finance Agency (Marcia Hess) 2275 Swallow Hill road, Bldg 200 Pittsburgh. PA 15220 (412) 429.2842 FAX (412) 429.2835 Credit Counselors of PA 401 Wood Street, Suite 906 Pittsburgh, PA 15222 (412) 338-9954 or 1(800) 737.2933 FAX (412) 338.9963 Action Housing, Inc. 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391-1956 or (412)281.2102 or 1 (800) 792.2801 FAX (412)-391.4512 Community Action Southwest 22 West High Street Waynesburg, PA 15370 (724) 852-2893 CCCS of Western Pennsylvania; Inc. 309 Smithfield Street Pittsburgh. PA 15222 (412) 4171.7584 Housing Opportunlies 133 Seventh Street McKeesport PA 15132 (412) 664-1906 Fax (412) 664-0873 Urban League Of Pittsburgh Bldg. For Equal Opportunity One Smithfield St. Pittsburgh PA 15222-2222 (412) 227-4802 FAX (412) 261-8207 Mon-Valley Unemployed committee ,120 E. 91h Avenue Homestead, PA 15120 (412) 462.9962 T .Q Y9 Se, VN_TY CCCS of Wcslern Pennsylvania. Inc. 217 E. Plank Road AAiloona PA 16602 (814) 9441-8100 or (014) 944-5747 Indiana Co. Community Action Program 827 Water Street, SOX 187 Indiana PA 15701 (724)485.2657 FAX (724) 466-5118 Credit Counselors of PA 401 wood Street, Suite 906. Pittsburgh, PA 15222 (412) 336-9954 or 1(800) 737-2933 FAX (412) 338-9963 DYER COUNTY Action Housing, Inc- 425 8th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391-1956 FAX (412) 3914512 CCCS of Western Pennsylvania, Inc. 971 Third Street Beaver, PA 15009 (724) 774-0798 Housing Opportunities of Beaver County, Inc, 650 Corporation St, Suite 207 Beaver, PA 15009 (724) 720-7511 Mon Valley Unemployed Committee 120 E. 9th Avenue Homestead. PA 151 zo 112) 462-9962 412) 482-9964 Housing Opportunittles Inc, 133 Seventh Street P.O. Box 9 McKeesport PA 15134 Credit Counsefors of PA 401 Wood Street, Suite 906 Pittsburgh, PA 15222 (412) 338.9954 or 1(800) 737-2933 FAX (412) 338-9963 Fd-?- AL U Bedford-Fulton ang Services 10241 Lincoln Highway Everett, PA 15537 (814)623.9129 FAX (814) 623-7187 CCCS of Western Pennsylvania, Inc, 217 E. Plank Road Altoona PA 16602 (814) 944-8100 FAX (814) 944-5747 Keystone Economic Development Corporation 1954 Mary Grace Leine Johnstown, PA 15901 (814) 535-6556 FAX (814) 539-1688 Tableland Services, Inc. 535 East Main Street Somerset PA 15501 (814) 445-9628 or 1-800-452-0148 FAX (814) 443.3690 Weatherizrition office 917 Mifflin Street Huntingdon. PA 1665P- (814) 643.2343 CCCS of Lehigh valley 3671 Crescent Court East Whitehall PA 18052 (610) 821-4011 or 600-220-2733 (814) only FAX (610) 821.8932 Economic Opportunity Cabinet of Schuylkill County 225 N. Centre Street Pottsvllie, PA 17901 (717) 622-1995 FAX (717) 622-0429 Community Housing Counselor, Inc. P.O. Box 244 Kennett Square, PA 19348 (610) 444-3682 FAX (610) 444.8243 i31,AIR CGJ NU Bedford-Fulton Housing Services R.UA1. Box 384 Everett, PA 15537 (81A) 623-9129 FAX (814) 62$-7187 Keystone Economic Development Corp 1954 Mary Grace, Lane Johnstown PA 15901 P814) 535.6556 AX (814) 539-1688 COOS of Western Pennsylvania. Inc. 217 E. Plank Road Altoona PA 16602 (814) 944.8100 or (814) 944.5747 Weatherization Office 917 Mfftlin Street Huntingdon, PA 1696P (614) 4443-2343 BRADF BR COUNTY CCCS of Northeastern Pennsylvania 1400 Abington Executive Park, Suite 1 Clarks Summin, PA 18411 (570) 587-9163 OR 1-800.922-9537 FAX (570) 567-9134/9135 31 W. Marks( St. Wilkes-Barre, PA 18702 (570) 921-0937 or e00.922-9537 FAX (570) 821.1785 9 South 7th Street Stroudsburg PA 18360 (570) 420.8960 or 800-922.9537 FAX (570) 420-8901 1631 S Atherton St, Suite 100 State College, PA 16801 (814) 238-3668 FAX (814) 2383669 The Trehab Center of Northeastern PA 10 Public Avenue Montrose, PA 16801 (570) 278-3338 or 800-9824045 FAX, (570) 276-1889 185 Elmira Street P.O. Box 218 Troy, PA 16947 (570) 297-210.Y German street; P.O. Box 309 Dushore, PA 18814 1570) 928-9668 FAX(570) 928-8144 103 Warren Strait, P,O. Box 709 Tunkhannock PA 16657 (570) 836-6840 FAX (570) 036-6332 (Rev, 6, 33 Walnut Street Weliaboro, PA 16901 (570) 724.5252 FAX (570) 724-5783 931 Main Street Honesdale PA 18431 (570) 253-8941 FAX (570) 253.4817 13-LL=CDUNTY Acorn Housing Corporallon 846 North Broad Street Philadelphia, PA 19130 (215) 765.1221 FAX (215) 765-1427 Northwest Counseling Service 5001 North Broad Street Philadelphia , PA 19141 (215) 324.7500 FAX (215) 324-8753 Bucks County Housing Group, Inc, 140 East Richardson Avenue Langhorne, PA 19047 (215) 750.4310 FAX (215) 750-4318 CCCS of Delaware Valley 1515 Market Street - Suite 1325 Philadelphia PA 19107 (215) 663-5665 FAX (215) 864-2866 HALE 167 Allegheny. Ave 2nd Fl. Philadelphia. PA 19140 (215) 426-8025 FAX (215) 426-9122 CCCS of Delaware Valley Trevose Corporate Center 4606 Street Road Trevose PA 19047 (215) 563-5865 Community Devel. Corp of Frankford 4620 Griscom Street Philadelphia, PA 19124 (215) 744-2990 FAX (215) 744.2012 CCCS of Lehigh valley '3671 Crescent Court East Whitehall, PA 18052 (610) 821-4011 OR 800-220-2733 FAX (810) 821-8932 Arrk"';an Credit Counseling Institute 845 Coates St. Coatesville PA 19320 (888) 212.6741 144 E Dekalb Pike King of Prussia PA 19406 610-971-2210 FAX (610) 265-4814 755 York Rd, Suite 103 Warminster PA 18974 (215) 444-9429 FAX (215) 956-6344 931 TLtrR COUNTY Action Housing, Inc. 425 6th Avenue, Suite 950 Pittsburgh. PA 1$219 (412) 391.1966 or (412) 281-2102 FAX (412) 391-4512 COCS of Western PA YMCA Building 339 North Washington Street Butler, PA 16001 (724) 282-7e 12 60v %1orpof2le St., Suite 207 McKeesport, PA 15132 (412) 664.1590 FAX (412) 664,0873 Mon-Valley Unemployed Committee 120 E. 9th Avenuo Homestead, PA 15120 (412) 462-9982 FAX (412) 462-9964 Housing Opportunities Inc. 133 Seventh Street P.O. Box 9 McKeesport, PA 15134 (412) 664-1906 FAX (412) 664-0873 Credit Counselors of PA 401 Wood Street, Suite 906 Pittsburgh, PA 15222 (412) 338.9954 or 1(600) 737-2933 FAX (412) 338.9963 L1NI MM MI Bedford-FuNon Housing Services R.D.#I. Box 364 Everett, PA 15537 (814) 623.9129 FAX (814) 623-7187 CCCS of Western PA 217 E. Plank Road Altoona PA 16602 (614) 944.8100 FAX (914) 944-5747 Indiana County Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 412) A65-2657 AX (412) 465.5118 Keystone Econ Development Corp 1954 Mary Grace Lane Johnstown PA 15901 (814) 535-6556 FAX (814) 539-1668 CCCS of Western PA 219-A College Park Plaza Johnstown PA 15904 (814) 539-6335 Tableland Services, Inc. 535 East Main Street Somerset PA 15501 (814) 445-9628 or 1-800-452-0148 FAX (614) 443-3690 Ji,4MERON COUNTY Northam Tier Community Action Corp. P.O. Box 389 135 West 4th Street Emporium, PA 15834 (814)486-1161 FAX (814) 486-0825 CCCS of Westen PA 217 E. Plank Road Altoona PA 16602 (Sid)// 94441-89100 E 1q CGr58of ea en PA7 217 E. Plank Road Altoona, PA 16602 1(814) 944-8100 :FAX (814) 944-5747 ,EOC of Schuylkill County 225 N. Centre Streel (Pottsville, PA 17901 (570) 622-1995 FAX (570) 622-0429 ...- - vurrey 3671 Cresenl Cc" East Whitehall PA 18052 610-821-4011 or 800.220-2733 570 & 814 only for SOON FAX L„610) 821.0137 CCCS of Northeastern Pennsylvania 1400 Abington Executive Park, Suite 1 Clarke Summltt, PA 18411 (570) 587-9163 OR 1.800.922-9537 FAX (570) 587.9134/9135 31 W. MarketSt. Wilkes-Barre, PA 18702 (570) 821-0837 or 800-922.9537 FAX (570) 821.1785 9 South 7th Street Stroudsburg PA 18360 (570) 42U-8960 or 800.922-9537 FAX (570) 420.8981 1631 S Atherton St, Suite 100 State College, PA 16801 (814) 238.3668 FAX (814) 238.3669 Commission on Economics Opportuniy, of. Luzeme County 163 Amber lane Wilkes-Barre, PA 18702 (570) 826.0510 OR 1.800-822-0359 FAX (570) 829-1685-CALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 455.5631--CALL BEFORE FAXING (570) 836.4090 TUNKHANNOCK Se,ENTRE COUNTY CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Alloona, PA 16602 (814) 944-8100 FAX (814) 944-5747 Lycoming-Clinton Co Comm For Community Action (STEP 2138 Lincoln Street P.O, Box 1328 Williamsport, PA 17703 (570) 328-0587 FAX (570) 322.2197 CCCS of Northeastern PA 1631 S. Atherton St, Suite 100 State College PA 16801 (814) 239-36ae FAX (814) 238-3669 CCCS of Northeastern PA 201 Basin Street Williamsport, PA 17703 (570) 326-0587 FAX (57o) 322-2197 CHESL_R COUNTY Acorn.Housing Corporation 646 North Broad Street Philadelphia, PA 19130 (215) 765.1221 FAX'(215) 765-1427 Northwest Counseling Services 5001 N. Broad Street Philadelphia, PA 19141 (215) 324-7500 FAX (215) 324-8753 Budget Counseling Center 247 North Fifth Street Reading, PA 19601 (610) 375-7866 FAX (610) 375.7830 CCCS of Delaware Valley 1515 Markel Street. Suite 1325 Philadelphia, PA 19107 (215) 563.5665 FAX (215) 563-7020 HACE 167 W. Allegheny Ave, 2nd Fl, Philadelphia, PA 19140 (215) 428.8025 FAX (215) 426-9122 Community Housing Counseling Inc P,O. Box 244 Kennett Square, PA 193d6 (610) 444.3682 FAX (610) 444-8243 Media Fellowship Houso 302 S. Jackson Street Media, PA 10063 (610) 565-0645 FAX (610) 565.8567 Phlla Council For Community Adv 100 North 17th Street, Suite 600 Philadelphia. PA 19103 (215) 5674803 FAX (215) 963-9941 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17602 (717) 397-5182 OR 1.800-788.5062 (H.O.only) FAX (717) 399-4127 Community Devel. Corp of Frankford (croup Ministry 4620 Grlscom Street Philadelphia. PA 19124 (215) 744-2990 FAX (215) 744.2012 American Red Cross of Chester 1729 Edgemonl Avenuo Chester. PA 19013 (610) 874.1484 CCCS of Delaware Valley Marshall Building 790 E. Market St., Suite 215 West Chester, PA 19382 (21S) 563-S665 American Credit Counseling Institute 845 Coates St. Coatesville PA 19320 (888) 212-6741 144 E. Dekalb Pike King of Prussia. PA 19406 (610)971.2210 FAX (610) 265-4814 755 York Rd, Suite 103 Warminster PA 18974 (215) 444-9429 FAX (215) 956.6344 Sr1,4LR10A1 ?ZNTY CCCS of Western Pennsylvania, Inc. YMCA Building 339 North Washington Street Butler, PA 16001 (412) Z82-7812 0 EAFMELD COUNTY Keystone Economic Developmeni Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (814) 535-6556 FAX (814) 539.1688 Indiana Co. Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 (724) 465-2657 FAX (412) 46575 116 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona PA 16602 (814) 944-8100 AX (e14) 944-5747 CCCS of Northeastern PA 1631 S Atherton St., Suite 100 Stat@ Collage, PA 16801 (814) 238-3666 FAX (814) 236-3869 CCCS of Western PA 219-A College Park Plaza Johnstown PA 15904 (814) 539-6335 CLIN7'ON rOUNXX Lycoming-Clinton Counties Commission For Community Acilor (STEP) 2138 Lincoln Street P.O. Box 1328 Williamsport, PA 17703 (570) 326-0587 FAX (570) 322.2197 CCCS of Northeastern PA 1631 S Atherton St., Suite 100 Slate College. PA 16801 (814) 236-3668 FAX (814) 238-3669 CCCS of Nonhestem PA 201 Basin Street Williamsport, PA 17703 (570) 323-8627 FAX (570) 323.6626 QDL11MQ1A .G_Q(ll1.I]C CCCS of Northeastern Pennsylvanii 31 W. Market Street . P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 821.0837 OR 1-800-922-9537 FAX (570) 821-1785 1400 Abington Executive Park, Sultet Clarks Summitt, PA 18411 FAX )(570) $87-9134/913???597 Commission on Economics Opportunity of Luzeme County 163 Amber Lane Wilkes-Barre, PA 18702 (570) 826.0510 OR 1-800.822-0359 FAX (570) 8290665--CALL BEFOR. FAXING (570) 455-4994 HAZELTON FAX (570) 455-5631-CALL BEFORI FAXING (570) 836-4090 TUNKHANNOCK AW RD y? Booker T. Washington Center 1720 Holland Street Ede, PA, 16503.. - ?x (814) 453.5744 . FAX (8,14) 453-5749 Greater Erle Community Action Committee 16 (<zdt 9th Street Erie, PA 16501 614) 459-4581 PAX (814) A56-0161 John F. Kennedy Center, Inc' 2021 Easl 20th Street Erie, PA 16510 (814) 898-0400 FAX (814) 898.1243 Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 (412) 981-5310 0&I59RLAND CQUNT1v CCCS of Western Pennsylvania, Inc. 2000 Ungleslown Road Harrisburg, PA 17102 (717) 541-1757 FAX (717) 541.4670 bvivices of Franklin 31 West 3rd Street Waynesboro, PA 17268 I (717) 782-3285 Urban League of Metropolitan Harrisburg N. 61h Street Harrisburg, PA 17101 (717) 234.5925 FAX (717) 234-9459- YWCA of Cgrlislo 301 G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 731-9589 Community Action Comm of the Capital Region 1514 Derry Street Harrisburg, PA 17104 (717) 232.9757 FAX (717) 234.2227 Adams County Housing Authority 139.143 Carlisle St. Gettysburg, PA 17325 (717) 334-1518 FAX (717) 334-8326 12AUP14IN COUNTY CCCS of Western Pennsylvania, Inc. I 2000 Unglestown Road Harrisburg, PA 17102 (717) 541.1757 FAX (717) 541-4670 Urban League of Metropolitan Harrisburg 2107 N. Bin Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 Community Action Commission I of the Capital Region 1 1514 Derry Street Harrisburg PA 17104 i (717) 232-9757 FAX (717) 234.2227 DELAWARE CaVNT'Y Acorn Housing Corporation 846 North Broad Street Philadelphia. PA 19130 (215) 765-1221 FAX (215) 765-1427 Northwoat Counseling Service 5001 North Broad Street Philadelphia, PA 19141 (215) 324-7500 FAX (215) 324-8753 CCCS of Delaware Valley 1515 Market Street-Suite 1325 Philadelphia, PA 19107 (215) 563-5685 FAX (215) 864.2566 HACE 1 167 W, Allegheny Ave., 2nd Floor Philadelphia, PA 19140 (215) 426-6025 1 FAX (215) 426.9122 Media Fellowship House 302 S. Jackson Street Media, PA 19063 i (610) 565.0846 i FAX (610) 565-8567 Community Housing Counselor, Inc. P,O, Box 244 Kennett Square PA 19348 ' (610) 444-3682 i FAX (610) 444-8243 Philadelphia Councf( For Community Adv 100 North 17(h Street Suite 800 Philadelphia, PA 19103 (215)=567-7803 FAX (215) 963-9941 Community Dovel Corp of Frankford Group Ministry 4620 Griscom Street Philadelphia, PA 19124 (215) 744-2990 FAX (215) 744.2012 American Red Cross of Chester 1729 Edgmont Avenue Chester, PA.19013 _.(610) 674-1464 CCCS of Delaware valley 280 North Providence Road Media, PA 19063 (215) 563.5665 ACCI 175 Strafford Ave, Suite 1 Wayne PA 19087 (610) 971-2210 FAX (610) 687-7860 ACCI 144 E. Dekalb Pike King of Prussia, PA 19406 (610) 971-2210 P.LfS COUNTY John F. Kennedy Center, Inc. 2021 East 20th Street Erie, PA 16510 (614) 898-0400 . FAX (814) 898-1243 Northern Tier Community Action Corp P.O, Box 389 135 West 41h Street Emporium, PA 15834 (914) 486-1161 FAX (814) 486-0825 ERIE COUNTY Bookor T; Washington Center 1720 Holland Street Erie, PA 16503 (814) 453-5744 FAX (814) 453-5749 Greater Erie Community Action Committee 18 West 9th Street Erie, PA 16501 (814) 459.4581 FAX (814) 456-0161 John F. Kennedy Center, Inc. 2021 East 20th Street Erie, PA 16510 (814) 898-0400 FAX (814) 898-1243 FAYETTE GOUNTY Action Housing, Inc, 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391.1956 or (412) 281-2102 FAX (412) 391.4512 Community Action Southwest 22 West High Street Waynesburg, PA 15370 (724) 852-2893 CCCS of Western Pennsylvania, Inc. 1 North Gate Square q2 Garden Center Drive Greensburg, PA 15601 (724) 838-1290 Fayette Co. Community Action Agency Inc. 137 North Beeson Avenue Uniontown, PA 15401 (724) 437-6050 OR 1.800-427-INFO FAX (412) 437-4418 Tableland Services Inc. 131 North Center Avenue Somerset, PA 15501 (814) 445-9628 FAX (814) 443.3890 CCCS Of Western PA 199 Edison Street Uniontown PA 15401 (724) 439-8939 Mon-Valley Unemployed Committee 120 E, 9th Avenue Homestead, PA 15120 (412) 462.9962 McESt COUNTY Warren-Forrest Counties Economic Opportunily Council 204 Liberty Street Post Office Box 547 Warren, PA 16365 (814) 726.2400 FAX (814) 723-0510 FAALIKLIN CAl(NTY Financial Services Unlimited 31 West 3rd Street Waynesboro, PA 17266 (717) 782-3285 YWCA of Carlisle 301 G Street Garlisle, PA 17013 (717) 243-3818 FAX(717) 243.3948 CCCS of Western Pennsylvania, Inc, 912 South George Street York, PA 17403 (717) 8413-4176 American Red Cross-Hanover Chapter 529 Carlisle Street Hanover, PA 17331 (71.7) 637-3768 FAX.(717) 637-3294 Community Action Commission of Captlal Region 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 FAX (717) 234-2227 Urban League of Metropolitan Hbg 2107 N. 6th Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 CCCS of'Weslem PA 2000 Ungleotown Road Marrisburg, PA 17102 (717) 541.1757 FAX (717) 541-4670 Adams County Housing Authority 139-143 Carlisle St. Gettysburg, PA 17325 (717) 334-1518 FAX (717) 334-8326 1;11LTON CQUNTY Bedford-Fulton Housing Services R,D.#1, Box 384 Everell, PA 15537 (814) 623-9129 FAX (814) 623-7167 Financial Counseling Services of Franklin ,r 31 West 3rd Street Waynesboro, PA 17268 (717) 762.3285 CCCS of Western Pennsylvania, Inc. 912 South George Street York. PA 17403 (717) 846-4176 Weathorization office 917 Mifflin Street Huntingdon, PA 16852 (814) 643-2343 GREENF COUNTj Action Housing, Inc, 425 6th Avenue, Suite 950 Pittsburgh. PA 15219 (412) 391-1956 or (412) 261.2102 FAX (412) 391.4512 Mon-Valley Unemployed Commltt, 120 E. 9th Avenue Homestead, PA 15120 (412) 462.9962 FAX (412) 462-9964 Community Action Southwest 22 West High Street Waynesburg. PA 1S370 (724) 852-2693 FAX (412) 627.7713 CCCS of Westem Pennsylvania, Ir 1 North Gate Square #2 Garden Center Drive Greensburg, PA 15601 (724) 838-1290 Ht.[N7'INGp??I ,COUNTY Bedford-Fulton Housing Services RD 1. Box 384 Evorell, PA 15537 (814) 623-9129 FAX (814) 623.7167 CCCS of Western Pennsylvania. in 217 E. Plank Road Altoona, PA 16602 (814) 944-8100 FAX (814) 944.5747 Weatherizalton Office 917 Mifflin Street Huntingdon, PA 16552 (814) 643.2343 INDIAN AUNTY CCCS of Westem Pennsylvania. Inc 1 North Gate Square #2 Garden Center Drive Greensburg. PA 15601 (724) 838-1290 Indiana Co. Community Action Pmgran 827 Water Street, Box 167 Indiana. PA 15701 (724) 465-2657 FAX (412) 465.5118 .;Keystone Economic Development . Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (814) 535-6556 FA ( X (814) 539-1688 -J CCCS of Western PA 219-A College Park Plaza Johnstown PA 15904 (814) 539-6335 JEF SON COUNTY John F. Kennedy Confer, Inc. 2021 East 20th Street Erie, PA 16510 (814) 898-0400 FAX (814) 898.1243 CCCS of Western Pennsylvania, Inc. YMCA Building 339 North Waahington Street Buffer, PA 16001 (724) 282.7812 Indiana County Community Action Program 827 Water Street. Box 167 Indiana. PA 15701 (724) 465-2657 FAX (412) 465-5118 CCCS of Westem Pennsylvania, Inc 217 E. Plank goad I Altoona PA 16602 (814) 944-8100 FAX (814) 944-5747 Weatherization Office 917 Mifflin Street Huntingdon, PA 16652 (el4) 643.2343 COOS of Nonheastem Pennsylvania 31 W. Market Street P.O, Box 1127 Wilkes-Barre, PA 18702 (570) 821-0837 OR 1.800-922-9537 FAX (570) 821-1785 1400 Abington Executive Park, Suite 1 Clarks Summits, PA 18411 (570) 587-9163 or 800-955,9637 FAX (570) 587-9134/9135 OUNTY Community Housing Counselors, Incorporated P.O. Box 244 Kennett Square, PA 19348 (215) A44-3662 FAX (215) 444-3178 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 (215) 821-4011 1-800.220-2733 FAX )(215) 8210.89 2 CCCS of Western Pennsylvania, Inc. 912 South George Street 1 York, PA 17403 (717) 846-4176 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17602 (717) 397.5182 OR 1-800.788-5062 FAX (717) 399.4127 ?AWR(;NCE CSl!ttp[I?; CCCS of Western Pennsylvania let Federal Plaza-Suite 406 North MITI Street t New Castle, PA 16101 (724) 6S2.8074 312 Chestnut Street, Suite 227 Meadville PA 16335 (814) 333-8570 Shenango Valley Urban 4eague 601 Indiana Avenue Farrell, PA 16121 (724) 981-5310 Housing Opportunities of Beaver Counly 650 Corporation St., Stifle 207 Beaver, PA 15009 (724) 725.7202 FAX (412) 728-7202 I EBNON CO Economic Opportunity Cabinet of Schuylkill County 225 North Centre Street Pottsville. PA 17901 (570) 622-1995 FAX (570) 622-0429 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 (610) 621.4011 OR 1.800-220-2733 (57Q) 6 (814) ONLY FAX (610) 821.8932 Co Economic Opport Cabinet of Schuylkill 225 North Contra Street Pottsville, PA 17901 (570) 622-1995 FAX (570) 822-0d29 t nFwuF rnr..rr? CCCS of Northeastern Pennsylvania 31 W. Market Street P.O. Box 1127 Wllkee-Barre, PA 18702 (570) 621.0837 OR 1-800-92P4537 FAX (570) 821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 (570)587.8163 or 800-922-8537 FAX (570) 587-9134/9135 Comm, on Econ Opportunity of Luzeme County 163 Amber Lane Wilkes-Barre, Pennsylvania 18702 (570) 826-0510 OR 1-800-922-0359 FAX (570) 829-1865-CALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 455-5631-CALL BEFORE FAXING (570). 636-4090 TUNKHANNOCK EOC of Schuylkill County 225 North Centre Street Pottsville, PA 17961 (570) 822-1995 FAX (970) 622.0429 1 WOMING COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street P.O. Box 1127 Wllkes-Barre, PA 18702 (570) 821.0837 OR 1-800-922-9537 FAX (570) 821-1785 1400 Abington Executive Park Suite 1 Clarks Summit; PA" 19411 (570) 567-9163 or:800-922.9537 FAX (570) 587.913419135 201 Basin Street Inc. Williamsport, PA 17703 (570) 3234627 FAX (570) 323-6626 Tabor Community Services, Inc 439 E. King Street Lancaster, PA 17802 (717) 397-5182 OR 1-800.788-5062 FAX (717) 399-4127 Lycoming-Clinton Counties Commission For Community.Aclion (STEP) 2138 Lincoln Street P.O. BOX 1328 Williamsport, PA 17103 (570) 326.0587 FAX (570) 322-2197 John F. Kennedy Center, Inc. 2021 East 20th Street Erie, PA 1651o (614) 698.0400 FAX (814) 898-1243 Northern Tier Community Action Corp P. 0. Box 389 . 135 W. 41h Street Emporium, PA 15834 (814) 486-1161 FAX (814) 486-0825 MERCER CAl1NTY Shenange Valley Urban League. Inc. 601 Indiana Avenue Farrell, PA 16121 (724) 981.5310 CCCS of Western Pennsylvania. Inc YMCA Building 339 North Washington Street Sutler, PA 16001 (724) 282-7612 MIFF IN GOI?(TY CCCS of Westem Pennsylvania, Inc. 217 E. Plank Road Altoona PA 16602 (814) 944-8100 FAX (814) 944-5747 Weatherizalion office 917 Mifflin Street Huntingdon, PA 16652 (814) 643.2343 CCCS of Northeastern PA Ie31 S Atherton SI Suite 100 Stale College PA 16801 (814) 238-3668 FAX (814) 238-3669 MONROE COUNTY CCCS of Northeastern Pennsylvania 31 W, Market Street P.O. BOX 1127 Wilkes-Barre, PA 18702 (570) 821-0837 OR 1-800-922-9537 FAX (570) 821.1785 MOO Abington Executive Park Suite 1 Clarks Summit[ PA lad 11 FAX )(57587-9163 or 0) 587-9134/913529587 9 South 7th Street Stroudsburg PA 18360 (570) 420-8980 or 800-922-9537 FAX (570) 420.8981 Comm on Econ Opp of Luzernc County 163 Amber Lane Wilkes-Barre, PA 18702 (570) 826-0510 OR 1.800-822.0359 FAX (570) 829-1665-CALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 455-5831-CALL BEFORE FAXING (570) 836.4090 TUNKHANNOCK MD ?Q64EHY CAUtJTY Acorn Housing Corporation 646 North Broad Street Philadelphia, PA 19130 (215) 76S-1221 FAX (215) 765-1427 Northwest Counseling Service 5001 N. Broad Street Philadelphia, PA 19141 (215) 324-7$00 FAX (215) 324.8753 CCCS of Delaware Valley Norristown Business Center 190 W. Germantown Pike, Sufic 140 Norristown PA 19401 (215).563-5865 Comm.unily Action Development Comm 701 OeKafb Street Norristown, PA 194101 (610) 277-6363. FAX (610) 277-2123 CCCS of Delaware Valley 1515 Market Street, Suite 1325 Philadelphipr-PA 19107 (215) 563-5685 FAX (215) 864.2666 Community Housing Counselors Inc P.O. Box 244 Kennett Square, PA 19348 (215) 4144-3682 FAX (215.) 444-8243 Media Fellowship House 302 S. Jackson Street Media, PA 19063 (6100) 665.0846 Phila Council For Community Ad, 100 North 17th Street, Suite 600 Philadelphia, PA 19103 (215) 567.7803 FAX (215) 963.9941 American Credit Counseling Instil 845 Coates St. Coatesville, PA 19320 (688) 212-6741 144 E. Dekalb Pike 'King of Prussia PA 19406 (610) 971-2216 FAX (610) 2654814 755 York Rd., Suite 103 Warminster PA 18974 (215) 444-9429 FAX (215) 956-6344 mQ?1IQUQ q C4QUNTY CCCS o1 Northeastern Pennsylvar 31.W. Market Street P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 821-08370R 1-800-922-953 FAX (570) 821.1785 1400 ADinglon. Executive Park, Suit Clarks Summill, PA 18411 (570) 587.9163 or 800-922-9537 FAX (570) 587-9134/9135 hIORTHA PT AUNTY CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 (610) 821-4011 OR 1.800-220-273, (717) & (814) ONLY FAX (610) 621 8932 =1THUM19RLAND COUNTY CCCS of Northsasleri Pannsyivani, 31 W. Market Street P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 821.0837 OR 1-800-922.9537 FAX (570) 821.1785 1400 Abington Executlve Park Suite 1 Clarks Summitt, PA 19411 (570) 587-9163 or 800.922-9537 FAX (570 587-913419135 201 Basin Street Williamsport. PA 17703 (570) 323.6627 FAX (570) 323-6628 Er- ,7mfc Opportunity Cabinet of Schuylkill County 225 North Centre Street Pottsville, PA 1[7901 (570) 622.1995 FAX (570) 622.0429 eER COUNTY CCCS of Westem Pennsylvania. Inc, 2000 Unglestown Road Harrisburg. PA 17102 (717) Sdt-1757 FAX (717) 541.4670 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17268 (717) 762.3285 Urban Leaguo of Metropolitan Harrisburg 2107 N.eth Street Harrisburg, PA 17101 (717) 234.5925 FAX (717) 234-9459 VJV 1. 11. LVVL. IV VVnm -s IlnI IviirlU VIII - 917 Mifflin street Huntingdon, PA 16652 t CC?C of NpA aslbm Pennsylvania CCCS of Western Pennsylvania, Inc, 219-A College Part Plaza ' 7 Lake Avenue, Box 339 (814) 643-2343 31 W. Market Street. POB 1127 Wllkes-Barre PA 18702 Johnstown PA 15904 Montrose, PA 18801 (570) 278-3338 or 1-800-982.4045 YWCA of Carlisle , (570) 621.0837 OR 1.800-922.9537 (1314) 539-6335 FAX (570)'278-1889 301 G Street FAX 4670) 821.1785 -Tableland Services Inc, T10GA COt1N7y Carlisle, PA 17013 (717) 243-3818 1400 Abington Executive Park , Suite 1 535 East Main Street Somerset PA 15501 CCCS of Northeastern Pennsylvani FAX (717) 243 3948 Clarks Sumrnin PA 18411 (570) 587-9163 Or 800.922-9537 , (814) 445.9628 - 1.800-452-0148 1400 Abi 49104 Executive Park, Sulk Clarks Summill, PA 18411 Community Action Commissi f FAX (S7o) 587.9134/9135 FAX (814) 4d3.3690 (570) 587-8163 OR 1 800 922.953 on o The Capital Region VAN COUNTY U FAX (570) 587.9134/9135 1514 Derry Street Harrisburg PA 17104 9 South 7th Street Stroudsburg PA 18980 CS CC CCCS of Northeastern Pennsylvania 1400 Abington Executive Parr 5ufto 1 31 W. Market St, Wil (717) 232-9757 FAX (717) 234-2227 (570) 420.8980 or 800-922-9537 FAX (570) 400.9981 , Clarks Summitl, PA 18411 (570) 567-9163 OR 1.800-922.9537 kes-Barre PA 18702 (570) 821.0637 or 600-922.9537 7 A RiOUNTx M FAX (570) 587-913419135 X (5 F 0) 821-1785 PHILADELPHta nttturv Acorn Housing Corporation • Northam Tier Cortnnuni Action Co 135 West 41h Street N ?' 31 W. Market St. The Trohab Center of Northeastern PA 165 Elmira StreCl, P.O. Box 210 846 North Broad Street Philadelphia, PA 19130 Emporium, PA 15834 (814) 486-1181 Wilkes-Barre PA 18702 (570) 921-0837 or 800-92P-9537 Troy, PA 16947 (570) 297-2101 (215) 765-1221 FAX (215) 765-1427 FAX (814) 486.0825 FAX (570) 821.1785 FAX (570) 297.2799 Northwest Counseling Service 11l1YLKILL COUNTY Budget Counseling Center The Trahab Center of Northeastern PA 185 Elmira Street, P.Q. Box 218 German Street. P.O, Box 369 FAX(570)297.2799 5001 N Broad Street Philadelphia PA 19141 Philadelphia 247 North Fifth Street Reading PA 19601 Troy, PA 16947 (57Q). 297-2101 (570) 928-9668 FAX (570) 928.8144 00 FAX (215) 324.8753 , (610) 375.7866 FAX (570) 297-2799 FAX (610) 375-7830 German Street, P.O. Box 389 17 Cfallon Street Welisboro PA 16901 CCCS of Delaware Valley 1515 Market SiroeL, Suhe 1325 Eeon Opport Cabinet of Schuylkill Cc M N Centre Street FAX(570)297-2799 (570) 928-9668 , (570) 724-5252 FAX (570) 724-5783 Philadelphia, PA 19107 Philadelphia, 5lphia 5 . Pottsville. PA 17901 FAX (570) 928.814- FAX (215) 884-2666} (570) 622.1995 FAX (570) 622-0429 17 CraltonStreet 931 Main Stroel Honesdale PA 18431 CCCS of Delaware Valley One Cherry Hill Suite 215 Commission on Eeon O pptull(ty of Luz Wellsboro, PA 16901 (570) 724-5252 FAX (570) 724 -5783 (670) 253.8941 AX (570) 253-4B17 , Cherry HIII NJ 08002 (215) 563-5665 Co. 163 Amber Lane Wilkes-6arre PA 18702 . 931 Main Street 103 Warren Street, P.O. Box 709 Tunkhannook, PA '18657 HACE (570) 826-o51o"OR 1.900-822-0359 Honesdale PA 18431 (570) 25.8941 (570) 838.8840 167 W- Allegheny, 2nd FI FAX BEFORE E 829 FAXING .1685• CALL FAX (570) 253-4817 FAX (570) 836 6332 Philadelphia, PA 18140 X F X (570) 455-4994 HAZELTpN FAX (570) 455.5631-CALL BEFORE 103 Warren t 8. 709 ' 7 Lake Avenue, Box 339 Montrose. PA 18801 A (2115) 45) 4266--9122 A FAXING 1 57 Tunkhannock. PA (570) 278.3338 or 1.800-982-4045 Housing Association of Delaware (570) 636-4090 TUNKHANNOCK (570) 836-6840 FAX (570) 836-6332 FAX (570) 278-1889 Valley 1500 Walnut Street, Suite 601 CCCS of Lehigh Valle P O Box A y .7 Lake Avenue. Box 339 UNION COUNTY Lycoming-Clinton Co Comm For Com Philadelphia, PA 19102 (215) 545-6010 . . Whitehall PA 18052 (610) 621-4011 Montrose, PA 18801 (570) 278.3336 or 1-800-982-4045 Action (STEP) 2138 Lincoln Slreel, P,O, Box 132B FAX (215) 790-9132 FAX (610) 824.8932 FAX (570) •278-1889 Williamsport, PA 17703 Media Fellowship House 302 S. Jackson Street CCC ? er p C SUSQ E?H?11NA COUNn CCCS of Northeastern Penn y vani (570) 326-0587 FAX (717) 322-2197 Media PA 16063 (610) 565 084 S es t n erms vania, Inc 2000 CC Linglestoer Road N Ro y s a 1400 Abington Executive Parfc, Suite 1 C CCCS of Western Pennsylvania. Inc. . 6 FAX {65!) 565-6567 Harrisburg, PA 17 (717) 541.1757 larks Summitt. PA 18411 (570) 587.9163 OR 1-800.922-9537 217 E. Plank Road Altoona PA 16602 Housing Association of Delaware FAX (717) 541-4670 FAX (S70) 587-9134/9135 (814) 944-8100 (814) 944.8100 Valley 658 NelphiaWelts Street Philadelp PA 191 Urban League of Metropolitan Harrisburg 31.W. Markcl St. Wilkes-Barre PA 18702 570 CCC S of Northeastern Pennsylvania , 23 (215) 976-0224 F 2107 N. 111 Street Harrisburg PA 17701 ( ) 82t-0837 or 800-922.9537 FAX (570) 821-1785 1400 Abington Executive Park Suite 1 Clarks Summit[, PA 18411 AX (215) 765-7614 17101 (717) 541.1757 The Trohab Center of Northeastern PA (570) 587-9163 OR 1-800.922-9537 FAX (570) 587-9134/9135 PCCA 100 North 17TH Strect.Suile 6o0 FAX (717) 234-9450 185 Elmira 8lrael, P,O. Box 218 Tray. PA 16947 -, 31,W Market St Philadelphia, PA 19103 (215) 567.7803 Community Action Comm of the Capital (570)(29 2101 FAX 570) 297.2799 . . Wilkes-Barre PA 18702 FAX (215) 963-9941 Region (570) 821-0837 or 800-922-9537 Comm Devel, Co rip of Frankford G 1514 Derry Sirool Harrisburg PA 17104 German Street, P,O. BOX 38g FAX (570) 297-2799 FAX (570) 821.1785 201 B i roup Ministry . 4620 Gr13COm Street (717) 232-9767 FAX (717) 23-2227 (570) 928.9668 FAX (570) 928-8144 as n Street Williamsport, PA 17703 ifil Philadelphia 90 19124 , i ERSET CO11NTV 17 Oration Streel 323-8627 FAX (570) 323-6626 FAX (215) 744-2012 15) FAX Bedford-Fulton Housing Services Box 384 A-001 Wellsboro, PA 16901 VENaNGO cpl1NTY American Credit Counseling Institute 4 , Everett, PA 15537 (814) 623-9129 (570) 724-5252 FAX (570)'724-5783 Greater Erie Communily Action Committee 8 5 Coates St Coatesville PA 19320 FAX (B 14) 623-7187 031 Main Street Honesdale PA 18431 18 Wcst 9TH Street (888) 212-6741 Bedford-Fulton Housing Services (570) 253-8944 FAX (570) 253 4817 Erie, PA 16501 (814) 459-4581 144 E Dekalb Pike 1954 Mary Grace Lana - FAX (814) 458.0161 'King of Prussia PA 19406 610-971.2210 Johnstown, PA 15901 FAX (814) 539-1688 103 Warren Street, P.O. Box 709 Tunkhannock PA 18657 John F. Kennedy Center, Inc '610.971-2210 CCCS of Western Pennsylvania Inc , F ) 3 o 2021 East 201h Street Eric, PA 16510 755 York Rd. Suite 103 , , 1 North Gate Square 42 Garden Conter Drive AX (5 838 633Z (814) 898-0400 FAX (814) 898.1243 Warminster PA 18974 FAX(215) 956-6344 Greensburg. PA 15601 (724) 838-1290 UUt, 1 I, LVULPIU JJnit! Inc. Im%,K t+udoing 339 North Washington Street Bullet, PA 16001 (412) 282.7612 le)(A$HE?LC01lALT_Y Booke? T. Washington Center 1720 Holland Street Erie, PA 16503 (814) 453.5744 FAX (814) 453-5749 Greater Ede Community Action Commitlae 18 West 9TH Street Erie, PA 16501 (814) 459-45el FAX (814) 456-o161 Warren-Forrest Counties Economic Opportunity Council 1209 Pennsylvania Avenue, West P.O. Box 547 Warren, PA 16365 (814) 726-2400 FAX (B14) 723-0510 1d/9SbIttlOToN COUNZy Action Housing, Inc, 425 61h Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391-1956 Or (412) 261.2102 FAX (412) 391-4512 Community Action southwest 22 West High Street Waynesburg. PA 15370 (724) 052-2893 CCCS of western Pennsylvania, Inc, i North Gate Square #2 Garden Center Drive Greensburg, PA 1S6o1 CCCS O( Western Pennsylvania, Inc 53 N. Oollege Street Washington PA 15301 (724) 222.8292 Housing Opportunities, Inc 133 Seventh Street McKeesport, PA 15132 (412) 664.1590 FAX (412) 664-0873 Mon-Valley Unemployed Committee 120 E. 911) Avenue Homestead, PA 15120 (412) 462-9962 , FAX (412) 462-996 Credit Counselors or PA 401 Wood Street, Suite 906 Pittsburgh, PA 15222 (412) 338-9954 or 1(800) 737.2933 FAX (412) 338-9963 YVAYNE collN'a CCCS of Northeastern Pennsylvania 1400 Abington Executive Park,. Suite 1 Clarks Summitt, PA 18411 (570) 587-9163 OR 1-800-922-9537 FAX (570) 587-913419135 31 W. Market St. Wilkes-Barre PA 18702 (570) 821.0837 or 600-922-9537 FAX (570) 821-1785 9 South 7th Street . Stroudsburg PA 18360 (570) 420=8980 or 800-922-9537 FAX (570) 420-8981 The Trehab Center of Northeastern PA 185 Elmira Slreel, P.O. Box 216 Troy. PA 16Dd7 (570) 297-2101 FAX (570) 297-2799 nn l l v114W V t l l - -" , r.%J. Box 389 FAX (570) 297-2799 (570) 926-9888 FAX (570) 928-8144 17 Crallon Street Wellsboro, PA 16801 (570) 724-5252 FAX (570) 724-6783 931 Main Street Honesdale PA 18431 (570) 253.8941 FAX (S70) 253-4817 103 Warren Street, P.O. Box 709 Tunkhannock, PA 18657 (570) 836-6840 FAX (570) e36.6332 7 Lake Avenue, Box 339 Montrone, PA 16801 (570) 278338 Or 1-800-982-4045 FAX (570) 278-1889 Action Housing, Inc, - 425 61h Avenue, Suite 950 Pittsburgh, PA 15219 391-19 FAX)(4112) 395-451(212) 281-2102 Community Action Southwest 22 West High Street Waynesburg, PA 15370 (724) 852-2893 CCCS of. Western Pennsylvania, Inc, 1 North Gate Square 4'2 Garden Center Drive Greensburg, PA 15601 (724) 838.1290 CCCS of Westem Pennsylvania, Inc 199 Edison Street Uniontown PA 15401 (72d) 439-9939 Housing Opportunities, Inc 133 Seventh Street McKeesport, PA 15132 (412) 664-1590 FAX (412) 664-0873 Mon-Valley Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 (412) 462.9962 FAX (412) 462.998 Indiana CO Community Action Program a27 Water Street, Box 107 Indiana, PA 15701 '(724) 465-2657 FAX (724) 465-51 18 Keystone Economic Devolopri,ent Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (814) 535-6556 FAX (014) 539-1888 Tableland Services Inc, 535 East Main Street Somerset, PA 15501 (814) 445-9828 1.800-452-0148 FAX (814)'443.3690 Credit Counselors of PA 401 Wood Street, Suite 906 Pittsburgh, PA 15222 (412) 338-9954 or 1(800) 737.2933 FAX (412) 338-9963 MOMING caum Common Economics.Opponunity of Luxame Cc 183 Amber Lane Wilkes-Barra, Pennsylvania 18701 (570) 826.0510 OR 1.600=822-0359 FAX (570) 829.1665-CALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 455.5631--CALL BEFORE FAXING (570) 636.4090 TUNKHANNOCK CCCS of Northeastern Pennsylvania Abumm Executive Park Suite 1 Clarks S 570) $87-9163 OR 1-800-922-9537 AX (570) 587-9134/9135 31 W. Market St. Wilkes-Barre PA 18702 (570) 821-0837 or 800-922-9537 FAX (570) 821-1785 The Tmhab Center of Northeastern PA 185 Elmira Street, P.O. Box 218 Troy, PA 16947 (570) 297.2101 FAX (570) 297-2799 German Street. P.O. Box 369 FAX(S70)297-2799 (570) 928.9668 FAX (570) 92e-8144 17 Crditgn Street. Wellsboro, PA 16901 (570) 724-5252 FAX (570) 724-5783 931 Main Street Honesdale PA 16431 (570) 253-8941 FAX (570) 253-4817 103 Warren Street, P.O. Box 709 Tunkhannook, PA 18657 (570) 83"W' FAX (570) 836-6332 7 Lake Avenue, Box. W9 Montrose, PA 1eeo1 (570) 278,3336 or 1-800-982-4045 FAX (570) 278-1889 yPmcou"TY American Red Cross--Hanover Chaplrrr 629 Carlisle Street Hanover, Pennsylvania 17331 (717) 637-3768 FAN (717) 637-3294 Houeing'Council of York 118 North George Street York, PA 17401 (717) 854-1541 FAX (717) 845-7934 CCCS of Westem Pennsylvania, Inc 2000 unglestown Road Harrisburg, PA 17102 CCCS of Western Pennsylvania, Inc 912 South George Slreel. York, PA 17403 (717) 8464176 Adams County Housing Authority 139-143 Carlisle St Gettysburg PA 17325 (717) 334-1518 FAX (717) 334-8326 ,r April 04, 2007 Michael Matson 302 Valley St Summerdale PA 17093 Certified Mail/Return Receipt Requested Loan No. 0004446696 Current Servicer: National City Mortgage Co. HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on NATURE OF THE DEFAULT your property located at: 302 Valley St Summerdale PA 17093 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 02/01/2007 - 4/1/2007 and the following amount(s) are now past due: Monthly Payments 3,566.31 Late Charges 99.44 Other Fees 9.00 Less Suspense Balance .00- Total Due 3,674.75 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 3,674.75, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES LENDER WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check, cash or money order made payable and sent to: National City Mortgage Co. Attn: Customer Counseling Department 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter:(Do not use if not applicable). This is an attempt to collect a debt, any information obtained will be used for that purpose. Enclosure (F) DR672 037 JCS ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to Foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM HEMAP ma be able to SEI-11 CY WlT 3D DAYS OF THE Q ATE OF THIS TICE. Take this No ' with you when You me ith the Counselin e e . The name, eddress and p one numb r of Consumer Credit CounseIing_6Qqn9j9-s serving your Coulity are includ with this Notice. If you have an v s you - - . - -.-- - - ?..?? F.en -t i -Rnn..342_2A27. This Notice contains important legal Information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICAGION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S U CASA EMERGENCY PROGRAM" DE LA PERDIDA DEL DERECHO A R D M R SUL COAL PUEDE SALVAR S HIPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIB OR FINANCIAL ASSISTANCE WHICH CAN V YOUR HOME FROM FORECLOSURE AND LP YOU MAKE FUTURE MORTGAGE PAYMENTS. IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE. • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL. • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS IF YOU DO NOT APPLY FOR EMER- GENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT', EXPLAINS HOW_ TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the con- sumer credit counseling agencies listed at the and of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county In which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is In default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emer- gency Mortgage Assistance Program- To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submit- ting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO $O OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION -Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. HOW TO CONTACT THE LENDER: Name of Lender: National City Mortgage Co. Address: 3232 Newmark Dr. Miamisburg OH 45342 Phone Number: 1800-623-8654 Fax Number; (937) 8104058 Contact Person: CUSTOMER COUNSELING DEPARTMENT EFFECT OF SHERIFF'S SALE -You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy It. If you continue to live in the property after the Sheriffs Sale. a lawsuit to remove you and your furnishing and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may or may not be able to sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and cysts are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. For additional informa- tion please contact the Collection Dept. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) IF YOU DO NOT CURE THE DEFAULT(see page 11- If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mort- gage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortuage Drooerty. IF THE MORTGAGE IS FORECLOSED UPON -The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attomeys' fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY 3 AY p2riod, You will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the bale at any time -up to 0 hour before the Sheriffs Sale You mgy do so by paving the total amount then mast due, plus any late or other charges then due, reasonable attomey's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the1ender and by "erforming any other requirements under the mortgage. Curing your default' in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approxi- mately FOUR(4) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY ` ? HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES 129 > (Rev, 6, 9 i ..45J!!? American Red Cross- Indiana Co. Community Action Program COOS of Lehigh Valley 33 Walnut Street Hanover Chapter 529 Carllsle Stroet 827 Water Street, Box 187 3671 Crescent Court East Whitehall PA 18052 Welisboro, PA 16901 (570) 724.5252 Hanover, Pennsylvania 17331 Indiana PA 15701 (724) 485.2657 (610) 821.4011 or 600-220-2733 (814) FAX (570) 724-5783 (717) 637.3768 FAX (717) 637-3294 FAX (724) 465-5118 only FAX (610) 821.8932 931 Main Street Honesdale PA 10431 COOS of Western PA Credit Counselors of PA 401 Wood Street, Suite 906: Economic Opportunity Cabinet of Schuylkill County (570) 253-8941 FAX (570) 2534817 2000 Linglestown Road Harrisburg PA 17102 Pittsburgh, PA 15222 (412) 3389954 or 225 N. Centre Street i t SUCKS O?IPJTY (717) 541-1757 FAX (717) 541.4670 1(800) 737-2933 sv Pot lle PA 17901 (717) 622.1995 Acom Housing Corporation 846 North Broad Street FAX (412) 338-9963 FAX (717) 622-0429 Philadelphia, PA 19130 Financial Counseling Services of Franklin 9EAVER G LINTY Q Community Housing Counselor, Inc, (215) 765.1221 FAX (215) 765-1427 31 West 3rd Street Waynesboro, PA 17268 Action Housing, Inc. 425 8th Avenue, Suite 950 Pittsburgh PA 15219 P.O. Box 244 Kenneth Square, PA 19348 4 Northwest Counseling Service (717) 762-3285 , (412) 391-1956 4-3882 (610) 4 FAX (610) 444.8243 5001 North Broad Street Philadelphia PA 19141 Adams County Housing Authority 139.143 Carlisle St FAX (412) 391.4512 1311ALP COUN. a , (215) 324.7500 FAX (215) 324-8753 Gettysburg PA 17325 (717) 334-1518 CCCS of Western Pennsylvania, Inc. 971 Third Street Bedford-Fulton Housing Services R•DA1, Box 384 Bucks County Housing Group, Inc, FAX (717) $34.8326 Beaver, PA 15009 (724) 774-0798 Everett, PA 15537 (814) 623-9129 140 East Richardson Avenue Langhorne, PA 19047 ' aJ,(.Elkfz COUNTY Housing Opportunities of Beaver Pennsylvania Housing Finance Agency Count Inc FAX (814) 623-7187 (215) 750.4310 FAX (215) 750-4318 (Marcia Hess) 2275 Swallow Hill road, Bldg 200 y, , 650 Corporation St, Suite 207 Beaver PA 15009 Keystone Economic Development Corp 1954 Mary Grace Lane COOS of Delaware Valley Pittsburgh. PA 15220 (412) 429 2842 , (724) 728-7511 Johnstown PA 15901 (Bt e) 535.6556 1515 Market Street - Suite 1325 Philadelphia PA 19107 FAX (412) 429-2835 Mon Valley Unemployed Committee PAX (814) 539-1688 (215) 563-5685 FAX (215) e64-2866 Credo Counselors of PA 120 E. 91h Avenue Homestead. PA 15120 COOS of Western Pennsylvania. Inc. 217 E Plank Road HALE 401 Wood Street, Suite 906 Pittsburgh, PA 15222 (412) 338-9954 or 1(800) 737.2933 412) 462-99(12 412) 462.9964 . Altoona PA 16602 (614) 944.8100 or (814) 944.5747 167 Allegheny Ave 2nd Fl. Philadelphia. PA 19140 FAX (412) 338-9963 Housing Opportunities Inc, Weatherizalion Office (215) 426-8025 FAX (215) 426-9122 Action Housing, Inc. 133 Seventh Street P O Box 8 917 Mifflin Street 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 . . McKeesport PA 15134 Huntingdon, PA 16669 (614) 6434343 CCCS of Delaware Valley Trevose Corporate Center (412) 391.1956 or (412)281.2102 or 1 (800) 792-2801 Credit Counselors of PA BIiRADFORD^?U UTY 4606 Street Road Trevose PA 19047 FAX (412)-391.4512 401 Wood Street, Suite 906 Pittsburgh PA 15222 CCCS of Northeastern Pennsylvania (215) 563-5665 Community Action Southwest , (412) 338.9954 or 1(800) 737-2933 FAX (412) 338-9963 1400 Abktgton Exeron(ve Park, Suite i Clarks Summiti, PA 18411 Community Devef. Corp of Frankford 22 West High Street (570) 587-9163 OR 1-800.922-9537 4620 Griscom Street Waynesburg, PA 15370 BEDFORD FAX (570) 567-9134/9135 Philadelphia, PA 19124 (724) 852-2893 eedtord-Fulton Housing Services 31 W. Markel St. (215) 744-2990 FAX (215) 744.2012 CCCS of Western Pennsylvania; Inc. 10241 Lincoln Highway Everett PA 15537 Wilkes-Barre, PA 16702 309 Smithfield Street Pittsburgh. PA 15222 , (814) 623.9129 FAX (814) 623-7187 (570) 821.0837 or (100.922-9537 FAX (570) 821.1785 CCCS of Lehigh Valley 3671 Crescent Court East (412) 471.7584 Housing Opportunliea COOS of Western Pennsylvania, Inc. 9 South 74n Street Stroudsburg PA 18360 Whitehall, PA 18052 (610) 831.4011 OR 800-220-2733 FAX (810) 821-8932 133 Seventh Street Street 217 E. Plank Road Altoona PA 16602 (570) 420.8960 or 800-922.9537 McKeesport McKeesport (814) 944-8100 FAX (570) 420-8981 Armi*;an Credit Counseling Institute 664-1906 Fax (412) 664-0873 FAX (814) 9445741, 1631 S Atherton St, Suite 100 645 Coates St. Coatesville PA 19320 Urban Loa vet 01 Pittsburgh 9 Keystone Economic D State College, PA 16801 (814) 238-3668 (888) 212.6741 Bldg. For Equal opportunity evelopment Corporation 1954 Mary Grace Lane FAX (814) 2383669' 144 E Dekalb Pike ? One Smithfield SL Pittsburgh PA 15222-2222 Johnstown, PA 15901 (814) 535.5556 The TrohAb Center of NortheVtem PA King of Prussia PA 19406 610-971-2210 (412) 227-4802 FAX (412) 261-5207 FAX (814) 539-1688 10 Public Avenue Montrose, PA 18801 FAX (610) 265-4814 Mon-Valley Unemployed Committe Tableland Services, Inc. (570) 276-3338 or 800-982.4045 FAX (570) 278-1889 755 York Rd, Suite 103 e 1120 E. 91h Avenue Homestead PA 15120 535 East Main Street Somerset PA.iS501 lreet Warminster PA 18974 (215) 444-9429 , ,(412) 4624962 (814) 445-9628 or 1.800-452.0148 FAX (814) 443.3690 P O Box 21 B FAX (215) 956-6344 Q Weatheri2ation Office Troy, PA 16947 (470) 297-210,Y HUTLFR COUNTY Action Housing Inc. NS?QlJNTY CCCS of Western Pennsylvania Inc 917 Mifflin Street , 425 6th Avenue, Suite 950 . , '217 E. Plank Road Huntingdon. PA 166,92 German Street, P.O, Box 389 Pittsburgh. PA 1$219 Altoona PA 16602 (614) 643.2343 Dushore, PA 18514 (412) 391-1956 or (412) 281-2102 (814) 844-8100 or (814) 944-5747 L570) 928-9666 AX (412) 391-4512 Ax.(570) 926-8144 CCCS of Western PA 103 Warren Street, P,O. Box 7o9 YMCA Building Tunkhannock PA 166S7 339 North Washtng(on Street (570) 836-6840 Buller, PA 16001 FAX (570) 1536-6332 (724) 282-71512 Gov .,orporate 5t., Sulle 207 McKeesport, PA 15132 (412) 664-1590 FAX (412) 664.0873 Mon-Valley Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 (412) 462-9982 FAX (412) 462-9964 Housing Opportunities Inc. 133 Seventh Street P.O. Box 9 McKeesport, PA 15134 (412) 684-1906 FAX (412) 664.0873 Credit Counselors of PA 401 Wood Street, Suite 906 Pittsburgh, PA 15222 (412) 338.9954 or 1(800) 737-2933 FAX (412) 338.9963 CA?.? COUNTY Bedlord-F a Housing Services R.D.#1, Box 384 Everett, PA 15537 (814) 523.9129 FAX (814) 623-7187 CCCS of Western PA 217 E. Plank Road Moona PA 16602 (814) 944.8100 FAX (814) 944-5747 Indiana County Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 (412) 465-2657 FAX (412) 465.5118 Keystone Econ Development Corp 1954 Mary Grace Lane Johnstown PA 15901 (814) 535-6556 FAX (814) 539-1668 CCCS of Western PA 219-A College Park Plaza Johnstown PA 15904 (814) 539-6335 Tableland Services, Inc, 535 East Main Street Somerset PA 15501 (814) 445-9628 or 1-800-452-0148 FAX (614) 443-3690 l?,4MERON CdUMTY Northam Tier Community Action Corp. P.O. Box 389 135 West 4th Stroet Emporium, PA 15834 (814) 466-1161 FAX (814) 486-0825 CCCS of Westen PA 217 E. Plank Road Altoona PA 16602 , (?BiXd)tL94g4?-8100 GGC58of Westen24PA7 '217 E. Plank Road Altoona, PA 16602 1(814) 944-8100 :FAX (814) 944-5747 ?99H??0 ?!?N y .EOC Of Schuylkill County 225 N. Centre Street IPollavllle, PA 17901 (570) 622-1995 FAX (570) 622-0429 -,tbrr vtomy 3671 Cresent Court"East - Whitehall PA 18052 610.821-4011 or 800.220-2733 570 & 814 only for 800# FAX j,810) 821-0137 CCCS of Northeastern Pennsylvania 1400 Abington Executive Park, Suite 1 Clarke Summit(, PA 18411 (570) 587.9163 OR 1.800.922-9537 FAX (570) 587.9134/9135 31 W. Market St. Wilkes-Barre, PA 18702 (570) 621-0837 or 800-922-9537 FAX (570) 821-1765 9 South 7th Street Stroudsburg PA 18380 FAX)(S70) 420.898800.922 9537 1631 S Atherton St, Suite 100 State College, PA 16801 (814) 238-3668 FAX (814) 238.3669 Commission on Economics Opportunity of. Luzeme County 163 Amber Lane Wilkes-Barre, PA 18702 (570) 828.0510 OR 1.800-822-0369 FAX (570) 829-1865--CALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570).455-5631--CALL BEFORE FAXING (570) 836.4090 TUNKHANNOCK SeEMTRE COUNTY CCCS of Western Pennsylvania, Inc, 217 E. Plank Road Altoona, PA 16602 (814) 944-8100 FAX (814) 944-5747 Lycoming-Clinton Co Comm For Community Action (STEP 2138 Lincoln Street P.O, Box 1328 Williamsport, PA 17703 (570) 326-0587 FAX (570) 322.2197 CCCS of Northeastern PA 1631 S. Atherton St, Suite 100 State College PA 16801 (814) 236-3666 FAX (814) 238-3669 CCCS of Northeastern PA 201 Basin Street WhIlamsporl, PA 17703 (570) 326-0587 FAX (570) 322-2197 C=LgELQOI NI TY Acorn.Housing Corporallon 846 North Broad Street Philadelphia, PA 19130 (215) 765.1221 FAX (215) 765-1427 Northwest Counseling Services 5001 N: Broad Street Philadelphia, PA 19141 (215) 324-7500 FAX (215) 324-8753 Budget Counseling Center 247 North Fifth Street Reading. PA 19601 (610) 375-7866 FAX (610) 375.7830 CCCS of Delaware valley 1515 Market Street. Suite 1325 Philadelphia, PA 19107 (215)563.5665 FAX (215) 563-7020 HACE 167 W. Alleghony Ave, 2nd Fl. Philadelphia, PA 19140 (215) 426.8025 FAX (215) 426-9122 Community Housing Counseling Inc P,O. Box 244 Kennett Square, PA 19348 (610) 444.3682 FAX (610) 444-8243 Media Fellowship Houso 302 S. Jackson Street Media, PA 1,9063 (610) 565-0845 FAX (810) 565.8567 Phlla Council For Community Adv 100 Nonh 17th Street, Suite 600 Philadelphia. PA 19103 (215) 567-7803 FAX (215) 983-9941 Tabor Community Services, Inc. 439 E. King Slreei Lancaster, PA 17602 (717) 397-5182 OR 1-800-788-6062 (H.O.only) FAX (717) 399-4127 Community Devel. Corp of Frankford Group Ministry 4620 Griscom Street Philadelphia. PA 19124 (215) 744-2990 FAX (215) 744.2012 American Red Cross of Chester 1729 Edgemont Avenue Chester. PA 19013 (610) 874.1484 CCCS of Delaware Valley Marshall Building 790 E. Market St., Suite 215 West Chester, PA 19382 (21$)563-5665 American Credit Counseling Institute 845 Coales St. Coatesville PA 19320 (888) 212-6741 144 E. Dekalb Pike King of Prussia. PA 19406 (610)971.2210 FAX (610) 265-4814 755 York Rd, Suite 103 Warminster PA 18974 (215) 444-9429 FAX (215) 956.6344 CL,&RIO&COUNTY CCCS of Westem Pennsylvania, Inc. YMCA Building 339 North Washington Street Butler, PA 16001 (412) 282-7612 2LEARFlELD COUNTY Keystone Economic Development Corporation 1954 Mary Grace Cane Johnstown, PA 15901 (814) 535-6556 FAX (814) 539.1686 Indiana Co. Community Action Program 827 Water Street, Box 1.87 Indiana, PA 15701 (724) 465-2657 FAX (412) 465, 5118 CCCS of Wesiorn Pennsylvania, Inc 217 E. Plank Road Altoona PA 16602 814) 944-8100 AX (814) 944-5747 CCCS of Northeastern PA 1631 S Atherton St,, Suite 100 Stet College, PA 16801 (8141 238-3 66 8 FAX (814) 238.3669 CCCS of Western PA 219-A College Park Plaza Johnstown PA 15904 (814) 539-6335 gJ t ON OUNTY Lycoming-Clinton Counties Commission For Community Actlor (STEP) 2138 Lincoln Street P.O. Box 1328 Williamsport, PA 17703 (570) 32670587 FAX (570) 322.2197 CCCS of Northeastern PA 1631 S Atherton St., Suite 100 Stale College, PA 16601 (814) 238-3668 FAX (814) 236-3669 CCCS of Nonhestem PA 201 Basin Street Williamsport, PA 17703 (570) 323-6627 FAX (570) 323.6626 1A.LW_Q1A.CcOUNTY CCCS of Northeastern Pennsylvant4 31 W. Market Street P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 821.0837 OR 1.800-922-9537 FAX (570) 821-1765 1400 Abington Executive Park, Sultet Clarks Summitt, PA 18411 (570) 567-9163 or 600-922.9537 FAX (570) 567-9134/9135 Commission on Economics Opportunity of L uzurne County 163 Amber Lane Wilkes-Barre, PA 18702 (570) 826.0510 OR 1-800.822-0359 FAX (570) 829-1665-CALL BEFOR. FAXING (570) 455-4994 HAZELTON FAX (570) 455-5631--CALL BEFORI FAXING (570) 836-4090 TUNKHANNOCK CRAWFORD COtNr C Booker T. Washington Center 1720 Holland Street Erie, PA 16503... (614) 453.5744 FAX (814) 453-5749 Greater Erle Community Aefion Committee 18 ('::;,st 91h StreaI Erie, PA 16501 814) 459-4561 PAX (814) 456-0161 John F. Kennedy Center, Inc' 2021 East 20th Street Erie, PA 16510 (814) 898-0400 FAX (814) 898.1243 Shenango valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 (412) 981-5310 Se!1l DERL AflA, COUKFY CCCS of Western Pennsylvania, Inc. 2000 Lingieslown Road Harrisburg, PA 17102 (717) S41-1757 FAX (717) 541.4670 171-7. 6vivices 01 Franklin 31 West 31V Street Waynesboro, PA 17268 (717) 782-3285 Urban League of Metropolitan Harrisburg N. 61h Street Harrisburg, PA 17101 (717) 234.5925 FAX (717) 234-9459 - YWCA of Carlisle 301 G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 731.9589 Community Action Comm of the Capital Region 1514 Derry Street Harrisburg, PA 17104 (717) 232.9757 FAX (717) 234-2227 Adams County Housing Authority 139.143 Carlisle St. 1 Gettysburg, PA 17325 , (717) 334-1518 i FAX (717) 334-8326 AUPH BOUNTY CCCS of Western Pennsylvania, Inc. I 2000 Ungleslown Road Harrisburg, PA 17102 (717) 541.1757 ! FAX (717) 541-4670 Urban League of Metropolitan Harrisburg 2107 N. Bin Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 . Community Action Commission i of the Capital Region 1 1514 Derry Street Harrisburg PA 17104 i (717) 232-9757 FAX (717) 234.2227 DELAWARE C?? Acorn Housing Corporation 846 North Broad Street i Philadelphia. PA 19130 (215) 765-1221 FAX (215) 765-1427 Northwoat Counseling Service 5001 North Broad Street Philadelphla, PA 19141 (215) 324-7500 I FAX (215) 324-8753 CCCS of Delaware Valley 1515 Markel Street-Suite 1325 Philadelphia, PA 19107 i (215) 563-5685 FAX (215) 864.2666 HACE 167 W, Allegheny Ave., 2nd Floor Philadelphia, PA 19140 (215) 426-8025 FAX (215) 426.9122 Media Fellowship House t 302 S. Jackson Street Media, PA 19063 i (610) 5650846 FAX (610) 565-8567 Community Housing Counselor, Inc. P,O, Box 244 Kennett Square PA 19348 ' (610) 444-3682 i FAX (610) 444-8243 Philadelphia Counci(For Community Adv 100 North 17th Street Suite 800 Philadelphia, PA 19103 (215)=587-7803 FAX (215) 963-9941 Community Devel Corp of Franktord Group Ministry 4620 Griscom Street Philadelphia, PA 19124 (215) 744-2990 FAX (215) 744.2012 American Red Cross of Chesior 1729 Edgmont Avenue Chester, PA.19013 ,,,(610) 674-1484 CCCS of Delaware valley 280 North Providence Road Media, PA 19063 (215) 563-5665 ACCT 175 Stra(lord Ave, Suite 1 Wayne PA 19067 (610) 971-2210 FAX (610) 687-7860 ACCI 144 E. Dekalb Pike King of Prussia, PA 19406 (610) 971-2210 ELfS rr.QUNTY John R Kennedy Center, Inc. 2021 East 20th Street Erie, PA 16510 (814) 898-0400 FAX (Bid) 898-1243 Northern Tier Community Action Corp P.O, Box 389. 135 West 41h Street Emporium, PA 15834, (814) 486.1161 FAX (814) 486-0825 9BM COUNTY Booker T: Washington Center 1720 Holland Street Erie, PA 16503 (814) 453-5744 FAX (814) 663.5749 Greater Erie Community Action Committee 18 West 9th Street Erie, PA 16501 (814) 459.4581 FAX (814) 456-0161 John F, Kennedy Center, Inc. 2021 East 20th Street Erie, PA 16510 (814) 898-0400 FAX (814) 698-1243 FAYETfE CQQM Action Housing, Inc, 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 F4AX)(4312) 39 -451P 12) 281-2102 Community Action Southwest 22 West High Street Waynesburg, PA 15370 (724) 852-2893 CCCS of Western Pennsylvania, inc. 1 North Gate Square p2 Garden Center Drive Greensburg, PA 15601 (724) 838-1290 Fayette Co. Community Action Agency Inc. 137 North Beeson Avenue Uniontown, PA 15401 (724) 437-6050 OR 1800-427-INFO FAX (412) 437-4418 Tableland Services Inc. 131 North Center Avenue Somerset, PA 15501 (814) 445-9628 FAX (814) 443.3690 CCCS Of Western PA 199 Edison Street Uniontown PA 15401 (724) 439-8939 Mon-Valley Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 (412) 462.9962 EQR EST COUNTY Warren-Forrest Counties Economic Opportunity Council 204 Liberty Street Post Office Box 547 Warren, PA 16365 (814) 728.2400 FAX (814) 723-0510 FRANZ41N COUNTY Financial Services Unlimited 31 West 3rd Street Waynesboro, PA 17268 (717) 762-3285 YWCA of Carlisle $01 G Street Gatlisfe, PA 17013 (717) 243-3818 FAX (717) 2433948 CCCS of Western Pennsylvania, Inc, 912 South George Street York, PA 17403 (717) 846-4176 American Red Cross-Hanover Chapter 529 Carlisle Street Hanover, PA 17331 (71,7) 637-3768 . FAX .(717) 637-3294 Community Action Commission of Captlal Region 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 FAX (717) 234-2227 Urban League of Metropolitan Hbg 2107 N. 6th Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 CCCS ot'Westem PA 2000 Linglestown (load Harrisburg, PA 17102 (717) S41.1757 FAX (717) 541-4670 Adams County Housing Authority 139-143 Carlisle St. Gettysburg, PA 17325 (717) 334-1518 FAX (717) 334-8326 !~111LTON COUNTY Bedlard Fulton Housing Services R,D.4i1, BOX 38d Everett, PA 15537 (814) 623-9129 FAX (814) 623-7167 Financial Counseling Services of Franklin i 31 West aro Street Waynesboro, PA 17268 (717) 762.3285 CCCS of Western Pennsylvania, Inc. 912 South George Street York. PA 17403 (717) 846.4176 Weatherizalion office 917 Mifflin Street Huntingdon, PA 18652 (814) 643-2343 GREENF COUNTY Action Housing, Inc, 425 61h Avenue, Suite 950 Plnsburgh. PA 15219 (412) 391-1956 or (412) 281.2102 FAX (412) 391-4512 Mon-Valley Unemployed Commltu 120 E. 9th Avenue Homestead, PA 15120 (412) 462.9962 FAX (412) 462-9964 Community Action Southwest 22 West High Street Waynesburg. PA 15370 (724) 852-2893 FAX (412) 627.7713 CCCS of Western Pennsylvania, It 1 North Gate Square 92 Garden Center Drive Greensburg, PA 15601 (724) 838-1290 MUNIINGOON COUNTY Bedford-Fullon Housing Services RD 1. Box 384 Everett, PA 15537 (814) 623-9129 FAX (814) 623.7187 CCCS of Western Pennsylvania. in 217 E. Plank Road Aftcona, PA 16602 (814) 944-8100 FAX (814) 944.5747 Weatherizalion Office 917 Mifflin Street Huntingdon, PA 16652 (814) 643-2343 1 DIAN AUNTY CCCS of Western Pennsylvania. Inc 1 North Gate Square #2 Garden Center Drive Greensburg, PA 15601 (724) 838-1290 Indiana Co. Community Action Progran 827 Water Street, Box 187 Indiana. PA 15701 (724) 465-2657 FAX (412) 4655118 Keystone Economic Development . Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (814) 535-6556 FA t X (814) 539-1688 -? CCCS of Western PA 219-A College Park Plaza Johnstown PA 15904 (814) 539-6335 JEF ,SON COUNTY John F. Kennedy Center, Inc. 2021 East 20th Street Erie, PA 18510 (814) 898-0400 FAX (814) 898.1243 CCCS of Western Pennsylvania, Inc. YMCA Building 339 North Washington Street Buller, PA 16001 (724) 262-7812 Indiana Couniy Community Action Program 827 Water Street. Box 187 Indiana. PA 15701 (724) 465-2657 FAX (412) 465-511 e CCCS of Western Pennsylvania, Inc 217 E. Plank Road Altoona PA 16602 (814) 944-8100 FAX (Sid) 944-5747 Weathe?Ization office 917 Mifflin Street Huntingdon, PA 16652 (614) 643.2343 LACKAWANNA COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street P.O. Box 1127 Wlkes-Barre, PA 19702 (570) 821-0837 OR 1.800-922-9537 FAX (570) 621-1785 1400 Abington Executive Park, Suite 1 Clarks Summitt, PA 18411 (570) 587-9163 or 800-95549637 FAX (570) 587-9134/9135 LANCASTER Co Community Housing Counselors, Incorporated P.O. Box 24.4 Kennett Square, PA 19348 (215) 444-3682 FAX (215) 444-3176 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 (215) 821-4011 1-800.220-2733 FAX )(215) 182 1-8ONLY 932 CCCS of Western Pennsylvania, Inc 912 South George Street York, PA 17403 (717) 846-4176 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17602 (717) 397.5182 OR 1-800.788-5062 FAX (717) 399-4127 CCCS of Western Pennsylvania 1st Federal Plaza-Suite 406 North MITI Street New Castle, PA 16101 (724) 652.8074 312 Chestnut Street, Suits 227 Meadville PA 16335 (814) 333-8570 Shenango Valley Urban 4eague 601 Indiana Avenue Farrell, PA 16121 (724) 981-5310 ??n.yln i.VUN t T CCCS of Lehigh Valley 3671 Crescent Court Easl Whitehall, PA 18052 (610) 821.4011 OR 1.800-220-2733 ONLY (57 & X(610)1821 8932 Co Economic Opport Cabinet of Schuylkill 225 North Centre Street Pottsville, PA 17901 (570) 622-1995 FAX (570) 622-0429 t n RN ?0 ?IYIY CCCS of Northeastern Pennsylvania 31 W. Market Slreet P.O. Box 1127 Wilkes-Barre, PA 16702 (570) 821.0837 OR 1-800-9229537 FAX (670) 821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 (570)587.8163 or 800-922-9637 FAX (570) 587-9134/8135 Comm, on Econ Opportunity of Luzeme County 163 Amber Lane Wilkes-Barre, Pennsylvania 18702 (570) 826-0510 OR 1.800-822-03S9 FAX (570) 829-1865-BALI, BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 455-5631-CALL BEFORE FAXING (570). 836-4090 TUNKHANNOCK EOC of Schuylkill County 225 North Centre Street Pottsville, PA 17901 (570) 822-1995 FAX (570) 6220429 LYCOMING1C OUNTY CCCS: of Northeastern Pennsylvania 31 W. Market Street P.O. Box 1127 Wilkes-Barre, PA 18702 (57 )(821 821710 .1-800-922-9537 FAX 570) 1400 Abington Executive Park Suite 1 Clarks Summit?, PA 18411 (570) 567-9163 or.800-922.9537 FAX (510) 587.9134/9135 201 Basin Street Inc. Wliliamsport, PA 17703 (570) 323.6627 FAX (570) 323-6626 Housing Opportunities or Beaver Covnly 650 Corporation St., Suite 207 Beaver, PA 15009 (724) 728.7202 FAX (412) 728-7202 i LEBANON COUNTY Economic Opportunity Cabinet of Schuylkill County 225 North Centre street Pottsville. PA 17901 (570) 622-1995 FAX (570) 622-0429 Lycoming-Clinton Counties Commission For Community.Aclion (STEP) 2138 Lincoln Street P.O. Box 1328 Williamsport, PA 17103 (570) 326.0587 FAX (570) 322-2197 t1dSKE9NSS.fl.?X John F. Kennedy Center, Inc. 2021 East 20th Street Erie. PA 16510 (814) 898.0400 FAX (814) 898-1243 CCCS of Western Pennsylvania. Inc: YMCA Building 339 North Washington Street Hitler, PA 18001 (724) 282-7812 IIt11111 COU TY CCCS or western Pennsylvania, Inc. 217 E. Plank Road Altoona PA 16602 (814) 944-8100 FAX (814) 944-5747 Weatherizajion Office 917 Mifflin Street Huntingdon, PA 16652 (814) 643.2343 CCCS of Northeastern PA 1631 S Atherton Si Suite 100 State College PA 16801 (814) 236-3668 FAX (814) 238-3669 B10NROE COUNTY CCCS of Northeastern Pennsylvania 31 W, Market Street P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 821-0837 OR 1-800-922-9537 FAX (570) 821.1785 1400 Abington Executive Park Suite 1 Clarks Summitl PA 18411 (570) 587-9163 or'800-922.9537 FAX (570) 587-9134/9135 9 South 7th Street Stroudsburg PA 18360 (570) 420-8980 or 800-922-9537 FAX (570) 420.8981 Comm on Econ Opp of Luzerno County 163 Amber Lane Wilkes-Barre, PA 18702 (570) 826-0510 OR 1.800-822.0359 FAX (570) 829-1665--CALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 455-6631-CALL BEFORE FAXING (570) 636-4090 TUNKHANNOCK . )JtQNTGOMERY COUNTY Acorn Housing Corporation 846 North Broad Street Philade(phia. PA 19130 (215) 7GS-1221 FAX (215) 765-1427 Northwest Couhseling Service 5001 N. Broad Street Philadelphia, PA 19141 (215) 324-7$00 FAX (215) 324.8753 CCCS of Delaware Valley Norristown Business center 190 W. Germantown Pike, Sutlo 140 Norristown PA 19401 (215) 563-5865 Community Action Development Comm 701 DeKalb Street Norristown, PA 19401 (610) 277.6363 FAX (610) 277-2123 Tabor Community Services Inc Northern Tier Community Action Corp CCCS Of Delaware Valley , 439 E. King Strecl Lancaster PA 17602 P.O. Box 369. 135 W. 41h Street 1515 Markel Street, Suite 1325 PhiladelphiV PA 19107 , (717) 397-5182 OR 1-800-788-5062 Emporium, PA 15834 (814) 486-1161 (215) 563-5665 FAX (717) 389-4127 FAX (814) 486-0825 FAX (215) 864.2666 Media Fellowship House 302 S. Jackson Street Mgdia, PA 19063 (610) 565.0846 Phila Council For Community Ad, 100 North 171h Street, Suite 600 Philadelphia, PA 19103 (215) $67.7803 FAX (215) 963-9941 American Credit Counseling Instil 845 Coates St. Coatesville, PA 19320 (688) 212-6741 144 E. Dekalb Pike King of Prussia PA 18406 (610) 971-2216 FAX (610) 2654814 755 York Rd„ Suite 103 Warminster PA 18974 (215) 444-9429 FAX (215) 956.6344 j??J?,IUI p C,,QUNTr CCCS of Northeastern Pennaylvar 31.W. Markel Street P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 821-0837 OR 1-800-922-953 FAX (570) 921.1785 1400 Abington Executive Park, Suit Clarks Sumrnill, PA 18411 (570) 587.9163 or 800-922-9537 FAX (570) 587-9134/9135 NORTHA PT ,OUNTY CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 16052 (610) 821-4011 OR 1.800-220-273, (717) 6 (814) ONLY FAX (610) 821 8932 NORTHUMf3FRLAND COUNTY CCCS of Northeastern Pennsylvani. 31 W. Markel Street P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 821,0637 OR 1-800-922.9537 FAX (570) 821.1785 1400 Abington Executive Park Suite 1 ' Clarks Summitt, PA 18411 (570) 587-9163 or 800.922-9537 FAX (570 587-913419135 201 Basin Street Williamsport. PA 17703 (570) 323.6627 FAX (570) 323-6626 Er - %?srnic Opponunily Cabinet or Schuylkill County 225 North Centre Street Pollsville,'PA 17901 (570) 622.1995 FAX (570) 622.0429 r ]!ERFIY COUNTY CCCS of Western Pennsylvania. Inc, 2000 Unglestown Road Harrisburg. PA 17102 (717) 541-1757 FAX (717) 541.4670 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17268 (717) 762.3285 )R ,ER CO r Community Housing Counselors Inc P.O. Box 244 Urban League or Metropolitan Shensnge.Vallsy Urban League. Inc, Kennett Square, PA 19348 Harrisburg 601 Indiana Avenue (215) 444-3682 2107 N.61h Street Farrell, PA 16121 FAX (215.) 444.8243 Harrisburg, PA 17101 (724) 981.5310 (717) 234.5925 FAX (717) 234-9459 VVV 1, 1 I, LVV1-i; 1V•JV4111 917 MIMIn Street Huntingdon, PA 16652 (814) 643-2343 YWCA of Carlisle 301 G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 243-3948 Community Action Commission of The Capital Region 1514 Derry Street Harrisburg PA 17104 (717) 232-9757 FAX (717) 234-2227 PH(LA LPHIa c17111NTY Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 (215) 765-1221 FAX (215) 765-1427 Northwest Counseling Service 5001 N Broad Street Philadelphia PA 19141 (215) 324-7500 FAX (215) 324.8753 CCCS of Delaware valley 1515 Markel Street, Suite 1325 Philadelphia, PA 19107 (215) 563.5665 FAX (215) 864-2666) CCCS of Delaware Valley One Cherry Hill, Suite 215 Cherry Hill NJ 08002 (215) 563-5665 HACE 167 W. Allegheny, 2nd FI Philadelphia, PA 19140 0215) 426-8025 AX (215) 426-9122 Housing Association Valley of Delaware 1500 Walnut Street, Suite 801 Philadelphia, PA 19102 (215) 545-6010 FAX (215) 790-9132 Media Fellowship House 302 S. Jackson Street Media PA 19063 (610) 565.0846 FAX (65'1) 565-8587 Housing Association of Delaware Valley 658 North Waits Street Philadelphia, PA 19123 (215) 978-0224 FAX (215) 765-7614 PCCA 100 North 17TH Street,Suile 600 Philadelphia, PA 19103 (215) 567.7803 FAX (215) 963-9941 Comm Devel, Corp of Frankloed Group Ministry 4620 Griscom Street Philadelphia PA 19124 (215) 744-2990 FAX (215) 744-2012 American Credit Counseling Institute 845 Coates Si Coatesville PA 19320 (888) 212-6741 144 E Dekaib Pike 'King of Prussia PA 19406 •610-971.2210 '610.971-2210 755 York Rd, Suite 103 Warminster PA 18974 FAX(215) 956-6344 ,rn,,V„nv urlI CCCS of Northeastem Pennsylvania 31 W. Market Street. POB 1127 Wilkes-Barre, PA 18702 (570) 621.0837 OR 1.800-922.9537 FAX 4570) 821.1785 1400 Abington Executive Park, Suite 1 Clarks Sumrrlirt PA 18411 (570) 587-9163 or 800.922-9537 FAX (S70) 587.913419135 9 South 7th Street Stroudsburg PA 18380 (570) 420.8980 or 800.922-9537 FAX (570) 420.8981 POTTER COUNTY Northern Tier Community Action Corp. 135 Weal 41h Street Emporium, PA 15834 (814) 488-1161 FAX (814) 486.0825 AQtVy KILL COUNTY Budge( Counseling Center 247 Nonh Rtth Street Reading, PA 19601 (610) 375.7866 FAX (610) 375-7630 Soon OppoR Cabinet of Schuylkill Co 225 N. Centre Street Pottsville. PA 17901 (570) 622-1995 FAX (570) 622-0429 Commission on Econ Opptunity of Luz Co. 163 Amber Lane Wilkes-f3brre PA 18702 (570) 826-0510 OR 1.800-822-0359 FAX (570) SZS-1665- CALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 455.5631_-CALL BEFORE FAXING (570) 836.4090 TUNKHANNOCK CCCS of Lehigh Valley P.O. Box A Whitehall PA 18052 (610) 621-4011 FAX (610) 821.8932 D CCCSWesste n Pennsylvania, Inc 2000 Ungleslown Road Harrisburg, PA 17102 (717) 541-1757 FAX (717) 541-4670 Urban League of Metropolitan Harrisburg 2107 N. 6th Street Harrisburg PA 17101 17101 (717) 541.1757 FAX (717) 234-9459 Community Action Comm of the Capital Region 1514 Derry Strom Harrisburg PA 17104 (717) 232-9757 FAX (717) 234-2227 $2WERSET COUNTY Bedford-Fulton Housing Services R.0,91, Box 364 Everett. PA 15537 (814) 823-9129 FAX (614) 623-7187 Bedford-Fulton Housing Services 1954 Mary Grace Lane Johnstown, PA 15901 FAX (814) 539-1688 CCCS of Western Pennsylvania, Inc, 1 North Gate Square 42 Garden Confer Drive Greensburg, PA 15601 (724) 838-1290 CCCS of Western Pennsylvania, Inc. 219-A College Par( Plaza Johnstown PA 15904 (814) 539-6335 -Tableland Services Inc. 535 East Main Street Somerset, PA 15501 (814) 445-9626 - 1.800-452-0148 FAX (814) 443.3690 a'911i.1. y" COUNTY CCCS of Northeastern Pennsylvania 1400 Abington Executive Peru, Suite 1 Clerks Summit(, PA 18411 (570) 587-9163 OR 1.800-922-9537 FAX (570) 587.9134/9135 31 W. Market St. Wilkes-Barre PA 18702 (570) 821-0837 or 800-922-9537 FAX (570) 821.1785 The Trehab Center of Northeastern PA 185 Elmira Street, P.O. Box 218 Troy, PA 16947 (579).297-2101 - FAX (570) 297-2799 German Street. P.O. Box 389 FAX(570)297-2799 (570) 928-9668 FAX (570) 928.8144 1.7 Crafton Street Wellsboro, PA 16901 (570) 724-5252 FAX (570) 724-5783 931 Main Street Honesdale PA 18431 (570) 2513.8941 FAX (570) 253-4617 103 Warren Street, P.O. Box 709 Tunkhannock. PA 18657 (570) 836-6840 FAX (570) 636-6332 •7 Lako Avenue. Box 339 Montrose, PA 18801 (570) 275.3336 or 1-800.982-4045 FAX (570).278-1889 SUSQUEHANNA CO MTY CCCS of Northeastern Pennsyyvania 1400 Abington Executive-Park, Suite 1 Clarks Summilt. PA 18411 (570) 687.9163 OR 1-800-922-9537 FAX (570) 587-913419135 31.W. Market St. Mikes-Barre PA 18702 FAX ) 921-01337 00-922 9537 (570) 521-1785 The Trehab Center of Northeastern PA 185 Elmira Street, P.O. Box 218 Troy. PA 16947 (570) 297-2101 FAX (570) 297-2799 German Street, P.O. Box 389 FAX (570) 297-2799 (570) 92.8-9668 FAX (570) 928-8144 17 Crafton Street Welisboro, PA 16901 (570) 724-5252 FAX (570) 724-5783 931 Main Street Honesdale PA 18431 (570) 253-8944 FAX (570) 253-4817 103 Warren Street, P.O. Box 709 Tunkhannock, PA 18657 (570) 1336-6840 FAX (570) 836.6332 7 Lake Avenue, Box 339 Montrose, PA 18801 (570) 278-3338 or 1-800-982.4045 FAX (570) 278-1889 710GA COUNTY CCCS of Northeastern Pennsylvani 1400 Abington Executive Park. Sufic Clarks Summilt, PA 18411 (570) 587-9163 OR 1-600-922.953 FAX (570) 587.9134/9135 31 W, Market St. Wilkes-Barre PA 18702 (570) 821.0837 or 600-922.9537 FAX (570) 621-1785 The Trohab Center of Northeastern PA 1 BS Elmira Street. P.O. Box 218 Troy, PA 16947 (570) 297-2101 FAX (570) 297.2799 German Street, P.O, Box 389 FAX(570)297.2799 (570) 928-9668 FAX (570) 928.8144 17 Crallon Street Wellsboro, PA 16901 (570) 724-5252 FAX (570) 724-5783 931 Main Stroel Honesdale PA 18431 (570) 253.8941 FAX (570) 253-4617 103 Warren Street, P.O. Box 709- Tunkhannook, PA 18657 (570) 836-0840 FAX (570) 836-6332 7 Lake Avenue, Box 339 Montrose. PA 18801 (570) 278.3338 or 1.800-982-4045 FAX (570) 278-1889 UNION COUNTY Lycoming-Clinton Cc Comm For Cam Action (STEP) 2138 Lincoln Street, P.O, Box 1328 Williamsport, PA 17703 (570) 326-0567 FAX (717) 322-2197 CCCS of Western Pennsylvania. Inc. 217 E. Plank Road Altoona PA 16602 (814) 944-8100 (814) 944.8100 CCCS of Northeastern Pennsylvania 1400 Arlington Executive Part. Suite 1 Clarks Summl[I, PA 16411 (570) 587-9163 OR 1-800.922-9537 FAX (570) 587-913419135 31 W. Markel St. Wilkes-Barre PA 18702 (570) 821-0837 or 800-922-9537 FAX (570) 821.1786 201 Basin Street Williamsport, PA 17703 (570) 323-6627 FAX (570) 323-6626 VENANGO CO )1`NTY Greater Erie Community Action Committee 18 West 9TH Street Erie, PA 16501 (814) 459-4581 FAX (814) 456.0161 John F. Kennedy Center, Inc 2021 East 201h Street Erie, PA 16510 (814) 898-0400 FAX (614) 896-1243 UU1. 11. LUUL111U-JJ[1111 Inc. IMt A eludoing 339 North Washington Street Butler, PA 16001 (412) 262.7812 1KARRE COjaTY Booker T. Washington Center 1720 Holland Street Erie, PA 16503 (814) 453.5744 FAX (614) 453-5749- Greater Erie Community Action Committee 18 West 9TH Street Erie, PA 16501 (814) 459.4581 FAX (814) 456-0161 Warren-Forrest Counties Economic Opportunity Council 1209 Pennsylvania Avenue, Wcst P.O. Box 547 Warren, PA 16365 (814) 726-2400 FAX (814) 723-0510 .WASNINOTOH CA1 I9y_y Action Housing, Inc, 425 61h Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391-1956 or (412) 281.2102 FAX (412) 391-4512 Community Action Southwest 22 West High Street Waynesburg. PA 1$370 (724) 852.2893 CCCS of Western Pennsylvania, Inc. 1 North Gate Square A'2 Garden Center Drive Greensburg, PA 15801 CCCS of Western Pennsylvania, Inc 53 N. College Street Washington PA 15301 (724) 222.8292 Housing Opportunities, Inc 133 Seventh Street McKeesport, PA 15132 (412) 664.1590 FAX (412) 864-0873 Mon-Valley Unemployed Committee 120 E, 9.111 Avenue Homestead, PA 15120 (412) 462-9962 , FAX (412) 462-996 Credit Counselors or PA 401 Wood Street, Suite 906 Pittsburgh, PA 15222 (412) 338-995a or 1(800) 737.2933 FAX (412) 338-9963 WAVNE COUNTY CCCS of Northeastern Pennsylvania 1400 Abington Executve Park,. Suite 1 Clarks Summits, PA 18411 (570) 587-9163 OR 1-800-922-9537 FAX (570) 587-913d/9135 31 W, Market St. Wilkes-Barre PA 18702 (S70) 821.0837 or 800.922.9537 FAX (570) 821-1785 9 South 7th Street . Stroudsburg PA 18360 (570) 42048980 or 800-922.9537 FAX (570) 420-8981 The Trehab Center of Northeastern PA 185 Elmira Street, P.O. Box 218 Troy. PA 18947 (570) 297-2101 FAX (570) 297-2799 li[1 1 1 vL,nu v 1 1 1 -„ t, r.%1. Box 389 FAX (570) 297-2799 (570) 928-9688 FAX (570) 928-8144 17 Cralton Street Wellsboro, PA 16901 (570) 724-5252 FAX (570) 724.5783 931 Main Street Honesdale PA 18431 (570) 253.8841 FAX (670) 253-4817 103 Warren Street, P.O. Box 709 Tunkhannodt, PA 18657 (570) 836-6840 FAX (570) 836.6332 7 Lake Avenue, Box 339 Montrose, PA 18801 (570) 278-3338 or 1-800.982-4045 FAX (570).278-1889 Action Housing, Inc, 425 61h Avenue, Suite 950 Pittsburgh, PA 1S219 (412) 391.1956 or (412) 281-2102 FAX (412) 391-4512 Community Action Southwest 22 West High Street Waynesburg, PA 15370 (724) 852-2893 CCCS of. Western Pennsylvania, Inc, 1 North Gate Square #2 Garden Center Drive Greensburg, PA 15601 (724) 838.1290 CCCS of Western Pennsylvania, Inc 199 Edison Street Uniontown PA 15401 (724) 439-8939 Housing Opportunities, Inc 133 Seventh Street McKeesport, PA 15132 (412) 664-1S90 FAX (412) 664-0873 Mon-Valley Unemployed Committee 120 E. 91h Avenue Homestead, PA 15120 (412) 462.9962 FAX (412) 462-998 Indiana Co Communty Action Program 827 Water Street, Box 187 Indiana, PA 15701 '(724) 4e5-2657 FAX (724) 465-51 18 Keystone Economic Devoloprhent Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (814) 535-6556 FAX (914) 539-1888 Tableland Services Inc. 535 East Main Street Somerset, PA 15501 (814) 445-9628 1.800-452-0148 FAX (814)'443-3690 Credit Counselors of PA 401 Wood Street. Suits 906 Pittsburgh, PA 15222 (412) 338-9954 or 1(800) 737.2933 FAX (412) 338-9963 WYOMIdG CO(JNTV Common Economics.Opponunity of Luzeme Co 163 Amber Lane Wilkes-Barns, Pennsylvania 18701 (57D) 826-0510 OR 1.800=822-0359 FAX (570) 629.1665-CALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 455.5631--CALL BEFORE FAXING (570) 836-41090 TUNKHANNOCK CCCS of Northeastern Pennsylvania 1400 Abington Executive Paris, Suite 1 Clarks SummitL PA 18411 570) 587-9163 OR 1-800-922-9537 AX (570) 587-9134/9135 31 W. Market St. Wilkes-Barre PA 18702 (570) 821-0837 or 800-922-9537 FAX (570) 821-1785 The Trehab Center of Northeastern PA 185 Elmira Street, P.O. Box 218 Troy, PA 16947 (570) 297.2101 FAX (570) 297-2799 German Street, P.O. Box 389 FAX(570)297-2799 (570) 926.9666 FAX (570) 926-8144 17 Craltgn Street. Wellsbor0, PA 16901 (570) 724-5252 FAX (570) 724-5783 931 Main Street Honesdale PA 18431 (570) 253-8941 FAX (570) 253-4817 103 Warren Street, P.O. Box 709 Tunkhannock, PA 18657 (570) 830-e840- FAX (570) 836-6332 7 Lake Avenue. 80x.339 Montrose, PA 18801 (570) 278,3338 or 1-800-982-4045 FAX (570) 278-1889 X9lm-COUNTY American Red Cross--Hanover Chapter 629 Carlisle Street Hanover, Pennsylvania 17331 (717) 637-3769 FAK (717) 637-3294 Housing-Council of York 116 North George Street York, PA 17401 (717) 854-1541 FAX (717) 845-7934 CCCS of Western Pennsylvania, Inc 2000 Unglesiown Road Harrisburg, PA 17102 CCCS of Western Pennsylvania, Inc 912 South George Street. York, PA 17403 (717) 846.4176 Adams County Housing Authority 139-143 Carlisle St Gettysburg PA 17325 (717) 334-1518 FAX (717) 334.8326 ,r V E R I F I C A T I O N Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Mark J. Udren, ESQUIRE UDREN LAW OFFICES, P.C. d ?J 0 C"? ..a co l_J C? S _1 '1r ^ UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage A :COURT OF COMMON PLEAS Division of National City :CIVIL DIVISION Bank of Indiana €:Cumberland County Plaintiff V. :NO. 07-2952 CIVIL TERM Michael L. Matson Defendant(s) PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached Verification for the Verification attached to the Complaint in Mortgage Foreclosure with regard to the captioned matter. UDREN LAW OFFICES, P.C. DATED: July 3, 2007 BY: Mark J. Udren, Esquire Attorney for Plaintiff V E R I F I C A T I O N The undersigned, an officer of the Corporation which is the Plaintiff in the foregoing Complaint or an officer of the Corporation which is the servicing agent of Plaintiff, and being authorized to make this verification on behalf of the Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the mortgage held by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date. May 2,4.2007 ? .0 h ? - I lz?e? NameAnita M. Holbrook Title: Vice President Company: National City Mortgage Co. Michael L. Matson Loan #0004446696 MJU #07050191 c7 ° p -r, c_ C- - m ` -cj L_ -r4 4' UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF National City Mortgage A :COURT OF COMMON PLEAS Division of National City :CIVIL DIVISION Bank of Indiana :Cumberland County 3232 Newmark Drive Miamisburg, OH 45342 'MORTGAGE FORECLOSURE Plaintiff V. Michael L. Matson `:NO. 07-2952 CIVIL TERM 302 Valley Street Summerdale, PA 17093 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) Michael L. Matson for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 5/11/07 to 7/3/07 Late charges per Complaint From 5/11/07 to 7/3/07 Escrow payment per Complaint From 5/11/07 to 7/3/07 $201,553.00 1,765.26 99.44 388.88 TOTAL $203,806.58 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. UDIJW LA FFICES, P.C. Mar Udren, ESQUIRE Attorn for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE : ?JV 3 0001 _)"E?Y4 PRO PRO THY UDREN LAW OFFICES, P.C. BY: Nark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 NOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 856-669-5400 National City Mortgage A Division of National City Bank of Indiana Plaintiff V. Michael L. Matson Defendant(s) TO: Michael L. Matson 302 Vally Street Summerdale, PA 17093 DATE of Notice: June 22, 2007 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 07-2952 Civil Term IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMING DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, LISTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME FOR TELE ONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICTOACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLBPTOR AND DC 18 AN ATTZMW COLLECT A DEBT. ANY INFORMATION OBTAINED WILL R, USED F R T PURPOiZT- ill Woodcrest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 1 ZZ UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 National City Mortgage A =COURT OF COMMON PLEAS Division of National City Bank :CIVIL DIVISION of Indiana .Cumberland County 3232 Newmark Drive Miamisburg, OH 45342 :MORTGAGE FORECLOSURE Plaintiff V. :NO. 07-2952 Civil Term Michael L. Matson P.O. Box 67 Summerdale, PA 17093 Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE STATE OF Ohio COUNTY OF Montgacnery SS THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant (s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Soldiers and Sailors Civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defendant are as follows: Defendant: Michael L. Matson Age: Over 18 Residence: As captioned above. Employment: Unknown ' are : Laura Cap d Title: Authoriz Signer Sworn to and subscribed Company: National City Mortgage before me this24th day of Ma 2 7. _;o - ?A" J is DAVID TEMPLE, Notary Public In and for the State of Ohio My Commission Expires Aug, 2, 2011 Verbal Confirmation of Service of Complaint Date: _ u ?n Spoke with: bj wyS Defendant(s): was served on ?-`6_? StIU ? at: Defendant(s): was served on at: - - - k Defendant(s): was served on at: Are there any additional fees due? Yes N if so how much?_$ t UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage A Division of National City Bank of Indiana Plaintiff V. Michael L. Matson Defendant(s) To: Michael L. Matson 302 Valley Street Summerdale, PA 17093 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 07-2952 CIVIL TERM NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. X Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Prothonotary Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren, Esquire At this telephone number: 856-669-5400 116 . N. 1 UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF National City Mortgage A ::COURT OF COMMON PLEAS Division of National City :CIVIL DIVISION Bank of Indiana :Cumberland County 3232 Newmark Drive Miamisburg, OH 45342 :MORTGAGE FORECLOSURE Plaintiff V. Michael L. Matson :NO. 07-2952 CIVIL TERM 302 Valley Street Summerdale, PA 17093 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) Michael L. Matson for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $201,553.00 Interest Per Complaint 1,765.26 From 5/11/07 to 7/3/07 Late charges per Complaint 99.44 From 5/11/07 to 7/3/07 Escrow payment per Complaint 388.88 e From 5/11/07 to 7/3/07 TOTAL $203,806.58 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. UDIJW LA FFICES, P.C. Mar Udren, ESQUIRE Attorn for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE: ?4,46474 PRO PRO TRY is t )?J =t" i UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage A Division of National City Bank of Indiana Plaintiff v. Michael L. Matson Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 07-2952 CIVIL TERM PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: Issue Writ of Execution in the above matter: Amount due $203,806.58 Interest From 7/4/07 5,066.95 to Date of Sale 12/5/07 Ongoing Per Diem of 32.69 to actual date of sale including if sale is held at a later date (Costs to be added) UDREN LAW OFFICES, P.C. Gil ll V • VV.i ?1a, J.:iu y[v 1atY TTORNEY FOR PLAINTIFF .to- W Q go, ? 0 ..C WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-2952 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due NATIONAL CITY MORTGAGE A DIVISIOIN OF NATIONAL CITY BANK OF INDIANA Plaintiff (s) From MICHAEL L. MATSON (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $203,806.58 L.L. $.50 Interest from 7/04/07 to date of sale 12/05/07 ongoing per diem of $32.69 to actual date of sale including if sale is held at a later date Atty's Comm % Due Prothy $2.00 Atty Paid $177.72 Other Costs Plaintiff Paid Date: 07-03-07 Curtis . Long, Prothon (Seal) By: Deputy REQUESTING PARTY: Name MARK J. UDREN, ESQUIRE Address: UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ, 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 04302 UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage A Division of National City Bank of Indiana Plaintiff V. Michael L. Matson Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 07-2952 CIVIL TERM C E R T I F I C A T E Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is. ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( x ) Act 91 procedures have been fulfilled. ( ) Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDR LAW OFFICES, P.C. rk J. Udren, ESQUIRE ATTORNEY FOR PLAINTIFF r-a Cry ?3 ? ? Y'4 r l a J co UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage A Division of National City Bank of Indiana Plaintiff V. Michael L. Matson Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage A Division of National City Bank of Indiana, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 302 Valley Street, (East Pennsboro Township) Summerdale, PA 17093 1. Name and address of Owner(s) or reputed Owner(s): Name Address Michael L. Matson ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 07-2952 CIVIL TERM 302 Valley Street Summerdale, PA 17093 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address none 4. Name and address of of record: Name National City Mortgage A Division of National City Bank of Indiana the last recorded holder of every mortgage Address 3232 Newmark Drive Miamisburg, OH 45342 Residential Funding Corp. 5400 Normandale Lake Blvd., Suite 900, Minneapolis, MN 55437 f . W 5. Name and address of every other person who has any record lien on the property: Name Address none 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 North Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 302 Valley Street (East Pennsboro Township) Summerdale, PA 17093 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. DATED: July 3, 2007 bark J. Udren, ESQ. Attorney for Plaintiff ? ? C ? rt ? .-{ - - ' :-? s- ? ? ? : : ' w ?:'? ? ?_, .?, ? - :? ?_ t ? ? ?', -- c..? .- ?? --C J UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage A €COURT OF COMMON PLEAS Division of National City :CIVIL DIVISION Bank of Indiana :Cumberland County Plaintiff V. ;MORTGAGE FORECLOSURE Michael L. Matson Defendant(s) NO. 07-2952 CIVIL TERM NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: Michael L. Matson 302 Valley Street Summerdale, PA 17093 Your house (real estate) at 302 Valley Street, (East Pennsboro Township) Summerdale, PA 17093 is scheduled to be sold at the Sheriff's Sale on December 5, 2007, at 10:00 am in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $203,806.58, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 s co ALL THAT CERTAIN tract or parcel of land and. premises, situate, lying and being in the Township of East Pennsboro in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point in the northern tine of Valley Street 86 feet west from the northwest comer of Third and Valley Streets; THENCE westwardly along the northern line of Valley Street 70 feet to a point in the eastern line of Lot. No. 73, Section "A" on the hereinafter mentioned Plan of Lots; THENCE northwardly along the eastern line of Lot No. 73, Section "A", 160 feet to a point in the southern line of a 16 foot wide alley; THENCE eastwardly along the southern line of said 16 foot wide alley 70 feet to a point; THENCE southwardly along lands now or formerly of Albert J. and Mary Jan Slusser 160 feet to a point, the Place of BEGINNING. BEING the western 10 feet of Lot No. 70, Section "A" and all of Lots Nos. 71 and 72, Section "A" on the Plan of Lots known as Summerdale, Pennsylvania, as recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Plan Book 1, Page 44, Revised Plan Book 2, Page 109. BEING KNOWN AS: 302 VALLEY STREET, (EAST PENNSBORO TOWNSHIP) SUMMERDALE, PA 17093 PROPERTY ID NO.: 09-12-2994-055 TITLE TO SAID PREMISES IS VESTED IN MICHAEL L. MATSON BY DEED FROM MICHAEL L. MATSON AND MELANIE B. MATSON DATED 12/5/05 RECORDED 12/14/05 IN DEED BOOK 272 PAGE 1644. SHERIFF'S RETURN - REGULAR CASE NO: 2007-02952 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE VS MATSON MICHAEL L ROBERT BITNER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MATSON MICHAEL L the DEFENDANT , at 1955:00 HOURS, on the 1st day of June 2007 at 302 VALLEY STREET SUMMERDALE, PA 17093 by handing to MELONIE MATSON, ADULT IN CHARGE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 30.72 Affidavit .00 Surcharge 10.00 .00 58.72 Sworn and Subscibed to before me this day of , So Answers: R. Thomas Kline 06/06/2007 UDREN LAW OFFICES By: Deputy Sheriff A.D. UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage A Division of National City Bank of Indiana 3232 Newmark Drive Miamisburg, OH 45342 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County V. Michael L. Matson 302 Valley Street Summerdale, PA 17093 Defendant(s) NO. 07-2952 CIVIL TERM AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the pen ies of 18 Pa .S. Section 4904 relating to unsworn falsification to aut(h r ti s. Dated: November 8, 2007 JUPREV FLAW CkFFACES, P. C. BY: V Mark J. Udren, Esquire Attorney for Plaintiff UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage A :COURT OF COMMON PLEAS Division of National City =CIVIL DIVISION Bank of Indiana :Cumberland County Plaintiff V. ::MORTGAGE FORECLOSURE Michael L. Matson Defendant(s) :NO. 07-2952 CIVIL TERM AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage A Division of National City Bank of Indiana, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 302 Valley Street, (East Pennsboro Township) Summerdale, PA 17093 1. Name and address of Owner(s) or reputed Owner(s): Name Address Michael L. Matson 302 Valley Street Summerdale, PA 17093 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address HSBC Bank Nevada NA 1111 Town Center Drive Las Vegas, NV 89193 c/o James C. Warmbrodt, Esquire 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 4. Name and address of of record: Name National City Mortgage A Division of National City Bank of Indiana Address 3232 Newmark Drive Miamisburg, OH 45342 Residential Funding Corp. 5400 Normandale Lake Blvd., Suite 900, Minneapolis, MN 55437 5. Name and address of every other person who has any record lien on the property: Name Address none 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Department Domestic Relations Section Commonwealth of PA, Department of Revenue 1 Courthouse Square Carlisle, PA 17013 13 North Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 302 Valley Street (East Pennsboro Township) Summerdale, PA 17093 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 /elating to unsworn falsification to authorities. P/C. DATED: November 8, 2007 the last recorded holder of every mortgage mark Y. Udren, Esquire Attorney for Plaintiff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage A Division of National City Bank of Indiana Plaintiff V. Michael L. Matson Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 07-2952 CIVIL TERM TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): Michael L. Matson PROPERTY: 302 Valley Street (East Pennsboro Township) Summerdale, PA 17093 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on December 5. 2007, at 10:00 am, at the Commissioners Hearing Room, 2' Floor, Courthouse, Carlisle, PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later that 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. EXHIBIT A d LL N I ?' N r Nu- r? CC m pL C?LL 2-0 m uE?a 5 ,. °0 50 c Es ?o N`o E wO V5 go ? m C N .R t0 N U 9 c > .Q c V a p. t- ? V = 0 0 N 'io -a ? 44id a N ?j N N Z0? a LL N a a H n g? D W N o N 4 0p [? ?, 0 NZ = o= G ).R ? E?? •C U V w a ? M t`D o ui O O -0 r N zpU 0 o ce) m CO a?X 0 co Z N ?w I; cr0i c e) V) N` o? mO NY) CVO ?t0 p c M ?'2 +_, t- Np QQ M Cl. T, A C - VO NQN CDR) N?o UA 0) DO. z C: 0a. r ,• C '0 r% N N N C N v k-" u.O O? J '+ N o = - co is N v `y U O 7 t.- fJC 3?co o ? J V? O Q RfN_ NCOLU? N ?.%r ?OO Nh- O ? 4 o W Z W0 0 - , t- c 60p o ? ?n ?? ?N 0 Q - Z? OCJ r Z 0 d? J In 1) t? ZN r to mg N d c? b J t ° u ID 5ii;28?g W E u'? mz'?o 4j 0 LC> 7OE F-um vl fib c y G ° O Q m T 9_'E ? U rn 0 - 0) s l N ?? 4ft • ?sa? ? a h ?A ?' `r• /b p c o -N m Cam O 00E to " Ica- N r6 " v ? mmmE r o N U fr o yH ? Z f .. U. 0 ,r N a ?o S? G? T l(? r J T N .r O ` r co ?X1?1??T A N vol r ? O N U 0 M ? Q J U co -CO L VJ L N m U l0 a vl N l0 L R O N_ E c nom o co ° E N .2?-oco2P c ) m cc N E U) 2 a) ? LL 4) E C U U C U E m m r o t O = O E a? E2 CO LL X C N C 'O l0 C N _ ? C E o N m N ?j N N'O m - O y F- c . U) 'C?J, of N (/j U- _C°m_° •- Omcp« Ea2Ei, ?? 0 ° -0 > , o O D' LL AQ eo , c aL 0oo w C 2?'3 a (D V •? N ? ^ " .2 > E .,, C 5 a? E.a q O U '? ? > ? N U E fO . ? m v m `° ' fl E 2-6 x m c0 a? 6 mc=? o r m? E Em ? rn m m c V O C NO Cn {G ENEDCc N 0) -R d °= ~t `?v o Q U m ?r LL 1 ou'?E"mr m 7 dt?>l0 O U U c N j N w U N a N 3 N U O O E DoN(? o cmi w m C? 'o ENaE Y U m CooO ' c U c - E ( 6 N c „?, C w N^ 2 V; m'C1 ggzu' d?i vm mZoaom QO? TN« N ?? T? c O ? c -0. o m NL t Y * ?,? / li ?? Q 1 @ ? e ° > of c o? N ' l (, 5 , .?.. ? 2 0 4) M .r- U??? 'o c t W L ?.??ry a ?' I ) - 0 m t5 Ch y •", N m e E C oa o 'O N N L 7 YO L ID cc E Rm y gm= =0 -D taw, (D m 7 0 N U V1 LL E ;a (D U) N W 2 cW ???? N m W o 0 -0 U V, 2 4= N 0 y ???? d J W CN CN E Q) m Q y ?a 2 = 0 Es a M c 0 m Z W p V o U N U = E Lij V o COD N F- N IL c m H ao CO a vjOQW 0 ?N W (???? f/1 Q a 7 N N O W ?VWZ m 0 m Z ca 3 a? -J coop m y o 0 ?it/)()J v >? > La QQW0= ¢ Z00 ZQ ?m JLL0 O o Y ?cw E? W0 :M 0 m E mZ m> Zm U Cd W Z Um L) oa i U) cn 10 N (' A (D (D c r _ O) N h O O C%4 N a w IOD " _0 1E E < Z o (6 0 LO C) LO 0 04 ^ E c E N in CD N c O N co CO o o U _ c , v E to ?, :a Z Q c O r N C7 to O N ?- J T N M 1 O ti CO O r r r r r r J C m C ° a m Y L .3 d C. T Jo .a d CL O V m E L O LL rn LL ti ti 00 M E O LL cn n EXHIBIT A National City Mortgage, a Division of In the Court of Common Pleas of Nationa City Bank of Indiana Cumberland County, Pennsylvania VS Writ No. 2007-2952 Civil Term Michael L. Matson Kenneth Gossert, Deputy Sheriff, who being duly sworn according to law, states that on October 09, 2007 at 1855 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Michael L. Matson, by making known unto Michael Matson personally at 302 Valley Street, Summerdale, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that on October 08, 2007 at 1908 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Michael L. Matson located at 302 Valley Street, Summerdale, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Michael L. Matsone by regular mail to his last known address of 302 Valley Street, Summerdale, PA 17093. This letter was mailed under the date of October 12, 2007 and never returned to the Sheriff s Office. So Answers: R. Thomas Kline, Sheriff B Real Estate ergeant EXHIBIT B mss= .... t"s, 1 ' ••" 5 „., 1 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which ARLINGTON LOAN SERVICING LLC is the grantee the same having been sold to said grantee on the 5TH day of MARCH A.D., 2008, under and by virtue of a writ Execution issued on the 3RD day of JULY, A.D., 2007, out of the Court of Common Pleas of said County as of Civil Term, 2007 Number 2952, at the suit of NATIONAL CITY MTG against MICHAEL L MATSON is duly recorded as Instrument Number 200811283. IN TESTIMONY WHEREOF, I have he to set my hand and seal of said office this © day of "A.D. Recor r ofbeeds Dratls, Cwnberland County, CarY?M, PA My ExpMat ow Fuel Monday of Jm TO10 . r National City Mortgage, a Division of In the Court of Common Pleas of Nationa City Bank of Indiana Cumberland County, Pennsylvania VS Writ No. 2007-2952 Civil Term Michael L. Matson Kenneth Gossert, Deputy Sheriff, who being duly sworn according to law, states that on October 09, 2007 at 1855 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Michael L. Matson, by making known unto Michael Matson personally at 302 Valley Street, Summerdale, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that on October 08, 2007 at 1908 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Michael L. Matson located at 302 Valley Street, Summerdale, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Michael L. Matsone by regular mail to his last known address of 302 Valley Street, Summerdale, PA 17093. This letter was mailed under the date of October 12, 2007 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on March 5, 2008 at 10:00 o'clock A.M. He sold the same for the sum of $122,742.00 to Attorney Kim Bonner, on behalf of Arlington Loan Servicing, LLC. It being the highest bid and best price received for the same, Arlington Loan Servicing, LLC of 4 State Road, #520, Media, PA 19063, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $129,043.38. Sheriff s Costs: Docketing $30.00 Poundage 2,454.84 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 48.00 Auctioneer 10.00 Law Library .50 Prothonotary 2.00 Mileage 30.72 Levy 15.00 Surcharge 20.00 Post Pone Sale 40.00 Law Journal 355.00 Patriot News 325.22 Share of Bills 14.92, Distribution of Proceeds 25.00 Sheriffs Deed 39.50 $3,440.70 veers: R. Thomas Kline, Sheriff BY O (il if ru Real Estate ergeant gJ10io P 9- Lp ?.? Lys G 3aG7 t UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage A Division of National City Bank of Indiana Plaintiff V. Michael L. Matson Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 07-2952 CIVIL TERM AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage A Division of National City Bank of Indiana, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 302 Valley Street, (East Pennsboro Township) Summerdale, PA 17093 1. Name and address of Owner(s) or reputed Owner(s): Name Address Michael L. Matson 302 Valley Street Summerdale, PA 17093 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every.judgment creditor whose judgment is a record lien on the real property to be sold: Name Address none 4. Name and address of the last recorded holder of every mortgage of record: Name Address National City Mortgage 3232 Newmark Drive A Division of National Miamisburg, OH 45342 City Bank of Indiana Residential Funding Corp. 5400 Normandale Lake Blvd., Suite 900, Minneapolis, MN 55437 5. Name and address on the property: Name none Address 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Department Domestic Relations Section Commonwealth of PA, Department of Revenue 1 Courthouse Square Carlisle, PA 17013 13 North Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 302 Valley Street (East Pennsboro Township) Summerdale, PA 17093 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. DATED: July 3, 2007 of every other person who has any record lien Wark J. Udren, ESQ. Attorney for Plaintiff UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage A Division of National City Bank of Indiana Plaintiff V. Michael L. Matson Defendant(s) :COURT OF COMMON PLEAS :CIVIL DIVISION :Cumberland County ?MORTGAGE FORECLOSURE -:NO. 07-2952 CIVIL TERM NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: Michael L. Matson 302 Valley Street Summerdale, PA 17093 Your house (real estate) at 302 Valley Street, (East Pennsboro Township) Summerdale, PA 17093 is scheduled to be sold at the Sheriff's Sale on December 5, 2007, at 10:00 am in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $203,806.58, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) t YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ALL THAT CERTAIN tract or parcel of land and.premises, situate, lying and being in the Township of East Pennsboro in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point in the northern line of Valley Street 86 feet west from the northwest comer of Third and Valley Streets; THENCE westwardly along the northern line of Valley Street 70 feet to a point in the eastern line of Lot No. 73, Section "A" on the hereinafter mentioned Plan of Lots; THENCE northwardly along the eastern line of Lot No. 73, Section "A", 160 feet to a point in the souther fine of a 16 foot wide alley; THENCE eastwardly along the southern tine of said 16 foot wide alley 70 feet to a point; THENCE southwardly along lands now or formerly of Albert J. and Mary Jan Slusser 160 feet to a point, the Place of BEGINNING. BEING the western 10 feet of Lot No. 70, Section "A" and all of Lots Nos. 71 and 72, Section "A" on the Plan of Lots known as Summerdale, Pennsylvania, as recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Plan Book 1, Page 44, Revised Plan Book 2, Page 109. BEING KNOWN AS: 302 VALLEY STREET, (EAST PENNSBORO TOWNSHIP) SUMMERDALE, PA 17093 PROPERTY ID NO.: 09-12-2994-055 TITLE TO SAID PREMISES IS VESTED IN MICHAEL L. MATSON BY DEED FROM MICHAEL L. MATSON AND MELANIE B. MATSON DATED 12/5/05 RECORDED 12/14/05 IN DEED BOOK 272 PAGE 1644. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 07-2952 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due NATIONAL CITY MORTGAGE A DIVISIOIN OF NATIONAL CITY BANK OF INDIANA Plaintiff (s) From MICHAEL L. MATSON (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $203,806.58 L.L. $.50 Interest from 7/04/07 to date of sale 12/05/0 ongoing per diem of $32.69 to actual date of sale including if sale is held at a later date .q5 Atty's Comm % Due Prothy $2.00 Atty Paid $177.72 Other Costs Plaintiff Paid Date: 07-03-07 (Seal) C s R. Long, P o V By: Deputy REQUESTING PARTY: Name MARK J. UDREN, ESQUIRE Address: UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ, 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 04302 W 000 Real Estate Sale # 17 On August 3, 2007 the Sheriff levied upon the defendant's interest in the real property situated in East Pennsboro Township, Cumberland County, PA Known and numbered as 302 Valley Street, Summerdale, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: August 3, 2007 By: Real Estate ergeant SCHEDULE OF DISTRIBUTION SALE NO. 17 Date Filed: March 24, 2008 Writ No. 2007-2952 Civil Term National City Mortgage a Division of National City Bank of Indiana VS Michael L. Matson 302 Valley Street Summerdale, PA 17093 Sale Date: March 5, 2008 Buyer: Arlington Loan Servicing, LLC Bid Price: $122,742.00 Real Debt: $203,806.56 Interest: 8,041.74 Attorney Writ Costs: 177.72 Total: $212,026.02 DISTRIBUTION: Receipts: Cash on account (08/03/2007): Cash on account (03/05/2008): Cash on account (03/20/2008): $ 1,500.00 12,274.00 116,769.38 Total Receipts: $130,543.38 Disbursements: Sheriff s Costs $3,440.70 Legal Search 300.00 Transfer Tax, Local 1,773.27 Transfer Tax, State 1,773.27 Debbie Lupold, Tax Collector 506.38 East Pennsboro Township 368.00 Attorney Mark J. Udren 1,500.00 National City Mortgage, a Division 120,881.76 Of National City Bank of Indiana Total Disbursements: ($130,543.38) Balance for distribution: 0.00 So Answers: R. Thomas Kline Sheriff SNELBAKER & BRENNEMAN, P. C. ATTORNEY AT LAW 44 W. Main Street Mechanicsburg, PA 17055 TITLE REPORT TO: Sheriff of Cumberland County RE: Sheriffs Sale No. 17 From December 5, 2007 List, Held March 5, 2008 EFFECTIVE DATE: March 5, 2008 PREMISES: 302 Valley Street, East Pennsboro Township, Summerdale, Cumberland County Pennsylvania, Lots 71, 72 and part of Lot 70, Plan Book 2, Page 109, Section A of Summerdale Tax Parcel No. 09-12-2994-055 (the "Premises") RECITAL: Being the same premises which Michael L. Matson and Melanie B. Matson, by their Deed dated December 5, 2005 and recorded December 14, 2005 in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 272, Page 1644, granted and conveyed unto Michael L. Matson. The Premises identified above and as more fully described in the legal description attached hereto and incorporated by reference herein as "Exhibit A" is subject to the below items and exceptions. All recording and docket locations identified are in the Office of the Recorder of Deeds of Cumberland County and/or the Court of Common Pleas of Cumberland County. EXCEPTIONS: Claims and charges for improvements and repairs to the Premises or delivery of materials thereto for which payment has not been made. 2. Possible unfiled Mechanics Liens and municipal claims, charges and assessments. The rights or claims of any tenants or other parties in possession. 4. Support arrearages of any owner or previous owner of the Premises pursuant to Act 58 of 1997, as amended. Any environmental liens or claims filed or on record in the Federal District Court. 6. Payment of state and local real estate transfer tax, if applicable. 7. Any secured transactions with respect to the Premises. 8. The area of the Premises is not certified. 9. Those matters which a view or inspection of the Premises would reveal. 10. The accuracy of the measurements and dimensions of the Premises or the rights or title of or through any person or persons in possession of same, conflicts with adjoining property, encroachments, projections or any other matter disclosed by an accurate survey of the Premises. 11. The right of use as may be determined by any applicable municipal zoning ordinance or regulation. 12. Any matter not of record at the Court House as of the effective date of this Title Report and subsequent to the date hereof. 13. Any tax increase based on additional assessment made by reason of new construction or major improvements. 14. The absence or failure of proper and required notice being given to all owners and holders of liens and encumbrances intended to be divested by the Sheriffs sale and procedural defects by any judgment creditor or lienholder executing on the Premises giving rise to the Sheriffs sale noted above. 15. Identity and legal competency of all parties at any closing or conveyance of the Premises should be established. 16. Access to the Premises by public road or street is not certified. 17. Suitability or existence of sewer and water facilities on or available to the Premises is not certified. 18. Real Estate taxes on the Premises due and payable but not turned over for collection to the Tax Claim Bureau. 19. All Real Estate taxes on the Premises assessed but not billed as well as those Real Estate taxes accruing on and after January 1, 2008. 20. Subject to the spousal rights, if any, of any spouse of Michael L. Matson. 21. Mortgage in the amount of $187,200.00 from Michael L. Matson to National City Mortgage, a division of National City Bank of Indiana, dated December 5, 2005 and recorded December 14, 2005 in Mortgage Book 1934, Page 1650. -2- 22. Mortgage in the amount of $35,100.00 from Michael L. Matson to National City Mortgage, a division of National City Bank of Indiana, dated December 5, 2005 and recorded December 14, 2005 in Mortgage Book 1934, Page 1670, last assigned July 17, 2006 in Misc. Book 728, Page 4015 to Residential Funding Corporation. 23. Judgment against Michael L. Matson in favor of National City Mortgage in the amount of $203,806.58 entered July 3, 2007 to No. 2007-2952 (with respect to foreclosure on the mortgage identified in Paragraph 21, above). 24. Judgement against Michael L. Matson in favor of HSBC Bank Nevada, N.A. in the amount of $2,078.20 entered October 3, 2007 to No. 2007-03307. 25. Subject to the rights of others in and to any portion of the Premises lying within or adjoining Valley Street as well as the 16 foot wide alley adjoining the Premises. 26. Subject to all building setback lines, easements, notes, conditions and all other matters appearing on the Plans of Summerdale recorded in Plan Book 1, Page 44, as revised and recorded in Plan Book 2, Page 109. The undersigned shall not be bound by this Title Report to any person, firm or entity other than the Sheriff of Cumberland County. Snelbaker & Brenneman, P. C. By: Keith O. Brenneman -3- REAL ESTATE SALE NO. 17 Writ No. 2007-2952 Civil National City Mortgage a Division of National City Bank of Indiana vs. Michael L. Matson Atty.: Mark Udren DESCRIPTION ALL THAT CERTAIN tract or par- cel of land and premises, situate, lying and being in the Township of East Pennsboro in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point in the northern line of Valley Street 86 feet west from the northwest corner of Third and Valley Streets; THENCE westwardly along the northern line of Valley Street 70 feet to a point in the eastern line of Lot No. 73, Section "A" on the hereinafter mentioned Plan of Lots; THENCE northwardly along the eastern line of Lot No. 73, Section "A", 160 feet to a point in the southern line of a 16 foot wide alley; THENCE eastwardly along the southern line of said 16 foot wide alley 70 feet to a point; THENCE southwardly along lands now or formerly of Albert J. and Mary Jan Slusser 160 feet to a point, the Place of BEGINNING. BEING the western 10 feet of Lot No. 70, Section "A" and all of Lots Nos. 71 and 72, Section "A" on the Plan of Lots known as Summerdale, Pennsylvania, as recorded in the Of- fice of the Recorder of Deeds in and for Cumberland County, Pennsylva- nia, in Plan Book 1, Page 44, Revised Plan Book 2, Page 109. BEING KNOWN AS: 302 VALLEY STREET, (EAST PENNSBORO TOWN- SHIP), SUMMERDALE, PA 17093. PROPERTY ID NO.: 09-12-2994- 055. TITLE TO SAID PREMISES IS VESTED IN Michael L. Matson by deed from Michael L. Matson and Melanie B. Matson dated 12/5/05 recorded 12/14/05 in Deed Book 272 Page 1644. EXHIBIT A The Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8292 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE the pefflotlwxlews Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book °M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 10/24/07 10/31/07 11107107 Sworn to a bscribed b re me this 30 day of November, 2007 A.D. ,Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal James L Clark, Notary Public City Of Hantburg. ft#*i County My Commission EMm June 2, 2008 Member, Pennsylvania Asaoolatlon of Notaries Real Estate Sale No. 17 Writ No. 2907-2I1112 Civil Term National City Mortgage a Division of National City Bank of Indiana VS Michael L. Matson Atty. Mark Udren DESCRIPTION ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of East Pennsboro in the County of Cumberland and Commonwealth of Pennsylvania, more particularly d4cnibed as follows: BEGINNING at a point in the northern line of Valley Street 86 feet west from the northwest comer of Third and Valley Streets;' THENCE westwardly along the nathen lie of Valley SLeot 70 fleet to a pail in the town lie of Lot No. 73, Section "A" on the hereinafter mentioned Plan of Lots; THENCE northwardly along the eastern line of Lot No. 73, Section "A",160 feet to a point in the southern line of a 16 foot wide alley; THENCE eastwardly along the southern line of said 16 foot wide alley 70 feet to a point; THENCE southwardly along lands now or formerly of Albert J. and Mary Jan Slusser 160 feet to a point, the. Place of BEGINNING. BEING the western 10 feet of Lot No. 70, Section "A" and all of Lots Nos. 71 and 72, Section "A" on the Plan of Lots known as Summerdale, Pennsylvania, as recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Plan Book 1, Page 44, Revised Plan Book 2, Page 109. BEING KNOWN AS: 302 VALLEY STREET, (EAST PENNSBORO TOWNSHIP) SUMMERDALE, PA 17093 PROBERTY ID NO.: 09-12-2994-055 TITLE TO SAID PREMISES IS VESTED IN MICHAEL L. MATSON BY DEED FROM MICHAEL L. MATSON AND MELANIE B. MATiON DATED 12/5/05 RECORDED 12/14/ 05 IN DEED BOOK 272 PAGE 1644. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 26, November 2 and November 9, 2007 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Coyne, Editor SWORN TO AND SUBSCRIBED before me this 9 day of November, 2007 C-2L?Nootary NOTARIAL SEAL DEBORAH A COLLINS Notvey Public CARLISLE BORO, CUMBERLAND COUNN My Corrtn**a n Expires Apr 28, 2010 RACAL ESTATE BALE NO. 17 Writ No. 2007-2952 Civil National City Mortgage a Division of National City Bank of Indiana vs. Michael L. Matson Atty.: Mark Udren DESCRIPTION ALL THAT CERTAIN tract or par- cel of land and premises, situate, lying and being in the Township of East Pennsboro in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point in the northern line of Valley Street 86 feet west from the northwest corner of Third and Valley Streets; THENCE westwardly along the northern line of Valley Street 70 feet to a point in the eastern line of Lot No. 73, Section "A" on the hereinafter mentioned Plan of Lots; THENCE nouthwardly along the eastern line of Lot No. 73, Section "A", 160 feet to a point in the southern line of a 16 foot wide alley; THENCE eastwardly along the southern line of said 16 foot wide alley 70 feet to a point; THENCE southwardly along lands now or formerly of Albert J. and Mary Jan Slusser 160 feet to a point, the Place of BEGINNING. BEING the western 10 feet of Lot No. 70, Section "A" and all of Lots Nos. 71 and 72, Section "A" on the Plan of Lots known as Summerdale, Pennsylvania, as recorded in the Of- fice of the Recorder of Deeds in and for Cumberland County, Pennsylva- nia, in Plan Book 1, Page 44, Revised Plan Book 2, Page 109. BEING KNOWN AS: 302 VALLEY STREET, (EAST PENNSBORO TOWN- SHIP), SUMMERDALE, PA 17093. PROPERTY ID NO.: 09-12-2994- 055. TITLE TO SAID PREMISES IS VESTED IN Michael L. Matson by deed from Michael L. Matson and Melanie B. Matson dated 12/5/05 recorded 12/14/05 in Deed Book 272 Page 1644.