HomeMy WebLinkAbout07-3221IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A. ; No. 0'7 -- 32.2I 01';
655 PAPER MILL ROAD DE5-013-02-02
WILMINGTON DE 19884
Plaintiff : CIVIL ACTION - LAW
vs
RODNEY L SEMDER
4 PIPHER LANE
MECHANICSBURG PA 17050
Defendant(s)
Filed on behalf of:
Plaintiff, FIA CARD SERVICES, N.A.
Date: I
Counsel of record for this party:
4-
Amy F. Doyle #87062 / Daniel F. Wolfson #20617
Philip C. Warholic #86341 / David R. Galloway #87326
Joo?nlyn M. Chippie #878 Sarah E. Ehasz #86469
M.
as, r. 59 / Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 171211714
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
vs
RODNEY L SEMDER
Defendant(s)
. No.
: CIVIL ACTION - LAW
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
CCP Notice to Defend
W&A File No. 171211714
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
vs
RODNEY L SEMDER
Defendant(s)
N TI IA
. No.
: CIVIL ACTION - LAW
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias
despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia
personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones
a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio
solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante
para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
CCP Notice to Defend
W&A File No. 171211714
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
vs
No. aq. 3a2a/
CIVIL ACTION - LAW
RODNEY L SEMDER
Defendant(s)
COMPLAINT
AND NOW, this 09 day of April, 2007, comes the Plaintiff, FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A. , by and through its attorneys, the law firm of Wolpoff &
Abramson, L.L.P., and files the within Complaint and in support avers as follows:
1. Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , is a
National Banking Association organized under the National Banking Act with a principal place
of business situated at 655 PAPER MILL ROAD DE5-013-02-02, WILMINGTON, DE 19884.
CCP Cmplt - MBNA wo AF 4
W & A File No. 171211714
2. Defendant, RODNEY L SEMDER, is an adult individual with a last known
address of 4 PIPHER LANE, MECHANICSBURG, CUMBERLAND COUNTY, PA 17050.
It is averred that Defendant was issued an open-end credit account by Plaintiff.
This account was created through a written contract between Plaintiff and Defendant, accepted
by Defendant when he signed and utilized the credit card account. A true and correct copy of the
Credit Card Agreement governing this account is attached hereto as Exhibit "A.
4. The Credit Card Agreement contains a binding Arbitration provision providing
that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration
before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that
since the agreement involved an instrumentality of interstate commerce, that the Federal
Arbitration Act, 9 U.S.C. §§1-16 (FAA) governed the Agreement and that following disposition
through the NAF, judgment may be entered in any state court having jurisdiction.
5. At all relevant times material hereto, Defendant has been regular user of said
charge card for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use and maintenance of this credit card in connection
with his purchases of goods, and services, he became bound to all of its contractual terms, which
clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and
Defendant consented to the NAF having jurisdiction over this claim.
7. Defendant received monthly statements which accurately state all purchases and
payments made during the month, interest charges imposed on the unpaid balance, and the
amount due. A summary of the account showing the balance due and owing is incorporated
herein and marked as Exhibit "B".
CCP Cmplt - MBNA wo AF
W & A File No. 171211714
8. Defendant did not object to the summary of account.
9. Defendant has made sporadic and irregular payments, if any, which have been
applied to the outstanding balance of this account.
10. As of the date of the within Complaint, the remaining balance due, owing and
unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any
authorized users is the sum of $11,695.66.
11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid
and/or delinquent balances on said account shall continue to bear interest at the rate of 6 %.
12. The amount of interest which has accrued on the aforementioned account is the
sum of $223.01.
13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P.
in the collection of the amount due from Defendant.
14. Despite reasonable and repeated demands for payment, Defendant has failed,
refused and continues to refuse to pay all sums due and owing on the aforementioned account
balance, all to the damage and detriment of the Plaintiff.
15. Any and all conditions precedent to the bringing of this action have been
performed by Plaintiff.
16. The amount in controversy is within the jurisdictional amount requiring
compulsory arbitration.
CCP Cmplt - MBNA wo AF 6
W & A File No. 171211714
WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in
favor of Plaintiff and against Defendant, in the amount of $11,695.66, interest in the amount of
$223.01, plus costs of this action and any other relief as this Court deems proper and just.
Respectfully submitted,
Date:
Amy F. Doyle #87062 / Daniel F. Wolfson #20617
Philip C. Warholic #86341 / David R. Galloway #87326
Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo AF 7
W & A File No. 171211714
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff who is located
outside of this jurisdiction and in order to file the within document in an expedient and timely
manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within
action and verifies that the statements made in the foregoing Complaint are true and correct to
the best of his/her knowledge, information, and belief, based upon information provided by the
Plaintiff.
The undersigned understands that false statements herein are made subject to the
penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date:
Amy F. Doyle #87062 / Daniel F. Wolfson #20617
Philip C. Warholic #86341 / David R. Galloway #87326
Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo AF 8
W & A File No. 171211714
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Exhibit "B"
CLIENT NO 001730 MBNA ACCT#4264293254937349 BALANCE -- 11,695.66
****** PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 07/03/06
*M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME
4264293254937349 A I SEMDER
*M-FIRST-NAME *M-ADDR-1 *M-ADDR-2
RODNEY L 613 E WALNUT ST
*M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH
LEWISTOWN PA 170441543 7172422497
*M-WORK-PH *M-DOB *M-POE-NAME
7177969631 08/06/66
*M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER
LV01 OV0001
*M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE
LMGR
*M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE
PAA 0000 11/17/06 07/31/96 01/01/69
*M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL
07/03/06 11,695.66 .00 .00 11,695.66
*M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1
11,695.66 .00 .00 AMAAMMMM12345
*M-COMMENT-2
20061212
*M-COMMENT-3 *M-COMMENT-DATE
12/12/06
*M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME
26.66 .00
*M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE
.00 .00 R 0771
*M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG
0000 N N
*M-ADDR-FLAG*M-SSN *M-MIO*M-AGY-CODE
N XXX-XX-2452 DBBA CL01
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0
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2007-03221 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
FIA CARD SERVICES N A
VS
SEMDER RODNEY L
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
SEMDER RODNEY L but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT & NOTICE ,
NOT FOUND , as to
the within named DEFENDANT SEMDER RODNEY L
4 PIPHER LANE
MECHANICSBURG, PA 17050
DEFENDANT IS BELIEVED TO BE LIVING AT
613 E WALNUT STREET LEWISTOWN, PA 17044.
Sheriff's Costs:
Docketing 18.00
Service 9.60
Not Found 5.00
Surcharge 10.00
Postage .58
4 is el wl 4" 4318
So
R. Thomas Kline
iff of Cumberland County
WOLPOFF & ABRAMSON
06/05/2007
Sworn and Subscribed to before
me this day of
A. D.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A. No. 07-3221 CIVIL TERM
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
VS CIVIL ACTION - LAW
RODNEY L SEMDER
Defendant(s)
PRAECIPE TO REINSTATE
To the Prothonotary:
Kindly reinstate the complaint in the above-referenced matter.
Respectfully Submitted,
Date: 1
le #87062 / Dam' eir- ?9
Amy: F.
4.
Philp C. olic #8634 David Galloway #87326
Tonin M. hippie #878 .
Robe N. Pol , Jr. #201259 /Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Tgindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 171211714
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AP
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A. No. 07-3221 CIVIL TERM
FKA, MBNA AMERICA BANK, N.A.
Plaintiff CIVIL ACTION - LAW
VS
RODNEY L SEMDER
Defendant(s)
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respectfully Submitted, '910: Date: IoL
Amy le #87062 / Daniel F. Wolfson #20617
P olic #8634.1,j/ David R. Galloway #87326
Tonilyn . Chippie #87 Sarah E. Ehasz #86469
o as, Jr. #201259 / Ronald S. Canter #94000
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 171211714
F
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FIA CARD SERVICES, N.A. No. 07-3221 CIVIL TERM
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
VS.
CIVIL ACTION - LAW
RODNEY L SEMDER
Defendant(s)
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a copy of the foregoing praecipe was
served this date by Regular Mail, Postage Pre-Paid on this k-day of
Lkt-O&O , 2007 .
Rodney L Semder
613 E WALNUT ST
LEWISTOWN, PA 17044
Amy F. oyle #87062 / Daniel F. Wolfson #20617
rert C. War 4David R. Galloway #87326
Chi ie Sarah E. Ehasz #86469
N. Polas, Jr. #201259 / Ronald S. Canter #94000
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 171211714
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