HomeMy WebLinkAbout03-4044BURTON NEIL & ASSOCIATES, P.C.
By: Burton Neil
Identification No. 11348
26 South Church Street
West Chester, PA 19382
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA) N.A. IN THE COURT OF COMMON PLEAS
701 EAST 60TH STREET NORTH
SIOUX FALLS, SD
Plaintiff :CUMBERLAND COUNTY, PENNSYLVANIA
v. NO. 03 -,q0qy e IUc l?
ANTONIO PALUMBO
10 DAPP LANE
MECHANICSBURG, PA
CIVIL ACTION -LAW
Defendant
COMPLAINT
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within (20) days after this complaint and notice are served, by
entering a written appearance personally or by attorney and filing in writing with the court your
defenses or objections to the claim set forth against you. You are warned that if you fail to do so,
the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the complaint or for any other claim or relief
requested by the plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERENCE AND
INFORMATION SERVICE
Cumberland County Bar Association
2 Liberty Avenue,
Carlisle, PA 17013
717-249-3166
10008.034.4986
BURTON NEIL & ASSOCIATES, P.C.
By: Burton Neil
Identification No. 11348
26 South Church Street
West Chester, PA 19382
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA) N.A.
701 EAST 60TH STREET NORTH
SIOUX FALLS, SOUTH DAKOTA
Plaintiff
V.
ANTONIO PALUMBO
10 DAPP LANE
MECHANICSBURG, PENNSYLVANIA
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 63 - 11044 l: lv ?? l F2h-?
Defendant
CIVIL ACTION - LAW
Complaint
1. The plaintiff is Citibank (South Dakota) N.A., with place of business located at
701 East 60th Street North, Sioux Falls, South Dakota.
2. The defendant is ANTONIO PALUMBO, who resides at 10 DAPP LANE
MECHANICSBURG, CUMBERLAND County, Pennsylvania.
3. At the defendant's request, plaintiff issued the defendant a credit card with account
number 4128003230111182 for the defendant's use in making credit purchases and securing cash
advances subject to the terms and conditions governing the use of the credit card. Attached hereto,
made a part hereof and marked Exhibit A is a true and correct copy of the terms and conditions.
4. The defendant accepted the credit card and the terms and conditions governing its
use for the purchase of goods, merchandise and services and/or cash advances from vendors
who accepted plaintiffs credit card. In using the credit card, the defendant agreed to comply
with the terms and conditions governing its use which included the obligation to pay plaintiff
for all the charges made in full upon receipt of the statement or in installments subject to monthly
finance charges.
5. The defendant utilized the credit card by making/obtaining purchases of goods,
merchandise and services and/or cash advances from vendors who accepted the credit card.
Monthly statements were sent to the defendant which detailed the charges made to the account
including finance charges, late and/or over limit charges. The balance due for the charges made
by the defendant including any finance charges, late or over limit charges is $3,743.21.
6. Defendant did not pay the balance due in full upon receipt of the billing statements
and failed to make the required minimum monthly payment set forth in the the billing statement. As
such, defendant is in default of the terms and conditions governing the use of the credit card.
7. Although demand has been made by plaintiff upon defendant to pay the sum of $3,743.21,
the defendant failed and refused to pay all or any part thereof.
8. Plaintiff alleges it is entitled to recovery of attorney's fees from defendant pursuant
to the terms and conditions governing the account. Plaintiffs counsel is not a salaried employee
of Citibank (South Dakota) N.A. Plaintiff seeks recovery of attorney fees in the sum of $711.21.
WHEREFORE, plaintiff demands judgment against the defendant in the sum of $3,743.21,
attorneys fees in the sum of $711.21 and the costs of this action.
BURT EIL & ASSOCIATES, P.C.
r
By:.
Burton eil, E uire
Attorney for Plaintiff
In making this communication, we advise our firm is a debt collector.
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Transaction Fee for Balance Transfers:
You have Obtained a balance transfer if you Iransfer a
balance from othed, by means other than a Citibank check,
or you obtain funds through a Balance Lansfer check.
To each balance vansfer we add an additional FINANCE
CHARGE .1 3 09: of the balance transfer. but not less Than
$S x more than $50. This fee will be added to the purchase
balance with the balance Transfer. The balance transfer
transaction fee may cause the annual percentage rate on
the billing statement an which he balance transfer first
appears to exceed The nominal annual percentage rate.
Late Fee:
We will acid a late lee to The standard purchase balance Tor
each billing period you fail to make the minimum payment
by its due date. This late fee will be: $ 15 an balances up to
S IM $25 on balances of 5100 up to S I0 . and &35 an
balances of 51000 and over.
Non-Acceptance imtructlens:
If you do not wish to accept these changes, you must
notify us in writing within 20 days art or the Sta lamenU
Closing date Indicated on your August billing
etatemant staling your nonaccep(ance. Include your
name, address, and account number and mail to: Customer
Service Center, PO. Box 44121, Jacksonville, Florida.
32231-4121. If you notify us that you do not accept these
new leans, you can continue to use your Carols) undaryour
existing Terms until the end of your current membership year
or tiro expiration data on your card(s), whichever is later AI
Ihai lima your mccnl will be closed and you will be able to
pay off your remaining balance under your Current leans.
For more detailed information about your current terms,
please refer to your Citibank Card Agreement as amended
by any prior change in terms notices.
Me. a rWr cam.. Roux oax.l. M a.
arsee1 MvnEV FCC
ate
Notice of Change in It
Terms to Your Citibank
Card Agreement
Effective on no day alley Ina Sta cormlyClosing Data
indicated an your August 2001 billing statement, we are
amending your Citibank Card Agreement to substitute'
the allowing pmvismns regarding the Citadel rate. Ina
transaction lee for balance transfers, and the late lee for
the corresponding ones in your existing Citibank Card
Agreement. When applicable, these changes will appear
on your September 2001 billing slaternenl. We encourage
you Id read this notice and save it for IuWre reference.
Variable Annual Percentage Pales for
Purchases and Cash Advanced
The annual percentage fate for purchases and cash
advances may also vary it you default under any Citibank
Card Agreement because you fail to make a payment to
us or any other Creditor when due. you exceed your credit
line, or you make a payment to us that is not bawred
by your bank, In such circumstances, we may hsrease
the ANNUAL PERCENTAGE RATE (including any
promotional rate) on all balances to a defau0 rata of Up to
24.99 :. Factors construed to determining this defaull rate
may include the length of ilme the account has been open,
The exislence, seriousness, and liming of Cillbank Card
Agreement defaults, and other indications of account e.g.
uand performance. The increase in the variable annual
percentage rate as described in this paragraph takes ellecl
as of the Orsl day of the billing period in which you default.
Your account may again became eligible for a tower annual
percentage rate an new purchases. new cash advances,
or Pon eftu you have met the terms of all Citibank Card
Agmamenls for six consecmlve mIXnns. Your existing
balances will remain subject to the default rate will tney
are paid In full.
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Verification
Jennifer Sisson is an attorney management specialist for Citibank (South Dakota), N.A. and Citicorp
Credit Services, Inc., wholly owned subsidiaries of Citigroup, the within Plaintiff in this action.
She verifies that the statements of fact made in the foregoing Complaint are true and correct to the best
of her knowledge and belief. The undersigned understands that the statements made herein are
subject to the penalties of 18 Pa. C.S. Section 4904, relating to unswom falsification to authorities.
Date: `6 S ?c 3
Name
ANTONIO PALUMBO
4128003230111182
10008.034.4986
O
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SHERIFF'S RETURN - REGULAR
CASE NO: 2003-04044 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIBANK (SOUTH DAKOTA) N A
VS
PALUMBO ANTONIO
ROBERT BITNER
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
PALUMBO ANTONIO
the
DEFENDANT , at 0847:00 HOURS, on the 20th day of August 2003
at 10 DAPP LANE
MECHANICSBURG, PA 17055 by handing to
CARLO PALUMBO, FATHER OF DEFENDANT
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 5.52
Affidavit .00
Surcharge 10.00
.00
33.52
Sworn and Subscribed to before
me this J1 day of
n
7p-rothonot Q?{ f
So Answers:
P/sI?s"t? eo?
R. Thomas Kline
08/21/2003
BURTON NEIL & ASSOC.
By.
Deputy SherifJj? P-l
CITIBANK (SOUTH DAKOTA) N.A.
701 E 60th Street N
Sioux Falls, SD
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
VS.
ANTONIO PALUMBO
10 Dapp Lane
Mechanicsburg, PA
Defendant
NO. 03-4044 CIVIL
CIVIL ACTION - LAW
Praecipe for Default Judgment
To the Prothonotary:
Please enter judgment by default for want of an answer in the above case in favor of the plaintiff and against the
defendant, and assess damages as follows:
Principal: $3,743.21
Credit: $100.00
Attorneys Fees: $711.21
Total: $4,354.42
Understanding that false statements herein made are subject to penalty under 18 Pa. C.S. § 4904 relating to unworn
falsification to authorities, I verify that:
1. The above are the precise last-lmown addresses of the judgment debtor and creditor.
2. The annexed notice of intention to file this praecipe was mailed to all parties against whom judgment is to be entered
and to their record attorneys, if any, after the default occurred, and at least ten days prior to the date of the filing of this praecipe.
3. The said defendant is not in the Military Service of the United States or its Allies or otherwise within the coverage
of the Soldiers' and Sailors' Relief Act of 1940, as amended, is over 18 years of age and has a civilian occupations.
JUDGMENT BY DEFAULT ENTERED
AND DAMAGES ASSESSED AS ABOVE.
NOTICE GIVEN UNDER P CIV.P. 236
Pro Prothonotary
BURTO IL & ASSOCIATES, P.C.
BY:
Burton Neil, Esquire
Attorney for laintiff
I.D. #11348
PO Box 356, W. Chester, PA 19381
In making this communication, we advise that this office is a debt collector.
CITIBANK (SOUTH DAKOTA) N.A.
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
VS.
ANTONIO PALUMBO
Defendant
NO. 03-4044 CIVIL
CIVIL. ACTION - LAW
Notice of Intention to File Praecipe for Default Judgment
TO: ANTONIO PALUMBO
10 DAPP LANE
MECHANICSBURG, PA 17050-1721
DATE OF NOTICE: October 13, 2003
IMPORTANT NOTICE
You are in default because you have failed to enter a written appearance personally or by attorney and file
in writing with the court your defenses or obligations to the claims set forth against you. Unless you act
within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and
you may lose your property or other important rights. You should take this notice to your lawyer at once. If
you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you
can get legal help. This office canprovide you with information about hiring a lawyer.
If you cannot afford to hire a lawyer, this office may be able to provide you with information about agencies
that may offer legal services to eligible persons at areduced fee or no fee.
Lawyer Referral Service
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
B N NEIL & ASSOCIATES, P.C.
BY:
2B"urton Nei Esquire
Attorney for Plaintiff
Identification No. 11348
26 South Church Street
West Chester, PA 19382
(610) 696-2120
In making this communication, we advise that this office is a debt collector.
i! CZ
i r
J (Jl -G
PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT)
Pa.R.C.P. § 3103 to 3149
CITIBANK (SOUTH DAKOTA) N.A.
Plaintiff
VS.
ANTONIO PALUMBO
Defendant(s)
PENNSYLVANIA STATE BANK
Garnishee(s)
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 03-4044 Civil
CIVIL ACTION - LAW
To the Prothonotary: ISSUE A WRIT OF EXECUTION IN THE ABOVE MATTER
1. Directed to the Sheriff of Cumberland County, Pennsylvania
2. against ANTONIO PALUMBO , Defendant(s)
3. and against PENNSYLVANIA STATE BANK , Garnishee(s)
4. and index this writ
(a) against Defendant(s)
(b) against Garnishee(s)
as a lis pendens against the real property of the defendant(s) in the name of the Garnishee(s) as follows:
(specifically describe property)
NO LEVY-GARNISHMENT ONLY
Serve interrogatories on garnishee at: 91 Cumberland Parkway, Mechanicsburg, PA 17055
5. Amount Due $4,354.42
Interest from 11/12/03 $ 190.40
Credit $ 100.00
Total $4,444.82*
*Plus writ costs
Dated: August 3, 2004
Yale D. Weinstein, Esquire
Attorney for Plaintiff
NOTE: Under paragraph I when the writ is directed to sheriff of another county as? thorized by Rule 3103(b), the county should be
indicated. Under Rule 3103(c) a writ issued on a transferred judgment may be directed only to the sheriff of the count in which issued.
Paragraph 3 above should be completed only if indexing of the execution in the co ty of issuance is desired as authorized by Rule
3104(a). When the writ issued to another county indexing is required as of course in that county. See Rule 3104(b). Paragraph 4(b)
should be completed only if real property in the name of the garnishee is attached and indexing as a lis pendens is desired. See Rule
3104(c).
The firm of Burton Neil & Associates, P.C. is attempting to collect a debt.
n
TQ
V
r
? yL, p d ? C C p cl
Q 1 G r? "'
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 03-4044 Civil
CIVIL ACTION-LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due CITIBANK (SOUTH DAKOTA) N.A., Plaintiff (s)
From ANTONIO PALUMBO,10 DAPP LANE, MECHANICSBURG, PA 17055
(1) You are directed to levy upon the property of the defendant (s)and to sell
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of PENNSYLVANIA STATE BANK, 91 CUMBERLAND PARKWAY, MECHANICSBURG, PA
17055 - SERVE INTERROGATORIES ON GARNISHEE
GARNISHEE(S) as follows:
and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $4,354.42 L.L. $.50
Interest FROM 11/12/03 -- $190.40
Arty's Comm % Due Prothy $1.00
Atty Paid $116.02 Other Costs
Plaintiff Paid
Date: AUGUST 9, 2004
CURTIS R. LONG
(Seal) Prothonotary Q
Q
$Y:
/1 ate, P,
Deputy
REQUESTING PARTY:
Name YALE D. WEINSTEIN, ESQUIRE
Address: BURTON NEIL & ASSOCIATES, P.C.
1060 ANDREW DRIVE, SUITE 170
WEST CHESTER, PA 19381-0356
Attorney for: PLAINTIFF
Telephone: 610-696-2120
Supreme Court ID No. 89678
SHERIFF'S RETURN - GARNISHEE
CASE NO: 2003-04044 P
COMMONWEALTH OF PENNSYYVANIA
COUNTY OF CUMBERLAND
CITIBANK (SOUTH DAKOTA) N A
VS
PALUMBO ANTONIO
And now CPL. MICHAEL BARRICK Sheriff or Deputy Sheriff of
Cumberland County of Pennsylvania, who being duly sworn according
to law, at 0010:08 Hours, on the 16th day of August , 2004, attached
as herein commanded all goods, chattels, rights, debts, credits, and
moneys of the within named DEFENDANT ,
PALUMBO ANTONIO
hands, possession, or control of the within named Garnishee
PENNSYLVANIA STATE BANK 91 CUMBERLAND PARKWAY
MECHANICSBURG, PA 17055
Cumberland County, Pennsylvania, by handing to
CATHY KOPPENHEFFER (HEAD TELLER)
, in the
personally three copies of interogatories together with 3 true
and attested copies of the within COMPLAINT & NOTICE and made
the contents there of known to Her .
Sheriff's Costs: So an
Docketing .00 Service .00 7
Affidavit .00 R. Thomas Kline
Surcharge .00 Sheriff of Cumberland County
.00
00
00/00/0000
Sworn and subscribed to before me By e
eDeput this ,i/,a/ day of S eriff
Pr4=tar cCQ, " .
BURTON NEIL & ASSOCIATES, P.C.
By: Yale D. Weinstein, Esquire
Identification No. 89678
1060 Andrew Drive, Suite 170
West Chester, PA 19380
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
VS.
Plaintiff
ANTONIO PALUMBO
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 03-4044 Civil
and
PENNSYLVANIA STATE BANK
Garnishee
CIVIL ACTION - LAW
PRAECIPE FOR JUDGMENT AGAINST GARNISHEE
TO THE PROTHONOTARY:
Kindly enter judgment in favor of plaintiff, Citibank(South Dakota), N.A., and against garnishee,
PENNSYLVANIA STATE BANK, for the amount admitted in its possession in the attached Answers to
Interrogatories in the total sum of $395.62.
BURWYNEIL ¢?'ASSOCIATES, P.C.
Weinstein, Esquire
i for Plaintiff
AND NOW this 1L-1-k--day of S10+- 04, judgment is hereby entered in favor
of plaintiff, Citibank (South Dakota), N.A., and against gams ee, PENNSYLVANIA STATE BANK,
in accordance with the attached Answers to Interrogatories in the total sum of $395.62.
1
Prothonotary
In making this communication, we advise that our firm is a debt collector.
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3URTON NEIL & ASSOCIATES, P.C.
By: Yale D. Weinstein, Esquire - Id. No. 89678
1060 Andrew Drive, Suite 170
West Chester, PA 19380 - 610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA) N.A.
Plaintiff
vs.
ANTONIO PALUMBO
Defendant(s)
PENNSYLVANIA STATE BANK
Garnishee(s)
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 03-4044 Civil
CIVIL ACTION - LAW
Interrogatories to Garnishee
To: PENNSYLVANIA STATE BANK
91 Cumberland Parkway. Mechanicsburg, PA 17055
You are required to file answers to the following Interrogatories within twenty (20) days after service
upon you. Failure to do so may result in judgment against you.
1. At the time you were served or at any subsequent time, did you owe the defendants any money or
where you liable to it by virtue of monies held by you on deposit or otherwise on any negotiable or written
instrument or did defendants claim that you owed them money or were liable to them for any reason.
?eS
2. At the time you were served or at any subsequent time, was there in your possession, custody or
control or in the joint possession, custody or control of yourself and one or more other persons any property of
any nature owned solely or in part by the defendants? 'Jp ,
3. If the answer to 1 and/or 2 is yes, please specify the nature of the property and, if money, the amount?
A 3q5. (.0 .j._
4. At the time you were served or at any subsequent time, did you hold legal title to any property of any
nature owned solely or in part by the defendants or in which defendants held or claimed interest?
No•
5. At the time you were served or at any subsequent time, did you hold fiduciary any property in which
the defendants had an interest? K) C
6. At the time before or after you were served, did the defendants transfer or deliver any property to you
or to any person or place pursuant to your direction or consent and if so, what was the consideration therefor?
7. At any time after you were served, did you pay, transfer or deliver any money or property to the
defendants or to any person or place pursuant to its direction or otherwise discharge any claim of the defendants
against you? U0, 1--)
The firm of Burton Neil & Associates, P.C. is
ZA SOC TES, P.C.
Esquire
collect a debt.
COPY
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BURTON NEIL & ASSOCIATES, P.C.
By: Yale D. Weinstein, Esquire
Identification No. 89678
1060 Andrew Drive, Suite 170
West Chester, PA 19380
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
vs.
Plaintiff
ANTONIO PALUMBO
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 03-4044 Civil
and
PENNSYLVANIA STATE BANK
Garnishee
CIVIL ACTION - LAW
PRAECIPE TO SATISFY JUDGMENT AGAINST GARNISHEE
TO THE PROTHONOTARY:
Kindly mark the judgment against garnishee PENNSYLVANIA STATE BANK, in the above
matter, SATISFIED on payment of your costs only.
BURT,WNE;L & ASSOCIATES, P.C.
Weinstein, Esquire
,for Plaintiff
In making this communication, we advise that our firm is a debt collector.
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Citibank
Vs
Antonio Palumbo
Writ of Execution
Docket No. 2003-4044 Civil Term
C)7j,Lr'? -64 k"L?
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R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED. No action has been taken in the last six months.
Sheriff's Costs
Docketing $18.00
Surcharge 30.00
Levy 20.00
Mileage 8.14
Poundage 1.73
Prothonotary 1.50
Garnishee 9.00
Total $88.37 t% n/i??a 9
So Answers:
R. Thomas Kline, Sheriff
BY
Sergea t 4k
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