HomeMy WebLinkAbout06-06-07 (3)
J~'\'
soo EX + (6-00)
REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
'*
COMMONWEALTH OF
PENNSYLVANIA
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBURG, PA 17128-0601
OFFICIAL USE ONLY
FILE NUMBER
2 1 -0 6 0 8 2 2
COUNTYCciiiE --vE~ - - NuMaER- -
....
Z
W
C
W
o
W
C
DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
Warcholak Timko
DATE OF DEATH (MM-DD-Year)
DATE OF BIRTH (MM-DD-Year)
SOCIAL SECURIT'Y NUMBER
2 0 6 - 1 2 - 6 3 8 3
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
SOCIAL SECURITY NUMBER
w
~
lil:-1Il
(J O::lil:
wc.(J
:coo
" 0::...
... C.lD
C.
ct
9/6/2006 3/6/1923
(IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
Jo ce Warcholak
[R] 1. Original Return
o 4. Limited Estate
[R] 6. Decedent Died Testate (Attach copy of Will)
o 9. Litigation Proceeds Received
o 2. Supplemental Return
o 4a. Future Interest Compromise (date of death after 12-12-82)
o 7. Decedent Maintained a Living Trust (Attach copyofTrusl)
o 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95)
o 3. Remainder Return (dale of death prlorto 12-13-82)
o 5. Federal Estate Tax Return Required
_ 8. Total Number of Safe Deposit Boxes
o 11. Election to tax under Sec. 9113{A) (Attach Sch 0)
THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
NAME COMPLETE MAILING ADDRESS
David H. Stone Es uire 414 Bridge Street
FIRM NAME (If Applicable)
Stone LaFaver & Shekletski
TELEPHONE NUMBER
7177747435 New Cumberland PA 17070
I-
Z
W
C
Z
o
C.
1Il
W
0::
0::
o
(J
z
o
i=
<C
...J
::l
~
D..
<C
o
w
0::
z
o
i=
<C
....
::l
D..
:E
o
o
~
....
(1)
(2)
(3)
(4)
(5)
1. Real Estate (Schedule A)
2. Stocks and Bonds (Schedule B)
3. Closely Held Corporation, Partnership or Sole-Proprietorship
4. Mortgages & Notes Receivable (Schedule D)
5. Cash, Bank Deposits & Miscellaneous Personal Property
(Schedule E)
6. Jointly Owned Property (Schedule F)
o Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G or L)
8. Total Gross Assets (total Lines 1-7)
9. Funeral Expenses & Administrative Costs (Schedule H)
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)
11. Total Deductions (total Lines 9 & 10)
12. Net Value of Estate (Line 8 minus Line 11)
13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been
made (Schedule J)
_ .. .~ _._ _ .___... _ 4._ _ ____
OFFICIAL USE ONLY
124,4 75.66
(6)
(7)
(9)
(10)
14. Net Value Subject to Tax (Line 12 minus Line 13)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
15. Amount of Line 14 taxable at the spousal tax
rate. or transfers under Sec. 9116 (a)(1.2)
19 Tax Due
7,398.66 X ~ (15)
243,899.23 X .045 (16)
0.00 X .12 (17)
0.00 X15 (18)
(19)
78,049.53 !
,--'"
7,398.66
;',)
92,454.88
(8)
302,378.73
16 Amount of Line 14 taxable at lineal rate
45,515.93
5,564.91
(11)
(12)
(13)
51,080.84
251,297.89
0.00
17. Amount of Line 14 taxable at sibling rate
(14)
251 ,297.89
18 Amount of Line 14 taxable at collateral rate
0.00
10,975.47
0.00
0.00
10,975.47
20. D
CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
> > BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < <
D
d I C
I t Add
ece ent s om pie e ress:
STREET ADDRESS
311 EverQreen Street
CITY I STATE I ZIP
New Cumberland PA 17070-
Tax Payments and Credits:
1, Tax Due (Page 1 Line 19)
2, Credits/Payments
A. Spousal Poverty Credit
8, Prior Payments
C, Discount
(1)
10,975.47
9.000.00
473.68
Total Credits (A + 8 + C )
(2)
9,473.68
3. InteresUPenalty if applicable
0, Interest
E. Penalty
TotallnteresUPenalty ( 0 + E) (3)
4, If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 1 Line 20 to request a refund (4)
5, If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5)
A. Enter the interest on the tax due, (5A)
8, Enter the total of Line 5 + 5A. This is the BALANCE DUE. (58)
Make Check Payable to: REGISTER OF WILLS, AGENT
0.00
0.00
1,501.79
1,501.79
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X"IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred; ........................................................................... 0 00
b. retain the right to designate who shall use the property transferred or its income; ........................................ 0 00
c, retain a reversionary interest; or ...................................................................................................... 0 00
d. receive the promise for life of either payments, benefits or care? ............................................................. 0 00
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration?............................................................................................... 0 00
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? ................. 0 00
4, Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? ..................................................................,.................................... 00 0
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Under penalties of perjury, I declare that I have examined this return. including accompanying schedules and statements, and to the best of my knowledge and belief, it is true. correct and complete,
Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge,
SIGNATURE OF PERSON RESPONSIBLE FOR FILING RETU N DATE
fU-, d- W4A- y-...\
311 Evergreen Street
New Cumberland PA
SIGNATURE OF ARER
ADDRESS
PA 17070
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3%
[72 P,S. ~9116 (a) (1.1) (i)],
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P,S, ~9116 {al (1, 1) (ii)),
The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax retum are still applicable even if
the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent,
or a stepparent of the child is 0% [72 PS, ~9116{a)(1.2)],
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 45%, except as noted in 72 P S, ~9116{ 1,2) [72 PS ~9116{a)( 1)),
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 PS, ~9116{a)(1 ,3)], A sibling is defined. under Section 9102. as an
individual who has at least one parent in common with the decedent, whether by blood or adoption,
REV-1503 EX + (6-98)
'*
SCHEDULE B
STOCKS & BONDS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Warcholak. Timko
FILE NUMBER
21 06
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
0822
ITEM
NUMBER
1
DESCRIPTION
180 shares MetLife Inc stock @ $54.115 each
2
80645.72 shares Morgan Stanley-Active Assets Money Trust @ $1.00 each
Acct. #410-033025
3
17937.02 shares Morgan Stanley-Liquid Asset Fund Accl. #410-019216 @ $1.00 each
4
721.848 shares Morgan Stanley-MS Spectrum Tech LP @ $22.330 each
Acct. #410-019215
5
2.467 shares PNC Investments-Putnam Classic Equity Fd CI A @ $13.520 each
VALUE AT DATE
OF DEATH
9,740.70
80,645.72
17,937.02
16,118.87
33.35
TOTAL (Also enter on line 2, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
124,475.66
REV-1508 EX + (6-98)
'*
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Warcholak. Timko
FilE NUMBER
21 06
Include the proceeds of litigation and the date the proceeds were received by the estate,
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
0822
ITEM
NUMBER
1.
DESCRIPTION
2006 Nissan Altima 2.5 S Sedan 4D @ bluebook value
VALUE AT DATE
OF DEATH
16,300.00
3
47897.2 shares Morgan Stanley-Bank Deposit Sweep Program @ $1.000 each
Acct. #410-019215
47,897.20
4
New Cumberland FCU-Savings Acct. #4069 Dorothy Warcholak predeceased decedent
10,827.99
5
PNC Investments-Blackrock Money Market Fund Acct. #89905534
489.94
6
United Health Care-refund
2,534.40
TOTAL (Also enter on line 5, Recapitulation) $
(If more space is needed, Insert additional sheets of the same size)
78.049,53
REV-1509 EX + (6-98)
*'
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE F
JOINTLY-OWNED PROPERTY
ESTATE OF
Warcholak. Timko
FILE NUMBER
21 06
0822
If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G.
SURVIVING JOINT TENANT(S) NAME
ADDRESS
RELATIONSHIP TO DECEDENT
A. Joyce Warcholak
311 Evergreen Street
New Cumberland, PA 17070
surviving spouse
8
c
JOINTl Y.OWNED PROPERTY:
LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH
ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECO'S VALUE OF
NUMBER TENANT JOINT IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENTSINTERES
1. A. 8/9/04 PNC Bank-Checking Acct. #5004639015 joint w/Joyce 14,797.31 50. 7,398.66
Warcholak Prine. $14,795.92, Int. $1.39
0.00
0.00
TOTAL (Also enter on line 6, Recapitulation) $ 7,398.66
T
(If more space is needed, insert additional sheets of the same size)
REV-1510 EX + (6-98)
.
SCHEDULE G
INTER-VIVOS TRANSFERS &
MISC. NON-PROBATE PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Warcholak Timko
FILE NUMBER
21 06
0822
This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes.
DESCRIPTION OF PROPERTY
ITEM INCLUDE THE NAME OF THE TRANSFEREE. THEIR RELATIONSHIP TO OECEDENT AND DATE OF DEATH % OF DE CD'S EXCLUSION TAXABLE
NUMBER THE DATE OF TRANSFER ATTACH A copy OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABlE) VALUE
1. MetLife Invs USA Insurance Sfg Fixed Annuity 59,257.27 100. 59,257.27
beneficiaries are Sandra L. Fowler, Thomas P.
Warcholak, and Joan Louise Andrews
2 PNC Bank-Cert of Deposit ITF Joan L. Andrews 14,065.87 100. 3,000.00 11,065.87
Acct. #31500296085
3 PNC Bank-Cert of Deposit ITF Sandra L. Fowler 14,065.87 100. 3,000.00 11,065.87
Acct#31100297570
4 PNC Bank-Cert of Deposit ITF Thomas P. Warcholak 14,065.87 100. 3,000.00 11,065.87
Acct. #31200296567
TOTAL (Also enter on line 7 Recapitulation) $ 92 454.88
(If more space is needed, insert additional sheets of the same size)
REV-1511 EX + (12-99)
.
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Warcholak. Timko
ITEM
NUMBER
A.
B.
1.
2.
3.
4.
5.
6.
7.
2
3
4
5
6
Debts of decedent must be reported on Schedule I.
DESCRIPTION
1
FUNERAL EXPENSES:
Romberger Memorials-services rendered
Stone & Murray-funeral expenses
Joyce Warcholak-Reimb. for funeral luncheon
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
Name of Personal Representative (5) JOyce Warcholak
Social Security Number(s)/EIN Number of Personal Representative(s)
Street Address 311 Evergreen Street
City New Cumberland
Year(s) Commission Paid: 2007
Attorney Fees David H. Stone, Esquire
Family Exemption: (If decedent's address is not the same as claimanfs, attach explanation)
Claimant Joyce Warcholak
Street Address 311 Evergreen Street
City New Cumberland State PA
State PA
Relationship of Claimant to Decedent Wife
Probate Fees and short cert. to Register of Wills, Cumberland Co.
Accountant's Fees
Tax Retum Preparer's Fees Kelly Financial Services
PA Dept. of Revenue-2006 tax due for PA40 return
Cumberland Law Journal-advertising grant of letters
The Patriot News Co.-advertising grant of letters
US Treasury-2006 tax due on 1040 return
Register of Wills-filing Inheritance Tax Return and Inventory
Reserve for closing expenses
FILE NUMBER
21
06
0822
(If more space is needed, insert additional sheets of the same size)
TOTAL (Also enter on line 9, Recapitulation) $
Zip 17070
Zip 17070
AMOUNT
90.00
4,863.00
301.43
15,159.00
15,159.00
3,500.00
388.00
388.50
1,229.00
75.00
100.00
4,033.00
30.00
200.00
45,515.93
,REV-1512 EX + (6-98)
'*
SCHEDULE.
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES & LIENS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Warcholak. Timko
FILE NUMBER
21
06
0822
Include un reimbursed medical expenses.
ITEM
NUMBER
1.
DESCRIPTION
Members 1st Credit Union-payoff of car loan
VALUE AT DATE
OF DEATH
5,564.91
TOTAL (Also enter on line 10, Recapitulation) $
5.564.91
(If more space is needed, insert additional sheets of the same size)
'"""""'.'-
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
SCHEDULE J
BENEFICIARIES
FilE NUMBER
W~r,.hnl ,... Timkn ?1 OR OR??
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not list Trustee(s) OF ESTATE
I. TAXABLE DISTRIBUTIONS ~nclude outright spousal distributions, and transfers under
Sec. 9116 (a) (1.2)]
1. Joan Louise Andrews Lineal 33,857.60
38 Turkey Hill Road South
Westport CT 06880-
2 Sandra Lou Fowler Lineal 81,299.74
459 M Street
Harrisburg PA 17112-
3 Thomas Paul Warcholak Lineal 81,299.74
563 Funt Road
Aspers PA 17304-
4 Jessica T Andrews Lineal 15,814.05
38 Turkey Hill Road South
Westport CT 06880-5521
5 Catharine L Andrews Lineal 15,814.05
230 E. 30th Street Apt. 2A
New York NY 10016-8238
6 Olivia S Andrews Lineal 15,814.05
226 E. 70th Street Apt. 3G
New York NY 10021-5429
7 Joyce Warcholak Spousal 7,398.66
311 Evergreen Street
New Cumberland
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II. NON-TAXABLE DISTRIBUTIONS: -c-
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
1.
TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ 0.00
(If more space is needed, insert additional sheets of the same size)
~TONE. 1.AJ'AVER t'lc ~BEKJ",ETSKJ
ATTORNEYS AT LAW
414 BRIDGE~'
NEW CVMUJ<;JU..\.ND PA 17()70
.~-.
{
.
LAST WILL AND TESTAMENT
OF
TIMKO WARCHOLAK
I, TIMKO WARCHOLAK, of the Borough of New Cumberland, Cumberland
County, Pennsylvania, declare this to be my last will and revoke any
will previously made by me.
ITEM I:
I direct
that
rrl'\T "t;"vt=>~n+-riv
"'.1 ~..~----_..
hereinafter na~ed shall pay
all my just debts and funeral expenses as soon as conveniently may be
done after my decease from the residue of my estate.
ITEM II:
I devise and bequeath all the rest, residue and remain-
der of my estate, of every nature and wherever situate, in equal
shares to my children, SANDRA LOU FOWLER, THOMAS PAUL WARCHOLAK, and
JOAN LOUISE ANDREWS, as survive me.
Should any of my children
predecease me, I devise and bequeath the share of such child to his or
her issue, per stirpes; and should any such child of mine leave no
such issue living following my death, I devise and bequeath the share
of such child to my issue, per stirpes.
lTE::~.1 I:;: I:
I appoint my spouse, JOYCE A. WARCHOLAK, Execu~rix
r-F
'J,"-
this my last will.
Shou~d my spouse, JOYCE A. WARCHOLAK, fail to
Qualify cr cease to act as Execctrix, = appoint my daughter, SANCRA
T ,~...:
L,-,I.,-
~OWLE?, Execu~rix of this
rn,r
'''.1
last
. ." , 1
'o'V-L...L__
?aJe ~ :~f .j
ITE~1 IV: No fiduciary acting hereunder stall be req~i~ed to Dost
bond O~ ente~ se2urity for the faithful perfcrmance Gf his or her
dcties in any jurisdiction.
IN WITNESS WHEREOF, I, TI~IKO WARCHOLAK, have hereunto set my hand
and seal this
;."....
:;
1 I!
day
of
I
//.... ~;.
r... ",-I :.:' )"'
/
/ '
'~:lt" I I~\/~
,/" t' ~
, 2006.
/
/ .
/. / /'
{(/tC({('t
~-'-/~
TUIKO WAPCHOLAK
?'~:1g~
") ~~
~ \.j..L
SIGNED, SEALED, PUBLISHED a :-;j DECLARED J:::~' ~ ~:.:?':= :':_=_F.::~=:=-..::,~:, t.:->"
~est3tGr above named, as and ~C~ his Last Wil~ an~ T~sta~ent, and in
tne presence of us, ~nc at his req~est, In his prese~2e a~d i~ ~he
r:~e;se~l,-=:e
of each otter,
-'>." I !
. .' "' \ I ....:
"', \ /: I .4..--'-
/ "\ '~!r i \ I
( I ./~
ha?e
subscribed
our
names as witnesses.
I
vJi t n e s s
.l. ,~_'
414 Bridoe St. , New Cumberland, PA
Address
414 Bridcr("~ St. , New C'..:mberl acid, pll
L L
Address
,-...,
'~
'.
\ '-.
\:~,
I
\
"
......~
l <
\\--:\
Witness
COMMONWEALTH OF PENNSYLVANIA:
SS:
COUNTY OF CUMBERLAND
1, TIMKO WARCHOLAK, the Testator whose name lS signed to the at-
tached or foregoing instrument, having been duly qualified according
to law do hereby acknowledge that I signed and executed this instru-
ment as my last will; that I signed it willingly and that I signed it
as my free and voluntary act for the purposJP therein contained.
/ /
/ " ,-' ",/ / /
/ ,/ i(; ,:. / L . '(. k.'
/c> ,
. ... t
//.
t, ./ tj',
TIt1K'J W"L.?CHOLAK
Sworn to or affirmed to and acknowledged before me by TIMKO
~:A?2~:J~~K, ~he Testator, this
~~'
~' r,r; r
, ~ _ ~ 0 .
'/(ji>1WEALTH OF PEt'-<NS'rlVN,Jil\
NOTARIAL SEAL
; M HARTMAN, Notary Public
~ :t.erland Bore.. Cumberland Co
:,-'<;1011 Expires Jan. 21,2009
Notary ?'.1blic
Pal;e
,--,,'..L
':=':= :.::.2=:~~:rJ::.:s.~~ 2 :='? F ~ t::; S ~{~ \,T ..:....:J =..;.
C '2' .
............' .
:J~?~~Y OF :CMBS?LAND
Ke,
\'\/--, '. ,',~
j,'\' ", '.
and
,
, \
\.. \\. \\ 1..,
. '
\ . \ 't I \,".
~he witnesses whose names are signed to the attached or foregoing
instrument, being duly qualified according to law, depose and say that
we were present and saw Testator sign and execute the instrument as
his last will; that Testator sig~ed willingly and that he executed it
as his free and voluntary act for the purposes therein expressed; that
each of us in the hearing and sight of the Testator signed the will as
witnesses; that to the best of our knowledge, the Testator was at that
time eighteen or more years of age, of sound mind and under no con-
straint or undue influence.
/
'r
f . .;,' "
"
\
\
\
, \""-
(
".... "..'~ \
Witness
Sworn to or affirmed to and
, ).
'\ .1- \\ L . \"') .
r \'h\(
acknowledged before me by
( ,
\ ,~ '~. " \' "~ L:
and \... _. \ ~\, L . '- . , \. ~\i '" \''''__
;'1 i t n e sse s , t his
\
day of
,'"
\, , ?ll~.
,I.>- '. 'i. ~ / , "f '-- "' .. ~
~
":OMMONWEALTH OF PE~i~~SYLVANlt,
.- NOTARIAL SEAl.
i'~NIEL M. HARTMAN. Notarf Public
, Cumberland Boro,. Cumberland Co.
:~~jnrnisslon Expires Jan. 21,2009
Notary Public
Page 4 of 4
t-;:" ,s: ' r- - _5 \A:::-,';'- :::~:, I .;'~';'.\ -.....11 :"r::':.:, >-: 1;,f->.3""~ te-,j.:. .:;-C:;:l _:T.~:-
IN RE:
ESTATE OF TIMY-O WARCHOLAK,
LATE OF fJE'Vl CUr-mSRLANC BORG:
CUMBERLAND COUNTY,
?ENNSYLVANIA, CECEASED
IN THE COUPT OF COr1r10N PLEAS OF
CUMBERLAND COUNTY, PENNSYL'!ANIA
ORPHANS' COURT CIVISION
NO. 2006-00822
DISCLAIMER UNDER 20 PA C.S.A. ~6201
~, JOAN LOUISE ANDREWS, one of the heirs of Timko Warcho~ak, late
of the Borough of New Cumberland, Cumberland County, Pennsylvania,
hereby exercise the rights granted to me in Chapter 62 of the Probate,
Estates and Fiduciaries Code, 20 PA C.S.A. 56201-6107, and I hereby
disclaim and renounce any and all of my right, title and interest
which I may have in the said estate as a beneficiary under the Last
Will and Testament of Timko Warcholak.
IN WITNESS WHEPEOF and intending to be legally bound hereby, and
intending that this disclaimer and renunciation shall be filed of
record in the Office of the Clerk of the Orphans' Court Division of
the Court of Cemmon Pleas of Cumberland County, Pennsylvania, as
proiided in 20 PA C.S.A. ~62C4(a), I have hereunto set ~j hand and
,ei ja.,:' ,,"":.+:. 1)1' /J
sea~ ~his b : ~_ ~ , 2006.
~~~~ '~~
- .~ ( ~~..
,-,~'=:'.;:'J ~C~;...~=S::: :-:"':;:;;,E~';..3 (__ ,-_;
! .~:-~ . J
rv
v
c.)
o
N
STATE/c:)rJlr'lC~H'lEALTH OF (,1"
:::JCNTY OF fu( ~'t (d
SS: Wesfpurl
On this, the ~~
day of ~~
, 20C6, before me
the undersigned officer, a Notary Public, personally appeared JOAN
LOUISE ANDREWS, known to me (or satisfactorily proven) to be the
person whose name is subscribed to the within instrument, and acknowl-
edged that she executed the same for the purposes therein contained.
IN WITNESS WHEREOF, I have hereunto set my hand and official seal
the day and year first above written.
0V1~ --
-
Notary Public
.......) ...",_~("'. ,j ~~ ,.". " d
'Ily Ce,I.I..,,),,. .
/I '.)1 2DJJ
HUg. OJ ,
MetLife, Inc. - Stock chart, Index chart - MSN Money
<)1:.,1\.:. Ch:llt N<'ws
RI"~l'~H eM
~iii,d':,: f~(<;'.1rch
\-,n{1 Stud..s
Rr'i;jt.~t1 l_inkS
;.. ;'., ,>"v.'''~ 100 ~,
""-."~';:)'" ~",'-.:". '47'
tIi.~" . tFREETRADES '
[*TIIII"[ $otCU'it;of'
Page 1 of I
,i),;'.)',j
C' ,,<,.". ',"
'~.l""l""':."~..'...".':''''.''
~'''' '
.,.,\
~i'/" ,
1.#
.. .,,)
;. ___",-1
- d._,_,
MetLife, lnc.
69,10' 69,35
68.94
68.37
/ 80 s1)s )< 5lf. /15 -~ It C(7t.fO I 70
http://moneycentraLmsn.com/investor/charts/chartdLaspx?PT=3&D5= I &D2=0&D3=0&C... 5/16/2007
Mdljfr~ 1m
i)_ ~ "'_'U
) :. ,~'! i. I
;-1,(;;;1)(
"'t -, ,~t
5.',_.>3 :Or~;
C)C;, ~ t..- ,
)-,_,;-1'/"
~~..f . (; ~: i' ,',
,j,' .
5..;..j6QC
:)),27U0
~3_r'}2CG
e.; J~()n
;,;}'-?,:-;!',i
\
5::::, ~ ':CO
::;'\, i~:2 C;tj
>.,j~(1n
():;,<'d"t-
~Sl')I)O
~;,I,~:;UG
c~.u]oc:
~~;;lti\ j:' ;widef';
Avv-<<s <- ~ 14 of. L
)If-.9~
53 :17
10 g , '13 l... 1 c.1
cI- "" ~ 5 1. I( 5; (kJ-- sA.
Morgan Stanley
4)07 North Front Street
Suite 201
Harrisburg, PA 17110
toll ftee ROO 676 0675
direct 71725) 6666
fax 717 2)S (,6)1
March 14, 2007
Stone, LaFaver & Shekletski
David H. Stone
414 Bridge Street. P.O. Box E
New Cumberland, P A 17070
Re: Account #410-033025 (Timko Warcholak)
Account #410-019216 (Timko Warcholak)
Account #410-019215 (Timko Warcholak)
Dear David:
Per your request, here is the date of death values for all accounts for Timko Warcholak.
All three accounts were registered individually. Two of the above referenced accounts
were solely invested in money market at the time of death. The third account was
invested in money market and one security. If you have any questions, please feel free to
contact me directly at 717-255-6677.
Account #410-033025:
Security
Active Assets Money Trust
Quantitv
80,645.720
Price Per Share
$1.00
DOD Value
$80,645.72
Account #410-019216:
Security
Liquid Asset Fund
Quantity
17,937.020
Price Per Share
$1.00
DOD Value
$17,937.02
Account #410-019215:
Security
Quantity
Price Per Share
Bank Deposit Sweep Program 47,897.200
MS Spectrum Tech LP 721.848
$1.00
$22.33
DOD Value
$47,897.20
$16,118.87
Sin~rely~ )!
'-/)l~lt'.. . /11 L,----
.......-. ,
Emily Bid n
Registered Client Service Associate
Investments and services are offered through Morgan Stanley, DW. Inc., member slPe.
Putnam Classic Equity A - Mutual fund chart - MSN Money
Page I of 1
;r~.c~ 11
E / TRADE
FINANCIAL
.t'.~:::~:.~"."~-, -}f:'t~; ~';'~~i
I~rr~ ~
Putnam Classic Equity A
16.16
;,~'_ ~:_/.k,
:J.-+;"O')
: ~ '7'.0
:.J 4i'(,r"
;;'C<'
\
'.
PUTNAM CLASSIC EQUITY A
Guid(>(l R'-:,>eiHcl1
::~f'f)
;.J,..t;;GU
Li.';2('t'
:::.-;]IJI":'
':;.i.:';("
J.,21_,I.;(.
:3.S2'jL
~ -':>...J":l.'U
:3.:JHiC
;::>~(1 Fi;n~fS
- -' -;.}~
:'/Ci:J
J. -;~:liC
'it-
'; ',;jUO
. ';;hifj
. -. ." . i ~ ! ~ : "
,J:di"l""J
':L~i(\~.:d Lltlio(s
A~ 0~ ti 'i L
/.J.~~
{3.s:J,
~ 7.0Y
~
-- 13,~d..
~~I
~".
J. Lj ~ 7
)(
I J S- J....
~
:::. 33 ,3 S-
http:!'moneycentral.msn.comlinvestor/charts/chartdl.aspx?PT=3&05= 1 &02=O&03=O&C... 5/16/2007
v..~
~j) ~;,I!~!~~~,~e~(~
. 'Db (1)111
Close Window X
.1.
"''''
~ld\jcn i,;r;'rr~t:;nt
. -- --> -.- . <, <..~'
,-' _ L-_.. ~< :~.
~ - ~. "..";'~'" '"
. . ~. ~ ~ 'r, , ~
,ff~
2006 Nissan Altima 2.5 S Sedan 40
8 LJ tHO 0 K I r~ ACt -I \~ '/ A LlJ t
Condition
..I Excellent
Value
$16,300
(Selected)
Good
$15,340
Fair
$13,670
a(1vert!sen'lent
Vehicle Details
The 2008
Nissan
Altima
Engine:
Transmission:
Drivetrain:
Mileage:
4-Cyl. 2.5 Liter
Automatic
FWD
2,000
;!
_.
-.
--..
==~
=---~~:
Air Conditioning
Power Steering
Power Windows
Power Door Locks
Tilt Wheel
Cruise Control
AM/FM Stereo
Single Compact Disc
Dual Front Air Bags
...1
-
.t _ _ '.. _ _
4
Selected Standard Equipment
Blue Book Trade-In Value
Trade.in Value is what consumers can expect to receive from a dealer for a trade-
in vehicle assuming an accurate appraisal of condition, This value 'Nillllkely be
less than the Private Party Value because the reselling dealer Incurs the cost of
safety inspections, reconditioning and other costs of doing business.
Vehicle Condition Ratings
..I Excellent (Selected)
$16,300
"Excellent" condition means that the vehicle looks new, IS in excellent
mechanical condition and needs no reconditioning. This vehicle has never
had any paint or body work and IS free of rust, The vehicle has a clean title
history and will pass a smog and safety Inspection. The engine compartment
is clean, with no fluid leaks and is free of any 'Near or VISible defects. The
vehicle also has complete and verifiable service records. Less than 5% of all
used vehicles fall Into thiS category.
Good
L. 4j ~ :
" ,I
a
a
$15,340
,; ,,-
\'
ii'i'::
has a c1(:,<;n ti!'k~ il!st;)f"Yr the i-"J<)rr)1", ~)()d~" dnd dit~:>'i(;r have G[~1y rninr)(
it ,,):~'r') bi('rn;sn,::~~, ~:ln(j there jr.~'" ;U) rndjc;r n>>:lVi!1iCd! p;"ut)lcrns. Tht-::re
:)ht)Lji(l be littj(' ()i fiG rust un thlS \/C~lic:f::', Ti1e tjr"CS !i1..He!! dnd h,]\Jc
Sl.Jt~<;td!!ti,-)l tn>:id ';';\:~dr left. 1\ \Jo(,d" "./chic!e \\ill !-iC..~(j;ornc n.:ccndll.;C,nlnq to
h~~ :/)j,j at "t:Jaii !'--1osr. Co(::;urn,:f" (),:~T!ed \;C'r'lc!cH; rail into this r::dt.t"\]Cry.
Fair
$13,670
"Fair" COil(;!tlcn ';iCJns Uk!t the vehIcle hdS "orne rr:('chanlcaJ or cosnictic
(!(~fect'; anc QC<:';(1S '.)erv:c.inq hut ~s sttJ! in r~;,"]S':;fktb>:: rUn/1J1g CC<ldit;0n. This
Verii(!C ha5 ,J ch:'dn title h!st<.)ry, Hie paint, t:.:)ejy anC]/G( intt:1"i(!( ;'~f?e(j-,\{~}rk
i.>~:(f~)r,...nccJ iJy a prufessJ(;nai. 'The tirt::s [nay t1\2;::d to l)(' r<~piaccd. There rnay
oe S'~)i'ne (coairablc ri.ist "Cjaf'Yi(::i~]C.
Poor
N/A
"Peor" concj!t!on rneens Lrlat the vchick: has SC'jCrc ni(-lcflrHl!Ca! ancl/or
COSITI(:tJ( dcf(:cts and 15 !n poor f"llnning condition. The '\ieh1cle frdY have
prcbierns ttldt cannc;t he f'e'~1ddy flXf;d such as d dar--raqed frarne or a f"Lbted-
thr;~Jugh bo~jy. A vehic1e \:v:th a branded title (salvage, fioo(j, etc.) or
un~;!.ih:;tantldtec1 rnd":::;lg~~ is consicjered llpCiur.H !>.. vt~l1jcle in poor condit on
i!iay r~:~qUH"(: an indept~n(jent appraIS,:.1! to determine its value. Kelley B ue
E:ook does not atternpt to report a value on a '!pDorl! vehicle because t e
v,"Jue of cars ill thiS cateCJory vanes greatly,
,. Pennsylvania 9/14/2006
"'t' ""~~M""''''''''''';'f''~''''-'!'':''''~~'
.;g, ~,..... , \ 11' . ",-
....,:; .,~. ....'" ~~>~,.;"d'I~~f:.~':i./l.,o'~,'$i.-
\
NCFCU
New Cumberland Federal Credit Union
Your Community Credit Union
P.o. Box 658, New Cumberland, PA 17070-0658
Phone: (717) 774-7706. 1-800-716-2328. Fax: (717) 774-7996. Web: www.ncfcuonline.org
March 16, 2007
Stone, LaFaver & Shekletski
414 Bridge Street
POBox E
New Cwnberland, P A 17070
RE: Timko Warcholak
Dear Mr. Stone:
Pursuant to your letter dated February 28,2007, in regards to Estate of Timko
Warcholak the information is as follows:
Account Nwnber:
Owner(s) on Account:
4069
Timko Warcholak
Dorothy Warcholak
January 12, 1972
SI (Savings) $10,827.99
Date acct opened:
Date of Death Balances:
If you need anything additional in regards to this information, please feel free to
contact me directly.
Sincerely,
-)
a.-.' .:f \' ,I ~,
1"-, "
\1 ,:\ / ,
\ ;.,.'f 1
Barbra Wright
Branch Manager
lJi.
- ,-
I
""'tJ.~ roo ..J"-t.JO
r.t:.IJ.
$ PNCBAN<
June 1,2007
David H. Stone
414 Bridge Street
P.O. Box E
New Cumberland, P A 17070
RE; Estate of Timko Warcholak, deceased
SSN; 206-12.6383
DOD: 9/6/2006
Dear Mr. Stone:
In response to your request for Date of Death balances for the customer noted above, our
records show the following:
Certificates of Deposit
Account #31 100297570
Established 07/18/2006
TIMKO W ARCHOLAK ITF
SANDRA L FOWLER
DOD balance: $14,065.87 + $39.30 accroed interest
Account #3 1200296567
Established 07/18/2006
TIMKO W ARCHOLAK ITF
THOMAS P W ARCHOLAK
DOD balance: $14,065.87 + $39.30 accrued interest
Account #31500296085
Established 07/18/2006
TIMKO W ARCHOLAKITF
JOAN L ANDREWS
DOD balance: $14,065.87 + $39.30 accrued interest
Cbecldng Account
Account #5004639015
Established 08/09/2004
TIMKO W ARCHOLAK
JOYCE W ARCHOLAK
DOD balance: $14,795.92 + $1.39 accrued interest
The decedent maintained Investment Account (INV #89905534). For further information,
you may contact the Brokerage Department at 1-800-762-6111.
Page lof2
Ilnl ~~ ~~~I ,~.~~
I l't\...unl'tr'
""t.L.~ roo -.-1""+",)0
r.t:Jc:.
Please note that this office only provides date of death balances for deposit accounts
(IRAs, CDs, Checking and Savings accounts). We do not process any financial
transactions or providE statements. If you need assistance with any of these items,
please call 1-888-PNC-BANK (1-888-762-2265) or stop by your local PNC Bank branch
office.
Sincerely,
~W~
Rachelle Wells
1-800-762-1775
P7-PFSC~-F
500 first Ave.
Pittsburgh P A ) 5219
Page 2 of2
Member FDIC
TOTAL P.02
;:~
:;j ~
~,.,
::'s
..,- =:
~ S!
~ bi'
-*'1
:...~
::! l
~- ~
~ ~
~~
~~
'" !=l:l
~;::
~ ;:::
c ~.
~.a.
~~
~t--
~~
~ ~
.. .IIl
r,. ;;-
~!"I
f;;
>-
A
$
a
~
~
-1::0..
3:e
6~
:Eo
>::;
~~
I
o
r
>
^
CD:.
'.:J -
<D ~
0:::
U1 ~
U1~
~~
~
~
..;
q'ml
~~. ;--/'
"" .., i
~ ~I . . .
"5. z;s: I
~ " 10 Ilol I
~ - .... I
~! ~f-. '
Q. ~ ,...', I
3' ~ ~ i
~ ~~.; ~ )
~~ ~!::I
~ a ~ r
.: ~ I
"" - I
~:: i ~
.~~
o ~... " 3
:;:0~~1
;; 3 " '" :1
0..:3 s.;;.!
~;f~::;=
;g~o..cli
("j'.>!lr:r",.
!~~i.~
c: Ib ,., ~ _
~~f~i
"~i~!
. ~ a'~'
)>
:::J
:::J
c:
~
(D'
rn
co
~
......
#.
~a
c:1lI
_rn
c::r
~m
".g
5 <'
o.llI
eniD"
03.
:""en
;!!.O
o ,
ctl
~
o
.cc~c;a.
:111 ill ilill III I1III II illlll
0)>-
:::J 0 :I
-0<
5'(\) .
(\) rn .
rn..
CD,< 0
llIo~
~!:;c
:::J -0"
'PzA,
,a!
2:;-.
o <
:::J:g
0'3
:e(\)
:e3.
:e en
, 1lI
-Uo
:::Jo
00
, c:
83.
30.
-1lI
0,<
3Q
O:::J
a; cO'
_, :r
:::J-
!t~
3:r
!!t
ci'
:::J
..
en
en
III
...
E
-
><
,<... 1lI 0 -
0(\)0_<:1
c:eno::r
...-uolt.
,,~c::!.
5- - 3. ..
~ O'llI Z 3
0_:J0.
Qj- 2: e: ~ ..:I
-rnOlll
b'~ 5:5. 0
:::J 0 CD 1lI ,
~g"a.n
=+ =.t ::;":i" ..
1lI:-"'3< _
3.::;::rCD <.
''<llI~
orn3
C::::J(\)
<0'03.
!!.a:o
~ c: S!.
__0 CD
rn Qj- !l
1ij'-< <'
-'0 CD
fi ... 0
Q~~
...:ro-
~!!1CD
~~ ~,
1lI0CO
8:iil~
OCTo.
o~o
3.ar~
~rn2:
-:ern
~
:r
-t
o
..
!!.
l>
n
n
o
C
~
..
<
l>>
E'
CD
l>>
lit
o c:.. 0
(\) c: ~
o '< l>
(\l CIJ c
3 ...... lQ
0-
!!1 ~ ;
CIJ 0 ..
...... m
c;l c;l
[ [
)> )>
o 0
o 0
o 0
c: c:
3. 3.
< <
1lI 1lI
C C
CD CD
1lI 1lI
rn rn
~ 2.
I\)
o
o
(J1
~ ~ ~
(J1 <0 --
o C/l ~
..... (JJ C/O
I\) W <:)
o ~
m '.0 W
-
z
<
III
en
...
o
21
Z
.".
o
21
E
..
...
-
o
z
..
i:i:&'n
g; 8: ~ n
r.;r en m 0
g,~~C
:r a: ~- Z
~ !!!. ~ ...
-0
!!!. z en <
-0 a ..
~ ~ ,.
:J:g C
~ 3 III
en CD
3 ~
(\)
:::J
en
W
-
~
<:)
<:)
en
(fl
(J1
_co (fl
I\) (fl ~
(J1 W co
--J W co
I\) (J1 <0
--J I\) ~
t
lE
_t,~ ~ -i
~ "", ~~"
}'lIl .,..
z CIJ -i :j
m.......;; ti;
<......::::., ~
<:m'"
a<O ~
cm:E N
~:D)>
CDG):D W
m:Da 3
:DmI
,mo 0
ZZ, N
0(/))> ~
-o-i", ;;:;
)>
Ci ~
--J 'J>
'?
......
CIJ
I\)
(J1
J> ......O-:::::i-i-<
Sl doc ......00
tD g!!l~o~
III ,0 --J9"
III --J 3 C/l -0 -.
'< mlt ......m::l
o ~.. ~:D!
~ ~~ ~~!!.
~ ~<....... !!.
n c;" 0
o It 0
C C ::I
a It ~
l/I ::;
~ II
::I
-
o
::I
50
It
a
I
"tJ
::I
n
50
<
It
III
-
3
It
::I
..
l/I
n
o
3
a""" 0
)>~"1t
~O:ll
-oag
l>
L~cn
F-olt
, <
. I-o
-0 F!!o
)>,::1
...... lQ
--J(/)-<
oIO
~oc
~\)..
3'J>
zn
G)8
~c
l>a
r
,
n
o
z
...
..
n
...
-
c:::
I\)
<J1
.3
Z
.".
o
21
E
..
...
-
o
z
J>
n
n
o
c
~
-
z
c
3
i
..
CD
<0
<0
o
<.n
<J1
w
~
t"'"''''O
g q
(;i-
~g:'
n~
'J-)
~~
-<0"-
+:.0
o
N
W
N
'1-:)
1-2
~- (")
,,: ,.-.",.,/
,/' z_.
a _
5 ~
~G
-1
~
rd
Z
....,
VI
lQ
i~
-~
J> fj'
c
i~
~8
Nc::::5
gs
"t-
~
~
~
~~
!g
g."t-
(II
'1:;-:
::i ~
!~
~ ~
~ t;;.
)!..Q
:... ~.
!:l ci
~. ~
~ =;.
~ ::;..
..~
~~
"'~
~~
~ ;;:.;.
~~
"at
[~
t'1'1i--.
~~
~ g
!) ,Ill
~~
S!i!"\
~
>
g
11:
<:l..
~
~
"T1
Q
S'
0'
3
II>
""
o
::J
o
-f:'" ::J
~a ~
~s ~
0... II> CD
:Eo :g a.
~ ~ a;
()~ ~
5 0-
r- '<
> 0
~ ~
CD:,.
<o~
<o:l
0-
lTIS
UI...
~...
~
~
-;
..)C:r:i.
61
3
o
<0
<0
Q'
S'
><
~
S'
<0
't:l
c:
"8
II>
<D
II>
ciQI~I&,
...:r...~
III CD e ~
-..., :; Q)
5g9.(;
o 0 III
3 3 ;P. 5'
CDCD~O
QlI Qo !2. iii'
o 9. ~ IS: -I -I -I~
-'en c:rlll III III III
!1.~ s,)()()()(
~ _. _. Q) I Q) I
-. c:r 0 c:r m c:r m
O"e ::J -x-x
s.a- enCDCDlDlD
o'::J 13 3
_en , ro .
... I - ....
III
tit
...
Co
o
tit
...
w
(,.
o
l>
o
o
-0
e
lD
a.
::J
(jj
<D
!e.
:xl
lD
o
lD
<'
[
-1-1-1-1
III III III III
X X X X
OJ I OJ I
c:rmc:rm
-x-x
CD <ll CD CD
3 3
ill liB IIIB II~ I111I il~IIIIIII
::J
(jj
-0
lD
!e.
~
.....
<0
o
~
.....
~
(11
o
l>
o
o
2
lD
a.
::J
(jj
-0
<ll
!!l
-0
III
a:
-
o
<'
a:
lD
::J
a.
Ul
z
n
o
E
,..
..
CI
-
tit
...
~
-
II
C
...
-
o
Z
tit
,; -I
i5" S.
g: ~
<D )>
::J n
o n
Iii 0
..0. 8
2. <
> III
g C
g CD
~
<
II>
1:
<D~
:::!!
<0
c:
a;
II>
II>
a;
II>
::r
o
~
::J
<0
o
lI>
lI>
2.
II>
::J
'< tit
II> CII
3 lD
g 'Q)
::J W
11 W
o 0
~ lD
Q.
0-
."
Z
()
5"
< tit
(I) CII
lI> lD
gf-:..,.
(I) 011
::J 0
11 ~
!ll w
eo
Q
::J
!.
lI>
::r ...
o 0
~ 0
~ 0
- ~
a:
o
::J
II>
~.
~
~
~
;r
~
~
?
~
...
.
><
-
Z
"1'1
o
~
I:
.
...
-
o
z
.,.
c
E
E
.
~
-<
..
~
~
::;,
;i.
""
.....
~.
':1
...
.....
.~
...
,
~ ~1~'.gI~I~
:; lD'e ~~e
... -0/' III -. lD ~
III - m I a. (j)
~ ~ 1-0 CIl
2. i::J I ~
~ I~ I!
III 1-.
;; l-g
z
(")
~
~
III
...
3
lD
~
..
III
tit
CII
lD
:...
...
...
Co
o
tit
CII
lD
N
CII
...,
N
...,
lD
lD
:...
~
:'; ~..~ ~
)> OICI~'-II-II-OIOI(J)
= ~I~I~I~I~ ~~ 0
~ lD. e III IlD '0 0
~ ~I.~I'~I~.~I~I::J I@
::J ,< " lD IlD IlD en
:r < 1m e " lD a.
lD <ll I.... ::J _. "I(J)
ii: !e. 13 a.1'~ x.l....
III 3lD en a.flD g
.... CD 13. :5" jQ. "
"lJ 3./-1 10 I~ en
2:CIl-. 00
(") ~ I~ 13
:; en lD
~
III
...
3
lD
~
...
III
~
(J1
.<0
.....
.....
.....
tit
W
W
:...
CII
I~
~
w
w
<n
I\)
!='
.....
~
t,,-, Z(:~ t-tr1fr: Z~C1 .c..-.P-.:....
<0
o
~
(11
<0
'"
(11
--./
~
--./
tit
W
W
(,.
N
<0
~
.....
,0
O'
o
:...
~
(") ~ I~ (')
III III 10 III
III -. ::J en
:r CD =r
m=i'f<;
~ g'1~
<' nrl~ I
1lI::J ~
- 0 !!l.
g lD I"
.. e
III ::J
a.
en
tit
&
OIl
o
.
tit
&
lD
Co
.
o
i>>
~
"0 (1)---0"'1:!
Dr)(:ro~oz
::J"oQ)C:(1)::JO
::J(1)::J(J) Q.
:r 4 ~, (1) sa. ~ 5'
CO ~~~:rz<
Q)<COoE<o~
::J _. VI (1) - _
Q.(')Q)CD(J)03
(1) (ij--::J
::;'0' 03-(1)
~::J)>2.(1)'<a
-~(J)fna2fn
Q) ;; ~ fn' ::J (ii'
a ~~ g ~ ~ ~
(1)(1)~(1)Q)(1)3
fn fn -"0
Qj=:""fnfn~c:
- ffi S. c 0 ~ (')
(1) ::J Q) - 0 _.:T
"2. ~, g ~ ~ g. 3
Q)lllcr::J~_o
5-o--~o@
S. Dr ~ i (1) ~ ~
CP5::JoocgC:Q)
_.fn c: _.<::J
c5 ~ ~ 5} ~. c'
. Q)::'::JC:fn
~::J-(')Q)-
(1)-0 CD =fn
=-: Q)..... '<--
@ 0",< ~ (1) g
300CD<~
(1)s.~Q.(1)fn
::Jo CD-<Q)
-~ a. a
~
~
CD
CD
<:,
~
~
~
~
:::J
~
~
~
CD
~
<0
~
'"
i::
~
'"
~
~.
~
!='
CD
~
o
~
~
:J....
IIi ;:;
:::-<:l
~ ~
.
tit
tit
m
-t
tit
C
J:
I:
.
~
-<
..1.,
l"'"
~. 0
-:-::-
~ c:l
::.; 0 J
g-;.<
W
~ ~ .;:
~~
~
C
N
r~
N
,..,.,.
\.J
L
'~ ()
,,".....
""
L_
L_ <.~
.. ~,..~
,A"~ ~;.;
v':
-1
~
(-:1
Z
.-,
Vi
lQ
~~
...~
~ ~.
i~
;8
NC::)
o
:is
.........
~
~
~
~~
!g
2..........
CII
;::Q<e
~ =:
~~
::'a
". =:
s; :a
~ ~.
.* Q
tl
~. ~
.. 1lI.
.:. :,.
~\-..
~\-..
:'J~
:";::t:
~. ~
~ ~
!(I.a.
a~
;!1r--
~~
i .~
.~
Q~
",'
rrl
....
:.:
',,>
;:;;
l
~
~
-i:!..
~a
ij~
:E~
)>:;:
~~
:I:
o
r
)>
'"
CXl::'
<D ~
'SJ ::J
0"
Ul '
Ul~
~-':
~
~
-;
.c' ~ ~:r; ~.
-1-1
1ll:7
3 ~
'" "'"
0.'<
::3 0
c.c:
8Q"
a!!!.
3-:0
g !.
'" ::3
0.<0
;;~
~(")
0_
< ::3
5::ii
III en
~3
~~
,<<1
gO'
~ '"
0. III
o ~
0<
oil>
c:,<
ag
"'.
Iii-
ii~
30
Il> c:
ai
0<
::3 III
0.0.
~~
~..Q
8.i
o'~
gg
"''''
Cijj" ....
Q~
3a.
~ :i"
l6~
00
CT~
~~
III 8
c.c:
c: ::J
"80
::J ~
~:J
1l ii'
c:'"
~~
'-'Ill
3
<D
-~
'l:l
CD
0.
'"
<D
o
o
::J
Iii
~
'<
o
~
'TI
:i"
0.
::J
o
~
(")
o
::J
'"
c:
iif
~
o
~
~
i\)
g
:0
m
Z
<
m
Ul
-I
o
<:
o
<:
6
m
z
o
o
~
<.oS
i\)
g
(')Z~i~Z~O~
0' ;;j)> ~;;j)>"i ~
!!! Ul (") 0 Ul (") ::s ::l.
::s' -I ~ 0> -I ~ :;' ....
(Q 0 0 0 0 (Q ;::-.
OJ:Oo :00 ::;
III -0 '" ~ -0 '" 2'
ii' 0 3: CD 0 3: ii'
::s:oO :OO::s
n ~z ~z n
ID Om omlD
r-< r-<
03: 03:
)> )>
:0 :0
" "
~ ~
i
Ul
:
: ~
o <0
co ..9
:
co
Ul
i1'i :.0
.. 0
~
co
o
o
rl~ i/II II~ 11111 111/1 /11/11111111
io
8
<0
8
~
~
~
~
:
~=Oi
:g2,.
......
t;t:
io 0 il,
o co.",
:::-
~
:;
i::-
~~
x~
-<
~~
o :-.
0...
~
::;
~.
~
,.."
~
"
...
'::
:::;.
n
~
(II
Z
"'
o
c
-
<
~
r-
"'
Z
-t
(II
~
n
-t
-
<
-
-t
-<
~
"'
-t
~
r-
III
-<
o
~
-t
"'
(') 0 is:
I ~!
g' <D
ii' m
::s !!!.
o
ID
:::J
o
o
3
<D
OJ
:::J
a.
o
~.
0'
S.
<:5'
:::J
en
(')
III
III
:r
m
~
c:
<'
III
ii'
::s
or Q ~ Q I~ 1;;( la 19.
::r ., l::r i- ~ ,<D IS.
~ -'I'~ I!:; If; 11m i~
-l :::J _:::J 1- !!!. :::J
~ ,a 18 19./g> ~
en, ,~ 3 I~ 5'
OJ ,<D <D Is' en
o I'en 0
::!: - OJ -, 10
o ():::J en'
:::J::ra.OJ_
en OJ 0-6=
~~. ~
a.<D~, 0
0' :::J
S. en
o'
:::J
en
.,.
~
co
it)
,.,
.,.
o
o
o
-
,.,
co
co
Co
,.,
-
~
co
Co
,.,
-
o
o
o
:Er ,> I>
~ <D I~ I~
,a. g -i
iil ';::;: ,en en
:E len en CD
!!!../s: 1& g
en III 1__
'Tl ,a. :0 ::r
~ 'CD CD ~
o _ a.
3 0 <D
-<-<<D
o 0 3
c: c: <D
., ., a.
>>
o 0
o 0
o 0
c: c:
:::J :::J
--
ffl
-4
W
U1
o
ffl
-4
co
o
,ffl
-4
co
o
()
III
en
::r
o
<D
-0
o
!!?,
C;;;
III
:::J
a.
:E
~
a.
iil
:E
III
(jj'
g' 0
'<
III :,
a. ::s
en
~ 2'
-l ii'
iil ::s
:::J 0
en ID
III
!l (')
0' III
:::J III
en :r
m
c:
<'
III
ii'
a *'
(It ~.
....
::'I'
- ~
&t!;~
9 : ~
0> 0 ~
("
- ~
~ sa
co ;)l
o ::!
.. '
- ~
ffl _
o
co 0 C
,9 0 '".
I :::-
I
I
i
I
I .. 3
,.,
~~ !! .
, - f
:<0 0
'0 . ~
I -<
tit ...
o ~
o :5
o ...
~
~
n
-t
-
<
-
-t
-<
(II
c
~
~
~
::D
-<
:::;.
n
~
(II
z
"'
o
c
-
<
~
r-
"'
Z
-t
(II
,.<~~
b"-';'
5,0
~. CD
o
n~
'JJ
~!j
-<~
.jt>.
C
N
'JJ
N
'"0
iZ
SI"""'\
~ { J
f; IW~
,/' Z'-'
Q
c.<
~ e11
ol/)
-1
~
rr:1
Z
-1
VI
~Q
~ ~
:~
......
~'j
~:A.
;8
NC:S
o
~~
~
~
~
~
:~
!g
2.~
U'I