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07-3503
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. JASON S LOPER Defendant No : ~~j - 353 1..1 u ~ `, ~~/L-.~'~l COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05766530 C N Pit CXC IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No JASON S LOPER Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: JASON S LOPER 8 MARSHALL DR CAMP HILL, PA 17011 3. Defendant applied for and received a credit card bearing the account number 5178052263045730 . 4. Defendant made use of said credit card and has a current balance due of $1329.24 as of February 27, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.900 per annum on the unpaid balance from February 27, 2007 A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant JASON S LOPER INDIVIDUALLY in the amount of $1329.24 with continuing interest thereon at the rate of 25.9008 per annum from February 27, 2007 plus costs. James Warmbrodt,42524 WELT WEINBERG & REIS CO., L.P.A. 436 eve th Avenue, Suite 2718 Pit sbur h, PA 15219 (4 ) 43 -7955 F 412 338-7130 05 6653 C N Pit CXC This law firm is a debt collector at~mpt~hg to collect this debt for our client and any information obtai ed y~ill be used for that purpose. peoplepc~ online u Abetter way to Internet. Surf up to 5x faster-~f, a FREE Aecelerabor fame fist 12 mortthsr-a s6o raitat 1-888-587-9669 Mention Offer Code: COIN Vsft www.peoplepc.com/go/coin ~l~1..1MITED i:~'1~ Sv\IET ACCESS Peoplr'- ; Anat3e offers the features you would a ~:~t from higher-priced Internet Service Providers, including: ® Vrus Protection P09reBd by sytnantec*~ ® Pop-Up Blockerr"' '~ Spam Controls 4~ Smarter Smart Dialer Technology ®~ More Email Addresses ~ ~ Internet Call Waiting Cc"it/~%~c7~Q/22• Atxotmt S previous Balance 1894.79 Payments, Credits and Adjustmenn; 5.00 Trarnactions =~•~ Finance Charges (19.94 PL.0.TINUM MASTERCARD ACCOUNT 5178-0522-6304-5730 OCT 24 - NOV 23, 2005 Page 1 of 1 Payments. Ctt:d'its and Adjustments Transactions 1 23 NOV CAPITAL ONE MEMBER FEE 2 23 NOV PAST DUE FEE New Balance Minimum Amount Due f1,002.73 (1,002.73 As a valued Capital One customer, you are eligible to receive a free Yar-End Summary for this Payment Due Date December 23, 2005 specific azcoum that recaps }rout 2005 charges, provided your account h in good standirtg and you have made transactioiis during the Calendar year. PLase all 1-877-794-4487 before December Total Cred'u Line (500 31, 2005, to reserve your copy for [his azcount We will begin processing orders in January 2006. Total Avai]able Credit Credit Line for Cash =•~ =500 We appredate your business and you deserve great benefits. Wed 1'dte you to know that your Available Credit for Cash 5.00 Platinum Card benefits have ban updated. For details, vial www.capitalone.com/aeditrards and dirJc on the Guide to Benefus link. Thank for choosing Capital One. At your srnia You were assessed a past due fa of E29.00 on 11/23/2005 because your minimum payment was not To all Customs ReLtioru or to report a Iort or stolen ard: re«ived by the due date of 11/23/2005. To avoid this fa in the future, we recommend that you 1-800-903-3637 allow at least 7 business days for your payment to reach Capital One. For free online account secvia and spend automc offers, log onto: ww,r.npitdone.com Said pa7matu to: Send inquiries to: Atm: Remittance Pmraimg C.prtd One Bank Capita One P.O. Box 790216 P.O. Box 30285 St Louis, MO 63179-0216 SLC, UT 64130-0265 (59.00 29.00 '~inatree Chatges Pleaa.ra reonscridt for imfortant information Bot colt Pmol Cw ~aJ'n; a ~~ ra .dr g~rir e PURCHASES 5906.26 .07096% 25.90% CASH f.00 .07096% 25.9016 519.94 f.00 ANNUAL PERCENTAGE RATE applied this period 25.9096 • PLEASE RETURN PORTION BELOW WITH PAYMENT ~~1ea 0000000 0 5178052263045730 23 1002730050001002735 P! air prv,t mailing adLrxr and rwwil sAmrgu drl mmd bhr w b! k sale New Balance 51,002.73 Minimum Amount Due 11,002.73 sues Apr ~ Payment Due Date Dettmber 23, 2005 -- Ory Sate ZIP ~ Total enC]osed S ~ Hon,r Phone Ata.a,u Photo Acconin Number: 5178-0522-6304-5730 Fxnd Addmr #9032828991803476# MAIL ID NUMBER -~ JASON S LOPER 8 MARSHALL DR Capital One Bank ~~ ~ ~~ ~ ~ ~ ~ ~ o APT 3J s u n i us t u P.O. Box 790216 St. Louis, MO 63179-0216 ~ ~ CAMP HILL PA 17011-1177 ! ~i~~nnl~un~~~nr~(r~u~~n ui~i~us~~i~~um~~t~~u~it~t~ o ~ Itt / Plearc unite yarn acount number on yore rhxk of money ordn mode payable to Capital One Bank and mae/ in the enrlrued envelope. peoplepcry online ~/ Abetter way to Internet. UNLIMITED INTERNET ACCESS . 1-888-587-9669 Mention Offer Code• COIN ~~"II Vsit www.peoplepc.com/go/coin PlwplePO k eolaM IISbIB far thi6 aBe4 Bad fe ad a~la<Bd wept C,~Ilil OII9. Capital Orte dDee 11x1 provide, llldor5e n vamdee, and b not a wiN, ny Product or service shown hero. Arty tradfinelks metltiored herein ale eddy y + M' its respective entity. a rglllt resavad. 9Y re~ondmA io this oAer, yin rray be cortsnlatiagllg ktfonrkdion +':ra y~tsssall to 9ta cvrVnY that proYides the Pry -tar tdampb, tital you are a Capikl One alstorrtar. 'w~; ONina Fust 3 rltwNd are Ilaed n 54.97 per rrtontlr 59.95 per raadh thernBa. OBa available to new >t~z. -ubsaibera at bast 16 years d age and Ivry not be nldealtad wiN any o0ter offer. Offer eublact b change id sty .z. Pltorta lfzdvliW support aw6abb br 51.95 per mnlne tAtzzilaatar b free far 12 ntmtln:. Olla good far limited felts. Mar fla fret 12 Irtollad, the Al:alerMed tazvia wll automatica9y invert b the atartdeltl PeoPkF'C Or15ne tielvice. Offer tatbjeU b dtarlge al arlyhne. Wftll PeoPkPC Qtfnte Acaleraied, tztrroin VkD page teed and g<aPtdw wE bad feeler whn Iblilpired b SWldald lfaWp Memel aaVla& Atdutd mstAtc Tray vry. PeapbPC Odya Atxderated b my tzznpadble wi01 PeaPIaPC Ulna Imttmd BaVim and pea5ed Y/lndowa® Wowsero. PeoplePC Ottirte Awelerated b nd corrDatmla witlt Yhndotva6 95 wim E 5.5 SP2. Service not avalkNe b V arses. Access fees, fazes. and other tees and rartdc9ons maYapPIY. Ttlbphaa toff dtargaa may apply, even tiuratg trial periods. You aro repoltaPole for detemiNng wlt~tler a call to ana d ola access ntunbars wH reeler intebphone ill dIMMg06. Accea may lb Iitde4ll dump limes d peek usage. Dml-l~ ranber8 relay be rltangad at PeopbPCt dtxzation. Contimlous use Ifubject to titreout ptotxtdues. a tt» b etbjad b PeoplePC Orl6a'c Services ApeaneM and Acmptade Use Poky. 58K's tla nlaxktaan speed d servir~ atdWl>~d may vary. O 2005 PeaplePC Inc. All Rights Rtrserved. PeaplePC Oriine and ik bgos are Iradematks d PeopbPC in the U.S. and other Ixlamiea 0 2095 Caplet One Slllvices, krc. Cap9al One b a tedaaMy rapsteled stxvice mark a tiptoe reserved. g 0 m $ I N ipN pedodc rata. To oMain tea average Wly Wlsnce br, the Salina Pedal covered by this rtatarrMl, Yin ales the begkaany balance o1 salt saprrem salt day. erW any new imroacbero to ach sepram, and erLtnct any paymarW a aadhs. 111 dre code N appaaro on its irrm of tins anemem rox[ to 'Bakrra Ibne Appuad To,' we ttko ardlnd any tapNd futsrtce tlarpe ircluded k the W Wra of serif ) TMa gives m the dauy baance of each aagmam. Ynen, wa atld tq W de dsay bWnrroa for each .,amore to tW Iamktp period one evils by tW tatty number of alp In 1M MaYp period. TMs Pvea m the average deaY Wlerra of each rtegmem. 3. AmaN Pareadapa ltatn IAPRI. a. The term 'AmtrN Percernege Rae' may appear n APR' an the iraq of IMe slalemem. b. If 1M rroW P IPlrrre), L (3~mo. LIBORi, C IGrtifir~te of Deposit), a S (Baltcartl Prima) agtaam on tea ban of flee nattmaa ron to rro peeodk rnelq, die pedoek rhea arty coneparrdrtg ANNUAL PERCENfAOE NP.TES may wry quanMY errdd msY irterean or decroase Weed the need indices, es toad N The Ww Sfma pta tW marpn PmviaadY derJOnd to you. Tease tlunpes vela W eltacdve an Ute first Wy of your baurp ceded coveted by your cedodk nnerrom erttlup in the rromfa Jeraary, ApN, JWY end Omober. c. If tW code D (Prune), F 11-mo. LIBOR) a O 13-nro. LIBOR Rpdad MonWy) eppam m the imm o1 Your rtrtemam roe to da pe c rrteW, its pedod'a rates and rrortespatdinq ANNUAL PERCFMAOE RATES may vary mrmmy and may Increan or derueaee Wsetl m the Hated iMces, ore tend in TM WaN Sbeet .bunsl, pus ~ margin pmviordy dradoeed to you. These Ntarrges a W eflectrw on the fire day d your MNkp paned uM monN. 4. Assaanatt of Lets, Ovafirra eta tuharted P+Y~d Fear. Your accotza vela W sasesasd ro mom than two of da fees firtetl here dot erne diNnp anY baurp paled. Under da terms of your raretarrter egmanem, rte roaerw the dpM to 'w or trot to asasn any tees wkhan plot rodfiadm to widrarl waiving our ripM to aaesn iW nine or similar at a later dine. 5. ltertevrlrp Vat Aooraad. If a memWreNp tee appeam an rite irarc of 1Ns aaarmm, you law 30 Wp from tW dns this anematt was Illaaed ro you to sued Payirp rite fee a to W w such in rradted ro you i1 you toned your acaurt. Dump tMa period, yw may carrdrere to tins you accoraa wHMU Wvinp ro paV the rromberNrip tee. To carats your aeoanL you must nodty m by Wunp oa Cuaana RNniaa Departmerrt M pay W~a New Boleros' in sal (etadudnp tW mambsrtap tee) pia to tW erd of tW WnV-0eY P+~ 8. N You pen Yar Atraant. You nn rapine ro dine yywarcr etxaav W alflrp our Cuaann Reladarr Depanmarn. Yw mtm dtmtroy Your crsrh artNal and acrntan ecmn lacks, arrW eN Droaratwdzed bAUrp, and mane td your accotan. N you do rat uraxd prewRWnzetl bYUnp artargannna,_vw WN carWr reWq d • large your arafadzaem ro mpan your aceaan. Additlaaay, your steam wA not W tlrred umN you pay aM smouns you owe us kdtdetQ arty trsrtncltaa you Ww euhodzed, htsrtce Barges, pen due tees. owlkdt fen, returned paymem ten, satyr advents bas and arty otMr Ten aatrrtned to yaa attain. Ym am mapardde for ttan amwns rlatlar flay appear an your acwan n tea time you mgtwar to dine the aceatan or day sin ktawmd ar6aegram to roar requert to dose tW accoum. This may malt in loran aooeadno on your axourt eher you Ww your accoua ii n has Nroady brrrtt rimed. For exampe, 'i you erttlndzed a pardon from a meroNrtt end we roWw the IraroeCden from the rrardam after you actaah itn been doasd, Your accotan veal W reoperteq tW smram d the dtsrrppae will W arldad to your acrntnt, arts you vela W repambb for paymtm. It flare k memberaNp lee for you srxwtt, the be trio cominue to W dtarped, to the ertam permined by law, unit tW aernrrn belarres Ws been paid in fill as Wfined above. 7. Uaarg Yar Aemut.Vaur and a aceam cartrt W used in corersriiort with my imemn gambling rmrrcemitaa. BILLING RKRiTS SUMMARY Iln Gee Of From Or Oueaiaro Abort Your Bip) If you (link your bat k wrap, or if you need mom intomudan m a [raraection or bat, write to m on a aepsram when as anon sa podMe at 1W aWrw for ktgtidn ahoxn m the frarn of Wa rtrtemant. We mm1 hear from you ro 4ter then BO dap eher we an'e you tea Ara bat on vdtich tfa anw or Droblsm ppearsd. Yw can as our Waomar RNedaa numWr, but doing ao wia not preserve your d~rta. In your loner, pw m the Meowing Informedrn: yon rams and accaaa number, the dotter amain of da rtrpxted errs, a deacdgim of da error and an axplarotian, It geoids, of why you believe fherc is n errs; or it you need more infamauon, • descdpion of rite ham you am raauro ebou. You do rat lave to psy any amaaa in queadm while rm am inwstlpsl'xq m. do you arc all obupatse m wY the certs of your aW clot am rot in gtmadon. allies we investlpate yea proration, we cartel report you as deingtam a take any eaim to ts%ed tW amour You rflrenkn. I,t Spsdal Rde for Credtt Grd Pwdtasn If you Ww a problem with the gmlity of property a nMtxn clot you ptachsaed vMdt a cre6t and arty you Ww irkd In good teeth ro correp the Problem whh IW mercham, you troy law tW right not to pay the remakirp ameum dm on the Property a aeMas. You Ww tMs protection al vdnn tW pwcnaea pnce was mom dran aso.oo and tW pardon was meal in your Wine Hate or witMn f 00 miles of you mNfinp addmo. pf we own or operate tW merdum, or If tom mafletl yw the adwdiaemaa fa Ure Dropany a wMrxa, NI purchun am covered regerdlen of amraan a Iomllan of purdrsse.l Please rerrtemWr to apn as corrnportdance. 1' Don not apply m rxnaurrar non~cmdi( cab sccotnts z Does nor apply ro errseten inn-credo card sccorarts GphN Ore rtpports Inlomnion privacy pratxalon: see wr wobsite at www.capitaloro.tam. Gpitel One is a fedemey ropaered seMa mark of Gptal One Rnarxial Corporetien. PJI dgMa mserved. 0 2003 Gpitd the 01LOLBAK re Onw Period. Yw a4U Ww a mkirrem prey pedal of 26 dap whhaa firtaraa dta new purdtsan, new DNaraa frarrslem, new epackl Wrdnass and rrw odrer daryn R you P+V Vcu tdN 'New Bakrtm', in accordntce with da Mrtportam Noda is payrrtents bNOw, and ur tune kr h to W cmdted by you roe sularrom doakrp date. Them k ro orate period an ash adrartas end pedal tnrohm. k ad6tirn, them k ro prate paled on arty trwsdiort if you do rat pay the tmN 'New Wlatta.' b. Aoauarp FYUrtee Ohrga. Traroaclirra wMCn am rot atthjad to • pray period em anssted firorra large 11 tram tW date of tW tmrosaion or 2) ham the date da tnrrnaim is prooened to you Accaatt a 31 from tW firrt alertdsr day of the axrard Maing parbd. Atl6darolly, it you rfld not pay the 'New BNarrri horn tea prevous d6atg prtdod N firfl, flnerrm Wren tamuere to sartre to yywour ttrpai0 bNma uaa tea tatcefd bNarce is paid in Ill. TNS rrteera iWt You may stla owe firwra dapn, awn if you pay tW emim New Bakrtm indpted m the Iran of you rtatsmrm by the neat nrtemaa doainp dos, but did not do so for tla previous meson, lhpeid firuras dope. em added m tW sppkaMe aeQrtem of your Attotsn. 1-c. kyitiraarrr Rrnrrse r~P. For each bekrp paled tMt you accoran k atged to a firorta Wrge, a mhwntm tdN fiNANCE CHARGE o1 dW.50 wN W imposed. Ii the teal firorta dupe reWtirp from the apPficadan of your paioruc rate(s) is Ian Utart 50.50, wa wa teMrsd tNt amourt iron the >0.50 mulmun arty da lfbrata wia W Otaed to tW gutless.eartara of your eccotan. t d. r.eperay Radmelien it F oars.. we merw tW dgM io rot eaaen arty or ea firunce dargea fa arty given 2. Average Dvy BNr+ee la+ntdkp Mew grN+aeesl. a. Hrtertm ritarpe k r~laMted DY mldpNrp 1W Way Wlana o1 each sagmerrt of your arxoux le•4. ash advents, puchaaa, sPadN tmrofer, and apedN purdtssel by tM wnaepmdsp WNy pedo6c mtsk) tlar hm been PmtiouNY rfla[bn0 to you. At tea end a each d dudrp the basrtp paled, we pply the dWy pedoda ram for nth aepmerrl of your eccsrm ro the tallyy bNertx of oath segmem. Tian n tW end of tW Maatg period, we add up the mrlu of lane deNy W Wadaro to ardw n your ceriodc firtana Wrga br ueh apnad. Ws adA up the malts from earn aelartaM to ardw at tW testy perioAe flrortx large br Yottr axaad. To get tea dMy Wlsrta to each eapnrm d yon accaran, we take the Deyminp bslarra fa nth aaPnan and add any row iraasctiar end arty pelodc 1Farce dupe tale dead on the Predous Wy's bNarta kr 1M Marm+^t. Ws then waned anV pymsms a eMta pMed as d tNt W V dot aro Nloafad to dun asamara. TNS gloms m tW apamte deny DWtta fa salt aePoanl d your aawm. However. If yw paid the New BNartm sltotem m your Ixevbm mtentenl h fill for if yore new Wkrta was zero or a aslt emotnU, new tmltnctloro wNCh pea ro your purdtan a apsdN purdMae mprtana am not added IO the dNy Wartma. We alante lea average deny Wsrta by addrp ore the roily bslarrars topnhsr end dvi6np the vein by the remWr of tW Wp in 1W wrem buarp cycle. To cakulne you total fsunce large. mdtiply your avsage Wily bNeras by tW daily pedoRe reu and W tW numWr d Wp in da timing paled. Due to routdrp on a deny belie, them may W s soya vatlartm between tins W Wetlen and tea amain of fironce darye arartNlY aasened. b. If da rbde Z m N appnm on da ban d die rtnemem rort t0 'Bdarrce Rae Applied To,' we mltlpy tW Inrpartrtt Notice: Peymans you mail tom 11 W cre6ted to your accaan as of tea busirass Wy we rettiw h, ProvidM 111 you and the baton portion of this skrrmrm and your lack in tea enclosed rrmatarta envelope and f21 you paymtm k rrxNved M au ProreaNrp amer bV 3 P.m. ET 112 ram PTI. Reese albw n lean five f51 Drtarte>o W p to poaH Oeawry. Paymems recdved Dy m n any odor leaden a in arty eher Corm may trot W cm6led as d the WV we roWw Mom. Our buNran Wye em MonWY Mraagh SetadeY, extlurirp holiWp. Reen do not use rtapn, paper dips ac. wren gingering Your WYmem. Whe^ you send m a tiack(sl, you aWad:e w ro make a as-tins NreclroMC trwater debit from your Inds aasum for tW amainn of tW lack ~TMS authodzatian appose to ea checks roWwd dudrq the billing cycle even if earn by someone Nn. If we arms proceaa da trarrkr, You authorize ue to make a large egsirot your Wnk aecotan rdnp the deck, a paper drab or afar Hem. Request for Military Status Page 1 of 1 Department of Defense Manpower Data Center ~ MAR-O1-2007 04:49:05 Military Status Report Pursuant to the Servicemembers Civil Relief Act ---~,._ ~ Last Name First/Middle Begin Date Active Duty Status Service/Agency LOPER JASON Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. ~ ~-~- Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. #167;#167; 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you aze strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http/,`~Tww.defenselink.m.il/faq/Qis/PC09..S...LDR html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: BWYIAZNIMPL https://www.dmdc.osd.miUscraJowa/scra.prc_Select 3/1 /2007 VERIFICATION CAPITAL ONE BANK vs LOPER, JASON S The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unswom falsification to authorities, that he/she is, MAISHA DAMS, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. ~~ MAISHA DAMS ~'-~ C~/ MYf?A PRINDLE Notary Public Gwinnett County Georgia My Commission Expires July 31st 2009 5178052263045730 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. ~0 n w p .V ~'2 d ~? ~._ :- .~- r-~ ~.::> <~a ~~ 0 -.,:;~ -:, ~ E C~ :~ -~ 0 SHERIFF'S RETURN - REGULAR CASE NO: 2007-03503 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS LOPER JASON S MICHAEL BARRICK Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE LOPER JASON S was served upon DEFENDANT the at 1615:00 HOURS, on the 20th day of June 2007 at 8 MARSHALL DRIVE CAMP HILL, PA 17011 JAAON S LOPER by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 14.40 Affidavit .00 Surcharge 10.00 00 4~~,{~~6 7 ~ 4 2 .4 0 Sworn and Subscibed to before me this day So Answers: R. Thomas Kline 06/21/2007 WELTMAN WEINBERG R S By: , Deput e i f of A.D. i~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. JASON S LOPER Defendant No.: 07-3503 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: WILLIAM T. MOLCZAN, ESQUIRE PA LD.#47437 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#05766530 Judgment Amount $ 1516.94 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS llEBT FOR ITS CLIENT AND ANY INFORIVIAT[ON OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No.: 07-3503 C[VIL TERM JASON S LOPER Defendant TO THE PROTHONOTARY: PRAECIPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant, JASON S LOPER above named, in the default of an Answer, in the amount of $1516.94 computed as follows: Amount claimed in Complaint $1329.24 Interest from FEBRUARY 27, 2007 TO SEPTEMBER. 14, 2007 at the legal interest rate of 25.900% per annum $187.70 TOTAL $1516.94 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By. ~-- WILLTAM T. MO CZAN, ESQUIRE PA I.D.#47437 weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#05766530 Plaintiff s address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7t" Avenue, Pittsburgh, PA 152]9 And that the last known address of the Defendant is: 8 MARSHALL DR CAMP HILL,PA 1.7011 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNT', PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK ,r Plaintiff Case # ~-3~~3 ~-~ Y ~ ~ ~ "' ~" JASON S LOPER Defendant(s) IMPORTANT NOTICE TO: JASON S LOPER 8 MARSHALL DR CAMP HILL,PA 17011 ((~~ Date of Notice : 2,,L1 WWR#: 05766530 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO 'PO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CATJ PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 ^ _, „©~~ PATRICK THOMAS WOODMAN PA I.D. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 KOPPERS BLDG, 436 7TH AVE. PITTSBURGH, PA 15219 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Case no:: 07-3503 CIVIL TERM Plaintiff vs. JASON S LOPER Defendant NON-MILITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, JASON S LOPER is not in the military service. Affiant further states that this belief is supported. by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, JASON S LOPER is not in the military service. Further Affiant sayeth naught. ~~ AFFIANT SW RN TO AND SUBSCRIBED in my presence thi~ ay of . TARP PU .. ~__~-•.~1 ,~..,~ , - ~___- - ~ , ~~ ~:e~.,:~er. This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 SEP-20-2007 07:49:19 '~ Last Name First/Middle Begin Date Active Duty Status Service/Agency LOPER JASON Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. ~ ,-a~.- Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www defenselink.mil/faq/pis/PC09SLDR,html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 9/?.0/2007 Request for Military Status Page 2 of 2 by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: ODDGJEUIKD https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 9/2,0/2007 Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 SEP -13 -2 007 1:3:3 0 :44 Last Name First/Middle Begin Date Active Duty Status Service/Agency LOPER Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. r~ n. ~.°~i-~- Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate far that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: ht~_;//www defenselink.mil/faq/~is/PC09SLDR.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.milJscra/owa/scra.prc_Select 9/13/2007 Request for Military Status Page 2 of 2 by the requester. Providing an erroneous name or SSN will cause an erroneaus certificate to be provided. Report ID: LZTOWYQBVB https:llwww.dmdc. osd.mil/scra/owa/scra.prc_Select 9/13/2007 N `~ t"?Y~ ~i~ C:~ _--~ ,_,~ ~ c ~ "C -n J ~ ~ ~~ v ~, + -~:Y ~ i,i 1 ~~ IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK. Plaintiff vs. Civil Action No.: 07-3503 CIVIL TERM JASON S LOPER Defendant NOTICE OF JUDGMENT OR ORDER TO: ( )Plaintiff (xx) Defendant ( )Garnishee You are hereby notified that the following Order o Judgment was entered against you on p (xx) Assumpsit Judgment in the amount of $151.6.94 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: S ~C8 C. ~~ D PR T ONOTARY (OR D UTY) JASON S LOPER 8 MARSHALL DR CAMP HILL,PA 17011 Plaintiff s address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7`h Avenue, Pittsburgh, PA 152'{9 1-888-434-0085