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Home My WebLink About03-4105 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPIT AL ONE BANK Plaintiff No. 0.3 -"'/oS Cu't-CT~ vs. COMPLAINT IN CIVIL ACTION KARA THORNE Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA LD. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#03050232 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. OJ -'-lIDS e;u~L T €aft1. KARA THORNE Defendant COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA VB A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff is a corporation with offices in P.O. Box 85147, Richmond, VA 23285. 2, Defendant is an adult individual residing at 119 W. Louther Street, Carlisle, PA 17013. 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number 5291071631765953 . A true and correct copy of the Plaintiff's Statement of Account is attached hereto, marked as Exhibit "1" and made a part hereof. 4. Defendant made use of said credit card and has currently a balance due and owing to Plaintiff, as of October 15, 2000, in the amount of $1,438.56. 5. Defendant is in default of the terms of the cardholder Agreement having not made monthly payments to Plaintiff thereby rendering the entire balance immediately due and payable. 6. Plaintiff avers that the Cardholder Agreement between the parties provides that Plaintiff is entitled to the addition of finance charges at the rate of 19.2% per annum on the unpaid balance. 7, Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands Judgment in its favor and against Defendant, Kara Thome individually, in the amount of $1,438.56 with continuing finance charges thereon at the rate of 19.2% per annum from October 15, 2000 plus costs. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. WELTMAN, WEINBERG & REIS, CO., L.P.A. WilJ::{-{1~ PA J.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh A venue Pittsburgh, PA 15219 (412) 434-7955 WWR#:03050232 Capital Onee Values You As A Customer! H you are unable to pay the amount due at this time, we strongly urge you to call us immediately at 1-800-955-6600, We are willing to work with you to help you out of your current ljnancial situation and resolve the delinquency of your account. Don't further damage your credit, Your account will soon be reviewed to be charged-off as bad debt. H your account is charged-off, you will still be responsible for the debt, but it will be listed on your credit report and could prevent you from receiving credit cards, loans and even affect future employment and housing opportunities. Capital Ona Is a federally registered service mark of Capital One Financial Corporation. All rights reserved. C 2000 Capital One CaplfalQne' Account Summary PreviouaBalance Payments, Credits and Adjustmentll Tr.msactions FinanceChartles $1,366.cl4 $,00 $50,00 $22.52 New Balance Minimum Amount Due Payment Due Date $]438,56 $1,438.56 NovcmberlS,2000 Total Credit Line Total AvailablcCredit Credit LineforCasll AvailableCredit forCa:lh Value One (SpecialPun:hase) Balance "00 $00 "00 $,00 $669,36 AtJ'Olf':JuvIu To oaUCu,lmnerRelatiomot10 reporIa 10'1 0' st<>]enCBrd 1.800-903"3637 Sendl"'ymentslo Copi181OncServicel P.O. Box85147 RicJunond., VA 23276 SendiIlquirieolO C.pitalOneSoYvice. P.O. BodS015 Richmond. VA 232KS-SOIS 34354P MASTERCARD ACCOUNT 5291-0716-3176-5953 SEP 16-0CT 15,2000 Pagelofl P.y_ots, Credits and Adjultments Tl'UIlIlldionl DATE ]6 SEP PAST DUE FEE ]6 SEP OVERLIMIT FEE FiollllceCblll'pl $25,00 25,00 ,- - Pk"""'ifU1't!W~MsltkfiJrlmporlanl Ilfft>/'malion PURCHASES CASH VALUE ONE (SPECIAL PURCHASE) .-- "",W. $451-66 $310.27 S66BS "'~% .OS.U5% "'''''' c__ g, 17.90% 19.110% 19.80% ANNUAL PERCENTAGE RATE appliled th.. period .,. PLEASE RETURN PORTION BELOW WITH PAYMENT. .,. 00 1438560045001438563 CapltalOne" 0000000 0 5291071631765953 PI<<UllprlIfl~__I>W>"uI"IlM..",Mdmt. NcwBalllRCC: Minimum Amount Doc Paymcnt Duc Dare $1438.56 $1,438.56 November 15,2000 Totalcncloscd -, Capital One Bank P.O. Box 85147 Richmond, VA 23276 1"1,1"11...1,11",1,11"111"11",11,,,11,,,11,,,11,,,11",I .- ,.. City .- "' Homoi'llo.. AlI."",..!'l"",. ...... KAllA THORNE 119 W LOUTHER ST 2 CARLISLE PA 17013-2938 . - = 8 - - PI'QSf!wrl,. Y""rQ<;countlfunJb~r Iflf wurch~ckormoney o,tkrmade payable to Cap/ra/ Ono Bank alfd mail In Ihe om:/osedenve/ope. FINANCE CHARGE ,,~ $5.05 $10.81 19.1:0% r EXHIB' I iiiiiiii """" iiiiiiii - iiiiiiii - iiiiiiii - iiiiiiii - iiiiiiii iiiiiiii - - - iiiiiiii - - iiiiiiii - iiiiiiii - iiiiiiii - iiiiiiii iiiiiiii - iiiiiiii iiiiiiii - iiiiiiii """" ~ o ~ I 1._ToA_AfI_a..rve. t..G_~.Yo""..;llh.""....nilll1""aA<<lpono.dnf ~54ay'''''lbo''fi''''''=,QDnowpul'<,,"-n_ =i~..=-.:..~.:"'fuIl. in":''':::d.\:'Y''ut TIIII""laDlNoIi",foJpoymenllbelo...mdinti...furi'to bo....Jitodi!YJ".:u,IHIXI_...nt.losi..._.Thorei. b. p:;':.::.n.,:...~""::."':.ro::.lhn~. Iryo>> do_poytbo....III"NewBool......""l'!"'_ _.'.I...."'.w... r.............. ",n...NOOJIDO... &:....................pu~md..w_r.hlllS.' _:--~:..~~~lfi=.=.::.ri:y1OU~ t._C~~:::::.:..1ho.=':iT.:.= Cull............ 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Ynur.......'willbouooaoodno""""..........oflbor- lillodheto........o'dorin'onybilli..poriod. 6.Cndlt_..lfyow_iD<li.......rodi' boI"""..ynu"".._.......II.rrloodo,hOV<l.....rodi' boI_"l'PI,"'lof""""""lonoi...of.r..tit 7.t::.-:nl..~~~u~~Plri doy.Dn..Ibo_chi._n,....IooiIod:J::.1o if;~~~;:..r.:.~boD:,;-=~~~yn~= con1in...~o..yow_wi_hn:inlllopoyoho ..""''''rshipfoo.Tn.~'~}''?''m... :::-:~=~f~ti::.:.':t.. ..fM.~:.=o~ iofoll(...lodin.Jlbo.....~l:)prio,.......nd.f ....3II-<Ioyponod. .BILL/NO RIO/ffS SUMMARY (InCuoOrErronOrQoelllion.AbolllYourBiIl) lfynulhinkyno,billi.~otlfynoneodmore i._nobool._onooyooorhil~Mi..",on. ..poI>lO.....,.,lboodd....foo-inqoirieo_on.... ~;:~~i:,'".h:~':;.=~o::~ billon.....h....onor..pruhl.moppoared.V.u....oIl .o,CIl"""orRol'~...nwnbof. botdni....will"'" l"!""""'Y"urrillhb.lnynu,loltor,Jiv.",doofollovo:i.. ,nformoIion:J'Ourn..........unln""!bof.lbo<lollor .........oflbo........rod......,.d...,;plIU..f.....rru, ~.;,;,"::~~~:,r.:.~:::::~:ri~...}. lboi....ynu............oboot.Yo.donol.....lopoyooy ........'in!lo."lionwhile......io....'oti....t,boIJ'Oo :"q:~:~~."'_'f':-.r:~;~~~:.::.. fOponyoo.....h"l..n'o':f:ony..bonlo..1loct1bo ........'J'Ooq......on. t'Spoci.. Rul. Fn,Cnodj'Cv4 I'on:haoo. Ifyoo......prohl""'wilb....q....ity.f:rOS.. i:':~~"'i.:~:.rr::::~,.;.,rod~wi.?"..::. .....hont,y.o""'l'bo......riPtnollopoylbo..... ....o"!=.:I~':....'d:~=~~:::~~ =.........poI<.........~'nyootbno>o_.. ...;lhinlOO..ila.nfyoor....Il..oddrao.(lf...o.....o, _Ibo.....h......,if...oooilodynu.... odvorti....n1fo,lb.ptoporty.,..",.,..,..lpUr<booo. ....n....d..,"""""'of_onl..loco1ion.fJHlfO......) P1_.......ho,..,oi.uol].~.... t==::t:;:;::::::;:::::- CapitalOn....PJIMI!'u.fo"""'"'opri...yprulo<lion,...oo, woboito..WOIW,'"''''taI........ Important Notice: Your payment will be "redited to your account as of the date we receive it, provided you send the bottom portion of this statement lIItd your check in the enclosed remittance envelope, lIItd your payment is received in our processing center by 3 p.m. Payments addressed to Our Virginta processing center must be received on a business day by 3:00 p.m. ET. Payments addressed to our Washington processing center must be received on a business day by 3:00 p.m. PT Please allow at least five (5) business days fo' postal delivery. Payments received by us at any other location or in another fonn may not be credited the same day we receive them Our business days are Monday through Saturday, excluding holidays, Please do nOI use staples, paper clips, etc. when preparing your payment 343S4P i",n, VERIFICATION The undersigned does hereby verify subject to the penalties of 18 P A.C.S. ~4904 relating to a~ent (Title) of Bridgette Nallv (Name) Capital One ,plaintiffherein, that (Company) unsworn falsifications to authorities, that he/she is helshe is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his /her knowledge, information and belief. (Si""".1. ~. WWR# ~~~ ~ ~ ~ ~ ~ ~ o r- ~ C' r .. (T', ;G SHERIFF'S RETURN - REGULAR CASE NO: 2003-04105 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS THORNE KARA HAROLD J. WEARY , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon THORNE KARA the DEFENDANT , at 0021:00 HOURS, on the 12th day of September, 2003 at 335 NORTH HANOVER ST CARLISLE, PA 17013 JAMES WALKER (CO-RESIDENT) by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 3.45 .00 10,00 .00 31.45 ;~(/;:':.v~~! R. Thomas Kline So 09/15/2003 WELTMAN, WEINBERG & REIS Sworn and Subscribed to before By: ~~~;tl~df/ day of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No, 03-4105 CIVIL vs. PRAECIPE FOR JUDGMENT PURSUANT TO STIPULATION KARA THORNE Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T, Molczan, Esquire PA I.D, #47437 WELTMAN, WEINBERG & REIS CO" L.PA 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#03050232 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs, Civil Action No, 03-4105 CIVIL KARA THORNE Defendant PRAECIPE FOR JUDGMENT PURSUANT TO STIPULATION TO THE PROTHONOTARY: Kindly enter Judgment in favor of Plaintiff and against the Defendant, Kara Thorne, above- named, in the amount of $2,137,65 pursuant to the Stipulation of the Parties for Payment and for the Entry of Judgment by Consent. WELTMAN, WEINBERG & REIS CO" L.PA By: !/{JfL,J1o/r- William T, Molczan, ~uire PA I.D, #47437 WELTMAN, WEINBERG & REIS CO" L.P A 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#03050232 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co" L.P,A" 2718 Koppers Building, 436 7'" Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 335 N, Hanover Street, Carlisle, PA 17013 n (': '~(' .... '-) 1'(;1, ) __.'1. " ~-~ ;,/ C. I:' ' .. " / :;1 L.:' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No,03-4105 CIVIL V5. STIPULATION OF THE PARTIES FOR PAYMENT AND FOR THE ENTRY OF JUDGMENT BY CONSENT KARA THORNE Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Mo1czan, Esquire PA J.D. #47437 WELTMAN, WEINBERG & RBIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#03050232 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. 03-4105 CIVIL KARA THORNE Defendant STIPULATION OF THE PARTIES FOR PAYMENT AND FOR THE ENTRY OF JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment in favor of Plaintiff and against the Defendant, Kara Thorne, above-named, in the amount of $2,137,65 pursuant to the Stipulation of the Parties for Payment and for the Entry of Judgment by Consent, as follows: 1. Defendant admits indebtedness to Plaintiff in the amount of $2,137.65 with continuing interest thereon at a rate of 6.00% per annum plus costs from September 25, 2003, 2, To secure the repayment of said indebtedness, Defendant agrees that Judgment by Consent will be entered in favor of the Plaintiff and against the Defendant, Kara Thorne, in the amount of $2,137,65 plus continuing interest thereon at the rate of 6.00% per annum from September 25, 2003 and costs. 3. Plaintiff agrees not to Execute on its Judgment so long as Defendant causes to be delivered to Plaintiff the following payments in full by 12:00 NOON on the following dates: (a) $120.00 due immediately; (b) no less than $120,00 per month due on the 30th day of each consecutive month thereafter until the Judgment amount plus accrued interest and costs are paid in full, 4. All payments are to be made payable to the order of "Weltman, Weinberg & Reis Co., L.PA" 5. All payments due under this agreement are to be received at the offices of Weltman, Weinberg & Reis, Co., L.PA, 2718 Koppers Building, 436 Seventh Avenue, Pittsburgh, PA 15219. 6. In the event of default, each payment received shall be first attributed to costs, interest and then to principal. 7. Time is of the essence of this agreement and should the Defendant fail to have in the hands of Plaintiff or Plaintiff's counsel any payment in full within five (5) calendar days of the stated due date, then Plaintiff shall be immediately free to issue Execution as well as pursue all other remedies, in law or in equity, to collect the full balance of the Judgment entered hereunder plus appropriate additional interest and costs. 8, No act or omission of the Plaintiff, nor of anyone alleged to be acting on its behalf, shall constitute a waiver, estoppel, or any other excuse for non-performance of any duty undertaken by the Defendant in this Stipulation which the parties agree is final and complete. s? 9, Intending to be legally bound, the parties set their hands and seals this 0 day of ~ 20 o?:? THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. , WELTMAN, WEINBERG & REIS CO" L.PA By w;mf!~~, PA 1.0. #47437 WELTMAN, WEINBERG & REIS CO., L.PA 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#03050232 Kara Thorne By: \i:o~\l~ro Defendant .' ~ P- ~ -0 ~.:r- ",..,,:t , n c., -.0 ':t;. ~~.,., lc$ ~~ c - 3 -...J ( -l:.. 0 W t, l..J.) ~ W :'2- D~ ~ -0.::> 2C P . <;r-- :::::' - ' ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No. 03-4105 CIVIL vs. PRAECIPE FOR SATISFACTION OF JUDGMENT KARA THORNE Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt PA 1.0 #42524 WELTMAN, WEINBERG & REIS CO" L.P,A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#03050232 ,. .J IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. 03-4105 CIVIL KARA THORNE Defendant PRAECIPE FOR SATISFACTION OF JUDGMENT At the request of the undersigned attorneys for the Plaintiff, you are directed to satisfy the above-captioned Judgment. WELTMAN, WEINBERG & REIS CO., L.P.A. / WWR #03050232 Sworn to and s~7ribed before me this ~ I~OT ~ "~ (") ......., r- = 0 ~-- = en 11 c..... -4 c:: :r:.,., -"?" rl1r- :91"'-': w ,..} 0 O.L ---j (..J :P'> J-= :n -:2~ t.) _-! ':":M C) C) :-'-\ 01 1"" :-XJ C) -<