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Home My WebLink About07-3615ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 PRIMUS FINANCIAL SERVICES P.O. Box 6508 Mesa, Az 85216-6508 V. KATHY FLEMING 125 E High Street Carlisle, Pa 17013-3018 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. Plaintiff, Defendant(s). Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 01 -- V t C [ U CIVIL ACTION COMPLAINT AVISO Le ban demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dial de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la cone tomara medidas y puede continuar la demands en contra suya sin previo aviso o notificacion. Adernas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demands. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (215) 789-7161 PRIMUS FINANCIAL SERVICES P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. KATHY FLEMING 125 E High Street Aka Kathy Anne Fleming Carlisle, Pa 17013-3018 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, Primus Financial Services, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Kathy Fleming, is an individual who resides at 125 E High Street, Carlisle, Pa 17013-3018. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about March 23, 2002, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $28292.48 at an annual percentage rate of 7.900%, in order to purchase a certain motor vehicle, 2002 Suzuki Aerio more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $331.84 for a period of 72 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until November 17, 2003, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $4900.00, however a balance of $11126.36 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $2671.34 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $13797.70. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $13797.70, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. CHARLENE A. TAYI(R, ESQUIRE Attorney for Plaintiff VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, PRIMUS FINANCIAL SERVICES, and duly authorized to make this verification on its behalf, that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: 00PL - CH RLENE A. TAYLO ESQUIRE DATED: May 18, 2007 MARYLAND SIMPLE 10TEREST VEHICLE RETAIL INSTALMENT CONTRACT DATE 03/23/02 Bu 1 Address (Including County and 7Jp Code) - - - RCEIVED A MD 21234 H L ONIUM MD 2109 BALTIMORE AFR O)1?(P Q tw aa- -Y., p wryl, may ouy ale verimm lea oeow pr own or on credit. The cash price Is down below as "Cash ltq credrl pride la shown below ss "Total See Price." By signing We contrad, you choose to buy the vehicle on credit under the agreements on ape front ar AnWI. NEW SUZUKI I HERO JS2I1011M25100485 (3 Personal ?Agri ullurel ? Commercial 1998 NISSAN S 6550.00 $6550.00 Trade-In Year and Make Oros ANowance Amount Owing I ITEMIZATION OF AMOUNT FINANCED I 1. Cash Price .. ..... ................... i 21152A let) 2. Down Payment Rebates Assigned to Creditor... . . . ... . $ _i A Cash Down Payment .............. ;-400..00 ....... I; TnW@4n (description above) ........... ; n Total Down Payment ............. ...... 11---_4400,.0) 3. Unpaid Balance of Cash Pros (1 minus 2) ... ...... S ___LTj _0g) 4. Amounts paid on your behalf (Boller may be reteinng a portion of these amounts) To Pubic Offialais (1) for license, title, & registration fees i +eo nn (tl) for fling tees $ 20. + (11Q for taxes (not in Cash Price) i TAU 7n ; 12w7 7n To Insurance Companies for. Credit Life Insurance .............. .... A Credit Disability Irtawance ........... .... A Sri WAR OW. OWZRA E . S ?-.?Sr?O To for ; A To for S AA To for ; To for t Total ...... .. ........... ..... . 5. Amount Financed (3 plus 4) . .... ..... . ...... S- -- - -ISl - TPUTH4111114AND1NG DISCLOSURES ANNUAL FINANCE Amount Total of Total Sale PERCENTAGE CHARGE Financed Payments Pries RATE no dollar amount The amount of The amount The total cost The cost of your credit as a yearly rate on area Cast you°ve provided Credit to p ap IF purchas of ayour n orsda, Ircudin your baluNf nave msde schedluled g your domrpayroent payments of; 44?0OLt i xg Number of Amount of Each When Payments U P Pa ment Sd d l t y u aymen u e - s Payment are due Your paymen ache" 71 = 331. 86 monthly starting will be: 1 final $ 331. 8d MW 7TH 2002 rrepayna C IT you pay all your debt early, you wig not have 10 pay a penalty. Leta Payment You must pay a late charge on the portion of each payM11a!d received more ? 15 days We. The charge Is 7.5 pore" of the late amount or $50.00, whichever Is Security Intersat: You are giving a security interest In the vehicle being purchased. Contract Please a" this contract for additional Information on security Interest, nonpay men, delault, the right to require repayment of your debt In full before the scheduled date, and prepaymerht penaly. Any chaps in this contest must be In writing and skgusd by you arw the Creditor. CO_aMR Slow- NOTICE TO THE BUYER Do not sign this oembact before you read It or N It contains any blank spaces. You are entitled to an exact copy of the contract you sign. The taw of Megland applies to this contract including Tide 12, Subtitle 10 of the Maryland Commercial Law Article. BtiYsr crt?tlrlsdges rocNpt of a true and comply filled in copy of this mg screw tna sonar acoepte rave r ash att.oirad te tins calltract, the WM OW I.1L KCR SALES d I acknowledge receipt of a cornpiated copy at this PAFa 17819.111 Apt 01 Prsviour adlbna may NoT W trust INSURANCE VEHICLE INSURANCE MAY BE OBTAINED FROM A PERSON OF YOUR CHOICE. INSURANCE DOES NOT COVER PER- SONAL LIABILITY AND PROPERTY DAMAGE CAUSED TO OTHERS. CREDIT LIFE, CREDIT DISABILITY AND OTHER OPTIONAL INSURANCE ARE NOT REOUIRED TO OBTAIN CREDIT AND WILL NOT BE PROVIDED UNLESS YOU SIGN AND AGREE TO PAY THE PREMIUM. ? Credit Life Insurer If $ A Premium Insured(s) Signatures} Crea ? Disability Insurer WA Premium Insured Signature X OTHER INS f Insurance Term Tvs , VMN $ 495. Insur Premium nature Credit Ule and Credit Disability insurance are for the term of the contrast. The amwint and coverages are shown in a notice or agresmarrt given to ycu today. You are required to Insure the vehicle. N a darpa b shown below, da Creditor wM try to buy the coverages checked for the tent I- CavW&W will be based on on assh value of the vehicle e of loss, but not mom than tim the limas of the policy. ? Comprehensive ? $ byA _ Deduclible Collision ? Fire-Theft-Combined Additional Coverage ? Towing and Labor 0 Term N/A -Months Fwmsw) premiurhl?A QUESTIONS? P I NANCIAL SIR Ices PLEASE CALL US AT 1-800.845-8000 01-001 BEE BACK FOR ADDITIONAL AGA MEM ®nra¦.rnrarr rte. ORIGINAL EXHIBIT 1A - PRIMUS Financial Services P.O. Box 680090 FRANKLIN, TN 37066.0090 (800) 374-7000 KATHY FLEMING 300 E 30TH ST NA-1 BALTIMORE, MD 21218 Date of Repossession 01-17-2004 Date of Notice Date of Contract 01-21-2004 03-23-2002 Account Number. 030557835 Buyer KATHY FLEMING Cobu DESCRIPTION OF PROPERTY Year Make 2002 Su2U p New ? Used Vehicle Identification Number: J82RC41H325100485 Model AERIO Body NOTICE OF OUR PLAN TO SELL PROPERTY We have your properly desatbod above because you broke your promise in our agreement PRIVATE SALE: We will sell the property described above at private sale sometime after 20 days from the Date of Node" shown above. PUBLIC SALE: We will sell the property described above at public sale to the highest bidder on tie date below (or any adjournment date). The sale will be held as follows. NOW TO GET YOUR PROPERTY BACK To get your property back you can do one of these two tangs: REINSTATEMENT: You can restore the contract and pay future monthly paynxnts es troy co ns due. This Is caled'roir»teterrtent." To do this, pay u this amount by certified check. or money order at the address shown above within 20 days from the date you receive this notice. The prop" is presently stored at Overdue Payments $ 907.49 Dab of Sale of Sala Place of Sale Plus Costs: FEES PENDNG $ t0:00AM $ BALTIMOREAWASHINGTON AUTO EX $ 7161 BROOKDALE DRIVE Plus Late Charges $ 292.42 ELKRIDGE MD 21075 TOTAL $ 1,199.91 You may attend the public sale and bring bidders H you wan. Plus coats incurred after the data of this notice. Casts will be charged only if The money that we get fro nn the sale (after paying our coats. Including prior to repossession we served notice on you of our intentlan to repossess reasonable attorneys less and legal expenses if permitted by law) will reduce the property. the smourM you owe. If we gat less money than you ows, you will still we us the iflxs e K we get more maray than you awe you will get the exda money. You do not have the to reinstate your contract if your vehicle was 8 w unless we must pay it to someone else, 1 repossessed m months of a prio r , you were within repossession guilty of fraudulent eanducL intentionally and wrongfully concealed, removed. damaged, or destroyed the properly, or attempted to do so, and the property You can get the property back at any time before we eel it by paying us the full was repossessed because of the conduct amount you vale, including our expenses (See How To Get Your Property Back for an explanation of what you owe). Or, them Is another way to get you property back it is called 'redemption". If you wan us to sm0ain to you In writing how we have figured the exact amount REDEMPTION: Pay us this amount by certified check, or money order at that you owe us. you may call us at the telephones number above, or writs us at the address shown above before it Is add. the address above and request a written exilanatlan. If you need more Information about t» sale call us at the telephone number above, or write us at the address above. a sending this notice to the following people who have an Interest in the y des ribed above or who owe money under your agrearnent 1) The ad any cobuyr named AMC 2) Any dsalerWolrnal creditor named 3) If there are other people. It" are named on an attachment sent la notice. Unpaid Balance $ 15.320.61 Plus Cost: Repo Fxpenees $ FEES PENDING $ Pkha Late Charges $ 292.42 Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 15,613.03 Plus costs incurred after the date of this nodca. Costs will be charged any if prior to repossession we served notice on you of our intention to repossess the properly. If you redeem your property, well haw no further claim on it But the kxger you wait ft more casts (including rWalrs) you may have to pay. ? The property has bean (or will be) nesxned to. Under our agreanent with your dsaledorigknet creditor, the deslar/aginal creditor is to sell the property and pay you any money left over. If you owe money after the sate, you will pay it to Yw dsalsdorigind creditor. PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the neon 60 days or, in accordance with state law, by contacting this aft a Thweefter, the personal property shall be dleposed of accordingly. ? Creditor has assigned to its qualtied Intermediary (QI Exchange, LLC) Its rights (Lot not Its o*ations) with respect to the sale of each vehicle 119W above. MILEAGE DISCLOSURE If you are aware that the mileage reflected on the vetadO odometer Is not accurate for any reason, pl"ea" contact is so that we can accurately report the vehideb mileage, INSURANCE RIGHTS: H you dont want to got your property back call the Insurance company or the dealeribriginal oedhor to mace sure that any insurance has beak cancelled. You haw aright to"aedft for al premium refunds. SFELITA BURNS FFNA 119/16198 Jan to Pheviohn.dell" m W NOT a uses Rimed In V SA CUSTOWARCUSTOMER FILE EXHIBIT aL-- fi. Y•. NBRq ilId Al?dfirt p?jMdK ?i1Mdt ?YAl?tiliNgEMV1CA: ARX $flNllfl ? 36130 AfIMMOn ? Ri o.>ti.?rt1?«i.uenoi a13 COM .. Vv1?llp,Mt 4$180 a M&Omom (3 ROOMPACOAWMWOOdWe iaaL.i Ar"N ~ k Umof* xOvAQ Sift aZP" nowa. f» HMid1o? wAbW fted UOMM0407236 J. BA030085585 71303 22260 0007 1434 8437 - LU(S LABOY - 110120120407241 7% W CALLowl ju. s rREST AM03125681 P$RKASIS PA 18944 ERIC GLASS 2677 N 44TH 91' U020/20407237 7003. NO 6007 1439 88?4q MILWAUKEE WI 3321( OP030129372 &O-AALD A. BOLLMAN.3P - 0012(920407242 4057 COOLAND DR ^^ Sg031300985 pgWPARlSPA 15554 DORM A. BRESNEt 4 "STRASYPMLADELI'1' 11012024407238 7063 ,E260. QQQf .%g- 2' 8851 L*MRISVILLE PA 19067 Bi OS"19886 ..r..r..?.....??..?...?r.r.--i-.-•=- RONALDB. LUCAS 1=*ML x N=*MLL$8UPG PA 17233 526 WASWAGQN ST Aim ?y g.. _-••: LAf:DUPLAMBEAU S I 34531 0128/2W239 86Q 0557835 ho ?••_--IJ0124R0d67344 00 TRY 0TH FLOuNG M.1612MI SALT MORB MD 21218 ? BL4 MMRNER • frOUNGRPAFDRIVE 00120/24407240 ?}$ ? 1139 H PA 15x111 P43116= • _ - - --? C? 8• TUJUAMAM. JOHNS. t90981G : Is?4v6cPI.AC8?1.W. VAIL MwN. 'WASH44OT N DC 2=1 5312 QGei MOST 1 F"BUROf PA h5Z x: _.....___.._ ........_. <a? 1 MV I I 1q &989 PRIMUS Financial Services 9009 CAROTHERS PARKWAY FRANKLIN TN 37067 800 3747000 DATE: 2004-03.19 KATHY FLEMING 300 E 30TH ST #A-1 BALTIMORE MD 21218 STATEMENT OF SALE Account Number: 030557835 The following property has been sold. Year Make Model 2002 SUZU AERIO Gross balance owing on your contract Deduct: Finance Charge Rebate Balance owing prior to sale Deduct: gross proceeds of the sale Balance less gross proceeds of the sale (3 - 4) Add: Expenses of retaking and storing, and any attomeys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate Other: Vehicle Identification Number: JS2RC41 H325100485 (2) $ 0.00 (4) $ 4,900.00 (6) $ 598.50 (7) $ 0.00 (8) $ 0.00 (1) $ 15,613.03 (3) $ 15,613.03 (5) $ 10,713.03 Deficiency** (9) $ 11311.53 Surplus* (10) $ ------ -- N/A The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency" If the sale resulted in a surplus, a refund for the difference will be mailed to you. " If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown bellow. For additional information call or write: Mail deficiency payment to: PRIMUS Financial Services PRIMUS Financial Services P.O. BOX 6508 P.O. BOX 55000 MESA ARIZONA 85216-6508 DEPT. 194501 (877) 492-2865 DETROIT MI 48255.1945 EXHIBIT FFNA11990 01A4 Pn Mous eftom may NOT be used. ^ d Q v ? c-? (D T - _ Ti FTI `. _P CD SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-03615 P MMMONTWEALTH OF PENNSYLVANIA ' COUNTY OF CUMBERLAND PRIMUS FINANCIAL SERVICES VS FLEMING KATHY R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT FLEMING KATHY but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT & NOTICE the within named DEFENDANT , FLEMING KATHY 125 E HIGH STREET CARLISLE, PA 17013-3018 NOT FOUND , as to DEFENDANT WAS NOT FOUND AT EITHER 125 E HIGH STREET OR AT 37 WEST HIGH STREET CARLISLE. Sheriff's Costs: Docketing 18.00 So answers ?. -. - "` Service 14.40 Not Found 5.00 R. Thomas ine Surcharge 10.00 Sheriff of Cumberland County .00 47.40 MAURICE & NEEDLEMAN 07/19/2007 Sworn and Subscribed to before me this day of A. D. MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21-')) 789-7155 PRIMUS FINANCIAL SERVICES Plaintiff, V. KATHY FLEMING Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 07-3615 Civil Term PRAECIPE TO REINSTATE TO THE PROTHONOTARY: Kindly reinstate the attached Complaint originally filed with the Court on 06/18/2007. MAURICE & NEEDLEMAN, P.C. BY: Ch AnA.or, Esq. Attorney for Plaintiff Date: February 26, 2009 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 PRIMUS FINANCIAL SERVICES P.O. Box 6508 Mesa, Az 85216-6508 V. KATHY FLEMING 125 E High Street Carlisle, Pa 17013-3018 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint amd notice an served, by entering a writ[- appearance personally or by attorney and filing in writing with the toad Yom defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without dtrther notice for any money claimed in die complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. Plaintiff, Defendant(s). CIVIL ACTION COMPLAINT AVISO ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. C>7 - 3`rs N Le ban demandado a usted en Is come. Si usted quiere defuse de estas demandas expuestas an hia paghm signientes, usted [lone veinte (20) dins de plazo al partir de Is fecha de Is demands y la notificacion. Hace felts asentar uns convarencis merits o en persons o cue mn abogado y emapr a 4 torte cm form escrita sot defenses o sus *eclones a las demandas es contra de so persona Sea avisado que si usted no se defiende, la code tomam medidas y puede continuar la demands en contra guys sin previo aviso 0 notification. Adernas, la torte puede decidir a favor del demardante y requiere que usted cumpla con Codas las provisions de esta demands Usled puede perder dinero o sus propiedades a otros dmubw importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. ST NO TIENE ABOGADO O SI NO TIENE EL DWERO SURCIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue., Carlisle, PA 17013 (717) 249-3166 T Fr. --r i C? rn 1--2 (aq MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (113) 789-7161 PRIMUS FINANCIAL SERVICES P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. KATHY FLEMING 125 E High Street Aka Kathy Anne Fleming Carlisle, Pa 17013-3018 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, Primus Financial Services, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Kathy Fleming, is an individual who resides at 125 E High Street, Carlisle, Pa 17013-3018. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about March 23, 2002, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing.in the amount of $28292.48 at an annual percentage rate of 7.900%, in order to purchase a certain motor vehicle, 2002 Suzuki Aerio more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $331.84 for a period of 72 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until November 17, 2003, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sate date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $4900.00, however a balance of $11126.36 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit G 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $2671.34 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $13797.70. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $13797.70, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, M nURICE & NEEDLEMAN, P.C. Attorney for Plaintiff MARYL041) SIMPLE 141TEREST VEHICLE RETAIL INSTALMENT CONTRACT DATE D3/23/02 Su Add M (atehodlnS County and zip Code) A MD 21234 H ILL MONIUM MD 2Io94fCEWQ BAL4'IMOItE APR 011.2W YOU, the Buyer tend y anN. mry dry ads vdtlde deacKbW bakes la dept or on crag. The cuh Woo is drown blow as "Cash aodt p? Is Mow bdOw as "TOW 3als Pikes" 8p eipld tp tlda conbad you chose to buy the vddds on as* UrAw"swownante on fps Mont " etrw L NEW SUZUKI Pm ! J82P0l1IB251o0485 - I Porawa DApl ftm I 1 Q conmemw 1998 NISSAN 6550.00 6550.00 Trade-in S s Year and MaW Qmw Nlovawcs AwmW Owing I rMlIZATION OF AMOUNT FINANCED 1 1.Ctwb Prlae .......................... 111--11524-10M 2. Down Peyrnsnt flabstse Ae IWW to Cwdkw .......... 41 by A Cash Clonrn Paynadnt .............. $4da0 M ....... i --=w A Tmdo4n (daacrlp0m abwo) ........... i n TWafl Down Paymom ... ... ...... $---4400-M 3. Ur"Id Bataeae d C=h Price (i mh4 2) ... ...... s --4UU e) 4. Amounts peld on your b~ 0OW may be mlahelup a PWWM at Owe amorrnfa) To Pubib Okfo oft m for Ikwnso. 61% 8 m9mmum toes $ 142 m for Glory feat :------ 2..-.° W (14 form" (not in Cafh Ptke) i wn m s 1042 7n To Waxy 6e Caa4anles for: Crain Lim 111"Wmw .............. .... s ? I Cram Dlabiity hanaiw........... .... s *e' A To vAA 10W. CQVXR ?. =HOC To tow iI?a TO for 5-?- A To for $ To tar $ Total...... .......... ...... s tad' ?°) S. Awou nt Fbnrstad (3 ph& 4) ........... ...... s- .. FIIID Y. TPUMO MIDNNQ DW MOStWM ANNUAL FRIANCE Am*" Tatty of Told We PERCENTAGE CHARGE Fbwasd PSymaNa Pr w RATE TM ddw Inwued Tae aaeaoa a Tta aewwet oea Tn. a =0= "Gredhwa aweprwidad you wi bars 6- bsMa aft.om o rca P as 8 Naabar of Amount of INaoh %Wwn Paratsrrla uft P@yowd Soladtds P ? s 33 A daa Your paynark ecto" -IM 7W 200 J1 Will bx 1 *W $ 231_ ad r, N Iw pW oil yw asbt 0", you wlw not new lb pW a pWWW. awn 1 hft TV* in S 77.5 paCW of aw latA OW4unt 00, NAdcAtrrar Ia INS. Seourky btnoat You am Oft a emft kd~ bn the vWcle being p rchm" Oonbaat Pleaas ade to oo nlrom for adtapaW bdorma m on atl rest, m*ft repwpmd of your debt In kdl before odwda mw poporrmt I I% ny Nrnrtro4r OMs esd' - swat be bt , W and sW W by pu Goal the Cw dhW. WOMB seem NOTICE TO THE BUYER You ifs R AWNd H of fm Rooftlo L ot #w ? ? htoludilg TIIN t$ Subtlde 10 BWw polowelimom rooW of a tftrs Nest oomptpWy Alkd ki oM of We SM CM DE NCR SALIM 844101 road. INSURANCE VEHICLE INSURANCE MAY BE OBTAINED FROM A PERSON OF YOUR CHOICE. INSURANCE DOES NOT COVER PER- SONAL LIABILITY AND PROPERTY DAMAGE CAUSED TO OTHERS. CREDIT LIFE. CREDIT DISABILITY AND OTHER OPTIONAL INSURANCE ARE NOT REQUIRED TO OBTAIN CREDIT AND WILL N OT Be PROVIDED UNLESS YOU SIGN AND AGREE TO PAY THE PREMIUM. 13 Credit Life IWA kmmr s Premium ttwtsed(s) s Credit D Otsai>ility Imufor WA s Premium lrmxed h" S OTHER ITS TgAm m i T" 5. Insu Premium lc?j Cndlt Ufa Gad Qaet Drarbft lmrarw are for pre bra of Ma oonbaar. The aatwwA and are ahorra to a noon or apnaawrp TM to y" lad* You are wi**4d Io k um Ora vaMd& Of a ??1?r?? Ia alwew balavr.lM t7wlilow Irlq b m Mrydraoaetetaaas obaalad torttrIra alraww a!w M baaad oa Its oaeb vdkw of tlw at des of lom but Got awwo *m on I m m of pro Palley. colomm ? Flrs-TbeRl?Omtdrred Addaoa Cowapa ? Towine and tabor IN Toom _ NSA Monft (rata ww) WIESTKWM FINArcrAL SeavtCea PLEASE CALL US AT 1.000046"8000 01-0011 Site BACK FOR ADOMONAL Ar INAIMS ®ewr..egeer pllw ORKiBiU1t Eom"BIT PRIMUS Fb&%; l Sues P.O, Ewx 60(1090 FRAHMAI, TN37068.M (WO) 374-700 KATHY FLEMING 30 E 30TH ST IIA-1 SALTIMORQ MD 21218 Date of Repossession 01-17-2004 Date of Nobs Date of Car+traet 01-21.2004 03-23-2002 Aokamrt Number: 0306678 !We KATHY FLEMiNG DESCRIPTION OF PROPERTY Year Melee Q New 2002 SUZU ? Used vetricb I oatlon NumWr: JS2RC41H325100485 Mom AERIO Body NOTICE OF OUR PLAN TO SELL. PROPERTY We hew yaw poapatydemAW sboabscamyou brdw ysur praiw b our egroarrad PIWATE SALE: WO V A sell tw POPOV daecribed abow at W%ft aerie sorrrtlrrwallar20 days tram tw ae.a Notes shorn *ova. PIPMX64thWOVAadtwpro( Vdita*Waboveatpubk sateb to highed bidderon to dMabebw W wry a4m mnwt dab} The aab VA be bald as fatwre. The ro ienaen alamd at of Arab a etials Place of sob BALTIMORDWA"4 ON AUTO EX 7161 BROOK ALE DRIVE ELKRI06E AID 205 You myamlen I tr puble sab and brkp blddero N you want. The mcnytwt vbgallmmtr sob (afar paying our cab, bdudbg mma ubb dbn wA bw and b 9d fuparsai i7pa.NlOed by brr) will reduce to smart you ft* Nwa get law many Ilan YOU 0we6 you will so owe rte to dwWww kNweg t - aytunyou**Ayouwelgotwaaamoney, unbas we roust peytbsome m d" HOW TO GET YOUR PROPERTY BACK Togd your pwp&V beck you an doarwat rime Iwo tinges You cat resbre"wAW and Pmv"" mOm* To t6wountby, AedeMokangiNygderaAlirs'll slosmab w? wWth 20 doer from tr dabyou reabrtrbraotcw Overdrr P"muft $ 90rA$ Pka CO*W Fos pacm $ i S Pk a Lde Clwges $ 202.42 TOTAL $ 1.199.81 PAW coats barred afar tr deb of tie no" Cash VA be drrgad 0rig If pdorto mposmaseionwa sanbd nollw an you crow! dadion b reponen tw pmpaty. YoudorathmaMrdgItia 'Ad yaroon{redtyowwhIdews omduet Eau kdw*m/yard eavgtiyoaioaalaq ranioratt a t charged arA-&--4trpmpaty;arae>ennptedbdo andtr You can 20 ft back at 94 D?PerIV aytmwbMOrowesetkbypaykoguelMtut was ropoeeenWtwcaweatheoordra:t. ama at you ON%fndr ag our opwan (See Now To (Wl Your Property Beebe far anenAmalfondwtwtyouowe} Or,twekw4ewwvbgdyoLwwgalybadt,kiscdod mdanpw. N you vet us to agakt b you in netbg how we hwe f%psW to rowel amass filar you owewR yoe owl:d ue at tlwadlplfarenur bwm)ovk or w is ua sl ter eddrws abaft and rquwt a wrtlm eop1 -1, . If you need more krtenmWm aboig tra de call us vtttelNeptaartaromrber aboua orwrfb to alb addna abom / aendkrp fhb rtotkeb tw talicwiog psq* wh0ltwa at ilia est h llw tydwmtmdomcr*wcvm a+ryudwyouragnamart1)7tw rte amyo0arya+terfwd *OW 2) AydeaNdbdgbd aedbr nerved 3 rya aeotwr papie se tryaro ewnwd an an skaeMwt nt Pay us tie anowR byartted dock or many order at above' 01 t Is aced, ilrpdd mw" $ 16.82DA1 Pkis OWh. bluer POOH s s Plus Lab Owe" s 211242 LOS Fkarwa OW90 Rebels $ Lan howwom Pmff"n Rebab I TOTAL s 16A13Ati Pkr comb kcwW afar the dde of Oft nata. C:oeffi VA be dwrgW arty N P ? to wemvednoksanyou of wrWanftbrgc*om Nyour.dsa. papw*,wall have noOX#Wddnonit.ButtoIO r You wok, flwmaro 00610 NICtAirtg repka) YOU myiwwb pay ? ThePopwVhnbun(orvAbe)romwim larfa our egnerm«rt rill ywrdeeler/algktd asrbbr, rte e6alerfalgkwb vadMor b b w to propaey and pert You errs rtgrraykltavar N you awe many ahwlhsoalm, You vA portbtwdeabrbr *W cmdW. nX PER90 ALPROP@t7Y;AW; , wlpapertyfourdintwvd"oWbersd*rwdbYycuwft*twfwdOOdeysa,hacoaderwewiftaisblaw. by conmoll0flisolt e,Tiwreaft,twper6I propalyehatadopmodasoaadrptA p cmdW ha mesIII b Ile "SOW krlaawd wy (CU Et4mg,% LLC) le dghb (but not lea aFigwaw) verb mapect b tw ads of amp, veliebtebd above, MILEAGE DISCOBURCCNyoueraaaraelgttwmvTeagsrsllsobdonMvelids`sodarwYrbnotaoaarabtarwrycwaw4Irlme' -umaotutwe cenaaeuraby r1PalMvmlicb'amilsagw INSURANCE 1 Nyondentwaettbgetyourpr0perlybwdt,adtokwuraamow"WorIwdsdwlwf Wcleambm"swelwtwrykruronce ire bmem oatv0sllmrl Yaw haveariphtbgmtasftfbrd proeirwtmAw4s, FAaI t19oe•ima,w ed atselnsedwas err NOT 66 *"a PhMa h V." oo+[err PRIMUS Financial Services 9008 CAROTHERS PARKWAY FRANKLIN TN $7067 800 3747000 DATE: 2004-03.19 KATHY FLEMING 300 E 30TH ST #A-1 BALTIMORE MD 21218 STATEMENT OF SALE Account Number: 030557835 The following property has been sold. Year Make Model Vehicle Identifcation Number: 2002 SUZU AERIO JS2RC41H325100485 Grass balance owing on your contract (1) $ 15,613.03 Deduct: Finance Charge Rebate (2) $ 0.00 Balance owing prior to gate (3) $ 15.613.03 Deduct: gross proceeds ofthe. sale (4) $ 4,900.00 Balance less gross proceeds of the sale (3 - 4) (5) $ 10,713.03 Add: Expenses of retaking and Storing, and (6) $ 598.50 any attorneys' fees allowed by law, and expenses of reconditioning and selling. Deduct: lnstlrance Premium Rebate (7) $ 0100 Other (8) $ 0.00 (9) $ 11311.53 Deficiency- {10} $ WA Surplue The Surpiua/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). &wpfus• or Defiderwy" If the sale resulted in a surplus, a refund for the difference will be malled to you. E the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: PRIMUS Fi encial Services PRIMUS Financisi Servles P.O. BOX 6808 P.O. BOX 85000 MESA ARIZONA 8521646808 DEPT. 194501 (877) 492-2885 DETROIT MI 4820.1945 r# WIM 01AXPwAmeditmmWH0TDewe& Fyi - m NJ Sheriffs Office of Cumberland County R Thomas Kline 41o011,0 of Cumber ?9 Edward L Schorpp Sheri Solicitor Ronny R Anderson Jody S Smith Chief Deputy OFFICE OF THE SHERIFF Civil Process Sergeant SHERIFF'S RETURN OF SERVICE 03/13/2009 R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Kathy Fleming, but was to unable'to locate her in his bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Kathy Fleming. The exact address not does not exist. SHERIFF COST: $33.00 (PAID) March 19, 2009 SO ANSWERS, R THOMAS KLINE, SHERIFF Docket No. 2007-3615 Primus Financial Services v Kathy Fleming C3 cr) MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 BY: Charlene Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 Attorneys for Plaintiff PRIMUS FINANCIAL SERVICES Plaintiff, V. KATHY FLEMING Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 07-3615 Civil Term PRAECIPE TO WITHDRAW COMPLAINT TO THE PROTHONOTARY: Kindly Withdraw the Complaint originally filed with the Court on 06/18/2007. MAURICE & NEEDLEMAN, P.C. BY: C 1 e Tayl Esq. Attorney for P aintiff Date: May 19, 2009 tl 1 t` t x ,{ CC _ ? f.Y i of