HomeMy WebLinkAbout07-3663IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
655 PAPER MILL ROAD MAIL STOP 1411
WILMINGTON DE 19884-1411
Plaintiff
vs
BRUCE ENSOR
1024 TEAKWOOD LN
ENOLA PA 17025-2046
Defendant(s)
Filed on behalf of:
No. 01 -AO
: CIVIL ACTION - LAW
Plaintiff, MBNA AMERICA BANK, N.A.
Counsel of record for this party:
Date: (0 DOV
Amy F. Doyle #870 (86 / Dani 617
Philip C. Warholic vid R. Galloway #8
Tonilyn M. Chippie #87852 / Sarah E. asz
18-
Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
(2 1^C' t- L
Tel-'t-71
W&A File No. 122942733
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
vs
BRUCE ENSOR
Defendant(s)
NOTICE
: No.
: CIVIL ACTION - LAW
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
CCP Notice to Defend
W&A File No. 122942733
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
vs
BRUCE ENSOR
Defendant(s)
NOTICIA
No.
: CIVIL ACTION - LAW
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias
despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia
personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones
a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio
solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante
para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
CCP Notice to Defend
W&A File No. 122942733
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
vs
BRUCE ENSOR
Defendant(s)
COMPLAINT
No. 07- 2G 4 3
CIVIL ACTION - LAW
AND NOW, this 06 day of June, 2007, comes the Plaintiff, MBNA AMERICA BANK, N.A.
, by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within
Complaint and in support avers as follows:
1. Plaintiff, MBNA AMERICA BANK, N.A. , is a National Banking Association
organized under the National Banking Act with a principal place of business situated at 655
PAPER MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411.
2. Defendant, BRUCE ENSOR, is an adult individual with a last known address of
1024 TEAKWOOD LN, ENOLA, CUMBERLAND COUNTY, PA 17025-2046.
CCP Cmplt - MBNA wo AF 4
W & A File No. 122942733
3. It is averred that Defendant was issued an open-end credit account by Plaintiff.
This account was created through a written contract between Plaintiff and Defendant, accepted
by Defendant when he signed and utilized the credit card account. A true and correct copy of the
Credit Card Agreement governing this account is attached hereto as Exhibit "A."
4. The Credit Card Agreement contains a binding Arbitration provision providing
that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration
before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that
since the agreement involved an instrumentality of interstate commerce, that the Federal
Arbitration Act, 9 U.S.C. §§1-16 (FAA) governed the Agreement and that following disposition
through the NAF, judgment may be entered in any state court having jurisdiction.
5. At all relevant times material hereto, Defendant has been regular user of said
charge card for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use and maintenance of this credit card in connection
with his purchases of goods, and services, he became bound to all of its contractual terms, which
clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and
Defendant consented to the NAF having jurisdiction over this claim.
7. Defendant received monthly statements which accurately state all purchases and
payments made during the month, interest charges imposed on the unpaid balance, and the
amount due. A summary of the account showing the balance due and owing is incorporated
herein and marked as Exhibit "B".
CCP Cmplt - MBNA wo AF
W & A File No. 122942733
8. Defendant did not object to the summary of account.
9. Defendant has made sporadic and irregular payments, if any, which have been
applied to the outstanding balance of this account.
10. As of the date of the within Complaint, the remaining balance due, owing and
unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any
authorized users is the sum of $16,329.65.
11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid
and/or delinquent balances on said account shall continue to bear interest at the rate of 6 %.
12. The amount of interest which has accrued on the aforementioned account is the
sum of $2,418.48.
13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P.
in the collection of the amount due from Defendant.
14. Despite reasonable and repeated demands for payment, Defendant has failed,
refused and continues to refuse to pay all sums due and owing on the aforementioned account
balance, all to the damage and detriment of the Plaintiff.
15. Any and all conditions precedent to the bringing of this action have been
performed by Plaintiff.
16. The amount in controversy is within the jurisdictional amount requiring
compulsory arbitration.
CCP Cmplt - MBNA wo AF 6
W & A File No. 122942733
WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in
favor of Plaintiff and against Defendant, in the amount of $16,329.65, interest in the amount of
$2,418.48, plus costs of this action and any other relief as this Court deems proper and just.
Respectfully submitted,
Date: (s
Amy F. Doyle # 7062 / Dani lfson #20617
Philip C. Warho is #863 /David R. Galloway
Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo AF 7
W & A File No. 122942733
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff who is located
outside of this jurisdiction and in order to file the within document in an expedient and timely
manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within
action and verifies that the statements made in the foregoing Complaint are true and correct to
the best of his/her knowledge, information, and belief, based upon information provided by the
Plaintiff.
The undersigned understands that false statements herein are made subject to the
penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date:
Amy F. Doyle #87062 / Daniel F. Wolfson #20617
Philip C. Warh is #86 avid . Galloway
Tonilyn M. Chippie #87852 / Sarah E. Ehasz #864
Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo AF
W &A File No. 122942733
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Exhibit "B"
CLIENT NO 001730 MBNA ACCT#4800125044192689 BALANCE -- 13,130.35
****** PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 03/10/04
*M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME
4800125044192689 A I ENSOR
*M-FIRST-NAME *M-ADDR-1 *M-ADDR-2
BRUCE 1024 TEAKWOOD LN
*M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH
ENOLA PA 170250000 7177325967
*M-WORK-PH *M-DOB *M-POE-NAME
0000000000 MARTIN AND BRAVO
*M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER
LV01 OV0001
*M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE
LMMM 044
*M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE
PAA 0000 05/18/04 04/19/90 01/01/69
*M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL
03/10/04 13,130.35 .00 .00 13,130.35
*M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1
13,130.35 .00 .00 M avzml BMMMI 2
*M-COMMENT-2
001 20040603 0000165
*M-COMMENT-3 *M-COMMENT-DATE
06/03/04
*M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME
28.33 .00
*M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE
.00 .00 R 0659
*M-LAST-INT-DATE*M-LAST-CONT,XCT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG
0000
*M-ADDR-FLAG*M-SSN *M-MIO*M-AG
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A. NO. 07-3663 CIVIL TERM
Plaintiff,
V. CIVIL ACTION -- LAW
BRUCE ENSOR
Defendant.
ANSWER WITH NEW MATTER
NOW comes the Defendant, Bruce Ensor, by and through his counsel, Law
Offices of Peter J. Russo, P.C., and answers as follows:
1. Defendant admits upon information and belief.
2. Defendant admits.
3. Defendant admits the allegation of paragraph 3.
4. Defendant admits that the Agreement in which he entered into with the
Plaintiff contained an Arbitration and Litigation clause, but denies that he agreed that
the matter would be referred to Arbitration.
5. Defendant admits to using a charge card issued by Defendant in making
purchases.
6. Defendant denies that he agreed to NAF having jurisdiction to arbitrate over
this claim.
7. Defendant admits that he was provided copies of the Statements of Account,
but denies that they accurately stated all purchases and payments made during the
month.
8. Defendant denies that there was no bona fide objection by Defendant of the
Statements of Account.
9. Defendant admits to making payments, but denies that they were sporadic or
non-existent and demands proof of same at trial.
10. Defendant denies a balance of $16,329.65 remaining on the credit card
issued by Plaintiff.
11. Defendant admits.
12. Defendant denies that interest has accrued to the amount of $2,418.48 and
demands strict proof at trial.
13. Upon information and belief, defendant admits.
14. Denied. Defendant denies that he has refused and continues to refuse to
pay any sums lawfully due to plaintiff.
15. This averment is a procedural matter and does not require a response by
defendant. To the extent that a response is required, it is denied.
16. This averment is a procedural matter and does not require a response by
defendant. To the extent that a response is required, it is denied that the amount is
within the jurisdictional amount required for compulsory arbitration.
Defendant denies all other allegations of the Complaint that are not specifically
admitted.
WHEREFORE, Defendant requests that Plaintiffs Complaint be dismissed with
prejudice and judgment be entered in his favor and against Plaintiff, plus costs of this
action and such further relief that this Honorable Court may decree.
NEW MATTER
17. Paragraphs 1-16 of Defendant's Answer with New Matter are incorporated
herein by reference thereto.
18. Plaintiff has failed to set a claim upon which relief may be granted.
19. Plaintiff has failed to join an indispensable party.
20. Plaintiff has failed to mitigate its damages, if any.
21. Plaintiff may be barred in whole or in part by the applicable Statute of
Limitations.
22. Plaintiff may be barred in whole or in part by the principle of res judicata.
23. Plaintiffs claim may be barred by estoppel, waiver and laches.
24. Plaintiff's claim may be barred by the Principles of Accord and
Satisfaction.
25. Plaintiff's claim may be barred by the doctrine of payment.
26. Plaintiff voluntarily assumed the risk of the facts set forth in this Complaint
and accordingly its claim is barred.
WHEREFORE, Defendant, Bruce Ensor, respectfully requests the Court to enter
judgment in favor of Defendant and against Plaintiff.
Respectfully submitted,
Law Offices of Peter J. Russo, P.C.
colt A. Stein, Esquire
Attorney ID No. 81738
3800 Market Street
Camp Hill, PA 17011
(717) 591-1755
DATE: 7 - 3 " 01
VERIFICATION
I, Bruce Ensor, verify that the statements made in the forgoing Answer with New
Matter are true and correct. I understand that false statements herein are made subject
to the penalties of 18 Pa. C. S. § 4904 relating to unsworn falsification to authorities.
Dated: ? 2 6 ?
Bruce Ensor
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff,
NO. 07-3663 CIVIL TERM
vi.
BRUCE ENSOR
Defendant.
CIVIL ACTION -- LAW
CERTIFICATE OF SERVICE
I hereby certify that I have on this day served a true and correct copy of the
Defendant's Answer, upon the following person, in the manner indicated:
U.S. Mail
Wolpoff & Abramson, L.L.P
Attorneys for Plaintiff
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
DATE: -7- 3 - c, 7
Scott A. Stein, Esquire
CJ ?'
-tat
te
?
r . ?:?
, c
.3
SHERIFF'S RETURN - REGULAR
CASE NO: 2007-03663 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MBNA AMERICA BANK N A
VS
ENSOR BRUCE
STEPHEN BENDER , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
ENSOR BRUCE the
DEFENDANT , at 1825:00 HOURS, on the 25th day of June
at 1024 TEAKWOOD LANE
ENOLA, PA 17025
by handing to
DONNA ENSOR, WIFE
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 14.40
Affidavit .41
Surcharge 10.00
.00
Glt 9w C
?
.
42.81
Sworn and Subscibed to
before me this day
of
2007
So Answers:
.F
R. Thomas Kline
06/26/2007
WOLPOFF & ABRAMSON
By
eputy Sheriff
A. D.
V,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MBNA, AMERICA BANK, N.A.
V.
BRUCE ENSOR
NO. 07-3663 CIVIL TERM
PETITION FOR APPOINTMENT OF ARBITRATORS
TO THE HONORABLE, THE JUDGES OF SAID COURT:
David R. Galloway, Esq. , counsel for the PLANTIFFldefendant in the above
action (or actions), represents that:
L The above-captioned action (or actions) is (are) at issue.
2. The claim of plaintiff in the action is $_18,748.
The counterclaim of the defendant in the action is $
The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit
as arbitrators:
Scott Stein, Esquire & The Law Offices of Peter Russo
WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrators to whom the
case shall be submitted.
s ectfully submitted,
David R. G loway, Esq.
ORDER OF COURT
AND NOW, , 200, in consideration of the foregoing
petition,
Esq., and Esq., are appointed arbitrators in the above
captioned action (or actions) as prayed for.
By the Court,
EDGAR B BAYLEY
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff : No. 07-3663 CIVIL TERM
VS
BRUCE ENSOR : CIVIL ACTION - LAW
Defendant(s)
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a true and correct copy of the Petition
for Appointment of Arbitrators was served upon the individual(s) listed below by
Regular Mail, Postage Pre-Paid on this /' " day of November, 2007.
SCOTT STEIN
3800 MARKET ST.
CAMP HILL, PA 170114327
Amy F. Doyle # 7062 / Daniel F
Philip C. Warhol - #86? David R. Gal oway #87326
Tonilyn M. Chippie #8 ara E. Ehasz #86469
Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 122942733
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MBNA, AMERICA BANK, N.A.
V.
BRUCE ENSOR
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 07-3663 CIVIL TERM
PETITION FOR APPOINTMENT OF ARBITRATORS
TO THE HONORABLE, THE JUDGES OF SAID COURT:
David R. Galloway, Esq. , counsel for the PLANTIFF/defendant in the above
action (or actions), represents that:
1. The above-captioned action (or actions) is (are) at issue.
2. The claim of plaintiff in the action is $_18,748.13
The counterclaim of the defendant in the action is $
The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit
as arbitrators:
Scott Stein, Esquire & The Law Offices of Peter Russo
WHEREFORE, your petitioner prays your. Honorable Court to appoint three (3) arbitrators to whom the
case shall be submitted.
s ectfully submitted,
David RgGlooway, Esq.
ORDER OF COURT
AND NOW, D , 200 , in consideration of th regomg
6Y Az
petition, r sq., and
Esq., and Esq., are appointed arbitrators in the above
captioned action (or actions) as prayed for.
rt?e Court,'
.%
EDGAR B BAYLEY
?alio?
5, It, S.-Vi
MBNA, AMERICA BANK N.A.,
Plaintiff
V.
BRUCE ENSOR,
Defendant
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
NO.-96-3663 CIVIL TERM
PRAECIPE FOR WITHDRAWAL AND ENTRY OF APPEARANCE
TO THE PROTHONOTARY:
Kindly withdraw the appearance of undersigned counsel on behalf of Defendant, Bruce
Ensor.
Scott A. Stein, Esquire
Law Offices of Peter J. Russo, P.C.
3800 Market Street
Camp Hill, PA 17011
Kindly enter the appearance of undersigned counsel on behalf of Defendant, Bruce
Ensor.
NESTICO, DRUBY & HILDABRAND, LLP
By:
Scott A. Stein, Esquire
Attorney I.D. No. 81738
Nestico Druby & Hildebrand, L.L.P.
840 East Chocolate Ave
Hershey, PA 17033
(717) 533-5406
(717) 533-5717 (facsimile)
Date: Attorney for Defendant
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PALISADES COLLECTION, LLC,
PLAINTIFF
V.
BRUCE C. ENSOR,
DEFENDANT
MBNA AMERICA BANK, NA,
PLAINTIFF
V.
BRUCE C. ENSOR,
DEFENDANT
MBNA AMERICA BANK, NA,
PLAINTIFF
V.
BRUCE C. ENSOR,
DEFENDANT
FIA CARD SERVICES, NA,
PLAINTIFF
V.
BRUCE C. ENSOR,
DEFENDANT
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
: 06-5824 CIVIL TERM
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
07-3663 CIVIL TERM
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
06-2757 CIVIL TERM
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
07-0847 CIVIL TERM
I A
ORDER OF COURT
AND NOW, this 22 day of April, 2008, the appointment of a Board
of Arbitrators in the above-captioned case, IS VACATED. Maria P. Cognetti, Esquire,
Chairman, shall be paid the sum of $50.00.
By the
Edgar B."Bayley,
`Marie P. Cognetti, Esquire
Court Administrator
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SO
IN THE COURT OF COMMON PLEAS OF CUMBERLAND ICOUNTY
PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
V.
BRUCE C. ENSOR
Defendant
NO. 07-3663 CIVIL TERM
CIVIL ACTION-LAW
STIPULATION TO AMEND CAPTION
AND NOW come the parties to the above action and request the Prothonotary to
amend the caption of this action as follows:
FIA CARD SERVICES, N.A.
Ma MBNA AMERICA BANK, N.A.
Plaintiff
V. : NO. 07-3663
BRUCE C. ENSOR
Defendant
CIVIL ACTION LAW
The parties are amending the above caption to identify Plaintiffs new name as
FIA Card Services, N.A., formerly known as MBNA America Bank, N.A. All
references to MBNA America Bank, N.A., in the pleadings, discovery and other
matters of record in this action are hereby amended to read and refer to FIA Card
Services, N.A., Wa MBNA America Bank, N.A.
By
Scott Stein
Attorney ID / ?3
840 E Chocolate Ave
Hershey, PA 17033
Attorney for Defendant
By
David R. Galloway
Attorney I.D. 87326
WOLPOFF & ABRAMSON, LLP
4660 Trindle Rd., Suite 300
Camp Hill, PA 17011
Attorney for Plaintiff
Date: 2008
Date: 1?r. I a 8 920 08
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__
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
FIA CARD SERVICES, N.A.
fWa MBNA AMERICA BANK, N.A.
Plaintiff
V. : NO. 07-3663
BRUCE C. ENSOR CIVIL ACTION LAW
Defendant
STIPULATION AND AGREEMENT FOR ENTRY OF JUDGMENT
AND NOW, comes Plaintiff FIA CARD SERCICES, N.A., f/k/a MBNA
America Bank, N.A., by and through its attorneys, WOLPOFF & ABRAMSON,
LLP, and Defendant BRUCE C. ENSOR, by and through his attorney, SCOTT
STEIN, ESQUIRE, who stipulate and agree as follows:
1. Pa. R.C.P. 1037(c) provides that in all cases, the Court, on motion
of a party, may enter an appropriate judgment against a party upon admission.
2. Defendant agrees and admits that Judgment should be entered
against him in favor of Plaintiff in the amount of $17,889.24, plus costs of suit
and interest accruing from date of judgment at the statutory rate of 6% per annum.
3. The parties agree that the Court, upon motion of Plaintiff, may
enter Judgment pursuant to this Stipulation without issuance of a Rule to Show
Cause, and without further proceedings or notice.
B B
Y Y -
Scott Stein David R. Gallo ay
Attorney I.D. No. 173 Attorney I.D. No. 87236
840 E Chocolate Ave 4660 Trindle Rd., Ste. 300
Hershey PA 17033 Camp Hill, PA 17011
Attorney for Defendants Attorney for Plaintiff
Date: Y- 7° d? Date: ?? ov
122942733
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
FIA CARD SERVICES, N.A.
f/k/a MBNA AMERICA BANK, N.A.
Plaintiff
V. : NO. 07-3663
BRUCE C. ENSOR CIVIL ACTION LAW
Defendant
ORDER OF COURT
AND NOW, this 2-1' day of 2008, upon consideration
of the attached Stipulation and Agreement for Entry of Judgment, Judgment is
hereby entered in favor of FIA CARD SERCIVES, f/k/a MBNA America Bank,
N.A. and against Defendant BRUCE C. ENSOR in the amount of $17,889.24,
plus costs of suit and interest accruing thereafter at 6% per annum.
The Prothonotary is directed to enter and index this Judgment accordingly.
fyr Plaintiff:
?David R. Galloway, Esquire
4660 Trindle Rd, Ste. 300
Camp Hill, PA 17011
/for Defendant:
Scott Stein, Esquire
840 E Chocolate Ave
Hershey PA 17033
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122942733
BY THE COURT,
' 0 11 Q-;!V 67 ! x:14 0 l
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131
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
F'IA CARD 314CS ;/qe&
MBNA AMERICA BANK, N.A.
Plaintiff
VS.
BRUCE ENSOR
Defendant (s)
COUNTY, PENNSYLVANIA
: No. 07-3663 CIVIL TERM
CIVIL ACTION - LAW
PRAECIPE TO SATISFY JUDGMENT
To the Protonotary:
Please mark the judgment in the above-entitled cause as paid and satisfied.
Respectfully Submitted,
By:
Date:
vid R. Galloway #87326 ilip C. Warholic #86341
-rah' 3o -#36469/Robert N. Polas, Jr. #201259
Amy F. Doyle #87062
Mann Bracken LLP / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: (717) 737-9051
PRAECV/PA176A FILE # 122942733
141 `
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
MBNA AMERICA BANK, N.A.
Plaintiff
VS.
BRUCE ENSOR
Defendant (s)
CERTIFICATE OF SERVICE
COUNTY, PENNSYLVANIA
: No. 07-3663 CIVIL TERM
CIVIL ACTION - LAW
The undersigned does hereby certify that a true and correct copy of the Praecipe
was served upon the individual(s) listed below by Regular Mail, Postage Pre-Paid on
1 Qr .
BRUCE ENSOR
1024 TEAKWOOD LN
ENOLA PA 17025-2046
Ta id R. Gal wa y_--#87326/!hilip C. Warholic #86341
ra E. Ehas #86469/Robert N. Polas, Jr. #201259
Amy F. Doyle #87062
Mann Bracken LLP / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: (717) 737-9051
PACERP/PA176A FILE # 122942733
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