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Home My WebLink About07-3697GOLDBECK McCAFFERTY & McKEEVER BY: JOSEPH A. GOLDBECK, JR. ATTORNEY I.D. #16132 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (215) 627-1322 WWW.GOLDBECKLAW.COM ATTORNEY FOR PLAINTIFF BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff VS. RYAN J. RICH Mortgagor and Real Owner 3 Farmhouse Lane Carlisle, PA 17013 Defendant Term CIVIL ACTION: MORTGAGE FORECI-OftFIF You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 401 East Louther Street Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEIv - IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. LEGAL SERVICES INC 401 East Louther Street Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243- 9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD's website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(a,goldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7815. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, 7105 Corporate Drive, PTX 209 Plano, TX 75024-3632. 2. The names and addresses of the Defendant is RYAN J. RICH, 3 Farmhouse Lane, Carlisle, PA 17013, who is the mortgagor and real owner of the mortgaged premises hereinafter described. 3. On June 06, 2006 mortgagors made, executed and delivered a mortgage upon the Property hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS A NOMINEE FOR AMERICA'S WHOLESALE LENDER, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1954, Page 1306. The mortgage has been assigned to: BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10 by assignment of Mortgage. Plaintiff is the real party in interest pursuant to a purchase or transfer of the mortgage obligation from the last record holder and an Assignment of Mortgage to Plaintiff has been and/or will be lodged for recording with the Recorder of Deeds in the ordinary course of business. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property"). 5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for February 01, 2007 and each month thereafter and by the terms the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance ..................................................................................$458,561.74 Interest from 01/01/2007 through 06/30/2007 at 10.4500% ...................$23,761.68 Per Diem interest rate at $131.28 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph .................$22,928.09 Late Charges from 02/01/2007 to 06/30/2007 ..........................................$1,047.45 Monthly late charge amount at $209.49 Costs of suit and Title Search ......................................................................$900.00 $507,198.96 7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriff s Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. 8. Plaintiff is not seeking a judgment of personal liability (or an "in personam" judgment) against the Defendant in this Action but reserves its right to bring a separate Action to establish that right, if such - right exists. If Defendant has receivea dig '-?- -e of their personal liability in a Bankruptcy.r W& this Action of Mortgage Foreclo _ attempt to re-establish the person was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendant have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $507,198.96, together with interest at the rate of $131.28, per day and other expenses, costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriff's Sale of the Property. By: GO BEC McCAFFERTY & MCKE VER BY: JOSEPH A. GOLDBECK, JR., ESQUIRE ATTORNEY FOR PLAINTIFF VERIFICATION I, J'LLBALEMW, 3R. ME PRESIDENT , as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unworn falsification to authorities. Date: Ob0 I51u - #135138162 - RYAN J. RICH E.xFciditA ALL THAT CERTAIN tract of land situate in Middlesex Township, Cumberland County, Pennsylvania, being Lot No. 97, as shown on the Plan entitled Meadowbrook Farms Final Subdivision Plan Phase III dated October 17, 2000, revised August 12, 2003, and recorded August 21, 2003, in Cumberland County Plan Book 87, Page 99, more particularly bounded and described as follows: BEGINNING at an iron pin, being a southerly corner of Lot No. 96 and lying in a northerly RAW line of Farmhouse Lane (50'R!W); thence along said R1W, along a curve to the left, having a chord bearing of S39°13'43"W, a chord distance of 75.94 feet, a radius of 275.00 feet and an arc length of 76.18 feet to an iron pin, lying in a northerly line of said RAW and being an easerly corner of Future Phase 4; thence along said lands, N58°42'2rW, 195.47 feet to an iron pin, being a northerly comer of said lands and a southerly corner of Future Phase 6; thence along said lands N23018'42"E, 32.86 feet to an iron pin; thence continuing along said lands and along Lot No. 95, N159°19'02°E, passing through an iron pin at 154.10 feet, for a total distance of 163.29 feet to an iron pin, lying in a southerly line of said lot and being a westerly comer of Lot No. 96; thence along said lot, S20940'58"E, 139.55 feet to an iron pin, being the place of beginning, 0.508 containing acres. Lot No. 97 Is subject to a 10' ublitylsidewalk easement along its street frontage. UNDER AND SUBJECT, NEVERTHELESS, to: 1) Planned Community Declaration for Meadowbrook Farms dated February 2, 1996, and recorded February 3, 1998, in Cumberland County Miscellaneous Bonk 567, Page 1090, 2) First Amendment to Planned Community Declaration for Meadowbrook Farms - Phase 11 dated August 6, 1999, and recorded August 17, 1999 in Cumberland County Miscellaneous Book 622, c.n Page 475, and 3) First Amendment to Planned Community Declaration for Meadowbrok Farms dated April 19, 2000, and recorded April 24, NO 2000, in Cumberland County Misc. Book 642, Page 967. W 4) Third Amendment to Planned Community Declarations for Meadowbrook Farms - Phase I 11, dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1585. 5) Assignment of Special Declarant Rights and Agreement -Phase 111, dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1587. G ridr Mom LOAM P.O. Bax 9048 Temecula, CA 92589-9048 Send Payments To: PO BOX 880694 Dallas, TX 75266.0694 Send Correspondence to: PO Box 5170, MS SV3148 Simi Valley, CA 93065 PRESORT First-Class Mail U.S. Postage and 111111111111111111111 Fees Pald WSO 7113 8257 1472 3698 8246 Ryan J Rich 3 FARMHOUSE LN CARLISLE, PA 17013-8795 07042D-B[-oPAl IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT'), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to4ace" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names addresses and telephone numbers of designated consumer credit counselina aaencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must All out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision alter it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be noted directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 3 Farmhouse Ln Carlisle, PA IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due Monthly Charges: February, 2007 - April, 2007 (3 mos. @ $4,189.70/month) $12.569.10 Late Charoes: February. 2007 - April, 2007 (3 mos. @ $209.49/month) $828.47 Other Late Charaes: Total Late Charges: $0.00 Uncollected Costs: $50.00 Partial Payment Balance: ($1,183.45) TOTAL DUE: $12,054.12 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable) HOW TO CURE THE DEFAULT - You may cure the default within THIRTY 1301 DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $12,064.12, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check or money order made payable and sent to: E-mail use: Providin cure-mail address below will allow is to send you information an your account Account Number. 131'01!? Ryan J Rich E-mail address Hay we pal yatf pW=b: All accepted payments of principal and interest will be applied to the longest outstanding installment due, unless otherwise expressly prohibited or limited by law. If you submit an amount in addition to your scheduled monthly amount, we will apply your payments as follows: p) to outstanding monthly payments of principal and interest, (1I) escrow deficiencies, (Iii) late charges and other amounts you awe in connection with your loan and (N) to reduce the outstanding principal balance of your loan Please specify if you wan an additional amourt applied to future payments, rather than principal reduction. PatlMnt o1Ndx Courtrywde's policy is to not accept postdated checks, unless specifically agreed to by a loan counselor or technician Countrywide at P.O. Box 660694, Dallas, TX 75266-0694. You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter. (Do not use if not applicable) IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender Intends to exercise Its rights to accelerate the mortgage debt This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay oft the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, it legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. N you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (301 DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as If you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - it is estimated that the earliest date that such a Sheriffs Sale of the mortgage property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Countywide Home Loans Servicing LP Address: P. O. Box 660694 Dallas, TX 73266-0694 Phone Number. 14WO-669.0102 Fax Number: 1.805-377-3432 Contact Person: MS PTX-36 Attention: Loan Counselor EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorneys fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Your loan is in default. Pursuant to your loan documents, Countrywide may, enter upon and conduct an inspection of your 9i 7113 8257 1472 3696 8246 . property. The purposes of such an inspection are to (i) observe the physical condition of your property, (ii) verify that the property is occupied and/or (iii) determine the identity of the occupant. if you do not cure the default prior to the inspection, other actions to protect the mortgagee's interest in the property (including, but not limited to, winterization, securing the property, and valuation services) may be taken. The costs of the above-described inspections and property preservation efforts will be charged to your account as provided in your security instrument. if you are unable to cure the default on or before May 20, 2007, Countrywide wants you to be aware of various options that may be available to you through Countrywide to prevent a foreclosure sale of your property. For example: • Repayment Plan: It is possible that you may be eligible for some form of payment assistance through Countrywide. Our basic plan requires that Countrywide receive, up front, at least 1/2 of the amount necessary to bring the account current, and that the balance of the overdue amount be paid, along with the regular monthly payment, over a defined period of time. Other repayment plans also are available. • Loan Modification: Or, it is possible that the regular monthly payments can be lowered through a modification of the loan by reducing the interest rate and then adding the delinquent payments to the current loan balance. This foreclosure alternative, however, is limited to certain loan types. • Sale of Your Property: Or, if you are willing to sell your home in order to avoid foreclosure, it is possible that the sale of your home can be approved through Countrywide even if your home is worth less than what is owed on it. • Deed-in-Lieu: Or, if your property is free from other liens or encumbrances, and if the default is due to a serious financial hardship which is beyond your control, you may be eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. it you are interested in discussing any of these foreclosure alternatives with Countrywide, you must contact us immediately. If you request assistance, Countrywide will need to evaluate whether that assistance will be extended to you. In the meantime, Countrywide will pursue all of its rights and remedies under the loan documents and as permitted by law, unless lt agrees otherwise in writing. Failure to bring your loan current or to enter into a written agreement by May 20, 2007 as outlined above will result in the acceleration of your debt. Time is of the essence. if you have any questions concerning this notice, please contact Loan Counseling Center immediately at 1-800-669-0102. APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES ADAMS COUNTY ARMSTRONG COUNTY CCCS of Western Pexhyslvania, Inc. American Red Cross - Hanover Chapter CCCS of Western Pennyslvania Inc. 217 E. Plank Road 529 Carlisle Street 217 E. Plank Road Altoona, PA 16602 Hanover, PA 17331 Allowe. PA 16602 Ph- 814.9448100 Ph: 717-637-3768 Ph. 8149448100 Fax 814-9445747 Fax: 717.637-3294 Ph: 814944-5747 Tableland Services, Inc. Financial Counseling Services of Franklin Credit Counselors of PA 535 East Main Street 31 West 3`d Street 401 Wood Street Somerset, PA 15501 Waynesboro, PA 17268 Suite 908 Ph: 814-445-9628 Ph: 717-762-3285 Pittsburgh, PA 15222 Ph: SW-452-0148 Ph: 412-336-9954 Fax: 814-443-3690 CCCS of Western PA Ph: 800.737-2933 2000 Linglestown Road Fax: 412-33&9963 BERKS COUNTY Harrisburg, PA 17102 Budget Counseling Center Ph: 717-541-1757 Indiana Co. Community Action Program 247 North Fifth Street Ph: 717-541-4670 827 Water Street Reading, PA 19601 Box 187 Ph: 610.375-7866 Adams County Housing Authority Indiana, PA 15701 Fax 610-375.7830 139-143 Carlisle St Ph: 724-465-2657 Gettysburg, PA 17325 Fax: 724-465-5118 Economic Opportunity Cabinet of Schuylkill Ph: 717-334-1518 County Fax: 717-334-8326 BEAVER COUNTY 225 N. Centre Street Action Noising, Inc. Pottsville, PA 17901 ALLEGHENY COUNTY 425 & Avenue Ph: 717-622-1995 Pennsylvania Housing Finance Agency Suite 950 Fax: 717-622-0429 (Madca Hess) Pittsburgh, PA 15219 2275 Swallow Hill Road Ph: 412-391-1956 CCCS of Lehigh Valley Building 200 Fax. 412.3914512 3671 Crescent Court East Pittsburgh, PA 15220 Whitehall, PA 18052 Ph: 412-429-2842 Housing Opportunities of Beaver Co., Inc. Ph: 610-821-4011 Fax: 412-429-2835 650 Corporation Street Ph: 800-220-2733 (814 only Suite 207 Fax: 610.821-8932 Action Horsing, Inc. Beaver, PA 15009 425 6* Avenue Ph: 724.728-7511 Carmtmily Housing Counselor, Inc. Suite 950 Post Office Box 244 Pittsburgh, PA 15219 Credit Counselors of PA Kennett Square, PA 19348 Ph: 412-MI-1956 401 Wood Street Ph: 610444-3682 Ph: 412-281-2102 Suite 906 Fax 610.444.6243 Ph: 800-792-2801 Pittsburgh, PA 15222 Fax 412-391.4512 Ph: 412-338.9954 BLAIR COUNTY Ph: 800.737-2933 Bedford-Fulton Noising Services CCCS of Western Pennsylvania, Inc. Fax: 412-338.9963 R.D. 1, Box 384 309 Smithfield Street Everett, PA 15537 Pittsburgh, PA 15222 Mon-Vaitey Unemployed Committee Ph: 814.623-9129 Ph: 412-471-7684 120 E. 9° Avenue Fax 814.623-7187 Homestead, PA 15120 Urban League of Pittsburgh Ph: 412.462-9962 CCCS of Westem Pennsylvania, Inc. Building for Egtral Opportunity Ph: 412-462-9964 217 E. Plank Road One Smithfield Street Altoona, PA 16602 Pittsburgh, PA 152224222 Housfng Opportunities Inc. Ph: 8144944.6100 Ph: 412-227-4802 133 Seventh Street P1h: 814-944-5747 Fax: 412-261-5207 Post Office Box 9 McKeesport, PA 15134 Keystone Ecmw * Development Corp. Mon-Valley Unemployed Committee Ph: 412-6641906 1954 Mary Grace Lane 120 E. 9w Avenue Fax: 412-664-0873 Johnstown, PA 15901 Homestead, PA 15120 Ph., 814535-6556 Ph: 412462-9962 BEDFORD COUNTY Fax: 8t4-539-1688 Bedford-Fulton Homing Services Credit Carnsdos of PA 10241 Lincoln Highway Weathedzallon Office 401 Wood Street Everett, PA 15537 917 Mifflin Street Sidle 906 Ph: 814623-9129 Huntingdon, PA 16652 Pittsburgh, PA 15222 Fax 814823.7187 Ph: 814-643-2343 Ph: 412-338-9954 Ph: 800-737-2933 Keystone Economic Development BRADFORD COUNTY Fax: 412-338-9963 Corporation CCCCS of Northeastem Pennsylvania 1954 Mary Grace Lane 1400 Abington Executive Pads Community Action Southwest Johnstown, PA 15901 Suite 1 22 West High Street Ph: 814535-6556 Clarks Summitt, PA 18411 Waynesburg, PA 15370 Fax 814-539.1688 Ph: 570-587-9163 Ph: 724852-2893 Ph: 800.922-9537 Wealherization Otfk a Fax 570-587-9134 Housing Opportunities 917 Mifflin Street Fax 570-587-9135 133 Seventh Street Huntingdon, PA 16652 Post Office Bost 9 Ph: 814.643.2343 31 W. Market Street McKeesport, PA 15132 Wilkes-Barre, PA 18702 Ph: 412-6841906 Ph: 570.821.0837 Fax 412-664.0873 Pit 800-922-9537 Fax: 570-6211785 9 South 7 h Street CCCS of Delaware Valley CCCS of Western PA Stroudsburg. PA 18360 Trevose Corporate Center 219-A College Park Plaza Ph: 570-420.8980 4608 Street Road Johnstown. PA 15904 Ph: 800-922-9537 Trevose, PA 19047 Ph: 814-539-6335 Fax: 570420-6981 Ph: 215-563-5665 CCCS of Western PA 1631 S. Atherton Street CCCS of Lehigh Volley 217 E. Plank Road suite 100 3671 Crescent Court East Altoona, PA 16602 State College, PA 16801 Whitehall, PA 18052 Ph: 814-944-8100 Ph: 814-23&3668 Ph: 610-821-4011 Fax: 814-944-5747 Fax: 814-238-3660 Ph: 800-220-2733 Fax: 610.821-8932 Keystone Econ Development Corp. The Trehab Center of Northeastern PA 1954 Mary Grace Lane 10 Public Avenue American Credit Counseling Instftute Johnstown, PA 15901 Montrose, PA 18801 845 Coates Street Ph: 814-535-6556 Ph: 570-278-3338 Coatesville, PA 19320 Fax: 814-539-1688 Ph 8W-982-4045 Ph: 888-212-6741 Fax 570-278-1889 Tableland Services, Inc. 144 E. Dekalb Pike 535 East Main Street German Street King of Prussia, PA 19406 Somerset, PA 15501 Post Office Box 389 Ph: 610-971-2210 Ph: 814-445-9628 Dushore, PA 18614 Fax: 610-265-4814 Ph: 800452-0148 Ph: 570.928-9668 Fax: 814-443.3690 Fax: 570-9288144 755 York Road Suite 103 CAMERON COUNTY 33 Walnut Street Warminster, PA 18974 Northern Tier Community Action Corp. Wellsboro, PA 16901 Ph: 215-4449429 Post Office Box 389 Ph: 570.7245252 Fax 215-956.6344 135 West 4° Street Fax 5707245783 Emporium, PA 15834 BUTLER COUNTY Ph: 814-486-1161 185 Elmira Street Action Housing, Inc. Fax 814486.0825 Post Office Box 218 425 a Avenue Troy, PA 16947 Suite 950 CCCS of Northeastern PA Ph: 570-297-2101 Pittsburgh, PA 15219 1631 S. Atherton Street Ph: 412-391-1956 Suite 100 103 Warren Street Ph: 412-281-2102 State College, PA 16801 Post Office Box 709 Ph: 814-238-3668 Tunkhannock, PA 18657 Housing Opportunities, Inc. Fax 814-238-3669 Ph: 570-896-8840 650 Corporate St. Fax 570-636-6332 Suite 207 CCCS of Western PA McKeesport, PA 15132 217 E. Plank Road 931 Main Street Ph: 412-6641590 Altoona, PA 16602 Honesdale, PA 18431 Fax 412.664.0873 Ph: 814.944-8100 Ph: 510.253-8941 Fax 814-944-5747 Fax 570-253.4817 Housing Opportunities, Inc. 133 Seventh Street CARBON COUNTY BUCKS COUNTY Post Office Box 9 EOC of Schuylkill County Acorn Horsing Corporation McKeesport, PA 16134 225 N. Centre Street 846 North Broad Street Ph: 412-664-1906 Pottsville, PA 17901 Philadelphia, PA 19130 Fax 412.664-0873 Ph: 570.622-1995 Ph: 215-765.1221 Fax 670.622.0429 Fax: 215-766-1427 CCCS of Western PA YMCA Building CCCS of Lehigh Valley Bucks County Housing Group, Inc. 339 North Washington Street 3671 Cresunt Court East 140 East Mhardson Avenue Buffer, PA 16001 Whitehall, PA 16052 Langhorne, PA 19047 Ph: 724-282-7812 Ph: 610.821-0011 Ph. 215-750-4310 Ph: 800.220-2733 (717 and 814 only) Fax 215-750-4318 Mon-Valey Utemployed Committee Fax 610.821-0137 120 E. & Avenue RACE Homestead, PA 15120 CCCS of Northeastern PA 167 Allegheny Avenue, 2nd Floor Ph: 412-462-9962 1400 Abington Ewect" Park Philadelphia, PA 19140 Fax 412-462-9964 Suite 1 Ph: 215-426-8025 Clarks Summitt, PA 18411 Fax 215-426.8122 Credit Counselors of PA Ph: 570-587-9163 401 Wood Street, Suite 906 Ph: 800-922-0537 Community Development Corp. of Pittsburgh, PA 15222 Fax 570.587-9134 Frankford Ph: 412-338-9954 Fax 570-587-9135 4620 Griscom Street Ph: 800.737-2933 Philadetphia, PA 19124 Fax 412-338-9963 9 Seoul 7d' Street Ph: 215-7442990 Stroudsburg, PA 16360 Fax 215-744-2012 CAMBRIA COUNTY Ph: SM 420.8980 Bedford-Fulton Housing Services Ph: 800.922-9537 Northwest Counseling Service R.D. 1, Box 384 Fax 570.420-8981 5001 North Broad Street Everett, PA 15537 Philadelphia, PA 19141 Ph: 814.623-9129 Commission on Economic Opportunity of Ph: 215-3247500 Fax 814-623-7187 Luzeme County Fax 215-324-8753 163 Amber Lane Indiana Cty Community Action Program Wilkes-Barre, PA 18702 CCCS of Delaware Valley 827 Water Street Box 187 Ph: 570.826-0510 1515 Market Street- Suite 1325 Indiana, PA 15701 Ph: 800.822-0359 Philadelphia, PA 19107 Ph: 412465-2657 Fax 570-829-1665-Cali before fa3dng Ph: 215-563-5665 Fax 412465.5118 Ph: 570-455.4994 - Hazelton Fax 215-864-2666 Fax 570.455-5631- Call before fmdng Ph: 570.836-4090 - Tunkhannock 31 W. Market Street CCCS of Delaware Valley CCCS of Western PA Wilkes-Barre, PA 18702 1515 Market Street 219-A College Park Plaza Ph: 570.821-0837 Suite 1325 Johnstown, PA 15904 Ph: 800-922-9537 Philadelphta, PA 19107 Ph: 814-539-6335 Fax 570-821-1785 Ph: 215-563-5665 Fax: 215-563-7020 CLINTON COUNTY 1631 S. Atherton Street Lycoming-Clinton Counties Suite too Community Hawing Counseling Inc. Commission for Community Action (STEP) State College, PA 16801 Post Office Box 244 2138 Lincoln Street Ph: 814-238-3668 Kennett Square, PA 19348 Post Office Box 1328 Fax 814-238-3669 Ph: 610.444.3682 Wilriamsport, PA 17703 Fax 610-444.8243 Ph: 570-326-0587 CENTRE COUNTY Fax 570-322-2197 CCCS of Western Pennsylvania, Inc. Phila Council for Community Adv. 217 E Plank Road 100 North 17d' Street CCCS of Northeastern PA Altoona, PA 16602 Suite 600 201 Basin Street Ph: 814-944.8100 Philadelphia, PA 19103 Williamsport, PA 17703 Fax: 814-944-5747 Ph: 215-567-7803 Ph: 570-323-6627 Fax 215-963.9941 Fax: 570.323-6626 Lycoming-Clinton Co. Comm. For Community Action Community Development Corp of CCCS of Northeastern PA (STEP) Frankford 1631 S. Atherton Street 2136 Uncoln Street Group Ministry suite 100 Post Office Bar 1328 4620 Griscom Street State College, PA 16801 Williamsport, PA 17703 Philadelphia, PA 19124 Ph: 814-238.3668 Ph: 570-326-0587 Ph: 215-744-2990 Fax 814-2383669 Fax 570-322-2197 Fax 215-744-2012 COLUMBIA COUNTY CCCS of Northeastern PA CCCS of Delaware Valley CCCS of Northeastern Pennsylvania 1631 S. Atherton Street Marshall Building 31 W. Markel Street Stills 100 790 E. Market Street Post Office Box 1127 State College, PA 16801 Suite 215 Wilkes-Barre, PA 18702 Ph: 814-238-3668 West Chester, PA 19382 Ph: 570-821-0837 Fax 814-238-3669 Ph: 215-563-5665 Ph: 800.922-9537 Fax: 570-821-1785 CCCS of Northeastern PA Americant Credit Counselna Institute 201 Basis street 845 Coates Street Commission on Economic Opportunity of Williamsport, PA 17703 Coatesville, PA 19320 Luzeme County Ph: 570-323-6627 Ph: 888-212-6741 163 Amber Lane Fax 570-323-6626 Wilkes-Barre, PA 18702 144 E. Dekalb Pike Ph: 570.828-0510 CHESTER COUNTY King of Prussia, PA 19406 Pit 800.822.0359 Acorn Housing Corporation Ph: 610-971-2210 Fax: 570-829-1665 - Cal before faxing 846 North Broad Street Fax 610.2654814 Ph: 570-455.4994 - Hazekon PhNadelphla, PA 19130 Fax 570-455-5631 -Call before faxing Ph: 215.765-1221 755 York Road Ph: 570,836-4090 - Tunkhannock Fax 215-765-1427 Suite 103 Warminster, PA 18974 1400 Abington Executive Park Budget Counseling Center Ph: 215.444-9429 Sake 1 247 North Fifth Street Fax: 215-956-6344 Clarks Summitt, PA 18411 Reading, PA 19601 Ph: 570.587-9163 Ph: 610-375-7866 CLARION COUNTY Ph: 800-922-M7 Fax 215.375-7830 CCCS of Western Pennsylvania. Inc. Fans 570.587-9134 YMCA Buck ft Fax 570.587-9135 RACE 339 North Washington Street 167 W. Allegheny Avenue Butler, PA 1600t CRAWFORD COUNTY 2nd Floor Ph: 412-282-7812 Booker T. Washington Center PitlladeWds, PA 19140 1720 Holland Street Pft 215-426-8025 CLEARFIELD COUNTY Erie, PA 16503 Fax 215.426-9122 Keystone Economic Development Ph: 814-453-6744 Corporation Fax 814.453-5749 Media Fellowship House 1954 Mary Grace lane 302 S. Jackson Street Johnstown, PA 15901 John F. Kennedy Center, Inc. Media, PA 19063 Ph: 814.535.6556 2021 East 20°1 Street Ph: 810-565-0846 Fax 814-539-1888 Ede, PA 16510 Fax 610-565-8567 Ph: 814-898.0400 CCCS of Western Pennsylvania, Inc. Fax 814-898-1243 Tabor Community Services, Inc. 217 E. Plank Road 439 E. King Street Altoona, PA 16602 greater Ede Community Action Committee Lancaster, PA 17602 Ph: 814-944-8100 18 West 9d' Street Pft 717-397-5182 Fax 814-944-5747 Erle, PA 16501 Ph: 800.788-5062 (H.O. only) Ph: 814.459-4581 Fax 717-399-4127 Indiana Co. Commurdly Action Fax 814-456-0161 Program American Red Crass of Chester 827 Water Street Shenango Valley Urban League, Inc. 1729 Edgemort Avenue Box 187 601 Indiana Avenue Chester, PA 19013 Indiana, PA 15701 Farrel, PA 16121 Ph: 610-874-1484 Ph: 724465.2657 Pit: 412-981-5310 Fax 724-465-5118 Northwest Counseling Services CUMBERLAND COUNTY 5001 N. Broad Street CCCS of Northeastern PA CCCS of Western Pennsylvania, Inc. PhiladelpKia, PA 19141 1631 S. Atherton Street 2000 Unglestown Road Ph: 216-324.7600 Suite 100 Harrisburg, PA 17102 Fax 215-3248753 State College, PA 16801 Ph: 717-541-1757 Ph: 814.238-3668 Fax 814-238-3659 Urban League of Metropolitan Harrisburg ACCI CCCS of Western Pennsylvania, Inc. N. & Street 175 Strafford Avenue 1 North Gate Square Harrisburg, PA 17101 Suite 1 2 Garden Center Drive Ph: 717-234-5925 Wayne, PA 19087 Greensburg, PA 15601 Fax 717-234-9459 Ph: 610-971.2210 Ph: 724-838-1290 Fax 610.687-7860 Community Action Comm. of the Capital Tableland Services, Inc. Region Northwest Counseling Service 131 North Center Avenue 1514 Derry Street 5001 North Broad Street Somerset, PA 15501 Harrisburg, PA 17104 Philadelphia, PA 19141 Ph: 814-445-9628 Ph: 717-232-9757 Ph: 215-324-75W Fauc 814-443-3690 Fax 717-234-2227 Fax 215-324-8753 Man Valley Unemployed Committee Financial Counseling Services of Franklin RACE 120 E. 9a Avenue 31 West 3rd Street 167 W. Allegheny Ave., 2n° Floor Homestead, PA 15120 Waynesboro, PA 17268 Philadelphia, PA 19140 Ph: 412-462-9962 Ph: 717-762-3285 Ph: 21542648025 Fax: 215-426-9122 Community Action Southwest YWCA of CarGSte 22 West High Street 301 G Street Community Housing Counselor, Inc. Waynesburg, PA 15370 CarNsfe, PA 17013 Post Office Box 244 Ph: 724-852-2893 Ph: 717-243-3818 Kennett Square, PA 19348 Fax 717-731-9589 Ph: 610-444-3682 Fayette Co Community Action Agency, Inc. Fax 610-444-8243 137 North Beeson Avenue Adams County Housing Authority Uniontown, PA 15401 139-143 Carlisle Street Community Devel Corp of Frankford Ph: 724-437-6050 Gettysburg, PA 17325 Group Mkdstry Ph: 800-427-INFO Ph: 717-334-1518 4620 Griscom Street Fax 724.437-4418 Fax: 717-334.8326 Philadelphia, PA 19124 Ph: 215-744-2990 CCCS of Western PA DAUPHIN COUNTY Fax 215-7442012 199 Edison Street CCCS of Western Pennsylvania, Inc. Uniontown, PA 15401 2000 Ungiestown Road CCCS of Delaware Valley Ph: 724-439-8939 Harrisburg, PA 17102 280 North Providence Road Ph: 717-541-1757 Media, PA 19063 FOREST COUNTY Fax 717-5414670 Ph: 215-563-56'65 Warren-Forest Counties Economic Opportunity Council Cammunity Action Commission of the ACCT 204 Liberty Street Capital Region 144 E. Dekalb Pike Post Office Box 547 1514 Derry Street King of Prussia. PA 19406 Warren, PA 16365 Harrisburg, PA 17104 Ph: 610.971-2210 Ph: 814726-2400 Ph: 717-232.9757 Pager. 610-973-6219 Fax: 814-723.0510 Fax 717-234-2227 ELK COUNTY FRANKLIN COUNTY Urban League of Metropolitan Harrisburg John F. Kennedy Center, Inc. Financial Services Unlimited 2107 N. 6° Street East 20fi street 31 West 3id Street Harrisburg, PA 17101 Erie, PA 16510 Waynesboro, PA 17268 Ph: 717-234-5925 Ph: 814898-0400 Ph: 717-762-3285 Fax 717-2349459 Fax 814-898-1243 CCCS of Western Pennsylvania, Inc. DELAWARE COUNTY Northern Tier Community Action Corp 912 South George Street Acorn Housing Corporation 2021 York, PA 17403 846 North Broad Street Post Office Bmc 389 Ph: 717-846.4176 Philadelphia, PA 19130 135 West 46 Street Ph: 215-765.1221 Emporium, PA 15834 Community Action Commission of Capital Fax 215-765-1427 Ph: 814486-1161 Region Fax: 8144186.0625 1514 Derry Street CCCS of Delaware Valley Harrisburg, PA 17104 1515 Market Street ERIE COUNTY Ph: 717-232-9757 Suite 1325 - Booker T. Washington Center Fax: 717-2342227 Philadelphia, PA 19107 1720 Holland Street Ph- 215-5t3-5665 Ede, PA 16503 CCCS of Western PA Fax 215-864-2666 Ph: 814-453.5744 2000 Linglestown Road Fax: 814-453-5749 Harrisburg, PA 17102 Merino Fellowship House Ph: 717-541-1757 302 S. Jackson Street John F. Kennedy Center, Inc. Fax: 717-5414670 Media, PA 19063 2021 East 2e Street Ph: 610.565.0846 Erie, PA 16510 YWCA of Carlisle Fax: 610.565.8567 Ph: 8144898.0400 301 G Street Fax 814898-1243 Carlisle, PA 17013 Philadelphia Council for Community Ph: 717-2433818 Advancement Greater Ede Community Action Fax 717-243-3948 100 North 17' Street Committee Suite 600 18 West 9m Street American Red Cross-Hanover Chapter Philadelphia, PA 19103 Erie, PA 16501 529 Carlisle Street Ph: 215-567-7803 Ph: 814459.4581 Hanover, PA 17331 Fax 215-963-9941 Fax 814-456-0161 Ph: 717-637-3768 Fax 717-637-3294 American Red Cross of Chester FAYETE COUNTY 1729 Edgmont Avenue Action Housing, Inc. Urban League of Metropolitan Hbg. Chester, PA 19013 425 6'r' Avenue 2107 N. 6 Street Ph: 610-874-1484 Suite 950 Harrisburg, PA 17101 Pittsburgh, PA 15219 Ph: 717-234-5925 Ph: 412-391-1956 Faoc 717-2349459 Ph: 412-281-2102 Fax 412-391-4512 Adams County Housing Authority Indiana Co Community Action Program LAWRENCE COUNTY 139 -143 Carlisle Street 827 Water Street, Boot 187 CCCS of W astern Pennsvhvarxia Gettysburg, PA 17325 Indiana, PA 15701 to Federal Plaza Ph: 717-334-1518 Ph: 724.465-2657 Suite 406 Fax: 717-334-8326 Fax 724-465-5118 North Mill Street New Castle, PA 16101 FULTON COUNTY CCCS o( Western PA Ph: 724-652-8074 Bedford-Fullon Housing Services 219-A College Park Plaza R.D. 1, Box 384 Johnstown, PA 15904 312 Chestnut Street Everett, PA 15537 Ph: 814-539-6335 Suite 227 Ph: 814.623.9129 Meadville, PA 16335 Fax: 814-623-7187 JEFFERSON COUNTY Ph: 814-333-8570 Jahn F. Kennedy Center, Inc. CCCS of Western Pennsylvania, Inc. 2021 East 20° Street Shenarw Valley Urban League, inc. 912 South George Street Erie, PA 16510 601 Indiana Avenue York, PA 17403 Ph: 814-898-0400 Farrell, PA 16121 Ph: 717-846-4176 Fax: 814-898-1243 Ph: 724-981-5310 Financial Counseling Services of Franklin Indiana County Community Action Housing Opporlunlfes of Beaver County 31 West 3m Street Program 650 Corporation St. Waynesboro, PA 17268 827 Water Street, Box 187 Suite 207 Ph: 717-762-3285 Indiana, PA 15701 Beaver, PA 15009 Ph: 724-465-2657 Ph: 724-728-7202 Weetherization Office Fax 724-465-5118 Fax 724-728-7202 917 Mifflin Street Huntingdon, PA 16652 CCCS of Western Pennsylvania. Inc. LEBANON COUNTY Ph: 814.643.2343 YMCA Building Economic Opportunity Cabinet of Schuylkill 339 North Washington Street County GREENE COUNTY Butler, PA 16001 225 North Centre Street Action Housing, Inc. Ph: 724-282-7812 Pottsville, PA 17901 425 dh Avenue Ph: 570-622-1995 Suite 950 JUNIATA COUNTY Fax: 570-622-0429 Pittsburgh, PA 15219 CCCS of Western Pennsylvania, inc. Ph: 412-391-1956 217 E. Plank Road Tabor Community Services, Inc. Ph: 412-281-2102 Altoona, PA 16602 439 E. King Street Fax: 412-391-4512 Ph: 814-944-8100 Lancaster, PA 17602 Fax: 814-944-5747 Ph: 717-397-5182 Community Action Southwest Ph: 800-788-5062 22 West High Street Weatherization Office Fax: 717-399-4127 Waynesburg, PA 15370 917 Mifflin Street Ph: 724-852-2893 Huntingdon, PA 16652 LEHIGH COUNTY Fax: 724-627-7713 Ph: 814-643-2343 CCCS of Lehigh Valley 3671 Crescent Count East Mon-Valley Unemployed Committee LACKAWANNACOUNiY Whlehalf, PA 18052 120 E. 9P Avenue CCCS of Northeastern Pennsylvania Ph: 610.821-4011 Homestead, PA 15120 31 W. Market Street Ph: 800-220-2733 (717 and 814 only) Ph: 412.462-9962 Post Office Box 1127 Fax 610.821-8932 Fax: 412-462-9964 Wilkes-Barre, PA 18702 Ph: 570.821.0837 Economic Opportunity Cabinet of Schuylkill CCCS of Western Pennsylvania, Inc. Ph: 800-922-9537 County 1 North Gate Square Fax: 570.821-1785 225 North Centre Street 2 Garden Center Drive Pottsville, PA 17901 Greensburg. PA 15601 1400 Abington Executive Park Ph: 570-622-1995 Ph: 724.838-1290 Suite i Fax: 570-622-0429 Clarks Summit, PA 18411 HUNTINGDON COUNTY Pit: 1x70-587-9163 LUZERNE COUNTY Bedford-Fukon Housing Services Ph: 800-955-9537 CCCS of Notheastern Pennsvlvartia R.D. 1, Book 384 Fax: 570.587-9134 31 W. Market Street Everett, PA 16537 Fax 570.587-9135 Post Office Box 1127 Ph: 814-623-9129 Wilkes-Barre, PA 18702 Fax: 814.623.7187 h ffiCASTER COMM Ph: 570.82140837 Community Housing Counselors, Ph: 800-922-9537 Wealherization Office Incorporated Fax 570-821-1785 917 Mifflin Street Post Office Box 244 Huntingdon, PA 16652 Kennet Square, PA 19348 1400 Abington Executive Park Ph: 814.643-2343 Ph: 2154443682 Suite 1 Fax 215-444-3178 Clarks Summit, PA 18411 CCCSof Western Pennsylvania, Inc. Ph: 570-587-9163 217 E. Plank Road CCCS of Western Pennsykar4 inc. Ph: 800-955-9537 Altoona, PA 16602 912 South George Street Fax 570-587-9134 Ph: 814-944-8100 York, PA 17403 Fax: 570-587-9135 Fax 814-9445747 Ph: 717-846-4176 Commission on Economic Opportunity of INDIANA COUNTY CCCS of Lehigh Valley Luzeme County CCCS of Western Pennsylvania, Inc. 3671 Crescent Court East 163 Amber Lane 1 North Gate Square Whitehall, PA 18052 Wilkes-Barre, PA 18702 2 Garden Center Drive Ph: 215-821-4011 Ph: 570-826-0510 Greensburg, PA 15601 Ph: 800-220.2733 (717 and 814 only) Ph: 800-822-0359 Ph: 724838-1290 Fax 215-821-8932 Fax 570-829-1665 - Cal before faxing Ph: 570-455-4994 - Haze ton Keystone Economic Development Tabor Community Services, Inc. Fax 570455-5631 - Cal before faxing Corporation 439 E. King Street Ph: 570-836-4090-Tutkhannock 1954 Mary Grace Lane Lancaster, PA 17602 Johnstown, PA 15901 Ph: 717397-5182 EOC of Schuylkill County Ph: 814-535-6556 Ph: 800-788-5082 225 North Centre Street Fax: 814539-1688 Fax 717-399-4127 Pottsville, PA 17901 Ph: 570-622-1995 Fax 570.622-0429 LYCOMING COUNTY CC?G of Northeastem Pennsylvania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570.821.1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax 570-587-9135 201 Basin Street Williamsport, PA 17703 Ph: 5704123-6627 Fax 570-323-6626 Lycoming-Clinton Counties Commission for Community Action (STEP) 2138 Uncoln Street Post Office Box 1328 Williamsport, PA 17703 Ph: 570.92640587 Fax 570-322-2197 9 South 76 Street Stroudsburg, PA 18360 Ph: 570-420-8980 Ph: 800-922-9537 Fax 570.420-8981 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax 570-587-9134 Fax: 570-587-9135 Comm on Economic Opportunity of Luzeme County 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 570.826-0510 Ph: 800822-0359 Fax 570.829-1665 - Call before taxing Ph: 570-455-4994 - Hazelton Fax: 570.455-6631 - Call before faxing Ph: 570-8364090-Tunkhannock MONTGOMERY COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 Ph: 215-765-1221 Fax 215-765-1427 McKEAN COUNTY John F. Kennedy Center, Inc. CCCS of Delaware Valley 2021 East 206 Street Norristown Business Center Erie, PA 16510 190 W. Germantown Pike, Suite 140 Ph: 814898-0400 Norristown, PA 19401 Fax 814898-1243 Ph: 215-563-5665 Northern Tier Community Action Group Post Office Box 389 135 W. 46 Street Emporium, PA 15834 Ph: 814486-1161 Fan: 814-486-0825 MERCER COUNTY Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrel, PA 16121 Ph: 724-981-5310 CCCS of Western Pennsylvania, Inc. YMCA Buildktg 339 North Washington Street Butler, PA 16001 Ph: 724-282-7812 MIFFLIN COUNTY CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-8100 Fax: 814-9445747 CCCS of Northeastern Pennsylvania 1631 S. Atherton Street Suite 100 State College, PA 16801 Ph: 814-236-3668 Fax 814-2383669 Weatherizatlon Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 MONROE COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800.922-9537 Fax: 570-821-1785 CCCS of Delaware Valley 1515 Market Street, Suite 1325 Philadelphia, PA 19107 Ph: 215.563-5665 Fax: 215-864-2666 Northwest Counseling Service 5001 N. Broad Street Philadelphia, PA 19141 Ph: 215.324-7500 Fax 215-324-8753 Community Action Development Comm 1131- Main Street Norristown, PA 19401 Ph: 610.277-6363 Fax: 610.277-2123 Community Housing Counselors Inc. Post Office Box 244 Kennett Square, PA 19348 Ph: 216-444-3682 Fax: 215444-8243 Media Fellowship House 302 S. Jackson Street Media, PA 19063 Ph: 610-585.0846 Fax 610-565-8567 Phiia Council for Community Advmnt 100 North 176 Street, Suite 600 Philadelphia, PA 19103 Ph: 215-567-7803 Fax 215-963-9941 American Credit Counselina Institute 845 Coates St Coatesville, PA 19320 Ph: 688-212.6741 144 E. Dekalb Pike King of Prussia, PA 19406 Ph: 610-971-2210 Fax: 610-265-4814 755 York Road Suite 103 Warminster, PA 18974 Ph: 216.444-9429 Fax 215-956-6344 MONTOUR COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570.821-1785 1400 Abington Executive Park Suite 1 Clarks Surnmitt, PA 18411 Ph: 670-687-9163 Ph: 800-322-9537 Fax 570.587-9134 Fax 570-587-9135 NORTHHAMPTON COUNTY CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 Ph: 610-821-4011 Ph: 800-220-2733 (717 and 814 only) Fax 610.821-8932 NORTHUMBERLAND COUNTY CCCS of Northeastern PennsvkiaNa 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 670-587-9134 Fax: 570-587-9135 201 Basin Street Williamsport, PA 17703 Ph: 570-323.6627 Fax: 570.323-6626 Economic Opportunity Cabinet of Schuylkill County 225 North Centre Street Pottsville, PA 17901 Ph: 570.622-1995 Farr: 570-622-0429 PERRY COUNTY CCCS of Western Pennsylvania. Inc. 2000 Unglestown Road Harrisburg, PA 17102 Ph. 717-541-1757 Fax 717-541.4670 Urban Lea6que of Metropolitan Harrisburg 2107 N. 6 Street Harrisburg, PA 17101 Ph: 717-234-5925 Fax 717-234-9459 YWCA of Carlisle 301 G Street Carlisle, PA 17013 Ph: 717-243.3818 Fax: 717-2433948 Financial Counseling Services of Franklin 31 West 3id Street Waynesboro, PA 17268 Ph: 717-762-3285 Weatherization Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 Community Action Commission of The Capital Region 1514 Derry Street Harrisburg. PA 17104 Ph: 717-232-9757 Fax 717-234-2227 PHILADELPHIA COUNTY Acorn Hawing Corporation 846 North Broad Street Philadelphia, PA 19130 Ph: 215-765-1221 Fax 215.765-1427 Northwest Counseling Service 5001 N. Broad Street Philadelphia, PA 19141 Ph: 215-324-7500 Faoc 215-324.8753 CCCS of Delaware Valley 1515 Market Street Suite 1325 Philadelphia, PA 19107 Ph: 215-563-5666 Fax 215-884-2666 HACE 167 W. Allegheny 2nd Floor Philadelphia, PA 19140 Ph: 215-426-8025 Fax 215-426-9122 Media Fellowship House 302 S. Jackson Street Media, PA 19063 Ph: 610.565-0846 Fax 610-565-8567 PCCA 100 North 17° Street Suite 600 Philadelphia, PA 19103 Ph: 215.567-7803 Fax: 215-963-9941 CCCS of Delaware Valley One Cherry Hill Sulte215 Cherry Hill, NJ 08002 I Ph: 216.563-5665 Housing Association of Delaware valley 1500 Walnut Street Suite 601 Phladelphla, PA 19102 Ph: 215-545010 Fax 215 790-9132 Housing Association of Delaware Valley 658 North Watts Street Philadelphia, PA 19123 Ph: 215-978-0224 Fax 215-765-7614 Community bevel. Corp. of Frankford Group Ministry 4620 Griscom Street Philadelphia, PA 19124 Ph: 215-744-2990 Fax 215-744-2012 American Credit Counselia Institute 845 Coates Street Coatesville, PA 19320 Ph: 888.212-6741 144 E. Dekalb Pike Kng Of Prussia, PA 19406 Ph: 610-971-2210 Fax 610-265-4814 755 York Road Suite 103 Wartninster, PA 18974 Ph: 215.444-9429 Fax: 215-956.6344 PIKE COUNTY svNartia QCCS of Northeastern Penn 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570.821-0837 Ph: 800-922-9537 Fax 570-821-1785 9 Scum 7" Street Stroudsburg, PA 18360 Ph. 570420-8980 Ph: 800-922-9537 Fax 570-420.8981 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570.587-9163 Ph: 800-922-9537 Fax 570.587-9134 Fax 570-587-9135 POTTER COUNTY Northern Tier Community Action Group 135 West 0 Street Emporium, PA 15834 Ph: 814-486-1161 Fax 814-486.0825 SCHUYLKILL COUNTY Budget Counseling Otter 247 North Fifth Street Reading, PA 19601 Ph: 610-376-7866 Fax 611}375-7830 Commission on Economic Opportunity of Luzeme CO. 163 Amber Lane Wickes-Barre, PA 18702 Ph: 570.826.0510 Ph: 800-822-0359 Fax 570.829-1665 - Cal before faxing Ph: 570-455-4994 - Hazelton Fax 570-455-5681 - Cal before faxing Ph: 570-836-4090 - Tutkhannock Economic Opport Cabinet of Schuylkill Co. 225 N. Centre Street Pottsvll% PA 17901 - Ph: 570,6221995 Fax 570-622-0429 CCCS of Lehigh Valley Post Office Box A Whitehall, PA 18052 Ph: 610-821-4011 Fax 610.821-8932 SNYDER COUNTY CCCS of Western Pennsylvania, inc. 2000 Lingteslown Road Harrisburg, PA 17102 Ph: 717-541-1757 ,Fax 717-541.4670 Community Action Commission of the Capital Region 1514 Derry Street Harrisburg, PA 17104 Ph: 717-232.9757 Fax: 717-234-2227 Urban League of Metropolitan Harrisburg 2107 N. 6' Street Harrisburg, PA 17101 Ph: 717-234-5925 Fax 717-2349459 SOMERSET COUNTY Bedford-Fultcn Housing Services R.D. 1, Box 384 Everett, PA 15537 Ph 814-623-9129 Fax 814-623-7187 CCCS of Western Pennsylvania, Inc. 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Pk 724.838-1290 Tableland Services Inc. 535 East Main Street Sarnerset, PA 15501 Ph: 814-445.9628 Ph: 800-452-0148 Fax 814-443.3690 Keystone Economic Development Corp. 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535-8556 Fax 814-539-1688 CCCS of Western PA 219-A College Park Plaza Johnstown, PA 15904 Ph: 814-539.8335 SULLIVAN COUNTY CCCS of Northeastern Pennsylvania 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax 570-087-9134 Fax 570-587-9135 31 W. Market Street Wilkes-Barre, PA 18702 Ph: 570.821-0837 Ph: 800-922-9537 Fax: 570-821-1785 T1ie Trehab Center of Northeastern PA 185 Elmira Street Post Office Box 218 Troy, PA 16947 Ph: 570-297-2101 Fax 570.297-2799 17 Grafton Street Welsboro, PA 16901 Ph: 570-724-5252 Fax 570-724-5783 103 Warren Street Past Office Bat 709 Tunkhannoxk, PA 18657 Ph: 570-836-6840 Fax 570-8366332 German Street Post Office Box 389 Dushore, PA 18614 Ph: 570.928-9668 Fax: 570-928.8144 931 Main Street Honesdale, PA 18431 Ph: 570-253-8941.. Fax: 570-253-4817 7 Lake Avenue Box 339 Montrose, PA 18801 Ph: 570-278-3338 Ph: 800.982-4045 Fax 570-278.1889 SUSQUEliANNACOUIM 103 Warren Street Warren-Forrest Counties Econorrdc CCCS of Northeastern Pennsylvania Post Office Box 709 Opportunity Council 1400 Abington Executive Park Ttmkharinock, PA 18657 1209 Pennsylvania Avenue, West Suite 1 Ph: 570.836-6840 Post Office Box 547 PA 18411 Clarks Summitt Fax: 570436-6332 Warren, PA 16365 , Ph: 570-587-9163 Ph: 814-726-2400 Ph: 800-922-8537 931 Main Street Fax: 814-723-0510 Fax: 570-587-9134 Honesdale, PA 18431 Ph: 570-253-8941 WASHINGTON COUNTY Fax: 570.587-9135 Fax: 570-2534817 Action Housing, Inc. 31 W. Market Streit 425 6h Avenue PA 18702 Wilkes-Barre The Trehab Center of NE PA Suite 950 , Ph: 570-821-0837 7 Lake Avenue Pittsburgh, PA 15219 Ph: 800-922-9537 Banc 339 Ph-. 412391-1956 Fax: 570.821-1765 Montrose, PA 18801 Ph: 412-281-2102 Ph: 570-278-3338 Fax 412-391-4512 Trehab Center of Northeastern PA 185 Elmira Street Ph: 800-9824045 Fax: 570-278-1889 CCCS of Western Pennsylvania, Inc. Post Office Box 218 1 North Gate Square Troy, PA 16947 UNION COUNTY 2 Garden Center Drive Ph: 570-297-2101 Lycoming-Clinton Co Cornm for Comm Greensburg, PA 15601 Fax 570-297-2799 Action (STEP) Ph: 724-838-1290 2138 Lincoln Street German Street Post Office Box 1328 Housing Opportunities, Inc. Post Office Box 389 Williamsport, PA 17703 133 Seventh Street Dushore. PA 18614 Ph: 570.326.0587 McKeesport, PA 15132 Phc 570-928-9668 Fax 570322-2197 Ph: 412-664-1590 Fax-570-928-8144 Fex 412-664-0873 CCCS of Western Pennsylvania Inc. 17 Craflon Street 217 E. Plank Road Credit Counselors of PA Wellsboro, PA 16901 Altoona, PA 16602 401 Wood Street Ph: 570-724-5252 Ph: 814-944-8100 Suite 906 Fax 570-724-5783 Fmc 814944-5747 Pittsburgh, PA 15222 Ph: 412-338-9954 103 Warren Street CCC9 of Northeastern Pennsylvania Ph: 800-737-2933 Post Office Box 709 31 W. Market Street Fax 412-338-9963 Tunkhannock. PA 18657 Post Office Box 1127 Ph: 570336-8840 Wakes-Barre, PA 18702 Community Action Southwest Fax 570.836.6332 Ph: 570.821-0837 22 West High Street Ph: 800-922-9537 Waynesburg, PA 15370 931 Main Street Fax 570-821-1785 Ph: 7244852.2893 Honesdale, PA 18431 Ph: 570-253-8941 1400 Abington Executive Park 53 N. College Street Fax 570-253-4817 Suite 1 Washington, PA 15801 Clarks Summitt, PA 18411 Mr. 724-222-8292 7 Lake Avenue Ph: 570-587-9163 Box 339 Ph: 800-9224537 Mat-Valley Unemployed Committee Montrose, PA 18801 Fax 570-587-9134 120 E e Avenue Ph: 570-278-3338 Fax 570-587-9135 Homestead, PA 15120 Ph: 800-9824045 Ph: 412-462-M Fax 570-278-1889 201 Basin Street Fax 412-462-9964 Williamsport, PA 17703 TIOGA COUNTY Ph: 570325.6627 WAYNE COUFITY CCCS of Northeastern PennsvNanla Fax 570323-6626 CCC8 of Northeastern Pere nsvlvanla 1400 Abington Executive Park 1400 Abington Executive Park Suite 1 VENANGO COU Suite 1 Clarks Summitt, PA 18411 Greater Erie Cann in unity Action Clarks Surraft, PA 18411 Ph: 570-587-9163 Committee, Ph: 570-587-9163 Ph: 800-922-9537 18 West 9° Street Ph: 800-022-9537 Fax 570-587-9134 Erie, PA 16501 Fax: 570-587-9134 Fax 570-587-9135 Ptr: 8144594581 Fax 570.587-9135 Fax 814-456-0161 31 W. Market Street 9 South 7^ Street Wilkes-Barre, PA 18702 CCCSof Western Pennsylvania, Inc. Stroudsburg, PA 18380 Ph: 570-821-0837 YMCA Building Ph: 570-420-8980 Ph: 800.922-9537 339 North Washington Street Ph: 800.922-9537 Fax 570-8214785 Butler, PA 16001 Fax 570.4208981 Ph: 412-282-7812 The Treheb Center of Northeastern PA 31 W. Market Street 185 Ekdra Street John F. Kennedy Center, Inc. Wilkes-Barre, PA 18702 Post Office Box 218 2021 East 20° Street Ph: 570.821-0837 Troy, PA 16947 Erie, PA 16510 Ph: 800-922-9537 i Ph: 570-297-2101 Ph: 814-898-0400 Fax: 570-821-1785 Fax 570297-2799 Fax 814-898-1243 i The Trehab Center of NE PA German Street WARREN COUNTY 185 Elmira Street Post Office Box 389 Booker T Washington Center Post Office Box 218 Dushore, PA 18614 1720 Holland Street Troy, PA 16947 Ph: 570.928-9668 i Ede, PA 16503 Ph. 570.297-2101 Fax 570928-8144 Ph: 814-453-5744 Fax 570-297-2799 Fax 814-453-5749 t7 Grafton Street 17 Grafton Street Weflsbom, PA 16901 Greater Erie Community Action Webboro, PA 16901 Ph: 670-724-5252 Carxniltea W. 570-7245252 Fax 570-724-6783 18 West 9* Street Fax 570724-5783 Elie, PA 16501 Ph 814-459-4581 Fax 814456-0161 103 Warren Street WYOMING COUNTY Post Office Box 709 Common Economics Opportunity of Tunkhannock, PA 16657 Wzeme County Ph: 570-836-6840 163 Amber Lane Fax: 570-836.6332 Wilkes-Barre, PA 18701 Ph: 570826-0510 German Street Ph: 800-822-0359 Post Office Box 389 Fax: 5704829-1665 - Call before faxing Dushore, PA 18614 Ph: 570-455-4994 - Hazellon Ph: 570-928-9668 Fax: 570.455-5631- Can before faxing Fax: 570928-8144 Ph: 570-8364090-Tunkhannock 931 Main Street CCCS of Nomeastem PA Honesdale, PA 18431 1400 Abington Executive Pads Ph: 570-253.8941 Suite 1 Fax 570-253-4817 Clarks Summits, PA 18411 Ph: 570-587-9163 7 Lake Avenue Ph: 800922-9537 Box 339 Fax: 570-567-9134 Montrose, PA 16801 Fax: 570-587-9135 Ph: 570-278-3338 Ph: 800982-4045 31 W. Market Street Fax 570278-1889 Wilkes-Barre, PA 18702 Ph: 570-821-0837 WESTMORELAND COUNTY Ph: 800-922-9537 Acton Housing, Inc. Fax: 570821-1785 425 6P Avenue Suite 950 The Trehab Center of NE PA Pittsburgh, PA 15219 7 Lake Avenue Ph: 412-391-1956 Box 339 Ph: 412-281.2102 Montrose, PA 18801 Ph: 570278-3338 Community Action Southwest Ph: 800-982-4046 22 West High Street Fax 570278-1889 Waynesburg, PA 15370 Ph: 724-852.2893 185 Elmira Street Post Office Box 218 CCCS of Western Pennsylvania, Inc. Troy, PA 16947 1 North Gate Square Ph: 570-297-2101 2 Garden Center Drive Fax 570.297-2799 Greensburg, PA 15601 Ph: 724-838-1290 17 Crofton Street Wellsboro, PA 16901 Housing Opportunities, Inc. Ph: 570-724-5252 133 Seventh Street Fax 570724-5783 McKeesport, PA 15132 Ph: 412.664-1590 103 Warren Street Fax 412.664.0873 Post Office Box 709 Tunkhannock, PA 18657 Keystone Economic Development Ph: 570836.6840 Corporation Fax: 570-836.6332 1954 Mary Grace Lane Johnstown, PA 15901 German Street Ph: 814-535.6556 Post Office Box 389 Fax 814-539.1688 Dusfor% PA 18614 Ph: 570928-9668 Tableland Services Inc. Fax: 570928-6144 535 East Main Street Somerset, PA 15501 931 Main Street Ph: 814-445-9628 Honesdale, PA 18431 Ph: 800-452-0148 Ph: 570253.8941 Fax: 814-4433690 Fax 570253-4817 199 Edison Street YORK COUNTY Uniontown, PA 15401 American Red Cross-Hanover Chapter Ph: 724-439-8939 529 Carlisle Street Hanover, PA 17331 Indiana Co Community Action Program Ph: 717637-3788 827 Water Street Fm-717-637-3294 Box 187 Indiana, PA 15701 Housing Coundl of York Ph: 724-465-2657 116 North George Street Fax- 724-465-5118 York, PA 17401 Ph: 717-854-1541 Mon-Valley Unemployed Committee Fax: 7174M-7934 120 E. 9r' Avenue Homestead, PA 15120 CCCS of Western PennsyWama Inc. Ph: 412-462-9962 2000 Unglestown Road Fax 412.462-9964 Harrisburg, PA 17102 Ph: 717-541-1757 ' Credit Counselors of PA Fax 717-541-4670 401 Wood Street suite 906 Pittsburgh, PA 15222 Ph: 412-338-9954 Ph: 800737-2933 Fax 412-338-9963 Adams County Housing Authority 139-143 Carlisle Street Gettysburg, PA 17325 Ph: 7174-1518 Fax: 717-334-8326 CCCS of Western Pennsylvania. Inc. 912 South George Street York, PA 17403 Ph: 717-846-4176 i w p --J ? D r In the Court of Common Pleas of Cumberland County BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH (Mortgagor(s) and Record Owner(s)) 3 Farmhouse Lane Carlisle, PA 17013 No. 07-3697 Defendant(s) PRAECIPE FOR JUDGMENT THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against RYAN J. RICH by default for want of an Answer. Assess damages as follows: $510,953.01 Debt Interest from 07/28/07 to Date of Sale Total (Assessment of Damages attached) I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIE AM UNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FRO TH COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered to a pa against whom judgment is to be entered and to his attorney of record, if any, after the default occurred and at least t da pr' 'r to the date of the filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1 Joseph A. Goldbec Attorney for Plainti f I.D. #16132 AND NOW NU DA4 30 a00-7 JudUeenntt entered in favor of BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, IN ET-BACKED CERTIFICATES, SERIES 2006-10 and against RYAN J. RICH by default for want of an Answer and damages assessed in the sum of $510,953.01 as per the above certification. ^ A Protybnotary f C:? 92) N Rule of Civil Procedure No. 236 - Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION - LAW BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff No. 07-3697 VS. RYAN J. RICH (Mortgagors and Record Owner(s)) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. Curt Long Prothono 7 f 30%? By, If you have any questions concerning the above, please contact: Joseph A. Goldbeck, Jr. Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 CWD-7815 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: July 16, 2007 TO: RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH (Mortgagor(s) and Record Owner(s)) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) TO: RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW Action of Mortgage Foreclosure Term No. 07-3697 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 401 East Louther Street Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 TaffF?ecr 'WA GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 9A G rn " N 4G VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1.- That the above named Defendant, RYAN J. RICH, is about `unknown 'years of age, that Defendant's last known residence is 3 Farmhouse Lane, Carlisle, PA 17013, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Ci il Relief Action of Congress of 1940 and its Amendments. Date: C) C= !Pn C GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff VS. RYAN J. RICH (Mortgagor(s) and Record owner(s)) 3 Farmhouse Lane Carlisle, PA 17013 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE Defendant(s) No. 07-3697 ORDER FOR JUDGMENT Please enter Judgment in favor of BANK OF NEW YORK AS TRUST THE CERTIFICATEHOLDERS CWABS; INC. ASSET-BACKED CERTIFICAT SERIE 2006-10, and against RYAN J. RICH for failure to file an Answer in the above action within (20) ays (or si y (60) days if defendant is the United States of America) from the date of service of the Complaint, i the sum f $510,9 101. Joseph A. Goldbeck, J Attorney for Plaintiff I hereby certify that the above names are correct and that the precise re ' e ad ess of the judgment creditor is BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICAT OL E CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Driv P Plano, TX 75024-3632 and that the name(s) and last known address(es) of the Defendant(s) is/are R AN J. ICH, 3 Farmhouse Lane Carlisle, PA 17013; GOLDBECK McCAF TIV& BY: Joseph A. Goldbec , Jr. Attorney for Plaintiff C 4 i?w ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance $458,561.74 Interest from 01/01/2007 through $27,306.24 07/27/2007 Reasonable Attorney's Fee $22,928.09 Late Charges $1,256.94 Costs of Suit and Title Search $900.00 AND NOW, this day of *Jim , 200 Pro P thy ° ? .s ? ?? iA ? ? y ` ? .?- . ?? ? ?> '? ? ? :.4 Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) ACTION OF MORTGAGE FORECLOSURE NO. 07-3697 1, Joseph A. Goldbeck, Jr., Esquire hereby certify that I am the attorney f record fo the Plaintiff in this action, and I further certify that this property is subject to Act 91 of 1983 and the laintiff s complied ith all the provisions of the Act. / Joseph A. G Attorney for C= CS ;. F 5 - fi 4 1.0 s PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 No. 07-3697 Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due $510,953.01 Interest from 07/28/07 to Date of Sale at 10.4500% (Costs to be added) GOLDBECK McCAI BY: Joseph A. Goldb Attorney for Plaintiff Jr. McKEEVER n b ? ?-i oeo o m aL DO no tTi o co o n y ? ?".? t" o C? M ? Cl H ?BO o??x N?a cr c) rTj C? e rt ? l P So' 10, I. ALL THAT CERTAIN tract of land situate in Middlesex Township, Cumberland County, Pennsylvania, being Lot No. 97, as shown on the Plan entitled Meadowbrook Farms Final Subdivision Plan Phase III dated October 17,2000, revised August 12,2003, and recorded August 21, 2003, in Cumberland County Plan Book 87, Page 99, more particularly bounded and described as follows: BEGINNING at an iron pin, being a southerly corner of Lot No. 96 and lying in a northerly R/W line of Farmhouse Lane (50 degrees R/W); thence along said R/W, along a curve to the left, having a chord bearing of S39 degrees 13 minutes 43 seconds West, a chord distance of 75.94 feet, a radius of 275.00 feet and an arc length of 76.18 feet to an iron pin, lying in a northerly line of said R/W and being an easerly corner of Future Phase 4; thence along said lands, N53 degrees 42 minutes 27 seconds West 195.47 feet to an iron pin, being a northerly corner of said lands and a southerly corner of Future Phase 6; thence along said lands N 23 degrees 18 minutes 42 seconds East, 32.86 feet to an iron pin; thence continuing along said land and along Lot No. 95, N 69 degrees 19 minutes 02 seconds East, passing through an iron pin at 154.10 feet, for a total distance of 163.29 feet to an iron pin lying in a southerly line of said lot and being a westerly corner of Lot No, 96; thence along said lot, S 20 degrees 40 minutes 58 seconds East, 139.55 feet to an iron pin, being the place of beginning. 0.508 containing acres. Lot No. 97 is subject to a 10 degrees utility/sidewalk easement along its street frontage. 1) Planned Community Declaration for Meadowbrook Farms dated February 2, 1998, and recorded February 3, 1998, in Cumberland County Miscellaneous Book 567, Page 1090. 2) First Amendment to Planned Community Declaration for Meadowbrook Farms- Phase II dated August 6, 1999, and recorded August 17, 1999 in Cumberland County Miscellaneous Book 622, Page 475, and 3) First Amendment to Planned Community Declaration for Meadowbrok Frams dated April 19, 2000, and recorded April 24, 2000 in Cumberland County Misc. Book 642, Page 967. 4) Third Amendment to Planned Community Declarations for Meadowbrook Farms- Phase III dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1585. 5) Assignment of Special Declarant Rights and Agreement-Phase III dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1587. TAX PARCEL NO: 21-06-0019 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-3697 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, Plaintiff (s) From RYAN J. RICH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRITPION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $510,953.01 L.L. $.50 Interest FROM 7/28/07 TO DATE OF SALE AT 10.4500% Atty's Comm % Due Prothy $2.00 Atty Paid $151.80 Other Costs Plaintiff Paid Date: JULY 30, 2007 Cu?iwT Long, Protho (Seal) By: Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 vs. RYAN J. RICH (Mortgagor(s) and Record Owner(s)) 3 Farmhouse Lane Carlisle, PA 17013 Plaintiff Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 07-3697 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 3 Farmhouse Lane Carlisle, PA 17013 I.Name and address of Owner(s) or Reputed Owner(s): RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 3 Farmhouse Lane Carlisle, PA 17013 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the b of my ersonal knowledge or information and belief. I understand that false statements herein are made subject tot a penal ti s of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: July 27, 2007 GOLDBECK McCAI BY: Joseph A. Goldb Attorney for Plaintiff c a r? CD { ro 41 w CD GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) Term No. 07-3697 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: RICH, RYAN RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 Your house at 3 Farmhouse Lane, Carlisle, PA 17013 is scheduled to be sold at Sheriffs Sale on Wednesday, December 05, 2007, at 10:00 AM, in Courthouse 111 Baltimore St Gettysburg PA to enforce the court judgment of $510,953.01 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of Cumberland County at 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 401 East Louther Street Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2).. Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD's website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionggoldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7815. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. SHERIFF'S RETURN - REGULAR CASE NO: 2007-03697 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANK OF NEW YORK AS TRUSTEE VS RICH RYAN J RICHARD SMITH , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon RICH RYAN J the DEFENDANT at 1020:00 HOURS, on the 25th day of June 2007 at 3 FARMHOUSE LANE CARLISLE, PA 17013 by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.80 Affidavit .00 Surcharge 10.00 .00 Y?D9 ??? ? 32.80 Sworn and Subscibed to before me this day of So Answers: R. Thomas Kline 06/28/2007 GOLDBECK MCCAFFERIY MCKEEVER By: uty Sheri A. D. Bank of New York as Trustee for the In The Court of Common Pleas of Certificateholders CWABS, Inc. Asset-Backed Cumberland County, Pennsylvania Certificates, Series 2006-10 Writ No. 2007-3697 Civil Term VS Ryan J. Rich R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per letter of request from Attorney Joseph Goldbeck. Sheriff's Costs: Docketing $30.00 Poundage 140.00 Law Library .50 Prothonotary 2.00 Levy 15.00 Surcharge 20.00 / 9-1d, 3j n ? $ 207.50 So Ans ers: R. Thomas Kline, Sheriff BY?tl . Real Estate ergeant t;D Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW RYAN J. RICH (Mortgagor(s) and Record Owner(s)) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 07-3697 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 3 Farmhouse Lane Carlisle, PA 17013 1.Name and address of Owner(s) or Reputed Owner(s): RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 ACTION OF MORTGAGE FORECLOSURE r 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 3 Farmhouse Lane Carlisle, PA 17013 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the b of my personal knowledge or information and belief. I understand that false statements herein are made subject to a penal t' s of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. DATED: July 27, 2007 GOLDBECK MCCAI BY: Joseph A. Goldb Attorney for Plaintiff GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attomey I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) Term No. 07-3697 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: RICH, RYAN RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 Your house at 3 Farmhouse Lane, Carlisle, PA 17013 is scheduled to be sold at Sheriffs Sale on Wednesday, December 05, 2007, at 10:00 AM, in Courthouse 111 Baltimore St Gettysburg PA to enforce the court judgment of $510,953.01 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311 ACTION OF MORTGAGE FORECLOSURE 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of Cumberland County at 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 401 East Louther Street Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7815. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. ALL THAT CERTAIN tract of land situate in Middlesex Township, Cumberland County, Pennsylvania, being Lot No. 97, as shown on the Plan entitled Meadowbrook Farms Final Subdivision Plan Phase III dated October 17,2000, revised August 12,2003, and recorded August 21, 2003, in Cumberland County Plan Book 87, Page 99, more particularly bounded and described as follows: BEGINNING at an iron pin, being a southerly corner of Lot No. 96 and lying in a northerly R/W line of Farmhouse Lane (50 degrees R/W); thence along said R/W, along a curve to the left, having a chord bearing of S39 degrees 13 minutes 43 seconds West, a chord distance of 75.94 feet, a radius of 275.00 feet and an arc length of 76.18 feet to an iron pin, lying in a northerly line of said R/W and being an easerly corner of Future Phase 4; thence along said lands, N53 degrees 42 minutes 27 seconds West 195.47 feet to an iron pin, being a northerly corner of said lands and a southerly corner of Future Phase 6; thence along said lands N 23 degrees 18 minutes 42 seconds East, 32.86 feet to an iron pin; thence continuing along said land and along Lot No. 95, N 69 degrees 19 minutes 02 seconds East, passing through an iron pin at 154.10 feet, for a total distance of 163.29 feet to an iron pin lying in a southerly line of said lot and being a westerly corner of Lot No, 96; thence along said lot, S 20 degrees 40 minutes 58 seconds East, 139.55 feet to an iron pin, being the place of beginning. 0.508 containing acres. Lot No. 97 is subject to a 10 degrees utility/sidewalk easement along its street frontage. 1) Planned Community Declaration for Meadowbrook Farms dated February 2, 1998, and recorded February 3, 1998, in Cumberland County Miscellaneous Book 567, Page 1090. 2) First Amendment to Planned Community Declaration for Meadowbrook Farms- Phase II dated August 6, 1999, and recorded August 17, 1999 in Cumberland County Miscellaneous Book 622, Page 475, and 3) First Amendment to Planned Community Declaration for Meadowbrok Frams dated April 19, 2000, and recorded April 24, 2000 in Cumberland County Misc. Book 642, Page 967. 4) . Third Amendment to Planned Community Declarations for Meadowbrook Farms- Phase III dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1585. 5) Assignment of Special Declarant Rights and Agreement-Phase III dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1587. TAX PARCEL NO: 21-06-0019 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 07-3697 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, Plaintiff (s) From RYAN J. RICH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRITPION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $510,953.01 L.L. $.50 Interest FROM 7/28/07 TO DATE OF SALE AT 10.4500% Atty's Comm % Due Prothy $2.00 Atty Paid $151.80 Other Costs Plaintiff Paid Date: JULY 30, 2007 C R. Long, Protho (Seal) By: Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 r6l?'. GR Real Estate Sale # 22 On August 7, 2007 the Sheriff levied upon the defendant's interest in the real property situated in Middlesex Township, Cumberland County, PA Known and numbered as 3 Farmhouse Lane, Carlisle, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: August 7, 2007 By. (J ? S Real Estate Sergeant FOR \VRIT OF EXECUTIONi - (MORTG.AGF FORECLOY IRE) P.R.C.P 3180-3183 rer ,0129 Mellon Independence Center Ket Street ,delphia, PA 19106-1532 15-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 07-3697 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 07/28/2007 to Date of Sale at 10.4500% (Costs to be added) $510,953.01 GOLDBECK McCA FERRY & McKEEVER BY: Michael T. Mc eever Attorney for Plaintif if w a a z O °c O M Z a 0 U W x z zft) E cN w x¢ xH O ? o w¢? w o ? U o ¢3? U `n W ?wv zoo O w U Qw w? x w U d S g W J f? O n 0 0 z 0 r U 3 X O q.) fn w v r ti O ? ?w aw J " c4 a C Z O? M U ? a? c U ? w W b ? U M °J o a lJ Y ALL THAT CERTAIN tract of land situate in Middlesex Township, Cumberland County, Pennsylvania, being Lot No. 97, as shown on the Plan entitled Meadowbrook Farms Final Subdivision Plan Phase III dated October 17,2000, revised August 12,2003, and recorded August 21, 2003, in Cumberland County Plan Book 87, Page 99, more particularly bounded and described as follows: BEGINNING at an iron pin, being a southerly corner of Lot No. 96 and lying in a northerly R/W line of Farmhouse Lane (50 degrees R/W); thence along said R/W, along a curve to the left, having a chord bearing of S39 degrees 13 minutes 43 seconds West, a chord distance of 75.94 feet, a radius of 275.00 feet and an arc length of 76.18 feet to an iron pin, lying in a northerly line of said R/W and being an easerly corner of Future Phase 4; thence along said lands, N53 degrees 42 minutes 27 seconds West 195.47 feet to an iron pin, being a northerly corner of said lands and a southerly corner of Future Phase 6; thence along said lands N 23 degrees 18 minutes 42 seconds East, 32.86 feet to an iron pin; thence continuing along said land and along Lot No. 95, N 69 degrees 19 minutes 02 seconds East, passing through an iron pin at 154.10 feet, for a total distance of 163.29 feet to an iron pin lying in a southerly line of said lot and being a westerly corner of Lot No, 96; thence along said lot, S 20 degrees 40 minutes 58 seconds East, 139.55 feet to an iron pin, being the place of beginning. 0.508 containing acres. Lot No. 97 is subject to a 10 degrees utility/sidewalk easement along its street frontage. 1) Planned Community Declaration for Meadowbrook Farms dated February 2, 1998, and recorded February 3, 1998, in Cumberland County Miscellaneous Book 567, Page 1090. 2) First Amendment to Planned Community Declaration for Meadowbrook Farms- Phase II dated August 6, 1999, and recorded August 17, 1999 in Cumberland County Miscellaneous Book 622, Page 475, and 3) First Amendment to Planned Community Declaration for Meadowbrok Frams dated April 19, 2000, and recorded April 24, 2000 in Cumberland County Misc. Book 642, Page 967. 4) Third Amendment to Planned Community Declarations for Meadowbrook Farms- Phase III dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1585. 5) Assignment of Special Declarant Rights and Agreement-Phase III dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1587. TAX PARCEL NO: 21-06-0019 Goldhccl ?1cC allert? & McKeever BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH (Mortgagor(s) and Record Owner(s)) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 07-3697 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, Plaintiff in the above action, by its attorney, Michael T. McKeever, Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 3 Farmhouse Lane Carlisle, PA 17013 I.Name and address of Owner(s) or Reputed Owner(s): RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 4. Name and address of the last recorded holder of every mortgage of record: 4 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 3 Farmhouse Lane Carlisle, PA 17013 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best my personal knowledge or information and belief. I understand that false statements herein are made subject tAthe fl-alties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: January 25, 2008 GOLDBECK M( BY: Michael T. 1 Attorney for Plai 07-;69? w GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney 1.D.#56129 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attomev for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s Term No. 07-3697 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: RICH, RYAN RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 Your house at 3 Farmhouse Lane, Carlisle, PA 17013 is scheduled to be sold at Sheriffs Sale on Wednesday, June 11, 2008, at 10:00 AM, in Courthouse 111 Baltimore St Gettysburg PA to enforce the court judgment of $510,953.01 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 07-3697 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of Cumberland County at 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 401 East Louther Street Carlisle, PA 17013 717-243-9400 W, . - 07-3697 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717-243-9400. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention&j4oldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7815. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) CERTIFICATION AS TO THE SALE OF REAL PROPERTY I, Michael T. McKeever, Esquire hereby certify that I am the attorney of action, and I further certify that this property is subject to Act 91 of 1983 and they the provisions of the Act. I IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE NO. 07-3697 for the Plaintiff in this ff has complied with all Michael T.1\ Attorney for ?, ' =n ?a c _. C -r ? t^}"{ `:: . ;??.? ..? ' ?„?J _.•.t t `\ WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-3697 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANK OF NEW YORK, as Trustee for THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, Plaintiff (s) From RYAN J. RICH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $510,953.01 L.L. Interest from 7/28/07 to Date of Sale at 10.4500% Atty's Comm % Atty Paid $173.30 Plaintiff Paid Date: 1/28/08 (Seal) REQUESTING PARTY: Due Prothy $2.00 Other Costs to be added Va,Ada ?' 6w, P otho tary By: Deputy Name MICHAEL T. MCKEEVER, ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 56129 GOLDBECK WCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH (Mortgagor(s) and Record Owner(s)) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 07-3697 PRAECIPE FOR VOLUNTARY SUBSTITUTION OF PLAINTIFF UNDER Pa.R.C.P. 2352 TO THE PROTHONOTARY: Kindly file of record the Praecipe of ELLINGTON CREDIT FUND I (USA), INC. for Voluntary Substitution under Pa.R.C.P. 2352 and attached Statement of Material Facts in Support of Voluntary Substitution, Verification, Certification of Service. The address for the Plaintiff is 7105 Corporate Drive, PTX 209, Plano, TX 75024-3632. GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH (Mortgagor(s) and Record Owner(s)) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 07-3697 STATEMENT OF MATERIAL FACTS IN SUPPORT OF VOLUNTARY SUBSITTUTION UNDER Pa.R.C.P. 2352 ELLINGTON CREDIT FUND I (USA), INC., by counsel, hereby voluntarily substitutes itself as Plaintiff in the above-captioned matter and in support thereof represents as follows: The above-captioned action is one in mortgage foreclosure regarding the premises as noted in the caption. 2. The subject of the above-captioned action is a first mortgage on said premises recorded at Mortgage Book 1954, Page 1306 in the Office of the Recorder of Deeds for this County. 3. The original Plaintiff is BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10. 4. ELLINGTON CREDIT FUND I (USA), INC. is the successor in interest to the Plaintiff by Assignment lodged for recording in the Office of the Department of Records and is hereby voluntarily substituted as Plaintiff in the above-captioned matter. ' GOLDBECK McCAFFERTY & McKEEVER BY: MICHAEL T. MCKEEVER ATTORNEY I.D. #56129 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (215) 627-1322 ATTORNEY FOR PLAINTIFF BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff VS. RYAN J. RICH (Mortgagor(s) and Record Owner(s)) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) CERTIFICATE OF SERVICE Term No. 07-3697 Michael T. McKeever, Esquire, hereby certifies that he did serve true and correct copies of Praecipe for Voluntary Substitution and all supporting papers attached hereto upon Defendant, by first class mail, postage pre-paid, on June 25, 2008. RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE ?3 ?+.1.y f ?. ti :?. ?. 1..t + f r ?, ?' ._.'... r.?^ ^* ?? e L 1 « t? ?? ?, L1 T+ ? _? 4 f . - . ? x§ t ? ---, ? : ?^ r'V.D *-t .?? :? ,?. GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 CWD-7815 CF: 06/20/2007 SD: 09/03/2008 $510,953.01 ELLINGTON CREDIT FUND I (USA), INC. 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-3697 CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c) (2) Michael T. McKeever, Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: (?+ Personal Service by the Sheriffs Office/,cempeeteW.adm1i.(copy of return attached). ( ) Certified mail by Michael T. McKeever (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by Michael T. McKeever, Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Michael T. McKeever (original receipt(s) for Certified Mail attached). ( ) Published in accordance with court order (copy of publication attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Michael T. McKeever, Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully submitted, BY: Michael T. McKeever, Esquire Attorney for Plaintiff a a u. O °D m CDC4 -- - m OO W- N N { I m tL 7S N _ O O o -.. - o l I d i i A a c $ ., co a V p F Va Alm O is ^ z 1 z U i UJ w i mM K K La = J 0 Qt ooo? O m c g O W a L` I RC" coo cn z O co a j .10 C7 - w o? 1() ??ti Q a- (8-0 ? Z [0000 pp W jm m p ?o 2 .E _ m 80a.0 dcom w x I-cn A . tipY tNr G ? ` a . e a L w ffi {O N W "a W IL .t ME C*4 to W in opLU r JJ- z$ (g N p = ? ? (V tM V' ?r5 to 1? o? S c m a e 4 d a v N O a 0 19 LL ti a M LL w a N ca O O Q! TO w C 3 O V 'II c tp E U 0 O U U Z } kL UU 0 o O ;Np, QO r N`14 °) z Q 'J O U O LL. ?N R _ NO a 00 S r s LL. C3 UJ zx Z Xa ZY? W i` O E oa. Mp-3 Mel ? ?00o o?z? 013 lu d • M soWm3o i t7rn2ar'' .i I ? i -mss ;5 1' I IN ch Id i? ti 1= ?I i N d I I i ? 00 ? v o d ? o c 3 yq a u. U Z y IZS M ? M d .7 Z i?? a V ? 03 (D 'D CD 00 y tV N n ---- NW oU.I _?_ ? ? r ?- I tl, ? OC 9 O O a Lo --? r NID t1 0 `L .+ 1 ? ml r X43 a = ,{ I d 1 1 ? ?, m ? m ca m . L) I ?. te6 bb O C ^ _Ifil " Y m C I I ?` M c I Al! n d ??a? ' ?I E a jm m d' d' K N Q ?00? Q Z? 'LT a ? E ZrL Z h;? a 0 O [? ?? I I, ?L I i 0 cc I E I I v F- l z? { °? 1 II $?" m 4 N Q ? ?..Z 11 I i ! imp o NI ? I 1 iz? LLl a -F lu tpo? to I,I j o j cp ?°° WQW24tbi ? Lo E?? -:4 C)1 I c7 ?I? w_e%- -r=, ` Chi co O O N O O to N Y o? ?o U C-4 N ? ? U U- ti U*) ti M co i° a U U Z Q OrC Bank Of New York, as Trustee for the Certificateholders CWA.BS, Inc. Asset Backed Certificates, Series 2006-10 VS Ryan J. Rich In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2007-3697 Civil Term (CwD-41 Si5- ) William Cline, Deputy Sheriff, who being duly sworn according to law, states that on March 05, 2008 at 1518 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Ryan J. Rich, by making known unto Ryan J. Rich personally at 3 Farmhouse Lane, Carlisle, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. William Cline, Deputy Sheriff, who being duly sworn according to law, states that on April 01, 2008 at 1455 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Ryan J. Rich located at 3 Farmhouse Lane, Carlisle, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Ryan J. Rich by regular mail to his last known address of 3 Farmhouse Lane, Carlisle, PA 17013. This letter was mailed under the date of March 31, 2008 and never returned to the Sheriffs Office. So R. Thomas Kline, Sheriff BY10 Real Estate ergeant GOLDBECK McCAFFERTY & MCKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff ELLINGTON CREDIT FUND I (USA), INC. 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff of Cumberland County CIVIL ACTION - LAW VS. RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 ACTION OF MORTGAGE FORECLOSURE Defendant(s) Term No. 07-3697 SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 ELLINGTON CREDIT FUND I (USA), INC., Plaintiff in the above action, by its attorney, Michael T. McKeever, Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 3 Farmhouse Lane Carlisle, PA 17013 1.Name and address of Owner(s) or Reputed Owner(s): RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 IN THE COURT OF COMMON PLEAS MIDDLESEX TOWNSHIP MUNICIPAL AUTHORITY 350 N. MIDDLESEX ROAD, STE 2 CARLISLE, PA 17013 MIDDLESEX TOWNSHIP MUNICIPAL AUTHORITY C/O KEITH BRENNEMAN 44 W. MAIN STREET MECHANICSBURG, PA 17055 WELLS FARGO BANK, N.A. 3476 STATEVIEW BLVD FORT MILL, SC 29715 WELLS FARGO BANK, N.A. C/O PHELAN, HALLINAN & SCHMIEG ONE PENN CENTER 1617 JFK BLVD, STE 1400 PHILADELPHIA, PA 19103 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 3 Farmhouse Lane Carlisle, PA 17013 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: August 1, 2008 d? 'S GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff c7n lG J _??Y4 co y;'. GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 CWD-7815 CF: 06/20/2007 SD: 09/03/2008 $510,953.01 ELLINGTON CREDIT FUND I (USA), INC. 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) AMENDED CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c) (2) Term No. 07-3697 Michael T. McKeever, Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: Personal Service by the Sheriffs Office/oow4getem a' (copy of return attached). ( ) Certified mail by Michael T. McKeever (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by Michael T. McKeever, Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Michael T. McKeever (original receipt(s) for Certified Mail attached). ( ) Published in accordance with court order (copy of publication attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Michael T. McKeever, Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully submitted, IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE BY: Michael T. McKeever, Esquire Attorney for Plaintiff a t. y c U. v N' !D C 0) o ? L N D g ?' oa -6 g aU c v $ga'm O7 U0, 0 ? ? a2NQp ?t p ?b1?Q3!?N? ° ° F1 r- N u7 r dUG?c ?d0O Jcf7? ?O €I W m Q ?a w N= ?v aW ul c? ?to'W?Jc .r ?n?oy_ tT+ I .. N Q. 7 U j ,a OG ?Ci d? 7W ? ? 2 t9 T' ?' p Q? ° 7y Z?S ` O Z 4 ¢ X «. a JGcco Wt 'ZZ o tJ?r? Q? Z 'T ? T Z Q V „? U r :. At O r Z ?a J d r 14 O ?? ? a4 ??ls z Kai u m as Q d a W ? o,. U O a• c6 r ci I O m d 7 i a N G 4• b a m 0 r p V O o ? d Z ? ?a a I.n U ? £ N <" O Np U = r r- Bank Of New York, as Trustee for the In the Court of Common Pleas of Certificateholders CWABS, Inc. Asset Cumberland County, Pennsylvania Backed Certificates, Series 2006-10 Writ No. 2007-3697 Civil Term VS Ryan J. Rich f??(? ?, ?./??.;" William Cline, Deputy Sheriff, who being duly sworn according to law, states that on March 05, 2008 at 1519 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Ryan L Rich, by making known unto Ryan J. Rich personally at 3 Farmhouse Lane, Carlisle, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. William Cline, Deputy Sheriff, who being duly sworn according to law, states that on April 01, 2008 at 1455 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Ryan J. Rich located at 3 Farnhouse Lane, Carlisle, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn accortling to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Ryan J. Rich by regular mail to his last known address of 3 Farmhouse Lane, Carlisle, PA 17013. This letter was mailed under the date of March 31, 2008 and never retuned to the Sheriffs Office. So R. Thomas Kline, Sheriff BYIJM Real Estate ergeant GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market St=t Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff ELLINGTON CREDIT FUND I (USA), INC. 7105 Corporate Drive PTX 209 Plano, TX 750243632 Plaintiff V3. RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) Term No. 07-3697 SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 ELLINGTON CREDIT FUND I (USA), INC., Plaintiff in the above action, by its attorney, Michael T. McKeever, Esquire, sets forth as of the date the ptaecipe for the writ of execution was filed the following information concerning the real property located at: 3 Farmhouse Lane Carlisle, PA 17013 1.Name and address of Owner(s) or Reputed Owner(s): RYAN L RICH 3 Farmhouse Lane Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: RYAN L RICH 3 Farmhouse Lane Carlisle, PA 17013 3. Name and last known address of everyjudgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE MIDDLESEX TOWNSHIP MUNICIPAL AUTHORITY 350 N. MIDDLESEX ROAD, STE 2 CARLISLE, PA 17013 MIDDLESEX TOWNSHIP MUNICIPAL AUTHORITY C/O KEITH BRENNEMAN 44 W. MAIN STREET MECHANICSBURG, PA 17055 WELLS FARGO BANK, N.A. 3476 STATEVIEW BLVD FORT MILL, SC 29715 WELLS FARGO BANK, N.A. C/O PHELAN, HALT TNAN & SCHMIEG ONE PENN CENTER 1617 JFK BLVD, STE 1400 PHILADELPHIA, PA 19103 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 3 Farmhouse Lane Carlisle, PA 17013 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. DATED: August 1, 2008 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 CWD-7815 CF: 06/20/2007 SD: 09/03/2008 $510,953.01 ELLINGTON CREDIT FUND I (USA), INC. 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff VS. RYAN I. RICH Mortpgor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c1(2) Term No. 07-3697 Michael T. McKeever, Esquire, Attorney for PlaintiM hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by, Personal Service by the Sheriffs Off ieelaawpdm* adaP4copy of return attached). () Certified mail by Michael T. McKeever (original green Postal return receipt attached). () Certified mail by Sheriffs Office. ( ) Ordinary mail by Michael T. McKeever, Esquire to Attorney for Defendant(s) of record (proof of mailing attached). () Aelmowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). (} Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Michael T. McKeever (original receipt(s) for Certified Mail attached). () Published in accordance with court order (copy of publication attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Michael T. McKeever, Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Respectfiiily submitted, BY: Michael T. McKeever, Esquire Attorney for Plaintiff d? CO N .N D 3a? C) Pe. DaDD ? ?? ?°- W a r ?V c 01300 g?g? o,m I ,moo ?;- va s o ? tw Nr 09 06 . X.. i? 46 1 d G A S 0 m n i a o a gil_ i Go 40 ,-- NN a? _ i ? I 30 47 1 Q ?P 1 eon NO I I f W a a foil g r, m ; von a ' 'N i ad E Y C d i FS i? c? CO a ? ? chi WLL o f.0 (D 0 CD y ?i I CVO o N c o L> r.. g? ? I co as a his am LL _ 9 zo z w _ m?N oc ? W Lu UV> 'azm LU LL W^ z? om I? II2 a L 4 r ? a •1 YoWawi CLOY j m ? Lim cog , ?j z050 0 en r- ri i co i i? f z Iic i? 5 L d m c a s C3 O O N ? C UO I v E U U. U enn ti -i i° O Q co U 0}C Bank Of New York, as Trustee for the In the Court of Common Pleas of Certificateholders CWABS, Inc. Asset Cumberland Coun% Pennsylvania Backed Certificates, Series 2006-10 Writ No. 2007-3697 Civil Term VS Ryan J. Rich (CWD-48f6 William Cline, Deputy Sheriff, who being duly sworn according to law, states that on March 05, 2008 at 1518 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Ryan L Rich, by making known unto Ryan L Rich personally at 3 Farmhouse Lane, Carlisle, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the some. William Cline, Deputy Sheriff, who being duly sworn according to law, states that on April 01, 2008 at 1455 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Ryan L Rich located at 3 Farmhouse Lane, Carlisle, Cumbmland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following maumer: The Sheriff maned a notice of the pendency of the action to the within named defendant, to wit: Ryan J. Rich by regular mail to his last known address of 3 Farmhouse Lane, Carlisle, PA 17013. This letter was mailed under the date of March 31, 2008 and never returned to the Sheriffs Office. So ,,,9?,rs ,? R. Thomas Kline, Sheriff B YJM Real Estate &Meant GOLDBECK McCAFFERTY & McKEEVER BY. Michael T. McKeever Attorney I.DA56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff ELLINGTON CREDIT FUND I (USA), INC. 7105 Corporate Drive PTX 209 Plano, TX 750243632 Plaintiff VS. RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defatdatrt(s) Terns No. 07-3697 SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 ELLINGTON CREDIT FUND I (USA), INC., Plaintiff in the above action, by its attorney, Michael T. McKeever, Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 3 Farmhouse Lane Carlisle, PA 17013 1.Name and address of Owner(s) or Reputed Owner(s): RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 3. Name and last known address of everyjudgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE MIDDLESEX TOWNSHIP MUNICIPAL AUTHORITY 350 N. MIDDLESEX ROAD, STE 2 CARLISLE, PA 17013 MIDDLESEX TOWNSHIP MUNICIPAL AUTHORITY C/O KEITH BRENNEMAN 44 W. MAIN STREET MECHANICSBURG, PA 17055 WELLS FARGO BANK, N.A. 3476 STATEVIEW BLVD FORT MML, SC 29715 WELLS FARGO BANK, N.A. C/O PHELAN, HALLINAN & SCHMIEG ONE PENN CENTER 1617 JFK BLVD, STE 1400 PHILADELPHIA, PA 19103 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 3 Farmhouse Lane Carlisle, PA 17013 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: August 1, 2008 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff ? C- cn? ?e C?i J Co a FT I f , i r' COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which ELLINGTON CREDIT FUND I (USA) INC is the grantee the same having been sold to said grantee on the 1 ST day of OCT A.D., 2008, under and by virtue of a writ Execution issued on the 28TH day of JAN, A.D., 2008, out of the Court of Common Pleas of said County as of Civil Term, 2007 Number 3697, at the suit of BANK OF NEW YORK TR against RYAN J RICH is duly recorded as Instrument Number 200834666. IN TESTIMONY WHEREOF, I have reunto set my hand and seal of said office this .262 day of oZg,,4_ , A.D. nacoruor of Dads, CumberWW 000y. COI09. PA MY Commwm Ewm UN FW MOWy p1 JW 2010 Bank Of New York, as Trustee for the Certificateholders CWABS, Inc. Asset Backed Certificates, Series 2006-10 VS Ryan J. Rich In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2007-3697 Civil Term William Cline, Deputy Sheriff, who being duly sworn according to law, states that on March 05, 2008 at 1518 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Ryan J. Rich, by making known unto Ryan J. Rich personally at 3 Farmhouse Lane, Carlisle, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. William Cline, Deputy Sheriff, who being duly sworn according to law, states that on April O1, 2008 at 1455 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Ryan J. Rich located at 3 Farmhouse Lane, Carlisle, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Ryan J. Rich by regular mail to his last known address of 3 Farmhouse Lane, Carlisle, PA 17013. This letter was mailed under the date of March 31, 2008 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on October 1, 2008 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Michael McKeever, on behalf of Ellington Credit Fund I (USA), Inc. It being the highest bid and best price received for the same, Ellington Credit Fund I (USA), Inc., of 7105 Corporate Drive, PTX 209, Plano, TX 75024- 3632, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $1,339.98. Sheriffs Costs: Docketing Poundage Posting Bills Advertising Acknowledging Deed Auctioneer Law Library Prothonotary Mileage Levy Surcharge Postpone Sale Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriffs Deed $30.00 26.27 15.00 15.00 48.00 10.00 .50 2.00 9.60 15.00 20.00 40.00 527.00 492.38 14.73 25.00 49.50 - $1,339.98 V1 IDId-2P" n CO. So Answers: ' R. Thomas Kline, Sheriff By'JI-OLItvOttL Real Estate S geant 5 1 , Goldbeck McCafferty & McKeever BY: )Achael T. McKeever Attorney I.D. #56129 'Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH (Mortgagor(s) and Record Owner(s)) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s) of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129 No. 07-3697 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, Plaintiff in the above action, by its attorney, Michael T. McKeever, Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 3 Farmhouse Lane Carlisle, PA 17013 1.Name and address of Owner(s) or Reputed Owner(s): RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 IN THE COURT OF COMMON PLEAS 4. Name and address of the last recorded holder of every mortgage of record: t 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 3 Fannhouse Lane Carlisle, PA 17013 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best my personal knowledge or information and belief. I understand that false statements herein are made subject tp the alties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. A l IT' DATED: January 25, 2008 GOLDBECK McC. BY: Michael T. Mc Attorney for Plainti 10 fi d OE Nvr l Vd 'AINn 0J' v 3bk, s" 3312l3HS 3H1 30 301330 x ? GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff 07-3697 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-10 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 Plaintiff vs. RYAN J. RICH Mortgagor(s) and Record Owner(s) 3 Farmhouse Lane Carlisle, PA 17013 Defendant(s Term No. 07-3697 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: RICH, RYAN RYAN J. RICH 3 Farmhouse Lane Carlisle, PA 17013 Your house at 3 Farmhouse Lane, Carlisle, PA 17013 is scheduled to be sold at Sheriffs Sale on Wednesday, June 11, 2008, at 10:00 AM, in Courthouse 111 Baltimore St Gettysburg PA to enforce the court judgment of $510,953.01 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: . X i 07-3697 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property- will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of Cumberland County at 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 401 East Louther Street Carlisle, PA 17013 717-243-9400 . J Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717-243-9400. 07-3697 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD's website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@goldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7815. Para informacion en espanol puede communicarse con Loretta a1215-825-6344. 0 0 -t d 0 E Nvr 80Qt dd `UHI1D 3di?fl? 33183HS 3H1 A DIJA ALL THAT CERTAIN tract of land situate in Middlesex Township, Cumberland County, Pennsylvania, being Lot No. 97, as shown on the Plan entitled Meadowbrook Farms Final Subdivision Plan Phase III dated October 17,2000, revised August 12,2003, and recorded August 21, 2003, in Cumberland County Plan Book 87, Page 99, more particularly bounded and described as follows: BEGINNING at an iron pin, being a southerly corner of Lot No. 96 and lying in a northerly R/W line of Farmhouse Lane (50 degrees R/W); thence along said R/W, along a curve to the left, having a chord bearing of S39 degrees 13 minutes 43 seconds West, a chord distance of 75.94 feet, a radius of 275.00 feet and an arc length of 76.18 feet to an iron pin, lying in a northerly line of said R/W and being an easerly corner of Future Phase 4; thence along said lands, N53 degrees 42 minutes 27 seconds West 195.47 feet to an iron pin, being a northerly corner of said lands and a southerly corner of Future Phase 6; thence along said lands N 23 degrees 18 minutes 42 seconds East, 32.86 feet to an iron pin; thence continuing along said land and along Lot No. 95, N 69 degrees 19 minutes 02 seconds East, passing through an iron pin at 154.10 feet, for a total distance of 163.29 feet to an iron pin lying in a southerly line of said lot and being a westerly corner of Lot No, 96; thence along said lot, S 20 degrees 40 minutes 58 seconds East, 139.55 feet to an iron pin, being the place of beginning. 0.508 containing acres. Lot No. 97 is subject to a 10 degrees utility/sidewalk easement along its street frontage. 1) Planned Community Declaration for Meadowbrook Farms dated February 2, 1998, and recorded February 3, 1998, in Cumberland County Miscellaneous Book 567, Page 1090. 2) First Amendment to Planned Community Declaration for Meadowbrook Farms- Phase II dated August 6, 1999, and recorded August 17, 1999 in Cumberland County Miscellaneous Book 622, Page 475, and 3) First Amendment to Planned Community Declaration for Meadowbrok Frams dated April 19, 2000, and recorded April 24, 2000 in Cumberland County Misc. Book 642, Page 967. 4) Third Amendment to Planned Community Declarations for Meadowbrook Farms- Phase III dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1585. 5) Assignment of Special Declarant Rights and Agreement-Phase III dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1587. TAX PARCEL NO: 21-06-0019 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-3697 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANK OF NEW YORK, as Trustee for THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-10, Plaintiff (s) From RYAN J. RICH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession ofanyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $510,953.01 L.L. Interest from 7/28/07 to Date of Sale at 10.4500% Atty's Comm % Due Prothy $2.00 Atty Paid $173.30 Other Costs to be added Plaintiff Paid Date: 1/28/08 Protho tary (Seal) By: Deputy REQUESTING PARTY: Name MICHAEL T. MCKEEVER, ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 56129 Real Estate Sale # 08 On February 15, 2008 the Sheriff levied upon the defendant's interest in the real property situated in Middlesex Township, Cumberland County, PA Known and numbered as 3 Farmhouse Lane, Carlisle, more fully described on Exhibit "A" S I filed with this writ and by this reference 00 incorporated herein. Date: February 15; 2008 By- , e Real Esta Sergeant 00 :4 d 0£ NV!' ?t Vd AIN(i0a Ir v' a,kfl; J31N3HS 3H! J0 3J1jj0 The Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8292 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE 1hePatti* ot News Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book NM", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 04/23/08 04/30/08 05/07/08 .......4%%.qWt F .rA%W Sworn to and ibe me this 27 day of Mp,&2008 A.D. Notary Public COMMONWEALTH OF PENNSYLVANIA Crtyde L. NOtadal Seal ShOPpa Gty of Harrisbu p 04 is W Commission Ex r9l pires May 29,2010 Member, Penisylvania As$ y ? A¢iRtfon of f Notaries Real Estate Sale #08 Writ #2007-3697 Civil Term Bank of New York, as Trustee for The Certificeteholders CWABS, Inc. Asset-Backed Certificatek, Series 2006-10 VS Ryan J. Rich Attorney: Michael McKeever DESCRIPTION ALL THAT CERTAIN tract of land situate in Middlesex Township, Cumberland County, Penasyhww bang Lot No. 97, as shown on the Plan *0 '-W ink Subdivision Plan Phase III dated October 17,2000, revised August 12, 2003, and recorded August 21, 2003, in Cumberland County Plan Book 87, Page 99, more particularly bounded and described as follows: BEGINNING at an iron pin, being a southerly comer of Lot No. 96 and lying in a northerly R/ W line of Farmhouse Lane (50 degrees R/W); thence along said R/W, along a curve to the left, having a chord bearing of S39 degrees 13 minutes 43 seconds West, a chord distance of 75.94 feet, a radius of 275.00 feet and an arc length of 76.18 feet to an iron pin, lying in a northerly line of said R/W and being an easedy comer of Future Phase 4; thence along said lands, N53 degrees 42 minutes 27 seconds West 195.47 feet to an iron pin, being a northerly comer of said lands and a southerly comer of Future Phase 6; thence along said lands N 23 degrees 18 minutes 42 seconds East, 32.86 feet to an iron pin; thence continuing along said land and along Lot No. 95, N 69 degrees 19 minutes 02 seconds East, passing through an iron pin at 154.10 feet, for a total distance of 163.29 feet to an iron pin lying in a southerly line of said lot -id being a westerly comer of Lot No, 96; thence along said lot, S 20 degrees 40 minutes 58 seconds East, 139.55 feet to an iron pin, being the place of beginning. 0.508 containing acres. Lot No. 97 is subject to a 10 degrees utility/ sidewalk easement along its street frontage.. 1) Planned Community Declaration for i<,eadowbrook Farms dated February 2, 1998, and recorded February 3,1998, in Cumberland County Miscellaneous Book 567, Page 1090. 2) First Amendment to Planned Community Declaration for Meadowbrook FarmsPhase II dated August 6, 1999, and recorded August 17, 1999 in Cumberland County Miscellaneous Book 622, Page 475, and 3) First Amendment to Planned Community Declaration for Meadowbrok Farms dated April 19,2000, and recorded April 24, 2000 in Cumberland County Misc. Book 642, Page 967. 4) Third Amendment to Planned Community Declarations for Meadowbrook FarmsPhase III dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1585. 5) Assignment of Special Declarant Rights and Agreement-Phase III dated August 21,2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, page 1587. TAX PARCEL NO: 21-06-0019 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: May 2, May 9, and May 16, 2008 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. sMarie Coyne, ditor SWORN TO AND SUBSCRIBED before me this 16 day of May. 2008 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BORO, CUMBERLAND COUNTY MY Commission Expires Apr 28. 2010 REAL ESTATE ME NO. S Writ No. 2007-3697 Civil Bank of New York, as Trustee for The Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2006-10 vs Ryan J. Rich Atty.: Michael McKeever ALL THAT CERTAIN tract of land situate in Middlesex Township, Cum- berland County, Pennsylvania, being Lot No. 97, as shown on the Plan entitled Meadowbrook Farms Final Subdivision Plan Phase III dated Oc- tober 17, 2000, revised August 12, 2003, and recorded August 21, 2003, in Cumberland County Plan Book 87, Page 99, more particularly bounded and described as follows: BEGINNING at an iron pin, be- ing a southerly corner of Lot No. 96 and lying in a northerly R/W line of Farmhouse Lane (50 degrees R/W); thence along said R/ W, along a curve to the left, having a chord bearing of S39 degrees 13 minutes 43 seconds West, a chord distance of 75.94 feet, a radius of 275.00 feet and an arc length of 76.18 feet to an iron pin, lying in a northerly line of said R/W and being an easerly corner of Future Phase 4; thence along said lands, N53 degrees 42 minutes 27 seconds West 195.47 feet to an iron pin, being a northerly corner of said lands and a southerly corner of Future Phase 6; thence along said lands N 23 degrees 18 minutes 42 seconds East, 32.86 feet to an iron pin; thence continuing along said land and along Lot No. 95, N 69 degrees 19 minutes 02 seconds East, passing through an iron pin at 154.10 feet, for a total distance of 163.29 feet to an iron pin lying in a southerly line of said lot and being a westerly corner of Lot No, 96; thence along said lot, S 20 degrees 40 min- utes 58 seconds East, 139.55 feet to an iron pin, being the place of begin- ning. 0.508 containing acres. Lot No. 97 is subject to a 10 degrees utility/ sidewalk easement along its street frontage. 1) Planned Community Declara- tion for Meadowbrook Farms dated February 2, 1998, and recorded February 3, 1998, in Cumberland County Miscellaneous Book 567, Page 1090. 2) First Amendment to Plagued Community Declaration for Meadow- brook Farms-Phase II dated August 6, 1999, and recorded August 17, 1999 in Cumberland County Miscel- laneous Book 622, Page 475, and 3) First Amendment to Planned Community Declaration for Mead- owbrok Frams dated April 19, 2000, and recorded April 24, 2000 in Cumberland County Misc. Book 642, Page 967. 4) Third Amendment to Planned Community Declarations for Mead- owbrook Farms-Phase III dated Au- gust 21, 2003 and recorded Septem- ber 5, 2003 in Cumberland County Misc. Book 701, page 1585. 5) Assignment of Special De- clarant Rights and Agreement- Phase III dated August 21, 2003 and recorded September 5, 2003 in Cumberland County Misc. Book 701, Assignment of Bid NO. 07-3697 -RICH 3 Farmhouse Lane Carlisle, PA 17013 I, Michael T. McKeever, Esquire, as attorney for the successful bidder, hereby assign my bid at the Sheriff Sale dated October 01, 2008 to: ELLINGTON CREDIT FUND I (USA), INC. 7105 Corporate Drive PTX 209 Plano, TX 75024-3632 GOLDBECK MCCAFFERTY & MCKEEVER Date: October 6, 2008 MICHAEL T. MCKEEVER