The URL can be used to link to this page

Home My WebLink About07-3976GOLDBECK McCAFFERTY & McKEEVER BY: JOSEPH A. GOLDBECK, JR. ATTORNEY I.D. #16132 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 0,7 - -nYL (215) 627-1322 WWW.GOLDBECKLAW.COM ATTORNEY FOR PLAINTIFF BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff VS. BRENDA HOLTRY MICHAEL L. HOLTRY Mortgagors and Real Owners 31 Airport Road Shippensburg, PA 17257 Term No. Defendants CIVIL ACTION: MORTOAGE NOTICE "MLO®URE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243- 9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionagoldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7751. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11, 7105 Corporate Drive, PTX C-35 Plano, TX 75024. 2. The names and addresses of the Defendants are BRENDA HOLTRY, 31 Airport Road, Shippensburg, PA 17257 and MICHAEL L. HOLTRY, 31 Airport Road, Shippensburg, PA 17257, who are the mortgagors and real owners of the mortgaged premises hereinafter described. 3. On May 25, 2006 mortgagors made, executed and delivered a mortgage upon the Property hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS A NOMINEE FOR COUNTRYWIDE HOME LOANS INC., which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book: 1954, Page: 3922. The mortgage has been assigned to: BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 by assignment of Mortgage. Plaintiff is the real party in interest pursuant to a purchase or transfer of the mortgage obligation from the last record holder and an Assignment of Mortgage to Plaintiff has been and/or will be lodged for recording with the Recorder of Deeds in the ordinary course of business. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property"). 5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for January 01, 2007 and each month thereafter and by the terms the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance ..................................................................................$128,558.00 Interest from 12/01/2006 through 06/30/2007 at 8.8800% ........................$6611.26 Per Diem interest rate at $31.27 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph ...................$6,427.90 Late Charges from 01/01/2007 to 06/30/2007 .............................................$153.96 Monthly late charge amount at $51.32 Costs of suit and Title Search ......................................................................$900.00 Monthly Escrow amount $58.65 $142,651.12 7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriff's Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. 8. Plaintiff is not seeking a judgment of personal liability (or an "in personam" judgment) against the Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendants by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendants have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendants through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $142,651.12, together with interest at the rate of $31.27, per day and other expenses, costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriffs Sale of the Property. By: t)\ j UV -fANL DBFCK McCAFFERTY & MCKEEVER BYY: JOSEPH A. GOLDBECK, JR., ESQUIRE ATTORNEY FOR PLAINTIFF VERIFICATION V ftMSELM W,ASSWMrrMCEPRE8MW , as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. Date: 6-)- ?-V3 A?L?" 2- Lkma??-- IRI SMW, ASMAW VICE PR%MW #137319015 - BRENDA HOLTRY and MICHAEL L. HOLTRY EythibitA -# (71. fLFt MA usagito-iq ALL THE FOLLOWING DBSCRMW RJEAL ESTATE, IUMMIER WITH BeROVEiNEM THSRErON MWM, )MM AND DENG SITUATE IN SOUTHA WWNTOWNEW. CUAEH MI AND COUN'T'1C', PEPMYLVANIA, BpUNDED AND LMUM AS FOLLOWS., B$GINNING AT AN EMING'RA112MAD SPIKE IN UM CENTER RUNE, OF Tim LEGISLATIVE ROME 21050 AT CORNER.OF LAND NOW OR FORM13nY OF ROBERT K SHIRK; THENC;Z BY LAND NOW OR FORWLX OF SHMJK SOUM 39 DECREES I I MINUTES 48 SECONDS WEST, 413A7 FEET TO AN B=TING IRON PITT AT OT M LAND NOW OR PORMIbR>rY OF ERMA L MANSBMER; THENCE BY OTTER LAND NOW OR FORMERLY OF ERMA L MANSBERM%. SOUI"FI 47 DBGREEs 55 MINUTES. 04 SECONDS EMT, 160 FEET TO A.SET MON PIN; TES BY TTE.SAMB, NORTH.39, Iom=11 MIIVUTTES 48 SBMNDS EAST, 423.89 FM TO A RAIIROAD SPIKE IN- THE CENTERLDM OF LIJMLAME ROUTE 21050•, T MqM BY 77M CMOTRLINE OF LEGISLATIVE ROUTE 21054, NORTH 51 DECREES 3914WUMS 00 SECONDS VMT,159.90 MT TO A RAE ROAD SP= TICS PLACH OF BEGITNNIIIC Our Me No. 061712 0 I Cry fhis to bt if 2Z hi Cumbedind Cc ? a! Eyt*hibit B ACT 91 NOTICE DATE OF NOTICE: May 22 2007 TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. This is an official notice that the mortgage on our home is in default and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM HEMAP ma be able to help to save vour home This Notice explains how the program works To see if HEMAP can hel you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name address and hone number of Consumer Credit Counseling Agencies servin your County are listed at the end of this Notice If you have an y questions you may call the Pennsylvania Housing Finance Aizencv toll free at 1-800-342-2397. (Persons with impaired hearing can call (717 780-1869.) This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact any attorney in your area. The local bar association may be able to help you find a lawyer. La notificacion en adjunto es de suma importancia, pues afecta su derecho a continuar viviendo en su casa. Si no comprende el contenido de esta notification obtenga una traduccion immediatamente llamanda esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numero mencionada arriba. Puedes ser elegible para un prestamo por el programs llamado "Homeowner's Emergency Mortgage Assistance Program" el cual puede salvar su casa de la perdida del derecho a redimir su hipoteca. Prepared by: GOLDBECK McCAFFERTY & McKEEVER Suite 5000 - Mellon Independence Center. 701 Market Street Philadelphia, PA 19106 Fax (215) 627-7734 HomeRetention@goldbecklaw.com 1 Date: May 22, 2007 TO: BRENDA HOLTRY Homeowners Name: BRENDA HOLTRY and MICHAEL L. HOLTRY Property Address: 31 Airport Road, Shippensburg, PA 17257 Loan Account No.: 137319015 Original Lender: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS A NOMINEE FOR COUNTRYWIDE HOME LOANS INC. Current Lender/Servicer: COUNTRYWIDE HOME LOANS INC. HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the designated consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set 2 forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your fact-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Brine it up to date). NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 31 Airport Road, Shippensburg, PA 17257 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: (a) Monthly payment from 01/01/2007 thru 5/22/2007 (5 mos. at $1,085.03/month) $5,425.15 (b) Late charges from 01/01/2007 thru 5/22/2007 (5 mos. at $51.32/month) $256.60 (c) Other charges; Escrow, Inspec., NSF Checks (d) Other provisions of the mortgage obligation, if any (e) TOTAL AMOUNT REQUIRED AS OF THIS DATE: $5,681.75 HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH IS $ 5,681.75 , PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check or money order made payable and sent to: Attention: Act Letter Department COUNTRYWIDE HOME LOANS INC. c/o Goldbeck McCafferty & McKeever 701 Market Street Suite 5000 Philadelphia, PA 19106 HomeRetention@goldbecklaw.com 866-413-2311 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender brings legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale You may do so by paving the total amount then past due plus any late or other charges then due reasonable attorneys fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately four 4) to six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: COUNTRYWIDE HOME LOANS, INC. Address: 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Phone Number: 800-669-4576 Work Out Department: 800-669-0102, 877-744-7691, 800-222-9944 Fax Number: 215-825-6441 Contact Person: HomeRetention@goldbecklaw.com EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: * TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. s * TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. * TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) * TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. * TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. * TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Contact: HomeRetention@goldbecklaw.com Phone Number: 800-669-4576 Work Out Department: 800-669-0102, 877-744-7691, 800-222-9944 PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES CUMBERLAND COUNTY CCCS OF WESTERN PENNSYLVANIA INC. 2000 Linglestown Road Harrisburg, PA 17102 (717) 541-1757 URBAN LEAGUE OF METROPOLITAN HARRISBURG 2107 N. 6th Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 COMMUNITY ACTION COMM OF THE CAPITAL REGION 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 FAX 234-2227 FINANCIAL COUNSELING SERVICES OF FRANKLIN 31 West 3rd Street Waynesboro, PA 17268 (717) 762-3285 YWCA OF CARLISLE 301 G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 731-9589 ADAMS COUNTY HOUSING AUTHORITY 139-143 Carlisle Street Gettysburg, PA 17325 (717)334-1518 FAX (717) 334-8326 Gom?fr wiele' MOMS LOAM P.O. Box 9048 Temecula, CA 92589-9098 Send Payments To: PO BOX 660694 Dallas, TX 752664)694 Send Correspondence to: PO Box 5170, MS SV314B Simi Valley, CA 93D65 11111111111111 2202829091 Michael L Hoft 31 AIRPORT RD SHIPPENSBURG, PA 17257-9402 070306-BLQPAl PRESORT First-Class Mail U.S. Pwwgeand Fees Paid WSO i HIONE LOANS P.O. Box 660694 Send Payments to., Dallas, TX 75266-0694 PD Box 660694 Dallas, TX 75266-0694 March 5, 2007 Michael L Holtry Account No.: 137319015 31 AIRPORT RD Property Address: SHIPPENSBURG, PA 17257-9402 31 Airport Rd Shippensburg, PA Current Service: Countrywide Home Loans Servicing LP ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This Is an official notice that the mortgage on vour home Is In default. and the lender Intends to foreclose. SPBciflc Information about the nature of the default Is provided in the attached Pages. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the Program works. To see If HEMAP can help. you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. This Notice contains Important legal Information. K you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain It. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACIGN EN ADJUNTO ES DE SUMA IMPORTANCIA, PLIES AFECTA SU DERECHO A CONTINUAR VMENDO EN SU CASA. Sl NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICAC16N OBTENGA UNA TRADUCCII`MkN INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL Nt1MERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRtSTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Michael L Holtry PROPERTY ADDRESS: 31 Airport Rd Shippensburn. PA LOAN ACCT. NO.: 137319015 ORIGINAL LENDER: CURRENT LENDERISERVICER: Countrywide Home Loans Servicina LP HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Remo write your acooutt number on all chocks and oDrrospordanoa. We may merge you a fee for any paynlem rduned or rejected by you flranrel ImItWOrk subiaa to applicable law • Male your deck payable to Akxourti Number.1373190154 Balance Due for charges listed above: $4,278.60 as of 03!05!2007. Courmywido Home Lars • write your a on Michael L Holt ry your khedc or morey rider c heck moray order 31 Airport Rd Plmae update &nil Moreton on the reverse sWearth a ooupon. • write In any additional amounts you are including (If total is more than $5000, please send Baal Pmcpal cor fitsd check) BLOPAf • Don't attach your check to the md?Nl payment coupon • nt Include correspondence I • Dontsend cash Countrywide PO BOX 660694 q K Dallas,TX 75266-0694 ?yy Ilrrrlrlrlrrrlrlrll?rrllr?ll„..Ili,rlrlrrrirrll,I??rirrlrrlrllirrrl Told 137319015400000427860000427860 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT'), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. JIL-, names. addresses and telephone numbers of designated consumer credit cnunselino agencies for the county in which the property is located are set forth at the end of this Notice. it is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sitdy (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 31 Airport Rd Shippensburg, PA IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due Monthly Charges: January, 2007 March, 2007 (3 mos. @ $1,387.821month) Late Chames: January, 2007 February, 2007 (2 mos. @ $51.32tmonth) Other Late Chames: Total Late Charges: Uncollected Costs: Partial Payment Balance: TOTAL DUE: YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable) $4,163.46 $102.64 $0.00 $12.50 ($o•00) $4,278.60 HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (301 DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $4,278.60, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (301 DAY PERIOD. Payments must be made either by cashier's check. certified check or money order made pavable and sent to: E-mail use: Providing yyour e-mafi address below will allow us to send you information an your eocourt Accaurt Number. UM9016 Michael L Holtry E-mail address lbw we papl yotr ptptr m* All accepted payments of principal and Interest will be applied to the longest outstanding Installment die, unless otherwise expressly prohibited or limited by lax. If you submit an amount in addition to your scheduled monthly amourt, we will apply your payments as follows: () to outstanding monthly paymerts of principal and Interest, fl escrow deficiencies, (iii) late charges and other amounts you owe in connection with your loan and (Iv) to reduce the oUstandirg principal balance of your loan Please specify if you want an additional amount applied to future payments, ratherthan principal reduction. Pa1lrN AIO - ' CourtrywicWs policy is to riot accept postdated checks, unless specifically agreed to by a loan counselor or technician. Countrywide at P.O. Box 660694, Dallas, TX 75266-0694 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender Intends to exercise Its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (301 DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorneys fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default In the manner set forth In this notice will restore your mortgage to the same position as If you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgage property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Countrywl& Home Loans Servicing LP Address: P. Q Box 660694 Dallas, TX 75266-0694 Phone Number: 1-000-669-0102 Fax Number: 1-805-577 432 Contact Person: MS PTX-36 Atfention. Loan Counselor EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attomey's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDERTHE MORTGAGE DOCUMENTS. TO ASSERTANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Your loan is in default. Pursuant to your loan documents, Countrywide may, enter upon and conduct an inspection of your 1 2202629091 property. The purposes of such an inspection are to (i) observe the physical condition of your property, (ii) verify that the property is occupied and/or (iii) determine the identity of the occupant. If you do not cure the default prior to the inspection, other actions to protect the mortgagee's interest in the property (including, but not limited to, winterization, securing the property, and valuation services) may be taken. The costs of the above-described Inspections and property preservation efforts will be charged to your account as provided in your security Instrument. If you are unable to cure the default on or before April 4, 2007, Countrywide wants you to be aware of various options that may be available to you through Countrywide to prevent a foreclosure sale of your property. For example: e Repayment Plan: It is possible that you may be eligible for some form of payment assistance through Countrywide. Our basic plan requires that Countrywide receive, up front, at least 1/2 of the amount necessary to bring the account current, and that the balance of the overdue amount be paid, along with the regular monthly payment, over a defined period of time. Other repayment plans also are available. e Loan Modification: Or, it is possible that the regular monthly payments can be lowered through a modification of the loan by reducing the interest rate and then adding the delinquent payments to the current loan balance. This foreclosure altemative, however, is limited to certain loan types. e Sale of Your Property: Or, if you are willing to sell your home in order to avoid foreclosure, it is possible that the sale of your home can be approved through Countrywide even if your home is worth less than what is owed on it. e Deedin-Lieu: Or, if your property is free from other liens or encumbrances, and if the default is due to a serious financial hardship which is beyond your control, you may be eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. If you are interested in discussing any of these foredosure alternatives with Countrywide, you must contact us immediately. It you request assistance, Countrywide will need to evaluate whether that assistance will be extended to you. In the meantime, Countrywide will pursue all of its rights and remedies under the loan documents and as permitted by law, unless it agrees otherwise in writing. Failure to bring your loan current or to enter into a written agreement by April 4, 2007 as outlined above will result in the acceleration of your debt. Time is of the essence. If you have any questions concerning this notice, please contact Loan Counseling Center immediately at 1-800-669-0102. APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES ADAMS COUNTY American Red Cross - Hanover Chapter 529 Carlisle Street Hanover, PA 17331 Ph: 717-637-3768 Fax 717.637-3294 ARMSTRONG COUNTY CCCS of Western Pennyslvania Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944.8100 Ph: 814-944-5747 CCCS of Western Pennyslvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-844-8110 Fax 814-944-5747 Financial Counseling Services of Franklin 31 West 31d Street Waynesboro, PA 17268 Ph: 717 7623285 CCCS of Western PA 2000 Li glestown Road Harrisburg, PA 17102 Ph: 717-541-1757 Ph: 717-541-4670 Adams County Housing Authority 139-143 Carlisle St Gettysburg, PA 17325 Ph: 717-334-1518 Fax 717-334-8328 ALLEGHENY COUNTY Pennsylvania Housing Finance Agency (Maraca Hess) 2275 Swallow Hil Road Building 200 Pittsburgh, PA 15220 Ph: 412-429-2842 Fax 412-429-2835 Action Housing, Inc. 425 66 Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412391-1956 Ph: 412-281-2102 Ph: 800-792-2801 Fax 412391.4512 CCCS of Western Pennsylvania, Inc. 309 Smithfield Street Pittsburgh, PA 15222 Ph: 412-471-7684 Urban I sea of Pittsburgh Building for Equal Opportunity One Smhh#M Strait Pittsburgh, PA 15222-2222 Ph: 412-227-4802 Fsoc 412-261-5207 Mon-Valley Unemployed Committee 120 E. a Avenue Homestead, PA 15120 Pic 412-462-9982 Credit Counselors of PA 401 Wood Street subs 906 Pittsburgh, PA 15222 Ph- 412336-9954 Ph: 800.737-2933 Fax 412338-9963 Community Action Southwest 22 West High Street Waynesburg, PA 15370 Ph: 724852-2893 Housing Opportunities 133 Seventh Street Post Office Box 9 McKeesport, PA 15132 Ph: 412-664-1906 Fax 412-664.0873 Credit Counselors of PA 401 Wood Street State 908 Pittsburgh, PA 15222 Ph: 412338-9954 Ph: 800.737-2933 Fax 412-338-9963 Indiana Co. Community Action Program 827 Water Street Box 187 IndWuk PA 15701 Pit 724-465-2657 Fax 724-465-5118 BEAVER COUNTY Action Housing, Inc. 425 a Avenue suits 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Farr: 412-391-4512 Harskg Opportunities of Beaver Co., Inc. 650 Corporation Strad Suite 207 Beaver, PA 15009 Ph: 724-728-7511 Credit Counselors of PA 401 wood Street Suite 906 MWftMh, PA 15222 Ph: 412338.9954 Ph: 800.737-2933 Fax 412-338.9963 Mon-Valley Unemployed Committee 120 E. 96 Avenue HomeskxA PA 15120 Ph: 412.462-9962 Ph: 412-462-9964 Housing Opportunities inc. 133 Seventh Street Post Office Bohr 9 McKeesport, PA 15134 Ph: 412-664-1906 Fax 412-664-0873 BEDFORD COUNTY Bedfonf-Fulton Homrshg Services 10241 Lincoln Highway Everett, PA 15537 Ph: 814-623-9129 Fax 814623-7187 Keystone Economic Development Corporation 1954 Mary Greco Lane Johnstown, PA 15901 Ph: 814.535-6556 Fax 814-539-1688 bleat erization Office 917 Ktflin Street Huntingdon, PA 16152 Ph: 814.643-2343 Tableland Services, Inv. 535 East Main Street Somerset, PA 15501 Ph: 814-445-9628 Ph: 800.452-0148 Fax 814-443-3690 BERKS COUNTY Budget Counseing Center 247 North Fifth Street Reading, PA 19601 Ph 610-375-7866 Fax 610375-7830 Economic Opportunity Cabinet of SChxrylki) County 225 N. Centre Street Pottsville, PA 17901 Ph. 717-822-1985 Fax: 717.622-0429 CCCS of Lehigh VdW 3671 Crescent Court East Whitehall, PA 18052 Ph: 610.821-4011 Ph: 800-220-2733 (814 only) Fax 610.821-8902 C6wn nily Housing Counselor, Inc. Post Office Boor 244 Kemett Square, PA 19348 Ph: 6104443682 Fax 610.444-8243 BLAIR COUNTY Bedford-Fulton Housing Services R.O. 1, Boot 384 Everett, PA 15537 Ph: 814623.9129 Fax 814-623-7187 CCCS of Western Pennsylvank% Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-8100 Ph: 814-944-5747 Keystone Economic Development Corp. 1954 Mary Grace Lane Johnstown, PA 159D1 Ph: 814535-6556 Fax 814539-1688 Weet erization Office 917 MUM Street Hunfingdw, PA 16652 Ph: 814643-2343 BRADFORD COUNTY Per?vlvania CCCS of Northeastern 1400 Abington Executive Park Suite 1 Clarks Summit, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax 570-587-9134 Fax 570.587-9135 31 W. Market Street Wilkes-Bane, PA 18702 Ph: 570-821-0837 Ph: 800.922.9537 Fax 570-621-1785 9 South 7h Street CCCS of Delaware Valley CCCS of Western PA Stroudsburg, PA 18360 Trevose Corporate Center 219-A College Park Plaza Pit: 570-420.8980 4608 Street Road Johnstown, PA 15904 Ph: 800.922-9537 Trevose, PA 19047 Ph: 814-639-6335 Fax: 570-42048981 Ph: 215-563-5665 CCCS of Western PA 1631 S. Atherton Street CCCS of Lehigh Valley 217 E. Plank Road suite 100 3671 Crescent Court East Altoona, PA 16602 State College, PA 16801 Whitehall. PA 18052 Ph: 814.944.8100 Ph: 814-238-3688 Ph: 610.821-4011 Fax: 814-944-5747 Fax: 814.238-3660 Ph: 800-220-2733 Fax: 610-821-8932 Keystone Econ Development Corp. The Trehab Center of Northeastern PA 1954 Mary Grace Lama 10 Public Avenue American Greiff Counseino Institute Johnstown, PA 15901 Montrose, PA 18801 845 Coates Street Ph: 814-535.6556 Pk 570.218-3338 Coatesville, PA 19320 Fax: 814-539-1688 Pit 800-982-4045 Ph: 888-212-6741 Fax: 570-278-1889 Tableland Services, Inc. 144 E. Dekalb Pike 535 East Main Street German Street King of Prussia, PA 19406 Somerset, PA 15501 Post Office Box 389 Ph: 610.971-2210 Ph: 814-445-9628 Dushore, PA 18814 Fax: 610-265.4814 Ph: 800.452-0148 Ph: 570-926-9868 Fax: 814.443-3690 Fax: 570-92"144 755 York Road Suite 103 CAMEgON COUNTY 33 Walnut Street Wamdnster, PA 18974 Northern Tier Community Action Corp. Wellsbom PA 16901 Ph: 215-444-9429 Past Office Box 389 Ph: 570-724-5252 Fax: 215-956.6344 135 West 0 Street Fax: 570-724-5783 Emporium, PA 15834 BUTLER COl)NTY Ph: 814486-1161 185 Elmira Street Action Housing, Inc. Fax 814-486-0825 Post Offlos Box 218 425 & Avenue Troy, PA 16947 Suite 950 CCCS of Northeastern PA Ph: 570-297-2101 Pittsburgh, PA 15219 1631 S. Atherton Street Ph: 412-391-1958 Suite 100 103 Warren Street Ph: 412-281-2102 State Collage, PA 16801 Post Office Box 709 Ph: 814238-3568 Tunkhannock, PA 18657 Housing Opportunities, Inc. Fax 814-238-4-69 Ph: 570-838-6840 650 Corporate at. Fair 570.836.6332 Suite 207 CCCS of W eslern PA MWaGSport, PA 15132 217 E. Plankk Road 931 Main Street Ph: 412-8841590 Altoona, PA 18802 Honesdale, PA 18431 Fax 412.664-0873 Ph: 814-944-8100 Ph: 570-253-8941 Fax 814-944-5747 Fax 570.2534817 Housing Opportunities, Inc. 133 Seventh Street CARBON COUNTY BUCKS COUNTY Post Office Bonk 9 EOC of Schuylkill CowAy Acorn Housing Corporation McKeesport, PA 15134 225 N. Centre Street 846 North Broad Street Ph: 412-664-1906 Pottsville, PA 17901 Philadelphia, PA 19130 Fax 412-664-W3 Ph: 5704622-1995 Ph: 215-765.1221 Fax 570.622.0429 Fax 215-765-1427 CCCS of Western PA YMCA Building CCCS of Lehigh Valley Bucks County Housing Group, Inc. 339 North Washington Street 3671 Cresent Court East 140 East Richardson Avenue Butler, PA 16001 Whitehall. PA 18052 Langhorne, PA 19047 Ph: 724-282-7812 Ph: 610.821-4011 Ph: 215-750-4310 PN 800.220-2733 (717 arid 814 ordy) Fax 215-750-4318 Mort-Valley lkremployed Committee Fax 610.821-0137 120 E. 9• Avenue RACE Homestead, PA 15120 CCCS at Northeastern PA 167 Allegheny Avenue, a Floor Ph: 412-462-9962 1400 Abington Executive Park Philadelphia, PA 19140 Fax 412-482-9954 Suite 1 Ph: 215-426-8025 Clarks Summitt, PA 18411 Fax 215-426.9122 Credit Counselors of PA Ph: 570587-9163 401 Wood Street, Suite 908 Ph: 800-922-9537 Community Development Corp. of Pittsburgh, PA 15222 Fax 570587-9134 Frankford Ph: 412-038-9954 Fax 5705874135 4620 Griscm Street Ph: 800-737-2933 Philadelphia. PA 19124 Fax 412-338-9963 9 South 7' Street Ph: 215-7442990 Strwdsburg, PA 18360 Fax 215-7442012 CAMBRIA000NTY Ph: 570.420-8980 Bedford-Fulton Housing Services Ph. 8004922-9537 Northwest Counseling Service R.D. 1, Box 384 Fax 57042043981 5001 North Broad Street Everett, PA 15537 Philadelphia, PA 19141 Ph: 814-623-9129 Commission on Economic Opportunity of Ph: 215-324-75M Fax 814623-7187 Luzeme County Fax 215-324-8753 163 Amber two Indiana Cly Community Action Program Wilkes-Barre, PA 18702 CCCS of Delaware valley 827 Water Street, Box 187 Ph: 5704826.0510 1515 Market Street- Suite 1325 Indiana, PA 15701 Ph: 800.8224)359 Philadelphia, PA 19107 Ph: 412-465-2657 Fax 570.829-1665 - Call before faxing Ph. 215-583-5665 Fax 412-465-5118 Ph: 570-455-4994 - Hazeiton Fax 215-864-2668 Fax 570.465-5631 - Cal before faxing Ph: 570836-4090 - Tunkhannock 31 W. Market Street CCCS of Delaware Valley CCCS of Western PA Wilkes-Barre, PA 18702 1515 Marker Street 219-A College Park Plaza Ph: 570.821.0837 Suite 1325 Johnstown, PA 15904 Ph: 800-922-9537 Philadelphia, PA 19107 Ph: 814-539-6335 Fax: 570.821-1785 Ph: 215-563-5665 Fax: 215-563-7020 CLINTON COUNTY 1631 S. Atherton Street Lycoming-CCnton Counties Suite 100 Community Horsing Counseling Inc. Commission for Community Action (STEP) State College, PA 16801 Post Oltlos Box 244 2138 Uncoln Street Ph: 814-238-3668 Kennett Square, PA 19348 Past Office Bmr 1328 Fax 814-238.3669 Ph: 610.444-3682 Williamsport, PA 17703 I= 610-444.8243 Ph: 670.326-0587 CENTRE COUNTY Fax 570.322-2197 CCCS of W estem Pennsylvania, Inc. Phila Council for Community Adv. 217 E. Plank Road 100 North 176 Street CCCS of Northeastern PA Altoona, PA 16602 Suite 600 201 Basin Street Ph: 814-944-8100 Philadelphia, PA 19103 Williamsport, PA 17703 Fax 814944-6747 Ph: 216-567-7803 Ph: 570-323-6627 Fax 215-963-9941 Fax: 570323.6628 Lycoming-Clinton Co. Comm. For Community Action Community Devek:pment Corp of CCCS of Northeastern PA (STEP) Frankford 1631 S. Atherton Street 2138 Lincoln Street Group Ministry Suite 100 Post Office Box 1328 4620 Griscan Street State College, PA 16801 Witamsport, PA 17703 Philadelphia, PA 19124 Ph: 814238.3666 Ph: 570-326-0587 Ph: 215.744-2990 Fax 8142383669 Fax 570-322-2197 Fax 215-744-2012 COLUMBIA COUNTY CCCS of Northeastern PA CCCS of Delaware Valley CCCS of Northeastern PemsWvania 1631 S. Atherton Street Marshall Building 31 W. Merkel Street Suite 100 790 E. Market Street Post Office Box 1127 State College, PA 16801 Suite 215 Wilkes-Barre, PA 18702 Ph: 8142383668 West Chester, PA 19382 Ph: 570-821-0837 Fox: 814238.3889 Ph: 215-553-5665 Ph: 800.922-9537 Fax: 570-821-1785 CCCS of Norlheeslem PA American Credit Counselina instlltte 201 Basis Street 845 Coates Street Commission on Economic Opportunity of WfliamspW, PA 17703 Coatesville, PA 19320 Luzeme County Ph: 570.323-6627 Ph: 868-212-6741 163 Amber Lane Fax 570323-6626 Wilkes-Barre, PA 18702 144 E. Dskalb Pike Ph: 570-826-0510 CHESTER COU IGrtg of Prussia, PA 19408 Ph: 800.822-0359 Acorn Housing Corporation Ph: 610.971-2210 Fax: 670.829-1665 - Cat before faxing 846 North Broad Street Fax 610-285.4814 Ph: 57D-455.4994 - Hazeton Phladelphia, PA 19130 Fax: 570-455-5631 - Cat before faxing Ph: 216-765-1221 755 York Road Ph: 570-836.4090 - Tunkhanrmck Fax 215.765-1427 Suite 103 Warminster, PA 18974 1400 Abington Executive Pads Budget Counseling Center Ph: 215444-9429 Suite 1 247 Nash Fifth Street Fax: 215-956-6344 Clerks Summht, PA 18411 Reading, PA 19601 Ph: 570.587-9163 Ph: 810375-7886 CLARION COUNTY Ph: 800-922.9537 Fax 215-3757830 COOS of Western Pm nsylvanla, Inc. Few 570.587-9134 YMCA Btriklirp Fax 570-587-9135 RACE 339 North Washington Street 167 W. Allegheny Avenue Butler, PA 16001 CCBOFORD COUNTY 2nd Floor Ph: 412-282-7812 Booker T. Washington Center Philadelphia, PA 19140 1720 Holland! Street Ph: 215-42648025 CLMWELD COUNTY Erie, PA 16503 Fax 215.426-9122 Keystone Economic Dwelopment Ph: 814453-5744 Corporation Fax: 814453.5749 Meeia Fellowship House 1954 Mary Grace Lane 302 S. Jackson Street Johnstown, PA 15901 John F. Kennedy Center, Inc. Medl% PA 19063 Ph, 814.5356556 2021 Fast 26h Strest Ph: 610586-0648 Fac 814339-1688 Erie, PA 16510 Fax 610-56548567 Ph: 8148984)400 CCCS of Western Pennsylvania, Inc. Fax 814-BW1243 Tabor Comrrrunfty Services, Inc. 217 E. Planck Road 439 E. Kong Street Altoona, PA 16602 Greater Erie Community Action Committee Lancaster, PA 17602 Ph: 814944-8100 18 West a Street Ph: 717-W-5182 Fax 814-944-5747 Erie, PA 16501 Ph: 800-788-5062 (H.O. only) Plc 814-459-4581 Fax 717-399.4127 Indiana Co. Community Action Fax 814-458.0181 Program American Red Cross of Chester 827 Water Street Shenango Valley Urban League, Inc. 1729 Edgemont Averwe Box 187 601 Indiana Avenue Chester, PA 19013 Indiana, PA 15701 Farrell, PA 16121 Ph: 610-8741484 Ph: 724.465-2657 Ph: 412-981-5310 Fax 724-465-5118 Northwest Counseling Services CUMBERLAND COtMTY 5001 N. Broad Street CCCS of Northeastern PA CCCS of Western Pennsylvania, Inc. Philadelphia, PA 19141 1631 S. Atherton Street 2000 Linglestown Road Ph: 215-3247500 Suite 100 Harrisburg, PA 17102 Fax: 215-324.8753 State College, PA 16801 Ph: 717-541-1757 Ph: 814238-3668 Fax: 814-238-3669 Urban League of Metropolitan Harrisburg ACCI CCCS of Western Pennsylvania, Inc. N. 6w Street 175 Strafford Avenue 1 North Gete Square Harrisburg, PA 17101 Sate 1 2 Garden Canter Drive Ph: 717-2345925 Wayne, PA 19087 Greensburg. PA 15601 Fax 717-2349459 Ph: 610-971-2210 Ph: 724-838-1290 Fax: 610-687-7860 Community Action Comm. of the Capital Tableland Services. Inc. Region Northwest Counseling Service 131 North Caller Avenue 1514 Derry Street 5001 North Broad Street Somerset, PA 15501 Harrisburg, PA 17104 Philadelphia, PA 19141 Ph: 814-445-9628 Ph: 717-232-9757 Ph: 215-3247500 Fax: 814-443-M Fax: 717-234-2227 Fax 2153248753 Man Valley Unemployed Committee Financial Counseling Services of Franklin HACE 12D E. 0 Avenue 31 West 3'd Street 167 W. Allegheny Ave., 2"d Floor Homestead, PA 15120 Waynesboro, PA 17268 Phladelphi% PA 19140 Ph: 412-462-9962 Ph: 717-762-3285 Ph: 215-426-8025 Fax 215-428-9122 Community Action Southwest YWCA of Carlisle 22 West High Street 301 G Street Community Housing Counselor. Inc. Waynesburg, PA 15370 Carlisle, PA 17013 Post Office Box 244 Ph 724.852-2893 Ph: 717-243-3818 Kennett Square, PA 19348 Fax 717-731-9589 Ph: 610-444.3682 Fayette Co Community Action Agency, Inc. Fax 610-444-8243 137 North Beeson Avenue Adams County Housing Authority Uniontown, PA 15401 139-143 Caisle Street Community Devel Corp of Frankford Ph: 724-437-6050 Gettysburg. PA 17325 Group Ministry Ph: 800-427-INFO Ph: 717-334-1518 4620 Griscam Street Fax: 724-437-4418 Fax 717334.8328 Phlledelphi% PA 19124 Ph: 215-7442990 CCCSof Western PA DAUPHIN COUNTY Fax 215-7442012 199 Edison Street CCCS of Western PennsyMano, inc. Uniontown, PA 15401 2000 Linglestown Road CCCS of Delaware Valley Ph: 724-439-8939 Harrisburg, PA 17102 280 North Providence Road Ph: 717441-1757 Medla, PA 19063 FOREST COUNTY Fax 717-5414870 Ph: 215-563.56115 Warren-Forrest Counties Economic Opportunity Counoi Community Action Commission of the ACCT 204 Liberty Street capital Region 144 E. Dekao Pace Post Office Bolt 547 1514 Derry Street "of Prussia, PA 19406 Warren, PA 16385 Harrisburg, PA 17104 Ph: 810-971-2210 Ph: 814726-2400 Ph: 717-232-9757 Pager: 610-973-6219 Fax 814723.0510 Fax 717-2342227 ELK COUNTY FRANKLIN C?INTY Urban League of Metropolitan Harrisburg Jahn F. Kennedy Center. Inc. Financial Services Unlimited 2107 N. 6 Street Fast 20d' Street 31 West 3°d Street Harrisburg, PA 17101 Erie, PA 16510 Waynesboro, PA 17268 Ph: 717-234-5925 Ph: 814898-0400 Ph: 717-762-3285 Fax 717-2349459 Fax 814898-1243 COCS of Western Pennsylvania, inc. DELAWARE COUNTY Northern Tier Community Acton Corp 912 South George Street Acorn Housing Corporator 2021 York, PA 17403 846 North Broad Street Post Office Boot 389 Ph: 717-846.4176 Phkdelphio, PA 19130 136 West 0 Street Ph: 215-765-1221 EmporkM PA 15834 Community Acton Commission of Capital Faoc 215-765-1427 Ph: 814486.1161 Regan Fax 814486.0825 1514 Derry Street CCCS of Delaware Valley Harrisburg, PA 17104 1515 Market Street ERIE COUNTY Ph: 717-232-9757 Suite 1325 • Booker T. Washington CaKer Fax: 717-2342227 Phiadelphi% PA 19107 1720 Holland Street Ph: 215-5635665 Erie, PA 16503 CCCS of Western PA Fax 215-8642666 Ph: 814453-5744 2000 Ungiestown Road Fax 814-453-5749 Harrisburg, PA 17102 Meda Fellowship House Ph: 717-541-1757 302 S. Jackson Street Jahn F. Kennedy Center, Inc. Fax: 717-541-4670 Meda, PA 19063 2021 East 20h Street Ph: 610-565.0846 Erie, PA 16510 YWCA of Carfivie Fax 610.565-8567 Ph: 814898-0400 301 G Street Fax 814898-1243 Garde, PA 17013 Philadelphia Council for Community Ph: 717-243-3818 Advancement Greeter Ede Community Acton Fax 717-2433948 100 North 17° Sheet Cammltee suite 600 18 West a Street American Red Cross-Hanover Chapter Philadeiphta, PA 19103 Erie, PA 16501 529 Carlisle Street Ph: 215-567-7803 Ph: 814459-4581 Hanover, PA 17331 Fax 215-963-9941 Fax 81445&0161 Ph: 717-637-3768 Fax 717-6373294 American Red Cross of Chester FAYETE COUNTY 1729 Edgmont Avenue Action Housing, Inc. Urban Leanqus of Metropolitan Hbg. Chester, PA 19013 425 6d' Avenue 2107 N. 6 Street Ph: 610.874-1484 Suite 950 Harrisburg, PA 17101 Pittsburgh, PA 15219 Ph: 717-234-SM Ph: 412-391-1956 Fax 717-234-9459 Ph: 412-281-2102 Fax 412-391-4512 Adams County Housing AuthorRy Indiana CO Community Action Program LAWRENCE COUNTY 139 -143 Carlisle street 827 Water Street, Box 187 CCCS of Weatem Penrnsvhrania Gettysburg, PA 17325 Indiana, PA 15701 1' Feder t Plaza Ph: 717334-1518 Ph: 724-465-2657 Suite 406 Fax: 717-33440% Fax 724-465-5118 North Mill Street Now Castle, PA 16101 FULTON COUNTY CCCS of Western PA Ph: 724-652-8074 Bedford-Fullon Housing Services 219-A College Park Plaza R.D. 1, Box 384 Johnstown, PA 15904 312 Chestnut Street Everett, PA 15537 Ph: 814-539-6335 Sute 227 Ph: 814.623.9129 Meadville, PA 16335 Fax 814-623-7187 JEFFERSON COUNTY Ph: 814333-8570 John F. Kennedy Center, Inc. CCCS of Western Pennsylvania, Inc. 2021 East 2e Street Sherango Valley Urban League, Inc, 912 South George Street Erie, PA 16510 801 Indiana Avenue York, PA 17403 Ph: 814-898-0400 Farrell, PA 16121 Ph: 717.846.4176 Fax: 814-898-1243 Ph: 724-981-5310 Financial Counseling Services of Franklin Indiana County Community Action Housing Opportunities of Beaver County 31 West 3b Street Program 650 Corporation St. Waynesboro, PA 17268 827 Water Street, Box 187 Suite 207 Ph: 717-7623285 Indiana, PA 15701 Beaver, PA 15009 Ph: 724-465-2657 Ph: 724.728-7202 Weotherization Office Fax: 724-465-5118 Fax 724.728-7202 917 Mifflin Street Huntingdon, PA 16652 CCCS of Western Pennsylvania, Inc. LEBANON COUNTY Ph: 814-643.2343 YMCA Buikfing Economic Opportunity Cabinet of Scluykdll 339 North Washington Street County GG EENE COUNTY Butler, PA 16001 225 North Centre Street Action Housing, Inc. Ph., 724-282-7812 Pottsville, PA 17901 425 a Avenue Ph: 570-82'2-1995 Suite 950 JUNIATA COUNTY Fax: 570-622-0429 Pittsburgh, PA 15219 CCCS of Western Pennsylvania, Inc. Ph: 412-391-1956 217 E. Plonk Road Tabor Community Services, Inc. Ph: 412-281-2102 Atbocn iL PA 16602 439 E. King Street Fax 412-391-4512 Ph: 814-944-8100 Lancaster, PA 17602 Fax: 814 94 4 57 47 Ph: 717387-5182 Community Action Southwest Ph: 800-788-5062 22 West High Street Weatherization Office Fax: 717399-4177 Waynesburg. PA 15370 917 M flin Street Ph: 724-852-28993 Huntingdon, PA 16652 LEHIGH COUNTY Fax: 724627-7713 Ph: 814643-2343 CCCS of Lehigh Valley 3671 Crescent Court East Mat-Valley Unemployed Committee LACKAWANNA COUNTY Whitehall. PA 18052 120 E. 9w Avenue CCCS of Northeastern Pennsylvania Ph: 610-821-4011 Homestead, PA 15120 31 W. Market Street Ph: 80D-220-2733 (717 and 814 only) Ph: 412-482-9982 Post Office Banc 1127 Fax 610.821-8932 Fax: 412-462-9964 Wiles-Barre, PA 18702 Ph: 570821.0837 Economic Opportunity Cabinet of Schuylkill CCCS of Western Pennsylvania, Inc. Ph: MD-922.9537 County 1 North Gale Square Fax: 570821-1785 225 North Centre Street 2 Garden Center Drive Poasv ft PA 179D1 Greensburg, PA 15501 1400 Abington Executive Park Ph: 570-622-1995 Ph: 724838-1290 Suite 1 Fax 570-622-0429 Clarks Sunmift, PA 18411 HUNTINQDON COUNTY Ph: 570587-9163 LUZERNE COUNTY Bedford-Fulton Housing Services Ph: 800-955-9537 CCCS of Northeastern QernnsylvarNa R.D. 1, Box 384 Fax: 570587-9134 81 W. Market Street Everett, PA 16537 Fax 570587-9135 Post Office Box 1127 Ph: 814623-9129 Wilkes-Barre, PA 18702 Fax: 814.623-7187 LMCASTER CO Ph: 570.821-0837 Community Housing Counselors, Ph: 800.922-9537 Weatherb2tion Office Incorporated Fax 570-821-1785 917 MiBGn Street Post Office Box 244 Huntingdon, PA 16652 Kennett Square, PA 19348 1400 Abington Executkre Park Ph: 814-643-2343 Ph: 215-4443682 Suite 1 Fax 215-4443178 Corks Summitt, PA 18411 CCCS of Western Pennsylvania, Inc. Ph: 570587-9163 217 E. Plank Road CCCS of Western Pennsylvania, Inc. Ph: 800955-9537 Altoona, PA 16602 912 South George Street Fax 570587-9134 Ph: 814944-8100 York, PA 17403 Fax: 570-587-9135 Fax 8149445747 Ph: 717-846-4176 Commis ion n on Economic Opportunity of INDIANA COUNTY CCCS of Lehigh Valley L.uzeme Canty CCCS of western Pennsylvania. inc. 3671 Crescent Court East 163 Amber Lane 1 North Gate Square Whitehall, PA 18052 Wilkes-Barre, PA 18702 2 Garden Center Drive Ph: 215-821-4011 Ph: 5704826-0510 Greensburg, PA 15601 Ph: 8002202733 (717 and 814 only) Ph: 800.822-0359 Ph: 724-838-1290 Feoc 215-821-8932 Fax 570.829.1685 - Call before faxing Ph: 570455-4994 - Hazellon Keystone Economic Development Tabor Community Services, Inc. Fax 570455-5631 - Call before faxing Corporation 439 E. King Street Ph: 570836-4090 - Tunkhannock 1954 Mary Grace Lane Lancaster, PA 17602 Johnstown, PA 159Di Ph: 717397-5182 EOC of Schuylkill Canty Ph: 814-535-6556 Ph: 800788-5062 225 North Centre Street Fez 814539-1688 Fax 717399-4127 Pottsville, PA 17901 Ph: 570-622-1995 Fax: 570.622-0429 LYCOMING COUNTY CCCS of Northmtem Pannsvbaia 31 W. Market Street Post Offoe Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Sumrritt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax 570-587-9134 Fax 570-587-9135 201 Basin Street WWfamsport, PA 17703 Ph: 570323.6627 Fax 570-323.6626 Lycoming-Clinton Counties Commission for Community Action (STEP) 2138 Lincoln Street Post Office Bork 1328 Williamsport, PA 17703 Ph: 570.328-0587 Fax 570-322-2197 9 South 7^ Street Stroudsburg, PA 18360 Ph: 570-420-8980 Ph: 800-922-9537 Fax 570.420.8981 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570387-9163 Ph: 800-922-9537 Fax 670-587-9134 Fax 570-587-9135 Comm on Economic Opportunity of Wzeme County 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 570.828.0510 Ph: 600-622-0359 Fax 570-829-1665 - Call before taxing Ph: 570.455-4994 - Hazelton Fax 570.455-5831- Call before fapng Ph: 570.836-4090 - Tunkhanock MONTGOMERY COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 Ph: 215.765.1221 Fax 215-765-1427 McKEAN COUNTY John F. Kennedy Center ' Inc. CCCS of Delaware Valley 2021 East 20" Street Norristown Business Center Erie, PA 16510 190 W. Germantown Pike, Suite 140 Ph: 814.898-0400 Norristown, PA 19401 Fac 814-898-1243 Ph: 215-563-5885 Northern Tier Community Acton Group Post Office Box 389 135 W. 0 Street Emporium, PA 15834 Ph: 814.486.1161 Fax: 814-486-0825 MERCER COIRiTY Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 Ph: 7244981-5310 CCCS of Western Pennsylvania, Inc. YMCA Bulking 339 North Washington Street Butler, PA 18001 Ph 724-282-7812 WFFLIN CQIKU CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-8100 Fax 814-9445747 CCCS of Northeastern Pennsylvania 1631 S. Atherton Street Suite 100 State College, PA 16801 Ph: 8142384668 Fax 814238-3669 Weathedzation Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 MONROE COUNTY CCCS of Northeastern Pennsvlvanla COGS of Delaware valley 1515 Market Street, Suite 1325 PhiWeiphia, PA 19107 Ph: 215-563-5665 Fax 215-864-2666 Northwest Counselling Service 5001 N. Broad Street Phiadelphl% PA 19141 Ph: 215-324-7500 Fax 215-324.8753 Community Action Development Comm 113 E Main Street Norristown, PA 19401 Ph: 610-277-6363 Fax 610-277-2123 Community Housing Counselors Inc. Post Office Box 244 Kennett Square, PA 19348 Ph: 215-444-3582 Fax 215-444-8243 Media Fellowship House 302 S. Jackson Street Media, PA 19063 Ph: 610.585.0846 Fax 610-565-8567 PhBa Council for Community Advmnt 100 North 170- Street, Shrine 600 Philadelphia, PA 19103 Ph: 215-567-7803 Fax 215463-9941 American Credit Co nseli a Institute 845 Coates St Coatesville, PA 19320 Ph: 888-212-8741 755 York Roar! Suite 103 Warminster, PA 18974 Ph: 215-444-9429 Fax: 215-956-6344 MONTOUR COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street Poet Otfx:e Box 1127 WAkes-Berra, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570-821-1785 1400 Abington Executive Park Suite 1 Clacks Sumnitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax 570-587-9134 Fax 570-587-9135 NORTHHAMPTON COUNTY CCCS of Lehigh Valley 3871 Crescent Court Fit Whhd A, PA 18052 Ph: 610-821-4011 Ph: 800.220-2733 (717 and 814 oriy) Fax 610.821-8932 NORTHUMBERLAND COUNTY CCCS of Northeastern Parinsvivanla 31 W. Market Street Post Offoe Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-M7 Fax 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summfft, PA 18411 Ph: 570387-9163 Ph: 800-922-9537 Fax 570-587-9134 Fax 570-587-9135 201 Basin Street WiWamapork PA 17703 Ph: 570.323-667/ Fax 570-323.6826 Economic Opportunity Cabinet of Schuylkill County 225 North Centre Street Pottsville, PA 17901 Ph: 570-622-1995 Fax 570-622-0429 PERRY COUNLY CCCS of Western Pennsylvania, Inc. 2000 Unglestown Road Harrisburg, PA 17102 Ph: 717-541-1757 Fax 717-541-4670 Urban League of Metropolitan Harrisburg 2107 N Street Harrisburg, PA 17101 Ph: 717-234-MS Fax 717-2349459 YWCA of Carlisle 301 G Street Carlisle, PA 17013 Ph: 717-243-0818 Fax 717-243.3948 31 W. Merkel Street Post Office Box 1127 144 E. Dekalb Pike Financial Counseling Services of Franklin Wilkes-Barre, PA 18702 King of Prussia, PA 19406 31 West r street Ph: 570-821-0837 Ph: 610-971-2210 Waynesboro, PA 17268 Ph: 800-922-9537 Fax. 610-265-4814 Ph: 717-762-3285 Fax 570-821-1785 Weatherizadon Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 Community Action Commission of The Capital Region 1514 Derry Street Harrisburg, PA 17104 Ph: 717-232-9757 Fax 717-234-2227 PHILADELPHIA CQUNTY Atom Housing Corporation 846 North Broad Street Philadelphia, PA 19130 Ph: 215-765-1221 Fax 215-785-1427 Northwest Counseling Service 5001 N. Broad Street Philadelphia, PA 19141 Ph: 215-324-7500 Fax 215.324.8753 CCCS d Delaware Valley 1515 Market Street Suite 1325 Philadelphia, PA 19107 Ph: 215-563-5665 Fax 215.864.2666 RACE 167 W. Allegheny e Floor Philadelphia, PA 19140 Ph: 215.426-8025 Fax 215-428-9122 Media Fellowship House 302 S. Jackson Street Media, PA 19063 Ph: 610.565-0846 Fax 810585-8567 PCCA 100 North 17* Street suite 600 Philadelphia, PA 19103 Ph: 215-567-7803 Fax 215-963-9941 " CCCS of Delaware Valley One Cherry Hit Suite 215 Cherry Mi. NJ 08002 Ph: 216-563-5085 Housing Association Of Delaware Vdley 1500 Walnut street suits 601 Philadelphia, PA 19102 Ph: 215-545-6010 Fax 215-7909132 Housing Association of Delaware Valley 658 North Watts Street Phiadelptda PA 19123 Ptr 215-978-0224 Fax 215-765-7614 Community Devel. Corp. of Frankford Group Ministry 4620 Griscom Street Philadelphia, PA 19124 Phi 215-744-2990 Fax 215-7442012 American Credit Counseino Institute 845 Coates Street Coatesville, PA 19320 Ph: 886212.6741 144 E. Dekalb Pike King Of Prussia, PA 19406 Ph: 610-971-2210 Fax 610265-4814 765 York Road Suite 103 Warminster, PA 18974 Ph: 21SA44-9429 Fax: 215-956-6344 PIKE COUNTY CCCS of Northeastem PemsvNanfa 31 W. Market Street Post Office Banc 1127 Wilkes-Barre, PA 18702 Ph: 570.821-0637 Ph: 800-922-9537 Fax 570-821-1785 9 South 7w Street Stroudsburg, PA 18360 Ph: 570-4204980 Ph: 600-922-9537 Fax 570-420-8981 1400 Abington Executive Park Suite 1 Clarks Summttt, PA 18411 Ph: 570587-9163 Ph: 800-922-9637 Fax: 570.587-9134 Fax 570-587-9135 POTTER COUNTY Northern Tier Community Action Group 135 West 0 Street Emporttm, PA 15834 Ph: 814-486-1181 Fax 814-486.0825 SCHUYLKILL COUNTY Budget Counseling Canter 247 North Fifth Street Reading. PA 19601 Ph: 610-375-7888 Fax 610-375-7830 Commission of Economic Opportunity of Luxeme Co. 163 Amber Lane Wilkes-Bane, PA 18702 Ph: 570.826.0510 Ph: 800-822-0359 Fax 570.829-i665-Cal before fmft Ph- 570-455-4994 - Haxdton Fax 570455-5631 -Call before feadng Ph: 570836-4090 - Tunkhanrack Economic Opport Cabinet of Schuylkill Co. 225 N. Centre Street Pottsvft PA 17901 . Ph: 570622-1996 Foc 570622-0429 CCCS of Lehigh Valley Past Office Boo A Whitehall, PA 18052 Ph: 610.821-4011 Fax 610821-8932 SNYDER COUNTY CCCS of Western Pennsylvania, Inc. 2000 Linglestovn Rand Harrisburg, PA 17102 Ph: 717541-1757 ,Fmc 717-541-4670 Community Action Commission of the Capital Region 1514 Derry Street Harrisburg, PA 17104 Ph: 717-232-9757 Fax 717-234-2227 Urban League of Metropolitan Harrisbu% 2107 N 6 Street Harrisburg, PA 17101 Ph: 717-234-5925 Fax 717-2349459 SOMERSET COUNTY Bedford-Fulot Flaking Services R.D. 1, Box 384 Everek PA 15537 Ph 814-623.9129 Fax 8144623-7187 CCCS of Western Pemsylvania. Inc. 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724-838-1290 Tablelard Services Inc. 635 East Main Street Somerset, PA 15501 Ph: 814-445-9628 Ph: 800.452-0148 Fax 814-443.3690 Keystone Economic Development Corp. 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535-8556 Ftoc 814539-1688 CCCS of Western PA 219-A College Park Plaza Johnstown. FA 15904 Ph: 814-539.8335 SULLIVAN COUNTY 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570387-9134 Fax 570587-9135 31 W. Market Street Wilkes-Barre, PA 18702 Ph: 570.821-0837 Ph: WO-922-9697 Fax 570-821-1785 The Trehab Center of North-ass em PA 185 Eknim Street Post Office Box 218 Troy, PA 16947 Ph- 570-297-2101 Fax: 570-297-2799 17 Crafton Street Wdlsboro, PA 16901 Ph: 570724-5252 Fax 570-724-5783 103 Warren Shat Post Office Box 709 Tunkhamtock, PA 18657 Ph: 570-838.6640 Fax 5703366332 German Street Post Office Box 389 Dushore, PA 18614 Ph: 570928-9668 Fmc 570.928-8144 931 Main Street Honesdale, PA 18431 Ph: 570-253-8941 Fax: 570253-4817 7 lake Avenue Box 339 Montrose, PA 18801 Ph: 570278.3338 Ph: 800.982-4045 Fax 570-278.1889 SUSOUEHIAN A COUNTY 103 Warm Street Warren-Forrest Counties Economic CCCS of Northeastern Pennsylvania Post Office Box 709 Opportunity Cma 1400 Abington Executive Park Tunkhannock, PA 18657 1209 Pennsylvania Ave", West Suite 1 Ph: 570.836-6640 Post 011100 BOX 547 Clarks Summitt, PA 18411 Fax. 570-836-6332 Warren, PA 16365 Ph: 570-587-9163 Ph: 814-726-2400 Pit 800-922-9537 931 Main Street Fmc 814-723.0510 Fax 570-587-9134 Honesdale, PA 18431 Fax: 570-587-9135 Ph: 570-253-8941 WASHINGTON COUNTY Fmk 570-2534817 Action Housing, Inc. 31 W. Market Stmt 425 6^ Avenue Wilkes-Barre, PA 18702 The Trehab Center of NE PA Suite 950 Ph: 570.821.0837 7 Lake Avenue Pittsburgh, PA 15219 Ph: 8OD-922-9537 Book 339 Ph: 412-91-1958 Fax: 570.821-1785 Montrose, PA 18801 Ph: 412-281-2102 Ph: 570-278-3338 Fax: 412-391-4512 TTr heb Center 91 Nort reastern PA Ptr 800-982-4045 185 Elmka Street Fmk 570-278-1889 CCCS of Westem Pennsylvania. Inc. Post Office Box 218 1 North Gate Square Troy, PA 16947 MINION COUNTY 2 Garden Center Drive Ph: 570.297-2101 Lyooming-Clintart Co Comm for Comm Greensburg, PA 15601 Fax: 570-297-2799 Action (STEP) Ph: 7244836-1290 2138 Lincoln Street German Street Post Office Box 1328 Housing Opportunities, Inc. Poet Office Box 389 W iMiarnsport, PA 17703 133 Seventh Street Dushore, PA 18614 Ph: 570.326.0567 McKeesport, PA 15132 Ph: 570-928.WM Faoc 570-322-2197 Ph: 412.864-1590 Fax 570-928-8144 Fmk: 41246840873 CCCS of Western Pennsylvania, Inc. 17 Grafton Street 217 E. Plank Road Credit Counselors of PA Wellsboro, PA 16901 Altoona PA 16602 401 Wood Street Ph: 570.724-5252 Ph: 814944-8100 Suite 906 Fax 570-7245783 Fax 814-944-5747 Pittsburgh, PA 15222 Ph: 412-338-9954 103 Warren Street WM of Northeastern Pennsylvania Ph: 800-737-2933 Post Office Box 709 31 W. Market Street Fmk 412-338.9963 Tknkharnock, PA 18657 Post Office Box 1-127 Ph: 5704838-8840 Wilkes-Barre, PA 18702 Community Action Southwest Fax 5704836.6392 Ph: 570-821-0637 22 West High Street Pit 800.922-9537 Waynesbwg, PA 15370 931 Main Street Fmk 570-821-1785 Ph: 724.852-2893 Honesdale, PA 18431 Ph: 570.2534MI 1400 Abington Executive Park 53 N. College Street Fax 570-2534817 Suite 1 Washington, PA iS301 Clarks Summitt, PA 18411 Pit 724.222-8292 7 Lake Avenue Ph: 570-587-9163 Box 339 Ph: 800-822-8,537 Mon-Vallay Unemployed Committee Montrose, PA 18801 Fax 570-587-9134 120 E. 9" Avenue Ph: 570.278-3338 Fax .570-587-9135 Homestead, PA 15120 Ph: NO-982-4M Ph: 412-462-9962 Fwc 570-278-1889 201 Basin Street Fax 412-462-9964 i Williamsport, PA 17703 TtOGA COUNTY Ph: 570-323-6827 WAYNE COUNTY CCCS of Northeastern Pemsvlvania Fmc 5703236626 CCCS of Northeastern Penney lvartfa 1400 Abington Executive Park 1400 Abington Exekullve Park Suite 1 ymmrao COUNTY Sias 1 Clarks Summitt, PA 18411 Greater Erie Community Action Corks Sumrnnltt, PA 18411 Ph: 570587-9163 Committee Ph: 570-587-9163 Ph: 800-922-9537 18 West 9° Street Ph: 800-922-9537 Fmk 570587-9134 Erie, PA 16501 Fax: 570-587-9134 Fax 570.687-9135 Pfc 814459-4581 Fax 570-587-9135 Fmk 814.456-0181 31 W. Merest Street 9 Sokrtt 7r' Street Wilkes-Barre, PA 18702 CCCS of Western Pennsylvania, Inc. Stroudsburg, PA 18380 Ph: 570-821-0837 YMCA Building Ph: 570-420.8980 Ph: 800922-9537 339 North Washington Street Ph: 800922-9537 Fax 570.821-1785 Bu1er, PA 16001 Fax 570.4208981 Ph: 412-282-7812 The Treheb Center of Northeastern PA 31 W. Market Street 185 Elmira Street John F. Kennedy Center, Inc. Wilkes-Barre, PA 18702 Past Otice Box 218 2921 East 20P Street ft 570.821-0837 Troy, PA 18947 Erie, PA 16510 Ph: 800922-9537 i Ph: 570297-2101 Ph: 614898.0400 Fax 570$21-1785 Fax 570.297-2799 Fax 814-898.1243 i The Trehab Center d NE PA German Stmt WARREN CO TY 185 Elmira Street Post Office Box 389 Booker T Washington Center POW Office Box 218 Dushore, PA 186-14 1720 Holland Street Troy, PA 16947 Ph: 570-928.9668 Erie, PA 16503 Ph: 570297-2101 Fmk 570-928-8144 Ph: 814-453-57," Fax 570.297-2799 Fax: 814-453-5749 17 Grafton Street 17 Grafton Street Wellsboro, PA 16901 Greater Erie Community Action Wellsboro, PA 16901 Ph: 570.7245252 Committee Ph: 570724-5252 Fax 570-7245783 18 West a Street Fax 570.7245783 Ere, PA 16501 Ph: 814-459-4581 Fax: 814-456-0161 103 Warren Street WYOMOVG COUNTY Post Office Box 709 Cbrnmon Economics Opportunity of Tunkhannock, PA 18657 Luzeme County Ph: 5704836-6840 163 Amber Lame Fax 570.8364332 Wilkes-Barre, PA 18701 Ph: 570.828-0510 German Street Ph: 800.822-0359 Post Office Boo 389 Fax: 570-829-1665 - Cal before twdng Dushore, PA 18614 Ph: 570-455-4994 - Hazelon Ph: 570-928.9668 Fax 570-455-Ml - Cal before faxing Fax 570.928-8144 Ph: 570-836-4090 - Tunkhannock 931 Main Street PA CCCS of Northeastern Honesdale, PA 18431 1400 Abington Executive Park Ph: 570-253-8941 Suites Fax 570.253-4817 Clarks Surnrnltt, PA 18411 Ph: 570-587-9163 7 Lake Avenue Ph: 8D0-922-9537 8= 330 Fax: 570-587-9134 Montrose, PA 18801 Fax 570-587.9135 Ph: 570.278-3338 Ph: 804982-4045 31 W. Market Street Fax: 570-278.1889 Willies-Barre, PA 18702 Ph: 570-821-0837 WESTMORELAND COUNTY Ph: 800-92249537 Action Housing, Inc. Fax: 570.821-1785 425 6a Avenue Suite 950 The Trehab Caller of NE PA Pittsburgh, PA 15219 7 Lake Avenue Ph: 412.391-1958 Box 339 Ph: 412-281-2102 Montrose, PA 18801 Ph: 570-278-3338 Community Acton Southwest Ph 800-982-4045 22 West High Street Fax 574278-1889 Waynesburg, PA 15370 Ph. 724852.2893 185 Ekrnira Street Poet Offtca Book 216 CCCS of Western Pennsylvania, inc. Tray, PA 147 1 North Gate Share Ph: 570.297-2101 2 Garden Center Drive Fax 570.297-2799 Greensburg, PA 15601 Ph. 724.838-1290 17 Crofton Street Welsbore, PA 16901 Housing Opportunities, Inc. Ph: 574724.5252 133 Seventh Street Fax: 5747245783 McKeesport, PA 15132 Phi. 412-6e41590 103 Wahet Street Fax 4124%4-0873 Post Oft d Box 709 Tunkhannock, PA 18857 Keystone Economic Development Ph. 570-836.6840 Corporation Fax 570-836-6332 1954 Mary Grace Larne Johnstown, PA 15901 German Street Ph: 814535.WW Post Office Boo 389 Fax 814539-1888 Dushore, PA 18614 Ph: 570.928-9668 Tableland Sendces Inc. Fax: 574928.8144 535 East Main Street Somerset, PA 15501 931 Main Street Ph: 814-445-9628 Honesdale, PA 18481 Ph: 800.452-0148 Ph: 574253-8941 Fate 814-4435690 Fax: 574253-4817 199 Edison Street YORK COUNTY Uniontown, PA 15401 American Red Cross-Hanover Chapter Ph: 724-439-8939 529 Carlisle Street Hanover, PA 17331 Indiana Co Community Action Program Ph: 717.837-3768 827 Water Street Fax-717-637-3294 Box 187 frndfana, PA 15701 Housing Canal of York Ph: 724465-2657 116 North George Street Fax: 724465-5118 York, PA 17401 Ph: 717-854-1541 Mon-Valley Unemployed Committee Fax 717495-7934 120 E. 9° Avene Homestead, PA 15120 CCCS of Western Pennsylvania, Inc. Ph: 412-462-9962 2000 ungfestown Road Fen: 412-462-9964 Harrisburg, PA 17102 Ph: 717-541-1757 ' Credit Co nselars of PA Fax: 717-541-4670 401 Wood Street Suite 906 Pittsburgh, PA 15222 Ph: 412-538-9954 Ph: 800-737-2933 Fax: 412-338-9963 Adams County Housing Authority 139-143 Carlisle Street Gettysburg, PA 17325 Ph: 717-3344518 Fax: 717-334-8326 CCCS of Western Pennsylvania, Inc. 912 South George Street York, PA 17403 Ph: 7174HO 4176 ? !a 6i .4 4 OIQ d C'? c r- W.? N r J re) tC) T ] b r. K (otl GOLDBECK McCAFFERTY & McKEEVER BY: JOSEPH A. GOLDBECK, JR. ATTORNEY I.D. #16132 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 (215) 627-1322 ATTORNEY FOR PLAINTIFF BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE vs. BRENDA HOLTRY MICHAEL L. HOLTRY 31 Airport Road Shippensburg, PA 17257 Defendant(s) PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. Term No. 07-3976 GOLDBECK, McCAFFERTY & McKEEVER 4???&WAQk - By Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff a ? r t> N aj ??4r -l 5. ( OV) SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-03976 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND BANK OF NEW YORK AS TRUSTEE VS HOLTRY BRENDA ET AL R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT unable to locate Her in his bailiwick. COMPLAINT - MORT FORE , but was He therefore returns the the within named DEFENDANT 31 AIRPORT ROAD HOLTRY BRENDA NOT FOUND , as to SHIPPENSBURG, PA 17257 31 AIRPORT ROAD IS VACANT. DEFENDANT BELIEVED TO BE LIVING AT 2729 JACK ROAD APT 1 CHAMBERSBURG, PA 17201. Sheriff's Costs: So answer Docketing 18.00 Service 18.24 Not Found 5.00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County .00 51.24 GOLDBECK MCCAFFERTY MCKEEVER 07/06/2007 Sworn and Subscribed to before me this day of , A.D. SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-03976 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND BANK OF NEW YORK AS TRUSTEE VS HOLTRY BRENDA ET AL R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT HOLTRY MICHAEL L but was unable to locate Him in his bailiwick. He therefore returns the t'nr,rt T)T T TATT mnnm vnnv the within named DEFENDANT 31 AIRPORT ROAD HOLTRY MICHAEL L , NOT FOUND , as to SHIPPENSBURG, PA 17257 31 AIRPORT ROAD IS VACANT. DEFENDANT BELIVED TO BE LIVING AT 2729 JACK ROAD APT 1 CHAMBERSBURG, PA 17201. Sheriff's Costs: Docketing 6.00 Service .00 Not Found 5.00 Surcharge 10.00 .00 Y?13Io'7 f 21.00 So ans R. Thomas Kline Sheriff of Cumberland County GOLDBECK MCCAFFERTY MCKEEVER 07/06/2007 Sworn and Subscribed to before me this day of A. D. V % SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2007-03976 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANK OF NEW YORK AS TRUSTEE VS HOLTRY BRENDA ET AL R. Thomas Kline Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT HOLTRY BRENDA but was unable to locate Her , to wit: in his bailiwick. He therefore deputized the sheriff of FRANKLIN serve the within COMPLAINT - MORT Pn?R County, Pennsylvania, to On September 25th , 2007 , this office was in receipt of the attached return from FRANKLIN Sheriff's Costs: So answers-_;,- Docketing 18.00 Out of County 9.00 Surcharge 10.00 R. Thomas Kline Dep Franklin Co 64.15 Sheriff of Cumberland County Postage 2.67 103.82 Y !0104)51 4-1 09/25/2007 GOLDBECK MCCAFFERTY MCKEEVER Sworn and subscribe to before me this day of A. D. SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2007-03976 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANK OF NEW YORK AS TRUSTEE VS HOLTRY BRENDA ET AL R. Thomas Kline Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT to wit: HOLTRY MICHAEL L deputized the sheriff of FRANKLIN serve the within COMPLAINT - MORT FORE but was unable to locate Him in his bailiwick. He therefore County, Pennsylvania, to On September 25th , 2007 , this office was in receipt of the attached return from FRANKLIN Sheriff's Costs: So answers:;. Docketing 6.00 Out of County .00 --c Surcharge 10.00 R. Thomas Kline .00 Sheriff of Cumberland County .00 16.00 ?/ fulo5/o? 09/25/2007 GOLDBECK MCCAFFERTY MCKEEVER Sworn and subscribe to before me this day of A. D. t s In The Court of Common Pleas of Cumberland County, Pennsylvania Bank of New York vs. Brenda Holtry et al SERVE: Brenda Holtry No. 07-3976 civil Now, July 20, 2007. , I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Franklin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. Sheriff of Cumberland County, PA Please mail return of service to Cumberland County Sheriff. Thank you. Affidavit of Service Now, "10? /G -,20±7 , at -//.'/`j o'clock a M. served the within upon at -- A -7 P by handing to a - -- t copy of the original _O-e7? At,, and made known to the contents thereof. So answers, Sworn and subscribe IYA this day of 20 d7 Sheriff of County, PA COSTS SERVICE _ MILEAGE _ AFFIDAVIT Richard D. McCarty, Notary Public U $ Chambersburg Boro, Franklin County My Commission Expires Jan. 29, 7517 In The Court of Common Pleas of Cumberland. County, Pennsylvania Bank of New York vs. Brenda Holtry et al SERVE: Michael Holtry Now, July 20, 2007 , -- - - - - - --- - No. 07-3976 civil I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Franklin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. Sheriff of Cumberland County, PA Please mail return of service to Cumberland County Sheriff. Thank you. Affidavit of Service Now, ?(e , 20_7, at //.'lo o'clock Q M. served the within upon at a 7 -t- "tx- 4 . 4!?4j- At- /7aa, by handing to v a 16,-,-0(- copy of the original )i-k-x` . and made known to kv the contents thereof. So answers, lbw VIA Sworn and subscribe before m this l 6" day o 20 0 7 D. McCarty, Notary Public LkLichard shurg Boro, Fra nklin County ission Expires Jan. 29, 2011 Sheriff of County, PA COSTS SERVICE $ MILEAGE AFFIDAVIT In the Court of Common Pleas of Cumberland County BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff VS. BRENDA HOLTRY MICHAEL HOLTRY (Mortgagor(s) and Record Owner(s)) 31 Airport Road Shippensburg, PA 17257 Defendant(s) PRAECIPE FOR JUDGMENT No. 07-3976 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against BRENDA HOLTRY and MICHAEL HOLTRY by default for want of an Answer. Assess damages as follows: Debt Interest from 10/17/2007 to Date of Sale Total (Assessment of Damages attached) $146,640.09 I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his attorney of record, if any, after the default occurred and at least ten days prior to the date of the filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1 \JaJeph A. Goldbeck, Jr. Attorney for Plaintiff I.D. #16132 AND NOW Dft+DLQX 1'741,- , o2= , Judgment is entered in favor of BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICA EHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 and against BRENDA HOLTRY and MICHAEL HOLTRY by default for want of an Answer and damages assessed in the sum of $146,640.09 as per the above certification. A. Ql)... J.-. A C..." - 43ze notary CWD-7751 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. TO: MICHAEL HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. BRENDA HOLTRY MICHAEL HOLTRY (Mortgagor(s) and Record Owner(s)) 31 Airport Road Shippensburg, PA 17257 Defendant(s) TO: MICHAEL HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 DATE OF THIS NOTICE: October 4, 2007 In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-3976 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 70geDh . C-0?rffeCk 7r GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 CWD-7751 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. TO MICHAEL HOLTRY 31 Airport Road Shippensburg, PA 17257 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. BRENDA HOLTRY MICHAEL HOLTRY (Mortgagor(s) and Record Owner(s)) 31 Airport Road Shippensburg, PA 17257 Defendant(s) TO: MICHAEL HOLTRY 31 Airport Road Shippensburg, PA 17257 DATE OF THIS NOTICE: : October 4, 2007 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-3976 IMPORTANT NOTICE. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 C Mc&FFER M EVER B oseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 CWD-7751 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. TO: BRENDA HOLTRY 31 Airport Road Shippensburg, PA 17257 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. BRENDA HOLTRY MICHAEL HOLTRY (Mortgagor(s) and Record Owner(s)) 31 Airport Road Shippensburg, PA 17257 Defendant(s) TO: BRENDA HOLTRY 31 Airport Road Shippensburg, PA 17257 DATE OF THIS NOTICE: : October 4, 2007 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-3976 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 C McCAFFER M EVER B oseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 CWD-7751 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. TO: BRENDA HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. BRENDA HOLTRY MICHAEL HOLTRY (Mortgagor(s) and Record Owner(s)) 31 Airport Road Shippensburg, PA 17257 Defendant(s) TO: BRENDA HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 DATE OF THIS NOTICE: October 4, 2007 In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-3976 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 liberty Avenue Carlisle, PA 17013 7n cvr? . n ' Ner Vr Y GOLDBECK MCCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, BRENDA HOLTRY, is about unknown years of age, that Defendant's last known residence is 2729 Jack RD Apt 1, Chambersburg, PA 17202, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendments. Date: VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, MICHAEL HOLTRY, is about unknown years of age, that Defendant's last known residence is 2729 Jack RD Apt 1, Chambersburg, PA 17202, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendments. Date: \Q``O lM GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. BRENDA HOLTRY MICHAEL HOLTRY (Mortgagor(s) and Record owner(s)) 31 Airport Road Shippensburg, PA 17257 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE No. 07-3976 ORDER FOR JUDGMENT Please enter Judgment in favor of BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11, and against BRENDA HOLTRY and MICHAEL HOLTRY for failure to file an Answer in the above action within (20) days (or sixty (60) days if defendant is the United States of America) from the date of service of the Complaint, in the sum of $146,640.09. ih A. Goldbeck, Jr. Attorney for Plaintiff I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-11 7105 Corporate Drive PTX C-35 Plano, TX 75024 and that the name(s) and last known address(es) of the Defendant(s) is/are BRENDA HOLTRY, 2729 Jack RD Apt 1 Chambersburg, PA 17202 and MICHAEL HOLTRY, 2729 Jack RD Apt 1 Chambersburg, PA 17202; PNSA? !?S - &0'upl 4?) O ODBECk MCCAFFERTY & MCKFF BY: Joseph A. Goldbeck, Jr. Attorney for Plaintiff ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance $128,558.00 Interest from 12/01/2006 through $10,006.39 10/16/2007 Reasonable Attorney's Fee $6,427.90 Late Charges $513.20 Costs of Suit and Title Search $900.00 Escrow Payments Due 4 X $58.65 $234.60 $146,640.09 GO BEC McC ERTY & McKEEVER Joseph A. Goldbeck, Jr. Attorney for Plaintiff AND NOW, this 17* day of WDbO- , 2007 damages are assessed as above. K. P Prothy D ct' #ct .o C`? ? Q Rule of Civil Procedure No. 236 - Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION - LAW BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff No. 07-3976 VS. BRENDA HOLTRY MICHAEL HOLTRY (Mortgagors and Record Owner(s)) 31 Airport Road Shippensburg, PA 17257 Defendant(s) THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. Curt Long Prothonotary By. /5j 0.1 1_6.? P. " D Kb /0/17/07 pop" If you have any questions concerning the above, please contact:: Joseph A. Goldbeck, Jr. Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff VS. BRENDA HOLTRY MICHAEL HOLTRY Mortgagor(s) and Record Owner(s) 31 Airport Road Shippensburg, PA 17257 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 07-3976 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 10/17/2007 to Date of Sale at 8.8800% $146,640.09 (Costs to be added) (*D C McCAFFERTY & McKEEVER seph A. Goldbeck, Jr. Attorney for Plaintiff W Q E. W -' a Wdo ? W w oH? v to F -tea ? i Ts ? +rn ax?? an y xa? c v1 O 0 O H s. wy O d 0 a phi 0 ? W r w? ti v. 0 c7 v v d? o? Zo ti r Y o py ° 0 ?- w 7 e ,*r s w0 q CO ? sr, o 00 :.. .. , .. F O y 6 N -j. All the following described real estate, together with improvements thereon erected, lying and being situate in Southampton township, Cumberland county, Pennsylvania, bounded and limited as follows: Beginning at an existing railroad spike in the centerline of the legislative route 21050 at corner of land now or formerly of Robert m. shirk; thence by land now or formerly of shirk, south 39 degrees 11 minutes 48 seconds west, 413.47 feet to an existing iron pin at other land now or formerly of Erma 1 Mansberger; thence by other land now or formerly of Erma i. mansberger, south 47 degrees 55 minutes 04 seconds east, 160 feet to a set iron pin; thence by the same, north 39 degrees 11 minutes 48 seconds east, 423.89 feet to a railroad spike in the centerline of legislative Route 21050; thence by the centerline of legislative route 21050, north 51 degrees 39 minutes 00 seconds west, 159.80 feet to a railroad spike, the place of beginning. Tax Parcel #:39-13-0102-OO1C Property Address: 31 Airport Road, Shippensburg, PA 17257 Municipality: Southampton Township r?" #44- Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff VS. BRENDA HOLTRY MICHAEL HOLTRY (Mortgagor(s) and Record Owner(s)) 31 Airport Road Shippensburg, PA 17257 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 07-3976 AFFIDAVIT PURSUANT TO RULE 3129 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 31 Airport Road Shippensburg, PA 17257 1.Name and address of Owner(s) or Reputed Owner(s): BRENDA HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 MICHAEL HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 2. Name and address of Defendant(s) in the judgment: BRENDA HOLTRY 2729 Jack RD Apt I Chambersburg, PA 17202 MICHAEL HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 31 Airport Road Shippensburg, PA 17257 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. DATED: October 16, 2007 jc?h k BECK cCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff `= o -n c:> ? ? F a ,. 07-3976 GOLDBECK McCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW VS. BRENDA HOLTRY MICHAEL HOLTRY Mortgagor(s) and Record Owner(s) 31 Airport Road Shippensburg, PA 17257 Defendant(s Term No. 07-3976 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: HOLTRY, BRENDA BRENDA HOLTRY 31 Airport Road Shippensburg, PA 17257 Your house at 31 Airport Road, Shippensburg, PA 17257 is scheduled to be sold at Sheriffs Sale on Wednesday, March 05, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $146,640.09 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: t 07-3976 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 A 07-3976 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hudgov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionap-oldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7751. Para information en espanol puede communicarse con Loretta al 215-825-6344. 07-3976 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW Plaintiff VS. BRENDA HOLTRY MICHAEL HOLTRY Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE 31 Airport Road Shippensburg, PA 17257 Term No. 07-3976 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: HOLTRY, MICHAEL MICHAEL L. HOLTRY 31 Airport Road Shippensburg, PA 17257 Your house at 31 Airport Road, Shippensburg, PA 17257 is scheduled to be sold at Sheriffs Sale on Wednesday, March 05, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $146,640.09 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 07-3976 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 s 07-3976 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866413-2311 or via email at homeretentionna,goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7751. Para informacion en espanol puede communicarse con Loretta a1215-825-6344. r, 07-3976 GOLDBECK MCCAffERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr. Attomey I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff VS. BRENDA HOLTRY MICHAEL HOLTRY Mortgagor(s) and Record Owner(s) 31 Airport Road Shippensburg, PA 17257 Defendant(s,' Term No. 07-3976 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: HOLTRY, BRENDA BRENDA HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 Your house at 31 Airport Road, Shippensburg, PA 17257 is scheduled to be sold at Sheriffs Sale on Wednesday, March 05, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $146,640.09 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-11 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: i 07-3976 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11, the back payments, late charges, costs and reasonable attorney's fees due. To fmd out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 r 07-3976 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(a,goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7751. Para informacion en espanol puede communicarse con Loretta a1215-825-6344. 07-3976 GOLDBECK MCCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. BRENDA HOLTRY MICHAEL HOLTRY Mortgagor(s) and Record Owner(s) 31 Airport Road Shippensburg, PA 17257 Defendant(s Term No. 07-3976 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: HOLTRY, MICHAEL MICHAEL HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 Your house at 31 Airport Road, Shippensburg, PA 17257 is scheduled to be sold at Sheriffs Sale on Wednesday, March 05, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $146,640.09 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 07-3976 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 07-3976 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD' S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionAgoldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7751. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. BRENDA HOLTRY MICHAEL HOLTRY Mortgagor(s) and Record Owner(s) 31 Airport Road Shippensburg, PA 17257 Defendant(s) CERTIFICATION AS TO THE SALE OF REAL PROPERTY NO. 07-3976 I, Joseph A. Goldbeck, Jr., Esquire hereby certify that I am the attorney of record for the Plaintiff in this action, and I further certify that this property is subject to Act 91 of 1983 and the Plaintiff has complied with all the provisions of the Act. IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE o h A. oldbeck, Jr. Attorney for plaintiff r? -,' C l ?:' WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-3976 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANK OF NEW YORK as Trustee for the CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-11, Plaintiff (s) From BRENDA HOLTRY & MICHAEL HOLTRY (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $146,640.09 Interest from 10/17/07 to Date of Sale at 8.8800% Atty's Comm % Atty Paid $321.06 Plaintiff Paid Date: 10/17/07 (Seal) L.L. $.50 Due Prothy $2.00 Other Costs dirtis R. Long, PTothono4ry By: _?? Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR Address: SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.# 16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 CWD-7751 CF: 06/29/2007 SD: 03/05/2008 $146,640.09 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff VS. BRENDA HOLTRY MICHAEL L. HOLTRY Mortgagor(s) and Record Owner(s) 31 Airport Road Shippensburg, PA 17257 Defendant(s) CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c) (2) Term No. 07-3976 Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: QQ Personal Service by competent adult (copy of return attached). ( ) Certified mail by Joseph A. Goldbeck, Jr. (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( } Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified Mail attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Respectfully submitted, Joseph A. Goldbeck, Jr. Attorney for Plaintiff I I ? ! I I i I I 1 r- m ? pG r i t• r a ? i ?7 X 04 o o ? tll Igp?6t Yar i dAL a I z 3+t / s a to L ? c ? ? W 0 Z p p LU e e W U o ?ODI LL O ?W a. m z p $ O Q ? ? c? M ?- d c3u? ???o? x o ?A tu;j m O m= Q , Ud a U H a q a n . G ei f I ?? log I a ? 1?2 I V$w/J/N/?l/?° ? ? i I I I ! ! ? ? Q ?f7j 2 !" ? I I I I 1 ! WWW ? Q?pS? ; c+i I? ; v Sri I ^ co ao ?? e d O 8 Q? Q O N ?5 C a ? U g?p 'n a U H O W U IC cd J O Z cl IZLI IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA AFFIDAVIT OF SERVICE BANK OF NEW YORK BRENDA HOLTRY MICHAEL L. HOLTRY Plaintiff (Petitioner) VS. Defendant (Respondent) CASE and/or DOCKET: 07 3976 I, % G CS F .ullrZa l'` declare that I am a Pennsylvania State Constable and/or Process Server, in and for the County of Berks, that I am not a party to this action, not an employee of a party to this action, or an attorney to the action, and that within the boundaries of the state where service was effected. I was authorized by law to perform the said service. SERVICE UPON: BRENDA HOLTRY ADDRESS: 31 AIRPORT ROAD SHIPPENSBURG, PA 17257 On: ((1:9 o 14;'7 At: q; q3 fPi Description: Approximate Age 35- Height t r 3 Weight 0J Race I" Sex 1" Hair SX `J With Documents: NOTICE OF', SHERIFF'S SALE OF REAL PROPERTY Manner of Service By handing to: ? DEFENDANT(S) PERSONALLY SERVED ADULT F FAMILY MEMBER WITH WHOM THE SAID DEFENDANT(S) RESIDES. NAMEA(GltA ' 14- RELATIONSHIP: Avau'-s4 ? ADULT IN CHARGE O EFENDANTS RESIDENCE. NAME: RELATIONSHIP: ? POSTED PROPERTY ? AGENT OR PERSON IN CHARGE OF PLACE OF BUSINESS. NAME: TITLE: ? MILITARY STATUS: NO / YES BRANCH: COMMENTS: DEFENDANT WAS NOT SERVED BECAUSE: MOVED UNKNOWN NO ANSWER VACANT OTHER: SERVICE WAS ATTEMPTED ON THE FOLLOWING DATES/TIMES: 1.) 2.) 3.) SWORN TO AND SUBSCRIBED BEFORE ME THIS 21 DAY OF 2007 NOTARY 0TWV__ CONSTA E/PROCESS SERVER a114 1,33 COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL ERIC M. AFFLERBACH, Notary Public Washington Twp., Bents County Commission Expires November 18, 2009 g •"71SI PROVFST, LLC. P_O BOX 1180, 93 E MAIN STREET, BAY SHORE NY 11706 631.666.6168 (F) 631.666.6295 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA AFFIDAVIT OF SERVICE BANK OF NEW YORK BRENDA HOLTRY MICHAEL L. HOLTRY Plaintiff (Petitioner) vs. Defendant (Respondent) CASE and/or DOCKET: 07-3976 I, ?•(lC?S? . ?r2? ?? _declare that 1 am a Pennsylvania State Constable and/or Process Server, in and for the County of Barks, that I ant not a party to this action, not an employee of a party to this action, or an attorney to the action, and that within the boundaries of the state were service was effected. I was authorized by law to perform the said service. SERVICE UPON: MICHAEL L HOLTRY ADDRESS: 31 AIRPORT RD, SWPENSBURG PA 17257 On: 100191 At: 4 4 JfM .r Description: Approximate Age3 S Heighi'rY Weight 1?0 Race 1-1 Sex A Hair 0&. With Documents: NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Manner of Service B handing to: DEFENDANT(S) PERSONALLY SERVED ? ADULT FAMILY MEMBER WITH WHOM THE SAID DEFENDANT(S) RESIDE. ? NAME: RELATIONSHIP: ? ADULT IN CHARGE OF DEFENDANTS RESIDENCE. ? NAME: RELATIONSHIP: ? POSTED PROPERTY ? AGENT OR PERSON IN CHARGE OF PLACE OF BUSINESS. ? NAME: TITLE: ? MILITARY STATUS: NO / YES BRANCH: COMMENTS: DEFENDANT WAS NOT SERVED BECAUSE: MOVED UNKNOWN NO ANSWER VACANT OTHER SERVICE WAS ATTEMPTED ON THE FOLLOWING DATES/TIMES: 1.) 2.) 3.) SWORN TO AND SUBSCIBED BEFORE ME THIS V DAY OF A) ((V 2007 (NMARY CONSTABLE/PROCESS SERVER a rq j33 PROVEST, LLC P.O BOX 1160, 93 EAST MAIN STREET, BAY SHORE, NY 11706 631.666.6168 631.666.6293 (F) COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL ERIC M. AFFLERBACH, Notary Public (2FHE?) Wtla tton Twp., Barks County ColrwNseiorl E kes'November 18,20D9 GOLDBECK MCCAMRTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6320 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006-11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW VS. BRENDA HOLTRY MICHAEL L. HOLTRY Mortgagor(s) and Record Owner(s) 31 Airport Road Shippensburg, PA 17257 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 Term No. 07-3976 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 31 Airport Road Shippensburg, PA 17257 1.Name and address of Owner(s) or Reputed Owner(s): BRENDA HOLTRY 31 Airport Road Shippensburg, PA 17257 MICHAEL L. HOLTRY 31 Airport Road Shippensburg, PA 17257 2. Name and address of Defendant(s) in the judgment: ACTION OF MORTGAGE FORECLOSURE BRENDA HOLTRY 31 Airport Road Shippensburg, PA 17257 ` MICHAEL L. HOLTRY 31 Airport Road Shippensburg, PA 17257 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 31 Airport Road Shippensburg, PA 17257 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom falsification to authorities. DATED: January23, 2008 G BECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff ,,.., ' ?, ' ?-?, ::7 {_-? _.;? ?:_v ? 1 , --t{ I'?.) i C.J '-; ? __J. -.-: I ?"? Cis w COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which CWABS INC TR is the grantee the same having been sold to said grantee on the I I TH day of JUNE A.D., 2008, under and by virtue of a writ Execution issued on the 17 day of OCT, A.D., 2007, out of the Court of Common Pleas of said County as of Civil Term, 2007 Number 3976, at the suit of CWABS INC TR against BRENDA HOLTRY & MICHAEL is duly recorded as Instrument Number 200821386. IN TESTIMONY WHEREOF, I have her unto set my hand and eal of said office this day of A.D. op? E*knMw FM Monday d,Mo.9010 Bank of New York as Trustee for the In the Court of Common Pleas of Certificateholders CWABS, Inc. Cumberland County, Pennsylvania Asset-Backed Certificates, Series 2006-11 Writ No. 2007-3976 Civil Term VS Brenda Holtry and Michael Holtry Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on January 10, 2008 at 0955 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Brenda Holtry and Michael Holtry located at 31 Airport Road, Shippensburg, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendants, to wit: Brenda Holtry and Michael Holtry by regular mail to their last known address of 2729 Jack Road, Apt. 1, Chambersburg, PA 17202. These letters were mailed under the date of January 8, 2008 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on June 11, 2008 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Michael McKeever, on behalf of Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2006-11. It being the highest bid and best price received for the same, Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2006-11, of 7105 Corporate Drive, PTX C-35, Plano, TX 75024, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $975.62. Sheriff s Costs: Docketing 30.00 Poundage 19.13 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 48.00 Auctioneer 10.00 Law Library .50 Prothonotary 2.00 Mileage 19.20 Levy 15.00 Surcharge 30.00 Postpone sale 40.00 Law Journal 355.00 Patriot News 296.12 Share of bills 16.17 Distribution of proceeds 25.00 Sheriff s deed 39.50 $ 975 62 ? u . A l ?, ? to Po t . Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff VS. BRENDA HOLTRY MICHAEL HOLTRY (Mortgagor(s) and Record Owner(s)) 31 Airport Road Shippensburg, PA 17257 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Defendant(s) No. 07-3976 AFFIDAVIT PURSUANT TO RULE 3129 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 31 Airport Road Shippensburg, PA 17257 1.Name and address of Owner(s) or Reputed Owner(s): BRENDA HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 MICHAEL HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 2. Name and address of Defendant(s) in the judgment: BRENDA HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 MICHAEL HOLTRY 2729 Jack RD Apt 1 Chambersburg, PA 17202 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTSIOCCUPANTS 31 Airport Road Shippensburg, PA 17257 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: October 16, 2007 .0?cycarc aL BECK cCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff 07-3976 GOLDBECK WCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- IN THE COURT OF COMMON PLEAS BACKED CERTIFICATES, SERIES 2006-11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff of Cumberland County CIVIL ACTION - LAW VS. BRENDA HOLTRY MICHAEL HOLTRY Mortgagor(s) and Record Owner(s) 31 Airport Road Shippensburg, PA 17257 Term No. 07-3976 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: HOLTRY, MICHAEL MICHAEL L. HOLTRY 31 Airport Road Shippensburg, PA 17257 Your house at 31 Airport Road, Shippensburg, PA 17257 is scheduled to be sold at Sheriffs Sale on Wednesday, March 05, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $146,640.09 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 07-3976 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11, the back payments, late charges, costs and reasonable attorney's fees due. To fmd out how much you must pay call: 215-825-6329 or 1-866413-2311 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 07-3976 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD's website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(g7,goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7751. Para informacion en espanol puede communicarse con Loretta a1215-825-6344. 07-3976 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET- BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW VS. BRENDA HOLTRY MICHAEL HOLTRY Mortgagor(s) and Record Owner(s) 31 Airport Road Shippensburg, PA 17257 Term No. 07-3976 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: HOLTRY, BRENDA BRENDA HOLTRY 31 Airport Road Shippensburg, PA 17257 Your house at 31 Airport Road, Shippensburg, PA 17257 is scheduled to be sold at Sheriffs Sale on Wednesday, March 05, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $146,640.09 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 07-3976 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 07-3976 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionagoldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7751. Para informacion en espanol puede communicarse con Loretta a1215-825-6344. All the following described real estate, together with improvements thereon erected, lying and being situate in Southampton township, Cumberland county, Pennsylvania, bounded and limited as follows: Beginning at an existing railroad spike in the centerline of the legislative route 21050 at comer of land now or formerly of Robert m. shirk; thence by land now or formerly of shirk, south 39 degrees 11 minutes 48 seconds west, 413.47 feet to an existing iron pin at other land now or formerly of Erma 1 Mansberger; thence by other land now or formerly of Erma i. mansberger, south 47 degrees 55 minutes 04 seconds east, 160 feet to a set iron pin; thence by the same, north 39 degrees 11 minutes 48 seconds east, 423.89 feet to a railroad spike in the centerline of legislative Route 21050; thence by the centerline of legislative route 21050, north 51 degrees 39 minutes 00 seconds west, 159.80 feet to a railroad spike, the place of beginning. Tax Parcel #:39-13-0102-OO1C Property Address: 31 Airport Road, Shippensburg, PA 17257 Municipality: Southampton Township WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-3976 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANK OF NEW YORK as Trustee for the CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006-11, Plaintiff (s) From BRENDA HOLTRY & MICHAEL HOLTRY (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $146,640.09 Interest from 10/17/07 to Date of Sale at 8.8800% Arty's Comm % Arty Paid $321.06 Plaintiff Paid Date: 10/17/07 (Seal) L.L. $.50 Due Prothy $2.00 Other Costs S C is R. Long, Prothonotify By: Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR Address: SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 Real Estate Sale # 09 On October 29, 2007 the Sheriff levied upon the defendant's interest in the real property situated in Southampton Township, Cumberland County, PA Known and numbered as 31 Airport Road, Shippensburg, more fully described on Exhibit "All C:W C;M `Filed with this writ and by this reference Cs r jncorporated herein. Tate: October 29, 2007 By Real Estate Sergeant PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, vlz: January 25, February 1 and February 8, 2008 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. L'I-oa Marie Coyne, E itor SWORN TO AND SUBSCRIBED before me this 8 day of February, 2008 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public LCARLISLE BORO, CUMBERLAND COUNTY y Commission Expires Apr 28, 2010 WUL lam' ATS /Air= NO. 9 Writ No 2007-3976 Civil Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2006-11 VS. Brenda Holtry and Michael Holtry Atty.: Joseph Goldbeck DESCRIPTION All the following described real estate, together with improvements thereon erected, lying and being situate in Southampton township, Cumberland county, Pennsylvania, bounded and limited as follows: Beginning at an existing railroad spike in the centerline of the legisla- tive route 21050 at corner of land now or formerly of Robert M. Shirk; thence by land now or formerly of Shirk, south 39 degrees 11 minutes 48 seconds west, 413.47 feet to an existing iron pin at other land now or formerly of Erma I. Mansberger; thence by other land now or formerly of Erma I. Mansberger, south 47 degrees 55 minutes 04 seconds east, 160 feet to a set iron pin; thence by the same, north 39 degrees 11 min- utes 48 seconds east, 423.89 feet to a railroad spike in the centerline of leg- islative Route 21050; thence by the centerline of legislative route 21050, north 51 degrees 39 minutes 00 sec- onds west, 159.80 feet to a railroad spike, the place of beginning. Tax Parcel #:39-13-0102-001C. Property Address: 31 Airport Road, Shippensburg, P A 17257. Municipality: Southampton Town- ship. (The Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8292 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE the Patriot-News Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 01/30/08 02/06/08 02/13/08 A.D. ivuiaiy ruvm, COMMONWEALTH OF Notarai Sp±i9 Shame L Kisner, Nraanj public of"arriaburg, in ?r> county My Convnbsion ExF C4.: ,Jov. 26, 2011 Member, Pennsylvania A?+::,;laion of Notaries' REAL ESTATE SALE NO.9 Writ No 2007-3976 Civil Term Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2006-11 VS Brenda Holtry and Michael Holtry Attorney Joseph Goldbeck DESCRIPTION All the following described real estate, together with improvements thereon erected, lying and being situate in Southampton township, Cumberland county, Pennsylvania, bounded and limited as follows: Beginning at an existing railroad spike in the centerline of the legislative route 21050 at comer of land now or formerly of Robert M. Shirk; thence by land now or formerly of shirk, south 39 degrees 11 minutes 48 seconds west, 413.47 feet to an existing iron pin at other land now or formerly of Erma I. Mansberger; thence by other land now or formerly of Erma I. Mansberger, south 47 degrees 55 minutes 04 seconds east, 160 feet to a set iron pin; thence by the same, north 39 degrees 11 minutes 48 seconds east, 423.89 feet to a railroad spike in the centerline of legislative Route 21050; thence by the centerline of legislative route 21050, north 51 degrees 39 minutes 00 seconds west, 159.80 feet to a railroad spike, the place of beginning. Tax Parcel #:39-13-0102-WIC Property Address: 31 Airport Road, Shippensburg, P A 17257 Municipality: Southampton Township Assignment of Bid NO. 07-3976 - HOLTRY 31 Airport Road Shippensburg, PA 17257 I, Michael T. McKeever, Esquire, as attorney for the successful bidder, hereby assign my bid at the Sheriff Sale dated June 11, 2008 to: BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 11 7105 Corporate Drive PTX C-35 Plano, TX 75024 GOLDBECK MCCAFFERTY & MCKEEVER Date: June 16, 2008 MICHAEL T. MCKEEVER