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Home My WebLink About07-4123.. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Commonwealth Financial Systems, Inc 120 N. Keyser Ave. CIVIL ACTION Scranton PA 18504 Plaintiff vs. Vivian D Sampson 408 1St St Carlisle PA 17013 Defendant NO: b'1-'T1a13 ~jivi I TfM NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice to Defend are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE. MIDPENN LEGAL SERVICES 401 EAST LOUTHER STREET CARLISLE, PA 17013 (717) 243-9400 } IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Commonwealth Financial Systems, Inc 120 N. Keyser Ave. CIVIL ACTION Scranton PA 18504 Plaintiff vs. Vivian D Sampson 408 1St St Carlisle PA 17013 Defendant COMPLAINT Plaintiff, Commonwealth Financial Systems, Inc, by and through its attorneys, Edwin A. Abrahamsen & Associates, P.C., complains of the Defendant as follows: 1. Plaintiff, Commonwealth Financial Systems, Inc, (hereinafter "Plaintiff') is a Pennsylvania corporation with a principal place of business located at 120 N. Keyser Ave. Scranton PA 18504. 2. The Defendant Vivian D Sampson (hereinafter "Defendant") is an adult individual residing at 408 1St St Carlisle PA 17013. 3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase and collection. 4. Defendant applied for and received a credit card issued by Direct Merchants Credit* with the account number 5458004043121993. 5. The within account was sold by Direct Merchants Credit* to Unifund for valuable consideration and all rights under said accounts were assigned to Unifund. 6. On or about June 18, 2002 Plaintiff was assigned all rights to certain credit card accounts from Unifund, including the account opened by Defendant with account number 5458004043121993. (See, Bill of Sale, Affidavit, and Assignment attached hereto as Exhibit "A.") 7. Use of the Direct Merchants Credit* credit card was subject to the terms of the Cardmember Agreement, a copy of which was sent to the Defendant along with the credit card. (See, Copy of Cazdmember Agreement, attached hereto and marked Exhibit '~.") 8. Defendant used the Direct Merchants Credit* credit cazd account number 5458004043121993, for purchases, cash advances and/or balance transfers. 9. The Defendant was mailed account statements relative to the Defendant's use of the subject credit card. 10. The Defendant defaulted under the terms of the Agreement by failing and refusing to make monthly payments on the account as they became due. 11. The account became delinquent on September 13, 2005. 12. The principal amount was $2,030.38 at the time it was received by Plaintiff. 13. Pursuant to the account agreement, any unpaid balance accrues interest at the rate of 18. 14. The total amount due and owing the Plaintiff including interest, is $5,024.88. 15. Pursuant to the terms of the Agreement, Defendant is liable for Plaintiff s court costs and reasonable attorney's fees in the amount of 25% of the balance. WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the amount of $5,024.88 plus costs of suit, reasonable attorneys' fees of $1,256.22 and any other relief as the Court deems just and appropriate. Respectfully submitted, Edwin A. Abraham & Associates, P.C. Michael F. Rat rd, Esquire Scott J. Be squire Attorney IMPS. Nos.: 86285/93600 120 N. Keyser Avenue Scranton, PA 18504 mratchford@eaa-law.com sbest@eaa-law.com ~,~ VERIFICATION I, Michael F. Ratchford, attorney for Plaintiff, Commonwealth Financial Systems, Inc, am fully familiar with the facts set forth in the within Complaint and am authorized to make this Verification on behalf of Plaintiff. I Verify that the facts set forth in the within allegations are true and correct to the best of my knowledge, knowing that any false statements are punishable by law pursuant to 18 C.S.A. 4904. • ~ i• .. Unifund CCR Partners BILL OF SALE - _. . _ - - .-- _ ..-. _ .. ._ Unifund CCR Partners, for value received and in accordance with the terms of the Accounts Receivable Purchase Agreement by and among C:nifu::d CCR Parmers and Commonwealth Financial Systems, Inc. (`'Purchaser"), dated as of \-fa}~ 3 ? , 2~~02 (the "Agreement"), does hereby sell. assign and transfer to Purchaser all of its food and marketable title, free and clean of all liens, claims and encumbrances in and to the :Lccount; i:stud in the Account Schedule attached as Appendix :~ to the Agreement, without recourse a;:~l ~ctthout representation or warranty of collectibiliry, or otherwise. except to the extent stated in rl:e Agreement. 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No. 1028, Defendant Sampson, by and through her attorneys, MidPenn Legal Services, preliminarily objects to Plaintiffls Complaint and moves for its dismissal as follows: I. MOTION TO STRIKE/FAILURE OF PLEADING TO CONFORM TO LAW AND RULE OF COURT 1. Plaintiff filed a Complaint demanding damages in the amount of $5,024.88 plus, interest, costs, and attorneys' fees. 2. Plaintiff has failed to attach to the Complaint a signed account agreement between Plaintiff and Defendant. Although this agreement would form an essential piece of Plaintiffls case, such a writing has not been appended,to the Complaint, nor its absence explained, as required by Pa. R.C.P. No. 1019(1). II. MOTION TO STRIKE//INSUFFICIENT SPECIFICITY OF PLEADING 3. Paragraph's 1-2 are incorporated herein by reference hereto 4. As a whole, the Complaint is grossly vague and lacking in factual averments such that Defendant is without knowledge or information sufficient to form a meaningful response and prepare a defense. 5. The Complaint fails to provide any documentation or accounting of charges allegedly made by Defendant, which would support Plaintiff's claim of damages, such as a breakdown of charges, payments, and interest, so that Defendant can properly formulate a response and assert any counterclaims. 6. Given the generality of Plaintiff s allegations and failure to attach relevant documentation to support its claim, the Complaint fails to satisfy the Pennsylvania Rules of Civil Procedure. WHEREFORE, Defendant Sampson, demands that Plaintiff s Complaint be dismissed. Date: July 19, 2007 MIDPENN LEGAL SERVICES By: eoffrey . Biringer squire 401 East Louther Street Carlisle, PA 17013 (717) 243-9400 Sup. Ct. ID# ~ 8040 ~-.~ ~~ s_~ -ri _a ! ~ ~ C..~ .~ r=" _ ,,,~ _- ~- ~ {T, ' C.~' ,- ~ 4 " ~= ~,, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMONWEALTH FINANCIAL SYSTEMS, INC: 120 NORTH KEYSER AVENUE SCRANTON, PA 18504 No. 07-4123 Plaintiff CIVIL ACTION -LAW vs. VIVIAN D. SAMPSON 408 1sT STREET CARLISLE, PA 17013 Defendant Affidavit of Service The undersigned hereby certifies that on the below stated date, he served a true and correct copy of the within Defendant's Preliminary Objection to Plaintiff s Complaint, by mailing same to the office of Plaintiff's attorney of record by regular first- class mail, postage pre-paid, addressed as follows, which service satisfies the requirements of Pa.R.C.P. No. 440: Michael F. Ratchford, Esq., and Scott J. Best, Esq. Edwin A. Abrahamsen & Associates, P.C. 120 N. Keyser Avenue Scranton, PA 18504 Date: July 19, 2007 MIDPENN LEGAL SERVICES Y~ Geoffrey M. Biringer, Esquire 401 East Louther Street Carlisle, PA 17013 (717)243-9400 Sup. Ct. ID# 18040 r~ ~i c-a ~~ +~ t '°~ ... ...,i.. ~-.. •-'. i 61; ^..' , ~_ t..7 :;:J C!"i .~ IN THE COURT O)+ t'ONI1~ION PLEAS OF CUMBERLAND CU>NTY, PENNSYLVANIA COMMONWEALTH FINANCIAL SYSTEMS, INC. CIVIL ACTION Plaintiff N0.:07-4123 v. VIVIAN D. SAMPSON Defendant PLAINTIFF'S RESPC-NSE 'Z'O DEFENDANT'S PRELIMINAIt Y OB.TECTIONS Plaintiff, Commonwealth Financia~ Systems, Inc., (hereinafter "Plaintiff'), by and through its attorneys, Edwin A. Abrahamson ~4c Associates, P.C., files its Response to Defendant's Preliminary Objections as foi~.S ~ws: I. PLAINTIFF'S COMPLAINT IS SLiFFLCIENTLY SPECIFIC AND THE CARDMEMEBER AGREEMENT UPON WHICH THE ACTION IS BASED WAS ATTACHED TO 'THE COMPLAINT 1. Admitted. 2. Denied. The allegations of paragraph 2 of Defendant's preliminary objections aze conclusions of law to which no response is required. To the extent a further response is deemed necessary, Plaintiff denies that the Complaint is defective in any manner, and particulazly as alleged by :~~efenc±ant. To the contrary, Plaintiff properly pleaded and attached the terms of the agre~~;n~;nt upon which the cause of action is based. It is particularly denied that Plaintiff is req~~ ir~~d to attach a signed agreement. WHEREFORE, Plaintiff respectfu?'ly ;-egLRests this Honorable Court to deny the Defendant's preliminary objections and av~ard co~znsel fees and such other relief as the court deems just and appropriate. II. PLAINTIFF'S COMPLAINT SL"FFICIENTLY SETS FORTH A CAUSE OF ACTION 3. Plaintiff incorporates by reference the allegations of its Complaint and its responses to paragraphs 1-2 of Defendant's Preliminary Objections, as if fully set forth herein at length. 4. Denied. The allegations oi's aragraph 4 of Defendant's preliminary objections are conclusions of law to which no response is required. To the extent a further response is deemed necessary, Plaintiff denies that the Complaint is deficient in any manner whatsoever, and particularly a alleged by Defendant. To the contrary, Plaintiff sufficiently sets forth and attache; the Cardmember Agreement, states how much was owed on the account when Defendant stopped paying, and alleged the date on which the account became delinquent. Moreover, the Complaint is sufficiently specific to allow Defendant to prepare her defense, if any. 5. Denied. The allegations of paragraph 5 of Defendant's preliminary objections are conclusions of law to which nc response is required. To the extent a further response is deemed necessary, Plaintiff denies that the Complaint is deficient in any manner whatsoever, and particularly as alleged by Defendant. To the contrary, the Complaint set forth specifically the principal balance at the time it became delinquent and the rate at which Defendant is being charged interest pursuant to the Cardmember Agreement. Further, it is denied that Plaintiff is required to set forth in the Complaint every charge made on the account. 6. Denied. The allegations of paragraph 6 of Defendant's preliminary objections are conclusions of law to which rio response is required. To the extent a further response is deemed necessary, Plaintiff de~iits that the Complaint fails to comply with the Pennsylvania Rules of Civil Procedure in, any manner and particularly as alleged by Defendant. To the contrary, Plaintiff sufficiently alleged and attached the Cardmember Agreement and set forth allel;ations to satisfy all pleading requirements. WHEREFORE, Plaintiff respectfullyrequwts this Honorable Court to deny the Defendant's preliminary objections and award counsel fees and such other relief as the court deems just and appropriate. Edwy.n .A. Abrahamsen & 1VIic1~ael F. Ratchford, E Attorney I.D. Nos.: 8¢~ Respectfully submitted, IN THE COURT OIL COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMONWEALTH FINANCIAL SYSTEMS, INC. CIVIL ACTION Plaintiff N0.:07-4123 v. VIVIAN D. SAMPSON Defendant CERTIFICATE OF SERVICE I, Michael Ratchford, Esquire, herel;y certify that I caused a true and correct copy of the Plaintiff s Response to Defendant's Preliminary Objections was served via first class United States Mail, postage prepaid on the date set forth below upon the following: Geoffrey M. Biringer, Esquire 401 East Louther Street Carlisle, PA 17013 Attorney for Defendant Date: 0 ~~ ~d 7 Michael F. Ratchfor ,Esquire Edwin A. Abrahamsen & Assc Attorney I.D. Nos.: 86285 / C~ ~ O ~- ~ -rt -c~ i~`: _ " -rs s - ~ ~ ~ ~ ~~ ~=-' c -r, n ~ ~~ _w ~ t~, -~ -~ _~_ . v t~s ~-~ m ca ~ ~ ~ SHERIFF'S RETURN - REGULAR CASE NO: 2007-04123 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND COMMONWEALTH FINANCIAL SYSTEMS VS SAMPSON VTVIAN D SHAWN HARRISON Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon SAMPSON VIVTAN D DEFENDANT the at 1018:00 HOURS, on the 13th day of July 2007 at 408 FIRST STREET CARLISLE, PA 17013 VIVIAN SAMPSON by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.80 Affidavit .00 Surcharge 10.00 .00 Fl1G/07 ~~,, 32.80 Sworn and Subscibed to before me this day So Answers: R. Thomas Kline 07/16/2007 EDWIN AB & SSOCIATES 1 By : ~. Depu Sheriff of A.D. Commonwealth Financial Systems, Inc In tl~e Court of Common Pleas of CUMBERLAND County, Pennsylvania Plaintiff Civil Division vs. NO: 07-4123-CIVIL TERM Vivian D Sampson Praecipe to Withdraw Civil Complaint 408 1St St Carlisle PA 17013 Defendant To the Prothonotary of CUMBERLAND County Pennsylvania: Please enter the above Praecipe to Withdraw the Civil Complaint. Thank you, Michael F. Ratchf squire Edwin A. Abrah en & Associates, P.C. Lawyer ID # 8 Sworn and subscribe before me this ~ day of ? ~ 20 Loeh Venditti, Notary Public NOTF;RIAL SEAL JEfdNiFER LOEH VENDITTI No,ary Fublic SCRANTON CI fY, I_ACKAWANNA COUNTY d~"d ,^r~r n,iccjC~ Fkti(8 ~. b1. ar 6, 2013 FlL~~ , ~:i= ~~ f 2Uu3 ~~~`~ ~~ ,r:~;~ ~; ~7 ~;: Jt1 _ .. ..' ~ CY I{~t ,; ;