HomeMy WebLinkAbout07-4111PHELAN HALLINAN &SCHMIEG, LLP
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
DANIEL G. SCHMIEG, ESQ., Id. No. 62205
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
~215~ 563-7000 1s76os
CITIMORTGAGE, INC.
1000 TECHNOLOGY DRIVE
MAIL STATION
O'FALLON, MO 63368-2240
v.
Plaintiff
LEE E. WALTER
MELISSA R. WALTER
221 MAPLE LANE
MECHANICSBURG, PA 17055
Defendants
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO. 0~- ~ ~ ~ ~ CiYil ~ec'nn
CUMBERLAND COUNTY
CIVIL ACTION -LAW
COMPLAINT IN MORTGAGE FORECLOSURE
File #: 167608
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(800)990-9108
File #: 157608
IF THIS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE
DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S)
DO SO IN WRITING WITHIN THIRTY (30) DAYS OF
RECEIPT OF THIS PLEADING, COUNSEL FOR
PLAINTIFF WILL OBTAIN AND PROVIDE
DEFENDANT(S) WITH WRITTEN VERIFICATION
THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED
TO BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING,
COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S)
THE NAME AND ADDRESS OF THE ORIGINAL
CREDITOR, IF DIFFERENT FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT UNTIL
THE END OF THE THIRTY (30) DAY PERIOD
FOLLOWING FIRST CONTACT WITH YOU BEFORE
SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH
THE LAW PROVIDES THAT YOUR ANSWER TO THIS
File #: 157608
COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN
TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION
OF THAT TIME. FURTHERMORE, NO REQUEST WILL
BE MADE TO THE COURT FOR A JUDGMENT UNTIL
THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU
HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF
YOU REQUEST PROOF OF THE DEBT OR THE NAME
AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS UPON
YOUR RECEIPT OF THIS COMPLAINT, THE LAW
REQUIRES US TO CEASE OUR EFFORTS (THROUGH
LITIGATION OR OTHERWISE) TO COLLECT THE DEBT
UNTIL WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY FOR
ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A
DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT
A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON
REAL ESTATE.
File #: 157608
1. Plaintiff is
CITIMORTGAGE, INC.
1000 TECHNOLOGY DRIVE
MAIL STATION
O'FALLON, MO 63368-2240
2. The name(s) and last known address(es) of the Defendant(s) are:
LEE E. WALTER
MELISSA R. WALTER
221 MAPLE LANE
MECHANICSBURG, PA 17055
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.
3. On 08/09/2005 mortgagor(s) made, executed, and delivered a mortgage upon the
premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC. AS A NOMINEE FOR PRIMARY RESIDENTIAL MORTGAGE,
INC. which mortgage is recorded in the Office of the Recorder of CUMBERLAND
County, in Book: 1919, Page: 0001. PLAINTIFF is now the legal owner of the mortgage
and is in the process of formalizing an assignment of same. The mortgage and
assignment(s), if any, are matters of public record and are incorporated herein by
reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its
obligations to attach documents to pleadings if those documents are of public record.
4. The premises subject to said mortgage is described as attached.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 03/01/2007 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 157608
6
The following amounts are due on the mortgage:
Principal Balance $132,214.64
Interest $3,187.20
02/01 /2007 through 07/ 10/2007
(Per Diem $19.92)
Attorney's Fees $1,250.00
Cumulative Late Charges $289.20
08/09/2005 to 07/10/2007
Cost of Suit and Title Search 550.00
Subtotal $137,491.04
Escrow
Credit $0.00
Deficit $913.81
Subtotal 913.81
TOTAL $138,404.85
7.
8
If the mortgage is reinstated prior to a Sheriff s Sale, the attorney's fee set forth above may
be less than the amount demanded based on work actually performed. The attorney's fees
requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves its
right to collect attorney's fees up to 5% of the remaining principal balance in the event the
property is sold to a third party purchaser at Sheriff s Sale, or if the complexity of the
action requires additional fees in excess of the amount demanded in the Action.
Plaintiff is not seeking a judgment of personal liability (or an in personam judgment)
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
File #: 157608
9. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/liave been denied assistance
by the Pennsylvania Housing Finance Agency.
10. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum
of $138,404.85, together with interest from 07/10/2007 at the rate of $19.92 per diem to the date
of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure
and sale of the mortgaged property.
LAWRENCE T. PHELAN, ESQUIRE
DANIEL G. SCHMIEG, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
PHELAN LLINAN &SCHMIEG, L
!~~ <
By: /s antis S. Hallinan
File #: 157608
LEGAL DESCRIPTION
ALL THAT CERTAIN lot of ground situate in the Township of Monroe, County of
Cumberland and State of Pennsylvania, bounded and described as follows:
BEGINNING at a point on the Eastern side of Maple Lane on the dividing line between Lots
Nos. 69 and 70 on the hereinafter mentioned Plan of Lots; thence by said dividing line, South 73
degrees 29 minutes East, one hundred ninety-nine and eighty-four one-hundredths (199.84) feet
to a point; thence by the dividing line between Lots Nos. 67 and 69 on said Plan of Lots, South
21 degrees 59 minutes 20 seconds West, one hundred twenty-five (125) feet to a point; thence by
the dividing line between Lots Nos. 68 and 69 on said Plan of Lots, North 67 degrees 44 minutes
30 seconds West, one hundred ninety-nine and forty-two one-hundredths (199.42) feet to a point
on the Eastern side of Maple Lane; thence by the Eastern side of Maple Lane, North 22 degrees
15 minutes 30 seconds East, one hundred five (105) feet to the place of BEGINNING.
BEING Lot No. 69 of Section'F' on the Plan of Lots known as Monroe Estates, as recorded in
the Office of the Recorder of Deeds for Cumberland County, in Plan Book 23, at Page 177.
BEING THE SAME PREMISES which William L. Blair and Donna Blair, husband and
wife conveyed unto Terry L. Dornblaser and Susan E. Dornblaser, by deed dated June 1, 1985
and recorded July 19, 1985, in the Recorder's Office in and for Cumberland County, Pa., in
Record Book J, Volume 31, Page 508.
PARCEL#: 22-26-0227-026
PROPERTY BEING: 221 MAPLE LANE
File #: 157608
VERIFICATION
FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for
Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and/or the
verification could not be obtained within the time allowed for the filing of the pleading,
that he is authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that
the statements made in the foregoing Civil Action in Mortgage Foreclosure are based
upon information supplied by Plaintiff and are true and correct to the best of its
knowledge, information and belief. Furthermore, counsel intends to substitute a
verification from Plaintiff upon receipt.
The undersigned understands that this statement is made subject to the penalties
of 18 Pa.C.S. Sec. 4904 relating to unsworn falsifications to authorities.
~~~~~
Francis S. Haliinan, Esquire
Attorney for Plaintiff
DATE: ~ ^ ~
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SHERIFF'S RETURN - REGULAR
„+ASE NO: 2007-04111 P
f
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIMORTGAGE INC
VS
WALTER LEE E ET AL
ROBERT BITNER
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
WALTER LEE E
DEFENDANT
the
at 1210:00 HOURS, on the 19th day of July 2007
at 20 W MAIN STREET
MECHANICSBURG, PA 17055 by handing to
LEE E WALTER
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
~~f~In'1 ~,.. /
Sworn and Subscibed to
before me this
of
So Answers:
18.00
9.60
.00
10.00 R. Thomas Kline
.00
37.60 07/19/2007
PHALEN HALLINAN SCHMIEG
By.
day Dep y Sherif
A.D.
SHERIFF'S RETURN - REGULAR
;,SSE N0: 2007-04111 P
f
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIMORTGAGE INC
VS
WALTER LEE E ET AL
ROBERT BITNER Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
T.TTT TL~T7 ML'T.TCC21 n the
DEFENDANT at 1210:00 HOURS, on the 19th day of July 2007
at 20 W MAIN STREET
MECHANICSBURG, PA 17055
LEE WALTER
by handing to
HUSBAND
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
1 ~ 4 I ts'I ,/ 16.0 0
Sworn and Subscibed to
before me this day
of ,
So Answers:
.~~~
l~
R. Thomas Kline
07/20/2007
PHELAN HALLINAN SCHMIEG
BY ~ ~i 0-~~ ~..~
~eputy Sheri
A.D.
PHELAN HALLINAN & SCHMIEG, LLP
BY: FRANCIS S. HALLINAN, ESQUIRE
Identification No. 62695
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
~215~563-7000
Citimortgage, Inc.
Lee E. Walter
Melissa R. Walter
Plaintiff
vs.
Defendant(s)
PRAECIPE
TO THE PROTHONOTARY:
ATTORNEY FOR PLAINTIFF
Court of Common Pleas
Civil Division
Cumberland County
No. 07-4111
X Please mark the above referenced case Discontinued and Ended without
prejudice.
Please mark the above referenced case Settled, Discontinued and Ended.
Please mark Judgments satisfied and the Action settled, discontinued and
ended.
Please Vacate the judgment entered and mark the action discontinued and
ended without prejudice.
Please withdraw the complaint and mark the action discontinued and
ended without prejudice. i
,~
Date: ~ / ~
Francis S. allinan, Esquire
Attorney for Plaintiff
PHS# 157608
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