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DECEDENTS NAME (LAST, FIRST, AND MIDDLE INITIAL)
~ Shoemaker, III John
~ DATE OF DEATH (MM-DD-YEAR) DATE OF BIRTH (MM-DD-YEAR)
~ 6/1/2006 3/2/1931
W (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
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REV.1500 EX (6-00)
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OFFICIAL USE ONLY
COMMONWEALTH OF
PENNSYLVANIA
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBURG, PA 17128-0601
REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
~1_
COUNTY CODE
~L 0474 ___
YEAR NUMBER
[X] 1. Original Retum
D 4. Lim~ed Estate
[X] 6. Decedent Died Testate (Attach copy of Will)
D 9. Litigation Proceeds Received
D 2. supplemental Retum D 3. Remainder Retum (date of death prior to 12-13-82)
D 4a. Future Interest Compromise (date of death after 12-12-82) D 5. Federal Estate Tax Retum Required
D 7. Decedent Maintained a Living Trust (Attach copy of Trust) L 8. Total Number of Safe Depos~ Boxes
D 10. Spousal Poverty Cred~ (date of death between 12-31-91 and 1-1-95) D 11. Election to tax under Sec. 9113(A) (Attach Sch 0)
3W4645 1,000
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FILE NUMBER
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SOCIAL SECURITY NUMBER
162-22-2824
1lI1SRElURN MUST BE FILED IN DUPLICATE WITH THE
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6. Jointly O\Nl1ed Property (Schedule F) (6)
o Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7)
(Schedule G or L)
5.15
488,759.49
11. Total Deductions (total Lines 9 & 10)
263,959.14
224,800.35
0.00
14. Net Value Subject to Tax (Line 12 minus Line 13)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
(14)
224,800.35
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REGISTER OF WILLS
SOCIAL SECURITY NUMBER
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THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
NAME COMPLETE MAILING ADDRESS
44 West Main Street
Richard C. Snelbaker
FIRM NAME (If Applicable)
Snelbaker & Brenneman,P.C.
TELEPHONE NUMBER
717-697-8528
Mechanicsburg,PA 17055
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c:; ~ICIAL USE QNI;lI
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1. Real Estate (Schedule A)
(1)
2. Stocks and Bonds (Schedule B)
(2)
3. Closely Held Corporation, Partnership or Sole-Proprietorship (3)
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-) 0 "11
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4. Mortgages & Notes Receivable (Schedule D) (4)
5. Cash, Bank Depos~s & Miscellaneous Personal Property
(Schedule E) (5)
8. Total Gross Assets (total Lines 1-7)
(8)
72,448.34
191,510.80
9. Funeral Expenses & Administrative Costs (Schedule H) (9)
10. Debts of Decedent, Mortgage Liabil~ies, & Liens (Schedule I) (10)
(11)
12. Net Value of Estate (Line 8 minus Line 11)
13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been
made (Schedule J)
(12)
(13)
15. Amount of Line 14 taxable at the spousaltax
z rate, or transfers under Sec. 9116 (a)(1.2)
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~ 16. Amount of Line 14 taxable at lineal rate
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D. 17. Amount of Line 14 taxable at sibling rate
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o 18. Amount of Line 14 taxable at collateral rate
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~ 19. Tax Due
x .0 L.,(15)
X.O 45 (16)
x.12 (17)
x.15 (18)
(19)
0.00
8,766.02
0.00
4,500.00
13,266.02
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20 ~
> > BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < <
Decedent's Complete Address:
S1REET ADDRESS
1 Shoemaker Lane Silver S rin
Cumberland Count
CITY
Mechanicsbur
STATE
PA
ZIP
17050-
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19)
2. Credits/Payments
A. Spousal Poverty Credit
8. Prior Payments
C. Discount
(1)
13,266.02
0.00
9,000.00
450.00
Total Credits (A + 8 + C) (2)
9,450.00
3. Interest/Penalty if applicable
D. Interest
E. Penalty
0.00
0.00
Total Interest/Penalty (D + E) (3)
0.00
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 1 Line 20 to request a refund
(4)
0.00
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE.
(5)
3,816.02
A. Enter the interest on the tax due.
(5A)
0.00
8. Enter the total of Line 5 + 5A. This is the BALANCE DUE.
Make Check Payable to: REGIS7ER OF WILLS, AGENT
(58)
3,816.02
PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and:
a. retain the use or income of the property transferred;. . . . . . . . . . . . . . . D
b. retain the right to designate who shall use the property transferred or its income; . D
c. retain a reversionary interest; or . . . . . . . . . . . . . . . . . . . . . . . . D
d. receive the promise for life of either payments, benefits or care? . . . . . . . . . D
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . . . . . .. D
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? [K]
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. D ~
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Under penalties of pe~ury. I declare that I have examined this return. including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete.
Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
~E FPERSON~ONSI"RFI~N
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Yes
No
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6 Johns Drive, Mechanicsburg,PA 17050
DA
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For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3%
[72 P.S. ~ 9916 (a) (1.1) (i)).
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. ~ 9116 (a) (1.1) (Ii)]
The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if
the surviving spouse is the only beneficiary.
PA 17055
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent,
or a stepparent of the child is 0% [72 P.S. ~ 9116(a)(1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. ~ 9116(1.2) [72 P.S. ~9116(a)(1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% (72 P.S. ~ 9116(a)(1.3)]. A sibling is defined, under Section 9102, as an
individual who has at least one parent in common wilh the decedent, whether by blood or adoption.
3W4646 1.000
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE A
REAL ESTATE
REV-1502 EX + (6-98)
ESTATE OF
FILE NUMBER
John V. Shoemaker. III
21 06 0474
All real property owned solely or as a tenant In common must be reported at fair market value. Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both hailing reasonable knov.1edge of the relevant facts.
Real property which is joinUy-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
1.
DESCRIPTION
VALUE AT DATE
OF DEATH
Lot #3 containing 18.36 acres, Fry town Road, Upper
Frankford Township, Cumberland County, Carlisle, PA
17017
appraised value (copy of appraisal attached)
100,900.00
2
8.06 acres of land located on Old York Road, Fairview
Township, York County, New Cumberland, PA 17070
appraised value (copy of appraisal attached)
14,000.00
3
Property known and numbered as 170 East Penn Street,
Borough of Carlisle, Cumberland County, Carlisle, PA
17013
appraised value (copy of appraisal attached)
49,500.00
4
Property known and numbered as 1 Shoemaker Lane, Silver
Spring Township, Cumberland County, Mechanicsburg,PA
17050 (sale value - see attached settlement sheet)
224,900.00
3W4695 1.000
TOTAL (Also enter on line 1, Recapitulation)
(If more space is needed. insert additional sheets of the same size)
$
389,300.00
I 4ND APPRAISAL REPORT
IFile No. 06-150 KD I
Shoemaker Est
File No. 06-150 KD
Census Tract ** Map Reference ADC 3112
Census Tract #25420-130.00
State PA Zip Code. 17017
Borrower NA
Property Address Lot #3 F own Road
City Carlisle County Cumberland
Legal Description Deed Book J31, Pa e 807 Tax 10 # 43-05-0419-01:1
Sale Price $ Date of Sale NA Loan Term NA yrs. Property Rights Appraised ~ Fee 0 Leasehold 0 De Minimis PUD
Actual Real Estate Taxes $ 875.05 (yr) Loan charges to be paid by seller $ NA Other sales concessions
Lender/Client Richard C. Snelbaker, Esquire Address 44 West Main Street Mechanicsbu PA17055
Occupant NA Appraiser Karen Damey Instructions to Appraiser A raise as of date of death
Location
Built Up
Growth Rate
Property Values
Demand/Supply
Marketing lime
Present Land Use
DUrban 0 Suburban ~ Rural
DOver 75% ~ 25% to 75% 0 Under 25%
o Fully Dev. 0 Rapid ~ Steady 0 Slow
o Increasing ~ Stable 0 Declining
o Shortage ~ In Balance 0 Oversupply
o Under 3 Mos. ~ 4-6 Mos. 0 Over 6 Mos.
90% 1 Family _% 2-4 Family _% Apts. _% Condo --.l% Commercial
% Industrial 8% Vacant %
Change in Present Land Use ~ Not Ukely -0 Ukely (*)
(*) From To
~ Owner 0 Tenant ~% Vacant
$ 75 to $ 350+ Predominant Value $ 125
New yrs. to 100+ yrs. Predominant Age 50 yrs.
o Taking Place (*)
Employment Stability
Convenience to Employment
Convenience to Shopping
Convenience to Schools
Adequacy of Public Transportation
Recreational Facilities
Adequacy of Utilities
Property Compatibility
Protection from Detrimental Conditions
Police and Rre Protection
General Appearance of Properties
Appeal to Market
Good Avg. Fair Poor
O~OD
O~DO
O~OO
O~DD
O~DO
D~OD
D~OD
D~DO
O~OO
O~DO
D~OD
O~OD
Predominant Occupancy
Single Family Price Range
Single Family Age
-1 400
1,265
5516
o Did 0 Did Not Physically Inspect Property
L.G. Connor Real Estate Appraisers
Form LND - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
Borrower/Client NA
ProDertv Address Lot #3 Frvtown Road Census Tract #25420-130.00
Citv Carlisle Countv Cumberland State PA ZinCode 17017
Lender Richard C. Snelbaker Esauire
Supplemental Addendum
IFile No. 06-150 KD I
File No 06-150 KD
· Land : Neiahborhood Market Factors
Steady price increases and MLS statistics demonstrate a stable demand for this area. Average property
maintenance programs observed. Employment is within ~ 15-30 minute driving time. The area is rural/agricultural
in nature.
· URAR: Site Comments Cont'd:
decreased due to amount flood area. The eastern section and along the creed frontage has dense volunteer
growth and is wooded. There does not appear to be any significant timber value present. According to FEMA Flood
Map Number 4215900005A, March 4, 1988, the majority of the subject is located in Flood Zone AE. The non-flood
area is located in Zone X. Site borders the creekalont the southern boundary line.
· URAR: Sales Comparison Approach Cont'd:
as a future residential site. Most weight placed on Sales #1 and #3 which are located closest to the subject and
most similar in size.
Estimated indicated value can also be determined by using the Gross Adjustment of sale price for each
comparable (comp) as a measure of relative quality of the compo A lower adjustment indicates a better comp, and
vice versa. The ratio of gross dollar adjustment to sale price for each of the comps is used to calculate the weight
each comp should have is a weighted calculation. This weighted calculation is used to also indicate the estimated
value of the subject. As with any method this technique is not perfect. However it does do a very good job of giving
more weight to the most similar comps while at the same time minimizing values near the extremes of the indicated
value range. The indicated weighted average is $5,600, which supports the estimated value.
· Land : Final Reconciliation
no hidden or unapparent conditions of the property that might impact upon buildability. The appraiser recommends
due diligence be conducted through the local building department or municipality to investigate buildability and
whether the property is suitable for intended use. The appraiser makes no representations, guarantees or
warranties.
Definition of Market Value:
The definition of Market Value is from regulations published by federal regulatory agencies pursuant to Title XI of
the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989 between July 5, 1990, and
August 24, 1990, by the Federal Reserve System (FRS), National Credit Union Administration (NCUA), Federal
Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS), and the Office of Comptroller of the
Currency (OCC). This definition is also referenced in regulations jointly published by the OCC, OTS, FRS, and
FDIC on June 7,1994, and in the Interagency Appraisal and Evaluation Guidelines, dated October 27,1994.
Scope of Work:
Observation of the land without walking the entire perimeter. Review of the REDS courthouse data and Central
Penn Multi-List, Inc. records. Review the county tax map online information, county tax map, zoning, and FEMA
flood maps. Verifying, if possible, the comparable sales with broker, agent, seller or buyer. NOTE: Appraiser
cannot guarantee that property is free of encroachments or easements, and recommends further investigation and
survey.
· URAR: Supplemental Certifications
I certify that,
This SUMMARY APPRAISAL REPORT was prepared at the direction of Richard C. Snelbaker, Esquire, (client) for
use in estate settlement. Estimated market value is the most probable price in terms of cash or in terms of financial
arrangements equivalent to cash. The information and opinions contained in this appraisal set forth the appraiser's
best judgment in light of the information available at the time of the preparation of this report. Any use of this
appraisal by any other person or entity, or any reliance or decisions based on this appraisal are at the sole
responsibility and at the sole risk of the third party. I accept no responSibility for damages suffered by any third
party, as a result of reliance on or decisions made or actions taken based on this report.
In my opinion, the reasonable exposure time linked to the value opinion is up to 180 days.
I further certify that, to the best of my knowledge and belief:
- The statements of fact contained in this report are true and correct.
- The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting
conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions.
- I have no present or prospective interest in the property that is the subject of this report or to the parties
involved with this assignment.
- My engagement in this assignment was not contingent upon developing or reporting predetermined results.
- My compensation for completing this assignment is not contingent upon the development or reporting of a
predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the
attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of
this appraisal.
- My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity
with the Uniform Standard of Professional Appraisal Practice.
- I have made a personal inspection of the property that is the subject of this report on September 22, 2006.
Form TADD - "TOTAL for Windows" appraisal software by a la mode, inc. - 1-800-ALAMODE
SupplemenlalAddendum
ir-ile l~iJ, uo- IOU I\U I
Rle No. 06-150 KD
Cumberland
State PA
Census Tract #25420-130.00
Zi Code 17017
own Road
_ No one provided significant professional assistance to the person signing this report.
_ This appraisal has been prepared in conformity with the requirements of the Code of Professional Ethics and
the Standards of Professional Appraisal Practice of the Appraisal Institute.
_ The use of this report is subject to the requirements of the Appraisal Institute relating to review by its duly
authorized representatives.
Karen Darney, PA State Certified General Real Estate Appraiser /I GA001260L
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Fonn TADD - ''TOTAL for Windows" appraisal software by a la mode, inc. - 1-800-ALAMODE
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IFile No. 06-150 KO I
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions
requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price Is not affected by undue stimulus. Implicit in this
definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are
typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed
for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price
represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with
the sale.
* Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary
for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable
since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the
comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the
property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession
but the dollar amount of any adjustment should approximate the market's reaction to the. financing or concessions based on the
appraiser's judgement.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following
conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it The appraiser assumes that
the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised on the basis of it being under responsible
ownerShip.
2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist
the reader of the report in visualizing the property and understanding the appraiser's determination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted
in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area Because the appraiser is not a surveyor, he or she makes
no guarantees, express or implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do
so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These
separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used.
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic
substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing
the appraisal. Unless otherwise stated in the appraisal. report, the appraiser has no knOWledge of any hidden or unapparent conditions of the property or
adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and
has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The
appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such
conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an
environmental assessment of the property.
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be
reliable and believes them to be true and correct The appraiser does not assume responsibility for the accuracy of such items that were fumished by other
parties.
8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or
alterations on the assumption that completion of the improvements will be performed in a workmanlike manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report
(including conclusions about the property value, the appraiser's identity and professional designations, and references to any professional appraisal
organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage
insurer; consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or instrumentality
of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data
collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also
be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media.
Freddie Mac Form 439 6-93
Page 1 of 2
Fannie Mae Form 1004B 6-93
L.G. Connor Real Estate Appraisers
Form ACR - "TOTAL for Windows" appraisal software by a la mode, inc. - 1-800-ALAMODE
!rile I~U. uo- IOU l\U I
APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that:
1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property
for consideration in the sales comparison. analysis and have made a dollar adjusbnent when appropriate to reflect the market reaction to those items of significant
variation. If a significant item in a comparable property is superior to, or more favorable than, the subject property, I have made a negative adjusbnent to reduce
the adjusted sales price of the comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject property, I have made
a positive adjusbnent to increase the adjusted sales price of the comparable.
2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not
knowingly withheld any significant infonnation from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the
appraisal report are true and correct
3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent
and limiting conditions specified in this form.
4. I have no present or prospective interest in the property that is the SUbject to this report, and I have no present or prospective personal interest or bias with
respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report
on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present
owners or occupants of the properties in the vicinity of the SUbject property.
5. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this
appraisal is contingent on the appraised value of the property.
6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate,
the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I
did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan.
7. I performed this appraisal in confonnity with the Unlfonn Standards of Professional Appraisal Practice that were adopted and promUlgated by the Appraisal
Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those
Standards, which does not app\y. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value
and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the
reconciliation section.
8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as. comparables in the appraisal report.
I further certify that I have noted any apparent or known adverse conditions in the SUbject improvements, on the subject site, or on any site within the immediate
vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that
I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marketability of the subject property.
9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on significant professional
assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and
disclosed the specific tasks perfonned by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform
the tasks. I have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take
no responsibility for it.
10. See additional Appraiser Certifications and Limiting Conditions found in the addendum of this report.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that:
I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser,
agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal report.
ADDRESS OF PROPERn APPRAISED: Lot #3, Frytown Road, Carlisle, PA 17017
APPRAISE~~ J .
-.. ..~l (>>.~
Name: Karen Damey, State Certified General R . Appraiser
Date Signed: Octotober 7,2006
State Certification #: GA001260L
or State Ucense #:
State: Pennsylvania
Expiration Date of Certification or License: June 30, 2007
SUPERVISORY APPRAISER (only if required):
Signature:
Name:
Date Signed:
State Certification #:
or State License #:
State:
Expiration Date of Certification or License:
o Did
o Did Not Inspect Property
Freddie Mac Form 439 6-93
Page 2 of 2
Fannie Mae Form 1004B 6-93
Form ACR - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
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THIS DEED P nD V
MADE the /0 4 day ~/~ tn the year o~u !.d ~ne thousand
nine hundred eighty-five (l98~
BETWEEN DAVID E.'ROGERS and LORNA W. ROGERS, his wife, of the Borough
of Carlisle, Cumberland County, Pennsylvania, hereinafter referred to as Grantors,
AND JOHN V. SHOEMAKER ill of One Shoemaker Lane~ Mechanicsburg,
Cumberland County, Pennsylvania, hereinafter referred to as Grantee:
WITNESSETH, that in consideration of the sum of EIGHTEEN THOUSAND
($18;000.00) Dollars, in hand paid, the receipt whereof is hereby acknowledged, the
said Grantors do hereby grant and convey to the said Grantee, his heirs and assigns:
ALL that certain tract of land situate in Upper Frankford Township,
Cumberland County, Pennsylvania, bounded and described according to a
property survey for David E. and Lorna W. Rogers, as prepared by Wilbur
H. Clifton, R.S., dated September 4, 1984, and recorded in the office of the
Recorder of Deeds in and for Cumberland County in Plan Book 46, Page
125, as follows, to wit:
BEGINNING at a point on the existing right-of-way line of T-441, and a
p.k. nail in T-448; thence along T-448 the following cOUrses and distances:
SO,uth 31 degrees 51 minutes 30 seconds East 57 feet to a p.k. nail; South 60
degrees 30 minutes 40 seconds East 44.45 feet to a p.k. nail; South 83
degrees 35 minutes 06 seconds East 47.35 feet to a p.k. nail; North 80
degrees 14 minutes 10 seconds East 120.77 feet to a p.k. nail; North 84
degrees 12 minutes 20 seconds East 62.90 feet to a p.k. nail; South 85
degrees 30 minutes 10 seconds East 55.60 feet to a p.k. nail; South 82
degrees 47 minutes 00 seconds East 229.90 feet to a p.k. nail; South 77
degrees 16 minutes 50 seconds East 88.34 feet to a p.k. nail; South 59
degrees 00 minutes 44 seconds East 70.23 feet to a p.k. nail; South 36
degrees 18 minutes 15 seconds East 208.93 feet to a p.k. nail; thence along
and through the Conodoguinet Creek the following courses and distances:
South 82 degrees 50 minutes 15 seconds West 239.25 feet to a point; South
68 degrees 50 minutes 15 seconds West 363 feet to a point; South 37
degrees 50 minutes 15 seconds West 468.60 feet to a point; South ]4
degrees 11 minutes 50 seconds West 295.15 feet to a point; thence by land
now or formerly of Frederick M. Kappel and crossing over T-44l, North 39
degrees 45 minutes 10 seconds West 1204.50 feet to a point; thence alo'ng
land now or formerly of Evelyn C. Hemphill, crossing through and over T-
441, the following courses and distances: North 67 degrees 44 minutes 40
seconds East 481.80 feet to a point; South 31 degrees 15 minutes 20
seconds East 47.85 feet to a point; North 81 degrees 44 minutes 40 seconds
East 371.60 feet to a point, the point and place of BEGINNING.
BEING Lot No. 3 of the above-referred-to Plan and containing 19.171
acres.
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br~:t?-~ N,r;r. 807
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LAW OFFICE MARTS ON. DEARDORFF. WILLIAMS & OTTO
BEING part of the premises Ja~es F. Gilmer and CIaraC. (LPeYhis wIfe,
by deed dated June 2, 1975 and recorded in the office of the Recorder of
Deeds in and for Cumberland County in Deed Book "B", Volume 26, Page
954, granted and conveyed unto David E. Rogers and Lorna W. Rogers, his
wife, Grantors herein.
SUBJECT, however, to the following restrictions:
1. No unlicensed or inoperable vehicles shall be permitted on the
premises herein conveyed.
2. No junkyard shall be established or permitted on the premises
conveyed herein.
AND the said Grantors hereby covenant and agree that they will warrant
generally the property hereby conveyed.
IN WITNESS WHEREOF, said Grantors have hereunto set their hands and seals
the day and year first above written.
Signed, Sealed and Delivered
. ~ IndP~reof
:l dA 4 I /JJl LlJdJ-.
(SEAL)
(SEAL)
COMMONWEALTH OF PENNSYLVANIA )
: SS.
COUNTY OF CUMBERLAND )
On this, the /0 I/j day of July, 1985, before me, the undersigned officer,
personally appeared David E. Rogers and Lorna W. Rogers, known to me (or
satisfactorily proven) to be the persons whose names are subscribed Jo.'t!i~':Yii'thi.~
instrument, and acknowledged that they executed the same for the p.u've~1es '{nef~Jri
t. d .' . .' d ^ 1.{ .;:. J.-
con ame . ;' 41~!'~.J..\." ..." ,..1....\""
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In witness whereof, I hereunto set my ha : 0 : _.', . ',', 0 Co.:.
SANORA S. ECKENRODE :....:2;.. ?.:.' ....J ..: ,';J
NOTARY PUBUC . ,~/ . ';) ..u
CARUSLE CUMBERLAND CO PA. .J.., ':\ ,"...::- ~.
,.. ... . ( ...
MY COMMISSION EXP. OCT. 26, 1986 (~!". ,):;' ~;..,":; ,) ',....'..,
.', ~ ", oW....".
I do hereby certify that the precise residence and complete post:6ffi~e'~9,~f~~'
of the within named Grantee is One Shoemaker Lane, Mechanicsburg, P A, 17055.":~'~.r:~7'
~ J. 7.,,'" , 198~ !12!~~ i-Io
VI for Grantee I
,.,-,~'11 ~~!,r;':' 80S
to... ~ ~_' ,,~~ "
LAW OFFICE'S - MARTSON. DEARDORFF. WILLIAMS & OTTO
COMMONWEALTH OF PENNSYLVANIA)
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RECORDED on this 4YM day of
A.D. 19 IS"', in the Recorder's office of the said Co
Volume JI , Page ~. '
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COUNTY OF CUMBERLAND
Deed Book t'
Given under my hand and the seal of the said office, the date above
written.
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, lnstJranoe. 001\t30t:
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FLOOD PRONE STRE
NOTE TO USEF
This index provides a list of all streets
Insurance Rate Map (FIRM) that are part
Special Flood Hazard Areas (SFHAs).This
used as an authoritative source for d
specific streets. properties. or buildings
This index is intended to be used only as a
the relative location of the street in questi
KEY
BAKER STREET ..............
,/
iltreet name .....................
NAMED STREEl
,,'A-5749. .,. ............ ....... ... .......
.~BLOSSERV1LLEROAD ................
GRAHAMS WOOD ROAD... ..........
INTERSTATE ROUTE 76...............
L.R.-21036.......................... .
L.R.-21 001 ...........................
L.R.-21059.......................... .
T-405. .... .... ....... ....... ...... ...
T -409. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
T-421............................... .
T-429............................... .
T-439............................... .
T-441 .. ..... .. .. ..... .. ., ..... ..... ..
T -449. . . . . . . . . .. . . . . . . . . .-. . .'. . . . . . . ....
T-451............................... .
T-944............................... .
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fFlood Plain Map 1
II-lie NO. Ub- 1 i:lU K.U I
Subject Photo Page
Borrower/Client NA
ProDertv Address Lot #3, Frvtown Road
City Carlisle CDuntv Cumberland State PA liD Code 17017
Lender Richard C. Snelbaker, ESQuire
Lot view looking southeast
Lot #3, Frytown Road
Sales Price NA
Gross Living Area
Total Rooms
Total Bedrooms
Total Bathrooms
Location
View
Site
Quality
Age
Average
Average/Rural St.
Street view looking west
Subject land on the left of
this photograph.
Street view looking east.
Subject land on right of
this photograph.
Form PICPIX.SR - "TOTAL for Windows" appraisal software by a la mode, inc. - 1-800-ALAMODE
. 'ND APPRAISAL REPORT
Census Tract **
Shoemaker
File No. 06-155KD
Map Reference ADC 3119 E9
**49620-0202.20
Zip Code 17070
Borrower Estate of John V. Shoemaker, III
Property Address 8.06 acres Old York Road
City New Cumberland :County Yor~ State PA
Legal Description Deed Book 0977, Pa e 0820 Tax ID #27-000-RG-0028-AO-00000
Sale Price $ per acre Date of Sale NA Loan Term NA yrs. Property Rights Appraised IZI Fee D Leasehold D De Minimis PUD
Actual Real Estate Taxes $ 255.49 (yr) Loan charges to be paid by seller $ NA Other sales concessiuns NA
Lender/Client Richard C. 5nelbaker, Esquire Address 44 W. Main 51. PO Box 318 Mechanicsbur PA 17055
Occupant Vacant land Appraiser Karen Damey,CertGenR.E. I- Instructions to Appraiser ****Provide retros ective market value as of the
DUrban IZI Suburban D Rural
DOver 75% IZI 25% to 75% D Under 25%
D Fully Dev. D Rapid IZI Steady D Slow
IZIlncreasing D Stable D Declining
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IZI Owner D Tenant --1-% Vacant
$ 90 to $ 350+ Predominant Value $ 125-135
New yrs. to 100+ yrs. Predominant Age 35-45 yrs.
Location
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Growth Rate
Property Values
Demand/Supply
Marketing Time
Present Land Use
Predominant Occupancy
Single Family Price Range
Single Family Age
Employment Stability
Convenience to Employment
Convenience to Shopping
Convenience to Schools
Adequacy of Public Transportation
Recreational Facilities
Adequacy of Utilities
Property Compatibility
Protection from Detrimental Conditions
Police and Fire Protection
General Appearance of Properties
Appeal to Market
Good Avg. Fair Poor
DIZIDD
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DIZIDD
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COMPARABLE NO.3
Sandy Lane
Monroe Townshi
13 +/- miles
1,500
15000
1500
June 1, 2006 ****
_ tobe$ 14000
D Did D Did Not Physically Inspect Property
L.G. Connor Real Estate Appraisers
Form LND - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
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Borrower/Client Estate of John V. Shoemak\
Prooertv Address 8.06 acres, Old York Road **49620-0202.20
City New Cumberland County York State PA liD Code 17070
lender Richard C. Snelbaker, ESQuire
Supplemental Addendum
File No 06-155KD
· Land : Neiahborhood Market Factors
maintenance programs observed. Employment is within a 15-30 minute driving time.
· URAR: Site Comments Cont'd:
parcel. Market appeal would be restricted primarily to an adjoining property owner. Your appraiser did not walk the
land due to inability to locate it. Appraisal based on tax map with topography overlay provided by the York County
Planning Commission. The Fairview Township zoning officer stated development would be restricted due to slope
restrictions. Based on ariel view the parcel is wooded. It is unknown if any timber value is present. It is assumed
that no timber value exists for this appraisal. Recommend a timber evaluator be contacted, if you have a concern.
Mr. Chuck Britton, owner of the mobil home park to the west, states he has no knowledge of an easement to the
subject tract. To his knowledge the subject tract is sloping with a steep decline to the creek located on the south
side and is wooded. Your appraiser cannot guarantee the property is free of encroachments or easements,and
recommends further investigation and survey.
· URAR: Sales ComDarison ADDroach Cont'd:
granddaugther from an estate settlement and additional purchase of 4 acres purchased in 2004. Sales #2 and #3
were single lot purchases by an adjoining property owner. No adjustment was made for time because the market
survey indicates no appreciation. All sales considered equally.
Estimated indicated value can also be determined by using the Gross Adjustment of sale price for each
comparable (comp) as a measure of relative quality of the compo A lower adjustment indicates a better comp, and
vice versa. The ratio of gross dollar adjustment to sale price for each of the comps is used to calculate the weight
each comp should have is a weighted calculation. This weighted calculation is used to also indicate the estimated
value of the subject. As with any method this technique is not perfect. However it does do a very good job of giving
more weight to the most similar comps while at the same time minimizing values near the extremes of the indicated
value range. The indicated weighted average is $1, 700 (rounded).
The enclosed survey of land locked sales have an average unadjusted unit price of $1,708; or say, $1,700
(rounded) per acre. Based on the weighted average and taking into consideration the unadjusted survey average,
a blended weight of $1,700 per acre was considered appropriate.
· Land : Final Reconciliation
The appraiser's conclusion of value is based upon the assumption that there are no hidden or unapparent
conditions of the property that might impact upon buildability. The appraiser recommends due diligence be
conducted through the local building department or municipality to investigate buildability and whether the property
is suitable for intended use. The appraiser makes no representations, guarantees or warranties.
Definition of Market Value:
The definition of Market Value is from regulations published by federal regulatory agencies pursuant to Title XI of
the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989 between July 5, 1990, and
August 24, 1990, by the Federal Reserve System (FRS), National Credit Union Administration (NCUA), Federal
Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS), and the Office of Comptroller of the
Currency (OCC). This definition is also referenced in regulations jointly published by the OCC, OTS, FRS, and
FDIC on June 7, 1994, and in the Interagency Appraisal and Evaluation Guidelines, dated October 27, 1994.
ScoDe of Work:
Appraiser did not walk land. Attempt was made to view land; but, location could not be determined. Size/shape was
determined based on tax map, ariel view, and discussions with two surrounding parcel owners and zoning officer of
Fairview Township. Topographical overlay provided by the York County Planning Commission. Review of the
REDS courthouse d~ta and Central Penn Multi-List, Inc. records. Review the county tax map online information,
county tax map, zoning, and FEMA flood maps. Verifying, if possible, the comparable sales with broker, agent,
seller or buyer.
5Decial Limitina Conditions:
If the property is sold, this appraisal is subject to survey and investigation if a right-of-way exists.
· URAR: SUDDlemental Certifications
I certify that,
This ~UMMARY APPRAISAL REPORT was prepared by Karen Darney at the direction of Richard C. Snelbaker,
EsqUire, Snelbaker Brenneman, P.C. (client) for use in estate settlement. Estimated market value is the most
probable price in terms of cash or in terms of financial arrangements equivalent to cash. The information and
opinions contained in this appraisal set forth the appraiser's best judgment in light of the information available at
the ~ir:ne of the prepar~tion of t~is report. Any use of this appraisal by any other person or entity, or any reliance or
declslon.s .~ased on thiS appraisal are at the sole responsibility and at the sole risk of the third party. I accept no
responSibility for damages suffered by any third party, as a result of reliance on or decisions made or actions taken
based on this report.
In my opinion, the reasonable exposure time linked to the value opinion is up to 180 days.
Form TADD - "TOTAL for Windows" appraisal software by a la mode, inc. -1 "800-ALAMODE
fI
Supplemental Addend'Um '
BOlTowe[' Iient Estate of John V. Shoemaker III
Pro e Address 8.06 acres Old York Road
C' New Cumberland Cou York State PA
Lender Richard C. Snelbaker, Es uire
File ~. 06-155KD .
I further certify that, to the best of my knowledge and belief:
- The statements of fact contained in this report are true and correct.
- The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting
conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions.
- I have no present or prospective interest in the property that is the subject of this report or to the parties
involved with this assignment.
- My engagement in this assignment was not contingent upon developing or reporting predetermined results.
- My compensation for completing this assignment is not contingent upon the development or reporting of a
predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the
attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of
this appraisal.
- My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity
with the Uniform Standard of Professional Appraisal Practice.
- I have made a personal inspection of the property that is the subject of this report.
- No one provided significant professional assistance to the person signing this report.
- This appraisal has been prepared in conformity with the requirements of the Code of Professional Ethics and
the Standards of Professional Appraisal Practice of the Appraisal Institute.
- Ttle use of this report is subject to the requirements of the Appraisal Institute relating to review by its duly
~utho . ed representatives.
. 2l q, j IlL? Ce-.-
. ren &~iJata c~'7'naral Real Estate Appraiserl/GAO01260l
.
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Form TADD - "TOTAL for Windows" appraiSal software by a la mode, inc. - 1-800-ALAMODE
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions
requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this
definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are
typically motivated; (2). both parties are well informed or well advised, and each acting in what he considers his own best interes~ (3) a reasonable time is allowed
for exposure in the open market (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price
represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with
the sale.
* Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary
for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable
since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the
comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the
property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession
but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the
appraiser's judgement.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following
conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that
the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised on the basis of it being under responsible
ownership.
2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist
the reader of the report in visualizing the property and understanding the appraiser's determination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted
in the appraisal report whether the subject site is located in an identified Special Rood Hazard Area. Because the appraiser is not a surveyor, he or she makes
no guarantees, express or implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do
so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These
separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used.
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic
substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing
the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or
adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and
has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The
appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be reqUired to discover whether such
conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an
environmental assessment of the property.
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be
reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were fumished by other
parties.
8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satiSfactory completion, repairs, or
alterations on the assumption that completion of the improvements will be performed in a workmanlike manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report
(including conclusions about the property value, the appraiser's identity and professional designations, and references to any professional appraisal
organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage
insurer; consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or instrumentality
of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data
collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also
be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media.
Freddie Mac Form 439 6-93
Page 1 of 2
Fannie Mae Form 1004B 6-93
L.G. Connor Real Estate Appraisers
Form ACR - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that
1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property
for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those items of significant
variation. If a significant item in a comparable property is superior to, or more favorable than, the SUbject property, I have made a negative adjustment to reduce
the adjusted sales price of the comparable and, if a Significant item in a comparable property is inferior to, or less favorable than the subject property, I have made
a positive adjustment to increase the adjusted sales price of the comparable.
2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not
knOWingly withheld any significant information from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the
appraisal report are true and correct.
3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are SUbject only to the contingent
and limiting conditions specified in this form.
4. I have no present or prospective interest in the property that is the SUbject to this report, and I have no present or prospective personal interest or bias with
respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report
on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present
owners or occupants of the properties in the vicinity of the subject property.
5. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this
appraisal is contingent on the appraised value of the property.
6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate,
the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I
did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan.
7. I performed this appraisal in cOnformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal
Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those
Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value
and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the
reconciliation section.
8. I have personally inspected the interior and exterior areas of the SUbject property and the exterior of all properties listed as comparables in the appraisal report.
I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate
vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that
I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marketability of the subject property.
9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on significant professional
assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and
disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform
the tasks. I have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take
no responsibility for it.
10. See additional Appraiser Certifications and Limiting Conditions found in the addendum of this report.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that:
I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser,
agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal report.
ADDRESS OF PROPERTY APPRAISED: 8.06 acres, Old York Road, New Cumberland, PA 17070
APPRAISER: SUPERVISORY APPRAISER (only if reqUired):
Signature: ' II;
Name: Karen Dame State Certified General R.
Date Signed: October 24, 2006
State Certification #: GA001260L
or State Ucense #:
State: Pennsylvania
Expiration Date of Certification or Ucense: June 30, 2007
raiser
Signature:
Name:
Date Signed:
State Certification #:
or State Ucense #:
State:
Expiration Date of Certification or Ucense:
o Did
o Did Not Inspect Property
Freddie Mac Form 439 6-93
Page 2 of 2
Fannie Mae Form 1004B 6-93
Form ACR - "TOTAL for Windows" appraiSal software by a la mode, inc. -1-800-ALAMODE
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Custom Report
Full Report
ParcellD
er Name
ot Dwelling/Rent SqFt
drooms
Baths Half
Recent Sale Price
oOwner
rop Class
ax District
chool District
rop City
ax Map
ax Suffix
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ASSESSMENTS
Assessment Year
Land Value
mprv Value
!rota I Value
PROPERTY AND OWNER INFORMATION
mage
R RESIDENTIAL
27 FAIRVIEW TOWNSHIP
16 WEST SHORE
PA
RG
AO
2006
$14,510.00
$0.00
$14,510.00
Tax District
Clean and Green Indicator
Farm Land Value
Market Land Value
Page 1 of2
Other Imagtts
Prop Addr
Land Use
Acres
Baths Full
Num Parcels
Recent Sale Date
Owner Addr
Owner Addr2
Owner City
Prop Street Num
Tax Block
Tax Parcel
Tax Leasehold
Owner Dis Ia
OLD YORK RD
100 RESIDENTIAL VACANT LAND
8.06
o
1
9/2211994
1 SHOEMAKER LANE
MECHANICSBURG PA 17055
OLD YORK
000
0028
00000
JOHN V SHOEMAKER III
FAIRVIEW TOWNSHIP
NO
$0.00
$14,510.00
RANSFERS
Sale Date 9/22/1994
Book 0977
Grantor SHOEMAKER RUTH A
Sale Type LAND & BUILDINGS
Sale ValiditY RELATIONSHIP OF PART
SITE CHARACTERISTICS
Utilities NONE Topograph
Traffic LIGHT Road
Fronting NONE Location
Acres 8.06 Neighborhood
-and TVDe Land Size
RESIDUAL 8.06
DWELLING CHARACTERISTICS
ICard Number
mprovement
Style
Dwelling SqFt
Unfinished Living Area
Rec Room Area
Finished Basement Area
Total Rooms
Bedrooms
I=amily Rooms
~ths Full
Baths Half
Plumbing Fixtures
Living Units
~ondo Tvpe
laTHER BLDG AND YARD IMPROVEMENTS
!cOMMERCIAL CHARACTERISTICS
JsKETCH
Sale Price
Page
Grantee
Num Parcels
$1.00
0820
SHOEMAKER JOHN V III
1
LEVEL
NEIGHBORHOOD OR SPOT
02701000 GENERAL NBHD (FAIRVIEW)
Land Measurement
ACRES
1
VACANT
o
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o
o
o
Total Cards
Year Built
Year Remodelled
New Construction
Exterior Wall
Num Stories
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( Zoning Map)
.ownship
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PART 4
RESIDENTIAL RURAL DISTRICT (RR)
~400. Pumose. The purpose of this district is to promote residential development which blends with
rural activities, protects existing natural land features and is compatible with the general character of
the area.
~401. Permitted Uses.
1. Single family detached dwellings.
2. Crop and tree farming, pasturing, truck gardening, horticulture, greenhouses, nurseries,
aviaries, hatcheries, apiaries, raising of fruits and vegetables and similar enterprises.
3. Storage, packing and marketing of fruits and vegetables produced on the premises.
4. Raising and keeping of poultry, rabbits, goats, horses, cattle, hogs and similar animals.
5. Dairy farming.
6. Churches and schools.
7. Non-intensive home occupations.
8. Non-profit parks and playgrounds.
9. Corporate campus and retreat facility owned by and operated by an entity organized
for religious, educational, and/or social purposes.
10. 'Customary accessory uses and buildi~gs incidental to any of the permitted uses.
~402. SDecial ExceDtions.
1 . Cemeteries.
2. Municipal or private water supply facilities, electric and gas supply facilities, including
transmission lines.
3. Country club and golf courses.
4. Home occupations (intensive).
5. Retirement community.
6. Day care centers.
7. Social clubs, fraternal, social service, union and civic organizations.
4-1
8. Kennels.
9. Telecommunication signal facilities.
10. Group day care home.
11 . Bed and breakfast home.
~403. Conditional Uses.
1 . Cluster development.
2. Surface mining.
~404. Area Reaulations.
1. Lot size.
A. No public sewer or public water. A minimum of forty three thousand five
hundred sixty (43,560) square feet.
8. Public sewer and public water. A minimum of twenty thousand (20,000)
square feet.
C. Public water but no public sewer. A minimum of thirty thousand (30,000)
square feet. If site investigation for on-lot disposal of sewage results in the
requirement of a pressure dosed absorption area; or physical characteristics
limit absorption to the minimum area required by DEP regulations, then a
minimum lot size of forty three thousand five hundred sixty (43,560) square
feet is required. ~
D. Public sewer but no public water. A minimum of thirty thousand (30,000)
square feet.
2. Lot Width. A minimum of one hundred (100) feet except the lot width on the vehicular
turnaround portion of cul-de-sacs shall be a minimum of fifty (50) feet.
3. Lot Coverage. A maximum of thirty (30%) percent.
4. Front Yard. A minimum of forty (40') feet.
5. Side Yards. A minimum of twenty (20') feet.
6. Rear Yards. A minimum of thirty-five (35') feet.
7. Building Height. A maximum of thirty-five (35') feet except that said maximum may
be increased by one (1') foot for each one (1') foot increase in all minimum yard
requirements.
4-2
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~405. Aaricultural Restrictions.
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1 . Keeping or raising of livestock, poultry and fowl on less than ten (10) acres shall be
limited to the keeping and raising of two (2) head of livestock or one hundred (100)
poultry or fowl per eighty thousand (80,000) square feet. No poultry, fowl or livestock
may be kept on parcels of land having less than eighty thousand (80,DOD).square feet
in area.
2. Farm buildings, other than dwellings, shall not be constructed closer than eighty-five
(85) feet to a front property line or closer than fifty (50) feet to a side or rear property
line, and no barn or manure storage shall be established closer than one hundred (100)
feet to any property line.
3. All new construction, including structures for temporary storage of seeds, shall conform
to yard requirements.
4. A livestock slaughterhouse or animal by-products business shall not be conducted in
this district as a principal business.
5. The display and sale of farm products shall be permitted, provided that:
A. At least fifty percent (50%) of such products shall have been produced on the
property on which they are offered for sale. .
B. A minimum of three (3) parking spaces shall be provided behind street right-of-
way lines.
C. Sale of farm products shall be conducted from a portable stand, dismounted at
the end of the growing season, or from a permanent building located according
to the existing subdivision regulations.
6. When raising or keeping hogs, there shall be no feeding of any market or house refuse
other than that produced on the premises.
7. All livestock shall be restricted from grazing or intruding on an adjoining property and
any fences erected for the same shall be at least five (5) feet from the property line or
public/private road.
!i406. Requlations for Comorate CamDus and Retreat Facilitv.
1 . The use may include administrative offices, training and educational facilities, meeting
facilities, food preparation facilities, day care facilities, recreational facilities, and
housing. All of the above uses shall be limited to use by personnel on the premises or
participants taking part in activities on the premises. The facilities may not be used
independent of the overall use of the premises, for example, the housing may not be
commercially rented, nor is a restaurant serving the general public permitted as a part
of this use.
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2. The primary access to the property shall be located on a collector or arterial street and
be within eight thousand (8,000') feet of the center of an interchange of Interstate 83.
--
3. The minimum lot size shall be fifty (50) contiguous acres.
..
4.
The minimum lot width shall be one hundred (100') feet.
--
5. The maximum lot coverage shall be forty (40) percent.
6.
All buildings or structures, off-street parking lots and loading acres shall be set back at
least fifty (50') feet from all lot line of the property.
!!:
-
7.
The maximum permitted overall density is one dwelling unit per acre. Any bedrooms
as a part of common living areas, which are not a separate dwelling unit, shall be
considered as .5 dwelling units per bedroom.
-~
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8.
The building height shall be a maximum of thirty-five (35') feet, except that said
maximum may be increased by one (1') foot for each one (1') foot increase in all
minimum yard requirements.
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DISTRICT
Permitted Uses
Special Exception
Uses
Conditional Uses
TABLE 300
PERMITIED. SPECIAL EXCEPTION AND CONDmONAL USES
. .::...RR,(>
RESIDENTIAL RURAL
Single family detached
Crop and tree farming
Storage and packing
Raising of livestock
Dairy farming -
Churches and schools
Parks and playgrounds
Non-intensive home
occupations
Corporate campus
Accessory uses
Cemeteries
Utilities
Golf course
Intensive home
occupations
Day care centers
Social clubs
Kennels
Telecommunication
signal facilities
Retirement community
Group day care home
Bed and breakfast home
Cluster development
Surface mining
: .' ..;....;..-:..;-:.:....'... ,-.
.. . ..;RS::)(,y;/..
. . .. . .. . . .
. .. RESIOENTI~.t........ ,: .
. SINGLE::>:: :
Single family detached
Churches and schools
Parks and playgrounds
Non-intensive home
occupations
Accessory uses
Utilities
Intensive home
occupations
Cluster development
3-2
....... .... ....::.;:(i/:
:.. ::;:;:?i(::',:.)t:iM: :..:.
. , ,. . .. - .
.R~~IOE~TI~L.
.... .. .:MUL n~FAMILY
Single family detached
Single family semi-
detached
Two family duplex
Single family attached
Zero lot line
Multi-family
Churches
Public schools
Non-intensive home
occupations
Parks and playgrounds
Accessory uses
Utilities
Social clubs
Day care centers
Telecommunication
signal facilities
Retirement community
Group care facility
Mobile home parks
I
.:... :: W;::>:::::':.:'>..:'::<:'.:\
..RESIDEN:n,AL. .:'
.' :A=:'VU.LAGE;:(::
Single family detached
Single family semi-
detached
Two family duplex
Single family attached
Multi-family
Churches
Public schools
Municipal recreation
Non-intensive home
occupations
Accessory uses
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Utilities
Social clubs
Day care centers
Telecommunication
signal facilities
J
N/A
--
-
-
.-
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DISTRICT
. ...
RR
Single family detached
No PS/W
PS&PW
Either/or
RS
Single family detached
NoPS/w
PS&PW
Water only
Sewer only
RM
Single family detached
No PS/W
PS & PW
Water only
Sewer only
Single family semi-detached
Two family duplex
Zero lot line
Single family attached
Multi-family
RV
Single family detached
Single family semi
Single family duplex
Single family attached
Multi-family
CN
CH
u
T ABLE 302
AREA, LOT, BULK AND YARD REQUIREMENTS
MIN.-LOT
. AREA' .
:,:;:::0.. ."..
43,S60 sf
20,000 sf
30,000 sf
20,000 sf
12,000 sf
16,000 sf
13,000 sf
20,000 sf
9,000 sf
16,000 sf
13,000 sf
4,SOO sf
4,500 sf
4,500 sf
S du/ac
1 2 du/ac
7,SOO sf
2,000 sf
2,000 sf
2,000 sf
2,000 sf
20,000 sf
20,000 sf
20,000 sf'
'~
3S'
3S'
3S'
. . ....,.,.,..,..' .-,. . ..
M..I.N.:'.LO....T........:.... .:.':'.M.'...'....A.:......X... ~'.:'.L....OT.. .:FRONT .:. .:;:.:.::.:....'.8......IOE.:.,;..:..
:WIDTH:::'. ;'AVERAGE . '::VARD ....'\YARn :::: . .' :t~..~!.:i:.:!I.:.:::,.;r~~~~':::;
100'
100'
100'
100'
60'
70'
60'
100'
60'
70'
60'
40'
40'
40'
22'
SO'
49.S'
24.7S'
24.7S'
1S'
49.S'
7S'
100'
lS0'
30%
30%
30%
40%
40%
40%
40%
50%
SO%
SO%
SO%
6S%
6S%
6S%
6S%
6S%
7S%
75%
7S%
7S%
75%
75%
75%
60%
3-4
40'
40'
40'
40'
40'
40'
_ 40'
40'
40'
40'
40'
20'
20'
20'
20'
20'
lS'
lS'
15'
lS'
lS'
30'
30'
50'
20'
20'
20'
10'
10'
1 C)"
10'
10'
10'
10'
10'
S'
S'
S'
S'
S'
6'
6'
6'
6'
6'
10'
10'
2S'
35'
3S'
35'
35'
35'
35'
35'
35'
3S'
35'
35'
30'
30'
30'
30'
30'
15'
15'
15'
15'
15'
20'
20'
30'
35'
3S'
35'
35'
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3S'
3S'
3S'
40'
40'
40'
40'
40'
4S'
4S'
4S'
45'
45'
35'
35'
35'
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[F~06-132l
L.G. Connor Real Estate Appraisers
Form GA2 - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
IRi6No:oo:T321
File No. 06-132
June 29, 2006
Snelbaker & Brenneman, P.C.
Attn: Richard C. Snelbaker, Esquire
44 West Main Street
Mechanicsburg, PA 17055
RE: 170 E. Penn Street, Carlisle, PA 17013
Dear Dick:
Pursuant to your request, I have prepared a Complete Appraisal,
Summary Report for the property captioned in the "Summary of Salient
Features" which follows.
The accompanying report is based on a site inspection of
improvements, investigation of the subject neighborhood area of influence,
and review of sales, cost and income data for similar properties.
This appraisal has been made with particular attention paid to the
applicable value influencing economic conditions and has been processed
in accordance with nationally recognized appraisal guidelines.
The value conclusions stated herein are as of the date as stated in the
body of the appraisal and contingent upon the certifications and limiting
conditions attached.
Please do not hesitate to contact me if I can be of additional service to
you.
Respectfully,
--dft) VdhJo/-
Karen Darney
Pennsylvania State Certified General Real Estate Appraiser
Form DeVR - "TOTAL for Windows" appraisal software by a la mode, inc. - 1-800-ALAMODE
IFile No. 06-1321
SUMMARY OF SALIENT EEATURES
~.
Subject Address 170 E. Penn Street
Legal Description Deed Book 00253, Page 02048
City Carlisle
County Cumberland
State PA
Zip Code 17013
Census Tract 25420-0121.00
Map Reference ADC 3114 . A8
Sale Price
$ NA
Date of Sale
NA
Borrower / Client
NA
Lender
Richard C. Snelbaker, Esquire
Size (Square Feet) 876
Price per Square Foot $
Location Average
Age 136 years
Condition Fair to Avg.
Total Rooms 5
Bedrooms 2
Baths
Appraiser
Karen Damey, Certified General Real Estate Appraiser
Date of Appraised Value
June 1, 2006 ***Retrospective as of the date of death
Final Estimate of Value
$ 49,500
Form SSD - "TOTAL for Windows" appraisal software by a la mode, inc. - 1-800-ALAMODE
L. G. Connor Real Estate Appraisers
IFile No. 06-1321
Shoemaker Estate
p rlu na...rinlion UNIFORa-.- RESIDENTIAL APPRAISAL REPO...-i FileNo. 06-132
Pronertv Address 170 E. Penn Street Citv Carlisle StatePA Zin Code 17013
Leoal Descriotion Deed Book 00253 Pace 02048 County Cumberland
Assessor's Parcel No. 02-21-03818-038 , Tax Year 05-06 R.E. Taxes 9; 812.09 SDecial Assessments! None
Borrower NA Current Owner Shoemaker John V. Estate Occunant r l Owner I'XI Tenant r l Vacant
pronertV riohts anoraised IXI Fee Simole I I Leasehold ProiectTyoe r l PUD r l Condominium IHUDNA onlYl HOA'f IMo.
Neiohborhood or Proiect Name Borouah of Carlisle Man Reference ADC 3114 - A8 Census Tract 25420-0121.00
Sale Price 9; NA Date of Sale NA nescrintlon ann !t amount of loan chilrnl~/concesslons to be Dald bv seller NA
Lender/Client Richard C. Snelbaker ESQuire Address 44 W. Main Street, P.O. Box 318. Mechanicsbura. PA 17055
Annraiser Karen Damev. Cert Gen'l REAppraiser Address 3 Lemovne Drive Suite 100 Lemovne PA 17043
Location DUrban L8J Suburban o Rural Predominant Slme family hOUSi~ Present land use % Land use change
Built up L8J Over 75% o 25-75% o Under 25% occupancy PRI AG One family 80 L8J Not likely o Ukely
$(000) (yrs)
Growth rate o Rapid L8J Stable o Slow L8J Owner 40 Low 25 2-4 family 7 o In process
Property values 0 Increasing L8J Stable o Declining o Tenant 175+ Hioh 136+ Multi-family 3 To:
Demand/supply 0 Shortage L8J In balance 0 Over supply L8J Vacant (0-5%) /1 Predominant f2;Wic~c;; Commercial 10
Marketino time Fi Under 3 mos. [Xi 3-6 mos. Fi Over 6 mos. Fi Vac/over 5%\ 65-75 75-85
lIote: Race and the racial composition ot the neighborhood are not appraisal factors.
Neighborhood boundaries and characteristics: Subiect is located in the the east auadrant of the Borouah of Carlisle. the countv seat. The immediate
neiahborhOOd is Drimarilv residential in nature with a mix of sinale familv and multi-familv homes. Just west are Rts. 11/34 (See Addendum)
Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.):
Schools shoDDina, emolovment recreation and houses ofworshio are all within walkinQ to a 15-30 minute drivinQ time of the subiect
orooertv. Averaae orooertv maintenance oroarams were observed. Emplovment stability is aood due to the State Capital in Harrisbura, the
Naval Suoolv Deoot in Mechanicsbura, county offices Dickinson Colleae, and the Armv War Collece. Steady price increases and MLS
statistics show a aood demand for the area. The subiect is located on a one wav street with unmetered on street parkina. Parkina is limited
which mav decrease market appeal.
Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demand/supply, and marketing time
-- such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.):
County tax records and MLS statistics show prices to be stable. The MLS shows that the tvoical marketina time for the area is 3-6 months.
Mortaaae funds are readilv available with conventional loans beina 6.5% to 7.5% interest, fixed 30 vear 95% mortaaae with UD to three
ooints. Sellers are not reauired to offer sales or financina concessions. but seller assistance is occurrina.
Project Information lor PUDs (If applicable) - -Is the developerlbuilder in control of the Home Owners' Association (HOA)? DYes ONo
Approximate total number of units in the subject project Approximate total number of units for sale in the subject project
Describe common elements and recreational facilities:
Dimensions 15.5' x 90' , oer enclosed deed . Topography Level at street arade
Site area 1,395 sf or 0.03 acre Comer Lot 0 Yes L8J No Size Averaae for area
Specific zoning classification and description R-4 Towne Center Residential District Shape Rectanaular
Zoning compliance 0 Legal L8J Legalnonconfonning (Grandlathered use) 0 Illegal o No zoning Drainage Appears Adeauate
Hinhest & best use as imnroved: rXf Present use n Other use lexnlain\ View Averaae Street
Utilities Public Other Off-site Improvements Type Public Private Landscaping Averaae for area
Electricity L8J Street Macadam ~ 0 Driveway Surface NA
Gas L8J Curb/gutter Concrete L8J 0 Apparent easements Standard utllitv: see comments
Water L8J Sidewalk Concrete L2J 0 FEMA Special Rood Hazard Area DYes L8J No
Sanitary sewer ~ Street lights AdeQuate ~ R FEMA Zone C Map Date 2-3-82
Stonn sewer Alley None FEMA Man No. 425380004B
Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconfonning zoning use, etc.): Standard
easements for electric. teleohone etc. There were no known or aooarent adverse easements, encroachments or conditions that would
neaativelv imDact on the value of the subiect propertv. Per deed there is a 2'8" x28'3" walkwav easement runnina adiacent (See Addendum)
GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION
No. of Units 1 Foundation Stone/Block Slab NA Area Sq. Ft. 336 Roof 0
No. of Stories 2 Exterior Walls Asb.Shinale/Alu Crawl Space Rear % Finished 0 Ceiling 0
Type (Det./Att) Attached Roof Surface Metal/Rolled? Basement 2 stv section Ceiling Unfinished Walls 0
Design (Style) 2 Storv Gutters & Dwnspts. Gal.Steel/Alum Sump Pump No Walls Unfinished Roor 0
Existing/Proposed Existina Window Type Wd Dble Huna Dampness None noted Roor Cement None 0
Age (Yrs.) 136 Stonn/Screens Partial SetUement Due To Aae Outside Entry None Unknown L8J
Effective Ane Nrs.\ 65 - 70 Manufactured House No Infestation None noted
ROOMS Fover Uvinn Dinino Kitchen Den Familv Rm. Rec. Rm. Bedrooms # Baths Laundrv Other Area So. Ft.
Basement 336
Level 1 1 1 1 456
Level 2 2 1 420
Rnished area above nrade contains: 5 Rooms' 2 Bedroomlsl' 1 Bath sl: 876 SlIuare Feet of Gross Uvino Area
INTERIOR Materials/Condition HEATING KITCHEN EQUIP. ATTIC AMENITIES CAR STORAGE:
Floors Wd,Vinvl/Ava Type FWA Refrigerator 0 None 0 Rreplace(s} # 0 None L8J
Walls Panel/Plaster/Ava Fuel Gas Range/Oven L8J Stairs L8J Patio 0 Garage # of cars
TrimJRnish Wood/Painted/Ava Condition Average Disposal 0 Drop Stair 0 Deck 0 Attached
Bath Floor Vinvl/Fair COOUNG None Dishwasher 0 Scuttle 0 Porch Rear L8J Detached
Bath Wainscot Fiberalass/Ava Central None Fan/Hood L8J Floor L8J Fence Rear L8J Built-In
Doors Wood/Ava Other None Microwave 0 Heated R Pool R Carport
Condition NA Washer/DrYer n Rnished Drivew;w
Additional features (special energy efficient items, etc.): Closet added to front bedroom' rear wrao Dorch.
Condition of the improvements, depreciation (physical, functional, and external), repairs needed, quality of construction, remodeling/additions, etc.: The home is
in averaae condition. The construction Qualitv is tvoical for homes of this aae. The estimated effective aae is below the actual aae due to
maintenance. condition and comparison to competina neiahborhoods. Phvsical depreCiation is attribut$d to aae and deferred maintenance.
Unless otherwise stated, no items were observed that would reauire immediate repair. The followinQ needs repaired: (See Addendum)
Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or in the
immediate vicinity of the subject property.: The property is of an aae where lead based oaint mav be oresent. The market does not oenalize the
orooertv. but the client should be advised of its possible existence. It is assumed that it is not oresent. If the client has a (see Addendum)
Freddie Mac Fonn 70 6193
PAGE 1 OF 2
Fonn UA2 - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
Fannie Mae Fonn 1004 6193
iflit: i~U. vu- I J"- I
.........--.--- ---...--..= $
Functional Extemal
. Shoemaker Estate
UNIFORM RESIDENTIAL APPRAISAL 'R~ORT FileNo. 06-132
Comments on Cost Approach (such as, source of cost estimate, site value,
square foot calculation and for HUD, VA and FmHA, the estimated remaining
economic lite of the property): The Cost A roach will enerall
result in an excellent estimate of value if the buildin is new or
reasonabl new and the im rovements reflect the hi hest and
best use of the land. However when items of h sical
de reciation must be estimated, an area of 'ud ement is
involved which is sub'ect to error. The Cost A roach was not
utilized due to the sub'ect's a e.
...--= $
Valuation Section
ESTIMATEDSITEVALUE __ ..----....--- -----...,..--...----..
ESTIMATED REPRODUCTION COST-NEW-OF IMPROVEMENTS:
Dwelling 876 Sq. Ft @$ = $
336 Sq. Ft @$ =
=
=$
--..- =$
See enclosed buildin
COMPARABLE NO.2
453 N Pitt Street
Carlisle PA
4-5 blocks
, ,
-3,000
Baths :
o
49 500
D Did D Did Not
Inspect Property
state
State
Fannie Mae Form 1004 6-93
Borrower/Client NA
Prooertv Address 170 E. Penn Street
I Gitv Carlisle Gountv Cumberland State P A : ZiD Code 17013
I Lender Richard C. Snelbaker, ESQuire
Supplemental Addendum
IFile No. 06-1321
File No 06-132
· URAR: Neiahborhood Comments Cont'd:
aka Hanover Street, which is a major north-south roadway lined with commercial/residential uses. Immediate
neighborhood is typical of older established neighborhoods.
· URAR: Site Comments Cont'd: l
.
to the eastern property line. There is also an easement of the existing sewer line from the subject through the
adjoining premises at 168 E. Penn Street to the public sewer line located in East Penn St. These easements
should not affect marketability. Limited on street parking and one way street will decrease market appeal.
· URAR: Condition of the Improvements Cont'd:
Front storm door needs replaced. Pet odor evident. Wood floors need c1eanedlrefinished. Rooms have panel walls
and older style tile ceilings. Older kitchen cabinets in need of paint. Kitchen ceiling damaged (see photograph) and
hole in vinyl floor. Tenant stated second level tub leaked. Bathroom ceiling has evidence of water damage. (See
photograph). Tenant stated roof leaked. It is unknown if roof leaking still occurs. NOTE: the rear flat roof could not
be seen from the street. Tenant did not know the type of roof cover present. Your appraiser is not an expert in this
area. Recommend a roof inspection be done by an appropriate professional. Vinyl floors in kitchen and bathrooms
need replaced. Central room utilized as a bedroom but there is no closet. Must walk through the center room to
access the bathroom. Door to walk-up attic is off hinges and needs replaced/repaired. Dining room ceiling light
fixture needs installed; or, hanging electrical wires need covered. All exterior wood needs scrapped and painted.
Recommend hand rail be installed along stairwells for safety purposes. One front window does not have a storm
unit. Rotten wood noted in corners of soffits and needs repaired. Galvanized steel gutters/downspouts rusted and
need painted and/or replaced as needed. Basement has pet odor evident. Some of the stone in foundation needs
repointed. Crawl space with dirt floor (per tenant) could not be inspected due to personal belongings stored in
area. Attic observation limited to amount of personal belongings stored. It is assumed for appraisal purposes that
the crawl space and attic areas do not contain any adverse conditions. Functional obsolescence due to lack of
closet space, floor plan, and pet odor. Rear yard needs debris removed and re-seeded. No economic
obsolescence was observed.
· URAR: Adverse Environmental Conditions Cont'd:
concern, then a qualified expert in this area should be contacted. There are no known or apparent adverse
environmental conditions that would negatively impact on the sale of the property.
· URAR: Sales Comparison Approach Cont'd:
level just off the kitchen. Floor plan considered comparable to subject. Home had "lots of new windows" but an
inferior 60 amp electrical service. Condition adjustment reflects pet odor and needed repairs. All sales considered
equally. Some adjustments exceeded the recommended guidelines but were considered necessary to reflect an
accurate value. It is my opinion that the home would sell towards the lower range of value due to amount of
deferred maintenance. Most weight placed on Sale #2 which is most similar in floor plan and size.
Estimated indicated value can also be determined by using the Gross Adjustment of sale price for each
comparable (comp) as a measure of relative quality of the compo A lower adjustment indicates a better comp, and
vice versa. The ratio of gross dollar adjustment to sale price for each of the comps is used to calculate the weight
each comp should have in a weighted calculation. This weighted calculation is used to also indicate the estimated
value of the subject. As with any method this technique is not perfect. However it does do a very good job of giving
more weight to the most similar comps while at the same time minimizing values near the extremes of the indicated
value range. The estimated weighted value is: $49,400; or say, $49,500, which supports the estimated value.
Definition of Market Value:
The definition of Market Value is from regulations published by federal regulatory agencies pursuant to Title XI of
the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989 between July 5, 1990, and
August 24, 1990, by the Federal Reserve System (FRS), National Credit Union Administration (NCUA), Federal
Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS), and the Office of Comptroller of the
Currency (OCC). This definition is also referenced in regulations jointly published by the OCC, OTS, FRS, and
FDIC on June 7,1994, and in the Interagency Appraisal and Evaluation Guidelines, dated October 27, 1994.
Scope of Work:
Observation of the exterior and walk through observation of the interior of the property. Measuring the exterior of
the dwelling. Walk through observation did not include inspection of the attic or crawl space areas. These areas are
assumed in good condition with no adverse conditions present. If you have a concern, contact an appropriate
professional for an inspection. No mechanical systems were inspected and no appliances were tested. Review of
the REDS courthouse data and Central Penn Multi-List, Inc. records. Reviewing the county tax map online
information, county tax map, zoning, and FEMA flood maps. Verifying, if possible, the comparable sales with
broker, agent, seller or buyer. Use of Marshall Valuation Service data for completion of the Cost Approach, if
approach is warranted. Land sale search data obtained from REDS online data service and Central Penn
Multi-List, Inc.
Special Limitina Conditions:
Form TADD - "TOTAL for Windows" appraisal software by a la mode, inc. - 1-800-ALAMODE
Borrower/Client NA
Prooertv Address 170 E. Penn Street
Citv Carlisle Countv Cumberland State P A Zin Code 17013
Lender Richard C. Snelbaker, ESQuire
Supplemental Addendum
IFile No. 06" 1 ~21
File No 06-132
This appraisal is not a home inspection and the appraiser is not acting as a home inspector when preparing the
report. The borrower has the right to have the home inspected by a professional home inspector. When performing
the inspection of this property, the appraiser visually observed areas that were readily accessible. The appraiser is
not required to disturb or move anything that obstructs access or visibility. The inspection is not technically
exhaustive. The inspection does not offer warranties or guarantees of any kind.
The appraiser is not a home or an environmental inspector. The appraiser provides an opinion of value. The
appraisal does not guarantee that the property is free of defects or environmental problems. The appraiser
performs an inspection of visible and accessible areas only. Mold may be present in areas the appraiser cannot
see. A professional home inspection or environmental inspection is recommended.
If the property is sold, this appraisal is subject to satisfactory inspection reports including, but not limited to: wood
infestation, water test(s), septic inspection, radon, building inspections, etc.
. URAR: Supplemental Certifications
I certify that,
This COMPLETE APPRAISAL- SUMMARY APPRAISAL REPORT was prepared at the direction of Richard C.
Snelbaker, Esquire, (client). The Intended User of this appraisal report is the Client. the Intended Use is to
evaluate the property that is the subject of this report for estate settlement purposes, subject to the stated Scope of
Work, purpose of the appraisal, reporting requirements of this appraisal form, and Definition of Market Value.
Additional Intended Users are identified by the appraiser. Estimated market value is the most probable price in
terms of cash or in terms of financial arrangements equivalent to cash. The information and opinions contained in
this appraisal set forth the appraiser's best judgment in light of the information available at the time of the
preparation of this report. Any use of this appraisal by any other person or entity, or any reliance or decisions
based on this appraisal are at the sole responsibility and at the sole risk of the third party. I accept no responsibility
for damages suffered by any third party, as a result of reliance on or decisions made or actions taken based on this
report.
In my opinion, the reasonable exposure time linked to the value opinion is up to 180 days.
I further certify that, to the best of my knowledge and belief:
- The statements of fact contained in this report are true and correct.
- The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting
conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions.
- I have no present or prospective interest in the property that is the subject of this report or to the parties
involved with this assignment.
- My engagement in this assignment was not contingent upon developing or reporting predetermined results.
- My compensation for completing this assignment is not contingent upon the development or reporting of a
predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the
attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of
this appraisal. ' .
- My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity
with the Uniform Standard of Professional Appraisal Practice.
- I have made a personal inspection of the property that is the subject of this report.
- No one provided significant professional assistance to the persons signing this report.
- This appraisal has been prepared in conformity with the requirements of the Code of Professional Ethics and
the Standards of Professional Appraisal Practice of the Appraisal Institute.
- The use of this report is subject to the requirements of the Appraisal Institute relating to review by its duly
au~~ed representatives.
--11;.tl!!;;fJlli1fU/frtified General Real Estate Appraiser I GAOO1260L
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Form TADD - "TOTAL for Windows" appraisal software by a la mbde, inc. -1-800-ALAMODE
Wile No. 06-1321
DEFINITION OF MARKET VALUE: The most probable price which a property sholdld bring in a compelmve and open market under all conditions
requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming'- the price is not affected by undue stimulus. Implicit in this
definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are
typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed
for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial. arrangements comparable thereto; and (5) the price
represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with
the sale.
* Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary
for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable
since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the
comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the
property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession
but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the
appraiser's judgement.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following
conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that
the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised on the basis of it being under responsible
ownership.
2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist
the reader of the report in visualizing the property and understanding the appraiser's determination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted
in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes
no guarantees, express or implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do
so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These
separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used.
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic
substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing
the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or
adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and
has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The
appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such
conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an
environmenlaf assessment of the property.
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be
reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were fumished by other
parties.
8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is SUbject to satiSfactory completion, repairs, or
alterations on the assumption that completion of the improvements will be performed in a workmanlike manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report
(including conclusions about the property value, the appraiser's identity and profeSSional designations, and references to any professional appraisal
organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage
insurer; consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or instrumentality
of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data
collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also
be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media.
Freddie Mac Form 439 6-93
Page 1 of 2
Fannie Mae Form 1004B 6-93
L.G. Connor Real Estate Appraisers
Form ACR - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
IFile No. 06-132 I
APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that:
1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property
for consideration in the sales comparison analysis and have made a dollar adjusbnent when appropriate to reflect the market reaction to those items of significant
variation. If a significant item in a comparable property is superior to, or more favorable than, the subject property, I have made a negative adjusbnent to reduce
the adjusted sales price of the comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject property, I have made
a positive adjusbnent to increase the adjusted sales price of the comparable.
2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not
knowingly withheld any significant information from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the
appraisal report are true and correct
3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent
and limiting conditions specified in this form.
4. I have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal interest or bias with
respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report
on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present
owners or occupants of the properties in the vicinity of the subject property.
5. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this
appraisal is contingent on the appraised value of the property.
6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate,
the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I
did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan.
7. I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal
Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those
Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value
and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the
reconciliation section.
8. I have personally inspected the interior and exterior areas of the SUbject property and the exterior of all properties listed as comparables in the appraisal report.
I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate
vicinity of the subject property of which I am aware and have made adjusbnents for these adverse conditions in my analysis of the property value to the extent that
I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marketability of the subject property.
9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report If I relied on significant professional
assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and
disclosed the specifiC tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform
the tasks. I have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take
no responsibility for it.
10. See additional Appraiser Certifications and Limiting Conditions found in the addendum of this report.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that:
I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser,
agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal report.
ADDRESS OF PROPERTY APPRAISED: 170 E. Penn Street, Carlisle, PA 17013
SUPERVISORY APPRAISER (only if required):
raiser
Signature:
Name:
Date Signed:
State Certification #:
or State License #:
State:
Expiration Date of Certification or License:
Signature:
Name: Karen Dame ,PA Certified General Real Est
Date Signed: June 30 2006
State Certification #: GAOO 1260L
or State License #:
State: PA
Expiration Date of Certification or License: June 30, 2007
o Dicit
o Did Not Inspect Property
~
Freddie Mac Form 439 6-93
Page 2 of 2
Fannie Mae Form 1004B 6-93
Form ACR - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
Location Map
IFile No. 06-1321
Borrower/Client NA
ProDertv Address 170 E, Penn Street
City Carlisle County Cumberland State PA liD Code 17013
Lender Richard C. Snelbaker, ESQuire ,
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Flood Map
Borrower/Client NA
Pronertv Address 170 E. Penn Street
Cilv Carlisle Countv Cumberland State PA Zip Code 17013
Lender Richard C. Snelbaker, ESQuire
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fEGORDER OF DEEDS
HBERlAND COUNTY-f"I\
, 02 SEP 3 Arl 93~
Parcel No.
m:bis11Beeb
THIS DEED made this 30 day of August, 2002,
BETWEEN ELWOOD B. SHUGHART and JOYCE R. SHUGHART, husband and
wife, of Cumberland County, Pennsylvania, hereinafter called
"GRANTORS",
AND JOHN V. SHOEMAKER, III, single man, of Cumberland County,
Pennsylvania, hereinafter called
"GRANTEE":
WITNESSETH:
That in consideration of FORTY -FIVE THOUSAND NINE HUNDRED AND
00/100 ($45,900.00) Dollars, in hand paid, the receipt whereof is hereby acknowledged,
the Grantors do hereby grant and convey to the said Grantee, his heirs and assigns;
ALL that certain tract of land situate in the First Ward of the Borough of Carlisle,
Cumberland County, Pennsylvania, bounded and described as follows:
BEGINNING at a point on the southern side of East Penn Street, thence in a southerly
direction 90 feet, more or less, to a point; thence in a westerly direction 15 1;2 feet, more
or less, to the line of property now or formerly of Donald E. and Catherine R. Calaman;
thence in a northerly direction and through the wall separating the property herein
described and No. 168 East Penn Streetto the West thereof, 90 feet, more or less, to East
Penn Street; thence in an easterly direction by East Penn Street, 15 1;2 feet, more or less to
the place of BEGINNING.
BEING improved with the eastern half of a double frame dwelling house and being
known as No. 170 East Penn Street.
TOGETHER with all the Grantors right, title and interest in a walkway easement, 2 feet
8 inches wide, more or less, in width and extending 28 feet 3' inches, more or less, in
depth and lying immediately adjacent to the eastern line hereof, and
TOGETHER with an easement of user of the existing sewer line from said dwelling
house through the premises at No. 168 East Penn Street to the public sewer line in East
Penn Street.
~~J - ~VB
BEING the same premises which Carl t. Erdman and Nancy Lou Er4rnan, husband and
wife, by their Deed dated August 7, 1984 and recorded August 7, 1 ~84 in the Office of
the Recorder of Deeds of Cumberland County in Deed Book "V", Volume 30, Page 449,
granted and conveyed unto Elwood B. Shughart and Joyce R. Shughart, Grantors herein.
AND the Grantors hereby covenant and agree that they will warrant specially the
property hereby conveyed.
IN WITNESS WHEREOF, said Grantors, have hereunto set their hands and seals the
day and year first 'above written. ' .
Signed, Sealed and Delivered
In the Presence of
~h
ELWOOD B. SffiJGL~
~t1ua. ~~~
J I .. C R. SHUGHART
~~~
~~.
COMMONWEALTH OF PENNSYLVANIA
)
:ss.
COUNTY OF CUMBERLAND
)
On this, the 3D 1 aay of August, 2002, before me, the undersigned officer,
personally appeared ELWOOD B. SHUGHART and JOYCE R. SHUGHART, known
to me (or satisfactorily proven) to be the persons whose names are subscribed to the
within instrument, and ackriowledged that they executed same for the purposes therein
contained.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
_L ~y
Notary Public
Notarial Seal .
Machan~~~ Zy.ch, Notary PUblic
MyCom~o~~SUmbertand COUnty
~ P". --...1l'9S Noll. 24, 200'J
. ~ A<:socimltm ct NofBr.Jml
NotarfaI Sasf
Susan L :gch. Notary Pt.ItlIIo
~ 8oro, Cumberlend Courty
MfOommlsaion &pires Nov.24. 2003
~ "--v----; ~ I\baIIlJs
i1ding Sketch (Page - 1)
[FITeNo~=1321
Borrower/Client NA
pronertv Address 170 E. Penn street
Cilv Carlisle County Cumberland State PA liD Code 17013
Lender Richard C. Snelbaker, ESQuire
NOTE: Interior Sketch Not To Scale.
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Comments:
AREA CALCULATIONS SUMMARY
Code Description Net Size Net Totals
GLAl Fi.rst F100r 456.00 456.00
GLA2 Second F100r 420.00 420.00
pip Porch 90.00 90.00
Net LIVABLE Area ( Rounded) 876
LIVING AREA BREAKDOWN
Breakdown Subtotals
Fi.rst F100r
J.O.OO x 36.00 360.00
4.00 x 24.00 96.00
Second Fl.oor
7.00 x 36.00 252.00
7.00 x 24.00 168.00
4 Items ( Rounded) 876
Form SKT.BldSkl- "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
IFile No. 06-1321
Borrower/Client NA . I
Pronertv Address 170 E. Penn Street ,
Cilv Carlisle Countv Cumberland State PA liD Code 17013
Lender Richard C. Snelbaker, ESQuire
Subject Photo Page
I
.
"
,
Subject Front
170 E. Penn Street
Sales Price NA
Gross Living Area 876
Total Rooms 5
Total Bedrooms 2
Total Bathrooms 1
Location Average
View Average Street
Site 0.03 acre
Quality Average
Age 136 years
Subject Rear
Subject Street
Form PICPIX.SR - "TOTAL for Windows" appraisal software by a la mode, inc. - 1-800-ALAMODE
Subject Photo Page
IFile No. 06-1321
Borrower/Client NA , ,
Prooertv Address 170 E. Penn Street
City Carlisle . Countv Cumberland State P A liD Code 17013
Lender Richard C. Snelbaker ESQuire r
.
Kitchen (hole in ceiling)
170 E. Penn Street
Sales Price NA
Gross Living Area 876
Total Rooms 5
Total Bedrooms 2
Total Bathrooms 1
Location Average
View Average Street
Site 0.03 acre
Quality Average
Age 136 years
Bathroom ceiling damage
View of rear yard
Form PIC3x5.SR - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
Gomparable Photo Page
Cumberland
State PA
U1IeNo.06-132l
Zi Code 17013
Comparable 1
162 E. Penn Street
Prox. to Subject Same block
Sale Price 69,900
Gross Living Area 996
Total Rooms 5
Total Bedrooms 2
Total Bathrooms 1
Location Average
View Avg. Street
Site 0.05 acre
Quality Average
Age 136 years
Comparable 2
453 N Pitt Street
Prox. to Subject 4-5 blocks
Sale Price 59,900
Gross Living Area 828
Total Rooms 5
Total Bedrooms 2
Total Bathrooms 1
Location Average
View Avg. Street
Site 0.10 acre
Quality Average
Age 106 years
Comparable 3
123 E. Louther Street
Prox. to Subject 3 Blocks
Sale Price 47,500
Gross Living Area 788
Total Rooms 5
Total Bedrooms 2
Total Bathrooms 1
Location Average
View Avg. Street
Site 0.05 acre
Quality Average
Age 136 years
Form PICPIX.CR - "TOTAL for Windows" appraisal software by a la mode, ~c. -1-800-ALAMODE
..
t-'reVtous eoltlons are OOSOlete
Torm HUU-l \;j/tSti) reT HanODOok 4;;sUb,:'::
A. Settlement Statement
B. Type of Loan
U.S. Departme,. .f Housing and Urban Development
OMB Approval No. 2502-0265 (expires 11/30/2009)
1. OFHA 2. OFmHA 3. OConv. Unins. ..~ 6. File Number I 7. Loan Number 18. Mortgage Insurance Case Number
4. ~VA 5. OConv. Ins. 2007080AB 0005560679
C. Note: Items marked "(p.o.c.)" ;.;:;;; J~id ~utside the closing; they are shown h~r':;~i~f~ation purposes and are not rn~~'d:di;th:;';tals. I TitleExpress Settlement System
WARNING: It is a crime to knowingly make false statements to the United States on this or any other similar form. Penalties upon
conviction can include a fine and imprisonment. For details see: Title 18 U. S. Code Section 1001 and Section 1010. Printed 0611512007 at 14:40 CTD
D. NAME OF BORROWER: Roland D. Stafford and Karen A. stafford
ADDRESS: 208 Hillcrest Drive New Cumberland. PA 17070
E. NAME OF SELLER: Robert Fisher, Executor of The Estate of John V. Shoemaker, III
ADDRESS:
F. NAME OF LENDER: National City Mortgage, a Division of
National City Bank of Indiana .
ADDRESS: 3232 Newmark Drive. Miamisbura. OH 45342
G. PROPERTY ADDRESS: 1 Shoemaker Lane, Mechanicsburg, PA 17050
Silver SDrina TownshiD
H. SETTLEMENT AGENT: Absolute Abstract, LLC, Telephone: 717-432.7102 Fax: 717-432.1535
PLACE OF SETTLEMENT: 125 West Harrisbura street. DiIIsbura. PA 17019
I. SETTLEMENT DATE: 06/15/2007
J. SUMMARY OF BORROWER'S TRANSACTION: K. SUMMARY OF SELLER'S TRANSACTION:
100. GROSS AMOUNT DUE FROM BORROWER 400. GROSS AMOUNT DUE TO SELLER
101. Contract sales orice 224.900.00 401. Contract sales price 224.900.00
102. Pe~onalProoertv 402. Personal Pronertv
103. Settlement charaes to borrower (line 1400\ 12.931.10 403.
104. 404.
105. 405.
Adjustments for items paid by seller in advance Adjustments for items paid by seller in advance
106. City/town taxes 406. Citvltown taxes
107. County taxes 06115/07 to 12/31/07 340.99 407. County taxes 06/15/07 to 12/31/07 340.99
108. School taxes 06/15/07 to 06/30107 87.22 408. School taxes 06/15/07 to 06/30/CJ7 87.22
109. 409.
110. 410.
111. 411.
112. 412.
120. GROSS AMOUNT DUE FROM BORROWER 238.259.31 420. GROSS AMOUNT DUE TO SELLER~ 225.328.21
200. AMOUNTS PAID BY OR ON BEHALF OF BORROWER 500. REDUCTIONS IN AMOUNT DUE TfJ SELLER
201. Deoosit or earnest money 2.000.00 501. Excess Denosit Isee instructions)
202. Princioal amount of new loans 229.735.00 502. Settlement charaes to seller (line 140(0) 14.135.50
203. Existino loanls) taken subiect to 503. Existino loanls) taken subiect to
204. 504. Payoff of First Mortaaae Loan 95 062.90
M&T Bank
205. 505. Payoff of Second Mortoaae Loan 7.585.76
M&T Bank
206. Seller Assistance 5.000.00 506. Seller Assistance " 5.000.00
207. 507.
208. 508.
209. 509.
Adiustments for items unDaid bv seller Adiustments 1 ior items unDaid bv seller
210. Citvltown taxes 510. Citvltown taxes
211. County taxes 511. County taxes
212. School taxes 512. School taxes
213. 513.
214. 514.
215. 515.
216. 516.
217. 517.
218. 518.
219. 519.
220. TOTAL PAID BYIFOR BORROWER 236.735.00 520. TOTAL REDUCTION AMOUNT DUE SELLER 121.784.16
300. CASH AT SETTLEMENT FROM OR TO BORROWER 600. CASH AT SETTLEMJ 2NT TO OR FROM SELLER
301. Gross amount due from borrower IIine 120\ 238.259.31 601. Gross amount due to ~ ;eller lline 420\ 225.328.21
302. Less amounts oaid bvlfor borrower IIine 220\ 236.735.00 602. Less reduction amoun t due seller lIine 520\ 121.784.16
303. CASH FROM BORROWER 1.524.31 603. CASH TO SELLER 103.544.05
SUBSTITUTE FORM 1099 SELLER STATEMENT: The information contained herein is important tax information and is being fumished to thE , Intemal Revenue Service. If you are required to file a return,
a negligence penalty or other sanction will be imposed on you if this item is required to be reported and the IRS determines that it has not bee. 1 reported. The Contract Sales Price described on
line 401 above constitutes the Gross Proceeds of this transaction.
You are required by law to provide the settlement agent (Fed. Tax 10 No: 71-0911067) with your correct taxpayer identification number. If .you :Jo not provide your correct taxpayer identification
number, you may be subject to civil or criminal penalties imposed by law. Under penalties of perjury. I certify that the number shown on thiS st atement is my correct taxpayer identification number.
T1N:_ _
SELLER(S) NEW MAILING ADDRESS:
SELLER(S) PHONE NUMBERS:
SELLER(S) SIGNATURE(S):
(H)
(W)
l-'feVlous ealtlons are oosolete
Tonn HUU-' (;j/~b) reT HanaOOOk 4;jU:;'.L
U.S. DEPARTMENT OF HOUSING AND URBAN r-"f:LOPMENT
SETTLEMENT 5T A TEMENT
File Number: 20070P - - 13
T'tl E S ttl 't p' d 06/15/200 1440
PAGE 2
I e xoress e emel" ;:iVS em nnte 7 at CTD
L. SETTLEMENT CHARGES PAID FROM PAID FROM
700. TOTAL SALESIBROKER'S COMMISSION based on price $224.900.00 @ 5.000 = 11.245.00 BORROWER'S SELLER'S
Division of commission (Jine 700\ as follows: FUNDS AT FUNDS AT
701. $ 5.597.50 to RElMAX A-1 RealtY. Inc. e SETTLEMENT SETTLEMENT
702. $ 5647.50 to. Lawvers RealtY. LLC
703. Commission oaid at Settlement 11 245.00
704. Transaction Fee to RElMAXA-1 RealtY. Inc. 195.00
800. ITEMS PAYABLE IN CONNECTION WITH LOAN
801. Loan Oriaination Fee 1.000 % National City Mortaaae LR 2.297.35
802. Loan Discount 1.000 % National City Mortgage LR -2.297.35
803. Aooraisal Fee to Mark Hilbert LR 300.00
804. Credit Reaort to CBC Innovis LR 17.96
805. VA Fundino Fee to National City Mortgage LR 4 835.35
806. Flood Certification Fee to FIS Flood Services LR 5.00
807. Document Review Fee to National CitV-Mortaaae LR 350.00
808.
809.
810.
811.
900. ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE
901. Interest From 06/1512007 to 07/01/2007 @$ 40.1200 Idav 16 Davs LR 641.92
902. Mortaaae Insurance Premium for to
903. Hazard Insurance Premium for 1 Year to Advanced Insurance (P.O.C.) 315.00 Buver
904.
905.
1000. RESERVES DEPOSITED WITH LENDER FOR
1001. Hazard Insurance 2 mo. I1il $ 26.25 Imo LR 52.50
1002. Mortaaae Insurance mo.l1il$ Imo
1003. City Pronertv Tax mO.@$ Imo
1004. CountvProoertvTax 4 mo. I1il $ 51.86/mo LR 207.44
1005. School taxes 12 mo.11il $ 165.82 Imo LR 1.989.84
1009. Aaareaate Analvsis Adiustment to National City Mortgaae LR -16.04 0.00
1100. TITLE CHARGES
1101. Settlement or c10sina fee
11 02. Abstract or title search
1103. Title examination
1104. Title insurance binder
1105. Document Preaaration
1106. Notarv Fees to Chris Damron 25.00
1107. Altomev's fees
(includes above items No: )
1108. Title Insurance to Absolute Abstract. LLC 1.654.13
(includes above items No: )
1109. Lender's Policv 229.735.00 - 1.654.13
1110. Owne~s Policv 224.900.00 -
1111. End 100 End 300 Exoand COY Ro Absolute Abstract. LLC 200.00
1112. Wire Fee to Absolute Abstract. LLC 25.00
1113. ClosinaSvcLlr to Absolute Abstract. LLC 35.00
1200. GOVERNMENT RECORDING AND TRANSFER CHARGES
1201. Recordina Fees Deed $ 38.50 . Mortaaae $ 70.50 . Release $ 109.00
1202. Citv/Countv tax/stamos Deed $2.249.00 . Mortaaae $ 2249.00
1203. State Tax/stamas Deed $2 249.00 : Mortoaoe $ 2.249.00
1204.
1205.
1300. ADDITIONAL SETTLEMENT CHARGES
1301. Overniaht Fee to Absolute Abstract. LLC 20.00 20.00
1302. E-Docs Fee to Absolute Abstract. LLC 35.00
1303. Pest Service to Sudden Death Termite & Pest Control 291.50
1304. Seatic Service to Brooke Rhodes 330.00
1400. TOTAL SETTLEMENT CHARGES (enter on lines 103 Section J and 502. Section K) 12.931.10 14.135.50
HUD CERTIFICATION OF BUYER AND SELLER
I have carefully revi 1 Selllement Statement and to the best of my knowledge and belief, it is a true and accu
. . nsaction. I further tha...t.1 have received a copy of t~Weme.. nt Statement. .
. ~"- """"
my~=t
~~I'r-
WARNING: IT IS A CRIME TO KNOWINGLY MAKE FALSE STATEMENTS TO THE
UNITED STATES ON THIS OR ANY SIMILAR FORM. PENALTIES UPON CONVICTION
CAN INCLUDE A FINE AND IMPRISONMENT. FOR DETAILS SEE TITLE 18:
U.S. CODE SECTION 1001 AND SECTION 1010.
i true and accurate a=unt of this
Isbursed in a=rdance with this sta~e~,~
DATE: ~'~
REV-1503 EX + (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
SCHEDULE 8
STOCKS & BONDS
FILE NUMBER
John V. Shoemaker, III
21 06 0474
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
DESCRIPTION
VALUE AT DATE
OF DEATH
31,913.18
1. A. G. Edwards
Investment account #5760-6521. Gross value of $44,107.83
less margin loan of $12,194.65 for a net value of
$31,913.18
3W4696 1.000
TOTAL (Also enter on line 2, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
31,913.18
REV-1508 EX + (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
ESTATE OF
John V. Shoemaker, III
Include the proceeds of litigation and the date the proceeds were recei\led by the estate.
All property jointly-owned with the right of survivorship must be disclosed on Schedule F.
FILE NUMBER
21 06 0474
ITEM
NUMBER
DESCRIPTION
VALUE AT DATE
OF DEATH
1
8,175.00
1999 Dodge Grand Caravan
Kelly Blue Book value of van plus an additional
$4,000.00 for disability equipment based on equipment
life span of 10 years (see attached Kelly Blue Book
valuation)
2
Cash found in residence (common coins)
82.89
3
Household items retained by family (see attached
appraisal)
2,065.00
4
John V. Shoemaker,V
restitution due Decedent from criminal case filed
11/21/2002
750.00
5
M&T Bank
credit given for items purchased from a merchant and
then returned.
109.89
6
M&T Bank
checking account #1903500
5,794.16
7
Mountainview Thoroughbred Racing Association
closing balance on race track wager account
85.63
8
Proceeds from sale of card table, wine rack, freezer and
floor safe
120.00
9
Proceeds from sale of two silver bars (1 - 1,000 oz and
1- 100 oz)
17,110.52
10
Proceeds from sale of various collector coins
32,814.65
11
SEC Specialist Settlement Fund
settlement from litigation lawsuit
168.20
3W46AD 1.000
TOTAL (Also enter on line 5, Recaoitulation) $
(If more space is needed, insert additional sheets of the same size)
67,275.94
Kelley Blue Book - Trade-In Pricing Report - Dodge, Grand Caravan
Kelley lue 800k
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BLUE 8001<:* TRADE~IN VALUE;
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Mileage:
63,000
$4 , 175 . 00
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- Blue Book value of van
value of disability equipment
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http://www.kbb.comIKBB/U sedCarslPricingReport.aspx?ManufacturerId= 13& Yearld= 1999& V ehicleCla... 7/1 0/2007
I SHOE /-1/fJLC-/2 LIJ# l'1~cJ(B!) f.4,
Date 1/ - 7 -() (i;;
ITEM
I-ts
- APPRAISAL
. .
r'ersonal Property of J7J/f j/ S htJc- fflKel<..
Appraised by Chuck E. Bricker AU094-L
ITEM
C
EsOl%-
"-
-------............----.
'~
LE
VALUE
2-D tJ
4- o. (j()
2O,w
5;uj)
66 ()
/0, 60
, .60
10,0 )
6tJ,o
REV-1509 EX + (6-98)
COMMOMVEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
John V. Shoemaker. III
SCHEDULE F
JOINTL y-oWNED PROPERTY
FILE NUMBER
21060474
If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G.
SURVIVING JOINTTENANT(S) NAME
A. Liberator, Dianne
ADDRESS RELATIONSHIP TO DECEDENT
170 East Penn Street, Carlisle, PA
17013 Daughter
B.
c.
JOINTLY-OWNED PROPERTY:
LEIlER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH
ITEM FOR JOINT MADE INCLUDE W,ME OF FINANCIAL INSTITUTION AND BAN< ACCOUNT DATE OF DEATH DECDS VALUE OF
NUMBER OR SIMILAR IDENTIFYING t.UMBER ATTACH DEED FOR
NUMBER TEw.NT JOINT JOIt/TLY-I-ELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENT'S INTEREST
1. A.
1 A 12/19/2002 Amerchoice Federal Credit
Union 453.96 50.0000 226.98
2 A 12/19/2002 Americhoice Federal Credit
Union 76.47 50.0100 38.24
TOTAL tAlso enter on line 6, RecaDitulationl $ 265.22
(If more space is needed, insert additional sheets of the same size)
3W46AE 1.000
REV-1510 EX. (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
John V. Shoemaker, III
SCHEDULE G
INTER-VIVOS TRANSFERS &
MISC. NON-PROBATE PROPERTY
This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes.
FILE NUMBER
21 060474
DESCRIPTION OF PROPERlY
ITEM 1t>.CLUETf€J>W.4EOFTf€TRANSFEREE, Tl-EIR RELATlONSHP TO DECEDENT 10KJ DATE OF DEATH % OF DECO'S EXCLUSION TAXABLE
NUMBER Tf€DATEOFTRANlFER ATTI'CHAODPY OF TfE DEED FOR REAL ESTATE VALUE OF ASSET INTEREST (IF APPLICABLE' VALUE
1. Pentagon Federal Credit Union 5.15 100.0000 0.00 5.15
savings aooount #2521508-01-6
(payable on death to Dianne K.
Liberator)
TOTAL (Also enter on line 7, Recapitulation) $ 5.15
3W46AF 1.000
(If more space is needed, insert additional sheets of the same size)
REV-1511 EX + (12-99)
COMMONWEALTH OF PENNSYLVANIA
INI-ERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
John V. Shoemaker. III
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
FILE NUMBER
21 060474
Debts of decedent must be reported on Schedule I.
ITEM
NUMBER
DESCRIPTION
AMOUNT
A.
1.
FUNERAL EXPENSES:
Myers Funeral Home, Inc.
funeral services
8,084.00
Total from continuation schedules
1,195.00
B.
1.
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
17,654.67
Name of Personal Representative(s) Robert Fisher
Social Security Number(s) I EIN Number of Personal Representative(s)
Street Address 6 Johns Drive
City Mechanicsburg
State PA
Zip 17050
Year(s) Commission Paid:
2.
Attorney Fees
16,462.23
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City
State
Zip
Relationship of Claimant to Decedent
4.
Probate Fees
20.00
5.
Accountant's Fees
970.00
6. Tax Return Preparer's Fees
7.
1
Black's Detachable Truck Syst.
dumpster delivery and disposal fee
567.42
2
Borough of Carlisle Tax Account
real estate taxes on Penn Street
594.41
Total from continuation schedules
26,900.61
3W46AG 1.000
TOTAL (Also enter on line 9, Recapitulation)
(If more space is needed, insert additional sheets of the same size)
$
72.448.34
Estate of: John V. Shoemaker, III
162-22-2824
Schedule H Part 1 (Page 2)
Item
No.
Description
Amount
2
Rolling Green Cemetery
grave opening
1,195.00
Total (Carry forward to main schedule)
1,195.00
Estate of: John V. Shoemaker, III
162-22-2824
Schedule H Part 7 (Page 2)
3
Cumberland Law Journal
advertising Executor's Notice
75.00
4
Debra Basehore Wiest, Tax Collector
real estate taxes Shoemaker Lane
1,989.81
5
Howard Locke
lawn mowing services
185.00
6
Jim Lenigs Jewelry & Coins
coin appraisal
845.00
7
M&T Bank
safe deposit box rent
110.00
8
Patricia A. Gordon, Tax Collector
real estate taxes on Fariview Township property
146.55
9
Patriot News
advertising Executor's Notice
129.69
10
PP&L
electric service
316.87
11
Register ox Wills
short certificates
40.00
12
Register of Wills
filing fee for Inheritance Tax return
15.00
13
Rick Warner
close pool for season
100.00
14
Robert Fisher
reimburse for items needed to close pool for season
and mowing
130.60
15
RSR Appraisers & Analysts
appraial fees (all properties)
1,400.00
16
Settlement charges
associated with the sale of 1 Shoemaker Lane
a. Lawyers Realty Co., commission $11,245.00
b. Transfer tax $2,249.00
c. Absolute Abstract, overnight fee
d. Sudden Death Termite & Pest Control
e. Dillsburg Excavating & Septic, septic services
$330.00
f. Seller Assistance
19,135.50
$20.00
$291. 50
$5,000.00
Total (Carry forward to main schedule)
24,619.02
Estate of: John V. Shoemaker, III
162-22-2824
Schedule H Part 7 (Page 3)
17
Sheri J. Armold, Tax Collector
real estate taxes Upper Frankford Township
781.59
18
Reserve
for filing fees, accounting fees and additional
costs associated with the administration of the
Decedent's estate
1,500.00
Total (Carry forward to main schedule)
2,281.59
REV-1512 EX + (12-03)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
John V. Shoemaker. III
SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
FILE NUMBER
21 06 0474
Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses.
ITEM
NUMBER
1.
DESCRIPTION
VALUE AT DATE
OF DEATH
CitiFinancial Mortgage Company, Inc.
mortgage loan #50000524180 on 170 East Penn Street,
Carlisle
34,215.26
2
CoVista Inc.
phone service
67.91
3
Crystal Pools
service call made on May 30, 2006
112.80
4
DirectTV, cable TV service
cable TV service
27.78
5
GMAC
Installment loan #020-9082-39037
29,875.43
6
M&T Bank
Revolving Line of Credit account #1414769, dated March
22, 2004 on 1 Shoemaker Lane
11,890.61
7 M&T Bank
Installment loan #10000192917410001 dated 11/14/2002 on
1 Shoemaker Lane
102,391. 28
8 Penn Waste, Inc.
curbside trash & recycling services
39.18
9 PP&L
electric service
146.38
10 Sheri Wolfe
yard maintenace services
232.00
11 Sovereign Bank
claim for unpaid Installment loan dated 10/5/2005
12,512.17
3W46AH 2.000
TOTAL (Also enter on line 10, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
191,510.80
REV-1513 EX+ (9-00)
SCHEDULE J
BENEFICIARIES
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
John V Shoemaker III
NUMBER
I
1
NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers
under Sec. 9116 (a) (1.2)]
Dianne Liberator
170 East Penn Street
Carlisle, PA 17013
All of Residue: 175,625.35
2 Donna Hoffman
138-A Cumberland Street
Duncannon, PA 17020
General Bequests: 10,000.00
3 John V. Shoemaker, IV
138-A Cumberland Street
Duncannon, PA 17020
General Bequests: 1,000.00
RELATIONSHIP TO DECEDENT
Do Not List Trustee(s)
FILE NUMBER
21060474
AMOUNT OR SHARE
OF ESTATE
Daughter
None
Son
175,625.35
10,000.00
1,000.00
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
3W46AI 1.000
TOTAL OF PART II- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
(If more space IS needed, Insert additional sheets of the same size)
$
0.00
Estate of: John V. Shoemaker, III
162-22-2824
Schedule J Part 1 (Page 2)
Item
No. Description
Relation
Amount
4 John V. Shoemaker, V
164 1/2 West High Street
Elizabethtown, PA 17022
Bequest as per Item Sixth of Will
10,000.00
1999 Dodge Van as per Item Sixth of
Will 8,175.00
Grandson
18,175.00
5 Onetha Owens
1431 Berryhill Street
Harrisburg, PA 17104
General Bequests: 20,000.00
None
20,000.00
LAST WILL AND TESTAMENT
OF
JOHN V. SHOEMAKER. III
I, JOHN V. SHOEMAKER, III, of the Township of Silver
~, Spring, Cumberland County, Pennsylvania, being of sound and
=~\ ~ --disposing mind, memory and understanding, do hereby make,
publish and declare this as and for my Last Will and Testament,
hereby revoking and making void any and all wills and codicils
~C~-=\l
.'" ,
":',- ;. -,,-~:.
I
LAW OFFICES
SNELBAKER.
BRENNEMAN
Be SPARE
by me at any time heretofore made.
FIRST. I order and direct that all my just debts and
funeral expenses be paid by my Executor or Executrix, as the
case may be, hereinafter named, as soon as conveniently may be
done after my decease.
SECOND. I give and bequeath twenty-five thousand dollars
($25,000.00) to my son, BRYAN SHOEMAKER, absolutely.
/THIRD. I give and bequeath one thousand dollars
($1,000.00) to my son, JOHN V. SHOEMAKER, IV, absolutely.
1/ FOURTH. I give and bequeath twenty thousand dollars
($20,000.00) to ONETHA OWENS, also known as "PAT" OWENS,
absolutely.
FIFTH. I give and bequeath ten thousand dollars
($10,000.00) to DONNA HOFFMAN, the mother of my grandson, JOHN
V. SHOEMAKER, V, absolutely.
SIXTH. I give and bequeath ten thousand dollars
($10,000.00) and the motor vehicle owned by me at the time of my
death to my grandson, JOHN V. SHOEMAKER, V, absolutely.
SEVENTH. I give and bequeath twenty thousand dollars
($20,OOO.OO) to my sister AVERIL SANDNES, absolutely.
~\
~'''.
~' <:'~
, ,
'\.-~
'\
L-':><l' \
EIGHTH. Should any of the persons named hereinabove as
legatees and devisees in paragraphs SECOND through SEVENTH,
inclusive, predecease me, I direct that his or her share of my
estate be added to and distributed as part of the residue of my
estate.
-s'
~~ '''-''
-';,.
7 ~and
and
NINTH.
I give, devise and bequeath all the rest, residue
remainder of my estate, real, personal and mixed, whatsoever
wheresoever situated unto my daughter, DIANNE LIBERATOR.
If my daughter, DIANNE LIBERATOR, should predecease me
and leave issue to survive me, I order and direct that my
\ ''\
" __residuary estate shall be distributed unto her issue per
stirpes, but subject to the protective trust provisions in Item
TENTH below with respect to any beneficiary who has not attained
the age of twenty-three (23) years at the time for distribution
of such benefits.
TENTH. I order and direct that the distributive share of
each beneficiary under the age of twenty-three (23) years at the
time of distribution shall be delivered unto ROBERT FISHER as
trustee, to be held in trust and distributed only upon the
beneficiary's attainment of age twenty-three (23) years, at
which latter time the trust shall be terminated and the balance
thereof delivered to the beneficiary absolutely.
During the existence of said trust, the assets shall
be invested in good and secure investments, all income shall be
accumulated and reinvested, and the beneficiary shall have no
right to anticipate, pledge, assign, receive or otherwise have
LAW OFFICES
SNELBAKER.
BRENNEMAN
& SPARE
any right to use the assets of the trust prior to final
distribution, it being my intention to have said trust be
interpreted and administered as a spendthrift trust.
If the trustee as aforesaid should fail to qualify or
-2-
~
. .
cease, so to serve, then and in such event, I order and direct
that the surviving parent of each beneficiary shall serve as
such trustee.
LASTLY. I nominate, constitute and appoint my friend,
namely, ROBERT FISHER, to be the Executor of this, my Last Will
and Testament, but if for any reason he should fail to qualify
as such Executor or cease so to serve, then in that event, I
nominate, constitute and appoint my daughter, namely, DIANNE
LIBERATOR, to be the Executrix hereof, each and both to serve
without bond or other security as a condition of qualification
hereunder. I fully intend that my Executor or Executrix be
reasonably compensated for his or her efforts.
IN WITNESS WHEREOF, I, JOHN V. SHOEMAKER, III, have
hereunto set mr hand and seal to this my Last Will and Testament
written on Three (3) pages this ~~
The preceding instrument, consisting of Three (3)
day of June, 1998.
/}
1/
4EAL)
r'
->
c
typewritten pages, identified by the signature of the Testator,
was on the date thereof signed, sealed, published and declared
by JOHN V. SHOEMAKER, III, the Testator therein named, as and
for his Last Will and Testament, in the presence of us, who, at
his request, in his presence and in the presence of each other,
have hereunto subscribed our names as attesting witnesses.
LAW OFFICES
SNELBAKER,
BRENNEMAN
Be SPARE
( SEAL)
(SEAL)
-3-
LAW OFFICES
SNELBAKER.
BRENNEMAN
Be SPARE
COMMONWEALTH OF PENNSYLVANIA)
SS.
COUNTY
OF
CUMBERLAND)
We, JOHN V. SHOEMAKER, III, RICHARD C. SNELBAKER, ESQUIRE
and PHILIP H. SPARE, ESQUIRE, the Testator and the witnesses,
respectively, whose names are signed to the attached or foregoing
instrument, being first duly sworn, do hereby declare to the
undersigned authority that the Testator signed and executed the
instrument as his Last will and Testament and that he had signed
willingly, and that he executed it as his free and voluntary act
for the purposes therein expressed, and that each of the
witnesses, in the presence and hearing of the Testator, signed
the will as witness and that to the best of his or her knowledge
the Testator was at that time eighteen years of age or older, of
sound mind and under no
~.
.-'0
Subscribed, sworn to and acknowledged before me by JOHN V.
SHOEMAKER, III, Testator, and subscribed and sworn to before me
by RICHARD C. SNELBAKER, ESQUIRE and PHILIP H. SPARE, ESQUIRE,
~
witnesses, this
day of June, 1998.
~.~
C Nofar~bliC -
Notarial Seal
Christine M White, Notary Public
Mec;hanicsburg Bora. Cumberland COUD~
My Commission Expires Sept. 17 2001
Member. Pennsylvania Association of Notaries