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HomeMy WebLinkAbout07-27-07 DECEDENT'S ESTATE Q :,~:o ::;'J 1"....,:) = c.':, --' C- c:: r' 1'..) -.J COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION .:.=n -.:J -::.;.. 1'-) W N ESTATE OF CAMILLA R. WESTCOIT , DECEASED No. 21-05-0491 PETITION FOR ADJUDICATION / STATEMENT OF PROPOSED DISTRIBUTION PURSUANT TO Pa. O.C. Rule 6.9 This form may be used in all cases involving the Audit of the Account of a Decedent's Estate. If space is insufficient, riders may be attached. Attach the spouse's election, if any; the papers required under items 8-19 inclusive; and any instrument pertinent to the adjudication. INCLUDE ATTACHMENTS AT THE BACK OF THIS FORM. Name of Counsel: Roger M. Morgenthal, Esquire Supreme Court J.D. No.: Name of Law Firm: Address: 2515 North Front Street, Harrisburg, P A 17110-1150 Telephone: 717-909-4383 Fax: 717-909-4384 Form OC-OJ rev. /0.13.06 Page 1 of 10 Estate of CAMILLA R. WESTCOTI , Deceased 1. Name(s) and addressees) ofPetitioner(s): Name: Jane F. Burke, Vice President Address: One West High Street Carlisle, P A 17013 Identify any executors or administrators who have not joined in the Petition for Adjudication and Statement of Proposed Distribution and state reason: N/A Is this the first accounting by this fiduciary? . . . . . . . . . . . . . . . . . . . . . IZI Yes D No If not, identify prior accountings, the accounting periods covered, and the date of adjudication of the prior accounting. 2. Decedent died on May 19.2005 D Letters Testamentary or IZILetters of Administration were granted to Petitioner(s) on June 2. 2005 Date of Will (if applicable): February 17, 1978 Date(s) ofCodicil(s) (if applicable): none Date of probate (if different from date Letters granted): Was a bond required? DYes DNo If yes, state amount: Are proofs of advertising of the grant of Letters attached? ......... IZI Yes D No Dates of advertising of the grant of Letters: Cumberland Law Joumal--June 17 24 , and July 1,2005. The Sentinel--June 9, 16 and 23, 2005. Form OC-OJ rev. 10./3.06 Page 2 of 10 r' Estate of CAMILLA R. WESTCOTT , Deceased 3. Was decedent survived by a spouse? . . . . . . . . . . . . . . . . . . . . . . . . . . . .. DYes Ii] No If yes, name ofthe surviving spouse: 4. Has the surviving spouse filed to take an elective share? ............. DYes D No (See Section 2201 et~. of the Probate, Estates and Fiduciaries Code) If yes, date of election: 5. In the case of an intestacy, state the names of the decedent's surviving children or surviving issue of deceased children (if none, so state): N/A 6. Did decedent marry after execution of Will or Codicil(s)? . . . . . . . . . .. D Yes Ii] No Were any children born to decedent after execution of Will or Codicil(s)? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D Yes Ii] No If yes, give names and dates of birth: Name: Date of Birth: 7. If required by the Medical Assistance Estate Recovery Act, 62 P.S. S 1412, was a request for a statement of claim sent to the Department of Public Welfare? . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. DYes D No Form DC-01 rev. 10.13.06 Page 3 of 10 .. Estate of CAMILLA R. WESTCOTT , Deceased 8. Written notice ofthe Audit as required by Pa. O.C. Rules 6.3,6.7 and 6.8 has been or will be given to all parties in interest listed in item 9 below, all unpaid creditors and all claimants listed in item 10 below. In addition, notice of any questions requiring Adjudication as discussed in item 14 below has been or will be given to all persons affected thereby. A. If Notice has been given, attach a copy ofthe Notice as well as a list of the names and addresses ofthe parties receiving such Notice. B. If Notice is yet to be given, a copy of the Notice as well as a list of the names and addresses ofthe parties receiving such Notice shall be submitted at the Audit together with a statement executed by a Petitioner or counsel certifying that such notice has been given. C. Ifany person entitled to Notice is not suijuris (e.g., minors or incapacitated persons), Notice of the Audit has been or will be given to the appropriate representative on such party's behalf as required by Pa. O.c. Rule 5.2. D. If any charitable interest is involved, Notice of the Audit has been or will also be given to the Attorney General as required under Pa. O.C. Rule 5.5. In addition, the Attorney General's clearance certificate (or proof of service of Notice and a copy of such Notice) must be submitted herewith or at the Audit. 9. List all parties (charitable and non-charitable) of whom Petitioner(s) has/have notice or knowledge, having or claiming any interest in the estate as beneficiaries under the Will or Codicil(s) or as intestate heirs if there is a complete or partial intestacy: A. State each party's relationship to the decedent and the nature of each party's interest( s ): Name and Address of Each Party in Interest Relationship and Comments, if any Interest William W. Westcott 184 Gough Avenue Toronto, ON M4K 3Pl Canada Son Beneficiary of Testamentary Trust Form DC-OJ rev. 10.13.06 Page 4 of 10 Estate of CAMILLA R. WESTCOTI , Deceased Name and Address q{ Each Party in Interest Relationship and Comments, if any Interest B. Identify each party who is not sui juris (e.g., minors or incapacitated persons). For each such party, give date of birth, the name of each Guardian and how each Guardian was appointed. If no Guardian has been appointed, identify the next of kin of such party, giving the name, address and relationship of each. N/A C. State why a Petition for GuardianITrustee Ad Litem has or has not been filed for this Audit (~ee Pa. o.c. Rule 12.4). N/A D. If distribution is to be made to the personal representative of a deceased party, state date of death, date and place of grant of Letters and type of Letters granted. N/A Form OC-OI rev. IO.I3.06 Page 5 of 10 Estate of CAMILLA R. WESTCOTT , Deceased 10. Other than the claim for the family exemption, list the names of all known claimants and the amount of their claims and state whether each claim is admitted. Name and Address of Each Claimant Amount of Claim Claim Will Claim Admitted? Be Paid fn Full? None DYes DYes DNo DNo DYes DYes DNo DNo DYes DYes DNo DNo DYes DYes DNo DNo If the estate is insolvent, attach a schedule setting forth the order of preference under 20 Pa.C.S. ~ 3392 and the proposed payments. II. Was family exemption claimed? DYes DYes [l]I No DNo Was family exemption allowed? Family exemption claimant's name and relationship: Name: Relationship: Form OC-Of rev. /0.13.06 Page 6 of 10 Estate of CAMILLA R. WESTCOIT , Deceased 12. The amount of Pennsylvania Transfer Inheritance Tax and additional Pennsylvania Estate Tax paid, the date(s) ofpayment(s), and the interest(s) upon which paid, are as follows: Date Payment Interest Aug. 17, 2005 100,000.00 Feb. 14,2006 105,838.31 April 3, 2006 3,065.08 13. On the date of death, was the decedent a fiduciary (personal representative, trustee, guardian, agent under power of attorney) or surety on the bond ofa fiduciary? .. .. ... .. ... .. . ... . DYes IZlI No If yes, provide the name of the estate, indicate whether an account has been filed and confirmed absolutely and all awards performed, or, in the alternative, how the decedent's estate will be discharged for the decedent's fiduciary administration ofthe estate. 14. A. Describe in detail any questions requiring adjudication and state the position ofthe Petitioner(s) as to each question: B. Has notice ofthe question requiring adjudication been given to the parties identified in Paragraph 9 above? .................. IZlI Yes D No 15. IfPetitioner(s) has/have knowledge that a share has been assigned, renounced, disclaimed or attached, provide a copy of the assignment, renunciation, disclaimer or attachment, together with any relevant supporting documentation. Form OC-OI rev. 10.13.06 Page 7 of 10 Estate of CAMILLA R. WESTCOTT , Deceased 16. Had the decedent been adjudicated an incapacitated person? . . . . . . . . . . DYes IZI No If yes, attach a copy of the Order if available; otherwise state the Court, term, number, date, and name of Hearing Judge. 17. A. List or attach a separate list of additional receipts and disbursements since the closing date of the Account. None B. Has notice of the additional receipts and disbursements been given to the parties identified in Paragraph 9 above? ............. DYes D No 18. If a reserve is requested, state amount and purpose. Amount: 5,000.00 Purpose: Closing and Filing Fees If a reserve is requested for counsel fees, has notice of the amount of fees to be paid from the reserve been given to the parties in interest? ........................................ IZIYes D No If so, attach a copy of the notice. 19. Is the Court being asked to direct the filing of a Schedule of Distribution? IZIYes DNo As to real estate only? ........................................ DYes IZINo Form DC-OJ rev. JO.13.06 Page 8 of 10 Estate of CAMILLA R. WESTCOTT , Deceased Wherefore, your Petitioner(s) ask(s) that distribution be awarded to the parties entitled and suggest(s) that the distributive shares of income and principal (residuary shares being stated in proportions, not amounts) are as follows: A. Income: Proposed Distributee(s) Amount/Proportion Trust U/Will Camilla R. Westcott 100% B. Principal: Proposed Distributee(s) Amount/Proportion Trust U/Will Camilla R. Westcott 100% Submitted By: (All petitioners must sign. Add additional lines ifnecessary): lL LJ of Petitioner: Jane F. Burke, Vice President Manufacturers and Traders Trust Company Name of Petitioner: Form OC-OJ rev. 10.13.06 Page 9 of 10 Estate of CAMILLA R. WESTCOTI , Deceased Verification of Petitioner (Verification must be by at least one petitioner.) The undersigned hereby verifies * [that he/she she is title Vice President of the above-named name of corporation Manufacturers & Traders Trust Co. and] that the facts set forth in the foregoing Petition for Adjudication / Statement of Proposed Distribution which are within the personal knowledge of the Petitioner are true, and as to facts based on the information of others, the Petitioner, after diligent inquiry, believes them to be true; and that any false statements herein are made subject to the penalties of 18 Pa. C.S. g 4904 (relating to unsworn falsification to authorities). ~ * Corporate petitioners must complete bracketed information. Certification of Counsel The undersigned counsel hereby certifies that the foregoing Petition for Adjudication/ Statement of Proposed Distribution is a true and accurate reproduction of the form Petition authorized by the Supreme Court, and that no changes to the form have been made beyond the responses herein. Signature of Counsel for Petitioner Form OC-OJ rev. 10.13.06 Page 10 of 10 LAST WILL AND TESTAMENT I, CAMILLA R. WESTCOTT, of West Pennsboro Township, Cumberland County, Pennsylvania, being of sound mind, memory and understanding, do hereby make, publish and declare this as and for my Last Will and Testament hereby revoking and making void any and all former Wills, Codicils or writings in the nature thereof, by me at any time heretofore made. FIRST: I order and direct my Executor, hereinafter named, to pay all of my just debts, funeral expenses, testamentary expenses, and all Inheritance, Estate, Transfer and Succession Taxes as soon as may be conveniently done after my de~th, out of my residuary estate. SECOND: I hereby give and bequeath to my hUBband, Laurence C. Westcott, a sum equal to the appraised value of my home located in West Pennsboro Tbwnship, Cumberland County, Pennsylvania, as finally determined for Estate and Inheritance Tax purposes. THIRD: I hereby give and bequeath all of my tangible per&onal property, including but not limited to household furnishings, farm equipment and automobile, to my son, William W. Westcott. Some of my tangible personal property was purchased by me and my husband, Laurence C. Westcott, as tenants in common without the right of survivorship, and, therefore, half of same is owned by my husband, Laurence C. Westcott. FOURTH: I hereby give, devise and bequeath my interest in the farm, commonly known as the "Graham Farm", and my horne, both located in West Pennsboro Township, Cumberland County, Pennsylvania, to my son, William W. Westcott. My husband, Laurence C. Westcott, shall have the right to live in said home so long as he desires without the payment of rent or other charge provided that he pay the real estate taxes, insurance, (!~~ Jf:,~~/I;d maintenance and expenses associated with the home, and provided further that he make no major tmprovements without prior written approval of my said son. FIFTH: All the rest, residue and remainder of my Estate, be it real, personal or mixed, of whatsoever kind and wheresoever situate, I hereby give, devise and bequeath to my husband, Laurence C. Westcott and my son, William W. Westcott, in equal shares, share and share alike. SIXTH: In the event that my husband and I should die as a result of a common disaster, or under such circumstances as to render it difficult or impos-sible to determine who predeceased whom, I hereby declare it to be my intention and direction that I shall be con- clusively presumed to have survived my said husband, and this, my Last Will and Testament, shall be construed on that assumption and basis, statute, law'or rule to. the contrary, notwithstanding. SEVENTH: In the event that my husband shall prede.cease me, I hereby give, devise and bequeath my residuary estate to the Commonwealth Nat~onal Bank, IN TRUST NEVERTHELESS. The Trust Estate shall be invested in good and safe securities legal for trust funds in the Commonwealth of Pennsylvania. The Trustee may retain such investments as I have made during my lifetime without liability for diminution in the value thereof or lack of productivety. The net income derived therefrom shall be paid in quarterly installments, or more frequently if desired, to and for the use and benefit of my said son, William W. Westcott, for and during the term of his natural life. The Trustee from time to time in its sole discretion may use so much of the principal as it deems necessary for the health, support, maintenance and general welfare of my said son, William W. Westcott, either by payment directly to him or for his benefit. Upon the death of my said son, the Trustee shall distribute {?~/tJ, ff:' /Pdh;;:t! -2- - the Trust estate to the charities which I have designated by a written signed list given to the Trustee. without right, power and authority to sell, transfer, pledge, mortgage, My said son, is hereby restrained from and is or shall be hypothecate, alienate, anticipate, or in any other manner effect or impair his, beneficial and legal rights, titles, interests, claims and estates in and to the income or principal of the Trust Estate during the term hereof, nor shall his rights, titles, interests, claims and estates hereunder be subject to the rights or claims of his creditors nor subject nor liable to any process of law or court, and all of the income of principal of the Trust Estate shall be transferrable, payable and deliverable only, solely, exclusively and personally to or for my son as provided hereunder at the time entitled to take the same under the terms of this Trust. LASTLY, I hereby nominate, constitute and appoint Laurence C. Westcott to be the Executor of this, my Last Will and Testament, he to serve without Bond in the Commonwealth of Pennsylvania, or in any, other jurisdiction. In the event that my said husband shall be unable to act as Executor of my estate or complete the administration thereof for any reason whatsoever, I hereby nominate, constitute and appoint William W. Westcott as Executor hereof, he likewise to serve without Bond. this IN WITNESS WHEREOF, I have hereunto set my hand and seal /7>:f- day of p~ ' 1978. ()md~ fP, 'Jf'/4kdt (SEAL 1 SIGNED, SEALED, PUBLISHED and DECLARED by CAMILLA R. WESTCOTT, the abDve named Testatrix, as and for her Last Will and Testament, in our presence, who, in her presence, at her request, and in the presence of each other, have hereunto set our hands as subscribing witnessess. &]::tJ A. ~/'J'.A")~A/~ t!4Ld p;ad:u -3- ) PROOF OF PUBLICATION State of Pennsylvania, County of Cumberland Tanuny Shoemaker, Classified Advertising Manager, of The Sentinel, of the County and State aforesaid, being duly sworn, deposes and says that THE SENTINEL, a newspaper of general circulation in the Borough of Carlisle, County and State aforesaid, was established December 13th, 1881, since which date THE SENTINEL has been regularly issued in said County, and that the printed notice or publication attached hereto is exactly the same as was printed and published in the regular editions and issues of THE SENTINEL on the following day(s) Tune 09, 16, 23, 2005. COPY OF NOTICE OF PUBLICATION .. ~- ... ~ ~..J.....t. l - EXECUTOR NOTICE Letters Testamentary on the Estate of CAMILLA R. WESTCOTT, late of West Pennsboro Township, Cumberland County, Pennsylvania, deceased, have been granted to the undersigned. All person knowing themselves to be indebted to the said Estate will make payment immediately, and those having claims will present them for settlement to: Manufacturers and Traders Trust Company One West High Street P.O. Box 220 Carlisle,PA 17013 717-240-4504 Affiant further deposes that he/ she is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statement as to time, place and character of :~=~~;oJcttI~A Roger M. Morgenthal, Esquire Sworn to and subscribed before me this 29th. day of June, 2005. GIu~~ i lA>>~ Notary pp' lie My commission expires: <7 If/of COMMONWEAL fH OF PENNSYLVANIA I Notarial Seal Christina L. Wolfe, Notary Public I Cal1isle Bore, Cumberland County i My Commission Expires Sept 1, 2008 Member. Pennsylvania Association Of Notaries CUMBERLAND LAW JOURNAL 32 SOUTH BEDFORD STREET CARLISLE, P A 17013 July 1,2005 Cumberland Law Journal is published every Friday by the Cumberland County Bar Association and is designated by the Court of Common Pleas as the official legal publication for Cumberland County and the legal newspaper for publication of legal notices. TO: M. & T. Trust RE: Camilla R. Westcott, ESTATE Legal advertisements must be received by Friday Noon. All legal advertising must be paid in advance. Make all checks payable to: Cumberland Law Journal. ===================================================================== Advertisement inserted on following dates: June 17,24, July 1,2005 Advertising Cost $ 75.00 Proof of Publication $ 0.00 Second Proof Request $ 0.00 Payment Received $ 75.00 Total Amount Due $ 0.00 --------- --------- Payment received June 14,2005 by Becky H. Morgenthal/Executive Director ~l\\ Internal Revenue Service WII Cincinnati, OH 45999 Contact Person: Nancy Eyman Badge Number: 17-56260 Telephone: 1-866-699-4083 (Toll Free Number) April 25, 2007 Estate Tax Closing Document (Not a bill for tax due) MANUFACTURERS & TRADERS TRUST CO ONE WEST HIGH ST CARLISLE PA 17013 Estate Name: CAMILLA R WESTCOTT Social Security Number: 193-12-8844V Date of Death: 5/19/2005 We have determined the following: NET ESTATE TAX: $ STATE DEATH TAX CREDIT/DEDUCTION*: $ GENERATION-SKIPPING TAX: $ 700,333.00 141,895.92 0.00 These figures do not include any interest and penalties that may be charged. Please keep this document in your permanent records. You may need it to complete administration of the estate, such as: close probate proceedings, transfer title to property, and settle state taxes. Keep it with your cancelledcheck(s) to show that you have met the estate tax obligation. Proof of payment in the amount shown above releases you of personal liability (IRC 2204). If the time for payment in the amount shown above is extended under section 6161, 6163, or 6166, personal liability is not released until full payment has been received. We will not reopen this return unless you notify us of changes to the return, or there is evidence of misrepresentation of a material fact, a clearly defined substantial error based upon an established Service position or a serious administrative omission. (See Rev. Proc 2005-32; IRB 2005-23 page 1206. ~ tJ.~ Director, Compliance Campus Operations -For dates of death after 12/31/04, this amount represents the State Death Tax Deduction. ,- ~"J ',':'1 :-:::-~ 3-;,.-t~~ COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA() ORPHANS' COURT DIVISION '''-..J r", " , r--:" ,s;::, r::~ r-..) -I NO. 21-05-0491 i) ESTATE OF CAMILLA R. WESTCOTT, DECEASED ~'? w w --------------------------------------- --------------------------------------- FIRST AND FINAL ACCOUNT OF Manufacturers and Traders Trust Company, Administrator, C.T.A. ================================================================================ Date of Death: May 19, 2005 Date of Administrator, C.T.A. 's Appointment: June 2, 2005 Date of First Advertisement of Letters: The Sentinel - June 9, 16 & 23, 2005 Cumberland Law Journal - June 17, 24 & July I, 2005 Accounting for the Period: May 19, 2005 to July 12, 2007 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Purpose of Account: Manufacturers and Traders Trust Company, Administrator, C.T.A., offers this account to acquaint interested parties with the transactions that have occurred during this administration. It is important that the account be carefully examined. Requests for additional information or questions or objections can be discussed with: Manufacturers and Traders Trust Company 1 West High Street Carlisle, PA 17013 (717) 240-4504 Or Roger M. Morgenthal, Esquire 2515 North Front Street Harrisburg, PA 17110 SUMMARY OF ACCOUNT Estate of Camilla R. Westcott, Deceased For Period of 05/19/2005 through 07/12/2007 Proposed Distributions to Beneficiaries PRINCIPAL Page 42-43 Per Inventory Filed 3-8 Subsequent 8-9 Principal Receipts Adjustments 9-10 Receipts: Net Gain (or Loss) on Sales or Other Disposition Less Disbursements: Debts of Decedent Funeral Expenses Administration Expenses Federal and State Taxes Fees and Commissions Balance before Distributions Distributions to Beneficiaries Principal Balance on Hand For Information: Investments Made Changes in Investment Holdings INCOME Receipts: This Account Net Gain (or Loss) on Sales or Other Disposition Less Disbursements Balance Before Distribution Distributions to Beneficiaries Income Balance on Hand COMBINED BALANCE ON HAND 11-13 14-15 15 15-16 16-17 17 18 19-20 21 22-31 32-37 38-39 40 41 2 Current Value Fiduciary Acquisition Value 3,116,634.06 3,028,947.06 --------------- --------------- --------------- --------------- 24,628.60 7,812.00 8,590.77 1,625,771.18 162,412.50 4,696,672.90 704,189.54 (2,119.54) 25,415.42 5,424,158.32 1,829,215.05 3,594,943.27 567,333.36 3,027,609.91 265,116.69 0.00 265,116.69 19,403.54 245,713.15 244,376.00 1,337.15 3,028,947.06 --------------- --------------- RECEIPTS OF PRINCIPAL ASSETS LISTED IN THE INVENTORY AND APPRAISEMENT AS FILED: CASH: Central Penn Medical - Refund Citizens Bank Account #6100652548 Citizens Bank Account #6204299976 Commerce Bank Certificate of Deposit #1100598 Cumberland Goodwill Fire Rescue EMS - Refund Internal Revenue Service - 2004 Federal Income Tax Refund Legg Mason Wood - Brokerage Account Money Market Balance Accrued Interest M&T Bank Checking Account #2674015280 M&T Bank Money Market Account #15004200018982 Manor Care - Refund Master Trust - Refund of Liability Insurance Premium Nationwide Life & Annuity Insurance Co. Orrstown Bank Certificate of Deposit #4000001085 Orrstown Bank Checking Account #106002710 Proceeds from Sale of 1993 Nissan Sentra 3 278.65 15,952.52 69,066.56 51,447.36 399.00 3,356.50 956.16 99.27 50,629.75 34,796.75 313.00 19.00 283,518.12 31,598.04 57,343.67 947.50 Fiduciary Acquisition Value Received from Estate of Laurence Westcott - Specific Bequest State of Illinois - Pension Teachers Retirement System of Illinois - Death Benefit - Taxable Portion Teachers Retirement System of Illinois - Death Benefit - Non-Taxable Portion Thornwald Nursing Horne - Refund Tri-State Imaging Consultants, LLC - Refund PERSONAL PROPERTY: Coins - Appraised Value Personal Property - Appraised Value STOCKS/LISTED: 2,099 shares BP PLC Accrued Dividend 32,473.27 shares Dreyfus Municipal Bond Fund #54 460 shares Dynegy, Inc. 15,942.631 shares Fidelity PA Tax Free Portfolio High Yield 11,705.224 shares Fidelity Spartan Municipal Income Fund Accrued Dividend 1,308 shares FNB Corp 4,984.303 shares Legg Mason Investment Trust Income 7,745.161 shares Legg Mason Value Trust Income 4,432 M&T Bank Corp 4 5,000.00 667.78 1,819.47 1,180.53 2,236.13 166.00 321. 36 3,012.00 125,835.05 1,070.49 387,741.44 1,874.50 175,687.79 153,572.54 533.86 24,747.36 71,823.81 478,883.30 466,445.84 611,791. 76 3,333.36 100 shares Marathon Oil Corp Accrued Dividend 220 shares PPL Corporation 250 shares Public Service Enterprise Group 1,524 shares SBC Communications Inc 200 shares Sempra Energy 21,983.486 shares T. Rowe Price Tax Free High Yield Fund 11,445.438 shares Vanguard Insured Long Term Tax Exempt Fund #58 Accrued Dividend BONDS: $15,000 Windsor Township PA GO Bonds 2.5% due 12/15/08 Accrued Interest $25,000 First Financial Bank Hamilton, OH 3% due 8/3/07 Accrued Interest $25,000 Merrick Bank Corp 4.25% due 6/20/05 Accrued Interest $25,000 Par Providian National Bank, Tilton, NH 5.7% due 6/20/06 Accrued Interest $25,000 Par Providian National Bank, Tilton, NH 6% due 1/24/08 Accrued Interest $30,000 Amcore Bank NA Rockford IL 6.75% due 11/1/05 Accrued Interest $30,000 Par Corus Bank NA Chicago IL 5.75% due 6/8/06 Accrued Interest $40,000 Par Advanta Bank Corp Draper, UT 3.2% due 3/31/09 Accrued Interest 5 4,617.00 28.00 12,233.10 13,733.76 36,118.80 7,760.00 262,482.82 146,730.52 564.55 14,810.10 160.42 24,308.58 33.33 25,013.90 439.76 25,339.60 589.79 25,624.88 479.17 30,323.85 101.25 30,440.97 771.46 38,060.36 174.22 2,372,484.53 $40,000 Par Carrolton Bank IL 4 % due 10/13/09 Accrued Interest $40,000 Par First Bank Thomson GA 4% due 11/19/09 $45,000 Ambridge PA Area School District GO 4% due 11/1/08 Accrued Interest $45,000 Par Discover Bank Greenwood, DE 4.5% due 3/23/10 Accrued Interest $50,000 Par Carolina First Bank Greenville, SC 3.7% due 4/30/09 Accrued Interest $50,000 Cross Country Bank Wilmington DE 5.7% due 5/30/06 Accrued Interest $50,000 Par Covest Banc NA Des Plaines, IL 3% due 1/9/06 Accrued Interest $50,000 Par Flagstar Bank Bloomfield Hls, MI 3.85% due 12/11/07 Accrued Interest $50,000 Par First National Bank, Reno, NV 4.25% due 6/18/09 Accrued Interest $50,000 Par Gold Bank Hennessey OK 3.65% due 2/4/09 Accrued Interest $50,000 Par Gold Bank Leawood KS 3.65% due 1/30/09 Accrued Interest $50,000 MBNA America Bank NA 7.25% due 5/19/05 Accrued Interest $50,000 Midfirst Bank OK City 4% due 7/10/06 Accrued Interest 6 38,992.20 160.00 38,957.20 46,552.95 90.00 44,642.52 315.00 48,405.50 97.64 50,705.45 1,337.92 49,799.70 541.67 49,296.45 844.86 49,340.75 891.32 24,222.38 266.15 48,452.35 552.57 50,168.85 1,349.31 49,982.50 716.67 $50,000 Pan American Fed SB San Mateo, CA 4.05% due 7/12/06 Accrued Interest $50,000 Pennsylvania Housing Finance Agency 5.4% due 10/1/06 Accrued Interest $50,000 Pleasant Valley PA School District 4.5% due 9/1/09 Accrued Interest $55,000 Par Treasury Bank Alexandria, VA 3.6% due 10/15/08 Accrued Interest $95,000 Par Provident Bank, Cincinnati, OH 3.75% due 9/12/08 Accrued Interest 50 units Pennsylvania Insured Municipal Income Fund Series 126S Accrued Interest 15 units Pennsylvania Insured Municipal Income Fund Series 5S Accrued Interest 30 units Pennsylvania Insured Municipal Income Trust 63 26 Mul. S Accrued Interest 10 units Pennsylvania Insured Municipal Income Fund Series 7 Accrued Interest 25 units Pennsylvania Insured Municipal Income Trust Series 89 S Accrued Interest 7 50,009.30 714.38 51,507.00 360.00 52,889.50 487.50 53,376.02 22.00 92,742.23 663.02 9,377.00 205.50 1,232.10 25.35 7,676.70 235.80 6,041. 20 168.10 3,853.25 123.75 1,145,063.25 08/15/05 12/19/05 12/19/05 12/30/05 02/06/06 09/01/06 07/20/05 07/20/05 07/22/05 08/15/05 REAL ESTATE/PA: 1295 Creek Road, West Pennsboro Twp, Carlisle, PA 207 Graham Woods Road, West Pennsboro Twp, Carlisle, PA SUBSEQUENT PRINCIPAL RECEIPTS: ----------------------------- CASH: MetLife Life Insurance Co. - Life Insurance from Laurence Westcott Fidelity PA Tax Free Portfolio High Yield - Long Term Capital Gains Distribution Fidelity Spartan Municipal Income Fund - Long Term Capital Gains Distribution Vanguard Insured Long Term Tax Exempt Fund #58 - Long Term Capital Gains Distribution Fidelity Spartan Municipal Income Fund - Long Term Capital Gains Distribution United States Treasury - Refund of Federal Estate Tax STOCKS/LISTED: 137.887 shares Fidelity PA Tax Free Portfolio High Yield - Received 64.434 shares Fidelity Spartan Municipal Income Fund - Received 29.921 shares Vanguard Insured Long Term Tax Exempt Fund #58 - Received 86.37 shares T. Rowe Price Tax Free High Yield Fund - Received 8 475,000.00 89,000.00 4,000.00 1,173.88 1,588.90 328.20 235.39 690,286.79 1,512.62 843.44 381.49 1,693.36 564,000.00 697,613.16 08/15/05 01/09/06 02/08/06 09/01/05 10/03/05 03/01/06 03/01/06 04/03/06 04/03/06 09/01/06 10/02/06 03/01/07 179.088 shares T. Rowe Price Tax Free High Yield Fund - Additional Shares Received ADJUSTMENTS: $50,000 Par Covest Bane NA Des Plaines, IL 3% due 1/9/06 - Accreted Discount - Market Discount Vanguard Insured Long Term Tax Exempt Fund #58 - Adjustment to Book Value AMORTIZATIONS: $50,000 Pleasant Valley PA School District 4.5% due 9/1/09 - Current Year Amortization $50,000 Pennsylvania Housing Finance Agency 5.4% due 10/1/06 - Current Year Amortization $50,000 Pleasant Valley PA School District 4.5% due 9/1/09 - Current Year Amortization $50,000 Pleasant Valley PA School District 4.5% due 9/1/09 - Prior Year Amortization $50,000 Pennsylvania Housing Finance Agency 5.4% due 10/1/06 - Current Year Amortization $50,000 Pennsylvania Housing Finance Agency 5.4% due 10/1/06 - Prior Year Amortization $50,000 Pleasant Valley PA School District 4.5% due 9/1/09 - Current Year Amortization $50,000 Pennsylvania Housing Finance Agency 5.4% due 10/1/06 - Current Year Amortization $50,000 Pleasant Valley PA School District 4.5% due 9/1/09 - Prior Year Amortization 9 2,145.47 200.30 343.36 (177.65) (396.56) (105.75) (215.55) (273.91) (277.01) (326.06) (559.52) (222.13) 6,576.38 543.66 03/01/07 $50,000 Pleasant Valley PA School District 4.5% due 9/1/09 - Current Year Amortization (109.06) TOTAL RECEIPTS OF PRINCIPAL. .............. 10 (2,663.20) 5,398,742.90 GAINS AND LOSSES ON SALES OR OTHER DISPOSITIONS - PRINCIPAL Gain Loss 06/30/05 $25,000 Merrick Bank Corp 4.25% due 6/20/05 Net Proceeds 25,000.00 Fid. Acq. Value 25"013.90 13.90 07/12/05 Orrstown Bank Certificate of Deposit #4000001085 Net Proceeds 31,598.04 Fid. Acq. Value 31,598.04 0.00 07/14/05 0.251 share Fifth Third Bancorp Net Proceeds 11. 93 Fid. Acq. Value 9.38 2.55 07/18/05 $50,000 MBNA America Bank NA 7.25% due 5/19/05 Net Proceeds 50,000.00 Fid. Acq. Value 50,168.85 168.85 07/18/05 4,984.303 shares Legg Mason Investment Trust Income Net Proceeds 75,412.50 Fid. Acq. Value 71,823.81 3,588.69 07/18/05 7,745.161 shares Legg Mason Value Trust Income Net Proceeds 493,289.30 Fid. Acq. Value 478,883.30 14,406.00 07/28/05 Commerce Bank Certificate of Deposit #1100598 Net Proceeds 51,447.36 Fid. Acq. Value 51,447.36 0.00 11/01/05 $30,000 Amcore Bank NA Rockford IL 6.75% due 11/1/05 Net Proceeds 30,000.00 Fid. Acq. Value 30,323.85 323.85 01/09/06 $50,000 Par Covest Banc NA Des Plaines, IL 3% due 1/9/06 Net Proceeds 50,000.00 Fid. Acq. Value 50,000.00 0.00 11 02/09/06 22,607.563 shares T. Rowe Price Tax Free High Yield Fund Net Proceeds 270,160.38 Fid. Acq. Value 270,588.59 428.21 02/14/06 11,475.359 shares Vanguard Insured Long Term Tax Exempt Fund #58 Net Proceeds 144,819.03 Fid. Acq. Value 147,455.37 2,636.34 05/30/06 $50,000 Cross Country Bank Wilmington DE 5.7% due 5/30/06 Net Proceeds 50,000.00 Fid. Acq. Value 50,705.45 705.45 06/08/06 $30,000 Par Corus Bank NA Chicago IL 5.75% due 6/8/06 Net Proceeds 30,000.00 Fid. Acq. Value 30,440.97 440.97 06/20/06 $25,000 Par Providian National Bank, Tilton, NH 5.7% due 6/20/06 Net Proceeds 25,000.00 Fid. Acq. Value 25,339.60 339.60 07/10/06 $50,000 Midfirst Bank OK City 4% due 7/10/06 Net Proceeds 50,000.00 Fid. Acq. Value 49,982.50 17.50 07/12/06 $50,000 Pan American Fed SB San Mateo, CA 4.05% due 7/12/06 Net Proceeds 50,000.00 Fid. Acq. Value 50,009.30 9.30 08/30/06 32,473.27 shares Dreyfus Municipal Bond Fund #54 Net Proceeds Fid. Acq. Value 384,483.52 387,741.44 3,257.92 08/31/06 16,080.518 shares Fidelity PA Tax Free Portfolio High Yield Net Proceeds Fid. Acq. Value 173,187.18 177,200.41 4,013.23 12 08/31/06 11,769.658 shares Fidelity Spartan Municipal Income Fund Net Proceeds 150,533.93 Fid. Acq. Value 154,415.98 3,882.05 08/31/06 26.794 shares T. Rowe Price Tax Free High Yield Fund Net Proceeds 322.33 Fid. Acq. Value 321. 20 1.13 09/05/06 1,432 shares M&T Bank Corp Net Proceeds 174,426.56 Fid. Acq. Value 150,710.84 23,715.72 10/02/06 $50,000 Pennsylvania Housing Finance Agency 5.4% due 10/1/06 Net Proceeds 50,000.00 Fid. Acq. Value 50,000.00 0.00 10/02/06 0.105 share T. Rowe Price Tax Free High Yield Fund Net Proceeds 1. 27 Fid. Acq. Value 1.27 0.00 01/08/07 50 units Pennsylvania Insured Municipal Income Fund Series 126S Net Proceeds Fid. Acq. Value 8,958.00 9,054.50 96.50 ---------------------------- TOTAL GAINS AND LOSSES/PRINCIPAL...... ..... LESS LOSS............................. 41,731.59 16,316.17 16,316.17 NET GAIN OR LOSS. . . . . . . . . . . . . . . . . . . . . . . . . . . 25,415.42 -------------- -------------- 13 06/07/05 06/10/05 06/13/05 06/16/05 06/20/05 06/20/05 06/28/05 06/28/05 07/25/05 07/28/05 07/29/05 08/02/05 08/03/05 08/22/05 09/13/05 09/13/05 09/21/05 10/21/05 DISBURSEMENTS OF PRINCIPAL DEBTS OF DECEDENT Pharmerica - Prescription Drug Expense West Shore EMS-BLS - Medical Expense PPL - Electricity Expense Marsh Advantage America - Home Owners Insurance Premium - 1295 Creek Road, Carlisle Pharmerica - Prescription Drug Expense PPL - Electricity Expense M&T Bank - Safe Deposit Box Rental State Farm Insurance - Automobile Insurance Premium Carlisle Regional Medical Center - Medical Expense The Brethren Mutual Insurance Co. - Insurance Premium Deborah W. Piper - Real Estate Taxes - 207 Graham Woods Rd, Carlisle Roger M. Morgenthal - Deed Transfer Costs Deborah W. Piper - Real Estate Taxes - 1295 Creek Rd, Carlisle Central Penn Medical - Medical Expense Smith, Elliott, Kearns & Company, LLC - 2004 Tax Preparation Fee Stephen G. Fisher - Real Estate Survey Expense Thornwald Nursing Home - Nursing Home Expense Miller Insurance Company - Farmowners Insurance Premium 14 891.03 78.60 47.10 420.00 477.21 49.84 26.00 198.85 912.00 160.00 1,037.63 200.00 1,584.03 29.60 225.00 12,700.00 76.15 918.50 10/25/05 11/07/05 01/06/06 02/09/06 02/17/06 OS/24/06 09/15/06 09/15/06 09/15/06 12/12/06 06/13/05 09/12/05 06/02/05 06/03/05 06/06/05 Pennsylvania Department of Transportation - Duplicate Title for 1992 Nissan Sentra The Detail Shop - Full Detail - Nissan Sentra Roger M. Morgenthal - Recording Fees Vital Records - Death Certificates Pennsylvania Counseling Services - Medical Expense Pennsylvania Dept of Revenue - 2004 Fiduciary Income Tax - Penalty for Late Payment Internal Revenue Service - 2005 Personal Income Tax - Balance Due Pennsylvania Dept of Revenue - 2005 Personal Income Tax - Balance Due - For Camilla Westcott Pennsylvania Dept of Revenue - 2005 Personal Income Tax - Balance Due - For Laurence Westcott Internal Revenue Service - Additional 2005 Individual Income Tax - Balance Due 22.50 80.00 46.50 54.00 36.41 290.35 2,762.00 1,175.00 54.00 76.30 FUNERAL EXPENSES TOTAL DEBTS OF DECEDENT............................. Egger Funeral Home - Funeral Expense Eby Granite Works - Granite Bevel and Engraving 6,518.00 1,294.00 ADMINISTRATION EXPENSES TOTAL FUNERAL EXPENSES............ .................. Cumberland County Register of Wills - Letters Testamentary Cumberland County Register of Wills - Additional Fee for Letters Testamentary Cumberland Law Journal - Cost of Advertising and Proof of Publication 15 1,330.00 5.00 75.00 24,628.60 7,812.00 06/29/05 07/05/05 07/06/05 08/25/05 08/25/05 10/25/05 02/09/06 07/03/06 07/10/06 07/13/06 09/18/06 07/29/05 07/29/05 08/17/05 02/14/06 Cumberland County Register of Wills - Short Certificates Rowe's Antiques - Appraisal Fee for Personal Property The Sentinel - Cost of Advertising and Proof of Publication S. W. Bartlett - Appraisal Fee - 207 Graham Woods Rd, Carlisle, PA S. W. Bartlett - Appraisal Fee - 1295 Creek Rd, Carlisle, PA Cumberland County Register of Wills - Short Certificate Cumberland County Register of Wills - Short Certificates Cumberland County Register of Wills - Pennsylvania Inheritance Tax Filing Fee Cumberland County Register of Wills - Certification of Will Cumberland County Register of Wills - Additional Probate Costs Smith, Elliott, Kearns & Company, LLC - 2005 Tax Preparation Fee RESERVES: Cumberland County Register of Wills - Filing Fees 120.00 85.00 129.77 250.00 600.00 4.00 72.00 15.00 5.00 450.00 450.00 5,000.00 FEDERAL AND STATE TAXES TOTAL ADMINISTRATION EXPENSES.... ................... Internal Revenue Service - 2004 Fiduciary Income Tax - Balance Due Pennsylvania Dept of Revenue - 2004 Fiduciary Income Tax - Balance Due Cumberland County Register of Wills - Pennsylvania Inheritance Tax Payment Cumberland County Register of Wills - Pennsylvania Inheritance Tax Payment 16 2,607.00 2,306.00 100,000.00 105,838.31 8,590.77 02/14/06 08/04/06 04/03/07 United States Treasury - 1,390,619.79 Federal Estate Tax Internal Revenue Service - 21,335.00 Fiduciary Income Tax for Year Ending 4/30/06 - Balance Due Cumberland County Register of Wills - 3,065.08 Pennsylvania Inheritance Tax - Balance Due FEES AND COMMISSIONS TOTAL FEDERAL AND STATE TAXES...... ................. 1,625,771.18 RESERVES: Manufacturers and Traders Trust Company - Administrator, C.T.A. Fee 108,275.00 Roger M. Morgenthal - Attorney Fee 54,137.50 TOTAL FEES AND COMMISSIONS................ ...... .... TOTAL DISBURSEMENTS OF PRINCIPAL.................... 1,829,215.05 162,412.50 17 William Westcott 07/12/05 08/16/05 01/09/06 01/09/06 DISTRIBUTIONS OF PRINCIPAL TO BENEFICIARIES Personal Property - Distributed in Kind Coins - Distributed in Kind 1295 Creek Road, West Pennsboro Twp, Carlisle, PA - Distributed in Kind 207 Graham Woods Road, West Pennsboro Twp, Carlisle, PA - Distributed in Kind 3,012.00 321.36 475,000.00 89,000.00 TOTAL DISTRIBUTIONS TO BENEFICIARIES...... 18 567,333.36 567,333.36 PRINCIPAL BALANCE ON HAND # Units Description Blackrock Liquid Fund TempFund Class I Fund #24 $15,000 Windsor Township PA GO Bonds 2.5% due 12/15/08 $25,000 First Financial Bank Hamilton, OH 3% due 8/3/07 $25,000 Par Providian National Bank, Tilton, NH 6% due 1/24/08 $40,000 Par Advanta Bank Corp Draper, UT 3.2% due 3/31/09 $40,000 Par Carrolton Bank IL 4% due 10/13/09 $40,000 Par First Bank Thomson GA 4% due 11/19/09 $45,000 Arnbridge PA Area School District GO 4% due 11/1/08 $45,000 Par Discover Bank Greenwood, DE 4.5% due 3/23/10 $50,000 Par Carolina First Bank Greenville, SC 3.7% due 4/30/09 $50,000 Par Flagstar Bank Bloomfield HIs, MI 3.85% due 12/11/07 $50,000 Par First National Bank, Reno, NV 4.25% due 6/18/09 $50,000 Par Gold Bank Hennessey OK 3.65% due 2/4/09 $50,000 Par Gold Bank Leawood KS 3.65% due 1/30/09 $50,000 Pleasant Valley PA School District 4.5% due 9/1/09 $55,000 Par Treasury Bank Alexandria, VA 3.6% due 10/15/08 $95,000 Par Provident Bank, Cincinnati, OH 3.75% due 9/12/08 1,524 AT&T Corporation 2,099 BP PLC 460 Dynegy, Inc. 331 Fifth Third Bancorp 654 FNB Corp 3,000 M&T Bank Corp 200 Marathon Oil Corp 15 Pennsylvania Insured Municipal Income Fund Series 5S 30 Pennsylvania Insured Municipal Income Trust 63 26 Mul. S 10 Pennsylvania Insured Municipal Income Fund Series 7 25 Pennsylvania Insured Municipal Income Trust Series 89 S 19 Current Value or as Noted 1,784,011. 20 14,643.90 24,950.50 25,051.50 38,461.60 38,690.40 38,638.00 45,136.35 43,821.00 48,417.00 49,647.00 48,811.00 24,287.25 48,586.50 50,653.45 53,678.90 93,059.15 60,670.44 155,326.00 4,512.60 12,905.69 10,477.08 323,190.00 12,574.00 746.25 2,480.40 4,106.00 2,701.75 Fiduciary Acquisition Value 1,784,011.20 14,810.10 24,308.58 25,624.88 38,060.36 38,992.20 38,957.20 46,552.95 44,642.52 48,405.50 49,296.45 49,340.75 24,222.38 48,452.35 51,733.30 53,376.02 92,742.23 36,118.80 125,835.05 1,874.50 12,364.30 12,373.68 315,735.00 4,617.00 950.40 2,914.80 4,463.80 3,106.75 440 PPL Corporation 250 Public Service Enterprise Group 200 Sempra Energy 20,922.00 22,490.00 11,650.00 3,115,296.91 20 12,233.10 13,733.76 7,760.00 3,027,609.91 INVESTMENTS MADE - PRINCIPAL # Units Cost ------- 11/02/05 84.502 shares T. Rowe Price Tax Free 1,003.04 High Yield Fund 12/01/05 90.868 shares T. Rowe Price Tax Free 1,078.60 High Yield Fund 01/03/06 97.272 shares T. Rowe Price Tax Free 1,160.45 High Yield Fund 02/01/06 85.977 shares T. Rowe Price Tax Free 1,024.85 High Yield Fund 03/01/06 26.264 shares T. Rowe Price Tax Free 314.90 High Yield Fund 03/30/06 0.022 shares T. Rowe Price Tax Free 0.26 High Yield Fund 04/03/06 0.081 shares T. Rowe Price Tax Free 0.97 High Yield Fund 05/01/06 0.101 shares T. Rowe Price Tax Free 1. 20 High Yield Fund 06/01/06 0.106 shares T. Rowe Price Tax Free 1. 26 High Yield Fund 07/03/06 0.121 shares T. Rowe Price Tax Free 1. 43 High Yield Fund 08/01/06 0.099 shares T. Rowe Price Tax Free 1.18 High Yield Fund 09/01/06 0.105 shares T. Rowe Price Tax Free 1. 27 High Yield Fund 21 CHANGES IN INVESTMENT HOLDINGS - PRINCIPAL Cost $15,000 Windsor Township PA GO Bonds 2.5% due 12/15/08 05/19/05 inventoried 14,810.10 14,810.10 $25,000 First Financial Bank Hamilton, OH 3% due 8/3/07 05/19/05 inventoried 24,308.58 24,308.58 $25,000 Merrick Bank Corp 4.25% due 6/20/05 05/19/05 06/30/05 inventoried matured 25,013.90 (25,013.90) 0.00 $25,000 Par Providian National Bank, Tilton, NH 5.7% due 6/20/06 05/19/05 06/20/06 inventoried matured 25,339.60 (25,339.60) 0.00 $25,000 Par Providian National Bank, Tilton, NH 6% due 1/24/08 05/19/05 inventoried 25,624.88 25,624.88 $30,000 Amcore Bank NA Rockford IL 6.75% due 11/1/05 05/19/05 11/01/05 inventoried matured 30,323.85 (30,323.85) 0.00 22 $30,000 Par Corus Bank NA Chicago IL 5.75% due 6/8/06 05/19/05 06/08/06 inventoried matured 30,440.97 (30,440.97) 0.00 $40,000 Par Advanta Bank Corp Draper, UT 3.2% due 3/31/09 05/19/05 inventoried 38,060.36 38,060.36 $40,000 Par Carrolton Bank IL 4% due 10/13/09 05/19/05 inventoried 38,992.20 38,992.20 $40,000 Par First Bank Thomson GA 4% due 11/19/09 05/19/05 inventoried 38,957.20 38,957.20 $45,000 Ambridge PA Area School District GO 4% due 11/1/08 05/19/05 inventoried 46,552.95 46,552.95 $45,000 Par Discover Bank Greenwood, DE 4.5% due 3/23/10 05/19/05 inventoried 44,642.52 44,642.52 $50,000 Par Carolina First Bank Greenville, SC 3.7% due 4/30/09 05/19/05 inventoried 48,405.50 48,405.50 23 $50,000 Cross Country Bank Wilmington DE 5.7% due 5/30/06 05/19/05 05/30/06 inventoried matured 50,705.45 (50,705.45) 0.00 $50,000 Par Covest Banc NA Des Plaines, IL 3% due 1/9/06 05/19/05 01/09/06 inventoried accreted discount - market discount matured 49,799.70 200.30 01/09/06 (50,000.00) 0.00 $50,000 Par Flagstar Bank Bloomfield Hls, MI 3.85% due 12/11/07 05/19/05 inventoried 49,296.45 49,296.45 $50,000 Par First National Bank, Reno, NV 4.25% due 6/18/09 05/19/05 inventoried 49,340.75 49,340.75 $50,000 Par Gold Bank Hennessey OK 3.65% due 2/4/09 05/19/05 inventoried 24,222.38 24,222.38 $50,000 Par Gold Bank Leawood KS 3.65% due 1/30/09 05/19/05 inventoried 48,452.35 48,452.35 24 $50,000 MBNA America Bank NA 7.25% due 5/19/05 05/19/05 07/18/05 inventoried matured 50,168.85 (50,168.85) 0.00 $50,000 Midfirst Bank OK City 4% due 7/10/06 05/19/05 07/10/06 inventoried matured 49,982.50 (49,982.50) 0.00 $50,000 Pan American Fed SB San Mateo, CA 4.05% due 7/12/06 05/19/05 07/12/06 inventoried matured 50,009.30 (50,009.30) 0.00 $50,000 Pennsylvania Housing Finance Agency 5.4% due 10/1/06 05/19/05 10/03/05 04/03/06 04/03/06 10/02/06 10/02/06 inventoried current year amortization prior year amortization current year amortization current year amortization matured 51,507.00 (396.56) (277.01) (273.91) (559.52) (50,000.00) 0.00 $50,000 Pleasant Valley PA School District 4.5% due 9/1/09 05/19/05 09/01/05 03/01/06 03/01/06 09/01/06 03/01/07 03/01/07 inventoried current year amortization prior year amortization current year amortization current year amortization prior year amortization current year amortization 52,889.50 (177.65) (215.55) (105.75) (326.06) (222.13) (109.06) 51,733.30 25 $55,000 Par Treasury Bank Alexandria, VA 3.6% due 10/15/08 05/19/05 inventoried 53,376.02 53,376.02 $95,000 Par Provident Bank, Cincinnati, OH 3.75% due 9/12/08 05/19/05 inventoried 92,742.23 92,742.23 1295 Creek Road, West Pennsboro Twp, Carlisle, PA 05/19/05 01/09/06 inventoried distributed in kind 475,000.00 (475,000.00) 0.00 207 Graham Woods Road, West Pennsboro Twp, Carlisle, PA 05/19/05 01/09/06 inventoried distributed in kind 89,000.00 (89,000.00) 0.00 AT&T Corporation 11/21/05 1,524 shares received in name change from SBC Communications 36,118.80 1,524 36,118.80 BP PLC 05/19/05 2,099 shares inventoried 125,835.05 2,099 125,835.05 Coins 05/19/05 08/16/05 inventoried distributed in kind 321. 36 (321.36) 0.00 26 Commerce Bank Certificate of Deposit #1100598 05/19/05 07/28/05 inventoried sold 51,447.36 (51,447.36) 0.00 Dreyfus Municipal Bond Fund #54 05/19/05 08/30/06 32,473.27 shares inventoried (32,473.27)shares sold 387,741.44 (387,741.44) o 0.00 Dynegy, Inc. 05/19/05 460 shares inventoried 1,874.50 460 1,874.50 Fidelity PA Tax Free Portfolio High Yield 05/19/05 07/20/05 08/31/06 15,942.631 shares inventoried 137.887 shares received (16,080.518)shares sold 175,687.79 1,512.62 (177,200.41) o 0.00 Fidelity Spartan Municipal Income Fund 05/19/05 07/20/05 08/31/06 11,705.224 shares inventoried 64.434 shares received (11,769.658)shares sold 153,572.54 843.44 (154,415.98) o 0.00 Fifth Third Bancorp 07/14/05 331.251 shares received in mandatory stock merger with FNB Corp at the rate of 0.5065 shares for each share held (0.251)share sold 12,373.68 07/14/05 (9.38 ) 331 12,364.30 27 FNB Corp 05/19/05 07/14/05 1,308 shares inventoried (654)shares delivered in mandatory merger with Fifth Third Bancorp 24,747.36 (12,373.68) 654 12,373.68 Legg Mason Investment Trust Income 05/19/05 07/18/05 4,984.303 shares inventoried (4,984.303)shares sold 71,823.81 (71,823.81) o 0.00 Legg Mason Value Trust Income 05/19/05 07/18/05 7,745.161 shares inventoried (7,745.161)shares sold 478,883.30 (478,883.30) o 0.00 M&T Bank Corp 05/19/05 09/05/06 4,432 shares inventoried (l,432)shares sold 466,445.84 (150,710.84) 3,000 315,735.00 Marathon Oil Corp 05/19/05 06/20/07 100 shares inventoried 100 shares received in 2-for-1 stock split 4,617.00 0.00 200 4,617.00 Orrstown Bank Certificate of Deposit #4000001085 05/19/05 07/12/05 inventoried sold 31,598.04 (31,598.04) 0.00 28 Pennsylvania Insured Municipal Income Fund Series 126S 05/19/05 01/25/06 07/25/06 01/08/07 50 units inventoried tax free return of capital tax free return of capital (50) full call 9,377.00 (147.50) (175.00) (9,054.50) o 0.00 Pennsylvania Insured Municipal Income Fund Series 5S 05/19/05 06/26/06 09/25/06 12/27/06 03/27/07 06/26/07 15 units inventoried tax free return of capital tax free return of capital tax free return of capital tax free return of capital tax free return of capital 1,232.10 (129.15) (16.95) (15.15) (40.95) (79.50) 15 950.40 Pennsylvania Insured Municipal Income Trust 63 26 Mul. S 05/19/05 07/25/05 01/25/06 07/25/06 01/26/07 03/27/07 30 units inventoried tax free return of capital tax free return of capital tax free return of capital tax free return of capital tax free return of capital 7,676.70 (85.20) (102.00) (159.90) (184.50) (4,230.30) 30 2,914.80 Pennsylvania Insured Municipal Income Fund Series 7 05/19/05 10 units inventoried 6,041.20 07/25/05 tax free return of capital (413.80) 09/26/05 tax free return of capital (11.70) 12/27/05 tax free return of capital (35.80) 01/25/06 tax free return of capital (182.30) 04/25/06 tax free return of capital (230.70) 06/26/06 tax free return of capital (259.40) 07/25/06 tax free return of capital (171.80) 12/27/06 tax free return of capital (31.00) 04/26/07 tax free return of capital (240.90) -------------- -------------- 10 4,463.80 -------------- -------------- -------------- -------------- 29 Pennsylvania Insured Municipal Income Trust Series 89 S 05/19/05 07/25/05 01/25/06 07/25/06 10/25/06 01/26/07 25 units inventoried tax free return of capital tax free return of capital tax free return of capital tax free return of capital tax free return of capital 3,853.25 (82.00) (240.75) (120.50) (265.75) (37.50) 25 3,106.75 Personal Property 05/19/05 07/12/05 inventoried distributed in kind 3,012.00 (3,012.00) 0.00 PPL Corporation 05/19/05 08/25/05 220 shares inventoried 220 shares received in 2-for-1 stock split 12,233.10 0.00 440 12,233.10 Public Service Enterprise Group 05/19/05 250 shares inventoried 13,733.76 250 13,733.76 SBC Communications Inc 05/19/05 11/21/05 1,524 shares inventoried (1,524)shares delivered in name change to AT&T Inc. 36,118.80 (36,118.80) o 0.00 Sempra Energy 05/19/05 200 shares inventoried 7,760.00 200 7,760.00 30 T. Rowe Price Tax Free High Yield Fund 05/19/05 08/15/05 08/15/05 11/02/05 12/01/05 01/03/06 02/01/06 02/09/06 03/01/06 03/30/06 04/03/06 05/01/06 06/01/06 07/03/06 08/01/06 08/31/06 09/01/06 10/02/06 21,983.486 shares inventoried 179.088 shares received 86.37 shares inventoried 84.502 shares purchased 90.868 shares purchased 97.272 shares purchased 85.977 shares purchased (22,607.563)shares sold 26.264 shares purchased 0.022 share purchased 0.081 share purchased 0.101 share purchased 0.106 share purchased 0.121 share purchased 0.099 share purchased (26.794)shares sold 0.105 share purchased (0.105)share sold 262,482.82 2,145.47 1,693.36 1,003.04 1,078.60 1,160.45 1,024.85 (270,588.59) 314.90 0.26 0.97 1. 20 1. 26 1. 43 1.18 (321.20) 1. 27 (1. 27) o 0.00 Vanguard Insured Long Term Tax Exempt Fund #58 05/19/05 07/22/05 02/08/06 02/14/06 11,445.438 shares inventoried 29.921 shares received adjustment to book value (11,475.359)shares sold 146,730.52 381.49 343.36 (147,455.37) o 0.00 31 AT&T Corporation 02/01/06 - 05/01/07 BP PLC 09/07/05 - 06/01/07 Fifth Third Bancorp 07/29/05 - 04/19/07 FNB Corp 06/20/05 - 06/15/07 M&T Bank Corp 07/06/05 - 06/29/07 Marathon Oil Corp 09/12/05 - 06/11/07 PPL Corporation 07/22/05 - 07/02/07 RECEIPTS OF INCOME DIVIDENDS 07/20/05 - 06/29/07 Public Service Enterprise Group SBC Communications Inc 08/01/05 - 11/01/05 Sempra Energy 08/02/05 - 04/16/07 TOTAL DIVIDEND INCOME... .................. 32 3,108.96 9,684.78 1,145.26 1,376.67 18,696.00 307.00 1,073.60 1,282.50 982.98 476.00 38,133.75 INTEREST $15,000 Windsor Township PA GO Bonds 2.5% due 12/15/08 07/14/05 - 06/15/07 777.08 $25,000 First Financial Bank Hamilton, OH 3% due 8/3/07 07/14/05 - 07/06/07 1,591.99 $25,000 Merrick Bank Corp 4.25% due 6/20/05 07/18/05 92.95 $25,000 Par Providian National Bank, Tilton, NH 5.7% due 6/20/06 07/14/05 - 06/20/06 1,545.76 $25,000 Par Providian National Bank, Tilton, NH 6% due 1/24/08 07/26/05 - 01/24/07 2,520.83 $30,000 Amcore Bank NA Rockford IL 6.75% due 11/1/05 11/01/05 919.57 $30,000 Par Corus Bank NA Chicago IL 5.75% due 6/8/06 07/14/05 - 06/08/06 1,813.68 $40,000 Par Advanta Bank Corp Draper, UT 3.2% due 3/31/09 10/04/05 - 04/03/07 2,385.78 $40,000 Par Carrolton Bank IL 4% due 10/13/09 10/14/05 - 04/16/07 3,040.00 $40,000 Par First Bank Thomson GA 4% due 11/19/09 11/21/05 - OS/22/07 3,200.00 $45,000 Ambridge PA Area School District GO 4% due 11/1/08 11/01/05 - 05/01/07 3,150.00 33 $45,000 Par Discover Bank Greenwood, DE 4.5% due 3/23/10 09/23/05 - 03/26/07 $50,000 Par Carolina First Bank Greenville, SC 3.7% due 4/30/09 10/31/05 - 05/01/07 $50,000 Cross Country Bank Wilmington DE 5.7% due 5/30/06 07/14/05 - 05/30/06 $50,000 Par Covest Bane NA Des Plaines, IL 3% due 1/9/06 10/11/05 - 01/09/06 $50,000 Par Flagstar Bank Bloomfield HIs, MI 3.85% due 12/11/07 07/14/05 - 06/12/07 $50,000 Par First National Bank, Reno, NV 4.25% due 6/18/09 07/14/05 - 06/19/07 $50,000 Par Gold Bank Hennessey OK 3.65% due 2/4/09 08/04/05 - 02/05/07 $50,000 Par Gold Bank Leawood KS 3.65% due 1/30/09 08/01/05 - 01/30/07 $50,000 MBNA America Bank NA 7.25% due 5/19/05 07/18/05 $50,000 Midfirst Bank OK City 4% due 7/10/06 07/12/05 07/10/06 $50,000 Pan American Fed 5B San Mateo, CA 4.05% due 7/12/06 07/13/05 - 07/12/06 3,735.00 3,602.36 2,917.56 588.46 3,965.00 4,418.27 1,558.85 3,097.43 448.29 2,275.11 2,314.80 34 $50,000 Pennsylvania Housing Finance Agency 5.4% due 10/1/06 10/03/05 - 10/02/06 $50,000 Pleasant Valley PA School District 4.5% due 9/1/09 09/01/05 - 03/01/07 $55,000 Par Treasury Bank Alexandria, VA 3.6% due 10/15/08 07/14/05 - 06/18/07 $95,000 Par Provident Bank, Cincinnati, OH 3.75% due 9/12/08 09/13/05 - 03/12/07 Blackrock Provident Inst Temp Fund #24 11/02/06 - 07/03/07 Citizens Bank Account #6100652548 08/09/05 Citizens Bank Account #6204299976 08/09/05 Commerce Bank Certificate of Deposit #1100598 07/28/05 Dreyfus Municipal Bond Fund #54 08/01/05 - 09/01/06 Fidelity PA Tax Free Portfolio High Yield 08/01/05 - 09/01/06 Fidelity Spartan Municipal Income Fund 06/20/05 - 09/01/06 Legg Mason Wood 07/14/05 M&T Bank Checking Account #2674015280 06/13/05 3,690.00 4,012.50 4,106.15 6,461.98 75,738.01 27.38 207.58 238.44 19,410.30 7,796.87 7,560.12 232.72 1. 77 35 M&T Bank Money Market Account #15004200018982 06/13/05 MetLife Life Insurance Co. 08/15/05 MTB Prime Money Market-Inst Fund #142 07/01/05 - 09/01/06 MTB PA Tax Free Money Market-Inst I-Fund #492 09/01/06 - 10/02/06 Orrstown Bank Certificate of Deposit #4000001085 07/12/05 Orrstown Bank Checking Account #106002710 07/12/05 Pennsylvania Insured Municipal Income Fund Series 126S 07/25/05 - 01/08/07 Pennsylvania Insured Municipal Income Fund Series 5S 06/30/05 - 06/26/07 Pennsylvania Insured Municipal Income Trust 63 26 Mul. S 07/25/05 - 03/27/07 Pennsylvania Insured Municipal Income Fund Series 7 06/30/05 - 06/26/07 Pennsylvania Insured Municipal Income Trust Series 89 S 07/25/05 - 01/26/07 T. Rowe Price Tax Free High Yield Fund 09/01/05 - 09-01/06 16.89 22.03 28,291.60 4,058.78 88.56 101.85 430.00 209.70 627.60 490.80 275.25 6,797.63 36 Vanguard Insured Long Term Tax Exempt Fund #58 08/01/05 - 03/06/07 TOTAL INTEREST INCOME. ............ ........ OTHER INCOME 207 Graham Woods Road, West Pennsboro Twp, Carlisle, PA 08/01/05 -08/31/05 Rent Fidelity Spartan Municipal Income Fund - Short Term Capital Gains Distribution 12/19/05 T. Rowe Price Tax Free High Yield Fund - Short Term Capital Gains Distribution 03/30/06 Vanguard Insured Long Term Tax Exempt Fund #58 - Short Term Capital Gains Distribution 12/30/05 TOTAL OTHER INCOME.. ...... ................ TOTAL RECEIPTS OF INCOME........... ... .... 37 4,294.17 225,507.45 1,200.00 176.54 0.26 98.69 1,475.49 265,116.69 10/16/06 Manufacturers and Traders 618.98 Trust Company - Commission 11/15/06 Manufacturers and Traders 709.28 Trust Company - Commission 12/15/06 Manufacturers and Traders 694.93 Trust Company - Commission 01/16/07 Manufacturers and Traders 757.34 Trust Company - Commission 02/15/07 Manufacturers and Traders 717.44 Trust Company - Commission 03/15/07 Manufacturers and Traders 736.97 Trust Company - Commission 04/16/07 Manufacturers and Traders 775.49 Trust Company - Commission 05/15/07 Manufacturers and Traders 716.37 Trust Company - Commission 06/15/07 Manufacturers and Traders 719.11 Trust Company - Commission -------------- TOTAL DISBURSEMENTS OF INCOME. . . . . . . . . . . . . . . . . . 19,403.54 -------------- -------------- 39 07/15/05 08/11/05 08/15/05 09/15/05 10/17/05 10/21/05 11/15/05 12/15/05 01/17/06 02/15/06 03/15/06 04/17/06 05/15/06 06/15/06 07/17/06 08/04/06 08/15/06 09/15/06 DISBURSEMENTS OF INCOME Manufacturers and Traders Trust Company - Commission Deborah W. Piper - Real Estate Taxes - 1295 Creek Rd, Carlisle Manufacturers and Traders Trust Company - Commission Manufacturers and Traders Trust Company - Commission Manufacturers and Traders Trust Company - Commission Miller Insurance Company - Farmowners Insurance Premium Manufacturers and Traders Trust Company - Commission Manufacturers and Traders Trust Company - Commission Manufacturers and Traders Trust Company - Commission Manufacturers and Traders Trust Company - Commission Manufacturers and Traders Trust Company - Commission Manufacturers and Traders Trust Company - Commission Manufacturers and Traders Trust Company - Commission Manufacturers and Traders Trust Company - Commission Manufacturers and Traders Trust Company - Commission Pennsylvania Dept of Revenue - Fiduciary Income Tax for Year Ending 4/30/06 - Balance Due Manufacturers and Traders Trust Company - Commission Manufacturers and Traders Trust Company - Commission 38 305.74 1,584.04 603.67 610.39 865.48 918.50 665.95 784.29 911. 73 698.76 560.34 574.56 334.87 519.27 640.35 1,453.00 436.09 490.60 DISTRIBUTIONS OF INCOME TO BENEFICIARIES William Westcott ---------------- 12/30/05 Distribution 64,046.68 04/04/06 Distribution 30,996.64 06/30/06 Distribution 26,153.80 10/02/06 Distribution 23,628.51 01/02/07 Distribution 29,706.19 04/02/07 Distribution 35,001.41 07/02/07 Distribution 34,842.77 -------------- TOTAL DISTRIBUTIONS TO BENEFICIARIES...... 40 244,376.00 244,376.00 INCOME BALANCE ON HAND Description Blackrock Liquid Fund TempFund Class I Fund #24 41 Current Value or as Noted 1,337.15 Fiduciary Acquisition Value 1,337.15 1,337.15 1,337.15 PROPOSED DISTRIBUTIONS TO BENEFICIARIES # Units Current Value Fiduciary Acquisition Value or as Noted Mellon Bank, Successor to Commonwealth National Bank, Trustee under the Will of Camilla R. Westcott f/b/o William W. Westcott - 100% Share of Residue Principal: Blackrock Provident Inst Temp Fund #24 $15,000 Windsor Township PA GO Bonds 2.5% due 12/15/08 $25,000 First Financial Bank Hamilton, OH 3% due 8/3/07 $25,000 Par Providian National Bank, Tilton, NH 6% due 1/24/08 $40,000 Par Advanta Bank Corp Draper, UT 3.2% due 3/31/09 $40,000 Par Carrolton Bank IL 4% due 10/13/09 $40,000 Par First Bank Thomson GA 4% due 11/19/09 $45,000 Ambridge PA Area School District GO 4% due 11/1/08 $45,000 Par Discover Bank Greenwood, DE 4.5% due 3/23/10 $50,000 Par Carolina First Bank Greenville, SC 3.7% due 4/30/09 $50,000 Par Flagstar Bank Bloomfield HIs, MI 3.85% due 12/11/07 $50,000 Par First National Bank, Reno, NV 4.25% due 6/18/09 $50,000 Par Gold Bank Hennessey OK 3.65% due 2/4/09 $50,000 Par Gold Bank Leawood KS 3.65% due 1/30/09 $50,000 Pleasant Valley PA School District 4.5% due 9/1/09 $55,000 Par Treasury Bank Alexandria, VA 3.6% due 10/15/08 $95,000 Par Provident Bank, Cincinnati, OH 3.75% due 9/12/08 1,524 shares AT&T Corporation 2,099 shares BP PLC 460 shares Dynegy, Inc. 331 shares Fifth Third Bancorp 654 shares FNB Corp 3,000 shares M&T Bank Corp 42 1,784,011.20 1,784,011.20 14,643.90 14,810.10 24,950.50 24,308.58 25,051.50 25,624.88 38,461.60 38,060.36 38,690.40 38,992.20 38,638.00 38,957.20 45,136.35 46,552.95 43,821.00 44,642.52 48,417.00 48,405.50 49,647.00 49,296.45 48,811.00 49,340.75 24,287.25 24,222.38 48,586.50 48,452.35 50,653.45 51,733.30 53,678.90 53,376.02 93,059.15 92,742.23 60,670.44 36,118.80 155,326.00 125,835.05 4,512.60 1,874.50 12,905.69 12,364.30 10,477.08 12,373.68 323,190.00 315,735.00 3,000 shares M&T Bank Corp 323,190.00 315,735.00 200 shares Marathon Oil Corp 12,574.00 4,617.00 15 units Pennsylvania Insured 746.25 950.40 Municipal Income Fund Series5S 30 units Pennsylvania Insured Municipal 2,480.40 2,914.80 Income Trust 63 26 Mul. S 10 units Pennsylvania Insured 4,106.00 4,463.80 Municipal Income Fund Series 7 25 units Pennsylvania Insured 2,701.75 3,106.75 Municipal Income Trust Series 89 S 440 shares PPL Corporation 20,922.00 12,233.10 250 shares Public Service 22,490.00 13,733.76 Enterprise Group 200 shares Sempra Energy 11,650.00 7,760.00 -------------- -------------- 3,115,296.91 3,027,609.91 -------------- -------------- -------------- -------------- Income: Blackrock Provident Inst Temp Fund #24 1,337.15 1,337.15 1,337.15 1,337.15 3,116,634.06 3,028,947.06 43 AFFIDAVIT Manufacturers and Traders Trust Company, Administrator, C.T.A. under the Last Will and Testament of CAMILLA R. WESTCOTT, deceased, hereby declares under oath that it has fully and faithfully discharged the duties of its office; that the foregoing Account is true and correct and fully discloses all significant transactions occurring during the accounting period; that all known claims against the Estate have been paid in full; that, to its knowledge, there are no claims now outstanding against the Estate; that all taxes presently due from the Estate have been paid; and that more than four months have elapsed since the first complete advertisement of the granting of letters in this Estate. \llC-C PRe 5 l DC ~T Trust Company Manufa Subscribed and sworn before me this C:<'l day --r&f- of ~I u....- , 2007. ~""'~ a 2 {Jh4ACkJ;,-. Not ry PubllC f P SYLV. L. dsa Notarial Sea1 (:M Y A. Ricbar~ Notary P bl' oyne !Jo.ro. Cumberland C U Ie My CommlSSlOII Expires Feb. 2~ Member, Pennsylvania Association of NOI8rte, 44