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HomeMy WebLinkAbout07-4442 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 151 '/2Sy- / 161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, v. HEATHER YOHE 811 Factory St Carlisle, Pa 17013 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. b7- yyyo'1 Civi ( berm NOTICE You have been sued in court. ]f you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. CIVIL ACTION COMPLAINT AV [SO Le han demandado a usted en la come. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted time veinte (20) dias de plazo al partir de la fecha de la demands y la notification. Hate falta asentar wur comparencia escrita o en persona o can un abogado y entregar a la cone en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la cone tomara medidas y puede continuar la demands en contra suya sin previo aviso 0 notification. Adernas, la Corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demands. Usted puede perder dinero o sus propiedades u otros derechos importantes pars usted. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO T[ENE EL DINERO SUFICIENTE DE PAGAR TAL SERV[CO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA D-RECCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (7l7) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (115) /iSy-/lbl FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, v. HEATHER YOHE 811 Factory St Carlisle, Pa 17013 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Heather Yohe, is an individual who resides at 811 Factory St, Carlisle, Pa 17013. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about February 11, 2004, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $30671.84 at an annual percentage rate of 9.000%, in order to purchase a certain motor vehicle, 2004 Ford Focus more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $398.22 for a period of 72 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until July 13, 2006, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $1600.00, however a balance of $11056.70 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $ 407.04 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $11463.74. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $11463.74, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. CHARLENE A. TAY R, ESQUIRE Attorney for Plaintiff VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: ARLENE A. TAYLOR SQUIRE DATED: July 18, 2007 PENNSYLVANuIyAar SIMPLE INTEREST VEHICLE RETAIL INSTALMENT CONTAACT DATE 02/11/2004nMar ~yB/E(LWpOD J YORE [~ Address (indudlnp Caunry and Zlp Cade) CREOROR (Seller Nams end Address) ~}:B ], 2 Z~IYy HEATHER YORE MCCAFFERTY FORD OF MECHANICS BURG I 63 REDSHED RO 6320 CARLISLE P[KE SHIPPENBURG PA 17257 MECHANICSBURG PA 17050 You, lM BuYa (and Co-Otryu, n env), may beY the vshkds Oexrlbetl Mlow br ash a on eredn. The'Cseh Prla• sMvm below le Ibs ash prks a the the 'Total 9eb Prke' shown below Is Ms erodlt prla. By signing mb contract, you Moow to buy on eradN under the apnemenb on tM front end back of lhb contract. NEW FORD FOCUS IFAFP382X4W165024 '~ Personal ~ Aprialtural ^ Comntsrcid INSURANCE Trade-in J~.95 FORD TRUCK : 300.00 S 5309.00 y0U MAY OBTAIN VEHICLE INSURANCE Year and Make arose Allowance Amount Owirtp ITEMIZATION OF AMOUNT FINANCED FROM A PERSON OF YOUR CHOICE. 1. Cash PNee ........................_......._....................,._..._............................ $ 22624.00 (1) 2. Down Payment Third Party Rebate Assigned ro CredRor ............................. $ 2000.00 Cash Down Payment........._ ................................._.................... S N/A Tradaln 1995 FORD T $ 5300.00 $ 5300.00 $ 0.00 Yw one rYhr dm Now.rno Arriown o«Yq Total Down Payment ................................................................. ..... $ 2000.00 (2) 3. Unpaid Balenee of Caah Prke It mirws 2) ............................... ..... $-10624.00 (3) 0. Amounts paid on your behalf (SeOer may be retaining a potion o} tluae amoume) To Insurance Companlsa for N/A Credit LNe Insurance (for term of contras) ..............„........ S N/A Credit Dlsabllily Insurance (lot term of cattrad)„............ N /A (term N!A Nbnths (Estimate)) $ N / Ar a To PubNo Olflciab O-for license ($ 16.00 ), tlUe ($ 22. 50 ), & registration ($.~4) fees S .74.50 : (i8 for filing tees S 5.00 (iii) for taxes (not in Cash Price) $ 945.44 $ 1074.94 To for X)00000040400( 6AP $ 350.00 To N/A rorN/A $ N/A ro_j'1CCAFFERTY FORD forDOC FEE ! 55.00/ONLIM E$ 94.00 To N/A torN/A $ NIA Total........__......._ ................„..__........-..........._.............-------~--...... ._ E 1468.94 (q) FEDERALTRUTH-IN-LENDING DISCLOSURES ANNUAL FlNANCE Arttount Total of Total Sale PERCENTAGE CHARGE Flnartced Paymants~ Priras RATE The eeua amotae rlre atrtoum a The amount Tha tout cost Ttte tx>at a r the «edn wel aradit Pro~ded to you wB have a your punitase on eredN u a yeah to cost 1Mtt Y~ beha0~ have made ~ i credo. nduarq Your scheduled paytnsnu~ ai~ 9.00 .,~ S 6578.90 S 22092.94 S 28671 .84 S 30671 . R4 PaymerR ShcCdrle Number t1f Amount O1 Each When Paynldfb 1~ Payments Payment are due Your payment schedule 1 $ 398.22 (rrpmhy tdautirtd wB be: 1 final S 398.22 03/12/2004 PrepaYmertb N YW PaY o0 Y~ debt ~Y. You will not haw to pay a Pen~Y• Lab Payment: Ybu must pay a Isle stage on the portlon a each psymarq recahred mom Iltert 10 days late. TM anrge is 2 peroeM a the late amoum a t~.p0 whichevw fs less. s.atttty InhreaR: You sn giving a aecuttry IntarNt in Ute vtehids being purtltesed. Centreab PNaN aN this cadract to addi00ttY itlotrriatlan on aecvMy kdarpt. eymant defawt, ins fight b rogWre repayment d yarn debt in ftm betas me scheduled deanaa~n0 t~Ymem D~Y• If you do trot mrM your camas ablga0dw, you may bas 0ts wreNds tltat you am Anerrcbg under tles contras, as wee as boat pant and Soadc put an 7ta vehkb and.erotwy a ponds malwd tar are vehltls. NON- (CATION DN3CLOSURE gArutyvcnange at Ihla M g and signed br You q~q]y~~.~}~ute CrWea. 910NS , Gam/ Y ACK THAT Yp(~ HAVE READ AND AGREE TO BE OUND C~,lT1pA~ BITIRATNNV PROVISION ON THE REVERSE SK1E OF THIS NOTICE TO BInfER Do not sign this contract M blank. You are entitled to an exact Dopy of the corrtract you sign. Keep R to protflct your legal rights. Buyer (and Co-Buya-) acknowledge that Q) befo___gr reigning this con Buyer (and Co-Buyer) nltcalved and nsvtewnr~~true an c lately itiilled in copy of this contract and (li) at the time ot~ n ~ this colttra Buyer (and Co-Buyer) recTv de a rue en n copy ~ this contract. C By bMow, tM fieBr acopb oas~oomraaL aR~nometlar Assignee Is a Nparab ~~1~°~tII1CHA a BURG b Fora factor rc treat-w ,u w tP,wa..arr mr r rat 9[i BACK FOR ADDITIONAL MiREEYENTB v~ ORIONNAL YOU ARE NOT REQUIRED TO OBTAIN CREDIT LIFE, CREDIT DISABILRY AND OTHER OPTIONAL INSURANCE. THIS CONTRACT WILL NOT INCLUDE THEM UNLESS YOU SION AND AGREE TO PAY THE PREMIUM. THIS CONTRACT DOES NOT INCLUDE LIABILITY INSURANCE COVERAGE FOR BODILY INJURY AND PROPERTY DAMAGE CAUSED TO OTHERS. ^ Credit Life N/A Insurer $ N/A Premitart Insureds) Signature Credit ^ Disability N/A Insurer $ NIA Premium Insured Signature ^ N!A N/A Other Optional Insurance Term N/A $ Y/A Insurer Premium na re Crwn Lne and Creak aaabraryr tn.uwnu ar. for the tam a ar comreM. The amoum and cowapea are shown In a nouea u agreement ghren b you tottaY• You mrut Insure tlts wNcN. N a chrga b shornt bsbw [tta Credl/or will try ro buy tM eovaagsa eltacaed rot trrs tam ahown- CowsggN wNl 6e tasted on Ors cash whrs a tlm tnhicts at lima d bN, but not moro 0ua the Ilmib a the pollgr. ^ ComprehensNe ^ S N~/,A Deducl~s CaBSiott ^ Fae• TfathCombined Addieonal Cowrepe ^ rowing and tabor ^ Term N/A Months (Fatimelel PmmltanS N/A ^ Debt CanoNkllat Waiver AddNdum (Optlona0 n Ws boa le chxked you have pwehwd s uriroradai watvu. Pureness a tNa avenge is oplbrnl and is Trot retprirod b obteb ends. 7M trtmro ens mrtd7aa a Ina eebt arroapanort walwr an sr bM in the aasdisd AdOrMtan what 's iicarpcraud imo tles eoanet. TM prig ter tlw dabs arrallsaon waiver Ia sat brat on 0tie oarr6aa in ar Ilenaa9ort a Artawtt tlrwrbed trtdm Beetle( t. Program No. QUESTIONS? PLEASE CALL US AT t-N00-727000 or Visit tIS at verrw.tordcreldlt.com 07-001 EXHIBIT ••'PRN"' Ford Motor Credit Company P.O. Box 31111 TAMPA, FL 33631-3111 (877) 349.5260 P07Y3200200015 ELWOOD J. YOHE II 60 FAIRFIELD ST NEWVILLE PA 17241 Oate of Repossession 12-21-2006 Date of Notice 12-23-2008 Date of Contrect 02-t1-2004 Account Number: 036501654 Bu er ELWOOD J. YORE II Cobuyer HEATHER YOHE DESCRIPTION OF PROPERTY Year 2004 Make FORD 0 N~ ^ Used Vehicle Identification Number: 1 FAFP38ZX4W 185024 Model FOCUS Body 4DR NOTICE OF OUR PLAN TO SELL PROPERTY We have your property deswlbed above because you broke promises in our agreement. Qx PRIVATE SALE: We wNl sell the properly described above at private sale sometime after 15 days from the Date of Notice shown above unless redeemed by you prior to such sale. PUBLIC SALE: We will sell the property described above at public sale to the highest bidder on the date below (w any adjoummeM date). The sale will lte held as follows: Date of Sale Tlrne of Sale Ptace of Sale You may attend the sale and bring bidders if you want. NOTICE OF REPOSSESSION The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To team the exact amount you must pay, caA us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you mey call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money unde your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. The property is presently stored at: MANHEIM AUTO AUCTION _ - _ 11~A~ R Rfi~ HOW TO GET YOUR PR®tRt~ACK To get your property back, pay us this amount by certified check w money order before the vehicle is sold. Unpaid Balance $ 1a,604.34 Plus Costs: Repo Expenses $ ~ 00 $ $ Plus Late Charges $ 15.92 Less Finance Charge Rebate $ Less Insurance Premium Rebate S rota $ 1 s,2o5.~ (Pk3s expenses incurred if defauN at the time of repossessron exceeded 15 days and less rebate received after the date of this notice.) Your property wont be sold ungl 15 days after the date of this notice at the EARLIEST. After tl~t you can stNl get it back any time before N's aduaNy sold. If you do, we'N have no further claim on ft But the longer you welt, the more costs (rtcluding repairs) you may have to pay. If you have arty questions about this, please caN us. ^ The property hes been (or will be) returned to: (dealeNor~inal weditor) Under our agreement wRh your dealerloriglrtal creditor, fhe dealeNoriginal creddor is to seN the properly and pay you any money left over. if you owe money after the sak, you wNl pay it to the dealedoriginal creditor. 0 PERSONAL PROPERTY: Arty personal property found in the vehicle mey !xj reclaimed by you within the next 130 days or, in accordance with state law, by cordacting this office. TherceRer, the personal property shell be disposed of aaordingly. ^ Credi[w has assigned to Rs qualified Intemtediary (OI Exchange, LLC) its rights (but not Ns obligatiwts) with reaped to the sale of each vehicle Nsted above PAYMENTS: All payments to us must be by certifted check or money order. MILEAGE DISCLOSURE: If you are aware Utat the nuleage reflected on the vehicle's odometer is not aotxxate for arty reason, p~ae corkact us so that we can accuretey report the vehicle's mileage. INSURANCE RIGHTS: If you don't want to get your property lxrclr, caN the insurcrtce company or the dealedodginal creditor to make sure that any inatrartce has been pnceNed. You have a right to get credN lw aN premium re/ands. CAROLYN L. CASSICK FFNA t 1999-37 don o2 Previous ed0bns may NO7 be used. CUSTOMERlCUSTOMER FILE PrlMed in U.&A. EXHIBIT "'PRN"' Ford Motor Credit Company P.O. Box 31111 TAMPA, FL 33631-3111 (877) 349-5280 P07Y3200200024 HEATHER YOHE 63 REDSHED RD SHIPPENSBURG PA 17257 Date of Repossession f 2-21.2006 Date of Notice 12-23-2006 Date of Contract 02-11-2004 Account Number: 036501654 Buyer ELWOOD J. YOHE II Cobuyer HEATHER YOHE DESCRIPTION OF PROPERTY Year 2004 Make FORD Q New ^ Used Vehicle Identification Number: f FAFP38ZX4W 165024 Model FOCUS Body 40R NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke promises M our agreement. x0 PRIVATE SALE: We wi5 seN the property described above at private sale sometime after 15 days from the Date of Notice shown above unless redeemed by you prior to such sale. PUBUC SALE: We will sell the property descrited atxtve at public sale to the highest Wilder on the date below (or any adpurnment date). The sale will be held as foiows: Date of Sale Time of Sale Place of Sale You may attend the sale and bring bidders if you want. NOTICE OF REPOSSESSION The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will stilt owe to the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe {not just the past due payments), including our expenses. See How To Get Your Property Back for an itemaation of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information shout the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone Hamper above, or write us at the address above and request a written explanation. Wean: sending this notice to the following people who have an interest in the property described above or who owe money under your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/origtnal creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. The property is presently stored at: MANHEIM AUTO AUCTION _ 1190 LA STER ROAD HOW TO GET YOUR PR~ItiFBACK To get your property back, pay us this amount try wed check tx moray order before the vehicle is soid. Unpaid Balance $ ta,tloa.3a Plus Costs: Repo Expenses $ 385.Op Plus Late Charges $ 15.92 Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 15,205.26 (Plus expenses incurred d defauR at Ste time of repossession exceeded tS days and less rebate received after the date of tNs nob«.) Your property won't be sdd until 45 days after the date of this notice at the EARLIEST. After that you can slit get R back any tine before it's actually sold. If you do, we'll have rto further cWim on R. But the longer you wait, the more costs (including repairs) you may nave to pay. if you have arty questions about this, please callus. ^ The property ties been (or wii be) returned to: (dueler/original rxedRar) Under ov agreement with your dealer/original cred'Ror, the dealerlorigirtal credRor a to sell the properly and pay you any nroney left over. If you ovre money after the sale, you wiM pay R tothe deekr/original creditor. 0 PERSONAL PROPERTY: Any personal property fourW in the vehicle may be reclakned by you within the next t30 days or, in accordance with state law, by contacting tNs offk:e. Ther~Rer, the persatal property shah be dbpoaed of accord'ngly. ^ Crcdilor has assigned to its qualified intarmed'rary (DI Exchange, LLC) its rights (but cwt its oWigatbns) wih respect to the sale of each vehicle listed above PAYMENTS: All payments to us must be by certRled check or money order. MILEAGE DISCLOSURE: If you are aware that the mika~e reflected on the vehicle's odometer is not acclrate for arty reason, pkaase contact us so that we can accurately report the vehicle's mieage. INSURANCE RIGHTS: If you don't tNartt to get your properly badr, car the irtatrarxa company a the dealer/original creditor fo make sure that any ktsurence has been eanceRed. You have a rght to get eredR for ag premium returMs. CAROLYN L. CASSICK FFNA t1aQe37 Jan oz Pnnaous editions mey Nor to used. CUSTOMER/CUSTOMER FILE Printed In U.S.Q. . : • 'f4; ~ 7,: Yj ~1:° ; I::~i; iii}l~tj' ifi:~il~; it: ~~~!:' •~? r!j 1!r ••' "' _ ~1:. 5`c ~ . ':j;i :.1 .G, . t r' ~a. ~ `1' .1•_ ::11' ' c~ i`I' 'y ' i•• ' i t ''r. . \ . ~. t „ ;:..~ .1 1 ::{•r. 'i• St 0. 1~ a:: '~~ ~ `:u 'zg.. :~ 1.~ k 1 1• • ;. uu .; 1. i f :y: .; :F': .( ,f•. r .. 1.7 !• .1~ jl.:. ~f 'J .1. ~5' ''~~ 1 . .i t l %•1. ,1'' S "y: 1 ~ l J :~. •11 . t ,:1 •'rl t ~•• 1• •1 :1. 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Cfieck type of ma6 or wrvlse: ~~,~u eH~ ~^/'- /i (/~/1~ ~OMMIe6 ^ Rsaelersd ~+Y pneemsloneq I f~- ~ O j/~ ~" \ ~ I,~ Q Delver)' Ca1N41netbn O RsWm RaeNpc for MercAendfss Mee d ade D~ /II,•.• , 11 ` Q E~nq Mep {] glpneane CordYmsUOn PosMWNC antl Inwral Date dRsea ANde Number AdQslees lNhet SDelf 4Y. SbN4 a SIP Q7dsJ Poeleas Fw Hendhp AMIN Velw Imlued Due 9a50er DC SC 8H RD RR a H VeUe pCOD Fw Fw FN FN Fw 1. U1222120602961 7DOb 27bD DOD2 4528 2673 ~ ~~~ 2• DEB 3ORAH M3STREET ~ - ~_ ESTATE 227J20602964 7DD6 276D 0002 4529 2644 3957 LEXINGTON ST - A-036501654 HARRISBURG PA 17109 ELWOOD J. YORE fl 9. - SO FAIRFIELD ST . NEWVILLE PA 17241 !11222!20602982 7006 2760 DD02 4529 262D -~ ~ "~ U1222/20602965 MA-039010529 MA-040131929 - 4' PAUL J. GLAIR JR .PAUL J. GLAIR JR 7006 2762 452 2651 ~ 2475 HARRIS TER 2475 HARRIS TER HARRISBURG PA 17104 HARRISBURG PA 17104 ~~ ~ C S Ut222/20602963 7DD6 276D DOD2 4529 2637 ` ~ ~~'/r s E A ~ 3 MA-035374751 • U1222f20802966- 7DD6 276 ~' fi'~9 X668 % g: CIARENCE WAtSON TF-040747207 221 E IOUTHER STR 1 LUCIANO DEALJVIEIDA ~ CARU3LE PA 17013 48 LIBERTY PL y. v ~ a 4 STANFORD CT 06902 lr.-.~ ,, ~ L 1q 7. ~`r ~ a.Y f.~ 1 a C = w ~ ~. ~ ~. 7ale1Mni0er TeW Nwnber ofPgoY Pae+ueler. Per tNerw newig ernpWyesJ 1`~ WkdEY ReaeNad et Part tkpce gas Prlvaey A a1 Rwe-sa t . ;:y ,f . ay~;;a:~ `rM; Vii: -tl >i~~c ~' ,l,ii.l Nems ono Adtlreee o! 38n0er L.~l S ~ ncnmcrc r~nc - -- - ~ -- ---- 2. 63 REDSHED RD SHIPPENSBURG PA 17257 3: U1224120802973 7D06 2760 D002 4529 2736 MA-040131929 ANNETTE C. GLAIR 2475 HARRIS TER PA 17104 ~ Here meths nd e I ~~ - • -~-- - I ...L. U122212060286s 7DOb 2760 0002 4529 276? BA-034973945 LAW RENCEVILLE MECHANICAL INC 7 ERIC C7 PO BOX 8224 LAWRENCEVILLE NJ 08648 4. HARRISBURG •• - -_ u1222/20B02668 7006 2760 0002 4 BA-038113149 5• U144y20602866 7DDb 2760 DD02 4529 2743 D 8 G BRICE CONTRACTORS WC BA~040089158 4900 WETHEREDSVILLE RD is GWYNNOAK MD 21207 ~• ROBERT WHiRLOW Q ~ ~ ~? ____ 400 NEW BROADWAY APT 2 `".' \c `i? 6. BROOKLAWN NJ 08030 _ __ r \~~\ ~ ~- 7: 01222140602887 7D06 276D ODD2 4529 275D gA.041298725 I20BERT J- CURRAN 405 p AVE 8. WILDWOOD NJ 08280-2127 Ford Motor Credit Company P O BOX 31111 TAMPA FL 33631-3111 877 3495260 DATE: 2007-02-16 P08TQD00000143 ELWOOD J. YOHE 60 FAIRFIELD ST NEWVILLE PA 17241 HEATHER YOHE 63 REDSHED RD SHIPPENSBURG PA 17257 STATEMENT OF SALE Account Number: 036501654 The following property has been sold. Year Make Model Vehicle Identification Number: 2004 FORD FOCUS 1FAFP38ZX4W165024 Balance owing on your contract (1) $ 14,820.26 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Charge Rebate (1 - 2) (3} $ 14.820.26 Deduct: gross proceeds of the sale (4) $ 1,600.00 Balance less gross proceeds of the sale (3 - 4) (5} $ 13,220.26 Add: Expenses of retaking and storing, and (6) $ 533.50 any attorneys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate (7) $ 0.00 (8) $ 93.63 Other: (9) $ 13660.13 Deficiency** The SurpluslDeficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency"* * If the sale resulted in a surplus, a refund for the difference will be mailed to you. "* If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company ~ P.O. BOX 6508 DEPT 194101 EXHIBIT MESA ARIZONA 85216-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 48255-1941 FFNA11990 Oiro4 Previous editions may NOT be used. Ford Motor Credit Company P 0 BOX 31111 TAMPA FL 33631-3111 877 3495260 DATE: 2007-02-16 POBTQD00000144 HEATHER YOHE 63 REDSHED RD SHIPPENSBURG PA 17257 ELWOOD J. YOHE 60 FAIRFIELD ST NEWVILLE PA 17241 STATEMENT OF SALE Account Number: 036501654 The following property has been sold. Year Make Model 2004 FORD FOCUS Balance owing on your contract Deduct: Finance Charge Rebate Balance less Finance Charge Rebate (1 - 2) Deduct: gross proceeds of the sale Balance less gross proceeds of the sale (3 - 4) Add: Expenses of retaking and storing, and any attorneys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate Other. Deficiency** { 1) $ 14, 820.26 (3) $ 14.820.26 (5) $ 13,220.26 (9) $ 13660.13 Surplus" (10) $ NIA The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency** * If the sale resulted in a surplus, a refund for the difference will be mailed to you. ** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional Information call or write: Ford Motor Credit Company P.O. BOX 6508 MESA ARIZONA 85216-6508 (800) 732-2264 Vehicle Identification Number: 1 FAFP38ZX4W 165024 (2) $ 0.00 (4) $ 1,600.00 (6) $ 533.50 (7) $ 0.00 (8) $ 93.63 Mail deficiency payment to: Ford Motor Credit Company DEPT 194101 P.O. BOX 55000 DETROIT MI 48255-1941 FFNA17990 01!04 Prevaus editlons may NOT be used. # ~ ~Q V I .,p J W J -O Oho (n (_) 'N v 7; `/ 'p - c---~ I--r° d - r. ~ . ~ c~ '- _.. ; ~~ -~ ~ rt _._ _-7 C.r' ~< SHERIFF'S RETURN - REGULAR CASE N0: 2007-04442 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY LLC VS YOHE HEATHER SGT BRYAN WARD Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE YOHE HEATHER DEFENDANT was served upon the at 0934:00 HOURS, on the 10th day of August 2007 at 811 FACTORY STREET CARLISLE, PA 17013 HEATHER YOHE by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.80 Affidavit .00 Surcharge 10.00 .00 S't~(~-t ~_ 32.80 Sworn and Subscibed to before me this day So Answers: r.~ l~ R. Thomas Kline 08/10/2007 MAURICE & NEEDLEMAN By • ~~ ~_ Deputy he iff of A.D. MAURICE &NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY- Plaintiff v. HEATHER YOHE Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO.07-4442 CIVIL TERM PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, HEATHER YOHE in the amount as follows: Principal Amount Interest to Date, Costs Attorneys Fees TOTAL $ 11056.70 $ 235.28 $ 111.30 $ 0.00 $ 11403.28 MAURICE &NEEDLEMAN, P.C. 1 BY. CHARLENE A. TAYLOR, ESQ. Attorney for Plaintiff Date :November 7, 2007 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 151 /tSy-/lbl FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. HEATHER YOHE Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 07-4442 CIVIL TERM AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that she is an attorney at law and that on 10/08/2007 she mailed a written Notice of Intention to File the Praecipe to Defendant, HEATHER YORE, at 811 FACTORY ST , CARLISLE, PA 17013 by regular and certified mail, article nos. 7155 5474 4100 4606 4371. Copies of the receipts evidencing said mailing are attached hereto. The certified mailing was returned as "unclaimed", however the regular mail has not been returned for at least 15 days after mailing, therefore service has been made pursuant to Rule 403(1) & (2). MAUR NE M , P.C. BY: CHARLENE A. TAYLOR, ESQ. Attorney for Plaintiff SWORN TO AND SUBSCRIBED before me this '~ day of ~r , 200 ~ Notary Public ~ G~'~~ OMMONWEAL7H 01_~' P_ ~~NS~~VHrvii~+, Notarial Seal A~ ge~and, Notary Public City Of Philadelptria, PtutadelPhia County My Corrxrrissiati F~cpires Jan. 20, 2009 Member, Pennsylva~ie Ass^~:eation ~( N©t3ries MAURICE &NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff ~~i~) iuy-iiei FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. HEATHER YOHE Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 07-4442 CIVIL TERM CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 10/08/2007 to Defendant, HEATHER YORE ,against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 10/08/2007, a copy of the receipt for certified mailing to the Defendant and affidavits of service of said notice are all attached hereto. MAURICE &NEEDLEMAN, P.C. BY: CHARLENE A. TAYLO ,ESQ. Attorney for Plaintiff Date: November 7, 2007 MAURICE &NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (ll5) /~Sy-/lbl FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. HEATHER YOHE Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS -CASE NO. 07-4442 CIVIL TERM CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff: FORD MOTOR CREDIT COMPANY P.O. BOX 6058 MESA AZ 85216 Defendant: HEATHER YORE , 811 FACTORY ST , CARLISLE, PA 17013 MAURICE &NEEDLEMAN, P.C. BY: CHARLENE A. TAYLOR, ESQ. Attorney for Plaintiff Date: November 7, 2007 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff /25y-/lbl FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. HEATHER YORE Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that she represents the Plaintiff in the above entitled case and that Defendant, HEATHER YOHE is over 18 years of age; the occupation of Defendant is unknown and to the best of Plaintiffs knowledge, information and belief, Defendant is not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. MAURICE & NEEDLE N, P.C. BY: CHARLENE A. TAYLOR, ESQ. Attorney for Plaintiff SWORN TO AND SUBSCRIBED before me this ~' day of ~~__ , 200. Notary Public CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 07-4442 CIVIL TERM A~~ ~~~''' " "`~ OMMONWEAL7H OF PENNSYLVANIA Agr-as g land ~y Public ~My~C,orrunission Expires Jan. ~, 2009 Member, Pennsylvania AsspCiati~n vt Notsries Attorneys et law Saife 935, One Pens (enter 1617 John F. Benaedy Blvd. Philadelphia, PA 19103 te1.215.665.1133 fax 215.563.8910 www.mnlawpc.com Donald S. Maurice Member MJ Bar bard Certlfled Creditors' Bights Law Amadcon Board of Cerlitkatton loans Needleman Member PA d NJ Bar t Thames B. Oominczyk ±~ Member NJ, NY 6 PA Bar ;~ : Chadena A. Taylor !_ Member PA Bar New Jersey Office Maurice 8 Needleman, P.C. Suite 2001 5 Walter E. Foran Blvd. Flemington, NJ OB822 rel. 908.231.4550 tax 908.237.4551 October 8, 2007 VIA CERTIFIED & REGULAR MAIL HEATHER YOHE 811 FACTORY 5T CARLISLE, PA 17013 Our File No. 5730 RE: FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY v. HEATHER YOHE CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 07-4442 CIVIL TERM bear Ms. Yohe: Enclosed please find a ten {10) day notice of default which is self-explanatory. This is being served upon you due to. your failure to respond to Plaintiff's Complaint served upon you on August 10, 2007. Unless an answer to Plaintiff's Complaint is filed with the Court within ten (10) days from the date of this ~iotice, a default judgment may be entered against you. ~f you would like to discuss a resolution to this matter, please call our office at 215-237-4571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. Very truly yours, MAURICE 4~ EDLEMAN, P.C. Char ene A. Taylor, Esq. CT/jm Inc THIS CORR )bEBT, AND FOR THAT ARTICLE NUMBER 7155 5474 4100 4606 4371 FEES Postage per piece Certified Fee Return Receipt Fee Total Postage & Fees: $0.41 2.65 2.15 65.21 ARTICLE ADDRESS TO: .$ s Heather Yohe ~; a 811 Factory St Carlisle PA 17013-1352 Postmark Here MAURICE & I'EIEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, P.A. 19103 Attorneys for Flaintiff 115) "/~Sy=/155 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v HEATHER YO~iE Def~rdant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 07-4442 CIVIL TERM IMPORTANT NOTICE TO: HEATI~ER YOHE DATE: October 8, 2007 811 FACTORY ST CARLISLE, PA 17013 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCEPERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SI~OULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE AIJAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGLE PERSONS AT A REDUCED FEE OR NO FEE: ~` =° CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, ,A Carlisle, PA 17013 (717) 249-3166 a MAURICE & NEEDLEMAN, ''P.C. BY CHARLENE A.TAYL ,ESQ Attorney for Plaintiff • ? OI~WJL. j NNa~ ~O r `~. ~~wv>..: ~ ~ o p F- O ~Oyy Q N~ - ~ OD ~ .... . _..~ 4, S} ~ O ~ ~o 4 ry J~-+ ~ ..Q at, ~ {~~ M K~ v ~Vt~ ~ N N v'~'' ~ ~ `. ~i '~, ~ I ~ ~ ~ ~ ~ ~ pp O ~ . ~ V ~ ~; Q " r ~ ` ~ 2 'z!; j ~ Q Q ,- _ ~ ~ ~ ~ ~f. ,; ~ a a ti -O R O 3 ~ _ vi ~ ~ {' WiQ O ~ ... ~ k Q CJ ~: ~; -~ s T i` `~ L ~W•M H ~ ~ ~ ~ ac U O F^ Q E. ' ~ ~ J _... 3.,., , ::. ~.,~ ~••..~,~s~~•~ 2UW az.a _ ~- yam ~ w ~ a ~ ~ _ o - ~ c ~ ~ c - _ -- ? w H ~ .~.~ ,~ ~ - z ,~ ~'_` ~ w r ~ ~ ~~ p A ~ ~~ S _.___.__. ,~ .~~ ~ W U ~ ~ ~_ ~ ~ woo j Sd U a M L Q A~` A~'' r W W -o U Q ~ c o- Zu~ic~ °i~ d a U O N •i Erna L vJ ~ } ~a L U t ~ N = ~r_~N 2aroU c ' ~ a a N e ~ O ~ ~.. O t 0 Z~ ~ k ~ r ~ I I y ~ LL s 4 s ~ ~ 9 p ~. !~ ~ ~ a > o m q ~ m • ~ ~ O ~ ~ ~ ~ ~ ~ C A ~ A ` ~ < e ~ w y ~ ~ L• ~ ~ o < ~ i = /~ m Cl C N ~ p ' V C [!E6 ~O~h 00th bth5 55SL ~j~~~ • ~J ~id(1-~ • ~ ~ ~YiNM~ ~ 608'868'S+ 969'L69't a ~ i ~ ~ ~` LLZ'GLS'S wwoed • /~ ~- ~ ~~~ ~ o r~~ ~ ~ ~'~ r~ 1"i Xs .. _~ _ ~ ---i ~; ~j~;(V ! t f-- i.. W _. ~:a x w,~y ~~ ~ ' ~ C,_1 .~~js 4S ,:~~ _.,_, ::J ~ ,.. -,,~ .. '~ MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (115) ~~uy-iiei FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. HEATHER YOHE Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO.07-4442 CIVIL TERM (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $11403.28 on o (X) A copy of all documents filed with the Prothonotary in support of the within judgment is enclosed. AK0 Prothonot /Clerk by: If you have any questions regarding this matter, please contact the filing party: Name: Charlene A. Taylor, Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, PA 19103 Telephone No.: 215-789-7161 (This Notice is given in accordance with Pa.R.C.P. §236)