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HomeMy WebLinkAbout07-4735o~ . GOLDBECK McCAFFERTY & McKEEVER BY: JOSEPH A. GOLDBECK, JR. ATTORNEY I.D. #16132 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (215) 627-1322 WWW.GOLDBECKLAW.COM ATTORNEY FOR PLAINTIFF DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS Mortgagors and Real Owners 123 Hope Drive Boiling Springs, PA 17007 Term Q'1- y73b t~iVi ~ No. CIVIL ACTION: ~64C?f?T~AG~~ TP-+r'm PK,~R~°CL1R~ THE UNITED STATES OF AMERICA Defendants NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment maybe entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARR DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still maybe able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243- 9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD' S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionna_,goldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 55351FC. Para information en espanol puede communicarse con Loretta a1215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9, 7105 Corporate Drive, PTX C-35 Plano, TX 75024. 2. The names and addresses of the Defendants are LAURIE J. SCHENHALS, 123 Hope Drive, Boiling Springs, PA 17007 and NORBERT W. SCHENHALS, 123 Hope Drive, Boiling Springs, PA 17007, who are the mortgagors and real owners of the mortgaged premises hereinafter described. 3. Defendant, THE UNITED STATES OF AMERICA, is named a Defendant pursuant to 28 U.S.C. Section 2410, and Plaintiff requests that a judicial sale be held of the Property. 4. On May 21, 2004 mortgagors made, executed and delivered a mortgage upon the Property hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS A NOMINEE FOR ACCREDITED HOME LENDERS, INC., which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1866, Page 4382. The mortgage has been assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 by assignment of Mortgage. Plaintiff is the real party in interest pursuant to a purchase or transfer of the mortgage obligation from the last record holder and an Assignment of Mortgage to Plaintiff has been and/or will be lodged for recording with the Recorder of Deeds in the ordinary course of business. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 5. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property"). 6. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for March O1, 2007 and each month thereafter and by the terms the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 7. The following amounts are due to Plaintiff on the Mortgage: Principal Balance ..................................................................................$238,920.20 Interest from 02/01/2007 through 07/31/2007 at 7.8800% .......................$9,335.97 Per Diem interest rate at $51.58 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph .................$11,946.01 Late Charges from 03/01/2007 to 07/31/2007 .............................................$532.70 Monthly late charge amount at $106.54 Costs of suit and Title Search ...................................................................... $900.00 $261,634.88 8. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above maybe less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriff's Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. 9. Plaintiff is not seeking a judgment of personal liability (or an "in personam" judgment) against the Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 10. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendants by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendants have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendants through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. 11. THE UNITED STATES OF AMERICA, the above named Defendant, has a lien filed of record, set forth in Exhibit ` C_' which is attached and made part of this Complaint. WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $261,634.88, together with interest at the rate of $51.58, per day and other expenses, costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the,~oreclosure of the Mortgage and Sheriff's Sale of the Property. gy. ~r ~ .~ OL BECK McCAFFERT & Y: JOSEPH A. GOLDBECK, JR., ESQUIRE TTORNEY FOR PLAINTIFF VERIFICATION I, ELYHARL63S _, as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. Date: AUG 0 7 2007 c~ Ei.Y HARLESS, VICE pgE31p~' #35412263 -LAURIE J. SCHENHALS and NORBER"I' W. SCHENHALS E.xFii6it A ALL THAT CER.'fAIl~T piece or parcr.l of land situate in the Town~ip of5onth Middld~, County of Cumberland and Commo~eatth of Pe~sylvarria, rtrot.+c particadarly bounded ~ descn'laed as fialtaws to wit: EE~INNING at atx uron P~ ~ the staaright-a~ wayline afl~dpe Ih~ve at the no~ttw~t cater of Lai ~To. 29 an the bclmv ta~tiontd Final Snt~vision Plan; thence by said Lot A]'v. 29, south 03 degrees a'4 minutes I s ~canda VfTcst 138.'79 feat to an iron pin in of Lot No. 31 oa tha below mooned Final Subdiivision Plan; thtncc by said T...at No. 31, Nom ~ deg 55 ati„nutes 4~5 seco~tds West 107.92 feet to am iron pin inthe aacteunright-af-way tine of said Crape N~yrtae Dove, thencx lay the cast+~n rightof--way line of said Cry M,y~le ~-rivo, No~dt Q3 dagteee o4 minutas 15 seconds Fast x24.51 fed to an iroaz Pte; thence by the same and lay a Gur~*e to the tight taaving a radius of l S.OQ Meet, Rtt arc te~agtb~ of2~.56 feat to eat iron pin is the southern right,p~ way line of said Hops Drive; thence by rho southdoa rift-of-way line of said Hope hive, ~ 66 de~eea 55 m~tttes 45 soconds East 65.40 feet Eo a concrete uonCnt; thmoa by the same and by a cvrrre'ta ~ tight baying a radius of 527,liS foot, sn axe length of 27.53 feet to an iron piza, the place of BE~r1N1•TtN7C`i~ s BF~1'G T.~at NQ. 34 an the Final Subdivision Plan oflYVdianHills, Satiou 1, recorded iA tha 4~ee of the l~eca~rdea' of Aeeas in and for ~ucaberland County, Pemtsylvatua, itt Plan Boot 67, Page 36. CONI'A,1NlNC 15,001.19 square feet Ha4.VnvG TI~ERF.~C3N F.1tE~D a dwelling being Im4~ and nuam~rad a~ l2,'l Nye hive, Boiling SP~Ss, PemisYlrraaia. :165979 iWJ~~ ~~E~~6°~4~~9 E.~hi6it ~ ~ !~!~ F~ ~orws P.O. Bmc 9048 Temecula, CA 92~.~89-9048 Send Payme~s To: Po Box ssas9a Dallas, TX 75266-0694 Send Correspondence !o: PO Box 5170, MS SV3148 Simi Valley, CA 93065 i~n~is~uiri~ ~m~~~n~~~~ni~~ni~~n~~~~ni~i~~~n~i~i~nn~~~n~~i~i~n~ Norfiert Schenhals 123 HOPE DR BOILING SPRINGS, PA 17007-9589 070507~LOPA1 PRESORT FIBt-Class Mail U.3. Postage and Fees Pald WSO i ®coa~ ~E ~o~ P.O. Box 680894 Dallas, 7X 75266-089d Norbert Schenhals 123 HOPE DR BOILING SPRINGS, PA 17007-9589 Send Payments to: PO Box 88089d Dales, 7X 75288-089d May 1, 2007 Account No.: 35412263 Property Address: 123 Hope Drive South Middleton Twp., PA Current Servicer: Countrywide Home Loans, Inc. ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an otliclal notiu that the mortaaae on your home is in default and the lender intends to foreclose Specific information about the nature of the default is provided In the attac.~ed paces The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM [HEMAPI may be able to help to save your home. TMs Notice explains how the program works. To see if HEMAP can help. you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHMI 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notla wkh voa ,a,.., ~~^~ ..+.e+...t++. ++.. r_......~eu.... e..~..w The names. addresses end phone numbers of Consumer Credit Counselirra Aaerrcles servkw your County an Ifsted at 1800.342.2397. [Persons with impaired twarMa can caN 1-717-780.181~f. Thfs Notice contains Important legal Information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help sxplaln k. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACiI`N~1 EN ADJUNTO ES DE SUMA IMPORTANCW, PLIES AFECTA SU DERECHO A CONTINUAR VIV~NDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACIbN OBTENGA UNA TRADUCCItSN MMEDWTAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEG~LE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CURL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Norbert Schenhals PROPERTY ADDRESS: 123 Hope Drive South Middleton Two.. PA LOAN ACCT. NO.: 35412263 ORIGINAL LENDER: CURRENT LENDERISERVICER: Countrywide Home Loans, inc. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCWL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOS RE AND HELP YOU MAIL FL iTURE MORTGAGE PeviuFlkrrc Pg899 YNik your 8ccourl nUmba On all diecks and tomespondenoa yVe may chat's you a fee br arry payment retuned a rejected by your finanaal instrutun, subject to appirahle lay • Make your check payable [o Countrywide Hame Loans • Wdte yolr account number on your check or money ader • Wlite in an addtlonal amounts you are indudng (If total is more then 55000, pkyase send Ceftlfied chedq • DontaRadly~urchecktothe payment coupon • Dont indude correspondence • Dont send cash Account Number.3641226~2 Norbert Schenhals 123 Hope Drive Balance Due for charges listed above: E6,395.74 as of 0 510112 0 0 7. Please updek einai inbimeton an the ~everx sde d the coupon. Nddtional Proapel BL~A1 AddOOnal Esaow abet Check Tdai .~~ Countrywide PO BOX 660694 Dallas, TX 75266-06.94 035412263200000639574000639574 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAYBE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANW HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -Under the Ad, you are entitled to a temporary stay of foreclosure on your mortgage for thirty {30} days from the date of this Notice. During that time you must arrange and attend a"face-to-lace" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST R WITLII~1 TLIC VG VT TiJ1~TV i~n~ r~~vi. ,r ~i.... .... .,..~ .~~. .. ___ __ _-__ CONSUMER CREDIT COUNSELING AGENCIES - li you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names. addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property rs located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender irrnnediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -Your mortgage is in default for the reasons set forth later in this Notice (see following pages Tor specific information about the nature of your defauR.) K you have tried and an: unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agendas listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU ~$j FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION -Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria estabgshed by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision aRer it receives your application. During that time, no toredosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NATURE OF THE DEFAULT • The MORTGAGE debt held by the above lender on your property located at: 123 Hope Drive South Middleton Twp., PA IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due March, 2007 - May, 2007 (3 mos. Q $1,775.7U+month) Late Charges: March, 2007 - April, 2007 (2 mos. @ $108.54/mortUt) Total Late Charges: Uncollected Costs: Partial Payment t3alance: TOTAL DUE: YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION $5,327.10 $213.08 $735.56 $120.00 ($o.oo) $B, 395.74 ttc~rv r ca ct_~F THE DEFALa T -You may cure the default within THIRTY f301 DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $6,395.74, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY t301 DAY PERIOD. Payments must be made either by cashier's check cert~ed check or money order made payable and sent to: E-mail use: Provid~ingg yyo~u~r a-mall address belalu will allow us to send you Irtonnatlan on your accourt Account Number. ~61TBtA Norbert Sdienhals E-mall address flat N pat yrtur Ptq~: All accepted payments of prindpal and IrtBarest will be applied to the longest outstanding installment due, unless otherwise e~ressly proHbhed or Ilmfted by law. If you submit an amount in addifion to your scheduled montHy amount, we will apply your payment es follows: (j to autstandng monthty paymens of pdnapal and Interest, (iI) escrow defiaendes, (iii) late chages and other amaun~ you vwe in cannedlan with your loan and (rv) to reduce the ouBtanding pdndpal bAence of your loan Please speaty if you wart 8rl addlfional aroourt applied to fume Payments. ra[herthan prindpal redudJon. Piafab0 dr~X CourRrywide's policy is m nd accept postda~d d,ed~, uriess speaficalfy agreed to by a loan ccunselar a tednidan Countrywide at P.O. Box 660694, Dallas, TX 75266-0694. You can cure anv other default by takin4 the iollowina action within THIRTY f30) DAYS of the date of this letter (Do not use if not applicable) IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender Intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. K full payment of the total amount past due is not made within THIRTY f30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON -The mortgaged property will be sold by the Sheriff to pay of( the mortgage debt. K the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will stiff be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, iT legal proceedings are started against you, you will have to pay all reasonable attorney's tees actually incurred by the lender even ii they exceed $50.00. Any attorney's lees will be added to the amount you owe the lender, which may also indude other reasonable costs. H you cure the default withM the THIRTY (301 DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES -The lender may also sue you personally for the unpaid principal balance and aA other sums due under the mortgage. RIGHT TO CURE THE DEFAW T PRIOR TO SHERIFF'S SAL E - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you stiN have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foredosure sale and any other costs connected with the Sheriffs Sale as speed in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth In this notice will restore your mortgage to the same position as ii you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - ft is estimated that the earliest date that such a Sheriffs Sale of the mortgage property could be held would be approximately six lti~ months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any lime exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Count7ywkie Home Loans, hrc. Address: P. Q Box 660694 Dallas, TX 73266-0694 Phone Number: 7-B00-669.0102 Fax Numbsr: 1,803-377-3432 Contact Person: MS PTX-36 AflenfJbn: Loan Counselor EFFECT OF SHERIFF'S SALE -You should realize that a Sheriffs Sale wiA end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE -You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's tees and costs are paid prior to or at the sale and that the ottier requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTIMION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERTANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Your loan is in default. Pursuant to your loan documents, Countrywide may, enter upon and conduct an inspection of your 2203557999 property. The purposes of such an inspection are to (i} observe the physical condition of your property, (ii} verify that the property is occupied andlor (iii) determine the identity of the occupant. K you do not crre the default prior to the inspection, other actions to protect the mortgagee's interest in the property (including, but not limited to, winterization, securing the property, and valuation services) may betaken. The costs of the above-described inspections and property preservation efforts will b• charged to your account as provided in your security instrument. K you are unable to cure the defauR on or before May 31, 2007, Countrywide wants you to be aware of various options that may be available to you through Countrywide to prevent a foreclosure sale of your property. For example: • Repayment Plan: It is possible that you may be eligible for some corm of payment assistanoe through Countrywide. Our basic plan requires that Countrywide receive, up trout, at least'/: of the amount necessary to bring the account current, and that the balance of the overdue amount be paid, along with the regular monthly payment, over a defined period of time. Other repayment plans also are available. • Loan Mod cation: Or, it is possible that the regular monthly payments can be lowered through a modification of the loan by reducing the interest rate and then adding the delinquent payments to the current loan balance. This foreclosure alternative, however, is limited to certain loan types. • Sale of Your Property: Or, if you are willing to sell your home in order to avoid foreclosure, it is possible that the sale of your home can be approved through Countrywide even ii your home is worth less than what is owed on it. • Deed-in-Lieu: Or, ii your property is free irom other liens or encumbrances, and if the default is due to a serious finanaal hardship which is beyond your control, you may be eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. K you are interested in discussing any of these foreclosure aRernatives with Countrywide, you must contact us immediately. If you request assistance, Countrywide will need to evaluate whether that assistance will be extended to you. In the meantime, Countrywide will pursue all of its rights and remedies under the loan documents and as permitted by law, unless it agrees otherwise in writing. Failure to lxing your loan current or to enter into a written agreement by May 31, 2007 as outlined above witl result in the acceleration of your debt. Time is of the essence. It you have any questions concerning this notice, please contact Loan Courseling Center immediately at 1-800-669-0102. G9W da' r'~ uorws P.O. Banc 9048 Temecula, CA 92~.~.t-9048 Send Payments To: Po Box ssossa Dallas, TX 75266-0694 Send Coneapwxlence fo: PO Box 5170, MS 3V314B Simi Valley, CA 93065 IIIII~IIIIIII~ ~in~~~iu~~~cn~~iu~cii~~i~in~i~c~n~i~c~ini~i~n~~c~i~ii~ Laurie Schenhals 123 HOPE DR BOILING SPRINGS, PA 17007-9589 070501~1QPA1 PRESORT First-Class Mail U.S. Postage and Fees Peid WSO C ®c~a~ IFlOME LowHs P.O. Box 660694 Dallas, 7X 75266-0694 Send Payments to: PD Box 660694 Dales, TX 75268-0694 May 1, 2007 Laurie Schenhals 123 HOPE DR BOILING SPRINGS, PA 17007-9589 Account No.: 35412263 Property Address: 123 Hope Drive South Middleton Twp., PA Current Servicer: Countrywide Home Loans, Inc. ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortaaae on your home is in default and the lender Intends to foreclose Soectfic information abotrt the nature of the deisub Is provided in the altat:.~d pease The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAPI may be able to halo to save vour home. This Notics explains ow the orooram works, To sse if HEMAP can help you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notls~ ~~-~+ ~M~ WFene+ ..........~ ...tIH. ~t,~ r.. __II__ . _~ _. This Notice tAntalns important legal Itrrformatton. li you have any questions, representatives at the Consumer Credit Counseling Agency may bs able to help explain it. You may also want to contact an attorney in your area. The local bar association may bs able to help you find a lawyer. LA NOTIFICAC16N EN ADJUNTO ES DE SOMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACIbN OBTENGA UNA TRADUCCIGN ~IMEDUITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA PUEDE SER ELEGIBLE PARR UN PR~STAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL COAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Laurie Ststtenhals PROPERTY ADDRESS: 123 Hooe Drive South Middleton Two.. PA LOAN ACCT. NO.: 35412263 ORIGINAL LENDER: CURRENT LENDEWSERVICER: Countrywide Home Loans, Ina HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCUIL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FLRLrRt= ufOrrrrelrF aevut=u-rc Please wife your ecbourl nunber bn all chBCkt and oorrespondenoa. 1Ne may diaige you a fee br arry payment returned a rejected by your financial lrottutbn, subjedto appicage hex. • Make your check payable to Countrywide Hare loans Account Number. 36412263.2 Balance Due for charges listed above: 56,395.74 as of 0 510 112 0 0 7. • Write your accotrn numtrer on Laurie Schenhals your check or money order 123 Hope Drive Please epdeteeinei iobrmemn ae the rererae sided the mupon. • Write in any addtlonal amounts you are indudng (IF total b h Addtionel more t an 55000, please send CerflBOd dledr) BLOPAI Pmdpsl • Dant attach your ~r [o the payment CoLgal Add tional • Dant indude correspondence • Dort send cash Countrywide EsacM' Po aox 66a6sa ah~ Dallas, TX 75266-0~4 Ilrr~l~l,I~~~I~i~ll~~~ll„II....II~~I,I~~~I„II~I~~~I~~I~~I~Iil~~~l - Check Tdel 035412263200000639574000639574 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT'), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANW HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -Under the Act, you are entitled to a temporary stay of toreGosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MLt-ST OCCUR WIT4111J 77.rC ruC~ 7u~oT.r rsn- nwvc. ~r v.,. , r.......~ ........ --- -..--_-- --- - - - CONSUMER CREDIT COUNSELING AGENCIES - It you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names. addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one tace~o-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGEASSISTANCE -Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information atwut itte nature of your default.) K you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agences listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-tare meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION -Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Ad. The Pennsylvania Housing Finance Agency has sixty {60) days to make a decision alter it receives your application. During that time, no foreclosure proceedings wiU be pursued against you it you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NATURE OF THE DEFAULT -The MORTGAGE debt held by the above lender on your property located at: 123 Hope Drive South Middleton Twp., PA IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS Tor the following months and the following amounts are now past due Monthly Charoes: March, 2007 - May, 2007 (3 mos. Q $1,775.70Jmonth) $5,327.10 Late Charoes: March, 2007 - April, 2007 (2 mos. Q $106.54/month) $213.08 Other Late Charges: Total Late Charges: $735.56 Uncdleded Costs: $120.00 Partial Payment t3alance: ($0.00) TOTAL DUE: 56,395.74 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION IhIClYY r v ~:UFZ tHE DEFALd T -You may cure the default within THIRTY f301 DAYS o1 the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $6,395.74, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (301 DAY PERIOD. Payments must be made either by cashief s check cert~ed check or mortev order made payable and sent to: E-mall use: Providingg yDore-mall address below will allow us to send you irtonnation an your atxourt Account Number:'J6i~81 Laurie Schenhals E-mail address Haw +~ Ivat ~ tom: All accepted payments of pdncipal and Interest will be applied to the longest oulstandfng installment due, utless otherwise e~rassly prohbited or limited by law. If you submit an amount in addtlon to your scheduled montHy amourt, we will apply your paymenm as follows: () to a><standing manWy paymerts d prlnapal and interest, {ii) escrow defldendes, (If() Isla cha'ges and other amoums you awe in conrectlan with your loan and ('w) to reduce the out$tandirg pdnapal balance of your loan Please speGfyrf you wart an addltlorel amour[ applied to future payments, rather than prlndpal 2ductlon. PostlOttitl i1Nf~1K Ccuraywide's policy IS tD nd accept postdated checks, ur>less specitlcalty agreed to by a loan counselor a tecttnidan Countrywide at P.O. Box 660694, Dallas, TX 75266-0694 You can cure anv other detault by taking the followino action within THIRTY [301 DAYS of the date of this letter [Do not use if not aanlicable) IF YOU DO NOT CURE THE DEFAULT - Ii you do not cure the default within THN~'lY [301 DAYS of the date oithis Notice, the lender Intends to exercise Its rights to accelerate the mortgage debt This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. K full payment of the total amount past due is not made within THIRTY [301 DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON -The mortgaged property will be sold by the Sheriff to pay o1( the mortgage debt. Ii the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will stiN be requin:d to pay the n:asonable attorney's tees that were actually incurred, up to $50.00. However, ii legal proceedings are started against you, you wiN have to pay all reasonable attorney's tees actually incurred by the lender even ii they exceed $50.00. Any atlomey's tees wiN be added to the amount you owe the lender, which may also indude other n:asonable costs. H you cure the default within the THIRTY [3D1 DAY period, you will not bs required to pay attorney's tees. OTHER LENDER REMEDIES -The lender may also sue you personally for the urpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAI_N T PRIOR TO S.r-IERIFF'S SALE - If you have not cured the default within the THIRTY [301 DAY period and foreclosure proceedings have begun, you still have the right to cure the defauN and prevent the sale at any time up to one hour betore the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's tees and vests connected with the foredosure sale and any other costs connected with the Sheriffs Sale as speed in writing by the lender and by performing any other requirements under the mortgage. Curing your detault in the manner set forth in this notlce wIN restore your mortgage to the same positlon as ff you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE -Nis estimated that the earliest date that such a Sheriffs Sale of the mortgage property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you betore the sale. Of course, the amount needed to cure the detauN will increase the longer you wait. You may find out at any time exactly what the n:quin:d payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Counfrywlde Home Loans, inc. Address: P. Q Box 660694 Dallas, TX 73266.0694 Phone Number. 1.800-669-0102 Fax Number: 1.805-377.3432 Contact Person: MS PIX 36 AHentlon: Loan Counselor EFFECT OF SHERIFF'S SALE -You should realize that a Sheriff's Sale wiN end your ownership of the mortgaged property and your right to occupy N. Ii you continue to live in the property after the Sheriffs sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE -You may sell or transfer your home to a buyer or transfen:e who will assume the mortgage debt, provided that aN the outstanding paymer>ts, charges and attorney's lees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTIMION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT GORED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. {HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER IAWSUfT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Your loan is in deiauN. Pursuant to your loan documents, Countrywide may, enter upon and conduct an inspection of your cx+;: 223558001 property. The purposes of such an inspection are to (i) observe the physical condition of your property, (ii) verify that the property is occupied andlor (iii) determine the identity oithe occupant. K you do not sire the default priorto the inspection, other actions to protect the mortgagee's interest in the property (including, but not limited to, winterization, securing the property, and valuation services) may betaken. The costs of the above-described tnspecttons and property preservation efforts will be charged to your account as provided in your severity Instrument. K you are unable to cure the default on or before June 5, 2007, Countrywide wants you to be aware of various options that may be available to you through Countrywide to prevent a forecosure sale of your property. For example: • Repayment Plan: It is possible that you may be eligible for some form of payment assistance through Countrywide. Our basic plan requires that Countrywide receive, up front, at least'/: of the amount necessary to bring the account current, and that the balance of the overdue amount be paid, along with the regular monthly payment, over a defined period of time. Other repayment plans also are available. • Loan Mod cation: Or, it is possible that the regular monthly payments can be lowered through a modification of the loan by reducing the interest rate and then adding the delinquent payments to the current loan balance. This foreclosure aRemative, however, is Nmited to certain loan types. • Sale of Your Property: Or, ii you are willing to seN your home in order to avoid foreclosure, it is possible that the sale of your home can be approved through Countrywide even K your home is worth less than what is owed on it. • Deed-in-Lieu: Or, ii your property is tree from other liens or encumbrances, and if the default is due to a serious finandal hardship which is beyond your control, you may be eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. H you are interested in discussing any of these iorectosun: afiematives with Countrywide, you must contact us immediately. If you request assistance, Countrywide will need to evaluate whether that assistance will be extended to you. In the meantime, Countrywide will pursue all of its rights and remedies under the loan documents and as permitted by law, unless it agrees otherwise in writing. Failure to bring your loan current or to enter into a written agreement by June 5, 2007 as outlined above will result in the acceleration of your debt. Time is of the essence. B you have any questions concerning ttis notice, please contact Loan Counseling Center immediately at 1-800-669-0102. APPENDIX C PENNSYLVANIA HOUSING FlNANCE AGENCY HOMEOWNER'5 EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES ROAMS COUNTY American Red Cross -Hanover Chapter 529 Carlisle Street Hanove , PA 17331 Ph: 717-fi37-3768 Fax: 717-637-3294 Flnanclal Counseling Services of Franklin 31 West 31d Street Waynesboro, PA 17268 Ph: 717-762-3285 CCCS of Western PA 2000 Linglestown Road Harristwrg, PA 17102 Ph: 717-541-1757 Ph: 717-541-4670 Adams County Housing Authority 139-143 Carlisle St Getrystxug, PA 17325 Ph: 717-33d-1518 Fax: 717-334-8326 ALLEGHENY COUNTY Pennsylvania Housing Finance Agency (Mariea Hesse ----- - ---- _ _ 2275 Swallow Hilt Road Building 200 Pittsburgh, PA 15220 Ph: 412-429-2842 Fax: 412-429-2835 Action Housing, Inc. 425 6r' Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-281-2102 Ph: 800-792-2801 Fax: 412-391-4512 GCCS of Wesfem Pennsylvania, Jnc. 309 Smithfield Street Pittsburgh, PA 15222 Ph: 412-471-7584 Urban League d Pittsburgh Building for Equal Opportunity One Smithfield Street Pittsburgh, PA 15222-2222 Ph: 412-227-0802 Fait 412-261-5207 Mon-Valley Urlempkryed Committee 120 E. 9~' Avenue Homestead, PA 15120 Ph: 412-462-99ti2 Credit Catxrselors of PA 401 Wood Street Suite 806 Pittslwrgh, PA 15222 Ph: 412-338-9954 Ph: 800-737-2933 Fax: 412.338-9963 Community Action Southwest 22 West High Street Waynesburg, PA 15370 Ph: 724-852-2893 Housing Opportunities 133 Seventh Street Post Office Box 9 McKeesport, PA 15132 Ph: 412-664-1906 Fax 412-664-0873 ARMSTRONG COUNTY CCCS of Westem Pennyslvar>ia Inc- 217 E- Plank Road Altoona, PA 16602 Ph: 814-944-8100 Ph: 814-944-5747 Credit Counselors of PA 401 Wood Street Suite 906 Pittsburgh, PA 15222 Ph: 412-338-9954 Ph: 800-737-2933 Fax: 412-338-9963 Indiana Co. Community Action Program 827 blazer Street Sou 187 lndiana, PA 15701 Ph: 724-465-2657 Fax: 724-465-5118 BFJ~VER COUNTY Action Housing, Inc. 425 6r' Avenue Suite 950 Pattstrilrgh, PEA- 15219 Ph: 412-391-1956 Fax. 412-391-4512 Housing Opportunit'~es of beaver Co., Inc. 650 Corporation Sfreet Suke 207 Beaver. PA 15009 Ph: 724-728-7511 Credit Counselors of PA 401 Wood Street Suite 906 Pittsburgh, PA 15222 Ph: 412-338-9954 Ph: 800.737-2933 Fax: 412-338-9963 Mon-valley Unemployed Committee 120 E. 9h Averwe Homestead, PA 15120 Ph: d12.462-9962 Ph: 412-462-9964 dousing Opportunities Inc. 133 Seventh Street Post Office Bax 9 McKeesport, PA 15134 Ph: 412-664-1906 Fax: 412-664-0873 BEDFORD COUNTY Bedford-Fulton housing Services 10241 Lincoln Highway Everett, PA 15537 Ph: 814-623-9129 Fax: 814-623-7187 Keystone Economic Development Corporatbn 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535-6556 Fax 814-539-1688 Wealtrerizatan Office 917 MifBin Street Huntingdon, PA 16652 Ph: 814-643-2343 CCCS of Westem Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-$100 Fax 814-944-5747 Tableland Services, Inc. 535 East Main Street Sanerset, PA 15501 Ph: 814-445-9628 Ph: 800-452-0148 Fax: 814-443-3690 BERKS COUNTY Budget Counseling Center 247 Nonh Fifth Street Reading, PA 19601 Ph: s1o-375-7866 Fax 610-375-7830 Economic Opportunity Cabinet of Schuylkill County 225 N. Centre Street Pottsville, PA 17901 Ph: 717-622-1995 Fax: 717-622-0429 __ _ _ _ _. CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 Ph: 610-821-4011 Ph: 800-220-2733 (814 only} Fax: 610-821-8932 Community Housing Counselor, Inc. Post Otllce Box 244 Kennett Square, PA 19348 Ph: 610-444-3682 Fax: 610-444-8243 BLAIR COUNTY Bedford-Fulton Housing Services R.O. 1, Box 384 Everett, PA 15537 Ph: 814-623-9129 Fax: 814.623-7187 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-0100 Ph: 814-944-5747 Keystone Economic Development Corp. 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535=6556 Fait 814-539-1688 Weatherfzation Office 917 Miftfirt Slreel Huntingdon, PA 16652 Ph: 814-643-2343 BRADFORD COUNTY CCCS of Nortfteastem Pennsylvania f400 Abington Executive Park Suite t Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800.922-9537 Fax: 570-587-9134 Fax 570-587-9135 31 W. Market Street Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800.922-9537 Fax: 570821.1785 9 South 7°i Street Stroudsburg, PA 18360 Ph: 570-420.8980 Ptt: 800-922-9537 Fax: 570-420-8981 1631 S. Atherton Street Suite 100 State Cdtege, PA 16801 Ph: 814-238-3668 Fax: 814-238-3660 The Trehab Center of tVoAheastern PA 10 Public Avenue Montrose, PA 18801 Ph: 570-278-3338 Ph: 800-982-4045 Fax: 570-278-11389 German Street Post Office Box 389 Dushore, PA 18614 Ph: 570-928-9668 Fax: 570-928-8144 33 Walnut Street Wellsboro, PA 16901 Ph: 570-724-5252 Fax: 570 724-5783 185 Elmira Street Past Office Box 218 Tray, PA 16947 Ph: 570-297-2101 103 Warren Street Post Office Box 709 Tunkhannock, PA 18657 Ph: 570,83&8840 Fax: 570.836.6332 931 Main Street Honesdale, PA 18431 Ph: 570-253-8941 Fax 570-253-4817 BUCKS COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia; PA 19130 Ph: 215-765-1221 Fax: 215-765-1427 Bucks County Housing Group, Inc 140 East Richardson Avenue Langhorne, PA 19047 Ph: 215-750.4310 Fax: 215-750.4318 RACE 167 Aaegheny Avenue, 2nQ Floor I Philadelphia, PA 19140 Ph: 215-426-8025 Fax 215-426-9122 Community Development Corp. of Frank(ord 4620 Griscortt Street Philadelphia, PA 19124 Ph: 215-744-2990 Fax 215-7442012 Northwest Counserng Service 5001 North Broad Street , Philadelphia, PA 19141 Ph: 215-3247500 Fax 215-324-8753 CCCS of Delaware Valley 1515 Markel Street- Suite 1325 Philadelphia, PA 19107 Ph: 215-563-5665 Fax 215.864-2666 CCCS of Delaware Valley Trevose Corporate Center 4606 Street Road Trevose, PA 19047 Ph: 215-563-5665 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 Ph: 610-821-4011 Ph: 800-220-2733 Fax: 610-821-8932 American Credd Counseling institute 845 Coates Street Coatesville, PA 19320 Ph: 888-212-674 144 E- Oekalb Pike King of Prussia, PA 19406 Ph: 610-971-2210 Fax; 610-265-4814 755 York Road Suite 103 Warminsier, PA 18974 Ph: 215-444-9429 Fax: 215-956-6344 BUTLER COUNTY Action Housing, Inc. 425 6~ Avenue Suite 950 Pittsburgh, PA 15219 Ph:_ 412-391-1956 _ _, Ph: 412-281-2102 Housing Opportunities, Inc. 650 Corporate St. Suite 207 McKeesport, PA 15132 Ph: 412-664-1590 Fax 412-664-0873 Fbusing Opportunities, Inc. 133 Seventh Street Post Office Box 9 McKeesport, PA 15134 Ph: 412-664-1906 Fax 412-664-0873 CCCS of Western PA YMCA Builr~ng 339 North Washington Street Butler, PA 16001 Ph:724-282-7812 CCCS of Westem PA 219-A Cdlege Park Plaza Jotxistown, PA 15904 Ph: 814-539-6335 CCCS of Western PA 217 E. Plank Road Altoona, PA 16602 Ph: 8149448100 Fax: 814-944-5747 Keystone Econ Development Corp. 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535-6556 Fax: 814-539-1688 Tableland Services, Inc. 535 East Mann Street Somerset, PA 15501 Ph: 814-445-9628 Ph: 800-452.0148 Fax 814-443-3690 CAMERON COUNTY Northern Tier Community Action Corp. Post Office Box 389 135 West 4°i Street Emporium, PA 15834 Ph: 814-486-1161 Fax: 814486-0825 CCCS of Northeastern PA 1631 S. Atherton Sfreel _ _ . __Suite_100_ _ ___ _ _. State Cdlege, PA 16801 Ph: 814-238-3668 Fax 814-238-3669 Mal-Valey Unemployed Committee 120 E. 9~ Avenue Homestead, PA 15120 Ph: 412-482-9962 Fax 412-462-9964 Credit Counsebrs of PA 401 Wood Street, Suite 906 P'Mstwrgh, PA 15222 Ph: 412-338-9954 Ph: 800-737-2933 Fax 412-338-9963 CAMBAIA COUNTY Bedlord-Fulton Housing Services R.D. 1, Box 384 Everett, PA 15537 Ph: 814.623-9129 Fax 814-623-7187 Indiana Cty Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 Ph: 412-465-2657 Fax 412-465-5118 CCCS of W estem PA 217 E. Plank Road Altoona, PA 16602 Ph: 814.944-8100 Fax: 814944-5747 CARBON COUNTY EOC of Sctwytkrll County 225 N. Centre Street PottsvGle, PA 17901 Ph: 57l)-622-1998 Fax 570-622-0429 CCCS of Lehigh Valley 3671 Cresent Court East Wttiteltall, PA 18052 Ph: 610-821-4011 Ph: 800.220-2733 (717 and 814 ardy} Fax 6113-621-0137 CCCS of Naiheastem PA 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax 570-567-9134 Fax 570-587-9135 9 South 7°i Street Stroudsburg, PA 18360 Ph: 570-420-8980 Ph: B00-922-9537 Fax: 570.420-0981 Commission on Economic Opportunity of Luzerne County 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 570-826-0510 Ph: 800-822-0359 Fax 570-829-1665-Call before taxing Ph: 570-455-4994 - Hazelton Fax: 570-455-5631-Call before taxing Ph: 570-836-4090 • Tunkhannock 31 W. Market Street Wilkes-Barre, PA 18702 Ph: 570-621-0837 Ph: 8110-922-9537 Fax: 570-821-1785 1631 S-Atherton Street Suite 100 State College, PA 16801 Ph: 814-238-3668 Fax: 814-238-3669 CENTRE COUNTY CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-8100 Fax: 814-944-5747 Lycoming-Gintal Co- Comm. For Community Action (STEP) 2138 Uncdn Street Post Office Box 1328 Wtlliamsport, PA 17703 Ph: 570-326-0587 Fax 570-322-2197 CCCS of Northeastern PA 1631 S. Atherton Street Suite 100 State Cdtege, PA 16801 Ph: 814-238-3668 Fax. 814-238-3669 CCCS of Northeastern PA 201 Basis Street Williamsport, PA 17703 Ph: 570-323-6627 Fax: 570-323-6626 CHESTER COUNTY i Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 Ph: 215-765-1221 • Fax: 215 765-1427 Budget Counseling Center 247 North Fffh Street Reading, PA 19601 Ph: 610-375-7866 Fax: 21575.7830 CCCS of Delaware Va11ey 1515 Market Street Suite 1325 Philadetpttia PA 19107 Ph: 215-563-5665 Fax: 215-Sfi3-7020 Community Housing Counseling Inc. Post Office Box 244 Kerx-ett Square, PA 19348 Ph: 610.444-3682 - Fa~c 610-444-8243 Phifa Council for Community Adv. t00 North 17°1 Street Suite 600 Philadelphia PA 19103 Ph: 215-567-7803 Fax: 215-963-9941 Community Development Corp of Frankford Group Ministry 4620 Griscom Street Philadelphia PA 19124 Ph 215-744-2990 Fax: 215-744-2012 CCCS of Delaware Valley Marshall Building 790 E. Market Street Suite 215 West Chester, PA 19382 Ph: 215-563-5665 American Credit Counselino Institute 845 Coates Street CoatesviAe, PA 19320 Ph: 888-212-6741 RACE Wior~legheny Avenue I Phll~elphla, PA 19140 Ph: 215-426.8025 Fax 215-426-9122 Meda Fellowship House 302 S. Jackson Street Media, PA 19063 Ph: 610.585-0846 Fax 610-565-8567 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17602 Ph: 717-397-5182 Ph: 800-788-5062 (H.O. only) ~ Fax 717-399-4127 American Red Cross of Chester 1729 Edgemont Avenue Chester, PA 19013 Ph: 610-874-1484 Northwest Counseling Services 5001 N. Broad Street I Philadelphia, PA 19141 Ph: 215-324-7500 Fax: 215-324-8753 144 E. Dekalb Pike IGng of Prussia, PA 19406 Ph: 610-971-2210 Fax: 610-265-4814 755 York Road Suite 103 Warminster, PA 18974 Ph: 215-444-9429 Fax: 215-956-6344 CLARION COUNTY CCCS of Western Pennsylvania, Inc. YMCA Building 339 NoAh Washtrlgton Street Butler, PA 16001 Ph: 412-282-7812 CLEARFlELD COUNTY Keystone Economic t~vekrpment Corporaion 1954 Mary Grace lane Johnstown, PA 15901 Ph: 814-535.6556 Fax: 814-539-1688 CCCS of Western Pennsylvania, inc. 217 E. P{arlk Road Altoona, PA 16602 Ph: 814-9448100 Fax: 814-944-5747 lndiarta Co. Community Action Program 827 W Ater Street Box 187 Indiana, PA 15701 Ph: 724-465-2657 Fax. 724-465-5118 CCCS of Northeastern PA 1631 S. Atherton Street Suite 100 State College, PA 16801 Ph: 814-238-3668 Fax: 814-238-3669 CCCS d Western PA 219-A College Park Plaza Johnstown, PA 15904 Ph: 814-539-6335 CLINTON COUNTY Lycoming-Girton Counties Commission for Community Action (STEP) 2138 Lincoln Street Post Office Box 1328 Wilriamsport, PA 17703 Ph: 570-326-0587 Fax: 570-322-2197 CCCS of Norttteastem PA 201 Basin Street Wi~iamsport, PA 17703 Ph: 570-323.6627 Fax: 570-323-6626 CCCS of Northeastern PA 1631 S. Atherton Street Suite 100 State College, PA 16801 Nh: Sf4-238-3668 Fax: 814-2383669 COLl1MBIA'"COUNTY CCCS of Northeastern Pennsylvania 3i W. Market Street Past Office Box 1127 Wilkes-Barre, PA 18702 Ph: s7as21-oe37 Ph: 800-922-9537 FaX: 570-821-1785... Commission on Economic Opportunity of t-uzeme County 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 570-82fi-tY~10 Ph: 800-822-0359 Fax: 570-829-1665 - CaY before faxing PFt: 570-455-4994 - Hazetton Fax: 570-455-5631 -Call before taxing Ph: 570-836-4090 - Tunkhannock 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570.587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 CRAWFORD COUNTY Booker T. Washington Center 1720 Holland Street Erie, PA 16503 Ph: 814-453-5744 Fax: 814-453-5749 John F. Kennedy Center, Inc. 2021 East 20"' Street Erie, PA 16510 Ph: 814-898.0400 Fax. 814-898-1243 Greater Erte Community Action Committee 18 West 9°i Street Erie, PA 16501 Ph: 814-459-4581 Fax: 814-456-0161 5henango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 Ph: 412-961-531 D CUMBERt_AfJO COUNTY CCCS of Western Pennsylvania, Inc. 2000 Ungleslown Road Harrisburg, PA 17102 Ph: 717-541-1757 Urban League of MetropoGfan Harrisburg N. 6~ Street Harrisburg, PA 17101 , Ph: 717-234-5925 Fax 717-234.9459 Community Action Comm. of the Capital Region 1514 Derry Street Hartisburg, PA 17104 Ph: 717-232-9757 Fax: 717-234-2227 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17268 Ph: 717-762-3285 YWCA of Carlisle 301 G Street Carlisle, PA 17013 Ph: 717-243-3818 Fax: 717-731-9589 Adams County Housing Authority 139-143 Cadisle Street Gettysburg, PA 17325 Ph: 717-334-1518 Fax: 717-334-8326 DAUPHIN COUNTY CCCS of Western Pennsylvania, )nc. 2000 Ungleslown Road Harrisburg, PA 17102 Ph: 717-541-1757 `Faz: 7t 7-541-4670 ACq 175 Stratford Avenue Suite i Wayne, PA 19087 Ph: 610-971-2210 Fax: 610-687-7860 Northwest Counseling Service 5001 North Broad Street Philadelphia, PA 19141 Ph: 215-3247500 Fax 215-324-8753 11ACE 167 W. Allegheny Ave., 2n° Floor Philadelphia, PA 19140 Ph: 215-426-8025 Fax: 215-426-9122 Canmunily Housing Counselor, Inc. Post Ol(ke l3ox 244 Kennett Square, PA 19348 Ph: 610-444-3682 Fax 610-444-8243 Community bevel Corp of Frankford Group Ministry 4620 Griscom Street PhBadelphia, PA 19124 Ph: 215-744-2990 Fax: 215-744-2012 CCCS of Delaware Valley 280 Plorttt Providence Road Media, PA_.19063 _ Ph: 215-563-5665 Community Action Commission of ttie ACCT Capital Region 144 E. Ddcalb Pike 1514 Derry Street King of Prussia, PA 19406 Harrisburg, PA 17104 Ph: 610-971-2210 Ph: 717-232-9757 Pager: 610-913-6219 Fax: 717-234-2227 ELK COUNTY Urban Lea~que of Metropditan Harrisburg John F. Kennedy Center, Inc. 2107 N. 6 Street East 20~ Street Harrisburg, PA 17101 Erie, PA 16510 Ph; 717-234-5925 Ph: 814-898-0400 Fax: 717-2349459 Fax: 814-898-1243 CCCS of Western Pennsylvania, Inc. 1 North Gale Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724-838-129Q Tablelartd Services, Inc. 131 North Center Avenue Somerset, PA 15501 Ph: 814-445-9628 Fax 814-443-3690 Mon Valley Unemployed Committee 120 E. 9°i Avenue Homestead, PA 15120 Ph: 412-462-9962 Community Action Southwest 22 West High Street Waynesburg,.PA ,15370 Ph. 724-852-2893 Fayette Co Cormunity Action Agency, Inc. 137 North Beeson Avenue Uniontown, PA t5401 Ph: 724-437-6050 Ph: 800-427-INFO FaX: 724=r137-4418 . CCCS of Western PA 199 Edison Street Uniontown, PA 15401 Ph: 724-439-8939 EOREST_lrOUNTY Warren-Forrest Counties Economic Opportunity CouncN 204 Liberty Street Post Office Box 547 Warren, PA 16365 Ph: 814-726-2400 Fax: 814-723-0510 FRANKLIN COUNTY Financial Services Unlimited 31 West 3"° Street Waynesboro, PA 17268 Ph: 717-762-3285 DELAWARE COUNTY Northern Tier Community Action Corp Acorn Housing Corporation 2021 846 North Broad Street Rost Office t3ox 389 Philadelphia, PA 19130 135 West 4w Street Ph: 215-765-1221 Emporium, PA 15834 Fax 215 765-1427 Ph: 814-486-1161 Fax: 814-486-0825 CCCS of Delaware Valley 1515 Market Street ERIE COUNTY Suite 1325 booker T. Washington Center Philadelphia, PA 19107 1720 Holland Street Ph: 215-563-5665 Erie, PA 16503 Fax: 215-864-2666 Ph: 814.453.5744 Fax: 814-453-5749 • Medra Felowsttlp House 302 S. Jackson Street John F. Kennedy Center, inc. Media, PA 19063 2021 East 20~ Street Ph: 610-565-0846 _ Erte, PA 16510 Fax: 610-565.8567 Ph: 814-898-0400 Fax: 814-898-1243 Phladelphia Council for Community Advancement Greater Erle Commtmity Action 100 North 17'' Street Committee Suite 600 16 West 9~ Street Philadelphia, PA 19103 Erie, PA 16501 Ph: 215-567.7803 Ph: 814-459-4581 Fax: 215-963-9941 Fax: 814456.0161 American Red Cross of Chester FAYETE COUNTY 1729 Edgmont Avenue Action liouskig, Inc. Chesser, PA 19013 425 6°i Avenue Ph: 610-874-1484 Suite 950 Pittsburgh, PA 15219 Ph: 412-39t-1956 Ph: 412-281-2102 Fax 412-391-4512 CCCS of Western PennsyMania, Inc. 912 South George Street York, PA 17403 Ph: 717-846.4176 Community Acton Commission of Capital Region 1514 Derry Street Harrlsbitrg, PA 17104 Ph: 717 292-9757 Fax: 717-234-2227 CCCS of Western PA 20001-irtglestown Road Harrisburg, PA 17102 Ph: 717-541-1757 Fax: 717-541-4670 YWCA of Carlisle 301 G Street Carlisle, PA 17013 Ph: 717-243-3818 Fax 717-243-3948 American Red Cross-Hanover Chapter 529 Carlisle Street Hanover, PA 17331 Ph: 717-637-3768 , Fax: 717-637-3294 Urban League of Metropolitan Hbg. 2107 N. 6° Street Flarristwrg, PA 17101 Ph: 717-234-5925 Fax: 717-234-9459 Adams County Housing AuthorRy 139 -143 Car4sle Street Gettystwrg, PA 17325 Ph: 717-334-1518 Fax: 717-334-8326 FULTON COUNTY 8edrard-Fulton dousing Services R.D. 1, Box 384 Everett, PA 15537 Ph: 814.623-9129 Fax: 814-623.7187 CCCS of Western Pennsylvania, Inc. 912 South George Street York, PA 17403 Ph: 717-846-4176 Financial Counseling Services of Frankl"~ 31 West 3`° Street Waynesboro, PA 17268 Ph: 717-762-3285 Weatherization Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 GREENS COUNTY Aclicn Housing, Inc. 425 6°i Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 - _ Ph: _412°281,2102..... Fax: 412-391-4512 Indiana Co Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 Ph: 724-465-2657 Fax 724465-5118 CCCS of Western PA 219-A Cdlege Park Plaza Johnstown, PA 15904 Ph: 814-539-6335 JEFFERSON COUNTY John F. Kennedy Center, Inc. 2021 East 20°1 Street Erie, PA 16510 Ph: 814-898-0400 Fax: 814-898-1243 Indiana County Community Action Program 827 Water Street, Box 187 Indiana, PA • 15701 Ph: 724-465-2657 Fax 724-465-5118 CCCS of Western Pennsylvania, fnc. YMCA Building 339 North Washington Street Butler, PA 16001 Ph: 724-282-7812 JUNIATA COUNTY CCCS of Western Pennsylvania, Inc- 217 E. Plank Road _ _ . ___ _. __.Aftoona,-RA-16602 _ _ _ _. _ Ph: 614-944-8100 Fax: 814944-5747 Community Action Southwest 22 West High Street Waynesburg, PA 15370 Ph: 724-852-2893 Fax: 724-627-7713 Mon-Valley Unemployed Committee 120 E. 9w Avenue Homestead, PA 15120 Ph: 412-462-9962 Fax: 412-462-99tr4 CCCS of Western Pennsylvania, Inc. 1 NoRh Gate Square 2 Garden Center Drive Greensbwrg, PA 15601 Ph: 724-838-1290 HUNTINGDON COUNTY Bedford-Patton Housing Services R.D. 1, Box 984 Everett, PA 15537 Ph: 814-623-9129 Fax: 814.623-7187 Wealherization Office 917 M'dtGn Street Huntingdon, PA 16652 Ph: 814-643.2343 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944,8100 Fax 8149445747 INDIANA COUNTY CCCS of Western Pennsylvania, Inc- 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724838-1290 Keystone Economic Development Corporation 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535-6556 Fax 814-539-1688 Weatherization Office 917 MiNlin SUeet Huntingdon, PA 16652 Ph: 814643-2343 LACKAWANNA COUNTY CCCS of Northeastern Pennsvivania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570.821.0837 Ph: 800-922-9537 Fax: 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ptt: 57x587-9163 Ph: 800-955-9537 Fax: 570-587-9134 Fax: 570-587-9135 LANCASTER COUNTY Community Housing Counselors, Incorporated Post Office Box 244 Kennett Square, PA 19348 Ph: 215-444-3682 Fax 215-444-3178 CCCS of Western Pennsylvania, inc. 912 South George Street York, PA 17403 Ph: 717-846-4176 CCCS of Lehigh Valley 3fi71 Crescent Court East Whitehall, PA 113052 Ph: 215-821-4011 Ph: 800-220.2733 (717 and 814 only) Fax; 215-821-8932 Tahor Comnwnity Services, Inc. 439 E. King Street Lancaster, PA 17602 Ph: 717-397-5182 Ph: 1300-786-5062 Fax 717-399-4127 LAWRENCE COUNTY CCCS of Western PennsvNartia 1"Federal Plaza Suite 406 North MiN Street New Castle, PA 16101 Ph: 724-652-8074 312 Chestnut Street Suite 227 Meadville, PA 16335 Ph: 814-333-0570 Shenango Valley Urban League,lnc. 601 Indiana Avenue Farrell, PA 16121 Ph: 724-981-5310 Housing Opportunities of Beaver County 650 Corporation St. Suite 207 Beaver, PA 15009 Ph: 724728-7202 Fax: 724-728-7202 LEBANON COUNTY Economic Opportunity Cabinet of Schuylkill County 225 North Centre Street Pottsville, PA 17901 Ph: 570-622-1995 Fax 570-622-0429 't'abor Community Services, tnc. ..439 E:16ng Street- _- - _ Lancaster, PA 17602 Ph: 717-397-5182 Ph: 800-788-5062 Fax 717-399-4127 LEHtGH COUNTY . CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 Ph: 610-821-4011 Ph: 800-220-2733 (717 and 814 only) Fax 610-821-8932 Economtc Opportunity Cabinet of Schuylkill County 225 NoRh Centre Street Pottsville, PA 17901 Ph: 570-622-1995 Ft~c 570-622-0429 LUZERNE COUNTY CCCS of Northeastern Pennsvivania 31 W. Market Street Post Office Boot 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800.922-9537 Fax: 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-911x3 Ph: 800-955-9537 Fax: 570-587-9134 Paw 570-587-9135 Commission on Economic Opportunity of Luzerne County 163 Amber lane Wilkes-Barre, PA 18702 Ph: 570.826-0510 Ph: 800-822-0359 Fax 570-829-1665 -Call before ta:ang Ph: 570-455-4994 - Hazelton Fax 570-455-5631 - CaN before faxing Ph: 570-836-4090- Tunkhannock EOC of Schuygci~ County 225 North Centre Street Pottsville, PA 17901 Ph: 570-622-1995 Fax: 570.622-0429 LYCOMING COUNTY CCCS of Noriheastem Pennsvlvartia 31 W. Market Street Past Office Box 1127 W ~7kes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570.821-1785 1400 Abington F~recutive Park Suite 1 Larks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 201 Basin Street W ilflamsport, PA 17703 Ph: 570-323-6627 Fax 570-323-6626 Lycoming-Clinton Counties Commission for Community Action (STEP) 2138 Uncoln Street Post Office Box 1328 Williamsport, PA 17703 Ph: 570-326-0587 Fax: 570-322-2197 MoKEAN COUNTY John F. Kennedy Center, Inc. 2021 East 20~ Street _ Eri_e,, PA. _15514.... _ __ Ph: 814-898-0400 Fax: 814-898-1243 Northern Tier Community Action Group Post Office Bax 389 135 W. 4w Street Emporium, PA 15834 Ph: 814-486-1161 Fax 814-486-0825 MERCER COUNTY Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 Ph: 724-981-5310 CCCS of Western Pennsylvania, Inc. YMCA Building 339 North Wast>ington Street Butler, PA 16001 Ph: 724-282 7812 MIFFLIN COUNTY CCCS of Wtstem Pennsylvania, Inc. 217 E. P1v11c Road Altoona. PA 16602 Ph: 814-944-8100 Fax 814-944-5747 CCCS of Northeastern Pennsylvania 1631 S. Atherton Street Suite 100 Stale Cdlege, PA 16801 Ph: B 14-238-3668 Fax 814-238-3669 Weatherizadon Office 917 Miflin Street Huntingdon, PA 16652 Ph: 814-643-2343 MONAOE COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street Post Office Box 1127 Wilfces-6arre, PA 18702 Ph: 570-821-0837 Ph: 800-9?2-9537 ' Fax 57x821-1785 9 South 7h Street Stroudsburg, PA 18360 Ph: 570-420-8980 Ph: 800-922-9537 Fax: 570.420-8981 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax 570-587-9134 Fax 570-587-9135 Comm on Economic Opportunity of Wzeme County 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 570-826-0510 Ph: 800-822-0359 Fax 570-829-1665 -Call before faring Ph: 570-455-4994 - Hazelton Fax: 570.455-5631 -Call before taxing Ph: 570-836-4090 - Tunkhannock MONTGOMERY COUNTY Acom Housing Corporation 846 Noah Broad Street Philadefphla, PA 19130 Ph: 215-765-1221 Fax 215-765-1427 CCCS of Delaware Valley Norristown Business Center 190.W._Gennantown.Pike, Suite_140 Norristown, PA 19401 Ph: 215-563-5665 CCCS of Oelaware Valley 1515 Market Street, Suite 1325 Philadelphia, PA 19107 Ph: 215-563-5665 Fax 215.864-2666 Northwest Counseling Service 5001 N. Broad Street Philadelphia, PA 19141 Ph: 215-324-7500 Fax: 215-324-8753 Community Action Development Comm 113 E Main Street Norristown, PA 19401 Ph: 810-277-6363 Fax: 610-277-2123 Community Fbusing Counselors Inc. Post Office Box 244 Kerxtett Square, PA 19348 Ph: 215-4443682 Fax 215.444-8243 Media Fellowship House 302 S. Jackson Street Media, PA 19063 Ph: 610-585-0646 Fax 610-565-8567 Phita Council for Commurtiry Advmnt 100 North 17r' Street, Suite 600 Philadelphia, PA 19103 Ph: 215-567.7803 Fax 215-963-9941 American Credit Counselino Institute 845 Coates St Coatesville, PA 19320 Ph: 888-212.6741 144 E. Dekalb Pike King of Prussia, PA 19406 Ph: 610-971-2210 Fax 610-265-4814 755 York Road Suite 103 Warminster, PA 18974 Ph: 215.444-9429 Fax: 215-956-6344 MONTOUR COUNTY CCC of Northeastem Penn vania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 NOEiTHHAMPTON COUNTY CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 Ph: 610-821-401 1 Ph: 800-220-2733 (717 and 814 only) Fax 610-821-8932 I+lOATHUMBERLAND COUNTY CCCS of Northeastern Penns Ivanla 31 W. Market Street ._ PastOffice$ox 1121 _ - . _ _ WOkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-SB7-9163 Ph: 800-922-9537 Fax: 670-587-9134 Fax: 570-58T-9135 201 Basin Street Wiiliamspat, PA 17703 Ph: 570-323-6627 Fax 570-323-6626 Economic Opportunity Cabinet a( Schuylkill County 225 North Centre Street Pottsvtlle, PA 17901 Ph: 570-622-1995 Fax: 570-622-0429 PERRY COUNTY CCCS of Western Pennsylvania, Inc. 2000 Linglestavn Road fiarrlsburg, PA 17102 Ph: 717-541-1757 Fax 717-541-4670 Urt>ar1 ue of Metropolitan Harrisburg 2107 N. 6" Street Harrisburg, PA 17101 Ph: 717-234-5925 Fax 717-234-9459 YWCA of Carlisle 301 G Street Carlisle, PA 17013 Ph: 717-243-3818 Fax 717-2433948 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17268 Ph: 717-762-3265 Weatherization Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-843-2343 Corrtrruutity Action Commission of The Capital Region 1514 Gerry Street Harrisburg, PA 17104 Ph- 717-232-9757 Fax: 71T-234-2227 PHILADELPHIA COUNTY Acorn Hawing Corporation 846 North Broad Street PhBadelphia, PA 19130 Ph: 215.765-1221 Fax: 215-785-1427 Northwest Counseling Service 5001 N. Broad Street Philadelphia, PA 19141 Ph: 215-324-7500 Fax 215-324-8753 CCCS of Delaware Valley 1515 Market Street Salle 1325 Philadelphia, PA f9f0T Ph: 215-563-5ti65 Fax. 215-864-2666 RACE 167 W. Allegheny 2nd Floor Phladelphia, PA 19140 Ph: 215-426-8025 Fax 21x426-9122 Mediafettowship t9cuse _- 302 S. Jackson Street Media, PA 19063 Ph: s1o-565-oa46 Fax 610-565-8567 PCCA 100 North 17h Street Suite 600 Phladelphia, PA 19103 Ph: 215-567-7803 Fax: 215-963-9941 CCCS of Delaware Valley One Cherry H~1 Suite 215 Cherry Hill, NJ 08002 Ph: 215-563-5665 PIKE COUNTY OCCS ~ Northeastern Pennsvlvania 31 W. Market Street Post Oftice t3ox 1127 Wakes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570-821.1785 9 South 7~' Street Stroudsburg, PA 18360 Ph: 570-420-8980 Ph: 800-922-9537 Fax: 570-420-8981 1400 Abington Executive Park Suite 1 Clarks Surnmitt, PA (8411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 POTTER COUNTY Northern Tler Community Action Group 135 Wesi 4"' Street Emporium, PA 15834 Ph: 814-486-1161 Fax: 814-486-0825 SCHUYLKILL COUNTY Budget Counseling Center 247 North Fifth Street Reading, PA 19601 frhi 6~b-375-7866. Fax: 610-375-7830 Housing Association of Delaware Valley 1500 Walnut Street Suite 601 Philadelphia, PA 19102 Ph: 215-545.6010 Fax: 215-790.9132 Housing Association of Delaware Valley 658 North Watts Street Philadelphia, PA 19123 Ph: 215-978-0224 _ Fax 215-765-7614 Community Devel. Corp. of Frankford Group Ministry 4620 Griscom Street Pf>;ladelphia, PA 19124 Plt: 215-744-2990 Fax: 215-744-2012 American Credit Counselina Institute 845 Coates Street Coatesville, PA 19320 Ph: 888-212-6741 144 E. Dekalb Pike fling Of Prussia, PA f 9406 Ph: 610-971-2210 Fax: 610-265.4814 755 Yotk Road Suite 103 Wamtinster, PA 18974 Ph: 215-444-9429 Fax: 215-956-6344 Commission on Economic Opponuruty 01 Luzeme Co. 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 570-826-0510 Ph: 800-822-0359 Fax 570-829-1665 -Call before taxing Ph: 570-455-4994 - Hazelton Fax: 570.455-5631 - CaU before faxing Ph: 570-836-4090- Tunkhannock Economic Opport Cabinet of Schuylkill Co. 225 N. Centre Street Pottsville, PA 17901 Ph: 570.622-1995 Fax: 570-622-0429 CCCS of Lehigh Valley Post Office Box A Whitehall, PA 18052 Ph: 610-821-4011 Fax: 610.821-8932 SNYDER COUNTY CCCS of Western Pennsyhrania, Inc, 2000 Unglestown Road Harrisburg, PA 17102 Ph: 717-541-1757 ,Fax 717-541-4670 Community Action Commission of the Capital Region 1514 Derry Street Hardslwrg, PA 17104 Ph: 717-232-9757 Fax: 717-234-2227 Urban League of Metropolitan Harrisburg 2107 N. 6° Street Harrisburg, PA 17101 Ph: 717234-5925 Fax: 717-234-9459 SOMERSET COUNTY Bedford-Patton Ffcuslrtg Services R.D. 1, Box 384 Everett, PA iS537 Ph: 814-623-9129 Fax: 814-623-7187 CCCS of Westem Pennsylvania, Inc. 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724-838-1290 Tableland Services Inc. 535 East Main Street Somerset, PA 15501 Ph: 814-445-9628 Ph: 800-452-0148 Fax: 814-443-3690 Keystone Economic Development Carp. 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535-8556 Fax 814-539-1688 CCCS of Westem PA 219-A College Park Plaza Johnstown, PA 15904 Ph: 814-539-8,335 SULLIVAN COUNTY CCCS of Northeastern Penns Ivania 1400 Allingt~_ExeFUtive Par1c_ Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922.9537 Fax: 570.587-9134 Fax: 570-587-9135 31 W. Market Street Wilkes-Barre, PA 18702 Pit: 570.821-0837 Ph: 800-922-9537 Fax: 570-821-1785 The Trehab Center of Northeastern PA 185 Elmira Street Post Office Box 218 Troy, PA 16947 Ph: 570-297-2101 Fax: 570-297-2799 17 Grafton Street Wettsboro, PA 16901 Ph: 570-724-5252 Fax 570-724-5783 103 Warren Street Post Office eox 709 Tunkhannock, PA 18657 Ph: 570-83&6840 Fax: 570-83Fr6332 German Street Post Office Box 389 l~shore, PA 18614 Ph: 570-928-9668 Fax: 570-928-8144 931 Main Street Honesdale, PA 18431 Ph: 570-253-894f Fax: 570-253-4817 7 Lake Avenue 13ox 339 Montrose, PA 18801 Ph: 570-278-3338 Ph: 800-982-4045 Fax: 570-278-1889 SUSQUEHANNA GOUNTY 103 Warren Street CCCS of Northeastern ertnsvlvania Post Office 13ox 709 1400 Abington Executive Park Tunkhannock, PA 18657 Suite 1 Ph: 570.836.6840 Clarks Sur mitt, PA 18411 Fax: 570-836-fi332 Ph: 570-587-9163 Ph: 800-922 9537 931 Main Street Fax: 570-587-9134 hionesdate, PA 18431 Fax: 570-587-9135 Ph: 570-253-0941 Fax: 570-253-4817 31 W. Market Street Wilkes-Barre, PA 18702 The Trehab Center of NE PA Ph: 570-821-0837 7 Lake Avenue Ph: 800-922-9537 Box 339 Fax 570-821-1785 Montrose, PA 18801 Ph: 570-278-3336 Trehab Center of Northeastern PA Ph: 800-982-4045 185 Elmira Street Fax: 570-278-1889 Past Office Box 218 Troy, PA 16947 UNfON COUNTY Ph: 570-297-2101 Lycoming-Clinton Co Comm for Comm Fax: 670-297-2799 Action (STEP) 2138 Lincoln Street Gemrart Street Post (?tfice l3ox 1328 Post Office Box 389 Williamsport, PA 17703 Onshore, PA 18614 Ph: 570-326-0587 Ph: 570-928-9668 Fax: 570-322-2197 Fax • 570-928-8144 CCCS o1 Western Pernsytvarrla Inc. 17 Grafton Street 217 E. Plank Road Wellsboro, PA 16901 Altoona, PA 16602 Ph: 570-724-5252 Ph: 814-944-8100 Fax 570-724-5783 Fax: 814-944-5747 -- --- - - _- -903 iNarren Street _ _ - _CCCSotNarttieastemPennsvivania Post Office Box 709 31 W. Market Street Tunkhannock,. PA 18657 Post Office Sox 1127 Ph: 570-036-0840 Wilkes-Barre, PA 18702 Fax: 570-836-6332 l Ph: 570-821-0837 Ph: 800-922-9537 931 Main Street Fax 570-821-1785 Honesdale, PA 18431 Ph: 570-253-8941 1400 Abington Executive Park ~ Fax_ 570-253-4817 Suite 1 ~ 7 Lake Avenue Garks Summitt, pA 18411 Ph: 570-587-9163 Box 339 Ph: 800-922-9537 ~ Montrose, PA 18801 Fax 570-587-9134 Ph: 570-278-3338 Fax: 570-587-913S Ph: 800-982-4045 Fax 570-278-1889 201 Basin Street I W llUamspoK, PA 17703 TIOGA COUNTY Ph: 570-323-6627 CCCS of Northeastern Penrnsyh~artla Fax: 570323-6tr26 1400 Abington Executive Park Suite 1 VENANGO COUNTY Clarks Summitt, PA 18411 Greater Erie Colrutwnity Action Ph: 570-587-9163 Gommittee Ph: 800-922-9537 18 West 9" Street Fax 570-587-8134 i=ris, PA 16501 Fax 570-587-9135 Ph: 814-459-4581 Fax: 814-456-0161 31 W. Market Street Wilkes-Barre, PA 18702 CCCS of Western Pennsylvania Inc Ph: 57D-821-0837 . YMCA Building I Ph: 800-922-9537 339 North Washington Street Fax 570-821-1785 Butler, PA 16001 1'h: 412-282-7812 The Trehab Center ~ Northeastern PA 185 Elmira Street John F. Kennedy Center, fnc- Post Office Box 218 2021 East 20" Street Troy, PA 1694? Erie, PA 16510 Ph: 570-29T-2101 Ph: 814-898-0400 i Fax 570-297-2799 Fax 814-898-1243 German Street WARREN COUNTY I Post Office Box 389 Booker T Washington Center Onshore, PA 18614 1720 Helfand Street Ph: 570-928-9668 i Erie, PA 16503 Fax 570-928-8144 Ph: 814-453-5744 - 17 Grafton Street Fax 814-453-5749 Wellsboro, PA 16901 Greater Erle Community Action Ph: 570-724-5252 Corrtmilfee Ft~x 570-724-5783 i8 West 9" Street Erie, PA 16501 Ph: 814-459-4581 l Fax: 814-45fi-0161 Warren-Forrest l:ounties Economic OpporWnity Colxic~ 1209 PennsytvaniaAvenue, West Post Office t3ox 547 Warren, PA 16365 Ph: 814-726-2400 Fax 814-723-0510 WASHINGTON COUNTY Action Housing, inc. 425 6" Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-281-2102 Fax= 412-391-4512 CCCS of W eslem Pennsylvania, tnc. f North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724-836-1290 Housing Opportunities, Inc. 133 Seventh Street McKeesport, PA 15132 Ph: 412-664-1590 Fax 412-664-0873 Credit Counselors of PA 401 Wood Street Suits 906 Pittsburgh, PA 1S222 Ph: 412-338-9954 Phr_800-737=2933 __ _ Fax: 412-338-9963 Community Action Southwest 22 West High Street Waynesburg, PA 15370 Ph: 724-852-2893 53 N. College Street Washington, PA 15301 Ph 724-222-8292 Mon-Valley Unemptoyed Committee 120 E, 9"Avenue Homestead, PA 15120 Ph: 412-462-9962 Fax: 412-462-9964 WAYNE COUNTY COGS of Northeastern Pennsylvania 1400 Abington Executive Park Suite 1 Clarks 5ummht, PA 18411 Ph: 570-587-9163 Ph: 1100-922.9537 Fax: 570-587-9134 Fax: 570-587-9135 9 South 7" Street Stnwdsburg, PA 18360 Ph: 570-420$980 Ph: 800-922-9537 Fax 570-420-8981 3i W. Market Street Wikes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570-821-1785 The Trehab Center of NE PA 185 Elmira Street Post Office Box 218 Tray, PA 16947 Ph: 570-297-2101 ' Fax 570-29J-2799 17 Grafton Street We(tsbtxo, PA 16901 Ph: 570-724-5252 Fax 570-724-5783 103 Warren Street Post Office 8ox709 Turtichannock, PA 18657 Ph: 570-8366840 Fax: 570636-6332 German Street Post Otlice Box 389 Dushore, PA 18614 Ph: 570-928-9668 Fax: 570-928-8144 931 Main Street Honesdale, PA 18431 Ph: 570-253-8941 Fax 570-253-4817 7 Lake Avenue Box 339 Montrose, PA 18801 Ph: 570-278-3338 Ph: 800-982-4045 Fax' 570.278-1889 WESTMOREUWD COUNTY Action Housing, Inc. 425 6~ Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-281-2102 Community Acton Southwest 22 West High Street Waynesburg, PA 15370 Ph: 724=852-2893 _. _ CCCS of Westem Pennsylvania, inc- 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724-838-1290 Housing Opportunities, Inc. 133 Seventh Street McKeesport, PA 15132 Ph: 412-664-1590 Fax 412-664-0873 Keystone Economic Development Corporation 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535.6556 Fax 814539-tti88 Tableland Services Inc. 535 East Main Street Somerset, PA 15501 Ph: 814-445-9628 Ph: 800-452-0148 Fax: 814-443-3690 199 Edison Street Uniontown, PA 15401 Ph: 724-439-8939 Indiana Co Community Action Program 827 Water Street Box 187 lndiana, PA 15701 Ph: 724-465-2657 Fax: 724-465-5118 Mon-Valley Unemployed Committee 120 E. 9'' Avenue Homestead, PA 15120 Ph: 412-462-9962 Fax: 412-462-9964 Credit Counselors of PA 401 Wood Street Suite 908 Pittsburgh, PA 15222 Ph: 412-338-9954 Ph: 800-737-2933 Fax: 412-338-9963 WYpMING COUNTY Comntan Economics Opportunity or Luzeme Courtly 163 Amber Lane Wilkes-Barre, PA 18701 Ph: 570-826.0510 Ph: 800-822-0359 Fax: 570629-1665 - CaA before ta~dng Ph: 570-455-4994 - Hazellon Fax: 570-455-5631-Call before faxing Ph: 570-836-409p - Tunkhannock CCCS of Northeastern PA 1400 Abington F~ecutive Park Suite 1 Clarks Summitt, AA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 31 W. Market Street WUkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570-821-1785 The Trehah Center of NE PA 7 Lake Avenue Box 339 Montrose, PA 18801 Ph: 570-278-3338 Ph: 81X1-982-4045 Fax: 570-278-1889 _- --- -185 E1r~raStreet Post Offce Box 218 Troy, PA 16947 Ph: 570-297-2101 Fax: 570-297-2799 17 Grafton Street Wepsboro, PA 16901 Ph: 570-724-5252 Fax: 574-724-5783 103 Warren Street Post pftice Box 709 Tunkhannock, PA 18657 Ph: 570.836-6840 Fax: 570-836-6332 German Street Post Office Box 389 Dushore, PA 18614 Ph: 570-928-9668 Fax: 570.928.8144 931 Main Street Honesdale, PA 1$431 Ph: 570.253.8941 Fax: 570-253-4817 YORK COUNTY American Hed Cross-Hanover Chapter 529 Carlisle Street Hanover, PA 17331 Ph: 717-637-3768 Fax:• 717-637-3294 Housing CouncA of York 116 NoAh George Street York, PA 17401 Ph: 717-854-1541 Fax: 717-845 7934 CCCS of Westem Pennsylvania, Inc. 2000 Ungfestown flood Harristwrg, PA 17102 Ph: 717-541-1757 - Fax. 717-541-4670 Adams Courtly dousing Authority 139-143 Carlisle Sfreet Genystwrg, PA 17325 Ph: 717-334-1518 Faz: 717-334-8326 CCCS of Westem Pennsylvania, Inc. 912 South George Street York, PA 17403 Ph: 717-846-4176 ~Fiidit C 2 0 0 6- O b 15 9 tJ S TREA9LTRX DEPARZT~IEN'x {vs) SCFIErTHALS NORBERx W Reference Na, Filed. 9/05/2006 Cage Type...... FEDE[tAL TAX LIEN Time......... z:38 Jud went...... 19445.74 E`xecutiox~, Date a/aD/oooo Jude Assigned; Trial.... Dxgposed Desc.: sposcd Date. 0 00 0000 ------------ Case CanIInente ------------- H}9~er Crt 1.: / / Iiig er Crt 2. w•rrst*~tt*~linkk'+tie,tli~t****~r*yr****R***7k*RA'Yticiclrietkir*tirt~~lr*#ii~k***~k*tk~k~eeie*!r#ir*it~MtF~4frNw~Mt t~; General Irvclex Attorney Info ~ST$~7RGH QPFI~ R~ 80B PLAINTIFF 'DO LI88RTY AVS ~TfiSB[JRGH PA 15222 9974 SCHSNHAL3 1~DRBSRT W I3EF~ANT 123 HOPB DR BOILING SpRILQC3S PA 17007 9589 Judgrtierit Index Amotuit Date Desc SCHENHALS NDRBBRT W 19, 446.7# 9/05/2006 TAX LIEN ***ftstt~**ftktkttttfr,r.t*R!k*****ir,t,Ftr****~Irf4ww,r*t+t4,t~*iekre*~Irwf4*ft*tiFitrt~tkiekf1st*tt,t3*+t~Yf4~! x Date Entries ,~ tttrtRir~rtt+R+t~t*M*xw*t*,t,k*,F*ir/es~is~kt*,F##s**rttw*w,-t,tt+rik*~rkle+trerrw***t*sst#*t*tYit*#i FIRST IIVTRY - - - - - - - - - 9/05/2006 FBDSRAL TAX Y+IIId IN THE AHOt)NT OF_~19445.74 - - - ,~~ - - - - - - - - - - - - - LAST ~Y - - - - - - - - - - ~ - - - A~^^~~,e:,rwttyr1e 1t1txs~Myrtcft:tsisrldr+klr~rxw*trlt*sw~kRlFt4swk,ttirirs**sst*s*ttts#tir•ks*xirsxrs**~tt** ""k:. EsCZOw 2nfo tXgri ~~ees & Debits Bec~ Bal P~rtnts~A,d~ End Bal ~ •ksit*4*~a*ir**t*ir*slr~Je:*ssx:,t#s*! sirs*~rrrw~r *~kklFS* kiP*fs7rlCSikltss*sfk~kft*f,r,rt***srir**s ~: ~"'~FED ZAX LIEN 9.D0 9.00 .00 • AU'TQ1~,TI ON FEB 5.0 0 5.0 0 .0 0 14.00 14.00 .00 xtwrsYrtre~tyrsk+RSSt~FlekwtFtY*stit*~ks***tFSSS*fssit***+k~irir*s7eak+tiett~eir***s*ssY~tyr,kitf*t{e~*~.*ss ~ End of Case Ir~f ormaC f oa * t*ti<i:*tt*!!***tw ststte rFitsttstr fttf~,bt*tttyexw M,tttttt**syEtte*ttrt*t*s*#rtiettw*t*t*!e*x** ;.~~ 'A,~ 'n f. Y. . ~~' C Vj' A `•. x0.06 - 0516 0 U S TREASURY DBPARTMFNT (vs) SCFIE'NH~-LS NORBFRT W ET AL 'deference No.. F$3.ed......... 9/05/200b •CaSe Type...... FEDERAL TAX I,TfiN Txme.......... 2-42 ~&cecu~QalDate 0/00/0000 Judge Assigg~nn~'d: 9172.35 Disposed Deec.: - Disposed Date. 0/00/0000 ------------ Case Cotmients ------------- HigAer Crt 1 Higher Crt 2:: #~t k+F****t**R+ktw*t*tir*~Irt*+M*~Irk~t*ilr~kwYti•ti~t**ttti*t*wiex*~r#*wt~t~txfr*!**x*##*at*k*M+hYrk*frw Ge»exai Index ~ttomey Fbfo U S TREASURY DEPARZIKENT QLAINTIFF PITTSBUR4H OFFIC$ ROOM 808 1000 LISfiRTY AVE PITT$S[7RGH PA 15222 9974 3CI~+iHALS NORBERT W DEFENDANT I23 HOPE DR AILING SPRINGS PA 17007 9589 ~; r :; ~~NfIALS T~AURIB J DF;FEt~ANT ~ I30PE DR POII~ING $pRINGS PA 17007 9589 Judgment Index Amount Date Desc S~TE;AI,,$ NORBERT W 9,172.35 9/05/2006 TAIL LIEN SAT•4 LAtTRIE J 9,172.35 9/05/2006 ~,7C LTEN t*tt*t*ttt**#***ww**Y*tww****ttt**A*k+Fkk***wlr*wwwwwtf!*ww#!r**#**tt##**#b******kfr * Date BAtriea w i*kw**ww**ttii;*iet*t~!*k*fltwwxt***ttttttt**t****t;t**k*wxx*t****f****tt***eti~tk*t*kA - FIRST ffia'TRY - - - - - - - - - - 9/05/2006 FEDERAL TAX LIEN-I1Q THE ,A,N~O ~~F 9172.35- - - - - - - - - - - - - ***kY+r*****t*****w******w**x**w*ttt***,t**k*w*vrt**#~ekw*~k**wwkwtww****t~ft****rtlr*# * escrow Infarma, ion * * Fees & Debits Bed Bal ~nte/A~~ Bnd Bal *#tw*t#ttF******##*****t*tx**ttw* *k****ai1 w**tkk w*twwx~wt*~t#trt***t*ww*tt#*kkwt** k:r ~~,FBD TAX LIENi 9.00 9.00 .00 ~~ 1~'U'.POYI#~ TIO~T BFsE S . 00 3:~•.s ---~-¢8- ---------~~- PO•` ------14.00.-_-- 14.00 .00 xf-ir.****~Rx*xrtx**tt#k*k#k**!#*ityt**i~ttt**t*ti~-,k+ki**#iet}**##t****ti*i#,ltt*,t#t*#f##**+k * End of Case Information t ~rt*,tf*f****k**~r*w+k***t**t*#*~:wt#**w*wir*wwwww~,k,t*t*tt#,k*t*t**t*********t*vrwww*t* .}3 C"7 ^? . ~ ~ ~ ° .µ _ r`1 ~ f ~ t!~_, 3 ~ A' 0o Cj ~ r.,> ; .. ~ W .. . ..} D ~ ~ C SHERIFF'S RETURN - REGULAR CASE 1V0: 2007-04735 P r COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK NATIONAL TRUST VS SCHENHALS LAURIE J ET AL Harold WEARY Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon SCHENHALS LAURIE J the DEFENDANT at 0810:00 HOURS, on the 27th day of August 2007 at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 LAURIE J SCHENHALS by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 5.76 Affidavit .00 Surcharge 10.00 00 / 0~05~0 7 L~, 3 Sworn and Subscibed to before me this day of So Answers: .~E~ R. Thomas Kline 08/28/2007 GOLDBECK MCCAFFERTY MCKEEVER By•~1~ d'~~~1~~ ~T Deputy Sheriff i,, ~ SHERIFF'S RETURN - REGULAR CASE 2~,T0: 2007-04735 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK NATIONAL TRUST VS SCHENHALS LAURIE J ET AL SGT JODY SMITH Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE SCHENHALS NORBERT W DEFENDANT the at 1300:00 HOURS, on the 27th day of August 2007 at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 NORBERT SCHENHALS was served upon by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service 5.76 Affidavit .00 Surcharge 10.00 .00 lb~o5/p7 ~ ~/ 21.76 Sworn and Subscibed to before me this of So Answers: ~-~E~ R. Thomas Kline 08/28/2007 GOLDBECK MCCAFFERTY MCKEEVER By : b -~ day Deput Sheriff A.D. In the Court of Common Pleas of Cumberland County DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS (Mortgagor(s) and Record Owner(s)) 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA Defendant(s) PRAECIPE FOR JUDGMENT No. 07-4735 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against LAURIE J. SCHENHALS and NORBERT W. SCHENHALS and THE UNITED STATES OF AMERICA by default for want of an Answer. Assess damages as follows: Debt Interest from 10/11/2007 to Date of Sale $265,616.68 Total (Assessment of Damages attached) I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIF D OUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A 5UM CERTAIN F M HE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered t the arty against whom judgment is to be entered and to his attorney of record, if any, after the default occurred and at leas to days rior to the date of the filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1 Joseph A. Gold e , Jr. Attorney for PI int ff I.D. #16132 AND NOW ~,~p[~p~' (~'r'I` ~~,QQ7 Jud ment is entered in favor of DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGA ST NLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004- and against LAURIE J. SCHENHALS and NORBERT W. SCHENHALS and THE UNITED STATES OF AMERICA by default for want of an Answer and damages assessed in the sum of $265,616.b8 as per the above certification. ~~ 111 ~ ~ ~ roc thonotary -~ p~ 55351FC THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: September 17, 2007 TO: LAURIE J. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS (Mortgagor(s) and Record Owner(s)) 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA TO: LAURIE J. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 Defendant(s) In the Court of Common Pleas of Cumberland County CIVIL ACTION -LAW Action of Mortgage Foreclosure Term No. 07-4735 TMPnRTANT NnTICF, YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10} DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IlVIPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE 5ET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC S Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 ~ase~ti.~ ~a~t(f~ee~r GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 55351FC THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: September 17, 2007 TO NORBERT W. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS (Mortgagor(s) and Record Owner(s)) 123 Hope Drive Boiling Springs, PA 1700? THE UNITED STATES OF AMERICA TO: NORBERT W.SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 Defendant(s) In the Court of Common Pleas of Cumberland County CIVIL ACTION -LAW Action of Mortgage Foreclosure Tema No. 07-4735 IMPnRTANT NnTi(''F, YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10} DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER M'ORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 7n_cv_~ti A Tn~~tinr~ 7r GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 GOLDBECK McCAFFERTY & McKEEVER BY: MICHAEL T. McKEEVER, ESQUIRE Attorney I.D.#56129 Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 Plaintiff v. NORBERT W. SCHENHALS AND UNITED STATES OF AMERICA Defendants STIPULATION Term No. 07-4735 It is hereby stipulated and agreed by and between DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9, plaintiff, and the defendant, United States of America, as follows: 1. That the premises referred to in the Plaintiff's Complaint is owned by the defendant(s), NORBERT W. SCHENHALS. 2. The plaintiff filed an action in mortgage foreclosure to the above number and term, and named as defendant(s), NORBERT W. SCHENHALS. 3. The parties hereby agree that the United States of America shall, and hereby is, named as a party in the above action, in accordance with 28 U.S.C. § 2410 et seq. IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE 4. The United States of America hereby accepts service of the complaint and waives its right to file an answer or other responsive pleading thereto, and waives any objection it may have to the judgment entered against the defendant{s). 5. The United States of America has 2 tax lien(s) against the property which is/are subject to the action of mortgage foreclosure dated September 5, 2006, 2006-05159, totaling $19,446.74, and dated September 5, 2006, 2006-05160, totaling $9,172.35 both entered in the Prothonotary's office of Cumberland County Pennsylvania. 6. That the Federal Tax Liens described in Exhibit "A° to this Stipulation are junior in time to the Plaintiffs mortgage set forth in paragraph three (3) of plaintiff's Complaint. 7. That the Defendant, United States of America, agrees to the entry in this action of a judgment in #avor of the Plain#iff and against the United States of America for foreclosure and sale of the mortgaged property. 8. That the defendant, Uni#ed States of America, is not indebted to the plaintiff. 9. That the aforesaid premises shall be sold at a judicial sale, notice of which was served on the defendant, United States of America. 10. That the judicial sale of said property shall discharge the Federal Tax Lien described in Exhibit "A". 11. That the proceeds of sale shall be divided and distributed as the parties may be entitled and any funds due the United States shall be sent to the Internal Revenue Service, PO Box 1287, Harrisburg, PA 17108-1267. The check sha{1 be made payable to "United States Treasury" and shall include the name and social security number of the taxpayer. 12. That the defendant, United S#ates of America, preserves its right of redemption as provided in Title 28 United States Code, Section 2410 (c). 13. The parties to this Stipulation shall bear their own respective costs in this proceeding. Dated: Auq_ust 19, 2007 ~~~~,,, By: Michael T. McKeever, Esquire Attorney for Plaintiff THOMAS A. MARINO United States Attomey Dated: ~ ~~ ~ BY: ~~~ ~.Jl~a~~-- Melissa Swauger Assistant U.S. Attomey Attorney for United States of America VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, LAURIE J. SCHENHALS, is about unknown years of age, that Defendant's last known residence is 123 Hope Drive, Boiling Springs, PA 17007, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Mili ary or Naval Service of the United States or its Allies, or o herwise within the provisions of the Soldiers' and Sailors' i it Relief Action of Congress of 1940 and its Amendments. ~ Date: VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, NORBERT W. SCHENHALS, is about unknown years of age, that Defendant's last known residence is 123 Hope Drive, Boiling Springs, PA 17007, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or of rwise within the provisions of the Soldiers' and Sailors' C' it elief Action of Congress of 1940 and its Amendments. Date: GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff VS. LAURIE J. SCHENHALS NORBERT W. SCHENHALS (Mortgagor(s) and Record owner(s)) 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE No. 07-4735 ORDER FOR JUDGMENT Please enter Judgment in favor of DEUTSCHE BANK NATIONAL Z FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MOR' CERTIFICATES, SERIES 2004-HE9, and against LAURIE J. SCHENHALS for failure to file an Answer in the above action within (20) days (or sixty (60) States of America) from the date of service of the Complaint, in the sum of $2E Joseph A. Goldbeck, Attorney for Plaintif: I hereby certify that the above names are correct and that the precise creditor is DEUTSCHE BANK NATIONAL TRUST COMPANY A5 TRU`. ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGI HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 and that the na the Defendant(s) is/are LAURIE J. SCHENHALS, 123 Hope Drive Boiling ; W. SCHENHALS, 123 Hope Drive Boiling Springs, PA 17007; GOLDBECK MICA] BY: Joseph A. Goldb Attorney for Plaintiff 'OMPANY AS TRUSTEE PASS-THROUGH tBERT W. SCHENHALS efendant is the United a dress of the judgment t ORGAN STANLEY 'ICATES, SERIES 2004- I~las> known address(es) of A X7007 and NORBERT McKEEVER Jr. ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance $238,920.20 Interest from 02/01/2007 through $12,998.15 10/ 10/2007 Reasonable Attorney's Fee $11,946.01 Late Charges $852.32 Costs of Suit and Title Search $900.00 $265,616.68 GOLDBECK; BY: Joseph A. Attorney for Ij AND NOW, this )a'~` day of ~, 2007 damages are as & McKEEVER o Prothy '~~Q N ~, ~ r-~ ~ ~-' _n C ~ crs -n T'C ~ "" =~ i-'1 '~` S V ,~ r ~_ .. _~. N y~`~', ~ - .z .s> Qy -p ~~ " ~ ;m =~~ ~ ~ -C Rule of Civil Procedure No. 236 -Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION -LAW DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff No. 07-4735 vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS (Mortgagors and Record Owner(s)) 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA Defendant(s) THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. Curt Long Prothonotary By: lD f /x/07 If you have any questions concerning the above, please contact: Joseph A. Goldbeck, Jr. Goldbeck McCafferty & McKeever Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Joseph A. Goldbeck, Jr. Attorney LD.#16132 Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS Mortgagor(s) and Record Owner(s) 123 Hope Drive Boiling Springs, PA 17007 Defendant(s) THE UNITED STATES OF AMERICA IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAw ACTION OF MOR"CGAGE FORECLOSURE No. 07-4735 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 10/11/2007 to Date of Sale at 7.8800% (Costs to be added) $265,616.68 ~~~ Z~ ~ d d~~, QU ~ W ,~ a ~, O N~"' W N ~`~~,`~~ r~ dEQ-'~~ ~~ ~~o~; ~oo od~w ~ ~~ zoxv p ~ '~, ¢ W ~~N W Ww ~U ~ xW~ ~~~ O h ~~ t> o ~', .~. ~ -' a ~ ~ Q ~ °o U' x 0 dW-o ~,d ~x o S- W W~~Q oA a~ x ~~ o- ~3 ~~ ~~%N ~ w W o ~, ~ o ~ O ~ W `~ 'Z o a 9~u ~ O p O h 0 O H U d W ~ 0 w0 v v O 3 o~ ~. a~ U r t (31 9~ -O b -L ~~ ,;s ~i 0 d, ~. d ~U ~~ ~~N y"~d~ ~~ wcc O ~ V ~ ~ ~~o ~~~ I ~ ~ a ~° o~ ~~ n~ Y ,~ ;~ oo O O O ~` ~ Q _ _ _ ~ D 75 r-~ Lt ~~`"Y 4 t~~ f 'F'y' :..:... .(- ~r~ ~. r'.~: 1 W -~ N a -,-~ ~~ ~~ ~ i `__.y L~~ .r ..~,; -,'c`a h:~rr .-mss ALL THAT CERTAIN piece or parcel of land situate in the Township of South Middleton, County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described as follows to wit: BEGINNING at an iron pin on the southern right-of--way line of Hope Drive at the northwest corner of Lot No. 29 on the below mentioned Final Subdivision Plan; thence by said Lot No. 29, south 03 degrees 04 minutes 15 seconds West 138.79 feet to an iron pin in line of Lot No. 31 on the below mentioned Final Subdivision Plan; thence by said Lot No. 31, North 86 degrees 55 minutes 45 seconds West 107.92 feet to an iron pin in the eastern right-of--way line of said Crape Myrtle Drive, thence by the eastern right-of- way line of said Crape Myrtle Drive, North 03 degrees 04 minutes 15 seconds East 124.51 feet to an iron pin; thence by the same and by a curve to the right having a radius of 15.00 feet, an arc length of 23.56 feet to an iron pin in the southern right-of--way line of said Hope Drive; thence by the southern right-of--way line of said Hope Drive South 86 degrees 55 minutes 45 seconds East 65.40 feet to a concrete monument; thence by the same and by a curve to the right having a radius of 527.65 feet, an arc length of 27.53 feet to an iron pin, the place of BEGINNING. Tax parcel no: 40-10-0636 r Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-b27-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS (Mortgagor(s) and Record Owner(s)) 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 07-4735 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 123 Hope Drive Boiling Springs, PA 17007 l .Name and address of Owner(s) or Reputed Owner(s): LAURIE J. SCHENHALS l23 Hope Drive Boiling Springs, PA 17007 NORBERT W. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 2. Name and address of Defendant(s) in the judgment: LAURIE J. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 NORBERT W. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 IN THE COURT OF COMMON PLEAS of Cumberland County CNIL ACTION -LAW ACTION OF MORTGAGE FORECLOSUKE THE UNITED STATES OF AMERICA ~+ .. - . Suite 220, Federal Bldg. 228 Walnut Street Harrisburg, PA 17108-1754 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE -Bureau of Child Support Enforcement Health and Welfare Bldg. -Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 UNITED STATES INTERNAL REVENUE SERVICE 615 Chestnut Street Suite 1250 Philadelphia, PA 19106 4. Name and address of the last recorded holder of every mortgage of record: CITIFINANCIAL MORTGAGE CO. INC. 1111 Northpoint Drive Building 4 Suite 100 Coppell, TX 75019 ASSOCIATES FINANCIAL SERVICES INC. 1111 Northpoint Drive, Bldg 4, Ste. 100 Coppell, TX 75019-3931 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which maybe affected by the sale. TENANTS/OCCUPANTS 123 Hope Drive South Middleton Twp., PA 17007 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct t the best f my personal knowledge or information and belief. I understand that false statements herein are made subje t to the p nalties,6f 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. 1r DATED: October 10, 2007 GOLDBECK McC F TY & McKEEVER BY: Joseph A. Gol c , Jr., Esq. Attorney for Plai f r-~ c~ -n ~_ Cy ~ --rt -;> ~. .,,,_ ' , tJ~ N y~--t _ C. v. <"7 v' ~ '~:r ~ ~ .~~ c'E"t 4~' ,~q (,..- ~ ' 07-473 5 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004- HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS Mortgagor(s) and Record Owner(s) 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-4735 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: THE UNITED STATES OF AMERICA Kim Stevens Suite 220, Federal Bldg. 228 Walnut Street Harrisburg, PA 17108-1754 Your house at 123 Hope Drive, Boiling Springs, PA 17007 is scheduled to be sold at Sheriffs Sale on Wednesday, March O5, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $265,616.68 obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE s ~ -. 07-4735 To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay to DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1- 866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30} days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD 'TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue ~ - 07-4735 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still maybe able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.~ov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(~goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-$25-6418. Please reference our Attorney File Number of 55351 FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. r 07-4735 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318. Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004- HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS Mortgagor(s) and Record Owner(s) 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA Defendants Term No. 07-4735 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: SCHENHALS, LAURIE J. LAURIE J. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 Your house at 123 Hope Drive, Boiling Springs, PA 17007 is scheduled to be sold at Sheriffs Sale on Wednesday, March O5, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $265,616.68 obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 07-473 5 1. The sale will be cancelled if you pay to DEUTSCHE BANK NATIONAL TRUST COMPANY A5 TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1- 866-413-2311 and 2. You maybe able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriff s Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 r 07-4735 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still maybe able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(c~goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 55351FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. t .~. ~ 07-4735 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney LD.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004- HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS Mortgagor(s) and Record Owner(s) 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA Defendants Term No. 07-4735 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: SCHENHALS, NORBERT W. NORBERT W. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 Your house at 123 Hope Drive, Boiling Springs, PA 17007 is scheduled to be sold at Sheriff s Sale on Wednesday, March O5, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $265,616.68 obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CML ACTION -LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 07-4735 1. The sale will be cancelled if you pay to DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1- 866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU 1[AVF; OTHER RICH"I~S EVEN IF THE SHERIFF'S SALE DOES NOT TAKF, PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THI5 PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 ..- 07-4735 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still maybe able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.~ov for Help for Homeowners Facing the Loss of Their Homes. 4}. Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(a~~~oldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 55351FC. Para information en espanol puede communicarse con Loretta al 215-825-6344. Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS Mortgagor(s) and Record Owner(s) 123 Hope Drive Boiling Springs, PA 17007 Defendant(s) THE UNITED STATES OF AMERICA I, Joseph A. Goldbeck, Jr., Esquire hereby certify that I am the attorn action, and I further certify that this property is subject to Act 91 of 1983 and the provisions of the Act. TO Joseph A Attorney IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE NO.07-4735 record for the Plaintiff in this laintiff has complied with all Jr. N ~ _ ~~, t...•t . i j ~ ~J M- `YY{_~ ~Ya f~f,l :,~ r-~~`.. ,- WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-4735 Civil CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee for MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2004-HE9, Plaintiff (s) From LAURIE J. SCHENHALS & NORBERT W. SCHENHALS, THE UNITED STATES OF AMERICA (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $265,616.68 Interest from 10/11/07 to Date of Sale at 7.8800% Atty's Comm Atty Paid $174.52 Plaintiff Paid Date: 10/12/07 (Seal) L.L. $.50 Due Prothy $2.00 Other Costs C is R. Long, Prothon ry By: ~ Deputy REQUESTING PARTY: Name JOSEPH A GOLDBECK, ESQUIRE Address: GOLDBECK McCAFFERTY & McKEEVER SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 55351FC CF: 08/09/2007 SD: 03/05/2008 $265,616.68 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS Mortgagor(s) and Record Owner(s) 123 Hope Drive Boiling Springs, PA 17007 Defendant(s) THE UNITED STATES OF AMERICA IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-4735 CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c) (2) Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: Personal Service by the Sheriff sOffice/ ~c , oa.~ Q s ' o . ~'z~s Ica ~, ~ -t„~~.~ ,~ . ( ) Certified mail by Joseph A. Goldbeck, Jr. (original green Postal return receipt attached). ~'`T`A Sa~,~ ( } Certified mail by Sheriffs Office. ~ ~~~~4~a,. ( ) Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified Mail attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully submitted, Joseph A. Goldbeck, Jr. Attorney for Plaintiff O c~ 4N`oi N ~~ ~ N ~o~°, ~ N ~ ~~ ~~ r~ t r mac r O ~j~ ~ NO~ ~ p ~ , ~ a ~~~ .~c ~~~~ a ~. o ~~ dnoo v E 4 LL- ++ N q LJi.- ~; ~~g ~ ~ ~~ a ~$ ~ ~ N .~ ~ W ~ ~ ~n u~ g~3~ U_ -o Nic ~g~ `` ° ~ ~ ~~~ 0~~~ ~ m x a z S I d Z ? ~ o h m ~ ~ r ~ a ~' a U m~ z ~ ~ ~O~ Ca Z ~ r ~ d ~N~ ~.~ m `~ o ~ g'g U Na, NW ~yG' ~~~~ O. cn ~ co p U r~ ~. -a p, r o ~ © oUac~ ~ ~ . a O ~~ o Z D V ® ~ w N ~ S gt, v Z o ~p ~ d3 ~ N W U °' N a r" ~ p~E V W ffi ~ m $ t5 ~ ~ u, tA' ~ to W~p~~~ ~ ~ m c~ WQQ ci ~gt~ ~ ~ r o~,~~.t c .~ a C m Q a r ~a ~~ ~m ~r~- o 0 r o~~ ~O r ~ N !IJ W O~ ~' t~~ z N (~~~_~ ~ A ~Vi 1 4 4 '~ ~ fl~~ 11t1~~ ~ ~ ~~ ~ o©dc ~;~~+''.i.. . ;. ti: '. ...~~ ~ '1'.. R I ~i ~~ a ~~ uQ'i ~~_ ~7~ ~r_ ~~ ~, W ~ ~ ~_ ~~ ~ ~ ~ ~~ ~~~~ '~ m s '~ 1 t d a a 9$ e5 0 LL Q z ~ z c~ ~ w N g IN THE COURT OF CONQNON PLEAS G~UINBERLAIW COUNTY PEMiSYLYANIA AFFIDAVIT OF SERVICE DEUTSCHE BANK NATIONAL TRUST CO. LAURIE J. SCHENHALS, st al. Plaeltiff(Petitioner) ~ vs. Defendant (Respondent) CASE and/or DOCKET: 07 4T3S 1, 4 ~. ~'~~ declare. drat i am a Patll>syirania State Constable amdlor Process Servar, in anti for the Coanty of Berke, that 1 am not a party to this action, not an empbyee of a party to this action, or an attorney to file action, and thu within the boundaries of the state where service was effected. 1 was authorized by law w perform the said service. SERVICE UPON: U5A ADDRESS: SUITE 2?A FEDERAL BUILDING 2Z8 WALNUT STREET HARRISBURG, PA 17108 On: L~ ~ ~ ~ ~ O ? At: ~ ~ ~ 0 ¢.l~ri Description: Approximate Age _~ Height St f Weight I50 Race _~/ Sex ~ Ha-v~d, With Docuaents: NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Magner of Service By heading to: ^ DEFENDANT{S) PERSONALLY SERVED ^ ADULT FAMQ.Y MEMBER WITH WHOM THE SAID DEFENDANT(S) RESEDES. NAME: RELATIONSHIP: ^ ADULT [N CHARGE OF DEFENDANTS RESIDENCE. NAME: RELATIONSHIP: ^ POSTED PROPERTY ~ AGENT OR PERSON Ii+1 CHARGE OF PLACE OF BUSINESS. NAME: ~t~~ t ~.. w it t:atrt~i7TLE: ~dw.i n . ~ tS~`. ^ MILITARY STATUS: NO /YES BRANCH: COMMENTS: DEPENDANT WAS NOT SERVED BECAUSE: MOVED UNKNOWN ,NO ANSWER -VACANT ~OTNER: SERVICE WAS ATTEMPTED ON THE FOLLOWING DATES/'TIIWIES: I.) 2-) 3.) SWORN TO AND SUBSCRIBED BEFORE ME THIS ~4 DAY OF Q G'`'Ob~X-_,_, 2047 CONSTA LE/PROCESS SERVER TERi:SA F.. ~r~~IxC'LP„ Fboiary Pubbc 1"lasllfnc,+t~u'. ;: ~rrp., Becks Counq --_-...~.~... ~<~l PROVEST, LLC. P.08pX 1180, 93 E MAW STREEif, BAY SHORfi NY 11T0~ 631.66b.61bE (17631.666b295 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney LD.#16132 Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004- HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS Mortgagor(s) and Record Owner(s) 123 Hope Drive Boiling Springs, PA 17007 Defendant(s) THE UNTIED STATES OF AMERICA IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-4735 SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 123 Hope Drive Boiling Springs, PA 17007 1.Name and address of Owner(s) or Reputed Owner(s): LAURIE J. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 NORBERT W. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 2. Name and address of Defendant(s) in the judgment: LAURIE J. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 NORBERT W.SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA Suite 220, Federal Bldg. 228 Walnut Street. Harrisburg, PA 17108-1754 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: UNITED STATES INTERNAL REVENUE SERVICE 615 Chestnut Street Suite 1250 Philadelphia, PA 19106 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE -Bureau of Child Support Enforcement Health and Welfaze Bldg. -Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: ASSOCIATES FINANCIAL SERVICES INC. 1111 Northpoint Drive, Bldg 4, Ste. 100 Coppell, TX 75019-3931 CITIFINANCIAL MORTGAGE CO. INC. 1111 Northpoint Drive Building 4 Suite 100 Coppell, TX 75019 CITIFINANCIAL, INC. 1 VALLEY STREET, STE 103 CARLISLE, PA 17013 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 123 Hope Drive South Middleton Twp., PA 17007 (attach sepazate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: January 28, 2008 G(~DBECK 1tiIcCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff C'7 '"'~ ..~ a^~5. .NG ~ ts`.1 ;,M ~~ ~ ~ .~ < t a "1 ~ l ~ r ,L- * - ~ ~ .~"' COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND } SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff s Deed in which MORGAN STANLEY ABS CAPITAL INC TRUST 2004-HE9 TR is the grantee the same having been sold to said grantee on the 7TH day of MAY A.D., 2008, under and by virtue of a writ Execution issued on the 12 day of OCT, A.D., 2007, out of the Court of Common Pleas of said County as of Civil Term, 2007 Number 4735, at the suit of MORGAN STANLEY CAPITAL 1NC TRUST 2004-HE9 TR against LAURIE J SCHENHALS & NORBERT W is duly recorded as Instrument Number 200820633. IN TESTIMONY WHEREOF, I have he~!~- to set my hand a1>~seal of said office this ~ day of A.D. ~~~ of Deeds ~ecorW Dn9ds. Cwnberlentl County Carid~, PA MY ~ biros t#ie Fka1 Monday of Jm. 2010 Deutsche Bank National Trust Company et al In the Court of Common Pleas of V S Cumberland County, Pennsylvania Laurie J. Schenhals and Norbert W. Schenhals Writ No. 2007-4735 Civil Term Dawn L. Kell, Deputy Sheriff, who being duly sworn according to law, states that on. December O5, 2007 at 1706 hours, she served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Laurie J. Schenhals, by making known unto Laurie Schenhals, personally at 123 Hope Drive, Boiling Springs, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copies of the same. Jody S. Smith, Deputy Sheriff, who being duly sworn according to law, states that on December 07, 2007 at 1450 hours, she served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Norbert W. Schenhals, by making known unto Norbert Schenhals, personally at The Cumberland County Sheriff s Office, One Courthouse Square, Carlisle, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copies of the same. Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on January 09, 2008 at 1426 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Laurie J. Schenhals and Norbert W. Schenhals located at 123 Hope Drive, Boiling Springs, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendants, to wit: Laurie J. Schenhals and Norbert W. Schenhals by regular mail to their last known addresses of 123 Hope Drive, Boiling Springs, PA 17007 and 507 W. Main Street, Mechanicsburg, PA 17055, respectively. These letters were mailed under the date of January 8, 2008 and never returned to the Sheriff s Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on May 7, 2008 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Joseph Goldbeck, on behalf of Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2004-HE9, Mortgage Pass Through Certificates, Series 2004-HE9. It being the highest bid and best price received for the same, Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2004-HE9, Mortgage Pass Through Certificates, Series 2004-HE9, of 7105 Corporate Drive, PTX B-35, Plano, TX 75024-3632, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $967.30. Sheriff s Costs: Docketing $30.00 Poundage 18.57 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 48.00 Auctioneer 10.00 Law Library .50 Prothonotary 2.00 Mileage 9.60 Levy 15.00 Surcharge 30.00 Post Pone Sale 20.00 Law Journal 355.00 Patriot News 317.96 Share of Bills 16.17 Distribution of Proceeds 25.00 Sheriffs Deed 39.50 $ 967.30 ~.~s°~:.K~G. R. Thomas Kline, Sheriff ~^ 11~~.. ~ BY ~- (; Cam. ~~ V~.t i~ . Real Estate ~e~geant (~"_ d~'" ~~,w C~ ~.~ ~~~ s~ c.,~ 4 v3~ Y Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS (Mortgagor(s) and Record Owner(s)) 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 07-4735 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 123 Hope Drive Boiling Springs, PA 17007 1.Name and address of Owner(s) or Reputed Owner(s): LAURIE J. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 NORBERT W. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 2. Name and address of Defendant(s) in the judgment: LAURIE J. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 NORBERT W. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 IN THE COiIRT OF COMMON PLEAS of Cumberland County CNIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE THE UNITED STATES OF AMERICA i Suite 220, Federal Bldg. 228 Walnut Street Harrisburg, PA 17108-1754 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE -Bureau of Child Support Enforcement Health and Welfare Bldg. -Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 UNITED STATES INTERNAL REVENUE SERVICE 615 Chestnut Street Suite 1250 Philadelphia, PA 19106 4. Name and address of the last recorded holder of every mortgage of record: CITIFINANCIAL MORTGAGE CO. INC. 1111 Northpoint Drive Building 4 Suite 100 Coppell, TX 75019 ASSOCIATES FINANCIAL SERVICES INC. 1111 Northpoint Drive, Bldg 4, Ste. 100 Coppell, TX 75019-3931 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest maybe affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which maybe affected by the sale. TENANTS/OCCUPANTS 123 Hope Drive South Middleton Twp., PA 17007 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct t the best f my personal knowledge or information and belief. I understand that false statements herein are made subje t to the p nalties f 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: October 10, 2007 GOLDBECK McC F TY & McKEEVER BY: Joseph A. Gol c , Jr., Esq. Attorney for Plai f 07-4735 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004- HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS Mortgagors} and Record Owner(s) 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA Defendants Term No. 07-4735 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: SCHENHALS, NORBERT W. NORBERT W. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 Your house at 123 Hope Drive, Boiling Springs, PA 17007 is scheduled to be sold at Sheriff s Sale on Wednesday, March O5, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $265,616.68 obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 07-4735 1. The sale will be cancelled if you pay to DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1- 866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTIIER R[GHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You maybe able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 07-4735 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still maybe able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention~a,goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 55351FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. 07-4735 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004- HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW Plano, TX 75024-3632 Plaintiff ACTION OF MORTGAGE FORECLOSURE vs. LAURIE J. SCHENHALS NORBERT W. SCHENHALS Mortgagor(s) and Record Owner(s) 123 Hope Drive Boiling Springs, PA 17007 THE UNITED STATES OF AMERICA Defendants; Term No. 07-4735 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: SCHENHALS, LAURIE J. LAURIE J. SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 Your house at 123 Hope Drive, Boiling Springs, PA 17007 is scheduled to be sold at Sheriffs Sale on Wednesday, March O5, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $265,616.68 obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 07-4735 1. The sale will be cancelled if you pay to DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1- 866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You maybe entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 07-4735 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still maybe able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-9$9-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionna,goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 55351FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. ALL THAT CERTAIN piece or parcel of land situate in the Township of South Middleton, County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described as follows to wit: BEGINNING at an iron pin on the southern right-of--way line of Hope Drive at the northwest corner of Lot No. 29 on the below mentioned Final Subdivision Plan; thence by said Lot No. 29, south 03 degrees 04 minutes 15 seconds West 138.79 feet to an iron pin in line of Lot No. 31 on the below mentioned Final Subdivision Plan; thence by said Lot No. 31, North 86 degrees 55 minutes 45 seconds West 107.92 feet to an iron pin in the eastern right-of--way line of said Crape Myrtle Drive, thence by the eastern right-of- way line of said Crape Myrtle Drive, North 03 degrees 04 minutes 15 seconds East 124.51 feet to an iron pin; thence by the same and by a curve to the right having a radius of 15.00 feet, an arc length of 23.56 feet to an iron pin in the southern right-of--way line of said Hope Drive; thence by the southern right-of--way line of said Hope Drive South 86 degrees 55 minutes 45 seconds East 65.40 feet to a concrete monument; thence by the same and by a curve to the right having a radius of 527.65 feet, an arc length of 27.53 feet to an iron pin, the place of BEGINNING. Tax parcel no: 40-10-0636 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-4735 Civil CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee for MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2004-HE9, Plaintiff (s) From LAURIE J. SCHENHALS & NORBERT W. SCHENHALS, THE UNITED STATES OF AMERICA (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $265,616.68 Interest from 10/11/07 to Date of Sale at 7.8800% Atty's Comm Atty Paid $174.52 Plaintiff Paid Date: 10/12/07 (Seal) L.L. $.50 Due Prothy $2.00 Other Costs s C ~s R. Long, Prothono ry By: Deputy REQUESTING PARTY: Name JOSEPH A GOLDBECK, ESQUIRE Address: GOLDBECK McCAFFERTY & McKEEVER SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 Real Estate Sale # 12 On October 29, 2007 the Sheriff levied upon the defendant's interest in the real property situated in South Middleton Township, Cumberland County, PA Kn wn o and numbered as 123 Hope Drive, ~ ~~. ~"~. Boiling Springs, more fully described on Exhibit "A" ~~ .,,. ~~~ filed with this writ and by this reference incorporated herein. Date: October 29, 2007 By: Real Estat~ Sergeant PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: January 25, February 1 and February 8, 2008 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. SWORN TO AND SUBSCRIBED before me this 8 day of February, 2008 Notary NOTARIAL SEAL DE80RAH A COLLINS Notary public CARLISLE BORO, CUMBERLAND COUNTY My Commission Expires Apr 28, 2010 REAL ESTATE SALE ItO. 12 Writ No. 2007-4735 Civil Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc., Trust 2004-HE9, Mortgage Pass-Through Certificates Series 2004-HE9 vs. Laurie J. Schenhals and Norbert W. Schenhals Atty.: Joseph Goldbeck DESCRIPTION ALL THAT CERTAIN piece or par- cel of land situate in the Township of South Middleton, County of Cum- berland and Commonwealttr of t'enn- sylvania, more particularly bounded and described as follows to wit: BEGINNING at an iron pin on the southern right-of-way line of Hope Drive at the northwest corner of Lot No. 29 on the below mentioned Final Subdivision Plan; thence by said Lot No. 29, south 03 degrees 04 minutes 15 seconds West 138.79 feet to an iron pin in line of Lot No. 31 on the below mentioned Final Subdivision Plan; thence by said Lot No. 31, North 86 degrees 55 minutes 45 seconds West 107.92 feet to an iron pin in the eastern right-of--way line of said Crape Myrtle Drive, thence by the eastern right-of--way line of said Crape Myrtle Drive, North 03 degrees 04 minutes 15 seconds East 124.51 feet to an iron pin; thence by the same and by a curve to the right having a radius of 15.00 feet, an arc length of 23.56 feet to an iron pin in the southern right-of-way line of said Hope Drive; thence by the southern right-of-way line of said Hope Drive South 86 degrees 55 minutes 45 seconds East 65.40 feet to a concrete monument; thence by the same and by a curve to the right having a ra- dius of 527.65 feet, an arc length of 27.53 feet to an iron pin, the place of BEGINNING. Tax parcel no: 40-10-0636. ~;ie Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8292 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 ~e~latriot News Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 01 /30!08 02/06/08 02/13/08 Sworn to~~li~isc~Fibed befor~ m~i~~Qay February, 2008 A.D. Notary Publ COMMONWEALThi QF ~~Pa~1Sl'~.~/AN~.a Notaria; cGa) ^~Sherrie L Kisner. ;~~iPan,, Public ~+n' al"~8R13bJl~, L~l.3i:FllelYi ~iOUn~/ MY~~~ '~;°:~ ~ F6ov. 26, 2011 Memi»r, Pennaytv~!ni~s ~-^cc~s,:fon of Notaries REAL ESTATE SALE N0.12 Writ No. 2007-4735 Civil Term Deutsche Bank National Trust C impany, as Trustee for Morgan Stanley ABS Capital I Inc.,Trust 2004-HE9, Mortgage Pass- Through Certificates Series 2004-HE9 VS Laurie J. Schenhals and Norbert W. Schenhats Attorney Joseph Goldbeck DESCRIPTION ALL THAT CERTAIN piece or parcel of land situate in the Township of South Middleton, County of Cumberland and Commonwealth of Pennsylvania, more particulazly bounded and described as follows to wit: BEGINNING at an iron pin on the southern right-of-way line of Hope Drive at the northwest comer of Lot No. 29 on the below mentioned Final Subdivision Plan; thence by said Lot No. 29, south 03 degrees 04 minutes 15 seconds West 138.79 feet to an iron pin in line of Lot No. 31 on the below mentioned Final Subdivision Plan; thence by said Lot No. 31, North 86 degrees 55 minutes 45 seconds West 107.92 feet to an iron pin in the eastern right-of--way line of said Crape Myrtle Drive, thence by [he eastern right-of-way line of said Crape Myrtle Drive, North 03 degrees 04 minutes ]5 seconds East 124.51 feet to an iron pin; tlrence by the same and by a curve to the right having a radius of I5.(Hl feet, an azc length of 23.56 feet to an iron pi. in the southern right-of--way Line of said Hope Drive; thence by the southern right-of-way line of said Hope Drive South 86 degrees 55 minutes 45 seconds East 65.40 feat to a concrete a ;nument; thence by the same and by a curve to the right having a radius of 527.65 feet, an arc length of 27.53 feet to an iron pin, the place of BEGINNING. Tax parcel no: 40-10-0636 Assignment of Bid NO. 07-4735 - SCHENHALS 123 Hope Drive Boiling Springs, PA 17007 I, Michael T. McKeever, Esquire, as attorney for the successful bidder, hereby assign my bid at the Sheriff Sale dated May 07, 2008 to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-HE9, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-HE9 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 GOLDBECK MCCAFFERTY & MCKEEVER Date: May 9, 2008 ''~ MICHAEL T. MCKEEVER