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Home My WebLink About07-4789IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. 655 PAPER MILL ROAD DES-013-02-02 No. O'7 ....~('Ydi'~ ~IC~c ~7-~2~ WILMINGTON DE 19884 Plaintiff vs DONNA L FISHER 950 ORCHARD AVE #LOT 2 CAMP HILL PA 17011 Defendant(s) CIVIL ACTION -LAW Filed on behalf of: Plaintiff, FIA CARD SERVICES, N.A. Counsel of record for this party: S~Q { Date: Amy F. Doyle #870 /Daniel F. Wolfson #20617 Philip C. Warholic 6341 /David R. Galloway #87326 Tonilyn M. Chippie #87852 /Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 /Bruce H. Cherkis #18837 Ronald S. Canter #94000 /Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 172602963 IN THE COURT OF COMMON PLEAS OF CLt1VIBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs DONNA L FISHER Defendant(s) NOTICE . No. CIVIL ACTION -LAW You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 172602963 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs DONNA L FISHER Defendant(s) NOTICIA No. CIVIL ACTION -LAW LISTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demands puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demands y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falls de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demands o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante Para usted. LISTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI LISTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI LISTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 172602963 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff ~~..-. vs DONNA L FISHER Defendant(s) COMPLAINT CIVIL ACTION -LAW AND NOW, this 24 day of July, 2007, comes the Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with a principal place of business situated at 655 PAPER MILL ROAD DES-013-02-02, WILMINGTON, DE 19884. 2. Defendant, DONNA L FISHER, is an adult individual with a last known address of 950 ORCHARD AVE, #LOT 2 CAMP HILL, CUMBERLAND COUNTY, PA 17011. CCP Cmplt -MBNA wo AF 4 W & A File No. 172602963 3. It is averred that Defendant was issued anopen-end credit account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. At all relevant times material hereto, Defendant has been regulaz user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit cazd in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and mazked as Exhibit "B". CCP Cmplt - MBNA wo AF W & A File No. 172602963 8. Defendant did not object to the summary of account. 9. Defendant has made sporadic and irregular payments, if any, which have been applied. to the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $13,268.62. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 6 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $318.45. 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 15. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 16. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA wo AF W & A File No. 172602963 WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $13,268.62, interest in the amount of $318.45, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: ~ ~ G~~ Amy F. oyle #87 2 /Daniel .Wolfson #20617 Philip C. Warholic 86341 /David R. Galloway #87326 Tonilyn M. Chippie #87852 /Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 /Bruce H. Cherkis #18837 Ronald S. Canter #94000 /Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 1701.1 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF 7 W & A File No. 172602963 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: ~ ~ ~ Amy F. Doyle #870 /Daniel F. Wolfson #2061 Philip C. Warholic 6341 /David R. Galloway #87326 Tonilyn M. Chippie #87852 /Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 /Bruce H. Cherkis #18837 Ronald S. Canter #94000 /Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF W & A File No. 172602963 Exhibit "A" • ~- ~ ~.:-..k •"•.- :gyp; r~~?' .i • .. .. • f •.S'}. ~ . ' •.i. • •IJI~l . +i 7l~ ~~ l~ . ~ . 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C9 e~ \ O H 1 I J ~ H \ z H J to » i H °.~, I w I N C m ;v W I [ m o m q H , N r \ o c ~ 1 ~ t I W ] L7 , 7 z i M. ; t » H >~ n >~ v ~ >E * n ^~ a ~ a ~ a n o z a N ~ ~ r ~ ~. 7 ro H ~ ro ~ v m Y ° N ° H q H N n ~F 'z [_] H ,i1 5 H x1 ~ n » H z C I x H tC r y q r t " H N z ~ i ~ x r rn o ~ ° m J h o xl z ~ o l1~ H o O ti F s bJ a P ~ H J F+ ~ H .~ w v 7 0 o N Y O + lf~ 3', C'1 O rn 3 o I m 3 N ~ \ d 0 z rn n , 0 o ) o O m + a ,n7 n b z q ~ a 77 q w i w n q ~ 7c n O a7 eh * q t . c v n . n , 3 H * 3 ro q H H ( D ) t< C k ~ a o e~ ro n ~ w C 1 C~7 \ N W i Z Q H ° ~ ~ z q H I p N G 7 [9 N C H w y w y ~ t ~ m M I I o m to H o 0 7 C 3 q * ro o ,a. o ] o I H 3 th H a of ' H ~ O H q H 3, (T O O 7 'Y ~l 3 C7 CA I ~O o ° I N x e~ q r x m 7 H H H I ;U to to O to ro ~ ro N y ro H ~ ] ~ [•] N z k d ~ r o ~ ~ I [s] H Z o r H >t n ~n O [•1 r ~ H Ctl H a H o ~ x ~ q ~ I { H H Q O I n () y 7 I H I o w v d o ro m - fi ) "J H ~ N U1 7 ~ °i G r l o o x7 7 n c ~ L+7 rn H , 7tl N n ID ~ y 2 N O~ q ~ N \ 1D W C N H 00 N O~ q o A H O ro q O C9 `v ~ ~. ~ ~ ~ r..~ c~ t~ v ~-„ _- ~ 4 , L~ ~~~ ^ ' !^ Cv+7 ^~~71 ~ ) 1 .. ~. t't l C ~ 1 `~ ~,T} 0 SHERIFF'S RETURN - REGULAR CASE NO: 2007-04789 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIA CARD SERVICES N A VS FISHER DONNA L ROBERT BITNER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon FISHER DONNA L the DEFENDANT at 1440:00 HOURS, on the 17th day of August 2007 at 950 ORCHARD AVE CAMP HILL, PA 17011 DONNA FISHER LOT 2 3 by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 10.56 Postage .58 Surcharge 10.00 .00 $~Z ,~.~~~ 1 ~ '~ 3 9.14 Sworn and Subscibed to before me this day of , So Answers: '~~ ~.f-....~ ~~..: f j ,ysr~~~z"t...,,q' R. Thomas Kline 08/20/2007 WOLPOFF & ABRAMSON By. Deputy Sheriff A.D. ~.. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff No. 07-4789 Civil Term CIVIL ACTION -LAW VS DONNA L FISHER Defendant(s) PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Respectfully Submitted, Date: I ~~ ~~ Amy F. D le 062 /Daniel F. Wolfson #20617 Philip C. ar /David R. Galloway #87326 i /Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 /Ronald S. Canter #94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 172602963 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. No. 07-4789 Civil Term FKA, MBNA AMERICA BANK, N.A. Plaintiff vs. CIVIL ACTION -LAW DONNA L FISHER Defendant(s) C'F,RTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was served this date by Regular Mail, Postage Pre-Paid on this Z ~ ~ay of Michael TRAVIS 3904 TRINDEL rD CAIb'I ILL, PA 17011 Amy F. Doyle #87062 /Daniel F. Wolfson #20617 Phi ' . Warholic #86341 /David R. Galloway #87326 onilyn M. arah E. Ehasz #86469 . onald S. Canter #94000 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 172602963 C'~ ~ ~~ _~ o '=' _ - ~; .-- -~ ~:. _._. ;,~-_ - v, , ~ f"=-s ^ ' - ~: ` ., W