HomeMy WebLinkAbout07-4824PHELAN HALLINAN &SCHMIEG, LLP
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
DANIEL G. SCHMIEG, ESQ., Id. No. 62205
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000 156113
WELLS FARGO BANK, N.A., SB/M TO
WELLS FARGO HOME MORTGAGE, INC.
3476 STATEVIEW BOULEVARD
FORT MILL, SC 29715
Plaintiff
v.
PABLO E. ADAM
ANITA M. ADAM
3620 GOLFVIEW DRIVE
MECHANICSBURG, PA 17050
Defendants
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
CUMBERLAND COUNTY
CIVIL ACTION -LAW
COMPLAINT IN MORTGAGE FORECLOSURE
File #: 156113
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(800)990-9108
File #: 156113
IF THIS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE
DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S)
DO SO IN WRITING WITHIN THIRTY (30) DAYS OF
RECEIPT OF THIS PLEADING, COUNSEL FOR
PLAINTIFF WILL OBTAIN AND PROVIDE
DEFENDANT(S) WITH WRITTEN VERIFICATION
THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED
TO BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING,
COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S)
THE NAME AND ADDRESS OF THE ORIGINAL
CREDITOR, IF DIFFERENT FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT UNTIL
THE END OF THE THIRTY (30) DAY PERIOD
FOLLOWING FIRST CONTACT WITH YOU BEFORE
SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH
THE LAW PROVIDES THAT YOUR ANSWER TO THIS
File #: 156113
COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN
TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION
OF THAT TIME. FURTHERMORE, NO REQUEST WILL
BE MADE TO THE COURT FOR A JUDGMENT UNTIL
THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU
HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF
YOU REQUEST PROOF OF THE DEBT OR THE NAME
AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS UPON
YOUR RECEIPT OF THIS COMPLAINT, THE LAW
REQUIRES US TO CEASE OUR EFFORTS (THROUGH
LITIGATION OR OTHERWISE) TO COLLECT THE DEBT
UNTIL WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY FOR
ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A
DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT
A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON
REAL ESTATE.
File #: 156113
1. Plaintiff is
WELLS FARGO BANK, N.A., S/B/M TO
WELLS FARGO HOME MORTGAGE, INC.
3476 STATEVIEW BOULEVARD
FORT MILL, SC 29715
2. The name(s) and last known address(es) of the Defendant(s) are:
PABLO E. ADAM
ANITA M. ADAM
3620 GOLFVIEW DRIVE
MECHANICSBURG, PA 17050
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.
3. On 03/03/2003 mortgagor(s) made, executed, and delivered a mortgage upon the
premises hereinafter described to WAYPOINT BANK which mortgage is recorded in the
Office of the Recorder of CUMBERLAND County, in Book: 1799, Page: 233. By
Assignment of Mortgage recorded 12/18/2003 the mortgage was assigned to PLAINTIFF
which Assignment is recorded in Assignment of Mortgage Book No. 704, Page 4182.
The mortgage and assignment(s), if any, are matters of public record and are incorporated
herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the
Plaintiff from its obligations to attach documents to pleadings if those documents are of
public record.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 12/01 /2006 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 156113
6.
The following amounts are due on the mortgage:
Principal Balance $272,643.63
Interest $11,411.12
11/01/2006 through 08/14/2007
(Per Diem $39.76)
Attorney's Fees $1,325.00
Cumulative Late Charges $0.00
03/03/2003 to 08/14/2007
Cost of Suit and Title Search $550.00
Subtotal $285,929.75
Escrow
Credit $0.00
Deficit $8,675.31
Subtotal $8,675.31
TOTAL $294,605.06
7
8.
If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above may
be less than the amount demanded based on work actually performed. The attorney's fees
requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves its
right to collect attorney's fees up to 5% of the remaining principal balance in the event the
property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of the
action requires additional fees in excess of the amount demanded in the Action.
Plaintiff is not seeking a judgment of personal liability (or an in personam judgment)
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
File #: 156113
9. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
10. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum
of $294,605.06, together with interest from 08/14/2007 at the rate of $39.76 per diem to the date
of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure
and sale of the mortgaged property.
PHELA HAf L IN &SCHMIEG, LLP
f
By: /s/Francis S. Hallinan
LAWRENCE T. PHELAN, ESQUIRE
DANIEL G. SCHMIEG, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
File #: 156113
LEGAL DESCRIPTION
ALL THAT CERTAIN TRACT OF LAND SITUATE IN HAMPDEN TOWNSHIP,
CUMBERLAND COUNTY, COMMONWEALTH OF PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING
AT AN IRON PIN ON THE Northern DEDICATED RIGHT OF WAY LINE OF GOLFVIEW
DRIVE AT THE DIVIDING LINE OF Lot NO. 589 AND Lot NO. 591; THENCE BY THE
Northern RIGHT OF WAY LINE OF GOLFVIEW DRIVE, South 49 DEGREES 36 MINUTES
20 SECONDS West 51.15 FEET TO A POINT; THENCE BY THE SAME BY A CURVE TO
THE RIGHT HAVING A RADIUS OF 370.00 FEET AND AN ARC LENGTH OF 105.30
FEET TO AN IRON PIN AT THE DIVIDING LINE OF Lot NO. 592 AND Lot NO 591;
THENCE BY LINE OF Lot NO 592, North 20 DEGREES 58 MINUTES 40 SECONDS West,
150.00 FEET TO AN IRON PIN; THENCE CONTINUING BY Lot NO 592 AND BY Lot NO
606, North 51 DEGREES 41 MINUTES 57 SECONDS East 158.36 FEET TO AN IRON PIN
AT THE DIVIDING LINE OF Lot NO 589 AND Lot NO 591; THENCE BY LINE OF Lot NO
589, South 20 DEGREES 58 MINUTES 40 SECONDS East 159.65 FEET TO AN IRON PIN
ON THE Northern RIGHT OF WAY OF GOLFVIEW DRIVE, THE PLACE OF BEGINNING.
PARCEL NO: 10-16-1056-258.
PROPERTY BEING: 3620 GOLFVIEW DRIVE
File #: 156113
VERIFICATION
FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for
Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and/or the
verification could not be obtained within the time allowed for the filing of the pleading,
that he is authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that
the statements made in the foregoing Civil Action in Mortgage Foreclosure are based
upon information supplied by Plaintiff and are true and correct to the best of its
knowledge, information and belief. Furthermore, counsel intends to substitute a
verification from Plaintiff upon receipt.
The undersigned understands-that this statement is made subject to the penalties
of 18 Pa.C.S. Sec. 4904 relating to unsworn falsifications to authorities.
/ .
Francis S. Hallinan, Esquire
Attorney for Plaintiff
DATE: /
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SHERIFF'S RETURN - REGULAR
s
CASE NO: 2007-04824 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WELLS FARGO BANK NA ETC
VS
ADAM PABLO E ET AL
ROBERT BITNER
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
ADAM PABLO E
was served upon
DEFENDANT
the
at 1014:00 HOURS, on the 17th day of August 2007
at 3620 GOLFVIEW nRTVF
MECHANICSBURG, PA 17050
by handing to
ANITA ADAM, WIFE
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 11.52
Affidavit .00
Surcharge 10.00
00
~j2~101 3
Sworn and Subscibed to
before me this day
of
So Answers:
R. Thomas Kline
08/20/2007
PHELAN HALLINAN SCHMIEG
By:
Deputy Sheriff
A.D.
i
CASE NO: 2007-04824 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WELLS FARGO BANK NA ETC
VS
ADAM PABLO E ET AL
ROBERT BITNER
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
ADAM ANITA M the
DEFENDANT at 1014:00 HOURS, on the 17th day of August 2007
at 3620 GOLFVIEW DRIVE
MECHANICSBURG, PA 17050
ANITA ADAM
by handing to
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
//~~,, . 0 0
~~~~~01 `~" ' / 16.00
Sworn and Subscibed to
before me this day
of ,
So Answers:
rte,` c .:o
~,
R. Thomas Kline
08/20/2007
PHELAN HALLINAN SCHMIEG
By
l
Deputy Sherif
A.D.
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PHELAN HALLINAN & SCHMIEG, LLP
BY: Vivek Srivastava, Esquire
Identification No. 202331
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
Wells Fargo Bank, N.A. SB/M to
Wells Fargo Home Mortgage, Inc.
Plaintiff
vs.
Pablo Adam
Anita Adam
Defendants
ATTORNEY FOR PLAINTIFF
Court of Common Pleas
Civil Division
Cumberland County
No.: 2007-4824
STATEMENT OF INTENTION TO PROCEED
TO THE COURT:
Plaintiff continues to work with Defendants on loss mitigation, therefore this case
should remain on active status.
Date: c'~ By:
Vive rivastava, Esquire
Attorney for Plaintiff
Y
2013 OCT -2 Ati 10: 14
Phelan Hallinan,LLP C11BEl�LAND D( 1 ey For Plaintiff
1617 JFK Boulevard,Suite 1400 PE 1NS YLVAN!A
One Penn Center Plaza
Philadelphia,PA 19103
215-563-7000
WELLS FARGO BANK, N.A., S/B/M Court of Common Pleas
TO WELLS FARGO HOME .
MORTGAGE,INC. Civil Division
Plaintiff
. CUMBERLAND County
vs
. No.07-4824-CIVIL TERM
PABLO E.ADAM
ANITA M.ADAM
Defendant
PRAECIPE
TO THE PROTHONOTARY:
Please withdraw the complaint and mark the action Discontinued and Ended without prejudice.
❑1 Please mark the above referenced case Settled,Discontinued and Ended.
❑Please Vacate the judgment entered and mark the action Discontinued and Ended without prejudice.
❑Please mark the in rem judgment Satisfied and the action Discontinued and Ended.
❑ Please Vacate the Judgment entered.
Date: 7/ 70//'> PHELAN HALLINAN,LLP
By: ae.%`'t/Kf/ 17Gl/ .
Adam H.Davis,Esq.,Id.No.203034
Attorney for Plaintiff
PH#650140
.
Phelan Hallinan,LLP Attorney for Plaintiff
1617 JFK Boulevard,Suite 1400
One Penn Center Plaza
Philadelphia,PA 19103
215-563-7000
WELLS FARGO BANK,N.A.,S/B/M TO WELLS Court of Common Pleas
FARGO HOME MORTGAGE,INC.
Plaintiff Civil Division
v. CUMBERLAND County
PABLO E. ADAM No.07-4824-CIVIL TERM
ANITA M.ADAM
Defendant PH#650140
CERTIFICATION OF SERVICE
I hereby certify true and correct copies of the foregoing Plaintiff's Praecipe was served by
regular mail to the person(s)on the date listed below:
PABLO E.ADAM
ANITA M.ADAM
3620 GOLFVIEW DRIVE
MECHANICSBURG,PAA 17050
Date: W d D`f PHELAN HALLINAN,LLP
By: // /37fy
Adam H.Davis,Esq.,Id.No.203034
Attorney for Plaintiff