HomeMy WebLinkAbout07-4828i ~-.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff No; o?_ Ngag ~~~~ -TAM
VS.
COMPLAINT IN CIVIL ACTION
JASON A ARNOLD
Defendant FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 2718
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
06].05321 C J Pit SJS
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs. Civil Action No
JASON A ARNOLD
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FI1~TD OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, CHASE BANK USA, N.A. is a corporation with offices at
3700 WISEMAN BLVD. SAN ANTONIO TX 78251 .
2. Defendant is adult individual(s) residing at the address listed
below:
JASON A ARNOLD
220 YORK RD
CARLISLE, PA 17013
3. Defendant applied for and received a credit card issued by
Plaintiff bearing the account number 4266841012812887 .
4. Defendant made use of said credit card and has a current balance
due of $11042.16
5. Defendant is in default of the terms of the Cardholder Agreement
having not made monthly payments to Plaintiff thereby rendering the
entire balance immediately due and payable.
6. Plaintiff avers that the Cardholder Agreement between the parties
provides that Plaintiff is entitled to the addition of interest at the
rate of 6.000% per annum on the unpaid principal.
7. Plaintiff avers that the Cardholder Agreement between the parties
provides that Defendant will pay Plaintiff's attorneys' fees.
8. Plaintiff avers that such attorneys' fees will amount to $1500.00
9. Although repeatedly requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the principal balance, and
accrued interest or any part thereof to Plaintiff.
Wherefore, the Plaintiff prays for judgment in its favor and
against Defendant ,JASON A ARNOLD INDIVIDUALLY in the amount of
$11042.16 with continuing finance charges thereon at the rate of
6.000 per annum from August 06, 2007 plus costs.
06105321 C J Pit SJS
James C.
WELTMAN
436 Se e
Pitts z
(412) 4
FAX : 41 e
~ armnrocit,42524
INBERG & REIS CO., L.P.A.
n Avenue, Suite 2718
g PA 15219
-7955
-338-7130
This law firm is a debt collector attem~t,~'ng to collect this debt for
our client and any information obtaine ill be used for that purpose.
Page 1 of 2
Statement for account number: 4288 84101281 2887
I~7B IlPaymen~~tl ~7 PaaIDS ~ t I,~Im ~ I CHASE ~
Amount Endowed ~~ a7r. your clwek ppryrysbM is Cl+w Crd Be+vlus.
I4BW addreN Or -mY7 Prlnt 01+ awck.
4266841012812887D0390216D110421600D0006
o+as~al0:p+mmo Irr+IlldrrlrrLLrL+ILrdrlrrrdLl+Lrrllrrl.IrrrlLJl+d
JASON A ARNOLD
220 YORK RD CARDMBrIBER SERVICE
CARUSIE PA 1701&3153 PO BOX 16759
WILMINGTON DE 798865153
L++IIIrrrlllrrr+rrlLdlrrrlLr+JLLLrrllrrrLlllrrr+lrrll
1:5000 L60 281: 2031D i 28 i 2887511•
OpenagrCbemg Oab:
CHASE ~ Pa
P
~ Otir05107-06+04+07 CUSTOMER SERVICE
1
Mm
ym
er+tDw: 53902
16
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~
9
.
8&M
8-
808
TDD t-BOo-985.8080
PaY by Phone 1-800.0367956
OuWde U.S. od coAsot
VISA ACCOUNT SUMMARY Aecorlnl Numbr: 4268 71410 7261 2te7 7.302-~-~
Prevbue Balance 511,062.78 ToW CredB Una ~ 200 ACCOUNT INQUIRIES
P.O. Box 15296
Avsileble Credll
New Balance St 1,042.16 ~
WlMngbn
DE 19880-5298
Cash Aoceee Una ,
$1.860
Avetlabb for Caeh $D ppYMEN7 ADDRES8
P.O. Box 18163
Wlmingbn, DE 798865169
VISR US AT:
www chase coMCredil a~
Yau havanY msde tl+e nlquhed paymenb and your credit card aeeount k 160 days peel dw.
You can s71tl tam tl+k+gw around. Cstl w bdy at 1.888.792.7547 (collect 1.902.594.8200) eo
Ihst vre een Md s edulbn br your e8uatlon.
FINANCE CHARGES
Flnence Charge
Detly PerbrYC Rafe Correap. Average Daly Dtrs To Trer+eac0on Acc+arxlsted FlNANCE
Category 91 days b cYCb APR Balance Periodic Rate Fee Fin Charge CNAROES
Purehaeee .00000°.6 0.00% 5798.90 50.00 50.00 SD.W 50.00
Caeh sdvancee .OD000°h 0.00% 50.00 50.00 50.00 50.00 50
00
corrvenlence deck .ooooo% o.lxn6 51o,t28.44 So.ao So.oo So.oo .
So.oo
Tobl fx+ance charyae $0.00
r9lecOVe Annwl Peranbge RaM (APR): 0.00% _ ~L`.
Please wee Inbmratlm Abort Your AooasO eectlon for balance comprMtlon method, grace period. and oMer imporleM In7ormatlor+.
The Correeppolrg APR N the reb of inbreat you psy vd+er+ you carry a belarxx an arty trenaaclbn category.
The EtleclNe APR represents your blel Onance clrsrgas - IncWdlrg aeneaclbn lees .I
each ae cseh sdvance and babnce transfer fees - expreaeed ae a percentage. '[yv
This Statement is a Facsimile -Not an original
X 0000001 FI&VA50 5 000 V p W 0)gae~ P~pr t M 1 06eM W 1Ail OtYN +eet00ppOb000p1e2~0+
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https://instantimage.bankone.net/Stnr/jsp/PrintDirectly. jsp 6/21/2007
Page 2 of 2
Address ctlange
Please provide irronnstlon babes ady tt tla address inkxmation m hoot b Irgorrect
sweet Addem: _
Clry:
Staa:
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Floma Phone: --- _--
Work Phan: --- --- _
E-men Address: ________
L
bbrwaBw A6aN Yaw AeaaN
LM r IIeIN CaNc Florae upon your bsl or Ndm aN immeduWy by
alfiq M Cwtanx Service rwnbx found on the hoot a your aWemeN.
AMbon an abnye awibbb b aabl you. You an redr m Atldaor by
OreeNnp 0 sill you amx your mown numbx.
On~[ry M hyauatc Far paymmb by rpWr U.B. rrW, sand x bsst
yow mbinun peymen des b ow post alfice Da deNqubd la prymmb
aMwm on tlla sutemem. Vour prymeNS by mal max ampry wnh Ne
inctr Wloa w thlt cb Wnxn. and must M mall by dlea x money ordx,
payabN In US. Dolan, all tlrnm an a payable Dlroupi a US. buroW
IretlWon or Du U.S. brxbh a a IoNq fhlxubl bstliWOn. Do rot aerW
naA. WNb yow scant rumber m yow duck x moray order Paymmn
max M awangrried by Dw prymmt wppn in Dw ernboq prwfdetl wflh
ow adtraa vbide tlrrouph Du mwbq wbdma; M tmNOq amot
conWn more Dam one lw/man or coupon: and Dun stn be ro anphe,
ppu ave. ape or correpoMrice wdu0ed w6h Yox gymrd. M yow
peymW la b awoNmee wlDl our prymxd ketnwibna antl b made
wanable b w m arty aY exept Dsembx 25 by t W Pan. loaf tires at
our post ottke box MNprwed for prymmu an Dia sutemem, ors will credit
me wymem b yow auoum ss al Dot rfry. II yow gymmt b x awordrbe
wim our payment kutrradbna, bu is made awNebN b us aNtr i:OD Dm.
lonl tlme at ow pox ally boz tlmpreu0 fmprymxM on Dls WtwnsN,
we wtll weds n b your acwult at a Db axt my. If you ao not lalow our
peyman iretnrctloru or if your peYmrn b rot teN by rpWr US. mNl b
ow pox ollke ba Mdprwted fa peymxds, aMMD a your prymmt may
be ddryatl br p b 5 tbya. Paymmb nude Nectrollday Nrouph our
pbmaW ubDhoru axvice, Cuttomx Sella advisors, a our wM ane
oral M a WNd b mY procaNrlp tlmea dtdoetd car tlbae peymmn.
AawN INxwatla R3Nde1 le Cra/N Wnaw: YYe may report
inlormation about your swuN b eredN bwww. La[e paymerrts, missed
Daymmb or otlur debdb w your laud maybe reNsbd'n yow credit
npoM1 If you tlnN we tore reported inacarnb iaomutlm to a eredt
bureau, you may wnu to w N tlw prdmemGr Servke stldrss Axed on
your NNnp suNmmL
MNiq AeeN EHehexe CYeek Ceerenbe: When you proviM a eMCk w
PaymmL you arMOdxe w Nlhx b we inlorma0on iron yaw duce b male
a oreihrre NearoNC faro trxubr hom your acawd or b west tlb
prymml w a drew trxeMion. WMn we uw hdoraratlan trap your dwa
b make n wedranc hod treradx, fags mry M wDraewn Iran your
swum n soon as ill same tlq' we recNw your pryman, arq you wN rot
raaba yow drsk bars ham your fiwbW iwEtutlon. Cal tlu Manx
aervla number w Dlt aWmwn if you hors eWNab about Nearorlc
tlwck CaNaon a do rot went your paymerrb wnecud ebetraleNy.
CealttlaaN f'a1~ Ary Wymmt duce a otMr roan of D3Ymmt Drs
you send w for leas then Dn h/ Wbrea des tlW b knrbd'paN in lul' or
calWns a sinner notWOn, or tlm you otlixvAa brtdtr in fun aatlabctlm
a a tlipuW amoutt. max b sxl b hN Servlcu, P.D. Box 15049,
WINMnpton, DE 19BSP504f1. IYe reserve al ow dplMa rpsMp Dose
gymema (e.p., D It b deWrNad Nun k ro vafd depute a n wry surh
dntlc b rseiswd x xxryry o~lMr addruc. we mry rapt 6e cbedt and you
call aUl owe my romwwrp bdrbe). Wa mry rduw b sag any suds
ptymmt by nwfNp q b you, not awrq N or Oeahoybp it AI otlrr
paymmb Dux you mNU Nbrdtl he seen b M eppoprWa prymrmtatltlnaa.
Aawl ReaewN MNke: II your aworxrl Ma m aawx la, k wW be titled
earn ywr or b mmtMy iruWknem4 wMlur or not yn uw your tcwrml,
xW you aproe b pay it wMn tilled. 71u mrW Ior b oar-nluNabb oleo
you ropy w Dot ypu wlNl m does yowsrxbum wNAb 90 tlry+a Dw dab
ores mNl your Wummt an wNCh ill max tee b tlrrped arM N M wens
tlme. You Pq' Wes oubWldnp Wbrbe b fuN. Your prymeN a tlw amuN
fee dos rbt antd our dgMa b does your aecDUN erM to limn you dpM to
mNU trxwMiaw m ywr uwwt. II your aaoun h dowel h yes or w,
we wIN conNroe to dupe Du annwl tee rmtll you pry your ouutxrdrq
bakabe b iw and Nrrnhwb ywr swum rWtlorelrp.
Fapuntlea N Fleaaw gorges: We dcWb DsAOdk Areroe durpa,
whq tlr apdirwae perbdk nbe riown on Dla abwamL apantNy for
ach IeNUn (e.0, babroe lmsbrAwrmnierla clrsb and ash advxbe
chedn ('drsk trxuacDOn~, Durdraa, bYana traabn, can advmeet.
Dromotlawl balrres a owrdnn dames). TMte nlCaatlore may
cambia diherxn ntegriw with Dw axes day parbdie sta. II Dam b a
V nx0 ro a wdodk me m Dlu autxrrem, IMt nn mry qry, arM tM
iron aro merpb used b detemYre NW rxe and ks rorretpaMirq APR me
desrbed in Yaw Grdmenber Aproemxd, as ememNd. Tlbn b a
mklmun firrerbe Mara b wry bililp gale b rAlch god Dort arty pxfodc
firenn durties. W a tmsstlm firena Wrq br wa DWna tranWG
cuh swans, or chock hanudion, b IM amouma anted b you
Cxdmember ApreemmL a amended.
to Ox Dle dNy bWnn car sash dry a tlw wmnt titling cYCb, car uke Nw
wpimrq bNwla ix as bawn, add anY new IrmsaraoM or omx dean
(indudp tea, unpen Nrena dwrpp antl Nhx ehrpta), aWtrst wry
wymera a cwtlpa. m maw otMr quxmmn. Trrwctlore se added
as of tlr Innwcdm date, lw bepilNnp a ill bNMrp gels In wbdl tluy an
ppatN b yow aDwun4 or a bbr ate a ow drdn (ezapt Dot dwek
mnuama an stlMd as a the web tlepoEibtl by tlu payee or a till dxe
of our dloia). Feu en added eiDbr m ill date d e rWtetl trmucflon, wt
dW IhN aro Doxtd b yourswrart, or Du bx dry of tlb biNkrp ryde. Thb
gives w Nut deyE my bWSro. A cMt bNmee b trwbd m a belmce of
uro. N a dNy Drubtlk rNe appWt b any Matae, we muWpy lu dYy
beans by the dNy pedodc nM b tlN your pedodk flrena dwpa for
Nut dry. We Drxr add fllew pedodk flaw durpea b yow ddy bYenca
b tlN tlw bpiroip balxrce M tlq retl dry. (Itmon Dun oa ddy gdodic
rite call appy bwd m tlw orange dNly btbna, wa wiN we tlu defy
Dadodc rab Mat applies for Du wenq a.y belace amoua N nor rd al
Db biNnp cyNe b nkr4u tlu day panodc Rana durq ash dryJ
To pN yow toW wdodk flntna durq br a bllip rydt when a dby
pxbdc nb(s) pills, we a0tl NI N Db tlaW' pModk flrunct tlurpY IoraA
twturte to tlNerm6e m wxaq dsy 6tbrra, we adtl YOw dry belrbes
xN dvNe by tlb nunbx of tlw drys M Dw apakbDb Nllnp cydt{3). If you
mNgly ill warps ay bNxra for sell laxxe by tlw paksde dNy
pafotlic nu, all Nun mayly well N Dose raWb by tlb mmbx of days
b Dw Ipplnbb liiirp aYNNt)• xN Dtm am al of tlb rwtln bONIuL tlu
bW call tN0 epwl Db pedodc AIYIIa tll/fgt for ttw WDrq 4yCN, ebea
tormibrnNeloa tlwto rotaxlirp. TogNyowbW wdodc NrlsMt chrq
for t Mlp ryW wMn t klerlDYy wdode rigs) appnq, muNpty ill
wenq a.y b,broe fa epn Iwwre y Db pWkaob mmmty pxiodie nk
an0 adtl Du resulb bgeMc The bW witl erWSl tlb pxbdc Nronp durpa
br Dw Wflp ryd4 except fa minor wNaflab des to romdirq.
ones ttida (N lar m lrys):
We ecaue perbdk firerlw durpea on t traaaabn, M, x Menee rdurye
has tlu deb It b added b yow daly bYrbe raNtt prymmt b IW b
received on yow aewunt Nowwx, ww M rot dupe pedodw Ibance
carpe on new purohwa Nled tlur6p a allnp DyW N we reWw both
prymxn a Yen New Belmce on yaw eumm W WneN by Dx elan all
kme your paymem'u des all efw paymml of yox New BNma on your
prwiow sbtemxl by tlu deb and pne your payment wa des. Thxe b ro
prse gdod for belarra traMfen, rah adverbs, deed trxwdba, or
owrtlnN a0wrbes.
b aeAWa, II liars B ^ •OsWyly PrersatlaaN Fbesbp• satlee w
Drb sulerwN, you will rot inar pxbdk flans durpb m my
flenrakirlq BWna Dal appwn w ill[ wdbn lyw Dn' Net baWbe b lul
by M appficaDle EaminNOn Date. To weld flans Chlrga m Mw
purchuw who your Ntw BNaroe Indutlu cry RxnNNrp BWna(s) In
tlu Owtlykrp PraroflaW FlMMiq waon, pry your fell New Balxbe
minor Nu lobl of tlrow NmWNnp BNanee(a) by the dxe mtl time your
paymeN la duce Fbwevx, it yow abbmem Mows tlW a mimlum payment
b des, we max recent at Met Nut mlNmum paymxd by lu dale all tlme
apedfled w your staMnxrL cam if your New &bna wnNan my of
Dwllyinp PranotlaW FhWbilp bWrba.
Also, br some DruNybp Promotldml Faundp balmcr, wrbdb Noma
durya awrue dunrrp tlw promotlaal Wrbd bN en not addetl b your
swud hWMe. Irebad, tluy acamdxe ham bglip tyde b bnnnp ryde.
TNS b rNmad b a'tbMrtl bbrwt• n a debmtl Imenx Owttlyinp
PromotlorW FYrrltlrp Gbroe N rot ptltl b hd 6Y tM appttahb Emintlon
Dau, the deleted Aaibe drerps will be added b Your aaoun w sow m
Du Non dry atbr M Fa@hatlm W b Furtlbr, if you dNeuk unMr Iles bans
a your Cardmrnbx AprexnmL nb defend falxba durpw win ba added
b yow awouN w son w the deb a dNadl
BLl1NC R16Nit WMMMT
N Csw N Earen r DeMrc AMN Yes W! M you tllnk yow big b
wrong, xN you MM moo hYmatlon abouta trtasflon on yow 611. write
prAnwnMr Swkt on a seDareY c1tsN N P,O. Ba 1528- Wlmirlpbn, DE
inB503299 s coal as Double. LW max Msr Ironl you M bnr Nun BO
days anx we axd you Nu flnt hll on whkh tlb xror m DroDlem ppmred.
You an teNphpna w, bN ddrq s wM rol pruarve your dphu.
In your Utter, give w ors Wbwfnp Inlomlation.
• Your rrme and awoun numhar
• 7M do1M xriomt of ma auawded xror
• Wsrbe tlw moran0 epWn, Nyou an, whyyou bdbw Ilwre Is m moo
If you wed more bbrmatlan, dacdM Nu IWn you an auun above.
You do rol Mw b pry wry rrrowd b puaflen wllb we an imectlgtlnp,
but you m s1Yl obffgbd b Dry tlu Darn N yow hH tlrt an na b
Ouwtlm. WNIe vN ineudgle yow Ouealial, vn exxbt rewn ysu as
deNngrmt a Wu aNon b caned Dw amours you puexbn. II you hors
autllodtsd w b pry your weds aN bB turomaucYy ham your awbq or
dbddp aaoun, Yw ctn tap Du paymeN m any amount you tllnk b
wraq. To atop tlu wMneN, Your lenx or al (wbD Du Cardmxnber
Sarvia atlaea a tNephoM numMr shown on the Nsbmxp max rash
w at lax throe Dwlnsa drys bean the eubmatlc prymmt Is aduduu0
b oaur.
DDeaN Bell M CMX GN Pereknec n yes hew a Drobbm will Db
ouNy of goods arsxxoef Dbtyou DuroafeE wlDi a eradit nn (extludnp
pureheee maG wMr a chedl, and yes haw tdW In god Wm b easel
IM proaam Math tlw mxoM111, you may not IWe b pry Nis ramNNnp
amours dw w Me gods a servkw. You hate Die protedbn only wiwn
tlw Durdraw Drla wore non tlwl S50 and tlw purdww caw nab b your
home stab or wilhb 100 mow a your malinp eddrsu. Thpe IMnMlbre
do rot pay it we own a awnb tlw mardrM, or M we maae0 you Dw
edvxtlsrrllM for the DroDsrty m services.
NA021201
https://instantimage.bnnkone.net/Star/ jsp/PrintDirectly.jep 6/21/2007
~ard~er~ber ~9reement
CNJat2.'75
ACCEPTANCE OfTttIS A6SEt9lbl:NT
This spreemant pnvsrns your cnd'd card account v+ith ns rotrrmcad en the card came
contsminp the cud Ior this accotad. AnY use of your aceaent'a rnwndbylhis agnameat
Pleasr read thr rntas rPaamant and keep ii Ior yrivr records You enUmras us to pay
Ior and sharps your accauet for a0 UrnsrcUoes mrdo ae you steers( Yoa promise 1a
pa asfaragttansattroasaradaonyov-eccwrrtCawallassaytcasorfmancschrrgas
If this is s joint accotmt rode al sou, togettm tad'atdivlduegr hresponsible for p:i'+•9
eft amatrats owed. area Q ttagar~d who you receive K Yw veil ba booed W ttrrs
Plaasr sign the beet d loarad Bryon use rout atratad lot say purpesti arm i
egreeaterd.0yaeeoratryrae araeeoumorool.yrawNbaboundbY>k•s
you doa't sipnyoeu cardyyhaytarYou use Yn, aNer neeiring yew card sad
n yrsemart unless you coats! roeu rcwual wdtin ~ d•Ys
you have not asst lrnm rccatrut fret arty purpose
Thrntrphaut Utls rgnearN+t. dta wotds'wa ;'oi sad'am` etas aCb~ Bask IlSlt, NA
the kRrer at your credd esrd end account Tlu words yoe'. 'Ya ~ soma rsvvlra ~pp~tead
persms respoaablr for c•prplylrp tv66 Udt apnsmrtrk,brdrdrsg pa
for tfu recourd and Lba purrs m whom tan address bA6ap dstemsa>s at we0 as oar
p arses who egress m b lrrbla on the attoatt'(ha wad card' meets oar ar more cards
to n~in end urrd r lhisaigrsa+n~~M r~bats, that wa have issued m parrMt yea
USitdG YOUQ AGCUUNT
Your acaaaro3 b e canswarr rccou e a rt h ragvtred by Isrr. ws wi6 not ha rasponsibUor
hausehnldpaposes Wdrssvrs rgn
for rtitrchandrsr m setvicvs pwehassd or leased tkaoult use o! roar etc ~ Ymewt
pmmisr to use pour accrual antY la ye6d sod Irvvlul ttsnssetiotrs fur eremph.
g a robing meY br glepel it sa~p~~ transe~u, rent. and Yon wB n'n'ain nspoasrbta tm
use your atcoartt only (or p ernu:slblr
Fsyinp !or a irarueclioe roan a h u: not p
TypasofTranserX~ cardro aylork(ootlrllrserattea:
• PurrJreser.Yaa may ua yaw P
. Cheeks We any proridr yea cash advartce checks m bdrttce trtnsiar cfircks as a
weymusapmrracewst. ~ oordsorsa~rncss.wsavaadainlantaaaaYnmaccorW.
Yea trap use a cheek m peY g not ass Urass (brats m traasfu bahaces m
~ 1or oUra ones sva dbtY Bon You may d err retread cuaptmiu 17diy tfw
this rccwud trove oiler ucoo.,rs with ua or ray
parsaa whose setae aptatred un she check reap sags Ibr chest Cesb sdvara dt.eks
err trastsd u cssb sd+aacas and8 s~ nru ~~arrnmskatrryau Wad
vensfers etcspt as aped iA this ego
cbaeksihatwrceicnewrdancschsttsssbalmeatrursttrchseks ythacts
dtatwa csN carveniaaca checks end Urstwr indreatad tr yea are svbjattto firsterns
to cash edvnness, staybr (rested et cash rdvenees and aznssrd cash advaoea mtrs
and has
• BrlsreeTnasfarsYormayvensterbakncashomotherareomrtsmlaetrstwrth
cnd4 cars issuers u eAhar tenders to this raoorry or o1Mr balaaa tnru:fersws sGrav
But tree n P/ not Irsnsler babnsos m this ecewtd (roar rlha uetnrms with ns or any
aF our related cnrr~aaiss.N r poni ¢d ^ rmgi+l bah n~vo scar rep to~yo~sY'~ °bl
avaHabk credit irw, an map pros p
trrda fio-
CrshAd+nenees:YoamryusryoWnrdtvpat~~shtra®sutmnelisteDerroasEpnat.or
t;~ Tmarrcial inrliardons rccspurrg llta card', m is obuia vawkrs drrcfs. ~n
currrncp.•~aY uderz,viue iransfars orsbrrdst nstrlhe cfiarges; or to trbtaitt ~~'
ticlurts,cesMopamiopchtps,nerwekwagersorfvrewierbrtliagUstuar~wss Yoa
mgystsQase r r?iu~~Ayser+rrce to mak+ r F"~Yeev'td oay°wbat~and t>alda: PrYat'-'t
m ddc recatrat
• Ovsrdratt Admaest i ynn haw an e6gi61a drstl~vr9a a~~ om mhtad ba
banks. Yon mq' 6rk Uk aewurrt to your ehockini
cover as ova sett m Utst checking sccouatundu tiw trans of this epneareal and
ymrr checking esteem agreomaat
Bttitnp Cyds In o: dsrto araaags Your sccotml ws divide 1~ Far arch cak~motdlL
tyrles' : 6cb bl~ng r~ a aPPtw`ia'rtal!' °w m°nih utlaagth ~t vdtl haaa a
s that ends in the morrUt Ysar datemeat
your accatrnt tndN fiave r b~mg tytl
br'tGng cycle srrdmg is rant cslanda month vrhethm a not theta h a bHlbg
tar that biforg eytls.
Aattndzsd Users II yod rgaw someone to use poor eecouer~ that s ~ ~~~ ~
aatharizsd asst You sbordd think tanlnAt Bofors agowor9 rrryor+
errdnrit:ed ase becatrss yon are agowirtp t pasaa fo use Urs ecttemt n Ymr can
Yad vrdt tattttrta nsParsbb Ins ihr use of root atcrtrtd end tech card (seed ott 1
arsarmt rewrtllrrg tD Ore terms el ttds agnrmsttt lids hrdudar.Ytwt rasPnrot3lY
paying s0 charges as pour eewurd mado by in srnfiotaad asst. ecsoPeu it:d+a
Yw mry rgqurm en addnbnd cord (a use by ea authtahsd usat or Yvw
da se, Uus ue r.at may apps:. on the chat report of Urst suthodzec ..ar
m ase Yaw accarat N
Yaa amst trou'ly as to taradnats sn adhorirad user's petrrtssioa
you aoUFyas, wa mar tbsa the atcmmt and)u issue a new cCe~; chacits~ sap aura
eccwntrermbae Yar stoWd also stover end destroy any
means of access fa yore sceotml bar that ruthorized ones
Ftadd Rise: Yarn crrdlFne repeats an You bt7lhtg siaroawrds We map etso teterto (fie
ends! Gne as a utdd fait m spending ~• Your bilfirr9 ststameal also repY effort'tbat
ady a pardon dyvut t:raditim mryba used brcash advaurs Cashsdra~as,ne~lada~-!
rest sdernca Chock; ere charged tgaiast Iht ash advance pordan of Yam trsbb for
and aY olbet vpnsactiorn en shuged agiursi yourctedtine: ~ art ~!ro w. and
keep'mg v:ch of your rewmrt balener, inefudmg my teen and fmana cbsrg
rtafiep se4sis rarraiae below yoW eradit boa it your account bslsaer is owryaur uadlt
Ens far nag ¢aaaA, rva ateY rbs, a°anc ~ mat gs ovar~~r fist ini You must
Wema~lrnCataMat agtdredt0. aslurmedrrteiyitweaskyouto
PaY ~ ~md.st+et ttmr ersdt ima, and yon mast pay
Thts egrramral aPPFa to utr baisnca owryaat rte in^ ortha crrh rdvencr
Ataurdrsva6art.w• m•Yb•uossa. sedate, m carrcal yonruedrtfins,
~w of pwu u.drt gar, at any dma ttevr.v.G +~ you iurva anted as nor to do so, we
wArrolbruaas°YorcrnddGaa AcMogrmyaarcndkinrvrrYaotstlsdynorobfiprfiort
blsraa6aad TtMaAu+vas Inlaaatioral trmssctions ioclvde any transtctloa Thal you
mrL7tR a fnrsigasxnMSYm that yea meta strl:ida urttra UMbad States al Americo awn
J i[ h eterdr i U S deters N yon make a IransssCon in a Itnfgo cwnnry, Yica
IntsraaGaRat ~ ldtsferGrd btarMaUansl. ku-. rv~ ermwrt tlw trmsectisn iota U 5
ddrrsblasnlHs rasprr:tivt taarencY coararsioa pracedwes Tbo esdtrnpe nu rrch
rntkp ocarc ~ consaA cea•nt7 is s nu that Q sabcts eiUrar Imm Utr nags of ratan
rverU6ls b dta rrfiotesala currency merbts tar tba appfirabir ixoceuing drU Ewhicb
nta e'oY tarty (roar tbs nu the taspaedw sutiq itssit rneeivasl, or the
trwsrrEmaadalad raU io rlfeq oa ttu rppicabie pracasstrg dau 'tfia rats br aNrct
~s ~bbptsuuiregdris maydi0aham 16a nu on thr dauyounssdysar cad
or sesrut VYa rasattro the rtght w ctargs Yes en additfoaa) three percaal pT.j at the
US dotaraararitd>'ryirdarwrionslcause(elan,whetfiarthatiransactionwaroriginalh'
trade is t1S dollars a was rnrde b aoodter wrrancy and cptvanad to U.S. ddlrrs lty
Yss m l~~ 1p ~r seta, iha ~ °~ br cskalstad sa Urr LL S dollar amsunt
provided ar a,: yy>brt e~4' Thr lama process and (harper may apply d anyinUmationel
Iransac6aais rasrased
ge(ocal Lp~a-frsasatUnar; yy rnay, but ors not rs gaind ta, dscsns a VansacUon
pre ygrr acmaas for antf of Ihs tdlovimg tsesoas:
• bscaasat d seperstrortal caasrdaetirns,
• baursararuaecO°r'tlsiaddsuk.
• i txs smpsd 4wdWaM or unlawful eclfvay a,
• is .-.r 3s2:r!aan~ !aC e.; oUwr rersnn.
~ ~ >~ r~la fm any bases N a lransecUon an gout :tcoual !s decined for
a (wear(, aiifAer irr ~ ~ a (bbd parry: roan i you have svffieieat eredd eva8e61e.
~ ~cdvmr, we may squire that yore ngiata your rccomd with as
aW~ srdaar fltal Nn safest Wa tvi notify you B we ware you rn npistu N you
do nrl.wgpdKt"ra reay dscioa vats onlirn lnasecTmas
Sd~>f~LSrdrs: Fish chackyas tarns "s yew request for lends When vw rtcarve
r skeet ~ ~ too rosy review yens aceotud b decide wrhatha» rtnlrodze thri
c1wrL Wkma~tiert eta dot regoard t.. (etas( acrd room unpaid a chest tar any (arson.
~adaryt7raiaiswiaga>:aeslaas: oanfhachecf_
Yl4 >K raw siaar nlrbd cunpanies is llre page
YaMrtxa~r[Tam trrca~ edesau.porioa dyaw cradh fete has besa ozcssded, or would
he mrtesdtd$vua paid the chock
7tr chscitisprsi-fisted d a ped•date! check is paid. rosvtlirtp is aanihrr cba:k being
Aetrnai a antppmd. ors an not rasPnas~s_f,ad on it
Yoe kstla toad tlr chat ekes thr Bete Yts cheek.
• Yos sn io d~lsrll m wotdd ba N rrr Paid
Costar Sldarr Cards, L3rtks a pccavrl Noarharr: U any card, cheat; aecou+rt nesebu
or rrlimr wet >• access your rccoanl is btd must nnVOr rrorsaal once~bY ulLn; Use
retry osa d~ srdkwrrl Yam Puaissioa, Yon "tY
Cardmeur~ar 3anrica telephone rurmba shorn( oa yew card nr tiding slalemerrt Do sat
usardrraesaral dMyou rotiY us. sea i your card, chat!: accwartnem6a sr oUtar
meaaa: m astssYoar eccarmtfs taatd or tattrrned. wr may tmninrie or sdspend yea
q~pcyiapestaflwa ysu noLTy as of arty bas. U+ett er unauthariced use nktcd ro your
sccrmrt
Yna mar tae ~'V U Mara if rurewbnr~td 9srt td ~ _`:7 aC:?`M !^.':il K'~lt~ T'r R:II1=
na 6aaaB. hftyav sari mi 1» 6abte Ior arorr than SBO~D d sorb v:nsecimrq and you
svi! Mot fie iatla tar say zuch transudaes mado aUar you not7Y us of Itro has, thrh or
wm.};oarerar,yoa map deariiylor w (fie ansuihorized tfirrgas homwhicb
taeairai as bsao6L
y E~rsgdrsYoataprwidausirdornmtioainwnliaptoholPusfindoutwhethapponad.
VYr Mwy afmtsgwa yor b comply wish certain Procedures in connacfinn with our
PAYS r~Ym
Payrnt~ lastar~'wnrr Yanr b'~~ sirieaw ants a sa~lorth ihs data and tbnaaby
insltxtisasTA most todsrr tar making papm
r+bick ran ttauII satin lira psymad
Yoe a)1Ra~ b pq w saratrra yes owe m U S doBors drawn on herds on deposit in r U S.
fmrrrciel tK ~ U ~ branch d r forofgn Finsntiri instrlutivn nshrg s Pieenrya
elpstraperarradaat eetometic de6lUratew7 b^processed u honorMd Byrne
Ins 1Ys tuft rot accept tact peYtaarts Ytwt tots( svs0rble ttedd may sat tit
reswadiQap m ~ days.aha ws rssww Yarn paymaM.
Auy pgy~eetefiat# orat-t~tra~r la..* d na'rcoest vrldcb yak stand ro us G~• 1-u [pea ih~ ful
inhdlsrds~anaspms ~a~s~~noisnonwihat?.uoUrerwisehnda~
d r d atttntM (cero~fonal P~arnsl• smut ba sam ro us al Uu
c~ipaYowrdraddrecsicmd onYonraamrtfiiy stnamsnt We stratus s6 oar right
ragerdterg sseb~drt ps~nasts Far uastpia• ~ i[ts datamined Ursrs is no vaNd drsprde or I
arhr~yaynrsatststrlvad ri eery other address vve may ectept the payment rr!d Ya
~ ~. raw ores tntseirdry balance Ws arrY wrtno to ectept any such prymrm b
rebNrdte! ir! YeU. red cashing i n br iararoyrng it aH other Papmerrts Uret you mrk
sb~ ~ sadd to its rapMLr paytmtd address spawn on your monthly stetemaets
iNs rsswtrs dta ~ m dsaronkaiy ceOsR year afipible payment thanks, ri hot
presaaa~>d sryteprasenanam_ Iron tiabank account an widc6 Use shark is fir aver
psrracaiptatyaarprymrm chactit is yoaratniroritedoo for to to cogectths emrunt r
EXH i BIT
the cbect elecuotgcsay, or, it ended, by a drab dscwn ap~asrstcbt~ bee sbnp
Peymaad shsckt wiq N tollosud strctropicray by w b Yom Inak second mry
i vaitb tbs chrtk rntdirq and eccmrnl nvmbars ro Ya M Tbs rdptvel prymaal
W dabtud as euly es the same deyvw naive your payuw
cbsek erla 6s darttsryrd and sn large vriNbs maimimad q our teeords es drown
~rslnatms Psyawr~ Yav apse u pay at last the mirdartrm PsYaread roe.
ov yaw bB6-p stetattMrtL so that Hro nceha'r by the data sad tiwa peymrrls doe
You may pry arors tluo lie adnbaum paymnnt due and may psytba bt! rarotml you
owe us st rr-y Goa. a yen tn» a brleaea Oral k subject a franca charges, th.
soonaryosptyrs,ibe htscyvnwA PaYle Gaanca cbarpasbecatar Rasnee clargrs
acsrue oa ytstrbslsaca oath day betaaca Itim
Your b~+q starrttNrt ahoavs ymrr bsplaainp bolaau and ymn et-disg
ryiryy griarue' wt yvrr baang stsumrml N Ibe Haw Hebrtu is S1D Ug a lass. your
n aypsrtt due vela !a the Now Balrncs. DthsrviAttr, it erif be Ou ltrgest °/
the toioawrg'.SiDlI~a~Jfi f Ana s~(tsryesaaurtd abaled kn sad~eourrNtuk is sAAs
total 67rd pttrtadrc oaR dne,vva sho add any rmamd past durand anyssroanl
psA otdterdobtmn paym
avsrytrrr ersda.Raa
psya,sst Allesrlivrc You agree that we era authurkad to allonle yow payments
and eredas in awry Ihst k most irvarablo a or convenient br rs. Far axaarpfr, you
eutbodao rtt u trpplt'Y~ Peyuantc and credits to brbnces with bNru APRs (tuck
as pmmo0orad APAsI bdan balances wilt higher APAs
Cridtt Bslsstar Yon may nQvasl a relvnd o! a credr balanu ai say trta YVs may
redrru dw amwrd of arty c-sdd betrnce trythe emourn of new drarpes orlnsbigsd
to yaw asexual v ro artrynvmatkagy clurge yoyr
Automatic Cbrryes You may su[rotke s (bird p rty _~__ _~~~. rnambat:idps
accowdfortepautrtrnsecgonsltorezorttple,rtwnthh'"aodl~or nasoag
and ~arruterptrmtatnsl If automatic largos wa atopp ~ aceosd
brcetw yew rtxaam rs stored or stnpanded br erry rrasoa) arm shuges
nambu changes. you era nsponslbb for rotNybtg the bal.r and payrup
duacffy )~yottrscctaml number shenpsc. vra maY bvl an notretts»roG to Pay u='"
y~~v anauttnumbrr cbsrpat that you rvihoraed ro be iriaeduyaor old scrount
nombr[
Proam6orc fmm ilea to ilme wa may oflar sprdel terms Im you aceotme N Iva
do, vw vdM aotity Yoe about the rectos rd Ile elver and bow loop thrywrT ba in sftecl
PT yeFogo[ wb{vet u tiro terms of thic rpreemerrl as modified by the,
FINANCE CHARGES
Dally Periadis tiaras and Aaouai Psrcaalrra Rstvs Your rsauaF petceaupe rata
('Apps J road tba eurrcpondmp daGy periodic ntrs .n Rsud mt tba Aatet and Bras
Table Drat i st Dte and of tide doewnrat. or ~roordad npuately Ta gat tMr daay.
parlvdic reu we dMdde the APR by 365, and to eNeet s)wayc rauad ap rt Ors 1dth
pi^ceutbartpbtvldredacttafpotnt acw~~gy~~dranpes
Variable Ralecpnru monAPArtbet apply to your
to thr PrTwa Meta When yor have sn APR ihu valor vvilb sbenges u tM Pdtta
Rrta, the sdurletr the APR by adding a mergie u the Prfrte Rtne pr6bsited fit Ttw
iNdSlrretJar-mdtwv brsrassdrys bataath~ tdoserg Dau droMt le d~r Mm+W
ststrrrrttt The -Prime Rsu' k the IdQbest IU.S !Prima Rau ptabistad
Aatss sscgar of litsWilfStrastJawnet It Thr WelfSrertJaandstvpsprB
the Pthne Arir,vn vrtT ntaet a sitrrHtrrretatents tale and kdumyauonyonrtiafmg
~ st tbtauph a tsptnaU nvtiu
A •mrrgw is dtasprtuye~eWapa wa add to tltn Prbne Ratr u ukalda dw APR A
'brrdsess deitw)deh rat~is, it sa)4 era wriabb rates h elan ~s ti» aatght lot
Faec7abte dr rrodrcnuaadcorrespoodmgAPR
each nrisMM nu and esy mbdmum >b pe ~ rva cys
Two btrsimeu days belcra lira GosAtg Deu sbmva ort your ril'arp
wbu tbs Pries Bela is. \Na Ihan rdd the appGcaWr marpm u tlalPrbae Rau to pet
the APA. Tba dsRy prrle~c rou is wknlsted es dotcrd:od rhrw br'irrg
ll ovrcrkdsgaa resuhs in a clurrpa to a daay periodic rata tromtbe preriass
eyela brestrse rice Prima. Rota bas chrnpsd, tMe new cur vaN eppy as of the fari
ley d Yost biiang cycH Drat ands in the calendu moMe i. wAricM wr rananodre
coladaUattgthrdaaypatiodrrnufncreenc,yonwa~hsveupsyehiy~w p
tarsals charge acrd mry be» u pay ^ hipbsr rmnimum prymen:.
DetasA Baler Your APRs al:arnsy vrry.N yon era in drlauk trtdu Oils agrsaateat
or any vtirer eprspannl yes have vrhh us or any of our reread cgnpentst tar aryol
the loltoarity nasotts:
• Wa do trot wuhti, for arty psymoM Utat k owed an tins sccatrat ar aqr oiler
acwuat m lean with us. et btrsl rho rriudrttvm peymsrrt ilea by tM dru and tans
due.
- Yor atcrssd yow ersdi[ Gne on this srcantrt
• Yor ntetr a payment to rs Oat is not boawed by Your butt
- TothesrdstdeAowrdbyfew,a,rlenyt6aaalleryonrsccomdisslotad,.vadtrataad
imnsdtau psytrom d yore vtrtstandbrp batanca acrd vn do nu nul» pepmont
vrrtitiit:.'te time we sprray a the APRs (indudmg atryptamtNionel
if ea-otthase svaatsoestas.wamay~as
/aPRI oa egbalentaslazcio6xrp wetdnR edvences-up u a taatimmrm of tM ddauk
rate crated in the Artss and frees Trlde Wo may consider Iha toOvwinp (actors u
detmadra your dabvh nte:.dra length of lima Yorr sccwmt has boa opaR the.
szistrnca,seriansrrersend timing otthe delsuhs on yrrur aecoorrC oOtuindreafioaa
of yaw accotmt rrtepr and pmivmranca; irdormoliop about your othrrnietiottdtips
vda}t us try any of row reloted compardet; end intormador Ines obtain Iron ronsmrar
credit cappoons obtaiaod Isom credR boraeuc Ttta dataukrata W11 take ro airrthesa
ilia. frritlayotdtabaGngcyckinwhithdradetavhoccurs,andrslapply R
balrarec tart tH P~~ 6Rfop ryds for which poriodic Gnmca cbergas have
not bass alrndy bRlyd
1! wa that teat 10 lncnasa yotsAPR rvrrr fbonph tharo k s dslerh m R wo do not
~~ geor 1tPA ep W da sondortrm delsdl rats sated le Ute Arles acrd Feac
Tvirle, rose ratar*e our ripttt u b+uarsa t~ APR fa the event d trap htture detev4
sut~tabs ~ or~saladrd bsbm~ ~Yau rceowt still ratrt o- rrfastno
Firern~irgol;~Neeledstt-TMs-~Si°Avarspo Daily BabaulArtMrd floslr+Gvp
NryrPweieara}torPmobwe: odAtnrrgs DaAy Bsleau 6lslbrd Ilydrdlrp Now
Tnaareeset} lur Dlber 7tsasax8oer ylts cstettleta patia~a fmaca charges
rapsrrlatj-tiarrasb~balb~eMae~uans(KCbesl~R,s:schadre ns,
p°retraatglR)l+~ s` ^ rndracbpronrMiva~.Tbasrsslstdr6ms
easbedasenrJntd~,ovtuthdt wgrr~ssmsda3yparWtactetrsThlskMowh
aaycerdlerdilsrestsuagrrirs .
worts
Yya catsrlda 6r Pvrivdk btartse clarpes fw pwcheses la lone sups, a ioNows:
• Fast ~r.66 dry ~ rho ~ ty~,,, wa ettdtipb the dray Maas. by thr dally
u0r
• Sscard, frr rrch dry d Us ~rsw~b~ c}Kk wu~ 'ply qtr daily belrtrcr
for poeir<sastmda it Ihel bifmp thr taint d psrio~Rc rsto Aotvrvor,
y» i ~ d• qds srcoad sup N vro reesivsd payment is hilt of dr Naw Belsnca
~,yarr~rwwts bating stetesma b-t1a daU and tbn. urr rnwlarMn payment was
drr rrltspetivdic frrrnsr sltsrgs ears alrvrdy baled vs>bnt balracs
Ws cakrlsrgrr psrivdtc Crrrce cberprs tar purchrsvc srbjact u s promotional
roty ttr srws aaatG butvas rose tie prwootleral tau
yre t:daAans ppiodic I'marco sbaryes for baJaace vandavs, bdmca urnstar
chset;,~draar>aes;.es~rdarowchask;,and vvardnhrdtrsncss,bymuliiplylnp
for ddphttilrw to nsh d tlnsa atepvriet by the daay porioras rate to each vl
rhosseats/stbs„ nth day Youttrylt!ve overdrak sdvsrrcu vtdr0yoo6sva Gnted
thft ttawttto r shockiap secooat vreb oas of our nletad beaks- We ulsuisu the
~ ine:y ohargec for batonss uenslars, balanu trans(sr chocks, sash
adva>!ees. and etsb edvaeca checla sut>;ed u a promvtioael nta Ors samo way,
but ew tom tic pramoBoralraq
To pens driybdsnn for usfi day Iw oath ceupory-.
• Yys trbiir begirmlap 6ebatss lot thu de}t
~ ~ ~ ~ b,>tpp etr}+ ertnr uansrgionc, Isas, attrer ebarpos, and dabs
ed~y.,,~,~ apply rotlae satgorp. Wa add s nrw pwsbaa, cash advaacr,
>rsimesLaatdar or ovsrdtsA sdvaaca, if eppGcrblr, to ibs dally bateau ss vl the
~~$andala,orslslxdeasolgrcltoica Waaddrnrwcrsbadvrneecheck
ar bttlrrss trartslst check b fir dattY balroee d: of Ora data Oa ash edvence
ebscE w braleacr tndsbr ehsck a drpositsd by s payer, m • later doro of our
~° credits, or cradt edprstmants that
• VYs ~ from tlrart beleoce any PMu~
s~*dy sruppvmtyg rrd 14rt atr ctedeed es vt that day
• lNe araMS sesdit balance u r 6elaaer of zuo
Tv gqel~driwlieittg brlettes tat sash sstepory ttx the rtszt deY tom add rho daay
pulo~e 11~ sbrryr fs Iltr ds8[ Mbaer Ii mars Ihra oaa daay prriodie rate
wtdi ~h r wtsQ~ bawras uue rate fu tla srtopory rmt e~yvaey bated on the
°~'• "' a Jug bah~eee r~aret~ad e<the and of hs ~p eysir fo cokulata~thr
d~ ~s ~sur dnrgs each day This apraetaant pmvidsr for deny
cotnprtaa~elrf batstxssSuYas
Tv tic lartig,rtiotSc fisrttss d+ugr for the baGrtp sycb, nve add rSi of the defy
t+~ l ~ ebargrs (rr nab eatrgtuy for Bosh dry dtrrmp qtu bafmp eycb,
pAgq c6atpsa on pwchasatr, fl srry rpplw !or the previous
i~cY say pssiodk Rasase ebarpa is rice, vn wet eharpr yon .ri
Isact ps airisrsa prtiedt imaw chaps stated in ttu Rates rttd Fsea Tebb N b
Rttn~rgleaddars.addioodrstotmatorvechtha rnkdnurmfgtprce charpa,we
addtialarrtw4u the batnte irrpwsbsnc rrrd^ durktp rite ba6atp cpcir .
TMr tail i..ace charge oa ytae etxowd for a 6iNbtg cycle vtA be the sum o[ rho.
patieds (feaca chsrgrc pins say trmrsacilon [u fmanea char6as
Forsstisaugoeyvre sekrau an arsnps daay batanca (itrctudstp nrxuencectionsj
for Ors taTrg stele by adaitg rq !ant ~ ~riodrt finettsads ~~ amrshese~s
Oa tsttir ri days in the bilinti eyrie p Pu
ready do~IIw pyeviow (rTsy cysk s at, the avanpr dray balraca Sot those
h:taleuistsd ~ sepia waY U port m dtr arrnps daay bslenee for
asrlgw/yl0micsuQor~sd~l,i~drereta,rtt mnidpytlmtrsfAtbythoaanier
~ drysriri~tiA'mg hilt, tN uasriwla sgvsl the part s Gnaan chergec fu that
bdsoae~iMabls up+.tld6rpeYds,eatssplior adnorvadrOonsdua to roundmp
GrawpttdedamdAscrrd sttsmrosr Cbsrgoc Wr aserue puiodre fmanu ehargss
ona~les,orierowthargatremtta dauR'arddrduyoardsaybdsnce
wd0pearrrubrlu0 k recsired aegorrresoraA. Howeve4 wa donotcbarpa periodic
Grtensseberyeemt>rsv-b~d during a br7fttp eycla 8 trencehro peymem
w yam: Na.a BaM+rce by its ~ arrE q•rs yrnM rnirtletntn pa rd is due and wo
ms~j pstetrd of yerr Nrw 8ebtnca ea yow ~revioue baTmp staumotu by rho
due gtdiaa goat psymesl was dea'ih(s ezcepLon ot'pncr period' applies only
toprrdmssased doesnslagrplyubdeneeuanslert, balntres seastsr chocks, cash
advrrr~ cub edvence ebseks ar ore-dreh advenees, a applicable
Tnansfmr iroes Ior Cesb Jtdeaaeet Wa mry charge you s cash advancr toe in
Ore sreseatsUArdintM Rem swdFees Tebte for each of the Ivaowinp uoncacdons:
cast rdtnetce checRs
. cast sdearces
eye :.m
to addato0. Q you leer a third Party sersiu to nuke a paymaat on you babaU and fha
service charpos the peymrrd Io this accorrm sus may zhstpa a tnnsscdoa ter !rs the
payment
7lssss transscfhm tsar ua tisanes charges VIs add tM Ise to the bslatn:r~~lba~ ea
calopory u of the tretrsaedon data sl tM cash pdrtmes Fes azampde,
for s cash advenes would ba sddad to yes cosh adwnes bo lei bsbrtca traasta tae in
Trensadipr Faes far Bslsnes Tresslars: lAh rrray chstpe y
rho amtwM stated is the grtos and Fess Tsbla Iw oath of tlro logowing uansaelionr.
• balance trepsler chactr,
• betsnt:e lransiart
Thaw uansaet)trer tees aro yioaace zharpsc UVe add 1M tee to the balsruo for Iho rsfetod
ioe Fgw a bat n s tnnslotvaould bs ddad to~yow babncrsvansler balinca trsrrsactbn
t)TIlER FEES AND CHARGES
YJp ptpy chprga the lodowinq loos The tenants of Unss lees are &stsd is the Rtles and
Fens Ta61a These tsssvw'B be addod to dra 1»laacp farparchases made doting fha bi6'mp
cysts. !e hw1N be biBad
Aannal Mrsbarsidp Fox if yonr account bra sn aatunl mambarship 0.
oscb year or in momhkr faris6marAs { - .rxmated i kl~tiaat~d ~s T1m~orship
not yap asa yaw eceonoL end Yw ~ Pay whrir io close yonr accotW w81da3D
tae ar poptstondt6la urless yap poulyec tltetyer
days of tM dsu vso rnaQ Your bN6nq sutama+t oa sabich Iha ennrol prenbarsitip Ire is
charged seed sttira tens tims.Yau PeytrosrouulsrrdAg t+sbna bt luB Ytmr~~°mot
the annad rnsarbsratdp ter doss nor aUacl tau dpkt is clove Your pctouM rn '~" Y°nr
ripM to auks transactions oa tkntr str:ottal !( ywp scwrad is closed 6y Yea m rrs, ws
wrTl eontintn to ctrsrgs the snnont morabsrsldp irpunld you psyYooroalstaa~ap brdsnto
to !ug and tatndnaU your account eels
Late Fox If wa do not recinn at Iasri tin ragdrad mbdmvm Pa*~ vrr ms~ch f, t ~ the
tone Q is due u shown oa yow WIGnp sbtwmnltw any MT6np ~ Y 9
tots !se cimwn in tlm Raus end Feas Tsbls H ms lets too is based on o baAnc0. wa
cntr.dala tfin bt+ Ise :tens fha Prsviorc eph:an sn Ure cunsM nondi s rxslensta drat
shows fha late fss Thk bataacs is the ssou ac da Idaw BrAnto shmnm os the prior
month's sutemsnl for which wa did not racoiva et least fha ngtinsd rpisknum paymehl
by the deu end rims it was dos
OvarBmil Eta: if yon ecsowu bslsnce rc over Ysm rndh lien at eery lima dndng a bifmp
tyc10. wen 8 oNy (or a day, we may chrsgs as owrimit Iss Ws msY dterys trek Ier
auto H your belatrn ie war tta cradle Bas bpatas d a fpuaea charge a ise wa hrrpomi
or n transaction vn euthodrrd We vrrT eat duugs wroro rhea one owrfmrh Ea For mty
biithrp tycis. But vra may charge an ovatGmtt tss in subscount bd~ence ~ is veer your
new uenssmons ere msds on your stzatml it trots
credit fuu ri any tidm dadap the subssgond bBiirq cycles
Aetam Payment Fax H la1 Ytror Poymtmt chockarsktrirr Inctnmrent it tat hoaasd, (b1
an etnomeno debit a otkar decirorat pnymtuais rpturard rmprid, or (e1 ova atnst return
a prymsrt ehszk bszspss B Es not siQrrsd or nrmot bs procoscetL wa may charge a
rerun peymerd tae.
Romro Cbazk Fax It lei+ve step PaYrnarQ en a crsh odvence chock or bslrase frontlet
cheek st your request, r# 161 we refuse to Pei' a cash advents check m bdenes trsssler
chock vw mat durgs s oleo cheek 4e
Admisistnfrw Fess: H yon request a copy of s Ir66np strtgmard, sates draft a other
record of your peeormt w H you request two tx mars cards or arty e ~ tlrsssrvsmirvicss
arcamphr. obtahritrg cords oo asoxpsdind 6ashd, ws may charya Yon
However, vrs ys8t trot charge you for cpplps al brlBarg atstsmsntz, salts dtshs m siro8at
dowmwRsthotyoan rustiwabdingdrsputsysurapYosssrtopabtstusrmdsr~de,the
Iava Wo may chstgs,~ eery srnrices firisd abo+n end otaar s>,rvices we pt
tees Iron liras to time m aNect whoa wq aBe- des sarvic..
OEFAULTJyDLLECTrON
Wa may capsidryon m bs b drieuR H rnyol dress ostrrr-.
• We do not naive atieeri the minitrwm amosd dt.a by the dui and lime duo u sboavrr
on yon 6itbrg atetstaoatn
• You extend yonr crsdh Ina.
• You lad to comply Yvalt the terms of Ibis agreement w any eoreamsrt widh om of our
related eampprdss_
• Wa obtain hdrunsboa that causes ut W bsAeve thetyau mat os utwv~m1 a wstdsta
pay yonr debts lops ar to others rm hats
• You Git Ioe bankrnplcY
• You bosoms incspscArisd or hr the anal d ytr,>: dnth- .
tt trot consider Your sttoum to be in data>d!, ere leery doss Your aceotrst wRltota antler
e nd nrluirs Yoe to PaY Ywr rmpaid btlaara inasdatatyc Wa also may ragdrs yep is psY
interest st the rate of tarp paesrR jtXj a etmnm oa iha t>rgrpid betaaca rrlnn vn deem
your eccourd to bs sit ar rams 1niGng aydrs peel due.
To the extent psrndltsd iry lavtr, A you pre fa td~auk~ costs soled s6 adrxsexpsprtrn of
yes wiA pay om eogaedotr costs. sttorrevyP
enlorciap om rights underlie egrsvmrnl
CL6SMC TDUB ACl,CUNT
Yan may close your scrourd et any lima H yes cab us Eo clou You[ account wa may
require that you eonfum your request in wrttkrg d nr cndil rivQa os. rt a lisp for
We may doso yonr st:cauat et eery ti ~ a ~ ~bY PP P g nY
arty neton wNhoul print radcs exce u re i a Ikabls.lew. tt wr close your
sccaum. we tell trot bs Bebte to you tm nay eppsegnances•resirbkrg from dostpq Your
occtrtrm m suspending you credit prirgsgss
ii you or we dose yarn eccotmt, Yoe end. arty anthwizad users nest krarwdietsy stop
using yonr acroum end destroy ag eatds, cbad:s m othermearu to access Your aeeoutd
or return thorn to us upon request Yw tvrll coetyrrpe ro im rupeas~le for charpu toyour
account. even H they an made or processed attmroet aceoura is closed end yon vela
.s.» _ i.irlAi2i::
::Y. - •.
by rpgrwdmpay the outstradrp balance oe your sccamrt scrotlmp to the bans of
Ildc aQraarana. a sddidon, to 11rs prQatrt ellowod by lent as may rgrrks You to pay the
ppWp~a/ ladxxa iarssdrtah or at eery rims sitar ymrr etxorrW >s dosed
kABEt<AIQ~1 AGAEEfi1ENi
PIIJtfE i>~0 ]iris AG[lt~E,PT CARl3TA.1If. T>' PitDY1DS TtWT ANY DISPUTE MAY
BE1~61N~ARBiiRATIDN A1B3RIiATIDN REPiACESTHE RIGHT TD GD
TO C01lZC »i Wi11 NDT BE ABLE 7A BRiN6 A CUSS ACi1DN ~ OTHER
ENE ALTFDN IN p]tN{T SUCH AS THAT W TItE FDAH DF A PAFYATE
ATid6l~f t9BkRl4L ACTION, NDR WILL YDU BE A131f TO 19B61G ANY CLAIM IN
NDT ~~BEP~ CIASSACiIDN~ VEACi1DN
BADIiSNf gTA1Nr0NE El•SE. DR BE tlEPiIESENTED W A GJISS ACTION DR OTHER
AEPI~SBl~L71HEACTH)N.tNTHEA$SBiCE DFTHIS ARBITAA7lWlpliREEWENT,YDU
i~~~ uDGA, tEDAJURI;AND/DR TD PAR'TiCIPJQEtRTBEBREPRESENTED
IN A f.RSE Flt.ED iH COURT BY OTitERS IINCLUDWB QASS ACi1DNS AND OTHER
R~ ACTIDNS~ DTHEA AI6F{TS THAT YDU WDIII.D itAVE IF YDU WEhIT
TD A CDLNiL tidlGEl AS 01SCDVEItY DA THE A16NT TD APPEAF. THE DEpS1DN MAY BE
MDAELMFQlE~ D~fAS8THE1Ng1SEPADVIDED BELWfLTID5EA16NiSARE1KANED
BuaypltiAdiaiop,This Ariritntion Apnwratd is rnada pmaaatm ^ trsrrsac6on invdvinp
inisrslstls caprgaru, and sbaU bs pavernod by red bs wforcasbla padar Ura Fadwai
q~pipp~ppra•FAA'L9US C.31-18 asittmybe amaadsd 'ikisAdarsliosAgrsssrsnl
eatctsdt9ntdrasperinlcsssad aeadnrrsourdarwbre6ehdorslasda6nadbalowimoy
bs nsrlwib/tarblintioa i4rirsd of hripg &ipsUd it watt
padQpeOaaarrad•FsrUuPtrtposesddris/kbgndwnApraemeatLSvs, irs,snd'ouf also
brelsdpspprpratd.srrbstrToriss, sifislss,BCSassrs.prrdreassarr,satxessors. assipra,
ppy Paed~r d ymrt Aermuad, and pg~l tltdr offsets. dtrspors, es, sgrnts,
sad arai~acmtmY end aB of mom Addidonapy, •w, :'us• and iurs6slt s eery third
Pptypaaid'i~6wrteTs,ssrvkss, orprodncts is ttmnsttlsa wimdnAcwarrt3nclud'mp
bui trot fwiadm rxada issarers, tnarcMms that seespt eery eradldsrier leaped under
the Arxape~ sasnrds ptopranu and eatrdisrxt soiviea:, usit ipsrrarrca torrpadas,
dsbltxidda; lard allot their oiGtns, directors, atnpioyats, ageata std rspressntadws)
it, pad ppyifaahe ddtd party rc ppmsd by you sc a co-dplsrdsatfrt any paknYw assert
spahatt6
gebos Etirierd- fJlhar you or tvs max rnirdrotrt tlra other's corrser0. dacl mandatory,
binafirq aaiirNFsa of arty clak0. dlspme or totrtrovsrsy by sidwr you or as sgeinct the
p~,prgisstiha prspisyass, parotps, subctdlaint, s bspsficiarias, spools or
acslgrrasitka W1mG erishq Irani err retr6np hrsrryway m mrCardnonArst.Apnemem,
aN'PdaribtalrawsbsrAprsswsal,lrors er~neerdAeemtsatertbs advatesinq,app~rcsUon
or a1 yonr Act:pwl i'pssa•}. Thk Arb31ra6mt Agtaawat powtas aq palms,
wha~nrr aafi psimc sn based on LrttC riettda, cordratC trpnls6on, ordmeass, tart,
csaprsr Leto swslBaioaal pfaaama. m any bgd lfiaaay d lea rarek es respondeet
~pypp7pmprisgaisregeAa6le grooad and whatlapspchl]drossrek K rssrpdes
ppprardasoBas,paaaAis0. injtse6mr; a dadaattrryortrgpitabie raWt. pairnssubject
totLk prbyraSoaAptsepupdarelads pains r.psrdptg des appiiea6rThy d dris Ar6hratmn
pgYpatpaMmthrwfdiq dtba strfue GrdttmotbsrAgresrasattm sayprim Cwdmembw
Agrsaesaatt Tlrh Arbflrsdop Aprseraant iodndea pekoe rim mast kr fin past, m sties
k tirp greed or ltu krtura As used in Ikis Arbitratios Apnaanaat flu Corm t7aim is to
bs BhpsSabrwdsripsw'bla atsmdtrg.
gppm~ jpptp prbdrpBop brdtdp pekoe that oro made ps a~a+Wd~ma, vents ele'rms,
tort! perk t>lsiias, Lpipryrlssdtrrs sr otl-srwiss, sod a party who ialthtas a procaadinp in
f:OYR mp~pipC{ prbilndon avilh rospoct to arty such Claims adrancsd in iha lawsuit by
ppyrat~mpptltps•
As eta aaota*ion 1p ttris Arbitration AprsemarrC yap terse the ripbr to parstm in a staaH
dp~~pryClairrdtsiiswditiemetcaai s jurisdtctionand proceeds ort an hrdvidusl
basic Mapen-pladsto arbitrsu a peG0. ibe edsitndottrai br eopdrelad as an edtvidrrol
stfiamNeil~t Yoe ever v» rprso a asl- crbitn:ion oa a dssw ar repra~ :lath: 6s:is,
snddrsptliiwtar sbilbaw no audwritYto proceed oa sszbbads.Tiris tnaens thsteven
i s des arJarr ltarrssl m otbm raipasstrlative acthrA, sash ar mat 4 fha form of a priveu
aapp,pP~tglatr,$.IBs~rayCbtoa brtwaanta Mwdm drsissrras reload in such
laarspiseriia subject ro ao ktdsidnsl ubNsdon daka if admen yor m we so dsct
Her mbieafirs asrll be wrreoGdt~ vakh say oti»r ub8rstisa proesadstp without the
caasaa[ eft aFl pardss The otdy palo-s dtst may 6r jtrhtsd ht ur iadwgltrel etdoa under
this AslitrairaA9raaarmt mrlU dmn brought by us apsiastYouend arty eo-epp5canl
jopd eaLmrakar, m ardmdtad nsm d yom Accurst ayoar hales m your tattler in
bsadaspt7 m iti those brotrpk by Yoe end orty rro-appinal, priaR eardrtwmbe6 or
epdmriaadpsm of yrrvrAtxopat, m Year bass or Yom Itucise is btmkruptcy speinri to
lafiadisp p/ Atbiuatios Thi party RQaQ a Cfahn is arblhatbs rmrst choose one a! the
toBorsir)bw srbitraUOa sdtnbusustors Amwicaa RrbWaliott Assodador or Nsdonrl
Arbitrpipafsepsr,T)wss.drrdtrisitaforsaro fndepandantirpas as iks adrabdsustpr doec
ppl ~ppdpeL Ore atbirsdoa Ar6irodaa k tonductrd 1rAdm iha rrrlpt of the talsctad
erbitratlarr pdaittisttstod bi an kuprAiai drbd party chases is aecotdsoes with fha rWes
d rfia sriae'ui atbifrrd'iop admhdstretor spd as meY b prmidad k tide Arlriuedon
Agraaaeea. Atq srbhrstioa henaq riot yap ertead shs~ bt ltald ri r grata cha:sn by
dtp otlt~aea ar arbitsbart sdrrra;"bator vht)drr t~tr iadurol jadicisl distn.t la vmieh you
ssids allba 5au me C,ais)s 9sd. or al supra otlrm glees w aridch Yon seed sus agree in
wrBs~ lap tawy obtain tnpias of tbs esnanl roles d sscb of ma two arbitration
edai~teurs. kttmutrdop abost sfirNradon end ubitradop Ises, end tnstrUCtionr for
bddd5e~p>T>luation.br eamaetbq the er6tirstion adrrwristrotms es follows:
Amasiam Arhllrabos Aassdudo0. ~ Madison Armpe, Boor t6, Nsvr York, NY
iegi7-~60St,1Nsb skxwwr~varkprg.BBQ-T76T679; or
Gip6aad Finaar, P.Q Box 56191, MinneapoFs, tAN SSriDS, Wab site:
tvwatr prLBn4rp-Teton eon, 8~-174-2371
Proesdarars sad lrw appilznbta in ad>itrelba A single, nsubol w6itretm rn"9 resolve
gsioa:.'iLpatbiltamrwuli ehherbe s Isavparwilh sl la set tee yeera expanonca rr o retired
ar {armor judge The arbitration tviB bs conducuduader the sppgcsWa proeedwes
artd rules of Iba srbttrniioa rtdttaaisuator that an k epaet oa the dale Ibe uMlreiroa
it filed anises thOSS prondutas snO rotes nn iacnndster riab dot Art&rtios
Aprsawurt is vvlacb tees ttds Agroeweet ail gravel Tlwss pruedre.s erd rules
may first the amount d discovery eveiedo tD yet u os Tbr ubitreta wr7 apply
appTicebb sttbstentivs bw coratstam vvhlt tbs FAA sod appiinbM stslot*s of
firnitetions, and veil frtmu attires o[ privlege racegriaad at Isar YDV tray sbposa to
hew a hosting end bs npresemed by cDeesel Tbs erbilretw veil Ate nesortsWs
steps a protect arstwnsr AccOUnt informottoa sad they coaRdartnl hdortrtsaoq,
breludwp iho rtes of protse ~ order OarllRre ~ ~ 11M poww A sward >or
R ragwsrod to do so by you for vedu rpPicabk hat and tM11 trd
party eny dsmeges or other taint pttrrided
haw the pnvrur is award viol fo, against. or for pa benait d stry pusor- orbs is
Hat a pattyro Uts protuedrtrg tithe tea eulhabs suelt nTiel. the erbitratsr mry
award ptmttrvs dsmepes of anornry bus The arbirator sri web arp award is
writing br nand rot pmovidrsi Watorbitrslor wi provide sshrt~el~ata~r d~drs
Upon • nquast 6y yor
reasons for the award.
Cask We oral re"mrburu you tm tM Initial erbiurioa GIwg bs Pah byysu op A the
atnunat d S5D0 upon reee~d el proof d peymsr.luldklomlb D thorn is s Marirrp,
ws wr7 pry arty [ors of iM ut>itntor and atb!ln8otr edsio>attetot for W fa>x tome
days d that basting Tiie peyaam d arty snob baring loos by us tail b asede
direedy A ihs arbilnpn rdwiaistrslor srlseled by you x m ptusuard to Ihk
Ar6ltraaaa Apreameni Aq othu toss veil ba sRrestsd in kaepkg wdh Iha ruins d
tfiu arbibelion adaanlstraur end eppGcotrla !rw Hovrerat: the wr7 sdveaee u
rairdrreca tii6np Foos and that Ims p the srWtredos edatitrislratot er arbitrator
detvrrtdrtsc there is pond nasan for ngnbbrg us A do so a you ask rc sad rvr
dotormine lion is pond cause for dofag so Each party sri brat rho ~xprnse d pre
[acs sad costs of that party's shameys, axprrts, uvdrrsac. doeume^u end attar
expenses, ragardiass of width Pan1f prwe8s, to sr~~' ^~ nP say apper Les
parmitlad bslowi, oxcopt thr the erbhrslor shat s en a IkaWa bw in
de[emartirrp whether a perry should Heaver sap a el lass sad casts Iraw :anther
patty.
EalarcomsaL fmality, eppeslc Faiurs u any dairy in edorcireg Wk ArbiretiOn
Agraeasm at arty rims, win eotmoel[on whh sttyparderdar Cbirtrs, tnrRl er sanuiusm
a teroivat of orry righk to ngdn arbitrelernr N a Irtar tarts ar la mnaattion with say
nthsr Claims ADY deeisfoa roaduad is sorb atirNreFroa ptoeeadseg wilts Rnsi end
biredmg ea tl» pattirt, urdtrsc • perry spperta in ttsNhrp to thr erbilrslwe otpapi¢sdar
wd>m13D days of jssuraes d ttra award The appear eaW ngrrest a oewerbltrettoa
helots a penal d lsw nrsvei srblralon deagastrd by the seas arbitration
orparrbtrora. Tha panel w~ neauidet ei tsewrt sad hgslhxaes snsr~ tovwow the
same ruins tbstappl1yj' A r prtnatradarp rrshp s siagla adrin-o4 and mats d~sionc
based an the vau ol, lira majority Each Pt+nY ~ homy their own lees, costs and
axparrsesleratry appeal, but s parry mryneovaseq~ a sliest, costrud arcpsrrses
from another petty, R the w ai the psaal sl srbitrrtor>ti spplyAg afipTrcsbla
iavv; sa drsrninos Aa is srbitrathm wt7 6s aderenida es provided by the
FAA or other uppGnbls low by any court hstAag
r:hanp~et~otrythe CC iardmbmbarAproeoara, th• sActoumsad rhs nlNiGvasMP 6otwraa
you sad as concsttdng Ihs Accoum, rush es da Isseratg d s raw ascosr4 etoobar
or the uanslarrk~ d the bdattea h tits Auotwt to anther secomrt Ial the
trenkrapisy of my patty u ury dmRar proc.edieg btgiend byyou cyan yaw brhal~
and !i~ peyarant d the debt is fri by yet Dr 6-a Hard Party i any percdorr d thk
Arbivr8wr Apnemem is deemed bm6d a useeloreosbh. the remairiap poNans
shsA nrvertheless nwsin is totes
CFIANBEb TD THIS AGR[:EMENT
Wa can change this rgnawar N arty time, regardless d rdwtber wo faun ar.r~s
to your scconat, by addmp, ddaartp, u amdityiap say proaision Our doh ro add,
da1Na, a modety ptotitshms includes Onutcid lafai, sndt as the APRs amt leas,
and DtMr tetrm such as tGs nature, ezlatd. sad atdarcotmtd d lhr rights and
ob6gatitrm yon or ova racy have nlattng to Uas sgrserasat j,AodTintimu, addraons,
a ddetiwu an eelad'Chrages' a r "ChnWO'
be otfoetive with notici atdl', at dra vow staid 1er~our DDtice, in iseemd. u with
appGtobb Law UMrss ova rtatr olhsnvrsa, say Chsrrga w31 apply to.tha ntrpaid
balepcea em Your accoum and A now jrenssc6sas
The no6n srll describe atry tLphts you may [an wil6 respect W say Ghanpb sod
the eonssquantu if you do or do not axe rtbosac~ ~ Neu r ~ ~ a
may stela Brit yon may nvtlly ns In wridrtg try spa YD
steapt nrtain Changes ws ue mating Il you notRy us in adlbrp for yoe do sat
atceptdre Chadpsa, yonraenum tnsybo dosed (l its twt ahesdy siasedl sndyoa
veil ba oh5gstad tD pryYout Outstanding batancr radar da spp6csbk hrrtts d the
aprasmam Rpan dD trot nodlyusbrwrbbtg bylM data sleled.in We aotico.or a yw
notary m brrt then nee your setount ehu the Nte stated bt tlw notice-you wi[ be
,:~:....a: tD aecrpl sD Charrpr, hr [`•s nt,t::a end to accept and con(um s1 tsrtt:s c.'
your epnamem end eA Changes in prmr notices tra haw sent poe ngardlsss of
whedtsr yon have alters -o yam accoum
CAEDrf ULFORMATIDN
arils map puciodetepyraview yaurcrsdil history try ebtahdng inlmmatroa {ram uada
buroem and others
We mryruport information ebonl you sad your sccounttO cred'd 6wvsas, iuciadinp
yorN felon to pay us on ttme. U you request aldYional cards as yttat eceotne for
othan, voa mry sport accoum inisrwal'wn is pmv nemv u veal es In the aamas N
tfiase odter Daople
tt ye. Uriot ws hors nperud Lnactunls infumadon ro s credit tureen, you may
vvrita to us at dra Csrdwambu Sortriea address listed on yoar bifag sAlawsnl
Piease ioeludo your trm, eddross, accoum exrwbst; Alapbona amaber sad s brio(
daouiplloa d tits pto6har p avsilshlr, glossy poridr o copy sf tbo ondR irorosu
sport i. gtresdoa iAh sr>l pompUy isvastigsls tba motAr tad, h ouriasestlpstion
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our iayss6petieq, ova ai t~ yeu is wridap or by Afrpbone yYe veil rtes nodty pu
croda brsaas drat yon dtsptds the baormadou oaless yon lot ns Etiow that you fro
lorrgar dispub tba Mtnrtrretias
NDTiC~JCNAN6E pFPEIlSDNALMIFDRNWTION
tlVoterrssredexda, strawostssetdothareoticasAyonattlwedlresithersvu
fa orrliMs. Ot;ii Ibis is s aeotrM, ws sun send bifmp statemaaas eyed aDtieas
to any jobtl auourtt hsidec Notiu A on d ymt moll ba eenrsidered native ro rl oh
yon tad a9 dyau sr1) tsmafe Db6petad on the eccmart
11 yoe cheeps ytwr tram, eddnsr, or hems, wlbiar or bnsbrass tslaplrona wanirer
or ewai address bl sled W recrine bMirq 4remuds or othu aoBces oaGsa},
you ataf[ aolily rK ~ Sa -wldntl r tba address siwrvn m yetu biRwp
slaWarat.liMr Arai: r our opaoq accept suailrtg address nrnctloac Irtrta tM
UnRrdi Steles Postal Sertriea Wo mry rontett yor shot your accost. iueludmp
lu tmtesmr settirea W eapedro4 N ury address or Abphonr nambw sc vveD res.
any tutelar hiplraw trtattbat Yon prwids us
TFiS1ipNE 1101VtiDRiVf AND flECp11DIN&
Wa, std B spptiwYs, oteegrats, meyliston to sad nsDrd year falapirona tabs with
us. You spree dot ttrq and i appgcabis. ow agents, may ds sq whether }roe or ws
iniliablha taisplwaa tag
INFORIlIDiip~R SHAflNi6
You aanhork. ss toahsrs cedehr irdonnslion ^boutyoe andyouraccotmtwNaasur
famly of cwgerdotr.aadueth others outside our Istnly d wmpeuias irtefadnp eny
cotrrpettyotatpaaitstatrwlrraename mmsrtmsysppear onthe cards,as petminsd
by law. ptrr Pdnty PoicY sA,ich is pruidcd t, you when Naa first recrivs an
egretmtar end Nlustmce sscA celarduyeatharesbe , dsscn3as ourlydormadon
shattap praetteas sad tlrs thokss yar:hotn :ad ditsctiora you aay p[vs us shout
our slatiap d idorwadotr about yon sad your eecotml with eomparrias or
orgsahriores ttr$lia sad atds[ds d our Irmly of sompaefes
JiJ1NOIS CAIIB15 m
IAinskfairp~rsafldez outside of ow ishwiy of ocompaoidss u~nloss~yovu authm~'aa rho
of orbs/ sagprrLaa ~ p~^ In dry hvr tstrch
ditxtesasa a tadess tb dbtiosun ieRs emda erather axce
er slas;ap irdstrtsBos fo polo:syolx [nnsectissrs or id nsporae to s cubposnaj,
YDeberebyagnetJte6iyoasfioosenot to atcarcisettrs appinWa optnrdosraibed
iR otlr pdayeY-Paficpi, yea sell bs,dusaoad A love aothotirsd ue u shoo petswtal
irthuara8otrws hiss ebostyas (mdediag brtoraadon roletrd to srry d Iha products
or satsicas yon racy law wBh etry at our companiasj vvidt compsnias or mbar
otpsaiaa6os6 otdcldo d ota(aw'ly of canpttaes _
ENFpRS1ll8 iNiS ADREEl4QEh1T
Ws nrtdadteyudsrclaparer odoree arty of mrrrightr undartLtis epraemsntwithoul
leslag 0UY rifaltl m oabres them in rho iatrKe. t! atN of the terms d tbrs agreanrent
en bead h 6s vasrdsreseNs, ai odtu txarc vdi nmairt in lull fares
ASSl6NA~tF
yw a>n sedge yoor aamue~. any snwtads yon ours os, ar arty d ow rights and
obi'gslfsss saisrtlth uproauet to r third piny Tha person A whom ova racks the
ssdgtrtosa[ er7 bar aalilled A eny of our right lhN we assign to that perms
p0Y~W6 LIp1r
TNETEF~SAIdDH!lDNC9dFNi OF1NtSA6AEEMt7lTAND YDURA[xDUNi StfALL
DEGDy~/til"3 WTc..P.PiLsTEC INa: CDADI."::E :YITiI FEDERAL. LY1V;tiCD,Tp
THE EXTEMTSTATE LAIN APPLIES. THE IAW DF OELAWAAE, WCfHOUT itE6ARD
TD COIiRJCFOf-LAYy pRiNCIPlES. THE LAW DF DELAWARE. WHFAE WE ANp .
ypUq.ACWfIIFTARELUCATEO,YYtU.APPLY NOMATTER WHERE YDU LNE Ofl USE
THEAixQiAtC
FDA iflFp6lAK{ipN
pisses crI dw Cardmembar Servlco trlaphona mrmbar sn your card w bM'ing
strsrwMa yar ban any.gvestions sheet your accoom or This eprestnont
TOOA BRt0i6lUGiilb.
KsspTbhllepn C~fslrre Use
7h8 twties eaRabes isrpottaul iniotraatiotr about pow irgbts and out rssponsibRrtiss
endettlu Feb Qedi RrlstyAd
Notiy tie !a I~st Dd Errors Or tbrest'ioos Abaet Your 831[
it Pea shirk your hi is wrong, Dr R you and ttton iniartnarmn about a uanserion
trnyonrbil,sulevstwrsaPsnirrs~~et atthe Cordmumbar 5arvlss address shown
on your bitw0 statsmaat Write to m os snort ss posslfth Wa must heu Irom yon
no later Dora 6D drys abet v-e satyr yoe.tha .first 6[A on which the error ar problem
•[,p;.r~~ ;.,; as telephoee a. MR Jomy sc wi' not grassy rt+ tour riy.4ts
In yam ta1Mr give us tie IolOw[op idormefrore
Your auras sad scsmat Heather
• ThedoMerewatmts}thasttspsetederror
• DsserPos fir etrntand expiaiq et yon can, whyyou befrrve there is on error If you
need more mlottratiatt. describe the ham you ue not snn atom
1[ytro bees sslhorirsis€ApeyyOSr cndrtcerd by wtomsliullyfrom your ravings
of duclhr6 aeeotoA yea con amp the peymem rr eny amount yon think is wrong
To stojt~symaMyss^ treat mast Hash ttt et least three business days blow
the psyrrtratisscbodulodm occur.
Your Aipirls Rai par RsapotnFbifitiss Aber Wa Aeceiva Ysnr Writte^ Notice
craF,s a n[ L Q~:.::: .
VJe must ackaawiadpr poor lrttu within ~g days, unlosr Vve hrvs [Dttactad the error bt'
theo Wnhin 90 days. we must either correct the error a asptain why we befiavo the 6H!
~ tYet CDrf[Lt
Attar wr receivD your letter, we eemrot W to eotloct eery rmoum you gtmsfroq u trpoR
you ns de6nquua We con crnlinua la btll you for the emwrq yao quesUoe, inNuding
Gnanee chupez, end wr care eppiy rtry unpaid rmaunl against yore cndtl5m You da
not how tr pby eny questioned tmrounl whAe rvr ere invrstipeGng, but yaD era still
obtigatrd to pay the pens of your bN dut en not is quesdon.
H tvv fmd that wa ma dr r ristska on your ldll, you wltl not haw to pry errylinaner charges
related to eny quasCroaed ertrouM 11 we drda't make ^ misukr, you may hew to pay
finsncv chugas, end you wIH hove to make up aY misrod peymauts on tlu questioned
emonm In either caso, xrr will send you D ststrrrnm of the rmovntyoa awe rA61he deu
thsi it is due
tl you lad ID pry the emcarnt that we think yon owe, tvr mry ropttrt you es de6equent
Havvevet, R out exptasedon does not reJsfy you rnd yore vvrflr la arvnUin 10 days te6mg
os that you stil refuse to pay, we must teM ertyatte we report yon to tbat you have a
tprestfon abautt your b81 And, wr asut totl you the name of erryaorr wr reported you Io
1Ne trw~. tatl arryane wa report yDU to that [ho maker has been sekird bstworn us when
it tinaby)s
Awe don't folbw tbero tubs, we cen'ICDllecl the thsl5~ 06 atltw questioned amount,
avea H yew b~ wet correct.
Spbeial Roles for CndN Gard Purchessc
It you hew a problem with the qustlly of p-apsny or services that yw pureherod with e
crodrt card, rnd you hive vied in good la'ah m correct the probirm witb the merchant,
yon mrq have fhe r)phl rrotto pey the remaining rmosot due an the property or ronnees.
7hls right doer trot apply la check trescectiasc 1'hsm err two fmdtrfmns oa Ods right
!e) Yan swot have mods the ptuehese (n yourhome star or, d not withiapaorhome state,
within 1HD mass of your eurrrnt meiGnp address; and
ib) 7its purchase price must have been man than SSRLg.
i7rese fankedons do real epplyil we awn or operate the merchmL or 7we mailed you the
advertiremrnl for the property or service: -
Copyright m2Dg6JPMorgen Chase & fa AH ripbls reserved
?ago : c' : ~ :-a~.1:G ,
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 PA. C.S.
4904 relating to unsworn falsifications to authorities, that he is John K
Wells, Manager of Chase Bank, USA, N.A.., plaintiff herein, that he is
duly authorized to make this verification, and that the facts set forth in the
foregoing Complaint are true and correct to the best of his knowledge,
information and belief.
,~-.
Bank, USA, N.A..
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SHERIFF'S RETURN - NOT FOUND
CASE N0: 2007-04828 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CHASE BANK USA NA
VS
ARNOLD JASON A
R. Thomas Kline ,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
ARNOLD JASON A but was
unable to locate Him in his bailiwick. He therefore returns the
/'VITrtPT T TATT f_ TT(lTT('~L~
NOT FOUND as to
the within named DEFENDANT ARNOLD JASON A
220 YORK ROAD
CARLISLE, PA 17013
PER EX-WIFE, DEFENDANT HAS NOT LIVED THERE
FOR 2 YEARS.
Sheriff's Costs:
Docketing 18.00
Service 4.80
Not Found 5.00
Surcharge 10.00
.00
~~ a a-1 of ~.,. / 3 7. 8 0
So answer --~'""~ :~..%~
..._~
~ -! .
R. Thoma ine
Sheriff of Cumberland County
WELTMAN WEINBERG REIS
08/21/2007
Sworn and Subscribed to before
me this day of
A.D.
I
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
JASON A ARNOLD
Defendant
No. 07-4828-CIVIL TERM
MOTION FOR ALTERNATE SERVICE
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan, Esquire
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR #6105321
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff No. 07-4828-CIVIL TERM
vs.
JASON A ARNOLD
Defendant
PLAINTIFF'S MOTION FOR ALTERNATE SERVICE
AND NOW, comes Plaintiff, by counsel, Weltman, Weinberg & Reis Co., L.P.A. and requests this
Honorable Court to enter an Order allowing the Plaintiff to make service upon Defendant, JASON A ARNOLD ,
by certified U.S. Mail and Certificate of Mailing, addressed to 220 York Rd, Carlisle,Pa 17013, averring in support
thereof the following:
1. On or about AUGUST 15, 2007, Plaintiff filed a Complaint in Civil Action against Defendant to
recover the unpaid balance due Plaintiff from Defendant in the amount of $11042.16.
2. When the Sheriff of CUMBERLAND County, Pennsylvania, attempted to make service of
Plaintiff's Complaint on Defendant, the Sheriff was unable to do so, as evidenced by the Sheriffls return, a true and
correct copy of which is attached hereto, marked Exhibit "1 ", and made a part hereof.
3. Upon receipt of the Sheriff s return of no service, Plaintiff conducted an investigation with the
United States Postal Service to confirm the physical address of the Defendant.
WWR #6105321
4. Pursuant to Plaintiffls request for information, the United States Postal Service confirmed
Defendant's physical address of 220 York Rd, Carlisle,Pa 17013, a true and correct copy of Plaintiff's Postal
Request is attached hereto, marked as Exhibit " 2", and made a part hereof.
5. Plaintiff conducted an online white pages search and was unable to confirm a current address for
Defendant of 220 York Rd, Carlisle,Pa 17013.
6. Plaintiff contacted the CUMBERLAND County Tax Assessment office, a representative from
which confirmed the Defendant's current physical address as 220 York Rd, Carlisle,Pa 17013.
7. Upon receipt of the Sheriff's return of no service, Plaintiff conducted an investigation with the
LexisNexis Total Research System to confirm the physical address of the Defendant.
8. Pursuant to Plaintiff's request for information, LexisNexis Total Research System confirmed
Defendant's physical address of 220 YORK RD, CARLISLE,PA 17013, a true and correct copy of the LexisNexis
search results is attached hereto, marked as Exhibit " 3", and made a part hereof.
9. No judge has previously ruled upon any other issue in this matter or any other related matter in
Cumberland County.
10. Because the Defendant in the above matter is represented pro-se, concurrence cannot be obtained.
WWR #6105321
11. Based upon the foregoing, Plaintiff believes and therefore avers that Defendant is attempting to
avoid service of process in the above-captioned matter and Plaintiff therefore seeks an Order of Court, pursuant to
Pennsylvania Rule of Civil Procedure 430, granting Plaintiff leave to serve its Complaint on Defendant by
alternative means.
WHEREFORE, Plaintiff requests this Honorable Court to enter an Order pursuant to PA.R.C.P. 430(a),
authorizing the Plaintiff to serve Defendant by Certified U.S. Mail and Certificate of Mailing sent to an address
(220 York Rd, Carlisle,Pa 17013) at which Defendant is presently receiving mail according to information
obtained from the Post Office, or by allowing service by a competent adult.
William T. Molc n, Esquire
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR #6105321
SHERIFF'S RETURN - NOT FOUND
CASE N0: 2007-04828 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CHASE BANK USA NA ~~I ~ ~ ~ ~~~`' 1
VS Ada ~ ~ :~-
ARNOLD JASON A
R. Thomas Kline ,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
ARNOLD JASON A but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT & NOTICE ,
the within named DEFENDANT ARNOLD JASON A
220 YORK ROAD
CARLISLE, PA 17013
PER EX-WIFE, DEFENDANT HAS NOT LIVED THERE
FOR 2 YEARS.
Sheriff's Costs:
Docketing 18.00
Service 4.80
Not Found 5.00
Surcharge 10.00
.00
37.80
Sworn and Subscribed to before
me this day of
NOT FOUND as to
So answer ~,.-~-~'"`~' _..--- ~_
....
r-~ ^
R. Thoma ine
Sheriff of Cumberland County
WELTMAN WEINBERG REIS
08/21/2007
A.D.
BROOilaanv 1-IfTS., OH
216.739.5100
BURLIlVV`liON, NJ
609.914.0437
CHItAGQ II.
3-1g2~.T78~2~.~96~7~6f7 /~~
l.ll~lil\l~t~l1, lJll
513.'723.2200
C7.EVEI.AND4 OH
216.685.1000
W~t,~vt~1v, V~IIZG & I~rs CO., L.P.A.
ATPORNEYS AT LAW
L+CEN7~Nt/~
f -~ ,~~; o
'_ OF INNOVATION
OROWTIi + RESULTS
EXHIBIT
September 10, 2007
POSTMASTER
Carlisle, Pa 17013
Request for Change of Address or Boxholder
Information Needed for Service of Legal Process
Please furnish the new address or the name and street address (if a boxholder) for the following:
Name: Jason A Arnold
Address: 220 York Road
Carlisle, Pa 17013
' NEW ADDRESS or NAME and S
NOTE: The name and last known address are required for change of address information. The name, if known, and post office box
address are required for boxholder information.
The following information is provided in accordance with 39 CFR 265.6(d)(6)(ii). There is no fee for providing boxholder information. The
fee for providing change of address information is waived in accordance with 39 CFR 265.6(d)(1) and (2) and corresponding
Administrative Support Manual 352.44a and b.
1. Capacity of requester: William T. Molczan, Esquire, Attorney for Plaintiff, Chase Bank Usa, N.A
2. Statute or regulation that empowers me to serve process : N!A
3. The names of all known parties to the litigation: Chase Bank Usa, N.A VS. Jason A Arnold
4. The Court in which the case has been or will be heard: Court of Common Pleas of Cumberland County
5. The docket or other identifying number if one has been issued: 07-4828-CIVIL TERM
The capacity in which this individual is to be served: Defendant
WARNING
THE SUBMISSION OF FALSE INFORMATION TO OBTIAN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFOMRATION FOR
ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LITIGATION COULD
RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10,000 OR IMPRISONMENT OF (2) TO AVOID PAYMENT OF THE FEE FOR
CHANGE OF ADDRESS INFORMATION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C. SECTION 1001).
1 certify that the above information is true and that the address information is needed and will be used solely for service of legal process
in connection with actual or prospective litigation.
ignature
Samantha Shields
WELTMAN, WEINBERG S REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
FOR POST OFFICE USE ONLY
BOX HOLDER'S POSTMARK
Not known at address given.
rMoved, left no forward address.
rNo such address.
No change of address on file
ood as Addressed
C~OLUI~US, OH
614.228.7272
~.F:RFTF;i R II,
847.940.9812
DETROIT; ivu
2~~4pp8.//3~~~~62~~.++6/1`g0~0.() /~~
Vill/~L' ~.ll 1,1111
614.801.2600
PI1QL~n>Fi .PHIA, PA
215.599.1500
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PLEASE INDICATE PHYSICAL ADDRESS
WWR#06105321
,LexisNexis®: SmartLilixTM Person Report Results
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Source: Public Records > SmartLinx(TM1 > SmartLinx(TM) -Person Summary Reports
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History
EXHIBIT
3
Subject Summary ~ Others Using SSN ~ Address Summary ~ Voter Registrations
Licenses ~ Personal Property ~ Real Prt?~ert 1 ~ Bankruptcies ~ Judgments & Liens
Relatives { 17~_ ~ Associated Entities 5~ ~ Neighbors j.12~ ~ Sources 18~
FOR INFORMATIONAL PURPOSES ONLY
Copyright 2005 LexisNexis,
a division of Reed Elsevier Inc. All Rights Reserved
Full Name Address County Phone
220 YORK RD
ARNOLD, JASON A CARLISLE, PA 17013-3153 CUMBERLAND
COUNTY: CUMBERLAND
ADDITIONAL PERSONAL INFORMATION
SSN DOB
~ 11/1975
(PENNSYLVANIA: 1976-1977) (Age: 31)
GENDER
Sub'ect Summar B~ck_TQ.T.QR
y Name Variation~~~ I SSN. S~r~mary {.1~ I QOBs_{1.~
Name Variations View Name Variation Sources
1: ARNOLD, JASON A
2: ARNALD, ]ANSON A
3: ARNALD, JASON A
Address Summary Back To Too
Address Summary - 8 records found for subject: Vigw_A~~re~~_$QurF,~.$
httr~c•/~tznxnu lswic ~nm/rPOC~orrh~ratrio~ra7 m-~)~ 7~li7nl.On/1.,n7.,~7..n.7l.n,.nt.Z1 nnAa v. F ...a.,-T'T Tr T o_ ,.._ t r n v~nn-~
CERTIFICATE OF SERVICE
The undersig~nned certifies that a true and correct copy of the within Motion for Alternate Service was
served on the 7 day of ~DC~ , 2007, by first class, U.S. Mail, postage-prepaid,
addressed as follows:
JASON A ARNOLD
220 York Rd
Carlisle,Pa 17013
Attorney for Pla' iff
WWR #6105321
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A. NO. 07-4828-CNIL TERM
Plaintiff
vs.
JASON A ARNOLD
Defendant
AFFIDAVIT PURSUANT TO PA R.C.P. 430 (a)
BEFORE ME, a Notary Public, in and for the foregoing County and Commonwealth, personally appeared
William T. Molczan, Esquire, of Weltman, Weinberg & Reis, Co., L.P.A., attorneys for Plaintiff, and deposes and
says that the following accurately reflects efforts made to ascertain the exact whereabouts of Defendant named in
the above-captioned matter.
a. Plaintiff requested current address information from the United States Postal Service,
which request for information confirmed the current address for Defendant as being 220 York Rd,
Carlisle,Pa 17013. A true and correct copy of the Postal Service Return is marked Exhibit " 2"
attached hereto and made a part hereof.
b. Plaintiff requested current address information from the LexisNexis Total Research
System, which request for information confirmed the current address for Defendant as being 220
YORK RD, CARLISLE,PA 17013. A true and correct copy of the LexisNexis search results is
marked Exhibit " 3" attached hereto and made a part hereof.
WWR #6105321
Plaintiff conducted an online tax-assessment search for the address of the Defendant that
confirmed the address as being 220 York Rd, Carlisle,Pa 17013.
Finally, Affiant deposes and says that after the foregoing investigation, the exact whereabouts of the Defendant,
JASON A ARNOLD , is 220 York Rd, Carlisle,Pa 17013.
WELTMAN, WEINBERG & REIS, CO., L.P.A.
~~
William T. Molc ,Esquire
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
Sworn to and subscribed before me
this ~ day of Novem 07
ty
~..__._
~..~..,,~a•,~---~ ~~,N Nye.
~' C~~ -,y Q'Atmiy
r~ r ~^'Wr ,v ~ 11~
W WR #6105321
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NOV 072D076^d ~j
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CNIL DIVISION
CHASE BANK USA, N.A.
Plaintiff No. 07-4828-CIVIL TERM
vs.
JASON A ARNOLD
ORDER OF COURT
AND NOW, to-wit, this ~ 3~~ day of ~ t iu-gllf', 2007, upon consideration of the
foregoing Motion for Service of the Complaint Pursuant to Special Order of Court and attached supporting
affidavit, it is hereby ORDERED, ADJUDGED AND DECREED, that the service of the Complaint in Civil
Action may be made on Defendant, JASON A ARNOLD , by permitting the Plaintiff to mail a copy of the
Complaint to the Defendant the last known address being 220 York Rd, Carlisle,Pa 17013 by Certified Mail and by
Certificate of Mailing Postal Form 3817, postage prepaid. Service to be completed upon mailing.
BY THE COURT:
~-~ ~_~~,
DISTRIBUTION: William T. Molczan, Esquire, 2718~ppers Building, 436 Seventh Ave, Pittsburgh, PA
15219; son A Arnold, 220 York Rd, Carlisle, PA 17013. `
V
a~~v~n~n;~a
x~.~nc~~ ~¢,~;~~w
9 ~ ~Ql N~1 £ 1 ANN L~OI
f+~lt31v"~E-~Q~id ~iJ. ~0
~~
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
JASON A ARNOLD
Defendants
No. 07-4828 CIVIL TERM
PRAECIPE TO REINSTATE COMPLAINT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan
PA I.D. #47437
WELTMAN, WEINBERG & REIS, CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06105321
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs. Civil Action No. 07-4828 CIVIL TERM
JASON A ARNOLD
Defendants
PRAECIPE TO REINSTATE COMPLAINT
Kindly reinstate the Complaint in the above captioned matter.
WELTMAN, WEINBERG & REIS CO., L.P.A.
By: ~~ ~
William T. Mo an
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR #06105321
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
JASON A ARNOLD
Defendant
No. 07-4828-CIVIL TERM
AFFIDAVIT OF SERVICE OF COMPLAINT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan, Esquire
PA I . D. #47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06105321
-- ,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff No. 07-4828-CIVIL TERM
vs.
JASON A ARNOLD
Defendant
AFFIDAVIT OF SERVICE OF COMPLAINT
Before me, the undersigned authority, personally appeared William T Molczan, Esquire, who,
being duly sworn according to law, deposes and says that on January 9, 2007, he did cause to be sent to
Defendant, JASON A ARNOLD, Plaintiff's Complaint by Certificate of Mailing Postal Form 3817 and on
January 9, 2007, he did cause to be sent to Defendant, JASON A ARNOLD, Plaintiff's Complaint by
Certified Mail, Return Receipt requested, directed to the Defendant at his last known address of 220
YORK ROAD, CARLISLE, PA 17013. True and correct copy of Plaintiff's Certificate of Mailing PS Form
3817 is attached hereto, marked as Exhibit "1" and made a part hereof. Furthermore, true and correct
copy of Plaintiff's Receipt for Certified Mail is attached hereto, marked as Exhibit "2" and made a part
hereof.
As the Order of Court states, service is deemed to be perfected as of January 9, 2007, the date of
mailing.
WELTMAN, WEINBERG &REIS CO., L.P.A.
(412) 434-7955
Sworn to and s~
before me this_
day of
N ARY PUBL
By:
William T. Molczan, Esquire
PA I . D. #47437
WELTMAN, WEINBERG &REIS CO., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
WWR#06105321
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
JASON A ARNOLD
Defendant
No. 07-4828 CIVIL TERM
PRAECIPE FOR DEFAULT JUDGMENT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
WILLIAM T. MOLCZAN, ESQUIRE
PA I.D.#47437
Weltman, Weinberg & Reis Co., L.P.A.
1400 Koppers Bldg.
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06105321
Judgment Amount $ 11777.80
THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIViL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs. Civil Action No. 07-4828 C1V1L TERM
JASON A ARNOLD
Defendant
TO THE PROTHONOTARY:
PRAECIPE FOR DEFAULT JUDGMENT
Kindly enter Judgment against the Defendant, JASON A ARNOLD above named, in the default of an
Answer, in the amount of $11777.80 computed as follows:
Amount claimed in Complaint
$11042.16
Interest from August 6, 2007 to Apri13, 2008 $435.64
at the legal interest rate of 6% per annum
Attorney's fees
TOTAL
$300.00
$11777.80
I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA
R.C.P. 237.1 on the dates indicated on the Notices.
WELTMAN, WEINBERG & REIS CO., L.P.A.
By: ~~ ~~
WILLIAM T. MOLCZ~, ESQUIRE
PA 1.D.#47437
Wellman, Weinberg & Reis Co., L.P.A.
1400 Koppers Bldg.
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-79SS
WWR#06105321
Plaintiff s address is:
c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7`'' Avenue, Pittsburgh, PA 15219
And that the last known address of the Defendant is: 220 YORK ROAD, CARLISLE, PA 17013
IN THE COURT OF COMMON PLEAS CUMBERLAND COTJNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
JASON A ARNOLD
Defendant(s)
IMPORTANT NOTICE
TO: JASON A RRNOLD
220 YORK RD
CARLISLE,PA 17013
Date of Notice: ____~~g1o8
WWR#: 06105321
Case #~ ~8aa-~~v,~ 7CR~''-
YO[J ARE IN DEFATJLT BECATJSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOTJR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH RGkINST YOU.
[JNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR
TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOT] CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
3Z SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
BY : ~ t~ ~ ~UU~ y-n~'-"
PATRICK THOMAS WOODMAN
PA I.D. #34507
WELTMAN, WEINBERG & REIS CO., L.P.A.
1400 KOFPERS BLDG, 436 7TH AVE,
PITTSBURGH, PA 15219
IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
JASON A ARNOLD
Case no: 07-4828 CIVIL TERM
NON-MILITARY AFFIDAVIT
Defendant
The undersigned, who first being duly sworn, according to law, deposes and states as follows:
That he/she is the duly authorized agent of the Plaintiff in the within matter.
Affiant further states that the within Affidavit is made pursuant to and in accordance with the
Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521.
Affiant further states that based upon investigation it is the affiant's belief that the Defendant, JASON A
AR.NOLD is not in the military service.
Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data
Center (DMDC), which states that the Defendant, JASON A ARNOLD is not in the military service.
Further Affiant sayeth naught.
G~ ~/
AFFIANT
SWORN T ND SUBSCRIBE in my presence thi~ay
of
CO :"P~fC'NW~A! TFi C~ PE?J~"SVLVANI~
fau`a,:,t meal
Wendy L. C3c:;~~., tic§ary public
NO ARY PU CRY~Pitt;;b~r~h,fi~i~.;~henyCounty
My Commission ~•:pires ,Duiy 15, 2010
Member, Pennsylv4nie~ ~WSOCiation of Notaries
This law firm is a debt collector attempting to collect this debt for our client anal any information obtained will be
used for that purpose.
21 l~l'
• Request for Military Status
Department of Defense Manpower Data Center
Military Status Report
Pursuant to the Servicemembers Civil Relief Act
Page 1 of 2
APR-11-2008 10:58:()6
< Last Name First/Middle Begin Date Active Duty Status Service/Agency
ARNOLD JASON Based on the information you have furnished, the DMDC does not
possess any information indicating that the individual is currently on
active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Military.
~~. ~,-~-
Mary M. Snavely-Dixon, Director
Department of Defense -Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the er.forcernent of the Servicemembers Civil Relief Act
[50 USCS Appx. §§ 501 et seq] (SCRA) (formerly !:he Soldiers' and Sailors` Civil Relief Act of 1940).
DMDC has issued hundreds of thousands of "does Trot possess any information indicating that the
individual is currently on active duty" responses, ar~d has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's active duty status by contacting that person's
Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on
active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA
may be invoked against you.
If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle
name), you can submit your request again at this We;b site and we will provide a new certificate for that
query.
This response reflects current active duty status only. For historical information, please contact the
Military Service SCRA points-of-contact.
See: http//wwwdefenselnk.mil/faq/~?is/PCC-9SLDR.htm1
WARNING: This certificate was provided based c>n ~a name and Social Security number (SSN) provided
https://www.dmdc.osd.mil/scra/owa/scra.prc_Sele .;t 4/I I /2008
Request for Military Status
Page 2 of 2
by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report ID: NFIPQIYIS
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 4/11 /2008
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IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs. Civil Action No. 07-4828 CIVIL TERM
JASON A ARNOLD
Defendant
NOTICE OF JUDGMENT OR ORDER
TO: ( )Plaintiff
(xx) Defendant
( )Garnishee
You are hereby notified that the following
Order or Judgment was entered against you
on
(xx) Assumpsit Judgment in the amount
of $11777.80 plus costs.
( ) Trespass Judgment in the amount
of $ plus costs.
( ) If not satisfied within sixty (60)
days, your motor vehicle operator's license and/or registration
will be suspended. by the Department of Transportation, Bureau
of Traffic Safety, Harrisburg, PA.
(xx) Entry of Judgment of
( ) Court Order
( ) Non-Pros
( ) Confession
(xx) Default
( ) Verdict
( ) Arbitration
Award
Prothonotary
By:
PROT ONOTA EPUT )
JASON A ARNOLD
220 YORK RD
CARLISLE,PA 17013
Plaintiff s address is:
c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7`h Avenue, Pittsburgh, PA 15219
1-888-434-0085
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL D1ViSION
CHASE BANK USA, N.A.
Plaintiff
vs.
JASON A ARNOLD
Defendant
No. 07-4828-CIVIL TERM
PRAECIPE FOR WRIT OF EXECUTION
(LEVY ONLY)
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan, Esquire
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06105321
i ~ ~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
JASON A ARNOLD ~ ~,p yam, ~I
Defendant ~(r~ PA 170(3
Civil Action No. 07-4828-CIVIL TERM
PRAECIPE FOR WRIT OF EXECUTION
TO THE PROTHONOTARY:
Kindly issue a Writ of Execution in the above matter...
1. directed to the Sheriff of Cumberland County:
2. against JASON A ARNOL'D, Defendant ~, ~ •~a~l ~o~ - l
3. Judgment Amount $ 11777.80
Less payments of/Adjustments ~ $ 497.84
Interest $ 709.74
Costs ~ $
SUBTOTAL: $ 11989.70
Costs (to be added by Prothonotary): $
WELTMAN, WEINBERG &REIS CO., L.P.A.
By: ~~`~'
William T. Molczan, squire
PA I . D. #47437
WELTMAN, WEINBERG &REIS CO., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06105321
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WELTMAN, WEINBERG & REIS CO., L.P.A.
ATTORNEYS AT LAW
2718 Koppers Bldg., 436 7t° Ave.
Pittsburgh, PA 15219
Main Phone: 412 434-7955
Fax Number: 412 434-7959
www.weltman.com
Fax Transmittal
Date:^812512008 No. of Pages:
To: Lycoming County Sheriff
From: Jen Borowski
Fax Number: 570-327-2366
Direct Line: 412-338-7122
Comments
Re• Discover Bank vs Melissa C Lehman Case # 06-01143 WWR# 5184112 Could you please fax me a cogy of the
levy sheet for this Wnt of Executions My fax number is 412-434-7959
Palisades Collection vs Marv Jackson Case # 04-01693 WWR# 3419693 -Writ of Execution for personal progerty
levy was filed on 8123106 We never received any information on whether or not this was able to be completed.
Please either fax me the infomtation or call me on mY direct line.
Thank ou so much for our hel !!
_._. _...._.. l
C i ri ~i~ z v fI E
Cincinnati, OH • Cleveland, OH nt Holly, NJ • Philadelphia, PA
', The documents accompanying this telecopy transmission contain confidential information belonging to the sender
which is legally privileged. This information is intended only for the use of the individual or entity named above. If
you are not the intended recipient, you are hereby notified that disclosure, copying, distribution or the taking of any
action in reliance on the contents of this telecopied information is strictly prohibited. If you have received this
'; telecopy in error, please immediately notify us by telephone to arrange for return of the original documents to us.
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CHASE BANK USA, N.A.
Plaintiff No. 07-4828 CIVIL TERM
vs.
JASON A ARNOLD
Defendant
WRIT OF EXECUTION
NOTICE
This paper is a "Writ of Execution". It has been issued because there is a judgment against you. It may cause your
property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being
taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act
promptly.
The law provides that certain property cannot be taken and sold by the Sheriff to satisfy your debts. SUCH
PROPERTY IS SAID TO BE EXEMPT. No matter what you may owe, there is a DEBTOR'S EXEMPTION
established by law. This means that no matter what happens, the Sheriff must give you from the sale at least
$300.00 in cash or property. There are also other exemptions which may be applicable to you. Listed below is a
summary of some of the major exemptions. You may have other exemptions or other rights. If you have an
exemption, you should do the following promptly:
(1) Complete the claim form on the opposite side and demand a
prompt hearing.
(2) Deliver the form or mail it to the Sheriffs Office at
the address noted.
You should come to court when and where you are told to appear ready to explain your exemption. IF YOtJ DO
NOT COME TO COURT AND PROVE YOUR EXEMPTION, YOU MAY LOSE SOME OF YOUR
PROPERTY.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
TELEPHONE NO.: (717) 249-3166
MAJOR EXEMPTIONS UNDER PENNSYLVANIA AND FEDERAL LAW
1. $300.00 exemptions set by law.
2. All wearing apparel used by yourself and all family members.
3. Bibles, school books, sewing machines, uniforms & equipment.
4. Tools of your trade such as carpenter's tools.
5. Most wages & unemployment benefits.
6. Social Security benefits, certain retirement funds and accounts.
7. Certain veteran & armed forces benefits.
8. Certain insurance proceeds.
9. Such other exemptions as may be provided by law.
CLAIM FOR EXEMPTION
TO THE SHERIFF:
I, the above-named defendant, claim exemption of property from levy or attachment:
(1) FROM MY PERSONAL PROPERTY IN MY POSSESSION WHICH HAS BEEN LEVIED UPON,
(a) I desire that my statutory $300.00 exemption be:
(_) (1}set aside in kind (specify property, to be set aside in kind:
(_) (2) paid in cash following the sale of the property levied upon; or
(b) I claim the following exemption: (specify property and basis of exemption):
(2) FROM MY PROPERTY WHICH IS IN THE POSSESSION OF A THIRD PARTY, I CLAIM THE
FOLLOWING EXEMPTIONS:
(a) my $300.00 statutory exemption: (_) in cash ~) in kind
(specify property):
(b) Social Security benefits on deposit in the amount of $
(c) Other (specify amount & basis for exemption):
I request a prompt court hearing to determine the exemption.
Notice of hearing should be given me at the following:
ADDRESS: TELEPHONE NUMBER:
I verify that the statements made in this Claim for Exemption are true and correct. I understand that false
statements herein are made subject to the penalties of 18 PA. C.S. s 4904 relating to unsworn falsification to
authorities:
Date: Defendant:
THIS CLAIM TO BE FILED WITH:
Office of the Sheriff of Cumberland County
One Courthouse Square, Cumberland County Courthouse
Carlisle, Pennsylvania 17013
Telephone Number: (717) 240-6390
Note: Under paragraphs (1) and (2) of the Writ, a description of specific property to be levied upon or attached
may be set forth in the Writ or included in a separate direction to the Sheriff.
Under paragraph (2) of the writ, if attachment of a named garnishee is desired, his name should be set
forth in the space provided.
Under paragraph (3) of the writ, the Sheriff may, as under prior practice, add as a garnishee any person
not named in this writ who may be found in possession of property of the defendant. See Rule 3111(a). For
limitations on the power to attach tangible personal property, see Rule 3108(a) (b). Each court shall, by local rule,
designate the officer, organization or person to be named in the notice.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 07-4828 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due CHASE BANK USA, N.A., Plaintiff (s)
From JASON A. ARNOLD, 220 York Road, Carlisle, PA 17013
(1) You are duected to levy upon the property of the defendant (s)and to sell and and all property .
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishees} that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $11,279.96 L.L. $.50
Interest -- $709.74
Atty's Comm % Due Prothy $2.00
Atty Paid $166.80 Other Costs
Plaintiff Paid
Date: 9/08/08
C~'Eis R. Lon onot~{y
(Seal) By:
Deputy
REQUESTING PARTY:
Name WILLIAM T. MOLCZAN, ESQUIRE
Address: WELTMAN, WEINBERG & REIS CO., LPA
1400 KOPPERS BUILDING
436 SEVENTH AVENUE
PITTSABURGH, PA 15219
Attorney for: PLAINTIFF
Telephone: 412-434-7955
Supreme Court ID No. 47437
~~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
JASON A ARNOLD
Defendant
No. 07-4828 CIVIL TERM
PRAECIPE FOR SATISFACTION OF
JUDGMENT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C Warmbrodt, Esquire
PA I . D #42524
WELTMAN, WEINBERG & '~REIS CO., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06105321
}' -'~
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs. Civil Action No. 07-4828 CIVIL TERM
JASON A ARNOLD
Defendant
PRAECIPE FOR SATISFACTION OF JUDGMENT
At the request of the undersigned attorneys for the Plaintiff, you are directed to satisfy the above-captioned
Judgment.
WELTMAN, WEINBERG &REIS CO., L.P.A.
brodt, Esquire
WELTM N, EINBERG &REIS CO., L.P.A.
WWR #06105321
By:
James C
PA I . D #e
1400 p rs Building
436 S v nth Avenue
Pittsb gh, PA 15219
(412) 434-7955
Sworn to and sub
before me this
d~~arch, 09
NOTARY PUBL
n~r~~8' .7oa+
No~Y~
Heil J. KeHY•
~ ~ .4,2009
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R. Thomas Kline, Sheriff, who being duly sworn according to law, states this
V returned ABANDONED, no action taken in six months.
Garnishee So Ans .
$ 67.65 / ~'xy~of ~ '°°''
ff s Costs: Advance Costs: 150.00
-~ Sheriff's Costs: 67.65
Dc~keting 18.00 82.35
~?~ndage 1.33
La1~v Library .50 Refunded on 0/23/09
Prothonotary 2.00
Mileage 4.50
Surcharge 20.00
Levy 20.00
Postage 1.32
R. Thomas Kline, Sheriff
By
Sharon R. Lantz
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 07-4828 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due CHASE BANK USA, N.A., Plaintiff (s)
From JASON A. ARNOLD, 220 York Road, Carlisle, PA 17013
(1) You are directed to levy upon the property of the defendant (s)and to sell and and all property .
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $11,279.96
Interest -- $709.74
Atty's Comm
Atty Paid $166.80
Plaintiff Paid
L.L. $.50
Due Prothy $2.00
Other Costs
Date: 9/08/08
(Seal)
REQUESTING PARTY:
Name WILLIAM T. MOLCZAN, ESQUIRE.
Address: WELTMAN, WEINBERG & REIS CO., LPA
1400 KOPPERS BUILDING
436 SEVENTH AVENUE
PITTSABURGH, PA 15219
Attorney for: PLAINTIFF
Telephone: 412-434-7955
C s R. Long, P o
By:
Deputy
Supreme Court ID No. 47437