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HomeMy WebLinkAbout07-4916IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff NO. ~~ - NQ1(i ~i vo 1 ~G'lrv~ v. MARY A NICKEY Defendant(s) COMPLAINT IN CIVIL ACTION Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_l l Cmplt Cvr Sht P&F File No. 2051.3155 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice aze served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. NO. Usted ha sido demandado en torte. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomaz action dentro de los proximos veinte (20) dias despues de la notification de esta Demanda y Aviso radicando personalmente o por medio de un abogado una compazecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomaz action como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier soma de dinero reclamada en la demanda o cualquier reclamation o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 LISTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI LISTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI LISTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA 21Notice to Defend P&F File No. 2051.3155 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) COMPLAINT IN CIVIL ACTION NO. U 7- y 9/4 C~c.v~-l ~ e,~...-- AND NOW, comes Plaintiff, TARGET NATIONAL BANK/TARGET VISA , by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, TARGET NATIONAL BANK/TARGET VISA , is a corporation and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is MARY A NICKEY, an adult individual, believed to currently reside at 60 GORDON DR CARLISLE, PA 17013-8602. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4352376719337354, for the purchase of good and services. 4. The Defendant(s) haslhave made or authorized a number of purchases and as of June 14, 2007, Defendant(s) owes $6,458.09 on said account plus interest. 5. Plaintiff maintains accurate books of account recording all credits and debits for PA_OS Civil Cmplt Crdt Crd P&F File No. 2051.3155 this account. 6. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied. 7. The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $6,458.09, plus interest and costs. 8. By failing to object or dispute to the statements including the statement attached hereto as Plaintiff s Exhibit "A", Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 9. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. PA_OS Civil Cmplt Crdt Crd P&F File No. 2051.3155 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $6,458.09, plus legal interest from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Re A.P.C. Date: ~g~I',. rris, Esquire 13 E. Ma' Street Carnegie, A 15106 (412) 429- 75 PA_OS Civil Cmplt Crdt Crd P&F File No. 2051.3155 3osi. 3iss O IIIIIIIIIIIIIII~IbIIIIAIIIIII Account Number: 4352-3767-1933-7354 Statement Closing Date: June 10, 2007 MARY A NICKEY Page 1 of 2 Target Visa Account Summary , Total Credit Limit $0 Previous Balance $6,280.62 Cash Limit $0 Payments & Credits -9.86 Available Credit $0 Purchases & Advances 0.00 Portion Available for Cash $0 Other Charges 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 152.33 New Balance $6,458.08 Questions? Call Us: Amount Past Due $753.40 Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights Minimum Payment Due $1,005.73 (includes any Amount Past Due) Payment Due Date July 5, 2007 Payments 81 Credits Apr. 18 PURCHASE ADJUSTMENT -$9.86 Total Payments & Credits -$9.86 Other Charges Jun. 4 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 Target National Benk, en efAlinte of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK NN p Account Number 4352-3767-1933-7354 I~~~~Il~~~~~l~~~N~ll~l~~~~~~~~~~~~lp New Balance $6,458.09 TARGET. u Minimum Payment Due $1 005.73 Payment Due Date July 5, 2007 NEW PHONE,HOME OR IIII'11I1IIlI11I1I1~lI IIIIIIIIIII~IIIII~IIIIIIIIII" Amount E-MAIL ADDRESS? Enclosed $ PLEASE UPDATE ON TARGET NATIONAL BANK REVERSE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 IIIIIIII""1'IIIIII'lIIl1II~li'1"tllll'lll'I'l lllll'lllll'1 MARY A NICKEY 60 GORDON DR 1111"1 I IS,I I"I IPI IAI I I I III 1118' 101"1 I I I I I I I I~ I I I I I I I I I I I I I I I I I I ~~ ~~~~~ ~ `i ~ ~ 3001210100573064580990435237671933735471 o ~~~~~~~~h~~~~~~~~~~~~~~ Account Number: MARY A NICKEY 4352-3767-1933-7354 Statement Closing Date: June 10, 2007 Page 2 of 2 Finance Charges , Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.07736% 28.24% $5,390.16 $129.26 $0.00 Cash 0.07736% 28.24% $961.83 $23.07 $0.00 Total FINANCE CHARGES: $152.33 Actual ANNUAL PERCENTAGE RATE: 28.24% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Win a Disney Parks Dream Vacation Use your Target Visa credit card for an eligible purchase between June 1 and July 31 and be automatically entered for a chance to win a Disney Parks Dream Vacation from Visa. For complete details, visit Target.COm/redcard. Subject to Official Rules. Purchase will not improve your chance of winning. No purchase necessary. Offer available to all US residents. Void where prohibited. 17099146 In Court Judicial (CircuitJDistrict) Original Creditor Name: TARGET NATIONAL BANK Debtor Name: NICKEY, MARY A Co-Debtor Name: Account Number: 4352376719337354 AFFIDAVIT OF ACCOUNT STATE OF MINNESOTA COUNTY OF HENNEPIN ss: The undersigned, TIFFANY LEWIS states that: I am a representative of TARGET NATIONAL BANK and am authorized to Verify current balances due and owing to TARGET NATIONAL BANK on credit card accounts. As of the date of this affidavit I have reviewed the records of the above listed person and account, and that the amount due and owing to TARGET NATIONAL BANK on this account, over and above all known legal set offs is $6458.09. That reasonable inquiry has been made to determine if the defendant is in the military service of the United States of America, and to the best of my knowledge that defendant is not in such military service and is therefore not entitled to the rights and privileges provided under the Soldiers and Sailors Civil Relief Act of 1940, as amended. That the above information is true to the best of my knowledge, information and belief, and based upon the books and business records of TARGET NATIONAL BANK. r r- A oriz d ant T GET NATI AL BANK Subscribed and sworn to before Me on 19th day of June, 2007 tary public p~ My commission expires: 3~ QO 4352376719337354 ~, A144 PATENAUDE & FELIX, A.P.C '~'~ jANIG~. L ~,OKEN ~' :, Notary Public Minnesota • + My Commissars Expires January 31.2008 The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that she is, Tiffany Lewis, Assistant Secretary, of Target National Bank, Plaintiff Herein, that she is duly authorized to make this Declaration, and hat the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of her knowledge, information and belief. Tiffa Le ' Authorized ent of Target National Bank/Target Visa 4352376719337354 A 144 PATENAUDE & FELIX, A.P.C ~) !v (~ ~~ ~-i .J ~,., ' ~ ~ ~~ t` ~-~-{ " ' ~ ~ ^` ~ ~ T R~ ~yy . W ~ ~ i ' I31 D ; J ~ a ` : ~ rr= ~ - _ ~ c~ ; -< SHERIFF'S RETURN - REGULAR CASE NO: 2007-04916 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND TARGET NATIONAL BANK ET AL vs NICKEY MARY A RONALD HOOVER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE NICKEY MARY A was served upon the DEFENDANT at 1627:00 HOURS, on the 23rd day of August 2007 at 60 GORDON DRIVE CARLISLE, PA 17013-8602 MARY A NICKEY by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.80 Affidavit .00 Surcharge 10.00 .00 R'b1.167 (~/ 32.80 Sworn and Subscibed to before me this day So Answers: r .~d~~ R. Thomas Kline 08/24/2007 PATENAUDE & FELIX By ~ ~~~~y~C~ Deputy Sheriff of A.D. TARGET NATIONAL BANK, IN THE COURT OF COMMON Plaintiff PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. N0.07~916 Civil Term MARY A. NICKEY, Defendant Civil Action - Law ANSWER AND N011V comes tlar Defendant by and thmugh her undersigned cow~sel, .and files this Answer and in support thereof responds as follows: 1. Admitted. 2. Admitted. 3. Adel. 4. Adtnitted in part and denied in part. It is admitted that Defendant made ~ with the card. Defendant specifically denies and .disputes owing ~fi458.09 to plaintiffand strict proof, explanation and evidence of the calculation of this sum is deed. 5. Denied. It is denied that plaintiff's written s1ts acc~untely stated the debits aad credits and strict pmof thereof is demanded. 6. I~nied. It is denied #hat plainti#'s written statements accurately stated the debits and credits and strict proof thereof is ~. It is also denied insofar as the averments in Paragraph 6 suggest that the defendant has waived the right to dispute any statement received. By way of further answer, defendant specifically denies that he has received cannplete written explanation of the amount being sought by plaintiff It is specifically denied that defendant asseat~ed and agreed to the corms of the balance due so as to constitute an account stated. 7. Denied. Defendant has never made and outright refusal to pay. Defe~ant ~ .5. .~.. specifyally denies and disputes owing 56438.09 to plaintiff and strict proof, explanation and evidence of the coon of this sum is med. 8. Denied insofar as the avern~ts in Paragraph 8 suggest that the defendant has waived the right to dispute any statement received. By way of furthex answer, defendant specifically denies that he has received complete written explanation of the amount being sought by plaintiff 'The terms and ronterrts of E,xlubit "A" speak for themselves. 9. Denied. Defendant has never made and outright refusal to pay. V~IiE~REFORE, defendant demands judgment against plaintiffarrd that plainti#~s complaint be dismissed with prejudice. Date: l'« '~~ I.D. # 76660 Leah M. Stump, squire ID. # 9321 i Attorney for Defendant 270 Market Street Millersburg, PA 17061 717-692-3333 ~~-~~ • ~~ LEAH M. ~TUI~, ESQUIRE, hereby states that she is the ~dtorney for the Hefendant in this action and verifies that the statements made in the foregoing pleading are true and cornea to the best of her knowledge, information, and belief. The undersigned understands that the statements herein are made subject to the skies of l8 Pa. C.S.A..Section 49114 relating to answorn falsification to authorities. s • TARGET NATIONAL BANK, Plaintiff vs. MARY A. NICKEY, Defendant IN THE COURT OF COMMON PLEAS OF C[JMEL~EILANI) COUNTY, PENNSYLVArTIA N0.07-4916 Civil Tenn Civil A~ - Law I I~CEREBY CERTIFY that a taste and correct copy of the foregoing Answer has been served by first class mail, postage pre-paid upon the following Gnrgg L. Morris, Esquire Pa~ude dt Felix, APC 213 E. Maul Street Carnegie, PA 15106 (412) 429-7679 CC -(~-o ~ Hate ~.~. ~,~„ Leah M. S p, Esquire I.D. #9321 i Attorney for Defendant 270 Market Street Milie~rsimrg, PA 17061 (717) 692-5533 ~ ~' ~ t~~-~ ~ Z:a; _ ~ -ra -- m~ ~~ ~~: ~ ~ \ ! . ~ri • Y y~` IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) NO. 07-4916 PLAINTIFF'S REQUEST FOR ADMISSIONS ADDRESSED TO DEFENDANT'S ATTORNEY, LEAH M STUMP You are hereby requested to admit the following, for the purposes of this action only, pursuant to the Rules of Civil Procedure. You are directed to file a sworn answer to this request in compliance with the Rules of Civil Procedure within thirty (30) days after service of this document. The Plaintiff is as identified in the caption of the Complaint in Civil Action filed at the above number and term and incorporated herein by reference. 2. The Defendant is as set forth in caption of the Complaint in Civil Action incorporated herein by reference. 3. Defendant applied for and opened an account with Plaintiff, being Account No. 4352376719337354 (hereinafter "Account") for the purchase of goods and services. 4. The Defendant agreed to purchase various item(s) of personal property, service(s) or item(s) of merchandise from Plaintiff. 5. Defendant received the item(s) of personal property, service(s) or item(s) of PA_70 Req Adm CC D1 P&F File No. 2051.3155 merchandise referenced in the Complaint in Civil Action which are incorporated herein by reference. 6. The prices charged by Plaintiff were those which Defendant agreed to pay. 7. The prices charged by Plaintiff were fair, reasonable and market prices for the item(s) or services at the time they were delivered or received by Defendant. 8. There remains an unpaid balance due on the Account. 9. Defendant, received monthly billing statements from Plaintiff. Copies of the billing statements, dated July 10, 2006 to September 10, 2007, sent to Defendant, MARY A NICKEY are attached hereto as Plaintiff s Exhibit "A" and incorporated herein by reference. 10. Defendant retained those statements without objection, anal made payments to Plaintiff. 11. The unpaid balance due is as more fully set forth in the prayer of the Complaint in Civil Action which has been incorporated herein by reference. Date: PA_70 Req Adm CC Dl P&F File No. 2051.3155 '^~ isS u O II~I~III~IIIIIM Account Number: 4352-3767-1933-7354 Statement Closing Date: July 10, 2006 MARY A HICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $0.00 Cash Limit $900 Payments & Credits 0.00 Available Credit $5,071 Purchases & Advances 870.82 Portion Available for Cash $35 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 57.66 Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-errorrights Your Target Rewards Status Previous Balance 0 Points Earned This Monkh +14 ................................................ ..................... New Target Rewards Balance 14 Earn a Target Rewards certificate with 1000 points. Use your Target Visa to earn points toward a 10% off shopping day at Target. •Subjed to Target Rewards program rules. New Balance $928.48 Minimum Payment Due $17.66 Payment Due Date August 4, 2006 ~ Take Charge of Education ~ Pharmacy Rewards Enroll in Take Charge of Education today. For every REDcard purchase you make,. Target donates up to 1 °~ of those purchases to the K-12 school of your choice. Sign up at Target.comftcoe or call 1-800-316-6142. "Subject to Take Charge of Education program rules. Earn 10°/° off an entire shopping day! Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit Target.com/pharmacyrewards. 'Subject to Target Pharmacy Rewards program rules. I Payments 8t: Credits I Vo payments or credits were received last month. I Target National Bank, en afillele of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION TARGET. INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK ll II~~ II uu IIII~II MM ~~II tltl II V ppuulI~~ II Account Number 4352-3767-1933-7354 Minimum Payment Due $17.66 I~II~f~II~IIifl~~fl~6~I~I~q~I~III~~III~II~R~IIIM~IIINIUI~II New Balance $928.48 Payment Due Date August 4, 2006 W PHONE, HOME OR MAIL ADDRESS? EASE UPDATE ON VERSE SIDE. FFICE COPY ^ 1~111ulrlrrlrrlrlrlrlrlulltnulluulllrrrl~rtlll Amount TARGET NATIONAL BANK Enclosed $ P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 Il.lrlrrlllirrlli~l~llrlrir~llilrll~i~rllrrlllirlrlllrl~lirlti MARY A HICKEY 60 CORDON DR CARLISLE, PA 17013-8602 ~~ b~ ~ ~!~ `~ l~~rlil~r~lll~~~rrrlirtll~ll~l~~ll~~ll~rr~~irl~llrtll~~t~lir~l VI 2000000001766009284890435237671933735471 o I~Nll~llllll~l~l~nll Account Number: 4352-3767-1933-7354 Statement Closing Date: 3uty 70, Zoos MARY A NICKEY Page 2 of 2 Purchases Jun. 14 TARGET CARLISLE, PA $13.32 Sub-total Purchases $13.32 Cash Jun. 17 CITGO MART/603 FRANKLIN S CARLISLE, PA $61.00 Jun. 18 PNC NE/1 CRANES GAP RD CARLISLE 1 , PA 61.75 Jun. 19 PA STATE BANK/950 WALNUT CARLISLE, PA 62.00 Jun. 20 PA STATE BANK/950 WALNUT CARLISLE, PA 102.00 Jun. 21 CITGO MART/603 FRANKLIN S CARLISLE, PA 61.00 Jun. 27 PA STATE BANK/950 WALNUT CARLISLE, PA 102.00 Jun. 30 PA STATE BANK195D WALNUT CARLISLE, PA 102.00 Jul. 2 PNC NE/1 CRANES GAP RD GARLJSLE 1, PA 101.75 Jul. 4 PA STATE BANK/950 WALNUT CARLISLE, PA 102.00 Jul. 9 PA STATE BANK/950 WALNUT CARLISLE, PA 102.00 Sub-total Cash $857.50 Total Purchases & Advances $870.82 ~ Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annuai Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.04356% 15.90% $0.00 $0.00 $0.00 Cash 0.06000% 21.90% $425.77 $7.66 $50.00 Total FINANCE CHARGES: $57.66 Actual ANNUAL PERCENTAGE RATE: 78.49% Special Announcements and Exclusive Offers Welcome! As a new Target Visa cardholder you can begin to enjoy the many rewards your Target Visa has to offer you Use your Ta-rget Visa wherever Vise is-aeeepted:--Every purchase you make adds up to Target Rewards points -which adds up to really smart savings. ~ssias o I~IIIIV'I~II~InBI~~U Account Number: 4352-3767-1933-7354 Statement Closing Date: August 10, zoos MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $928.48 Cash Limit $900 Payments & Credits -34.00 Available Credit $5,061 Purchases & Advances 22.00 Portion Available for Cash $4 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 22.29 Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights Your Target Rewards Status Previous Balance 14 Points Earned This Month +p New Target Rewards Balance 14 ............................................................................. Earn a Target Rewards certificate with 1000 points. Use your Target Visa to earn points toward a 10°k off shopping day at Target. 'Subject to Target Rewards program rules. New Balance $938.77 Minimum Payment Due $P7,yg Payment Due Date Take Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.com/tcoe or call 1-800-316-6142. *Subject to Take Charge of Education program rules. September 4, 2006 Pharmacy Rewards Earn 10% off an entire shopping day! Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit T a rg a t. c o m!p h a r m s cy rewa rd s. `Subject to Target Pharmaq Rewards program rules. Payments & Credits I Jul. 27 PAYMENT. THANKS! -$34.00 Total Payments & Credits -$34.00 I Target Netfonel Bank, en afiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION TARGET. INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 New Balance $938.77 Minimum Payment Due $27,28 Payment Due Date September 4, 2006 EW PHONE,HOME OR IIIIIIIIIIIIIIIII~IIIIIIIIIIIIIIIIIIIIII'1111I1il~ll Amount -MAIL ADDRESS? _EASE UPDATE ON TARGET NATIONAL BANK Enclosed EVERSE SIDE. P.O. BOX 59317 1FFICE COPY MINNEAPOLIS,ttMN 55459-0317 I~1'1'lll'~1~~'1I I111~1~I111I~I111IIIII~II II III II ~I IIII~III1~ MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 VIII'IIIIIIIIIIIIII~IIIIIIII'11I I11I I111t1I1'IIIII~IIIII~IIiI 300034000272900938779D435237671933735471 TARGET. ail II~~III IIIR~IIII IIP Account Number: 4352-3767-1933-7354 Statement Closing Date; August 10, Zoos MARY A NICKEY Page 2 of 2 Cash Jul. 27 PA STATE BANK/950 WALNUT CARLISLE, PA z $22.00 Sub-total Cash $22.00 Total Purchases & Advances $22.00 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.0435696 15.90°h $13.40 $0.18 $0.00 Cash 0.06000° 21.90°,6 $919.88 $17.11 $5.00 Total FINANCE CHARGES : $22.29 Actual AN NUAL PERCENTAGE RATE: 28.66°!0 ' 99146 o ~I~~~~~~~~n~m~' Account Number: 4352-3767-1933-7354 Statement Closing Date: September 10, Zoos MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $938.77 Cash Limit $900 Payments & Credits _27.28 Available Credit $5,042 Purchases & Advances 23.94 Portion Available for Cash $0 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 22.40 Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-errornghts Your Target Rewards Status Previous Balance 14 Points Earned This Month +13 New Target Rewards Balance 27 ............................................................................. Earn a Target Rewards certificate with 1000 points. Use your Target Visa to earn points toward a 10% off shopping day at Target. `Subject to Target Rewards program rules. New Balance $957.82 Minimum Payment Due $27.40 Payment Due Date October 5, 200s Take Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1°~ of those purchases to the K-12 school of your choice. Sign up at Target.com/tcoe or call 1-800-316-6142. 'Subject to Take Charge of Education program rules. Pharmacy Rewards Earn 10% off an entire shopping day! Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10°r6 off a full day of shopping at Target. Call 1-877-RxTarget or visit Target.com/pharmacyrewards. 'Subject to Target Pharmacy Rewards program rules. I Payments 81 Credits I Aug. 24 PAYMENT. THANKS! -$27.29 Total Payments & Credits -$27.28 I Target National Benk, en effillete of Target Stores NOTICE' SEE REVERSE SIDE FOR IMPORTANT INFORMATION • TARGET. INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL SANK Account Number 4352-3767-1933-7354 New Balance $957.82 Minimum Payment Due $27.40 Payment Due Date October 5, 2006 SEW PHONE,HOME OR IIIIIIIII VIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII Amount -MAIL ADDRESS? Enclosed $ LEASE UPDATE ON TARGET NATIONAL BANK EVERSE SIDE. P.O. BOX 59317 )FFICE COPY MINNEAPOLIS, MN 55459-0317 VIII'IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIilllllllll11II11II MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 ~~ IIIIII II II III1111IIIIIIIII III II IIII III II IIIIIIIIIIIIIIIIIIIIII 2000270002740009578290435237671933735471 o ~~~~~n~~~~~~~~n~~an~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: September 10, 2006 MARY A NICKEY Page 2 of 2 Purchases Aug. 30 TARGET CARLISLE, PA $12.19 Sub-total Purchases $12.19 Cash Sep. 3 PNC NE/1 CRANES GAP RD CARLISLE 1 , PA $11.75 Sub-total Cash $11.75 Total Purchases & Advances $23.94 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percehtage Rate Balance CHARGE CHARGE - Purchases 0.04356°,6 15.90% $18.21 $0.25 $0.00 Cash 0.06000°k 21.90°x6 $921.99 $17.15 $5.00 Total FINANCE CHARGES: $22.40 Actual ANNUAL PERCENTAGE RATE: 28.58% Special Announcements and Exclusive Offers Manage your account online. Enroll now at Target.com/redcard. Like the convenience of your Target Visa? You'll like it even more once you discover what you can do online: Choose payment options, start AutoPay, request account alerts, add a cardholder to your account and update your contact information. It's easy to sign up for these free services. Go online and check it out. ' ossiae O III~IIIII~I~IIIIIIIN~II Account Number: 4352-3767-1933-7354 Statement Closing Date: October 10, Zoos MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $957.82 Cash Limit $900 Payments & Credits -100.00 Available Credit $4,478 Purchases & Advances 636.59 Portion Available for Cash $3 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 27.35 Questions? Call Us: Target Credit Services 1-888-755-5856 TDDlfDY 1-800-347-5842 Outside fhe U.S. 11-612-307-8622 (Call Collect) Calling willnotp2serve yourbiJling-errorrights Your Target Rewards Status Previous Balance 27 Points Earned This Month +390 New Target Rewards Balance 417 Earn a Target Rewards certificate with 1000 points. Use your Target Visa to earn points toward a 10°k off shopping day at Target. 'Subject to Target Rewards program rules. New Balance $1,521.76 Minimum Payment Due $38.35 Payment Due Date November 4, 2006 Take Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.com/tcoe or call 1-800-316-6142. `Subject to Take Charge of Education program rules. Pharmacy Rewards Earn 10°/a off an entire shopping day! Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10°~ off a full day of shopping at Target. Call 1-877-RxTarget or visit Target.com/pharmacyrewards. 'Subject to Target Pharmacy Rewards program rules. I Payments ~ Credits ~ Sep. 30 PAYMENT. THANKS! -$100.00 Total Payments & Credits -$10D.00 I Target National Bank, en affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WRH YOURPAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 TARGET INIINI~II~nIN~~II~N~~INNNIII~II~III~IININIiIII~IIINNIIIIIIII Minimum Payment Due $1 $38.35 Payment Due Date November4, 2006 lEW PHONE,HOME OR IIII IIIIIII1111VIII1'1111I111111IIIIIIII~111111IIII Amount E-MAIL ADDRESS? EnCIDSed 'LEASE U PRATE ON TARG ET NATIONAL BAN K 'EVERSE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 VIII'1111III1111111I11'IIIIIIIII~11" IIIII~IIIIIIIIII111'~III ~ ~ 6001000003835015217690435237671933735471 o ~~~~~~~~~~~~~~~~~Mn~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: October 10, 2006 MARY A NICKEY Page 2 of 2 Purchases Sep. 15 TARGET CARLISLE, PA $143.61 Sep. 17 FOOD LION #0397 OCEAN CITY, MD 72.63 Sep. 18 WAL-MART #2560 BERLIN, MD 136.49 Sep. 20 ANIMAL LAND OCEAN CITY, MD 98.B2 Sep. 22 OC BABIES OCEAN CITY, MD 56.67 Sep. 22 CANDY KITCHEN SHOPPE SOM OCEAN CITY, MD 11.40 Sep. 22 EDWARDS OF OC, LLC OCEAN CITY, MD 5.25 Sep. 22 PARADISE ISLAND OCEAN CITY, MD 8.40 Sep. 27 TARGET CARLISLE, PA 21.88 Oct. 3 NELL'S #208 CARLISLE, PA 5.32 Oct. 4 WM SUPERCENTER CARLISLE, PA 18.B7 Oct. 7 NELL'S #208 CARLISLE, PA g 83 Oct. 7 NELL'S #208 CARLISLE, PA 2.40 Oct. 9 NELL'S #208 CARLISLE, PA 8.34 Oct. 9 NELL'S #208 CARLISLE, PA 18.58 Sub-total Purchases $614.59 Cash Oct. 5 PA STATE BANK/950 WALNUT CARLISLE, PA $22.00 Sub-total Cash $22.00 Total Purchases & Advances $636.59 Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.04356% 15.90°k $445.25 $5.82 $0.00 Cash 0.06000% 21.90% $918.15 $16.53 $5.00 Total FINANCE CHARGES: $27.35 Actual ANNUAL PERCENTAGE RATE: 24.07% ~ oss~as o ~n~~~~~~~~~~~~ Account Number: 4352-3767-1933-7354 statement closing Date: November 10, 2006 MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $1,521.76 Cash Limit $900 Payments & Credits -39.00 Available Credit $4,217 Purchases & Advances 272.08 Portion AvailableforCash $3 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 27.96 Questions? Call Us: Target Credit Services 1-888-755-5856 TDDlfDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling wilt not preserve yourbilling-error rights Your Target Rewards Status Previous Balance 417 Points Earned This Manth +139 Points Adjusted +250 New Target Rewards Balance 806 Shopping with your Target Visa? Don't stop now! You almost have 1000 points - and a Target Rewards certificate good for 10°k off at Target stores. `Subject to Target Rewards program rules. New Balance $1,782.80 Minimum Payment Due $45.96 Payment Due Date lake Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.comltcoe or call 1-800-316-6142. 'Subject to Take Charge of Education program rules. December 5, 2006 Pharmacy Rewards Earn 10% off an entire shopping day! Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit Target.com/pharmacyrewards. `Subject to Target Pharmacy Rewards program rules. I Payments 81 Credits ~ Nov. 2 PAYMENT. THANKS! -$39.00 Total Payments & Credits -$39.00 Target National Benk, an efiliele of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 TARGETa INIIIINIINIIIIINNIINININININIIINNNIIINNNINIIINIIIIINIIIIII M nWmum Payment Due $1 $45.96 Payment Due Date December 5, 2006 EW PHONE,HOME OR '1'1II1~1IIIIIIII~I IIIIIIIII IIIII~IIIIIIIII11~1IIIII -MAIL ADDRESS? LEASE UPDATE ON TARGET NATIONAL BANK EVERSE SIDE. P.O. BOX 59317 )FFICE COPY MINNEAPOLIS, MN 55459-0317 MARY A NICKEY 60 CORDON DR CARLISLE, PA 17013-8602 IIIIIII111IIIIIIIIII'III'1'11I111I11I~11111I1I1" IIIIIIIIIIIII ~~ 3000390004596017828090435237671933735471 Amount Enclosed $ ~~ o ~~~u~~~~~~u~~~~~n~u Account Number: 4352-3767-1933-7354 Statement Closing Date: November 10, zoos MARY A NICKEY Page 2 of 2 Purchases Oct. 10 NELL'S #208 CARLISLE, PA $7.80 Oct. 10 COLLECTIONS ETC., INC. 620-584-8000, IL 60.88 Oct. 11 NELL'S #208 CARLISLE, PA 9,79 Oct. 17 NELL'S #208 CARLISLE, PA 4.72 Oct. 17 NELL'S #208 CARLISLE, PA 4.47 Oct. 18 TARGET CARLISLE, PA 4.84 Oct. 18 BOARDGAMES.COM 908-429-0202, NJ 101.80 Oct. 19 NELL'S #208 CARLISLE, PA 5.66 Oct. 20 NELL'S #208 CARLISLE, PA 6.Z9 Oct. 20 NELL'S #208 CARLISLE, PA 2.98 Oct. 20 NELL'S #208 CARLISLE, PA 2.35 Oct. 21 NELL'S #208 CARLISLE, PA 10.10 Oct. 27 CHINA WOK CARLISLE, PA 27.35 Oct. 31 NELL'S #208 CARLISLE, PA 5.18 Nov. 3 NELL'S #208 CARLISLE, PA 5.13 Nov. 4 NELL'S #208 CARLISLE, PA 4.87 Nov. 4 NELL'S #208 CARLISLE, PA 1.24 Nov. 6 NELL'S #208 CARLISLE, PA 1.84 Nov. 7 NELL'S #208 CARLISLE, PA 1.84 Nov. 9 NELL'S #208 CARLISLE, PA 2.95 Sub-total Purchases $272.08 Total Purchases & Advances $272,Og Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases D.04356% 15.90°h $826.73 $11.16 $0.00 Cash 0.06000° 21.90% $903.24 $16.80 $0.00 Total FINANCE CHARGES: $27,96 Actual ANNUAL PERCENTAGE RATE: 19.39% Special Announcements and Exclusive Offers spend your holiday brilliantly! Just spend $250 or more on your REDcard at Target or Target.com from November 1 to December 24, and Jet a 10% off bonus certificate in January. Now that's brilliant! Some restrictions apply. See Target.com/redcard for details. ~ )99146 o II~~I~~l~l~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: December 10 Zoos MARYA NICKEY , Page 1 oft Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $1 782.80 Cash Limit $900 Payments & Credits , -45 96 Available Credit $3,466 Purchases & Advance . s 763.63 Portion Available for Cash $4 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 3Y,72 ~~ Questions? Call Us: New Balance $2,533.19 Minimum Payment Due $58.72 Target Credit Services 1-888-755-5856 TDDITDY 1-800-347-5842 Payment Due Date January 4, 2007 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve yo ur billing-error rights Your Target Rewards Status Previous Balance 806 Points Earned This Month +404 Awarded This Billing Period 1000 New Target Rewards Balance 210 You did it! You've earned a Target Rewards certificate. Enjoy 10% off on a full day of shopping with your Target Visa at Target. Thanks for using your card! 'Subject to Target Rewards program rules. Take Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.com/tcoe or call 1-800-316-6142. 'Subject to Take Charge of Eduption program rules. Pharmacy Rewards Earn 10°/a off an entire shopping day! Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit Target.com/pharmacyrewards. `Subject to Target Pharmacy Rewards program rules. Payments & Credits Nov. 28 PAYMENT. THANKS! _Ras qF Total Payments & Credits -$45.96 Target Nafionel Benk, en etfiliete of Tergal Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK ~ Account Number 4352-3767-1933-7354 TARGET, IBIIVIIIIIIIIIII~~II~I~nIIV~III~~~IIIfII~u~III~IIINIININII M nWmum Payment Due $2 $58.72 Payment Due Date January 4, 2007 EW PHONE,HOME OR IIIIIII~IIIIIIIf1I1I1~IlI1fI11111II11111III11I1111I~ Amount -MAIL ADDRESS? -EASE UPDATE ON TARGET NATIONAL BANK Enclosed EvERSesiDE. P.O. BOX 59317 1FFICE COPY MINNEAPOLIS, MN 55459-0317 III'IIIII IIIIIIIIIIIIIIII~IIII11'lllllll'IIIIIIIIIIIIIIIIIIIII , MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 I11111111111~11111111111111111111111111111111111111111111111111 C 6000450005872025331990435237671933735471 o ~~~~~u~~uu~unnu Account Number: 4352-3767-1933-7354 Statement Closing Date: December 10 2006 MARY A NICKEY Page 2 of 2 , Purchases Nov. 10 NELL'S #208 CARLISLE, PA $8.97 Nov. 15 TARGET CARLISLE, PA 42.38 Nov. 15 KOHLS #0188 CARLISLE, PA 73.45 Nov. 16 BOTANIC CHOICE 800-644-8327, IN 77.88 Nov. 24 JCPENNEY STORE 2712 CAMP HILL, PA 28.36 Nov. 24 KOHLS #0188 CARLISLE, PA 165.63 Nov. 25 GEORGES SUBMARINE SANDWIC CARLISLE, PA 30.63 Nov. 27 NELL'S #208 CARLISLE, PA 4.24 Nov. 27 NELL'S #208 CARLISLE, PA 5.01 Nov. 27 SEA SHELL CITY, INC 302-5399366, DE 62.90 Nov. 29 NELL'S #208 CARLISLE, PA 5.63 Nov. 29 NELL'S #208 CARLISLE, PA 2.21 Nov. 30 NELL'S #208 CARLISLE, PA 2.64 Dec. 1 NELL'S #208 CARLISLE, PA 2.64 ', Dec. 2 NELL'S #208 CARLISLE, PA 1.79 Dec. 2 NELL'S #208 CARLISLE, PA 9.83 Dec. 2 MARCELLOS CARLISLE, PA 60.68 Dec. 4 NELL'S #208 CARLISLE, PA 2.43 Dec. 4 NELL'S #208 CARLISLE, PA 1.28 Dec. 5 THE LAKESIDE COLLECTION 847-444-3150, IL 36.70 Dec. 5 NELL'S #208 CARLISLE, PA 3.03 Dec. 6 SEA SHELL CITY, INC 302-5399366, DE 83.94 Dec. 8 NELL'S #208 CARLISLE, PA 2.2p Dec. 9 THE LAKESIDE COLLECTION 847-444-3150, IL 6.95 Dec. 9 NELL'S #208 CARLISLE, PA 42.28 Sub-total Purchases $763.63 Total Purchases & Advances $763.63 Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.04356% .15.90°~ $1,267.8D $16.57 $0.00 Cash 0.06000% 21.90°k $897.15 $16.15 $0.00 Total FINANCE CHARGES: $32.72 Actual ANNUAL PERCENTAGE RATE: 18.13% Special Announcements and Exclusive Offers Spend your holiday brilliantly! Just spend $250 or more on your REDcard at Target or Target.com from November 1 to December 24, and Jet a 10% off bonus certificate in January. Now that's brilliant! Some restrictions apply. See Target.com/redcard for details. ossias o ~~~m~~~~~~~~~~~n~ Account Number: 4352-3767-1933-7354 Statement Closing Date: January 10, 2007 MARY A NICKEY Page 1 of 3 Target Visa Account Summary Total Credit Limit $7,000 Previous Balance $2,533.19 Cash Limit $900 Payments & Credits -60.00 Available Credit $3,296 Purchases & Advances 1,146.15 Portion Available for Cash $3 Other Charges 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 48.91 Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling wip not preserve your billing-error rights Your Target Rewards Status Previous Balance 210 Points Earned This Month +584 .......... New Target Rewards Balance 794 ............................................................................. Keep the Target Rewards points coming. Add up 1000 points fora 10°~ off shopping day at Target. Use your Target Visa often, and enjoy the savings sooner! 'Subject to Target Rewards program rules. New Balance $3,703.25 Minimum Payment Due $121.91 Payment Due Date Take Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.com/tcoe or call 1-800-316-6142. "Subject to Take Charge of Education program rules. February 4, 2007 Pharmacy Rewards Earn 10% off an entire shopping day! Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit Ta rget.comlpha rma cyrewards. 'Subject to Target Pharmacy Rewards program rules. Payments 8~ Credits Jan. 7 PAYMENT. THANKSI -$60.00 Total Payments & Credits -$60.00 I Tergef National Bank, en affiliate ofTerget Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 TARGET° IIIIIIIIIIIIIIII~Y~II~gI~~IYINIIIWVAIII~II~I~III~IIINII~lllll Men mum Payment Due ~ $121.91 Payment Due Date February 4, 2007 NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY I~ LI~I~tI~If~IffIJrLI~I~fILr~ffll~ffJllfrfl,,,III Amount TARGET NATIONAL BANK Enclosed $ P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 Ilrlrlf~lllr~lll~~lll~ll~lllt~llrl~l~l~llftlllf~lllllr~lfllltl MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 I~~flll~~~lllt~~~~~ll~tll~l~~l~fll~~ll~f,f~l~lfll~fllt~f,ll„I 0000600012191037032590435237671933735471 o i~m~~~~~~~~~~nn~~ Account Number: 4352-3767-1933-7354 MARY A NICKEY Statement Closing Date: January 10, 2007 Page 2 of 3 Purchases Dec. 9 GENOUA PIZZA AND SUBS CARLISLE, PA $35.40 Dec. 10 DOLLAR-GENERAL #0819 CARLISLE, PA 68.43 Dec. 11 RN `GAMEHOUSE STUDIOS 206-442-5881, WA 27.90 Dec. 12 NELL'S #208 CARLISLE, PA 4.45 Dec. 12 KWIK WAY MARKET INC CARLISLE, PA 7.89 Dec. 12 HESS 38252 CARLISLE, PA 7.42 Dec. 13 NELL'S #208 CARLISLE, PA 4.72 Dec. 15 NELL'S #208 CARLISLE, PA 3.94 Dec. 17 DOLLAR-GENERAL #0819 CARLISLE, PA 43.99 Dec. 17 KMART 00077461 CARLISLE, PA 108.95 Dec. 18 NELL'S #208 CARLISLE, PA 12.38 '~ Dec. 19 RN `GAMEHOUSE STUDIOS 206-442-5881, WA 19.95 I Dec. 19 RN 'GAMEHOUSE STUDIOS 206-442-5881, WA 14.96 Dec. 19 TGT'TARGET.COM TARGET.COM, MN 2p_97 Dec. 20 PPL ELECTRIC UTIL/BMC 800-342-5775, PA 133.25 Dec. 20 BMC`CROSSINGS 717-918-1070, PA 17.46 Dec. 20 BMC`DOUBLEDAY LARGE PR 717-918-1070, PA 54.89 Dec. 20 BMC`LITERARY GUILD SEL 717-918-1074, PA 58.76 Deo. 20 VERIZON WRLS 800-9220204, NJ 78.81 Dec. 21 COMCASTOF CENTRAL PA 800-COMCAST, DE 59.95 Dec. 24 NELL'S #208 CARLISLE, PA 34.79 Dec. 27 NELL'S #208 CARLISLE, PA 2.74 Dec. 28 TLF'JEFFREY'S FLOWERS CARLISLE, PA 40.23 Dec. 28 GIANT FOOD STORES #112 CARLISLE, PA 1.66 Dec. 28 CRACKER BARREL #431 CARLISLE, PA 20.66 Dec. 29 NELL'S #208 CARLISLE, PA 33.30 Dec. 30 NELL'S #208 CARLISLE, PA 5.02 Dec. 31 NELL'S #208 CARLISLE, PA 3,gg Jan. 2 NELL'S #208 CARLISLE, PA 3.25 Jan. 4 RP `REIMAN BOOKS 800-344-2560, WI 28.98 Jan. 4 DTV`DIRECTV SERVICE 800-347-3288, CA 58.27 Jan. 4 NELL'S #208 CARLISLE, PA 1.24 Jan. 4 NELL'S #208 CARLISLE, PA 3.38 Jan. 4 NELL'S #208 CARLISLE, PA 7.83 Jan. 4 YORK WASTE DISPOSAL 717-845-1557, PA 41.67 Jan. 5 NELL'S #208 CARLISLE, PA 7.g3 Jan. 6 NELL'S #208 CARLISLE, PA 9.16 Jan. 6 NELL'S #208 CARLISLE, PA 28.91 Jan. 8 NELL'S #208 CARLISLE, PA 21.26 Jan. 8 NELL'S #208 CARLISLE, PA 2.20 Jan. 9 NELL'S #208 CARLISLE, PA 5.57 Jan. 9 NELL'S #208 CARLISLE, PA _ __ ._ 1..84 Sub-total Purchases $1,146.15 Total Purchases & Advances $1,146.15 ether Charges lan. 4 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 ~ ossias 0. InIIII~IIIII~II~II~~N Account Number: MARY A NICKEY 4352-3767-1933-7354 Statement Closing Date: January 10, 2007 Page 3 of 3 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.04356°k 15.90°k $2,379.69 $32.13 $0.00 Cash 0.06000% 21.90°k $901.99 $16.78 $0.00 Total FINANCE CHARGES: $48.91 Actual AN NUAL PERCENTAGE RATE:. 17.88% 1 'oss~as o ~~~~~~w~~~~~~~~A~~~~~~~~~~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: February 10, 2007 MARY A NICKEY Page 1 of 3 Target Visa Account Summary Total Credit Limit $7,000 Previous Balance $3,703.25 Cash Limit $900 Payments & Credits -121.91 Available Credit $1,482 Purchases & Advances 1,831.41 Portion Available for Cash $3 Other Charges 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 69.78 New Balance $5,517.53 Questions? Call Us; Target Credit Services 1-888-755-5856 TDD(fDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Cal/ing will not preserve yourbilling-errorrights Minimum Payment Due $160.78 Payment Due Date March 7, 2007 Important Messages We've included some important information about your account with this statement, so be sure to read through the enclosed notice(s). Your Target ReWardS Status Take Charge of Education. Enroll at REDcard 8 Target Pharmacy Rewards Target.com/tcoe or call 1.800.316.6142 to can save you money - like a 10°~ off help make a difference. Target shopping day. Enroll today. 'i Previous Balance 794 Subject to Target Pharmacy Rewards program rules. Points Earned This Month +971 Awarded This Billing Period ................................................................ 1000 ........... . New Target Rewards Balance 765 Hooray! You've reached 1,000 points! Watch your mail for your 10°k off Target rewards certificate. 3ubjedto Target Rewards program rules. Target Nelional Bank, en efitlate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION • TARGET __ _. _ . INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 New Balance $5,517.53 Minimum Payment Due $160.78 Payment Due Date March 7, 2007 -W PHONE, HOME OR MAIL ADDRESS? .EASE UPDATE ON :VERSE SIDE. { IFF{CE COPY ^ LIJttIJt~IttLLI,IrLtlLtr~tlLtttllltt,lttrlll Amount TARGET NATIONAL BANK Enclosed $ P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 Il~l~it~lllllit~ltltll~{I~Itltlrrllir,III{rrlllllrrltlltt{tlll MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 Itttlllrttllitt,tttllttllrlttlttllttlLttttltltllt~lit~t,Ilttl 3001210016078055175390435237671933735471 o ~~~~~n~~~~~~u~~~~ Account Number: 4352-3767-1933-7354 MARY A NICKEY Statement Closing Date: February 10, 2007 Page 2 of 3 Payments & Credits Feb. 8 PAYMENT. THANKS! -$121.91 Total Payments & Credits -$121.91 " ~ Purchases Jan. 11 NELL'S #208 CARLISLE, PA $12.41 Jan. 11 NELL'S #208 CARLISLE, PA 2.30 Jan. 12 NELL'S #208 CARLISLE, PA 25.35 Jan. 12 NELL'S #208 CARLISLE, PA 3.48 Jan. 13 COLLECTIONS ETC., INC. 620-584-8000, IL 59.92 Jan. 13 NELL'S #208 CARLISLE, PA .3.63 Jan. 13 NELL'S#208 CARLISLE, PA 1D.58 Jan. 13 NELL'S #208 CARLISLE, PA S.B7 Jan. 13 FTD*GEORGES' FLOWERS CARLISLE, PA 74.20 Jan. 13 FTD*GEORGES' FLOWERS CARLISLE, PA 22.28 Jan. 14 NELL'S-SPRINGROAD CARLISLE, PA 19.12 Jan. 15 COLLECTIONS ETC., INC. 620-584-8000, IL 26.97 Jan. 15 NELL'S #208 CARLISLE, PA 1.90 Jan. 15 NELL'S #208 CARLISLE, PA 9.31 Jan. 16 VERIZON WRLS 800-9220204, NJ 76.81 Jan. 16 PPL ELECTRIC UTIL/BMC 800-342-5775, PA 127.89 Jan. 16 BMC*CROSSINGS 717-918-1070, PA 39.53 Jan. 16 BMC*DOUBLEDAY BOOK 717-918-2665, PA 53.48 Jan. 16 EMBARO CMTS LONDON, KY 27.80 Jan. 16 CARLISLE DINER CARLISE, PA 6.45 Jan. 17 TARGET CARLISLE, PA 21.65 Jan. 18 NELL'S #208 CARLISLE, PA 10.17 Jan. 18 NELL'S #208 CARLISLE, PA 1.78 Jan. 18 NELL'S #208 CARLISLE, PA 3.03 Jan. 19 RN *GAMEHOUSE STUDIOS 206-442-5881, WA 19.95 Jan. 19 NELL'S #208 CARLISLE, PA 4,78 Jan. 22 NELL'S #208 CARLISLE, PA 4.17 Jan. 22 NELL'S #208 CARLISLE, PA 6.47 Jan. 23 NELL'S #208 CARLISLE, PA 59.80 Jan. 23 NELL'S #208 CARLISLE, PA 2.34 Jan. 23 NELL'S #208 CARLISLE, PA 3.00 Jan. 24 TARGET CARLISLE, PA 27.87 Jan. 24 BMC*CROSSINGS 717-918-1070, PA 37.77 Jan. 24 COLDWELL BANKER 410-6672405, MD 338.50 Jan. 25 COMCAST OF CENTRAL PA 800-COMCAST, DE 59.95 Jan: 25 _ _ ._~WD*HOUSE WHITE BIRCH _ _ -- 80D=829-5865, TX_ _ _ _ - __ 32:91 Jan. 25 NELL'S #208 CARLISLE, PA 10.88 Jan. 26 COLLECTIONS ETC., INC. 620-584-8000, IL 32.92 Jan. 27 NELL'S #208 CARLISLE, PA 10.13 Jan. 29 NELL'S #208 CARLISLE, PA 14.67 Jan. 30 NELL'S #208 CARLISLE, PA 2.80 Jan. 31 TARGET CARLISLE, PA 38.37 Jan. 31 TARGET CARLISLE, PA 19.26 =eb. 2 COUNTRYWIDE FUNDING CO 800-6696607, CA 325.00 =eb. 3 DTV*DIRECTV SERVICE 800-347-3288, CA 62.86 'eb. 3 NELL'S #208 CARLISLE, PA 1.49 Deb. 4 NELL'S #208 CARLISLE, PA 9,17 ~eb. 5 NELL'S #208 CARLISLE, PA 15.16 Deb. 6 NELL'S #208 CARLISLE, PA 16.09 'eb. 6 NELL'S #208 CARLISLE, PA 3.18 eb. 8 NELL'S #208 CARLISLE, PA 10.75 eb. 8 NELL'S #208 CARLISLE, PA 4.72 eb. 9 NELL'S #208 CARLISLE, PA 7.7g Sub-total Purchases $1,831.41 Total Purchases & Advances $1,831.41 ~ ossias 4 I~II~~IIIIIIINI~nU Account Number: 4352-3767-1933-7354 Statement Closing Date: February 10, 2007 MARY A NICKEY Page 3 of 3 Other Charges Feb. 4 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.04356% 15.90°~ $3,923.37 $52.98 $0.00 Cash 0.06000°k 21.90°,6 $903.09 $16.80 $0.00 Total FINANCE CHARGES: $69.78 Actual AN NUAL PERCENTAGE RATE: 17.34°/, ~ ~ssias o ~q~~~~~~~~~H~~~~~~~~~~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: March 10, 2007 MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $7,000 Previous Balance $5,517.53 Cash Limit $900 Payments & Credits 0.00 Available Credit $1,040 Purchases & Advances 332.90 Portion Available far Cash $0 Other Charges 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 74.30 Questions? Call Us: Target Credit Services 1-888-755-5856 TDDlfDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect} Calling will not preserve yo ur billin g-error rights New Balance $5,959.73 Amount Past Due $160.78 Minimum Payment Due $330.08 (includes any Amount Past Due} Payment Due Date April 4, 2007 Important Messages We Miss You+. Of course, we look forward to hearing from you every month and were disappointed when we reaiized that last month's payment has not arrived yet. If you did already make your payment, thanks! Otherwise, please make your payment right now by calling (888) 608-7627. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Your Target Rewards Status Previous Balance 765 Points Earned This Month +180 ............................................................................. New Target Rewards Balance 945 Take Charge of Education. Enroll at Target.com/tcoe or call 1.800.316.6142 to help make a difference. REDcard & Target Pharmacy Rewards can save you money - like a 10°~ off Target shopping day. Enroll today. Subject to Target Pharmacy Rewards program rules. Target Nettonal Bank, an affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MAQE PAYABLE TO TARGET NATIONAL BANK AccountNumber 4352-3767-1933-7354 TARGETa Minimum Payment Due $330.08 INII~~~~II~~N~IINI~~I~I~~~III~q~~~II~~~III~U~~I~I~~I New Balance $5,959.73 Payment Due Date April 4, 2007 iEW PHONE,HOME OR (tllllllllt111111111111111111111111111{III1111111111 Amount -MAIL ADDRESS? EnCI05ed LEASE UPDATE ON TARGET NATIONAL BANK EVER SE SIDE. P.Q, BOX 59317 )FFICE COPY MINNEAPOLIS, MN 55459-0317 II111111111111111111111111111111111111{IIIlllllllllllllllilil MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 L11111,111111111It1111J11ItIL11LIlllltttlllllllll{Illlllt~l ~ ~ 5001210033008059597390435237671933735471 o ~a~~~~~~~~~~~u~~~~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: March'10, 2007 MARY A NICKEY Page 2 of 2 Payments 8~ Credits No payments or credits were received last month. Purchases Feb . 12 NELL'S #208 CARLISLE, PA $3.67 Feb . 12 NELL'S #208 CARLISLE, PA 8.46 Feb . 12 NELL'S #208 CARLISLE, PA 5.26 Feb . 13 NELL'S #208 CARLISLE, PA 10.56 Feb. 13 NELL'S #208 CARLISLE, PA 2.21 Feb. 14 NELL'S #208 CARLISLE, PA 4.06 Feb. 14 NELL'S #208 CARLISLE, PA 4.48 Feb. 15 NELL'S #208 CARLISLE, PA 4,87 Feb. 16 NELL'S #208 CARLISLE, PA 11.75 Feb. 16 NELL'S #208 CARLISLE, PA 3.98 Feb. 16 NELL'S #208 CARLISLE, PA 5.34 Feb. 17 DOMINOS PIZZA 04862 717-2491880, PA 25.95 Feb. 19 RN *GAMEHOUSE STUDIOS 206-442-5881, WA 19.95 Feb. 19 CAMPHILL DINER CAMP HILL, PA 23.70 Feb. 19 MICHAEL'S #2754 CAMP HILL, PA 15.34 Feb. 19 BORDERS BOOKS 01004555 CAMP HILL, PA 15.23 Feb. 20 NELL'S #208 CARLISLE, PA 3.31 Feb. 20 NELL'S #208 CARLISLE, PA 6.93 Feb. 20 NELL'S #208 CARLISLE, PA g,p8 Feb. 21 TARGET CARLISLE, PA 17.77 Feb. 23 CHR*CHRISTIANBOOK.COM 978-977-5060, MA 9.25 Feb. 24 NELL'S #208 CARLISLE, PA 8.46 Feb. 27 NELL'S #208 CARLISLE, PA 8.g1 Feb. 27 NELL'S #208 CARLISLE, PA 3.g2 Feb. 28 TARGET CARLISLE, PA 6.38 Mar. 1 NELL'S #208 CARLISLE, PA g,2g Mar. 1 CHR*CHRISTIANBOOK.COM 978-977-5060, MA 14.86 Mar. 2 NELL'S #208 CARLISLE, PA 5.60 Mar. 3 NELL'S #208 CARLISLE, PA 3.77 Mar. 5 NELL'S #208 CARLISLE, PA 3.32 Mar. 6 NELL'S #208 CARLISLE, PA 25.11 Mar. 6 NELL'S #208 CARLISLE, PA 3,9g Mar. 8 NELL'S #208 CARLISLE, PA 12.09 Mar. 8 NELL'S #208 CARLISLE, PA 16.95 Mar. 9 NELL'S #208 CARLISLE, PA 3.10 Sub-total Purchases $332.90 _... Total Purchases & Advances $332.90 Other Charges v1ar. 7 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 =finance Charges )ays in Billing period: 28 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE glance Type Periadic Rate Percentage Rate Balance CHARGE CHARGE urchases 0.04356°k 15.90°k $4,846.46 $59.11 $0.00 ash 0.06000% 21.90°k $903.92 $15.19 $0.00 Total FINANCE CHARGES: $74.30 Actual AN NUAL PERCENTAGE RATE: 15.50°I° here is a minimum FINANCE CF{ARGE of $1.00 for any billing period in which a Finance Charge is imposed 099'146 o ~n~~w~~~~~n~~~~~~~~ua~~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: April 10, 2007 MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $7,000 Previous Balance $5, 959.73 Cash Limit $900 Paymenfs & Credits 0.00 Available Credit $907 Purchases & Advances 11.71 Portion Available for Cash $0 Other Charges 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 85.99 Questions? Call Us: Target Credit Services 1-888-755-5856 TDDffDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights New Balance 56,092.43 Amount Past Due $330.08 Minimum Payment Due $512.07 (includes any Amount Past Due) Payment Due Date May 5, 2007 Important Messages You have missed two payments; this is not a good thing. We may be reporting your account as past due to the national credit bureaus and are charging you late fees. (If you've already made your payment, thanks.) Otherwise, it`s important you pay the Minimum Due now. Questions? Call us at (888 ).608-7627. Your Target Rewards Status Previous Balance 945 Points Earned This Month +6 ............................................................................. New Target Rewards Balance 951 ............................................................................. Feel the excitement? Your closing in on 1,000 points and a 10°h off Target Rewards certificate! Subject to Target Rewards program rules. Take Charge of Education. Enroll at Target.com/tcoe or call 1.800.316.6142 to help make a difference. REDcard & Target Pharmacy Rewards can save you money - like a 10°~ off Target shopping day. Enroll today. Subject t° Target Pharmacy Rewards program rules. Target National Bank, an affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION __ INCLUDE THIS PORTION WITH YOUR PAYMENTMADE PAYABLE TO TARGET NATIONAL BANK IIIINN {{`` ppuu flfl II``NN (N~ NN NN(~ NN`` Account Number 4352-3767-1933-7354 TARGET. INII~~~II~~IIIII~11~911I~I~~~III~~~I~~~~~~II~~IIIII~I~IIIII Meinimum Payment Due ~ $592.07 Payment Due Date May 5, 2007 JEW PHONE,HOME OR 1111111111111111111111111111111111111111111111111111 Amount .-MAIL ADDRESS? Enclosed PLEASE UPDATE ON TARGET NATIONAL BANK fEVERSEStoE. P.O. BOX 59317 JFFICE COPY MINNEAPOLIS, MN 55459-0317 {11111111111111111111111111111{1111111111111111.1111111111111 MARY A NICKEY 60 CORDON DR CARLISLE, PA 17013-8602 It111111I111 L1111111111II L I LIIIliIIl111111111L 111111111111 ~ ~ 8001210051207060924390435237671933735471 o ~~u~u~~uu~~~~A~~ Account Number: 4352-3767-1933-7354 statement Closing Date: April 10, 2007 MARY A NICKEY Page 2 of 2 Payments & Credits No payments or credits were received last month. Purchases Mar. 10 NELL'S #208 CARLISLE, PA $4.00 Mar. 10 NELL'S #208 CARLISLE, PA 7.71 Sub-total Purchases $11.71 Total Purchases & Advances $11.71 Other Charges Apr. 4 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.04356°/a 15.90% $5,100.74 $68.88 $0.00 Cash 0.06000% 21.90°k $920.06 $17.11 $0.00 Total FINANCE CHARGES: $85.99 Actual AN NUAL PERCENTAGE RATE: 17.13% There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed '99146 o Ill~llllllllllll~l~llllllul Account Number: 4352-3767-1933-7354 Statement Closing Date: May 10, 2007 MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $7,000 Previous Balance $6,092.43 Cash Limit $350 Payments & Credits 0.00 Available Credit $719 Purchases & Advances 9.86 Portion Available for Cash $0 Other Charges 35.00 The Cash Limit is a portion ofthe Total Credit Limit FINANCE CHARGES 143.33 New Balance $6,280,62 QUeStIOnS? Cell 135: Amount Past Due $512.07 Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Minimum Payment Due $753.40 Outside the U.S. 11-612-307-8622 (Call Collect) (includes any Amount Past Due) Coiling will not preserve your billing-errorrights Payment Due Date June 4, 2007 Your Target Rewards Status Previous Balance 951 Points Earned This Month +5 New Target Rewards Balance 956 ............................................................................. Can you feel the savings? You're almost there! Keep using your REDcard to earn 1,000 points and a Target Rewards certificate good fora 10% off shopping day 'I at Target. Subject to Target Rewards program rules. Take Charge of Education REDcard has it rewards. Enroll in Take Charge of Education & help Target support your favorite eligible K-12 school. Visit Target.comttcoe or call 1.800.316.6142. Enroll in Target Pharmacy Rewards and save. Earn a 10% off certificate at Target by filling 10 prescriptions using your REDcard. Visit Target.com/redcard to enroll today. Subject to Target Pharmacy Rewards program rules. Payments & Credits No payments or credits were received last month. Target Netlonel Bank, an a~llate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION .._. INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL SANK Account Number 4352-3767-1933-7354 TARGETa INIIIINUNIIINN~II~ININIIIININN~~IINIININIIINNINIININII Minimum Payment Due $ $753.40 - Payment Due Date June 4, 2007 IEW PHONE,HOME OR IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII Amount -MAIL ADDRESS? Enclosed LEASE UPDATE ON TARGET NATIONAL BANK EVERSE SIDE. P.Q. B~~(59317 )FFICE COPY MINNEAPOLIS, MN 55459-0317 II~LIIIIIIIIILII IIIIILIJIIILIIIIIIILIILIIILIIIII1111 MARY A NICKEY 60 CORDON DR CARLISLE, PA 17013-8602 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII1111IIIII ~ ~ 6001210075340062806290435237671933735471 o IIIIII~~III~~I~I~ Account Number: 4352-3767-1933-7354 Statement Closing Date: May 10, 2007 MARY A NICKEY Page 2 of 2 Purchases Apr. 18 CHR*CHRISTIANBOOK.COM 978-977-5060, MA $9.86 Sub-total Purchases $9.86 Total Purchases & Advances $9.86 Other Charges May 5 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.07736% 28.24% $5,236.48 $121.53 $0.00 Cash 0.07736°k 28.24% $939.41 $21.80 $0.00 Total FINANCE CHARGES: $143.33 Actual ANNUAL PERCENTAGE RATE: 28.24°/. Your periodic rate(s) and corresponding Annual P ercentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. ossias O I~IIIflIII~I~I~IIIIINIIflII Account Number: 4352-3767-1933-7354 statement Closing Date: June 10, 2007 MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $0 Previous Balance $6,280.62 Cash Limit $0 Payments & Credits -9.86 Available Credit $0 Purchases & Advances 0.00 Portion Available for Cash $0 Other Charges 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 152.33 Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Cal/ing will not preserve yourbill(ng-errorrights New Balance $6,458.09 Amount Past Due $753.40 Minimum Payment Due $1,005.73 (includes any Amount Past Due) Payment Due Date July 5, 2007 Payments & Credits Apr. 18 PURCHASE ADJUSTMENT -$9.86 Total Payments & Credits -$9.86 Other Charges Jun. 4 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 Target National Bank, en affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 TARGETa N N ~~IIff II IIff ff ~~)I IIIIII I~II~~II~III~~~II~N~I~~~~~~~~~III~U~~~~~~~l~~INIuII Menimum Payment Due $6,005.73 Payment Due Date July 5, 2007 IEW PHONE,HOME OR 11111111lI!{I11111{1111111111111{111111111i111i11111 Amount .-MAIL ADDRESS? EnCI05ed LEASE UPDATE ON TARGET NATIONAL BANK EVERSE SIDE. P,p, BOX 59317 )FFICE COPY MINNEAPOLIS, MN 55459-0317 II1111111111{Illliflillilliillliliillllllillllll{11111 111{1111 MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 I{1111I111IIII1111111111111111111111II 111111111{1111II11111111 ~ ~ 30012101005730645809904352376719337354711 O In1~11111~111119111RBIlA Account Number: 4352-3767-1933-7354 MARY A NICKEY Statement Closing Date: June 10, 2007 Page 2 of 2 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0,07736% 28.24°k $5,390.16 $129.26 $0.00 Cash 0.07736% 28.24% $961.83 $23.07 $0.00 Total FINANCE CHARGES: $152.33 Actual ANNUAL PERCENTAGE RATE: 28.24% Your periodic rate{s) and corresponding Annual P ercentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Win a Disney Parks Dream Vacation Use your Target Visa credit card for an eligible purchase between June 1 and July 31 and be automatically entered for a chance to win a Disney Parks Dream Vacation from Visa. For complete details, visit Target.COm/redcard. Subject to Official Rules. Purchase will not improve your chance of winning. No purchase necessary. Offer available to al! US residents. Void where prohibited. D99146 o ~~~~~~~~~~~~~~~~~~~~ Account Number: 4352-3767-1933-7354 Statement Closing Date; July 10, 2007 MARY A NICKEY Page 1 of t Target Visa Credit Card Account Summary Total Credit Limit $0 Previous Balance $6,458.09 Cash Limit $0 Payments & Credits 0.00 Available Credit $0 Purchases & Advances 0.00 Portion Available for Cash $0 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 0.00 New Balance $6,458.09 Questions? Call Us: Amount Past Due $1,005.73 Target Credit Services 1-888-755-5856 Minimum Payment due $1,070.73 TDDlfDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) (includes any Amount Past Due) Ca!/ing will not preserve yourbilling-errorrights Payment Due Date August 4, 2007 Payments 8~ Credits No payments or credits were received last month. Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.00000% 0.00°k $0.00 $0.00 $0.00 Cash 0.00000°k 0.00°~ $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imp osed. Target National Benk, en efflllete of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 TARGET. INNNINIINNINNNINNNNININNNIN~NN111NIINNNIIINI INNININIf M nvimum Payment Due $6,070.73 Payment Due Date August 4, 2007 NEW PHONE,HOME OR 1111'IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII{1111111111 Amount E-MAIL ADDRESS? Enclosed PL EASE UPDATE ON TARGET NATIONAL BANK REVERSE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 II11111111111111111l1111lII111111111lII111111111I1111111{11111 MARY A NICKEY 60 CORDON DR CARLISLE, PA 17013-8602 111111II III1111111111111~1111IIIIII II II IIt111111111111171111111 ~ ~ 3D0121D1D7D7306458099D435237671933735471 o III~III~~III~INnI~NII Account Number: 4352-3767-1933-7354 Statement Closing Date: August 10, 2007 MARY A NICKEY Page 1 of 1 Target Visa Credit Card Account Summary Total Credit Limit $0 Previous Balance $6,458.09 Cash Limit $0 Payments & Credits 0.00 Available Credit $0 Purchases 8 Advances 0.00 Portion Available for Cash $0 Other Charges 0.00 The Gash Limit is a portion of the Total Credit Limit FINANCE CHARGES 0.00 Questions? Call Us: Target Credit Services 1-888-755-5856 TDDlfDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling wi1lnot preserve yourbilling-eriorrights New Balance $6,458.09 Amount Past Due $1,070.73 Minimum Payment Due $1,135.73 (includes any Amount Past Duel Payment Due Date September 4, 2007 Payments 81 Credits No payments or credits were received last month. Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.00000°,6 0.00°~ $0.00 $0.00 $0.00 Cash 0.00000% 0.00% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0,00 Actual ANNUAL PERCENTAGE RATE: 0,00°!a There is a minimum FINANCE CHARGE of $1 .00 for any billing period in which a Finance Charge is imposed. Target National Benk, an affiliate ofTarget Stores NOTICE: SEE REVERSE SIDE FOR IMPORTPNT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE r0 TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 TARGETa I ~III NII NIII NN~ IINN ~N nIN lII~ NNII INII NBNI IINII lIN8 1NI IIII M mum Payment Due $6,35.73 Payment Due Date September 4, 2007 EW PH ON E,HOME OR (I~I~II~IIIIIIIIIIIIIII~IIf~1111t~I111111~111~111~~~ Amount -MAIL ADDRESS? ~ EncloSed $ _EASEUPO,orEON TARGET NATIONAL BANK EVER SE SIDE. P.O. L.~O/~ 59317 )FFICE COPY MINNEAPOLIS, MN 55459-0317 MARY A NICKEY 60 CORDON DR CARLISLE{{, PA 1{{7013-8602 ff ~IIII~'111I~I11IIIIIIII " II11'1II~III~I I111IIII'IIIIIIIII~~III 6DD121D11357306458D990435237671933735471 o ~~~~~~~~~~~~~~n~~n~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: September 10, 2007 MARY A NICKEY Page 1 of 1 Target Visa Credit Card Account Summary Total Credit Limit $0 Previous Balance $6,458.09 Cash Limit $0 Payments & Credits 0.00 Available Credit $0 Purchases & Advances 0.00 Portion Available for Cash $0 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 0.00 New Balance $6,458.09 Questions? Call Us: Amount Past Due $1,135.73 Target Credit Services 1-888-755-5858 Minimum Payment Due $6,458.09 TDDlTDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) (includes any Amount Past Due) Cal/ing will not preserve yourbilling-errornghts Payment Due Date October 5, 2007 Payments & Credits No payments or credits were received last month Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.00000% 0.00°~ $0.00 $0.00 $0.00 Cash 0.00000° 0.00% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00°la There is a minimum FINANCE CHARGE of $1 .00 for any billing period in which a Finance Charge is imp osed. TergetNalionel8enk, an affiliate of Tergat Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3 767-1933-7354 TARGETa I~IIII~II~II~W~II~INI~INI~IN~~~IIIN{I~~~III~IIIINI~IIiII Menimum Payment Due $6,458.09 Payment Due Date October 5, 2007 NEW PH ONE,HOME OR IIII~IIIIIIIIIIIIII I1IlI11~111111II1111I~~111I111I~1 Amount E-MAIL ADDRESS? Enclosed $ PLEASE UPDATE ON TARGET NATIONAL BANK REVERSE SIDE. P.Q. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 STATEMENT PAGE NOT PRINTED MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 VIII'1111'I'lllllll~III~IIIIIII~I11'111111~1IlIIIIIIIIIII'll~ 3001210645809064580990435237671933735471 VERIFICATION I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. I do verify that [ ] I am the defendant in the above entitled matter [ ] I am an authorized representative of the Defendant in the above matter (having set forth my relationship with the Defendant in the spaces below the signature line which are incorporated herein by reference and that the facts set forth in the annexed Response to Plaintiff s Request for Admissions are true and correct to the best of my knowledge, information and belief. Name: Address: Telephone #: Title: PA_70 Req Adm CC D1 P&F File No. 20513155 I, Gregg L. Morns, attorney for Plaintiff, above named, hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Leah M. Stump 270 Market Street Millersburg, PA 17061 ~,/ ~~ ~~ Date: G gg orris, E quire Patenaude & Felix, APC Attorney for Plaintiff 213 E. Main Street Pittsburgh, PA 15106 (412) 429-7675 6 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUN 1'Y, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A HICKEY Defendant(s) NO. 07-4916 PLAINTIFF'S AFFIDAVIT Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412} 429-7675 PA_97 P1ntf Atf CC P&F Filc No. 2051.3155 t IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY NO. 07-4916 Defendant{s) PLAINTI)~F'S AFFIDAVIT STATE OF ) ss: COUNTY OF ) I, Tiffany Lewis, a representative of TARGET NATIONAL BANK/TARGET VISA , after having been duly sworn, hereby deposes and says the following: 1. I am, Tiffany Lewis, a representative of TARGET NATIONAL BANKITARGET VISA ,and authorized to make this declaration. 2. I am the representative of TARGET NATIONAL BANK/TARGET VISA and am authorized to verify current balances due and owing to TARGET NATIONAL BANK/TARGET VISA on credit card accounts. 3. As of the date of this affidavit, I have reviewed the records of the above listed persons and Account Number 4352376719337354, and the amount due and owing to TARGET NATIONAL BANK/'I'ARGET VISA over and above all known legal set offs of $0.00 is $6,458.09 plus interest and costs. 4. That the last payment made on this account was credited on February 8, 2007 in the amount of $121.91. n• n~ D1~.M' ~KI'Y` D P.F Cila 7.7.. '1/lGl 71 CG 5. The Billing Statements dated July 10, 2006 to September 10, 2007, are attached to Request for Admissions (Set I) Addressed to Defendant(s) and filed at the above number and term. Said Statements reflect the correct balance due and owing on the account are incorporated herein by reference, 6. The Billing Statements for the account were mailed to the Defendant(s) at the address set forth on the Billing Statement. Payments were receiveded on the account without objection from Defendant(s). Defendant(s) never contacted Plaintiff'ta report that the card was either lost or stolen or subject tv unauthorized use. 9. The account has not been paid or settled in full. 10. The unpaid balance due is set forth in the Complaint in Civil Action filed at the above number and term. Before me, the undersigned authority, personally appeared, Tiffany Lewis, who being duly sworn according to law, deposes and says that the averments of fact contained herein are true and correct and does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, based upon the books and business Records of TARGET NATIONAL BANK/TARGET VISA . FURTHER YOUR AFFIANT SAYETH NAUGHT. DATED this ~ day of ~~~ , 20~. , Affiant wo to and subscribed b fore me this day of , 200 ~ otary Public "`""''°""~"'''''^^"""^^^~' `~ JANICE L. LOKEN _• NOTARY PUBLIC-MINNESOTA ~••~ ~~ ~ Commission Expires Jan. 31, 2013 w ^ PA 97PIntfAfrCC P&FFi]eNo.2951.3i55 I, GREGG MORRIS, attorney for Plaintiff, TARGET NATIONAL BANK/TARGET VISA ,hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Leah M. Stump, Esq. J. Chad Moore, Esq. Harold Shepley Shepley And Assoc. 270 Market Street Millersburg, PA 17061 Date: l PA_65 Certificate of Service L• s;~squ~c-- P ena e & Felix, A.P.C. 13 E. Main Street Carnegie, PA 15106 (412) 429-7675 P&F File No 2051.3155 (~ N c_ ~ ~ ~;.: -~-„ ~ . " -- f'J Fl T 1 ~.,__ ~ C: _, !"^t ~ _,,_ ;._ , .a r . . •• ..,,~ La? .fit '~-.r '.~ y GREGG L. MORRIS, ESQ. PATENAUDE & FELIX, A.P.C. 213 E. MAIN STREET CARNEGIE, PA 15106 (412) 429-7679 FACSIMILE (412) 429-7679 PA ID #69006 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) NO. 07-4916 PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT Filed on behalf o£ TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 You are here y notified to file a respon~iin Twenty (20) days from Esquire Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_57 Mtn SumJgmt P&F File No. 2051.3155 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) PROPOSED ORDER OF COURT AND NOW, this day of NO. 07-4916 20, upon consideration of the forgoing Motion, it is Ordered that said Motion is GRANTED. Judgment is entered in favor of Plaintiff, and against Defendant, MARY A NICKEY as follows: Amount claimed in Complaint TOTAL By the Court: 6 458.09 $6,458.09, plus interest and costs J. PA_59 Order Mm Sum Jg P&F File No. 2051.3155 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT NO. 07-4916 AND NOW, comes Plaintiff, above named, by and through the undersigned counsel, and request this Court to enter an Order for Summary Judgment pursuant to Pa.R.C.P.1035.1 and in support thereof, aver as follows: 1. Plaintiff filed this civil action to recover $6,458.09 plus interest at the legal rate and costs. A copy of the Complaint in Civil Action is attached to Plaintiff s Complaint as Plaintiff s Exhibit "A" and is incorporated herein by reference. 2. Defendant, MARY A NICKEY was served on August 23, 2007, and filed an Answer to the Complaint on or about September 17, 2007, in which Defendant either admits or generally denies the allegation of the Complaint. A copy of Defendant's Answer is attached hereto as Plaintiff s Exhibit "B" and in incorporated herein by reference. 3. A general denial or a demand for proof has the effect of an admission. Pa.R.C.P. 1029. 4. On or about September 28, 2007, Plaintiffs counsel sent Request for Admissions Addressed to Defendant for filing and a copy to Defendant's Counsel of record, Harold Shepley PA_57 Mtn SumJgmt P&F File No. 2051.3155 ~ Y And Assoc. A copy of the Request for Admissions are attached hereto collectively referred to as Plaintiff s Exhibit "C" and incorporated herein by reference. 5. As of this date, Defendant has failed to respond to the Request for Admissions, and the matters contained therein are therefore deemed to have been admitted. Pa.R.C.P. 4014(b). 6. On or about March 20, 2008, Plaintiff s counsel caused Plaintiff s Affidavit of a Representative with TARGET NATIONAL BANK/TARGET VISA to be sent to the Prothonotary to be filed at the above number and term. A copy of the Affidavit is attached hereto as Plaintiff s Exhibit "D" and incorporated herein by reference. WHEREFORE, Plaintiff respectfully request the Court to enter the Order attached hereto. submitted: Felix, A.P.C. Date: PA_57 Mm Sum Jgmt e .Morris, Esquire E. in Street Carnegie, 15 6 (412) 429-7675 P&F File No. 2051.3155 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) NO. ~'1- ~/9~(0 c~ c ~_- ) COMPLAINT IN C~Ti, ACTION CiVt( Te~M ~~ ~JM~ f~~f ~~ +v c.; ~ 0 .~ ~? Ts ^~, ~ i r`_ -_--~] '~ L '~ rT5 ,, _, _._, ~~ :z~ -< Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_l l Cmplt Cvr Sht P&F File No. 2051.3155 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in .the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing .with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. NO. Usted ha lido demandado en cone. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomaz accion dentro de los proximos veinte (20) dial despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una compazecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomaz accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier soma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIES QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0 BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA 21Notice to Defend P&F File No. 2051.3155 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) COMPLAINT IN CIVIL ACTION NO. AND NOW, comes Plaintiff, TARGET NATIONAL BANK/TARGET VISA , by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, TARGET NATIONAL BANK/TARGET VISA , is a corporation and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is MARY A NICKEY, an adult individual, believed to currently reside at 60 GORDON DR CARLISLE, PA 17013-8602. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4352376719337354, for the purchase of good and services. 4. The Defendant(s) has/have made or authorized a number of purchases and as of June 14, 2007, Defendant(s) owes $6,458.09 on said account plus interest. 5. Plaintiff maintains accurate books of account recording all credits and debits for PA_OS Civil Cmplt Crdt Crd P&F File No. 2051.3155 this account. 6. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied. 7. The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $6,458.09, plus interest and costs. 8. By failing to object or dispute to the statements including the statement attached hereto as Plaintiff s Exhibit "A", Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 9. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. PA_OS Civil Cmplt Crdt Crd P&F File No. 2051.3155 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $6,458.09, plus legal interest from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Respectfully submitted: Patenaude Felix, A.P.C. Date: Gregg .Morris Esquire 213 E. Main Str et Carnegie, PA 15106 (412) 429-7675 PA_OS Civil Cmplt Crdt Crd P&F File No. 2051.3155 o IAI~~~~MIIII~ Account Number: 4352-3767-1933-7354 Statement Closing Date: June 10, 2007 MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $0 Previous Balance $6,280.62 Cash Limit $0 Payments & Credits -9.86 Available Credit $0 Purchases & Advances 0.00 Portion Available for Cash $0 Other Charges 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 152.33 Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve yourbilling-errorrights New Balance 36,458.09 Amount Past Due $753.40 Minimum Payment Due $1,005.73 (includes any Amount Past Due) Payment Due Date July 5, 2007 Payments ~ Credits Apr. 18 PURCHASE ADJUSTMENT -$9.86 Total Payments & Credits -$9.86 Other Charges Jun. 4 LATE PAYMENT FEE $as oo, Total Other Charges $35.00 Target National Benk, an efiRak of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WRH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK ~ Account Number 4352-3767-1933-7354 TARGE'1~ I~~N~I~N~~NI~~~N~~~I~N~N~~~~~~NM~I M n mum Payment Due $6,005.73 Payment Due Date July 5, 2007 NEW PHONE, HOME OR 'I I I I11II III III III I I I I I I III I I I I II I I I III IIIII IIIII I II Amount E-MAIL ADDRESS? PLEASE UPDATE ON TARGET NATIONAL BANK Enclosed $ REVER SE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 IIIIIIIIIIIIIIIIIIIIIIIIIII'IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII MARY A NICKEY 60 GORDON DR LAlllls Ilia Alll .II I18L~IIIIIIIIIIILIJLIILIIJI„I ~~ ~ t ~ l7~ /'~~~ ~ ~ 300121010057306458099D435237671933735471 o ~~ ~~u~uu~u ~uu~ Account Number: 4352-3767-1933-7354 MARY A NICKEY Statement Closing Date: June 10, 2007 Page 2 of 2 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.07736% 28.24% $5,390.16 $129.26 $0.00 Cash 0.07736% 28.24% $961.83 523.07 $0.00 Total FINANCE CHARGES: $152.33 Actual ANNUAL PERCENTAGE RATE: 28.24% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of 51.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Win a Disney Parks Dream Vacation Use your Target Visa credit card for an eligible purchase between June 1 and July 31 and be automatically entered for a chance to win a Disney Parks Dream Vacation from Visa. For complete details, visit Target.COm/redCard. Subject to Official Rules. Purchase will not improve your chance of winning. No purchase necessary. Offer available to all US residents. Void where prohibited. ~~oss~as In Original Creditor Name: TARGET NATIONAL BANK Debtor Name: MCKEY, MARY A Co-Debtor Name: Account Number: 4352376719337354 AFFIDAVIT OF ACCOUNT STATE OF MINNESOTA COUNTY OF HENNEPIN ss: The undersigned, TIFFANY LEWIS states that: I am a representative of TARGET NATIONAL BANK and am authorized to Verify current balances due and owing to TARGET NATIONAL BANK on credit card accounts. As of the date of this affidavit I have reviewed the records of the above listed person and account, and that the amount due and owing to TARGET NATIONAL BANK on this account, over and above all known legal set offs is $6458.09. 3. That reasonable inquiry has been made to determine if the defendant is in the military service of the United States of America, and to the best of my knowledge that defendant is not in such military service and is therefore not entitled to the rights and privileges provided under the Soldiers and Sailors Civil Relief Act of 1940, as amended. That the above information is true to the best of my knowledge, information and belief, and based upon the books and business records of TARGET NATIONAL BANK. ~ ~-- A oriz d ent T GET NATI AL BANK Subscribed and sworn to before Me on 19th day of June, 2007 ' tary public My commission expires: 3~ Q~ 4352376719337354 A144 PATENAUDE & FELIX, A.P.C '}~ J~AN~ IG~ I~OKEN t, Notary Public Minnesota 3~ zoos My Commission Expires January Court Judicial (Circuit/District) The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that she is, Tiffany Lewis, Assistant Secretary, of Target National Bank, Plaintiff Herein, that she is duly authorized to make this Declaration, and hat the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of her knowledge, information and belief. Tiffably Le~~ ~J Authorized ent of Target National Bank/Target Visa 4352376719337354 A 144 PATENAUDE & FELIX, A.P.C 2 TARGET NATIONAL BANK, Plaintiff vs. MARY A. NICKEY, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUN'T'Y, PENNSYLVANIA N0.07-4916 Civil Term Civil Action - Law CERTIFICATE OF SERVICE I IiEREBY CERTIFY that a true and correct copy of the foregoing Answer has been served by first class mail, postage pre-paid upon the following Gregg L. Morns, Esquire Patenaude & Felix, APC 213 E. Main Street Carnegie, PA 15106 (412) 429-7679 Date n ~' r ; /~I ~ rF ~l J. Chad Moorie I.D. #76660 Leah M. S p, Esquire I.D. #93211 Attorney for Defendant 270 Market Street Millersburg, PA 17061 (717) 692-5533 v TARGET NATIONAL BANK, Plaintiff vs. MARY A. NICKEY, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA N0.07-4916 Civil Term Civil Action - Law ANSWER AND NOW comas the Defendant by and through her undersigned counsel, and files this Answer and in support thereof responds as follows: 1. Admitted. 2. Admitted. 3. Admitted. 4. Admitted in part and denied in part. It is admitted that Defendant made purchases with the cazd. Defendant specifically denies and disputes awing $6458.09 to plaintiff and strict proof, explanation and evidence of the calculation of this sum is demanded. 5. Denied. It is denied that plaintiff's written statements .accurately stated the debits and credits and strict proof thereof is demanded. 6. Denied. It is denied that plaintiff's written statements accurately stated the debits and credits and strict proof thereof is demanded. It is also denied insofar as the averments in Paragraph 6 suggest that the defendant has waived the right to dispute any statement r-eceived. By way of further answer, defendant specifically denies that he has received complete written explanation of the amount being sought by plaintiff. It is specifically denied that defendant assented and agreed to the correctness of the balance due so as to constitute an account stated. 7. Denied. Defendant has never made and outright refusal to pay. Defendant specifically denies and disputes owing $6458.09 to plaintiff and strict proof, explanation and evidence of the calculation of this sum is demanded. 8. Denied insofar as the averments in Paragraph 8 suggest that the defendant has waived the right to .dispute .any statement received. By way of further answer, .defendant specifically denies that he has received complete written explanation of the amount being sought by plaintiff. The terms and contents .of Exhibit "A" speak for themselves. 9. Denied. Defendant has never made and outright refusal to pay. WI IEI~EIi ORE, defendant .demands judgment .against plaintiff and that plaintiff's complaint be dismissed with prejudice. Date: 1~~~ "v~ LD. # 76660 ~',,~'" Leah M. Stump;Esquire ID. # 93211 Attorney for Defendant 270 Market Sheet Millersburg, PA 17061 717-692-5533 VERIFICATION LEAH M. STUMP, ESQUIlZE, hereby states that she is the attorney far the Defendant in this action and verifies that the statements made in the foregoing pleading are true and correct to the best of her knowledge, information, and belief. The undersigned understands that the statements herein are made subject to the penalties of 18 Pa. C.S.A. Section 49U4 relating to unsworn falsification to authorities. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff V. MARY A NICKEY Defendant(s) You are hereby notified to plead to the enclosed Request for Admissions within 30 days from service hereof or a default judgment may be entered against you. NO. 07-4916 cn -., e= _~ o _ ~n T a 7 ~ -r. r~ ,, , ~- - ~ -; ~ * , ~~ ~ .~ `.~' :~ `~ --c REQUEST FOR ADMISSIONS ADDRESSED TO DEFENDANT'S ATTORNEY, LEAH M STUMP Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA , Plaintiff Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 Gregg L. Morris, Esquire PA_70 Req Adm CC D1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) NO. 07-4916 PLAINTIFF'S REQUEST FOR ADMISSIONS ADDRESSED TO DEFENDANT'S ATTORNEY LEAH M STUMP You are hereby requested to admit the following, for the purposes of this action only, pursuant to the Rules of Civil Procedure. You are directed to file a sworn answer to this request in compliance with the Rules of Civil Procedure within thirty (30) days after service of this document. 1. The Plaintiff is as identified in the caption of the Complaint in Civil Action filed at the above number and term and incorporated herein by reference. 2. The Defendant is as set forth in caption of the Complaint in Civil Action incorporated herein by reference. 3. Defendant applied for and opened an account with Plaintiff, being Account No. 4352376719337354 (hereinafter "Account") for the purchase of goods and services. 4. The Defendant agreed to purchase various item(s) of personal property, service(s) or item(s) of merchandise from Plaintiff. S. Defendant received the item(s) of personal property, service(s) or item(s) of PA_70 Req Adm CC Dl P&F File No. 2051.3155 merchandise referenced in the Complaint in Civil Action which are incorporated herein by reference. 6. The prices charged by Plaintiff were those which Defendant agreed to pay. 7. The prices charged by Plaintiff were fair, reasonable and market prices for the item(s) or services at the time they were delivered or received by Defendant. 8. There remains an unpaid balance due on the Account. 9. Defendant, received monthly billing statements from Plaintiff. Copies of the billing statements, dated July 10, 2006 to September 10, 2007, sent to Defendant, MARY A NICKEY are attached hereto as Plaintiff s Exhibit "A" and incorporated herein by reference. 10. Defendant retained those statements without objection, and made payments to Plaintiff. 11. The unpaid balance due is as more fully set forth in the prayer of the Complaint in Civil Action which has been incorporated herein by reference. Date: PA_70 Req Adm CC Dl P&F File No. 2051.3I55 VERIFICATION I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. I do verify that [ ] I am the defendant in the above entitled matter [ ] I am an authorized representative of the Defendant in the above matter (having set. forth my relationship with the Defendant in the spaces below the signature line which are incorporated herein by reference and that the facts set forth in the annexed Response to Plaintiffs Request for Admissions are true and correct to the best of my knowledge, information and belief. Name: Address: Telephone #: Title: PA_70 Req Adm CC D 1 P&F File No. 2051.3155 I, Gregg L. Morns, attorney for Plaintiff, above named, hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Leah M. Stump 270 Market Street Millersburg, PA 170 Date: v Patenaude & Felix,IAPC Attorney for Plaintiff 213 E. Main Street Pittsburgh, PA 15106 (412) 429-7675 o ~~~iii ~niiiii~Ni Account Number: 4352-3767-1933-7354 Statement Closing Date: July 10, Zoos MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $0.00 Cash Limit $900 Payments & Credits 0.00 Available Credit $5,071 Purchases & Advances 870.82 Portion Available for Cash $35 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit F{NANCE CHARGES 57.66 Questions? Call Us: Target Credit Services 1-888-755-5856 TD DIfDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve yourbilling-errorrights Your Target Rewards Status Previous Balance 0 Points Earned This Month +14 New Target Rewards Balance 14 ............................................................................. Earn a Target Rewards certificate with 1000 points. Use your Target Visa to earn points toward a 10% off shopping day at Target. 'Subject to Target Rewards program rules. New Balance 3928.48 Minimum Payment Due $17.66 Payment Due Date August 4, 2006 Take Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.com/tcoe or call 1-800-316-6142. 'Subject to Take Charge of Education program rules. Pharmacy Rewards Earn 10% off an entire shopping day! Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit Target.comlpha rmacyrewa rds. 'SubjedtoTargetPharmaq Rewards program rules. Payments 8~ Credits No payments or credits were received last month. Target National Bank, an efillete of Target Storos NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION _-----. • TARGETS NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 New Balance $928.48 Minimum Payment Due $17.66 Payment Due Date August 4, 2006 Ir,ls;lr,~l~li~lnlrl~lrl~ln~lnn~llnulll~~~lr~rlll Amount TARGET NATIONAL BANK Enclosed $ P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 iirl~l~rllll~~lil~l~il~l~l~~llll~li~lr~ll„Illl~t~lll,l~ll~l~l MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8ti02 ~i~ ~~ ~ ~1~ ~~ In~llln~lllnnnllnll~lnlnllnllnn~l~l~llullnnllul 2000000001766009284890435237671933735471 TARGET flllll~~~ll~~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: July 10, 2006 MARY A NICKEY Page 2 of 2 Purchases Jun. 14 TARGET CARLISLE, PA $13.32 Sub-total Purchases $13.32 Cash Jun. 17 CITGO MART/603 FRANKLIN S CARLISLE, PA $61 00 Jun. 18 PNC NE/1 CRANES GAP RD CARLISLE 1, PA . 61 75 Jun. 19 PA STATE BANK/950 WALNUT CARLISLE, PA . 62 00 Jun. 20 PA STATE BANK/950 WALNUT CARLISLE, PA . 102.00 Jun. 21 CITGO MART/603 FRANKLIN S CARLISLE, PA 61.00 Jun. 27 PA STATE BANK/950 WALNUT CARLISLE, PA 102 00 Jun. 30 PA STATE BANK/950 WALNUT CARLISLE, PA . 102 00 Jul. 2 PNC NE/1 CRANES GAP RD CARLISLE 1, PA . 101.75 Jul. 4 PA STATE BANK/950 WALNUT CARLISLE, PA 102 00 Jul. 9 PA STATE BANKl950 WALNUT CARLISLE, PA . 102.00 Sub-total Cash $857.50 Total Purchases & Advances $g70,g2 Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.04356°,6 15.90% $0.00 $0.00 $0.00 Cash 0.06000% 21.90% $425.77 $7.65 $50.00 Total FINANCE CHARGES: $57.66 Actual ANNUAL PERCENTAGE RATE: 78.49% Special Announcements and Exclusive Offers Welcome! As a new Target Visa cardholder you can begin to enjoy the many rewards your Target Visa has to offer you Use your Target-Visa wherever Visa is aaaepted. Every purchase you malee adds up to Target Rewards - points -which adds up to really smart savings. 17099146 Account Number: 4352-3767-1933-7354 MARY A NICKEY Statement Closing Date: August 10, 200s Page 1 of 2 Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $928 48 Cash Limit $900 Payments & Credits -34 00 Available Credit $5,061 . Purchases & Advances 22 00 Portion Available for Cash $4 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 22.28 Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights Your Target Rewards Status Previous Balance 14 Points Earned This Month +0 New Target Rewards Balance 14 Earn a Target Rewards certificate with 1000 points. Use your Target Visa to earn points toward a 10°k off shopping day at Target. 'Subject to Target Rewards program rules. New Balance 5938.77 Minimum Payment Due $27.29 Payment Due Date September 4, 2006 Take Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.comftcoe or call 1-800-316-6142. 'Subject to Take Charge of Education program rules. Pharmacy Rewards Earn 10% off an entire shopping day! Enroil in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit Target.com/pharmacyrewards. `Subject to Target Pharmacy Rewards program rules. Payments 81 Credits Jul. 27 PAYMENT. THANKS! -R~a nn Total Payments & Credits -$34.00 Target National 8enk, en efillete of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION • TARGETS INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 New Balance $938.77 Minimum Payment Due $27,29 Payment Due Date September 4, 2006 NEW PHONE, HOME OR I1111111111111111111111111111111111111111I1111111111 Amount E-MAIL ADDRESS? PLEASE UPDATE ON TARGET NATIONAL BANK Enclosed $ REVERSE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 I11111111111111111111111111111111111111111111111111111111,111 MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 I11111111111111111111111111111111111II111111111111111111111111 ~ ~ 3000340002729009387790435237671933735471 TARGET IIINIIIIIII~~11~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: August 10, Zoos MARY A NICKEY Page 2 of 2 Cash Jul. 27 PA STATE BANK/950 WALNUT CARLISLE, PA $22.00 Sub-total Cash $22.00 Total Purchases & Advances $22.00 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.04356% 15.90% $13.40 $0.18 '$0.00 Cash 0.0600096 21.90°,6 $919.88 $17.11 $5.00 Total FINANCE CHARGES: $22.29 Actual AN NUAL PERCENTAGE RATE: 28.66% I 17099146 o ~~~~~~~~~ew~ Account Number: 4352-3767-1933-7354 Statement Closing Date: September 10, 2006 MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $938.77 Cash Limit $900 Payments & Credits -27.29 Available Credit $5,042 Purchases 8 Advances 23.94 Portion Available for Cash $0 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 22.40 New Balance 5957.82 QUest1o11S? Call 115: Minimum Payment Due $27.40 Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Payment Due Date October 5, 2006 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error righfs Your Target Rewards Status Previous Balance 14 Points Earned This Month +13 ......................................................................... . New Target Rewards Balance 27 ............................................................................. Earn a Target Rewards certificate with 1000 points. Use your Target Visa to earn points toward a 10% off shopping day at Target. 'Subject to Target Rewards program rules. _. ._ _ ___ __ ___-__ INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Take Charge of Education Enrotl in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.com/tcoe or call 1-800-316-6142. "Subject to Take Charge of Education program rules. Payments & Credits Aug. 24 PAYMENT. THANKS! Pharmacy Rewards Earn 10°!° off an entire shopping day! Enrol! in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit Target.comlpha rma cyrewards. 'Subject to Target Pharmacy Revrards program rules. -$27.29 Total Payments & Credits -$27.29 Target National Benk, en afiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION _ __.. TARGETs NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Account Number 4352-3767-1933-7354 New Balance $957.82 Minimum Payment Due $27.40 Payment Due Date October 5, 2006 IIIIII711IIIIIIII~IIIIIIII~~IIIII~IIIIIIIIIIIIIII~II Amount TARGET NATIONAL BANK Enclosed $ P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIIIIIII'lll l~I ~II~I~IIIIIIIIII II I~IIIIII'11~111IIIIIIIIIIIIII MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 ~IIII1~111'~IIIIIIII III" 1'll~l1'~11 " 11111'lII IIIIIIIIIII~III 2000270002740009578290435237671933735471 o ~~~~ ~uu~~~~~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: September 10, 2006 MARY A NICKEY _ Page 2 of 2 Purchases Aug. 30 TARGET CARLISLE, PA $12 19 Sub-total Purchases $12.19 Cash Sep. 3 PNC NE/1 CR ANES GAP RD CARLISLE 1 , PA $11.75 Sub-total Cash $11.75 Total Purchases & Advances $23.94 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.0435696 15.90% $18.21 $0.25 $0.00 Cash 0.06000% 21.90% $921.99 517.15 $5.00 Total FINANCE CHARGES: $22.40 Actual ANNUAL PERCENTAGE RATE: 28.58% Special Announcements and Exclusive Offers Manage your account online. Enroll now at Target.com/redcard. Like the convenience of your Target Visa? You'll like it even more once you discover what you can do online: Choose payment options, start AutoPay, request account alerts, add a cardholder to your account and update your contact information. It's easy to sign up for these free services. Go online and check it out. ~~ossias o ~I~~~~~u~~~~u~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: October 10 Zoos MARY A NICKEY , Page 1 of 2 Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $957 82 Cash Limit $900 Payments 8 Credits -100 00 Available Credit $4,478 . Purchases & Advances 636.59 Portion Available for Cash $3 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 27.35 Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-errorrights Your Target Rewards Status Previous Balance 27 Points Earned This Month +390 ............................................................................. New Target Rewards Balance 417 ............................................................................. Earn a Target Rewards certificate with 1000 points. Use your Target Visa to earn points toward a 10°~ off shopping day at Target. `Subject to Target Rewards program rules. New Balance 57,521.76 Minimum Payment Due 338.35 Payment Due Date November 4, 2006 Take Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.com/tcoe or call 1-800-316-6142. `Subject to Take Charge of Education program rules. Pharmacy Rewards Earn 10% .off an entire shopping day! Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit Ta rget.comJpha rmacyrewards. `Subject to Target Pharmacy Rewards program rules. Payments ~ Credits Sep. 30 PAYMENT. THANKS! _~~ nn nn Total Payments & Credits -$100.00 Target National Bank, en efiliate of Target Stores NOTICE: SEE REVER 5E SIDE FOR IMPORTANT INFORMATION - __... INCLUDE TH IS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK • Account Number 4352- 3767-1933-7354 TARGET. I~~~N~~II~NMNNNI~~~~~N~~~~IV~N~~~I~ m $1 M mum Payment Due $38.35 Payment Due Date November 4, 2006 NEW PHONE,HOME OR E-MAIL ADDR IIIIIIIIIIIIIIIIIIIII~IIIII~IIIII~IIIIII~' l lf~ Amount ESS? PLEASE UPDATE ON lll lll TARGETNATIONAL BANK Enclosed $ REVERSE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 IIII~IIIII~IIIIIIIIIIIIIIIIIIIII~IIIIIIIIII~IIIIIII~IIIIII~III 6001000003835015217690435237671933735471 TARGETe Account Number: 4352-3767-1933-7354 Statement Closing Date: October 10 Zoos MARY A NICKEY Page 2 of 2 , Purchases Sep. 15 TARGET CARLISLE, PA $143 61 Sep. 17 FOOD LION #0397 OCEAN CITY, MD . 72 63 Sep. 18 WAL-MART #2560 BERLIN, MD . 136 49 Sep. 20 ANIMAL LAND OCEAN CITY, MD . 98 62 Sep. 22 OC BABIES OCEAN CITY, MD . 56 67 Sep. 22 CANDY KITCHEN SHOPPE SOM OCEAN CITY, MD . 11 40 Sep. 22 EDWAROS OF OC, LLC OCEAN CITY, MD . 5 25 Sep. 22 PARADISE ISLAND OCEAN CITY, MD . 8 40 Sep. 27 TARGET CARLISLE, PA . 21 38 Oct. 3 NELL'S #208 CARLISLE, PA 5 32 Oct. 4 WM SUPERCENTER CARLISLE, PA . 18 67 Oct. 7 NELL'S #208 CARLISLE, PA 6 83 Oct. 7 NELL'S #208 CARLISLE, PA . 2 40 Oct. 9 NELL'S #208 CARLISLE, PA . 8 34 Oct. 9 NELL'S #208 CARLISLE, PA . 18 58 Cash Sub-total Purchases $614.59 Oct. 5 PA STATE BANK/950 WALNUT CARLISLE, PA $22.00 Sub-total Cash $22.00 Total Purchases & Advances $636.59 Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash Corresponding Average Periodic Daily Annual Daily FINANCE Periodic Rate Percentage Rate Balance CHARGE 0.04356% 15.90% $445.25 $5.82 0.0600096 21.90% $918.15 $16.53 Total FINANCE CHARGES: Actual AN NUAL PERCENTAGE RATE: Transaction FINANCE CHARGE $0.00 $5.00 $27.35 24.07% nossias TARGET. , New Balance Account Number: 4352-3767-1933-7354 Statement Closing Date: November 10, zoos MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $1,521.76 Cash Limit $900 Payments & Credits -39.00 Available Credit $4,217 Purchases 8 Advances 272.08 Portion Available for Cash $3 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 27.96 Questions? Call Us: Target Credit Services 1-888-755-5856 TDDITDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve yourbilling-error rights Your Target Rewards Status Previous Balance 417 Points Earned This Month +139 Points Adjusted +250 New Target Rewards Balance 806 ............................................................................. Shopping with your Target Visa? Don't stop now! You almost have 1000 points - and a Target Rewards certificate good for 10% off at Target stores. 'Subject to Target Rewards program rules. Payments & Credits Nav. 2 PAYMENT. THANKS! NRIII~~IIIIIIN~ $1,782.80 Minimum Payment Due $45.96 Payment Due Date Take Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.com/tcoe or call 1-800-316-6142. 'Subject to Take Charge of Education program rules. December 5, 2006 Pharmacy Rewards Earn 10°/a off an entire shopping day! Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit Ta rget.com/pha rmacyrewards. 'Subject to Target Pharmacy Rewards program rules. -$39.00 Total Payments 8 Credits -$39.00 Target National Benk, en affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION • TARGET NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY ~~ - - -_ INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 New Balance $1,782.80 Minimum Payment Due $45.96 -" Payment Due Date December 5, 2006 1111111'IIIIIII~IIII111'l1l~llllllllllllllllll111~" TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 '1111 " Ii1 "~11II III~11'll'll'll~lll'111111I1I1~IIIIIIIIIIIIII Amount Enclosed $ 3000390004596017828090435237b71933735471 TARGET. IIIhIIa~p~N~~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: November 10, 2006 MARY A NICKEY Page 2 of 2 Purchases Oct. 10 NELL'S #208 CARLISLE, PA $7.80 Oct. 10 COLLECTIONS ETC., INC. 620-584-8000, IL 60.88 Oct. 11 NELL'S #208 CARLISLE, PA 9.79 Oct. 17 NELL'S #208 CARLISLE, PA 4.72 Oct. 17 NELL'S #208 CARLISLE, PA 4.47 Oct. 18 TARGET CARLISLE, PA 4.84 Oct. 18 BOARDGAMES.COM 908329-0202 NJ 101.80 Oct. 19 NELL'S #208 CARLISLE, PA 5.66 Oct. 20 NELL'S #208 CARLISLE, PA 6.29 Oct. 20 NELL'S #208 CARLISLE, PA 2.98 Oct. 20 NELL'S #208 CARLISLE, PA 2.35 Oct. 21 NELL'S #208 CARLISLE, PA 10.10 Oct. 27 CHINA WOK CARLISLE, PA 27.35 Oct. 31 NELL'S #208 CARLISLE, PA 5,18 Nov. 3 NELL'S #208 CARLISLE, PA 5.13 Nov. 4 NELL'S #208 CARLISLE, PA 4.87 Nov. 4 NELL'S #208 CARLISLE, PA 1.24 Nov. 6 NELL'S #208 CARLISLE, PA 1.84 Nov. 7 NELL'S #208 CARLISLE, PA 1.84 Nov. 9 NELL'S #208 CARLISLE, PA 2.95 Sub-total Purchases $272.08 Total Purchases & Advances $272.08 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.04356% 15.90% $826.73 $11.16 $0.00 Cash 0.06000°,6 21.90% $903.24 $16.80 $0.00 Total FINANCE CHARGES: $27.96 Actual ANNUAL PERCENTAGE RATE: 19.39% Special Announcements and Exclusive Offers Spend your holiday brilliantly! Just spend $250 or more on your REDcard at Target or Target.com from November 1 to December 24, and get a 10°l0 off bonus certificate in January. Now that's brilliant! "Some restrictions apply. See Target.com/redcard for details. 17099146 TARGET. Account Number: 4352-3767-1933-7354 Statement Closing Date: December 10, 2006 MARY A NICKEY Page t of t Target Visa Account Summary Total Credit Limit $6,000 Previous Balance $1,782.80 Cash Limit $900 Payments & Credits -45.96 Available Credit $3,466 Purchases & Advances 763.63 Portion Available for Cash $4 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 32.72 New Balance $2,533.19 QuestIO11S? Call US: Minimum Payment Due $58.72 Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Payment Due Date January 4, 2007 Outside the U.S. 11-612-307-8622 (Call Collect) Ca!/ing will not preserve your billing-errorrights Your Target Rewards Status Previous Balance 806 Points Earned This Month +404 Awarded This Billing Period 1000 New Target Rewards Balance 210 ............................................................................. You did it! You've earned a Target Rewards certificate. Enjoy 10% off on a full day of shopping with your Target Visa at Target. Thanks for using your card! 'Subject to Target Rewards program rules. Take Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.com/tcoe or call 1-800-316-6142. `Subject to Take Charge of Education program rules. Pharmacy Rewards Earn 10% off an entire shopping day! Enroll in Target Pharmacy Rewards, fiH 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit Ta rget.com/pharmacyrewards. `Subject to Target Pharmacy Rewards program rules. Payments & Credits Nov. 28 PAYMENT. THANKS! -$45.96 Total Payments & Credits -$45.96 Target National Benk, en efiliete of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK . __. _... Account Number 4352-3767-1933-7354 $2 TARGET. IN~~~M~~~NN~~~~~~p~~~y~R~~~~~u~~~l~ M nWmum Payment Due $58,72 Payment Due Date January 4, 2007 NEW PHONE, HOME OR ' I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I Amount E-MAIL ADDRESS? Enclosed PLEASE UPDATE ON TARGET NATIONAL BANK REVER SE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 IIIIIIIIIIIIIIIII'uIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIII MARY A NICKEY 60 GORDON DR CAR{LISLE, PA 17013-8602 IIIIIIIIIIII~IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII-I IIIIIIIIIIIIIIIII ~ ~ 6000450005872025331990435237671933735471 TARGET Account Number: 4352-3767-1933-7354 MARY A NICKEY Statement Closing Date: December 10, 2006 Page 2 of 2 Purchases Nov. 10 NELL'S #208 CARLISLE, PA $8.97 Nov. 15 TARGET CARLISLE, PA 42 38 Nov. 15 KOHLS #0188 CARLISLE, PA . 73 45 Nov. 16 BOTANIC CHOICE 800-644-8327, IN . 77 88 Nov. 24 JCPENNEY STORE 2712 CAMP HILL, PA . 28 36 Nov. 24 KOHLS #0188 CARLISLE, PA . 165 63 Nov. 25 GEORGES SUBMARINE SANDWIC CARLISLE, PA . 30 63 Nav. 27 NELL'S #208 CARLISLE, PA . 4.24 Nov. 27 NELL'S #208 CARLISLE, PA 5 01 Nov. 27 SEA SHELL CITY, INC 302-5399366, DE . 62 90 Nov. 29 NELL'S #208 CARLISLE, PA . 5 63 Nov. 29 NELL'S #208 CARLISLE, PA . 2 21 Nov. 30 NELL'S #208 CARLISLE, PA . 2 64 Dec. 1 NELL'S #208 CARLISLE, PA . 2 64 Dec. 2 NELL'S #208 CARLISLE, PA . 1 79 Dec. 2 NELL'S #208 CARLISLE, PA . g gg Dec. 2 MARCELLOS CARLISLE, PA . 60 68 Dec. 4 NELL'S #208 CARLISLE, PA . 2 43 Dec. 4 NELL'S #208 CARLISLE, PA . 1 28 Dec. 5 THE LAKESIDE COLLECTION 847-444-3150, IL . 36 70 Dec. 5 NELL'S #208 CARLISLE, PA . 3 03 Dec. 6 SEA SHELL CITY, INC 302-5399366, DE . 83 94 Dec. 8 NELL'S #208 CARLISLE, PA . 2 20 Dec. 9 THE LAKESIDE COLLECTION 847-444-3150, IL . 6 95 Dec. 9 NELL'S #208 CARLISLE, PA . 42.28 Sub-total Purchases $763.63 Total Purchases & Advances $763.63 Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.04356% 15.90% $1,267.80 $16.57 $0.00 Cash 0.06000% 21.90% $897.15 $16.15 $0.00 Total FINANCE CHARGES: $32.72 Actual AN NUAL PERCENTAGE RATE: 18.13% Special Announcements and Exclusive Offers Spend your holiday brilliantly! Just spend $250 or more on your REDcard at Target or Target.com from November 1 to December 24, and get a 10% off bonus certificate in January. Now that's brilliant! 'Some restrictions apply. See Target.comlredcard for details. i~ossias ~ I~IN~IWIIIIIII~VVN~ Account Number: 4352-3767-1933-7354 Statement Closing Date: January 10, 2007 MARY A NICKEY Page 1 of 3 Target Visa Account Summary Total Credit Limit $7,000 Previous Balance $2,533.19 Cash Limit $900 Payments & Credits -60.00 Available Credit $3,296 Purchases & Advances 1,146.15 Portion Available for Cash $3 Other Charges 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 48.91 Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-errorrights Your Target Rewards Status Previous Balance 210 Points Earned This Month +584 New Target Rewards Balance 794 Keep the Target Rewards points coming. Add up 1000 points fora 10% off shopping day at Target. Use your Target Visa often, and enjoy the savings sooner! 'Subject to Target Rewards program rules. New Balance $3,703.25 Minimum Payment Due $121.91 Payment Due Date February 4, 2007 Take Charge of Education Enroll in Take Charge of Education today. For every REDcard purchase you make, Target donates up to 1 % of those purchases to the K-12 school of your choice. Sign up at Target.com/tcoe or call 1-800-316-6142. 'Subject to Take Charge of Education program rules. Pharmacy Rewards Earn 10°h off an entire shopping day! Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard, and get 10% off a full day of shopping at Target. Call 1-877-RxTarget or visit Target.com/pharmacyrewa rds. "Subject to Target Pharmacy Rewards program rules. Payments ~ Credits Jan. 7 PAYMENT. THANKS! -$60.00 Total Payments 8 Credits -$60.00 Tergel National Benk, en efiliek of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK • Account Number 4352-3767-1933-7354 TARGET, IANNNINI~~IIMIII~~~I~N~~M~~NY~NNI~I M n muam Payment Due $ $121.91 Payment Due Date February 4, 2007 NEW PHONE,HOME OR II'1I11I1111I11I1'lllllllllllllllll1111 ~~IIIIIIIII~~ Amount E-MAIL ADDRESS? PLEASE UPDATE ON TARGET NATIONAL BANK Enclosed $ REVERSE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 I'lllllll'~11IIIIII'l1IIlIl'lllll'I~IIIIII I'I'llll'IIIIIIIIII MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 I1111111111111111111111111111111111111111111111111111111111111 0 0000600012191037032590435237671933735471 Ci TARGETa Account Number: 4352-3767-1933-7354 MARY A NICKEY Statement Closing Date: January 10, 2007 Page 2 of 3 Purchases Dec. 9 GENOUA PIZZA AND SUBS CARLISLE, PA $35 40 Dec. 10 DOLLAR-GENERAL #0819 CARLISLE, PA . 68 43 Dec. 11 RN *GAMEHOUSE STUDIOS 206-442-5881, WA . 27 90 Dec. 12 NELL'S #208 CARLISLE, PA . 4 45 Dec. 12 KWIK WAY MARKET INC CARLISLE, PA . 7 69 Dec. 12 HESS 38252 CARLISLE, PA . 7 42 Dec. 13 NELL'S #208 CARLISLE, PA . 4 72 Dec. 15 NELL'S #208 CARLISLE, PA . 94 3 Dec. 17 DOLLAR-GENERAL #0819 CARLISLE, PA . 43 99 Dec. 17 KMART 00077461 CARLISLE, PA . 108 95 Dec. 18 NELL'S #208 CARLISLE, PA . 12 38 Dec. 19 RN *GAMEHOUSE STUDIOS 206-442-5881, WA . 19 95 Dec. 19 RN *GAMEHOUSE STUDIOS 206-442-5881, WA . 14 96 Dec. 79 TGT*TARGET.COM TARGET.COM, MN . 20 97 Dec. 20 PPL ELECTRIC UTIL/BMC 800-342-5775, PA . 133 25 Dec. 20 BMC*CROSSINGS 717-918-1070, PA . 17 46 Dec. 20 BMC*DOUBLEDAY LARGE PR 717-918-1070, PA . 54 89 Dec. 20 BMC*LITERARY GUILD SEL 717-918-1074, PA . 58 76 Dec. 20 VERIZON WRLS 800-9220204, NJ . 76 81 Dec. 21 COMCAST OF CENTRAL PA 800-COMCAST, DE . 59 95 Dec. 24 NELL'S #208 CARLISLE, PA . 34 79 Dec. 27 NELL'S #208 CARLISLE, PA . 2 74 Dec. 28 TLF*JEFFREY'S FLOWERS CARLISLE, PA . 40 23 Dec. 28 GIANT FOOD STORES #112 CARLISLE, PA . 1 66 Dec. 28 CRACKER BARREL #431 CARLISLE, PA . 20 66 Dec. 29 NELL'S #208 CARLISLE, PA . 33 30 Dec. 30 NELL'S #208 CARLISLE, PA . 5 02 Dec. 31 NELL'S #208 CARLISLE, PA . 3 99 Jan. 2 NELL'S #208 CARLISLE, PA . 3 25 Jan. 4 RP *REIMAN BOOKS 800-344-2560, WI . 28 98 Jan. 4 DTV*DIRECTV SERVICE 800-347-3288, CA . 58 27 Jan. 4 NELL'S #208 CARLISLE, PA . 1 24 Jan. 4 NELL'S #208 CARLISLE, PA . 3 38 Jan. 4 NELL'S #208 CARLISLE, PA . 7 83 Jan. 4 YORK WASTE DISPOSAL 717-845-1557, PA . 41 67 Jan. 5 NELL'S #208 CARLISLE, PA . 7 93 Jan. 6 NELL'S #208 CARLISLE, PA . 9 16 Jan. 6 NELL'S #208 CARLISLE, PA . 28 99 Jan. 8 NELL'S #208 CARLISLE, PA . 21 26 Jan. 8 NELL'S #208 CARLISLE, PA . 2 20 Jan. 9 NELL'S #208 CARLISLE, PA 5 57 Jan. 9 NELL'S #208 .CARLISLE.,. PA __ . 1.84 --- -- _ Sub-total Purchases $1,146.15 Total Purchases & Advances $1,146.15 Other Charges Jan. 4 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 nossias TARGET , ~~RIIIIINIUI~~'IS Account Number: 4352-3767-7933-7354 Statement Closing Date: January 10, 2007 MARY A NICKEY Page 3 of 3 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.04356% 15.90% $2,379.69 $32.13 $0.00 0.06000% 21.90% $901.99 $16.78 $0.00 Total FINANCE CHARGES: $48.91 Actual AN NUAL PERCENTAGE RATE:. 17.88% 17099146 TARGET. IIINI~~~II~IIIU Account Number: 4352-3767-1933-7354 Statement Closing Date: February 10, 2007 MARY A NICKEY Page 1 of 3 Target Visa Account Summary Total Credit Limft $7,000 Previous Balance $3,703.25 Cash Limit $900 Payments & Credits -121.91 Available Credit $1,482 Purchases & Advances 1,831.41 Portion Available for Cash $3 Other Charges 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 69.78 New Balance $5,517.53 Questions? Call Us: Minimum Payment Due $150.78 Target Credit Services 1-888-755-5856 TDDITDY 1-800-347-5842 Payment Due Date March 7, 2007 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights Important Messages We've included some important information about your account with this statement, so be sure to read through the enclosed notice(s). Your Target Rewards Status Previous Balance 794 Points Earned This Month +971 Awarded This Billing Period 1000 New Target Rewards Balance 765 ............................................................................. Hooray! You've reached 1,000 points! Watch your mai{ for your 10°h off Target Rewards certificate. Subject to Target Rewards program rules. Take Charge of Education. Enroll at Target.com/tcoe or call 1.800.316.6142 to help make a difference. REDcard & Target Pharmacy Rewards can save you money - like a 10°,6 off Target shopping day. Enroll today. Subject to Target Pharmacy Rewards program rules. Target National Benk, en efRliete of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION _ __ _ ___ INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TAR GET NATIONAL BANK S Account Number 4352-3767-1933-7354 ~ TARGET. ~I~NNpN~~MNINIIM~~~~~I~~~I~~N~~Np ~~ Mi mum Payment Due $160.78 Payment Due Date March 7, 2007 NEW PHONE,HOME OR II~IIIIII'III11'Ill~llillllllllll'lllll~l lllllllll'I Amount E-MAIL ADDRESS? Enclosed $ PLEASE UPDATE ON TARGET NATIONAL BANK REVERSE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 IIII1~11'I'IIIIIIIII'II IIIII~I~IIII'lllll lllllllllllllllllllll MARY A NICKEY 60 GORDON DR CARLISLfE, PA 17013-8602 '111~~~1111" IIIIIIIIIII'1~1IIIIIIIIIIIIIII~IIIIIII'IIIIIIIIII ~ ~ 30012]10016078055175390435237671933735471 T~IRGET. , ~I~~1~1111~1 Account Number: 4352-3767-1933-7354 Statement Closing Date: February 10, 2007 MARY A NICKEY Page 2 of 3 Payments ~ Credits Feb. 8 PAYMENT. THANKS! -$121.91 Total Payments & Credits -$121.91 Purchases Jan. 11 NELL'S #208 CARLISLE, PA $12.41 Jan. 11 NELL'S #208 CARLISLE, PA 2.30 Jan. 12 NELL'S #208 CARLISLE, PA 25.35 Jan. 12 NELL'S #208 CARLISLE, PA 3.48 Jan. 13 COLLECTIONS ETC., INC. 620-584-8000, IL 59.92 Jan. 13 NELL'S #208 CARLISLE, PA 3.63 Jan. 13 NELL'S #208 CARLISLE, PA 10.58 Jan. 13 NELL'S #208 CARLISLE, PA 8.67 Jan. 13 FTD*GEORGES' FLOWERS CARLISLE, PA 74.20 Jan. 13 FTD*GEORGES' FLOWERS CARLISLE, PA 22.26 Jan. 14 NELL'S-SPRINGROAD CARLISLE, PA 19.12 Jan. 15 COLLECTIONS ETC., INC. 620-584-8000, IL 26.97 Jan. 15 NELL'S #208 CARLISLE, PA 1.90 Jan. 15 NELL'S #208 CARLISLE, PA 9.31 Jan. 16 VER120N WRLS 800-9220204, NJ 76.81 Jan. 16 PPL ELECTRIC UTIL/BMC 800-342-5775, PA 127.89 Jan. 16 BMC'CROSSINGS 717-918-1070, PA 39.53 Jan. 16 BMC*DOUBLEDAY BOOK 717-918-2665, PA 53.48 Jan. 16 EMBARQ CMTS LONDON, KY 27.80 Jan. 16 CARLISLE DINER CARLISE, PA 6.45 Jan. 17 TARGET CARLISLE, PA 21.65 Jan. 18 NELL'S #208 CARLISLE, PA 10.17 Jan. 18 NELL'S #208 CARLISLE, PA 1.78 Jan. 18 NELL'S #208 CARLISLE, PA 3.03 Jan. 19 RN *GAMEHOUSE STUDIOS 206-442-5881, WA 19.95 Jan. 19 NELL'S #208 CARLISLE, PA 4.78 Jan. 22 NELL'S #208 CARLISLE, PA 4.17 Jan. 22 NELL'S #208 CARLISLE, PA 6.47 Jan. 23 NELL'S #208 CARLISLE, PA 59.80 Jan. 23 NELL'S #208 CARLISLE, PA 2.34 Jan. 23 NELL'S #208 CARLISLE, PA 3.00 Jan. 24 TARGET CARLISLE, PA 27.87 Jan. 24 BMC*CROSSINGS 717-918-1070, PA 37.77 Jan. 24 COLDWELL BANKER 410-6672405, MD 338.50 Jan. 25 COMCAST OF CENTRAL PA 800-COMCAST, DE 59.95 Jan. 25 HWD*HOUS€ WHtT€ BIREH _ _ __ ___ _..800=829-5865, TX _ __ _ _ 32.91 Jan. 25 NELL'S #208 CARLISLE, PA 10.88 Jan. 26 COLLECTIONS ETC., INC. 620-584-8000, IL 32.92 Jan. 27 NELL'S #208 CARLISLE, PA 10.13 Jan. 29 NELL'S #208 CARLISLE, PA 14.67 Jan. 30 NELL'S #208 CARLISLE, PA 2.80 Jan. 31 TARGET CARLISLE, PA 38.37 Jan. 31 TARGET CARLISLE, PA 19.26 Feb. 2 COUNTRYWIDE FUNDING CO 800-6696607, CA 325.00 Feb. 3 DTV*DIREGTV SERVICE 800-347-3288, CA 62.86 Feb. 3 NELL'S #208 CARLISLE, PA 1.49 Feb. 4 NELL'S #208 CARLISLE, PA 9.17 Feb. 5 NELL'S #208 CARLISLE, PA 15.16 Feb. 6 NELL'S #208 CARLISLE, PA 16.09 Feb. 6 NELL'S #208 CARLISLE, PA 3.18 Feb. 8 NELL'S #208 CARLISLE, PA 10.75 Feb. 8 NELL'S #208 CARLISLE, PA 4.72 Feb. 9 NELL'S #208 CARLISLE, PA 7.76 Sub-total Purchases $1,831.41 Total Purchases & Advances $1,831.41 17099'146 TARGET, b~I~I~N~l~l~1 Account Number: 4352-3767-1933-7354 Statement Closing Date: February 10, 2007 MARY A N{CKEY Page 3 of 3 Other Charges Feb. 4 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 Finance Charges Days in Biliing Period: 31 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.04356;6 15.90% $3,923.37 $52.98 $0.00 0.06000% 21.90°6 $903.09 $16.80 $0.00 Total FINANCE CHARGES: $69.78 Actual ANNUAL PERCENTAGE RATE: 17.34% 17099146 o ~~~~~~~N~~' Account Number: 4352-3767-1933-7354 Statement Closing Date: March 10 2007 MARY A NICKEY , Page 1 of 2 Target Visa Account Summary Total Credit Limit $7,000 Previous Balance $5 517 53 Cash Limit $900 Payments & Credits , . 0 00 Available Credit $1,040 . Purchases & Advances 332 90 Portion Available for Cash $0 Other Charges . 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 74.30 Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve yourbi!ling-error rights New Balance 55,959.73 Amount Past Due $160,78 Minimum Payment Due $330.08 (includes any Amount Past Due) Payment Due Date April 4, 2007 Important Messages We Miss You! Of course, we look forward to hearing from you every month and were disappointed when we realized that last month's payment has not arrived yet. If you did already make your payment, thanks! Otherwise, please make your payment right now by calling (888) 608-7627. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Your Target Rewards Status Previous Balance 765 Points Earned This Month +180 ............................................................................. New Target Rewards Balance 945 ............................................................................. Take Charge of Education. Enroll at Target.com/tcoe or call 1.800.316.6142 to help make a difference. REDcard 8 Target Pharmacy Rewards can save you money - like a 1096 off Target shopping day. Enroll today. Subject to Target Pharmaq Rewards program rules. Target Netlonal Benk, an elfiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK • Account Number 4352-3767-1933-7354 TARGET. IIIN~M~NNN~N~~~N~N~~~N~p~~~N~N~N~I~I Mm mum Payment Due ~ $330.08 Payment Due Date April 4, 2007 NEW PHONE,HOME OR III'IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII Amount E-MAIL ADDRESS? PLEASE UPDATE ON TARGET NATIONAL BANK Enclosed $ REVERSE SIDE. P.Q. BQ~( 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 III~IIII~II~II'lllllfl~IIII~IIIIIII'lll'IIIIIII~I~IIIIIIII~~1 MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 ~~ 1111 "IllIf IIIIIIIIIIIIIIIIIIIIIIIII~~IIIIIII'1II11I I1111I111' 5001210033008059597390435237671933735471 TARGET ~iNi~i~~iwii~ Account Number: 4352-3767-1933-7354 Statement Closing Date: March 10, 2007 MARY A NICKEY Page 2 of 2 Payments ~ Credits No payments or credits were received last month. Purchases Feb. 12 NELL'S #208 CARLISLE, PA $3.67 Feb. 12 NELL'S #208 CARLISLE, PA 8.46 Feb. 12 NELL'S #208 CARLISLE, PA 526 Feb. 13 NELL'S #208 CARLISLE, PA 10.56 Feb. 13 NELL'S #208 CARLISLE, PA 2.21 Feb. 14 NELL'S #208 CARLISLE, PA 4.06 Feb. 14 NELL'S #208 CARLISLE, PA 4.48 Feb. 15 NELL'S #208 CARLISLE, PA 4.87 Feb. 16 NELL'S #208 CARLISLE, PA 11.75 Feb. 16 NELL'S #208 CARLISLE, PA 3.98 Feb. 16 NELL'S #208 CARLISLE, PA 5.34 Feb. 17 DOMINOS PIZZA 04862 717-2491880, PA 25.95 Feb. 19 RN'GAMEHOUSE STUDIOS 206-442-5881, WA 19.95 Feb. 19 CAMPHILL DINER CAMP HILL, PA 23.70 Feb. 19 MICHAEL'S #2754 CAMP HILL, PA 15.34 Feb. 19 BORDERS BOOKS 01004555 CAMP HILL, PA 15.23 Feb. 20 NELL'S #208 CARLISLE, PA 3.31 Feb. 20 NELL'S #208 CARLISLE, PA 6.93 Feb. 20 NELL'S #208 CARLISLE, PA 8.08 Feb. 21 TARGET CARLISLE, PA 17.77 Feb. 23 CHR`CHRISTIANBOOK.COM 978-977-5060, MA 9.25 Feb. 24 NELL'S #208 GARLISLE, PA 8.46 Feb. 27 NELL'S #208 CARLISLE, PA 8.91 Feb. 27 NELL'S #208 CARLISLE, PA 3.92 Feb. 28 TARGET CARLISLE, PA 6.38 Mar. 1 NELL'S #208 CARLISLE, PA 6.29 Mar. 1 CHR"CHRISTIANBOOK.COM 978-977-506Q MA 14.86 Mar. 2 NELL'S #208 CARLISLE, PA 5.60 Mar. 3 NELL'S #208 CARLISLE, PA 3.77 Mar. 5 NELL'S #208 CARLISLE, PA 3.32 Mar. 6 NELL'S #208 CARLISLE, PA 25.11 Mar. 6 NELL'S #208 CARLISLE, PA 3.99 Mar. 8 NELL'S #208 CARLISLE, PA 12.09 Mar. 8 NELL'S #208 CARLISLE, PA 16.95 Mar. 9 NELL'S #208 CARLISLE, PA 3.10 Sub-total Purchases __ $332.90 _. Total Purchases & Advances $332.90 Other Charges Mar. 7 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 Finance Charges Days in Billing Period: 28 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.04356% 15.90% 0.06000% 21.90% Average Periodic Daily FINANCE Balance CHARGE $4,846.46 $59.11 $903.92 $15.19 Total FINANCE CHARGES Actual ANNUAL PERCENTAGE RATE Transaction FINANCE CHARGE so.oo 50.00 $74.30 15.50% There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 17099146 TARGET INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number: 4352-3767-1933-7354 Statement Closing Date: April 10, 2007 MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $7,000 Previous Balance $5,959.73 Cash Limit $900 Payments & Credits 0.00 Available Credit $907 Purchases & Advances 11.71 Portion Available for Cash $0 Other Charges 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 85.99 New Balance $6,092.43 Questions? Call Us: Amount Past Due 3330.08 Target Credit Services 1-888-755-5856 TDDlTDY 1-800-347-5842 Minimum Payment Due 3512.07 Outside the U.S. 11-612-307-8622 (Call Collect) (includes any Amount Past Due) Calling will not preserve your billing-error rights Payment Due Date May 5, 2007 Important Messages You have missed two payments; this is not a good thing. We may be reporting your account as past due to the national credit bureaus and are charging you late fees.. (ff you've already made your payment, thanks.) Otherwise, it's important you pay the Minimum Due now. Questions? Call us at (868) 608-7627. Your Target Rewards Status Previous Balance 945 Points Earned This Month +6 ............................................................................. New Target Rewards Balance 951 ............................................................................. Feel the excitement? Your closing in on 1,000 points and a 10% off Target Rewards certificate! SubjedtoTargetRewards program rules. IuINl~9~~~ll~~tiU REDcard & Target Pharmacy Rewards can save you money - Pike a 10% off Target shopping day. Enroll today. Subject to Target Pharmacy Rewards program rules. Take Charge of Education. Enrol{ at Target.com/tcoe or call 1.800.316.6142 to help make a difference. Target National Bank, en efiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION • TARGET. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Account Number 4352-3767-1933-7354 New Balance $6,092.43 Minimum Payment Due $512.07 Payment Due Date May 5, 2007 l~l~lnlJ~~Lrl~lil~lrlull~~n~llnr~lll~nl~nlll Amount TARGET NATIONAL BANK Enclosed $ P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIJ~L~IIIII~~IIII~~II~LJJIIII~~~~IILI~IIL~II~I~I11~l~11 MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 I~nllin~lll~~~n~ll..ILlninllniln~nl~l~ll~~ll~~nll~~l 8001210051207060924390435237671933735471 TARGET° ~INN~II~V~~V~ Account Number: 4352-3767-1933-7354 Statement Closing Date: April 10, 2007 MARY A NICKEY Page 2 of 2 Payments 8~ Credits No payments or credits were received last month. Purchases Mar. 10 NELL'S #208 Mar. 10 NELL'S #208 CARLISLE, PA CARLISLE, PA Sub-total Purchases Total Purchases & Advances $4.00 7 71 $11.71 $11.71 Other Charges Apr. 4 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.04356% 15.90% $5,100.74 $68.88 $0.00 Cash 0.06000% 21.90% $920.06 $17.11 50.00 Total FINANCE CHARGES: $85.99 Actual AN NUAL PERCENTAGE RATE: 17.13°~ There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed 17099146 TARGET. , Account Number: 4352-3767-1933-7354 MARY A NICKEY Statement Closing Date: May 10, 2007 Page 1 of 2 Target Visa Account Summary Total Credit Limit $7,000 Previous Balance $6,092.43 Cash Limit $350 Payments & Credits 0.00 Available Credit $719 Purchases & Advances 9.86 Portion Available for Cash $0 Other Charges 35.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 143.33 Questions? Call Us: New Balance $s,zao.s2 Amount Past Due $512.07 Target Credit Services 1-888-755-5856 TDDlTDY 1-800-347-5842 Minimum Payment Due $753.40 Outside the U.S. 11-612-307-8822 (Call Collect) (includes any Amount Past Due) Calling wil! not preserve your billing-error rights Payment Due Date June 4, 2007 Your Target Rewards Status Previous Balance 951 Points Earned This Month +5 ............................................................................. New Target Rewards Balance 956 Can you feel the savings? You're almost there! Keep using your REDcard to earn 1,000 points and a Target Rewards certificate good fora 10% off shopping day at Target. Subject to Target Rewards program rules. Take Charge of Education REDcard has it rewards. Enroll in Take Charge of Education & help Target support your favorite eligible K-12 school. Visit Target.com/tcoe or call 1.800.316.6142. Enroll in Target Pharmacy Rewards and save. Earn a 10°6 off certificate at Target by filling 10 prescriptions using your REDcard. Visit Target.com/redcard to enroll today. Subject to Target Pharmacy Rewards program rules. Payments 8~ Credits No payments or credits were received last month. Target National Benk, en efiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION _...__ __ INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TAR GE7 NATIONAL BANK Account Number 4352-3767-1933-7354 $ TARGET. I~~~~~~I~~~~~~~~~~I~~~q~~~~~~~~INN Minimum Payment Due $753.40 Payment Due Date June 4, 2007 NEW PHONE, HOME OR I II II I I I I I I III II I I I I II I I I IIII II11II I I I I IIII II I I I I III Amount E-MAIL ADDRESS? Enclosed $ PLEASE UPDATE ON TARGET NATIONAL BANK REVERSE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 IIIIILIIIIIIILLIIIIILIJJIIIIIIIIIILIILIIIIIIII ILIIIII MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 LIIIIII I11111IIII IIIIIILIIIIIIILIILIIIILIIILJLIIIIII11 ~ ~ 6001210075340062806290435237671933735471 TARGET. ~~~nII~YW~VN Account Number: 4352-3767-1933-7354 Statement Closing Date: May 10, 2007 MARY A NICKEY Page 2 of 2 Purchases Apr. 18 CHR'CHRISTIANBOOK.COM 978-977-5060, MA $g.gg Sub-total Purchases $g,gg Total Purchases & Advances $9.86 Other Charges May 5 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.07736°6 28.24% $5,236.48 $121.53 $0.00 Cash 0.07736% 28.24% $939.41 $21.80 $0.00 Total FINANCE CHARGES: $143.33 Actual AN NUAL PERCENTAGE RATE: 28.24% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary There is a minimum FINANCE CHARGE of 51.00 for any billing period in which a Finance Charge is imposed. nossias TARGET . III~~nnI~IIIIIV~~ Account Number: 4352-3767-1933-7354 Statement Closing Date: June 10, 2007 MARY A NICKEY Page 1 of 2 Target Visa Account Summary Total Credit Limit $0 Previous Balance $6,280.62 Cash Limit $0 Payments & Credits _g 86 Available Credit $0 Purchases & Advances 0.00 Portion Available for Cash $0 Other Charges 35.00 The Cash Limit is a portion of the Total Credft Limit FINANCE CHARGES 152.33 Questions? Call Us: Target Credit Services 1-888-755-5856 TDDlTDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights New Balance $6,458.09 Amount Past Due $753.40 Minimum Payment Due $1,005.73 (includes any Amount Past Due) Payment Due Date Juty 5, 2007 Payments 81 Credits Apr. 18 PURCHASE ADJUSTMENT _~q RF Total Payments & Credits _$g.gg Other Charges Jun: 4 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 Tergel National Benk, en afiliete of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK • Account Number 4352-3767-1933-7354 TARGET. I~~NVVNVIVIVINIVI~AVIIVVVVI~VVNVI~I~ 6 0 M mum Payment Due $ ,005. 3 Payment Due Date July 5, 2007 NEW PHONE,HOME OR E-MAIL ADDRESS? I111111111111111111111111111111111111111111111111111 Amount PLEASE UPDATE ON TARGET NATIONAL BANK Enclosed $ REVERSE SIDE. P.Q. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 II1111111111111111111 III 111 1 11 11 1 1 1111 1 1 11 1 11 1 1 1 11 1 11 1 1 1 1 11 1 1 1 MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 (111111111111111111Illllllllllllllllllltllllllllllllllllllllll I~ 300121010D573064580990435237671933735471 TARGET Ai~~~nNUnn ~ Account Number: 4352-3767-1933-7354 Statement Closing Date: June 10, 2007 MARY A NICKEY Page 2 of 2 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.07736% 28.24% $5,390.16 $129.26 $0.00 Cash 0.07736% 28.24% $961.83 $23.07 $0.00 Total FINANCE CHARGES: $752.33 Actual ANNUAL PERCENTAGE RATE: 28.24% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Win a Disney Parks Dream Vacation Use your Target Visa credit card for an eligible purchase between June 1 and July 31 and be automatically entered for a chance to win a Disney Parks Dream Vacation from Visa. For complete details, visit Target.COm/redCard. Subject to Official Rules. Purchase will not improve your chance of winning. No purchase necessary. Offer available to all US residents. Void where prohibited. »ossias TI~RGETa II~tl~I~~Y~IIN~ Account Number: 4352-3767-1933-7354 Statement Closing Date: July 10, 2007 MARY A NICKEY Page 1 of 1 Target Visa Credit Card Account Summary Total Credit Limit $0 Previous Balance $6,458.09 Cash Limit $0 Payments 8 Credits 0.00 Available Credit $0 Purchases & Advance s 0.00 Portion Available for Cash $0 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 0.00 Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve yourbilling-errorrights New Balance $6,458.09 Amount Past Due $1,005.73 Minimum Payment Due $1,070.73 (includes any Amount Past Due} Payment Due Date August 4, 2007 Payments & Credits No payments or credits were received last month. Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.00000% 0.00% $0.00 $0.00 $0.00 Cash 0.00000% 0.00% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% There is a minimum FINANCE CHARGE of $1 .00 for any billing period in which a Finance Charge is imposed. Target National Hank, en affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK • Account Number 4352-3 767-1933-7354 V TARGET. ~N~hINNININ~N~INN~N~MII~NI~~~~I~IN M n mum Payment Due $6,070.73 Payment Due Date August 4, 2007 NEW PHONE,HOME OR II'IIIIII~IIIIIII~IIIIIIIIIIIIIIIIIIIIIIII ~ III Amount E-MAIL ADDRESS? PLEASE UPDATE ON III III TARGET NATIONAL BANK Enclosed $ REVERSE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 IIIIIIII'IIIIIIIIIIIIIIIIII1'1'lllll lll111III'~~IIIII III'llll~ MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 IIIIIIIIIII'~IIIIIIIIII'~Ilfll~ll~'11I I11111I1111'llllllltlllll ~ - 3001210107073064580990435237671933735471 TARGET I~~Ilul IIIIIINII~flII Account Number: 4352-3767-1933-7354 Statement Closing Date: August 10, 2007 MARY A NICKEY Page 1 of 1 Target Visa Credit Card Account Summary Total Credit Limit $0 Previous Balance $6,458.09 Cash Limit $0 Payments & Credits 0.00 Available Credit $0 Purchases & Advances 0.00 Portion Available for Cash $0 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 0.00 QU@StIOnS? Call US: New Balance $6,458.09 Target Credit Services 1-888-755-5856 Amount Past Due $1,070.73 TDD/TDY 1-800-347-5842 Minimum Payment Due $1,135.73 Outside the U.S. 11-612-307-8622 (Call Collect) (includes any Amount Past Due) Calling will not preserve yourbilling-errorrights Payment Due Date September 4, 2007 Payments ~ Credits No payments or credits were received last month. Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.00000% 0.00% $0.00 $0.00 $0.00 Cash 0.00000% 0.00% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed Target National Benk, en afiliete of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WRH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK • Account Number 4352-3767-1933-7354 TARGET. IINI~NNN~~~INI~N~~~N~Ia~N~~~~~~~~~I~ w 6, M n mum Payment Due $ 35.73 Payment Due Date September 4, 2007 NEW PHONE,HOME OR II'IIII~II11'II'IIIIIIIIII'~IIIIIIIIIII~II I II~ Amount E-MAIL ADDRESS? PLEASE UPDATE ON III III TARGET NATIONAL BANK Enclosed $ REVERSE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 IIIIIIIIIIIII111111 " 11'II'III11'1111I11111Illlllllllllll~lll' ~~ 6001210113573064580990435237671933735471 TARGETa Account Number: 4352-3767-1933-7354 Statement Closing Date: September 10, 2007 MARY A NICKEY Page 1 of 1 Target Visa Credit Card Account Summary Total Credit Limit $0 Previous Balance $6,458.09 Cash Limit $0 Payments & Credits 0.00 Available Credit $0 Purchases 8 Advances 0.00 Portion Available for Cash $0 Other Charges 0.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES 0.00 Questions? Call Us: Target Credit Services 1-888-755-5856 TDDlTDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights New Balance $6,458.09 Amount Past Due $1,135.73 Minimum Payment Due $6,458.09 (includes any Amount Past Due) Payment Due Date October 5, 2007 Payments 81 Credits No payments or credits were received last month. Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Dairy Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.00000% 0.00% $0.00 $0.00 $0.00 Cash 0.00000';6 0.00% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% There is a minimum FINANCE CHARGE of $1 .00 for any billing period in which a Finance Charge is imposed. Target National Benk, en efiliete of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WRH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3767-1933-7354 TARGETS IIIIINIl~N~IIN~I~~lIIq~V~I~aNa~NIIN~ Mm mum Payment Due $6,458.09 Payment Due Date October 5, 2007 NEW PHONE,HOME OR ~III~IIIIIII~IIIIII~IIIIIIIIIIIIIIIIIII~~IIIII1111'I Amount E-MAIL ADDRESS? Enclosed $ PLEASE UPDATE ON TARGET NATIONAL BANK REVER SESIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 STATEMENT PAGE NOT PRINTED MARY A NICKEY 60 GORDON DR CARLISLE, PA 17013-8602 `` ff IIIIIII111'I~111111 ~'III'1'IIIIIIIIIIIIIIIIII~III11'llllll'll' ~ ~ 3001210645$09064580990435237671933735471 VERIFICATION I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. I do verify that [ ] I am the defendant in the above entitled matter [ ] I am an authorized representative of the Defendant in the. above matter (having set forth my relationship with the Defendant in the spaces below the signature line which are incorporated herein by reference and that the facts set forth in the annexed Response to Plaintiff s Request for Admissions are true and correct to the best of my knowledge, information and belief. Name: Address: Telephone #: Title: PA_70 Req Adm CC DI P&F File No. 2051.3155 I, GREGG MORRIS, attorney for Plaintiff, TARGET NATIONAL BANK/TARGET VISA ,hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Harold Shepley Shepley And Assoc., ESQ. 270 Market Street Millersburg, PA 17061 Date: Gregg L. Mo s, Esquire Patenaude & elix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_65 Certificate of Service P&F File No 20513155 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) .T.'+= ) _' i.,~ ~~ .:;' ,"~} _., ~ .. PLAINTIFF'S AFFIDAVI~' NO. 07-4916 ~ ~ r`` ~ ` J.- .. ) ~ ~ _..,~ .'~7t 13) 1 L' Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_97 Plntf Aff CC •~ P&F File No. 2051.3155 ,)C T, J t~ +~f -.,~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MARY A NICKEY Defendant(s) PLAINTI)~'S AFFIDAVIT NO. 07-4916 STATE OF ) ss: COUNTY OF ) I, Tiffany Lewis, a representative of TARGET NATIONAL BANK/TARGET VISA , after having been duly sworn, hereby deposes and says the following: 1. I am, Tiffany Lewis, a representative of TARGET NATIONAL BANK/TARGET VISA ,and authorized to make this declaration. 2. I am the representative of TARGET NATIONAL BANK/TARGET VISA and am authorized to verify current balances due and owing to TARGET NATIONAL BANK/TARGET VISA on credit card accounts. 3. As of the date of this affidavit, I have reviewed the records of the above listed persons and Account Number 4352376719337354, and the amount due and owing to TARGET NATIONAL BANK/TARGET VISA over and above all known legal set offs of $0.00 is $6,458.09 plus interest and costs. 4. That the last payment made on this account was credited on February 8, 2007 in the amount of $121.91. nn m n~...re~t~r DAFCaewr„ ~nct aicc The Billing Statements dated July 10, 2006 to September 10, 2007, are attached to Request for Admissions {Set I) Addressed to Defendant{s) and filed at the above number and term. Said Statements reflect the correct balance due and owing on the account are incorporated herein by reference. 6. The Billing Statements for the account were mailed to the Defendant{s) at the address set forth on the Billing Statement. 7. Payments were receiveded on the account without objection from Defendant(s). Defendant{s) never contacted Plaintiff to report that the card was either lost or stolen or subject to unauthorized use. 9. The account has not been paid or settled in full. 10. The unpaid balance due is set forth in the Complaint in Civil Action filed at the above number and term. Before me, the undersigned authority, personally appeared, Tiffany Lewis, who being duly sworn according to law, deposes and says that the averments of fact contained herein are true and correct and does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, based upon the books and business Records of TARGET NATIONAL BANKITARGET VISA . FURTHER YOUR AFFIANT SAYEIT_ H NAUGHT. DATED this ~ day o f ~ `~ , 20~. ~ Affiant wo to and subscribed b fore me this day of - , 200 ~ otary Public ..~.w~~~w+v~-v~w~nN-,~ " ~ JANICE L. LOKEN .j NOTARY PUBLIC-MINNESOTA ~~ ~ My Commleeiai Exp1r~ Jan. 31, 2013 ~ • PA_97 Plntf AfrCC P&F File No. 2051.3155 ~ N ~ I, GREGG MORRIS, attorney for Plaintiff, TARGET NATIONAL BANKJTARGET VISA ,hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Leah M. Stump, Esq. J. Chad Moore, Esq. Harold Shepley Shepley And Assoc. 270 Market Street Millersburg, PA 17061 Date: 1 ~_ PA 65 Certificate of Service ~,~~~1`Q~ris~; Esqui?e~ P ena e & Felix, A.P.C. 13 E. Main Street Carnegie, PA 15106 (412) 429-7675 P&F File No 2051.3155 r a+ r I, GREGG MORRIS, attorney for Plaintiff, TARGET NATIONAL BANK/TARGET VISA ,hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Harold Shepley and Associates 270 Market Street Millersburg, PA 17061 Date: C~f~egg L. orris, Esquire Patenaude Felix, A.P.C. 213 E. Main et Carnegie, PA 15106 (412) 429-7675 PA_57 Mfi SumJgmt P&F File No. 2051.3155 ~ /A~ z r PRAECIPE FOR LISTING CASE FOR ARGUMENT r (Must be typewritten and submitted in triplicate) ~ _Q __ t-_J © ~~ TO THE PROTHONOTARY OF CUMBERLAND COUNTY: (List the within matter for the~next Argument Court.) <~ ~ ,~-~ Motion for ~L1.Y17l1r]A r ~'~ YY1Cn'~. ~-- - - A n~ ~ m -------- - -- --- - - }--------9--------------------------------------- .'fti G-, .; c~ CAPTION OF CASE Target National Bank vs. Mary A. Nickey ~ ._ ~ -, (entire caption must be stated in full) ~ =! `-` :.; _ ~ i Target National Bank ~ ~, r~}~~`i ~'; vs. ._.,, ..~ Mary A. Nickey No. 4916 2007 Term 1. State matter to be argued (i.e., plaintiffs motion for new trial, defendant's demurrer to complaint, etc.): J1'lo~c~ ~dlr .S`ummarca ~'uol~m 2. Identify all counsel who will argue cases: (a) for plaintiffs: Gregg L. Morris 213 E. Main St., Carnegie, PA 15106 (b) for defendants: (Name and Address) Leah Stump (Name and Address) 270 Market St., Millersburg, PA 17061 3. I will notify all parties in writing within two days that this case has been listed for argument. Yes 4. Argument Court Date: February 17, 2010 Date: 1 /19/2010 your INSTRUCTIONS: ~./ 1. Two copies of all briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) before argument. 2. The moving party shall file and serve their brief 12 days prior to argument. 3. The responding party shall file their brief 5 days prior to argument. 4. If argument Is continued new briefs must be hied with the COURT ADMINISTRATOR (not the Prothonotary) after the case is relisted. .«~ ~. , ~ ~ # .}.+Ri~r :.~Bi.aF• • X54` .K~+iAi iiy••• t '~' sS +~•-'xitie I, GREGG MORRIS, attorney for Plaintiff, TARGET NATIONAL BANK ,hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Harold Shepley And Assoc., Esq. 270 Market Street Millersburg PA 17061 Date: January 19, 2010 Gregg orris, Esq re Paten e & Felix, .C. 213 Main Street C gie, PA 1510 (41 429-7675 PA_65 Certificate of Service P&F File No 2051.3155 TARGET NATIONAL BANK, TiV THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVAN~ N ~ ` ~ ~ vs. CIVIL ACTION -LAW ~ ~ ~;.~ N0.07-4916 CIVIL ~ ~., ~' -r''=-' ~.., r MARY A. NICKEY, ' = -~'``" { `~ Defendant ~,~, _--- ,. - .. ':~ IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT ~=~ w ORDER AND NOW, this / S ` day of March, 2010, the motion of the plaintiff for summary judgment is GRANTED. The answer of the defendant contains general denials or demands for proof concerning matters presumptively within the knowledge of the defendant and therefore constitute admissions. The defendant filed no answer to the plaintiff's request for admissions. The defendant filed no response to the plaintiff's motion for summary judgment. BY THE COURT, /Gregg L. Morris, Esquire For the Plaintiff ~L,eah M. Stump, Esquire For the Defendant :rlm co~ ~ ~.S ~.~ ~ ~~ ~~ ~~ l 1 ~,. 2060 Ar ; 25 f~i~i ~~ C% „t , ,, ~; ,~,. r~=' ~ 3 _~~,, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 07-4916 v. MARY A NICKEY Defendant(s) PRAECIPE FOR JUDGMENT ON COURT ORDER Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Mon•is, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 ~. /lam ~~~ l~// ,~~~ a'~-///33 Pn 145 Prcp .lg Crt Ord ~~/~ ~~~ P&F File No. 2051.3155 • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 07-4916 v. MARY A NICKEY Defendant(s) PLAINTIFF'S PRAECIPE FOR JUDGMENT ON COUR'C ORDER TO: PROTHONOTARY Please enter a judgment on the court order in the above captioned case against Defendant, above named, in the amount of $6,458.09. Please see Plaintiff s Exhibit "A." Felix, A.P.C. Date: April 15, 2010 Gre L. o s, Esquire 21 ain treet C negie, P 15106 12) 429 675 PA__145 Prcp .Ig Crt Ord P&F File No. 2051.3155 c~o5 ~ . 3 ~5,~ TARGET NATIONAL BANK, Plaintiff vs. MARY A. NICKEY, Defendant IN THE COURT OF COMMON FLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION -LAW NO. 07-4916 CIVIL IN RE: PLAINTIFF' S MOTION FOR SUMMARY JUDGMENT ORDER AND NOW, this / S ` day of March, 2010, the motion of the plaintiff for summary judgment is GRANTED. The answer of the defendant contains general denials or demands for proof concerning matters presumptively within the knowledge of the defendant and therefore constitute admissions. The defendant filed no answer to the plaintiff's request for admissions. The defendant filed no response to the plaintiff's motion for summary judgment. BY THE COURT, Gregg L. Morris, Esquire For the Plaintiff Leah M. Stump, Esquire For the Defendant rlm r i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 07-4916 v. MARY A NICKEY Defendant(s) NOTICE OF ORDER, DECREE OR JUDGMF,NT Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Mon•is, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 2l 3 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA 146 N[c Jg on Crt Ord P&F File No. 2051.3155 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff v. MARY A NICKEY Defendant(s) NO. 07-4916 NOTICE OF ORDER DECREE OR JUDGMENT TO: ( )Plaintiff (x )Defendant ( )Garnishee ( )Additional Defendant You are hereby notified that the following Order, Decree, or Judgment has been entered against you on _ ~~~~/~ ( )Decree Nisi in Equity ( )Final Decree in Equity (X) Judgment of ( )Consent ( )Default ( )Non-Pros ( )Verdict (X) Court Order ( )Non-suit ( )Arbitration Award (X) Judgment in the amount of $6,458.09, plus costs. ( )District Justice Transcript of Judgment in the amount of , plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license will be suspended by the Department of Transportation. If~you have questions concerning the above, please Contact: Name of Attorney: GREGG MORRIS, Esquire 213 East Main St Carnegie, PA 15106 (866)772-7675 PA 146 Ntc .Ig on Crt Ord P&F File No. 2051.3155