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HomeMy WebLinkAbout07-4918i~ MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff /tSy-7161 v. FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 MARIO DISTASIO 5332 Oxford Dr Apt 110 Mechanicsburg, Pa 17055 Plaintiff, Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. ~? _ 44~ g l.:~Vi ( P,fM NOTICE You have been sued in court. If you wish [o defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You aze warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. ~1v1L AC;11U1V C;UMYLAINT AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demands y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demands en contra soya sin previo aviso 0 notificacion. Adernas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demands. Usted puede perder dinero o sus propiedades u otros derechos importances pars usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFIC[ENTE DE PAGAR TAL SERV[CO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGU[R ASISTENC[A LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717)249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff ("115) 7t~y-7161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY P.O. BOX 6508 Mesa, Az 85216-6508 Plaintiff, v. MARIO DISTASIO 5332 Oxford Dr Apt 110 Mechanicsburg, Pa 17055 CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. Defendant(s). CIVIL ACTION COMPLAINT Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Mario Distasio, is an individual who resides at 5332 Oxford Dr Apt 110 Mechanicsburg, Pa 17055. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about October 28, 2002, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $25826.20 at an annual percentage rate of 10.600%, in order to purchase a certain motor vehicle, 2002 Ford Focus more particularly described in the Contract (hereinafter referred to as the "Vehicle") A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $388.77 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until July 27, 2006, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $3500.00, however a balance of $3507.02 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $279.48 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $3786.50. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $3786.50, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. ARLEN A. AYL ,ESQUIRE Attorney for Plaintiff VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: CHARLENE A. TAYLO ESQUIRE DATED: July 27, 2007 NOATH CAROLINA SIMPLE INTEREST VEHICLE RETAIL INSTALMENT CONTRACT -_ 18/28/02 DATE Buyer (and CdBuyer) Neme end Address IIrM;ludin® Count' Zp Code) CREOFTOR (SeOa Nona and Bros MAR[O 1ISTR3I0 THOMg9VILLE FDRD, INC. 1353 101ITEFgRT BCIgOL ROA 1313 NRTIDN!6_ HI011gY T1(ONA9VILLE NC i?73W DRVIDBO)i THDMRBVILLE NC 27360 Yw, Ilre Buyer (and Co-auyer, y anY1. rnaY buy tM venlcN deaodbed tabw for ceM or on oadlt TM esw price Is shown below ee 'Ceeh 9Ne Prke.' The eredN prks K shown Ialew es 'Told 9ele Prlea' By elOnkra Mle contract. you chooq to hut' tM vshlCie on Breda undo iha ayeememe an Me hart end tack d iMs aoatrad. NEN ~ 2012 FDRD I FDCUS I I 3FRFP373IEg232350 ~ ~ P"'0"~ O Ayttdetural _ O cam~wcal rraoe•in 1997 MERCURY TRUCK MTNEER = 5000.00 f 0016.83 Year end Make Groan MOW811Ce Artlgnt pwinq ITEMIZATION OF AMOUNT FINANCED T. Cssh Sab Price......._.__ ..............._..._»..,....._. 17170.00 ( ) ..,..,..._........._....__.._ S 1 2. Down Paymtxd Third Party RebMs AsalOlted to Cndhor ..._.__. S ~_ Cash Down Psymsnt.._ ............................................ f Tradsinlt>oscdpaonAbdve)._.........„.........._..........i,~~_ Iota Down P.ymenl........_........_.........._.........._..._......_......... i ~~ (2) 3. Unpaid Bslsrt0a of Cash Sob Price (1 minus 2)..._...._..._...._..... S (a) s. Amoullb paid on your bsha(f (Seller met' N ratabinp_a portion of these amounts) TO PubNc OfRclsls (I) for Rceftse, tiua 8 r tration less f S7. S0 (II) for filing Nes i ~ N/A (iii) for taxes (not M Cash Sale Price) i 301. i• i 396.10 To lnsteroltes Companlas fm: C-etNt lJN baurana_._._......... N!R ._........._.....____ ............._._......_ S QadN OiabWyr Inswnce._..w.._.. ...... 5-~- ADlIINISTRRTIYE FEFL ;.»__ ~. ».._.~.__ _.._.._.. ~ i To ..___ To~1.S.N.C. fOr t11p_II08@IO(11-- Jim To for i-1IJR_' To-FNCC for IfEORTiVE EQUITY f~ rota-......._.......__...„....__......._.._.._....__........._..._._..__.__.__.._5~-qy~ ) 5. Amount Plaenced (3 plus 4)_..._._.._........._.......__...».,,.._. i -----"'»(~ PERCENTAGE CHARGE Fhgncad . Paylnartts ~ Prit:a rw RATE me Baler emoun The enueml d Ttro amount TTa btkl ceQ Tiw sat d your Me ends w01 creA1 DrovWed you rra have d your gsaaae Clede tl a y'afly tab COQ you D your bshaa ave made ~ ealaWeed~ inekidnp Yea down e t paymerds p yman d f P9L ^ PeTfaettt ScMdub- ~IYiNtber d pay~b Amour d EaNt paytaMk When Payweds m dlr Yaw payment sdadde '39 $ 388.77 sfa~q wil be: t foal i 305.77 NDVa z011Z D tlarye Y a pireMx dd M W smart or f0.ep, MYONp, uuue tlae 10 rer You a prki0 ^ asmray ktlereel kt sa vslacte pekl0l>taarastl. sae aw tlrfs ambaa fa saeremal bdanreson on ssasay ImMaat noroa i~b aquka apayrrrm d your debt k. hdl trdon ers seMdeae dr:~i BuYQ (sod ~aYN) scbtseNdOee awyit d • amplegd aqy d m ecrYat rc +raearq at mrr..~.r rr~ xar a rw ~ to ~'~' "'a a~ ttACN ROIL aoomoNltt AOne YOU MAY OSTAMI VEHICLE INSURANCE FROM A PERSON OF YOUR CHOICE. LIABILITY INSURANCE COVERAGE FOR DBpAM GE CAUSED 7'O 01HERS~3 N07 u+cLUDEa O Credit Lye Insurer s N/R Premium Ireured(s) Q GYe~t Dlaebiuty N/R Insurer S Premium Insured Signature ^ N/A Other Optional Maurance Tefm Insurer i N/R Premium Signaare Beat uh one Leda DleabMty ktwsras n tar ra tann d Ma ambaet TM rneuxt sod ooveraaaa are Qtev/a M s ndba or BMn b yar toast'. ypy hrshe~wn Debw, ~ Mdlkla. n a tie laeallor wt try m buy as covwaysa olacied for 1M lMla a11e1Nt C w e ww be based on tla ant vaWa d tla st tlme of roes, bot na man tMn na omits a na poacy. ^ Canpreheneiw ^ 5 I)h cwblorr ~ Fire. TheftCombkad Ad6lbna CwenOe ^ rawina and two- -- --_~... O Teml N~rwr <F.Wmpat Pr«nfam f N - Program Na GUE8710NS7 PLEASE CALL US AT 1-t10!}727700p a Vlelt Its et www.forderodk.com 1@001 EXHIBIT CDIt~tERC1AL oR Atilal~ILTiJ1ML U6E CONrRltlyry; M you pumlreed tla vdlch for aortenehdal a aptadtraN up, Ya raua pry a IQs ~W en sa poraon d sadr payment raoelvad more Man 70 days ua d 7.8 laacem d Ia tea amass a• HaOO. wHaavy A kae. S0\BS\St^ -_ J ADDITIONALAGAEEMENTS A. Payments: You must make all payments when they are due. F. Default: You will be in delautt if: Yau may prepay your delN at any lime without penalty. This Is a ~ sknplaLllAregDR6NIag,J]pyap~nance charge you agree l0 pay wiw gems. The edual finance charge }8c anco Charge H you make 1. You do nil make a paymem w ~~~~dt 2. You gave false a 1 apWicetlon your pa tS la t dates or In less Ihan the 3 Your veh' sC7t1 IbY1NF scheduled amount. Your payment wiA be eppged Nrst to ttre . . , aumorlty amt is not promptly and tgrconditbnalty earned and urpald part of the Finance Charge and then to the returned to you; or • unpaid Amount Financed. The Flnence Charge is earned by applying the Annual Percemage Rate to the unpaid Amount 4. You file a bankruptcy pehgon or one is fled rigelnsl you; or 5. You do n01 keep any other promise in this contract Financed lame actupiXtirne that the unpaid Amount Fbartmd is . outsrnding. tt18£S£SRSI(ECE4iR~ II you are In det>yltt_Itlg Credlta may rgglpre,,yyo~~u__to pay at once the unpaid Arta nced th a tPlA7 fd tbl'1 B. Security Interest: You give the Creditor a sec~9tY~t~r~st in: , e e rt pa par he 00.0~~nce Charge~l~ot~s,,dygyrtdsrthi~ contract. ay reposes v ~tttA~^'tti~S33 1N4~~55rr{fa tak l 1. The vehicle era all parts or Dater goods pW on the vehicle; 2. All rmney or goods receNed for Ne vehicle; and a so e goods found in the vehicle when repossessed end hdd them for 3. All insurertoe premiums arW service mntramt anarx:ed Iw you. yoa. gg_ This secures payment of ant amounts you owe unds~tfiiSSCc~nt~act. If the vehicle is taken beck, he will send you a rrotiee. The nogce will say That you may redeem (buy back) me vehicle. h wlN also It also secures your other~agreements in ihia contract. slaw the amount needed b redeem. Yau may rodeem the ' SB.OOBte up b the time the Credgor sslle k or agrees b soft it. If C. Uss of Yehlde • Warranlles: You must lake care of Br R\NYou do not redeem the vehicle, 11 will be sold. veMde and obey all laws in using ft. You may nil sell a rent the vehicle, and you must keep it hee tram the delmagy p~pg You 09 .the mmey from the sale, lass the allowed expenses, wit be tl wNl not use a permg the ace of the whkle outsidrol~~pited exce t for u Stil s to 3o d M C d k use b ,pay me amount slip owetl on this centred. ANowetl e>arentlos ero those paW as a direct result d having to retake p e , p ays ana a or tr o, wi ut ills prior wrgtert consent of fir CrerNta. M the vShlNe b of • the wMde. hold it, proparo k for sate, and sill k. larvyen' fees artd lapel mats pemtigod bt' law are allowed 100. M then le any gyps nofrrle8y see0 fm peroonM up and fps Cwtrdllor• tK the trehkNe's manrrfeslurer, sttMrlds a ttwRlen warrarty orservbs , money leg (a surplus), N wiN De paid b you. R the money from coMraet covering 1M valliele a4lftln 80 days fr om ate o} th e d the sale is not enough b pay o0 Btls contrail and costs. You wiN pay what is stiN owed t o t h e ~QipB. If you do nil pay lF1is th 0. lt M nA Otherwl~iep ~undw stt ~ M ~ + i~l au l N( t N ~12- h g ~ eivr7ul ~nle unfit yCOed ~r may charge you f ha ~~ , yy Q r a an elL a ip h a I li d Ml r+\N . w nS mp e es. A\H G. Consumer RepoAS: You authorize Ford hbtor Credit D. Insurenq: Yau must Insure yourseq and the ~fta against Comparry to oblait consumer credit reptxis from consumer reporting agencies (credit btgpus) for any reason and al any ktss or damage b the whlde. Tha type and must be approved by the Crotat0r. If pro Cred'Aor a refund dme In mnneclion wIM Nk . ~r~'I TRRT2iNIMOR on insurenp or aervica mnVeds, tM Credgar qrs refund from wfW you owe. WtrsRtsr or not k H, Ford Motor Credt about the am -7t>O0 Ako ou ma T rltYldnse td Msuroa, you muN pay for It N N is fost,p811nsged, or dptroyad' . , y y s other selected charges at www.brdcredk.com. The law of Norm E8.8125 CpgglbggqcontraG. if that law do~sypygNow aN the pp\N If a charge la vehicle Maurance is shown on Cre- dltor will try b flay the covers tlrclced for t15E t r~Owrt agreements M IMa molted, the ones that are noT-ifs owed will be wld. The rest of mie mntred wiu slNi be good !~ The Credkor is rat liable, though, q it cannot do so. If these cov- erages mat more than the mrrotaw dawn for Inaruance, the Cro- dftor may buy stem for s shorter term or it may gWO you cred'u tar fir amamt shown. II he tanrat buy arty insrgartm, tr trip p\g.He you crodft for the amount shown. The aedg wig be mode b INAke last payments due. p\~. Uts Charge: You wNl flaw to pay a late charge on Vr portion of each payrmM mods coon tlrert ten days 4b. 71r rJterge re shown on the front. You must also pay arty cost paid r•bldmilleot spy INS psxmSM, p agowsd by taw. payment or fsN oharg6tl08gt~t excuse your delauq or mean that you ran keep mekbg p~gb aftyS pry sro due. The tYeINtor may take me sispa set (ortTi above g there is arty dNaug. t?C NOTICES -I NOTICE -ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND i DEFENSES WHICH THE DEBTOR COULD ASSERT AGAMIST THE SELLER OF 6O0DS OR SERVICES'. OBTAINED PURSUANT HERETO OR WITH THE' PROCEED8 HEREOF. RECOVERY tDEREUNDEW BY 711E DEBTOR SHALL NOT EXCEED AMOUNTS PAID SBBS .A3CS VM1P pw0hewdt0r eanmerc6r orapicrrlWret uee.In thN caw, you -(dWter) wNl net gsert against any taNenw or aubeegtrenl IrOMer al (Ms Contnet Srry oWnp, deNeeee, er wtona whide~ tnry hew sBMrat ms Behr a mammelrer W We R\N GUARAMY To cause the Se1er b seN the vehicle described on the 1roM of qtu mntrxt b the Buyer, m dedd, each person who sipts babes as a "Glarartbr• gwrWws the peymatt d thu mrttrad. Tlis msarts mN N ms Buyer taNS b pay arty massy that k awed an titb -mrrtraet ssclydrrrwir dgns-as s~gwnnbrwlN paYfFwhertl6ked-Eaeh~penell who aigrw-bsblaaprees.tltN M w.-bs.Nablala-ths--- whole attroua Y one a mac dlrw Paaorrs Nso sgts tltk OumatMY. IIa abo epees b be NabM even M ttte Credtor dills one or !rto~Q~,~ (y glt~ss Ya Btryrr coon tins b pay dte a mss PaY. w N) tt~ a nkaae in h1N or kl part b any d Yr dtgiR OunaMas. a (c) rabaws any sacagy. Each rittaaraor abo stNes MtN hs hse reoeNad s mmpbtsd Dopy d d9s mrttrocl and mk Gtwaray N the lima d slptkg. Guranler Ad~ew . Gtwarttor ~ Address ARBITRATIOtt • • ~ .. :. ~ • .. ArtiAratbn le e msntod of cleiat, dtsptas. or oorgroversy (oONergively, a'r7ek4') wtmoW tllitg s lawauq b oourt.,Emer you . or creaftor ras' oryrs•) (f°eONa~P may choose N tkrr, Irtdudrg site a IetxatAl b mad, b hays arty Germ rotNw b tide oon- kad decided by arhka8ort. Such C4mskwixls but aro rest 9gMfsd to tlw 1) Gakre in mniad, nrt repu) ar oMrtwlas; 2) Calms regsrt8rtg ar inhrprNatlort, aaops, or validity of tMa ctawe,.or of rbYr•• y a any isalts: ~ Ctekns tr3waaert~you artd ua, our smployep, agsrtls; suxpsors, aeslgra, etAfNWerles, a amirttee; 4 gahrts artekg out W or ralshnp b your appiesfan for dedq, thk mtgrect or try rwuyrtg trarwaceerr or nlaBoneMp, indtxNrg tttet w~ me Dealer, or arty such rele8onship wim tMN pertlas who do not sipr thla cooped. RKiNT6 YOU AND tME AGREE TO dVE UP you or vw a m, men you end we agree t0 waive the fdlowirg Aghte: - - • RICiNT TO A TRIALL,, YYFIETFIIr.R 8Y A JUDGE OR JURY ~~ . ' _ • '' s • RIGHT TO PARTNEPATE AS A txJ188 REPRESENTATIVE OR A CLA38 MEMBER IN ANY CLASS CLAIM YW MAY ~lYl`1VE • 9ROAD R Nlf=Dp{S~OY~ ~ AVAMBLE W A LAWSUR ~ - . RIGHT To AREAL 111E DlCIBION OF AN At1gfTRATOR • •=1' -. -: ~ • ' ~. OTHER Iy0111B THAT AR! AVAtiABLE MI /MBIR~ ~~~ ~'~ ~ ~, t\t, .~I .BNDa 3,111 VEypR Rfl~s Yau And nth Do Nat 61vs ua If a Galpt U arbftrated, yorr-and we wi8 mr~q~ b hew the folbwkg dghls, wlgrout wakrkg mis araep0n provrrat w ro arty Clsalc 1) b Ifts b mtgt: ~'FigMto sMOroo the sspglgr hdsrsst in tlq vWgck, whNhsr M repoppebrt a tlgofgh a mart of ~e~FBottt trtb~ eabrt b erttores Ute arbihebrs daclsbn; end 4) Right b rearrest ttka a mart of laty review atre8rr fhs arblrabr deadd toe Fills` Perq oq~Mt Cp~tted My essodetlon ttelow end ma other PMy to Hen arbgragon. Tho applcatde rates (Iho 'Rules') may ba Amedr.71 ANBSffat AseodYbn rAAA•), N t-B00.77&7S7N, or www.adr.drg; . • J.A.M.S.IFaglrptss, N 1-800+14&ttSBD, or www.psmsedrmm; • IkfBortN Atb6a8at ForMr4 N T-BW4~4.2371. or www.arb~orum.oan. _ (0 ILS.C. ; t of ~ affil tlta Fadaal Rtlp urbNretlon t~ dteNwri4g rrMr a suppatig opYtbfl. sal Psy Y~ ~ rosaseable s10gratlorl tap end ~eaBas (riot b~at[ontsy less, agoAt wlMrs appBoebN law olhaeAsa PrwldM etroass N t25,tAV vri pay 1M wfale BMg fee i vas demand Brat My porean N cob srb8mam deter that N unadaoa idNt €(brN3R/16 ~ro OuNw q you es brykta a used vehcle tlti dsrd rlib'te85dimsy ro4uro'N gdyea Guide b M displryed en ew nktfkw W the va/rkfa. ltta q'IPOw1ATioN rtw tN*J1 Orl THE YOR11 FWt lies vpttCLE m PART OF THIS c01sIR~. NFOnrATnN oN THt¢ YYINOOW FOiae OYHNDI~ ANY CONTRARY PAOYtSrONa IN rc naea wsae lowa.r.arrors.,..nt ac '*`PRN"` Ford Motor Credit Company P.O. Box 689007 FRANKLIN, TN 37068-9007 (877) 2241262 POt3ZlX,lx)100213 MARIO DISTASIO 84 LOWERY STREET THOMASVILLE NC 27360 Date of Repossession 10-17-2006 Date of Notice 10-21-2006 Date of Contract 10-28-2002 Account Number: 032151060 Bu r MARIO DISTASIO Cobuyer DESCRIPTION OF PROPERTY Year 2002 Make FORD Q New ^ Used Vehicle Identification Number: 3FAFP373X2R232380 Model FOCUS g~,y SDR NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke promises In our agreement. ® PRNATE SALE: We vriN sell the property described above at ^ PUBLIC SALE: We will sell the property described above at pubNc private sale sometime after 10 days from the Date of Notice sale to the highest bidder on the date tx3lovv (or any adloumment shown above. date). The sale will be held as fellows: Date of Sale Time of Sale Place of Sale You may attend the sale and bring bidders rt you warn. The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. To team the exact amount you must pay, call us at the telephone number above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. - _.... you need more information about the sale call us at the telephone number above, or write us at the address above. We are sending this notice to the following people who have an interest in the property described above or who owe money under your agreement: 1) The buyer and any Cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice- LI The property tms been (or will be) returned to: Under our agreement with your dealedoriginal credftor, the dealer/original creditor is to sell the property and pay you any money left over. If you~owe mortey~~ after the sale, you wfN pay N to the dealer/original creditor. ^ PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by contacting this office. Thereafter, the personal property shah be disposed of accordingly. ^ Creditor has assigned to its qualified intermediary (QI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above. PAYMENTS: AN payments to us must be by certified check or rriortey order, MILEAGE DISCLOSURE: If you are aware that the mleage reflected on the veh~le's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's milage. INSURANCE RIGHTS: If you donY want to get your property back, cell the insurance company or the dealerloriginal creditor to make has been cancelled. You have a right to get txedd for aN premium refunds. EXH~B~T JOANN KEETON FFTJA 11988 Jan 02 precious editans may NOT be used. Printed in U.S.A. CUSTOMER/C Ford Motor Credit Company PO BOX 689007 FRANKLIN TN 37068-9007 877 2241262 DATE: 2006-11-04 P0772W000OQ085 MARIO DISTASIO 84 LOWERY STREET THOMASVILLE NC 27360 STATEMENT OF SALE Account Number: 032151060 The following property has been sold. Year Make Model 2002 FORD FOCUS expenses of reconditioning and selling. Deduct: Insurance Premium Rebate (7) $ 11 30 Other: (8) $ 0.00 Deficiency** (9) $ 3507.02 Surplus* (10) $ NIA The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency** If the sale resulted in a surplus, a refund for the difference will be mailed to you. *" If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85218-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 4x255-1941 EXHIBIT Vehicle Identification Number: 3FAFP373X2R232380 Balance owing on your contract (1) $ 6,514.82 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Change Rebate (1 - 2) (3) $ _ 8.514.82 Deduct: gross proceeds of the sale (4) $ 3,500.00 Balance less gross proceeds of the sale (3 - 4) (5) $ 3,014.82 Add: Expenses of retaking and storing, and (6) $ 503.50 ----- ---ar>fy-attorneys-fees-allowed by law, and -- --- _ - - - _ _-- _ _-- -- FRJA119BD 01104 Previous editions may fVOT be used. ~ ~ ,*-., ~~ ~ ~ c_ _ ~~ _~ ~, ~ ~ ~ ~ ~, . _ ~ -~- ce ~ # Ul ~-~ ;,i r_ ` ~ 7~ ~ c.~ , ~~ .~-- --< SHERIFF'S RETURN - REGULAR CASE NO: 2007-04918 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS DISTASIO MARIO JASON VIORAL Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE DISTASIO MARIO was served upon DEFENDANT the at 1341:00 HOURS, on the 7th day of September, 2007 at 5332 OXFORD DRIVE APT 110 MECHANICSBURG. PA 17055 JESSICA DISTASIO, WIFE by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 34.56 Affidavit .00 Surcharge 10.00 .00 ~IIP/D ? L~ / 6 2 . 5 6 Sworn and Subscibed to before me this day of ~ , So Answers: ~~~ R. Thomas Kline 09/11/2007 MAURICE & NEEDLEMAN By: eput Sheriff A.D. r MAURICE &NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (L1J) 725y-/161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. MARIO DISTASIO s CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 07-4918 CNIL TERM PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, MARIO DISTASIO in the amount as follows: Principal Amount $ 3507.02 Interest to Date $ 10.60 TOTAL $ 3517.62 MAURICE &NEEDLEMAN, P.C. BY: Attorney for A. ~I'fj1YLOR, ESQ. Date: July 21, 2008 April 2, 2008 gttaneys of low Suite 935, Qne Pena [eMa 1611 John F. Kennedy Bhd. Philadelphia, PA 19103 te1.115.665.1133 fax 115.563.8970 www.mnlawpc.cam D onayd S. Bkurica Member NJ Bar bard Certlffed Creditai Nights[aw American Board of (artification Juana Needlemarr Member PA 8 Nl bar Thomas t. Oominc:yk Member Nl, Ny ti PA Ba Charlene A. Tayla Member PA for VIA CERTIFIED & REGULAR MAIL MARIO DISTASIO 5332 OXFORD DR APT 110 MECHANICSBURG, PA 17055 Our File No. 5650 RE: FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY v. MARIO DISTASIO CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE N0.07-4918 CIVIL TERM Dear MARIO DISTASIO: Enclosed please find a ten (10) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on September 7, 2007. Unless an answer to Plaintiff's Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-237-4571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. Very truly yours, 1VIAiLRICE & NEEDLEMAN, P.C. eedleman, Esq. IMw Jersey t3tTke Maarke 6 Needlemee, P.(. Suite 1007 S WeINr E Forw Blvd. Fhedegtar, N101642 lel. 9N13I.1550 for 906.237AS51 THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (L1J) /iSy=/1JJ FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. MARIO DISTASIO CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE N0.07-4918 CIVIL TERM IMPORTANT NOTICE TO: MARIO DISTASIO DATE: Apri12, 2008 5332 OXFORD DR APT 110 MECHANICSBURG, PA 17055 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Cazlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY ESQ for Plaintiff SS'~11'ti't S Certified Mail WITHOUT Return Receipt Service (No Return Receipt Card) O Certified Mail Label with Postage Attached D O "-'~ O tr^ M1 C7 v! ~~~ ~"J ~~~ ~ ~~~~ i~~ .T - M1 ~..._.. a ~, h SDC-3900 ©Delivery Address Q or ', Return Address ~ U a W WZ~ W WUa WZQ ZZ2 W W~a ~ ~ Q ~ J Erna O Individual Receipt 8 ~ '7 tU ~ N i OI/~ N N ~ a ~ ~ ~ ~m _ Al ~ c o- ~° ~ y = a° ~. rn~ ~ ~ ~r~~ 0 ~ ~ O ~ aQ ° ~ a m ~pQ~ 0 _= a cnoc ~ M1 v~°, _ C) LL V 00= F~ H fYMNU ~ Top of the Page -~ Certified Mail WITH Return Receipt Service ~ (Uses Return Receipt Card) ©Certified Mail Label, Card, and Postage p1~W.Jl~~w No~~~ •- F- ~~~~~- ~ Z a e Q v ~i 1 r ~ 1 O Delivery Address . c`~i 00 ~~ aQ Q °. O0~ ti O U O ~' Z 00~ OC M U W ~ ~ w r ~ ~ w ~a p ~ ~ ~ ~ ~ r ~ Q ~ Uf ~ ~~... ~, ~~~ i- ~ - ~ O ~ V[>: ~ ~ ~ m Q 0 ~ ~ ~ ~ M1 ~ a~ ~ ~ -_ ~ c ~ 0 U O X Z .~.. ~.. ,--'~'_ ~ Z _ O O = ~ ~ = Q M LUL ~ ~ ~~ Z'009f w1a~ Sd U a Zoo Z i°cWia Z Z Q w°~-~ VZ~ wag ~rna ~~ ~ ~ ~, ;o ~ ,n 'N <° o i`- O t '~ ~~ ~ i i t ~ 8 ' ~ a ' ~. m ~ a ' ~ ~ ~ '~ w 2 0 C A p ~ ~ i ~ o Cl ~ ~ o ~ C ~ ~ U x ~ ~ h~q/ LOt6 OOSh h6h! tlSL ~~~~~~` i~ Senders Address ~ g~,g „„~.~, • uxurs 4•., . MAURICE &NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (Z15) 7~iy-7161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. MARIO DISTASIO Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 07-4918 CIVIL TERM AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that she is an attorney at law and that on 8/17/2007 she mailed a written Notice of Intention to File the Praecipe to Defendant, MARIO DISTASIO , at 5332 OXFORD DR APT 110 , MECHANICSBURG, PA 17055 by regular mail. MAURICE &NEEDLEMAN, P.C. SWORN TO AND SUBSCRIBED before me this ~~ day of ~~~~y-, 200 Notary Public G~J,~yL~1- BY: CHARLENE A. TAYLOR, ESQ. Attorney for Plaintiff ;~;t~„- .• ~. ~ ~~u 'r; i~(- PEfVNSY~VANIA _.__......_._~ .~.__ rJorariai Seal ~#qrt~ s~e~lar~i, f~otary Public +~~ t;1+ ~,y,rlar,'set3ni~, s~hiladalphia County ~:.;~ ,~r~, , s:cr! E~3i*es Jan. 20, 2009 •:a•; =~ c ,~`ior: of Notaries MAURICE &NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff /2Sy-7161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. MARIO DISTASIO CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 07-4918 CIVIL TERM AFFIDAVIT OFNON-MILITARY SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that she represents the Plaintiff in the above entitled case and that Defendant, MARIO DISTASIO , is over 18 years of age; the occupation of Defendant is unknown and to the best of Plaintiffs knowledge, information and belief, Defendant is not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. MAURICE &NEEDLEMAN, P.C. SWORN TO AND SUBSCRIBED before me this J/ da of ~'~'" , 200 ~~ U Notary Public ~, BY: CHARLENE A. TAYLOR, ESQ. Attorney for Plaintiff COMMONVYEALTIi OF PENNSYLVANIA Notarial Sea! Agnes Weiland, Notary Public City Of PhiladQlphia, Philadelphia Couniy My Carnmission Expir~..s Jan. 20, 2009 Menrtler, P~annsyhranl<t Rssociatior: of Notaries MAURICE &NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (L 1 J) /tSy-~/ 161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. MARIO DISTASIO Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 07-4918 CIVIL TERM CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 8/17/2007 to Defendant, MARIO DISTASIO ,against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 8/17/2007, a copy of the mailing to the Defendant and affidavits of service are all attached hereto. MAURICE &NEEDLEMAN, P.C. BY: CHARLENE A. TAYLOR, ESQ. Attorney for Plaintiff Date: July 1, 2008 MAURICE &NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (L 1 J) "/2Sy-"/ 161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. MARIO DISTASIO Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE N0.07-4918 CIVIL TERM CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff: FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 Defendant: MARIO DISTASIO , 5332 OXFORD DR APT 110 , MECHANICSBURG, PA 17055 MAURICE &NEEDLEMAN, P.C. BY: CHARLENE A. TAYLOR, ESQ. Attorney for Plaintiff Date: July 1, 2008 -D -n ~ ~ ~ ~ ~ ~ ~ o ~~ ~ ,~ ~- a ~ ~ ~~~ ~ ~- ~- ~ o ~~ ~~ MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 15) 7iSy-7161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. MARIO DISTASIO Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 07-4918 CIVIL TERM (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $3949.96 on (X) A copy of all documents filed with the Prothonotary in support of the within judgment is enclosed. Prothon 1 by: If you have any questions regarding this matter, please contact the filing party: Name: Charlene A. Taylor, Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, PA 19103 Telephone No.: 215-789-7161 (This Notice is given in accordance with Pa.R.C.P. §236) ,ioyd S. Markind, Esquire (ID #52507) p Jordan W. Felzer, Esquire(ID#38670) Sklar- Markind FLED-UN E 102 Browning Ln, Bldg B, Ste 1 h THE` r RUTf3'O (r',1� Cherry Hill NJ 08003 856/616-8710 2l3 JLI. ' 1 FILE NO.: FT111109 CUMtLftl-� D C j r`t Attorneys for Plaintiff p t4a s'S`(L�ll t�l r� IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FORD MOTOR CREDIT COMPANY LLC,a Delaware Limited LiabilityCompany No. 07-4918 CIVIL T Plaintiff(s) Term /3- 3801 aivil 1�'f lv1 v. MARIO DISTASIO Defendant(s) CIVIL ACTION PRAECIPE FOR SUBSTITUTION OF COUNSEL TO THE PROTHONOTARY: Kindly substitute Lloyd S. Markind, Esquire of the law offices of Sklar—Markind, 102 Browning Lane, Building B, Ste 1, Cherry Hill,New Jersey 08003 as counsel for the Plaintiff in the above entitled matter. The undersigned hereby consents to this substitution. Lloyd S. Markind, Esquire (ID #52507) Joann Needleman, Esquire* Jordan W. Felzer, Esquire (ID #38670) Withdrawing attorney Superseding Attorneys Maurice &Needleman, P.C. Sklar—Markind 935 One Penn Center 102 Browning Lane, Bldg B, Ste 1 Philadelphia, PA 19103 Cherry Hill,NJ 08003 ID#74276 Dated: May 7, 2013 Dated: May 7, 2013 * Signed with permission of Joann Needleman, Esq.