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Home My WebLink About07-4883FRIEDMAN & KING, P.C. John F. King, Esquire ID #61919 600 N. Second Street Penthouse Suite P. O. Box 984 Harrisburg, PA 17108 Tel.: (717) 236-8000/Fax: (717) 236-8080 PATTI L. MATLOCK, Plaintiff v. MARK A. MATLOCK, Defendant Attorney for Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 0*7- 4985 Oivi 17etm CIVIL ACTION -LAW IN DIVORCE NOTICE TO DEFEND AND CLAIM RIGHTS You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take prompt action. You are warned that if you fail to do so, the case may proceed without you and a decree of divorce or annulment may be entered against you by the court. A judgment may also be entered against you for any other claim or relief requested in these papers by the Plaintiff. You may lose money or property or other rights important to you, including custody or visitation of your children. When the ground for the divorce is indignities or irretrievable breakdown of the marriage, you may request marriage counseling. A list of marriage counselors is available in the Office of the Prothonotary, Cumberland County Courthouse, I Courthouse Square, Carlisle, PA. IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY, LAWYER'S FEES OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 1-800-990-9108 717-249-3166 Respectfully submitted, FRIEDMAN & KING, P.C. 600 N. Second St ,?. P. O. Box 984 Harrisburg, PA 171 (717) 236-8000 PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 07- y F 13 C ; I c.. MARK A. MATLOCK, CIVIL ACTION - LAW Defendant IN DIVORCE COMPLAINT UNDER SECTION 3301(c) OR SECTION 3301(d) OF THE DIVORCE CODE 1. Plaintiff is Patti L. Matlock, who currently resides at 509 Woodcrest Drive, Mechanicsburg, Cumberland County, Pennsylvania 17050, since 1992. 2. Defendant is Mark A. Matlock, who currently resides at 509 Woodcrest Drive, Mechanicsburg, Cumberland County, Pennsylvania 17050, since 1992. 3. The parties have been bona fide residents in the Commonwealth for at least six (6) months immediately previous to the filing of this Complaint. 4. The Plaintiff and Defendant were married on June 17, 1978, in Mt. Carmel, Northumberland County, Pennsylvania. 5. There have been no prior actions of divorce or for annulment between the parties. 6. The marriage is irretrievably broken. 7. Plaintiff has been advised that counseling is available and that Plaintiff may have the right to request that the Court require the parties to participate in counseling. 8. The parties separated on August 4, 2007. WHEREFORE, Plaintiff requests the Court to enter a Decree of Divorce. COUNTI REQUEST FOR ALIMONY PENDENTE LITE UNDER SECTION 3702 OF THE DIVORCE CODE 9. The prior paragraphs of this Complaint are incorporated herein by reference hereto. 10. Plaintiff lacks sufficient property or income to provide for her reasonable needs and legal expenses during the course of this litigation. 11. Plaintiff requests the Court to enter an award of alimony pendente lite until final hearing, pursuant to Section 3702 of the Divorce Code. WHEREFORE, the Plaintiff respectfully requests the Court to enter an award of alimony pendente lite until final hearing, pursuant to Section 3702 of the Divorce Code. COUNT II REQUEST FOR ALIMONY UNDER SECTION 3701(a) OF THE DIVORCE CODE 12. The prior paragraphs of this Complaint are incorporated herein by reference thereto. 13. Plaintiff lacks sufficient property to provide for her reasonable means and is unable to support herself through appropriate employment. 14. Plaintiff requires reasonable support to adequately maintain herself in accordance with the standard of living established during the marriage. 15. Plaintiff requests the Court to enter an award of alimony in her favor, pursuant to Section 3701(a) of the Divorce Code. WHEREFORE, the Plaintiff respectfully requests the Court to enter an award of alimony, pursuant to Section 3701(a) of the Divorce Code. COUNT III REQUEST FOR EQUITABLE DIVISION OF MARITAL PROPERTY PURSUANT TO 23 Pa.C.S.A. § 3502(a) 16. The prior paragraphs of this Complaint are incorporated herein by reference thereto. 17. The Plaintiff and Defendant have legally and beneficially acquired property, both real and personal, during their marriage. 18. The Plaintiff and Defendant have been unable to agree as to equitable distribution of the said property to the date of the filing of this Complaint. WHEREFORE, the Plaintiff, Patti L. Matlock, requests this Court to equitably divide all marital property. COUNT IV REQUEST FOR COUNSEL FEES. COSTS AND EXPENSES UNDER §§ 3104(a)(1), 3323(b), 3702 AND 4351(a) OF THE DIVORCE CODE 19. The prior paragraphs of this Complaint are incorporated herein by reference thereto. 20. Plaintiff has employed John F. King, Esquire to represent her in this matrimonial cause. 21. Plaintiff is unable to pay her counsel fees, costs and expenses, and Defendant is more than able to pay them. 22. Defendant is employed and has the ability to pay Plaintiff's counsel fees, costs and expenses. 23. Reserving the right to apply to the Court for temporary counsel fees, costs and expenses prior to final hearing, Plaintiff requests that, after final hearing, the Court order Defendant to pay Plaintiff's reasonable counsel fees, costs and expenses. WHEREFORE, Plaintiff respectfully requests that pursuant to Sections 3104(a)(1), 3323(b), 3702 and 4351(a) of the Divorce Code, the Court enter an order directing Defendant to pay Plaintiff's reasonable counsel fees, costs and expenses. Respectfully submitted, Date: FRIEDIJAX KING, P. C. tenthou- NSecond Street se Suite . . Box 984 Harrisburg, PA 17108 (717) 236-8000 JFK/bp VERIFICATION I, Patti L. Matlock, hereby acknowledge that I am the Plaintiff in the foregoing action; that I have read the foregoing Complaint in Divorce; and the facts stated therein are true and correct to the best of my knowledge, information and belief. I understand that any false statements herein are made subject to penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Dated: ("j 1 15 0 1 Patt ' YA- Mga-ock t r`?? ? ? ,?` ? '? ?_ T ifw_ IVR1 , ? - ^ ?,? ? ? - -- jr __ `;? ? ?' 1 W o =.• G ?? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PATTI L. MATLOCK, ) Plaintiff ) V. ) MARK A. MATLOCK, ) Defendant ) NO. 07-4883 CIVIL TERM CIVIL ACTION - LAW IN DIVORCE PRAECIPE FOR WITHDRAWAL AND ENTRY OF APPEARANCE TO THE OFFICE OF THE PROTHONOTARY: Kindly withdraw the appearance of John F. King, Esquire, and the law firm of Friedman & King, P.C., as counsel of record for Patti L. Matlockredman Plaintiff in the above-captioned action. a3 Date: /07- Jo Esquir ing, P. aret Street Camp Hill, PA 17011 Telephone: (717) 236-8000 Kindly enter the appearance of Darren J. Holst, Esquire, and the law firm of Howett, Kissinger & Holst, P.C., as counsel of record for Patti L. Matlock, Plaintiff in the above- captioned action. Date: / Darren J. H st, Esquire HOWETT, KISSINGER & HOLST, P.C. 130 Walnut Street P.O. Box 810 Harrisburg, PA 17108 Telephone: (717) 234-2616 C, j a? ,r PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 07-4883 CIVIL TERM MARK A. MATLOCK, CIVIL ACTION -LAW Defendant IN DIVORCE a PRAECIPE TO WITHDRAW APPEARANCE= F. TO THE PROTHONOTARY: w C" Please withdraw my appearance or behalf of the Plaintiff in the above-captioned matter. Date: Darren J. Hols , squire PRAECIPE TO ENTER APPEARANCE TO THE PROTHONOTARY: Please enter my appearance on behalf of the Plaintiff iP the above-captioned matter. Date: j ' d ??.? ? ? j ._t 1 fl,? ?- ;- ??. f w 4, ? PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. No. 07-4883 Civil Term MARK A. MATLOCK, CIVIL ACTION -LAW Defendant IN DIVORCE MOTION FOR APPOINTMENT OF MASTER Patti L. Matlock, Plaintiff, moves the Court to appoint a Master with respect to the following claims: (X) Divorce () Annulment (X) Alimony (X) Alimony Pendente Lite (X) Distribution of Property ()Support (X) Counsel Fees (X) Costs and Expenses And in support of the Motion states: 1. Discovery is complete as to claims for which the appointment of Master is requested. 2. The Defendant (X) has () has not appeared in the action () personally (X) by his attorney, Margaret M. Simok, Esquire. 3. The statutory ground(s) for divorce is: 3301 (c). 4. Delete the inapplicable paragraph(s): (a) The action is contested with respect to the following claims: Alimony, Alimony Pendente Lite, Distribution of Property, Counsel Fees, Costs and Expenses. 5. The action () involves (X) does not involve complex issues of law or fact. 6. The hearing is expected to take (hours) --L -(days). 7. Additional information, if any, relevant to the mgtion: N/A. Date: /,-)3 AND NOW, this 92008, hereby appointed Master with respect to the following claims: BY THE COURT: Esquire, is J. Distribution: Kristin R. Reinhold, Esquire, 5922 Linglestown Road, Harrisburg, PA 17112 Margaret Simok, Esquire, 210 Grandview Avenue, Suite 102, Camp Hill, PA 17011 ID °7a :,.. ce3 "`?' v7) PATTI L. MATLOCK, Plaintiff V. MARK A. MATLOCK, Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA No. 07-4883 Civil Term CIVIL ACTION -LAW IN DIVORCE INVENTORY OF PLAINTIFF, PATTI L. MATLOCK Plaintiff files this inventory of all property owned or possessed by either party at the time this action was commenced and all property transferred within the preceding three years. Plaintiff verifies that the statements made in this inventory are true and correct. Plaintiff understands that false statements herein are subject to the penalties of 18 Pa. C. S. § 4904 relating to unsworn falsification to authorities. Patti L. Matlock ASSETS OF THE PARTIES Plaintiff marks on the list below the items applicable to the case at bar and itemizes the assets on the following pages. (X) 1. Real Property (X) 2. Motor Vehicles () 3. Stocks, bonds, securities and options () 4. Certificates of Deposit (X) 5. Checking accounts, cash (X) 6. Savings accounts, money market and savings certificates () 7. Contents of safe deposit boxes () 8. Trusts () 9. Life insurance policies (indicate face value, cash surrender value and current beneficiaries) (} 10. Annuities () 11. Gifts () 12. Inheritances () 13. Patents, copyrights, inventions, royalties () 14. Personal property outside the home () 15. Business (list all owners, including percentage of ownership, and officer/director positions held by a party with company) () 16. Employment termination benefits-severance pay, Workers' Compensation claim/award () 17. Profit sharing plans (X) 18. Pension plans (indicate employee contributions and date plan vests) (X) 19. Retirement plans, Individual Retirement Accounts () 20. Disability payments () 21. Litigation Claims (matured and unmatured) () 22. Military/V.A. benefits () 23. Education benefits () 24. Debts due, including loans, mortgages held () 25. Household furnishings and personalty (include as a total category and attach itemized list if distribution of such assets is in dispute) () 26. Other MARITAL PROPERTY Plaintiff lists all marital property in which either or both spouses have a legal or equitable interest individually or with any other person as of the date this action commenced. Item Number Description of EM M Name of Owners Value as of Date Action Commenced I Marital Residence, located at Husband and Wife $342,000 (appraised 3/31/08) ' , 509 Woodcrest Drive, mortgage, ($156,000 -1 e t 2°d 00 Mechanicsburg, Pennsylvania , mor gag - $82,0 $4,035 - Line of Credit) 2 2003 Nissan Maxima Husband and Wife $12,930 . (S 12,862 auto loan) 3, 1998 Nissan Pathfinder Husband and Wife $6,000 4 1998 Q45 Infinity Husband and Wife Sold 8/28/07 - proceeds retained , by Husband 5, SERS Retirement Husband $905,873 (marital portion appraised 6/23/08) 6, SERS Pension Wife $76,403 (marital portion appraised 6/23/08) 7. Pinnacle Health Systems Retirement Wife $46,317 (marital portion appraised 6/23/08) S. Pinnacle Health TSAT Wife $47,553 (6/30/07) 9, Holy Spirit Fidelity Investments Wife $1,509 (6/30/07) 10. Commonwealth of Pennsylvania Wife $200 (6/30/07) Deferred Compensation I1. PSECU Savings account Husband $2,104 (8/4/07) 12, PSECU Checking account Husband $206 (8/1/07) 13. Annual leave Husband $15,879 (8/4/07) 14. Sick leave Husband $54,752 (8/4/07) 15. Annual leave Wife $1,556 (8/4/07) 16. Sick leave Wife $3,495(8/4/07) A NON-MARITAL PROPERTY Plaintiff lists all property in which a spouse has a legal or equitable interest which is claimed to be excluded from marital property: Item Number Description of PrOMM Reason for Exclusion Life Insurance policy - Husband Pre-'marital s PROPERTY TRANSFERRED Item Number Description of Property 1. 1998 Q45 Infinity 2. 1996 Nissan Maxima Date of Transfer Consideration Person to Whom Tran f e 8/28/07 2008 $6,800 None Unknown Son, Michael Matlock LIABILITIES Item Number pgcription of Property Name of all Name of all Creditors Debtors Amount owed as of date Action Commenced First mortgage Wells Fargo Husband and Wife $156,000 2. Second mortgage PSECU Husband and Wife $84,000 3, Line of Credit PSECU Husband and Wife $4,035 4. Charge card Home Depot Wife $374 (7/15/07) 5, Charge card Sam's Club Wife $217 (8/2007) 6. Charge card Lowe's Husband $791 (8/2007) 7. Charge card Home Depot Husband $1,507 (8/2007) 8. Loan Belco Wife $10,000 (8/8/07) i_ k''`? c rs "a7 t a°, -- INCOME AND EXPENSE STATEMENT OF PLAINTIFF, PATTI L. MATLOCK PATTI L. MATLOCK, No. 07-4883 Civil Term Plaintiff V. Date: oil I O MARK A. MATLOCK, Defendant INCOME: Employer: Department of Health Division of Communicable Diseases Address: 625 Forster Sts, Health and Welfare Building, Room 1026 Harrisburg, PA 17120 Type of Work: Nursing Services Consultant Payroll Number: 215901 Pay Period (weekly, bi-weekly, etc.): Bi-weekly - 8/16/08 to 8/29/08 Gross pay per pay period Itemized Payroll Deductions: Federal Withholding: Social Security: Local Wage Tax: State Income Tax: Retirement: Savings Bonds: Credit Union: Life Insurance: SUI Other (specify): Medicare Domestic Relations medicare tax Net Pay per pay period: $2,004.75 $291.73 $123.05 $33.76 Hampden & Harrisburg $62.13 State & unemployment tax $125.30 $70.05 $28.78 $1,269.95 Total Net Income $33,018.70 OTHER INCOME: WEEK MONTH YEAR INTEREST Dividends Pension Annuity Social Security Rents Royalties Expense Account Child & Spousal Support $20,363.98 Unemployment Compensation Workmen's Compensation Plaintiff receives $350 per month from her two sons and a friend who live in the marital home with her, which covers their food and their share of utilities. Totals: Total Income: EXPENSES: $53,382.68 Weed Month Yeariv (Fill in appropriate column) Hone Mortgage/Rent Second Mortgage Maintenance Utilities- Electric Wood pellets Oil Telephone Sewer Water Furniture Employment Public Transportation/parking Lunch Tax" Real Estate Personal Property 11,964. 12,235. $1,440.00 $1,440.00 $3,458.00 EXPENSES: Wssk Monthly YYearii L Taxes Income Insurance Homeowners Automobile Life Accident Health Other Automobile Payments Fuel Repairs Medical Doctor Dentist Orthodontist Hospital Medicine Special Needs (glasses, braces, 1,035.00 $6,000.00 $3,000.00 $300.00 $1,500.00 $300.00 orthopedic devices) $420.00 Education Private School Parochial School College Personal Clothing $6,000.00 Food $13,000.00 Barber/Hairdresser $2,920.00 Credit Payments: Credit Card $4,800.00 Charge Account EXPENSES: Loans: WeekhL Month ygr (fill in appropriate column) Credit Union Loans $12,853.32 Mhicsllaneous: Household help Child Care Papers/Books Magazines Entertainment Pay Television Vacation Gifts Legal Fees Charitable Contributions Other Child Support Alimony payment Other: ,000.00 X960.00 240.00 600.00 656.00 000.00 000.00 223.00 Pet Expenses $300.00 99 - Totals: $126,803.00 TOTAL EXPENSES: $126,803.00 AFFIDAVIT I, Patti L. Matlock, hereby certify that the aforegoing is true and correct to the best of my knowledge information, and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 4909 relating to unsworn falsification to authorities. I A-117 Dated: C? ZZ'Z Patti L. Matlock a C` i c-rl s8 {4 ? ? ?tY th ?dy SFP 2 6 ZODtl? PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. No. 07-4883 Civil Term MARK A. MATLOCK, CIVIL ACTION -LAW Defendant IN DIVORCE MOTION FOR APPOINTMENT OF MASTER Patti L. Matlock, Plaintiff, moves the Court to appoint a Master with respect to the following claims: (X) Divorce () Annulment (X) Alimony (X) Alimony Pendente Lite (X) Distribution of Property ()Support (X) Counsel Fees (X) Costs and Expenses And in support of the Motion states: 1. Discovery is complete as to claims for which the appointment of Master is requested. 2. The Defendant (X) has ( ) has not appeared in the action () personally (X) by his attorney, Margaret M. Simok, Esquire. 3. The statutory ground(s) for divorce is: 3301(c). 4. Delete the inapplicable paragraph(s): (a) The action is contested with respect to the following claims: Alimony, Alimony Pendente Lite, Distribution of Property Counsel Fees, Costs and Expenses. 5. The action () involves (X) does not involve complex issues of law or fact. mf 6. The hearing is expected to take (hours) 1 (days). 7. Additional information, if any, relevant to the mgtion: N/A. Date: bo AND NOW, this , 2008, f 21chLisouire. is hereby appointed Master with respect to te: BY THE Distribution: ?/ ,,Kristin R. Reinhold, Esquire, 5922 Linglestown Road, Harrisburg, PA 17112 Margaret Simok, Esquire, 210 Grandview Avenue, Suite 102, Camp Hill, PA 17011 06r'" P-KaLLCL IO?r?v? CNJ COI) tc; Q G? J r-r r C!7 - 51 r r q . V f - r `a /III t PATTI L. MATLOCK, Petitioner/Plaintiff V. MARK A. MATLOCK, Respondent/Defendant : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 07-4883 CIVIL TERM CIVIL ACTION -LAW IN DIVORCE PETITION FOR SPECIAL RELIEF PURSUANT TO PA. R.C.P. 1920.43 AND NOW comes the Petitioner/Plaintiff, Patti L. Matlock, by and through her attorneys, the Law Offices of Silliker and Reinhold, by Kristin R. Reinhold, Esquire, and respectfully requests this Honorable Court direct Respondent/Defendant, Mark A. Matlock, to return her automobile, and in support thereof, avers the following: 1. The above-captioned matter is a divorce action, having been filed on or about August 17, 2007. The parties separated on or about August 4, 2007, as a result of an abusive incident which resulted in a PFA being entered against Respondent, Mark A. Matlock, hereinafter referred to as "Husband". 2. E. Robert Elicker, Esquire, has been appointed Master on or about September 30, 2008, relative to this divorce action. A Pre-Trial Conference has not yet been held because Husband served discovery on Wife following the Appointment of Master. 3. On December 4, 2008, Petitioner, hereinafter referred to as "Wife", discovered that her 1998 Nissan Pathfinder, which is jointly titled with Husband, was missing from her driveway. When Wife contacted the police, she was told that they could not get involved because Husband had contacted them the night before to advise them that he intended on taking the vehicle. 4. Husband gave absolutely no notice to Wife of his intentions to take possession of Wife's 1998 Nissan Pathfinder. 5. Wife has been in possession of the 1998 Nissan Pathfinder since the parties separated on or about August 4, 2007. She has also been solely responsible for all expenses related to the vehicle, including but not limited to insurance, repairs, upkeep and maintenance, and gasoline. 6. Wife is employed as a Registered Nurse at the Department of Health for the Commonwealth of Pennsylvania. As part of her employment, she must travel within the state of Pennsylvania, performing audits on schools. As her Nissan Pathfinder is a four-wheel-drive vehicle, it is essential that she has an automobile that is safe to drive long distances in winter weather in order to perform her employment duties. 7. Wife recently paid over $600 to winterize the 1998 Nissan Pathfinder for travel this winter, including but not limited to buying all new snow tires and replacing the rotors and brakes. 8. Wife had numerous items of clothing and personal property located in the 1998 Nissan Pathfinder when it was taken without notice by Husband. 9. It is imperative that the 1998 Nissan Pathfinder be returned to Wife's possession so that she is able to travel safely this winter in the performance of her employment duties. WHEREFORE, Plaintiff, Patti L. Matlock, respectfully requests this Honorable Court direct Defendant, Mark A. Matlock, to: a. Return the 1998 Nissan Pathfinder to her exclusive possession; b. Award Wife's attorney's fees and costs incurred in the filing of this Petition; and c. Any other relief this Court deems reasonable and just. Date: Respectfully Submitted, THE LAW OFF CES OF SILLIKER & OINHOL] 5922 jAnglestown Road Harrisburg, PA 17112 (717) 671-1500 I.D. No. 57911 Attorney for Patti L. Matlock AFFIDAVIT I, Patti L. Matlock, hereby certify that the aforegoing is true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C. S. 4909 relating to unsworn falsifications to authorities. Dated: a 0 GS ` Patti . Matlock # R "- Rif? , V 44) ? w : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA NO. 07-4883 CIVIL TERM CIVIL ACTION -LAW IN DIVORCE PATTI L. MATLOCK, Petitioner/Plaintiff V. MARK A. MATLOCK, Respondent/Defendant RULE TO SHOW CAUSE AND NOW, this C( day of 2008, upon consideration of the attached Petition for Special Relief Pursuant to Pa. R.C.P. 1920.43, IT IS HEREBY ORDERED that a Rule is issued upon Respondent, Mark A. Matlock, to show cause, if any, why Petitioner is not entitled to the relief requested herein. Rule returnable p ezzl Distribution: ? argaret M. Simok, Esquire, 210 Grandview Avenue, Suite 102, Camp Hill, PA 17011 Kristin R. Reinhold, Esquire, 5922 Linglestown Road, Harrisburg, PA 17112 120 t ?S Y?'ic1 i l / P ?? g o8 c 4 1 a '? U PATTI L. MATLOCK, Plaintiff V. MARK A. MATLOCK, Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 07-4883 CIVIL TERM CIVIL ACTION -LAW IN DIVORCE PATTI L. MATLOCK'S PRETRIAL STATEMENT 1. LIST OF ASSETS: See document attached hereto marked Exhibit "A". 2. EXPERT WITNESSES: (a) Jonathan D. Cramer, F.S.A. - Mr. Cramer will testify relative to his valuations of the parties' retirement plans, specifically Husband and Wife's SERS retirements and Wife's Pinnacle Health Systems retirement. 3. NON-EXPERT WITNESSES: (a) Patti L. Matlock will testify on her own behalf regarding all issues relevant to equitable distribution and alimony. (b) Patti L. Matlock reserves the right to call additional witnesses for rebuttal if necessary. 4. EXHIBITS: See documents attached hereto marked Exhibit "B". 5. PARTIES' GROSS INCOME: Husband's 2007 gross income: $97,451 Husband's 2008 gross income: Approximately $102,000 Wife's 2007 gross income: $46,174 derived from employment and $7,214 derived from spousal support. Wife's 2008 gross income: Approximately $52,000 derived from employment and approximately $18,000 derived from spousal support. 6. CURRENT INCOME & EXPENSE STATEMENT: See document attached hereto marked Exhibit "C". 7. PENSION AND RETIREMENT BENEFITS: Husband has a State Employee Retirement System pension, the marital portion of which was appraised at $905,873. Wife has a State Employee Retirement System pension, the marital portion of which was appraised at $76,403. Wife also has a Pinnacle Health Systems retirement, the martial portion of which was appraised at $46,317. Additionally, Wife has a Pinnacle Healthcare TSAT Plan with a balance of $47,553 as of June 30, 2007, a Holy Spirit Fidelity Investments account with a balance of $1,509 as of June 30, 2007, and a Deferred Compensation Plan through the Commonwealth of Pennsylvania with a balance of $200 as of June 30, 2007. 8. DISPUTED TANGIBLE PERSONAL PROPERTY: None at this time. However, Husband has not yet removed all requested personal property from the home. 9. MARITAL DEBTS: See document attached hereto marked Exhibit "D". 10. PROPOSED RESOLUTION OF ECONONUC ISSUES: Wife proposes that she be entitled to retain her SERS pension, Pinnacle Health Systems retirement, Pinnacle Health TSAT Plan, Holy Spirit Fidelity Investments account, and her Deferred Compensation Plan through the Commonwealth of Pennsylvania. Wife would also be entitled to fifty percent (50%) of the marital portion of Husband's SERS retirement including one half (%Z) of all contributions and interest earned during the pendency of the parties' marriage. Wife proposes that Husband be directed to elect "Special Option Number Four" when he retires, which would permit her to have a separate interest in Husband's retirement so that her fifty percent (50%) portion would be paid to her for her lifetime. Wife would be entitled to possession and ownership of the 1998 Nissan Pathfinder while Husband would be entitled to possession of the 2003 Nissan Maxima, along with the accompanying automobile loan. Wife proposes that the marital residence be placed for sale and the net proceeds, along with all remaining marital property, be divided wherein Wife would receive sixty percent (60%) and Husband forty percent (40%). Until such time as Husband retires and Wife begins receiving her portion of Husband's retirement, Husband would continue to pay spousal support in the amount of $1,697 per month. Lastly, Wife proposes that Husband pay her attorney's fees, as well as costs in the amount of $800 for pension valuations and $300 for the real estate appraisal, all of which was incurred relative to the divorce action. Date: 0 Respectfully 5922 tinglestown Road Harrisburg, PA 17112 (717) 671-1500 I.D. No. 57911 Attorney for Patti L. Matlock EXHIBIT "A" LIST OF MARITAL ASSETS Item Asset Value Date of Non-marital Liens & Numb er Valuation Portion Encumbrances 1. Marital residence, $342,000 3/31/08 None 1st mort: $152,980 (1/09) 509 Woodcrest Drive 2nd mort: $73,352 (1/09) Mechanicsburg, PA Line of credit: $4,035 (DOS) 2. 2003 Nissan Maxima $5,255 9/9/08 None Approx. $10,000 (Husband) 3. 1998 Nissan Pathfinder $3,250 1/7/09 None None (Wife) 4. 1998 Q45 Infinity $6,800 8/28/07 None None (Proceeds retained by Husband) 5. SERS retirement $905,873 6/23/08 None None (Husband) (Marital portion) 6. SERS retirement $76,403 6/23/08 None None (Wife) (Marital portion) 7. Pinnacle Health Systems $46,317 6/23/08 None None retirement (Wife) (Marital portion) 8. Pinnacle Health TSAT Plan $47,553 6/30/07 None None (Wife) (Marital portion) 9. Holy Spirit Fidelity $1,509 6/30/07 None None Investments (Wife) (Marital portion) 10. Commonwealth of PA $200 6/30/07 None None Deferred Compensation (Marital portion) Plan (Wife) 11, PSECU checking account $2,104 814/07 None None (Husband) 11 PSECU savings account $8.26 811107 None None (Husband) B. Annual leave (Husband) $15,879 8/4/07 None None (Marital portion) 14. Sick leave (Husband) $54,752 8/4/07 None None (Marital portion) 15. Annual leave (Wife) $1,556 8/4!07 None None (Marital portion) 16. Sick leave (Wife) $3,495 814/07 None None (Marital portion) IT Household contents Approx. $20,000 Current None None LIST OF NON-MARITAL ASSETS Asset Value Date of Valuation Liens & Encumbrances 1. Life in surance policy Unknown N/A Unknown (Husband) EXHIBIT "B" LIST OF EXHBITS TO BE INTRODUCED AT TRIAL 1. Wife's 2007 Federal Income Tax Return 2. Wife's 2008 end-of-year paystub (to be provided) 3. Husband's 2007 Federal Income Tax Return 4. Real Estate appraisal dated March 31, 2008 indicating a fair market value of $342,000, relative to the marital residence 5. Pension appraisal dated June 23, 2008, prepared by Jonathan D. Cramer, F.S.A., relative to the parties' SERS pensions and Wife's Pinnacle Health System pension plan 6. Display time quotas for Husband indicating accrued annual leave time and annual sick time as of date of separation 7. Display time quotas for Wife indicating accrued annual leave time and annual sick time as of date of separation 8. Kelley Blue Book valuation of Husband's 2003 Nissan Maxima 9. Kelley Blue Book valuation for Wife's 1998 Nissan Pathfinder 10. PSECU statement dated August 2007 indicating the balance of the line of credit, relative to the marital home 11. Valuation statement dated June 30, 2007 indicating value of Wife's Pinnacle Health TSAT Plan 12. Valuation statement dated June 30, 2007 indicating value of Wife's Holy Spirit Fidelity Investments 13. Valuation statement dated June 30, 2007 indicating value of Wife's Commonwealth of Pennsylvania Deferred Compensation Plan 14. PSECU checking and savings account statements indicating balances of Husband's checking and savings accounts as of date of separation 15. Various pictures of Husband engaging in sex with another man and woman. (Not attached due to obscene nature.) 1040 Depsrbnart of Cie Trasm" - Internal Revenue service U.S. Individual Income Tax I - Do not write or staple in this Label (see instrudons.) Use the IRS label. Otherwise, please print or type. Presidential Election Campaign For the year Jan 1 - Dec 31, 2007, or other tax year beginning 2007, ending 20 OMB No. 1546-0074 You first name NC Last name Your sodw secu ft raanbsr Patti Matlock 181-44-8384 If a joint return, spouse's first name AM Last name spouaws social security number I Ionn. address (number and sirso. n you have a P.O. bm we instudtima. A4partrnent no. You must enter your 509 Noodcrest Drive J. social security city, town or post office. If you have a foreign address. see Insbviceons. state ZIP code number(s) above. A Mechanicsbur PA 17055 chChecking a angeyyour?tarreefundl.? Check here if you, or your space if filing jointly, want $3 to go to this fund? (see instructions) ................ ? El You 1:1 spouse Filing Status 1 Single 4 U Head of household (with qualifying person). (See N 2 Married filing jointly (even if only one had income) instructions.) If the qualifying person is a child ' but not your dependent, enter this child s Check only 3 Married filing separately. Enter spouse's SSN above & full name here. 11 one box. name hem.. 01 5 n Oualilyirg widow(er) with dependent child (see instructions) Exemptions Dons chadoed 621 Yourself. If someone can claim you as a dependent, do not check box 6a ............ 1 b Nor, of r4 21.1 r c Dependents: • an ft who, tte.d Ilr i i l l i hi 's s i y r,g a. a p oc secur ty at ons number to you child for dived wCh you ..... First name Last name W clad did (see i r not INarMtlryou due is dhrores s (sas ssOsj ? . . w hi If more than nwt m f '"r1ed above our dependents, see instructions. Add mmtws d Total number of exemptions claimed ........................................................ aabbove ..... ?I 11 7 Wages, salaries, tips, etc. Attach Form(s) W-2 ......................................... 7 46,174. Income 8a Taxable interest. Attach Schedule B if required ......................................... 8a 81. b Tax-exempt interest. Do not include on line 8a .............. 8b Attach Form(s) 9a Ordinary dividends. Attach Schedule B if required ....................................... 9a .................... W-2 here. Also b Qualified dividends (see instrs) ............. . attach Forms R 10 Taxable refunds, credits, or offsets of state and local income taxes (see instructions) ...................... 1 W 2G d 1099 0 - an - if tax was withheld. 11 Alimony received .................................................................... 1 1 7,214. 12 Business income or Qoss). Attach Schedule C or C-EZ .................................. 1 2 If you did not 1 Z 13 Capital gain or 0=1 Aft Sch D if regd. If not read, cc here .......................... 10 El W et 3 a - g see instructions. 14 Other gains or (losses). Attach Form 4797 ............................................. 1 4 15a IRA distributions ............ 15s Is Taxable amount (see instrs) .. 1 5b 16a Pensions and annuities ...... 16a bTaxable amount (see instrs) .. 1 6b 17 Rental real estate, royalties, partnerships, S corporations, trusts, etc. Attach Schedule E .. 1 7 but do 18 Farm income or Qoss). Attach Schedule F .............................................. 1 Enclose 8 , ................................ .. . . not attach, any 19 Unemployment compensation ..................... 1 9 payment Also , 20a Social security benefits ........... 120al b Taxable amount (see instrs) .. 2 l 0b ease use p Form 10404. 21 Other income 2 1 22 Add the amounts in the far ri tIt column for lines 7th h 21. This is our total income . 2 2 53,469. 23 Educator expenses (see instructions) ....................... 23 Adjusted 24 Certain business expenses of reservists, performing artists, and fee-basis Gross government officials. Attach Form 2106 or 2106-EZ .................... 24 _ Income 25 Health savings account deduction. Attach Form 81389 ........ 25 26 Moving expenses. Attach Form 3903 ....................... 26 27 One-half of self-employment tax. Attach Schedule SE ........ 27 28 Self-employed SEP, SIMPLE, and qualified plans ............ 28 29 Self-employed health insurance deduction (see instructions) ............. 29 30 Penalty on early withdrawal of savings ..................... 30 31 a Alimony paid b Recipient's SSN .... 31 a 32 IRA deduction (see instructions) ........................... 32 33 Student loan interest deduction (see instructions) ............ 33 34 Tuition and fees deduction. Attach Form 8917 ............... 34 35 Domestic production activities deduction. Attach Form 8903 .............. 35 36 Add lines 23 - 31a and 32 - 35 ...... ........................ EXHIBIT 37 Subtract line 36 from line 22. ..................... ? 37 53,469. 1 SAA For Disclosure, Privacy Act, and Paperwork Redu ?? FDIAao112 12/06107 Form 1040 (2007) 100 200 Patti Matlock 181-44-8384 Page anti 38 Amount from line 37 (adjusted gross income) .......................................... 33 53,469. redits - 39 a Check it You were born before January 2, 1943, Blind. Total boxes Spouse was bom before January 2, 1943, 8 Blind. chwcfoed ? 39a Sta?ldam L b If your spouse itemizes on a separate datum, or you mere a dual-status alien, see insfrs and ck here ? 39b Deductic n 40 hemizad deduction (from Schedule A) or your xWW&rd deduction (see left martin) ..................... 40 11 788 for - e People who 41 Subtract line 40 from line 38 .......................................................... , . 41 41,681. checked i my box o li 3S 42 If line 38 is $117,300 or less, multip $3,400 by the total number of exemptions claimed on line 6d If line 38 i 300 h i 'i117 n ne a or . s over , , see t e nstructions ....................... 42 3,400. 39b or wt o can 43 Taxable income. Subtract line 42 from line 41. be claime i as a If line 42 is more than line 41, ember 4 ....................................................... 43 38,281. dependen!, see instructions. 44 Tax (see instrs). Check if any tax is from: a 017orm(s) Form(s) 8814 b E]Form 4972 c 8889 44 993 ......................... 5, . • All othe -s: 45 Alternative minimrxn tax (see instructions). Attach Form 6251 ........................... 45 Single or 14arried 46 Add lines 44 and 45 ...................................... .. .................. ? 46 5,993. filing O pa -ately, 47 Credit for child and dept care expenses. Attach 1" 2441 .......... 47 $35 48 Credit for the elderly or the disabled. Attach Schedule R ..... 46 Married fili Zg 49 Education credits. Attach Form 8863 ....................... 49 jointly or Qualifying 50 Residential energy credits. Attach Form 5695 ............... 50 widow(er), 51 Foreign tax credit. Attach Form 1116 if required ............. 51 $10,700 52 Child tax credit (see imtructionsl Attach Form 8901 d required ........... 52 Head of 53 Retirement savings contributions credit. Attach Form 8880 ... 53 household, 54 Credits from a 11 Form 8396 b [] Form 8838 c E]Form 8839 .. 54 1$7,850 55 Other credits: a Form E] 33woo b Q 8Fa01 a Form 55 56 Add lines 47 through 55. These are your total credits ................................... 56 57 Subtract line 56 from line 46. If line 56 is more than line 46, enter -0. .................. ? 57 5,993. 58 Self-employment tax. Attach Schedule SE ...................................................... 58 Other 59 Unreported social security and Medicare tax from: a E] Form 4137 b Q Form 8919 .................. 59 Taxes 60 Additional tax on IRAs, other qualified re irement plans, etc. Attach Form 5329 if required ................... 60 61 Advance earned income credit payments from Form(s) W-2, box 9 ....................... 61 62 Household employment taxes. Attach Schedule H ....................................... 62 63 Add lines 57.62 This is our total tax ? ea 001 I Payments 64 Federal income tax withheld from Forms W-2 and 1099 ...... 64 70421. If you have z? 65 2007 estimated flax payments and amount applied from 2006 retum ........ 65 qualifying 66a Earned income credit (EIC) ................................ 66a child, attach b Noktaxable combat pay election ..... 1-66b Schedule EIC;. 67 Excess social security and her 1 RRTA tax withheld (see imtructions) ....... 67 68 Additional child tax credit. Attach Form 8812 ................ 68 69 Amount paid with request for extension to file (see iratrucliora ........ . 70 Payments from: a E] Form 2139 b E] Form 4136 c h Form 8885 70 71 Refundable credit for prior year minimum tan from Form 8801, line 27 ...... [71 72 Add fines 64.65.66a. and 67 though 77. These am your total peymenla I? .................. . ......................... ............ Refund 73 If line 72 is more than line 63, subtrad line 63 from line 72. This is the amount you overpaid ................ Direct deposit;' 74a Amount of line 73 you want refunded to u. If Form 8888 is attached, check here .. Do. 11 See instructions ? bRouting number ........ XXXXXXXXX ? c Type: Checking r] Savings and fill in 74b, . d Account number ....... 74c, and 74d c r 1XXXXXXXXXXXXXXXXX Form 8888. 75 Amount of line 73 you want led - 20011 estinnatad tax .......7;175' Amount 76 Mount you owe. Subtract lime 72 from line 63. For details on how to pay, see instructions ............... 10 You Owe 77 Estimated tax penalty (see instructions) ....................1 77 1 7,4 1.4 8. Third Party Do you want to allow another person to discuss this return with the IRS (see instructions)? .......... Yea Complete the follawing. LXJ No Designee ? 5 W. no. ? numiderdwKs"on ber 0" Under penalties of perjury, I declare Out I have examined this ro" and accor wyinp schedules and stalemeft. and to the best of my WxwvWpe and Sign belief, ttxy am true. coned, and complete. Declaration of preparer (ofm Vw taxpayer) is based on all k,tormu m of which preparer has any knowledge. Here Your signature I Dale I Your occupation - - - - ( Daytime plume number Joint return? Il See instru;: jorri. ? Nurse- Keep a copy Spouse's signature. If a joint retum, bolt must sign. for your records. ? Paid sees ? Pmparees Firm's name Self- Use Only (or f-= je address, and ZIP code Date I spouse's occupation L_J I "s SSN or FTIN ad EIN Phone no. Form 1040 (2007) FDnA0112 11106707 A DULE d D I i d i 0MB No. 1545-0074 e ons tem ze uct 1040) / 2007 nt c; the rbre l Revenue Service Trewury l Aftach to Form 1104111. ? See nstructions for Schedule A (Form 1040). Ads?Mnent Sequence No. 07 Name(s) shoe n on Form 1W Yew a0dW saaaMy mumbsr Patti Matlock 181-44-8384 Medical Caution. Do not include expenses reimbursed or paid by others. and Dental De 1 experaes (see Instructions) .......................... 1 Medical and dental (Expenses 2 Enter amount from Form 1040, liras 38 .... 2 3 Multiply line 2 by 7.5% (.075) ................................. 3 4 ...... 4 Subtract line 3 from line 1. If line 3 is more than line 1, enter -0....................... Taxes You 5 State and local ((check only one box): Paid a Income taxes, or . . . . . . . . . . . . .... . .............. 5 8 2,344. b General sales taxes. 6 Real estate taxes (see instructions) ............................ 6 1,729. (See 7 Personal property taxes ..................................... 7 instructions.) 8 Other taxes. List type and amount ? ------------ 8 9 AddlWW 5throu 8.7. - 7. -. -. -. -. - -. -. -. . -..-. . - -. --- 8 4,073. ............ -. . -. .................................... . lnterest 10 Home mtg interest and points reported to you on Form 1098 ....SEE..STMT 10 7,715. You Paid 11 Home mor%W interest not reported to you as Form 109& if paid to the person from whom you bought the home, see instructions and show that person's same, identifying number, and address ? ------------------------------- ------------------------------- ------------------------------- 11 ---------------------- - Note. 12 - ------- Points not reported to you on Form 1098. See instrs for spd rules ............ 12 Personal 13 Qualified mortgage insurance premiums (see instructions) ....... 13 interest is not 14 Investment interest. Attach Form 4952 if required. deductible. (Seeinstrs.) ................................................... 14 15 Add lines 10 through 14 .................................................................. 15 7,715. Gifts to 16 Gifts by cash or check. If you made any gift of $250 or Charity more, see instrs ............................................. 16 If you made ift and a 17 Other than by cash or check. If any gift of $250 or h Form 8283 if Y tt t i t t g of a benefit it ac ions. ou mus a ns ruc more, see over $500 ................................................... 17 or , see instructions. 18 Carryover from prior year ..................................... 18 19 Add lines 16 throw 18 .................................................................. 19 Casualty and Theft Losses 20 Casualty or theft loss(es), Attach Form 4684. (See instructions.............................. 20 21 Unreimbursed employee expenses - job travel, union dues, job education, etc. Attach Form 2106 or 2106-EZ if required. (See instructions.) ? - - - - - - - - - - - - - - 21 ------------- 22 ------------------ Tax preparation fees .......................................... 22 (See 23 Other expenses - investment, safe deposit box, etc. List instructions.} type and amount ? -------------------- 23 ------------- 24 -------------- 24 Add-lin-es 21 - -through 23 ............ ............ 25 Ender amount from Form 1010, line 38 ..... 25 26 Multiply line 25 by 2% (.02) ................................... 27 Subtract line 26 from line 24. If line 26 is more than line 24, enter -0... 27 ....................... Other 28 Other - from list in the instructions. List type and amount ? - - - - - - - - - - - - - - - Miscellaneais ------------------- ----------- - ----- Deductions - ------- 28 Total 29 is Form 1040, line 38, over $156,400 (over $78,200 if Itemized married fling separately)? Deductions © No. Your deduction is not limited. Add the amounts in the far right column for lines 4 through 28. Also, enter this amount on Form 1040, line 40. ? 29 11 788. E] Yes. Your deduction may be limited. See instructions for the amount to enter. -- .. . .. ._ - -- 11 ---- _.-- ,..-.-L u..... _.., 1... +". - of m4ard a6iiu4inn rlw -k hprp ? n BAA For Paperwork Reduction Act Notice, see Form 1040 instructions. MAMI 11107107 Schedule A (Form 1040) 2007 Patti Matlock 181-44-8384 1 Explanation Statement =orm/Line: Schedule A 10 Explanation of: Form 1098 50% claimed by estranged spouse xplanation Statement =orm/Line: Schedule A 10 xplanation of: Form 1098 _50% pad by estranged spouse Explanation Statement =orm/Line: Schedule A 10 xplanation of: Form 1098 50% share paid by estranged spouse 1 1040 Label (See L instructions A on page 12.). a E Use the IRS L label. Otherwise, H please print R ortype. E Presidential Election Camoaiat Filing Status Check only one box. Exemptions If more than four dependents, see page 15. Income Attach Form(s) W-2 here. Also attach Forms W-2G and 1099-R if tax was withheld. If you did not get a W-2, see page 19. Enclose, but do not attach, any payment, Also, please use Form 10404. Department of the Treasury- lnternbl. Revenue Service ? I U.S. individual fncome .-'ax .Re turn . G1?10 For the year,ian. 1-Dec. 31, 2007, or other tax year beginning 2007, ending Your first name and Initial Last name a, tlo U If a )oint return, spouse's first name and initial Last name IRS Use.ony--Danot write qr staple.in thisspei60' 20 OMB:No.1.545.00.9?Sf;=.• Your social security number Spouse's social security number /?? :YY• ? t38Y Ho a address (number and street). If you have a P.O. box, see page 12. Apt. no. You:'>must•enter' d o K 3 ;,';y,Awrs) •above. city, to n or post off e, state, and ZI ode. If you have a foreign address, see page 12. /?? I -? O 8hetaRi`g bpzrbelow will not V Sjr .?Yt u #,Onge,your:taic or refund. ? Check here.if,you, your spouse if filing. jointly; want-$3 to go to this-.fund (ses,page.l0e? :; ? 'you ., ? Spouse 1 ? Single 4 ?%Head of fitfltiseheld (faith qualifying person). (See page 13.) If 2 ? Married filing jointly (even If only one had income) the;.qualityTrlgpetsonIs•a child-but not your. dependent, enter 3 0 Married filing separately. Enter spouse's SSN above this dhild!stname here ? and full name here. ? ?a/ rh L M i t&. 5 ? Qualifying Wclaw(er).with. dependent child. (seepage 14) 6a ? Yourself. If someone can claim you as a dependent, do not check box 6a Boxes checked on Ba;dnd 613 b [] Spouse Nc nf.;Chlldren. c Dependents: (1'p First name Last name (2) Dependents social secure number security (3))Dependent's relationship to ,• on ..(4) i1 qualifying child for chldiax credit see. a 15 d 'Total: number'.6616emptivns(1ciairnecl 7 Wages;,salaries, tips, etc. Attach: Form( s)'W:-2 7 8a Taxable intarest. Attach Schedde,13 if required 86 b Tax-exempt interest. Do:not include en`line 8a 86 9a Ordinary dividends. Attach Schedule B if required 9a V. b Qualified dividends (see page 19) 9b 10 Taxable refunds,. credits, or offsets of state and local income taxes (see page 20) .. 10. 11 Alimony received.. ,. 11.. ,12 Business income or.(loss). Attach Schedule.C or,C-EZ .: :12 - 13 Gapifa) gain:or (loss) Affach SohedulerD if requfred:1rlf nbt re idiie '.`check here ? []' : 43 14 Other.ga)ns or `(lossesAttach Form 4797 . . 14 15a IRA distributions' i5a; b-:Taxabie:amount (see page. 1) 1513 16a : Pensions and annultfes 16a+'. bTaxableSamount (see page 22) 1613 17 Rental-real estatehaoyalties, partnerships, S corporations, trusts, etc. Attach Sal edule:E '.17 18 Farm +n oryie or {los§) 'AttaolV dhedule'F ; . . , . , , . 18 19 Unempipymerit comensatfon . . . . 19 20a Social securityberieffts 20a I I i b'Taxable'amount (see';page'?-NI 20131 2f , .W •Other'ineome jst type and-,amount (see page 24) '. :_. 21 .. 22 Add'the amounts:)n the'fac rigbt.column for.*iines.7 through 2l . This is;yoyr toxalinportle ?_ . 22 . Adjusted Gross Income 23 `Educator exper 24 GertalnbusrneSS: fee.basis ,goueoi 25 i Health SaairXgS ee Page 26): 23 es btteseivists,petforniing artists; an?ii ? ` fficials Attach' Form 21D6 or. 2.106 EZ 24 •' at dehao#l0 nA>tach`Form`8g89._ 25 on 6c-who:' .: • lived with.gou _ e . didcnot`Iivewith you:due,46divoece or separation isee.puge.18) _ Dependents on 6c : ndEal itered,above Add nurribers on tl+?he(?itl)PaS?i ;£k 1?0rr??,j1 ry ?.??' rANrnal? "?'.32? 1 IF#A ?di 331 r - Studio 34 ". Tuftler 35 Dome: 36 Add NI 37 . ';ubfc? IQts`olpsire Rrtvacy„ Oct ar ,411'raWal of savings ?lirt?s SSN ? f f3 ! ' ?l'{ F338 3?? ` Zi tb? 27) !'W"Oductian (se> pa F1 U) 3-" ddudt(orQ: * actirlittS EXHIBIT +x, 5F a ? Y reTY, I saZ p.t. - i -. -2 z I (q ill e z •? ai i L '?'? ? tf w ?7 }?-- ( ? ?' .r - ' A "Catl0 113206. Ftfm "? ( ?66?) Fr^n'1040(0:iP - . . . _ Dana -i Tax 36 Amount from line 37 (adjusted gross income) , . , , , . , . 38 O Z and 39a Check ? You were bom before January 2, 1943, ? Blind. Total boxes Credits )f: { ? spouse was born before January 2, 1943, ? Blind. } checked ? 39a Standard b If your spouse itemizes on a separate return or you were a dual-status alien, see page 31 and check here ?39b Deduction 40 Itemized deductions (from Schedule A) or your standard deduction (see left margin) . f 0 77(G G .- T or- 41 Subtract sine 40 from line 38 , 41 73S-5;-0 • People who checked any .42 If line 38 is $117,300 or less, multiply $3,400 by the total number of exemptions claimed on line box on line 6d. If line 38 is over $117,300, see the worksheet on page 33 , „ . 42 ,. 3 `r'ev 39a or 39b or who can be 43 Taxable income. Subtract line 42 from line 41. If line 42 is more than line 41, enter -0- 43 -70 190 - claimed as a 44 Tax see a e 33). Check if an tax is from: a ? (see p g Y Form(s) 8814 b El Form 4972 c ? Form(s) 6889 de endent `? l y p , see page 31. 45 Alternative. minimum tax (see page 36). Attach Form 6251 , . . . . . . . 45 • All others: 46 Add lines?44 and 45 . . . . . . . . . . . . . . . . . ? 46 Credit for chiid and dependent care expenses. Attach Form 2441 Single or 47 47 . , Married filing 48 Credit: for the elderly or the disabled. Attach Schedule R . 48 separately, $5,350 49 Education credits. Attach Form 8863 . . . . . . . 49 Married filing 50 Residential, energy credits.:Attach Form 5695 50. , jointly or 51 Foreign tax credit. Attach Form 1116 if required 51 r`=1' Qualifying widow(er), 52 Child tax credit (see page 39). Attach Form 8901 if required 52 $10,700 53 Retirement savings contributions credit. Attach Form 8880, Head of 54 Credits from: a ? Form 8396 b ? Form 8859 c ? Form 8839 54 household, 850 55 Other credits: a ?'Form 3800 b ? Form 8801 c ? Form $7 , 56 . Add lines 47 through 55. These are your total credits . . . . . . . . . . . 56 57 . `Subtract line 56 from line 4, 6. if line 56 is more than line 46, enter •0- . ? 57 y (Y - - 58 Self-employment tax. Attach Schedule SE . . . . . . . . , . . . 58 Other 59 Unreported social security and Medicare tax from: a ? Form 4137 b ? Form 8919 T 59 axes 60 Additional tax on IRAs, other qualified retirement plans, etc. Attach Form 5329 if required , so 61 Advance earned income credit payments from Form(s) W-2, box 9, 61 62 Household employment taxes. Attach Schedule N 62 63 Add lines 57 through 62. This is your total tax ? 63 / Y ! Y3- - PaymentS 64 Federal income tax withheld from Forms W-2 and 1099. 64 fir, t ` 65 2007 estimated tax payments and amount applied from 2006 return 65 If you have a 66a Earned income credit (EIC) . 66a qualifying child, attach Schedule EiC. . . . b Nontaxable combat pay election ? 6615 67 Excess social security and tier 1 RRTA tax withheld (see page 59) 67 ' 68 Additional child tax credit. Attach Form 8812 . . . . . 68 69 Amount paid with request for extension to file (see page 59) 69 70 Payments from:. a ? Form 2439 b ? Form 4136 c ? Form 8885 70 71 Refundable credit for prior year minimum tax from Form 8801, line 27 71 72 Add lines 64, 65, 66a, and 67 through 71. These are your total p ayme nts ? 72 16113135 -- Refund 73 If line 72 is more than line 63, subtract line 63 from line 72. This is the amount you overpaid 73 Direct deposit? 74a Amount of line 73 you want refunded to you. If Form 8888 is attached, check here ? ? 74a Z I ?( r[ See page 59 ? b Routing number 1,3111,31 -91111 l ? c Type: 13 Checking El and fill in 74b, Savings 74c, and 74d, ? d Account number 161Y1,51 Z-1,51 01,3171 Z-151 or Form 8888. 75 Amount of line 73 you want applied to our 2008 estimated tax ? 75 Amount 76 Amount you owe. Subtract line 72 from line 63. For details on how to pay, see page 60 ? 76 You Owe 77 Estimated tax penalty (see page 61) 77 Third Party Do you want to allow another person to discuss this return with the IRS (see page 61)? LJ Yes. Complete the following. ? No Designee Designee's Phone Personal identification name ? no. ? ( ) number (PIN) ? Sign Under penalties of pejury, 1 declare that I have examined this return and accompanying schedules and statements, and to the best of my knowledge and Here belief, they are true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge, Joint return? Yo sig r Date Your occupation VVIm'7 o-VR(L? ,9Z2Lr See page 13. Z12-2-16 g Z' / &" i L,_ (7n) V Y-d 6 d_,( . Keep a copy Spouse's sI re. I joint r4tum, both must sign. Date Spouse's occupati for your records. Paid Pre arer's "Lift 83N of PTIN Preparer1s signature' AR . oft Mr. Mark A. Matlock self-employed ? + Firm's name (or PO Box 33 EIN --LtSe-.Dnl?r yours if self-employed) {3arriSbvt' PA j', - .'3 _ _ - - - _-'-- _ --.-- .--. _._ address, artd ZIP.oade, .._ _' _, . .... Rhone na (. 1 ( A)f U.S. GOTEENMENT PAINTING OMCE :20*-.? Form 1040 12007) L:1 - SCHEDULES A&B Schedule A-Itemized Deductions (Form 1040) (Schedule 8 is on back) Department of the Treasury Internal Revenue Service ? Attach to Form 1040. ? See Instructions for Schedules A&B (Form 1 Name(s) shown j on Form 10/4?0 / OMB No. 1545-0074 2007 Attachment Sequence No. 137 Your social security number //_11 / ; S,/C/ :k Z / / Medical Caution. Do not include expenses reimbursed or paid by others. and 1 Medical and dental expenses (see page A-1) . . 1 Dental 2 Enter amount from Form 1040, line 38 2 Expenses 3 Multiply line 2 by 7.5% (.075). . . . . . . . . 3 4 Subtract line 3 from line 1. If line 3 is more than line 1, e nter -0- . 4 G Taxes You 5 State and local (check only one box): MAN Paid a income taxes, or l 5 - (See b ? General sales taxes j page A-2.) 6 Real estate taxes (see page A-5) . . . 6 _ _ ert taxes 7 Personal ro 7 . . . . . . . . . . p p y 8 Other taxes. List type and amount R-_.-__.__-___._.•.._ r? ' r?? 8 (V . . . . . . . . . . . 9 Add lines 5 through 8 . . . . . . . . 9 76 o Interest 10 Home mortgage interest and points reported to you on Form 1098 i0 8 Z ro Z. - "_ You Paid 11 Home mortgage interest not reported to you on Form 1098. If paid (See to the person from whom you bought the home, see page A-6 page A-5.) and show that person's name, identifying no., and address ? - ------------- - -------- --------- Note 11 . Personal 12 Points not reported to you on Form 1098. See page A-6 interest is for special rules 12 . . . . . . . . . . not 13 Qualified mortgage insurance premiums (See page A-7) . deductible 13 . 14 Investment interest. Attach Form 4952 if required. (See page A-7.) . 14 . . . . . . . . . . . . . 15 Add lines 10 through 14 . . . . . . . 15 $ 2 G Z- . Gifts to 16 Gifts by cash or check. If you made any gift of $250 or Charity more see page A-8 16 t . . . . . . . . . . . , It you made a 17 Other than by cash or check. If any gift of $250 or more, ? - gift and got a see page A-8 You must attach Form 8283 if over $500 17 ? . benefit for it, 18 Carryover from prior year . . . . 18 see page A-8. 19 Add lines 16 through 18 19 7 Z y Casualty and Theft Losses 20 Casualty or theft loss(es). Attach Form 4684. (See page A-9.) . 20 - p Job Expenses 21 Unreimbursed employee expenses-job travel, union and Certain dues, job education, etc. Attach Form 2106 or 2106-EZ (See page A-9 ) ? Miscellaneous if required 21 ----------------------------- . . . Deductions 22 Tax preparation fees . . 22 . . . . . . . . . (See 23 Other expenses-investment, safe deposit box, etc. List page A-9.) type and amount 0 ------------------•-------•--------•------ 23 24 Add lines 21 through 23 24 . . . _. - - . . . .. . . .... .. _. 2,9 Enter amount from Form 1040, line 38 25 26 Multiply line 25 by 2% (.02) . 26 97 SirhtrPtM lino 26 frnm line 24. If line 26 is more than line 2 4. ent er -0- 27 ?rd Other 28 Other-from list on page A-10. List type and amount t _____________________________ Miscellaneous Deductions 28 Total 29 Is Form 1040, line 38, over $156,400 (over $78,200 if married filing separately)? Itemized ? No. Your deduction is not limited. Add the amounts in the far right column Deductions for lines 4 through 28. Also, enter this amount on Form 1040, line 40. 29 Yes. Your deduction may be limited. See page A-10 for the amount to enter, 30 If you elect to itemize deductions even though they are less than your standard deduction, check here? ? For Paperwork Reduction Act Notice, see Form 1040 instructions. Cat. No: 11330x Schedule A (Form 1040) 2007 IL APPRAISAL OF REAL PROPERTY LOCATED AT: 509 WOODCREST DR BOOK 35V PAGE 459 MECHANICSBURG, PA 17050-6807 FOR: CLIENT - PATTI MATLOCK 509 WOODCREST DR., MECHANICSBURG, PA 17050 AS OF: 3/31!2006 BY: DUGAN APRAISAL SERVICES Dugan Appraisal Services (717) 791533 1 EXHIBIT Form GA2 - VAnMTAL• appraisal software by a la made, Inc. - I-MALAMODE "3 " Dugan Appraisal Services (717) 791-3533 a Noll 20480221-Paaae #2l MATLOCK ur....e.n.-Aron. UNIFORM RESIDENTIAL APPRAISAL REPORT File N N. 20naO22 Roporty Adding 509 WOODCREST DR C MECHANICSBURG State PA Zlo CA 17050-8807 LOW DOWAirtion BOOK 35V PAGE 459 COU* CUMBERLAND Annor's Parcelflo. 10171033177 T Y 07/08 R.E. To= S 3,474 Borrower WA Curtert Owner MATLOCK MARK & PATTf Owner Tenant Vacant :He rkhs a Fee Simple Leasetioid Pro T PUD Condorrinim (HUIDIVA 0*1 HOA S /Mo. GOOD HOPE FARMS Mao Relarenca 25420 Census Tract 42041-0113.02-9 Price Sale EVALUATION Date of Sale N/A 011010100 81111 NMK 01 ban thanankmasaWns to be idd by safer Undefiled CLIENT - PATTI MATLOCK Address 509 WOODCREST DR. MECHANICSBURG PA 1 7050 kaalSer DONALD R. STEELE Address 22 SOUTH MARKET ST. MECHANICSBURG PA 17055 Location Man Suburban Rural Pnrlomkwd Shisk re Prevent lend an % Land use change Built up ? Over 75% (925-75% ? Under 25% occuponey One famiy 70 ® Not likely ? Likely Growth rate ? W ® Shale ? Slow ® Owner 200 Low 0 2-4 family ? M process Property values ® ksmsing ? Stable ? Declining ? Tenant 450 50 Mul-family To: Dann Wsuppy ? Shortage ® In balance ? Over supply ® Vacant (G,5%) Predominant commercial lime 6 nos. 300-400 Vacant 30 Uses: One nW No ruled esmpedli a of the edpbberbeed we not ap rahW tutem Ndphboriaod tiousidala alit cliaraclalstics: SEE ATTACHED LOCATION MAP FOR APPROXIMATE NEIGHBORHOOD BOUNDARIES. ROUTE 81 TO THEN W 6 E TO HAMPDEN TOWNSHIP BORDERS AND ROUTE 11 TO THE SOUTH Factors Mat Ailed Ole mrkebdiy of the properties In the nalilfborhood (ptmd* to employrnerd and amenities, employment slaft appeal b market, et.): THE SUBJECT IS LOCATED IN A TYPICAL SUBURBAN NEIGHBORHOOD CONSISTING OF VARYING STYLE AND AGE HOMES LOCATED IN WITH EASY ACCESS TO ALL AMENITIES AND SSERVICES. THE NEIGHBORHOOD IS TYPICALLY MAINTAINED AND SHOULD OFFER AVERAGE MARKETABILITY. THE AREA IS CENTERED IN THE HARRISBURG-CARLISLE MSA. THE AREA HAS BEEN HISTORICALLY STABLE AND THE MARKET TENDS TO NOT MAKE DRAMATIC SHIFTS. Marks! conditions In h subject neighborhood (Inckaikq support for the above conclusions related to the trend of properly vales, damNVsuppy, and marketing time - such as data on conodilve properties for saes In the nalgliboitiood, desugtlon o (h preratatce of sabs and financing concessions, et.): DATA INDICATES THAT THE GENERAL MARKET CONDITIONS ARE GOOD. FINANCING IS PREDOMINANTLY CONVENTIONAL WITH SELLER CONCESSIONS BEING THE EXCEPTION RATHER THAN THE RULE. RATES ARE STILL AT HISTORICALLY LOW RATES. THE ECONOMY IN THE LOCAL MARKETS ARE STRONG AND DIVERSE AND HAS HISTORICLALY HAD UNEMPLOYMENT RATES BELOW NATIONAL AVERAGES. THE AREA IS A TRANSPORTATION HUB AND HOME TO MANY LOCAL REGIONAL NATIONAL AND INTERNATIONAL COMPANIES AND STATE AND FEDERAL OFFICES WITH HARRISBURG BEING A STATE CAPITAL. - - Propel brlwaidon for l)Ws If applicable) - - Is the developer/builder in control of the Home Ovwlers' Assoclaliert (HOA)? M 17 No ya AWcadlnele total number of units in the subject project Approximate total number of units for sale in tie subject project Discribe common eleneMs and ra rea8anel faciftw. Dimensiae DATA TAKEN FROM TAX MAPPING Topography LEVEL She area 0.36 ACRES Comer Lot ? Yes ® No Size AVERAGE Specific zoning classification and description RESIDENTIAL SUBURBAN - RS - Shape TRIANGULAR Zoning compliance ® Legal ? Legal nonconforming (Grardfatlered use) ? illegal ? No zoning Drainage AVERAGE t use yeA Present use Oter use ex lain Yew AVERAGE Utilities Public Other Off-saeknprovemerds Type Public Private Landscaping AVERAGE Electricity ® Street MACADAM ® ? Driveway Surface CONCRETE Gas ? Curbigolter CONCRETE ® ? Apparent easements STANDARD UTILITY Water ® Sidewalk CONCRETE ® ? FEMA Special Flood Hazard Area ? Yes ® No Sanitary sewer ® Street lights NONE ? ? FEMA Zone X Map Date 1/5/1996 Slorm sewer Alley NONE FEMA No. 4203600010C Comments (apparent adverse easements, encroachments, special assessments, side areas, Illegal or legal nonconforming zoning use, etc.): NO APPARENT ADVERSE EASEMENTS ENCROACHMENTS OR CONDITIONS WERE NOTED. GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION No. of urb 1 Foundation BLOCK Slab 0% Area Sq. FL 1507 Roof ? No. of Stabs 2 B*W Watts BRICK/AVE Crawl Space 0% % Rreted 75% Calling ? Type PWAIL) DETACHED Design (Style) TRADITION Eidsfir PProposed EXISTING Rod Surface COMPOSITION Gugas 6 Dwnsph. ALUM Window Type DH Basement 100% Sirup Pump YES Dampness NONE NOTED Calling DROP Wale PANEL Flea CPT Watts ? Floor ? None Age (Yrs.) 23 SWmVSaeerrs INSULATED Settlement NONE NOTED Outside Entry NO Unknown Eeffecct9wo Age (Yrs.) 5-6 Manufactured House NO 1 hesillion NONE NOTED ROOMS Living Dining Den Rm Rec. Rm Bedroom #i BaNis Area . FL 1 1 OFFICE 1,507 1 1 1 1 1 1 1 0.5 1 4 SEASON 1,751 LOW 2 4 2 1,333 Leva13 Finished are a above wide cat : 10 Rooms: 5 s • 2.5 Balh A): 3.084 are Feel of Gross Living Area INTERIOR Mebrials/Condi ton HEATING )=HEN EOUIP. AMC AMENITIES CAR STORAGE: 2 AG Floors WD/CPT/CER/AVE Type FHA Refrigerator ® None ? Fireplace(s) #i 2 ® None ? Wags DW/AVE Fuel ELECTRI RaW/Oven ® Slats ? Patio ? Garage i1 of cars TrinVRnish WOODIAVE Condition AVE Disposal ® Drop Stair ® Deck ? Attached 2AG 80 Floor CER/GRANITE/AVE COMM Dishwasher ® Scuttle ® Porch ENTRY ® Detached BalhWalnscol NONE Central CA/HP FarVHood ® Flea ? Fence ? Bul" Doors WOODIAVE Ober Microwave ® Healed ? Pool_ 0 Carport l Condifion AVE l Washer/Dryer F1 Finis PELLET STOVE Driveway 2+ AdMorsi feshres (spedal owgy slidw t h em, et.): THE SU BJECT IS EQUIP PED WITH AN IN TERCOM SYSTEM AND HAS A W HIRPOOL TUB IN THE MASTER BATH. ALL OTHE R FEATURES LIST ED ABOVE:. Condition of the Improvernats, depreclation "ysIrA furdonal, and adernal), repairs needed, quality of construction, remodeing/Addlfons, etc.: THE SUBJECT HAS BEEN MAINTAINED IN AVERAGE CONDITION WITH NO DEFERRED MAINTENANCE OBSERVED. THERE IS NO MEASURABLE EVIDENCE OF FUNCTIONAL OR EXTERNAL OBSOLESCENCE Adverse swimnmatal condtiom (such as, but rot limped to, hazardous wastes, to* substances, etc.) present in the improverne ts, on the sib, or In the krIffallate vi idly of the subject property.: NO ADVERSE ENVIRONMENTAL CONDITIONS ARE KNOWN TO EXIST ON THE SITE OR IN THE IMMEDIATE VICINITY OF THE SUBJECT. Freddie Mac Form 70 6193 PAGE I OF 2 ranee erne rorm iui4 aver Form UA2 -'WinTOTAL• appraisal software by a Is mode, Inc. -1-80D-ALAMODE File No. 20080221 Pwt-#N MATLOCK V.hwd6ft Stel ft UNIFORM RESIDENTIAL APPRAISAL REPORT FlY M. 2008022 ESTIMATED SITE VALUE .............................................. = S 75 ODD ESTMATED REPRODUCTION COST-NEW-OF MOVEMENTS: Dwelling 3,083 Sq. Ft @$ 72.37 - $ 223,117 1 507 Sq. Ft @S 31.26 = 47,109 Comments on Cost Approach (such as, source of cost estimate, she value, square toot calculation and for HUD, VA and FmHA, the estimated rerrdnkp economic No of the property): SEE ATTACHED SKETCH ADDENDUM FOR DIMENSION CALCULATIONS. APPLIANCES FIREPLACES STOVE = 10.248 REPRODUCTION COST USED IS OBTAINED FROM Garape/Carport 541 Sq. FL @$ 29.56 = 15.992 MARSHALL AND SWIFT ESTIMATOR HANDBOOK AND Toms Eslmaled Cost New ........ ..................... - $ 298.466 LOCAL CONTRACTORS. LAND VALUE IS TAKEN FROM Less Physical Fmdlornl External MARKET VALUE. THE AGEA.IFE METHOD WAS USED FOR Depredatim 24,8961 =t 24.696 DEPRECIATION. DepreciaMd Value of Improvernerts ................................. =$ 771,770 BASED ON A LIFE EXPECTANCY OF 60 YEARS THE 'AW Value of Site Mlprovenwts ................................... -$ REMAINING ECONOMIC LIFE IS 5455 YEARS. NMCATED VALUE BY COST APPROACH ............................ = 346,770 ITEM SUBJECT COMPARABLE NO.1 CO NAME NO.2 CLMtPAAABLE NO.3 509 WOODCREST DR Addrm 1vECHANICSBURG 3804 DORSET DR. MECHANICSBURG 5254 DEERFIELD AVE. MECHANICSBURG 1202 MUSKET LANE MECHANICSBURG 1.0 MILE NE 2 BLOCKS 1.251 S W soll" Price Aron EVALUATION 365 900 127.23 352 500 100.80 330 000 122.22 05 Dad and/or wrilcamsourte INSPECTION & COURTHOUSE DATA BANK,MLS COURTHOUSE EXTERIOR DATA BANK,MLS COURTHOUSE EXTERIOR DATA BANK,MLS COURTHOUSE EXTERIOR VAUX ADJUSTIIIENTS DESCttPT10N DESCRIPTION ; + - L DESgtPTIOB ; + - DESCRIPTION ; + (-)$ Aillud Seds or HTmndrg comenin CONV COSTS $10,900 CONV NONE NOTED CONV NONE NOTED 8107 - 35 DOM 3!2&%-35 DOM 3!27108-156DOM ; Location SUBUREI/UV/AVE SUBURBAWAVE ; SUBURBAWAVE ; SUBURBAWAVE ; Smile FF? SIMPLE FEE SIMPLE FEE SIMPLE FEE SIMPLE 0.3B ACRES 0.37 ACRE 0.37 ACRE 0.32 ACRE AVERAGE AVERAGE AVERAGE AVERAGE Doodan &W Appeal TRADITIONAL TRADITIONAL TRADITIONAL TRADITIONAL M Ctlon BRICK/AVE BRIVNL/AVE BRIVNLJAVE BRIVNUAVE Age 23 19 37 19 condom AVERAGE AVERAGE AVERAGE AVERAGE Above Grade Total:B : Bats T :Bdrms: Baths Total;Bdrms: Baths Told:Bdrrm: Baths Room Court 10 ? 5 2.5 8 4 2.5 10 : 5 3.5 -4,000 8 4 2.5 Gross L Area 3.083 . FL 2,876 . Ft : +4.140 3,497 S Q, R. -8,280 2,700 So. Ft. +7,660 Basement & Rnished Roam Below Grade FULL 75% FINISHED EQUAL 75% FINISHED EQUAL 75% FINISHED FULL 50% FINISHED +3,000 FuncMI Uft AVERAGE AVERAGE AVERAGE AVERAGE Heatim/Coolirm FHA/HP FHA/CA FHA/HP FHA/CA Energy Leta How WINDS & DOOR: EQUAL EQUAL EQUAL Garaoo/Carport 2 AG 2 AG 2 AG 2 AG Porch, Patio, Deck, C S 6t. NONE 2 FRPUt STOV DECK/PATIO -2,000 FIREPLACE +3,000 DECK -1,500 FIREPLACE +3 D00 ENC POR/DECK -3,000 NONE +5.000 Force, etc. NONE NONE NONE NONE MSC. Net AAdl, MoD Ad)usted Sails Price ore Corrmeds on Sails Co arlsm (bduft the su + - 5 140 + - -10,780 371.040 341 720 bject property's compatlblty to to n*lhborhood, dc.): ALL THREE SAL + - 12 660 342 660 ES ARE SIMILAR IN DESIGN AND LOCATION. BASED ON ALL OBSERVATIONS AND LOCATIONS IN THE MARKET SALE #2 IS DEE REGARDS TO LOCATION AGE AND AMENITIES AND IS GIVEN THE MOST WEIGHT. SALE #2 AND #3 AND ARE MOST REFLECTIVE OF THE CURRENT MARKET. NONE OF THE SALES USED IN THIS REPO MED THE MOST SIMILAR WITH ARE RECENT SETTLEMENTS RT SOLD PREVIOUS IN THE 12 MONTH PERIOD FROM THE ABOVE REPORTED SALES DATES. REM Dad, Price and Dad Some, tar prior sales Year of aborodsal SUILIECT SEE SUPPLEMENTAL ADDENDUM COMPARABLE NO.1 NONE OTHER SEE ABOVE DATA BANK,STEBS IMPS COMPARABLE NO.2 NONE OTHER SEE ABOVE DATA BANK,STEBS MILS I COMPARABLE NO.3 NONE OTHER SEE ABOVE DATA BANK,STESS MLS Amdysd d any current agreement of sale, opb% or Istbq of subject property and analysis of arty prior sales of subject and comparables vviltn one year of the dad of appraisal: THE SUBJECT HAS NOT BEEN LISTED FOR SALE AND IS NOT CURRENTLY UNDER ANY AGREEMENT OF SALE OR OPTION THAT HAS BEEN REPORTED TO ANY DATA SOURCES THAT ARE AVAILABLE TO THE APPRAISER. IMTED VALUE BY SALES CONPARM APPROACH ................................. ................................................................. 342 000 MUTED VALUE BY IICOME APPROACH 01 Apolic"I Estimated Mad(ai Red x = This appraisal Is made 'as Is' subject b Ile repairs, 6b40, ilnpe km or cordl" listed below subject b complelim per plans & specMcalf". Conslmr d Approw: THE DATA IS TAKEN FROM PERSONAL INSPECTION EXTERIOR INSPECTION OF THE COMPS STEB REPORTS AND MLS DATA BANK AND IS PRESUMED ACCURATE. SHOULD DATA CONFLICT THE MOST RELIABLE SOURCE IS CONSIDERED. RWReconr#dtorr MOST WEIGHT GIVEN TO THE MARKET COMPARISON APPROACH. NO VALUE GIVEN TO THE INCOME APPROACH DUE TO LACK OF HARD DATA. THE COST APPROACH SERVES ONLY AS AN INDICATOR OF VALUE AND IS GIVEN ONLY LIMITED CONSIDERATION AND USUALLY DESCRIBES THE UPPER LIMIT. The purpose of iris appraisal Is to estimate the market volte of the real property that is the subject of ltd report, based on the above coWltions and the cerYlicatton, eodirgem and k*M eond lims, and market value ditMon tint are stated in the attached FrOdle Mac Form 43V W form 10048 (Revised 6/93 1• 1(" BMW THE YARIETVALUE, AS DEFINED, OF THE REAL PROPERTY THAT B THE SUBJECTOF THIS REPORT, AS OF 03/31/2008 (MHICH E THE DATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE $ 342.000 APPRAISER: <2 p ,, ? SUPERVSORYAPPRAISER (ONLY FREWMED): Smrire r`r*+`F' Simalure ? Did ? Did Not t rrip DONALD R. STEELE /PA CERT RESIDENTIAL APPRAISER Name impact Property Dab Report Stoned 4/7/2008 Date R SIMed Stale Col don # RL003222L State PA State Cortillicallon # State or e License # state Or State Ucww # Stair Freddle Mac form 70 W93 PAM 2 UP 2 rarm more torn a ooa axf Form UA2 -'WInTOTAL' appraisal software by a Is mode, k. -1-SMA(AMODE UNIFORM RESIDENTIAL APPRAISAL REPORT MARKET DATA ANALYSIS to LAW than. tla pro(-) favotabb tiara, the ct DmDab, a plus (+} Ire t o 101 o made, Is wow: is made, thus kicreasinD the ttfes. a y CM s ad ? s s b a more vakra d 4, bl 9 a sign n compar" Is Woi 1% or less ded nkie d blect ITEM SUBJECT COMPARABLE NO. 4 COMPARABLE NO. 5 COMPARABLE NO. 6 509 WOODCREST DR Address MECHANICSBURG 1133 DRY POWDER CIRCLE MECHANICSBURG 1.5 MILES SW EVALUATION 387 500 115.57 qb Deb and/or INSPECTION 8 COURTHOUSE DATA BANK,MLS COURTHOUSE FJ(TERIOR VAUIE AD.BISIMEWS DESCRIPTON DESCRIPTION ; + - A4xt DESCRIPTION + - DESCRIPM ; + - Sabo or Hrrancing cooce"lors VA NONE NOTED DO of SaWnme 4/408 - 38 DOM SUBURBAWAVE SUBURBAWAVE; FEE SIMPLE FEE SIMPLE 0.36 ACRES 0.37 ACRE YAW AVERAGE AVERAGE TRADITIONAL TRADITIONAL Quality of Courtrucliorr BRICK/AVE BRICK/AVE 23 25 Carlow AVERAGE AVERAGE Above Grade T I :B Ebern Count 10 5 2.5 ft" UYI 3 083 So. R. Total ;Bdrms: Baths 9 4 2.5 3,180 . R : -1,940 Tobl :Bdrm : Baths . FL Total Bdrms: Ba . R Basement b Rrished FULL I== Below Grade 7596 FINISHED FULL T596 FINISHED AVERAGE AVERAGE FHAIHP FHA/CA B WINDS & DOOR! EQUAL otmexafw 2 AG 2 AG Porch, Patio, Deck, NONE Braplace(s), elc. 2 FRPUi STOV DECK/PATIO -2,000 FIREPLACE +3,000 Farc Pool, etc. NONE NONE MISC. Net Ad' Dotal) AcWed Sales Pi d C e + - -940 366.560 + - + - Dab, Rice and Data SEE Source for prior sales SUPPLEMENTAL wilhin year of appraisal ADDENDUM Cornmor b: THE ADDITIONAL SALE CO NONE IN OVER 12 MONTHS TAX RECORDS, MLS MES FROM THE MARKET AREA UT SETTLED ON 4/4 AFTER T E INSPECTION DATE AND IS INCLUDED HERE FOR ADDED SUPP ORT. THERE ARE SURRENTLY 3 ACTIVE LISTINGS THAT WOUL D BE COMPETING WITH THE SUBJECT AND THE SUBJECTS ESTI MATED VALUE IS WITHIN THE GROUP. THERE IS A LIMITED NUMBER OF RAW LAND SALES TO BOTAIN VALUE FROM. THE MAJORITY OF SALES ARE PACKAGED WITH NEW CONSTRUCTION. AN APRAISAL IS NO GUARANTEE ABOUT CONDITION. THE APPRAISAL INSPECTION IS A NON INVASIVE INSPECTION WHERE READILY OBSERVABLE CONDITIONS ARE REPORTED AND RECOMMENDATIONS MADE BASED ON THOSE RECOMENDATIONS. NO EVIDENCE WAS READILY OBSERVED TO LEAD THE APPRAISER TO CALL FOR ADDITIONAL INSPECTIONS. Market Data Maysb 6.93 Form UA2.(AQ - INKOTAV appraisal sobare by a la mods, Inc. - t-NO-AlAMOOE Subject Photo Page 509 WOODCREST DR SaleS Price EVALUATIC GLA 3,083 Total Rooms to Total Bedmis 5 Total Baft= 2.5 Subject Rear Subject Street Form PIC4z8.SR - WVInTOTAL' appraisal software by a la mode, Inc. -1-800-ALAMODE Subject Interior Subject Interior Form PIC4xBSI - WnTOTAV appraisal software by a la mode, kx. -1.800-ALAMODE Subject Interior Photo Page Subject Interior Photo Page Borrower IM N/A Pro Address 509WOODCRESTDR city MECHANICSBURG CWdY CUMBERLAND Stale PA ZIP Code 17050-8807 Lender CLIENT - PATTI MATLOCK Subject Interior 509 WOODCREST DR Sales Price EVALUATION G.LA. 3.083 TOL Rooms 10 TOL Bedrms, 5 TO.8arxms. 2.5 LOca*M SUBURBAWAVE View AVERAGE Site 0.38 ACRES DAIlly BRICK/AVE Age 23 Subject Interior Subject Interior Form PIC4x8.S1- *MnMTAV appraisal software by a la mode, Inc. -1-800•ALAMOOE Comparable Photo Page Borrower lent WA Pro Address 509WOODCRESTDR C MECHANICSBURG C CUMBERLAND Slate PA ZIP Code 17050-6807 Lender CLIENT - PATTI MATLOCK Comparable 1 3804 DORSET DR. AWditlily 1.0 MILE NE Sale Price 365,900 GLA 2,876 Total Roams 8 Total B96M 4 Total BdVM 2.5 Location SUBURBANIAVE View AVERAGE Site 0.37 ACRE Ouably BRIVNUAVE Age 19 Comparable 2 5254 DEERFIELD AVE. Prordmily 2 BLOCKS Sale Price 352,500 GLA 3,497 Total Rooms 10 Total Bedrms 5 Total Bathrms 3.5 Location SUBURBANIAVE view AVERAGE Site 0.37 ACRE Ouality BR/VNVAVE Age 37 Comparable 3 1202 MUSKET LANE ROM* 1.25 MILES W Sale Price 330,000 GLA 2,700 TOW Rooms 8 TOW Bedrms 4 Total B211M 2.5 Location SUBURBANIAVE View AVERAGE Site 0.32 ACRE Oudly BRIVNL/AVE Age 19 Form PIC4x6.CR -'WInTOTAV appraisal software by a la mode, Inc. -1-800-ALAMODE Comparable Photo Page Borrower Nett NIA Prop-" Address 50WOODCREST DR Cl MECHANICSBURG C0111111 CUMBERLAND State PA ZIP Code 17050-6807 Ladder CLIENT - PATtT MATLOCK Comparable 4 1133 DRY POWDER CIRCLE Prox to Subj. 1.5 MILES SW Sales Pdce 367,500 &L.A. 3,150 Tat. Rooms 9 TOL Bedrms. 4 ToL Bat=, 2.5 Location SUBURBAN/AVE View AVERAGE A 0.37 ACRE aunty BRICK/AVE Age 25 Comparable 5 Pmx to Subj. Sales Price G.L.A. ToL Rooms Tot. Badrms. Tot. Battmns. Location View Site Quality Age Comparable 6 Pmx to Subj. Sales Pdce G.LA Tot Rooms Tot Bedns. TOL Babms. Location view Site Qualty Age Forth PIC4x8.CR - *MnTOTAU appraisal software by a la mode, Inc. - I.800•ALAMODE Building Sketch BO Clert N/A Properly Address 5D9 WOODCREST DR C MECHANICSBURG C CUMBERLAND State PA 3 Code 17050-8807 Lender CLIENT - PATT1 MATLOCK MEASUREMENTS ARE FROM THE EXTERIOR AS GLA IS DEFINED. INTERIOR PARTITION WALLS ARE FOR ILLUSTRATIVE PURPOSES ONLY. 23.8 d I GARAGE e.n 4 r4.. w» Comments: 1e.a jb?14 rBm s 100,1 e 14.01 N 13.01 f DIVING BEDROOM OFFICE KITCHEN J1LAUN FAMLY GROOM 41.01 U 41.0. BATH BED, BEDROOM BATH BEDROOM BEDROOM 41.01 AREA CALCULATIONS SUMMARY Cobs.: Da audon .. , *t a- NN.T>al/e.:: GLA1 Bret Moor 1750.8 1150.8 GL82 Second Floor 1332.5 1332.3 888" eaeewent 1506.8 1506.8 GAR Garage 540.3 540:5 Net LIVABLE Area (Rounded) 3083 41.0. LIVING AREA BREAKDOWN - ;.Br!*d0wvi BubloWs rirst Floor 2.0 x 32.0 64.0 10.0 x 18.0 180.0 32.5 x 41.0 1332.5 8.5 x 20.5 174.3 Second Floor 32.5 x 41.0 1332.5 5Items (Rounded) 3083 40N OFFICE 4AGE GAME ROOM TLITY h f? DEN e.s Br a Pellet S e N Form SKT.BIdSkl - VinTOTAL' appraisal software by a la mode, Inc. -1-8D0-ALAMODE Location Man borrower *II N/A Address 509 WOODCREST DR MECHANICSBURG CM* CUMBERLAND Sta18 PA Code 17050-6807 .ply Lender CLIENT - PATTIMATLOCK uio 1 AN%,r, rust KrYURTED TO THE NEAREST 0.25 MILE BASED ON APPROXIMATE SITING OF THE SUBJECT AND SALES, DONE, LINE (AS THE CROW FLIES) AND AS DETERMINED BY THE APPRAISER'S MAPPING SOFTWARE. Form MARLOC - VmTOTAL• appraisal sollware by a la mode, Inc. -1-800-ALAMODE MULTI-PURPOSE SUPPLEMENTAL ADDENDUM FOR FEDERALLY RELATED TRANSACTIONS Dugan Appraisal Services (717) 791.30 Borrower/CIN WA Address 509 WOODCRESTDR C MECHANICSBURG County CUMBERLAND State PA ZIP C060 17050-6807 LM W CLIENT - PATTI MATLOCK This MW PMpose Supplemental Addendum for Fft* Related Transactions was designed to provide the appraiser with a convenient way to comply with the currant appraisal standards and requirements of the Federal DeposR insurance Cerporation (FDIC), the Office of the Comptroler of Currency (OCC), The Office of Thrift Supervision (OTS), the Resolution Trust Corporation (RTC), and the federal Reserve. phis Multi-Purpose Supplemontsil Addendum Is for ass with only appraisal. Only those statements wNele have been chocked by the approlsor apply to the properly being appraised. ? PURPOSE & FUNCTION OF APPRAISAL The propose at the appraisal Is to estimate the market value of the subject property as defined herelrn. The function of the appraisal Is to assist fie above-earned Lender M evakm*V the subject properly for lending purposes. This Is a federally mM transaclon. ® EXTENT OF APPRAISAL PROCESS ® Tfa appraisal Is based on the hformalom galnMed by the appraiser from public records, other Idenlfled sources, Inspection of the subject property and neighborhood, and selection of comparable sales within the subject market area. The original source of ft comparabies is shown in to Data Source section of Ile market gdd along with the source of cordbmatim, I available. The original source Is presented first. The sources and data are considered reliable. Whm conflicting Infa nalon was provided, la sauce deemed most reliable has been used. Data beloved to be unreliable was not Included in the report nor used as a basis for the value conclusion. ® The Reproduction Cost Is based on MARSHAL & SWIFT HANDBOOK supple nMded by the appraiser's knowledge of the local market. ® Physical depreciation is based on is estimated effective age of the subject property. Functional and/or exlerrlal depredation, I present, Is speclkafy addressed le this extalsal report or other addenda. In estimalleg le she value, the appraiser has reled on personal knowledge of the local market. This knowledge Is based on prior and/or current analysis of site sales and/or abstraction of site valm from sales of krgmved properties. ® The subject property Is located in an area of primarily owner-occupied single family residences and the Income Approach is not considered to be rneankgful. For this reason, the Income Approach was not used. ? The Estimated Markel Red and Gross Rend Multiplier utilized in the Income Approach are based on the appraiser's knowledge of the subject market area. The rental knowledge Is based on prior and/or current rental rate surreys of residential properties. The Gross Red Multiplier is based on prior and/or curved analysis of prices and market rates for residential properties. ? For income producing properties, actual rents, vacancies and expenses have been reported and analyzed. They have been used to project future tents, vacancies and expenses. ® SUBJECT PROPERTY OFFERING INFORMATION According to MULTIPLE LISTING SERVICE the subject popsy: ® has not been uttered for sale in the past: ? 30 days ? 1 year ® 3 years. ? is ciirm* offered for sale for $ ? was far sale within the past: ? 30 days ? 1 year ? 3 years for i ? Offering information was consid in the final reconciliation of value. ? Dlerft herniation was noLGpOsldOmd in the final reconciliation of value. ? Offefkp Information was not available. The reasons for unavallabily and the steps I*m by the appraiser are Mop med later in this addendum. ® SALES HISTORY OF SUBJECT PROPERTY Accadlp to CUMBERLAND COUNTY TAX RECORDS / MULTI LIST the subject property: ® Has rat ? in the past twelve months. ? in the past Nkly-six mortla. ® in the past 5 years. ? HasIpgSlermd ? in the past twelve months. ? in the past tiidy-six mon ihs. ? in the past 5 years. ? AI prior sales which have attuned in the past are listed below and reconciled to the appraised vaka, eilar in the body of the report or In the addenda. Sato sales Prow aocaarat Ar sollor Buyer ® FEMA FLOOD HAZARD DATA ® Subject property is not boated In a FM Special Rood Hazard Area. ? Subject property &jocatad in a FDAA Special Flood Hazard Area. Zoos PEMA Map/Panel * Map gate heat of CaMrwaltr X 4203600010C 115119% HAMPDEN TOWNSHIP ? The community dfms.n ere in the Natkul Rood Insurance Program. ? The community does gariciot in the National Rood kaurance Program. ? fi Is covered by a fag k program. ? I Is covered by an milina program. Pais 1 Of 2 Form MPA3 -"WInTOTAL' appraisal software by a Is mode, Inc. -1-800-ALAMODE ? CURRENT SALES CONTRACT ? The sob)ect property is cumm* not under contract. ? The contract sndlor escrow Instructions were not available for review. The unavailability of its contract is avlained later Intl* addenda section ? The contract andlor escrow lrahuctions were.»»iewot• The following summarizes the contract Centraot Date Amendevent elate Ceatraat Price seller ? The contract Indicated that personal property was not inched In the sale. ? The contract indicated that personal property was lam. it consisted of Estirtated contributory vale is S ? Personal property was not Included in the final value edmale ? Personal property was Included In the final value estimate. ? The contract Indicated no finaWN concessions or other naenthves. ? The contract indicated or Incentives: ? ti concessions or kff&es exist, the comparabtes were checked for similar concessions and appropriate adjustrie is were made, 0 applicable, so that the final value conclusion le in coo quanta with to Market Vakre defined hersIn. ® MARKET OVERVIEW InrJudsanexplendlondwnedmarket eondtilonewhdtrwndL 2.4 mantes is considered a reasonable madreft period for the subject property based on MARKET DATA IN THE SUBJECTS MARKET AREA. ® ADDITIONAL CERTIFICATION The Appraiser certifies and agrees that (1) The analyses, opinions and conclusions were developed, and this report was prepared, in coriorniy with its Uniform Standards of Professional Appraisal Practice M)SPAPI, except that the Deparbre Provision of the tISPAP does not apply. (2) Their compensation Is not corfted upon its reporting of predetermined value or direction In value that favors the cause of the client, the amount of the value estimate, its attainment of a sdpuleted result, or its occurrence of a subsequent event. (3) This appraisal assignment was not based on a requested n *r nn valuation, a specific valuation, or the approval of a loan ® ADDITIONAL (ENVIRONMENTAL) LIMITING CONDITIONS The value estimated is based on to assumption that the property is not negatively affected by the mdstence of hazardous substances or dalrfinertal environmental conditions unless otherwise stated in this report. The appraiser is not an expert in the identification of hazardous substances or detrimental environmental conditions. The appraiser's routine inspection of and inquiries about the subject property did riot develop any information that indicated any apparent significant hazardous substances or detrimental environmental conditions which would affect the property negatively unless otherwise stated in sus report. it is possible that tests and inspections made by a qualified hazardous substance and erwhroxrerdal expert would reveal the existence of hazardous substances or detrimental environmental conditions on or around the property that would negatively affect its value. ® ADDITIONAL COMMENTS PHOTOS ARE DIGITAL. THE PHOTOS HAVE NOT BEEN ALTERED EXCEPT FOR BRIGHTNESS AND CONTRAST FOR CLARITY. THE SIGNATURE IS ALSO DIGffAL AND IS PASSWORD PROTECTED AS REQUIRED UNDER USPAP. THE PURPOSE OF THIS REPORT IS TO ESTIMATE VALUE OF THE SUBJECT AT INSPECTION FOR A LEGAL PROCEEDING AND NO OTHER. & LICENSWCERTIFICATION ® APPRAISER'S SIGNATURE ` Appraisers Signature Effective Date 3/3woo8 Dab Prepared 417@008 Apprdser's dame (print) DONALD R. STEELE Phone # 717-781-3533 State PA ? License ® Cer 0211 n # RL003222L Tan I)# 18&s4-3126 ? CO-SIGNING APPRAISER'S CERTIFICATION ? The co-signing appraiser the subject properly, both Ytside and out, and has made an exlerio, Inspection of al compuable sales fisted In the report. The report was prepared by the appraiser under (Brett supervision of the co-signtng appraiser. The co-W ft appraiser accepts responsibllNy for the conterds of the report Including the value conclusions and the krdtIng conditions, and confirms that the caAMkatians apply fully to the co-sig t appraiser. ? The co-signing appraiser has not personally lMcM the Interior of the subject property and: ? batig{ti )? the vierlor of this subject property and ati comparable sales hied in the report. ? hisbSplCted its exterior of the subject properly and all compaiable sales listed In to report. ? The report was prepared by the appralser under died supervision of the co-algnbg apps w, The co-sigdrp apprdaer ace" retpontNlay for the contents of to repoR, knckh(Brtg the vaks conclusions and to knifing conditions, and confirms to the certifications apply buy, to to co-sipniq appraiser with the exception of the certification regarft physical inspecions. The above describes the Wd of inspection performed by the co-sighing appraiser. ? The co-sOft appraiser's level of inspection, Invokemart in the appraisal process and certification are covered eleewiere In the addenda section of tins appraisal. ? CO-SIGNING APPRAISER'S SIGNATURE & LICENSE/CERTIFICATION Co-S nl Signabre Effect" Date Date Prepared s co-Sill Appraiser's Name (pdrd) Phone # State ? Lkense Cerefieaeon # Tax D # Page 2 of 2 Form MPA3 -'WInTOTAL' appraisal sofhvare by a la mode, Inc. -1-800-ALAMODE DEFINITION OF MARKET VALUE: The most probable price which a property should bdng in a compe68ve and open mariret under all conditions reguishe to a fair sale, the buyer and safer, each acting prudently, knowledgeably and assuming to price is not affected by undue stimulus. Implicit in this definition is de conRamdnalim of a sale as d a specNW dale and the passing of 0 from sder to buyer under conditions whereby: (1) buyer and seller am typically motivated; (2) both parties are well Informed or well advised, and each acting in what he considers his own best Interest; (3) a reasonable time is allowed for apm in the open market; (4) payment is made in terms of cash in U.S. dollars or In terms of fnandal arrangements comparable thereto; and 0) the price represents to normal consideration for the property sold unaffected by special or creative financing or sales concessions' granted by anyone associated with the sale. ' AdMimads to the cortparabbs must be made to special or creative financing or sales concessions. No adjustments are necessary for those costs which are oormaly paid by sellers as a result of tradition or law in a market area; these costs are madly Identifiable since the seller pays One costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing Nuns offered by a third party Institutional lender that is not *a* kwived in the property or transaction. Any adjustment sh o ukl not be calculated on a mechanical dollar for dollar cost d the financing or concession but the dollar amount of any ad)usbne t should approximab the mnkat's reaction to to financing or concessions based on to appralser's Judgement. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appralWs certification that appears In the appraisal report is subject to the following conditors: 1. The appraiser will not be responsible for maters of a legal nature that affect eflfer to property being appraised or the rite to ill. The appraiser assumes that tie titlo is good and marketable and, therefore, will not render any opinions about the title. The properly Is appraised on the basis of t being under responsible 2. The appraiser has provided a sketch in the appraisal report to show Wr dmab dimensions of the krprovensrds and the sketch is included only to assist tie reader d tie report M visuaifzhg to property and understanding the appraiser's determination of its size. 3. The appraiser has emanired the available flood maps that are provided by the Federal Emergency Managerrent Agency (or other data sources) and has noted in the appraisal repot whether to subject silo is located in an Identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, expmss or Implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These separate valuations of to land and improvements must rat be used in conjunction with any other appraisal and are invalid 9 they am so used. 6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciator, the presence (if hazardous wastes, We substances, *j observed during ft Inspection of is subject properly or that he or she became aware at during the normal msearch involved in pedormirg the appraisal Unless otherwise staled in tie appraisal report, the appraiser fens no knowledge of any hidden or urepparant conditions of the property or adverse arwimnmenbl condtlors (louring the presence of hmtdous wastes, We substances, etc.) that would make to property an of less valuable, and has assumed tat them am no such corditom and makes w guarantees or wararda, repress or implied, regarding tte condition of the prop". The appraise will not be msporsible for any such conditions 00 do ads! or for arty engineering or testing tied might be required to discover whether such condilim aft Because tine appraiser is not an mpert in the tlekl of environmental hazards, the appraisal repot rust not be considered as an envirordnadal assessment Of the property. 7. The appraiser obfairad the information, estimates, and opinions that were opessed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such Items that were famished by offer parties. 8. The appraiser will not disclose the contenis of the apprisal report except as provided for in to Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conckslon for an appraisal tat is sub)ect to satisfactory completion, repairs, or aleratos on to assumption tat comWdon of the imprnvennaas will be performed In a workmanlike manner. 10. The appraiser nest provide his or her prior written cased before the lender/died specified in the appraisal report can distribute to appraisal report (Inccledhhg condusim about the property value, the appraiser's Identity and professional designations, and references to any professional appraisal organizations or tla firm with which the appraiser Is associated) to anyons other Ban to tartovrer; the mortgagee or Its successors and assigns; to mortgage insure consultants, professional appraisal organizations; any stab or federally approved fi anclal instlbtlor, or any departmerl, agency, or Instrumentality of the Unled Slates or any state or aim District at Columbia; except ft is lender/client may distribute tie property description section of to report only to data collection or reporting service(s) wiled having to obtain the appraiser's prior written consent. The appraiser's written consent and approval mast also be obtabad before to appraisal can be conveyed by anyone to the pubic through advertising, pudic relations, news, sales, or other media. Freddie Mac Form 439 693 Page 1 of 2 Fannie Mae Form 10048 693 Dugan Appraisal Services (717) 791-3533 Form ACR - WnTOW appraisal software by a la mode, inc. -1-806ALAM0DE APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that 1. 1 have researched the subject market area and have selected a minihaan of tree recent sales of properties most similar and pnndr ate to the subject property for consideration in the sales comparlson analysis and have made a dollar adjustment when appropdab to refbd the market reaction to those Harris of significant vadalon 0 a significant item in a comparable property is supebr to, or more tevereble than, the subject property, 1 have made a nega8ve adjustment to reduce the adjusted sales price of to comparabb and, H a slokart kern In a comparable property is Warior to, or less favorable don the subject property, I have made a positive adjhhstmeni to increase the adjusted sales price of the comparable. 2. I here taken Into consideration to factors that have an Impact on value In I y development of the estimate of market vake In the appraisal report. I have not knowingly will* any significant Information from to appraisal report and I beteve, to the best of my knowledge, tat all statements and information In the appraisal report are true and correct. 3. 1 stated In tie appraisal report any my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent and lrniting conditions specified in this form. 4. 1 have no present or prospective interest in the property the is the subject to this report, and I have no Mod or prospective personal Inhered or bias with respect to the parHcipahds In the transaction. I did not base, alter pub* or completely, my analysis rdor the estimate of market value In the appraisal report on the race, cola, religion, sea', handicap, fam0al status, or national origin of diver the prospective owners or occupants of the subject property or of the present owners or occrpards of the properties in to vicinity of the subject properly. 5. 1 have no present or conbmplaled Mn hind in to subject property, and nefCar my anent or Mn employment nor my compensation for periorniug this appraisal is contingent on the appraised vale of to property. 6. 1 was not required to repeal a predetermined rake or direction it vale tat favors to cause at tie client or any related parry, to anhount of the vake estimate, the ataiment d a specific result, or the occurrence et a subsequent event in order to receive ny compensation and/or employment for polorming the appraisal. I did not base the appraisal report on a requested minimum valuation, a specific vakaton, or the reed to approve a specific mortgage loan. 7. 1 performed this appraisal in corhlarrtty with the Uniform Standards of Professional Appraisal Practice that were adopted and praatgated by the Appraisal Standards Board of The Appraisal Fou dalon and tat were in place as of the effective dab of this appralsal, with the meptim of the departure provision of those Standards, which doe not apply. I acknowledge tat an aslmale of a reasonable true for exposure in the open marled Is a condition in to definition of market value and to estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation section. 8. 1 have personally inspected the Interior and eterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report. I hurler certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for One adverse conditions in my analysis of the property value to the extent that I had market evidence to support them I have also commented about the effect of the adverse conditions on tie marketability of the subject property. 9. 1 personalty prepared all conclusions and opinions about the real estate that were set forth in the appraisal report H I relied on significard professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, 1 have named such individual(s) and disclosed the specific tasks performed by them in the reconciliation section nt this appraisal report. I certity that any individual so named Is qualified to perform the tasks. I have net authorized anyone to make a charge to any item in the report therefore, fi an unauthorized change is made to the appraisal report, I will take no responsibility for H. THE SCOPE OF WORK IS THE STANDARD FOR A RESIDENTIAL APPRAISAL. THE SUBJECT WAS INSPECTED BOTH ON THE INTERIOR AND EXTERIOR FOR CONDITION AND MARKETABILITY. SALES WERE REVIEWED IN THE MARKET AND THE BEST AND MOST SUITABLE SIMILAR SALES WERE SELECTED AND INSPECTED ON THE EXTERIOR. ALL DATA WAS FROM PERSONAL INSPECT, MULTI LIST PRINT AND FROM PUBLIC RECORDS. THE SOURCE DEEMED MOST RELIABLE WAS USED. SUPERVISORY APPRAISER'S CERTIFICATION: t a supervisory appraiser signed to appraisal report, he or she certifies and agrees tat I directly supervise to appraise' who prepared the appraisal report have reviewed the appraisal report, agree with the statements and condusbrs of to appraiser, agree to be band by the appraiser's ceANicatlens numbered 4 trough 7 We, and am taking full responsibility, ffor to appraisal and the appraisal report ADDRESS OF PROPERTY APPRAISED: 509 WOODCREST DR. MECHANICSBURG, PA 17050-8807 APPRAISER: Name: DONALD R. STEELE Dale Signed: 41712008 Stab Certification #: RLD03222L or Stab License A State: PA Expiration Data of Ceftifita0m or License: &3WW9 SUPERVISORY APPRAISER (only If required): Signature: Name: Dab Billed: State cerlifficallon #: or State License ilk. State: Expiration Dab of Certification or License: ? Did ? Did Not Inspect Property Freddie Mac Form 439 6.93 Page 2 of 2 Fannie Mae Form 10048 693 Form ACR - VinTOTAL' appraisal software by a Is mode, Inc. -1.800-ALAMOOE Aii Conrad Siegel A C T U A R I E S The Employee Benefits Company Conrad M. Siegel, F.SA. 501 Corporate Circle • P.O. Box 5900 • Harrisburg, PA 17110-0900 Phone (717) 652-5633 Fax (717) 540-9106 www.conradsiegel.com Harry M. Leister, Jr., F.S.A. June 23, 2008 Ctyde E. Gingrich, F.S.A. Robert J. Dolan, A.SA. Kristin R. Reinhold, Esq. David F. Stirling, A.S.A. Silliker & Reinhold Robert J. Mrazik, F.S.A. 5922 Linglestown Road Harrisburg, PA 17112 David H. Killick, F.S.A. Jeffrey S. Myers, F.S.A. Re: Patti L. Matlock v. Mark A. Matlock Thomas L Zimmerman, F.S.A. Dear Ms. Reinhold: Glenn A. Hater, F.S.A. You requested that I calculate the marital portion of the present value of benefits Kevin A. Erb, F.S.A. earned by Patti L. Matlock and Mark A. Matlock under the State Employees' Frank S. Rhodes, F.S.A., A.C.A.S. Retirement System, and by Patti Matlock under the Pinnacle Health System Pension Plan. Holly A. Ross, F.S.A. Janel M. Leymeister, CEBS MARK A. MATLOCK Mark A. Bonsall, F.S.A. This report is based upon the following information concerning Mr. Matlock: John W. Jeffrey, F.S.A. 1. Date of birth - October 26, 1951. Denise M. Polin, F.S.A. Thomas W. Reese, A.S.A. 2. Date married - June 17, 1978. Jonathan D. Cramer, F.S.A. 3. Date separated - August 4, 2007. John D. Vargo, F.S.A. 4. Information provided by the State Employees' Retirement System as Robert M. Glus, F.S.A. follows: Bruce A. Senft, CEBS a. Final average salary - $94,153 as of August 4, 2007. Laura V. Hess, F.S.A. b. Accumulated contributions plus interest - $142,474 as of August 4 Vicki L Delligalli , 2007. J. Scott Gehman, CEBS William J. Shipley, A.S.A. c. Years of service - 33.77 (Class AA-60) as of December 31, 2006. Adding 0.59 years of service from December 31, 2006, to August 4, Joshua R. Mayhue, A.S.A. 2007, provides for 34.36 years of service as of August 4, 2007. Charles A. Eberlin, E.A. d. Normal retirement date - March 22, 2008 (attained). Abigail S. Fortino, A.S.A. Currently, Mr. Matlock is 57 years of age (age nearest birthday). EXHIBIT Conrad Siegel A C T U A R I E S Kristin R. Reinhold, Esq. June 23, 2008 Page 2 The State Employees' Retirement System is a defined benefit pension plan. The figure that is marital property for divorce purposes for a defined benefit pension plan is the present value of the pension earned during the marriage. The pension benefit provided upon retirement is based upon the final three-year average salary and the years of service. Mr. Matlock has attained his normal retirement age since he now has over 35 years of service. You requested that I value all of the pensions as of the respective normal retirement ages at which the pensions are payable on an unreduced basis. The following table shows the pension benefit earned as of August 4, 2007, the present value of such benefit for retirement at age 57, the coverture fraction and the present value of the pension earned during the marriage: Pension Retirement Benefit Present Value Present Value Coverture Pension Earned Pension Benefit Fraction During Marriage Age 57 Maximum single life annuity of $6,740 Refund of contributions plus interest & maximum single life annuity of $5,930 $1,047,943 0.848 $888,656 $1,068,246 0.848 $905,873 The accrued pension benefit was calculated using the data stated above and the SERS benefit formula of 2.5% x years of service x final average salary (2.5% x 34.36 x $94,153 x 1/12 = $6,740 MSLA). The second line shows the present value if Mr. Matlock were to elect a full refund of his accumulated contributions. The refund of contributions is included in the present value figures. The pension benefit earned as of August 4, 2007, takes into account 5.23 years of service before the date of marriage. Therefore, it is necessary to multiply the present value of the pension benefit by a coverture fraction in order to obtain the present value of the pension earned during the marriage. The numerator of the coverture fraction is 29.13 (the years of service from the date of marriage to the date of separation) and the denominator is 34.36 (the years of service with SERS as of December 31, 2007). Thus, the coverture fraction is 0.848 (29.13 divided by 34.36). PATTI L. MATLOCK This report is based upon the following information concerning Ms. Matlock: Conrad Siegel A C T U A R I E S Kristin R. Reinhold, Esq. June 23, 2008 Page 3 1. Date of birth - September 25, 1952. 2. Date married - June 17, 1978. 3. Date separated - August 4, 2007. 4. Information provided by the State Employees' Retirement System as follows: a. Final average salary - $47,436 as of November 26, 2007. b. Accumulated contributions plus interest - $16,727 as of November 26, 2007. c. Years of service - 9.37 (Class AA-60) as of December 31, 2006. Adding 0.90 years of service from December 31, 2006, until November 26, 2007, provides for 10.27 years of service as of November 26, 2007. d. Service purchase debt - $2,793 as of December 31, 2006. e. Normal retirement date - September 25, 2012 (age 60). 5. The service purchase debt mentioned in 4(d) above relates to the fact that Ms. Matlock worked for the State from September 9, 1974, until November 1978. When she terminated employment then, she received a refund of her own contributions with interest since she was not vested. Upon her return to employment about six years ago, she opted to purchase her prior service from the 1970's by placing an actuarial debt on her retirement account. What this means is that her service period in the 1970's will count for purposes of calculating her retirement pension once she retires. However, SERS will make an actuarial reduction to her pension to reflect the cost of buying back her prior service period. Ms. Matlock has not paid any amounts to SERS to purchase her prior service. She will pay for the service purchase via an actuarial reduction to her retirement pension to be paid over her post-employment lifetime. 6. Information concerning Ms. Matlock's coverage under the Pinnacle Health System Pension Plan: a. Accrued monthly pension payable at age 65 (normal retirement age) is $541.30 payable as a single life annuity. b. Ms. Matlock worked for Pinnacle from March 23, 1981, until October 10, 2001. The entire service period with Pinnacle was during the marriage. Currently, Ms. Matlock is 56 years of age (age nearest birthday). Conrad Siegel A C T U A R I E S Kristin R. Reinhold, Esq. June 23, 2008 Page 4 SERS The State Employees' Retirement System is a defined benefit pension plan. The figure that is marital property for divorce purposes for a defined benefit pension plan is the present value of the pension earned during the marriage. The pension benefit provided upon retirement is based upon the final three-year average salary and the years of service. The normal retirement age for Ms. Matlock is age 60. That is the age at which she may receive unreduced retirement benefits. The following table shows the pension benefit earned as of November 26, 2007, the present value of such benefit for retirement at age 60, the coverture fraction and the present value of the pension earned during the marriage: Pension Retirement Benefit Present Value Coverture Pension Benefit Fraction Present Value Pension Earned During Marriage Age 60 Maximum single life annuity of $995 Refund of contributions plus interest & maximum single life annuity of $878 $125,523 0.603 $126,705 0.603 $75,690 $76,403 The accrued pension benefit was calculated using the data stated above and the SERS benefit formula of 2.5% x years of service x final average salary (2.5% x 10.27 x $47,436 x 1/12 = $1,015 MSLA). The MSLA was further reduced to $995 to reflect the value of the service purchase debt, which accumulates at an annual interest rate of 4.0%. The second line shows the present value if Ms. Matlock were to elect a full refund of her accumulated contributions. The refund of contributions is included in the present value figures. The pension benefit earned as of November 26, 2007, takes into account 3.77 years of service from September 9, 1974, until June 17, 1978 (pre-marital service) and 0.31 years of service after the date of separation. Therefore, it is necessary to multiply the present value of the pension benefit by a coverture fraction in order to obtain the present value of the pension earned during the marriage. The numerator of the coverture fraction is 6.19 (the years of service performed during the marriage) and the denominator is 10.27 (the years of service with SERS as of November 26, 2007). Thus, the coverture fraction is 0.603 (6.19 divided by 10.27). Conrad Siegel A C T U A R I E S Kristin R. Reinhold, Esq. June 23, 2008 Page 5 PINNACLE The Pinnacle Health System Pension Plan is also a defined benefit pension plan. The normal retirement age under the plan is age 65. As previously indicated, Ms. Matlock has earned a monthly pension of $541.30 payable at age 65 on a single life annuity basis. The pension was earned entirely during the marriage. Therefore, there is no coverture fraction that must be applied to determine the present value of the pension earned during the marriage. The present value of $541.30 per month payable at age 65 to a female currently age 56 is $46,317. The present value calculations are based upon the assumptions promulgated by the Pension Benefit Guaranty Corporation for annuity valuations except that mortality was not taken into account prior to the commencement of the SERS pensions. The interest rate is 5.68% per year for 20 years followed by 4.75% per year. The mortality is in accordance with the sex-distinct 1994 Group Annuity Mortality Basic Table with mortality improvement projected to 2018 using Projection Scale AA. In my opinion, the assumptions promulgated by the Pension Benefit Guaranty Corporation for annuity valuations are appropriate for the purpose of determining the present values. With best regards, Yours sincerely, ?? 0- P"' Jonathan D. Cramer, F.S.A. Consulting Actuary JDC:kad Display Time Quotas n / 08/04/2007 t All types C Annual leave Dis la p y Time accounts Leave balance Deductible to Entitlement Used Annual leave 12/31/9999 1,047.39 662.53 Annual Leave - Actual 12/31/9999 302.36 0.00 Sick leave 12/31/9999 1,414.75 331.00 Sick Leave - Actual 1213119999 1,042.50 0.00 Holiday Leave 12/3112007 82.50 37.50 Personal leave 01/04/2008 30.00 17.50 Personal Leave - Actual 01/0412008 5.00 0.00 Pd Mil Orig 15 01/04/2008 112.50 0.00 C?J ir /,r, / k- b/c 7 L 1<_Cj is 3 a, 3( lnrs Annuc,? ?5a45a1rr 5, <is-'q r 95 S C- Y-1- EXHIBIT (6 https://www.myworkplace. state.pa.us:448/scripts/wgate/pz09334712e4/-flNOYXRIPTIwN... 7/10/2008 Page lof I Planned + approved Available balance Unit 164.00 220.86 Hour 0.00 302.36 Hour: 56.00 1,027.75 Hour. 0.00 1,042.50 Hour; 45.00 0.0 Hour: 12.50 0.00 Hour: 0.00 5.00 Hour: 0.00 112.50 Hour, I.,4 Disp,'ay Time Quotas i Quit Help Display Time Quotas ) All types (1 Annual leave Time accounts Leave balance Annual leave Annual Leave - Actual Sick leave Sick Leave - Actual Holiday Leave Personal leave Personal Leave - Actual Pd Mil Orig 15 Display as of 08/04/2007 I Display Page 1 of 1 Deductible to Entitlement Used Planned + approved Available balance Unit 12131/9999 522.60 416.75 122.25 16.40- Hour 12/3119999 58.22 0.00 0.00 Hour 12/31/9999 440.27 268.25 68.00 104.02...- Hour 12/31/9999 130.77 0.00 0.00 130.77 Hour 12/31/2007 82.50 37.50 45.00 0.00 Hour 01/04/2008 30.00 11.50 17.00 1.50 Hour 01/04/2008 11.00 0.00 0.00 11.00 Hour 01/04/2008 112.50 0.00 0.00 112.50 Hour 5,j a;L hcs -- 41",OC?,? 7 ??? . as EXHIBIT 7. https://www.myworkplace.state.pa.us:448/scripts/wgate/Pz0933470d35/-flNOYXRIPTM5.. 7/10/2008 Kelley Blue Book - Trade-In Pricing Report - Nissan, Maxima - Official Kelley Blue Boo... Page 1 of 4 TEDRMURa She Home > Used Cars > Sedans > NBok is > Maxima > 2003 > SE Sedan 40 2003 Nissan Maxima SE Sedan 4D Trade-In Value _..,. - Private Party Value BLUE BOOK TRADE-!N VALUE Suggested Retail Value o, Photo Gallery Condition.._,: Value Compare Vehicles NEUA Blue Book Review Excellent $6,875 Consumer Ratings Good $6,270 Find Your Next Car Fair $5,255 Specifications More Photos Shopping Tools M Free CARFAX Record Check Auto Loan from 5.44% APR Compare Insurance Rates Payment Calculator Find a Dealer LIST YOUR CAR FOR SALE Special Package Offer! I'll., 11.11 For one low price you X1.1 ? can reach millions of used car shoppers. Learn more now BUY A USED CAR on Blue Book Classifieds'" Nissan Maxima 30 Miles or less 11E Al 1 E r Price New Cars Local Listings: i• View Nissan Maxima r Search all Classifieds in 17050 Search Used Cars EX•?H• i• R rI @I http : //www. kbb. comlKBB/UsedCars1pricingReport. aspx? WebCategoryId=3 8 &Yearld=200... 9/9/2008 Home New Cars Used Cars Research & Explore News & Reviews Classifieds Loans & In: Used Car Prices I Classifieds I Certified Pre-Owned I Compare Vehicles I Perfect Car Finder I Most Researched Vehicles Welcome Back I My KBB ZIP Code 170501 Change Recently Viewed Kelley Blue Book - Trade-In Pricing Report - Nissan, Maxima - Official Kelley Blue Boo... Page 2 of 4 ZIP Code 17050 To View Ads, Click 4.6 out of 5 FIND TNT RIGHT CAR Similar New Vehicles Compare Used vs. New 2009 Nissan Maxima $5,000 to $10,0 0,050 Photos Both New and Used - Pricin Sedan To View List, Click fIEW ANOTHER VEHICLE I Select Year... Select Make... Select Model... Or Search by Category Or Change ZIP Code Change Equipment Vehicle Highlights Optional Traction Control Air Conditioning Cruise Control Power Steering AM/FM Stereo Power Windows Cassette Power Door Locks Single Compact Disc Tilt Wheel Dual Front Air Bags Mileage: 90,914 Engine: V6 3.5 Liter Transmission: Automatic Drivetrain: FWD Selected Equi pment Standard Review this Vehicle More Results ABS (4-Wheel) Power Seat Rear Spoiler Alloy Wheels Sun Roof Blue Book Trade-In Value Trade-in Value is what consumers can expect to receive from a dealer for a trade-in vehicle assuming an accurate appraisal of condition. This value will likely be less than the Private Party Value because the reselling dealer incurs the cost of safety inspections, reconditioning and other costs of doing business. http : //www.kbb. comlKB B/UsedCarsIPricingReport. aspx? WebCategoryId=3 8 &Yearld=200... 9/9/2008 1998 Nissan Patbfinder - Trade In Value, blue book value - Official Ke... http://www.kbb.com/KBB/UsedCars/PricingReport.aspx?WebCategor... as to neey Bloe Book K THE TRUSTED RESOURCE E advertisement T Hi! St>utinp at Asahawni - { Nissan-,, IM, (4*V $2?,21 Pathfinder Home New Cars Used Cars Research & Explore News k Reviews Ready To Buy Classifleds Loans & Insurant Used Car Prices I Search Used Car Listings I Certified Pre-Owned I Compare Vehicles I Perfect Car Finder I Most Researched Vehicles I CARE welcome Bads I Sign In I Create Account I My KBB ZIP Code, 17050 Recently Viewed You Might Also L t14Q1l > Used Cars > 51L > Nissan > Pathfinder > I > SE Sport Utft 4D ' 1998 Nissan PathfinderSE Sport Utility 4D t Trade-In Value Private Party BLUE BQQeADE-IN VALUE <uwwrs T H) i Suggested Retail Value s Photo Gallery Condition iw"orZ Tq,a- Value Compare Vehicles -wr Review Excellent $3,600 Consumer Ratings Good $3,250 Find Your Next Car Fair Specifications $2,675 More Photos r q Shopping Tools Price New Cars t/STEP* • Free CARFAX Record Check Auto Loan from 5.44% APR Local Listings: Compare Insurance Rates - -- Payment Calculator p View Nissan Pathfinder Find a Dealer Search al Classifieds in 17050 Average Consumer Rating (273 Reviews) Read Reviews (At E LIST YOUR FOR SALE SpecialPacks" Offerl ' ** 4.6 out of 3 Review this Vehicle t?? ) For one low price you I can reach mMbns of Similar New Vehicles used car shoppers. 2009 Nissan Pathfbder Learn more now _ Photos Review B11Y A USED (AR Pricina More Results on ako Book Ciassllllwb ' Nissan ?- - -- - - - Vehicle Highlights Pathfinder ?- 30 MNes or less j MNage: 100,000 Engh?a: V6 3.3 LRer ZIP Code 17050 Tra smisslon: Automatic - - -- Drhfetraln: 4WD To View Ada, CEdc I . - - .- ,.?z . a ?rww weauarae: -. - -.. FIND THE RIGHT CAR Selected Equipmen EXHIBIT go Equipment 1 of 4 1/7/2009 4:00 PM 1998 Nissan Pathfinder - Trade 1n. Value, blue book value - Official Ke... http://www.kbb.com/KBB/UsedCars/PricingReporLaspx?WebCategor.. Compare Used vs. New Standard Under $5,000 _ Air Conditioning Power Steering Cruise Control Roof Rack AM/FM Stereo Privacy Glass Both New and Used' Power Windows Single Compact Disc Alloy Wheels C SUV -._?_; Power Door Locks Tit Wheel Dual Front Air Bags ABS (4-Wheel) To View List, Click VIEW ANOTHER YENKLE Blue Book Trade-In Value Select Year... ---------, Trade-in Value is what consumers can expect to receive from a dealer for a Select Make.., F __-_ trade-in vehicle assuming an accurate appraisal of condition. This value will Select Model... likely be less than the Private Party Value because the reselling dealer incurs the cost of safety inspections, reconditioning and other costs of doing business. Or Search by Category ( Vehicle Condition Ratings Check Vehicle Title History Or Change ZIP Code Excellent C7 $3,600 Finance ail Insurance • Looks new, is In excellent mechanical condition and needs no reconditioning. • Never had any paint or body work and Is free of rust. Get a New Car Loan from • Clean title history and will pass a smog and safety inspection. • Engine compartment Is clean, with no fluid leaks and is free of any 5.44% APR wear or visible defects. • Complete and verifiable service records. Get a Pre-Owned Loan from Less than 5% of all used vehicles fall into this category. 6.34% APR Get Your Credit Score Now Good 13000 $3,250 Get a Free Insurance quote • Free of any major defects. • Clean title history, the paints, body, and interior have only minor (if any) blemishes, and there are no major mechanical problems. • Little or no rust on this vehicle. • Tires match and have substantial tread wear left. • A "good" vehicle will need some reconditioning to be sold at retail. Most consumer owned vehicles fail into this category. Fair 0317-w", $2,675 • Some mechanical or cosmetic defects and needs servicing but Is still in reasonable running condition. • Clean title history, the paint, body and/or Interior need work performed by a professional. • Tires may need to be replaced. • There may be some repairable rust damage. Poor °- N/A • Severe mechanical and/or cosmetic defects and is in poor running condition. • May have problems that cannot be readily fixed such as a damaged frame or a rusted-through body. • Branded title (salvage, flood, etc.) or unsubstantiated mileage. Kelley Blue Book does not attempt to report a value on a "poor" vehicle because the value of these vehicles varies greatly. A vehicle in poor condition may require an Independent appraisal to determine is value. * Pennsylvania 1/7/2009 Accurate Condition Appraisal Change Condition Accurately appraising the condition of a vehicle Is an important aspect in determining is Blue Book value. Taking our 16 question condition quiz will ensure you know the correct condition rating. 2 of 4 1/7/2009 4:00 PM 1998 Nissan Pathfinder - Trade In Value, blue book value - Official Ke... http://www.kbb.com/KBB/UsedCars/PricingReport.aspx?WebCategor... NEXT STE P ; Price New Cars ® 2009 Kelley Blue Book Co., Inc. All rights reserved. 1/2/2009-1/8/2009 Edition. The specific information required to determine the value for this particular vehicle was supplied by the person generating this report. Vehicle valuations are opinions and may vary from vehicle to vehicle. Actual valuations will vary based upon market conditions, specifications, vehicle condition or other particular circumstances pertinent to this particular vehicle or the transaction or the parties to the transaction. This report is intended for the Individual use of the person generating this report only and shall not be sold or transmitted to another party. Kelley Blue Book assumes no responsibility for errors or omissions. (v.09012) 3 of 4 1/7/2009 4:00 PM 1998 Nissan Pathfinder - Trade In. Value, blue book value - Official Ke... http://www.kbb.com/KBB/UsedCars/PricingReport.aspx?WebCategor.. advertisement • ----- 21M. `..ni ;rasa: f? dbt! St"no at $27,210 As shown: Pathfinder SE (4x4) $92,510. Prices are MSRP excluding tax, tide, license and destination charge. Dealer seta actual price. I =,Wr Home New Cars I Used Cars I Research & Explore I News & Reviews Ready To Buy I Classifieds I Loans & insurance About Us Careers FAQ Contact Us Site Map Media Center Advertising KBB® Mobile Auto Show LA Auto Show Detroit Linking Polley Privacy Polley Copyright & Trademarks Terms of Service ® 1995-2009 Kelley Blue Book Co., Inc. 4 of 4 1/7/2009 4:00 PM PSECO P.O. Box 67013 (717) 234.8484 (Horraburg) Horrisburg, PA 17106.7013 (800) 237.7328 (No6onwide) website - http://www.psecu.com 6 JOINT OWNER MARK A MATLOCK PO BOX 33 HARRISBURG PA 17108-0033 MEMBER NUMBER I STATEMENT DATE 0181XXXXXX 08/31/07 POS BEER.'EXPRESS HARRISBURG PA 08/31. Withdrawal `,POS #.00000516 44.18 1098.63 POS COSTCO. GAS 400 5125 JONESTOWN RD HARRISBURG PA 08/31 Withdrawal POS #00000769 127.58- 971.05 POS COSTCO WHSE #0 5125 JONESTOWN RD HARRISBURG PA 08/31 Withdrawal POS#07026566 28.54- 942.51 POS KMART 447.9 5050 JONESTOWN'ROA HARRISBURG PA 08/31 Withdrawal via.Home Banking' Transfer To Loan 01 442.51- 500.00 08/31 Payment: Dividend 0.2508 0.30 500.30 Annual Percentage Yield Earned 0.250% from 08/01/07 through 08/31/07 Based on Average Daily Balance of 1392.41 08/31 Ending Balance. 500.30 Dividend YTD: Year to Date 3.06 Number Amount Number Amount' -'Number Amount Number Amount 001028 15.00-0.01167 223.61 001175 '- ' 27.99 001216' 220.47 001029 128.53 001168 15.98 001176 25.44 001217 216.00 001030 35.25 001169 23.25 001177 41.61 001218 253.90 001157* 41.23 001170 12:99: .001178 48.17 001219 13200 001161* 27.37 001171 74.83': 001212* 13100 001220 200.00 001163* 11.31 001172 15.75 001213 11.57 001221 906.87 601165* 32.78 001173 28.76 .001214% 15.00 00:1223* 29.00 001166 15.98 001174 39.91 001215 500.00 001224 15.00 * Asterisk next to number indicates skip in number sequence x= a s x x x xs ax o as zv a o sz a as s a a c ax a a x as x Sax as .x axx Sxaxa axx x xaax axaaxaa .v s a c= a s= s x e x as r a s a aax as s a x es *** ANNUAL PERCENTAGE RATE 12.900$ *** Periodic Rate (Daily) .035342% Post Eff Description Principal 'FIN 'CHG -.Fees ` laakeack 08/01 ID 01 HOMEOWNER PSL (Open End) Beginning Balance 4035.56 08/08 Payments Via Home,_Banking_Transfer.From Share.04 45 .16- 54.84 3990.40 08/14 Loan Advance via Home Banking Transfer To Share 04 32 3.96 0.00 4314.36 --- Continued on following page --- EXHIBIT `(6. l0. ols'o The Pnr*ntld hasar e Post orrice am an Mids. W 08332 April 1, 2007 - June 30, 2007 Hire Date: 03/01/1961 Plan Entry Date: 0411612001 PATTI L MATLOCK 509 WOODCREST DRIVE MECHANICSBURG PA 17055-6807 F N tttt? O? V? O? a= a? I I x R 4 Account Value on 04/01/2007 11a,eunt Vahm on 000/2007 Vested Amount Personal Performance $44,573.32 Your Performance from 04/01/2007 - 06/30/2007 6.69% Your Performance from 01/01/2007 - 000/2007 8.69% Your accou tt performance ?ras detarn*W by uskV a !omA Ghat motes a welgtrtad rate of notrn. Your rebrns may Ow ftn tint kwag ant option performance, bwause of the"and drning of y" cash flow. flyer onmieed In your plan MW 1/1, or if your plan trartsid W to Pnwde,W Padvnent's reco?d IaaoW system after 1/1 of dw current year dram do performance shown is from your enmkwt date, or from your plan's fta bn date. Truaw dons and adjustments after Am 30, 2007 WO not be reflected In the performance Figures shown above. Past performance is no guarantee of ftm results. 4? PINNACLEHEALTH Symem Pinnacle Health System 403(6) ISAT Man News From Your Sponsor Welcome to your new and artproved Prudential Retirement statement it was redesigned with you in mind. Check out the andosed "Unofthandfng Your Statement" article for more information on these ex ft enhancements. Whether you are lust sW tg your fast job, nearing retirement, or anywhere in between, Prudential Retirement's Education and Planning (?REP) website *ww4rudentlai.c w4wep) has the content that's just for you. This websb, form* Signature Onine, has recently been redesigned and is now eaSler than ever to use s0 you can make it your one-stop for financial education. Read the enclosed article for more details. Best of all, you can amass this great resource for help while fogged into your retirernent account (at www.prudential.com/onlbWmdremenQ. Visit today! Securities products and services are offered by Prudential Irnrestrnent Management Services L1.C (PINS), a Prudential Financial company. Current Asset Allocation 6% Fixed Income E 6% Balanced O 67% Urge Cap Stock © 13% Mid Cap Stock r 8% Global/lrrt'I Stock TAfs Is ft aGbcadan dyour rxr?ed plan bnes&w a Percentages racy not be exact due to rararairg. Malang sure your money Is going in the investment options that are appropriate for you is an important aspect of planning for retirement. This section provides you with detail on how your money is invested across your retirement accounts. Want to learnt more about how to pick Investments? Simply visit www.prudendal.caMprep - our updated educatiorW websb - and talcs the online course Now to a oose Your #wft ants." Application of asset allocation and dl?ersilicatlon concepts does not ensure safety of principal and West. k is possible to lose money by k eAV In sec urftles. 400P Page 1 of 10 VOO A I z. 877-PRU-2100 24-ha,W4wrer*.I4+elhoane EXHIBIT ft#*M9 ?IF- ftm-- 1116 M-F, 8 e.m.-o pm.. reslem acre l3 9 a004w-vie 1# F? = a rTMEtiW, Holy Spirit Hospital ENV#40006105 40 58940 731 16 T PATTI L. MATLOCK 509 WOODCREST DR MECHAMICSBURG, PA 17050-6807 Retirement Savings Statement April 1, 2007 - June 30, 2007 IT For online access, log on at: httpJ/www.fidelky.conVatwork For information, call: (800) 343-0860 Get Your Statements Online - Online statements offer many advantages over paper statements. For instance, you can view and print up-to-date statements whenever you like, and you can retrieve statements for any date, month, quarter, or custom date range within the previous 24 months. To sign up for online statements, please visit us online, go to Mail Preferences under the Your Profile tab, and update your delivery preference for savings statements and other notices. You must also provide us with a valid e-mail address so that we can periodically remind you to view your statements and other notices online. Your Account Summary Your Asset Allocation Beginning Balance $1,473.13 Fees -3.75 Change in Account Value 39.6 Ending Balance $1,509.07 Additional Information ? Dividends 8 Interest $19.45 Your Personal Rate of Return This Period 2.7% Year to Date 4.4% Your Personal Rate of Return is calculated with a time-weighted formula, widely used by financial analysts to calculate investment earnings. It reflects the results of your investment selections as well as any activity in the plan account(s) shown. There are other Personal Rate of Return formulas used that may yield different results. Remember that past performance is no guarantee of future results. Stocks 40% Bonds 54% ? Short-Term 6% Your investments are currently allocated among the displa ed asset classes. Percentages and totals may not be exact due to rounding. , The Additional Fund Information section lists the allocation of your blended funds. Account Value This section. displays the value of your account for the period, in both shares and dollars. Shares on shores on Price on Prke on Market Value Blended Investments' $1,084.97 $1,122.95 99 387 Fid Asset Mgr 500/. 22.838 22.985 $16.46 $16.88 375.91 . 67 407 Fid Freedom 2010 26.350 27.016 $14.89 $15.09 392.35 . 29 327 Fid Puritan 15.663 15.585 $20.22 $21.00 316.71 . Bond Investments $388.16 $386.12 12 386 Fid Ginnie Mae 36.007 36.461 $10.78 $10.59 388.16 . S1 sm: Please read this statement carefully. Any EXHIBIT vestments within 90 days . 6105 40006105 0001 20070706 4038 OH 452 Cincinnati x 770002 t P O B lit I t Fid rt ; a Page 1 of 5 , , men s, . . o e y nves , PATTI L MATLOCK 509 WOODCREST DR MECHANICSBURG PA 17050 Statement Period: 04/01/2007 - 0613012007 Participant ID: 4636816 Plan: 98978-01 WHAT IF I CAN'T REMEMBER MY PIN? To get a temporary PIN, call KeyTalk(R) at 1-866-SERS457 (737-7457) and speak with a Customer Service Representative. Balance as of March 31, 2007 Payroll Contributions Change in Value Expenses Balance as of June 30, 2007 Total $0.00 ,J 200.00 1 0.45 J? I p? -0.0 ?I $200.41 - Your Individual Rate of Return for this quarter is .70% Personalized performance information is provided to participants as a general approximation of the overall recent . performance of their account. It is calculated based on a formula which estimates the equivalent quarterly rate of return during the statement period, based on the opening balance, transaction activity and closing balance. Past performance isr not a guarantee or prediction of future results. EXHIBIT ....... ... ..:N x:_ •a'•. ..-.• .. '?,• ...?Y ... 1:.•?,N tii-. •io'L?.?b?': ?.-.k':.?uae!'i.?IJ PSE(o P.O. Box 67013 (717) 234.8484 (Harrisburg) Horrsburg, PA 17106.7013 (800) 231.7328 (Nationwide) website - http://www.psecu.com 1 JOINT OWNER MARK A MATLOCK PO BOX 33 HARRISBURG PA 17108-0033 Post Eff 'Descripton Amount' Balance 08/01 ID 01 REGULAR SHARES Beginning Balance 08/01 Payment- ATM REBATE 3.25 8-26 JULY 08/07 Payment: via Home Banking Transfer 74.09 82.35 From MATLOCK,PATTI L XXXXXXXXXX Share 04 08/08 Withdrawal via Home Banking Transfer To Share 04 77.35- 5.00 08/17_ Payment: via.Home Banking Transfer. 1211.32 1216..32 From MATLOCK, PATTI L XXXXXXXXXX ;,Share °01 08/17 Withdrawal`via'Home Banking Transfer To Share '04 1211.32- 5:00 08/17 Withdrawal Account Adjustment:' 5.00- 0.00 J03 - CLOSE ACCOUNT 08/17 Payment: Account Adjustment: 5.00 5.00 J04 - OPEN NEW MEMBERSHIP 08/17 Withdrawal .'Account 'Adj'ustment: 1:-00- 4.00 JFO - ADJUST NEW MEMBERSHIP CHARGE 08/17 Payment: Transfer. From Share 04 1.00 !5:00 08/28 Payment: By Cash -2500.00 2505.00 08/30 Payment: By Check 100.00 2605.00 08/31 Payment: By Cash 1500.00 4105.00 08/31 Payment: Dividend 1.240% 0.41 4105.41 Annual Percentage Yield. Earned 1.260k fr&'08/01/07 through `08/31/07 Based on Average Daily Balance of 385.55 OB/31 Ending Balance 4105.41 Dididend_YTD:;Year to,,.Date 0.65 s o a s v a aascaaaa =aasaassa sssassa a ass a as suss= sa a as as m. a c xo s ova s as a s asa o a sc as =camas= a= s v a a a a s alas as Post Eff Description Amount Balance 08/01 ID 04 CHECKING Beginning Balance 206.61 07/31 .08/01 Withdrawal Check-Card 7.99- 198:62 07/30 24427336KLYHYNTST 5310 GABRIEL BROS MECHANI MECHANICSBURG. PA 08/01 Check 00:1157 41.13- 157.49 08/01 Withdrawal.Adjustment..Adj,/Return- 7.99 165.48 j 07/30 74427336KLYHYNTVE 5310 GABRIEL BROS - MECHANI MECHANICSBURG PA 08/02 Check 001163 11.31- 154.17 08/02 Check 001166 15.98- 138.19 EXHIBIT 'e- j Ll N ?Wlr oil PSECO P.O. Box 67013 (717) 234-8484 (Harrisburg) Harrisburg, PA 17106.7013 (800) 231.7328 (Nationwide) website - http://www.psecu-COM 2 JOINT OWNER MARK A MATLOCK PO BOX 33 HARRISBURG PA 17108-0033 MEMBER NUMBER 0181XXXXXX 08/0"2 08/02 08/03 08/03 08/03 d8/03 08/03 :08/04 08/06 08/06 08/07_ 08/07 08/08 08/08 08/08 08/08 08/08 08/08 STATEMENT DATE 08/31/07 Check :001161 27.37- 310.82 Check 001165 32.78 78.04 Payment: Direct Deposit PA 'TREASURY DEPT 2661..07 2739.11 TYPE: PAYROLL ID: 1236003133 CO: PA TREASURY DEPT Withdrawal Transfer To Loan 17 171.58- 2567.53 Withdrawal POS #00000421 75.77- 2491.76 POS COSTCO WHSE #0 5125 JONESTOWN RD HARRISBURG PA Withdrawal POS #00348521. 115.86- 2375.90 POS SAMSCLUB-#8175 6781-GRAYSON RD HARRISBURG PA Withdrawal at ATM #00008379/DU1131 ATM PSECU 7TH & FORSTER ST HARRISBURG PA Withdrawal'POS #00440459 POS SAMSCLUB #8175 6781 GRAYSON RD HARRISBURG PA Withdrawal POS #04980001 POS THE HOME DEPOT 4120 6000 CARILSE PIKE MECHANICSBURG PA Withdrawal POS #00716837 POS 786KTZ;'LLC 60'25 CARLISLE PIKE MECHANICSBUR PA Check 001028 Check 001167 Withdrawal POS #00000027 POS BEER EXPRESS HARRISBURG PA Withdrawal via Home Banking Transfer To Loan 01 Payment-..via Home Banking Transfer. 'From Share 01 withdrawal,at."ATM #00008721/35.0008 ATM BELCO'.COMMUNIT-STRAWBERRY SQUARE HARRISBURG IA Check 001029 Withdrawal POS #19006435 POS GIANT FOOD #269 3301 TRINDLE RD CAMP --- Continued on following page --- 100.00- 2275.90 171.43- 2104.47 55.13 2049.34 47.25- 2002.09 15.00- 1987:09 223.61 1763.48 11.65- 1751.83 100.00- 1651.83 77>.:35 1729.18 80.00- 1649.18 128.53- 1520.65 52.36- 1468.29 405P.011 INCOME AND EXPENSE STATEMENT OF PLAINTIFF, PATTI L. MATLOCK PATTI L. MATLOCK, Plaintiff V. MARK A. MATLOCK, Defendant INCOME: Employer. No. 07-4883 Civil Term Date: , g -rt a-a `T1 =r; rte, De artment of Health Division of Communicable Diseases Address: Type of Work: Payroll Number: Pay Period (weekly, bi-weekly, etc.): Gross pay per pay period: Itemized Payroll Deductions: Federal Withholding: Social Security: Local Wage Tax: State Income Tax: Retirement: Savings Bonds: Credit Union: Life Insurance: SUI Other (specify): Medicare Domestic Relations medicare tax Net Pay per pay period: Total Net Income 625 Forster Sts, Health and Welfare Building, Room 1026 Harrisburg, PA 17120 Nursing Services Consultant 215901 Bi-weekly - 8116/08 to 8/29/08 $2,004.75 $33,018.70 Hampden & Harrisburg State & unemployment tax EXHIBIT ((C>> OTHER INCOME: WEEK MONTH YEAR INTEREST Dividends Pension Annuity Social Security Rents Royalties Expense Account Child & Spousal Support $20,363.98 Unemployment Compensation Workmen's Compensation Plaintiff receives $350 per month from her two sons and a friend who live in the marital home with her, which covers their food and their share of utilities. Totals: Total Income: EXPENSES: $53,382.68 Week h? Month Yea (Fill in appropriate column) Home Mortgage/Rent Second Mortgage Maintenance Utilities- Electric Wood pellets Oil Telephone Sewer Water Furniture Employment Public Transportation/parking Lunch Taxes Real Estate Personal Property $11,964.00 $12,235.80 $4,000.00 00 00 .88 $1,440.00 / $1,440.00 $3,458.00 EXPENSES: Weekly Month Yearly Taxes Income Insurance Homeowners Automobile Life Accident Health Other Automobile Payments Fuel Repairs Medical Doctor Dentist Orthodontist Hospital Medicine Special Needs (glasses, braces, $6,000.00,- $3,000.00 $300.00 $1,500.00 - $300.00 orthopedic devices) $420.00 Education Private School Parochial School College Personal Clothing $6,000.00 Food $13,000.00 -? Barber/Hairdresser $2,920.00 Credit Payments: Credit Card $4,800.00 Charge Account EXPENSES: Loans: Weekly Month Yi-aff-k (fill in appropriate column) Credit Union Loans $12,853.32 Miscellaneous: Household help Child Care Papers/Books Magazines Entertainment Pay Television Vacation Gifts Legal Fees Charitable Contributions Other Child Support Alimony payment Other: 00 $2,000.00 $14,223.00 Pet Expenses $300.00 Totals: $126,803.00 TOTAL EXPENSES: $126,803.00 AFFIDAVIT I, Patti L. Matlock, hereby certify that the aforegoing is true and correct to the best of my knowledge information, and belief. 1 understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 4909 relating to unsworn falsification to authorities. Dated: Patti L. Matlock' EXHIBIT "D" LIABILITIES Plaintiff lists all liabilities of either or both spouses alone or with any person as of the date of separation. ITEM NUMBER 1 Description: Wells Fargo First Mortgage (paid by Wife) Amount of debt presently: $152,980 (December 16, 2008) Amount of debt at separation: $156,788 (August 15, 2007) Date debt incurred, initial amount of indebtedness and purpose of debt: Incurred on purchase of marital residence Amount paid by debtor since date of separation: Approximately $17,000 ITEM NUMBER 2 Description: PSECU Second Mortgage (paid by Wife) Amount of debt presently: $73,352 (January 7, 2009) Amount of debt at separation: $84,000 Date debt incurred, initial amount of indebtedness and purpose of debt: Payoff of parties' credit card debt Amount paid by debtor since date of separation: Approximately $17,300 ITEM NUMBER 3 Description: PSECU Line of Credit (paid by Husband) Amount of debt presently: Unknown Amount of debt at separation: $4,035 Date debt incurred, initial amount of indebtedness and purpose of debt: Unknown Amount paid by debtor since date of separation: Unknown **It should be noted that Husband has continued to charge on this line of credit since the date of separation. Therefore, in determining the net proceeds derived from the sale of the real estate, the balance as of the date of separation should be used in determining the net proceeds in the event the current balance of this account exceeds the balance as of the date of separation. ITEM NUMBER 4 Description: Home Depot credit card (paid by Wife) Amount of debt presently: $0.00 Amount of debt at separation: $374 Date debt incurred, initial amount of indebtedness and purpose of debt: Purchase dishwasher for marital home Amount paid by debtor since date of separation: $374 ITEM NUMBER 5 Description: Sam's Club credit card (paid by Wife) Amount of debt presently: $0.00 Amount of debt at separation: $217 Date debt incurred, initial amount of indebtedness and purpose of debt: Miscellaneous charges Amount paid by debtor since date of separation: $217 ITEM NUMBER 6 Description: BELCO loan (paid by Wife) Amount of debt presently: Approximately $15,000 Amount of debt at separation: $10,000 (August 8, 2007) Date debt incurred, initial amount of indebtedness and purpose of debt: Incurred to pay attorney's fees Amount paid by debtor since date of separation: $7,146 ITEM NUMBER 7 Description: Lowe's credit card (paid by Husband) Amount of debt presently: Unknown Amount of debt at separation: $791 Date debt incurred, initial amount of indebtedness and purpose of debt: Unknown Amount paid by debtor since date of separation: Unknown ITEM NUMBER 8 Description: Home Depot credit card (paid by Husband) Amount of debt presently: Unknown Amount of debt at separation: $1,507 Date debt incurred, initial amount of indebtedness and purpose of debt: Unknown Amount paid by debtor since date of separation: Unknown ITEM NUMBER 9 Description: CapitalOne credit card (paid by Wife) Amount of debt presently: $1,500 Amount of debt at separation: $0 Date debt incurred, initial amount of indebtedness and purpose of debt: Debt incurred after separation, used for maintenance of cars, gas, emergencies Amount paid by debtor since date of separation: $700 t": ? t? ? ? . r?? ,? 1, l.! > ? _ c ? t .-i_: _ --;? t-?-q - ?> ? :'i? :.t ? .._ ?..? PATTI L. MATLOCK, Petitioner/Plaintiff V. MARK A. MATLOCK, Respondent/Defendant : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : NO. 07-4883 CIVIL TERM CIVIL ACTION -LAW IN DIVORCE PETITION FOR EXCLUSIVE POSSESSION OF THE MARITAL HOME AND SPECIAL RELIEF PURSUANT TO PA. R.C.P. 1920.43 AND NOW comes the Petitioner/Plaintiff, Patti L. Matlock, by and through her attorneys, the Law Offices of Silliker and Reinhold, by Kristin R. Reinhold, Esquire, and respectfully requests this Honorable Court grant her exclusive possession of the marital residence and compel Respondent/Defendant, Mark A. Matlock, to sign a listing agreement in order to sell the marital residence, and in support thereof, avers the following: 1. The above-captioned matter is a divorce action, having been filed on or about August 17, 2007. The parties separated on or about August 4, 2007, as a result of an abusive incident which resulted in a PFA being entered against Respondent, Mark A. Matlock, hereinafter referred to as "Husband", which remained in effect for over sixteen months. 2. E. Robert Elicker, Esquire, has been appointed Master on or about September 30, 2008, relative to this divorce action. A Pre-Trial Conference was held on April 9, 2009, at which time counsel for the parties verbally agreed that the marital residence would be 1 listed for sale as Petitioner, Patti L. Matlock, hereinafter referred to as "Wife", could not afford to retain the home and Husband did not desire to retain it. 3. The parties are owners by the entireties of real estate located at 509 Woodcrest Drive, Mechanicsburg, Cumberland County, Pennsylvania, which functioned as the marital residence and in which Wife currently resides. 4. On or about June 10 or 11, 2009, Husband, or someone on Husband's behalf, entered the marital residence and removed personal property, including but not limited to two oriental rugs which the parties had agreed would remain in the marital residence until it was sold. As a result of this incident, Wife contacted the police who subsequently contacted Husband. Husband admitted that he was in possession of the rugs. 5. Husband gave no notice to Wife of his intention to enter the marital residence and remove property, despite the fact he has not lived there since August 4, 2007. 6. Based upon Husband's past violent actions towards Wife which resulted in the entry of a PFA, Wife is fearful that Husband will enter the home at any time in the future either day or night without any notice to her. 7. For the past few months, Wife has been diligently preparing the marital residence for sale by having repairs and painting performed. As a result, Wife is experiencing great anxiety knowing that Husband may enter the marital residence at any time and remove property which would make the home less presentable for its sale. Ilk 8. Wife's counsel has forwarded to Husband's counsel a listing agreement for Husband to sign in order to place the marital residence on the market. However, to date, Husband has failed to sign the listing agreement or meet with the listing agent as he was scheduled to do as represented by his counsel. 9. The monthly mortgage payments on the marital residence which total over $2,300 per month are a considerable financial burden on Wife and she is desirous of listing the home and selling it as soon as possible. 10. As spring and summer are the most advantageous seasons to sell a home, Wife cannot wait until the time of the next settlement conference before the appointed master on or about August 12, 2009, before addressing this issue. 11. This is the second Petition for Special Relief filed by Wife against Husband. Wife filed a Petition on or about December 5, 2008, because Husband had taken her automobile from her driveway without giving any notice to Wife of his intention to take possession of it. WHEREFORE, Plaintiff, Patti L. Matlock, respectfully requests this Honorable Court grant her the following relief: a. Grant Wife exclusive possession of the marital residence located at 509 Woodcrest Drive, Mechanicsburg, Pennsylvania; b. Compel Husband to sign the listing agreement provided to Husband's counsel in order to immediately list the marital residence for sale; c. Award Wife's attorney's fees and costs incurred relative to the filing of this Petition; and c. Any other relief this Court deems reasonable and just. Date: 6q /0q Respectfully Submitted, THE LAW OFFICES OF SILLIKER & REINHOLD 5 Krist' R. Re' old, squire 5922 Linglestown Road Harrisburg, PA 17112 (717) 671-1500 I.D. No. 57911 Attorney for Patti L. Matlock AFFIDAVIT I, ), . rn afI oC,lr; hereby certify that the aforegoing is true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C. S. 4909 relating to unworn falsifications to authorities. Dated: (v bq? a G C' 9 9e, ??? PATTI L. MATLOCK, Petitioner/Plaintiff V. MARK A. MATLOCK, Respondent/Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA : NO. 07-4883 CIVIL TERM CIVIL ACTION -LAW IN DIVORCE CERTIFICATE OF SERVICE The undersigned, Renee Dreisbach, hereby certifies that a copy of a Petition for Exclusive Possession of the Marital Home and Special Relief Pursuant to Pa. R.C.P. 1920.43 was sent to Maria P. Cognetti, Esquire, attorney for Mark A. Matlock, on June 19, 2009, by facsimile as well as first-class mail, addressed as follows: Maria P. Cognetti, Esquire 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 Fax - (717) 909-4068 I hereby certify that the aforegoing is true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. 1 Date: Renee Dreisbach FLED-1- OF THE 2@99 S-11 19 PI 1 12: 2 8 PATTI L. MATLOCK, Petitioner/Plaintiff V. MARK A. MATLOCK, Respondent/Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA : NO. 07-4883 CIVIL TERM CIVIL ACTION -LAW IN DIVORCE AMENDMENT TO PETITION FOR EXCLUSIVE POSSESSION OF THE MARITAL HOME AND SPECIAL RELIEF PURSUANT TO PA. R.C.P. 1920.43 AND NOW comes the Petitioner/Plaintiff, Patti L. Matlock, by and through her attorney, Kristin R. Reinhold, Esquire, and respectfully files this Amendment to her Petition for Exclusive Possession of the Marital Home and Special Relief Pursuant to Pa. R.C.P. 1920.43, as follows: 1. Paragraphs one through eleven are hereby incorporated by reference. 2. There have been no Judges who have ruled upon any issue in the same or related matter concerning the above-captioned divorce action. However, Judge Kevin A. Hess heard testimony regarding the Protection from Abuse Petition filed by Plaintiff, Patti L. Matlock, and entered a Court Order dated September 19, 2008. 3. The concurrence of opposing counsel, Kelly Sparvieri, Esquire, was sought before filing this Petition for Exclusive Possession of the Marital Home and Special Relief. Specifically, Petitioner/Plaintiff requested that the Respondent/Defendant immediately sign the real estate listing agreement which was provided to his counsel and that he sign an agreement granting her exclusive possession of the marital home. Respondent/Defendant was unwilling to sign the listing agreement as he does not desire to use the specific real estate agent and he is unwilling to grant exclusive possession of the home unless he receives a lengthy list of personal property which he currently believes to be located in the marital residence. Date: /a3 b Respectfully Sub itted, THE LAW OFF ES OF SILL KER & stin . Reinhold, Esq. 5922 glestown Road Ham urg. PA 17112 (717) 671-1500 I.D. No. 57911 Attorney for Patti L. Matlock OF THE Fr?^ 'Apy L,659 JUN 25 N 1 2: 2 v? ?M f, L? JUN 2 2 2009 ?j PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Petitioner/Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 07-4883 CIVIL TERM MARK A. MATLOCK, CIVIL ACTION -LAW Respondent/Defendant : IN DIVORCE RULE TO SHOW CAUSE AND NOW, this 2 5' day of 2009, upon consideration of the attached Petition for Exclusive Possession of the Marital Home and Special Relief Pursuant to Pa. R.C.P. 1920.43, IT IS HEREBY ORDERED that a Rule is issued upon Respondent, Mark A. Matlock, to show cause, if any, why Petitioner is not entitled to the relief requested herein. Rule returnable 10 Uvon filing of Master E. days from date of service. s Answer his matter is to appointed esquire, for BY THE COURT: Distribution: Maria P. Cognetti, Esquire, 210 Grandview Avenue, Suite 102, Camp Hill, PA 17011 Kristin R. Reinhold, Esquire, 5922 Linglestown Road, Harrisburg, PA 17112 41,,2&109 ri-W 4 * & e? )Ofd to#-ry '7um dog 0701 Ilt ;, ? . - jk-? A 4? .a . MARIA P. COGNETTI & ASSOCIATES MARIA P. COGNETTI, ESQUIRE Attorney I.D. No. 27914 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 Telephone No. (717) 909-4060 Attorneys for Defendant PATTI LOU MATLOCK, : IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 07-4883 - Civil Term MARK ANTHONY MATLOCK, Defendant IN DIVORCE DEFENDANT'S ANSWER AND COUNTERCLAIM TO PLAINTIFF'S PETITION FOR EXCLUSIVE POSSESSION OF THE MARITAL HOME AND SPECIAL RELIEF PURSUANT TO PA.R.C.P.1920.43 AND NOW, comes Defendant, Mark A. Matlock, by and through his attorney, Maria P. Cognetti, Esquire, and files this Answer and Counterclaim to Plaintiff's Petition for Exclusive Possession of the Marital Home and Special Relief Pursuant to Pa.R.C.P. 1920.43 and avers as follows: 1. Admitted with clarification. Admitted that the parties separated on or about August 4, 2007. On August 14, 2007, Wife filed a Petition for Protection from Abuse. A Temporary Protection from Abuse Order was entered against Husband on the same date. A hearing was scheduled in that matter for August 20, 2007. The hearing was continued, and was ultimately not held until September 19, 2008, which was approximately thirteen months after the Temporary Protection from Abuse Order had been entered. As a result of the hearing held on September 19, 2008, the Court ordered that Husband shall not abuse, harass, stalk, or threaten Wife. All other provisions of the Temporary Order were vacated, including the Paragraph which would have excluded Husband from the marital residence. 2. Admitted. 3. Admitted. 4. Admitted with clarification. Since Husband has moved out of the marital home, various personal items of his that remained in the marital home with Wife have disappeared. For example, Husband's father's bassinette, his grandfather's beer stein, his high school and college rings, and various toy collections from his youth, have all disappeared from the marital home. On June 10, 2009, Husband went to the marital home to pick up his yearbooks and other personal items to which the parties already agreed he was entitled. When he arrived at the marital home, he saw that one of the three wool rugs which previously belonged to his grandmother, and which the parties had agreed he could keep, was missing. Moreover, the other two wool rugs were rolled up as if they were also going to be removed from the marital home. Due to the previous disappearance of so many of his items of personal property from the marital home, Husband decided to take the remaining two rugs which the parties previously agreed he could have at that time. 5. Admitted with clarification. Husband went to the marital residence with the intention of removing his yearbooks and childhood toys the parties had previously agreed he could have. 6. Denied. While Husband cannot speculate as to Wife's feelings and/or state of mind, Husband has not participated in any "violent actions" against Wife. Moreover, the final PFA entered in this matter on September 19, 2008, was only in effect for 90 days and did not prohibit Husband from entering the marital home, nor did it prohibit Husband from having contact with Wife. Had the Court found that Husband participated in any sort of violent behavior toward Wife, he would have been restrained from entering into the marital home and having contact with Wife. Husband believes that Wife is misconstruing the facts of this matter in an attempt to bolster her request for exclusive possession. 7. Denied. Husband avers that the preparation needed to put the house on the market is minimal. Moreover, while Husband cannot speculate as to Wife's feelings and/or state of mind regarding Husband entering the house, he has agreed to willingly grant Wife exclusive possession provided she allow him to remove his remaining items of personal property located in the marital home. 8. Admitted with clarification. Husband and Wife agreed to list the marital home for sale. Wife forwarded Husband the names of two realtors that she wanted to use. After taking some time to speak with both realtors, Husband informed Wife that he would be agreeable to using one of her two selections, specifically, Mr. Rick Martini, provided he could do a walk through of the marital home with Mr. Martini. Wife responded by stating that this was not acceptable, and that Husband must agree to use her other choice of realtor, Mr. Floto, or she was going to file an Application with the Court. 9. Denied. Husband cannot speculate as to Wife's feelings and/or state of mind regarding selling the marital home; however, he denies that the mortgage payments are a considerable financial burden on her. In addition to her regular income, Wife receives the sum of $1,697.00 per month from Husband in support as well as rental income from two tenants. In addition, the amount of the parties' mortgage was taken into consideration when the support Order was entered in this matter. 10. Neither admitted nor denied. Husband has no knowledge as to what the most advantageous seasons are to sell a home. However, Husband does aver that Wife does not need to wait until the next Settlement Conference to discuss the issue of selling the marital home as he has agreed to one of her two selections for realtors. 11. Admitted in part and denied in part. While this is the second Petition for Special Relief filed by Wife, she voluntarily withdrew her first Petition for Special Relief. Moreover, Wife had two of the parties' automobiles at the marital home where she was residing. Husband only took one of these automobiles, and the matter was ultimately resolved by each party retaining an automobile. WHEREFORE, Defendant requests this Honorable Court deny Plaintiff's Petition for Exclusive Possession of the Marital Home and Special Relief Pursuant to Pa.R.C.P. 1920.43. DEFENDANT'S COUNTERCLAIM FOR COUNSEL FEES 12. Paragraph 1 through 11 of Plaintiff s Petition for Exclusive Possession of the Marital Home and Special Relief Pursuant to Pa.R.C.P. 1920.43 and Defendant's answers thereto are incorporated herein by reference as if set forth fully herein. 13. At the prior Settlement Conference in this matter, both parties agreed the marital home should be listed for sale. Wife suggested two realtors, Frank Floto and Rick Martini. After speaking with both realtors, Husband avers that he felt more comfortable with Mr. Martini. Husband informed Wife, through counsel, that he would agree to use Mr. Martini as the parties' realtor, provided Husband was able to do a walk through of the marital home with Mr. Martini in order to discuss some questions he had about listing the home for sale. 14. Wife responded, through her counsel, by demanding that Husband sign a listing agreement prepared by Mr. Floto. Subsequent to this, she filed the within Application. 15. Husband again informed Wife, after she filed a Petition with the Court, that he would agree to using her choice of realtor, Mr. Martini, but he has received no response. 16. Husband has also agreed to give Wife exclusive possession of the marital home, provided Wife agrees to give him various items of personal property which the parties have already agreed he was entitled to and which items would not affect the showing of the house. 17. Most of the items of personal property requested by Husband are personal items such as his clothing, his legal papers, baseball coins, jewelry, yearbook, and tools. 18. Husband avers that he is requesting these items as a prerequisite to agreeing to exclusive possession as many of his personal items have disappeared from the parties' home since he left. While Husband is certain that he left the items in the house when he vacated the marital home, Wife claims that she has no idea where they are. 19. Husband avers that many of these items that are now missing from the marital home are personal family heirlooms that have significant sentimental value to him. 20. Husband also avers that Wife is purposefully discarding these items simply to anger him. 21. Husband is requesting reimbursement of all attorney fees incurred in connection with Wife's Petition for Exclusive Possession of the Marital Home and Special Relief Pursuant to Pa.R.C.P. 1920.43, as he has not only agreed to use a realtor of Wife's choosing; but, he has also agreed to give her exclusive possession of the marital home provided she allows him to take his remaining items of personal property. Wife's decision to proceed forward with this Petition essentially requesting what Husband has already agreed to is not only unreasonable but has caused Husband to incur substantial and unnecessary attorney fees. 22. Husband believes, and therefore avers, that Wife should be required to reimburse him in the amount of $2,500.00 for attorney fees, costs and expenses associated with the instant action. WHEREFORE, Defendant respectfully requests that the Court grant him full reimbursement of all attorney fees incurred in connection with responding to Wife's Petition for Exclusive Possession of the Marital Home and Special Relief Pursuant to Pa.R.C.P. 1920.43. Respectfully Submitted: MARIA P. COQNETTI & ASSOCIATES S.- Date: July 14, 2009 By: MARIA Pf CO"TTI, ESQUIRE Attorney I.D. No. 914 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 Telephone No. (717) 909-4060 Attorneys for Defendant CERTIFICATE OF SERVICE I, Maria P. Cognetti, Esquire, hereby certify that on July 14, 2009, I served a true and correct copy of the foregoing Defendant's Answer and Counterclaim to Plaintiffs Petition for Exclusive Possession of the Marital Home and Special Relief Pursuant to Pa.R.C.P. 1920.43 at the address indicated below: Kristin R. Reinhold, Esquire SILLIKER & REINHOLD 5922 Linglestown Road Harrisburg, PA 17112 Service by: Personal service via hand delivery Service by First Class, United States Mail, postage pre-paid, mailed at Camp Hill, Pennsylvania, addressed as indicated above X Overnight delivery Service by placing a copy of the above document in counsel's box in the Office of the Prothonotary of Cumberland County Facsimile service Certified/Registered Mail MARIA P. COGNETTI & ASSOCIATES Date: July 14, 2009 By: MARIA P. C0GNI Attorney I.D. No. 2 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 Telephone No. (717) 909-4060 Attorney for Defendant RLEC 'c: OF 7H u ?-A 7ARY 21013 J UL 15 Ph 1: ? I MARIA P. COGNETTI & ASSOCIATES MARIA P. COGNETTI, ESQUIRE Attorney I.D. No. 27914 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 Telephone No. (717) 909-4060 Attorneys for Defendant PATTI LOU MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. MARK ANTHONY MATLOCK, Defendant NO. 07-4883 - Civil Term : IN DIVORCE PRAECIPE TO ATTACH VERIFICATION TO THE PROTHONOTARY: Please attach the enclosed Verification of Defendant, Mark Anthony Matlock, to Defendant's Answer and Counterclaim to Plaintiff's Petition for Exclusive Possession of the Marital Home and Special Relief Pursuant to Pa.R.C.P. 1920.43 submitted by this office on July 14, 2009. MARIA P. Date: July 15, 2009 By: ASSOCIATES MARIA It COTTI, ESQUIRE Attorney I.D. N117914 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 Telephone No. (717) 909-4060 Attorneys for Defendant VERIFICATION I, Mark A. Matlock, hereby verify and state that the facts set forth in the foregoing document are true and correct to the best of my information, knowledge and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unworn verification to authorities. Date: 7 /1 WO ark A. tlock F"ll 2N9 J'. 0 IJ , PATTI L. MATLOCK, Petitioner/Plaintiff V. MARK A. MATLOCK, Respondent/Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA : NO. 07-4883 CIVIL TERM CIVIL ACTION -LAW IN DIVORCE PETITION FOR SPECIAL EMERGENCY RELIEF PURSUANT TO 23 P.S. -4 3323(fl and PA. R.C.P. 1920.43 AND NOW comes the Petitioner/Plaintiff, Patti L. Matlock, by and through her attorneys, the Law Offices of Silliker and Reinhold, by Kristin R. Reinhold, Esquire, and respectfully requests this Honorable Court prohibit and enjoin the Respondent/Defendant, Mark A. Matlock, from filing his retirement paperwork and electing a retirement option with the State Employees' Retirement System, and in support thereof, avers the following: 1. The above-captioned matter is a divorce action, having been filed on or about August 17, 2007. 2. E. Robert Elicker, Esquire, has been appointed Divorce Master on or about September 30, 2008, relative to this divorce action. A Master's Hearing is currently scheduled on March 4, 2010. 3. Respondent, Mark A. Matlock, hereinafter referred to as "Husband", is an employee of the Commonwealth of Pennsylvania, and is a participant in the State Employees' Retirement System. Husband currently has over 35 years of service with the Commonwealth, 29 years of which took place during the parties' marriage. 4. Husband's State Employees' Retirement System benefit was appraised on June 23, 2008, by Conrad Siegel Actuaries. At that time, the marital portion of Husband's SERS pension was valued at over Nine Hundred and Five Thousand Dollars ($905,000.00). 5. The marital portion of Husband's SERS retirement constitutes approximately eighty-four percent (84%) of the entire marital estate, to which Wife is entitled her equitable share. 6. Since the commencement of the divorce action, Wife has requested that Husband elect a retirement option which would entitle her to a survivorship annuity or a "separate interest" under special option four, allowing Wife to receive her equitable portion of Husband's retirement for her lifetime. 7. As the State Employees' Retirement System is not subject to the rules and regulations under the Employee Retirement Income Security Act (ERISA), Husband may elect any retirement option at the time of his retirement without his wife's consent. 8. On or about November 20, 2009, Husband was laid off or terminated from his employment with the Commonwealth of Pennsylvania. Husband did not put Wife on notice of his termination. However, Wife discovered this information through the parties' children the following week. 9. Wife seeks a Court Order prohibiting and enjoining Husband from filing his retirement paperwork and electing a retirement option pending a resolution of this matter, either by agreement or at the time of the Master's Hearing scheduled for March 4, 2010. 10. Wife would be irreparably harmed if Husband would choose a retirement option which does not have a survivorship annuity or a "separate interest" which would pay to Wife her share of Husband's retirement for the pendency of her life. Theoretically, Husband could choose the maximum single life annuity option, which would have no survivorship or death benefit. In that instance, if Wife were awarded fifty percent (50%) of the marital portion of Husband's retirement, which would have an appraised value of over Four Hundred Fifty Thousand Dollars ($450,000.00), she would be entitled to receive her share of Husband's monthly annuity until the time of his death, at which time Wife's monthly annuity payments would cease. If Husband were to die within a few years of his retirement, Wife would only receive a small portion of her equitable share of Husband's SERS retirement. 11. Husband has 90 days from the date of his separation from employment on or about November 20, 2009 to decide whether he wants to retire or receive unemployment compensation. In the event Husband would choose to retire within the 90-day window, he would be entitled to his retirement benefits from the date of his separation from employment. If Husband chooses to receive unemployment compensation, he may retire at any time in the future. However, he would only be entitled to his retirement benefits from the date he files his retirement paperwork. 12. If Husband were permitted to elect a retirement option not having a survivorship annuity or "separate interest" for Wife's benefit prior to the resolution of this divorce matter either by agreement or at the time of the Master's Hearing, he would be unable to change his retirement option in the future if the Court were to determine Wife is entitled to said survivorship annuity or "separate interest", as Husband's choice of a retirement option is irrevocable. 13. Husband would not be prejudiced by the entry of an Order enjoining him from filing his retirement paperwork and electing a retirement option as Husband would be entitled to collect unemployment compensation until this matter has been resolved either by agreement or by determination of the Court at the time of the parties' Master's Hearing on March 4, 2010. 14. Wife would be irreparably harmed if Husband were to file his retirement paperwork and elect a retirement option not having a survivorship annuity or a "separate interest" for her benefit as she would receive a significantly smaller portion of her equitable share of Husband's SERS pension if he were to predecease her. 15. This counsel faxed a letter to opposing counsel, Maria P. Cognetti, Esquire, on December 1, 2009, inquiring whether she would consent to the entry of a protective order enjoining Husband from choosing a retirement option pending the resolution of this case. This counsel has not yet received a response from Attorney Cognetti. As time is of the essence, this counsel is filing this Petition without having received a response from opposing counsel. 16. The Honorable Kevin A. Hess has heard Wife's Petition for Protection from Abuse in September of 2008. WHEREFORE, Petitioner, Patti L. Matlock, respectfully requests this Honorable Court issue an Order enjoining Respondent, Mark A. Matlock, from filing his retirement paperwork with the State Employees' Retirement System and electing a retirement option pending the final resolution of this divorce matter. Date: o? o? 4 Respectfully Submitted, THE LAW OFFICES OF SILLIKER & 14EINHOLI istin R Reinhold, Esc 5922 Li lestown Road Harrisburg, PA 17112 (717) 671-1500 I.D. No. 57911 Attorney for Patti L. Matlock PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Petitioner/Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 07-4883 CIVIL TERM MARK A. MATLOCK, : CIVIL ACTION -LAW Respondent/Defendant : IN DIVORCE CERTIFICATE OF SERVICE The undersigned, Renee Dreisbach, hereby certifies that a copy of a Petition for Special Emergency Relief Pursuant to 23 P.S. § 3323(f) and Pa. R.C.P. 1920.43 was mailed to Maria P. Cognetti, Esquire, on December 2, 2009, by first-class mail, addressed as follows: Maria P. Cognetti, Esquire 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 I hereby certify that the aforegoing is true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Date: f6°7 (I ?? Renee Dreisbach AFFIDAVIT I, Patti L. Matlock, hereby certify that the aforegoing is true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C. S. 4909 relating to unsworn falsifications to authorities. Dated: Patti L. Matlock 2CJ911_C 2 r- f-1 U ! 114 ?Y 1. 6 PATTI L. MATLOCK, Petitioner/Plaintiff V. MARK A. MATLOCK, Respondent/Defendant DEC 0 3 2009 (A IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 07-4883 CIVIL TERM CIVIL ACTION -LAW IN DIVORCE ORDER OF COURT AND NOW, this 7' day of Jcc _4.e,-- , 2009, upon consideration of the attached Petition for Special Emergency Relief Pursuant to 23 P.S. § 3323(f) and Pa. R.C.P. 1920.43, IT IS HEREBY ORDERED that Respondent, Mark A. Matlock, is hereby prohibited and enjoined from filing his retirement paperwork and electing a retirement option with the State Employees' Retirement System pending final resolution of the divorce action. oY- f -1... &.•. i'l , GoV??' ,,, it eL dwk Q c., at.- ,,._ ? ~ ?`cla-*;? J ^* 44.. " °I e-? (o°-,- 1 - BY THE COURT: f . /`7 /gpyr-. The Ho able Kevin A. Hess Distribution: 5?Kristin a P. Cognetti, Esquire, 210 Grandview Avenue, Suite 102, Camp Hill, PA 17011 R. Reinhold, Esquire, 5922 Linglestown Road, Harrisburg, PA 17112 'Ir Cog r7uat lLL a/e/oF err) ", T?m ?OT20DEC -7 P" 3% 45 MARIA P. COGNETTI & ASSOCIATES MARIA P. COGNETTI, ESQUIRE Attorney I.D. No. 27914 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 Telephone No. (717) 909-4060 Attorneys for Defendant PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA vi. MARK A. MATLOCK, Defendant : NO. 07-4883 - Civil Term IN DIVORCE NOTICE TO PLEAD TO: Patti L. Matlock c/o Kristin R. Reinhold, Esquire SILLIKER & REINHOLD 5922 Linglestown Road Harrisburg, PA 17112 You are hereby notified to file a written response to the enclosed New Matter within twenty (20) days from service hereof or a judgment may be entered against you. MARIA P. CMNETTI & ASSOCIATES Dated: December 18, 2009 By: MARIA P: COgN9TTI, ESQUIRE Attorney I.D. No. 914 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 Telephone No. (717) 909-4060 Attorney for Defendant MARIA P. COGNETTI & ASSOCIATES MARIA P. COGNETTI, ESQUIRE Attorney I.D. No. 27914 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 Telephone No. (717) 909-4060 Attorneys for Defendant PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 07-4883 - Civil Term MARK A. MATLOCK, Defendant IN DIVORCE ANSWER AND NEW MATTER TO PLAINTIFF'S PETITION FOR SPECIAL EMERGENCY RELEIF PURSUANT TO 23 Pa.C.S. $ 3323(1) AND Pa.R.C.P. 1920.43 AND NOW, comes the Defendant, Mark A. Matlock, by and through his attorney, Maria P. Cognetti, Esquire and files this Answer and New Matter to Plaintiff's Petition for Special Emergency Relief and in support thereof avers as follows: 1. ADMITTED. 2. ADMITTED. 3. ADMITTED. 4. ADMITTED WITH CLARIFICATION. It is admitted that Wife had Husband's State Employees' Retirement System benefit valued by Conrad Siegel Actuaries and that their valuation was over Nine Hundred and Five Thousand Dollars ($905,000.00). Husband has had his own valuation done which is not consistent with Conrad Siegel. The value of this asset has not been agreed upon by the parties or assigned a value by the Court or Divorce Master. 5. DENIED. It is specifically denied that Husband's SERS retirement constitutes approximately eighty-four percent of the entire marital estate. 6. ADMITTED WITH CLARIFICATION. Husband has always agreed to the selection of a benefit under special option four. In fact, the day prior to the filing of the instant Petition, Husband's counsel reminded Wife's counsel of that fact. 7. ADMITTED. 8. ADMITTED IN PART. DENIED IN PART. It is admitted that Husband was laid off on or about November 20, 2009, from his employment with the Commonwealth of Pennsylvania. It is specifically denied that Husband did not put Wife on notice of his termination. To the contrary, Husband's counsel immediately advised Wife's counsel of the situation and sought to work with Wife on the selection of a benefit which would be agreeable to both parties which included a benefit under special option four. Wife responded by filing the instant Petition the very next day. 9. The averments of Paragraph 9 are more properly a prayer for relief to which no responsive pleading is required. 10. DENIED. It is specifically denied that Wife would be irreparably harmed if Husband chose a retirement option which does not have a survivorship annuity or a "separate interest" which would pay to Wife her share of Husband's retirement for the pendency of her life. By way of further answer, Husband, knowing his choices affected Wife, made a conscious effort to coordinate his selection with Wife. Instead of trying to work out a suitable arrangement with Husband, Wife chose to file the instant Petition. 11. ADMITTED WITH CLARIFICATION. It is true that Husband has 90 days to elect to retire and still receive benefits back to the date of his separation from employment. It is also true that Husband can elect to receive unemployment compensation and retire anytime in the future, but would only be eligible to receive benefits from that date forward. By way of further answer, Husband's monthly retirement income is approximately $8,000.00. If Husband does not retire within the 90 day period, he will lose a minimum of $24,000.00 and could lose significantly more if his election is further delayed. Additionally, Husband's unemployment compensation benefits will not even be sufficient to pay his support obligation to Wife. 12. ADMITTED. 13. DENIED. It is specifically denied that Husband would not be prejudiced by the entry of an Order enjoining him from filing his retirement paperwork and electing a retirement option as Husband would be entitled to collect unemployment compensation until this matter has been resolved either by agreement or by determination of the Court at the time of the parties' Master's Hearing. To the contrary, as stated above, Husband stands to lose a minimum of $24,000.00 in retirement benefits if he must retire after the 90 day window. That amount could be significantly more if this matter is further delayed. By way of example, if this matter is delayed another six months, Husband stands to lose approximately $48,000.00. Each month this matter goes beyond the 90 day window, Husband will lose an additional $8,000.00 per month. Furthermore, Husband's unemployment compensation will not be sufficient to pay his support obligation to Wife. 14. ADMITTED IN PART. DENIED IN PART. While it is admitted that the potential for harm would exist if Husband would not elect a survivorship annuity option, it is specifically denied that such harm was ever at issue. Husband has remained, as Wife is aware, more than willing to select special option four under his SERS retirement plan which would provide Wife with a survivorship annuity or a "separate interest". Wife's averment is specious as she was advised prior to the filing of the instant Petition that Husband would select special option four. 15. ADMITTED. 16. ADMITTED. WHEREFORE, Husband requests this Honorable Court deny Wife's request to enjoin him from filing his retirement paperwork. NEW MATTER 17. Paragraphs 1 through 16 of Wife's Petition and Husband's Answer thereto are incorporated herein as if set forth at length. 18. On or about November 30, 2009, counsel for the parties discussed the issue of Husband's termination from employment and his need to select a retirement benefit. 19. On or about November 30, 2009, Wife's counsel advised Husband's counsel that the parties were close to resolving the overall divorce settlement. 20. During the course of the parties' settlement negotiations, Husband has indicated his willingness to select special option four under his SERS retirement plan to provide Wife with a survivorship annuity. 21. The parties' main sticking point in negotiations is Wife's unwillingness to accept the percentage of distribution proposed by the Divorce Master. 22. Husband believes, and therefore avers, that Wife filed the instant Petition knowing it would tie Husband's hands, thus providing Wife with leverage in her settlement negotiations. 23. Husband believes, and therefore avers, that Wife's actions were malicious, in that Wife is using a freeze of Husband's retirement assets to gain a more favorable settlement result and to intimidate Husband into settling the case at Wife's higher numbers. WHEREFORE, Husband requests this Honorable Court deny Wife's request to enjoin him from filing his retirement paperwork. Dated: December 18, 2009 By: Respectfully submitted, MARIA P. COGNETTI & ASSOCIATES MARIA PCOGjNE)CTI, ESQUIRE Attorney I. . No. 914 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 Telephone No. (717) 909-4060 Attorney for Defendant VERIFICATION I, Mark A. Matlock, hereby verify and state that the facts set forth in the foregoing document are true and correct to the best of my information, knowledge and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unworn verification to authorities. Date: ark A. Matlock CERTIFICATE OF SERVICE I, Maria P. Cognetti, Esquire, hereby certify that I served a true and correct copy of the foregoing Answer and New Matter at the address indicated below: Kristin R. Reinhold, Esquire SILLIKER & REINHOLD 5922 Linglestown Road Harrisburg, PA 17112 Service by: Personal service via hand delivery x Service by First Class, United States Mail, postage pre-paid, mailed at Camp Hill, Pennsylvania, addressed as indicated above Overnight delivery Facsimile service Certified/Registered Mail MARIA P. COGNETTI & ASSOCIATES Date: December 18, 2009 By: MARIA P. COgNYTT Attorney I.D. No. 7914 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 Telephone No. (717) 909-4060 Attorney for Defendant M9 DEC 21 Ph G: 2 7 CtJt"I Jl%, Ty PATTI L. MATLOCK, Plaintiff/Petitioner vs. MARK A. MATLOCK, Defendant/Respondent IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 07-4883 CIVIL IN DIVORCE IN RE: PETITION FOR SPECIAL EMERGENCY RELIEF PURSUANT TO 23 P.S. 3323(fl AND PA.R.C P 1920.43 ORDER AND NOW, this / Z " day of January, 2010, following telephone conference with counsel, hearing in this matter is continued generally, the order of December 7, 2009, remaining in full force and effect. BY THE COURT, `/Kristin R. Reinhold, Esquire For the Plaintiff/Petitioner Maria P. Cognetti, Esquire For the Defendant/Respondent :rlm 6ES /'YI,`dt N 1-" O :Kh O Kevin ess, P. J. N " cj `_ r'-' - e { PATTI L. MATLOCK, Petitioner/Plaintiff V. MARK A. MATLOCK, Respondent/Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 07-4883 CIVIL TERM CIVIL ACTION -LAW IN DIVORCE N C-=p J MOTION TO VACATE ORDER AND TO ENTER NEW ORDER' -s? r} r AND NOW comes the Petitioner/Plaintiff, Patti L. Matlock, by and t`lgou& her, attorneys, the Law Offices of Silliker and Reinhold, by Kristin R. Reinhold, Esquire, ancf respectfully requests this Honorable Court vacate its Order of December 7, 2009 and enter a new Order permitting Respondent/Defendant to file a "blank" retirement application, but enjoining him from selecting a retirement option, and in support thereof avers the following: 1. A Petition for Special Emergency Relief pursuant to 23 P.S. § 3323(f) and PA. R.C.P. 1920.43 was filed by the Petitioner (hereinafter referred to as "Wife") on or about December 2, 2009. 2. This Honorable Court entered an Order on December 7, 2009 granting Petitioner's prayer for relief and prohibiting Respondent (hereinafter referred to as "Husband") from filing his retirement paperwork and electing a retirement option with the State Employees' Retirement System. A copy of said Order marked Exhibit "A" is attached hereto and incorporated herein. 3. A telephone conference was held on January 12, 2010, at which time the matter was continued generally and the Order of December 7, 2009 remaining in full force and effect based upon counsels' belief they had reached an agreement relative to the issue of Husband's retirement. 4. After receiving a letter of explanation from Jonathan Cramer, F.S.A. of Conrad Siegel Actuaries, the individual who appraised Husband's pension on two occasions and who was to prepare the Qualified Domestic Relations Order, counsel for Husband indicated to this counsel that we no longer had an agreement. 5. A telephone conference is scheduled relative to this matter on February 9, 2010 at 4:00 p.m. 6. Husband has ninety (90) days from the date of his termination from employment with the Commonwealth of Pennsylvania on November 20, 2009 to file his retirement paperwork and receive retirement benefits retroactive to the date of his separation from employment. If Husband were to file his retirement application after ninety (90) days, specifically after February 20, 2010, he would only be entitled to retirement benefits from the date of his filing. 7. This counsel has confirmed with Salvatore A. Darigo, Jr., counsel for State Employees' Retirement System, that Husband could preserve his right to retroactive benefits to the date of his separation if he files a "blank" retirement application (a State Employees' Retirement System retirement benefit application that is signed and dated, but does not contain a benefit option selection). This would allow Husband to preserve his rights to retirement benefits from November 20, 2009, but would protect Wife from Husband choosing an option which would not have a survivorship interest for Wife's benefit. Correspondence dated February 9, 2010 from Salvatore A. Darigo, Jr. marked Exhibit "B" is attached hereto and incorporated herein. 8. Entry of a new Order permitting Husband to file a "blank" retirement application, but prohibiting him from selecting a retirement option would protect both parties' interests and would allow the appointed Master, E. Robert Elicker, Esquire to decide this matter in relationship to the totality of the case. A Master's Hearing is currently scheduled on March 4, 2010. WHEREFORE, Petitioner/Plaintiff, Patti L. Matlock, respectfully requests this Honorable Court vacate its Order of December 7, 2009 and permit Respondent/Defendant, Mark A. Matlock, to file a "blank" retirement application but prohibit him from selecting a specific retirement option. Date: f? 11C) Respectfully Submitted, THE LAW OFFICE OF SILLIKER & REINIIOL] I.D. No. 57911 (717) 671-1500 Attorney for Petitioner/Plaintiff, Patti L. Matlock r'/ stin einhol , Esc 5922 Li glestown Road Harris g, PA 17112 4 PATTI L. MATLOCK, Petitioner/Plaintiff V. MARK A. MATLOCK, Respondent/Defendant DEC 0 a 2009 (A IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 07-4883 CIVIL TERM CIVIL ACTION -LAW IN DIVORCE ORDER OF COURT AND NOW, this 7' day of 2)ecc_4.e_- , 2009, upon consideration of the attached Petition for Special Emergency Relief Pursuant to 23 P.S. § 3323(f) and Pa. R.C.P. 1920.43, IT IS HEREBY ORDERED that Respondent, Mark A. Matlock, is hereby prohibited and enjoined from filing his retirement paperwork and electing a retirement option with the State f Employees' Retirement System pending final resolution of the divorce action. o-- "jam Go?,?v ?r N ,Q?dwta a c"0" fcac...., co-" ?ft- q1i 1 U"?- y1 e A- raw-1j. BY THE COURT: The Ho able Kevin A. Hess Distribution: Maria P. Cognetti, Esquire, 210 Grandview Avenue, Suite 102, Camp Hill, PA 17011 Kristin R. Reinhold, Esquire, 5922 Linglestown Road, Harrisburg, PA 17112 EXHIBIT Feb. 9. 2010 11:19AM State Employees* Retirement Syst COMMONWEALTH OF PENNSYLVANIA STATE EMPLOYEES' RETIREMENT SYSTEM LEGAL OFFICE 30 NORTH THIRD STREET, SUITE 160 HARRISBURG, PA 17101-1716 TELEPHONE: 717.783-7317 FAX, 717-7974751 WWW.aera.state.aa.Us February 9, 2010 Via Facsimile Only to (717) 671-8968 Kristin R. Reinhold, Esquire Silliker A Reinhold 5922 Linglestown Road Harrisburg, PA 17112 RE; Matlock v. Matlock, Cumberland County No. 07-4883 Dear Ms. Reinhold: No. '21 - P. 1 S. RS Kindly permit this letter to confirm our telephone conversation this morning, As we discussed, Mark Matlock's filing of a "blank" retirement application (a SERS retirement benefit application that is signed and dated but does not contain a benefit option selection) will permit Mr. Matlock to have his benefit payments relate back to the date his retirement application is filed with SERS. If Mr. Matlock files this application within 90 days of the date his State employment was terminated, his effective date of retirement will be the day following the termination of his State service, Assuming that Mr. Matlock files such an application but his account remains otherwise frozen, his benefit option selections may be delayed until after the entry of a Domestic Relations Order but relate back to the applicable effective date of retirement. In order for Mr. Matlock to file this paperwork, Judge Bess' December 7 Order freezing Mr. Matlock's account must be amended to permit such a flaig. Please note that if the December 7 Order is simply vacated without restrictions, Mr. Matlock will be permitted to exercise any and all of the rights available to him as a member of the State Employees' Retirement System. As I have stated to both you and Ms. CogneK4 SERS cannot offer an opinion as to the effect of such a filing on Mr. Matlock's eligibility for unemployment compensation benefits. Questions regarding that issue must be directed to the Pennsylvania Department of Labor and Industry. Should you have further questions or concerns, please feel free to contact me. Very truly yours, Salvatore A. Darigo, Jr. Counsel State Employees' Retirement System cc: Maria Cogneat Esq. (via fax to 717-909-4068) EXHIBIT w P) 11 - PATTI L. MATLOCK, Petitioner/Plaintiff V. MARK A. MATLOCK, Respondent/Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 07-4883 CIVIL TERM CIVIL ACTION -LAW IN DIVORCE CERTIFICATE OF SERVICE The undersigned, Ashleigh Trousdale, hereby certifies that a copy of a Motion to Vacate Order and to Enter New Order was served upon Maria P. Cognetti, Esquire, counsel for Respondent/Defendant, Mark A. Matlock, on February 9, 2010 via regular U.S. mail, postage prepaid, addressed as follows: Maria P. Cognetti, Esquire 210 Grandview Avenue, Suite 102 Camp Hill, PA 17011 I hereby certify that the aforegoing is true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Date: a? / Ashleigh Trousdale PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA n N V. NO. 07-4883 CIVIL TERM ri ?r MARK A. MATLOCK, CIVIL ACTION -LAW Defendant IN DIVORCE 7" C : rn PATTI L. MATLOCK' S AMENDED PRETRIAL STATEMENT DATE OF MARRIAGE: June 17, 1978 DATE OF SEPARATION: August 4, 2007 2. LIST OF ASSETS: See document attached hereto marked Exhibit "A". 3. EXPERT WITNESSES: (a) Jonathan D. Cramer, F.S.A. - Mr. Cramer will testify relative to his valuations of the parties' retirement plans, specifically Husband and Wife's SERS retirements and Wife's Pinnacle Health Systems retirement. (b) Paula Halbritter - Ms. Halbritter, the assistant director of the Department of Human Resources for the Commonwealth of Pennsylvania shall testify regarding Husband's accrued annual and sick leave earned during the marriage. 4. NON-EXPERT WITNESSES: (a) Patti L. Matlock will testify on her own behalf regarding all issues relevant to equitable distribution and alimony. (b) Patti L. Matlock reserves the right to call additional witnesses for rebuttal if necessary. 5. EXMITS: See documents attached hereto marked Exhibit "B". 6. PARTIES' GROSS INCOME: Husband's 2007 gross income: $97,451 Husband's 2008 gross income: Approximately $102,000 Husband's 2009 gross income: Unknown Wife's 2007 gross income: $46,174 derived from employment and $7,214 derived from spousal support. Wife's 2008 gross income: Approximately $52,000 derived from employment and approximately $18,000 derived from spousal support. Wife's 2009 gross income: $54,041 derived from employment and approximately $18,000 derived from spousal support. Wife's spousal support terminated effective December 4, 2009 when Husband was terminated from his employment. 7. CURRENT INCOME & EXPENSE STATEMENT: See document attached hereto marked Exhibit "C". 8. PENSION AND RETIREMENT BENEFITS: Husband has a State Employee Retirement System pension, the marital portion of which was appraised at $905,873. Wife has a State Employee Retirement System pension, the marital portion of which was appraised at $76,403. Wife also has a Pinnacle Health Systems retirement, the martial portion of which was appraised at $46,317. Additionally, Wife has a Pinnacle Healthcare TSAT Plan with a balance of $47,553 as of June 30, 2007, and a reduced balance of $38,898 on December 22, 2009 due to stock market fluctuations; a Holy Spirit Fidelity Investments account with a balance of $1,509 as of June 30, 2007; and a Deferred Compensation Plan through the Commonwealth of Pennsylvania with a balance of $200 as of June 30, 2007. 9. DISPUTED TANGIBLE PERSONAL PROPERTY: None at this time. However, Husband has not yet removed all requested personal property from the home. 10. MARITAL DEBTS: See document attached hereto marked Exhibit "D". 11. PROPOSED RESOLUTION OF ECONOMIC ISSUES: Wife proposes that she be entitled to retain her SERS pension, Pinnacle Health Systems retirement, Pinnacle Health TSAT Plan, Holy Spirit Fidelity Investments account, and her Deferred Compensation Plan through the Commonwealth of Pennsylvania. Wife would also be entitled to fifty percent (50%) of the marital portion of Husband's SERS retirement including one half ('/z) of all contributions and interest earned during the pendency of the parties' marriage. Wife proposes that Husband be directed to elect "Special Option Number Four" when he retires, which would permit her to have a separate interest in Husband's retirement so that her fifty percent (50%) portion would be paid to her for her lifetime. Wife would be entitled to possession and ownership of the 1998 Nissan Pathfinder while Husband would be entitled to possession of the 2003 Nissan Maxima, along with the accompanying automobile loan. Wife proposes that the marital residence be placed for sale and the net proceeds, along with all remaining marital property, be divided wherein Wife would receive sixty percent (60%) and Husband forty percent (40%). Lastly, Wife proposes that Husband pay her attorney's fees, as well as costs in the amount of $550 for pension valuations and $300 for the real estate appraisal, all of which was incurred relative to the divorce action. Wife further proposes that Husband reimburse her from the sale of the marital home one-half of the costs she incurred in painting in the amount of $2,367 and replacing carpet in the amount of $1,022. Date: ,2 / 1//0 R9nR. ubmitted, Keinhold, Esquire 5922 Linglestown Road Harrisburg, PA 17112 (717) 671-1500 I.D. No. 57911 Attorney for Patti L. Matlock EXMIT "A" LIST OF MARITAL ASSETS 'I Item Asset Value Date of Non-manta Number Valuation Portion 1. Marital residence, $342,000 3/31/08 None 509 Woodcrest Drive Mechanicsburg, PA 2. 2003 Nissan Maxima $5,255 9/9/08 None (Husband) 3. 1998 Nissan Pathfinder $3,250 U7/09 None (Wife) 4. 1998 Q45 Infinity $6,800 8128/07 None (Proceeds retained by Husband) 5. SERS retirement $905,873 6/23/08 None (Husband) (Marital portion) 6. SERS retirement $76,403 6/23/08 None (Wife) (Marital portion) 7. Pinnacle Health Systems $46,317 623/08 None retirement (Wife) (Marital portion) 8. Pinnacle Health TSAT Plan $47,553 6/30/07 None (Wife) (Marital portion) $27,988 4/8/09 None $38,898 1222/09 None 9. Holy Spirit Fidelity $1,509 6/30/07 None Investments (Wife) (Marital portion) 10. Commonwealth of PA $200 6/30/07 None Deferred Compensation (Marital portion) Plan (Wife) 11. PSECU checking account $2,104 8/4/07 None (Husband) U. PSECU savings account $8.26 8/1107 None (Husband) 13. Annual leave (Husband) $15,879 8/4/07 None (Marital portion) 14. Sick leave (Husband) $54,752 814/07 None (Marital portion) 15. Annual leave (Wife) $1,556 8/4/07 None (Marital portion) 16. Sick leave (Wife) $3,495 8/4/07 None (Marital portion) 17. Household contents $1,715 (Wife) Current None $565 (Husband) Current None Liens & Encumbrances 1st mort: $149,000(1/10) 2nd mort: $67,142 (1110) Line of credit: $4,035 (DOS) Approx. $10,000 None None None None None None None None None None None None None None None None None None LIST OF NON-MARITAL ASSETS Asset Value Date of Valuation Liens & Encumbrances Life insurance policy Unknown N/A Unknown (Husband) EXIDBIT "B" LIST OF EDITS TO BE INTRODUCED AT TRIAL 1. Wife's 2008 W-2 statement 2. Wife's 2009 W-2 statement 3. Husband's 2007 Federal Income Tax Return 4. Real Estate appraisal dated March 31, 2008 indicating a fair market value of $342,000, relative to the marital residence 5. Pension appraisal dated June 23, 2008, prepared by Jonathan D. Cramer, F.S.A., relative to the parties' SERS pensions and Wife's Pinnacle Health System pension plan 6. Supplemental report dated September 17, 2009, prepared by Jonathan D. Cramer, F.S.A. relative to Husband's SERS pension 7. Display time quotas for Husband indicating accrued annual leave time and annual sick time as of date of separation 8. Display time quotas for Wife indicating accrued annual leave time and annual sick time as of date of separation 9. Kelley Blue Book valuation of Husband's 2003 Nissan Maxima 10. Kelley Blue Book valuation for Wife's 1998 Nissan Pathfinder 11. PSECU statement dated August 2007 indicating the balance of the line of credit, relative to the marital home 12. Valuation statement dated June 30, 2007 indicating value of Wife's Pinnacle Health TSAT Plan 13. Valuation statement dated April 8, 2009 indicating a value of Wife's Pinnacle Health TSAT Plan 14. Valuation statement dated December 22, 2009 indicating a value of Wife's Pinnacle Health TSAT Plan 15. Valuation statement dated June 30, 2007 indicating value of Wife's Holy Spirit Fidelity Investments 16. Valuation statement dated June 30, 2007 indicating value of Wife's Commonwealth of Pennsylvania Deferred Compensation Plan 17. PSECU checking and savings account statements indicating balances of Husband's checking and savings accounts as of date of separation 18. The Home Depot account statement dated January, 2009, indicating carpeting charges incurred by Wife in preparation of the sale of the marital residence 19. Statement of painting costs incurred by Wife in preparation for sale of the marital residence, services performed by Joseph Cassel as of July 26, 2009 jan ,s 200S 10:53RM HP LRSERJET FRX Display W2/W2C Information Exit c-Ifilp Display VII?WZC Information . Personal Info Personnel Number Social Security Number Employee Name Address I ?...... .-.-_ .................... t5901 ^? 181-44.8384 Matlock, Patti 509 Woodoreet Drive Mechanicsburg , PA 17050 Tax Info I THIS IS NOT AN OFFICIAL W2 FORM. DO NOT SUBMIT TO TAXING AUTHORITYI Tax Year 2008 iTax Type Box Amount {Federal Taxable Wages . t 46318.70 ' Federal Tax Withheld ? 2 7403.57 iSocial Securlty Taxable Wapas . . . .... 3 50817.72 . ......... . _.__•-..._.. _...... _._ _ ..................... ......... _ .. Social Security Tax Withheld 4 3150.70 Medicare Taxable Wages 5 X f 50817.72 i . .............. Medicare Tax Withheld ? _._.__.. 6 .......... - 738.88 _._. - -. .--._._._. Deferred Compensation - Code G 12 _. , _ 1300.00 OPT•LST 14 52.00 ; PA Taxable Wages 16 0817.72 1 IPA Tex Wfthheld ?17 - - - 1580.10 ?T« Back P.2 Page 1 of l ...--.---........? i i I? 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This iMormalion is being 54041.32 3350.56 I-eired 1o the 5 Medicare wages and tips 6 Medicare tax withheld Inlemal Revenue service, 54041.32 783.60 c Employers name, address and ZIP code Commonwealth of Pennsylvania Exec Off - Bur of Comm Pay Op Harrisburg PA 17105 7 Social security lips 8 Allocated tips 9 Advance EIC payment 10 Dependent care benefits 1 i Nonqualified plans 12a See instructions for box 12 ` aG 1350.00 12b 12c 12d T???7?zs -1 _0 itvp s; 13, Itil- ' 1 Ilk 1 f} .14Oth ?? r f1?.T1 ri.k w Y} T. _Q ??3S6}y:1i" t, ti 33S.tl }f)>x 4:3 t Yx' rt?+I*'•H i??^f? as-,,?"^ -,<•, ? ... , ' ' ' ' j+' ? ? > s t ?n :,,ct? a 7XT! 1, !v t"»T? i7 e- rj(}7d??OQI+'+`f1'.?.'17'?"!fi rx ?ri r f7:w77",vtSFat')^^'1 A? Qist +M1 f f ti19 T t?f' "t 141t 11 IS"YR 1 A v L o f ! ! FAI " f # `i$' i ail J.1 4r, L?..7Z?`..If'tnn.,t"1!?'Rt QR?T1'r fy'.+.I'R ?"'A-r f"1 ?lTM tt?ii?1 1 #-{?l11t fit#d 3?;{e{? t tyt. Qr? r 1 "'T 1 ? - n i9 I i t Y 1"«+ ` w ": R f- 1S Srat?3 Einploydfs';stat#IDNd'ki i t S i _ ?t r "are 11 A6f41 ____ Ja?l!jjd blb2-k-=' n •? r ? Lt 1 0115 «tt' 4' n t1 ,: ; r i it ?t 1 135 787- 11, . r 11 - s 3 t: 54640-'3 22..1 r f E1f..ifF ?1•-J k 1ifilgt71rt1dja?. r• # s Y 1? C 17 4io-inwrne?r,'_'r ? 1 B • Locar wages npsjtr .. taU r . 1 ` ' 16 j9 07 - - - S O Fs32 Co"p yf 1Tot71?d - 1Mitf•1? Employeers 19 ? .?.. 20 , ,,, ? ,;u?,. - I-t Ut.NAL tax HenfrTt *; a . ?',•':. d C:onvol number 1 Wages, tips, ?olher. compensation 2 Fevers? Nlcome lax withheld 0,02159Q1: _ "49279.82 7550.33;; OMB NO 1545-0008 3 SOCtaI secgn1y-wages t4 SogaCsllarit tax withJleld _ t tT Mx a 5404132 3 506. 1 f t i :'?, t5' re'Svagg•" ahd IiP31 i . i 6 Medvlq tax withheld ?n..rc...n,•, w..hft;-.n...t'a'540412. M=in r7$0W? C EmMoY?s_.. a P c t i I3 tJ or eJY?yl42t 1 1 f§ t f 3'i + F r 1 4! J i nor rc? t4 GUp1rp.•Pa)`0 t?_n"?s ;Yt a7_ ri s_n 11;=1rtci=5rt bh???7 f'y7:105:ttt1 iftf._'tt •tttrf iiif 11; s^a;.ny-t•c.?*t?""?6?f's-"i'f?n r' -r, rt-e-s'^n ».,.'t?t,,,,rr n-n r?-. -1'bt 171.11 ?i4i"is1 h'i?tilll.»ffita Fa-fii,+ht?l i1t1-F"Ct1?1.;=, _ raS.€f[..rt.:.rt :K?SyT'.,? ..s7.ri?f? n.n?n?n'f?f?.??%'.,.rs?re? t?1 7rY'; "'Y•T ?'C7'^'r1 + ?eii hP,•r;, ysS i-,rt.'. w S ' .,Y1(?t: ? ' 6....t?i-';t?t111 ?,3 =t itRl-4 # 3?61r-tISA t {tC •f:#"4 ti:k?} i !'1 ?Q ? e^?"!F? i . A t x?'l7'f?5'IheT-Plank i i i it-= 123r I:F i: i i f T ? t+1?1? n ++-?+?r ;rf_rs ii-s? rr re 72 Grc wtwn?3 12{r•t t"1.LY"rt: f??7' j?A"t"1 n.':n si?rr" 112df+1fi.Y.#?h:'.E"4':-!'1=1'9 g7?1i #(?P71ti=ffl2 ?sJLxfi ,1"IS?L.lfftt? lf2 "J-19i1?1rr11'?3? b Employer identification number (EIN) a Employees social security number 23-2172299 181-44-8384 13 slaruart Raerement Thiddyarly etop" pao sid, pay 14 Other OPT-LST 52.00 1 X e Employee's name, address and ZIP code Patti Matlock 509 Woodcrest Drive Mechanicsburg PA 17050 15 State Employer's state ID No 16 State wages, tps. etc 2 00 9 - - - ^ PA 13567078 _ _ _ 54041.32 Wage and Tax W 2 17 state v,come tax 18 Local wages, Iles, etc Statement - 1659.07 54041.32 Copy 2-To Be Filed With -- y - ` ------- --- ` -------I' Employee's State, City, or 19 Laval,nra„e tax 20 Locality name Local Income Tax Return. 864.77 Hampden Town d Cbritrof number 1 Wages,. tips, other comipelset" 2 Federal income tax vathhf4d'- 002i5901 - 7550:33 OMB,Np,.1?44OD08 Socla' -ecumy wage, 4'Soclit security tax withheitt ' 54041,32 33505, s--xt`n,}M. { '... 't1#1?. t. edicare wages and hps s f. i i 6 Medicare lax withheld -• 1 - a E+!P141{e?4•fy[t+? essa`rle s I -.-{A?'('1'tlif;'!#?rfi?bti?PA17.105tri?1J#'1r 115: !i?1r tt-11t? `"'l1?A"„tt?C+ +t"t`-tt #^ ?1 .{'t rs`1"i?T rT`-r"'?:v^,1"/ E'r -Ci?i"._,. F1Jr 'i21#7 Ii7F-ii 11---ft;t? -r, t ,}t:3 d$? Xr ?(Y"`iji??eL - . , ?*t??,'"^?•r?o-,7rbJ.n ? ?t .?a-r,=r. M n ,n=r^ .., n _ n - r `' n w t^ ? rr..: r-r "_'; s Al at h • r., t ,._n -, T7 . t :. 9t64.t's??a Ll-t'krf ?•-r?''?' +?:h 1=itS,kii-btl i-i•`_i{ti1 _ ;till=t.•{ii-=X13#*4?. i. ry??,.- :10 y. ? ? . o- .fill 1 - .. , _ z111tN 3':?3 E16ed WarL?it?fi J1 '1 ' ., ?-... 2a= -11 SQ O .± .. , -TI-:..h ilv '_?t S ?1't ,R tM-. i27 „•,f' is -til J. __ rr o : -zr+ c12oy„ ._ n"tr"r't ?n ffli't'S r-?r-rs;=tR-' r L T'fi{t..ff33 5= t; F l #i}Sf'?i111 t;t1 'tt. -t . 1`+?{ 9?t?11 S:; b Employer identification number (EIN) a Employee's social security number 23-2172299 181-44-8384 13 Stawmry Rearemerd Third-parry 14 Other errployee Pb^ side pat OPT-LST 52.00 1 X e Employee's name, address and ZIP code Patti Matlock 509 Woodcrest Drive Mechanicsburg PA 17050 15 state Employers slate ID No 16 state wages. tips, etc 200 9 _ _ _ PA 13567078 - _ _ 54041.32 2 age and Tax 17 State -e taz E W 1 18 Local wages, tips, etc. _ statement 1659.07 54041.32 Copy 2-To Be Filed With ---"-`-`-`- "-`---`-`- 9 - me tax 20 Locamy name EXHIBIT 864.77 _ Hampden Townsh M _ ? 1) ry- Intenal Revenue SeNre. rk•panmem or me Treasury-Internal Revenue Se the T reasu E Department of the Treasury-into rn9l, Revenue Service, LL 1040 U.S. Jndividual :Income fax Return ROD. , .IRS Use Only--Dona write or stopleinthis41)6*, . Label (See L Instructions A on page 12.) • a E Use the IRS L label. H Otherwise, E please print R or type. E Presidential Election Campaigi Filing Status Check only one box. Exemptions if more than four dependents, see page 15. income N-2 here. Also attach Forms W-2G and 1099-R if tax was withheld. If you did not get a W-2, see page 19. Enclose, but do not attach, any payment, Also, please use Form 1040-v: Adjusted Gross Income For the year jam 1-Dec. 91, 2007, or other tax year beginning 2007, ending Your first name and Initial Last name At - 6 A /' /, ' d tl o C_ If a joint return, spouse's first name and initial I Last name ,20 OMB:No. iSd5•?bU* ;> . Your social security number /C?/ ;YY; Spouse's social security number /8/ ,VY ?6? e?Y Ho a address (number and street). If you have a P.O. box, sae page 12. Apt. no, YOU- Tnus *tenter 'it 7; d 43 o K 3 ',yAUrr s)`abov6. City, to or post off e, state, and ZI ode. If you have a foreign address, see page 12. / ? / O 8 - lieesk<t t)^ bf?>2ztielow will not Y Y t Su r1cih;ilage;:your:tacor refund. Check here.if•you, your spouse if filing jointly, went-33 to To to this. funtl (see;paga? r? ? Xou.,, ? Spouse 1 ? Single 4 ? Head A.fusehold>(vbath gUalifying`persoh): (See page 13.) If 2 ? Married filing jointly (even If only one had income) the3qualiVing;.peison Is-a ehitd;-but not your dependent, enter 3 Z Married filing separately. Enter spouse's SSN above this Id(s name here ? and full name here. ? ?•I Yt r L. /14.1 tio c. 5 .? Qualifying .r doN (er). with dependent chid. (see page 14) 6a ? Yoursalf. If someone can claim you as a dependent, do not check, boie.6a , , Boxes4chacked•. on ba'-and 6D' b ? Spouse •No. bWhlldren . .. . . . . . . . . . . .. . . . .. . .. ./,, . . ? c Dependents: (2) Depentlent s (3)',pepentleh" relatl6hship to ; (4)%( if qualityh child for clildtax 11) first name Last name rectal security number ..you .:: credit sae. e•15 on 6c-,who, ' • lived with.you _ • .did aot'iWe with you:due:to-divonce or separation isees0016) _ Dependents on 6c :not:edteretlabove _ AA,. "m6.rs on d Total: number`:ofieidMpti©ns'rclaimed . . . . lines.aboiie ? . . Attach Form(s) W-2 etc salaries tips 7 Wages 7 7 . , . , , a Taxahle interest. Attach An 5 - ix -xln-,Pt Do 9a > d i-art dividends Attach 5cl-ccjui? ii - required 9a L_ L _ i t- - h Qualified dividends (see page 19) 9b -- _ ---? or offsets of state and local income taxes {see page 20) credits 10 Taxable refunds 1o , , received 11 Alimon 11 y C or.;C-EZ. Attach Schedule : 12 Business income or (loss) .12 ' . . . Schedule D jt required ill r14t (et{ulred);check h8re Y? . ale gr (ps6) Attach 13 '' Ca ital:: 13 . . p g ?loases) Attach Form 4797 14 Other;galns or 14 . 15a IRA distributions' 15a . . •.Taxable=amount (see page 21) b I'Sb 16a Pensions and aranultles 16a; , b--Taxableamount (sea-page 22) 46b etc. Attach Sthedule E trusts S corporations part brships rbyalkl?s 17 Rental -real+eStatia 4 '.17 , , , ? i ` f66h 9thedule'F 18 Farm inCOr?re or l6&h7 3 18 . 19 unemployfnerf compensation 19 20a Social seOUFltyabeigfits 70a b'Taxable artrourit (see page24) 20b. 21 Othef n* c8&` ` 's't`type" and amount (see page;24) i ..................................... • 2.1 22 Add-the at>1outlfs:rmhe far right column forllnes.fithrougIY2l This id your tdta)iincottle4 ?r ;. 2-.2- 7 8 O a 26) ; 23 "Educator expet?ses (s@e pa -23 . . p , 4 -t.-_ iOser. ile>;eruists, perfarniingartistsrand I? e-basis gotrsalrtti?nt efficla(s, Attach Form 2106 or 2ap6 Fi? { `fe X24 t orr?f X89 alth?avi §$o1;4r5t?1'ed{toti©11 ?A#tAch-F H e `7 5 25 a, ? w , . r r _ r . at`'Y :-, :? "+. r,: ?'r?rti:.?'.s ............^i - . ,.... ... 1,r ., 7. a ._.:..•...f' . 07 , ' s 5 C ,}! 1??? eft 5 ` ??i Axr?r?fg,?. r ? Il?'dti s' Stuaan 35;; Domest A11d Ilia 37 Subtras 16 y'Ql'clpspce ?Prlvacy;Act, art h,?' f t3 l ?! q AIA4,; n: (sebrEXH 000W MIT 'f 3. z r;.`,+ i ;s36 K 7 z i bol, -.417 ? 1?'rf,`at {Jo,,11320B'+ l i?ixl rt? ?'1 ••(l6E? l6) Fr^n*1040rr,e1't __ . . .. .____ ___...._.. _ - _ ..- fraps-L Tax 38 Amount from line 37 (adjusted gross income) , . . , . . . . . 38 0 Z 70 6 and Credits 39a Check ? You were bom before January 2, 1943, ? Blind. Total boxes If: I ? Spouse was born before January 2, 1943, ? Blind.] checked lo- 39a .'. , s.-. ` ' i Standard Deduction b It your spouse itemizes on a separate return or you were a dual-status open, see page 31 and check here 0-39b 40 Itemized deductions (from Schedule A) or your standard deduction (see left margin) , ' 40 /46- 7Co ?- for- 41 Subtract line 40 from line 38 . . . . . . . . . . . . . 41 7 3 S- p e People who checked any box on line 42 If line a8 is $117,300 or less, multiply $3,400 by the total number of exemptions claimed on line 6d. If line 38 is over $117,300, see the worksheet on page 33 , . . "?. 42 3 yDU' -' 39a or 39b or who can be 43 Taxable Income. Subtract line 42 from line 41. If line 42 is more than line 41, enter -0= 43 b (F v claimed as a go 33). Check it any tax is from: a El Fom1(s) 8814 b [I Form 4972 c ? Form(s) 8889 qq Tax (fie pa 44 y l y 4:- dependent, see page 31. 45 Alternative-minimum tax (see page 36). Attach Form 6251 , . . . . . . . . ' . 45 is All others: 46 Add ilnes444 and 45 . . . . . . . , . . . . . . . ? 46 f J - Si or and dependent care expenses. Attach Form 2441 47 Credit for phild 47 P' fit, " ling s a atel . : . 48 .:Creditfor the elderly or the disabled. Attach Schedule R , 48 y, r ep $5,350 49 Education credits. Attach Form 8863 , , , , 49 .c1,s, J Married filing jointly or 50 Residential' energy, credits.:.Attach Form 5695 Attach Form 1116 if required 51 Forei n tax credit "50. .51 Qualifying widow(er) . . . . g 52 ?Child tax credit (see page 39). Attach Form 8901'if required 52 , <•. '• , $10,700 53 Retirement saWn.js contiibutlons credit. Attach Form 8880, 53 f 3? ; r`7 Head of Form 8396 b ? Form 8859; c Form 8839 E) 54 Credits. from: a ?` 54 `t: household, $7,850 . 55 Other credits: a ?IForm 3800 b ? Form 8801 c ? Form 55 These are your total credits 56 Add lines 47 through 55 56 . . , . . . . . . . . . . 57, `Subtract line 56-from line 4.6. If line 56 Is more than line 46, enter -;0- . ' : ? 57 y ( a- - 58 Self-employment tax. Attach Schedule SE . . . . . . . . . . . . . . 58 Other 59 Unreported social security and Medicare tax from: a ? Form 4137 b ? Form 8919 59 Taxes 60 Additional tax on IRAs, other qualified retirement plans, etc. Attach Form 5329 if required . 60 61 Advance earned income credit payments from Form(s) W-2, box 9, 6P Household emploviTent taxes. Attach Schednlr- H 61 62 63 Add lines 57 through 62. This is your total tax 1? 63 / ys- - mentS 64 Federal income tax withheld from Forms W-2 and 1099 Pa 64 36 t y 65 2007 estimated tax payments and amount applied from 2006 return 65 66a Earned income credit (EIC) 66a w Eattach . . . . b Nontaxable combat pay election ? 66b 67 Excess social security and tier 1 RRTA tax withheld (see page 59) r'a'w i7;' 67 F; jtRfF=two 68 Additional child tax credit. Attach Form 8812 . . , . . 88 69 Amount paid with request for extension to file (see page 59) 69 t 70 Payments from:. a ? Form 2439 b ? Form 4138 c ? Form 8885 70 e `v z. 71 Refundable credit for prior year minimum tax from Form 8801, lime 27 71 72 Add lines 64, 65,'66a, and 67 through 71. These are your total p ayments ? 72 l6 33 5 Refund 73 If line'72 is more than line 63, subtract line 63 from line 72. This is the amount you overpaid 73 -- Direct deposit? 74a Amount of line 73 you want refunded to you. If Form 8888 is attached, check here ? ? 74a Z f r{ See page 59 ? b Routing number Z 3 1 13 1 rg 1111 l ? c Type: 3 Checking ? savings and fill In 74b, 74c, and 74d,' 0- d Account number 6V S 7-1 S1 CS 1,31717- ! or Form 8888. 75 Amount of line 73 you want applied to our 2008 estimated tax ? 75 x?" '•' Amount 76 Amount you owe. Subtract line 72 from line 63. For details on how to pay, see page 60 ? 76 Y W 77 Estimated tax penalty (see page 81) 77 Tb Third Party Do you want to allow another person to discuss this return with the IRS (see page 61)? LJ Yes, Complete the following. ? No Designee Designee's Phone Personal identification name ? no. ? 1 ) number (PIM ? Sign Under penalties of perjury, 1 declare that I have examined this return and accompanyhg schedules and statements, and to the beet of rry krwwledge and belief, they are true, correct, and complete. Declaration of preparer (other than taxpayer) Is based on as information of ~ preparer has any knowledge. Here Y s r Joint return? Date Your occupation fly&Q pl,.V t 91w9Z,Jt." See page 13. 7&4? I Z z o g .L' T (7o) Z/ Y-G C> 0?6 Keep a Copy Spouse's s re. h-a piM nillum. both must sign. Date Spouse's occupati for your r records. Paid Preparer's Check Preparer's SSN or PTIN P signature' Mr. Mark A.`Matloc,k self-employed El parer's Firm's name (or PO Box 33 EIN _._Use -Only yaws ii sea-emp?rxced? , HarrisbmgPA 17108-0033.. T. addrasa. attd ZIP cpda:_. _' _. _ .. ....... ?< . ... ; :: .. -Phooe-na, ? G:0 u.s. cWF.RNM ENT PRINT] No OFFICI :2A ., FOrm 1r1vY0 (2007) A _. tI SCHEDULES A&B Schedule A--Itemized Deductions (Form 1040) (Schedule B is on back) Department of the Treasury Int-I P.vw re Swflm ? Attach to Form 1040. ? See Instructions for Schedules A&B OMB No. 1545-0074 2007 Attachment Sequence No. 07 Name(s) shown on Form 1040 / Your social security number M. /. .4 M?ta!etiz /f'/ :S/(/ :f?z&./ Medical Caution. Do not include expenses reimbursed or paid by others. and 1 Medical and dental expenses (see page A-1) . . 1 Dental 2 Enter amount from Form 1040, line 38 2 Expenses 3 Multiply line 2 by 7.5% (.075). . . . . . . . 3 4 Subtract line 3 from line 1. If line 3 is more than line 1, en ter -0-. 4 G Taxes You 5 State and local (check only one box): vllMlil Paid a income taxes, or 5 i W - (See b ? General sales taxes page A-2 e A-5) a ) 6 R taxes (see l t t 6 6 _ . g p es e ea a taxes ert al ro 7 P 7 . . . . . . . . . . y p p erson 8 Other taxes. List type and amount ? . . . . . .... . . . ... .. . .. . . 8 -----------------.. .................................. . . . . . . . . . . . . 9 Add lines 5 through 8 . . . . . . . . 76 - oints reported to you on Form 1098 e interest and a me mort 10 H 10 8 Z a Z p g g o Interest You Paid 11 Home mortgage interest not reported to you on Form 1098. If paid (See to the person from whom you bought the home, see page A-6 page A-5.) and show that person's name, identifying no., and address ? t N 11 ................ .............. . . o e. Personal 12 points not reported to you on Form 1098. See page A-6 interest is al rules ec for s 12 -- - i p not l lather It '? Oual led moligaueil_.Gi At;Cc' >I"-- turns (Se- p?g° Al-7 13 _-- --- _ --- -, 1,4 Investment interest. Attach Form 4952 if r?quirea. (,See, 1 page A-7.) 14 v . . . . . . . . . . . 15 Add lines 10 through 14 - . . . . . . . f5 $ 2 Z. . Gifts to 16 Gifts by cash or check. If you made any gift of $250 or A Charity more e A-8 see a 16 Z - g , p . If you made a 17 Other than) by cash or check. If any gift of $250 or more, ? _ gift and got a see You must attach Form B283 if over $500 e A-B a 17 W p g . benefit for it, 18 Carryover from prior year . . . . . . . . 18 see page A-8. 19 Add lines 16 through 18 . . . . . . . . . . . . . . . . . . 19 7 Z Casualty and Theft Losses 20 Casualty or theft loss(es). Attach Form 4684. (See page A-9.) . . 20 p Job Expenses 21 Unreimbursed employee expenses-job travel, union and Certain dues, job education, etc. Attach Form 2106 or 2106-EZ Miscellaneous if required. (See page A-9.) ? ............................. 21 Deductions 22 Tax preparation fees. . . . . . . . . . . . (See 23 Other expenses-investment, safe deposit box, etc. List page A-9.) type and amount ? ................ ..................................... .. .. . ..--• ........... ... .. . 24 Add lines -21 through 23 24 _ _ - __,. .. .. .... ... 25 Enter amount from Form 1040, line 38 25 26 MUItiDIV line 25 by 2% (.02) 26 27 Subtract line 26 from line 24. If line 26 is more than line 24, enter -0- 27 _0 Other 28 Other-from list on page A-10. List type and amount ? ............................. Miscellaneous ---------------------------------------------------------------------------•-----............. Deductions 28 Total 29 Is Form 1040, line 38, over $156,400 (over $78,200 if married filing separately)? Itemized ? No. Your deduction Is not limited. Add the amounts in the far right column Deductions for tines 4 through 28. Also, enter this amount on Form 1040, line 40. ? 2a lv Yes. Your deduction may be limited. See page A-10 for the amount to enter, 30 If You elect to itemize deductions even though they are less than your standard deduction, check here? ? For Paperwork Reduction Act Notice, see Form 1040-instnuctions. -•Cat. No. 1-1330x Schedule A (Form 10+40),2007 1? APPRAISAL 01: REAL PROPERTY LOCATED AT.: 509 WOODCREST 7R BOOK :25V PAC;: 459 MECHAWSBURG, PA 1705068(,7 FOR:: CLIENT- PATTI MATT_O0C 509 WOODCREST DR., MECHANICS8,I)RC PA 17050 AS OF: 3/31 f200e,, BY: QLGAN APFWSAL SERVICES NVan Appraisal Se-Aces 717) 79" 353. m E'XHiBrf Fo m GA2 - VAnTOTAL' appalsal soltware b,r a la mode inc. -- 1-800-ALAMODE i Z :3 Dupe Appraisal SerAm (717) 7914M F8e No. 20081 MATLOCK 11MiFARM RFSInFMTIAL APPRAISAL REPORT Flotim 2006022 509 WOODCREST DR MECHANICSBURG PA 17050-6807 BOOK 35V PAGE 459 Cn* CUMBERLAND MOWSPgoolk 101710 177 TO YW 07/08 RI, TOM S 3,474 --- BMW S BOOM NIA C Ownie MATLOCK MARK 5 PATTI T Yacam T C A 01*1 WAS Aft, G FARM 254 42041-0113.02-9 EVAL TION N/A LWAK02111 CLIENT - PATTI MATL SM W R 3T 12R., MECHANICSBURG. PA 17050 Aonbg DONALD R. STEELS Address 22 SOUTH MARKET ST. ME HARRSBURG PA 17055 Lwillon U60 m1barl Rini IS woairtnl bow m Preeerd W m % Lrid we d? Bab up ? 00 75% 25-75% ? Wor 25% 0OCWM X a ON frMy 70 0 we BrdY ? Ukely sm Gv+AI tab ? AapM ®SmM ® Dwnr Low 0 24 In* ? in pmeasa H rly vwm ® kaeaYq o Sfa6M Daci , Pr" R Tarrri 50 Ma?aniy To: p DsrrWaupply Shorlep b Deis" ? Ow xq* Vacwd p4s) Comrrrdal 300.400 vocad 30 Now Men and rre nrlel eewpeltlw of the eeltNerheed are and oppreled lutsm NiphbeApp4 f1"udarlee end dterlclelbics: SEE ATTACHED LOCATION MAP FOR APPROXIMATE NEIGHBORHOOD BOUNDARIES. ROUTE 1 TO THE W i E TO HAMPDEN TOWNSHIP BORDERS AND ROUTE 11 TO THE SOUTH FKhn Mtd dbot b aarbedbby d b pr nF I b b miphbahood ipo*,tb b empbp N and amenbee, w*bynted dab Ny appsd b nvkK et.): SUBJECT IVIJ IS LOCATED IN A TYPICAL SUBURBAN N IG CONSISTING OF VARYING STYLE AND AGE HOMES LOCATED IN W Y AQ;ESS TO ALL N I TYPICALLY MAINTAINED AN SHOUW OFFER A MARKET/ SKM. THE AREA 13 CE-NTE-RED IN THE HARR G-CAMSLE MSIL THE AREA HAS BEEN HISTORICAleLY T MAKE DRAMA MMM eadlom lnb cabled Iolod'" hood plcludrq rippW for b above cdckftm aided loft Wei d proprfy vabms, drmtd/etRpiy, and markdng tlma - soli a dale an camp N pmprb" for sale In b ndQllbah00d, daerl m of to prersbn¢e of Ids and 11nneYp eomeaabns, AC TA IWD THAT THE GENERAL MARKET CONDITION ARE GOOD. FINANCING PREDO Y C NTIONAL WFTH SEUMR CCONCESSIONS WMQ THE EXCEPTION RATHER THAN THE RULE. RATES ARE STILL AT HISTORICALLY LOW RATES. THE ECONO-MY M THE LOM MMARKETS ARE STRONG HASH TOR Y HAD UNEMPLOYMENT RATES BELOW NATIONAL A-VOIA-ML THE AREA A TRANSPORTATION HIS AND HOME TO MANY LOCAL, REGIONAL, NATIONAL AND IINTERNA AND STATE AND FEDERAL OFFICES WITH HARRISBURG BEING A STATE CAPITAL. fhepel b1, 11oeIwPWs q applpbl") • - b b drAkpedbtrM W N corttd d b Ham Dw eta Anocidon M? Yes No Applodmels bbl mebr of alb in b mod pm)ed App wk* bbl nanW of uric for sale in b Idled pr*t ppltldM DATA TAKEN M TAX MAPPING Topography LEVEL Sb rea 0.36 ACRES Conn Lot Yet No Size AVERAGE Speck zwf q cludkdbn and deccriplon RESIDENTLAL SUBURBAN • RS - Reps TRMNGULAR bnOV n.oropiance ® legal ? LBO rommfordrig Pw dfaltwed use) Illegal ? No zoning DrakWe AVERAGE se View AVERAGE Lanes Pubic Other ON-atte W"vemems Type Pubic Private Landscaping AVERAGE Becticity ® Street MACADAM ® ? Driveway Surface CONCRETE Gas ? Curb/pdr CONCRETE ? Apparel eas«neds STANDARD UTILITY Mblr ® Sidewa& CONCRETE ? FEMA Special Rood Hazard Area Yes No 5adlary sewn ® Stets Wts NONE ? ? FEW Zone X Map Date 1/5/1996 Siormum MR NONE 42038MO10C Cammeb YPPNW adorsa somm tb, sumlrtrds, specW num mrlb, slide arcs, OW or bpd noncordomdrtp mrdrtp use. ek.g NO APPARENT ADVERSE EASBIENTS, ENCROACHMENTS, OR CONDITIONS WERE NOTED. 009PAL DESCIiP11011 EXTERIOR DESCaPTION FOADA71011 Ltsu NT IN tLATION No. of UMs 1 Fdedatlon BLOCK Sm Arms Sq. R 1507 Roof ? lb. of Sbdu 2 B&* W* BRICKIAVE Cmd Spas 0% % FkdW 75% Coup ? Typ" jWAL) DETACHED Roof Swhwa COMPOSITION Bpsrd 100% Cdrq DROP Wale ? Dpipl PA) TRADITION &On 8 DwmptL ALUM Sep" YES Web PANEL Fbor ? E*ft proposed EXISTING Window Type DH Derom NONE NOTED Fbar CPT NON Ap Mo.) a m INSULATED SdbW NOTE NONE 12 wob"w Aol NMI 5 8 NO NONE NOTED IWOMM 1 1 OF FICE 1,507 1 1 t 1 1 1 0.5 1 4 SEASON 1.751 4 2 1,333 R*W am chore made whko: 10 Room 5 s : 2.5 Sell i(s): 3.084 So un Fed all N mvm AMsbhlCgldilon HEATMIB 000 EOIIi. ATTIC AMENITIES CAR STORAGE: 2 AG Hens WO/CPT/CER/AVE Type FHA Rddpratar ® we ? FkW"s) 12 ® Norte ? Weis DW/A Fad E ECTRI Rv"Om ® Stars O PMo ? Grape 0 of pre Tdff~ W DIAVE Condillim AVE Dbpad ® Drop Stair ® Dale AB"ched 2 AG Ball Rosy C RANITE/AVE COMM Dlshweshr ® Sadll" ® Parch ENTRY Detached Ball Wakrcd NONE Cleft CAMP FwvWwd ® Fbor ? Fwcs ? lk" Doors W AVE Ol m - INcmware ® Ffaeted ? Pod ? Carpod ICOnOW AVE 1 WAbeftw- m" PELLET STOVE D 2+ Addbrd fuhm ppedai emrpy dicl"d Dim, ale.): THE SU BJECT IS EQUIPPED WITH AN INTERCOM SYSTEM AND HAS A W H IRPOO TUB Ni THE MASTER BATH. ALL OTHER FEATURES LIST ED ABOVE ek CadMm d b I ipaswio. dap=Wm V" I* Nnclom4 end rc mO. mph no" quaby d 6onetud x% mv"VWdkM THE CT KAS B MAINTAIN-ED IN AVERAGE CONDITION WITH NO DEFERRED MAINTENANCE OBSERVED. THERE IS NO SUW _ MEASURABLE EVIDENCE OF F CTIONAL OR EXTERNAL OBSOLESCENCE Adr"rse rlrkostrd eadbrta'(sudl K but od killed 1% htzrd(Ila wades, leak" na". "k.) pmard In 9N f mvernrb, on ft sits, or in lro kmmdale vkkafy of b subset property-, NO ADVERSE ENVIRONMENTAL CONDITIONS ARE KNOWN TO EXIST ON THE SITE OR IN THE IMMEDIATE VICINITY OF THE SUBJECT. Ftedde MK Farm 70 OW PAUL I OF 2 False wash= 1ea4 wwj Form UA2 -'WhTOTAL' appralsN soilwre by a Is mode, Inc. -1-MALAMODE MATLOCK 11NIFnRM RFSInFNTIAL APPRAISAL RFPIDRT wrud 2nnrrn!)7 ES TED SRE VALUE .............................................. P $ 75 000 Commetlla on Cost Approach (sad! a, scam of cost m0nals, sox v" ESTBMTEO RUMUCTO GMT-NEW-OF MOVEMENTS: sglma tool calcddm vol for HUD, VA and FmNA, Or atlmated rar vWm Dwdirp3.083 Sq. R. ®S 72.37 . S 223.117 eeorw* No of fha propmM: SEE ATTACHED KETCH 1 507 Sq. R @$ 3128 = 47.109 ADDENDUM FOR DIMENSION CALCULATIONS. APPLI LACES Fl PLACES STOVE = 10.248 REPRODUCTION COST USED 1 OBTAINED FROM Svg4txW 541 Sq. PL O$ 29.58 15.992 MARSHAL AND FT ESTIMATOR HANDBOOK AND ........= S 296.468 TOW EalrWW Cant Ifew . ..... LOCAL ORS. LAND VALUE TAKEN FROM ......... ..... . LOU m"al Fiffu load 6derm MARKET V TH AG IFE MMOO WAS USED FOR D*vdadm 24.6961 =i 24.696 DEPRECIATION. Optedded YM d l wwmmwb ................................. -$ 271 T70 BASED ON A LIFE*-)(PECTANCY OF 60 YEARS THE %W V*A Of Slle btlroremrta ................................... =i REMAINING ECONOMIC LFE IS 5455 YEARS. Y BIVIUAPPIII)ACH ............................ = 346,770 RBd sUBIECT COMPAMEE NO.1 COMPARABLE N0.2 MrARABLE NO.3 509 WOODCREST DR 3UM DORSET DR. 5254 DEERFIELD AVE. 1202 MUSKET LANE MECHANICSBURG MECHANICSBURG MECHAN SBURG ME HANICS13URG to suillild 1. MIL HE - ZBLOCKS 1. W UATION slim Plim % 900 352 500 330 000 127. 100.80 122.22 MINNOW ONSPECTION 3 DATA BANK,MLS DATA BANK MLS DATA BANG MLS C COURTHOUSE EXTERIOR COURTHOUSE EXTERIOR C RTHOUSE EXTERIOR WAVE 11ENfs KSWAqu + - OEBCRI mu +(-)l MSCFrTICN + - SMs or RRaardrlp cow CONV CONV COSTS $10,900 : NONE TED NON NO dsdlmm 7-35 1 A URSAN/AVE ' AVE ' SUOURSAWAVE;, F SWLE 0. S .37 ACRE 0.37 RE 0. ACRE All A AVERAGE AVERAGE AVERAGE AL BRKXAVE SRIVNUAVE SRIVNUAVE SR/VNUAVE 23 AN 19 37 1 . AVERAGE AVERAG EW& AVERAGE AM Abm Benda I r a !torn cad 10 2.5 8 4 2.5 10: 5 3.5 -4.000 8 4 2.5 LYm Arm 083 So, FL 2,876 So. FL +040 3,407 $g. FL -8.250 2,700 So. R +7,660 beirmed i Rni" FULL EQUAL EQUAL FULL T5% FINISHED 75% FINISHED 75% FINISHED 50% FINISHED +3,000 AVERAGE AVERAGE AVERAGE AVERAGE FHAIHP F RICA _ FHANHP FHA/CA WINDS 3 DOOR: EQUAL EQUAL EQUAL 2 AG AG 2 AG 2 AG 1braA IOIe, Deck NONE DECKIPATIO -2,000 DECK -1,500 ENC POR/DECK -3,000 2 FRPUt STOV FREPLACE +3,000 FIREPLACE +3.000 NONE +5,000 NON NONE NONE NONE 5 140 10 780 12.6W Adpaled Sells; PAa ft 371040 341 720 342,660 Gaarllsla 0 Sales Cagnbon pnddn4 Oat a 3$VALAR IN DESIGN 1I ct mows wmpan* b OIa mW odloo4, *.r ALL THRE SAL E AND LOCATION. BIAM ONALL A NS AM LOCATIONS IN THE MARKET, SALE SIMILAR 02 0 OMMED THE MOST WITH REGARDS 71CN AMENITIES AND N GIVEN THE MOST WEIGHT. SALE #2 AND #3 ARE RECENT SETTLEMENTS AND ARE MOOT REFLECTIVE OF TH E CURRENT MWJOET, NONE OF THE SALES USED IN THIS REPORT SOLD PREVIOUS IN THE 12 MONTH PERIOD FROM THE ABOV E REPORTED SALES DATE II. OFM suave COIPMIAIIE 110.1 COWAfALE NO. 2 COWASARI.E ND. 3 OW, Pike Ed Oda SEE NONE OTHER SEE ABOVE NONE OTHER SEE ABOVE NONE OTHER SEE ABOVE flora, for pbr salmi SUPPLEMENTAL DATA SANK,STEBS DATA BANK,STESS DATA BANKATEBS vftvwdlogML M MILS Andyafs of any anon agarssrd d alb, Opla14 ar bbap of m lh'-d property rd andyals of ry prior sales of s ho and coop a bse MAMA or* year d th1 dab of appr*t CT HAS NOT BEEN U D FOR SALE AND IS NOT CURRENTLY LOUDER ANY AGREEMENT OF SALE OR OPTION THAT HAS SUN REPORTED T ANY DATA SOURCES THAT ARE AVAILABLE TO THE APPRAISER. lIOICAI? VALUE BY UAW WWAVMON APRIUCII .................................................... S 342 000 .............................................. ALUEBT APPNDACN x * spp" b fads 'n b' s"d b ria mpsbs, dW*rA kgmd r or cadlar bW bsbw N*d b camPMln w pwob $PK*dims. Cae/Iw d ANrald: THI DATA TAKEN M PERSONAL INSPECTION, EXTERIOR INSPECTION OF THE COWS, STEB REPORTS AND MLS A SAW AND IS PRESUMED ACCURATE. SHOULD DATA ST R R . ilnd Rl mWktorc MOST WEIC4ff N THE MARKET COMPARISON APPROACH. VALUE GIVEN T THE INC APPROACH DU TO LACK OF HARD DATA. THE COST APPROACH SERVES ONLY AS AN INDICATOR OF VALUE AND 18 GIVEN ONLY LIMITED ,CONSIDERATION DESCRIBES THE UPPER LIMIT, M pwpw d Oda apprdod b to odmde Or rtrdrt YaM d Or rad papally Std k Br subpd d Oda mpoA, baad on Or abon condkm and ft mftdiM eedbprt and left andlorr. and moo vdm d**m bl aA VWd In No slaclld Fradde Abc Fan 43 KNIAA form 10048 (Barbed 8193 ) 1(NE)ESTOIATETNEMAIBI VALUF,ASDEFNMOFTNEREAL PROPERTYTHAT ItTiEWUWTOFIHOREPORT,ASOF 0313112008 iINMCN E THE DATE OF NOPECIION AND 7NE EFFECTIVE DATE OF THO WPM M BE 6 342.000 Al"WER 40p 9UPERVOMYAPPRADER(ONLY FREgMED): Sbabn !?a" S1bubn ? Dld ? Did Not HIM DONALD R. STEELE /PA CERT RESIDENTIAL APPRAISER Nun Ynpod Property Qda Rash Surd 417/1006 SM CrWAMIM # RLOO3222L SUN PA arsoll, I Sim or So Lkm # state Fraft Mac Form 70 693 PACE 2 OF 2 False Abe Form i 004 6-93 Form t1A2 -'RMTOTAL' appraisal software by a Is mode, Inc. -1-MAUMODE UNIFORM RESIDENTIAL APPRAISAL REPORT MARKET DATA ANALYSIS +j k rlMde; tllra pawl w i ? a e ea r a In a sae f mi 1191 SWECT COIFAiIABIE N0, COMPARABLE NO. 5 COMFAMBLE NO. Wo WOODCREST DR 1133 DRY POWDER CIRCLE ME BURG 1. M SW EV TION 367.5w 11S. Deli al0r INSPECTION 3 DATA SAWA LS COURTHOUSE COURTHOUSE EXTERIOR WAIE 11EII121F110N : + - DESOAIPIION : +1-1$ DESCRIPTION + - a Salaa or poncho VA ONE TED 414M - 30 DOM ; SUSURBAN/AVE: FEE SIMPUE SPA 00.36 ACRE 0,376M AVERAGE AVERAGE BRICW/AVE BRIWAVE ,23 25, AVERAGE AVERAGE AbWA Gade Rm Celal 1 5 *- 2. 4 2.5 ' GmU*mAm 3,083 So. FL 3 180 q. p -1.940 k FL.' St. FL: BiaMM i Risked FULL FULL 75% FINISHED 7 FINISHED AVERAGE uffm AVERAGE FKIA4P F W NO a DOOR: AL 2 AG . f fA, Pvb, Deck, NONE DECWPAT1O -2.000 2 FRPLJ 1 STOV FIREPLACE +3,000 . NONE NONE t - -940 A*Itw Saks Price 366 560 DsK Price end Dab SEE NONE IN OVER 12 MONTHS Some Nor pft sales SUPPLEMENTAL TAX RECORDS, MLS UM t - + - CaNnAS; THE FROM THE MARKET AREA BUT SETTLED ON 4/4 AFTER T HE INSPECTION DATE. AND IS INCLUDED HHERE FOR ADDED E SURR NTLY 3 ACTIVE LISTINGS THAT WOUL D BE COMPETING WITH THE SUBJECT AND THE SUBJECTS ESTIMATED VALUE IS WITHIN THE GROUP. THERE ALIMITED NUMBER OF RAW LAID SALES TO BOTAIN VALUE FROM. THE MAJORITY OF SALES ARE PACKAGED Wr1H NEW CON UCTION. AN APRAISAL IS NO GUARAWIEE ABOUT NDFTTON. THE SAL INSPECTION IS A N INVASIVE INSPECTION WHERE READILY OBSERVABLE N S ARE REPORTED AND RECOMMENDATIONS BASED ON THOSE RECOMENDATIONS. NO EVIDENCE WAS READILY OBSE TO LEAD THE APPRAISER TO CALL FOR ADOMONAL INSPECTIONS. M arkel Oft kWnb 6.93 Farm UA2(AC) --'WInTOTAV appraisal saRware by a k mode, ha. -1-600-ALAWDE Subject Photo Page 569 WOODCREST DR SWU No EVALUATION GLA 3,083 Totd Roans 10 Told 09*= 5 TOW Berrrns 2.5 fae MMI.SR -I M MAL• wrebel' oh 0n by s b mode, Mo. -1-eMW AMODE Subject Interior 509 WOODCREST DR Saba Price EVALUATION G.L.A. 3,083 ToL Rooms 10 TaL Bedrms. 5 Tot. Banns. 2.5 Localbn SUBURBANIAVE View AVERAGE She 0.36 ACRES Qlaw BRICK/AVE Ap 23 Subject Interior Subject Interior Form PIC496.Si -- *MTOTAL' appnlsal sollware by a la mode, Inc. - I-B00-ALAMODE Subject Interior Photo Page Subject Interior Photo Page BWWK fart NIA Address 509 WOODCREST DR CRY MECHANICSBURG C CUMBERLAND State PA ZIP Code 11050-6807 Lender CLIENT - PATTI MATLOCK Subject Interior 509 WOODCREST DR Sales Rice EVALUATION G.LA. 3,083 TOL Roans 10 TOL Bedrms. 5 Tol. Balm. 2.5 Location SU13URBAWAVE View AVERAGE She 0.38 ACRES Quality BRICK/AVE Age 23 Subject Interior Subject Interior Form PIC44.Sl - *MfiMTAV appraisal software by a Is mode, Inc. -1-MAtAMODE Comparable Photo Page Batower NIA ftp" Addnss 509 WOODCREST DR C MECHANI SBURG C CUMBERLAND State PA Code 17050-6807 LMrder CLIENT - PATTI MATLOCK Comparable 1 3804 DORSET DR. Pro)dm0y 1.0 MILE NE Sale Price 365,900 GLA 2,876 Total Roars 8 Total 11911M 4 Total Barmy 2.5 Location SUBURBAWAVE Yew AVERAGE Site 0.37 ACRE Duality BRNNUAVE Age 19 Comparable 2 5254 DEERFIELD AVE PrOAr* 2 BLOCKS Sale Price 352,500 GLA 3,497 Total Rooms 10 Total Bedrrns 5 Total Ralhrms 3 5 1_ocaliur, 1?1-16URBANrnVF View AVERAGE Site 0 37 ACRE Quality BRNNUAVE Age 37 Comparable 3 1202 MUSKET LANE ProtdMhy 1.25 MILES W Sale Prke 330,000 GUI 2,700 Total Roans 8 Total Bedrns 4 Total Bat v= 2.5 Location SUBURBANIAVE Yaw AVERAGE Site 0.32 ACRE Ouaky BRNNUAVE Age 19 Form PIC4x8.CR -1070TA• appraisal software by a la male, Inc. - I-SMALAMODE Comparable Photo Page Borrower IN NIA Address 509 WOODCREST OR CRY MECHANICSBURG C CUMBERLAND State PA ZIP Code 17050-6807 Lender CLIENT - PATTI MATLOCK Comparable 4 1133 DRY POWDER CIRCLE Prat. to Subj. 1.5 MILES SW Sales Price 367,500 6,L A. 3,160 Td. Roams 9 Tat. Bedrms. 4 Td. Bab MS. 2.5 LOr:abon SUBURBANIAVE Ybw AVERAGE Stte 0.37 ACRE Ouaily BRICK/AVE Age 25 Comparable 5 Prox to Sub). Sales Price G.L.A. Tot. Rooms Tot. Boons 7ni. Ramr'r. ^'rjpon View Site Quality Age Comparable 6 Prox. ID Subl. Sales Price &LA. Tot. Rooms Td. Bedrms. Tat. Batlrmns. LOCAon Vlew She ulfty Age Fan PIC4x6.CR -'WrnTOTAV appralsal software by a la mode, Inc. - I-OWALAMODE Subject Photo Page ?Born,u!1 Nerd. wA _ _ __ _ _ Prou_erv Address 509 WOODCREST DR J Clb MECHANICS13URG Cuu :UMBERLAN State itenaa CLII=NT - PATTI MATLOCK PA ?r le )Cl 68(11 Subfa ct Front soy v, I - Sales s, .. ?a i9a; ?cr,?u Tolal Hear. Tvlai Hai),,-. ; Lc"Atipr i=+lflx3AA1AVE view .. RAC E: Oualtty Ape :4ii. Me(v Real. SUbIM- Street Form PIC4x6.';R -- 'UAnTOTAL' appraisal software by a la mxJs nc - ?-800-A( aMOrf Subject Interior Phot) F'age Sutter, snteilar Sublt c` 'Iitertor Form PIC4x6.Ell--'UnTOTAI' appraisa 3ONare by a;a m(de rx; -ROO ., k`) FAl IT 509 WOODCREST DR Subject Interior Photu Page sibies" tiverior S+yh eut Mrrterior Form PIC46 Sl - 'JJInTOTA.° appralsal KNare by a la 'm t. inc - 1-8( J ?:.M f f ... _ t Comparable Photo Page C: Ell op lr ?IbEe ? nF 3aie P? - Toar?aL?a 3:,?tirA?rEi Ar, Form PIC4x6 CR '4NnT31 AL' ipo alsal scNana 1,y a .i 16 ire i'Da, s r?A [' Comparable Photo Faye cur ++rr' ;Irern ?'A o F Y A7nress 509 NCODCREST DR MECHANICSBURG e ?c ?LIENT-PATTIMATLOCK C(Irh?73?'r'il:1?E' di Sales P,I 0'. pear'. To Sam ioc all(I 9t,td: ?V?E Dili.: l1. Aa. Corn lao-lt7pf `i form PIC4x6 GF --'"Ki1TC7AL" r,t-oialsal SOtvare by i la q) )lip, nc B(1f a, A'Ac,,, on p ir:, iB 10k ales ? ,. I. 'or- aIN . rat rW allF Building Sketch BorraeredCienl N/A NWV Address 5D9 WOODCREST DR C MECHANICSBURG C CUMBERLAND State PA Zip Code 1TOSO-6807 Lender CLIENT - PATTI MATLOCK MEASUREMENTS ARE FROM THE EXTERIOR AS GLA IS DEFINED. INTERIOR PARTITION WALLS ARE FOR ILLUSTRATIVE PURPOSES ONLY. IBM Sessons room u.o B 1].F DP41NG BEDROOM SM a G ROOM 4r.a 4+ .F b h b. M" Comments: BATH J BEDROOM AREA CALCULATIONS SUMMARY Code. Drvlp6on .,:. Natbl» .:INa.Tsbb::.: 91^2 First Floor 17.0.8 1730./ =42 Second Floor 1372.5 1372.3 SSW Basement 1506.8 1506.11 GAR Garage 540.5 540.3 Net LIVABLE Area (Rounded) 3083 ON N.c W LIVING AREA' 6REAK. DCN9N First Floor 2.0 z 32.0 64.0 10.0 z 15.0 160.0 32.5 x 41.0 1332.5 0.5 x 20.5 114.3 Second Floor 32.3 x 41.0 1332.5 5Items (Rounded) 3083 Form SKT.BldSkl -'WInTOTAL' appraisal software by a Is mode, Inc. - I.800-AIAMODE Location Map 11?CW?NIC Bunv lMdr CLIENT - PATTI MATLOCK OXIMAfE SITING OF THE SUBJECT AND SALES. PONE . TH AERAIS SF.R' MAPPING SOF(WARE. MINED ?25MILE DISTANCES ARE REPORTED TO THE NEAREST 0.25 LINE (AS -WE CROW FLIES) AND AS DETER - t 8 Form MAP LOC -'?TOTW OW81e81 S~ by a Is made. Im. 0aAtAM(IDE MULTI-PURPOSE SUPPLEMENTAL ADDENDUM FOR FEDERALLY RELATED TRANSACTIONS ftm App llisal SWM (717) 791.3533 BWOWI#CkN WA PrOllf Addrsa W DCR ST DR C MECKANICSOURG C CUMBERLAND State PA ZIP Code 117050-N07 Larder LENT - PAT n MATLOCK TMs frfrlw %A me Sup *mmW Addendum Pot Fedray ReMed Trams an was dodtirrd to provide h appraiser with a corNedenl way to amply wth h cum appraisat *odft ad faWholsords d the Felled Deposit kn arm Crpralon (FDIC), h Olaa of h Coeotruler d t Nwq (OCC). The Doke Of itch SupsNaim (IT% In Resolution Tmst CoWelon (RTC), and the Federal Rama. Tide Aldtl-Mrpew Inures AddMrdwo la for roe rltb my appealed. Only "me otoftwmnte wallets bare bow abeaked by the appraiser apply to lose preperty behold apprWed. ? PURPOSE a FUNCTION OF APPRAISAL Ttepurport d h epprdW I sic odmaM h mrkel edus d h aebJset Woody a delbed harsh The tuaft d h apprdad Iola assist to aba-rorned Larder in e duft h subject propey for bndrp Wpm This Is a lederey slated 7arowlim ® EXTENT OF APPRAISAL PROCESS ® Tor epprdsd Is based re to Inbrmaft plaraA by In Walser from plate noels, ones IdenlNed sotaees, Inspection d IN xW property and ndpplbmhood, all sdedm d cmparable salt wft to subject needed as The odor sera d the comprables is shown In to fed Source section d h madatd 9iid daq wth h aaea d coolnnslonk I awlobla Tfr ordpkd saga b pr m * 1 trst TM sources and den seracmildrsd ratable. When coolimlot ttlortn . was poMdsd, to source deemed most relsble tars been toed. Data beloved to be welable was not ncladed In the report nor eel as a basis for the Valle ancWK ® The nsp roution cost is based on MARSHAL A SW iFT HANDBOOK suppbnrs ad by h appralsoo s knowledge of for tool maAel. ® Ptystcd depndston le bored on h eslnrbd oaeclrs ape of the su00 pmpa y. Fuuclord and/or adand deptedalark I prsenl, Is spedkaty, aldssed n h spprabd repon a olsr addends. n aWtefktl h tlo wide, the aplpxelar has plod on i>tusaud frlowledpa d h bat maned Tits bewbdls Is task on pdor &Wr cured w** of slo sd a xWor abstraction of stile values from sales d Imp properties. ® The s d*t popsy Is located In an am of prnnAy ow er-oceupied sb& hmiy residences end the Income Approach Is not considered to be mu**. For less rases, Be Mamma Approach was not used. ? The EsMnnted Markel Pad and Gross Red WApior uNzed 'in the Income Approach are based on he appraiser's knowledge of the subject market area. The rental knowledge is based on prior andlor current rental rate surveys of residential properties. The Gross Red Wfkpker is based on prior and/or current analysis of prices and market rates for residential properties. ? For iron producing properties, actual rams, vacancies and expenses have been reported and anayzed. They have been used to project future rents, vacanda and epeeses. ® SUBJECT PROPERTY OFFERING INFORMATION Aacrdnl to MULTIPLE LISTING SERVICE the subject property: ® MLMLWKd W tar sole In to past: ? M days ? t you ® 3 years. ? kamwond for sale for $ ? mad(pd for a& WOW to put: ? 30 days ? 1 yes ? 3 years Im S ? Wolin *madim mmmldtmd in h Arch mmndimili n of vdae. ? ON* Ill mubn nLmAmDTl W In to amt sxadWM Of rotas. ? OQenp klanrlon ULmd>duYt W The reasons fr wevatsMMy and to steps Wen by to appraiser ae wined later In ft addendum ® SALES HISTORY OF SUBJECT PROPERTY AccorclInq to CUMBERLAND COUNTY TAX RECORDS 1 MULTI LIST the abject Woody. ® Matbadnit ? n h pool lvrdw moms. ? n h pet aldyaar monde. ® in h pest 5 years. ? MMOkW ? In h pad Meow morlle. ? in to pst.INrly-six morAr. ? n h pad 5 years. ? Al WW sales wiloh hw amend in the pool n lord below and ncomled b h spooks wide, elder in the body d h report or In to addenda. Dote solos hie. Doenrwat N saDor Inver ® FEMA FLOOD NAZI= DATA ® SoW popsy le.aot head In a FBM Speeid Flood Huard Ara. ? Sabjesl Wopoy ILhaW in a FEVA Special Rood HaW Ares. Ioaro FEMA Naperwo • Y Data Masan of Comment" X 4203600010C 1/5/1998 HAMPDEN TOWNSHIP ? Tor cor mely <bN• a In to Mani! Rood hum Proprm. ? The cetnmsdy tJ un&jpitlt in h National Road bwa ce Prep m ? 0 Is coveed by a mplk propnm. ? I is covtnd by see RMW "grra Pape 1 of 2 Form MPA3 -'MaTOTAV appraisal sdbvao by a Is mode, Inc. -1-MO-ALAMODE ? CURRENT SALES CONTRACT ? The mlrW property Is -m* rd milar -*ad ? IN safirmat mdla We" h tit do TM umv*mny of do contract Is eup"W In the addenda Socket ? Thm cookoct andbr escrow k0 ctlom went mdmlmd. The idbwhp sunmrizes tar co r"d Cadmet Daft AnModweet Date embim Prue aWIW -- I I The contract tndkdsd in pwwW property tm AgLkiclldad in ft sate. Th eaeM Matted tat PmW property #atloCl t I consisted at Eon" contrlmAory value is I ? Powd pro" mjad lcWM h ft I'M vale esNnate ? ftmW paprly ULkm in b fm a mslrrl - ? ThemArad' I I mjmofttmpalS* morofttrfcerilbes. ? Tnm contract hdkmbd bLiMmsmasgom or kcmlves: ? N cercesdmm or fnfxltlves OK Us corrpO*M ern elWW for *ft castors and sppmlmlale aqu tmb were made, N appticaW so Uw Ifs Nd wbm candoelon Is in eortpNarrce with ft Mu M Value aelmd hrmh ® MARKET OVERVIEW YnirrdranwpbnabrrdearremlwrtraleordabneendVwrda 2-4 north Is comidered a ressmobr mrk*g period fa the tmb)ed properly based on MARKET DATA IN THE SUBJECTS M-AF4W AREA, ® --AOOlT OU CERTIFICATION The Appralslr certrla mod om Mart n) The 0*0k mptrlomm ad cackslons ware devdWK and Nfr rmpert was p mWK in CarMo * Ah h 1klfomf Smndt* of Prdes3WA App *d AWb ('U, RI. mcpt tat h Daprkn Rovbbn d h USPAP dome not apply. (2) Thetr ColrpM ft 111111011 C 119 A VW IN rmporlrfl Of predMrnftrsd vmks er din r I In Valle dW favors Nfe cause Of IN CW1, the amourq d h vda mminmb, h abawd of a stipulated mA or h ocaaresce of It m kosqurt went. P) Thk appWW wlpnn W waa ad based m a mgwsM mkfkrmn widen, m spook vakmW or h approval of a baa ® ADDITIONAL (ENVIRONMENTAL) UMITING CONDITIONS Do Man ss& W Is based m to assurpdm 1* the properly Is not napalwty afteclad by der wbtrmfcs of hL ardrms sdm mess or dehirrrrdal w mnrrw W conditions vdess Wwwise stated in M report. The appraiser is not an expert in the ideraikadon of hazardous substances or deiri nWal erniromnedal conditions. The appraiser's routine inspection of and i Wdes about the subject property did not devebp any inlonnalion that indicated any amain l stolcani hazardous subslances or detrimental et WrormrlermA conditions which woM affect the property Whv* unless otherwise stated in tvs report N is possible VW tests and inspections made by a qualified hazardous substance and envkamrellal apd would reveal the existence of hazardous substances or dttrknefda mWramnrdal conditions on or around b property ft world mpdk* acted Its value. ® AOOITIOIIAL COMMENTS PHOTOS PHOTOS V NOT EXCEPT BEEN ALTERED D O FOR CLARITY. THE SMATU IS ALSO DIGMAL AND IS PASSWORD PROTECTED AS REOURED UNDER USPAP. THE PURPOSE OF THIS REPORT VALUE IS TO MMA'M THE SUBJECT T INSPECTION FOR A PROCEEDING LEGAL OTHER. ® APPRAISER'S SIGNATURE & UCENSE/CERTIFICATION AWmhWs Sgmkn ENKOw Dar 3r3mooe Deb Prepared 4/7,2008 Appr 3 mm (p" _DONALD It BTEELE Phrre rte 717-791 533 Shb PA ? Lkaas ® CWMCdDn # RLOMML Tat D # ltle-34-312e ? CO-SNINIM APPRAISER'S CERTIFICATION ? The camfldrp MOW ML the mffb)era MWV, bend kn* and ctrl ad teas made m m&W knImllm of d crop radm sates lard In b rmporL %report was p Wand by ft Maim m* *0 rpw Mm of h fa}alllfkfl mpp *m. Tts Motif fp wale XCW4 rmspmdgy for tiff calrb d Me rmport kxk d% h wklm ewdWom and h k&q cortMorfs, ad cm ma to ft cerlrfc*m appy filly to ft co•mlp"mppnrat ? Tin co-sip" apprWW Its hlrlor of h W*d property and: ? WLgjk pafid ft DOW d h sIID)ICt properly end and cm panbr!ft bW h h nporL ? WLloan "fits sdslor d N sfrb)ed pro" ad d conparabb antes Ilabd in to nperL ? Tlw apat waa pA? b b ypalaer wdar And aupenrbn d ereM !terser. The fw alprrMq apprwr meeapla raearrENly Iran connate d /r sepal hckldnp h slum concklMas ad is fmMnO cafAl, ad coi*mm l st h cwgkd= apply rAr b ds co-siprrkrp wale rw0 nib ar p-n d tam calikolon repardkfp Owskal hmpaelom IN above dwAtem tits rwl d klopedm peAomfed by ftw co•M it rmtear p p app . ? Th ao-mipfflp Wralso s kW d Inspeclon, bvolrernord In do spprmM process cod cwdncadon are cove dwvh n in h addends section of tats Waist ? CO-SIGNING APPRAISER'S SIGNATURE dr UCENSWCERTIFICATION co-swiling App* Ws SOVIa n ENaetve Dab Dab Prepared Co-SOV Approbses Mm WM Phom # S1aU ? 6" CorMcdon # Tam D # Pops 2 012 Form MPA3 -'ftMTAL' appraisal sollwan by a la mode, Inc. -1-MMAIgDE DEFINITION OF MARKET VALUE: She most probable prim wlddr I papery skald ling in a compwNva and open market under al conditions; mpWb b a Zak sale, Ie buyer and sdr, ad1 acdnp prle&*, know bo" and issun erg tit pda Is not affected by undue dmi s. knpicit In Ids definition 11 to cmiumnalon of a 3411 as Of a spaclNed dab and tie passing of l1b from sder to buyer under cm0m whereby: (1) buyer and seller 4n Vocdy motivated; (i) ba* parties rm wall Named at wall advised, and sad ufnp In what ha considers We own beet krbrest (d) I mmoble km is Mowed for sposrm in tit open nsrkek (4) paposit Is made In Wm at ash In 1114 dollars or In leant of bwdd rr uall w e campamble Imko; ate (5) It prica npeeaib tit nommi consideration for Nt property sold unelected by spKW or crealve Ikod q or sales cmcadae• parted by KNm associated wfih ft sale. • Adjabmerls to ft comparabbs mist be made for special or untive Waning or sales conasslort. No adpektenb are necessary for hose cosh fth rs r Tn* pall by sells es a result of inanition or bw In a maWl an them =* rat wady Wrgliabb since tie smtir pays hu costs In *Wty all Ida kr uclim. Spada or cratlw fkw q adMWm* an be made b to corrpar" properly by eompsdson to Imcirp bee offered by a Ind pry kttfbNorel M* tltl Is not already involved n the properly or kartaetim. Any idjlenefl I" not be akubted on a mwA*W doter for doter hod of the Ikmdq or comisslon but the dallier amount of any adj stnerel should appmdrab ge nwWs re zUm to the hw dng or con m*m based on the 4ppnfean'a)adgerrwtt. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appaber's aMcdm tilt appars in ft applied report is subject to the tobft anmm: 1. The appraiser will not bas rupndbb for males of a bpd nebam Iht"dtiter h property being appalled or to tilt to 1. The Appnb s 03eurm filed to Ne b good and peebts ll and, h esift wH not nndr ny opi ioro about 1111111111. The poperty is pprdsad m Ike bests of N being under responskab ownraNp. 2. The appraser ha prouided a shelch In is appnbal report b show apprmdmab dmerobns of the kproanerls and to dskh Is Included any to asalet to neder of tit raped In v1samVig tine properly and uderdrdM gt apprdW3 datennndbn of its slam. 3. The wpdar hat etrrirtd the avalabte flood (naps tilt are pm WW by Nt Federal Fnrrp my Mump are d Agency (or otter dam sauces) and his noted n Me appndeal report wleft the subject side is baled in an Wangled Special Flood Hurd Ara. Because the appralser Is not a surveyor, he or she miles no guararom, to ms or krpeeQ regarding tars detemhnalion. t The appraiser will not give testimony or appear m tour; because he or site made an appraisal of the property in question, unless sperBic anangernems to do so have been made beforehand. 5. The appraiser has esinu led the value of the lard in the cost approach al Is highest and best use and the improvements at Uteu canributory value. These separate valuations at tits land and imprownerds not not be used in coat rdon with any oher appraisal and are kraid t I" are so used. 6. The appraiser ho naiad In On appraisal report my adverse cordfibre (such as, rivalled repairs, deprmclaft to presence of hurdous wastes, Wile substances, att.) aWervsd during the inspection of to abject property or Ud he or sh bmamm were of doing to named ranreh kwWad in perianirq the apierabml DW ohmnela stated in the app *al rpa( that ppdw has no newbdge of ry Mddn or utppnri caMlore of to properly or advra wo(mmumb! me Nat (Including to pmesarce of harden wads, lade sukmbnces, eb.) 10 wand male ih property eon or bas vwmft Ind has m a coed I* terra re m such cmdMorr and melm m peal a or wanriMs, magmata or kgft regarding the condition of tit pmopery. Th appraiser wit not be nspmrebb for wry such cordite Its do wild or far rw ndmerkq or being rid might be required to discover whether such cmdltt andst. Bmm the apprdsr Is not n expert In to IW of rwkanem hoards, gt apprdat report mW rat be considered as an WA=Me nw asses mini of the property. 1. Ste apprela a Wilead the WomtliM selkn ele, Ind W*m Ind were strewed In ft sppedsil rpmrt Iran sautes Met he or she amblers to be cd4bde and bdeva then to be true ate coned. The appnlser does not atere mpmstkrty for to accuracy of such Nerve tat were hr*W by other Wbs• L The appraiser Will not dsebae tike contents of to WAW MW WO as provided for In ft Uniform Standards of PmbssWw AWalW Pnofia. 9. The appraiser has bated He or her 4ppraBd report and valslm conclusion der an apprdsd 10 Is sW*d b saldehebry camplelbn, repairs, or dolm an to ammptim Ind cmalallon of to impowntntt will be performed In a woebm& mum. 10. The appeaser mad preside hb or her prior written aeterti before III WxW/cW specified In let ppnnd npod an ofd h" fit Walsh report pi"j comicbte 4brti the pop" vdkt, It Willeer's Mmft and "odonei daipeetire, Ind rderrwa b any profaslard ppraw wgwk m or III (km whh whck the ppaber b associated) to wire *w hn ft bonommm ft ntrloagn or Its successors and assigns; ft nnrlpffe bower; comrdbnla; prob til" appdsd orpribiloK; ry gels or lederay approved final teld ksMWJ K or ay dopernend, pact', or nekvmm?rgfMy of gt Ibled Was or ny so or It DbW of CO nble; amap( Itd On lendedclent may ddrbule the popery dwallaim section of It mprt only Is dab collection or repomhq amvla(3) wMtui hvkq to okmn flat pprdsds prior written coroed. The Walter's w d n Gmeeri Ind spiv" mat *a be obtekod before the sppsiad an be comeyed by awn to to pubk Isoegh advarlift pubic nbtlorr, rows, cabs, or other mods. Fredde Mac Form 139 6-93 Page 1 of 2 Fannie Abe Form 10018 6-93 Ougan Appraisal Sndces (71T) 7913533 Form ACR - %*TOTAL• appraisal soft min by a Is mode, inc. -1-g110•AIAMOOE APPRAISER'S CERTIFICATION: The Appralst r certiAes and apron that 1. 1 have temadad the subpd nefkd ales aid lore selected a ndlbelrn of ttm recent asks of propeAa roost dmiftr and prostitute to the subject properly for considenpon In be sales conparlm an** and have rude a dollar adMsbned when ppropdale 10 roW tte market reaction to those Mere of dwilast vultolm N a dgnfbert Mere In a comparable properly Is svpedor b, or more bvorable OWL the stritjact property, 1 haw made a negapw ldprebert to reduce the saisled seta price of In companbk and, I a sgdpcartl than N a coreoustile property IS Werior b, or less favorable than to aubjed prrperti, I have rode 11303111011 ngnsaed to kv:reae the edjnsbd 31101 price of the B1flp1FAIL 2. 1 low Wm bolo consideration fa lacin ttrl his on b W on rake In ray derlkpmWd of fu aNnb of mu lat valte N In appraisal report I have rot Wrorrbtgy wllttdd any dg 00 bttormalon from the appraise report and I below, to the best of my kawNdpe, fat all ela enertb and Wonnallon In to appraisal raw are to sad correct 3. 1 traded in flu aptrabd report ally my own personal, uWased, and professional ar**, opinion, and conckision, which are subject 0* to to contingent and kn*q condlone spedpad In fni form. 4. 1 hire no present or poswecta Interest; In Its properly let Is b subject to ft tvpK and I hvs no present or prospecin personal interest or bin with respect to tie faAcllwb In the Masten. I did not bas, oft parlay or contpM*, ay oneyds oft Its editb of markM vria In the appraisal report on the race, solar, mklm% sere, heask p, rm ile :tabu, or national origin of spar ft prospeck owns or occoporla of the subjad property or of thu present owns or ow*" of the properties in ft Ad* of the subject properly. 5 I have no pnseerd N cadWnpYkd future Interest In ft subject properly, sad neft my carved or hAn oftment nor my comperaalon for perierrriq INS appraisal Is conirgsrd on the & pro * vAn of fa pop". fl I was not ugdrol to rportl a p odeMrmbad wfue or dmdm in Wo that rvors the peso of the chid or any relabel parly, tie amaert of the wise setimab, the allainnd of a spsdk rail, or the owrrerrx of a erillaWM sat In order to mcdo row cernporadorl andfor amploymert IN perform" the appraisal. I dd nl ass fha appraises report oft a ropuM mbtmrn v&W t, a spw& vatafon, N to read b 4Wm a spedlc morgapa ism 7. 1 Wormed this Wfdld N eantamity with the Ililomt Standards of Professional *mbd Recpol fast were adopted erd prorn lpied by tie Apprakat Slanderd: Board of The Appraisal Wet" and Not were In piece as of the d cpw data of fds spprekal, with the etxwtion of Its dprire provision of these Standards, which doss ad apply. I etWtowlsdps that an edmea at a reasonable Im1 ill soon In In open market Is a cardtim In the delkipon of market vaW and IN saheb I devebpsd is corulslyd with the more" lino notad In the neighborhood section of hits report, trdess 1 have otherwise sbbd in the rrrCUCROM 58011011 8. 1 have personally aapected the interior and exterior areas of the subject property and the edenor of all prottafies listed as cornparabies in the appraisal report. I bather certify 11,21 1 have rated any apparent or lotown adverse conditions in the subject wVovernents, m the subject site, or on any site wibn the immediate vicinity of err subject property of which I am aware and have made &#atmetts for Itme adverse conditiom in my analysis of the property value to the extent that I had nu ft evidence to support Own I have also commented about the effect of the adverse conditions on Ne marketability of Ih subject property. 9. 1 prrsomly WWW all conckwits and opinions about hie mal estate Ilat were eel lerth in Ne appraisal neporL N I forded at sgtilicaa professional assistance from any Individual or Individuals m hie performnce of to appraisal or the preparation of Ne appraisal report, I have nar ed such kdNW*s) and disclosed the speak tasks porlonnM by Nero In tie m m6iatiee section d this Vl raisal report 1 antsy that any individal so rwnd Is quaNNed to perform the Wits. I have not asserted aryen to make a change to any him In the report therefore, N an atatth0ited carp is made to to appraisal report, 1 wi We no raponsibily for it. THE SCOPE OF WORK IS THE STANDARD FOR A RESIDENTIAL APPRAISAL THE SUBJECT WAS INSPECTED BOTH ON THE INTERIOR AND EXTERIOR FOR CONDITION AND MARKETABILITY. SALES WERE REVIEWED IN THE MARKET AND THE BEST AND MOST SUITABLE SIMILAR STILES WERE SELECTED AND INSPECTED ON THE EXTERIOR. ALL DATA WAS FROM PERSONAL. INSPECT, MULTI LIST PRINT AND FROM PUBLIC RECORDS. THE SOURCE DEEMED MOST RELIABLE WAS USED. SUPERVISORY APPRAISER'S CERTIFICATION: I a swervlsay approb r atgned tie appratad report, he or she cases and agree rip 1 dm* stgerrla tie Walter we wwerad tie ppr*w report, hw mw ww the a 111111 p reporl, we with tlu slalnurts end =duo= of tie wp?aber, on to be band by tie lppraber'a cerlikslons ar"ad 4 trough 7 above, and am Wdnq tell mWonsDfRy for On appraisal and the ppro" report. ADDRESS OF PROPERTY APPRAISED: 509 WOODCREST DR. MECHANICSBURO. PA 17050.8807 APPRAISERb SUPERVISORY APPRAISER (only if required): flame: DONALD R, STEELE Date Signed: 4/7/2008 Stale Certilkllon iP RLOO3222L or Stele License P SWK PA Epbapon Dab of C*Vkdlm N Unom: 8/8012009 SWAM Name: D1b Slped: era cWtirkrwn It N State Lico es 0- Smile BvIra0on Dale of C tillalon N License: ? Did ? Did Not Inpect Propoty Freddie Mac Form 439 6.93 Pepe 2 of 2 Fannie Mae Form 10048 6.93 Form ACR - WinMTAL' appraisal software by a Is mode, Inc. - t-MALAMODE Conrad Siegel A C T U A R I E S The Employee Benefits Company Cored M. Siegel, F.S,A. Harry M. Leister, Jr., FSA Cycle E. Gingrich. F.SA Robert J. Dolan, ASA Devil F. Stilling, ASA Robert J. Mrazk, F.SA Devil K KUII* F.SA Je" S. Myers, F.S.A. Thomas L bwo mere, F.S.A. Glenn A. Hater, F.SA Kevin A Erb, F.S.A Frank S. Rhodes, F.S.A., A.C.A.S. Holly A. Ross, F.S.A Janel M. Leyme,ster. UK Mark A. Bonsall, F.S.A. John W. Jeffrey, F &A Denise M. Polin, F.S.A. Thorns W. Reese, ASA Jonathan D. Cramer, F.S.A. John D. Vargo, F.S.A. Robert M. Gus, F.S.A. Bruce A. Sank CEBS Laura V. Hess, F.SA VlW L Delligat9 J. Salt Gehrnan, CEBS W iflam J. Shipley, A.SA Joshua R. Mayhue, A.SA Charles k Ebedin, EA Abigail S. Fordno, AS.A. June 23, 2008 Kristin R. Reinhold, Esq. Silliker & Reinhold 5922 Linglestown Road Harrisburg, PA 17112 501 Corporate Clrcle • P.O. Box 5900 0 Harrisburg, PA 17110-0900 Phone (717) 652-5833 Fax (717) 540-9108 www.conradslegel.com Re: Patti L. Matlock v. Mark A. Matlock Dear Ms. Reinhold: You requested that I calculate the marital portion of the present value of benefits earned by Patti L. Matlock and Mark A. Matlock under the State Employees' Retirement System, and by Patti Matlock under the Pinnacle Health System Pension Plan. MARK A. MATLOCK This report is based upon the following information concerning Mr. Matlock: 1. Date of birth - October 26, 1951. 2. Date married -June 17, 1978. 3. Date separated - August 4, 2007. 4. Information provided by the State Employees' Retirement System as follows: a. Final average salary- $94,153 as of August 4, 2007. b. Accumulated contributions plus interest - $142,474 as of August 4, 2007. c. Years of service - 33.77 (Class AA-60) as of December 31, 2006. Adding 0.59 years of service from December 31, 2006, to August 4, 2007, provides for 34.36 years of service as of August 4, 2007. d. Normal retirement date - March 22, 2008 (attained). Currently, Mr. Matlock is 57 years of age (age nearest birthday). EXHIBIT Conrad Siegel A C T U A R I E S Kristin R. Reinhold, Esq. June 23, 2008 Page 2 The State Employees' Retirement System is a defined benefit pension plan. The figure that is marital property for divorce purposes for a defined benefit pension plan is the present value of the pension earned during the marriage. The pension benefit provided upon retirement is based upon the final three-year average salary and the years of service. Mr. Matlock has attained his normal retirement age since he now has over 35 years of service. You requested that I value all of the pensions as of the respective normal retirement ages at which the pensions are payable on an unreduced basis. The following table shows the pension benefit earned as of August 4, 2007, the present value of such benefit for retirement at age 57, the coverture fraction and the present value of the pension earned during the marriage: Pension Retirement Benefit Age 57 Maximum single life annuity of $6,740 Refund of contributions plus interest & maximum single life annuity of $5,930 Present Value Coverture Pension Earned Pension Benefit Fraction During Marriage $1,047,943 0.848 $888,656 $1,068,246 0.848 $905,873 The accrued pension benefit was calculated using the data stated above and the SERS benefit formula of 2.5% x years of service x final average salary (2.5% x 34.36 x $94,153 x 1/12 = $6,740 MSLA). The second line shows the present value if Mr. Matlock were to elect a full refund of his accumulated contributions. The refund of contributions is included in the present value figures. The pension benefit earned as of August 4, 2007, takes into account 5.23 years of service before the date of marriage. Therefore, it is necessary to multiply the present value of the pension benefit by a coverture fraction in order to obtain the present value of the pension earned during the marriage. The numerator of the coverture fraction is 29.13 (the years of service from the date of marriage to the date of separation) and the denominator is 34.36 (the years of service with SERS as of December 31, 2007). Thus, the coverture fraction is 0.848 (29.13 divided by 34.36). PATTI L. MATLOCK Present Value This report is based upon the following information concerning Ms. Matlock: Conrad Siegel A C T U A R I E S Kristin R. Reinhold, Esq. June 23, 2008 Page 3 1. Date of birth - September 25, 1952. 2. Date married - June 17, 1978. 3. Date separated - August 4, 2007. 4. Information provided by the State Employees' Retirement System as follows: a. Final average salary - $47,436 as of November 26, 2007. b. Accumulated contributions plus interest - $16,727 as of November 26, 2007. c. Years of service - 9.37 (Class AA-60) as of December 31, 2006. Adding 0.90 years of service from December 31, 2006, until November 26, 2007, provides for 10.27 years of service as of November 26, 2007. d. Service purchase debt - $2,793 as of December 31, 2006. e. Normal retirement date September 25, 2012 (age 60). 5. The service purchase debt mentioned in 4(d) above relates to the fact that Ms. Matlock worked for the State from September 9, 1974, until November 1978. When she terminated employment then, she received a refund of her own contributions with interest since she was not vested. Upon her return to employment about six years ago, she opted to purchase her prior service from the 1970's by placing an actuarial debt on her retirement account. What this means is that her service period in the 1970's will count for purposes of calculating her retirement pension once she retires. However, SERS will make an actuarial reduction to her pension to reflect the cost of buying back her prior service period. Ms. Matlock has not paid any amounts to SERS to purchase her prior service. She will pay for the service purchase via an actuarial reduction to her retirement pension to be paid over her post-employment lifetime. 6. Information concerning Ms. Matlock's coverage under the Pinnacle Health System Pension Plan: a. Accrued monthly pension payable at age 65 (normal retirement age) is $541.30 payable as a single life annuity. b. Ms. Matlock worked for Pinnacle from March 23, 1981, until October 10, 2001. The entire service period with Pinnacle was during the marriage. Currently, Ms. Matlock is 56 years of age (age nearest birthday). Conrad Siegel A C T U A R I E S Kristin R. Reinhold, Esq. June 23, 2008 Page 4 SERS The State Employees' Retirement System is a defined benefit pension plan. The figure that is marital property for divorce purposes for a defined benefit pension plan is the present value of the pension earned during the marriage. The pension benefit provided upon retirement is based upon the final three-year average salary and the years of service. The normal retirement age for Ms. Matlock is age 60. That is the age at which she may receive unreduced retirement benefits. The following table shows the pension benefit earned as of November 26, 2007, the present value of such benefit for retirement at age 60, the coverture fraction and the present value of the pension earned during the marriage: Present Value Pension Retirement Benefit Present Value Coverture Pension Earned Pension Benefit Fraction During Marriage Age 60 Maximum single life annuity of $995 Refund of contributions plus interest & maximum single life annuity of $878 $125,523 0.603 $75,690 $126,705 0.603 $76,403 The accrued pension benefit was calculated using the data stated above and the SERS benefit formula of 2.5% x years of service x final average salary (2.5% x 10.27 x $47,436 x V12 = $1,015 MSLA). The MSLA was further reduced to $995 to reflect the value of the service purchase debt, which accumulates at an annual interest rate of 4.0%. The second line shows the present value if Ms. Matlock were to elect a full refund of her accumulated contributions. The refund of contributions is included in the present value figures. The pension benefit earned as of November 26, 2007, takes into account 3.77 years of service from September 9, 1974, until June 17, 1978 (pre-marital service) and 0.31 years of service after the date of separation. Therefore, it is necessary to multiply the present value of the pension benefit by a coverture fraction in order to obtain the present value of the pension earned during the marriage. The numerator of the coverture fraction is 6.19 (the years of service performed during the marriage) and the denominator is 10.27 (the years of service with SERS as of November 26, 2007). Thus, the coverture fraction is 0.603 (6.19 divided by 10.27). Conrad Siegel A C T U A R I E S Kristin R. Reinhold, Esq. June 23, 2008 Page 5 PINNACLE The Pinnacle Health System Pension Plan is also a defined benefit pension plan. The normal retirement age under the plan is age 65. As previously indicated, Ms. Matlock has earned a monthly pension of $541.30 payable at age 65 on a single life annuity basis. The pension was earned entirely during the marriage. Therefore, there is no coverture fraction that must be applied to determine the present value of the pension earned during the marriage. The present value of $541.30 per month payable at age 65 to a female currently age 56 is $46,317. The present value calculations are based upon the assumptions promulgated by the Pension Benefit Guaranty Corporation for annuity valuations except that mortality was not taken into account prior to the commencement of the SERS pensions. The interest rate is 5.68% per year for 20 years followed by 4.75% per year. The mortality is in accordance with the sex-distinct 1994 Group Annuity Mortality Basic Table with mortality improvement projected to 2018 using Projection Scale AA. In my opinion, the assumptions promulgated by the Pension Benefit Guaranty Corporation for annuity valuations are appropriate for the purpose of determining the present values. With best regards, Yours sincerely, ?? VL P" Jonathan D. Cramer, F.S.A. Consulting Actuary JDC:kad Conrad Siegel A C T U A R I E S The Employee Benefits Company Conrad M. Siegel, F.S.A. Harry M. Leisler, Jr., F.S.A. Clyde E. Gingrich, F.S.A. Robed J. Dolan, A.S.A. David F. Sliding, A.S.A. Robert J. Mrazik, F.S.A. David H. Killick, F.S.A. Jeffrey S. Myers. F.SA Thomas L Zirtxnerman, F.S.A. Glenn A. Hater, F.S.A Kevin A. Erb, F.S.A. Frank S. Rhodes, F.S.A, A.C A.S Roily A Ross, F S A Mark k Bonsall F S A John W Jehrey, F S A Denise M. Polin, F.S.A. Thomas W. Reese, A.S.A. Jonathan D. Cramer, F.S.A. John D. Vargo, F.S.A. Robert M, Gus, F.SA. Bnx,e A. Senfl, CEBS, CFP Laura V. Hess, F.S.A. Vicki L DeNigatti J. Scott Gdnan, CEBS Wiliam J. Shipley, A.S.A. Joshua R. Mayhue, A.SA. Charles A. Eberlin, EA. Abigail S. Fortino, A.S.A. Jonathan A. Sapochak,A.S.A EXHIBIT September 17, 2009 Kristin R. Reinhold, Esq. Silliker & Reinhold 5922 Linglestown Road Harrisburg, PA 17112 501 Corporate Circle • P.O. Box 5900 • Harrisburg, PA 17110.0900 Phone (717) 6525633 Fax (717) 540-9106 www.conradsiegel.com Re: Patti L. Matlock v. Mark A. Matlock Dear Ms. Reinhold: This is a supplemental report to my original report dated June 23, 2008. You asked me to address the issue of survivor benefits, and their present value, with respect to the pension earned by Mark A. Matlock through the State Employees' Retirement System. 'Mis report should be reviewed in conjunction with niy June 2:3, 2008, report_ This supplemental report is based upon the same data and actuarial assumptions stated in my prior report. The only new information which has been taken into account is as follows: 1. Mr. Matlock is now age 58 (age nearest basis). The present values stated in this report are based upon his retiring at 58; the prior report was based upon his retiring at his then current age of 57. 2. You indicated Mr. Matlock will probably receive a refund of his own contributions with interest and retain all of those funds himself. As such, the present values stated herein are based upon reduced annuity amounts, which reflect a full refund of member contributions. As we previously discussed, in cases of the Public School Employees' Retirement System and the State Employees' Retirement System, the portion of the retirement benefit awarded to the Alternate Payee may be made payable over her lifetime by writing a Domestic Relations Order which incorporates the use of Special Option 4. Special Option 4 allows the Alternate Payee's assigned portion of the Member's maximum single life annuity to be reduced so that it includes a 100% survivor benefit payable to the Alternate Payee. In this way, the Alternate Payee's benefit is paid over her lifetime, albeit at a reduced monthly rate. The combination of the present value of the monthly income received by the Alternate Payee during the Member's lifetime along with the value of the survivor benefit is actuarially equivalent to the present value of the maximum single life annuity that would have been otherwise assigned to the Alternate Payee. Because of this actuarial equivalence, I believe it is not necessary to produce extra present value Conrad Siegel A C T U A R I E S Kristin R. Reinhold, Esq. September 17, 2009 Page 2 calculations related to the value of the survivor benefit (under Special Option 4). However, I have done so since you have been directed by the Divorce Master to obtain such present values. The following table provides an illustrative calculation as to how Special Option 4 would provide Patti Matlock with a reduced monthly benefit from SERS, payable over her lifetime: Estimated Reduced Maximum Single Life Annuity as of August 4, 2007 $ 5,879 /mo. Multiplied by Coverture Fraction x 0.848 Marital Portion of MSLA $ 4,986 /mo. Multiplied by Hypothetical 50% Award x 50% MSLA Assigned to Mrs. Matlock (Payable over Mr. Matlock's Lifetime) $ 2,493 /mo. -adjustment Percentage to Provide Mrs Matlock vrr f [i Monthly Benefit for her Lifetime (Estimated Factor for Retirement at Age 58) x 0.859 Lifetime Benefit to Mrs. Matlock (Reduced for 100%, Survivor Benefit) $ 2,142 /mo. Mrs. Matlock would receive $2,142 from Mr. Matlock's pension as long as he lived, and the same amount as a survivor benefit if he preceded her. Another advantage of Special Option 4 is that Mr. Matlock would be able to elect any payment option with respect to the remaining maximum single life annuity after Patti Matlock is assigned her portion. He could elect a maximum single life annuity for his portion of the benefit or an option that carries a survivor benefit with a second survivor annuitant, such as a second spouse. The following table summarizes the present value of the reduced maximum single life annuity (the present value excludes the value of the refund of contributions to Mr. Matlock): Retirement Reduced Monthly Present Value of Coverture Marital Portion Age MSLA Reduced MSLA Fraction of Present Value 58 $5,879 / mo. $917,487 0.848 $778,029 If Special Option 4 were not elected and Mrs. Matlock was awarded 50% of the marital portion of the MSLA payable over Mr. Matlock's lifetime, then her award would have a present value of $389,015 ($778,029 x 50%). Now, the following table illustrates the present value of Mrs. Matlock's estimated benefits payable under Special Option 4: Conrad Siegel A C T U A R I E S Kristin R. Reinhold, Esq. September 17, 2009 Page 3 Present Value of $2,142/mo. Payable- over Mr. Matlock's Lifetime $334,285 Present Value of $2,142/mo. Survivor Benefit 53,468 $387.753 As you can see, Mrs. Matlock's present value of benefits under a hypothetical 50% award is about the same whether she were awarded a portion of the full MSLA, or a reduced benefit (and survivor benefit) under Special Option 4. You also asked that I produce additional present value figures in the case where Mark Matlock would be forced to elect Option 3 for his entire benefit (Option 3 carries a 50% survivor annuity). In this case, Patti Matlock would receive the 50% survivor annuity on the entire gross pension. If this scheme were adopted by the parties for dividing the pension, then the present value of the survivor benefit would be an additional asset for Mrs. Matlock. Mr. Matlock's gross benefit would be reduced to provide for the 50% survivor annuity. The following table shows the estimated benefit amounts and present values under Option 3, based on the est.imat.ed reduced maximum single life annuity earned as of August 4, 2007. Estimated Benefit Amounts and Present Values Under Option _3 (50% Survivor Annuity)* Reduced Present Monthly Monthly Value of Marital Survivor Present Lifetime Lifetime Portion Benefit to Value of Retirement Benefit to Monthly Coverture Present Patti Survivor Age Mr. Matlock Benefit Fraction Value Matlock Benefit 58 $5,4341mo. $848,040 0.848 $719,138 $2,717/mo. $67,822 *Based on accrued maximum single life annuity as of August 4, 2007. A pc Lion of Mr. Matlocles pension could still be assigned to Mrs. Matlock. If you have any questions, please contact me. With best regards, Yours sincerely, Jonathan D. Cramer, F.S.A. Consulting Actuary JDC:kad Display Time Quotas Page 1 of 1 08/04/2007 r. r Time accounts All types Annual leaves Display f ' Leave balance Deductible to Entitlement Used Planned + approved Available balance Unit Annual leave 12/31/9999 047.39 1 53 6 62_ _1$4 00 - -- 88_ 220 !?--- __ . _ . - .___ _ ._ , _ ----- - -- _ j Annual Leave - Actual 1213119999 302.36 0.00 0.00 302.36 Hour. i 4 Sick leave 12/31/9999 1,414.75 331.00 56.00 1,027.75 Hour. I Sick Leave - Actual 12/3119999 1,042.50 0.00 0.00 1,042.50 Hour, Holiday Leave 12/31/2007 82.50 37.50 45.00 0.00 Hour Personal leave 01/04/2008 30.00 17.50 12.50 0.00 Hour: Personal Leave - Actual 01/04/2008 5.00 0.00 0.00 5.00 Hour. Pd Mil Orig 15 01/04/2008 112.50 0.00 0.00 112.50 Hour r% 1 3(, ?,r5 Ann\ x5a ,saf Y•r 15)c6-79 95 1 o,-4 a 5a S, C- Y-1- 50, i e P 1-11i ,> , - CdJ 1(1- EXHIBIT ???. 7 https ://www.myworkplace. state.pa.us:448/scripts/wgate/pzO9334712e4/-flNOYXRIPTIwN. 7/10/2008 14 Display Time Quotas Page 1 of 1 Quit Help Display Time Quotas Display as of 5S/04/2 i Q All types Time accounts Leave balance Annual leave Annual Leave - Actual Sick leave Sick Leave - Actual ' Holiday Leave 7 Personal leave i Personal Leave - Actual Pd Mil Orig 15 r -73)h Y? I? , )-3b,--?-7 s CK EXHIBIT Deductible to Entitlement Used Planned + approved Available balance Unit 12/31/9999 522.60 416.75 122.25 .4 16 0- Hour 12/31/9999 58.22 0.00 0.00 - 6 - Hour 12/31/9999 440.27 268.25 68.00 Hour 12/31/9999 130.77 0.00 0.00 130.77 Hour 12/31/2007 82.50 37.50 45.00 0.00 Hour 01/04/2008 30.00 11.50 17.00 1.50 Hour 01/04/2008 11.00 0.00 0.00 11.00 Hour 01/04/2008 112.50 0.00 0.00 112.50 Hour https://www.myworkplace.state.pa.us:448/scripts/wgatelpzO93347Od3 51-flNOYXRIPTM5... 7/10/2008 , Kelley Blue Book - Trade-In Pricing Report - Nissan, Maxima - Official Kelley Blue Boo... Page 1 of 4 Photo Gallery Condition, , Value Private Party Value BLUE BOOK" TRADE-IN VALUE <<1HA1'£ .H._:: Suggested Retail Value ft Back TED RESOUM f 111 OR 1 5 Home > Used Cars > Sedans > Nissan > Maxima > 2003 > SE Sedan 41) 2003 Nissan Maxima SE Sedan 4D ........... Trade-In Value _....._._ ................._.......__.............._____ .. $6,875 $6,270 $5,255 Price New Cars A I 3 ? mr Free CARFAX Record Check ` 11 ?? Auto Loan from 5.44% APR Compare Insurance Rates Local Listings: Payment Calculator ...... ........ C View Nissan Maxima Find a Dealer f` Search all Classifleds in 17050 LIST YOUR BAR F4t SALE Search Used Cars Special Package Offerl For one low price you ?? can reach millions of 99 C6F Pd N4iL41C Y£ ?A CK M 5 V .: used car shoppers. Compare Vehicles oo ,eV;eV^ Consumer Ratings Good Find Your Next Car Fair Specifications More Photos rte-, Shopping Tools Learn more now HY A USED CAR on Blue Book Classifieds'" Nissan Maxima EXHIBIT 30 Miles or less .tea ?i B. . http ://www.kbb.comlKBB/UsedCarsIPricingReport.aspx?WebCategoryld=3 8&Year1d=200... 9/9/2008 Home New Cars Used Cars Research & Explore News & Reviews Classifieds Loans & In, Used Car Prices I Classifieds I Certified Pre-Owned I Compare Vehicles I Perfect Car Finder I Most Researched Vehicle! Welcome Back I My KBB ZIP Code 170501 Change Recently Viewed Kelley Blue Book - Trade-In Pricing Report - Nissan, Maxima - Official Kelley Blue Boo... Page 2 of 4 ZIP Code M50 To View Ads, Click ? 4.6 out of 5 ....... ............. , FIND THE RIGHT CAR Similar New Vehicles -- 2M 1110ma Photos 45,000 to $101000 Sedan To View List, Click Review this Vehicle More Results YIE1V ANOTHER VEHICLE :Vehicle Highlights Select Year... Select Make Em Mileage: 90,914 ... Engine: V6 3.5 Liter Transmission: Automatic Select Model, Drivetrain: FWD Or Search by Category Or Change ZIP Code Selected Equipment Change Equipment Standard Air Conditioning Cruise Control ABS (4-Wheel; Power Steering AM/FM Stereo Power Seat Power Windows Cassette Rear Spoiler Power Door Locks Single Compact Disc Alloy Wheels Tilt Wheel Dual Front Air Bags Optional Traction Control Sun Roof Blue Book Trade-In Value Trade-in Value is what consumers can expect to receive from a dealer for a trade-in vehicle assuming an accurate appraisal of condition. This value will likely be less than the Private Party Value because the reselling dealer incurs the cost of safety inspections, reconditioning and other costs of doing business. http://www.kbb.com/KBB/UsedCarsIPricinLRenort.asnx?WebC'ategorvld=39&YeirTcl=900 9/9/?OOR 1998 Nissan Pathfinder - Trade In Value, blue book value - Official Ke... http://www.kbb.com/KBB/UsedCars/PricingReport.aspx?WebCategor.. Used Car Prices I Search Used Car Listings I Certkled Pre-Owned I CompareVehkks I Perfect Car Finder I Most Researched Vehkks I CARE Wekome Bade I Sign In I Create Account 1 My KBB ZIP Code: 17050 Recently Viewed You Might Also L Home > Used Lars > 5= > Nissan > Pathfinder > I= > 51 Sport LVW 4D r a 1998 Nissan PathflnderSE Sport Utility 4D ` S Trade-In Value Private Party Value Suggested Retail Value Photo Gallery Compare Vehicles r el,T Review Consumer Ratings Find Your Next Car Specifications o; Shopping Tools BLUE BOOK* TRADE-IN VALUE ,,A,S TNIS? Condition' W14AI T141 - Value Excellent Good Fair More Photos NEXT STEP • Price New Cars Free CARFAX Record Check Auto Loan from 5.44% APR Local Listings: Compare Insurance Rates _......__- Payment Calculator View Nissan Pathfinder i i Find a Dealer 0 Search all Classifieds in 17050 LIST YOUR (Al FOR SALE Average Consumer Rating (273 Reviews) j i $3,600 $3,250 $2,675 Read Reviews SpecialPadwge O/?erl 1k> 7 4.6 out of S Review this Vehicle For one low price you 6 :.. - - ------ --- - ._ _ .. ........... 0 can reach millions of ; Similar New Vehicles used car shoppers. 2009 Nissan PathMder Learn awro now ( Photos --- Review A aax: $kJp9 BUY A USED CAR ' More Results i on Store Book Clsssln do^ j Nissan ? 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Vehicle Condition Ratings Check Vehicle Title History I Excellent ppppp $3,600 I: MAN Insurance • Looks new, is In excellent mechanical condition and needs no reconditioning. } ! • Never had any paint or body work and is free of rust. Get a New Car Loan from • Clean title history and will pass a smog and safety inspection. • Engine compartment Is clean, with no fluid leaks and is free of any 5.44% APR wear or visible defects. • Complete and verifiable service records. Get a Pre-Owned Loan from less than 5% of all used vehicles fall Into this category. 6.34% APR Get Your Credit Score Now Good ?"rlrlr3 $3,250 Get a Free Insurance Quofe. • Free of any mayor defects. • Clean title history, the paints, body, and interior have only minur (if any) blemishes, and there are no major mechanical problems. • Little or no rust on this vehicle. • Tires match and have substantial tread wear left. • A "good" vehicle will need some reconditioning to be sold at retail. Most consumer owned vehicles fall Into this category. Fair CAE' .14.` $2,675 • Some mechanical or cosmetic defects and needs servicing but Is still In reasonable: running condition. • Clean title history, the paint, body and/or Interior need work performed by a professional • Tires may need to be replaced. • There may be some repairable rust damage. Poor t z_ N/A • Severe mechanical and/or cosmetic defects and Is In poor running condition. • May have problems that cannot be ready fixed such as a damaged frame or a rusted-through body. • Branded title (salvage, flood, etc.) or unsubstantiated mileage. Kelley Blue Book does not attempt to report a value on a "poor" vehicle because the value of these vehicles varies greatly. A vehicle In poor condition may require an independent appraisal to determine its value. • Pennsylvania 1/7/2009 Accurate Condition Appraisal Change Condition Accurately appraising the condition of a vehicle Is an Important aspect In determining its Blue Book value. Taking our 16 question condition quiz will ensure you know the correct condition rating. 2 of4 1/7/2009 4:00 PM PSECO P.O. Box 67013 (717) 234.8484 (Harrisburg) Harrisburg, PA 17106-1013 (800) 231.7328 (Nationwide) website - http://www.psecu-com 6 JOINT OWNER MARK A MATLOCK PO BOX 33 HARRISBURG PA 17108-0033 MEMBER NUMBER I STATEMENT DATE 0181XXXXXX 08/31/07 POS BEER,`E]CPRESS HARRISBURG PA 08/31. Withdrawal 'POS #.00000516 - 44.18- 1098.63 POS COSTCO GAS 000 5125 JONESTOWN R•D HARRISBURG PA 08/31 Withdrawal POS #00000769 127.58- 971.05 POS COSTCO WHSE #0 5125 JONESTOWN RD HARRISBURG PA f 08/31 Withdrawal POS #07026566 28.54- 942.51 POS KMART 447.9 5050 JONESTOWN ROA HARRISBURG PA 08/31 Withdrawal via Home Banking Transfer To Loan 01 442.51- 500.00 08/31 Payment: Dividend 0.250% 0.30 500.30 Annual Percentage Yield Earned 0.250% from 08/01 /07 through 08/31/07 Based on Average Daily Balance of 13 92.41 08/31 Ending Balance..: .. :: 500:30 Dividend YTD: Year to Date 3.06. Number Amount 'Number Amount .Number Amount,` Number Amount 001028 15.00 -001167 223.61 001175 27.99 001216' 220.47 001029 128.53 001168 15.98 001176 25.44 001217 216.00 001030 35.25 001169 23.25 001177 41.61 001218 253.90 001157* 41.13 001170 _ :12;99;: .001178 :. 48.,17`, ..001219 : 132.'00 001161* 27.37 001171 74..83: '. '001212* 13.00 -:001220, 200.00 001163.* 11.31 001172. 15.75 001213 11.57:, '00122 1 906.87 001165* 32.78 001173.28.7 001214 15.0o... . 00:1223* 29.00 001166 15.98 001174 39.91 001215 500.00 001224 15.00 * Asterisk next to number indicates skip in number sequence man. ......... =a ...as sss ss s sss ss sss s s s sss ss : ss s ssaa s a s s a a as ss ss s a a s: a s s s: s s ss s a s :a s: s a sa a sas as ***. ANNUAL PERCENTAGE RATE 12.900% ***. Periodic Ra te (Daily) .035.342.E . Post Eff Description Princi pal `FIN'.CHG Fees 08/01 ID ,r 01 HOMEOWNER PSL.(Opeh End) Beginning Balance' 4035.56 08/08 Payments yfa"'Home Banking Transfer, From Share ,04 45 .16- 54.84 3990.40 08/14 Loan Advance via Home Banking Transfe r To Share 04 32 3.96 0.00 4314.36 --- Continued on following page ---,,. _ E EXHIBIT ols,o The PtidwtdW kwwxe coe*" Of kwioe ftLW tld PA& meet Poet Ofte 608000 Mule, w om d'> PINNACLEHEALTH Syuem Apri11, 2007 - June 30, 2007 Hire Date: Plan Entry Date: OOELDmomm PATTI L MATLOCK 509 WOODCREST DRtVE< MECHANICSBURG PA 17055.6807 s Oi r Y? p? Account Summary OZ AccantVakre on 04101/2007 " It molellt Resale ..? Account Vakae an 06130007 " Vested Amount Personal Performance a- ee Your Perfmum from 04101/2007 - 00Qi2007 Your Performance from 01 /01 /2007 -06/3412007 6.69% 8.69% Yorr as mW pwt m wens ditm#W by using a formula #W cues a weighted rate of mium. Your re8rns may o9PJier hurt the kws0nent aptbn performance, becam of the level and dmvg of your cash lbws. h you &Yoded rn yoer 1bo after 1/1, or if your plan &3=tbned N Pn derrti8l ?t s raaad keeping system after 1/1 of the current yes- Mn the performance A mm is ft m your ertroHrwt date, or from your plan's transition date. Tnansaations and ad/ xmwts after Am 30, 2007 wfI not be redacted In the performance figures shown above. Past performance Is no guarantee of Amore results. 03/01/1981 04/16/2001 Pinnasle Health System 403(h) TSAT Plan News From Your Sponsor Welmne to your new and h0mved Prudential Retirement statementl k was redesigned with you in mind. Check aft the ertdosed 'fbta*startttffrg Your Statement" article for more iribmadoon on these exciting enhancements. Whether you arejust starting your first job, nearing retirement, or anywhere in between, Prudential Retirement's Edlucabm and Planning (PREPg websde (www.pruderrtla xmVprep) has the content that's )ust for you. 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Vft tto seem more about saw fn pick kwestrnenis't Sinlpiy vlsk www.wubr tial.cmVP p - our updated educatbW web* - and We the online come WW to abase Your boesbmit a Application of asset akcadm and diversiticatbn concepts does not ensure safety of prindpal and West It Is pomble to bee amey by hives" in securities. 4OW Pape 1 d 10 ,, O e4 , z.. 877-PRU-2100 ::Orr 24-hourlel wknAr?dMv *ft iMiW r *13 M-F, a am.A an., 11"m 1br ? JE 1? Jan 15 2010 1s18PM ?HP L SERJET FAX 4/8/2 ?? ishtF'x pttW pale L M§dw* SO W 1" TA 170604607 PAGE 21002 Fax Sarver ! u?+ 410 s? Pip N+OW. 6007 leftowe ? ??*? A?cco? P*G 6, IM a.WM& NWa& 7, 1600 awwAd wMa is d. ACLgKFJ1U1'!1 zsh'i Ile ,eM7w e 1 O&WIM cow tV11,domo,K d?s can u l.,po?l ess6. 1.60 my *Wds" or WPM loboogk ow jamb AIMUNk EXHIBIT 3 P.2 udential Retirement Page 1 of 1 Prudential (k we PinnacleHealth TSAT Plan As of 12122/2009 P1 N NAC EE H f A 1 T 1 1 A Home' Account Detail y}*stcr++ Account Value $.1i.fis?.litl RETURN TO ACCOUNTS HOME Vested Amount $38,898.59 ACCOUNT DETAIL CURRENT MONEY TRANSFERS LOANS WITHDRAWALS FUTURE MONEY INVESTMENT ALLOCATIONS OTHER LINKS GOALMAKER TRANSACTION HISTORY PERFORMANCE ONLINE STATEMENTS PLAN INFORMATION PERSONAL INFORMATION ANNUITY PAYOUTS RETIREMENT PLANNING RETIREMENT CALCULATORS INVESTOR STYLE QUIZ RETIREMENT EDUCATION Inventions should carefully consider a hand's Mwalmind Al PHvear risks. cha complete Infoeaadon about the Nnsslatsr 6 options s- N Ihle fhreugh your ph stalemsnt for a tree prospectus that cantalrns tilt and other information about before 8n11eetlng. It In possible to loss money Investing In Securities. edy" 1 Terms A Conditioro I S Tax [ Wormation contained on this site does not, and Is not Intended to constitute an advertisement. so0cNation or offer for sale In any jurisdiction. outside the United Sd O Copyright 2009 - Prudential Financial. Inc. Newark, NJ. USA. AN rights reserved. Prudential Retirement, PndentW Financial, PRU, Prudential and the Rock logo are registered service marks of The Prudential Insurance Company of America, t* EXHIBIT mhtml:file://C :\Documents%20and%20SettingsUoanna\Local%20Settings\Temp\Prudent... 12/23/2009 5 FjM /NVEaTMENTo Holy Spirit Hospital Retirement Savings Statement April 1, 2007 - June 30, 2007 ENV#40006105 40 58940 731 16 T PATTI L. MATLOCK 509 WOODCREST DR NECHANICSBURG, PA 17050-6807 fT For online access, log on at: http:I/www.fidelity.com/atwork For information, call: (800) 343-0860 Get Your Statements Online Online statements offer many advantages over paper statements. For instance, you can view and print up-to-date statements whenever you like, and you can retrieve statements, for any date, month, quarter, or custom date range within the previous 24 months. To sign up for online statements, please visit us online, go to Mail Preferences under the Your Profile tab, and update your delivery preference for savings statements and other notices. You must also provide us with a valid e-mail address so that we can periodically remind you to view your statements and other notices online. Your Account Summary Beginning Balance $1,473.13 Fees -3.75 Change in Account Value Ending Balance $1,509.07' Additional Information ? Dividends & Interest $19.45 Your Personal Rate of Return This Period 2.7% Year to Date 4.4% Your Personal Rate of Return is calculated with a time-weighted formula, widely used by financial analysts to calculate Investment earnings. It reflects the results of your investment selections as well as any activity in the plan account(s) shown. There as other Personal Rate of Return formulas used that may yield different results. Remember that past performance is no guarantee of future results. Your Asset Allocation Stocks 40% Bonds 54% ? Short-Term 6% Your investments are currently allocated among the displayed asset classes. Percentages and totals may not be exact due to rounding. ; .. The Additional Fund Information section lists the allocation of your blended funds. Account Value This sectlon.dtsplays the value of your account for the period, In both shares and dollars. Shares on Shares on Price on Price on Market Value Blended Investments' Fid Asset Mgr 500/. 22.838 22.985 $16.46 $16.88 $1,084.97 375.91 $1,122.95 387.99 Fid Freedom 2010 26.350 27.016 $14.89 $15.09 392.35 407.67 Fid Puritan 15.663 15.585 $20.22 $21.00 316.71 327.29 Bond Investments $386.16 $386.12 Fid Ginnie Mae 36.007 36.461 $10.78 $10.59 388.16 386.12 Please read this statement carefully. Any EXHIBIT vestments within 90 days. 6105 40006105 0001 20070706 403B Fidelity Investments, P.O. Box 770002, Cincinnati, OH 15 tr ? ?? Page 1 of 5 PATTI ! MATTOCK 509 WOODCREST DR MECHANICSBURG PA 17050 Statement Period: 04101/2007 - 06/30/2007 Participant ID: 4636816 Plan: 98978-01 WHAT IF I CAN'T REMEMBER MY PIN? To get a temporary PIN, call KeyTalk(R) at 1-866-SERS457 (737-7457) and ;peak with a Customer Service Representative. Balance as of March 31, 2007 Payroll Contributions Change in Value Expenses Balance as of June 30, 2007 ?JJ ? ? 3P Total $0.00 200.00 0.45 _-0.04 _ -e 4 $200.41) Your Individual Rate of Return for this quarter is .70% Personalized performance information is provided.to participants as a general approximation of the overall recent performance of their. account. It is calculated based on a formula which estimates the equivalent quarterly rate of return . during the statement period, based on the opening balance, transaction activity and closing balance. Past performance isr not a guarantee or prediction of future results. EXHIBIT ?..w.• :..?.il'i: .b1.1•_... .. "4? .. ,?:. ... 1: .?.Mt r.14''.w?w. ?r?. ._.. .? . ... ... PSECO P.O. Box 61013 (111) 234.8484 (Harrisburg) Homsburg, PA 11106.1013 (800) 231-1328 (Natronwk website - h"://www.psecu-com 1 JOINT OWNER MARK A MATLOCK PO BOX 33 HARRISBURG PA 17108-0033 MEMIMA- M ER STATEMENT DATE 0181XXXXXX 108/31/07 Post q :? Eff;':Description Amount Balance e OS/01., =ID.O1'REGULAR SHARES,.'BegI ing Balance 08/01 Payment: ATM REBATE" 3:25 8--:26 JULY 08/07 Payment: via Home Banking Transfer 74.09 82.35 From MATLOCK,PATTI L XXXXXXXXXX Share 04 08/08 Withdrawal via Home Banking Transfer To Share 04 77"35- 5.00 08/17 Payment: via Home Banking Transfer 1211.32 1216.32 From MATLOCK,PATTI.L.XXXXXXXXXX Share 01 08/17 Withdrawal via Home :Banking Transfer To Share 04 1211.32- 5.00 08/17 Withdrawal Account Adjustment: 5.00- 0.00 J03 - CLOSE ACCOUNT 08/17 Payment: Account Adjustment: 5.00 5.00 J04 - OPEN NEW MEMBERSHIP 08/17 Withdrawal :Account Adjustment:< 4.00 JFO - ADJUST NEW MEMBERSHIP .CHARGE 08/17 Payment Transfer. From. Share 04 1 00 ,. ;5 00: 08/28 ., Payment : By :Casl~i'.t '• - : " , , :, 2500.'0'0:,.: 2505"..'00 : 08/30 Payment: By Check 100.00 2605.00 08/31 Payment: By Cash 1500.00 4105.00 08/31 Payment: Dividend 1.240% 0.41 4105.41 Annual ;Percentage °Yield."Earned 1.260k `fr6m',08/0-1/;07 -,through 08/31/07- Based on 'Average,..Dafly Balance of . 385.55 08/31 ., Ending Balance •. „ `., 4105.41 Dividend YTD : •: Year to: -Date `. - 0.65 saa as asasaaass ssssssssssaasssasass sssasasaaas:a:sassas:sas ssssaasaaasa aas aasasaa sasaaaassaaaa Poat Eff Description Amount Balance 08/01 ID 04 CHECKING Beginning Balance 206.61 07/31 08/01 Withdrawal Check. Card ;! 7 99- : 198.62 _ 07/'30.24427336KLYHYNTST 5310 GABRIEL BROS .MECHANI MECHANICSBURG PA I ? 08/01 Check 001157 157 '49 08/01 Withdrawal. Adjustment. Adj JReturn ?. 7.99 1G58 • .. . 07/30 74427336KLYHYNTVE 5310 GABRIEL BROS - MECHANI MECHANICSBURG PA . 08/02 Check 001163 11.31- 154.17 08/02 Check 001166 15.98- 138.19 EXHIBIT uig 7. ki W15- oll PSECO JOINT OWNER P.O. Box 67013 (717) 234.8484 (Harraburg) Hamburg, PA 17106.7013 (800) 237-7328 (Nationwide) website - http://www.psecu.cofn 2 MARK A MATLOCK PO BOX 33 HARRISBURG PA 17108-0033 :MEM 6Ii NUMBER I STATEMENT 0181XXXXXX r 08/.02 08/03 08/03 08/03 08/03 1 08/31/07 1 00116;1 ." . Check Check 00116.5 Payment: Direct` Deposit PA TREASURY DEPT TYPE: PAYROLL ID: 1236003133 CO: PA TREASURY DEPT Withdrawal Transfer To Loan 17 withdrawal POS #00000421 POS COSTCO WHSE #0 5125 JONESTOWN RD HARRISBURG PA withdrawal'POS #00348521 POS SAMSCLUB #8175 6781 GRAYSON RD HARRISBURG PA Withdrawal at ATM #00008379/DU1131 ATM PSECU 7TH & FORSTER ST HARRISBURG PA Withdrawal POS 400440459 POS SAMSCLUB AA175 A7A1 [;RAYSnN RD- 27, 37-: '' `: '110.:82 32. 78 .78.04 2661...07 2739.11 08/03 08/04 08/06." 08/06 08/07,. 08/07:.... ... 08/08 08/08 08/08 08/08 08/08 08/08 HARRISBURG '.,PA POS BEER EXPRESS HARRISBURG PA Withdrawal via home Banking Transfer To Loan 01 Payment c .;via ;Home; Banking ::Transfer 'From Share 01 - Withdrawal•at-ATM #000,08'?Zh/3500085 } ATM BELCO.COMMUNIT STRAWBERRY SQUARB. HARRISBURG `PA Check 001029 Withdrawal POS #19006435 POS GIANT FOOD #269 3301 TRINDLE RD CAMP --- Continued.on following page --- 171.58- 2567.53 75.7'7- 2491.76 115.86 2375.90 100.00- 2275.90 17.1.43- 2104.47 100.00- 1651.83 77.,'35--',:27-29'.18 80 00 , 1699.:18: 128.53- 1520.65 52.36- 1468.29 aft'r.p 11 Account Statement snap iD1 hw waft „s« e . "MAOM FINW IM Robe ww go lame tlla lo? Cm* Cad at " ME 0020, 01w agleftes or 1404"4= by IRO p.m. OMWA UW ho Ot-.aomR ro POXSMOO, OBI MONN IA fog.-111W A00virto OM MIN IM I/02 an LN"RY 15.2w Cl, I " oaa ?w Naa cb§6q D M awM Une Crw* AwSOM palawlt am am n Payaam otw is no WAO Nam DPW" #alw+w Painrwke & Credae ? CIlwom FNANCE OMAFiOE>s how fiNano. Ioao foao 10.00 "rook 914111111110"Ilt two $a&" l1lod 111130s0 - s0A0 ? I1.00A + ? _ ? i,.el>f 1 TeW 0dWW ?T7,N la l $1.02LU fO.W f1,6'iSbi t (GiRWT AC?7 M TIWWB be Oaq LeaalblVTTail,aaaig011t AnaaK SEE BACK OF STATEMENT FOR MFORMATION ON GRACE PERIOD AND PROMOTIONAL OFFERS. 211021 nmi 11120 n9AMEWIN vzomMICSSURolM I 1.0L2 ea PROMOTIONAL PURCKOL' TO WIN POY VW6b - N Na er W24 W1 MM100ASN"0 0 *44 PA"AW -THAW YOU a 2a1If- SPOU LL PROWIMS NOW P1ay,oa¦ ? 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Dw Deft Pod Due 11 Payment Due Enclosed 8035 3100 5277 MOd 51563.51 imumY 1 2008 SOHO $0.00 - 11 $ Tabteli?allaga Gf'D0*YeuraCarvniwa9' MaCho" PyabNb: Han ow cREOR iiR =3 w1Mr? Y" vow, iiAaa7v0 and Pop vow aCeounl online ? nryl?onladapoleo-ount.*A tom. 6035320052770102015535100246850000000101 MA11W01 a 12=W 4W A HOME DEPOT CREDIT SERVICES 1..,111961111...11.1.11141111..1111111PROCESSIOCENTER N PATTI L MATLOCK ES MOINES, IA 509640500 50?WOODCRESTOR MECHANICSBURG, PA 17=-WW EXHIBIT Il' ii Pre addon -M- , . abme lnMw w bMek b*. . JOSEPH CASSEL Painting & General Maintenance 1690 MacIntosh Way Hummelstown, PA 17036 (717) 805-0749 (717) 566-2767 July 26, 2009 Ms. Patti L. Matlock 509 Woodcrest Drive Mechanicsburg, Pa 17050 Materials and Supplies from Aumen's Paint & Wallpaper Store $366.67 (copies of invoices attached) Work Performed: Kitchen: Spackled, two (2) coats of paint; hung trim; Sunroom: Patched and painted ceiling; ist floor hallway: Painted ceiling, repaired bi-fold door; two (2) coats of paint on walls; Ist floor bedroom: Patched walls, one (1)'coat of paint Living Room: Patched walls, painted one (1) coat on ceiling and walls Stairway: Patched and painted stairway; repaired and painted door; 2nd floor hallway: Painted two (2) coats; 2nd floor master bedroom: Primed and painted one (1) coat; boarder; Master bathroom: Caulked, patched and painted two (2) coats of paint; 2nd floor bedroom number 1: Minor patching; primed and painted two (2) coats of paint. EXHIBIT 2nd floor bedroom number 2: Patching and one (1) coat of paint. 2nd floor bathroom: Painted ceiling 2nd floor bedroom number 3: Patching, One (1) coat of paint Basement: Repaired bi-fold double doors 2nd floor: Hung 7 blinds 2 overhead garage doors: Patched, sanded and touch-up paint Sunroom: Replaced rotted wood at door frame; painted Rehung spouting and downspout Total cost of job: $2,000.00 Total cost of materials: $366.67 Total Balance Due: $2,366.67 Payments: $1,000.00 $300.00 Total Payments: $1,300.00 Remaining Balance Due: $1,066.67 Financial arrangements: All materials are extra; one-half (1 / 2) of total cost of job to be paid at time job is commenced; balance to be paid in full upon satisfactory completion of job. Invoice F Aumen's Paint & Wallpaper Store O 1635 E. Chocolate Ave. M Hershey, PA 17033-1120 Phone : (717) 533-2673 S CASSELJ L Joe Cassel D T O Invoice No Date Page 008857 06!22/2009 1 Phone Fax Clerk Terms PO Number Required (717) 805-0749 KS 0002 - Net 30 Days PATTY hem Nun-Aw Description Retail Qty U/M Tax Unit Price Extension 028270-001 SUPER HIDE LAT FLAT-LINEN WH - GAL $23.99 1.00 GAL $17.99 $17.99 N096113-W4 MOORGLO ACR HS AND TR-PASTEL BSE - $19.99 1.00 QT $15.19 $15.19 Color Name.: EXT TRIM Location.: Cx- Cassell 41740024 U/P FIRM LINDBECK AS $23.19 1.00 EA $13.99 $13.99 685 04428 1/20T READY PATCH $5.99 1.00 EA $4.79 $4.79 865 54011 WHIZZ 4" GOLD STRIPE SLV, 2/PK $4.89 1.00 EA $3.99 $3.99 Total Discount Savings $22.10 SubTotal $55.95 Sales Tax $3.36 RECEIPT NEEDED FOR REFUND OR EXCHANGE . RESTOCKING CHARGES ON CUSTOM ORDERS. CUSTOM TINTS ARE NON-RETURNABLE Total $59.31 Duplicate Invoice copy Received By : A Mwwwmxm Card:` Aumen's Paint & Wallpaper Store O 1635 E. Chocolate Ave. m Hershey, PA 17033-1120 Phone : (717).533-2673 Invoice CASSELJ L Joe Cassel D Invoice No Date Page 008628 06/17/2009 1 Phone Fax Clerk Terms PO Number Required (717).805-0749 HS 0002 - Net 30 Days PATTY Item Number Description Retail Qty U/M Tax Unit Price Extension 028270-001 SUPER HIDE LAT FLAT-LINEN WH - GAL $23.99 1.00 GAL $17.99 $17.99 01221B-004 MOORES LT FL-PATIO -PASTEL SSE - Q $17.99 1.00 OT $13.69 $13.69 Color Name:: LINEN WHITE 640 00255 2MIL 9X12' ROLLED PLASTIC DROP $3.95 1.00 EA $3.19 $3.19 Total Discount Savings $11.06 SubTotal $34.87 Sales Tax $2.09 RECEIPT NEEDED FOR REFUND OR EXCHANGE. RESTOCKING CHARGES ON CUSTOM ORDERS. CUSTOM TINTS ARE NON-RETURNABLE Total $36.96 Duplicate Invoice copy Received By : .M. V.=N WWOAM Card. - Invoice F Aumen's Paint & Wallpaper Store R 1635 E. Chocolate Ave. M Hershey, PA 17033-1120 Phone : (717) 533-2673 S CASSELJ L Joe Cassel D T O Invoice No Date Page 008338 06/12/2009 1 Phone Fax Clerk Terms PO Number Required (717) 805-0749 KS 0002 - Net 30 Days PATTY ftem Number Description Retail Qty U/M Tax Unit Price Extension 028270-005 SUPER HIDE LAT FLAT-LINEN WH - 5 G $109.19 1.00 5GAL $81.89 $81.89 XA0301-001 ODOR LESS -WHITE $34.99 1.00 GAL $26.59 $26.59 Color Name:: UNEN WHITE 112 F N333213-004 REGAL PREM INT SEMI-MEDIUM BSE - Q $17.99 1.00 OT $13.69 $13.69 Color Number.: IVA22 Color Name:: DEVONSHIRE Location:: Cx- Cassell Formula:: OY-15 BK-1.5 Formula:: RD-1.5 GY-1 508460900 318 Contractor Cover $2.99 2.00 EA $1.79 $3.58 534 35044 #44 THERMOFORMED ROLLER TRAY $2.19 1.00 EA $1.79 $1.79 Total Discount Savings $42.80 SubTotal $127.54 Sales Tax $7.65 RECEIPT NEEDED FOR REFUND OR EXCHANGE. RESTOCKING CHARGES ON CUSTOM ORDERS. CUSTOM TINTS ARE NON-RETURNABLE Total $135.19 Duplicate Invoice Copy Received By : Card: I' ? Aumen's Paint & Wallpaper Store R 1635 E. Chocolate Ave. Hershey, PA 17033-1120 Phone : (717) 533-2673 Invoice j CASSELJ _ Joe Cassel Invoice No Date Page 008218 06/10/2009 1 Phone Fax Clerk Terms PO Number Required (717) 805-0749 KS 0002 - Net 30 Days PATTY Item Number Description Retail Qty LUM Tax Unit Price Extension 028270-005 SUPER HIDE LAT FLAT-LINEN WH - 5 G $109.19 1.00 5GAL $81.89 $81.89 0OR2390180 SUPERIFAB V8 $16.89 1.00 EA $10.19 $10.19 820 380340 GAL SHEETROCK LT.WEIGHT CMPD $11.09 1.00 EA $8.89 $8.89 XA0301-001 ODOR LESS -WHITE $34.99 1.00 GAL $26.59 $26.59 Color Name:: LINEN WHITE 112 F Total Discount Savings $44.60 SubTotal $127.56 Sales Tax $7.65 . RECEIPT NEEDED FOR REFUND OR EXCHANGE RESTOCKING CHARGES ON CUSTOM ORDERS. CUSTOM TINTS ARE NON-RETURNABLE Total $135.2' Duplicate Invoice Copy Received By : Card. INCOME AND EXPENSE STATEMENT OF PLAINTIFF, PATTI L. MATLOCK PATTI L. MATLOCK, Plaintiff V. MARK A. MATLOCK, Defendant INCOME: Employer: Address: Type of Work: Payroll Number: No. 074883 Civil Term Date: Department of Health Division of Communicable Diseases 625 Forster Sts, Health and Welfare Building, Room 1026 Harrisburg, PA 17120 Nursing Services Consultant 215901 Pay Period (weekly, bi-weekly, etc.): Bi-weekly - 11/07/09 - 11/20/09 Gross pay per pay period: $2,004.75 Itemized Payroll Deductions: Federal Withholding: Social Security: Local Wage Tax: State Income Tax: Retirement: Savings Bonds: Credit Union: Life Insurance: SUI Other (specify): Medicare Domestic Relations medicare tax Net Pay per pay period: Hampden & Harrisburg State & unemployment tax E EXHIBIT Cf ?) OTHER INCOME: WEEK MONTH YEAR INTEREST Dividends Pension Annuity Social Security Rents Royalties Expense Account Child & Spousal Support Spousal support was terminated effective December 4, 2009 due to Husband's termination with his employment with the Commonwealth of Penns h?anla. Unemployment Compensation Workmen's Compensation Plaintiff receives $760 per month from two family friends who live in the marital home with her, which covers their food and their share of utilities. Totals: Total Income: EXPENSES: $53,382.68 Weekly Month Year (Fill in appropriate column) Home Mortgage/Rent Second Mortgage Maintenance Utilities- Electric Wood pellets Oil Telephone Sewer Water Furniture Employment Public Transportation/parking Lunch Taxes Real Estate Personal Property $997.00 $11,964.00 $1,019.65 $12,235.80 $4,000.00 $3,552.00 $500.00 $1,484.88 $608.00 $744.00 $3,000.00 $130.00 $1,560.00 $130.00 $1,560.00 $3,458.00 EXPENSES: Week Month Yea Taxes Income Insurance Homeowners Automobile Life Accident Health Other 00 Automobile Payments Fuel $6,000.00 Repairs $3,000.00 Medical Doctor $300.00 Dentist $1,500.00 Orthodontist Hospital Medicine $300.00 Special Needs (glasses, braces, orthopedic devices) $420.00 Education Private School Parochial School College Personal Clothing $6,000.00 Food $9,600.00 Barber/Hairdresser $2,920.00 Credit Payments: Credit Card $6,840.00 Charge Account EXPENSES: Loans: Weekly Month Yearly (fill in appropriate column) Credit Union Loans $12,853.32 Miscellaneous: Household help Child Care Papers/Books Magazines Entertainment Pay Television Vacation Gifts Legal Fees Charitable Contributions Other Child Support Alimony payment Other: .00 .00 .00 .00 .00 .00 .00 Pet Expenses $300.00 Totals: TOTAL EXPENSES: 3. 1 if , c10 AFFIDAVIT I, Patti L. Matlock, hereby certify that the aforegoing is true and correct to the best of my knowledge information, and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 4909 relating to unsworn falsification to au rities. Dated: U Patti L. atlock EXIMBIT "D" LIABILITIES Plaintiff lists all liabilities of either or both spouses alone or with any person as of the date of separation. ITEM NUMBER 1 Description: Wells Fargo First Mortgage (paid by Wife) Amount of debt presently: Approximately $149,000 (January, 2010) Amount of debt at separation: $156,788 (August 15, 2007) Date debt incurred, initial amount of indebtedness and purpose of debt: Incurred on purchase of marital residence Amount paid by debtor since date of separation: Approximately $30,000 ITEM NUMBER 2 Description: PSECU Second Mortgage (paid by Wife) Amount of debt presently: $67,142 (January, 2010) Amount of debt at separation: $84,000 Date debt incurred, initial amount of indebtedness and purpose of debt: Payoff of parties' credit card debt Amount paid by debtor since date of separation: Approximately $29,500 ITEM NUMBER 3 Description: PSECU Line of Credit (paid by Husband) Amount of debt presently: Unknown Amount of debt at separation: $4,035 Date debt incurred, initial amount of indebtedness and purpose of debt: Unknown Amount paid by debtor since date of separation: Unknown * * It should be noted that Husband has continued to charge on this line of credit since the date of separation. Therefore, in determining the net proceeds derived from the sale of the real estate, the balance as of the date of separation should be used in determining the net proceeds in the event the current balance of this account exceeds the balance as of the date of separation. ITEM NUMBER 4 Description: Home Depot credit card (paid by Wife) Amount of debt presently: $0.00 Amount of debt at separation: $374 Date debt incurred, initial amount of indebtedness and purpose of debt: Purchase dishwasher for marital home Amount paid by debtor since date of separation: $374 ITEM NUMBER 5 Description: Sam's Club credit card (paid by Wife) Amount of debt presently: $0.00 Amount of debt at separation: $217 Date debt incurred, initial amount of indebtedness and purpose of debt: Miscellaneous charges Amount paid by debtor since date of separation: $217 ITEM NUMBER 6 Description: BELCO loan (paid by Wife) Amount of debt presently: Approximately $15,000 Amount of debt at separation: $10,000 (August 8, 2007) Date debt incurred, initial amount of indebtedness and purpose of debt: Incurred to pay attorney's fees Amount paid by debtor since date of separation: $7,146 ITEM NUMBER 7 Description: Lowe's credit card (paid by Husband) Amount of debt presently: Unknown Amount of debt at separation: $791 Date debt incurred, initial amount of indebtedness and purpose of debt: Unknown Amount paid by debtor since date of separation: Unknown ITEM NUMBER 8 Description: Home Depot credit card (paid by Husband) Amount of debt presently: Unknown Amount of debt at separation: $1,507 Date debt incurred, initial amount of indebtedness and purpose of debt: Unknown Amount paid by debtor since date of separation: Unknown ITEM NUMBER 9 Description: CapitalOne credit card (paid by Wife) Amount of debt presently: $1,500 Amount of debt at separation: $0 Date debt incurred, initial amount of indebtedness and purpose of debt: Debt incurred after separation, used for maintenance of cars, gas, emergencies Amount paid by debtor since date of separation: $700 PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION - LAW NO. 07-4883 CIVIL MARK A. MATLOCK, Defendant IN DIVORCE ORDER AND NOW, this P) - day of February, 2010, upon consideration of the Petition for Special Relief and the Answer thereto, the Court now being advised that the defendant is willing to select a retirement option which will allow for some survivor benefit, it is hereby ordered and decreed that this court's order of December 7, 2010, is vacated. Defendant is directed to file a blank application for retirement with the State Employees' Retirement System (SERS) effective immediately. It is further ordered that if the parties do not have this issue resolved within thirty (30) days from the date hereof, this Court will hear further argument and/or schedule a hearing on the selection of a retirement option. ? Kristin R. Reinhold, Esquire For the Plaintiff Maria P. Cognetti, Esquire For the Defendant :rlm eo tes rn??? BY THE COURT, Kevin A /-? A6L P. J. r f? N -Tl M G7 N N co cn r; f'71 ?-c PATTI L. MATLOCK, : IN THE COURT OF COMMON PLEAS Plaintiff : BST COUNTY, PENNSYLVANIA : CV4v%6E9Lrtp V. NO. 07-4883 CIVIL TERM ?;f _3 MARK A. MATLOCK, CIVIL ACTION -LAW , Defendant IN DIVORCE -; M ci_T1 C7? CERTIFICATE OF SERVICE --7 _` The undersigned, Richard Kreitzer, hereby certifies that a copy o?a Subpoena to Attend and Testify addressed to Paula Halbritter relative to the above- captioned matter was served upon her by hand delivery on -5' 2010, 5c?' b r at i i 4a i J l V, ,? A92 ? (address). I hereby certify that the aforegoing is true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Date: ' Sl U 1 `- Richard Kr itzer PATTI L. MATLOCK, Plaintiff V. MARK A. MATLOCK, Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA : NO. 07-4883 Civil Term CIVIL ACTION -LAW IN DIVORCE r- N C> G• _E AFFIDAVIT OF CONSENT 1. A Complaint in Divorce under Section 3301(c) of the Divorce Code was filed on August 17, 2007. 2. The marriage of the Plaintiff and Defendant is irretrievably broken, and ninety days have elapsed since the date of filing and service of the Complaint. 3. I consent to the entry of a Final Decree in Divorce after service of notice of intention to request entry of the decree. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. § 4904, relating to unsworn falsifications to authorities. Date: . 3 ha 4 4 Patti L. Matlock PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 07-4883 Civil Term " MARK A. MATLOCK, CIVIL ACTION -LAW Defendant IN DIVORCE - WAIVER OF NOTICE OF INTENTION TO REQUEST ENTRY OF A DIVORCE DECREE UNDER SECTION 3301(c) OF THE DIVORCE CODE 1. I consent to the entry of a final Decree in Divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if I do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a Divorce Decree is entered by the Court and that a copy of the Decree will be sent to me immediately after it is filed with the Prothonotary. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities. Date: Patti L. Matlock PATTI L. MATLOCK, Plaintiff V. MARK A. MATLOCK, Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA : NO. 07-4883 Civil Term CIVIL ACTION - LAW IN DIVORCE n r- czt' u AFFIDAVIT OF CONSENT 1. A Complaint in Divorce under Section 3301(c) of the Divorce Code was filed on August 17, 2007. L? 2. The marriage of the Plaintiff and Defendant is irretrievably broken, and ninety days have elapsed since the date of filing and service of the Complaint. 3. I consent to the entry of a Final Decree in Divorce after service of notice of intention to request entry of the decree. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. § 4904, relating to unworn falsifications to authorities. Date: r z 1 U Mark A. Matlock - r? PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA 0 r"3 V. NO. 07-4883 Civil Term o ,; MARK A. MATLOCK, CIVIL ACTION -LAW Defendant IN DIVORCE cr crs a WAIVER OF NOTICE OF INTENTION TO REQUEST ENTRY OF A DIVORCE DECREE UNDER SECTION 3301 (c) OF THE DIVORCE CODE 1. I consent to the entry of a final Decree in Divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if I do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a Divorce Decree is entered by the Court and that a copy of the Decree will be sent to me immediately after it is filed with the Prothonotary. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Date: 3 J 1 z /10 -a li Mark . Matlock 1- (N m, l OF ?F{ F,QTt- ray 13 C;1"_ .: ??= yf MARRIAGE SETTLEMENT AGREEMENT By and between Patti L. Matlock - AND - Mark A. Matlock Dated: /1A/2JZA. 92010 INDEX PAGE 1. Divorce and Separation ................................................................ 4 2. Division of Property ..................................................................... 4 3. Real Estate .................................................................................... 7 4. Husband's SERS Pension Plan .................................................... 8 5. Income Tax Prior Returns ............................................................ 10 6. Execution of Additional Documents ............................................ 10 7. Transfers Subject to Liens ............................................................ 10 8. Complete Listing of Property 11 9. Equitable Distribution of Property ............................................... 11 10. Relinquishment of Ownership ...................................................... 11 11. After-Acquired Property ............................................................... 12 12. Debts ............................................................................................. 12 13. Bankruptcy .................................................................................... 14 14. Alimony ........................................................................................ 15 15. Full Disclosure .............................................................................. 15 16. Releases ........................................................................................ 15 17. Waiver of Beneficiary Designation .............................................. 16 18. Indemnification ............................................................................. 16 19. General Provisions ........................................................................ 17 20. Fair and Equitable Contents ......................................................... 17 21. Breach ........................................................................................... 18 22. Independent Separate Covenants .................................................. 18 23. Void Clauses ................................................................................. 18 24. Execution of Documents .............................................................. 18 25. Applicable Law ............................................................................. 19 26. Non-Merger .................................................................................. 19 27. Disclosure and Waiver of Procedural Rights ............................... 19 28. Tax Advice ................................................................................... 20 29. Legal Fees .................................................................................... 20 30. Representation of Parties .............................................................. 21 Signature Page .............................................................................. 21 Acknowledgement Page ............................................................... 21 2 MARRIAGE SETTLEMENT AGREEMENT AGREEMENT MADE this_ 1 LN day of &jkX1k20l0,by and between Patti L. Matlock -AND- Mark A. Matlock, at Harrisburg, Pennsylvania. WHEREAS, the parties hereto are husband and wife, having been married on June 17, 1978, at Northumberland County, Pennsylvania. WHEREAS, diverse and unhappy differences, disputes and difficulties have arisen between the parties and it is the intention of Husband and Wife to live separate and apart for the rest of their natural lives, and the parties desire to settle fully and finally their respective financial and property rights and obligations as between each other including, without limitation by specification: settling of all matters between them relating to the ownership and equitable distribution of real and personal property; settling of all matters between them relating to the past, present and future support, alimony and/or maintenance of Wife by Husband or Husband by Wife; and in general, the settling of any and all claims and possible claims by one against the other or against their respective estates. The parties separated on August 4, 2007. NOW, THEREFORE, in consideration of the aforegoing premises and of the mutual promises, covenants and undertakings hereinafter set forth and for other good and valuable consideration, receipt of which is hereby acknowledged by each of the 3 parties, Wife and Husband, each intending to be legally bound hereby, covenant and agree as follows: 1. Divorce and Separation. The parties agree to the entry of a decree in divorce pursuant to Section 3301(c) of the Divorce Code of 1980. Husband and Wife shall at all times hereafter have the right to live separate and apart from each other and to reside from time to time at such place or places as they shall respectively deem fit, free from any control, restraint, or interference whatsoever by the other. Neither party shall molest the other or endeavor to compel the other to cohabit or dwell with him or her by any legal or other proceedings. The foregoing provision shall not be taken to be an admission on the part of either Husband or Wife of the lawfulness or unlawfulness of the cause leading to their living apart. A reconciliation will not void the provisions of this Agreement. 2. Division of Property. Husband and Wife agree that the following constitutes an equitable distribution of the marital property: A. The following shall become the sole and exclusive property of Husband: 1. Husband shall be entitled to forty-five percent (45%) of the net proceeds derived from the marital residence located at 509 Woodcrest Drive, Mechanicsburg, Cumberland County, Pennsylvania, as more fully set forth in paragraph three of this Agreement. 4 2. Husband shall be entitled to possession and ownership of the 2003 Nissan Maxima and shall be fully liable for any and all encumbrances thereon. 3. Husband shall be entitled to the proceeds derived from the sale of the 1998 Q45 Infinity in the amount of Six Thousand Eight Hundred Dollars ($6,800.00). 4. Husband shall be entitled to the balances in the PSECU checking account in the amount of Two Thousand One Hundred and Four Dollars ($2,104.00) and the PSECU savings account in the amount of Eight Dollars and twenty-six cents ($8.26) as of August of 2007. 5. Husband shall be entitled to his annual and sick leave accrued as a result of his employment with the Commonwealth of Pennsylvania. 6. Husband shall be entitled to his portion of his State Employees' Retirement System Pension as more fully set forth in paragraph four of this Agreement. 7. Husband shall be entitled to the full amount of Wife's Pinnacle Health 403(b) TSAT Plan pursuant to the terms of a Qualified Domestic Relations Order. The parties agree they shall equally share in the cost of having Jonathan D. Cramer, F.S.A. of Conrad Siegel Actuaries prepare the QDRO in order to implement the transfer of said funds. The transfer shall be completed as soon as practicable. Wife hereby confirms that she has made no withdrawals from her 403(b) TSAT Plan since the date of the parties' separation. B. The following shall become the sole and exclusive property of Wife: 1. Wife shall be entitled to fifty-five percent (55%) of the net proceeds derived from the marital residence located at 509 Woodcrest Drive, Mechanicsburg, Cumberland County, Pennsylvania, as more fully set forth in paragraph three of this Agreement. 2. Wife shall be entitled to possession and ownership of the 1998 Nissan Pathfinder and shall be fully liable for any and all encumbrances thereon. 3. Wife shall be entitled to her annual and sick leave accrued as a result of her employment with the Commonwealth of Pennsylvania. 4. Wife shall retain her State Employees' Retirement System Pension, including but not limited to any and all contributions and interest to her plan which she accumulated during the course of the parties' marriage. 5. Wife shall retain her Pinnacle Health Systems Retirement Plan. 6. Wife shall retain her Holy Spirit Fidelity Investments Plan. 6 7. Wife shall retain her Commonwealth of Pennsylvania Deferred Compensation Plan. C. All personal property in the possession of each party as of the date of execution of this Agreement shall remain the sole and separate property of each party respectively. D. The parties acknowledge that they have each made to the other a full accounting of their respective assets, estate, liabilities, and other sources of income and based thereon they mutually agree that the property listed above constitutes the entire marital property. 3. Real Estate. The parties acknowledge that they are owners by the entireties of real estate located 509 Woodcrest Drive, Mechanicsburg, Cumberland County, Pennsylvania. The real estate is encumbered by a first mortgage with Wells Fargo in the approximate amount of One Hundred Forty Nine Thousand Dollars ($149,000.00) as of January, 2010, a second mortgage with PSECU in the amount of approximately Sixty Seven Thousand Dollars ($67,000.00) as of January, 2010, and a PSECU line of credit which had a balance of Four Thousand Thirty Five Dollars ($4,035.00) as of August of 2007. The parties further acknowledge that the real estate is currently listed for sale. The parties hereby agree that upon sale of the real estate, the net proceeds shall be determined by deducting from the gross proceeds all expenses, fees, and taxes in connection with the sale, satisfying the liens of the existing first and second mortgage, satisfaction of the balance of the line of credit as of the date of the parties' separation in the amount of Four Thousand Thirty Five Dollars ($4,035.00). The net proceeds shall be divided wherein Wife shall be entitled to fifty five percent (55%) and 7 Husband shall be entitled to forty five percent (45%). Husband shall satisfy any additional amounts owed on the line of credit over and above Four Thousand Thirty Five Dollars ($4,035.00) from his portion of the net proceeds. Until the real estate is sold, Wife shall continue to pay the first and second mortgage and utilities as well as the taxes and assessments due thereon. However, if for any reason Husband makes any such payments for Wife, Wife shall reimburse him the total amount of any such payments from her share of the proceeds upon settlement of the home. In the event the real estate needs an improvement or repair in excess of One Hundred Dollars ($100.00), the parties shall equally divide said expense, so long as said improvement or repair was necessary and was agreed upon by the parties. Pending the sale of the real estate, the parties shall cooperate in following the reasonable recommendations of their chosen real estate listing agent. Additionally, as more fully set forth herein, Husband currently has a credit with Domestic Relations in the amount of Two Thousand Two Hundred Ninety Two Dollars and sixty five cents ($2,292.65), based upon the support Order previously in effect for Wife. Wife agrees that said sum shall be paid by her to Husband, out of her portion of the proceeds, at such time as there is settlement on the real estate. 4. Husband's SERS Pension Plan. The parties acknowledge that Husband is the owner of a Defined Benefit Pension Plan with the State Employees' Retirement System, a portion of which was accrued during the parties' marriage. The parties hereby agree that Husband shall be entitled to all of his contributions and interest which he earned throughout his employment with the Commonwealth of Pennsylvania. The parties further agree that Husband shall elect special option four with Wife's share being calculated based upon a benefit of Two Thousand One Hundred Twelve Dollars ($2,112.00) per month and further based upon Husband's lifetime. The DRO shall provide that Wife's share of Husband's benefit shall be paid in the form of a joint and one hundred percent (100%) survivor annuity. Wife's share of this sum shall be reduced to provide for this survivor benefit. Husband shall be able to elect any option available with respect to his remaining benefit in excess of the Two Thousand One Hundred Twelve Dollars ($2,112.00) per month. It is specifically understood by the parties that, under no circumstances, is Husband's monthly benefit to be reduced by anything more than the Two Thousand One Hundred Twelve Dollars ($2,112.00). Wife shall also be entitled to cost of living adjustments which shall be paid to Wife for her lifetime. The parties agree that they may name any third party as their beneficiary of their share of Husband's SERS Pension. The parties further agree that they shall share in the cost of having Jonathan D. Cramer, F.S.A. of Conrad Siegel Actuaries draft a Qualified Domestic Relations Order to effectuate the terms of this paragraph. The parties acknowledge that Husband was laid off from his employment with the Commonwealth of Pennsylvania on or about November 20, 2009. The parties further acknowledge that in the event Husband retires within 90 days of the date of his termination, he will be entitled to his retirement benefits effective the date of said termination. The parties hereby agree that in the event Husband is entitled to retirement benefits prior to the date he submits his retirement application and chooses a retirement option, Wife shall be entitled to her share of Husband's SERS pension effective the date the retirement benefits commenced. However, should Wife therefore receive any such benefits for any period of time during which Husband paid her support and for which no 9 credit has yet been issued, Wife shall immediately repay such sum to Husband and, at the very least, no later than the date upon which settlement of the marital residence takes place; said sum to be paid out of Wife's share of the proceeds. 5. Income Tax Prior Returns. The parties have heretofore filed joint federal and state tax returns through the tax year 2006. Both parties agree that in the event any deficiency in federal, state or local income tax is proposed, or any assessment of any such tax is made against either of them, the responsible party will indemnify and hold harmless the other from and against any loss or liability for any such tax deficiency or assessment and any interest, penalty and expense incurred in connection therewith. Such tax, interest, penalty or expense shall be paid solely and entirely by the individual who is finally determined to be the cause of the misrepresentations or failures to disclose the nature and extent of his or her separate income on the aforesaid joint returns. In the event that any additional taxes, penalties or interest are assessed as a result of a mathematical error or some other reason not related to a party's under-reporting of income or claiming any improper deduction, such additional liability shall be divided equally between the parties. 6. Execution of Additional Documents. The parties agree to each sign Affidavits of Consent and Waivers of Notice contemporaneously with the execution of this Agreement. The parties agree to execute any deeds, assignments, titles or other instruments necessary and appropriate to accomplish the aforesaid division of property. 7. Transfers Subiect to Liens. Notwithstanding any other provisions in this document all property transferred hereunder is subject to the existing 10 lien or liens set forth above. The respective transferee of such property agrees to indemnify and save harmless the other party from any claim or liability that such other party may suffer or may be required to pay on account of such lien or encumbrance. 8. Complete Listing of Property. The parties represent and warrant to each other that the property described in this Agreement represents all of the property in which they have any right, title and interest, and that such property is subject to no mortgage, pledge, lien, security interest, encumbrance or charge except those which are disclosed herein. 9. Equitable Distribution of Property. By this Agreement, the parties have intended to effect an equitable distribution of their jointly owned property. The parties have determined that an equitable division of such property conforms to a just and right standard, with due regard to the rights of each party. The division of existing marital property is not intended by the parties to constitute in any way a sale or exchange of assets, and the division is being effectuated without the introduction of outside funds or other property not constituting a part of the marital estate. It is the intention of the parties to treat all transfers of property herein as non-taxable. 10. Relinquishment of Ownership. Except as provided herein, Husband forever relinquishes any right or interest he may now or hereafter have in any assets now belonging to Wife, and Wife forever relinquishes any right or interest she may now or hereafter have in any assets now belonging to Husband. 11 11. After-Acquired Property. Each of the parties shall hereafter own and enjoy independently of any claim or right of the other, all items of property, be they real, personal or mixed, tangible or intangible, which are hereafter acquired by him or her, with full power in him or her to dispose of the same as fully and effectively, in all respects and for all purposes as though he or she were unmarried. 12. Debts. A. Husband and Wife agree to be responsible for the joint debts of the parties as follows: Wife shall be responsible for payment of the first and second mortgages pending the sale of the marital residence. Husband shall be responsible for the payment of the PSECU line of credit pending the sale of the marital residence and shall be responsible for the balance of the line of credit over and above the amount of Four Thousand Thirty Five ($4,035.00) which shall be paid from his share of the net proceeds derived from the sale of the marital residence as more fully set forth in paragraph three of this Agreement. Husband shall also be fully liable for the Edsouth educational loans with the Bank of New York in the approximate amount of Seventy Thousand Dollars ($70,000.00). Wife shall be liable for the Home Depot credit card in the amount of Three Hundred Seventy Four Dollars ($374.00) as of August 4, 2007; Sam's Club credit card in the amount of Two Hundred Seventeen Dollars ($217.00) as of August 4, 2007; and the Belco loan in the amount of Ten Thousand Dollars ($10,000.00) as of August 8, 2007. Husband shall be responsible for the Lowe's credit card in the amount of Seven Hundred Ninety One Dollars ($791.00) as of the date of separation and the Home Depot credit card in the amount of One Thousand Five Hundred Seven Dollars ($1,507.00) as of the date of separation. 12 Husband covenants and agrees that if any claim, action or proceeding is hereinafter initiated seeking to hold Wife for any of the debt set forth herein above, Husband will at his sole expense, defend Wife against any such claim or demand, whether or not well-founded, and that he will indemnify and hold harmless Wife in respect of all damages as resulting therefrom. Damages as used herein shall include any claim, action, demand, loss, cost, expense, penalty, and other damage, including without limitation, counsel fees and other costs and expenses reasonably incurred in investigating or attempting to avoid same or in opposing the imposition thereof or enforcing this indemnity, resulting to Wife. Wife covenants and agrees that if any claim, action or proceeding is hereinafter initiated seeking to hold Husband for any of the debt set forth herein above, Wife will at her sole expense, defend Husband against any such claim or demand, whether or not well-founded, and that she will indemnify and hold harmless Husband in respect of all damages as resulting therefrom. Damages as used herein shall include any claim, action, demand, loss, cost, expense, penalty, and other damage, including without limitation, counsel fees and other costs and expenses reasonably incurred in investigating or attempting to avoid same or in opposing the imposition thereof or enforcing this indemnity, resulting to Husband. B. All debts, contracts, obligations or liabilities incurred at any time in the past or future by either party will be paid promptly by said party, unless and except as otherwise specifically set forth in this Agreement; and each of the parties hereto further promises, covenants and agrees that each will now and at all times hereafter save harmless and keep the other or his or her estate indemnified and save harmless from all 13 debts or liabilities incurred by him or her, as the case may be, and from all actions, claims and demands whatsoever with respect thereto, and from all costs, legal or otherwise, and counsel fees whatsoever pertaining to such actions, claims and demands. Neither party shall, as of the date of this Agreement, contract nor incur any debt or liability for which the other or his or her property may be responsible, and shall indemnify and save harmless the other from any and all claims or demands made against him or her by reason of debts or obligations incurred by him or her and from all expenses, legal costs, and counsel fees unless provided to the contrary herein. 13. Bankruptcy or Reorganization Proceedings. In the event that either party becomes a debtor in any bankruptcy or financial reorganization proceedings of any kind while any obligations remain to be performed by that party for the benefit of the other party pursuant to the provisions of this Agreement, the debtor spouse hereby waives, releases and relinquishes any right to claim any exemption (whether granted under State or Federal law) to any property remaining in the debtor as a defense to any claim made pursuant hereto by the creditor-spouse as set forth herein, including all attorney fees and costs incurred in the enforcement of this paragraph or any other provision of this Agreement. No obligation created by this Agreement shall be discharged or dischargeable, regardless of Federal or State law to the contrary, and each party waives any and all right to assert that any obligation hereunder is discharged or dischargeable. The parties mutually agree that in the event of bankruptcy or financial reorganization proceedings by either party in the future, any monies to be paid to the 14 other party, or to a third party, pursuant to the terms of this Agreement shall constitute support and maintenance and shall not be discharged in bankruptcy. 14. Alimony. The parties mutually agree to forego or waive any right to alimony, alimony pendente lite, and spousal support. The parties also agree that Wife shall immediately withdraw the Petition for Support which she has heretofore filed with Domestic Relations and shall take whatever steps are necessary to mark that matter as dismissed with prejudice. 15. Full Disclosure. The respective parties do hereby warrant, represent and declare that he and she have made a full and complete disclosure to the other of all assets of any nature whatsoever in which such party has an interest and any further enumeration or statement thereof in this Agreement is specifically waived. Each party agrees that he or she shall not at any future time raise such a defense or otherwise the lack of such disclosure in any legal proceeding involving this Agreement with the exception of disclosure that may have been fraudulently withheld. 16. Releases. Each party does hereby remise, release, quitclaim and forever discharge the other and the estate of the other from any and every claim that each other may now have, or hereafter have or can have at any time, against the other, or in and to or against the other's estate, or any part thereof, whether arising out of any former contracts, engagements or liabilities of the other, or by way of dower or claim in the nature of dower, widow's rights, or under the intestate laws, or the right to take against each other's will, or for support or maintenance, or of any other nature whatsoever, except any rights accruing under this Agreement or as otherwise stated in this Agreement. 15 17. Waiver of Beneficiary Designation. Unless otherwise specifically set forth in this Agreement, each party hereto specifically waives any and all beneficiary rights and any and all rights as a surviving spouse in and to any asset, benefit or like program carrying a beneficiary designation which belongs to the other party under the terms of this Agreement, including, but not limited to, pensions and retirement plans of any sort or nature, deferred compensation plans, life insurance policies, annuities, stock accounts, bank accounts, final pay checks or any other post-death distribution scheme, and each party expressly states that it is his and her intention to revoke by the terms of this Agreement any beneficiary designations naming the other which are in effect as of the date of execution of this Agreement. If and in the event the other party continues to be named as beneficiary and no alternate beneficiary is otherwise designated, the beneficiary shall be deemed to be the estate of the deceased party. 18. Indemnification. Each party represents and warrants to the other that he or she has not incurred any debt, obligation, or other liability, other than described in this Agreement, on which the other party is or may be liable. Each party covenants and agrees that if any claim, action or proceeding is hereinafter initiated seeking to hold the other party liable for any other debts, obligations, liability, act or omission of such party, such party will at his or her sole expense, defend the other against any such claim or demand, whether or not well-founded, and that he or she will indemnify and hold harmless the other party in respect of all damages as resulting therefrom. Damages as used herein shall include any claim, action, demand, loss, cost, expense, penalty, and other damage, including without limitation, counsel fees and other costs and expenses 16 reasonably incurred in investigating or attempting to avoid same or in opposing the imposition thereof or enforcing this indemnity, resulting to Husband or Wife from any inaccurate representation made by or on behalf of either Husband or Wife to the other in this Agreement, any breach of the warranties made by Husband or Wife to the other in this Agreement, or breach or default in performance by Husband or Wife of any of the obligations to be performed by such party hereunder. The Husband or Wife agrees to give the other prompt written notice of any litigation threatened or instituted against either party which might constitute the basis for a claim for indemnity pursuant to the terms of this Agreement. 19. General Provisions. This Agreement constitutes the entire understanding of the parties and supersedes any and all prior agreements and negotiations between them. There are no representations or warranties other than those expressly set forth herein. 20. Fair and Equitable Contents. The provisions of this Agreement and their legal effect have been fully explained to the parties by their respective counsel. Each party acknowledges that he or she has received independent legal advice from counsel of his or her selection and that each fully understands the facts and has been fully informed as to his or her legal rights and obligations. Each party acknowledges and accepts that this Agreement is, under the circumstances, fair and equitable, and that it is being entered into freely and voluntarily after having received such advice and with such knowledge, and that execution of this Agreement is not the result of any duress or undue 17 influence and that it is not the result of any collusion or improper or illegal agreement or agreements. 21. Breach. It is expressly stipulated that if either party fails in the due performance of any of his or her material obligations under this Agreement, the other party shall have the right, at his or her election, to sue for damages for breach thereof, to sue for specific performance, or to seek any other legal remedies as may be available, and the defaulting party shall pay the reasonable legal fees for any services rendered by the non-defaulting party's attorney in any action or proceeding to compel performance hereunder. 22. Independent Separate Covenants. It is specifically understood and agreed by and between the parties hereto that each paragraph hereof shall be deemed to be a separate and independent Agreement. 23. Void Clauses. If any term, condition, clause or provision of this Agreement shall be determined or declared to be void or invalid in law or otherwise, then only that term, condition, clause or provision shall be stricken from this Agreement and in all other respects this Agreement shall be valid and continue in full force, effect and operation. 24. Execution of Documents. Each party shall on demand execute any other documents that may be necessary or advisable to carry out the provisions of this Agreement. 18 25. Applicable Law. This Agreement shall be construed under the laws of the Commonwealth of Pennsylvania. 26. Non-Merger. This Agreement shall not merge with any subsequent decree in divorce between the parties but shall survive such decree and be entirely independent thereof. This Agreement shall be incorporated for the purposes of enforcement only into any Decree in Divorce which may be entered with respect to the parties, but shall not be deemed to have been merged with such Decree. 27. Disclosure and Waiver of Procedural Rights. Each party understands that he or she has the right to obtain from the other party a complete Inventory or list of all property that either or both parties own at this time or owned as of the date of separation, and that each party has the right to have all such property valued by means of appraisals or otherwise. Both parties understand that they have the right to have court held hearings and make decisions on the matters covered by this Agreement. Both parties understand that a court decision concerning the parties' respective rights and obligations might be different from the provisions of this Agreement. Each party acknowledges that this Agreement is fair and equitable, that it adequately provides for his or her needs and is in his or her best interests, and that the Agreement is not the result of any fraud, duress, or undue influence exercised by either party upon the other or by any other person or persons upon either party. Both parties hereby waive the following procedural rights: a. The right to have the Court determine which property is marital and which is non-marital, and equitably distribute between the parties that 19 property which the Court determines to be marital, and to set aside to a party that property which the Court determines to be that party's non- marital property. b. The right to have the Court decide any other rights, remedies, privileges, or obligations covered by this Agreement and/or arising out of the marital relationship, including but not limited to possible claims for divorce, child or spousal support, alimony, alimony pendente lite, equitable distribution, custody, visitation, and counsel fees, costs and expenses. 28. Tax Advice. Both parties hereto hereby acknowledge and agree that they have had the opportunity to retain their own accountants, certified public accountants, tax advisor, or tax attorney with reference to the tax implications of this Agreement. Further, neither party has been given any tax advice by their respective attorneys. Further, both parties hereby acknowledge that they have been advised, by their respective attorneys, to seek their own independent tax advice by retaining an accountant, certified public accountant, tax attorney, or tax advisor, with reference to the tax implications involved in this Agreement. Further, the parties acknowledge and agree that their signatures to this Agreement serve as their acknowledgement that they have read this particular paragraph and have had the opportunity to seek independent tax advice. 29. Legal Fees. Husband and Wife hereby agree to be solely responsible for his or her respective legal fees, costs, and expenses. 20 30. Representation of Parties. The parties have mutually worked out the terms of this Marriage Settlement Agreement. Wife has been represented by Kristin R. Reinhold, Esquire. Husband has been represented by Maria P. Cognetti, Esquire. IN WITNESS WHEREOF, the parties hereto have set their hands and seals the day and year first above written. Patti L. Matlock Witness la /? Mar A- Matlock COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SS: On this 15? 'day of , 2010, before me Subscriber, a Notary Public, for the Commonwealth of Pennsylvania, came Patti L. Matlock, known to me or satisfactorily proven to be the Wife in the aforegoing Marriage Settlement Agreement. Patti L. Matlock Witness my hand and Notarial seal, the day and year aforesaid. T?btary Public My Commission Expires: COMMO NWEALTH OF PENNSYLYANIA NOTARIAL SEAL Renee Dreisbach, Notary Pubk Lower Paxton Up. Dauphin GO* 21 L My Commission Exp1res Nov. 30, 2010 COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF DAUPHIN On thisk9"day of ffla , 2010, before me Subscriber, a Notary Public, for the Commonwealth of Pennsylvania, came Mark A. Matlock, known to me or satisfactorily proven to be the Husband in the aforegoing Marriage Settlement Agreement. ark A. atlock Witness my hand and Notarial seal, the day and year aforesaid. Notary Public My Commission Expires: COMMONWEALTH OF PENNMVARIA NOTARIAL SEAL Renee Drelsbach, Notary Public Lower Paxton Up. Dauphin Coup Ekly Commission Expires Nov. 30, 2010 22 PATTI L. MATALOCK, Plaintiff VS. MARK A. MATLOCK, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 07 - 4883 CIVIL IN DIVORCE ORDER OF COURT AND NOW, this day of , 2010, the economic claims raised in the proceedings having been resolved in accordance with a marriage settlement agreement dated March 15, 2010, the appointment of the Master is vacated and counsel can file a praecipe transmitting the record to the Court requesting a final decree in divorce. BY THE COURT, Kevi A. Hess, P.J. cc: -l Kristin R. Reinhold Attorney for Plaintiff Maria P. Cognetti Attorney for Defendant =JC ,. I 2: 3 as !b ?.. z .. w PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 07-4883 CIVIL TERM MARK A. MATLOCK, CIVIL ACTION -LAW Defendant IN DIVORCE -?" CJI ACCEPTANCE OF SERVICE I, Mark A. Matlock, Defendant in the above-captioned matter, hereby certify that I accepted service of a Complaint in Divorce in the above-captioned matter on or about August 22, 2007, by personal service. I hereby certify that the aforegoing is true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unworn falsification to authorities. Date: /U Mark A. Ma ock . 1 PATTI L. MATLOCK, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 07-4883 CIVIL TERM c MARK A. MATLOCK, CIVIL ACTION -LAW Defendant IN DIVORCE _, PRAECIPE TO TRANSMIT RECORD To the Prothonotary: Transmit the record, together with the following information, to the Court for entry of a Divorce Decree: 1. Ground for divorce: irretrievable breakdown under Section (X) 3301 (c) () 3301 (d) of the Divorce Code. (Check applicable section.) 2. Date and manner of service of the Complaint: August 22, 2007, by personal service. 3. Complete either (a) or (b). (a) Date of execution of the Affidavit of Consent required by Section 3301(c) of the Divorce Code: March 15, 2010 by Plaintiff; March 12, 2010 by Defendant. (b) (1) Date of execution of the Plaintiff's Affidavit required by Section 3301(d) of the Divorce Code: (2) Date of service of the Plaintiff's Affidavit upon the Defendant: 4. Related claims pending: The Marriage Settlement Agreement between the parties shall be incorporated, but shall not merge with the final Decree in Divorce. 5. Complete either (a) or (b). (a) Date and manner of service of Notice of Intention to File Praecipe to Transmit Record, a copy of which is attached: (b) Date Plaintiff's Waiver of Notice in §3301(c) Divorce was filed with the Prothonotary: March 16, 2010. Date Defendant's Waiver of Notice in §3301(c) Divorce was filed with the Prothonotary: March 16, 2010. 6. Social Security Numbers: (a) Plaintiff: 181-44-8384 (b) Defendant: 181-44-8261 PATTI L. MATLOCK, V. MARK A. MATLOCK IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 07-4883 Civil Term DIVORCE DECREE AND NOW, 2??% 13 Za f o , it is ordered and decreed that PATTI L. MATLOCK, plaintiff, and MARK A. MATLOCK , defendant, are divorced from the bonds of matrimony. Any existing spousal support order shall hereafter be deemed an order for alimony pendente lite if any economic claims remain pending. The court retains jurisdiction of any claims raised by the parties to this action for which a final order has not yet been entered. Those claims are as follows: (If no claims remain indicate "None.") The Marriage Settlement Agreement between the parties shall be incorporated but shall not merge with the final Decree in Divorce. By the Court, y. i y- i o C:LrA-. co?ud.. fxyx;,?R-8 .i.? q+? R-e-.?,nhald U PATTI L. MATLOCK, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA N Q V. NO. 07-4883 x MARK A. MATLOCK, CIVIL ACTION -LAW Defendant IN DIVORCE ° } MOTION FOR ENTRY OF ORDER AND NOW comes the Movant, Plaintiff Patti L. Matlock, by and through her attorney, Kristin R. Reinhold, Esquire, and respectfully requests this Honorable Court enter the attached Stipulation for the Entry of "Domestic Relations Order" as an Order of this Honorable Court, and in support thereof, avers the following: 1. The parties hereto were formerly husband and wife, a Decree in Divorce having been issued by this Honorable Court on or about April 13, 2010. 2. Pursuant to the terms of the parties' Marriage Settlement Agreement, Plaintiff, Patti L. Matlock is entitled to a portion of Defendant, Mark A. Matlock's State Employees' Retirement System (SERS) pension. 3. The parties and their counsel have approved and executed the attached Stipulation for the Entry of "Domestic Relations Order". WHEREFORE, Plaintiff, Patti L. Matlock, respectfully requests this Honorable Court enter the attached Stipulation for the Entry of "Domestic Relations Order" as an Order of Court. Date: Q Respectfully submitted, THE LAW OFFICES OF SILLIKER &)REINHOLD Kristih R. Reinhold ts( 592 Linglestown Road Harrisburg, PA 17112 (717) 671-1500 I.D. No. 57911 Attorney for Patti L. Matlock APR 212010 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Patti L. Matlock Plaintiff VS. CIVIL TERM Mark A. Matlock Defendant NO. 07-4883 STIPULATION FOR THE ENTRY OF "DOMESTIC RELATIONS ORDER" AND NOW, this Z/ • day of AIM n / 20?a , the parties, Patti L. Matlock, Plaintiff, and Mark A. Matlock, Defendant, do hereby Agree and Stipulate as follows: 1. The Defendant, Mark A. Matlock (hereinafter referred to as "Member"), is a member of the Commonwealth of Pennsylvania, State Employees' Retirement System (hereinafter referred to as "SERS"). 2. SERS, as a creature of statute, is controlled by the State Employees' Retirement Code, 71 Pa. C.S. §§5101-5956 ("Retirement Code"). 3. Member's date of birth and Social Security number are contained in the attached Addendum. 4. The Plaintiff, Patti L. Matlock (hereinafter referred to as "Alternate Payee") is the former spouse of Member. Alternate Payee's date of birth and Social Security number are contained in the attached Addendum. n r N ° C 5. Member's last known mailing address is: 0 c P.O. Box 33 i; N N -Ti c- Harrisburg, PA 17108 co L) rn 6. Alternate Payee's current mailing address is: N co < 509 Woodcrest Drive Mechanicsburg, PA 17050 DRO Page 2 It is the responsibility of Alternate Payee to keep a current mailing address on file with SERS, at all times. 7. The equitable distribution portion of the Member's retirement benefit allocated to the Alternate payee on the effective date of the Member's retirement is $2,112.00 per month of the Member's accrued Maximum Single Life Annuity. The Alternate Payee's equitable distribution portion shall be paid to her under Special Option Four in the form of a joint and equitable distribution survivor annuity, with any reduction in benefit caused by the survivor annuity election being applied to the Alternate Payee's $2,112.00 per month share. The Alternate Payee shall receive a proportionate share of any scheduled or ad hoc cost-of-living or other post- retirement increases applied to the Member's retirement benefit, to the extent permitted by SERS. 8. Member's retirement benefit is defined as all monies paid to or on behalf of Member by SERS, including or scheduled or ad hoc post-retirement cost-of-living increases, but excluding any lump sum withdrawals or the disability portion of any disability annuities paid to Member by SERS as a result of a disability which occurs before Member's marriage to Alternate Payee or after the date of Member's and Alternate Payee's final separation. Member's retirement benefit does not include any deferred compensation benefits paid to Member by SERS or any enhancements to the Member's retirement benefit arising from postseparation monetary contributions made by Member. The equitable distribution portion of the marital property component of Member's retirement benefit, as set forth in Paragraph 7, shall be payable to Alternate Payee. Payments to Alternate Payee shall commence as soon as administratively feasible on or about the date the Member actually enters pay status and SERS approves a Domestic Relations Order incorporating this Stipulation and Agreement, whichever is later. 9. Member hereby nominates Alternate Payee as an irrevocable beneficiary for X% of any pre-retirement death benefits payable by SERS. X is defined as $2,112.00 divided by the Member's monthly maximum single life annuity accrued as of the Member's date of death. This nomination shall become effective upon approval by the Secretary of the Retirement Board, or his authorized representative, of any Domestic Relations Order incorporating this Stipulation and Agreement. The balance of any death benefit remaining after the allocation of Alternate Payee's DRO Page 3 equitable distribution portion ("Balance") shall be paid to the beneficiaries named by Member on the last Nomination of Beneficiaries Form filed with the Retirement Board prior to Member's death. (a) If the last Nomination of Beneficiaries Form filed by Member prior to Member's death (a) predates any approved Domestic Relations Order incorporating this Stipulation and Agreement, and (b) names Alternate Payee as a beneficiary, then: (1) the terms of the Domestic Relations Order shall alone govern Alternate Payee's share of any death benefit, and (2) for purposes of paying the Balance via the last Nomination of Beneficiaries Form filed with the Retirement Board prior to Member's death, Alternate Payee shall be treated as if Alternate Payee predeceased Member. No portion of the Balance shall be payable to Alternate Payee's estate. (b) In addition, Member shall execute and deliver to Alternate Payee an authorization, in a form acceptable to SERS, which will authorize SERS to release to Alternate Payee all relevant information concerning Member's retirement account. Alternate Payee shall deliver the authorization to SERS which will allow the Alternate Payee to check that she has been and continues to be properly nominated under this paragraph. 10. The term and amounts of Member's retirement benefits payable after SERS approves a Domestic Relations Order incorporating this Stipulation and Agreement and after Member files a retirement application with SERS shall be in accordance with Paragraphs 10(a), 10(b) and 10(c) as follows: (a) Member may elect to receive, by lump sum, 0% to 100% portion of his accumulated deductions. The Alternate Payee or her estate shall not receive any of this lump sum payment. (b) If the Alternate Payee is living, Member shall elect Special Option Four and provide a joint and survivor annuity (as set forth in 71 PA.C.S. 5705(a)(4) or any succeeding statute) for the Alternate Payee based on her equitable distribution portion (as defined in Paragraph 7). The Alternate Payee shall be the survivor annuitant with respect to this portion of Member's retirement benefit. Any reduction in benefit applicable due to the election of the survivor annuity shall reduce the Alternate Payee's benefit only. If the Alternate Payee predeceases the Member DRO Page 4 after retirement, the Alternate Payee's benefit shall be paid to the Alternate Payee's estate for the lifetime of the Member. If the Alternate Payee is not living, the Member shall elect a maximum single life annuity based upon the equitable distribution portion of $2,112.00 per month (as specified in Paragraph 7). Such annuity shall be paid to the Alternate Payee's estate for the lifetime of the Member. (c) Member may choose any option with respect to the excess of his entire benefit over the portion awarded the Alternate Payee or her estate and over any accumulated deductions paid to the Member under Paragraph 10(a). Any option selected shall not reduce the amount that is to be paid to the Alternate Payee or her estate under the provisions of this Order. 11. Alternate Payee may not exercise any right, privilege or option offered by SERS. SERS shall issue individual tax forms to Member and Alternate Payee for amounts paid to each. 12. In the event of the death of Alternate Payee, prior to the receipt of all of her payments payable to her from SERS under this Order, then any death benefit or retirement benefit payable to the Alternate Payee by SERS shall be paid to Alternate Payee's estate to the extent of Alternate Payee's equitable distribution portion of Member's retirement benefit. 13. In no event shall Alternate Payee have greater benefits or rights other than those which are available to Member. Alternate Payee is not entitled to any benefit not otherwise provided by SERS. The Alternate Payee is only entitled to the specific benefits offered by SERS as provided in this Order. All other rights, privileges and options offered by SERS not granted to Alternate Payee by this Order are preserved for Member. Member and Alternate Payee acknowledge that benefits paid pursuant to this Stipulation and Agreement are and shall remain subject to the Public Employee Pension Forfeiture Act, 43 P.S. §1311, et seq. 14. It is specifically intended and agreed by the parties hereto that this Order: (a) Does not require SERS to provide any type or form of benefit, or any option not otherwise provided under the Retirement Code; DRO Page 5 (b) Does not require SERS to provide increased benefits (determined on the basis of actuarial value) unless increased benefits are paid to Member based upon cost of living or increases based on other than actuarial values. 15. The parties intend and agree that the terms of this Stipulation and Agreement shall be approved, adopted and entered as a Domestic Relations Order. 16. The Court of Common Pleas of Cumberland County, Pennsylvania, shall retain jurisdiction to amend any Domestic Relations Order incorporating this Stipulation and Agreement, but only for the purpose of establishing it or maintaining it as a Domestic Relations Order; provided, however, that no such amendment shall require SERS to provide any type or form of benefit, or any option not otherwise provided by SERS, and further provided that no such amendment or right of the Court to so amend will invalidate this existing Order. DRO Page 6 17. Upon entry as a Domestic Relations Order, a certified copy of the Domestic Relations Order and this Stipulation and Agreement and any attendant documents shall be served upon SERS immediately. The Domestic Relations Order shall take effect immediately upon SERS approval and SERS approval of any attendant documents and then shall remain in effect until further Order of the Court. WHEREFORE, the parties, intending to be legally bound by the terms of this Stipulation and Agreement, do hereunto place their hands and seals. BY THE COURT kt=(6te Plainti Payee Date v Corleg M;RtLwc K. 2??•?c? c?c ,c . F-Al Member ?//.0 ADDENDUM TO DOMESTIC RELATIONS ORDER For Submission to State Employees' Retirement System Only Due to the Federal Privacy Act, many state courts prohibit the inclusion of personal data in public records to prevent identity theft. Therefore, please forward the following information sheet to State Employees' Retirement system when submitting the court certified copy of the Domestic Relations Order. Do NOT file the Addendum with the court. Member Information Name: Mark A. Matlock Address: P.O. Box 33 Harrisburg, PA 17108 SSN: 181-44-8261 Date of Birth: October 26, 1951 Alternate Pavee Information Name: Patti L. Matlock Address: 509 Woodcrest Drive Mechanicsburg, PA 17050 SSN: 181-44-8384 Date of Birth: September 25, 1952 Member Attorney's Information Name: Maria P. Cognetti, Esq. Address: Cognetti & Associates 210 Grandview Ave., Suite 102 Camp Hill, PA 17011 Phone Number: (717) 909-4060 Alternate Payee Attorney's Information Name: Kristin R. Reinhold, Esq. Address: Silliker & Reinhold 5922 Linglestown Road Harrisburg, PA 17112 Phone Number: (717) 671-1500 The court certified copy of the Domestic Relations Order and this Addendum should be sent to: State Employees' Retirement System Legal Office 30 North Third Street, Suite 150 Harrisburg, PA 17101-1716 MAY 18 2010 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Patti L. Matlock Plaintiff VS. Mark A. Matlock Defendant n N CIVIL TERM -1 M NO. 07-4883 = -' $.o fSt QUALIFIED DOMESTIC RELATIONS ORDER -3 co < This Order relates to the provision of marital property rights to the Alternate Payee. 2. This Order creates and recognizes the existence of an Alternate Payee's right to receive a portion of the Participant's benefits payable under an employer sponsored defined contribution plan which is intended to be qualified under Internal Revenue Code of 1986 ("Code") §401(a). The Court intends this order to be a Qualified Domestic Relations Order ("QDRO") within the meaning of Code §414(p) and §206(d) of the Employee Retirement Income Security Act of 1974 as amended ("ERISA"). The Court enters this QDRO pursuant to its authority under 23 P.C.S.A. §3502. 3. This QDRO applies to the Pinnacle Health System 403(b) TSAT Plan ("Plan"). Further, this Order shall apply to any successor plan to the Plan or any other plan(s) to which liability for provision of the Participant's benefits described below is incurred. Any benefits accrued by the Participant under a predecessor plan of the employer or any other defined contribution plan sponsored by the Participant's employer, whereby liability for benefits accrued under such predecessor plan or other defined contribution plan has been transferred to the Plan, shall also be subject to the terms of this Order. Any changes in Plan Administrator, Plan sponsor, or name of the Plan shall not affect Alternate Payee's rights as stipulated under this Order. 4. Patti L. Matlock ("Participant") is a participant in the Plan. Mark A. Matlock ("Alternate Payee"), the former spouse of the Participant, is the alternate payee for purposes of this QDRO. 5. The Participant's name, mailing address, Social Security number and date of birth are: Patti L. Matlock 509 Woodcrest Drive Mechanicsburg, PA 17050 Social Security #: See Addendum Date of Birth: See Addendum 6. The Alternate Payee's name, mailing address, Social Security number and date of birth are Mark A. Matlock P.O. Box 33 Harrisburg, PA 17108 Social Security #: See Addendum Date of Birth: See Addendum QDRO Page 2 The Alternate Payee shall have the duty to notify the Plan Administrator in writing of any changes in this mailing address subsequent to the entry of this Order. 7. The portion of the Participant's plan benefits payable to the Alternate Payee under this QDRO is 100% of the Participant's total vested account balance accumulated under the Plan as of the date the Alternate Payee's benefit is segregated by the Plan in a separate account on his behalf. For this purpose, the total vested account balance shall exclude outstanding loan balances, if any, from the Plan. The Alternate Payee's portion of the benefits described above shall be segregated and separately maintained in account(s) established on his behalf. The Alternate Payee's segregated account will be credited with any investment income, gain, or loss attributable thereto until the date of total distribution to the Alternate Payee. The Alternate Payee's accounts shall be established in the same ratio as the Participant's accounts as regards any elective deferral account, employer contribution account, or rollover/transfer account and as regards any investment mix attributed to the Participant's accounts. However, the investment mix shall not include any loan to the Participant which is treated by the Plan as an investment subaccount of the Participant. 8. This QDRO does not require the Plan to provide any type or form of benefit the Plan does not otherwise provide. 9. This QDRO does not require the Plan to provide increased benefits. 10. This QDRO does not require the Plan to pay any benefits which another order previously determined to be a qualified domestic relations order requires the Plan to pay to another alternate payee. 11. If the Alternate Payee so elects, the Plan shall distribute the amount designated in Paragraph 7 of this QDRO, together with allocable earnings, as soon as administratively feasible following the Plan Administrator's approval of this Order. If the Plan does not permit an immediate distribution of this amount, the Plan shall pay such amount at the Participant's earliest retirement age as defined by Code §414(p)(4)(B), subject to the Alternate Payee's election. 12. Benefits are to be payable to the Alternate Payee in any form or permissible option otherwise available to participants and alternate payees under the terms of the Plan, including, but not limited to, a lump sum cash payment. The Alternate Payee shall execute any forms required by the Plan Administrator. 13. On and after the date that this Order is deemed to be a QDRO, but before the Alternate Payee receives his distribution under the Plan, the Alternate Payee shall be entitled to all of the rights and election privileges that are afforded to Plan beneficiaries, including, but not limited to, the right to name a beneficiary and the right to direct his Plan investments, to the extent permitted under the Plan. 14. All payments made pursuant to this Order shall be conditioned on the certification by the Alternate Payee and the Participant to the Plan Administrator of such information as the Plan Administrator may reasonably require from such parties. QDRO Page 3 15. It is the intention of the parties that this Order continue to qualify as a QDRO under Code §414(p), as it may be amended from time to time, and that the Plan Administrator shall reserve the right to reconfirm the qualified status of the order at the time benefits become payable hereunder. 16. In the event that the Plan inadvertently pays to the Participant any benefits that are assigned to the Alternate Payee pursuant to the terms of this order, the Participant shall immediately reimburse the Alternate Payee to the extent that she has received such benefit payments and shall forthwith pay such amount so received directly to the Alternate Payee within ten (10) days of receipt. In the event that the Plan inadvertently pays to the Alternate Payee any benefits that are assigned to the Participant pursuant to the terms of this order, the Alternate Payee shall immediately reimburse the Participant to the extent that he has received such benefit payments and shall forthwith pay such amount so received directly to the Participant within ten (10) day of receipt. 17. After payment of the amount required by this QDRO, the Alternate Payee shall have no further claim against the Participant's interest in the Plan. 18. The Alternate Payee assumes sole responsibility for the tax consequences of the distribution under this QDRO. 19. The Alternate Payee's right to the amount assigned to him under this QDRO shall not be affected by the Participant's death (whether before or after benefit payments to the Alternate Payee have commenced). In the event of the Alternate Payee's death prior to the commencement of benefit payments to the Alternate Payee pursuant to this QDRO, the Plan shall pay the remaining benefits under this QDRO as soon as practicable to any beneficiary designated by the Alternate Payee and recorded with the Plan Administrator under the terms of the Plan. If no designated beneficiary survives the Alternate Payee, benefits shall be paid to the Alternate Payee's estate. 20. The Plan shall treat this QDRO in accordance with Code §414(p)(7). As soon as administratively practicable after receipt of the proposed QDRO, while the Plan is determining whether this Order is a qualified domestic relations order, the Plan Administrator shall separately account for the amounts which would have been payable to the Alternate Payee. 21. The Plan Administrator promptly shall notify the Participant and the Alternate Payee of the receipt of this QDRO and shall notify the Participant and the Alternate Payee of the Plan's procedures for determining the qualified status of this QDRO. The Plan Administrator shall determine the qualified status of the QDRO and shall notify the Participant and the Alternate Payee of the determination within a reasonable period of time after receipt of this QDRO. 22. In the case of a conflict between the terms of this QDRO, and the terms of the Plan, the terms of the Plan shall prevail. QDRO Page 4 23. The Court shall retain jurisdiction with respect to this Order to the extent required to maintain its qualified status and the original intent of the parties as stipulated herein. Accepted and ordered this T' day of /ng!, , 7.414, BY THE COURT CONSENT TO ORDER: Plaintiff/P i 'pant Date 3 /0 4Att y fo r. i ff/ Date ipant G Defe T7PEatei n a t/Alternate Payee `-? a7 Attorney r De a ant/ Date Alternate Pave C°p?? maL l? s'/i4/ rv