HomeMy WebLinkAbout08-17-07 (2)
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15056051058
REV-1500 EX (06-05)
PA Department of Revenue '*
Bureau of Individual Taxes .
PO BOX 280601
Harrisburg, PA 17128-0601
ENTER DECEDENT INFORMATION BELOW
Social Number Date of Death
INHERITANCE TAX RETURN
RESIDENT DECEDENT
OFFICIAL USE ONLY
County Code Year
File Number
21
1047
118-16-9262
11/18/2006
07/24/1922
Decedent's Last Name
Suffix
Decedent's First Name
MI
Ashway
Helen
H
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix
First Name
MI
Ashway
Briner
E
Social
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
caJ 1. Original Return
r:::=J
2. Supplemental Return
r:::=J
3. Remainder Return (date of death
prior to 12-13-82)
5. Federal Estate Tax Return Required
<::tt
4a. Future Interest Compromise (date of
death after 12-12-82)
7. Decedent Maintained a Living Trust
(A~ach Copy of Trust)
10. Spousal Poverty Credit (date of death r:::=J 11. Election to tax under Sec. 9113(A)
between 12-31-91 and 1-1-95) (Attach Sch. 0)
CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Number
6. Decedent Died Testate
.,.{Attach Copy of Will)
9. Litigation Proceeds Received
.9.
8. Total Number of Safe Deposit Boxes
4. Limited Estate
(":"J
c:;
Michael Cherewka, Esq
(717) 232-4701
Cl
---(-1
Firm Name
REGISTER P15 WILLS USE
C1~p
rT1
::'CJ
-...-':::':
The Law Offices of
First line of address
624 North Front Street
Second line of address
Wormleysburg
17043
U1
or Post Office
State
ZIP Code
Correspondent's e-mail address:mcestateplanlaw@earthlink.net
Under penalties of perjury, I declare that I have examined this retum, including accompanying schedules and statements, and to the best of my knowledge and belief,
it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which pre parer has any knowledge.
o ER~ON RESPO BL FOR FILING RETURN
ADDRESS
624 North Front Street, Wormleysburg, PA 17043
PLEASE USE ORIGINAL FORM ONLY
Side 1
L
15056051058
15056051058
---.J
.....J
15056052059
REV-1500 EX
Decedent's Social Security Number
Decedent's Name:
Helen
H Ashway
118-16-9262
RECAPITULATION
1. Real estate (Schedule A). .................. . . . . . . . . . . . . . . . . . . . . . . . . .. 1.
0.00
2. Stocks and Bonds (Schedule B) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 2.
1,904,377.00
0.00
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) . . . .. 3.
4. Mortgages & Notes Receivable (Schedule D) . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 4.
0.00
6. Jointly Owned Property (Schedule F) c:::::J Separate Billing Requested . . . . . .. 6.
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G) c:::::J Separate Billing Requested.. . . . . .. 7.
106,041.00
417,750.00
0.00
5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) . . . . . . .. 5.
8. Total Gross Assets (total Lines 1-7). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 8.
9. Funeral Expenses & Administrative Costs (Schedule H). . . . . . . . . . . . . . . . . . . .. 9.
11. Total Deductions (total Lines 9 & 10). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 11.
241,971.00
409,613.00
2,018,555.00
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)..; . . . . . . . . . . . . . . 10.
12. Net Value of Estate (Line 8 minus Line 11) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12.
13. Charitable and Governmental Bequests/See 9113 Trusts for which
an election to tax has not been made (Schedule J) .. . . . . . . . . . . . . . . . . . . . . . . 13.
14. Net Value Subject to Tax (Line 12 minus Line 13) . . . . . . . . . . . . . . . . . . . . . . . . 14.
2,018,55
TAX COMPUTATION. SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, or
transfers under Sec. 9116
(a}(1.2) X .0 00
16. Amount of Line 14 taxable
at lineal rate X.O 45
17. Amount of Line 14 taxable
at sibling rate X .12
18. Amount of Line 14 taxable
at collateral rate X .15
2,018,555.00
15.
0.00
16.
0.00
17.
0.00
0.00
18.
0.00
19. TAX DUE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19.
0.00
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
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15056052059
Side 2
15056052059
--.J
REV-1500 EX Page 3
Decedent's Complete Address:
DECEDENT'S NAME
Helen H Ashway
STREET ADDRESS
50 Pleasant Grove Road
1047
DECEDENT'S SOCIAL SECURITY NUMBER
118-16-9262
CITY
Mechanicsburg
STATE
PA
ZIP
17050
Tax Payments and Credits:
1. Tax Due (Page 2 Line 19)
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
(1)
0.00
0.00
0.00
0.00
Total Credits (A + B + C ) (2)
0.00
3. InteresVPenalty if applicable
D. Interest
E. Penalty
0.00
0.00
TotallnteresVPenalty ( D + E ) (3)
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Fill in oval on Page 2, Line 20 to request a refund. (4)
B. Enter the total of Line 5 + 5A. This is the BALANCE DUE.
(5A)
(5B)
0.00
0.00
0.00
0.00
0.00
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5)
A. Enter the interest on the tax due.
Make Check Payable to: REGISTER OF WILLS, AGENT
PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred;.......................................................................................... =:J ~
b. retain the right to designate who shall use the property transferred or its income; ............................................ =:J ~
c. retain a reversionary interest; or.......................................................................................................................... =:J :iJ
d. receive the promise for life of either payments, benefits or care? ...................................................................... =:J ~
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration? ..............................................................................................................=:J ~
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .............. =:J ~
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? ........................................................................................................................ =:J ~
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is three (3) percent [72 P.S. 99116 (a) (1.1) (i)).
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent
[72 P.S. 99116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an
adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. 99116(a)(1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in
72 PS. 99116(1.2) [72 P.S. 99116(a)(1)).
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. 99116(a)(1.3)). A sibling is defined. under
Section 9102. as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
REV-1503 EX+ (6-98)
SCHEDULE B
STOCKS & BONDS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Helen H. Ashway
FILE NUMBER
21-06-1047
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
2.
DESCRIPTION
Citigroup Smith Barney, Investment Account No. 7240104815
Jamey Montgomery Scott, Investment Account No. 1218-6077
Chevron Corporation, 3,542 shares @ $68.95 per share
VALUE AT DATE
OF DEATH
ITEM
NUMBER
1.
3.
943,361.00
716,795.00
244,221.00
--
TOTAL (Also enter on line 2, Recapitulation) $
(If more space is needed. insert additional sheets of the same size)
1,904,377.00
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SMITHBARNEY
11 North 3rd Street, 2nd Floor
Harrisburg. PA 17101
Tel 717 780 1700
Fax 717 233 2090
Toll Free 800 237 1700
7/17/07
TO:
FROM:
RE:
Date of death values 11/18/06
Amount Description Price Value
85,252.31 Bank Deposit Program 1.00 85,252.31
2,000 Bristol Myers Squibb Co 24.63 49,260.00
1,000 Darden Restaurants . 41.255 41,255.00
669 Del Monte Foods Co 11.235 7,516.21
3,500 General Electric Co 36.105 126,367.50
1,500 H J Heinz Co 43.585 65,377.50
1,010 Koninklijke Ahold 9.85 9,948.50
1,000 Microsoft Corp 29.75 29,750.00
1,000 Pfizer Inc 27.16 27,160.00
2,000 Rite Aid Corp 4.625 9,250.00
1,000 Tyco IntI Ltd 30.28 30,280.00
300 WalMart Stores 47.83 14,349.00
200 Zimmer Holdings 73.605 14,721.00
5,376.216 Income Fund of America 20.50 110,212.42
21,382.507 LM Partners Mun Hi Inc Fund 15.09 322,661.39
TOTAL 943,360.83
Should you require additional information please let us. know.
The information herein has been obtained from sources we believe to be reliable, but we do not guarantee its accuracy or
completeness.
Citigroup Global Markets Inc.
THE INFORMATION SET FORTH WAS OBTAINED FROM SOURCES WHICH WE BEliEVE RELIABLE BUT WE DO NOT GUARANTEE ITS ACCURACY OR COMPLETENESS.
NEITHER THE INFORMATION NOR ANY OPINION EXPRESSED CONSTITUrES A SOliCITATION BY US OF THE PURCHASE OR SALE OF ANY SECURITIES.
Janney Montgomery Scott LLC
April 10,2007
CC~I?if
E. Briner Ashway
50 Pleasant Grove Road
Mechanicsburg, PA 17050-1526
RE: Acct# 1218-6077 Helen H. Ashway
B~'~C'.' M" ,.,'II"';::'R .~M'll;J.t\\f~!\
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Dear Mr. Ashway,
In response to your request, please find listed below the date of death values for Mrs.
Ashway's account. I have included the closing market value for both November 17th and
November 20th, 2006.
Value as of Value as of
Ouantitv Security "" Cusin November 17th November 20th
656 BP PLC 055622104 43,545.28 41,478.88
1,000 Constellation Energy Grp 210371100 66,390.00 66,500.00
720 Duke Energy Corp 26441 C 105 13,288.32 13,224.96
928 Exxon Mobil Corp 30231GI02 67,818.24 67,215.04
125 Hanesbrands Inc 410345102 3,000.00 3,035.00
200 IBM Corp 459200101 18,762.00 18,650.00
1,800 Eli Lilly & CompaD.Y 532457108 98,190.00 97,884.00
500 PNC Financial Services 693475105 34,710.00 34,610.00
1,000 PPL Group 69351TI06 34,150.00 34,270.00
400 Raytheon Company 75511507 20,148.00 20,004.00
1,000 Sara Lee Corp 8031111 03 16,650.00 16,400.00
624 3M Company 88579YI0l 50,793.60 50,781.12
1755 Unilever NV 904784709 46,103.85 45,366.75
800 Wyeth 983024100 39,896.00 39,760.00
Gov't Oblig Money Mkt 60934N807 94,840.32 94,840.32
100,000 GNMA 5% 10/20/34 38374JLL8 35,990.24 35,990.24
Money Market 34,652.24 34,652.24
TOTALS: 718,928.09 714,662.55
If I can be of further assistance in the handling of this matter, plea efeel free to contact
me at 731-4400.
Sincerely,
~c:f~
Daphne L. Williams
Branch Operations Manager
20 Erford Road, Suite 315, Lemoyne, PA 17043-1109 . 717.731.4400 . fax: 717.731.4411 . wwwJmsonline.com
Member New York Stock Exchange, Inc. and other principal exchanges
REV-1507 EX+ (6-98) '*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE D
MORTGAGES & NOTES
RECEIVABLE
ESTATE OF
Helen H. Ashway
FILE NUMBER
21-06-1047
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER DESCRIPTION
1 . None
VALUE AT DATE
OF DEATH
0.00
TOTAL (Also enter on line 4, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
0.00
REV-1508 EX+ (6-98)
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Helen H. Ashway
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
FILE NUMBER
21-06-1047
ITEM
NUMBER
DESCRIPTION
VALUE AT DATE
OF DEATH
1. Orrstown Bank, Checking Account No. 111000148
2. Orrstown Bank, Savings Account No. 111200036
3. US Savings Bonk, Series EE No. L494627616, Date of Issue (04/1992)
4. Refund of Premium, Capital Blue Cross
5. 1983 Cadillac Seville
6. 1992 Buick Century
7. Fumiture (valuation as per homeowners insurance coverage)
8. Jewelry (valuation as per homeowners insurance coverage)
9. Furs
19,582.00
56,475.00
56.00
138.00
250.00
565.00
10,000.00
18,500.00
475.00
TOTAL (Also enter on line 5, Recapitulation) $
(If more soace is needed. insert additional sheets of the same size)
106,041.00
~
ORRSTOWN
BANK
A Tradition of Excellence
July 27, 2007
77 East King Street
P.O. Box 250
Shippensburg, PA 17257
To: Michael Cherewka
642 North Front Street
Wormleysburg, Pa 17043
From: Traci Shaffer
Orrstown Bank
Customer Service Center
PO BOX 250
Shippensburg, Pa 17257
Re: Estate of Helen H Ashway
Date of death November 18, 2006
IT IS HERERBY CERTIFIED THAT THE ABOVE NAMED DECEDENT, ON THE
ABOVE DATE, HAD THE FOLLOWING ACCOUNTS WITH ORRSTOWN BANK.
CHECKING ACCOUNT
Account # Title of Account
111000148 Helen H Ashway
Date opened
11/17/00
Principle
19582.11
Accrued Interest
0.33
111200036 Helen H Ash,vay
11/17/00
56407.32
67.28
SA VINGS ACCOUNT
Account # Title of Account
Date opened Principle Accrued Interest
CERTIFICATE OF DEPOSIT
Account # Title of Account
Date Opened Principle Accrued Interest
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advertisement
. Send to Print
1992 Buick Century Custom Sedan 4D
BLUE 800Ke TRADE-IN VALUE
Condition Value
Excellent $925
Good $800
..I Fair $565
(Selected)
Average Consumer Rating (7 Reviews)
Read Reviews
L~***~_~~t of 5
Review This Vehicle
Vehicle Highlights
Mileage:
Engine:
Transmission:
Drivetrain:
L..
98,000
V6 3.3 Liter
Automatic
FWD
Selected Equipment
Standard
Air Conditioning Power Steering
AM/FM Stereo
Optional
Power Windows
Power Door Locks
Blue Book Trade-In Value
Trade-in Value is what consumers can expect to receive from a dealer for a trade-in
vehicle assuming an accurate appraisal of condition. This value will likely be less
than the Private Party Value because the reselling dealer incurs the cost of safety
inspections, reconditioning and other costs of doing business.
Vehicle Condition Ratings
Excellent
DDDOD $925
"Excellent" condition means that the vehicle looks new, is in excellent
- advertisement -
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Close Window
http://www.kbb.eom/KBBlUsedCarslPricingReport.aspx?ManufacturerId= 7 & YearId= 1992& Verne... 817/2007
mechanical condition and needs no reconditioning. This vehicle has never had
any paint or body work and is free of rust. The vehicle has a clean title history
and will pass a smog and safety inspection. The engine compartment is clean,
with no fluid leaks and is free of any wear or visible defects. The vehicle also
has complete and verifiable service records. Less than 5% of all used vehicles
fall into this category.
Good
~~ $800
"Good" condition means that the vehicle is free of any major defects. This
vehicle has a clean title history, the paint, body and interior have only minor (if
any) blemishes, and there are no major mechanical problems. There should be
little or no rust on this vehicle. The tires match and have substantial tread wear
left. A "good" vehicle will need some reconditioning to be sold at retail. Most
consumer owned vehicles fall into this category.
"" Fair (Selected)
~Y41 $565
"Fair" condition means that the vehicle has some mechanical or cosmetic
defects and needs servicing but is still in reasonable running condition. This
vehicle has a clean title history, the paint, body and/or interior need work
performed by a professional. The tires may need to be replaced. There may be
some repairable rust damage.
Poor
Df_'I'Jf:...Y.l
N/A
"Poor" condition means that the vehicle has severe mechanical and/or cosmetic
defects and is in poor running condition. The vehicle may have problems that
cannot be readily fixed such as a damaged frame or a rusted-through body. A
vehicle with a branded title (salvage, flood, etc.) or unsubstantiated mileage is
considered "poor." A vehicle in poor condition may require an independent
appraisal to determine its value. Kelley Blue Book does not attempt to report a
value on a "poor" vehicle because the value of cars in this category varies
greatly.
* Pennsylvania 8/7/2007
http://www .kbb.eomIKBBlUsedCars/PricingReport.aspx?ManufaeturerId=7 & Y earId=1992& Verne... 817/2007
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REV-1509 EX+ (6-98)
SCHEDULE F
JOINTLY-OWNED PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Helen H. Ashway
FILE NUMBER
21-06-1047
If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G.
SURVIVING JOINT TENANT(S) NAME
ADDRESS
RELATIONSHIP TO DECEDENT
A. E. Briner Ashway
50 Pleasant Grove Road
Mechanicsburg, PA 17050
Spouse
B.
C.
JOINTLY.OWNED PROPERTY:
LETTER DATE DESCRIPTION OF PROPERTY % OF DATE OF DEATH
ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECD'S VALUE OF
NUMBER TENANT JOINT IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENT'S INTEREST
1. A. Residence - 50 Pleasant Grove Road, Silver Spring Township, 400,000.00 50% 200,000.00
~IJmhArl;mrl ~nllntv C]
2. A Land-11.079 acres, Pleasant Grove Road, Silver Spring Township, 221,500.00 50% 110,750.00
~lImhArl;mrl r.nllntv C]
3. A Land-10 acres, Pleasant Grove Road, Silver Spring Township, 200,000.00 50% 100,000.00
r.llmhArI;mrl r.nllntv a
4 A Household Furnishings 14,000.00 50% 7,000.00
TOTAL (Also enter on line 6, Recapitulation) $ 417,750.00
(If more space is needed, insert additional sheets of the same size)
REV-1510 EX+ (6-98*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE G
INTER-VIVOS TRANSFERS &
MISC. NON-PROBATE PROPERTY
ESTATE OF
Helen H. Ashway
FILE NUMBER
21-06-1047
This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes.
DESCRIPTION OF PROPERTY
ITEM INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND DATE OF DEATH % OF DECD'S EXCLUSION TAXABLE
NUMBER THE DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE
1. None 0.00
TOTAL (Also enter on line 7 Recapitulation) $ 0.00
(If more space is needed, insert additional sheets of the same size)
REV-1511 EX+ (12-99)
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Helen H. Ashway
FILE NUMBER
21-06-1047
Debts of decedent must be reported on Schedule I.
ITEM
NUMBER
A.
B.
1.
2.
3.
DESCRIPTION
AMOUNT
1.
FUNERAL EXPENSES:
Myers Funeral Home, Inc.
Rolling Green Memorial Park
Memorial Services and Reception
6,950.00
233.00
1,907.00
2.
3.
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
Name of Personal Representative(s) E. Briner Ashway
Social Security Number(sj/EIN Number of Personal Representative(s)
Street Address 50 Pleasant Grove Road
74,036.00
City Mechanicsburg
. State PA Zip 17050
Year(s) Commission Paid:
Attorney Fees
81,052.00
Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
0.00
Claimant
Street Address
City State ,Zip
Relationship of Claimant to Decedent
4. Probate Fees 1,230.00
5. Accountant's Fees 0.00
6. Tax Return Pre parer's Fees 750.00
7. Legal Notices 218.00
8. Appraisals- Real Estate 1,000.00
9. Appraisals - Personal Property 79.00
10. Storage Costs 45.00
11. Transfer Fees 142.00
167,642.00
TOTAL (Also enter on line 9, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
(717) 766-3421
Myers Funeral Home, Inc.
Bovd L. Mvers Jr.. Supervisor
37 East Main Street
MechanicsburQ. Pennsvlvania 17055
105
Fax (717) 795-7291
STATEMENT OF FUNERAL GOODS AND SERVICES SELECTED
Char&es. are ?I!-Iy for those items that you selected or that are required. If we. are required by law or.by a. ceI?etery or crematory to use any items, we will
explain In Writing below. If you selected a funeral that may reqUIre embalming, such as a funeral with viewing, you may have to pay for embalming. You
do not have to pay for embalming you did not approve if you selected arrangements such as direct cremation or immediate burial. Ifwe charge you for an
embalming, we will explain why below.
For Services of
Charge to E. Briner Ashway
Name
Helen H. Ashway
A. CHARGE FOR SERVICES SELECTED:
1. PROFESSIONAL SERVICES
Services of Funeral Director and Staff
Embalming
Casketing, dressing, cosmetology
Other Preparation of body
Hairdresser / Barber
Autopsy Remains
SUB-TOTAL PROFESSIONAL SERVICES
2. USE OF FACILITIES AND SERVICES
For visitation / wake service $
For funeral ceremony $
For memorial service $
Equipment & services for graves ide servi~ $
$
SUB-TOTAL FACILITIES AND EQUIPMENT
3. AUTOMOTIVE EQUIPMENT
Vehicle to transfer remains to Funeral Home
Hearse (Casket Coach)
Flower Car / Floral Distribution
Family Car
Lead Car / Clergy Car
Utility Car
Out of town transportation
$
$
$
$
$
$
$
$
SUB-TOTAL AUTOMOTIVE EQUIPMENT
TOTAL SERVICES, FACILITIES, AUTOMOBILE
B. CHARGES FOR MERCHANDISE SELECTED
Casket Sterling $
Other Receptacle $
Outer Burial Container $
Acknowledgment Cards $
Register Book $
Memorial Folders $
Prayer Cards $
Temporary Grave Markers $
Burial Clothing $
Other Clothing $
Cremation urn $
$
$
Date Of Death
50 Pleasant Grove Road
Address
$
$
$
$
$
$
$
1895.00
995.00
295.00
95.00
November 18,2006 Date of Contract
Mechanicsburg, Pa.
CIty ~tate
C. SPECIAL CHARGES
Forwarding Remains to other Funeral Home $
Receiving Remains form other Funeral Home $
Immediate Burial $
Direct Cremation $
$
SUB-TOTAL OF SPECIAL CHARGES
D. CASH ADVANCED
Opening Grave/Crypt
Newspaper Patriot
Newspaper
:Clergy / Mass Offering
,Certified Copies of Death Certificate 20
Family Flowers
SUB-TOTAL OF CASH ADVANCED
We charge you for our services in obtaining the following:
NONE
November 18, 2006
17050
Zip
C$
$
$
$
$
$
$
$
$
$
$
375.60
55.00
150.00
120.00
350.00
':;!!',
, '\ ~: :
. :\:' ;""
,,~! \
Al$
3,280.00
D$
1,050.60
SUMMARY OF CHARGES
TOTAL ABOVE ITEMS (A,B.C.D) $ 8,790.60
Sales Tax (if App) @ % $ 0.00
TOTAL OF ALL SECTIONS $
LESS: Payment Made $
LESS: Credits Pending $
LESS: Credits granted Package Price Discount $
BALANCE DUE Dec 18,2006 $
8,790.60
1,695.00
6,950.00
A late charge of 1.5% per month on the outstanding balance (annual rate of 18%)
will be added to the balance.
DISCLAIMER OF WARRANTIES
Our funeral home makes no representations or warranties regarding caskets
or outer burial containers. The only warranties, expressed or implied, granted
in connection with goods sold with the funeral service are the express written
warranties, if any, extended by the manufacturer thereof. No other warranties
including the implied warranties of merchantability or fitness for particular
TOTAL MERCHANDISE SELECTED B $ 2,150.00 purpose are extended by the seller.
I agree that I have examined the items of goods and services selected above and found them to be correct and according to the arrangements I have
requested. I acknowledge receipt of a copy of this Statement of Funeral Goods and Services Selected. I represent that I have sufficient funds available for
payment of the cash price for the goods and services selected. I also agree to make payment of $ 6950.00 within 30 days. I agree to be jointly and severally
liable with anyone else who signs below. A LATE CHARGE of 1.5% per month (18% per annum) Will be applied to the unpaid balance begmning 30 days after
the date of this contract. I will also pay the Funeral Director all reasonable costs paid by the Funeral Director to collect amounts I owe under this agreement.
Those costs may include attorney fees and court costs. Any items requested after the date of this agreement will be considered part of this agreement and will
be reflected on the final bill.
525.00
550.00 . .
395.00
A2 $
1,470.00
(Seal)
Purchaser
(Seal)
Purchaser
350.00
295.00
Incl
Incl
195.00
A3 $
A$
840.00
5,590.00
2150.00
REASON FOR REQUIRED SERVICES OR MERCHANDISE
Family request viewing
Cemetery requires outer burial container
-:: ",'-~ ~~'':;~:~:':~''H~~~!~~_:''::::?f(G:':'~:'' -(j'-J!~~"'- ,'. :~Pt"" "~.~ ':~c~~~tJ-~~:i.~:;J~i':~~B't:'. :'.:':. ~:~OO'~"'-:~:rml~' " .~;:' -~. ""-;:~~\~":~'-~-:~:':"J.::,~. '::~2.:-':?; .i
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s;ii::':;~;-::,-~~-.~:--:~~;~:: -:: .: .~" :!!'.,:'O"'."Jh~-2~--,z;:;: ":;:_":,"'i7:;;~~~';;-''';;''-'~:~: ,~:;,._ ...c;:.~,O-~~_ :~:~ __~ '"', ~:::;d&.r?:::>j--~:~~,:--;~?~i:f.~:~~
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t':
ROLUNG GREEN CEMETERY COMPft,NY
624
1811 C,A,RLtSLE RD
C/iJ.t1P H!LL: P,A. 17011
I
7i 7-761-4055
No,0015329
,
DATE
(yt
INDIVIDUAL CASH 'RECEIPT
21JJlo
~~
'II
my
ACCOUNT NO.
$
$
~HECK DCASH DCREDT CARD TOTAL_%.CV
THANK YOU
ACCT/CONTR. NAME .
ACCT/CONTR. NO.
(i;)C.C.~PROVAL#
lOOl-
RECEIVED FROM
'DESCRIPTIO~ wreath
C.C. TYPE
TRUST NO.
BY
'~r7m ~~~
.W......'....
. .. ...~ ....
GIL ACCT.
GEN 8001 (si04)
$
~~~~
t.\;6. ~-o
1...10
$
WEST SHORE COUNTRY CLUB
Dining Room
Check lab tav Server Time Date
117895 9 1 . 89 6:29:50 PM~
-----------------..~--------------------- ..)
GUEST 11 ~~ ~u.~
-_._~-------~-------------------~-----
I Herb Rubbed Lamb Chops 21.50
I Chicken Florentine 19.50
3 . Double Crab Cake 72.00
1 Filet Mignon 24.50
3 Catch day '1- Din 57.00
1 Petite Filet Mignon 21.50
1 Salmon Filet 21.50
1. Pine Nut Chicken 19.00
a. Regular Soda. 12.00
3 Dessert .5 20.85
1 Dessert .3 5.95
2 Gold Brick Sundae 6.50
1 Sherbet 2.25
1 Ice Cream 2.75
3 Specialty Tea 4.50
2 Decaf Coffee 2.50
2 Coffee 2.50
Food Sub- T ota I
316.30
Chivas Regal
Gls-Pinot 6rigio
5.50
5.00
Beverage Sub- T ota 1
10.50
18% GRATUITY "58.82
SUB TOTAL
385.62
SALES TAX
HL98
CHECK TOTAL
Additional Gratul.~Y
We welcome Dining Reservations!
Member Number
A2018
Member Name
Ashway. Mr E B
404.60
t ,,{}-41
+ I L/-, fcj:)
RECEIPT FOR PAYMENT
-------------------
-------------------
GLENDA FARNER STRASBAUGH
Cumberland County - Register Of Wills
One Courthouse Square
Carlisle/ PA 17G13
ASHWAY HELEN H
Estate File No.:
Paid By Remarks:
Receipt Date:
Rece:!-pt Time:
Recelpt No.:
11/28/2006
14:48:55
104.6468
2006-01047
E BRINER ASHWAY
CJ
Fee/Tax Description
PETITION LTRS TEST
WILL
SHORT CERTIFICATE
JCP FEE
AUTOMATION FEE
Check# 1218 K'.BA-
Total Received.........
Receipt'Distribution ------------------------
Payment Amount Payee .Name
1,160.00 CUMBERLAND COUNTY GENERAL FUN
15.00 CUMBERLAND COUNTY GENERAL FUN
40.00 CUMBERLAND COUNTY GENERAL FUN
10.00 BUREAU OF RECEIPTS & CNTR M.D
5.00 CUMBERLAND COUNTY GENERAL FUN
----------_._----
,
$1,230.00 /J_ .L._ JJ I I J.,~
. $1/230. 00 f\Um~ '!J.ptJ./~~1 ~~,.,&:tiih'f~1I,
~
CUMBERLAND LAW JOURNAL
32 SOUTH BEDFORD STREET
CARLISLE, P A 17013
July 6, 2007
. .'
. . .
,,-., .' ....C11ll1perlai1<iL~w.,J Qurnai,ispublished' every Friday by the' C~ljerlAAd;iGoimiY]:3.~'.".'..' '.i~
. AssqFia:tiQlfc$dfgde~;l@~t~d;by the Court of COlnmon Pleas as the official.legalpl,iljllcation-' for
Cumbetland:Countyatid the legal newspaper for publication of legal notIces. . . . . .
TO:
. . Michael Cherewka, Esquire
Hden H. Ashway, Estate
RE:
Leg~ 'aclvertisemenis Inust be received by Friday. Noon~ All legal advertismg must be
paid in advance. Make all checks payable to: Cumberland Law Journal.
Advertisement inserted on following dates:
June 22, June 29 and July 6, 2007
Advertising Cost
75.00
Proof of Publication
$ 0.00
Second Proof Request
$ 0.00
Payment received
$ 0.00
Total Amount Due
$' 75.00'
. .
Becky H.Morgenthal, Executive Director
RETAIN THIS PORTION FOR YOUR RECORDS
REMnTANCE ADDRESS I BILL TO
THE SENTINEL - LEGAL MICHAEL CHEREWKA
P . 0.- BOX: 13 0 , CARLISLE, PA 17013
AD NUMBER I CLASS ... SALESPERSON BILLING DATE LINES
330513 10 PUBLIC NOTICES shoet 06/29/07 34 * 2
AD DESCRIPTION START DATE STOP DATE
NOTICE NOTICE IS HEREBY GIVEN THAT 06/15/07 06/29/07
PUBLICATION INSERTIONS RATE NET AMOUNT GROSS AMOUNT
3 THE SENTINEL - LEGAL 3 LGL 135.66
TOTAL AD CHARGE 135.66
3 PROOF OF PUBLICATION 01PRF 7.00
DAYS RUN
PURCHASE ORDER PAY THIS AMOUNT 142.66 171.19*
Helen H. Ashwa
y
* AFT~R 07129107
MESSAGE:
Thank you for advertising with The Sentinel.
Deadlines for in-column legal advertisements: Monday is Friday at
11 a.m.; Tuesday is F~idayat 4 p.m.; wednesday is Monday at 12 Noon;
Thursday is Tuesday at 12-Noon; Friday is Wednesday at 12 Noon; Sunday
is Thursday at 12 Noon.
If you have any questions regarding your Legal bill please call
Tammy Shoemaker 717~240-7176
Fax your legals to 717-243-3754 attention Tammy Shoemaker
You can also EMAIL yourlegaltoClassifiedads:classified@curnberlink.com
Please send a cover letter including your name and address as an attachment
DETACH AND RETURN THIS PORTION WITH YOUR PAYMENT
THE SENTINEL - LEGAL
POBOX 130 CARLISLE PA 17013
Helen H. Ashway
. .
AD NUMBER CLASSo START DATE STOP DATE
330513 PUBLIC NOTICES 06/15/07 06/29/07
AD DESCRIPTION BILLING DATE TELEPHONE NUMBER
NOTICE NOTICE IS HEREBY GIVEN THAT 06/29/07 717-232-4701
GROSS AMOUNT OF
171.19
DUE AFTER 07/29/07
TOTAL AMOUNT DUE
142.66
ENTER AMOUNT ENCLOSED
MICHAEL CHEREWKA
624 NORTH FRONT STREET
WORMLEYSBURG I PA
1...111...111....1111..11..1.1.1
17043
20200000003305130000000000000001711900000142669
j)~ti< ~ii8/20J7
Pho~e~' 7ii 766-9068
,PA 'i1Q5s'
-';,." .
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AliLe~t~~~~, Sri~d~~~d"S;,nihetiJ GaTIhent~
,:' '^:. >. '; CJ,~~"ci4'~tSiI;tonier's",Ri$k' "
.,:. ,.:.-
Thank Ya'll: '
MODERN STORAGE V AULTSON THE:pll;EMISES,'
.".. . " . R' ;~. ~ .~. _. 'd .
REV-1512 EX+ (12-03) .
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
ESTATE OF
Helen H. Ashway
FILE NUMBER
21-06-1047
Report debts incurred by the decedent prior to death which remained ul:'paid as of the date of death, including unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1.
Compassionate Senior Care - Medical
2,025.00
1,536.00
26.00
2.
HCR Manor Care - medical
3.
Holy Spirit Hospital - Medical
4.
Deposit - Nancy L. Faulkner, toward purchase of real estate
225,750.00
569.00
5.
Social Security Administration - Reclamation Payment
6.
Myers Home - Services
6,950.00
5,076.00
39.00
7.
Compassionate Senior Care - medical
8.
Embark Services - medical
TOTAL (Also enter on line 10, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
241,971.00
---
eompasSW1utte
Senw'l ~ Serving the Elderly with
elt'le lV Dignity and Respect
4601 Locust Lane, Suite 301
Harrisburg, PA 17109
Invoice
Date I Invoice #
11/29/2006 I 1283
BfilTo
E..$r;I-T~ t'F
Helen Ashway
50 Pleasant Grove Road
Mechanicsburg, P A 17050
Tenns Due Date J
Net 10 1219/2006 1_
Serviced Quantity Description Rate Amount
Il1f1l2006 2,025.40 J
11/17/2006 ..-.-., 123.5 Hourly Service (IS or more hours per week) 16.40
I
J ~:J,5
~
'1>,;:'- r. 25
4, 1/1P.7 (',J)
..-----
. 7J.e.1. /;. 'I
DIt:'F
,
,
-- !at/ I~/o/t~
Thank you for your busmeSS- Total e/(.# lOP /
$2,025.40
Phone #
Fax #
Web Site
717-657-8808
717-657-8840
www.compassionateseniorcare.com
",
HCR-ManorCare .,
Statement
... ~
MANORCARE CARLISLE 372
940 WALNUT BOTTOM ROAD
CARLISLE. PA 17&15
(717)~
PRIVA,TE
BRINER ASHWAY
FOR HELEN ASHWAY
50 PLEASANT GROVE ROAD
ME C H A N I C 3 8 U R G, PAl 7 05(3
ROOM 108 -A
Please, Return This Portion
With Your Payment
ASHWAY, HELEN H , 26172 10/31/06 11/16/06 11/30/06'
.......-- -----.----- -- -- --- - - - - -- - ---- --0:---------------_._--- --'- --.-------- --.-_ __:___ _.-:.....
DATE OF '
SERVICE
SERVICE RENDERED
CHARGES
CREDITS
11/01/06
11/16/06 51801
11/01/06
11/01-11/15/06
8AUH~CE FOR!,,,JARO
INTERMITINCONT-DLYFEE (QTY
REV U\ST MO RC
LEAVE CHARGE 15, DAYS AT
16 )
.",,6.654.50_
72.90
6,540.00
90.00
1,350.00
DO . 1'1,..7..:1. ~ t1'
!?7ft qo, ./ / i 'I,~(} ~
1{J~v ,0' /? .
;jr, rd? ~'();~/lJ </ .
. .rJ /\ ,'I;t
() ,- t)'o/NV . \ { l{ /
.glfl' I) \
'\\
PAYMENT DUE UPON RECEIPT
, ~M6uNT DUE " .~}< ,
~p.lltkj?
tAJtl ()t}3
~.
REV-1513 EX+ (9-00)
SCHEDULE J
BENEFICIARIES
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Helen H. Ashway
FILE NUMBER
21-06-1047
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under
Sec. 9116 (a) (1.2)]
1. E. Briner Ashway Spouse 2,OI8}555,00
2. Carolyn A. Chance Daughter
3. Judith A. Ashway Daughter
4. Nancy A. Faulkner Daughter
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ 0.00
(If more space is needed, insert additional sheets of the same size)
Helen H. Ashway
SSN: 118-16-9262
SCHEDULE OF EXHIBITS
EXHIBIT
DESCRIPTION
D.
Death Certificate
Last Will & Testament
Appraisal, 50 Pleasant Grove Road
(Schedule E, Item #1)
Appraisal-l1.079 Acres, Silver Spring Township:
(Schedule E, Item #2)
Appraisal- 10 Acres, Silver Spring Township
(Schedule E, Item #3)
A.
B.
C.
E.
1105.805 REV 1105
This is to certify that the information here given is correctly copied fro~ an original certificate of death duly, filed with me as
Local Registrar. The original certificate will be forwarded to the State VItal Records Office for permanent filIng.
WARNING: It is illegal to duplicate this copy by photostat or photograph.
FeefoI: this certificate, $6.00
p
12934800
W~l Jt."\{nr~
Local Registrar
No.
7'1'0 V.e.M ~~ Mt?.t!Qq,
. . Date .
COMMoNWEALTH.OF PEHNSYL.V-,NlA: oDEPARTMEHTOF HEALnt .. VITAL RECORDS
CERTIFICATE OF DEATH
Top.
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LAST WILL AND TESTAMENT
. , ,
KNOW ALL MEN BY THESE PRESENTS, that X, HELEN H.ASff'VAY, currently
residirig ill Silver Spnng J'ownsbip, Cumberland County~ Pemisylvania,""beip.gin good health and
,of soUnd and disposing ,memory, do, hereby make, declare and .pu~Mshthis asniyL~ Will and'
Testamept,herebyr~vokirtg iillformerWills and Codicils l1eretofore made byrne., .", '
'". -....
FIR,ST: I direct that all of my debts not barred by the statUte oflirrlltatioI1$, eXpenses'
of my last, illness, funeral expeJises" costs of adniinistration, and claim~ allowed in ,the
adminiStration of my estate shall be paid by my Executor hereinafter 1$ned,from IllY, estate as
, ..,c_ soon as after my decease as shall be found convenient. "
--.'...._- :...-- ..'-- .......;. ._~..,.-. .- -",-- _._ "0.' .___.._ __..
SECOND: I bequeath ~y automobiles, household and personal effects and other tangible
personalty of like nature (not including cash or securities) together "With anY existing insurance
'thereon, to my husband, E BRlNER.ASHW AY, if he survives me by tbir1Y..dar~,~d to sUch of
my childreIl as ar~ living gnthe .tbirty-fust day after my death, to be divided illnongthenfbymy ," "'
Executor with d~e regard for their personal preferences' in as neirlyequal'shares aSprab"tical.Any:
, such article ::tllotted to 'a minor may; as my Executor thinks advisable, either be delivered to the
minor or any person to hold for the minor, or be sold and the proceeds paid to the Trustee as
hereinafter provided in ARTICLE FIFTH hereof
TIITRD: In the event that the He,len HortouAshway ResidenceTrust shall terminate
, heca.1ise of my death, pursuant to Article'VI' Section A of said TruSt, I give, devise" ~d bequeath
Smd iruStestate-tomy husbari.d~E:BRlNERASIIW AY. ",'
. .. - ,. ...-....
,.,' -,' ',' . .
, ,
. . -. ..
. -.. . .
, ,FOURTH: I devise arid bequeath my i-emairiing property located in Talbot County,
Maryland, to:the Trustee hereinafter nanied, IN'TRUST, for the following USes and purpCises: ,
, A. ' To lease the horse fapn known and nUmbered as 23720 S1. Michael's Ro~d,
, to my daughter, NANCY A; FAULKNER, at the rental set .forth in the current lease agreement with
, ' my daughtei~ for so long as my daughter continues to operate it as a horse farm. ' '
, , ,
B." 'My daughter, NANCY A: FAUL:K1wR, shall helVe the opttoIl,:it any time
during her lifetime, to purchase the' horse faim for'the then current fair market value. Ail rent paid'
by Diy daughter up to the time she exerdses this option shall be applied 'agamst the purchase price:,
If my daughter is ~ble to :purch,ase the horse fann outright, my Trust~e shall accept!aynlent ~ '
the fOmi of a Note' and Mortgage for $e balance oithe purchase pnce"upon sUc<p:t!::rms ~
conditions asare, satisfactory to my Trustee in his sole discretion:m ~ ("':) '9
~4;;kv(#' ~N . ~~~. ~
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-,.~
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C. Should my daughter, NANCY A. FAULKNER, cease to operate the horse
farm, or become permanently disabled or die prior to exercising the option to purchase in
Paragraph B, above, then my Trustee shall offer the property for sale to my' granddaughter.
CHELSEA. The'purchase price shall be the then current fair market value of the property. If my
granddaughter, CHELSEA is un,.ableto purchase the property outright, my Truste~ shall accept
payment in the fonn of a: Note and. Mortgage for the purchase price UpOJ;1 such terms'.'and .
conditions as are satisfactory to' fuy . Trustee in his sole dj.sc:retion. Shouldiny 'gran,d4~ughter
CHELSEA, at such time the .offer. is made,. be tmder . the age of ~ighteen (18),. my Trustee is
b.e~eby instructed to'holdthe prop~1iyunti~ CHELSEAattaIDsthe age .of eighteen{1 8),. at wl1ich
tiJne she shall have ninety (90) days to decide whe0er ,to purchase theproperty. . Should my :
granddaughter, CHELSEA not purchase the property, then my Trustee shall sell said, property .
'and the net proceeds shall be helq bY my trUstee as hereinafter provided ill ARTICLE FIFTH
HEREOF. .. 'l" . . ,
FIFTH: .' idevi's~"~d"b;q~~thth~-~esjdue"QfmY-eStat~rof everynatufe' and wherever ..... ~--
situate to'the Trustee hereinafter named, llfTRust for.the following uses an~ po/Poses: .
. . . .
A. During thelifetimeofmyhushuld, E. BRINER AsHW A Y, the Trustee
. may pay the net income, in suchproporti9lls. an:~ill sUch. amounts, eqUal or unequal, as my Trustee
shall determine, a,rriong my said husband and my three children: . Carolyn 'A.Chance, Judith A.
Ashway, and Naney A. Faulkner. There shall be absolutely no equal distribution required aild the
Trustee may accumulate all or any part ofthei:ncome at Trustee's sole and absolute <;:I.iscretion.
B. As much of the principal of this trust as the Trustee may from time to time
think advisable for the support of my husband to maintain him in the station of life to which he is
accustomed at my deathand after takiriginto considerationhis other, readily available assets and
'"s6urce~r of' income; or duririg "illiiess ot emeIgency,;.'s4~1.~ithe:rbe paid. ~Q ,~: o~ ,.else ..applied,.
. directly for his benefit by the Trustee. . .
C. . My Trustee may apply the net income of this truSt for the support of my',
husband, E. BRINER ASHW A Y, should he by' reason orage, illness, or any other cause, in the
opinion of the Trustee, be incapable of disbllIsing it. .. . '
D. Upo.~ the death of my huSband, E. BR.IN:ER.ASHW A y~ or ~pon my death if ,
he predeceases me, Trustee shall distribute the then-remaining princiP3I and any accumulated or
Undistributed income to mY!he:nliving issue, per.~es. . '. .
SIXTH: . All federal, state andother death 'taxes payable because of my death,' with
respect to the property fomg my gross estate for taX purposes", whether or notpassmg Under this
. Will, including any interest or penalty impos.ed incorinectiop withsuch.tax, shall be considered a
part of the expense of the administration of my estate and shail be paid fro~ my residuary est~te
~~/C;( ;;:'fi,~{
2
'. ~).:.,...":'
under llEM'FIFTH\mthou{apportionment or right ofreimburse:tnent. All such taxes on present or
future interest shall:bep~d at such time or times as my Executor of my TrWtee may tliin.k proper~
,regardless of whether suchtaxesare,then due. ' . , ' , ,.
SEVENTH:.' The interest of the beneficiaries hereunder shall not be subject to. anticipation
or to voluntaiyor involuntary <:ilienation., ., . '
'. EIGHTH:' . 'I . hereby noIriinate', 'constitute,. and'appoint' my husband, E. BRINER
'ASHWAY,as Execut6roftl?s,ni)rL~tWill~d Testament. III the eveIltthat mysaid hvsband,
," '.: shall pied~cease me or be unWilling ,or unable t.o. act as my Executor; as aforesaid, th~n f nomiIiate, ,
. constitute and appoint my attorney, MICHAEL CHEREWKA, without the necessity for posting
.' security. regardless of state of residenc,e; as Executor of this; my Last Will and Testament. All
", references to the Executor herein sh,all be applicable to said substitute Executor.
__"__'._ _.' - ..:...__. '-_' o. .'-. __.;'.___.__.:
.' __ 0_- ,'_'-_
NINTH:. Ihereby nominate,. constitute and appointBRUCEC. ARMISTEAD, ESQ.;
'of Easton, Talbot CoUnty, Maryland, as the Trustee of the trust created by Article FO~TH of"
. this, lllY LastWill and Testament without the necessity of posting security regardless of state of
residence. - ' '
. ' Ihereb~nominate,constitute and appoint MlCHAELCHER$WKA,: ESQ., of
Camp Hill, Cumberland Co~ty,Pennsylvailia, as the Trustee of the trust created by Article
, FIFTH oimy Last Will and Testament without the necessity of posting security regardless of
. state of residence.
TENTH: My Executor and Trustee shall have, in addition to the powers and authority
conferred upon them by law~ the following additional powers and authority: '
. . "
l.'"'~~~~ii ~~ p~blic'.' ';~r priv~te., sale, exch~~e,'le'asJ,mdrtg~g~ orti~dg~'any
property, real or personal, at any'time'constituting a portion oia trust or oimy estate, and upon
such terms and conditions as the Exe'cutor at trustee shall deem wise.
'2.. '. To invest any mcmey at any time in such bonds, stocks, notes, real estate,
mortgages, life insurance, annuitie~ or other securities, or such property, real' or personal; as the
Executor or Trustee shall deem wise, Without' being l~ted by any statutes or rue of law regardmg .
investments by the Executor or Trustee. '. ,...
, 3. To retain, without incUITmg any liability, as investments, 'any property
owned by me at the time of my death, as long as they deemit wise, and even though Slich property
is not the kind of property ~ Executor ..or Trustee wo:u1d purchase as an investmen~; and even .
though to retain such: property might violate sound diversification principles., '
, . . .
(l{~_J ,r#: tJ4d~
3 '
. .
4. . ". To cause:an:y'seeurity or othyr property which may constitute a portion of my' trp.St
or ofniyestate to be issUed, held or registered in their, own name, or in the name of a nominee, or.in
such fonnthat:title will pass by delivery. . ,
. 5.,. To consentto thereorg<;nization, consolidation, readjustment of the financial
. structure, or sale of the assets of anY corporation or other organization, the' securities of which
, '. conStitute' aportio~ cfmy trust or of my estate, and to tlike any action with reference to such '. :
'securities'\y~~h, ill the opinion the"ExecutQr orTruStee is4c:~essary to obtain the,ben~fitof ~y
such reorgaruzation;consolidanon; readjustment or sale; to exercise any conversionprivilegeor .
subscription ri~tgiven to ,them as the owner of any secw:ities. constituting apomon atrust 'or .o.f,
my estate;.to accept and hold as a portion of a trust o~ of my -estafesecurities resultirig from any
reorganization; consolidation, readjustment, sale, conv~rsion or 'subscription.
, " ' 6; To pay all ~'osts, taxes,charges'ancCexPeii$es' iri~'-coimeitioh-With -,the'-~~'-. '-~'"
administration'of a tipst or of my estate, includiD;g suchcomperisations toExecutoror'lrustee
which shall be in accordance with . gener~y es4tb~~hed ,>f~es .'., throughout, ,the ." period," of
. administration of a trust or of my estate. The compeusatioristoTrustees sh'l1lbe. in accordance, with '
.theirrior:Il1al,and customary hourly rates for work ofiliis>l1~fuiein.theiilaw practices at thetimeqf
such admiliistration. :,' , .
, .
7. To determine what is "mcome" and what is, "principal"hereuncier, and their'
decision thereon shall be final; and to purchase securities at a premium or discount, and to apply or
charge said premium or discount against income or principal as the Executor or Trustee may
detennine.
8; ,,-,iT o trans. fet, sell, ,exchange;. ..,parti.ti,.' o. n,leas.', ..e,;,m...,.o, rtgage,p.l. ..edg. .e, -. giv. ,.~.......O.' ptious.... ,
, upon, or otheryVise dispose of any prop~rty atanytimeheldbytllem: at pUQlic orpriv~teSale, or .
otheIWise.
9. . To borrow money from any person, firm or corporation, includipg any
corporation acting as an -Exe~utor or Trustee hereunder, for the Puwose of protecting 'and
preserving or improving my estale or truSt hereunder; to execute promissory notes or other
obligations for arriouuts so borrowed.
10. To employ legal cOlL",sel, accounta.."1ts, broker~;investment advisors,
custodialis~ managers, and oth~r agents and employees. and to pay them reasonable, compeIlsation
'out ofa portion of my trust or' of my estate or any funds held .hereunder to which said
compensation is attributable. .
~ (}I a ~
, tld-u/ 1.#'.' , ~~
, (j
4
:. -.,". ~;::.
11. To ,carryon any business oYVIled or controlled by me at my death for
whatever period of time they sh~l tb.iIik proper, ahd they'shall have the power to do any and all
things they deem necessary or appropriate, including the power to incorporate the business, the
. po~er to borrow and to pledge assets contained in my estate as security for such borrowing, and
the' power to dose out, liquidate, or sell the business at such time and upon such terms as to them
shall seem best.
. . ..... ..... ...... 12., ..To do ..~ oth~r~cts in,their judgement necessary or desirable for the proper
and advantageousri1an~gement, inv~stmenfaIid distribution of a trust 'or ormy estate.
. . . .
. -. .
.--' "- -..- - " .
., ,ELEVENTH: tclirect that all transfer and inheritance taxes, state, or federal,
"assess~d b~yauseofpJ.Y deat1:l; .whetlJ.er tl1efunds, property or insufcmce proceeds to wmch such
taxes are at1:tibutablepass under tIlls Will ornot, shall be paid out of my residuary estate; that my
Executor pay,_orp~oyig~fQ!" payrgelltofall such taxes at such time, or times, and in such manner as
'my Executor deems, best '., ---,----~_._- ~_."..m'_.'.... - .. - - . . ..
. IN W):'INESS WHEREOF, I, HELEN H. ASHW A Y, the Testatrix to tIlls, my Last Will
and 'Testatpe~t,'~efu1tttn on six slieets, of paper wmch I have. identified at the bottom' of each
page by my signature, here1i:nto Set inyhand and seal the. ~ 7 . .day of 00.
.... ' . - ~
,'L
HELEN H. ASHW A Y
.~-~ ,
The precedkg instrument cOhsistiIig oftms and six'Other type~tten pages'-e~ch id~~tified
by the signafure of the Testatrix, HELEN H. ASHW A Y, was on tIlls day and date thereof signed
published aIld declared 9Y HELEN H. ASHW A Y, the Testatrix therein named, as and for her Last
. Will, in the presence.. of us who, at ~er request, in her presence, and in the presence of each other
have subscribed our names as witnesses, .
~~s1.S~
~Pr7~c:d/Z
'.7
s'
. .
1
CONfMONWEALTH OF PENNSYLVANIA:
COUNTY O~ Q u. m,g r:: !J-L/J-tJ I)
SS
I,. HELEN . H. ASHW A Y, . Testatrix whose name is signed to the attached. or foregoing
instrument, having been duly qualified according to law, do hereby acknowledge that I signedand
executed the instrument as my Last Will; that I signed it WiUingly; arid that I signed it as my free ..
and voluntary act. for the p1irposestherem'expressed.
,.. ..... . .. - . .
. .
. - . .'Swoni or ~ed to and ack:b.ow~edge b~for~ me, by BELEN H. A$.HWAY, the,Testatrix:.
__fJJo,31WJd;iY9JT>>-;. ,20QO. . · . ... ...__ ...._
. .. ~xRd~
NotarY'P~1:>lic; ~. ... >"<' " ....:i.
.
. -.. : NolarlalSfil ........ >
. . Roberta L. Radcliff. NotalY PYbllc ..<
, , WormIeysburg Bore. CumberJ'am1 _ . ",
My commission Expires Jan. ~O, 20()1
CONfMONWEALTH OF PENNSYLVANIA:
SS
COUN1YOF8z.r~C4Lf:t/~<. ... .. ....... . ..... .... .....
We-))lo:t~'ff\;e,~~~'At:- and "0"~~~\-r~ L.5w(U~ ~ fuewi~esses
. whose names are signed to the attached or foregoing ins.trument,. being duly qualified ~ccording' to
. law, do depose and say that we were present and saw Testatrix sign and execute the instrument as
her Last Will; that she signed willingly and that she executed it as her free and v,oiuntary act for the
puwoses thereiri expressed; that each of us in the hearing and sight of the Testatrix sighed the Will
as witnesses; and that tothe best of our lmowledge the Testatrix was at that time eighteen or more
years of age, of sound mind and under no constraint or Ulldue influence.
.~JlNk~\. .' .....~~~..~
..~. . SWOlll or ~ to and subscribed t6 ~ef'~~e me bY])/W I 'D II. /2;,.0 WFE fllld
0EJJAJJF~~1 &UJq.t1.witnesses, this c2-1fJ{day of . ~~? ,2000.
o . , \
, Notarial Seal .
Roberta L. Radcliff, Notary Public
WOi11'lleysburg 8orc, Cumberland
My commission Expires J~, 20, 2001
6
APPRAISAL OF REAL PROPERTY
LOCATED AT:
50 Plea$ant Grove Road
Silver Spring TownShip, Cumberland County
Mechanicsburg, PA 17050
FOR:
ESTATE OF HELEN H. ASHWAY
c/o Mr. E.Briner AShway
50 Pleasant Grove Road
Mechanicsburg, PA 17050
AS OF:
November 18, 2006***
BY:
Karen Damey, PA State Certified General Real Estate Appraiser
RSR Appraisers & Analysts
3 Lemoyne Drive, Suite 100
Lemoyne, PA 17043
Form GA2 - "TOTAL for Windows" appraiSal software by a la mode, Inc. -1-800-ALAMODE
L.G. Connor Real Estate Appraisers
l~. .".....:
File No. 07-118KD
July 18, 2007
Mr.E.BrtnerAshway
50 Pleasant Grove Road
Mechanicsburg. PA 17050
RE: 50 Pleasant Grove Road
Mechanicsburg. PA 17050
Dear Mr. Ashway:
Pursuant to your request. I have prepared a S~lf Contained, Summary
Report for the property captioned in the "Summary of Salient Features"
which follows.
The accompanying report is based on a site inspection of
improvements, investigation of the subject neighborhood area of influence,
and review of sales. cost and income data for similar properties.
This appraisal has been made with particular attention paid to the
applicable value influencing economic conditions and has been processed
in accordance with nationally recognized appraisal guidelines.
The value conclusions stated herein are as of the date as stated in the
body of the appraisal and contingent upon the certifications and limiting
conditions attached.
Please do not hesitate to contact me if I can be of additional service to
you.
Respectfully.
.~J~
Karen Damey
Pennsylvania State Certified General R al Estate Appraiser
GA001260L
Fonn DCVR - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
,.d<.
SUMMARY OF SALIENT FEATURES
Subject Address
Legal Description
City
County
State
Zip Code
Census Tract
Map Reference
50 Pleasant Grove Road
Deed Book W17, Page 89 and Deed Book E28, Page 966
Mechanicsburg
Cumberland
PA
17050
25420-0118.01
ADC 3004 C7
Sale Price
Date of Sale
$ NA
NA
Borrower / Client
Lender
E. Briner AShway (Client)
NA
Size (Square Feet) 3,463
Price per Square Foot $
Location Average
Age 195 years
Condition Average
Total Rooms 10
Bedrooms 5
Baths 3
Appraiser
Date of Appraised Value
Karen Damey, PA Certified General Real Estate Appraiser
November 18, 2006*** Retrospective as of the date of death
Rnal Estimate of Value
$ 400,000
Form SSD - "TOTAL for Windows' appraisal software by a fa mode, inc. -1-800-ALAMODE
, ' ", " ' ",,:,"' ,,'''':~I''\:U' .',',1 ~" Ashway
~ "",',; " .",t UNIFORM' RESIDENTIAL APPRAISAL REPORT::>~ FlleNo;01~n8Kb
ProoertvAddress 50 Pleasant Grove Road:!': ; ,., Citv Mechanicsbura " Rt:Itf! PA ZinCodeJ7050 ',')'
leoal Desciiotion' Deed Book W17. Paae89 and Deed Sook E28Paae 966 Countv Cumberland' ",'
Assessor's Parcel No. , 38~15-1273-003 & 38-15-1273-011 Tax Year 06-07 R.E. Taxes s: 3,996.16 Snecial Assessments S None
Borrower'NA ",,' ,,', 'Current Owner Ashwav, E Briner & Helen H Occunant I'X'I Owner l Tenant [l Vacant
Prooertv iiohts aDDraised "1><\ Fee SlnlDle r lleasehold ' ProiectTvDe '1 l PUD T l Condominium IHUDNA onlv\ "HOA~ NA /Mo. ',"
Neiahborhood orProiect Name'" Silver Spring Township Man Reference ADC 3004 C7 Census Tract 25420~0118.01 ",
Sale Piice Si NA'" , Date of Sale NA nescrintion and ~ amount 01 loan charnes1concession"to be nald bv seller NA,
lender/Client' E. Briner Ashwav ':; Address 50 Pleasant Grove Road Mechanicsburo. PA 17050
AODralser "Karen' Darnev. CerfGen'1 RE AooraiserAddress3 Lemovne Drive Suite 100 Lemovne PA 17043
Location U Urban [gJ Suburban URural ' Predominant p~r~e family hO~~~ Presentland use %
Built up i:ZJ Over 75% 0 25-75% 0 Under 25% occupancy $(000) (yrs) One family 85
Growth ,rate ,DRapid ,IZJ. Stable 0 Slow cgJ Owner 75 Low New 2-4farnily 3
Property values C2J. Increasing 0 Stable 0 Declining. 0 Tenant 1 000+, Hiah 250+ Multi7family'" 2
Demand/supply' 0 Shortage [gJ In balance 0 Over supply [gJ Vacant(O-5%) , I Predominan~ Commercial 10
Marketinatime n Under 3 mos. i:>53-6mos. n Over 6 mos. Fi Vac.cover5%1 125-135 15-20
-, -C'C
lIote: Race and the racial compoeltlon of the neighborhood are not appralaa' factora. . '<I
NeighbortloOd boundaries and characteristics.:' The neiahborhoodboundaries are indicated on the enclosed neiahborhood maD in the addenda of . ....; ,
this reoort. Immediate neiahborhood is residential in nature. South of Rt944' west Rt 581' north of Rt 11 & east of 1-81. .'
Factors that affect the marketability of the 'properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.):
Schools. shoooing.emolovment. recreation and houses ofworshio are all within a 15-30 minute drivina time ofthesubiect orooertv.Averaae
propertv maintenance oroarams were observed. Emolovment stabilitv is aood due to the State Caoitalin Harrisbura. the Armv Suoolv.Deoot
in New Cumberland. and the NavalSuoolv Deoot in Mechanicsbura. Steadv orice increases and MLS statistics show a aood demand for the
area. Appeal is easy access tomaior roadWays. Interstate 81 is within view and has hiohertrafficnoise which will decrease: market aooeal.
The elementary school is iust west ofthe sublect. Home has local PA and national historic reaistration oer owner. (See Addendum)
Market conditions in the subject neighborhood Qncluding support for the above conclusions related to the trend of property values, demand/supply; ,and mark~ting time
-. such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessigns,. etc.): . ..." ',' . ".
Countv tax records and MlS statistics show Dr/cas to be stable. The MLS shows that the tvolcal market/na time for the area is 3-6 months.
Mortaaoe funds are readilv available with conventional loans beina 6.0% to 6.5% intetest. fixed 30 vear95% mortaaaewith UP to three
points. Sellers are notreauired to offer sales or financinG concessions but seller assistance is occurrlna. d
L.U. lionnor Heal tstate AppraISers
Pr
Lan(!u~change ,
~ NQt)ij(eJy D'4ikely,
D In process" .' ,.
To;..",
,,' ,
,:,,-
" ,
,
'.
c,
Project Information for PUDs (If applicable) . -Is the developer/builder in control of the Home Owners' Association (HOA)? ,DYes" .,.0 No
Approximate total number of units in the subject project" Approximate total number of ugits for s~e in th~ subject project '
Desciibe common elemeirts and recreational facilities: " "
Dimensions See enclosed deeds . " TOPllgraphy,- Incline & aentlv rOllina .,
Site area 6.06 acres total' ,,'. 'Comer Lot [gJ Yes 0 No Size Averaae for area
Specific zoning classification and desciiption RE - Residential Estate Zone Shape Irreaular
Zoning compliance [gJ Legal O. Legal nonconforming (Grandfathered use). 0 Illegal 0 No zoning Drainage, ADoears Adeauate
Hlahest& b8st use as Imnroved: 155" Present use n Other use lexDlain1 ',' View Interstate 81 & street
Utilities Public Other .., Off-sltelmprovements Type Public Private landscaping Averaaefor area
Electricity i:ZJ . , . Street Macadam'. [g1 0 Diiveway.Surface Macadam '
Gas 0'" Curb/gutter None 0 0 Apparent easements Standard utilitv & ROWs
Water DWell .,. Sidewalk None 0 DFEMA Special Rood Hazard Area 'DYes IZI No
Sanitary sewer 0 Septic Street lights None , Q ~ FEMA Zone C Map Date 5-2-1983
Storm sewer n .... AlIev None I I I I FEMA MaD No. . 4203700005B
Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconforming zoning use, etc.): . -: Standard '.
easements for electric telephone etc. There were no known or aooarent adverse easements encroachments or conditions that would
neaatlvelv Impact on the value of the sub ect orooertv. The house is located on 1.37 acres which has a (SeeAddendurTl) ., .' ..
GENERAL' DESCRIPTION . EXTERIOR DESCRIPTION FOUNDATION'" BASEMENT .' ' INSU~TlPN
No. of Units' 1 Foundation Stone & Block Slab NA Area Sq. Ft 1.386 Roof
No: of Stories 1 Exteiior Walls Stone Crawl Space Partial % Finished 70 Ceiling
Type (Det/Att) Detached Roof Surface Shinale/Rubber Basement . Partial Ceiling Tile/Unflnish' Wal.ls '.
Design (Style) 2 Storv Gutters & Dwnspts. Gal. Steel Sump PUT)1P Yes Walls DrvwalllUnfi Floor
Existing/Proposed Existina . , Window Type Wood DH Dampness None noted Floor Cot/Cement None.
Age (Yrs.) 195 . ',' Storm/Screens YeslYes Settlement Due To Aae Outside EI1\JYYes Unknown
Effective Aoe lYrs.) 50-60 Manufactured House No Infestation None noted
ROOMS Fover Livina Dinino Kitchen Den Familv Rm. Rec. Rm. Bedrooms # Baths laundrv
Basement .' '.' I, 1 x
Level 1 ' x . , .' 2 1 '. eat-in 1
Level 2 , ......,
other
5
1
2
o
o
o
o
o
i:ZJ
Area So. Ft ,
1386
1754
1,709
I
Finished areaabove orade contains: 10 Rooms' 5 Bedroomts): 3 Bath s): . 3 463 Souare Feet of Gross Uvlno Area
INTERIOR Materials/Condition HEATING KITCHEN EQUIP. ArnC AMENITIES CAR STORAGE:"
Floors Wd,Cpt/Ava . Wpe. Steam Refligerator 0 None 0 Firepla~(s)# ,3 .' ..0- None, 0
Walls Plaster Pine/Ava Fuel Oil Range/Oven i:ZJ Stairs i:ZJ Patio Rear cgJ Garage' # otQars
Tiim/Finish Wood/Ava Condition Average Disposal IZI Drop Stair 0 Deck 0 AttaChed 2
Bath FloorCaroetlAvo ..... COOUNG' None Dishwasher 0 ScutUe 0 Porch Encl.&FrontcgJOetached,
Bath Wainscot Ceramic&Fiber/Ava Central None Fan/Hood 0 Floor IZI Fence. 0 Built-In
Doors Wood/Ava Other None Microwave 0 Heated 0 Pool , 0 ,Carport
.' ...... Condition NA Washer/Drver n Finished n' SecuritvSvstem ~ Diivewav 4-6+
Additional features (special energy efficient items" etc.): There are seven fireolaces on the uoper levels of which onlv tile Iivinaroomand parlor.... '.'
fireolacesarefLinctionaL There is also a functional fireolace located in the basement rec room. (See Addendum) " · ,', ' ..
Condition of the improvements, depreciation (physical,functional, and external), repairs neede,d, quality of construction, remodeling/additions, etc.: The home has
been well maintained and is in averaae condition. There were no aooarent functional inadeauacies. The construction auality Is tvolcal for the
area. The estimated effective aae is below the actual aae due to maintenance condition. and comoarison to comoetlna neiahborhoods.
Phvsical deol'eciation is attributed to aae and deferred maintenance. Unless otherwise stated no items were (See Addendum) ,
Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvemerrts,on the site,af'tfl]lfr' ~""
Immediate vicinitY'ofthe subject property.: The orooertv is of an aae where lead based oaint mav be oresent. The market does not oenalize the
oropertv. but the client should be advised of its possible existence. It is assumed that It is not nresent:lfthe client (See Addendum)
Freddie Mac Form 70 6193
PAGE 1 OF 2
Form UA2 - ''TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
Fan/lle Mae Form 1004 6193
Supplemental Addendum,
Cumberland
'State PA
· URAR: Site Comments Cont'd: . . . .....
1Q.,foQtrigt;lt-a-way and utility .easementacross the rear portion of of this lot/Owner stated the septi,d''dr~in~ via a
pipe that~uns,under theroa<;l to a drain. field is located ,across ,thE! street on the 11.079 acre'tract.;'Jf..the property
were,tobe soJd, the drain fieJdwould have to.berelocated. There are 4.69 acres located to the reaf and east of the
subject dwelling. Per deed,. ,this 4.69., acre tract shall be joined with the house;andat no time inthe future be
conveyed as a separate tract(s) or subdivided. Other deed restrictions include: no out' buildin'gs or similar
structures separate from the house shall be constructed, except a small tool shed or bath house for a future
swimming pool. No trees can be cut down except those which' are' diseased or damaged. 'ThesecOndition$ limit
utility of the land and may. decrease market appeal;
Th~rejs:apavE!c:lqirqular driveway extending to the rear of the dwelling. Site distance is'limitedduetothe cUNein
Ahe,!C>.ad,;~ichmakes egress difficult. . .'. r' . ,',
. URAR: Additional Features Cont'd:
Features include: small crown and chair rail in the majority of house; pine floorsi,bullt':incorhe6Mbinets, in'ciil1iD9
fqom;:,kitql;lE!n with knqttypine,walls, double'wall oven, electric cook top,fan; ample wood-cabinets with Formica
coul1terJops, carpet floorcqyering and rear internal staircase to rear bedroom."Off kitchen'is a rear entry ("mud
. Joom") with. vinyl ,floor and door to rear slate patio. There is an enclosed unheated porch on the' west side ontie
building,<<i~htwo, ceiling fans,. painted brick walls, wall to wall carpeting, and metal windows with screens. Den has
built-in t)oo~:qasej shelves.,~ and desk. A full bath was added in the den, which has a fiberglass showerlstall,"t'oilet
and sink. Thereisan)l1clinator.on the front central first/second level staircase.
if",
:~econd,)evel hall bathrool'l1 has carpet floor covering, Corian tub surround, built-in cabinets; siflglebowl'vanityand
. a partial stain glass window. From the central/west side bedroom one must step down to access the' rear north
bedroom, which produces functional obsolescence due to floor plan. In this far north bedroom isa full bathroom
with a tub/shower having ceramic tile surround, ceramic tile going up half the walls, vinyLfloor?c.overi'ng, 'wall hung
$ink and toilet. There i,s a door accessing the balcony, which has outdoor carpet' , ,.
Two par garage is located on the lower level (appraiser did not inspect inside ofgarage).Thereis"a crawh~pace
areaunder the kitchen. Full basement is under the original: house and it partitioned having'acoQcrete'bomb
stlelt~r, laundry/utility area, and recreation room. Rec room has, panel walls,vinyl floor, suspended'tileceiling,
fireplace, and acce~s to east side.
Shingle roof is over the two story main house; rubber roof over the north extension (kitchen wing) and.'porches\'"
Laq;Js,.portico, in,front. Mature/gqod landscaping around dwelling. .,
National Reaister(s): _ ",
The subject dwelling has been placed on the county, state and The National Register of Historic Placeswith the
,United States Department of Interior, per the owner. Historic designation can be described asa'land-useplanning
tool u~ed to preserve the history and architecture of groups of buildings, structures, or' sites. Preservati'on
advoca,tes see historic designation as a preventive measure used to maintain the status' quo while providing a
sense oful1ity with the past. Historic designation also' remedies the inability of ,those who'encoun~erhistoric
properties in less direct ways (e.g. visitation) to register their preferences. Thus the primary benefit of historic
designation is believed to be its protection of historic properties in an inefficient market where developers and
users are indifferent to oblivious to historical significance. ,"'I:
Opponents see preservation as a bundle of negative restrictions, which,becauseof the requirements associated
with me.eting historic standards, . must., be . viewed. as a set of encumbrances. on the' bundle I of ri~hts usually
associated with real. property ownership. The more restrictive the standards, the greater the'lossin'property'rights.
Of course, the true impact of historic designation on property values depends on the expected benefits to owners
of historic properties as opposed to the loss in property rights perceived to be associated with any restrictions
imposed. . I ", ..,
The direqtbenefits of. the federal preservation law are essentially limited to the possibility of receiving an
investment'tax credit (ITC) equal to 20% of qualified rehabilitation expenditures incurred in the renovation '6f
federally certified investment property. Federal standards must be met only if the owner decides to rehabilitate
according to federal standards (and receive'the ITC).
There are also state and local restrictions. Typically renovations require using same construction materials ,and
preserving the characteristics of the structure. Architectural review and approvals may be' required," Review of
external and internal plans may be required. Renovations often require use of like kind materials which may
increase costs. These restrictions may not be appealing to the average buyer in the market.
'J
. URAR:Condltion of the Imorovements Cont'd: " .
obSElNed that would require imlj1ec:Uate repair. Interior is dated and lacks upgradestypically'found in"thisprice
range,' which will decrease marl$et appeal. Functional obsolescence due to floor:plan and lack ofceritral air
conqitioning, Bomb sllelters and Inclinators are atypical in this market and,is considered, superadequate.
Superadequacy isa greater quality or capacity in the structure than the prudent purchaser or ownerwouldtypically
Form TAOD ....., "TOTALfor Windows" appraisal software by a la mode, inc. -:.1 "800"ALAMODE
. Borrower/Client NA
ProDertv Address 50 Pleasant Grove Road
Citv Mechanicsburg County Cumberland state P A liD Code 17050
Lender E. Briner Ashwav' ,
Supplemental Addendum
File No 07-118KD
contained in this appraisal set forth the appraiser's best judgment in light of the information available at the time of
the preparation of this report. Any use of this appraisal by any other person or entity. or any reliance or decisions
based on this appraisal are at the sole responsibility and at the sole risk of the third party. 1 accept no responsibility
for damages suffered by any third party, as a result of reliance on or decisions made or actions taken based on this
re~ '
In my opinion, the reasonable exposure time linked to the value opinion is up to 180 days.
I further certify that, to the best of my knowledge and belief:
- The statements of fact contained in this report are true and correct.
- The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting
conditions. and are my personal. impartial, and unbiased professional analyses, opinions, and conclusions.
-I have no present or prospective interest in the property that is the subject of this report or to the parti~s
involved with this assignment. '
- My engagement in this assignment was not contingent upon developing or reporting predetermined results.
- My compensation for completing this assignment is not contingent upon the development or reporting of a
predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the
attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of
this appraisal.
- My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity
with the Uniform Standard of Professional Appraisal Practice. ,
-I have made a personal inspection of the property that is the subject of this report on June 21, 2007.
- No one provided significant professional assistance to the persons signing this report.
- This appraisal has been prepared in conformity with the reqUirements of the Code of Professional Ethics and
the Standards of Professional Appraisal Practice of the Appraisal Institute.
- T use of this report is subject to the requirements of the Appraisal Institute relating to review by its duly
author:' ed rep.rrnatives. , " '
aren ~ PA S~~d General Real Estate Appraiser I GA001260L
Form TADD -"TOTAL for Windows" appraisal software by a la mode, inc. -1.800~ALAMODE
DEFINITION OF MARKET VALUE: The most probable price which a property should bring)na competitivund,open;marKef:'under all coridiiions9""i
requisite to a fair sale, 1I1e buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this
definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (U buyer and" seller are
typicallY motivated; (2) both parties are well informed or well advised, and each acting in what he considers" his own" best Interest; "(3). a reasonable time Is'a110wed
for exposur!'in the open market" (4) payment is made in terms of cash In U.S. dollars or in terms of financial arrangements com~le 'thereto; and,(5)Jhe price"
represents")he,, nOnnal" con~i~eration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with
b."" ,,'
* Adjustments to 1I1e comparables must be made for special or creative financing or sales concessions, No adjustments,~e'necessClly
for those costs which are normally paid by sellers as a result of tradition or law in a marKet area; these, costs are, readily Jdentlfiable
'....: . -, ','" :". "", :: '.' "0'.: :
~ince theH:seUer pays these costs In" virtually all sales transactions. Special or creative financing adjustments can be mage,)o; the
comparable property by comparisons to financing terms offered by a third party institutional lender 1I1at is not a1rea~ involved in 1I1e
property or transaction. Any adjustment should not" be calculated on a mechanical dollar" for dollar,,, c,ost. of" the finanqingQr, concession
but the dollar amount of any adjustment should 'approximate the market's reaction to the financing or concessiOns based on the
appraiser's judgement. "",,,
STATEMENT" OF LlMITINQ CONDITIQNS" AND APPRAISER,"S\:CERTIFICATION
I . :- ~",. ' . , ;: ;. . '.
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in 1I1e appraisal report is: SUbject to thejollowll)g
conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the!ti~e.to it. : The appraiser assumes that
the title is good and marKetable and; therefore, will not render any opinions about the title." The prqpartyis appraised on" the: basis Of it being under responsible
ownership.
'..' "
2. The appraiser has proviqed a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch 'is Includ~donlytoassist
the reader otthe report In visualiZing the property and understanding the appraiser's determination of its size. '''''" ,,> ", ; "" . ""
,', I" ,. -,' . ~
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted
in the appraisal report whe1l1er the subject site is located in an identified Special Flood Hazard Area Because the appraiser is not a surveyor, he or she makes
no guarantees, express or implied, regarding this dete~mination.
4. "The apllraiser.will not give testimony or appear.in court because he or she made an appraisal of the property in question, unless specific arrangements to do
so have been made beforehand.' "
5. The appraiser has estimated the value of the .land in the cost approach at its highest and best use' andtpe improvet,nents at 1I1eifContributory ,value.' These
separate valuations of the land and improvements must not be used In conjunction with any other.appraisal.and are' invaiidif they are so used.'
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, 1I1e presence of hazardous wastes, toxic
substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing
the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent i conditions of the' propertybr
adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make" the property more or less valuable, and
has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The
appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such
conditions exist. Because the appraiser is not an expert In the field of environmental hazards, the appraisal report must not. be considered as. an
, ',-' -: : ~L~. "\ ". '!
environmental assessment of the property. . "
7. The appraiser obtained the information, estimates,' and opinions that were expressed in the appraisal report from sources that he or she considers to be
reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy ofsuc~ !~.'rs ..~l!t W~r~"lfpmts~rcl ,bY, o1h?~
parties." - - " " "
B. The appraiser will not disclose the' contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal, Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that. is subject to " satisfactory . com~letion, -repairs; or
alterations on the assumption 1I1at completion of 1I1e improvements will be performed in a workmanlike manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute 1I1e appraisal report
(including conclusions about the property value, 1I1e appraiser's identity "and professional designations, and, r,efenmces to any professional 'appraisal"
organizations or the firm with which the appraiser is associated)' to anyone other than the borrower; the mortgagee or its successors and assigns; 1I1e mortgage
insurer; consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or Instrumentality
of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data
collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also
be obtained before the appraisal can be conveyed by anyone to the public through advertising, publiC relations, news, sales, or other media.
Freddie Mac FormA396~93
Page 1 of 2
Fannie Mae Form 1004B 6-93
L.G. Connor Real Estate Appraisers
Form ACR - "TOTAL for Windows" appraisal software by a la mode, inc. - 1-800-ALAMODE
Location Map
Borrower/Client NA
Pronertv Address 50 Pleasant Grove Road
Gitv Mechanlcsbura Gountv Cumberland State PA ZiD GDde 17050
Lender E. Briner Ashwav ,
~f';E
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....
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!;nola :,' ""\ Colonial Park
" ". Progress" ",', Rutherford'
, ' ' :', , Heights
:Wormleysburg', "'" Jl~rrisl:lurQ 0 ,
...._ " "",:" v .'""_,_,,y,:',.."""":';;h_':~_'~:'/
<;amp Hi\I.,'i;t.~on "<,Z
, :," ":N~W4:,..~, ,,9/'ll~~~.~~:;:~(~)~ .... /~
CumIiQrl~M: ", ~'~,"'-::'\, .._~y"."
. "o::~"". lL..~"'l!"__~_~"
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"Hershey
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~ Newville ____ 1,1,: ,
" . . ,.'. ,,9olling Spnng:;
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" Biglerville
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" Shiloh "'N~rt/l., York :"'~StooYbrook
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Yorko "~East York
'.1
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Spring"",'"
GlIrde!\ '., Spry
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o Spriog Grove
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Boooeauville
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pennvill~" /arkville
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Glen Rock
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o Wayne HeiQht~
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. Emmttsbl,rg ,
Ringgold "
Shrtwsbury to \~:'j
" . New Freedom Ii
Littlestown . Q 't,l~
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"SmithS~
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(21.
Form MAP.,..OC - "TOTAL for Windows" appraisal software by a la mode, inc, -1-800-ALAMODE
APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that:
1. I have researched the subject, market area and have ,selected a minimum of three recent sales of properties most similar and proximate to the subject property
for consideration in the sales c()mparlson analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those Iterns of significant
variation. If a signlflclll'lt item in ~ comparable, property Is superior to, or more favorable than, the subject property, I have made a negativeadju3tment to reduce
the adjusted sales price of the comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject propflrty, I have made
a positive adjustment to increase the adjusted sales price of the comparable.
2. I have taken into consfderatlon the factors that, have an Impacton value in my development of the estimate of market value in the appraisnl report. I have not
knowingly withheld any significlll'lt information from the appraisal report and I believe, to the best of my knoWledge, that all statements and information In the
appraisal report are trUe and correct.
3. I stated in the 'appraisal report only my own personal~ unbiased, and professional analysis, opinions, and conclusions, ,which are SUbject only to the contingent
and limiting conditions specified in this fohTI."
4. I have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal interest or bias with
respect to the participants "In the, transaction. I did not base, either, partially or completely, my analysis andlor the ,estimate of market value in the, appraisal report
on the race, color,;r~ngldn/~ex,:'haridlcaP, familial status, 'or national origin of either the prospective owners O(occuplll'lts lit the subject property or of the present
owners or occupants of the properties in the vicinity of the subject property.
" ~
, ''':.,'::''':: '
5. I have nopreserifor conternpiated future interest In the subject property, and neither my current or future employment nor my compensation for performing this;
appraisal is contingent on the appralsed value of the property.
6. I was not required' to report a pr'edetermlned,'vaIoe or direction in value 111at favors the cause of the client or any related party, the amount of the value estimate,
the attainment of 'a specific result or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I .
did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan.
7. I performed this appraisal in conformity with. ,the Uniform Standards of Professional Appraisal Practice that were adopted and promUlgated ,by the AppraIsal
Standards Board of The AppraiSal Fou'ndation and that were in place as of the effective date of this appraisal, with the exception of the departure prOvision of those
Standards, which does not apply. I acknoWledge that an estimate of a'reasonable time for exposure In the open market is a condition in the definition of market value
and the estimate I developed is consistent with the marketing time noted in .the neighborhood section of this report, unless I have otherwise stated In the
reconclllationsectlon.
8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report.
1 further certify that I have noted any apparent or known adverse conditions In the subject improvements, on the subject site, or on any site WIthin the immediate
vicinity of the subject property of which I am aware and have ,made adjustments for these adverse conditions In my analysis of the property value to the exterit that
I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marf<etability of 111e sublect property.
9. I personally prepared all conclusions and opinions about the real estate that were set, forth in the appraisal report. If I relied on significant professional
assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal. report, I have named suchlndividual(s)and
disclosed the specific tasks performed by them in 111e reconciliation section of this appraisal report. I certify that any Individual so named is qualified to perform
the tasks. I have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take
no responsIbility for i~
10. See additional Appraisercertiflcationsand Limiting. Conditions found in the addendum of this report.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or shecertlfies and agrees that:
I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser,
agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full responsibili}Y for the, appraisal and the appraisal report.
ADDRESSOF'PROPERTvAPPRAISEb: 50 Pleasant Grove Road, Mechanicsburg, PA 17050
APPRAISER: SUPERVISORY APPRAISER (only if required):
Signature:
Name: Karen Dame PA Certified General Real
Date Signed: Jul 18 2007
State Certification #: GA001260L
or State License #:
State: PA
Expiration Date of Certification orllcense:' JunEi 30; 2009
Signature:
Name:
Date Signed:
State Certification #:
or State License #:
State:
Expiration Date of Certification or License:
o Did D., Did Not Inspect Property
Freddie Mac Form 439 6-93
Page 2 of 2
Fannie Mae Form 1004B 5:-93
Form ACR ...... "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
. -;;, ~~
Supplemental Addendum
RleNo. O-r-118KO
Cumberland
State PA
17050 '
include or would pay for given this location. The full depreciated reproduction cost of this item cunnot be rec6';"ered
withresal~.)Us yourappraiser',s opinion that the inclinator would decrease market appeal for the majority of the
market woyld remove it to gain better stairway access. Due to the lack of need and the cost of removal, no value
V1a~ glver)l,iJ;l this- report. Lack of. central air conditioning and relocation of the septic drain field is cOnsidered a
curable fUl)ction~1 obsolescence. An appropriate deduction was made in the sales comparison approach. No
economicobs()le.scence was observed. .
· URAR: Adverse EnYironmentalConditions Cont'd:
has a concern, then a qualified expert in this area should be contacted. Asbestos covered heating pipes noted in
the basement area, which is common for this area and should not affect market appeal. It is recommer'ded that the
, : asbestos.c()vered ,pipes be encapsulated fotenvironmental protection; It is recommended an expert in this are be
contacted if you have a concern. There are no other known or apparent adverse environmental' conditions' that
would negatively impact on the sale of the property.
· URAR: Sales ComDarison ADDroach Cont'd:
Adjustment of ,sale price Joreach comparable (comp) as a measure of relative quality of the comp:A lower
adjustment indicates. a bettercomp,. and vice versa. The ratio of gross dollar adjustment to sale price. fer each of
the,comps..is .used, to .calculate the weight each .comp' should have ina weighted calculation~ This weighted
calculation is used, to also indicate the estimated value of the subject. As with any method this tech'niqunisnot
perfec~..However itdoesdo a very good job of giving more weight to the most similar comps while atthe same time
minimizing values near the extremes of the indicated value range. The estimated weightedvalue'is: $383,300.
Consideration was given to subject's location and historic designations. Most weight placed on Sale #2 which had.a
, historic>desiglJation. Sale #3 also given weight due to being the most recent sale and having the least gross
, adjustm~nts. .... '. .' ,
. " "_" ,> i
Definition of Market Value:.
The definition of Market Value is from regulations published by federal regulatory agencies pursuant to -ritle XI of
the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989 between July 5, 1990, and
August,24, ~990"bytheFederaIReserve System (FRS), National Credit Union Administration (NCVA),. Federal
Depositln~uranceCqrporation (FDIC), the Office of Thrift Supervision (OTS), and the Office of Comptroller of the
ClIrr~l;lcy(()CC).;,"'his definition.isalso referenced in' regulations jointly published by the OCC, OTS, FRS,,' and
FDIC on June 7,1994, and in the Interagency Appraisal and Evaluation Guidelines, dated October 27,'1'994. " .
ScoDe of Work: ,
Observation of the exterior and walk through observation of the interior of the property. Measuring the'exterior of
the dwelling. Walk through observation did not include inspection of the attic or crawl space areas. These areas are
assumed .in good condition with no adverse conditions present. If you have a concern, contact ari'appropriate
prof~$sional. for an. inspection. . No mechanical systems were inspected and no appliances were tested~' Review. of
the REDS cO.l,Jrthouse data and, Central Penn Multi-List, Inc. records. Reviewing the county' tax' map online
information, county t~ map, zoning, and FEMA flood maps; Verifying, if possible, the comparable saleS. with
broker,agent, selleror:buyer;,Use.of Marshall Valuation Service data tor completion of the Cost Approach, if
CiPprqac~ i~ wan:anted. Land, sale search data. obtained. from REDS online data service and Central Penh
Multi-List; Inc.!.
SDecial Limitina Conditions:
This appraisal is not a home inspection and the appraiser is not acting as a home inspector when preparing the
report, T~e borrower.has the righUo have the home inspected by a professional home inspector. When performing
the inspectiqn ofthis property, the appraiser visually observed areas that were readily accessible. The app'raiseris
not required to disturb or move anything that obstructs access or visibility. The inspection is not techniCally
exhaustive,Tt1einsp~qtiondoes not offer warranties or guarantees of any kind.
Th'e appraiser is not a home or an environmental inspector. The appraiser provides an opinioi1 of valu~: The
appraisal does not guarantee that the property is free of defects or environmental problems~ The. appraiser
performs. art jnspectionof visible.and acc.essibleareas only. Mold may be present in ateas the appraiser Cannot
see. A pr9fessional home,jnspection or environmental inspection is recommended.
. .
If the property is sold, this appraisal is subject to satisfactory inspection reports including, but not IimiteCfto: wood
infestation, water test(s), septic inspection, radon, building inspections, etc.
This COMPLETE APPRAISAL- SUMMARY APPRAISAL REPORT was prepared at the direction al'ld for the
exclusive use of E. Briner Ashway (client). The Intended User of this appraisal report is the Client. The Intended
Use is.,~o.~valuate:theproperty,thatis the.subject of this report for estate settlementandestate'planning,stlc:fnO'
other us~)s intended,r,Appraisal is subject to the stated Scope of Work,pu;pose of'the:apprajsal'Jepo~jng
requirem~nt~l.ofthisappraisaLforin, and Definition of Market Value. Estimated market value is the most' probable
price..interms..of.cashor interms of financial arrangements equivalent to cash.' The information andopiliions'
Form TAOO -'"'" "TOTAbfor Windows" appraisal software by a la mode, inc;.......1 ~800"ALAMOOE
Ashway
UNIFORM RESIDENTIAL APPRAISAL REPORT, FileNo. 07-118KD
ESTIMATED SITE VALUE'.,.........:..."...:.......c...................._ $ Comments on Cost Approach (such as, source of costestlmate, site value,
ESTIMATED REPRODUCTION COST-NEW-OF IMPROVEMENTS: square foot calculation and for HUD, VA and FmHA, the estlmated remaining
Dwelling 3.463 SQ. 'Ft@$ =. $ economic life of the property):. The Cost Approach will oenerallv
't'386 Sq: Ft,@$ = result in an excellent estimate of value if the buildino is new or
· .... ..~..".. .,....... .. reasonablv new.and the improvements reflect the hiahest and
Garage/Carport 360 .Sq.Ft @$ ".= bes\Use of the land. However when items of ohvsical
Total Estimated Cost New~..........:'..................";$ depreciation must be estimated, an area of judaement is
Uess . Physical FIlnctional Extemal Involved which Is sUblect to error. The Cost Acoroach was not
Depreciation I I . =$ utilized due to the sub/ect's age and due to the amount of
Depreciated Value of Improvements . .......................... ......., =$ functional obsolescence.
"As-is" Value of Site Improvements .............. ~ . .. .. ." . .. ..... .. c.. =$
INDICATED VALUE BrCOST APPROACH ................... .... ...... =$
ITEM ' I SUBJECT I " COMPARABLE NO.1 COMPARABLE NO. 2 COMPARABLE NO.3
50 Pleasant Grove Road' 3490 Ritner Highway 1554 Williams Grove Rd. 1885 W Lisburn Road
Address Mechanlcsbura. PA NeWville PA Mechanicsbura. PA Carlisle PA
Proxlmitv to SUbiect"'< >,,< 20.11 miles 8.50 miles 6.85 miles
Sales Price Is NA irpYViii< .1$ 335000:1$ 479 900,:,.;;.(.;:..>:lS.. ."
PricelGrossLivlnciArea Is ....ctJiSi 142.80 ctJl+ ...... $ 127.36 ctJl;'i< $ . 141.27ctJ.
Data and/or MLS, Agent, Ext. Inspect; and MLS, Agent, Ext. Inspect. and MLS;Agent;.Ext.lnspection
Verification Source ". CourthOuse Records Courthouse Records' Courthouse Records , .'
VALUEAO., JUS..lMENT S.' DESCRIPllON...DESC~IPTI.ON.: +H$Adlust. . DESCRIPTION : +(-)$ Adjust. DESCRIPTION :.+(-)$Adlust.
Sales orHnanelng Conventional: Conventional : VA :
Concessions None: Costs i -14000 None . i .'
Date of SaJemmil'" · 3-13-06 93000 : 1 0-31-05 23900: +14 000 11-30-06 9DOM,:
Location .. '.' Averaae Averaae: Average: Average .... :.
LeaseholdlFee Slmnle Fee Simple' FeeSimole: Fee Simple: Fee Simple ..:
Site 6.06 acres '4.89acre' : +5000 7.1 ac/Flood: 2.99 acre ,,:
View'" , '-81 & Street Ava. Street : -5000 Ava. Street : -5 000 Avg. street.:
Desian and AooeaJ '2Storv I AVa." 2 Stol'll Ava.: 2 Story I Avg. : 2 Storv I Ava;,;.
Qualitv of Construction Averaae < Averaae": Averaae: Averaae:
Arie 195 vears 127 years: . 253 years: 212 years :
Condition ., Averaae .... Averaae.: Averaae.: Average 'j.: ." ,. ......,
AlioveGrade Total: Bdrms: Baths Total :Bdrms: Baths: Total :Bdrms: Baths: Total :Bdrms: Baths,:
Room Count 10 :'5: 3 '8: 3 : 2.5: +1,500 9: 4 : 3 : 8 :4: 2: +2,500
Gross Uvino Area,,, 3 463 So. Ft 2 346 Sa. Ft. : +39 100 3 768 Sa. Ft. : -10700 2 760 So,Ft. : .' +24 600
Basement & Finished part.basement Equivalent: Equivalent: Equivalent:
Rooms Below GradeRec Room Partiallv Finished : Partial Finish: Unfinished i
Functional Utilltv Averaae Averaae': Average: Average:
Heatinn/Coolino steam I None FWAI Cent. Air: -15000 HP/BBD/Cent.Ai: -15000 HtWtr/Cent.Air:
EnerllV Efficient Items Averade Averaae: Averaae: Average: '.'
Garaae/Camort Garaaex2 Off Street Pka: +5 000 Garaaex3/Cpt: -5 000 Garaaex3 :
Porch, Patio, Deck. Encl.Pot.Potch EnCI.POrDeckx2: Por/GazlSec~Sys : Porch :
Arenlacels\, etc. Flreolacex3 Flreolace x4 : -1 500 Fireplace x5 : -3000 Fireplace x3 :
Fence Pool Pote:. Patio Sec. Sys. Sec.SvsWhirlTu: Barn/Stable: -25000 Outbldg :
Drain field relocation 'Drain field reloc NA : -15,000 NA : -15 000 NA : -15 000
Net Adl.ltotal\ ~l-:$ 14100 11+ 1Xl-:$ 78700 I'XI+ fl-:$ 6600
~:~:=: Price _~o,~I$ 349 100~r~i;g~~~i~ $ 401 200 ;~t~G~~;;;,~~g,~I$..,.. .396 500
Comments on Sales Comparison' Oncludlng the sUbject property's compatibility to the neighborhood, etc.): Homes of similar age and location were limited. .
After a thorouah searthof all available data. the camparables chosen were considered the best available. Adjustments were made to reflect
substantial differences between the comparable properties and the subiect. The adiustments that were made reflect the typical actions of
buvers and seller in the marketolace.Sale #1 has a superior modem kitchen and master bath with whirlpOOl tub. Sale #2 Is the John Williams
estate entered on state and natioMlrealstrv of historic oroDerties. Home has superlor outbuildings. Sale #3 has remodeled kitchen and
bathrooms. All sales consideredeauall . Estimated Indicated value can also be determined bv uslngthe Gross (See Addendum)
ITEM SUBJECT COMPARABLE NO.1 COMPARABLE NO.2 COMPARABLE NO.3
Date, Price and Data NA . '. NA NA NA
Source, for prior sales NA NA NA NA
within year of aOnraISal. Crthse Records Courthouse Records Courthouse Records Courthouse Records
Analysis of any current agreement of sale, option, or listing of subject property and analysis of any prior sales of subject and comparables within one year of the date of appraisal:
Prior sales of the comoarableorooertles occurred more than one year ago. The subject Is not currently under contract or listed In the open
market. Sublect has not transferred withlnthetiast three years.
INDICATED VALUE BY SALES COMPARISON APPROACH ..................._........._......... ...................... .... ...._........... _ .._............... $ ". 400 000
INDICATED VALUE BYINCOMEApPFlOACHrIf Aoolicable\ Estimated Market Rent $ .. IMo. x Gross Rent Multiolier =$ '.
This appraisal Is made [8'J "as i.s" D subject to the repairs, alterations, inspections or conditions listed below 0 subjectto completion per plans & specifications.
Conditions of Appraisal: No warrantY of thisaooraisai Is diven or implied. No liability is assumed for the structural and/or mechanical elements of
the. sublect property. (See Addendum and Statement of L1mitina Conditions) .. ......
Anal Reconciliation: Ouetothelack of rental data the Income Approach was considered Inaopropriate and not utilized. Greatest welaht Is alven
to the Sales Comparison Approach since it reflects the typical actions of buyers and sellers In the marketplace.
***Retrospective Market Value as of the Date of death . '.
The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report, based on the above conditions and the certification, contingent
and limiting conditions, and market value definition th.at are stated in the attached Freddie Mac Form 439/FNMA form 1 004B (Revised . June .1993 . . ).
I (WE) EsnMATETHE MARKET VALUE, AS DEFINEO; OF THE REALPRO~ERTY THAT IS THE SUBJECT OF THIS REPORT. AS OF .. November 182006***
(WHICH IS THE DATE 0 NSPECTlON AND THE EFFECTIVE DATE OF nlls REPOR11 TO BE $400,000
APPRAISER: ..I. '1 A.,( I \ A A ~ ~. "!'. " SUPERVISORY APPRAISER (ONLY IF REQUIRED):
Slanature '.{II :lIfl J!I.. Jt.- !lJJL;J 1:..l .J./ Slanature
Name Kareri'Dai'lievPACertified GeneralR~ Estate Appraiser Name
Date ,Report ShIned July 18.~007 v. . Date Report Bianed
StateCertiflcatlon #: GA001260L' . State PA State Certification #
Or state Ucense#" ". . .">' '. .,,, . State Or State License #
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389.900
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+15000
,'. -5000
+1 500
-15000
-3 000
+1,000
o Did, >.IJ,Dld Not
Inspect Property .
Freddie MacJorm.70.. 6193,:,.::
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Fanme Mae Form 1 004 6-93
State.,
..State. i,.
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PAGE 2 OF.2
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BOOK idiot PAGE 89,\ ~~~~~8~:-:~ & :.. \, ":
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'1>> ~ ""U, CUMBERLAND cou ,I
PENNSYlYANIA'J
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2tl-cr......:W.IT1U\t7 Deecl-Sbort fOnD-Act 1101
H"'r7 Hall. IDe.. IDCllaA.. Pa. .
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MADE THE . ' '/O-tl.;,; . '. day of
of.oum;Lord one th.O'IU!and fl.i~ 'huruf,red.', .f i f ty-seven,
i.., .
BETWEEN r', D.' S ~ POORMAN', ~nd "HELEN E. POORMAN,
TownshiP. of.5 Uver.Sprlng', . County of Cumberland
sy1variia," ,
in the year .
June
his wife, of the
and State of Penn-
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Grantor s.
and . E..'. BRINER' ASHWAY and HELEN H. AS HWAY, his.wife, of the
Township of Lower Ailen~ C'ounty of Cumberland and State of Penn-
sylvania~
""'. " ....~> ;.:1!i!;'~;:\.~V::~;!:!:~1:~ ,,' '. . Grantee s :
WITNESSETH~~.tiJitj.~'~idero.ti.on.Qlthe sum of One ($l.OO) Dollar and other.
good' and. va'luaple cons'ider'aJ.lons - - - - - - - ~ - - - - - - -DoIla1"6, -I .
in.Jw.nd'p~id, the receipt;whereo{is lterelJy acknowledged, the 8a'idig~antors do hereby ,grant' .
an.dcon'/J;ey~to th(} said grantee s'\', ALL ,that certa in house and lot of ground I'
sltuate 'in the Township:. of Silver Spring, County of Cumb~rland and !'
State of Pennsylvania, bOtmded'and described as follows, to wit: j
BEGINNING '.a,t a point in the center 1 ine .of Township Route
595, said ~ointbeing 106ated and referenced eight hundred forty-six
(846) feet west of Legislative Route 21001; thence along the center
line of Township 'Route 595,' north 85 degrees 15 minutes west, a
distance of three hundred forty', (340) feet to an iron pin; thence
north 4 degrees 45 minutes east,. one hundred seventy~five~(175) feet
to a stake; then~~ south 85 degrees'15 minutes east, three hundred
forty (340) f~et:.t~,\A stake; thence south 4 degrees 45 minutes west,'
one hundred seven~y....f;ve (175) feet to an iron' pin, the point of .
BEGINNING. '_,
1. There shall be a ten (10) foot right-of-way and utility
easement across the rear portion of said lot of ground.
2. No building shall be erected les~ than sixty-five .(b5)'
feet from the center line of Township Route 595, nor less than
thirty-fi,ve (35) feet from the s i.de and r.ear boundary lines of the
above describ~d lot..
J. . No dwelling house shall be erected Gosting less than,
Fifteen ThQusand ($15,000.00) Dollars over and above the cost of
founda ti on. .
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.1 purposes..
trai leI'S or garages are to be used for dwe.) U;1g
! 5. The .above described lot 6f ground sha11 not be sub-divided..
for the- purpose of buIlding more than one dwelling house thzreon.';"
It is to be' noted that there is a dwellIng house already erected on
thi~ lot,of a~ound.and no other dwellinQ house shall be erected
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. .R!'~ORDE[i.M'f1Cf OF TII~
RECORDER OF DEEDS . '.
. CUMBERLAND COUNTY .
PENNSYLVANIA
\;
<0 COMMONWEALTH OF PE~~NSY['vAN!A =
DEPARTMENT OF REVENUE i.
REALTY . C-:Tl~'\E' -!j --'
i~~NSH~ DEe I 5'76: r(~~i" 2 0 4.; 3 0 ...
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TJiou.and Nin~ UIIJulred Gnd. Seyenty-Eight.. (1~78)
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in the 1/eG,. of o~r Lord OM :.
1&,dwrrn :, '.: D.'S.. POORMAN" and lOO.EN E. POORMAN, his wife,
of' 95 ,PleasantGt'oVe Road, R.D. #4, Mechanicsburg,
C\mlberland County, Pennsylvania, Grantol."s, Parties
o,f tre First.. Part,
AND
"
,
E.. BRINER ~ and ~ H. AS~, his wife,
ot R.D. #4, ~csWrg, CUml::erland County,
,Pennsylvania, Grantees, Parties of the Secn"1d Part.
. / .
~",.1WIUlt~.1ilWtll '/'111(1 1I,t' Nf,'ill j/lll'/ ie~ "1 I lie Ii,., I IIIUI,II/I" and ill cun,icleru/i'J/l ,
,,/ IIIe ,um 01 ~ty Thousand Four Hundred Thirty ($20,430.00)---------
/)/lIIIII-"/lIu:/III /IIIJ/ley 01 tile' Vllit,{'d .'\II/Iel u/ II/Her;ell, Icell allll 'I'!/Iy llui", by ULe ,aid Ilal', ies uj tI"
~('COlllJ 1)(11" tf) tile Ruill pal'/ie~' IJ/llle first PII/.t, lit I"ut/Je/m'o thc .calill(J and delivcry 01 tlw"
,//,elle/I/,. Ih" reee/flt whrn/l/ ill Ill'rl'llY flelmore/edged, have .
q"'lIIlcd, ~I/'!I1lilled. lolrl. alirned, ell/called, reTellud, 1:fJ/II:l'ycd Imu clmlirmed a,lll 1Jy. ';',c.e pr/!.cnta llll
hereby il/'/l1I I. IIIIr!l";II. N('II, nll"lI. "11 !NlfJ. ,'clca,!!, COllt'ey, alld con/irm unto ,tht ,aid 'part ies ., ..
/hr 1I1'{'IJIlil 1/1frl their successors, .. h,.rll "nri "1I~ignll_
,.
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'All THA'r CERrAIN 'wr 01:" GROOND situate' ~ the Township 'of Silver Spring, Cumberland
County, Pennsylvania, bounde? and described as foUows, to wit:.' .
BEGINNING at a concrete m::>nl.lll'ent at the northwaste.rn comer of IJ:)t No. lA' in the
hereinafter described plan of lots; thence north 790,' 25', 52" east a distanoo of
52.99 feet to the center line of High Ridge Trail (50 feet wido): thence along the
. center line of .High Ridge Trail, along an arc ofa curve having .:l rildius of 375
feet and a length of 459.65 feet to a p:>int; thence along'the center line of High
Ridge 'I'.rail north 800, 39'; 30" casta distance of 414.23 feet to i:l point; thence
along the western right-<if-way line of Pleascmt Grove Road ('l'-.S95) (:l.lcng an arc
of a curve having a radius of 438.34 feet and a length of 36.87 fcc.t to a point;
thence north 770, 21', 57" west a distance of 10 feet to a point; thence along
the westem right-of-h'aY line bf Pleasant Grove Road (T-595) along a.'1' arc of a
curve having a radius' of 428.34 feet and a length of 581.73 feet to a point;. thence
south 040, 54', 08" 'east a distance of 10 feet to a point; thence oouth 850, 05','
52" \\~st a distance of 46.5 'feet to a point; thence south 040, 54', 08" east"a'dis":
tance of 40 feet to a point; thence along the center line of Ple'IS,U'1t Grove Food
(T-595) south 850, 05', 52" VlCst a distance of 14.03 feet to a point; thenoo
along other lands of E. Briner l\shway north 030, 27', 03" \olGst a diDtance of 175.80
feet to a point; thence along other lands of E. Briner i\shway, south 860, 32', 57"
west a distance of 340 feet to a point; thence along Lot Kb. 2 of the hereinafter
, described plan of lots nOli:p. 060, 52', 47" 'n\:lst, a distance of 380.61 feet. to a point,.
aoUK~ PhCE 966'
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14. All driveways leading to or fran Hi.gh RidgeTrai.l slj.aU bepavcd. \
15. All drainage easarents and/or existing water courc-...e~ ~l remain undisturbOO.... \;
AND the Grantees, for themselves,the.ir heirs and. assigns, by acceptance of. .
this indenture, agree with the Grantors, their heirs and assigns, that'said restrictions 1
and conditions shall be covenants. running with the land, and th!lt in any deed for I'
conveyanCe of...said premises, said restrictions and conditions shall be incorporated
by reference to this iOOenture and the record hereof or as fully as the sane are
contained herein." . . . .
t:""e ,f~,'~ .. ': .S~~
,).A. ~"\".O~ J' fown,hlp of ....................
School Dist. Cumbo Co., Pa. \ C:'Ill'lb. .Co.,Pa.
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!lir'r('ol. ' "hall and will, by the.~1' pre8ent8, WARRAN'l' AND FOR. I,
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lfu mittt~Sli l'Ul1rrrof
ilenllnto ,et their hands
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the ,aid part ies . oj the first part have ' me .
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Flood Map
Borrower/Client NA
Pronerlv Address 50 Pleasant Grove Road
-citv Mechanicsbura Countv Cumberland State PA ZiD Code 17050
Lender E. Briner Ashwav
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InterFloo~
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Prepared for:
dba Lester G. Connor, MAl
www.interflood.com . 1-800-252-6633
50 Pleasant Grove Road
Mechanicsbur~l, P.A, '17050
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FIoocI Hazards Map
Map Uumber
42037000058
'S\',:'
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Effective Date
M~y 2, '1983
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For more inform31ioll JbolJl I,
flood zones and flMd
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Form MAP.FLOOO - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE
BUilding Sketch (Page - 1)
Borrower/Client
Pronertv Address 50 Pleasant Grove Road
Citv Mechanicsbura County State PA ZiD Code 17050
Lender E Briner Ashwav
Second level First level
17.00' 5.00' 17.00'
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Comments:
AR.EA CALCUL.ATION$SUMMARY
Code Description Net size Net Totals
GLAl Fi~Bt F~oor 1754.00 1754.00
GLA2 Seoond Floo~ 1709.00 1709.00
PiP Sun Poroh 360.00
Baloony 95.00 455.00
GAa GlU:aqe 360.00 360.00
Net LIVABLE Area (Rounded) 3463
LIVING AREA BREAKDOWN
Breakdown Subtotals
First Floor
22.00 x 42.00 924.00
20.00 x 33.00 660.00
10.00 x 17.00 170.00
Second F~oor
33.00 x 42.00 1386.00
17.00 x 19.00 323.00
5 Items (Rounded) 3463
form SKT. BldSkl- "TOTAL for Windows" appraisal software by a la mode, inc. - 1-800-ALAMODE
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Subject Photo Page
Borrower/Client NA
'Prooertv Address 50 Pleasant Grove Road
City Mechanicsbura County Cumberland State P A Zip Code 17050
Lender E. Briner Ashwav
Subject Front
50 Pleasant Grove Road
Sales Price NA
Gross Living Area 3.463
Total Rooms 10
Total Bedrooms 5
Total Bathrooms 3
Location
View Interstate 81 & Street
Site 6.06 acres total
Quality
Age 195
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Rear & west side
Street looking west
Borrower/Client NA
Prooertv Address 50 Pleasant Grove Road
City Mechanicsburg County Cumberland State PA lio Code 17050
Lender E. Briner AShway
Subject Photo Page
East side of house
50 Pleasant Grove Road
Sales Price NA
Gross Living Area 3,463
Total Rooms 10
Total Bedrooms 5
Total Bathrooms 3
Location
View Interstate 81 & Street
Site 6.06 acres total
Quality
Age 195
Street view looking east
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4.69 acres to rear
"[:';:'3,'.,~,'~~.:,
Subject Photo Page
Borrower/Client NA
ProDertv Address 50 Pleasant Grove Road
Citv Mechanicsbura Countv Cumberland State P A ZiD Code 17050
Lender E. Briner Ashwav
View of land on n/w quad.
50 Pleasant Grove Road
Sales Price NA
Gross Uving Area 3,463
Total Rooms 10
Total Bedrooms 5
Total Bathrooms 3
Location
View Interstate 81 & Street
Site 6.06 acres total
Quality
Age 195
4.69ac looking east
Comparable Photo Page
Borrower/Client NA
Prooertv Address 50 Pleasant Grove Road
City Mechanicsbura County Cumberland State P A ZiD Code 17050
Lender E. Briner Ashwav
Comparable 1
3490 Ritner Highway
Prox. to Subject 20.11 miles
Sale Price 335,000
Gross Living Area 2,346
Total Rooms 8
Total Bedrooms 3
Total Bathrooms 2.5
Location Average
View Avg. Street
Site 4.89 acre
Quality Average
Age 127 years
Comparable 2
1554 Williams Grove Rd.
Prox. to Subject 8.50 miles
Sale Price 479,900
Gross Living Area 3,768
Total Rooms 9
Total Bedrooms 4
Total Bathrooms 3
Location Average
View Avg. street
Site 7.1 ae/Flood
Quality.. Average
Age 253 years
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Comparable 3
1885 W Lisburn Road
Prox. to SUbject 6.85 miles
Sale Price 389,900
Gross Living Area 2,760
T ota! Rooms 8
Total Bedrooms 4
Total Bathrooms 2
Location Average
View Avg. Street
Site 2.99 acre
Oll:llitv A \IAr..nA
LAND APPRAISAL REPORT
AShway Estate
File No. 07-122 KD
Census Tract ** Map Reference ADC 3004 C7
**25420-0118.01
State PA Zip Code 11050
J.
Borrower Estate of Helen H. AShway
Property Address 11.079 acres Pleasant Grove Road
City Mechanlcsburg County Cumberland
Legal Description Deed Book 257 Pa e 1235 Tax ID # 38-15-1273-006
Sale Price $ NA Date of Sale NA Loan Term NA yrs. Property Rights Appraised 0 Fee 0 Leasehold 0 De Minimis PUD
Actual Real Estate Taxes $ 1,327.10 (yr) Loan charges to be paid by seller $ NA Other sales concessions NA
Lender/Client E. Briner Ashway Address 50 Pleasant Grove Rd. Mechanicsbur PA 17050
Occupant Vacant Land Appraiser Karen Darney,Cert.Gen.R.E Instructions to Appraiser Retros ective Market Value for estate settlement
Location Urban Suburban Rural Good Avg. Fair Poor
Built Up 1:83 Over 75% o 25% to 75% o Under 25% Employment Stability DrgJOO
Growth Rate o Fully Dev. o Rapid rgJ Steady o Slow Convenience to Employment DrgJDO
Property Values o Increasing o Stable o Declining Convenience to Shopping DrgJOO
Demand/Supply o Shortage o In Balance o Oversupply Convenience to Schools 0000
Marketing Time o Under 3 Mos. o 4-6 Mos. DOver 6 Mos. Adequacy of Public Transportation 0000
Present Land Use 85% 1 Family ---1% 2-4 Family ~% Apts. --1% Condo -.1.% Commercial Recreational Facilities DrgJOO
---.1% Industrial_% Vacant % Adequacy of Utilities DrgJOO
Change in Present Land Use rgJ Not Likely -0 Likely (*) o Taking Place (*) Property Compatibility OrgJDO
(*) From To Protection from Detrimental Conditions DrgJOO
Predominant Occupancy rgJ Owner o Tenant ~% Vacant Police and Rre Protection DrgJOD
Single Family Price Range $ 75 to $ 1 ,000,000' Predominant Value $ 125-135K General Appearance of Properties 01:8300
Single Family Age New yrs. to 250+ yrs. Predominant Age 15-20 yrs. Appeal to Market OrgJOD
Elec.
Gas
Water
San. Sewer
COMPARABLE NO.3
18.85ac/Konhaus Rd.
Mechanicsbur PA
5+/- Miles
11 671
220 000
+1 200
-1 200
-600
~Ad~ ~ 600
Indicated Value
of Subject 12 271
Comments on Market Data: Sales of lots in similar locations with similar zooin were limited. After a search the sales selected were consIdered
the best av~\i1able. All sales considered eQuall~CQJ1slderlltio_n givel1 to location.
Borrower/Client Estate of Helen H. Ashwav
Prooertv Address 11.079 acres Pleasant Grove Road **25420..0118.01
Cltv Mechanicsbura Countv Cumberland State PA Zin Code 17050
Lender E. Briner Ashwav
Supplemental Addendum
File No 07-122 KO
eLand : Neiahborhood Market Factors
maintenance programs observed. Employment is within a 15~30 minute driving time. Interstate 81 is within view
and traffic noise is evident, which will decrease market appeal. Zoning requires a three acre minimum lot size.
Elementary school within walking distance.
"'Comments and Conditions of Aopraisal Cont'd:
municipality to investigate buildability and whether the property is suitable for intended use. The appraiser makes
no representations, guarantees or warranties.
Definition of Market Value:
The definition of Market Value is from regulations published by federal regulatory agencies pursuant to Title XI of
the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989 between July 5, 1990, and
August 24, 1990, by the Federal Reserve System (FRS), National Credit Union Administration (NCUA), Federal
Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS), and the Office of Comptroller of the
Currency (OCC). This definition is also referenced in regulations jointly published by the OCC, OTS, FRS, and
FDIC on June 7, 1994, and in the Interagency Appraisal and Evaluation Guidelines, dated October 27, 1994.
Scooe of Work:
Observation of the land without walking the entire perimeter. Review of the REDS courthouse data and Central
Penn Multi-List, Inc. records. Review the county tax map online information, county tax map, zoning, and FEMA
flood maps. Verifying, if possible, the comparable sales with broker, agent, seller or buyer. NOTE: Appraiser
cannot guarantee that property is free of encroachments or easements, and recommends further investigation and
survey.
Special Limitina Conditions:
When performing the inspection of this property, the appraiser visually observed areas from the street and driven
by on 1-81. Appraiser did not walk the perimeter of the property. The inspection is not technically exhaustive. The
inspection does not offer warranties or guarantees of any kind. The appraiser is not a home or environmental
inspector. The appraiser provides an opinion of value. The appraisal does not guarantee that the property is free of
defects or environmental problems. The appraiser performs an inspection of visible and accessible areas only.
e URAR: Supplemental Certifications
I certify that,
This COMPLETE APPRAISAL- SUMMARY APPRAISAL REPORT was prepared for the exclusive use of E. Briner
Ashway (client) for estate settlement and estate planning purposes and no other use is intended. Estimated market
value is the most probable price in terms of cash or in terms of financial arrangements equivalent to cash. The
information and opinions contained in this appraisal set forth the appraiser's best judgment in light of the
information available at the time of the preparation of this report. Any use of this appraisal by any other person or
entity, or any reliance or decisions based on this appraisal are at the sole responsibility and at the sole risk of the
third party. I accept no responsibility for damages suffered by any third party, as a result of reliance on or decisions
made or actions taken based on this report.
In my opinion, the reasonable exposure time linked to the value opinion is up to 180 days.
I further certify that, to the best of my knowledge and belief:
- The statements of fact contained in this report are true and correct.
_ The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting
conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions.
_ I have no present or prospective interest in the property that is the subject of this report or to the parties
involved with this assignment.
_ My engagement in this assignment was not contingent upon developing or reporting predetermined results.
_ My compensation for completing this assignment is not contingent upon the development or reporting of a
predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the
attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of
this appraisal.
_ My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity
with the Uniform Standard of Professional Appraisal Practice.
~ I have made a personal inspection of the property that is the subject of this report on June 21, 2007.
__ .. . . .... . ~ . _I __~'_J._.___' ..
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions
requisite to a fair sale, the buyer and seller, each acting pruden~y. knowledgeably and assuming the price is not affected by undue stimulus. Implicit In this
definition Is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are
typically motivated; (2) both parties are well informed or well advised, and each acting In what he considers his own best interest; (3) a reasonable time is allowed
for exposure in the open market; (4) payment Is made in terms of cash In U.S. dollars or in terms of financial arrangements comparable th6reto; and (5) the price
represents the normal consideration for the property. sold unaffected by special or creative financing or sales concessions'" granted by anyone associated with
the sale.
'" Adjustments to the comparables must be made for special or creative financing or sales concessions. [~o adjustments are necessary
for those costs which are normally paid by sellers. as a result of tradition or law in a market area; these costs are readily Identifiable
since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the
comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the
property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession
but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the
appraisers judgement
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report Is SUbject to the following
conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to It. The appraiser assumes that
the title is good and marketable and, therefore, ~/11 not render any opinions about the title. The property Is appraised on the basis of it being under responsible
ownership.
2. The appraiser has provided a sketch in the appraisal report to show apprOximate dimensions of the improvements and the sketch is included only to assist
the reader of the report in visualizing the property and understanding the appraiser's determination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted
in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes
no guarantees, express or implied, regarding this determinatl(jn.
4. The appraiser will not give testimony or appear In court because he or she made an appraisal of the property in question, unless specific arrangements to do
so have been made beforehand.
5. The appraiser has estimated the value of the. land In the cost approach at its highest and best use and the improvements at their contributory value. These
separate valuations of the land and improvements. must not be used in conjunction with any other appraisal and are invalid if they are so used.
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, th6 presence of hazardous wastes, toxic
substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing
the appraisal. Unless otherwise stated in the. appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or
adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make tile property more or less valuable, and
has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The
appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such
conditions exist Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an
environmental assessment of the property.
7. The appraiser obtained the information. estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be
reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of. such items that were furnished by other .
parties. .
8. The appraiser will not disclose the contents .of the appraiSal report except as provided for in the Uniform Standards of Professional Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion;. repairs, or .
alterations on the assumption that completion of the improvements will be performed in a workmanlike manner.
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03 flflY 28 AfJ 11 3.7' .,
Area Above for Recording Information
Deed prepared by:
Diane G. Radcliff, Esquire
3448 Trindle Road
Camp Hill, PA 17011
TAX PARCEL:
DEED
This Deed, made the ~~ hd day of ~
(2003), by and between
, in the year of Two Thousand Three
E. BRINER ASHWAY and HELEN H. ASHWAY,
HUSBAND AND WIFE
(hereinafter called the Grantors),
and
E. BRINER AS HWAY and HELEN H. ASHWAY
HUSBAND AND WIFE
AS TENANTS BY THE ENTIRETIES
(hereinafter called the Grantees)
WITNESSETH, That the said Grantors, for and in consideration of the
sum of One Dollar ($1.00) lawful money of the United States of America,
unto Grantors well and truly paid by the said Grantees, at or before the
sealing and delivery hereof, the receipt whereof is hereby acknowledged,
granted, bargained and sold, released and confirmed, and by these
presents do grant, bargain and sell, release and confirm unto the said
Grantees, their heirs and assigns:
~ THAT CERTAIN tract of land situate in the Township of Silver
Spring, County of Cumberland and Commonwealth of Pennsylvania, known as
Lot No. 1 on the Final Subdivision Plan for E. Briner and Helen H.
Ashway, prepared by Hoover Engineering Services, Inc. Dated October 17,
2002 and recorded in the Office of the Recorder of Deeds in and for
Cumberland County, Pennsylvania, in Plan Book 86, Page 118, more
particularly bounded and described as follows:
BEGINNING at a point at the dividing line of the within described Lot
BOOK 257 PAGE1235
No. 1 and other lands of E. Briner and Helen H. Ashway, which point is
at or near the centerline of Pleasant Grove Road (T-595);
THENCE along Pleasant Grove Road (T-595) the following six courses and
distances:
1. North 870 27' 48" East a distance of 185.85 feet to a point;
2. North 850 05' 52" East a distance of 200.00 feet to a point;
3. South 040 54' 08" East a distance of 40.00 feet to a point;
4. North 850 05' 52" East a distance of 46.40 feet to a point;
5. South 040 54' 08' East a distance of 10.00 feet to a point;
6. Along a curve to the left having a radius of 528.34 feet and
an arc length of 435.18 to a point at the dividing line of the
within described Lot No. 1 and Lot No. 2 on the aforementioned
subdivision plan;
THENCE along said dividing line North 850 35' 39" East a distance of
411.20 feet to the dividing line of the'within described lot and the
western right of way line of Interstate Route 81:
THENCE along said dividing line the following three courses and
distances:
1. South 420 11' 30" West a distance of 701. 32 feet to a point;
2. North 430 46' 03" West a distance of 5.00 feet to a point;
3. Along a curve to the right having a radius of 2784.93 and an
arc length of 579.66 feet to a point at the dividing line of
the within described Lot No. 1 and lands of E. Briner and
Helen H. Ashway;
THENCE along said dividing line North 010 53' 47" West a distance of
879.93 feet to a point at or near the centerline of Pleasant Grove Road
(T-595), the point and place of BEGINNING.
CONTAINING 11.079 +/- acres.
BEING Lot No. 1 on the Final Subdivision Plan for E. Briner and Helen H.
Ashway prepared by Hoover Engineering Services, Inc. Dated October 17,
2002 and recorded in the Office of the Recorder of deeds in and for
Cumberland County, Pennsylvania in Plan Book 86, Page 118.
BOOK 257 PAGf1236
BEING part of Tract No. 1 which Central Dauphin Realty Co. by its Deed
dated August 24, 1981 and recorded in the Office of the Recorder of
Deeds in and for Cumberland County, Pennsylvania, in Deed Book Q-29,
Page 188, granted and conveyed unto E. Briner Ashway and Helen H.
Ashway, his wife.
TOGETHER wi th all and singular the buildings improvements, ways,
streets, alleys, driveways, passages, waters, water-courses, rights,
liberties, privileges, hereditaments and appurtenances, whatsoever unto
the hereby granted premises belonging, or in anyway appertaining, and
the reversions and remainders, rents, issues, and profits thereof; and
all the estate, right, title, interest, property, claim and demand
whatsoever of the said Grantors, as well at law as in equity, of, in and
to the same.
TO HA VB AND TO HOLD the said lot or piece of ground described
hereditaments and premises hereby granted, or mentioned and intended so
to be, with the appurtenances, unto the said Grantees, their heirs and
assigns, to and for the only proper use and behoof of the said Grantees,
their heirs and assigns, forever.
AND the said Grantors, their heirs, executors and administrators do
covenant, promise and agree, to and with the said Grantees, their heirs
and assigns, by these presents, that the said Grantors and their
heirs, all and singular the hereditaments and premises hereby granted or
mentioned and intended so to be, with appurtenances, unto the said
Grantees, their heirs and assigns, against the said Grantors and their
heirs, and against all and every person and persons whosoever lawfully
claiming or to claim the same or any part thereof, by, from or under or
any of them, shall and will SPECIALLY WARRANT and forever DEFEND.
THIS IS A CONVEYANCE BETWEEN HUSBAND
AND WIFE AND IS TAX EXEMPT.
Recorder of Deeds
600K 257 PhCEi237
[Zoning Map J
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SECTION 203 RESIDENTIAL ESTATE ZONE (RE)
203.1. Purpose - This Zone intends to reserve settings for large-lot estate housing
which has become increasingly prevalent within the Township. Selected
locations adjoin existing neighborhoods of similar housing styles, as well as
vacant areas with attractive rolling topography to maximize visual appeal. This
Zone generally lies beyond planned public utility service areas, which further
suggests the need for larger lots to support on-lot wells and sewage disposal
systems. PerPJitted uses have been $trictly limited to principal residences and
related accessory uses. Finally, vegetative protection measures have been
utilized to protect the "character" of the landscape and related natural habitats.
203.2. Permitted Uses
1. Single- family detached dwellings;
2. Public and/or nonprofit parks and playgrounds;
3. Public utilities structures excluding communication antennas, towers, and
equipment;
4. Flag iot resideIlces, suojt::t.::L (U lit: :si.fu.1J.l1ul:s uf :;c~tivll GG5.D~. 7. vi tt.:
Subdivision and Land Development Ordinance;
5. Accessory uses customarily incidental to the above permitted uses; and
6. Accessory apartment (see Section 320).
203.3. Special Exception Uses (Subject to the procedures listed in Section 604.3. of
this Ordinance.)
1. Home occupations (see Section 422);
2. Family day-care facilities (see Section 416); and,
3. NoncoInmercial keeping of livestock (see Section 427);
203.4. Lot Area Requirements - Unless otherwise specified, all uses within this Zo.ne
shall contain a minimum of three (3) acres. See Section 319 for Public Utilitles
Structures .
203.5. Minimum Lot Width - Two hUJ:?dred and fifty (250) feet at the minimum front
yard setback line; one hundred (100) feet at the lot frontage. See Section 319
for Public Utilities Structures.
203.6. Minimum Setback Requirements
1. Principal Buildings: .
A. Front yard setback - Seventy-five (75) feet from the street right-of-
way line;
B. Side yard setbacks - Fifty (50) feet on each side (100 feet total); and,
c. Rear yard setback - Fifty (50) feet.
~ ~
Article 2 Zoning Regulations
-51-
Silver Spring Township Zoning Ordinance
..,~
Borrowe!'LClient Estate of Helen H. Ashway
Pr~Address 11.079 acres Pleasant Grove Road -25420-0118.01
CM Mechanicsbum County Cumberland State P A ZliLCode 17050
lender E. Briner AshwliY
Subject Photo Page
Subject Land looking east
11.079 acres, Pleasant Grove Road
Sales Price NA
Gross living Area
Total Rooms
Total Bedrooms
Total Bathrooms
Location
View
Site
Quality
Age
Average
Average
Street view looking east
Street view looking west.
.
,
LAND APPRAISAL REPORT
Ashway Estate
File No. 07-123KO
Census Tract ** Map Reference AOC 3004 C7
**25420-0118.01
State P A
Zip Code 17050
Borrower Estate of Helen H. Ashway
Property Address 10 acres Pleasant Grove Road
City Mechanicsburg County Cumberland
LegalDescription Deed Book Q29 Pa e 188 Tax 10#38.06-0011-023
Sale Price $ NA Date of Sale NA Loan Term NA yrs. Properly Rights Appraised I2J Fee 0 leasehold 0 De Minimis PUD
Actual RealEstate Taxes $ 1 ,260.30 (yr) loan charges to be paid by seller $ NA Other sales concessions NA
Lender/Client E. Briner Ashway - Address 50 Pleasant Grove Rd. Mechanicsbur PA 17050
Occupant Vacant Land Appraiser Karen Oamey,Cert.Gen.R.E Instructions to Appraiser Retros ective Market Value for estate settlement
/
Location Urban Suburban Rural Good Avg. Fair Poor
BuiltUp I2J Over 75% o 25% to 75% o Under 25% Employment Stability O~OO
Growth Rate o Fully Dev. o Rapid ~ Steady o Slow Convenience to Employment 0000
Property Values ~ Increasing o Stable o Declining Convenience to Shopping 0000
Demand/Supply o Shortage ~ In Balance o Oversupply Convenience to Schools 0000
Marketing Time o Under 3 Mos. o 4.6 Mos. o Over 6 Mos. Adequacy of PUblic Transportation 0000
Present Land Use 85% 1 Family ~% 2.4 Family ~% Apts. ......J. % Condo -2% Commercial Recreational Facilities O~OD
--.-1.% Industrial % Vacant % Adequacy of Utilities 0000
Change in Present Land Use o Not Likely ---0 Likely (*) o Taking Place (*) Properly Compatibility 0000
(*) From To Protection from Detrimental Conditions O~OO
Predominant Occupancy fZ] Owner o Tenant -L% Vacant Police and Fire Protection 0000
Single Family Price Range $ 75 to $ 1,000,000' Predominant Value $ 125-135K General Appearance of Properties 0000
Single Family Age New yrs. to 250+ yrs. Predominant Age 15-20 yrs. Appeal to Market O~OO
11 671
220 000
+1 200
-1 200
-600
600
Net 10.0 % 20455 Net ..10.0% 20250 12271
Sales of lots in similar locations with similar zoning were limited. After a search, the sales selected were consideren
Borrower/Client Estate of Hefen H. Ashwav
Prooertv Address 10 acres Pleasant Grove Road **25420-0118.01
Citv Mechanicsbura County Cumberland State PA ZiD Code 17050
Lender E. Briner Ashwav
Supplemental Addendum
File No 07-123KD
· Land : Neiahborhood Market Factors
maintenance programs observed. Employment is within a 15-30 minute driving time. Interstate 81 is within view
and traffic noise is evident, which will decrease market appeal. Zoning requires a three acre minimum lot size.
*Comments and Conditions of Appraisal Cont'd:
municipality to investigate buildability and whether the property is suitaqle for intended use. The appraiser makes
no representations, guarantees or warranties.
Definition of Market Value:
The definition of Market Value is from regulations published by federal regulatory agencies pursuant to Title Xl of
the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989 between July 5, 1990, and
August 24, 1990, by the Federal Reserve System (FRS), National Credit Union Administration (NCUA), Federal
Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS), and the Office of Comptroller of the
Currency (OCC). This definition is also referenced in regulations jointly published by the OCC, OTS, FRS, and
FDIC on June 7,1994, and in the Interagency Appraisal and Evaluation Guidelines. dated October 27,1994.
Scope of Work:
Observation of the land without walking the entire perimeter. Review of the REDS courthouse data and Central
Penn Multi-List, Inc. records. Review the county tax map online information, county tax map. zoning, and FEMA
flood maps. Verifying, if possible, the comparable sales with broker, agent, seller or buyer. NOTE: Appraiser
cannot guarantee that property is free of encroachments or easements, and recommends further investigation and
survey.
Special Limitina Conditions:
When performing the inspection of this property, the appraiser visually observed areas from the street and driven
by on 1-81. Appraiser did not walk the perimeter of the property. The inspection is not technically exhaustive. The
inspection does not offer warranties or guarantees of any kind. The appraiser is not a home or environmental
inspector. The appraiser provides an opinion of value. The appraisal does not guarantee that the property is free of
defects or environmental problems. The appraiser performs an inspection of visible and accessible areas only.
· URAR: Supplemental Certifications
I certify that,
This COMPLETE APPRAISAL- SUMMARY APPRAISAL REPORT was prepared for the exclusive use of E. Briner
Ashway (client) for estate settlement and estate planning purposes and no other use is intended. Estimated market
value is the most probable price in terms of cash or in terms of financial arrangements equivalent to cash. The
information and opinions contained in this appraisal set forth the appraiser's best judgment in light of the
information available at the time of the preparation of this report. Any use of this appraisal by any other person or
entity, or any reliance or decisions based on this appraisal are at the sole responsibility and at the sole risk of the
third party. I accept no responsibility for damages suffered by any third party, as a result of reliance on or decisions
made or actions taken based on this report.
In my opinion, the reasonable exposure time linked to the value opinion is up to 180 days.
I further certify that, to the best of my knowledge and belief:
- The statements of fact contained in this report are true and correct.
- The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting
conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions.
- I have no present or prospective interest in the property that is the subject of this report or to the parties
involved with this assignment.
- My engagement in this assignment was not contingent upon developing or reporting predetermined results.
- My compensation for completing this assignment is not contingent upon the development or reporting of a
predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the
attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of
this appraisal.
- rAy analyses, opinions. and conclusions were developed, and this report has been prepared, in conformity
with the Uniform Standard of Professional Appraisal Practice.
-I :l1Ve made a personal inspection of the property that is the subject of this report on June 21, 2007.
- Nc ,)ne provided significant professional assistance to the person signing this report.
_ Thi. '. 8nnraisal has bAAn nrAD;::JrAn in ~nnfnrmitv with th", 1""'''' ,i 1"0,,", 0..,+'" ^~ +h^ r'_...J_ _I: ....._-~- - .
"
DEFINITION OF MARKET VALUE: The most probable price which a property should bring. in aqompetltivearJa opllnm(l/j(et'ond~r~i'trih~i~6ris
requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this
definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under c~nditions whereby:.(nbuyerandseller are
typicallymotix~d;(2) both partie~ ,~e well infgrmedor, well advised, and each acting in what he considers his own best interest; (3),ar~asonabletime,: is, allowed
for exposure)ntheopen market (4) payment is made in terms. of cash in U.S, dollars or in terms of financial arrangernentsc~mparable\t1l!reto;andd5), the price
represents ,the'riO!TT1~consideration for the property sold unaffected by special or creative financing or sales concessions'" granted by. anyone associated with
the sale. '.. ." . . ,
... Adjustments to the comparables must be made for special or creative financing or sales co.r,we~ions.INo adjustments are 'necessary
for th9se costs which are normally paid 'by sellers as a result of tradition or laYi in, a market area; thesl! cost$ are readily identifiable
sincl! the." seller pays these costs in virtually all sales transactions. Special or' creative financing adjustments can be made to the
comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the
property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar . cost of., the Jinancing or concession
but . the dollar amount of any adjustment should approximate the market's reaction to the financing or concilssions based on the
appraiser's judgement
STATEMENT 'OF "LIMI1"I,.G COND.ITIONSANDAPPRAISER'S:CE~~IFICA; TIO'"
CONTINGENT AND LIMITING CONDITIONS:
conditions:
The appraiser's certification that appears ,i~ th~ ,Wai~a1. report is " subject ;totl)~following,
'\ .. .. ~ - .".. - ~ .. .. .. ,
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the 'title to it The appraiser assumes that !
the title is. good and marketable and, therefore': will not render any opinions about the title.. The property is appraised on ,the basis 'of it being under responsible
ownerShip;' ,
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2. The apprai~er h<lS, provided ask,etch)n the ,appraisal report to show approximate dimensions of the improvements and the'sketch is. included onlY ~o assist
the reader of the repoit,ir,~sUali?ing~~ property and understanding the appraiser's determination of its size. . ." " ",. . '.' . ... .,/, .
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted
in the appralsal report whether the SUbject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes
no guarantees. express or implied, regarding this determination.
.' !. .' -"
4. The apprluser will not give testimony or appear. in court because he or she made an appraisal of the property in question,.. unles~, speCifiqarrangements to do
so have been made beforehand. ... ',; ........ ..... .
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5. The appraiser has estimated the value of the landiI') the cost approach at its highest and best use and the improvements at theiFcontributory"value.' These
separate valuations of' the land and improvements must not be used .in conjunction with any other appraisal and are invalid if "they are soused.'
6. The appraiser 'has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic
substances, etc.) observed during the inspection of the subiect property or that he or she became aware of during the normal re~earch inv?lveg, i~ performing
the appraisal. Unless otherwise stated in the qppraisal report, the ,appr~tser has. no knOWledge of' any hidden or unapparent conditions of the property or
adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and
has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The
appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such
conditions exist Because the appraiser is not an expert in the field of environmental hazards, the appraisal re~prt must " n9t, . br, cpnsi9~red .l!S..... an
environmental assessment of the property. ' . '.. "
'" . ;.J
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources 'that he or she considers to be
reliable and believes them to be true and correct The appraiser does not assume responsibility for the accuracy ofsup,~!itemsth'!t were.furn!slJed,~y,.Qther
'-. .', ',-',':,,',''',-..,' . -'.-'
parties.
8. The appraiser will not disclose the conteOtsof the ~raisal report except as provided for in the Uniform Standards of Professional Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is SUbject to'satisfactolY completion, repairs, or
alterations on the assumption that completion of the improvements will be performed in a workmanlike manner.
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( Zoning Map)
SECTION 203 RESIDENTIAL ESTATE ZONE (RE)
203.1. Purpose - This Zone intends to reserve settings for large-lot estate housing
which has become increasingly prevalent within the Township. Selected
locations adjoin existing neighborhoods of similar housing styles, as well as
vacant areas with attractive rolling topography to maximize visual appeal. This
Zone generally lies beyond planned public utility service areas, which further
suggests the need for larger lots to support on-lot wells and sewage disposal
systems. Permitted uses have been strictly limited to principal residences and
related accessory uses. Finally, vegetative protection measures have been
utilized to protect the "character" of the landscape and related natural habitats.
203.2. Permitted Uses
1. Single-family detached dwellings;
2. Public and/or nonprofit parks and playgrounds;
3. Public utilities structures excluding communication antennas, towers, and
equipment;
4. Hag iot residences, suiJje<.;( tuilit: :S[,HKhuJ.:s vI SC~t:iVil G05 .G4. '7. vi -::lie
Subdivision. and Land Development Ordinance;
5. Accessory uses customarily incidental to the above permitted uses; and
6. Accessory apartment (see Section 320).
203.3. Special Exception Uses (Subject to the procedures listed in Section 604.3. of
this Ordinance.)
1. Home occupations (see Section 422);
2. Family day-care facilities (see Section 416); and,
3. Noncolnmercial keepmg of livestock (see Section 427);
203.4. Lot Area Requirements - Unless otherwise specified, all uses within this Zone
shall contain a minimum of three (3) acres. See Section 319 for Public Utilitles
Structures.
203.5. Minimum Lot Width - Two hundred and fifty (250) feet at the minimum front
yard setback line; one hundred (100) feet at the lot frontage. See Section 319
for Public Utilities Structures.
203.6. Minimum Setback Requirements
1. Principal Buildings: .
A. Front yard setback - Seventy-five (75) feet from the streetright-of-
way line;
B. Side yard setbacks - Fifty (50) feet on each side (100 feet total); and,
C. Rear yard setback - Fifty (50) feet~
! ~
Article 2 Zoning Regulations
-51-
Silver Spring Township Zoning Ordinance
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Nineteen huna?~.and...eighty.:one p (1981)" ,", . ^.
~bne.t1't,.:t:).\'i:. CENTRAL';DAUPHIN 'REALTY co. " A Pennsylvania
.; ::'~'~::'.'" Corporation \-lith its:'. registered address in
. . ." ....,. Lemoyne, Cumberland County, Pen~sylvania,
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~;;:~g.' ~:>,/}"'~D;::,r:d"::,' ~.. '. J. ,""
. ,..~VI <::).;...;\.;;......\1 E. BRINER ASnWA:l and HELENe II. ASHWAY, his.
:J~""~ -. '.';/:'.\l.'wife' of Silver Spring Township'
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... . ; ':.:' :: ':' .....;.;'~ :;: .:; . '',;.: . "., '. i. :' (hereinafter caUed the Grantee ,) p of the othe,r part..
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rtlit~teisr$eH~.,. T~t .the sa-id O;antor for and i~; oonsidera.tion of the. 8um, of
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One ($LOO),'.' Dollar, ;
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/' moneT/of t~1,e ;'f!7~ited Sea.tes. of America,' unto it
lawful
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well and truly paid by .the .
. said Granteed '<,a(a.nd .before,tJz,e aeaUnt. and delivery of these presents, the receipt:
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whereof' i.a ':'hereby' acknowled~ed,
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has
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does [!ran,t, bartail1" :
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enfeoffad,'released andconfl,rmed; and by these pres61J.tB
. seU, .alt611,~ enleoff, ~el6aBe and c(mftrm, U71,to the said Gra'fl.tees, their heirs'.
. . and 4a8~~1l,S, , .~. ';',: > ":. ,
. 'ALL thos'e'certain tracts or 'parcels. of iarid situate in Silver
Spring TO\ffiship, Cumberland County,.. Pennsy.lvania, bounded .;\nd
described as follows, to wit:
.-TRACT NO.. 1: ...
BEGI~NING . at. a point in the center line o:f High Ridge Trail and. .
. the' eastern: right-of-way, line (projected) of Green Ridge .Road (T-;':,: :::
595)1 thence along the center line of High Ridge Trail, North 80
degrees 29 minuteS 12 seconds East, a distance of 10.49 feet to a
point1 thence along land now or formerly of Paul A. Miscavish,
South 14 degrees 32 minutes 48 seconds Eastv a distance of 175.00
feet to: a concrete monument; thence along the same, Ncrtl'1 80 ..
degrees 2~ minutes 12 sc60nds East, a distance of 158.68 fe~t to a
concrete monun\eI;'lt at the w'cstern right-of-way line of L.R. #21001
Relocated;. thence along said rj.ght-of-way line, South 08 degrees
34 minutes 18. seconds West, a distance of 180.19 feet to a point
. at the' northwest corner of the intersection of L.R.4~21001 Relocated
and L.R. 410n~ (~n~Ar~~~~A In,)! ~h~"~o ~'~__~L_ .
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Subject Photo Page
Borrower/Client Estate,.of Helen H. Ashw~ ..
Prop~rtv Address 10 acres. Pleasant Grove Road **25420-0118.01
Cjfi' Meehaniesburg CO!Lntv Cumberland State P A Zip Code 17050
Lender E. Briner AshwCiY
Subject Land looking east
10ae, Pleasant Grove Road
Sales Price NA
Gross liVing Area
Total Rooms
Total Bedrooms
Total Bathrooms
Location
View
Site
Quality
Age
Average
Average I '-81
Subject acreage on SS of road
Street view looking east.
SUbject lands to left of photo
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2. Accessorv Buildings:
A. Front vard setback - Three hundred (300) feet;
B. Side yard setbacks - Fifteen (15) feet on each side; and,
C. Rear vard setback - Fifteen (15) feet.
3. Public Utilities Structures - See Section 319
203.7. Maximum Permitted Height
1. Principal buildings and structures -Thirty-five (35) feet; ~d,
2. Accessory buildings and structures - Fifteen (15) feet.
203.8. Maximum Lot Coverage - Unless otherwise specified, twenty percent (20%).
See Section 319 for Public Utilities Structures.
203.9. All uses perrnitted within this ZODP, shall also comply with the General
Provisions contained in Article 3 of this Ordinance.
203.10. Woodland Preservation Requirements - Only those areas necessary for the
construction of buildings or structures, for which a zoning permit has been
issued, shall be cleared of existing woodland.
''''''A' ."mine' Township Zoning Ordinance
-52-
Article 2 Zoning Regulations
--{
"
APPRAISER'S CERTIFICATION: ,The Appraiser certifies and agrees that:
~ ' ' -'.;;-", " .' , , ,~~ .'""-:_1
1. I have researched thilsubject market area and have selected a minimum of three recent sales of properties most similar and proximate to the sUbjecfproperty
for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to lhose Items of significant
variation. If a significant item in a' comparable property is superior to, or more favorable than, the subject property, I have made a nega'ive adjustment'to reduce
the adjusted sales price of the comparable and, ira significant item in a comparable property is inferior to, or less favorable than the sut,jeGt property, I have made
a positive adjustment to increase the adjusted sales price of the comparable.
2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the fppraisal report. I have not
knowingly withheld.;any.significant Information from the appraisal report and I believe, to the best of my knowledge, that all statements and informatltln in the
appraisal report are true and correct: '
3. I stated in the.appralsal report'only mybwnpersonal, unbiased, and professional analysis, opinions, and, conclusions, which are subject only to the corltingelit
and limiting conditions specifiediri thisfom\.
4. I have no present or prospective interest in the property that is the SUbject to this report, and I have no present or prospective personal interest or bias with
respect to the participants in the transaction. I didnot base,..either partially orcompietely, my analysisand/orJhe ,estilnllte. of market value in the ~P1Pisal report
on the race, color~Jlt'!gion,:~e,~,t;har)dICap,;farnillal,statiJs,:otnatlonal origin of either the prbspeC!iveowners or 'ocCupants 'o(the SUbject property or of the present
owners or occupants of the properties in the vicinity of the subject property.
5. I have no present or contemplated flltUre IOt~re~ in the SUbject property, and neither my current or flltUre employment nor my compensation for performing this
appralsal is contingent on the appraised value of the property.
6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate;
the attainment of a.specific result"or"the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I
did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan.
7. I performed this appraisal in conformity .wlth the,Unifonn Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal
Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure proViSion of those
Standards, which does not apply. I acknOWledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value
and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless ,I have otherwise stated in the-,
reconciliation section.
8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report.
I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the j~medi~e
vicinity of the subject propertyofwhi?hlam aware and have ll1ade adjustments for these adverse conditions in my analysis'ofthe property value to the extenfthat'
I had market evidence to support tilkm.: i have'31so comrnentedabout the effect of the adverse conditions on the marketability of the subject property.
9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report If I, relied on significant professional
assistance from any individual or individuals inthe.performance of the appralsal or the preparation of the appraisal. report, I have named such indlvidual(s} and
disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform
the tasks. I have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take
no responsibility for it
,_ , " _ }':" . - i' ,'" - ;"" : ~ I
10. See additional Appraiser Certifications and limiting Conditions found in the addendum of this report.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that:
I directly supervise the appraiser who prepared the appralsal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser,
agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking fu/l responsibility for the, appralsal and the appraisal report.
ADDRESS OF PROPERTY APPRAISED: '10 acres, Pleasant Grove Road, Mechanicsburg, PA 17050
SUPERVISORY APPRAISER (onl, if, required):
raiser
Signature:
Name:
Date Signed:
State Certification #:
nr ~btA I il'An~A :IJ:'
Signature:
Name: Karen Dame PA Certified General
Date Signed: 'July 18, 2007
State Certification #: GA001260L
nr C:+"l+1I I inoncoo -ll'
.- /t~(
2. Accessorv Buildings:
A. Front yard setback - Three hundred (300) feet;
B. Side yard setbacks - Fifteen (15) feet on each side; and,
C. Rear vard setback - Fifteen (15) feet.
3. Public Utilities Structures - See Section 319
203.7. Maximum Permitted Height
1. Principal buildings and structures - Thirty-five- (35) feet; and,
2. Accessory buildings and structures - Fifteen (15) feet.
203.8. Maximum Lot Coverage - Unless otherwise specified, twenty percent (20%).
See Section 319 for Public Utilities Structures.
203,9, All uses permitted within this Zone shall also comply with the General
- Provisions contained in Article 3 of this Ordinance.
203.10. Woodland preservation Requirements - Only those areas necessary for the
construction of buildings or structures, ror which a zoning permit has heen
issued, shall be cleared of existing woodland..
.... '- - I"l'...........roh;n 7(\ni02: Ordinance
Article 2
- -52-
Zoning Regulations ,
I~
. ,
APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that
1. I have researched the sUbject market area and have selected a minimum of three recent sales of properties most similar and proximate to the sUbJect property
for consideration In the sales comparison analysi s and have made a dollar adjustment when appropriate to reflect the market reaction to those Items of significant
variation. If a significant Item in a comparable property is superior to, or more favorable than, the subject property, I have made a negative adjustment to reduce
the adjusted sales price of the comparable and, If a significant item in a comparable property is inferior to, or less favorable than the subject property, I hav 3 made
a positive adjustment to increase the adjusted sales price of the comparahle.
2. I have taken into consideration the factons that have an impact on value In my development of the estimate of market value in the apprilisal report. I, lave not
knowingly withheld any significant Information from the appraise] report and I believe, to the best of my knowledge, that all statements and informatio.l in the
appraisal report are true and correct.
3. I stated In the appraisal report only my own pensona!, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the c( ntingent
and limiting conditions specified in this form.
4. I have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal interest or bias with
respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report
on the race, color: religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the sUbject property or of the present
owners or occupants of the properties in the vicini~f of the subject property.
5. I have no present or contemplated Mure interest in the subject property, and neither my current or future employment nor my compensation for performing this
appraisal is contingent on the appraised value of the property
6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate,
the attainment of a specific result, or the occurrence of a subsequent event In order to receive my compensation and/or employment for performing trie appraisal. I
did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan.
7. I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal
Standards Board of The Appraisal Foundation and that were in place as of the effective date of this' appraisal, with the exception of the departUre. provision of those
Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure In the open market is a condition In the definition of market value
and the estimate I developed Is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the
reconciliation section.
8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report.
I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the Immediate
vicinity of the subject property of which lam aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that
I had market evidence to support them. I have also \:ommented about the effect of the advense conditions on the marketability of the subject property.
9. I personally prepared all conclusions and opinions about tile real estate that were set forth in the appraisal report. If I relied on significant professional
assistance from any individual or individuals in' the performance of the appraisal or the preparation of the appraisal report, I have named such Individual(s) and
disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. . I certify that any individual so named is qualified to perform
the tasks. I have not authorized anyone to make a change to any iteIT' in the report; therefore, If an unauthorized change is made to the appraisal report, I will take
no responsibility for It.
10. See additional Appraiser Certifications and Limiting Conditions found in the addendum of this report.'
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that
I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser,
agree to be bound by the appraiser's certifications numbered 4 through 7 Clbove, and am taking full responsibility for the appraisal and the appraisal report.
ADDRESS OF PROPERTY APPRAISED: 11.079 acres, Pleasant Grove Road, Mechanicsburg, PA 17050
Signature:
Name: Kare Darney, PA Certified General Real
Date Signed: July 18, 2007
State Certification #: GA001260L
or State License #:
SUPERVISORY APPRAISER (onlyil required):
raiser
Signature:
Name:
Date Signed:
State Certification #:
or State License #: