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HomeMy WebLinkAbout07-5022i w IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK //~~ Plaintiff No ~ 0`1- 5Qaa (.;(di ( 7er-rr~ vs. COMPLAINT IN CIVIL ACTION GARY E BROOKS Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05963974 C N Pit BNT IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No GARY E BROOKS Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN VA 23059 2. Defendant is adult individual(s) residing at the address listed below: CARY E BROOKS 410 BRANDY LN MECHANICSBURG, PA 17055 3. Defendant applied for and received a credit card bearing the account number 4388642257368319 . 4. Defendant made use of said credit card and has a current balance due of $3938.78 as of July 20, 2007 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 28.2400 per annum on the unpaid balance from July 20, 2007 A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. wherefore, the Plaintiff prays for judgment in its favor and against Defendant GARY E BROOKS INDIVIDUALLY in the amount of $3938.78 with continuing interest thereon at the rate of 28.240 per annum from July 20, 2007 plus costs. This law firm is a debt collector our client and any information ob Jame C~ Warmbrodt,42524 WEL MAN, WEINBERG & REIS CO., L.P.A. 43 Sev nth Avenue, Suite 2718 Pi tsb gh, PA 15219 ~12) 34-7955 AX: 12-338-7130 ,b 59 974 C N Pit BNT ~mpting to collect this debt for ned will be used for that purpose. ,. - peoplepcTM online u Abetter way to Internet. ~ ~ J ~~~ '• ~ Sx fasterl~ a FREE Accelerator for the coat 12 montl~sr-a f60 value! • ~ 1-888-587-9669 •~ • • ~ Mention Offer Code: DIAMOND ~~ Or visit www.peoplepc.com/go/diamond 003 UNLIMITED INTERNET ACCESS PeoplePC Online offers the features you would expect from higher-priced Internet Service Providers, including: ® V rus Protection powered by symantecrM ® Pop-Up BlockerTM `® Spam Controls ® Smarter Smart Dialer Technology ®~ More Email Addresses ®~ Internet Call Waiting C~ip11"dlQyl~. Aaount S Previous Balanm =2,681.12 Payments, Credits and Adjt:stments 5.00 Transactions 535.00 Finance Chazges 165.06 PLATINUM VISA ACCOUNT 4388-6422-5736-8319 DEC 28, 2005 -JAN 27, 2006 Page 1 of 1 Payments, Credits and Adjustments Transactions 27 JAN PAST DUE FEE New Balance 52,781.18 This accounPs Non-Introductory Rates as of 12/20/05 aze: purchase A.P.R = 20.7496V, cash Minimum Amount Due (2,781.18 advance A.P.R = 22.7496V and special transfer A.P.R = 14.90%. If the A.P.R is followed Payment Due Date February 27, 2006 by `V,` then your corresponding A.P.R is a variable rue. Total Credit Line 52,000 You were assessed a past due fee of =35.00 on 01/27/2006 because your minvnum payment was not Total Available Credit 5.00 received by the due date of 01/27/2006. To avoid this fee in the future, we recommend that you Credit Line for Cash 51,000 allow at least 7 business days for your payment to reach Capital One. Available Credit for Cash 5,00 At your service To nB Customer Re]ations or to report a lost or stolen nrd: 1-800-903-3637 Smd paymmss to: Smd inquiri.s to: Attn: Ranitmnm Proccsing Capinl One Bank Capital One P.O. Box 790216 P.O. Box 30285 St Louis, MO 63179-0216 SLC, UT 84130-0285 135.00 ~~ ~ ~ ~~ ~~ Finance Charges Pkme see rrnnn.ride for important infmrnation m )~ rate Pry Cwreryoadorg ICE 'c' qp&dto ~c APP GE a' PURCHASES (2,712.46 .07737%P 28.24% f65.06 CASH f.00 .07737%P 23.24% 1.00 ANNUAL PERCENTAGE RATE applied this period 28.2496 • PLEASE RETURN PORTION BELOW WITH PAYMENT ,0~• 0000000 0 4388642257368319 27 2781180060002781189 New Balance 52,781.18 Minimum Amount Due 52,781.18 Payment Due Date February 27, 2006 Total enclosed S Accowtt Number: 4388-6422-5736-8319 Capital One Bank P.o. Bolt 79oz16 Iritrllltrrtltlrlrtltl St. Louis, MO 63179-0216 IdLrrtllrrrrllltnlltLrllrtrtrLLrrIItlltrtrJLllnLrLl P4akprinl mailing odbers aA~ t~nailrynda br! wing bl or bbrk ink Sneer Ap[. A Ciry Stau ZIP Alurmu PMne ~ #9002827960053945# MAIL ID NUMEER ~ CARY E BROOKS m ~ 410 BRANDY LN ,"'., ~ MECIIANICSBURG PA 17055-2809 ° ~ In~llltrrIIIrrtJrlrtLLrrItILJJIrtrLirrrrtllllttttrlrll r Pleare write your a~ement number on your check or money ordn mode payable to Capitd One Bank and mail in t/x enclared emue%pe ~~ ! ~ Y VERIFICATION CAPITAL ONE BANK vs BROOKS, CARY E The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is, MARITZA ROBERTS, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. ~~~ TZA ROBERTS Notary c T~~., ..ylor vo4ty A1bliC Gwinoelt Cbuegr, (leorgit ~'C'issiC4 Eta $~pt. 18th 2f-10 4388642257368319 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. ` ~ ~ r° i ~ - ~ ~ - <. ~ ~_ ,-, ~ , -._, ~ ~. ~i ~ T... : r , ~ SLR ~ ~ ~ -~ ~ ~ `- ~ ~ , .i C ~,., :, ~ ,(Inacu~ Y~' ... ~ IN THE COURT OF .COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. CARY E. BROOKS Defendant No: 07 - 5022 Civil Term ANSWER AND NOW comes defendant Cary E. Brooks by herself, and files the following Answer to Plaintiff's Complaint: I-3. Pazagraphs I, 2 and 3 are admitted. 4. Paragraph 4 is partially admitted and partially denied. It is admitted that the Defendant made use of said credit card. However, the alleged current balance due amount of $3938.78 is denied. After reasonable investigation, the Defendant is without knowledge or information sufficient to form a belief as to the amount due in Paragraph 4. 5. Paragraph 5 is partially admitted and partially denied. It is admitted that the Defendant is in default by failing to make monthly payments when due. However, the alleged balance is disputed by the Defendant as is the Plaintiff s request for immediate payment of the entire balance in Paragraph 5. i j t 1 i 6. Paragraph 6 is denied. To the contrary, there has been no validatian of the Defendant's actual balance owed even upon request by Defendant . A copy of Defendant's validation request is attached hereto and made a part hereof. 7. Paragraph 7 is denied. Defendant has never refused to pay the actual balance due to Plaintiff. Plaintiff has refused to provide adequate validation of actual debt owed to Defendant as well as Defendant's requests to make reasonable monthly payments on said actual debt owed. WHEREFORE, Defendant Cary. E. Brooks, prays that Plaintiffls complaint will be dismissed with prejudice and with costs upon the plaintiff. Respectfully submitted, Cary E. Brooks °~/10/0 410 Brandy Lane Mechanicsburg, PA 17055 (717)458-5709 VERIFICATION I, Cary E. Brooks, hereby state that I am Cary. E. Brooks, and that I am authorized to make this verification on behalf of myself. I have reviewed the foregoing Answer and the averments of fact set forth therein are true and correct to the best of my knowledge, information and belief. I understand that this verification is made subject to the penalties of 18 Pa. C.S.A. 49Q9 relating to unsworn falsification to authorities. Dated: Cary .Brooks ~ (© ~ ~-. May 8, 2007 Cary E. Brooks 410 Brandy Lane Mechanicsburg, PA 17055 Waltman, Weinberg & Reis Co., L.P.A. 323 W. Lakeside Ave. Ste. 200 C{eveland, OH 44113-1099 Re: Acct # 4388642257368319 To Whom It May Concern: This letter is being sent to you in response to a notice sent to me on April 10, 2007. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 16928 Sec. 809 (b) that your claim is disputed and validation is requested. This is NOT a request for "verification" or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that 1 have any legal obligation to pay you. Please provide me with the following: What the money you say l owe is far; Explain and show me how you calculated what you say I owe; Provide me with copies of any papers that show I agreed to pay what you say I owe; Provide a verification or copy of any judgment if applicable; Identify the original creditor; Prove the Statute of Limitations has not expired on this account Show me that you are licensed to collect in my state Provide me with your license numbers and Registered Agent At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau's (Equifax, Experian or TransUnion) this action might constitute fraud ,l i ,` ~` i under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following: Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character if your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, i will consult with my legal counsel for suit. This includes any Listing any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when intact there is no provided proof that it is. If your offices fail to respond to this validation request within 30 days from the date of your receipt, ail references to this account must be deleted. and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. I would also tike to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to fife suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by LISPS. It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose. Best Regards, Cary E. Brooks 1 !~!8 `.~ uy N .ty m ~ o 0 ~ ~~~~. m . ___...----- .n c a R CERTIFICATE OF SERVICE This is to certify that a true and. correct copy of the within ANSWER document was forwarded to counsel below named by United States Mail on the ~Z'~~day of September, 2007. James C. Warmbrodt, 42524 Weltman, Weinberg & Reis Co., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 By: , ~~~ ~s ~. '~ D G~ -ti ~~ c=a N ti'+ SHERIFF'S RETURN - REGULAR CASE NO: 2007-05022 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS BROOKS CARY_E SHARON LANTZ Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon BROOKS GARY E the DEFENDANT at 0942:00 HOURS, on the 24th day of August 2007 at 410 BRANDY LANE MECHANICSBURG, PA 17055 by handing to GARY BROOKS a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 9.60 Affidavit .00 Surcharge 10.00 RJbG/G1 ~ 3 Sworn and Subscibed to before me this day So Answers: .-~E~ _ /, R. Thomas Kline 08/27/2007 WELTMAN WEINBERG By: of A.D. REIS PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten grid sutmitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Arg~nent Court. CAPTION OF CASE (entire caption RaLSt be stated in full) (~ ~~~~ (Plaintiff) vs. (Defendant) No.v 1~ WZ~ Civil ~~_ ~ 1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to canplaint, etc.) (~Y~~v~, 2. Identify counsel who will argue case: Waltman, Weinberg ~ R~ Co. (a) for plaintiff : ~i~,~,1C~,V1/1 ~ ~~~-a'~ 1400 Ko~pera Bidg. s ~ 436 7th Ave. Pittsburgh, PA 15219 (b) for defendant: ~rv ~ (412) 434-7955 Address: ~--~tv ~jrc~,~c~. ~1~~~~~~~ ~ ~~s 3. I will notify all parties in ting within twin days that this case has been listed for arrnmP~t. 4. Az~ment Court Date: ~~~ t../ "t'1 vF , ~ 1 " ^1 :.e.. 4 ~~ '~~ ~' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff, vs. CARY E BROOKS, Defendant. Case No.: 07-5022-CIVIL TERM MOTION FOR SUMMARY JUDGMENT FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 5963974 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff, Case No.: 07-5022-CIVIL TERM vs. MOTION FOR SUMMARY JUDGMENT CARY E BROOKS, Defendant. MOTION FOR SUMMARY JUDGMENT AND NOW COMES, Plaintiff, by and through its counsel, Weltman, Weinberg & Reis, Co., L.P.A., and hereby files this Motion for Summary Judgment against the Defendant. In support thereof, Plaintiff avers as follows: 1. Plaintiff filed a Complaint against Defendant seeking judgment in the amount of $3938.78 with interest at the interest rate of 28.24% per annum from July 20, 2007, and costs. A true and correct copy of the Complaint is attached hereto as Exhibit "A" and made a part hereof. 2. Attached to the Complaint was Verification from an authorized representative of Plaintiff verifying the accuracy of the amount sought. See Exhibit "A". 3. Defendant filed an Answer to Plaintiffs Complaint. A true and correct copy of the Answer is attached hereto as Exhibit "B" and made a part hereof. 4. On or around October 18, 2007, Plaintiff served upon Defendant a set of requests for admissions and requests for production of documents. A true and correct copy of the same is attached hereto as Exhibit "C" and made a part hereof. 5. No response to the discovery demands has been received from the Defendant. 6. The requests for admissions are now deemed admitted under Pennsylvania Rule of Civil Procedure 4014(b). Thus Defendant has admitted that she has not made a payment on the credit cazd since June 21, 2005; that she applied for the credit card; that the statements attached to Plaintiffs WWR No. 5963974 Discovery Request correctly identify the payments, charges, and balances on the account; that she has not submitted any written disputes as to billing inaccuracies; and that $3938.78 is a correct and accurate balance on the credit card account. 7. By way of her Answer, the documents attached to this Motion, and the Requests for Admissions, deemed admitted under Pa.R.C.P. 4014(b), the Defendant has admitted all facts material to this matter and verified the amount owed. 8. There aze no meritorious defenses against this action and Plaintiff is entitled to summary judgment as a matter of Law against defendant. WHEREFORE, Plaintiff respectfully requests that this Honorable Court grant summary judgment in favor of Plaintiff and against Defendant for $3938.78 with interest at the legal interest rate of 28.24% per annum from July 20, 2007, and costs. Respectfully Submitted: By: ~` > William T. Molczan, Es!(uire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412)434-7955 WWR No. 5963974 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff, vs. CARY E BROOKS, Defendant. Case No.: 07-5022-CIVIL TERM ORDER OF COURT AND NOW, to-wit, this day of , 2008, upon Plaintiff's Motion for Summary Judgment, IT IS HEREBY ORDERED, ADJUDGED AND DECREED that said Motion is GRANTED and Judgment is entered in favor of Plaintiff for $3938.78 with interest at the rate of 28.24% per annum from July 20, 2007, plus costs. BY THE COURT J. WWR No. 5963974 CERTIFICATE OF SERVICE A true and correct copy of the within Plaintiff s Motion for Summary Judgment and Brief in Support has been served by U.S. Mail, Postage Pre-Paid, or~~71~ gay of 2008 upon the following: Cary E Brooks 410 Brandy Ln Mechanicsburg Pa 17055 By: -,~ William T. M zan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412)434-7955 WWR No. 5963974 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 5 relating to unsworn falsification to authorities, he is an attorney for the Plaintiff herein; makes this Verification based upon the facts as supplied to him by the Plaintiff and/or its agents and because the Plaintiff is outside the jurisdiction of the court and the Plaintiff's Verification cannot be obtained within the time allowed for filing of this Motion, and that the facts set forth in the foregoing Motion are true and correct to the best of his knowledge, information and belief. v1/ Attorney for ntiff WWR No. 5963974 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. GARY E BROOKS Defendant No: COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05963974 C N Pit BNT IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No GARY E BROOKS Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717} 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: CARY E BROOKS 410 BRANDY LN MECHANICSBURG, PA 17055 3. Defendant applied for and received a credit card bearing the account number 4388642257368319 . 4. Defendant made use of said credit card and has a current balance due of $3938.78 as of July 20, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 28.2400 per annum on the unpaid balance from July 20, 2007 A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant GARY E BROOKS INDIVIDUALLY in the amount of $3938.78 with continuing interest thereon at the rate of 28.240°s per annum from July 20, 2007 plus costs. ~.r. ~, - Jame,~ C Warmbrodt,42524 WEL'1~'MAN,' WEINBERG & REIS CO . , L . P . A . 43G Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) ;~34-7955 ~AX:f~12-338-7130 ?5963974 C N Pit BNT This law firm is a debt collector at~i~mpting to collect this debt for our client and any information obt ned will be used for that purpose. ~~ peoplepc~~ online `...~ Abetter way to Internet. ~ ~ J Surf t~ to '• ~ Sx faster-4,~ ~ FREEArxelerator. far tlis cast i2tn0rrdts+-• a80 rakre! 1-888-587-9669 ' Mention Offer Code: DIAMOND ~~ • • Or visit www.peoplepc.com/go/diamond UNLIMITED INTERNET ACCESS PeoplePC Online offers the features you would expect from higher-priced Internet Service Providers, including: ® Vrus Protection lbw by syrrusntecTM ~ Pop-Up BlockerTM '~ Spam Controls ® Smarter Smart Dialer Technology ®~ More Email Addresses ~ ~ Internet Call Waiting ~~;~~~. Accotmt Prevwus Balance 12,681.12 Paymems, Credia sad Adjustments 1.00 Traa~tiota 135.00 F'imna Charge 165.06 PLATINUM VISA ACCOUNT 4388-6422-5736-6319 DEC 26, 2005 -JAN 27, 2006 Page ] of ] Payments, Credits and Adjustments T:arreaetions 27 JAN PAST DUE FEE New Balance (2,761.18 T7iis sreount's Non-Introdu~ory Rata as o(IJ120/05 are: purchase A.P.R -20.74%V, cash Minimum Amount Due 12,787.18 ~~ AP.R .22.74%V and special transfer A.P.R - 74.90%. if the A.P.R is followed Payment Duc Dau Febrmry 27, 2006 by'V,' then your mrresponding A.P.R is a variable rate. Total Credit I.iix 12,000 Zr~ "'~ assessed a past due fee of 135.00 on 07/27/2006 beouse ytav minimum paymeiu was not Total Available Credit S_00 received by the due due of 01127/2006. To avid this fee in the future, we recommend that you Credit Line for Cash 11,000 allow u least 7 business days for your paymerrt to reach Capital One. Available Credit foe Cash 1.00 Atyavsavice To oll Cmtome Ael^tiaos or to report a iosi or stolen ord: 1-800-903-3637 Seed p^ymain to: send ingauia ra Alta Remnuna Promsing C^peal Oae B^nk 0.prta1 Ooe P.O. Bos 790116 P.O. Bot 70185 St Lams, MO 63179-0116 SLC, UT 84130-0285 135.D0 i~ f ~~ ~ ~ /ref Y• ~...~ EAR r ~~ Finance Charges Plmie~ar reacrrrndrJw inrpartarit iafarmatisa ~ Ba7aar rd PerCora ~ io ~ir>b s/ AYR lrl. m PtIRCHASFS x2,71246 .07737%P 2614N 165.06 CASH 8.00 _07737%P 2824K 8.00 ANNUAL PERCENTAGE RATE applied this period 281496 • PLEASEREfVRNPORT[ONBELOWWfIHPAYMENT ~~`~~ 0000000 0 438864225736$319 27 2781180060002781189 Pkasrprinr mailiagallrrr asd/ r-rnet~arr+Adaa+ureg Hurwblr,f u! Nee Balance 12,781.18 Misimnm Amount Due 12.781.18 5a«i ~ t Payment Due Date February 27, 2006 Gg Sum ZiP Total enclosed 1 ~ ~ yam. Phone Aiara,te Ptnn< Aaoaitt Numbs: 4388-6422-573b-8319 • Fm,a Add.ee ~~ #9002827960053945@ MAIL ID NOAIBER Capital One Sank ~ CARY E $ROOXS P.O. Box 790216 ~i~u~~~nn~ili~n~s~ ~ ~ 410 BRANDY LN St. Louis, MO 63179-0216 m ~ MECHANICS73URG PA 17D55-2809 ~i~~un~~tns~~~ui~~i~n~~un i~s~ns~~s~~uus~~i~{u{n~t~ ° ~ns~~~nil~~nn{i~n~i{m{i~~n~i~~ui~t~unr~~~ltnu~i~~ Plcair rmitryoiv savant nimibn on ysv J~ak or marry ordn madr payab& to Capital Orr Bank and mail in for enclarrd envelope. VERIFICATION CAPITAL ONE BANK . vs BROOKS, CARY E The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is, MARITZA ROBERTS, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. ,' f..~~~ y' ~~r ~' ZA ROBERTS Notary c Ti..., ...,tar i~afary Public GcinogtCaiuly,q Camml.tiap Flies Sept ]8tL ZOlO 4388642257368319 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. ~~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK Plaintiff VS. CARY E. BROOKS Defendant CIVIL DIVISION No: 07 - 5022 Civil Term o ° ~ ~ ~~@ .... i rn ~ ~ -+O ~' y O . S ~~~ L~ ~ ~ ~J ~~ ANSWER °`' -~ AND NOW comes defendant Cary E. Brooks by herself, and files the following Answer to Plaintiff's Complaint: 1-3. Pazagraphs 1, 2 and 3 aze admitted. 4. Pazagraph 4 is partially admitted and partially denied. It is admitted that the Defendant made use of said credit cazd. However, the alleged current balance due amount of $3938.78 is denied. After reasonable investigation, the Defendant is without knowledge or information sufficient to form a belief as to the amount due in Pazagraph 4. 5. Paragraph 5 is partially admitted and partially denied. It is admitted that the Defendant is in default by failing to make monthly payments when due. However, the alleged balance is disputed by the Defendant as is the Plaintiff s request for immediate payment of the entire balance in Pazagraph 5. 6. Pazagraph 6 is denied. To the contrary, there has been no validation of the Defendant's actual balance owed even upon request by Defendant . A copy of Defendant's validation request is attached hereto and made a part hereof. 7. Paragraph 7 is denied. Defendant has never refused to pay the actual balance due to Plaintiff. Plaintiff has refused to provide adequate validation of actual debt owed to Defendant as well as Defendant's requests to make reasonable monthly payments on said actual debt owed. WHEREFORE, Defendant Cary. E. Brooks, prays that Plaintiff's complaint will be dismissed with prejudice and with costs upon the plaintiff. ~.--Respectfully ss li fitted, ~~ ~ ,- ~~~ ~-, Cary E. Bro By: Cary E. Brooks 410 Brandy Lane Mechanicsburg, PA 17055 (717)458-5709 VERIFICATION I, Cary E. Brooks, hereby state that I am Cary. E. Brooks, and that I am authorized to make this verification on behalf of myself. I have reviewed the foregoing Answer and the averments of fact set forth therein are true and correct to the best of my knowledge, information and belief. I understand that this verification is made subject to the penalties of 18 Pa. C.S.A. 4909 relating to unsworn falsification to authorities. _.~~. 1 ~~ `~~,:~ Cary E. Br ~ `` C, `~ ~- ..... / / ,• ~. Dated: May 8, 2007 Cary E. Brooks 410 Brandy Lane Mechanicsburg, PA 17055 Weltman, Weinberg & Reis Co., L.P.A. 323 W. Lakeside Ave. Ste. 200 Cleveland, OH 44113-1099 Re: Acct # 4388642257368319 To Whom It May Concern: This letter is being sent to you in response to a notice sent to me on April 10, 2007. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 16928 Sec. 809 (b) that your claim is disputed and validation is requested. This is NOT a request for "verification" or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following: What the money you say I owe is for; Explain and show me how you calculated what you say I owe; Provide me with copies of any papers that show I agreed to pay what you say I owe; Provide a verification or copy of any judgment if applicable; Identify the original creditor; Prove the Statute of Limitations has not expired on this account Show me that you are licensed to collect in my state Provide me with your license numbers and Registered Agent At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau's (Equifax, Experian or TransUnion) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following: Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose. Best Regards, Cary E. Brooks .~ a ~.+ ^ ~ m -rJ Pa1~p~ ~ m o R.odpt ~ ~y c ~ p.~.ap m r°w Po.n~. a.r•... 9 . ~~~ .~,~ ~ ~ ` ~t '° w fia+Md ~ ~- Q jS t0 0 r°. o-POe~~ ~ w• ~A~ES~O~ f~~E• S1~ t~ CERTIFICATE OF SERVICE This is to certify that a true and correct copy of the within ANSWER document was ,-E- forwarded to counsel below named by United States Mail on the C G' day of September, 2007. James C. Warmbrodt, 42524 Weltman, Weinberg & Reis Co., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 ,= - ~ ~ C C~ ~~-- /; . ~'~ ~._ IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIV1L ACTION CAPITAL ONE BANK, Plaintiff, v. CARY E BROOKS , Defendant. oaierr ~_ NO.: 07-5022 CIVIL TERM PLAINTIFF'S FIRST REQUEST FOR ADMISSIONS AND REQUEST FOR PRODUCTION OF DOCUMENTS Plaintiff demands that the defendants answer and respond to the following Request for Production of Documents under oath pursuant to the Pennsylvania Rules of Civil Procedure within 30 days from the date of service hereof. Plaintiff also demands that defendants answer and respond to the following Request for Admissions pursuant to Pa. Rules of Civil Procedure 4014. You are requested to admit the truth of each of the statements of fact hereinafter stated. You aze instructed that: 1. These requests are made under Pennsylvania Rules of Civil Procedure 4001, et seq., and each of these matters of which an admission is requested shall be deemed admitted unless your sworn statement in compliance with such Rules is timely made. 2. If you do not admit each of such statements, you must specifically deny each one not admitted or set forth in detail the reasons why you cannot truthfully either admit or deny each such matter. 3. Your answer, signed and properly verified, must be delivered to the undersigned attorney of record for the Plaintiff within thirty (30) days after delivery hereof. 4. If you fail or refuse to admit the truth of any such statement of fact and the Plaintiff thereafter proves the truth thereof, you may be required to pay the reasonable expenses incurred in making such proof, including attorneys' fees, witness expenses, etc. 5. If, in response to any of the following statements of fact, it is your position that the statement is true in part or as to some items, but not true in full or as to all items, then answer separately as to each part or item. 6. If you have been sued in more than one capacity or if your answers would be different if answered in any different capacity, such as partner, agent, corporate officer or director or the like, then you are requested to answer sepazately in each such capacity. Failure to do so constitutes an admission in any such capacity. 7. ]n these Requests for Admissions: A. The word "person(s)" means all entities, and, without limiting the generality of the foregoing, includes natural persons, joint owners, associations, companies, partnerships, joint ventures, trusts, and estates; B. The word "document(s)" means all written, printed, recorded, graphic, or photographic matter, or, sound reproductions, however produced or reproduced, pertaining to any manner to the subject matter indicated; C. The words "identity", "identify", "identification", when used with •respect to a erson s means to state the full name and present or last known address and business address of such rson s and, if an actual person, his present or last known job title, and the name and address of his present or last known employers; D. The words "identity", "identify" "identification", when used with respect to a date, subject matter, name(s) or person(s) that wrote, signed initialed, dictated or otherwise participated in the creation of the same, the name(s) of the addressee or addressees if any and the name(s) and address(es) of each rson who have possession, custody, and control of said document(s). If any such document was, but is no longer in your possession, custody, or control, or in existence, state the date and manner of its disposition; and E. The word "identi' "when used with respect to an act (including an alleged offense), occurrence, statement, or conduct (hereinafter collectively called "act"), means to (1) describe the substance of the event or events constituting such an act, and to state the date when such act occurred; (2) identi each and every erson s participating in such an act; (3) identi all other erson s (if any) present when such act occurred; (4) state whether any minutes, notes, memoranda, or other record of such act was made; (5) state whether such record now exists; and (6) identi the erson s presently having possession, custody or control of such record. 8. Unless otherwise indicated, all Requests herein relate to those certain events, persons, and period of time more fully described in the pleading in this case. 9. These requests are of a continuous nature. These Requests for Production of Documents shall be deemed continuing so as to require supplemental answers and documents if any information of documents are acquired subsequent to the filing of responses hereto, which information or documents would have been included in the answers and documents produced had it been known or available at the time the answers and the documents provided pursuant hereto were produced. Defendants shall supply such information and documents by supplemental answers and production of documents as soon as such information becomes known or available and in all events, prior to trial of this action. If objection is made to any requests for production of documents, it is demanded that the requests for which there is no objection be answered and furnished within the aforesaid period. All documents identified in response hereto shall be organized and labeled to correspond with the request to which it pertains. For all documents produced, list the individual and his or her job title and department from whose files it was produced and the current custodian of said document. If a document called for is believed to exist or is known to exist, but is in the possession, custody or control of another person or party, the existence of the document, the identity of the possessor, custodian and one in control of such documents shall be provided along with any applicable common description or citation utilized by the publisher, possessor, custodian or disseminator of such document. If any document called for by this request is withheld on the basis of any claim of privilege or any similaz claim, identify that document as follows: author; addressee; indicated or blind copies, date, subject matter; number of pages; attachments or appendices; all persons to whom distributed, shown or explained; present custodian; and nature of the privilege or similaz claim asserted. REQUEST FOR PRODUCTION OF DOCUMENTS 1: Produce any and all documents evidencing proof of all payments on the subject credit card referenced in the Complaint, including, but not limited to, cancelled checks, receipts, coupons, statements, accountings, memoranda, invoices, financial statements, accounting entries, diaries, charts, lists, phone records, data compilations etc. REQUEST FOR PRODUCTION OF DOCUMENTS 2: Produce any and all documents you intend to introduce and/or provide testimony on as evidence at the time of trial. REQUEST FOR ADMISSION NO. 1: Defendant applied for the credit card referenced in Plaintiff s Complaint. Admitted Denied If the answer to Request for Admissions No. 1 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION N0.2: The attached monthly statements, from June 28, 2002 through January 27, 2006, correctly identify the payments, charges, and balances on the account. Admitted Denied If the answer to Request for Admissions No. 2 is "denied", then supply copies of canceled checks, both front and back, and/or if not available, specific written documentation supporting the denial. REQUEST FOR ADMISSION N0.3: The last payment on the account was made on June 21, 2005. Admitted Denied )f the answer to Request for Admissions No. 3 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION N0.4: Defendant has not submitted any written dispute as to billing inaccuracy concerning the credit card in question. Admitted Denied If the answer to the Request for Admissions No. 4 is "denied", then supply copies of specific written disputes as to any billing inaccuracies. REQUEST FOR ADMISSION NO. S: $3,938.78 is a correct and accurate current balance of the credit card account in question. Admitted Denied If the answer to Request for Admissions No. 5 is "denied", then supply specific written documentation supporting the denial. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. PA Esquire WEL3MAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR:05963974 5 `°'~ ~ ,~` is ,~ . ~t, Protect your account. Enjoy peace of mind. • pays the minimum monthly payment on your account if you lose your job involuntarily or can't work due to temporary Payment disability. P R 0 T E C T 1 0 N • gives you up to $zoaooo of credit coverage in the event of death. ~»r Cap~ifal~- • costs just 8g cents per $ioo of your monthly balance. • ENROLL TODAY! See reverse /or enrollment in(nrmotlon -a 020-0702 Cap~rtatQ~• Aaoovnt Prevwus Bdanoe L.00 Paymems, Cred'as and Adjuarmeats X00 TnomrBo~ 1496.02 Finance Charger 1.00 New Balance 1496.02 Minimum Amounr Due llS.oo Payment Due Date August 27, 2002 Tomt Credit Line 12,000 Tool Awt~able Credit f1,503.98 Credit Line for Cash 31,000 Availahle Credit for Cacti 11,000.00 Atyrnueervioe To aiB C~rmmer ReLtion err m iepoct a lost a smlei wrd: 1.80P903-3437 Sendpgma4m: SeadiDquirieto: Atm: Remitmee Pmasin8 C.~ One Sens Capinl One Senim P. .Boa 85147 P.O. Boz 85035 Richmond, VA 23276 RieLmoad, VA 23285-5015 VISA GOLD ACCOUNT JUN 28 - JUL 27, 2002 4388-6422-2981-8623 Page 1 of 1 Payraean, Credits and Adjtutmeats Traasacdons 1 21JUL FUDDRUCKERSBROWNSTONEPA 122.61 2 21 JUL WAL MART HARRISBURG E PA 132.11 3 21 JUL CIGARETTES BY MAIL COM 877-3041801 SC 105.90 4 24 JUL TJ. MAXX+s601 YORK PA 28.99 5 24 JUL FASHION BUG 12763 ETTERS PA 67.55 6 24 JUL GABRIEL BROTHERS 1NC YORK PA 59.57 7 25 JUL KMART 00042754 MECHANICSBURC PA 20.29 8 27 JUL MEMBERSHIP FEE 59.00 Fitaace Charger Pkaurarecerxndsjariarfrrtaat itNNy6pArmNN.rion a~„ar A,ierv +r CHARGE .ffdrrdm r,a Pt1RCHASFS s.oo .o4o82K 14.90% s.oo CASH f.OD .0512!% 19.80% 5.00 ANNUAL PERCENTAGE RATE appBed this period • PLEASE RETt1RN PORTION BELOW WITH PAYMENT. ~~~ 0000000 0 4388642229818623 27 0496020000000015002 New Balance 54%.02 ~1^'~•~1~mel.~r,h/e~.e:YM.rrrl6t drk Minimum Amount Due 115.00 swc A# r Payment Due Date August 27, 2002 ~~ Cur Sme T2P Total enclosed 1 Home I'hwa Nmzax ]'hone Capital One Bank P.O. Hox 85147 Richmond, VA 23276 inltluliutltiiutitllniintllutiintliutilutilntiinti ~ #9020978311119857# MAIL ID NUMEER GARY E BROOIGS m 910 BRANDY LANE m ~ MECHANICSBURG PA 17055-2809 m assaaa~ ~ ittruitttulttttltittitlttriturtltntttltitttttuutttrtltu 0.0096 r '~,~_ 1 h_.._ 1__ i Plrmr wiitrymc armuat number ort ymv~bscf o/ moxey order madepayablr to Capitd OacBmik ord rnaiJ in t& mrlolyd tawJofr. 1 To enroll in Payment Protection: 1 Call toll free 1-888-527-3014 or return this form with your Capita(Onea credit card payment. 1 i 1 ' 1 1 -iz,:'-:'r' a ___ _„W^o,.: jr^ jS ~ 1 i 1 ^ YES! I want tfie peace of mind that comes with Payment Protection. 1 ~ i B si In below, I authorize ou to enroll me in this ro CARY s aROOKS y gn' g y p gram to 1 j safeguard my current Capital One account. I understand that by 41 o BRANDY LANE ~ 1 enrolling, l will be charged S.Bg per Saoo of my monthly statement MECHANICS9URG PA 1 ~ 055 - 2 B o s 1 i balance that will be billed to my Capital One card. See Important j ~ InfarmoHon below. ~ j Signature Date -J_J- 1 1 1 IauthodzeG (One totorwardthiswu ACCDUn[M 4388 6422 2981 8623 1 piles pon, whidl includes ary s¢ount number for blaing 1 1 purposes, to the ampatry that services thk produa on mY behalf. ; j Please sign in black or blue Ink only. Detach and return this form in your Capita! One credit card payment envelope. j iati~w .ice i1~~a t0 1. lbw T~ Avafd A Fslrlea tlrp. a~ ' f a. Ora hied. You ~M hoes a mYimrm prase paAod of ffi days vddrelu IlrrlM en Irty pudaaea, Irty halalM VaytiouMpMryaow 4oofrl Puny~aaea ant rwv atlrr = aa~ iNoe wNh 11ry Y pawn[ WYtnro below. ~ old h tblt for k b a Cteded by your neea matmrws ~ aloesq des. Thos Y ro RaM psded en taale odvarcM and spsdal trmr/aa N oddltbr4 the N ro Pen Psrbd = ~ v.~ N yw do nac p.y a. mol -W.w ~ b. 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Vou do rot hew Yo pay any ellaao N wHN vw an NtwaoAns h, hu you N q, prp,,~wMYywaesypselrsa~ a_mhaslraa~aliea~ea~vat n ~yeutau Pea m Ub rly aedm to edx~t the i,'1 Spadr fiW Far Usdt Gm PladlasM If you Nlra • protlen whh Ua prdhy a prepany a aeMeee thm yW plldYMd elal 1 ^ NICI a~la love tried N ppod Wal s aawet th dos m aerie p~npw011y~ a~slaNaa Yw N aim praNaaall aNy vAlell ale Pudla~aa pMnwM.mola aan 160.00 oM as prtlwe ws mode In Yan has noes a vdthN too mlMS of Yam maiq addeaaa. of ve awn a apams 1W msldwa, a M vle rnNNd loo th adwWeman fa rie gyaly a ashen, all praldlasM am cowed nyMw of want a IoesYat of pudase.) PIaaM wwWa M aipl + COIIMparldaw. t Does nod appy b mrrswrev navtneW' ryrd eccareus 2CwsDblotWeps mt agoJy, two Mt~mahleesr norwad! coN oerouw.s Cyl eQw~Ndas/y tq~~rod MrKa_Gpitol ~~ dal GryaWan. Ai datm naened. e O ~~K b. Ii th nds Y a N apprm m rie has d rrwdMb'aelaaee Rla A To; M m ,r.w, r,.r-,.- ...i...,...... r.., 896BM Important Notice: Your payment w~l be credhed to your account as of the date we receive h, provided you send the bottom portion of this statement and your cMck in the encbsed rsmittsncs snvobpe, and your payrttsM is received in our processing center by 3 p.m. Payments addressed to our Virginia or Georgia processing esnUr must be reesivsd on s business day by 3:00 p.m. ET. Payments sddrsasad to our Washington procsssinq center must bs received on a business day by 3:00 p.m. PT. Please albw et kart frvs {5) business days for postal delivery. Payments received by us at any other bcation or in another form may not be credited the sans day we receive them. Our business days are Monday through Saturday, excluding holidays. Please do not use atapks, paper clips, etc. when preparing your payment. i First 3 months half-price 7* . mantlK Sa.95/mo. tlte~0er SIGN UP TODAYI 1-877-778-1207 Mention Offer Code: JADE Or vieR www.petlplepc.com/gdJade peoplepch online ~ A better way to Internet. P4wplePC Online offers the features you would expect from higher-priced Internet Service Providers at hall price for the first 3 months! ® Email Virus Protection ® Pop-Up BlockerTM `~j Spam Controls Smart Dialer Phisher Security Internet Call Waiting Cap~f4dIQ~• VISA GOLD ACCOUNT JUL 26 -AUG 27, 2002 4388-6422-2961-8623 Page 1 of 1 Aooouat Summary Payments, Credits sad Adjnstmenn Previotr Balance 1496,02 Paymeab, Cred'rta sad Adjuatmeats f.00 Your «Ledded payment Lac not laxn received. Aeaw remit the amount due appa¢ing on this aatemeat.lf Tsaaecmoas 1547.85 yea have already made year payment, plaee accept ~ thanks. Finanoe Charges 110.92 Traasacfioms Na t1'0 ~ m Aim ~ ~0 0 1 26 JUL CULHANE'S STEAIQiOUSE NEW CUMBERLND PA 546.69 PaynxM Due Date Septaoba 27, 2002 2 26]UL FYE CAPITAL CITY 1506 CAMP HILL PA 2331 3 27 JUL BLOCKBUSTERVIDEO /~42t WINDSOR PARK PA 8.46 Tool Credit Line 12,OOD 4 27 JUL BURLINGTON COA00001693 HARRISBURG PA 20.97 Total Avat~Lk Cnd'a 594511 S 28 JUL GIANT FOOD 1060 S18 MECHANICSBURG PA 67.76 Ct'°~ Lme ~ C~ 51,000 AvaBabk Credit far Cash 594521 6 30 JUL SUNOCO MECHANICSBURC PA 17A6 7 31 JUL SUNOCO MECHANICSBURC PA 17.02 8 l0 AUG MIKASA FCTRY STR 154 LANCASTER PA 42.39 At yoaraervioe 9 l0 AUG CAP OUTLET 4F7957 LANCASTER PA 14.93 Te aIl Qrseer Rdatia- ac to lappet a lost or amYa ~ 10 10 AUG GAP OUTLET 11931 LANCASTER PA 97.90 1-800-903-3637 li 10 AUG CARTERS CHLDRNWR4519LANCASTERPA 39.05 ]2 10 AUG OSHKOSH 4bD31 LANCASTER PA 15.99 s-apgmmoc« s-d;n~iriavoc 13liAUG MICROTELINNSALLENTOWNPA 6550 !~pr~s 1424AUG OLIVE GARDEN 000147]2MECHrWICSBURGPA 4142 G~~~~ C ~ si 15 27 AUG PAST DUE FEE 29 00 P .6 . Boa 65147 P.0. Baz f5o1S , RirLmoad, VA 13276 R;eLmoad, VA 232AS-SO]S Fimnce Cllatgea Pleavsta revarsridejw iavfntart i~brardiva Ba/erar~r PoieLr Cswaw,ebi ~~ .prlr!b eotr X12 PUACHASIS 1163.06 .04012% 14.90% 110.92 CASH tOD .05429% 19.80% 100 ANNUAL PERCENTAGE RATE applied rLia period 14.9096 • PLEASE RETURN PORTION BELOW WITH PAYMENT. ~~~~~~ 0000000 0 4388642229818623 27 1054790000000046005 New Balsas 51,054.79 Miaimom Amoum Dne 546.00 Payment Doe Date Septembe 27, 3002 Tonlendosed 5 Pk predddma6mgrrra6.vswYNGrarir~Eusk Sasat Apc ~ Gq Snx 21P Hoasrmo< Noass~p~as ~ #9024078311119852# MAIL ID NUMBER Capital One Bank GARY E BROOKS P.O. Box 85147 m ~ 410 BRANDY LANE Richmond, VA 23276 m ~ MECHANICSBURG PA 17055-2809 ~n~e~u~~ut~e~~ue~e~~n~~ut~~nt~~ae~~us~~ns~~ur~~ue~ ~ ~ut~~~m~~~nu~t~tt~e~tn~t~~tt~el~nt~t~uut~~~~tmtltl~ Pkarr wrirryarvareaxr ssrAdvarymv rbzE Amewry older wade fayabkro Capird OaeBmr4art mail in !& eadarrd emudofr r peoplepcry on-line ~ A better way to Irrtemet. UNLIMITED INTERNET ACCESS SIQN UP TODAY! 1-877-778-1207 Mention Otter Code: JADE Or visit Yvww.preoplepc.conY/go/jade r_ aaaaa- tam t~ t~ meatt~ ra>• e>_ a~ ~~ rrd~rq~~siin.n Iaea padod et rroy~aivrepaaY padrrs ~ ~ ou u ar btpor~otrit 16Uro~~peyewra heb+ m M meaeod W yar Hera ebrntart r b ro Rees padod m eadt edwrr hrs a addtlort rrte b ro t-aa. psrb t N you do rot pry Uls toal'Ibw a e»..aa Fb.r. t7lrae. rm. aon~i ar deb er~Ne ~rr/on Ararbdpiyo af~Ned merit H dtl rot pay dr'fbw ar ym~rsup std e: no nm,~iaayrosr ~ y u pay ar atlw~liw aaYe yeuranoraaa by ale rrt etm rot db ae b ar appmpavl0earhrl~m.id 're. I~irras FYIanMe~Olar~aa. FOf~ m~bl QMAaE K e0 6 p° boa"' ~'w~i: C.""a."`'4o' i aerout Oan ale so.a0 aid.ar ha.d m th. vmdm. r 'td Teaewry Rsiatbn b M1rtw ddt ro nor araro ary a Y Iln 2. i Rnatloe ~aYObra~ dkrdaila N m«tpra~a~~~a~Ymad~W W ~ y ~ app ar r '~ aapaoa or yes ascot b ar tlr r~.rdbrN ar.. d~~,.rar p~rfo~de ~rJ yMpp~a car aedr for eadr w~pnwt of yes amar hYrra~ a~aoa~aa a ~a day's Ior llrr ogres!. m U~issrwic Ti dew u U PeoplePC is soby rosportdble br tide o8e4 and is not a sfOt Capitd Ore, Captal Ore does nd provide, endorse a guaardee, and b nd a8fatad vAh, ary product a savice shoos hare. Arry }redenarlrs merdioned haairi are eoby ayned by Ore raspedive mtMY• AI rigMS reserved. ~ respondirg to thb olteS you maybe comimnlcaWg kiormatbn about youseR to the Y tlat pnwides the product - fa exenple, that you are a Capital One customer. 'PeoplePC Ordine: Fast 3 HrmOte d strvice are baled at Sd97 a mon8r, 69..85 a mordh tlYaeatler. Offer available to new dbFup subscdbels td bd 78 years d ape and may rat be recleaned with arty o8ra oikc Offer strbjed to change at arty time. Pfane iechnkal support ava8ahb fa S1.B5 par minrte. For questioric, ca9 toY-tree at tin-77&!287. Sauice nol availebb n al areas. Access fees, takes, erd c8ier tees and restrktiorrs may apply. Tebpfane td drapes may apply, oven durhg trial ptsiads. You are reeporisibb for detemtfnkrg ahetner a call w one d oar acs numbers w7 read! in tsleptaro td drags. Aeeaes may be Ikrded, espedaly during times d peak usage. Dial-W Harbors may Ee cha9ed d PeoplePCb disaetlon. Cordimqus use aultjed to !ascot procedues. AA use b subject b PeopbPC Oririe's Savicea Ageernerd ant Accepgebb flee Pofky. 56K c the matmaatt a savice; adu~ speed may vay. 0 2088 PeaplePC Nc. a RfgMC Reserved. PeoplePC onfne and 8s logos are registered trademarks a Pecpl~C n the U.S and tdira caadrbc. 02006 Captal One Services, Inc. CapBal Ore is a federaly regataed service mark. AA rights reserved. • Pradrae from a rlydrtr ant wi den sera tIr madrit a11er yar drea4 Yar aomut eta b. rouge r drtsa ri M added m vmr eem ~t Mr d Ia rP t) 3. Ane.r rm ar dkb tM a. rh tam'M ~[ ar 9) aom the 'APR' m ar resod AdalfnWy, 0.N 1M code P +~ie~ oto ib1r era once b Pdd H k/. mtaa ant can ar dlegea, ours H may vary qua d m ar here of mar aarmd Milo dree, alt did ..holm! ekr i Wa iltma Urt k dfrbmlro wia k. a Vda saerva Us rasa far any ahan rkuaal. e[ M-L. daffy d_u~ ddod ~ br sad scar sf eadr pade4 we add rp tlr caul ped~adie~ ate Yy aces eamaanlorr ~tmd-R ~r daay kdparrldoe raanan[ h fV (or k amweal, row ~~ ~Ws w~~~ +r ad.te. ev sr der b rr tds.p arm may M • ittd the asarat sf O d.ar p.rbde b ~ ~ oaaeydet~w~brl ~ h aruto dlraa r b. 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Ywy h~ina and 1b P~rae w~w~medr b yes hm i Mar wHii 100 maea of yam maarp eddataa Of wa ever a opseta b natdran, a H w ma9ad You sr adtaraaraam tar rr prapaRy er urMeaa, r puMraar eo wprdua~d+nraut~ otpudrae.i t oaea aar,ppry b snores naN-eiadi nw.anoor, : Lbea aer aayyy s brah.a irnY,.ar rrd aeawelra r:+ertM Otr appar kaotaaaon pdwlry prtoaedat au am rtahehe at www.~c~tt~a1rraa,,cam. gpitat Orr b a t~dmea aavkr !nark of Captal ~ Rrrrdal~ Qopa+tlm. Al d~rta rwrwd. a 01LOL&1K H yom rrarr haloes wr aaro or • drradbr wHM neat m ram m R368M Important Notice: Your payrnerrt w81 be credited to your accourrt as of the date ws receive it, provided you send the bottom portion of this statement and your chock in tM encbaed rsmittartu snvsbps, std your payrtlent is received n our prowssing cantor by 3 p.m. Payments addressed to our Yrginia or Georgia processing center must be received on a business day by 3.'00 p.m. tT. Paymenrts addressed to our Washington processing center must bs received on a business day by 3:00 p.m. PT. Reuss a8ow at least frvs (5) business days for postal dolivery. Payments reesivsd by us at any other bcatbn or in another form may not be crsdksd the same day ws cassava them. Our business days are Mondeythrough Saturday, exckrding ho8days. Reese do not use stapbs, paper efips, etc. when preparing your payment. CapitalOtze• First 3 months hal*-price ^ maaM, s1oN uP moan ' 1-877-778-1207 Mention offer code: oNrx Or visit www.peoplepc.corc/go%nyz Aooaant Snmmuy Previous Bs1am 51,054.79 Payments, Crefiax and Adjuamenta 146.00 Trannmom 1677.10 Finanre Charges 11621 New Ba]ance 51,702.10 M+^+~^^^~ Amoant Due f5L00 Payment Due Date Ocooba 26, 2002 Total Credit Line (2,000 Tool Avaelable Credit 1297.90 Credit Line for Cash 11,000 Avadahle Credit fra• Cash 1297.90 Atyourservicc To nil CammerRdntion or te+'ePort a lost or sacks nrk 1-800-903-3637 seal pgmmrs to Attn: Rea,iumae Promeinl Capiut Oae Senior P.O. Bn 85147 Ridemead, VA ]3276 sma;a~ t« Capinl One Senior P.O. B•s 850]5 RieLmond, VA 73285-5015 003 peoplepce online u Abetter way to Internet PeoplePC Onlir9e offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! Finail Vrus Protection ® Pop-Up Blocker*a' Spam Controls ~ Smart Dialex ~~J~09 VLSA COLD ACCOUNT AUG 28 - SEP 27, 2002 4388-6422-2961-8623 Pagel of 1 Payments, Crrdtts aad Adjnatments ] 07 SEP CAPITAL ONE ONLINE ACH PAYMENT 546.00- Tine 2 10 SEP SUNOCO MECHANICSBURG PA 118.40 3 10 SEP SUNOCO MECHANICSBURG PA 17.00 4 to SEP LILLAMONSTERS 510-547-2255 CA 41.50 5 ]1 SEP SIMPLY BABY STUFF (HID715-232-8998 W! L3.95 6 14 SEP MWPRODUCTS626-357-9951 CA 50.95 7 is SEP FDH INC 740-3322623 OH 200.75 8 16 SEP AF HOSTING COM 00 OF 231-8560060 MI 49.99 9 18 SEP OSBORNE WOOD PRODUCTS706-886-1065 GA 75.93 l0 19 SEP TEL`ROTOMATIC 800-777-4034 NJ 70.96 11 22 SEP THE HOME DEPOT 4]20 MECHANICSBURG PA 137.67 Finaatt Cltiatgee PJarsxrrevwxtidrl6rrmfateat en~brsrofan i9derrsr4 Pwisdr Crwpewinr FINAN~e , _ '2~da' rE dPR Cj~tsD PURCf1ASES 11,78117 . 0406711 14.9091 816.21 CASH 1.00 . 05479% 19.80% 5.00 ANNUAL PERCENTAGE RATE applied tLis period 14.9096 44972M • PLEASE RETURN POR710N BELOW W]TTd PAYMENT. CapjtalQnQ• 0000000 0 4388642229818623 27 1702100046000051001 New Balance 11.702.10 PF~~~ ~~~~0e~ Minimum Amount Dne t51.00 Srra ~ a Payment Dne Date October 26, 2002 Gq Snee i7P Tool enr]osed s }ioae Ptne Aleaae Prone #9027178311119857# MAIL ID NUMBER Capital One Bank ~ CARY E SROOIGS r P.O. BOx 85147 r '~ 410 BRANDY LANE t Richmond, VA 23276 ra ~ MECHANICSBURG PA 17055-2809 v =~ ~u~t~n~~nt~t~~m~t~~n~~m~~m~~ut~~ut~~m~~ut~~m~ ° ~ ~m~~~ut~~~nu~t~n~t~ue~r~~u~r~~m~t~ma~~~~nue~e~~ Pkare vsih4J88-d41I-2981-8623 orryarvc&rE or money order madr fryabkto Ca~ilalOrmBmcEmvd mail irs tl iceadmrderndoAc peoplepc®online u Abetter way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAY! 1-877-778-1207 Mention Offer Code: ONYX Or visit www.peoplepc.com/go%nyx For FASTEST service. order online at www.mykwikstamp.com/cap tnNrteaa anca peiod d e. 26 deYa erdntt 1Fr~ee dwpe on row pudwr, row halerra aanaiera, row rPOYI patlres eM rwv sew Marys M you ~ry year root ' BaWes', b eeootrree wler tlr Yrparrnt Rorke for aeymerus 6elax. std M tYee fa t b a asdeed by Vorr rota rrrro attd~Radr tract ri h e d Btt, d~rtssls Rr~ptdbd m any tnr-coon rr you do mr pry tle m«I rl.w Aseadrr Free G«aa TrasaeWarr vdYM am not f~Yrbd me d~Me~trr~r Yens or bdtmm ~tln dro~lhef tnntrtit Y praessd m your Acar[ er 31• fmn the_ rorsrrorta w eddd b ar to aid..s Fks.r roar w'00°~`wNeE a ~~ ~Y bead b 1b pea t d. Teatprp Refire rat bperodo~6rsr 2. A ~Vvasas DiF aYa a. Firrtos drrM Y braes d eats r for aeM daaea 1!w aalrr ^ a yar trw eri ttar.«iar wk r tM rrr aotarst edaiq dae, tell dr prnMr nrotad UpeW frtaes drrar ~p Fv e~iM hiip~PsieY tlrr ei.« m a Tres dwps, ^ tsk6eatt pk.~,eoaE d~a0.so wa b~ookagnerond nyeaar W tM 1060, Yin wr idtrari err ~GeDem~rk~Yei~a ~ ayan~dr ~d~aree wa 6s akW r~~l4rreo s~MaPe ~ ~ dvan ~~ W ~++W)t^a+r+a+Y Banat d yov eexts ua. csh s, ePedr tarter. and spsdrl pundrs) ka deny PeYode reorsl thr hr bear tW~b yoe. Ar trr sd d eeM yy is sppp trr Fable car !r Dees o Vr lelrros d aaM llr and d the pedod, we add r4 e eelaastlotte b ettM a hrye kr aeM septwt. W~ add up er eyea0rna[ b attM a the bdaetayperoAe of Waaooornt, rYblr tlr bWkerrO k~tti dpe~ta aiiad~un Yrpmloim alt agrrhl• We e1111 eWart aqr o posted r d err dry tM ere aaoated ni acs r tM ryasa diy bdrrx d yo« aooout. ibervr. n you tl,s to r yon paev4r roanrt k (« : urea aem « • etedk sasaW, row t pat b year puniree «epedr s an roc eddM b tb defy hsireee. we ra. tLN bdartr- W adatw r tti dMv acct dr sun W fie naroer d nor bip tMJe. To tdtadetr you' mat yotr av«epe troay helroce rw dr er renter d Mya b Yr bip ndip r e bay hde, dra tary bs wear dls rlaledort end de auras d eWy aeasred appeae an ri trard d 1hh me'trnan are A~paed ToY~ws r~adtlply~ PeopiePC 6 snby responsible for this dfeG end is na affdrated with Capild Ore. Caplet One does nd povide, aWorse ar guaadee, accts not allreted wlh, anY prodrxd rx service shown here. Arry tradertrerla memiored tlaairt are soby owned by the respective entity. a rights reserved. By responding to tNS offer, you may be tmslaadcaffng Horrrelbn about yorasel to the terry flat proNdas tlus product -for ezartple, that yar are a GpHal One clatomer. 7eoplePC Otllrra Fkat 9 rrontlts d saviee are Wbd at 5497 a mordlK $B.gS a rtrotrth thereafter. OMer available >o new dim sl~rsaibere a least 18 yeas d age and may not be radearred wlh any dha offs[ Offer subject to change at any time. Phone technical support araBabb for $1.g5 pw miracle. Far questbns, cal tW tree at t-sr7-n&izg7. sarke rot araihbb it ant areas. Access has, farces, acct oMer fees and ra>drictiats may apply. Telephone tot dtagre may apply, awn tiurkp tria pabds you era respatsbb for deterriiritg whether a cal to one d orx access rearbas wi resdt in hlephdr toA dtrgee. Aaxa may 6e fkrded, espedaly chirp times d peak usage. Dial-up raurlbels mry be drerged d PeopkPCh d6aedon. Qorrlraau: use wbject to tkaout pracedlses. a use k subja~ to peopbPO Orlfrre~ Services Agreenlat end Axe~ble Use Pdicy. SWCs the madman speed d service; reGlal speed may vary. O 2006 peoPlePC Inc. a Resertred. pegtlepc Dorms and ~ loges ae regktaed trademarks d PeoplePC it Ira U.S. ant trtha coradriss. O 21b6 Capita Ore Savfces, Inc. t~pild ore is a falsely registered stnrice mak. a rights reserved. « nadir. M 1M catty N oAAap~npp9peerdd Lme d y aWaaa arty rayrrd erns Mrge-fMrtlM~k 1M d sent errarar.171da tYar er the daay braroe for 7Ae Vac aorstat n k i akasdy heat he H yea aMtrsd a 6udree flan • any new nests dr tretreadae Lent the me varms aoxrat Ir 6aen deeed vac atee nansa «a~p m the arrp pro6 Itr pws u t daay his d esdt r{r.an. A Aneal rsaes IAMi. e. Tlr t«m 'Mar Paa~atepe tab' msy aryeer s 'APO' s b Lac d tiw aalereert. b. If t!r cede P Pdarel. l 13~ee. U90a1, C IC«Ytlra end~np fro IllaOn plaMwry araroesa b you Ineee tlWlaee wa a styseaee en ri err dry d Yoer baartp Padad 0. Aser-rr d lase. OVerisa sad MaaaW Poyaert Fees. 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M ws owl « opaoo dr madst, a N vq muted Vac tM .a cotad aaea~~ryanwr «wr+llmNol grWse.) Plsus aentraher m dal i oorteepondent». t gees ear eeAh m a«smwnon-eedlr uN acmnra i Dbre er -PNY b Iatiasr mnwedk eta eooouua GqW Oa aePrw Irdomu~Yat Pdwq' Prowetlac ss our wa~Iw ar Yrww. Dan. Capita Orr Y a trrtice mxlt d Capful ~a model CayaaYac lane trawl a O7LOLBAK 8 ~ ai..~~.ti..i p dMY Pero6tte a O ~ artats r A n 1b Dade Z « N IW[b'6raC 4972M Important Notlco: Your payment wll bs credited to your account as of the date we rocsive k, provided you send the bottom portbn of this statsnaM and your check kt the enebtred remittance snvebpe, and your payment is received in our processing eerrtsr by 3 p.m. Payments sddresasd to our Yrginia or Georgia processing center must bs reeeiwd on a busirross ley by 3~0 p.m. ET. Payments addressed to our Washington processing center must be receivod on a business day by 3:00 p.m. PT. Pbase albw at bast five 15) business days for postal delvery. Payments reeeiwd by us at any other bcation or in another form may not be ered'rtsd the same day vre rsceiw them. Our bus;ness days are Monday through Ssturday, excluding holidays. Pbaae do not use stapba, paper clps, etc. when preparing your payment. The Deal You've Been Waitifng For ... MOTOROLA ~'AZR V3 >FREE' Wireless Camera Phone ~~"'~~'~~ > BONUS Free Bloetooth® Headset (#60 VafueJ > FREE Shfppfng & Handffng ;;~ ~_ }C cing~la~r~~~_ V1%IREFLY. ACT NOW Limited Time Offer ~ for C ~ ~e. Cfapi~la~Q~. Account Previous Balm 11,702.10 Payments, Credits and Adjustments (604.63 Trnsactioffi (290.75 Finance Chagos 119.73 New Balance 11,407.95 Miavnum Amount Due (42.00 Payment Due Date November 27, 2002 Total Credit I:,ne (2,000 Touil Available Credit (592.05 Credit Line far Cash f1,000 Available Credit fa: Cash f592.05 Atyourservioe To e,Il Cwvooar Rdatmms a to xPwt a bK as amlm nrd: 1-800-903-3637 Smdpgmentsvx Smdupuidata Ata Raoithoee Pmeenisg Caput ose Seneca Capital Ooe Seniors P.o. sea BS147 P.o. lica ssoss RicLmond, VA 17276 Riehmond, VA 2728.5-5015 003 VISA GOLD ACCOUNT SEP 28 - OCT 27, 2002 4386-6422-5736-8319 Page 1 of 2 Paymenu, Credits andAdjustnuan 1 l0 OCT PAYMENT'RECEIVED -THANK YOU 551.00- 2 it OCT ADJ- PURCHASE - FINANCE CHARGE 2.57- 3 110CT ADJ-PURCHASE-FINANCECHARGE .62- 4 14 OCT BALANCE ADJUSTMENT 200.75- 5 14 OCT BALANCE ADJUSTMENT' 49.99- 6 16 OCT FRAUDADJUSTMENT' -PURCHASE 39.99- 7 18 OCT FRAUD ADJUSTMENT -PURCHASE 34.95- 8 18 OCT FRAUD ADJUSTMENT -PURCHASE 15.91- 9 16 OCT FRAUD ADJUSTMENT -PURCHASE 2.95- 10 1B OCT FRAUD ADJUSTMENT -PURCHASE 34.95- 11 18 OCT FRAUD ADJUSTMENT -PURCHASE 39.95- 12 18 OGT FRAUD ADJUSTMENT -PURCHASE 1.00- 13 18 OCT FRAUD ADJUSTMENT -PURCHASE ]9.95- 14 18 OCT FRAUD ADJUSTMENT -PURCHASE 5.95- 15180CT ADJ-PURCHASE-FINANCECHARGE .26- 16160CT ffiL'IBILI.CS.COM1oCREDTT 2.95- 17 18 OCT ffiL'ffiILLCS.COM 10 CREDIT 34.95- 18 18 OCT ffiL'WEBPLDG.ORC 30 CREDIT 1.00- 19 16 OCT ffiL'IBII.LCS.COM 10 CREDIT 39.99- 20 19 OCT FRAUD ADJUSTMENT -PURCHASE 24.95- Transactions 21 26 SEP CYBERNET VEN 800-561-6114 (19.95 22 li 0CT OLD NAVY ON-LINE 614-5642000 OH 70.20 23 12 OCT JETCHARGE.COM 888-205-0489 5.95 24 14 OCT JETCHARGE.COM 888-205-0489 34.95 25 15 OCT FDH INC 740-3322623 OH 15.91 26 15 OCT ffiL•ffiII.LCS.COM 10 500-3073558 FL 39.99 Finance Charges Pkorsra raroaxndrfw ia7srttat isyf+rsavtias Batarer+,w ~~ Peeisra s ~y6da rrr CHAR Pi1RCI4ASES f1,61L17 .01062% 14.90K (19.73 CASH f.00 .0542911 19.80% 5.00 ANNUAL PERCENTAGE RATE applied this period 14.9091. a76etd • PLEASE RETURN PORTION BELOW WITH PAYMENT. ~~017ee 0000000 0 4388642257368319 27 1407950051000042001 New &lana 51,407.95 Minimum Amount Dae (42.00 Payment Due Date November 27, 2002 Total enclosed E P4rarjrurta~eaes Yer kkw ~y~6r.rN.~iat Saaee Apc Gq Sun IJP Home Phone Ntawa Phone #9030027960053948# MAIL ID NUMBER ~ CARY E BROOKS Capital One Bank ~ 410 BRANDY LANE P.O. 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Th, k~sLp~r r heNed b7 YIPrnNC ine~.~ n~autlariad tkMr for gnpur vanNi. oqw wtlfiCClosl~rNhdrn.lktsll IYYsYadysou~esr~ctka~~y~q~rmMAnroea~ea~ Ixdre front gal ttllr bon ae~ er Istelbors as fie anw tr tNb6.Olrr ol~Crqu4ra~l1C~.Rnir011fr cos noROrw mu~ wMalo, u.G anWr O 20D5 gngYr NAI~Mew,11C. N r~k rwsretl. Wlralna LLC. trtbate, angiWa anti MRAY' eN re~ollemle for Mlle ter, not n mt ninlilBifAiiii7A6iiti9Captul ota tea m~iNfm~ndAr N am a owwd~bf~tllek ~P~s elm. N ~ rs~arada b t~ir ~ ~+IYIp abaR 7ananf b tle colwsll- ri/ gsui/es thk olndlrt - for e+ollok 16st rw us a 02005 CeWW One Swulca, Ytt CapIW One k e tederYf o0hderes Brace rlmk Ag Iblge rtwrYed. rw Ie wvew w relwlee camp. e. tteeae Mee. Yw YIN IrrA a nrbileen Vsr petted of 25 trh. ware thrre n rwv ptedWey row balwre oarNpnay yroawrapa~W PurJrr ad row Doty ao~m3rree~wrr tlr rperwe Nolir PeY~ro baber, rJOire dwe~Tirm r ro R~ 0~ m du«rose rd ~ tnldwa ti sdddon, erne r ro Oy'+ Pwrd m nr/ valrsoflon If YW b rot psy tlr tad -lbw b. 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CepFW Oro b e eTad tamp meek Of Caphal C4+t+ ~N Capasiao All d~tts ruwve6 a O1LOL&AK plevruly dederd b Y~ l1t e1e wd of eedl the Gip N1bd. vro apply are pelbdo rob sapssta o1 yar aeoeut b tlr MIr1n eF eedl ar t~arpu~arrdi.~wdbaee~ayr..rra~iYot^ m «~ar. a[o ~ `° ~bele~iadl eeplwr bm ~ teal p«~b~dc~ aroma dWp Tor yar aeoase. To pro er belwre br aaoh aagtlwr of y«e aceolnt, anra/tsb er a~iy M1alwp twlatYOSd~ ern ptnfas sere br a1r etlglwr. we am eWUeo any peymrb « «edb poard r er Ylat dry err M eaot~w m are wplra. Tie ywe u tlr tlepereb tleey Oelwrm br esdl espllwe of you etrw.s. Horeeear, H you th New e.rlroe rrerr n you p1eNolr etettsllrt r (« H you new balrla wr tom « • clod[ ellwrd, new tlwrrnlar Mulidl Por to yar pudrr «apsdti da~dwe b ~~deg~y bs~Ylrrbby ad~ i er ~We helatrr topdrr sM dMdlp er rum by tlr anlErr of tl1e 6q ti tlrs teetsm birq eyde• To esfeWb y~ tonl diriryrEpOMdordrege. Yoe sewage Mlrea by er Prfod. Ou t ~mud~iig wr~~ Of awo etW b~p eeyrr varwo brtwen err down ra are tenser oT thlrrr dWpe Maryelred. b. H tlr cob Z « N appaew an M hmt of eie wn«nwe rra b'9aWroe irr APPar Te; vre neltlply ale 4758M Important Notice: Your peymem well bs credited to your account es of the date we receive k, provided you send the bottom portion of this statement and your check in the encbsed remittance envebpe, and your payment is rscsived'tn our processing center by 3 p.m. Payments addressed to our Virginia or Georgis processing comer must be received on a business day by 3:00 p.m. ET. PaynNnts addressed to our Washington processing center waist be reesivsd on a businnsa day by 3:00 p.m. PT. Pbass agow at least five {5) business days for postal delivery. Paymems received by us at any othor bcat'an os 1. another form may not bs credited the same day we receive them. Our business days aro Monday through Saturday, excluding holidays. Phase do not use staples, paper clips, etc. when preparing your payment. aea e Your Credit Future Is In Your Hands r~t'si ~ Capitol One® wants to give you al! the help we can in managing your finances. To make the most of your time and money, take the following steps to maintain yourgood credit. CHECK IT: Review your credit report at least once a year to theck for errors or fraudulent activity. FIX IT: Contact the credit bureaus and credit card providers to correct mistakes on your credit report. USE IT: Demonstrate wise use of credit. Make purchases regularly and pay your account on time. WATCH IT: Maintain good credit by keeping your balance under the credit limit and pay your bills on time. CONTROL IT: Moderation is key. Don't max out your credit. t+aa•nm Capita/i~• VISA COLD ACCOUNT 4388-6422-5736-8319 SEP 28 - OCT 27, 2002 Page 2 of 2 Aooount Summory 27 15 OCT IBL lBILLCS.COM 10 800-3073556 FL 39.95 28 15 OCT IBL'WFBPLDG.ORG 30800-3073558 FL L00 Previous Balance f1,7~.10 29 7S OCT IBL"IBILLCS.COM l0 800-3073558 FL 34.95 Paymema, Credits and AdjusitoeaAx ~-~ 30 15 OCT IBLeIBILLCS.COM ]0800-3073558 FL 2.95 T1°~0D6 Finance Charges ~'~' (19.73 31 16 OCT JETCHARGE.COM 888-205-0489 24.95 New Bahmce 407.95 t1 As a nloed Capual Onc automa we rvaot you m know tLuyoi¢ aoraunt m~mbc Lu clanged. AfcQ yew Miaimnm Amamt Due , (42.00 ° ~ sew °~ yO° wiII nad to give your new axoum mtmbc to those merrLanu with ~+hom yyoowu T d Payment Due Date Navember 27, 2002 hu vnll ean¢e that the prymenu yon have at:aage rdll w~mx to be bt~led ~"e ~ up automatic bdliag. daectiy to your Cttpial One cad, saving you time and monry on postage. Once again, thank yon fm choodog Tool Credit Line X000 Capiml One. Total Awlahle Credit 1592.0.5 Credit Liae far Cash 6,000 Anibrhle Credit fa Cosh 1592.45 At To dnc~.teo~ Batieo. unto .~«.mlm rare 1-800-903-3637 ~R~proo~rmt Smdawruowtr. one Serriers ~ Oae Serim P.o. >l~ BS147 P. Boa swss R;rLmoad, VA 27376 R;rLmoad, VA Zi78S-5015 4756M • PLEASE RETURN PORTION BELOW WITH PAYMENT. Cap~ta>1QnQ~ 0000000 0 4388642257368319 27 1407950051000042001 New Balance 51.407.95 M;aumtm Amotux Due 142.00 Payment Doe Due November 27, 2002 Total enr]aaed f ~-~ Capital One Bank P.O. Box 85147 Richmond, VA 23276 ACvarf.vrtalimet ~er~.:,~aa.>~tr.,E sa.a Apc ~ cm saes ZIP xa.r rte a~ rep,. #9030027960053948# MAZL ID NUMBER GARY 8 BROOIGS 410 BRANDY LANE 1 MECHANICSBi1RG PA 17055-2809 1 Phan writr4J88-6422-5736-BJ19 aryowtbeuf ar money order r~rrdr f iayabkm CrfitaT OrrcBmct mrdmail ie for erttlorrd er~vrlopc. Capita/C~• what's in year waUet7' The saps a aeleaa year feed aWk ue prsrkN kyCeplW pa, h aeruiakn edM fawner AgMn herd. O zaa Cepael Oae Swlus. Inc CspIW One a • kdwalrn~SOend amka ask All rlshts nwxred _~ C ~_ ~st i>~ aaa~ 4758M Important Notir:e: Your payment will be credited to your account as of the date we receive it, provided you send the bottom portbn of this statement and your check in the sncbssd remittance enwbps, and your payment M received in our processing center by 3 p.m. Payments addressed to our Virginia or Georgia processing center must be received on a business day by 3:00 p.m. ET. Payments addressed to our Washington processing center must be roceived on a business day by 3:00 p.m. PT. Please albw at Mast five (5) business days for postal deivery. Payments recsiwd by us at any other bcat'an or in another form may not bo credked the same day we rsceiw them. Our business days are Monday through Saturday, excluding holidays. Phase do not use staplos, paper ceps, etc. when preparing your paynrent. 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VISA COLD ACCOUNT 4388-6422-5736-8319 OCT 28 - NOV 27, 2002 Page 1 of 1 Aooount Prevtauc Balsaae 11,407.95 Paymems, Crediu and Adjustments 142.00 Tramcmom f2b6.25 Fitmce Charge 11959 New Balaooe 11,651.79 Miavmun Amount Due 149.00 Payment Due Date Dezember 27, 2002 Total Credit Line 52,000 Total Awileble Credit 5348.21 Credit Line fns Cash 5],000 Avmlabk Credit fa Cash 5348.21 Atyourossvia To n11 Qrto1•er ]tdationr a to reyon s lort er aaln ovd: 1-800-903-3637 Smd paJn tx Smd mquius to: Ana Ran'tW~aoe P.omeiny Gpint OneSauos C.pad O.e Sa.;«s P. Bac 85147 P.O. Bea SSO1S Ridimond,VAZSZ76 RirLmond.VAZt285-SO15 lIDDOt(SIIt AOCOUIIi ILfOtmaiiOn Who should be the cdlege football National Mascot ofthe Yea? You help deaiei Ysit trww.cspitalonebowLoom today to ant you wa fa orc of the 12 furalists. Thee be sure m tune is m ABC to wurh the Capital One Bowl on Januay 1, 2003, to nee who woe Payments, Credits wd Adjustments 1 11 NOV PAYMENTRECEIVED - THANKYOU 542.00- Transaction 2 30 OCT FRAUD ADJUSTMENT -PURCHASE 12.95 3 30 OCT FRAUD ADJUSTMENT -PURCHASE 1.00 4 30 OCT FRAUD ADJUSTMENT -PURCHASE 31.95 5 30 OCT FRAUDADJUSTMENT -PURCHASE 39.99 6 13 NOV OLD NAVY ON-LINE 614-5642000 OH 41.95 7 14 NOV W W W.CIRCUITCITY.COM 877-932-2225 OR 52.99 8 16 NOV LANE BRYANT 00001149 HARRISBURG PA 55.54 9 16 NOV CHI CHI5 #37 HARRISBURG PA 36.88 Fimna Chtttges P/reuxrreoerxnJrJ6r imfartsst iaq/6ralrtieia Bafarner IM+edr Ca*wrJGr ~~~ ~Fets, rear .fP PURCHASES 81,547.93 .0108394 14.90% f19S9 CASH tOD .05425% 19.8011 f.00 ANNUAL PERCENTAGE RATE tlppTied tine period 14.909(1 • PLEASE RETURN PORTION BELOW WITH PAYMENT. ~~ 0000000 0 4388642257368319 27 1651790042000049009 New Helena 51,651.79 P&orprwadimcdmgolr4ora~~lr:ilsF ~ Miaimuno Amount Dee 849.00 te.e ~~ c Payment Dae Due Decembc 27, 2002 Gry Swr ZIP Totaleo<losed S ~~ ~~ #9033227960053941# MAIL ID NUMBER C'ARY E BROOKS Capital One Bank ~ 410 HRANDY LANE r P.O. 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Te dndas you tall parr, ar0e. nad~ly Yeu avaape dNy haWr+ by the dNy Due roam qW IAS~ d ~ Fns ~ t0 ~ wdmieswtldrsorys ~ ~ rd ri amoat d b. 11 ri ad. Z e« M apP.sw on er rmm d,hl. dd.nam n~~w'9daroe lies Apppd ro; vies rmiuply dr div 6elero d rrh rrnra by w« rrroriliv 4678M Important Notice: Your payment will bs credhed to your account as of the date we receive it, provided you send the bottom portion of this statement and your check in the ancbsed remittance envebps, and your payment le recsivsd'm our procssaktg cerrter by 3 p.m. Payments addressed to our Virginia or Georgia processing csrRsr must be received on a business day by 3:00 p.m. ET. Paymenrts addressed to our Washington processing center must be received on a business day by 3:00 p.m. PT. Please albw at least five 45) busirlsas days for postal delivery. Payments rseoivad by us at any other bcatbn or in another form may not bs credited the same day we nesiva them. Our business days are Nbnday through Saturday, exclud'Ing holidays. Please do not use staples, paper clips, etc. when preparing your paymerrt. ESPECIALLY FOR CAPITAL ONE° CARDHOLDERS START 2003 RIGHT CARY E BROOKS, and save up to 88% Take advantage of discounted magazine subscriptions -and fulfill your New Year's resolutions! • See reverse side for complete list of our most popular magazines • Convenient, automatic renewal Capital i~• A.oootmt S Previrnu Balance t1,65L79 Payments, Credits and Adjustments 150.00 Tramctioas 1130.26 Finance Charges t2L40 New Balance 51,753.45 Minimum Amaunt Due fS2.00 Payment Due Date January27, 2003 Tonl Credit Line (2,000 Total Available Credit 5246.55 Credit Live for Cash 11,000 Available Credit fm Cash 124655 Atyouraavice To nII Qr[aner Relatio°o or to report a lest a<aolm e•rk 1-800-903-3637 Seadpa7ma~trto: Sendi•quitista Asa: ]temimmee Pmcmoing CapitrlOmSerrios CapitrlOaSernors P.6b. Bea &5147 P.O. Bas 85015 Ru3~mond,VA2S276 Ridmwnd,VA232f5-5015 ?taut ACCORIIS TafOIIDa110II lt'a Capml One Bowl Week time agaia Tune is to ESPN, ESPN2, and ABC aaxong December 17 f~ the best is pots-season aoltege football actioa, to xe yviv Saw¢ioe teams Sght fca bowl BcS~ sad far college football's ultima0e priu: the National Champiombip. Aad on New Yar's Day, be sae to tune is to ABC to watch the Capiml One Bowl liw from Odandq Florida! • Complete form on reverse and respond by February 10, 2003 VISA GOLD ACCOUNT 4388-6422-5736-&319 ssazoo-oi ~~~of ~• ~"~Cma&`rrFltes NOV 28 -DEC 27, 2002 Page 1 of 1 Payments, Credits and Adjustments 1 12 DEC PAYMENTRECEIVED -THANK YOU 550.00- Traneactiorts 2 OZ DEC W W W MOTHERHOOD 800-2917800 PA 181.78 3 02 DEC W W W MOTHERHOOD 800-2917800 PA 35.49 4 04 DEC W W W MOTHERHOOD B00-2917800 PA 12.99 Finance Charges PksreurrevwisrrCsfar inyartart in~fnarrtion Bdnrndr ,~!rdb Pene~v Cwnayawbe~ ~~~r rdr ilP _ PURCHASES 51,747.15 CASH f.OD .01081K 14.90% f2L10 .05425% 19.x% f.00 ANNUAL PERCENTAGE RATE applied this period 14.9091 • PLEASE RETURN PORTION BELOW WITH PAYMENT. ~~~01?P' 0000000 0 4388642257368319 27 1753450050000052000 Pkmpri•r.~oruyrldruarl/we,ua7absYrr h/svmiigxrorrtrnt iaL New Balance 51,753.45 Minimum Amwat Due 152.00 s~ Ap'. i Paymert Dne Date January 27, 2003 m~ s•~ z>P Totaletxloaed S H,,,,,py,w u~,°~ Aaount Number. 4386-6422-5736-8319 • FmdAddrtw ~ #9036227960053948# MAIL ID NUMBER Capital One Bank c ~ CARY E BROOKS P.O. 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CepiW Oro b • erMw mark m Caplul Capita Crrr d~ ~~ a OI lAL&AK My pe!bdci rMSn~p ~ ~ ~m ~ ~ DMnrw Pub Ubt Oisrrps ~ ant Uu a1wR of D. If lhs oWe Z or N zppare an 01a fiont m YM sravsnem roe m iarrtw Ro Appied To, ne lmpbly tM .. d450M Important Notice: Your payment will be credited to your account es of the date we receive it, provided you send the bottom portion of this statement and your check in the ertcbssd remittance envebps, and your payment is received in our processing center by 3 p.m. Payments addressed to our Yrginia or Georgia processing center must bs received on a business day by 3:00 p.m. ET. Paymsnta addressed to our Washington processing center must be received on a business day by 3:00 p.m. Pi. Please albw at least five (5) business days for postal dafrvory. Payments received by up at any other bcatbn or in another form may not ba credited the same day we receive thsFt. ! cur business days are Monday through Saturday, excluding holidays. Please do not use stapba, paper clips, etc. when preparing your payment. SAVE UP TO $30 ON PROFESSIONAL TAX PREPARATION Get discounts on your tax preparation at any participating H&R Block and H&R Blodt Premium offices, and we'll double check your previous year's taxes with no fees from us! .' 30 off H&R Block Premium ~. ~ 5 off H&R Block - premWm ofikes are open yuryavrl, h asw ony and fesesa u,r planNrg in private otOm Did you know that many returns are filed with missed deductions? In fact, it's estimated that each year Americans overpay nearly S1 billion in taxes.•• Have H&R Bkxk double dtedc your previous year's tax return free. Those who overpaid and re-tiled with us got an average of 57,300 bade. Call 1-800-HRBLOCK or visit hrblock.com for an H&R Block office near you. coupon totfes: 530 Premium •793 • 575 HiR Block -792 ~.w/+awea~Of~Q• ^ H&R BLOCK' w/aeft 7nyoes wa9etT ~~~~w ^e VISA GOLD ACCOUNT v/(~ 4386-6422-5736-8319 Aooutmt Summary Pavmmu. Csnd'tta asad ucann.nr DEC 2s, 2002 - JAN z7, zao3 Page 1 of 2 Pmviaus Belatioe S],753A5 1 31 JAN PAYMENTRECEIVED -THANK YOU 552.00- Paymeab, Cred>tie and Adjustments 152.00 Tramctiom tA0 Fimnce Cltarga 122.03 New Balance 11,723.46 Minimum Amount Due 151.00 Payment Due Date Febroary27, 2003 Toml Credit Line 12,000 Tool Available Credit 527652 Credit Line far Cash f],000 Ava6ahle Credit far Cash 527652 Atyourservia To os0 Ceesomer Rdatiooe ar to report a Sost or swim osrel: 1-800-903-3637 Smd pa7mmu so: Send iogaide t« Atta Raaeaeooe Prawsing CapiOel Osa Service. capiw Osa Sa.;en P.OO. Iioz 85147 P. . Boa 85015 Ridrmond,VA2'i276 Richoond,VAXf785-5015 Fitla>ltt Chugea Pkveur raverxndr~{'rr iarfartnrr iefornWioa B1mnm Av;eLr CrrnrwJxl yylla +dv dPPRR m PURCHASES 81,740.68 . OIOa2K 14.90K 82203 e CASH 8.00 . 0542981 19.80K 8.00 re e~i ANNUAL PERCENTAGE RATE applied Ihia period 14.909. • PLEASE RETURN PORTION BELOW WfTH PAYMENT. ~~~~~• 0000000 0 4388642257368319 27 1723480052000051003 New Bdaars f1,723.48 Minimum An>asm Doe 151.00 Pa7toeat Doe Date Felanety 27, 2003 Total endured S Aaovm Number: 4388-642b5736-8319 #9002627960D53945# MAIL ID NUMBER Capital One Bank ~ CARY E BROOKS P.O. BOX 85147 ~~~ur~~nu~r~r~u~e~ a aee~ 410 BRANDY LANE Richmond, VA 23276 '^ lid MECHANICSBURG PA 17055-2809 m r_ ~u~s~u~~ur~s~~us~s~~u~~ns~~ur~~us~~us~~su~~us~~ns~ ° ~ ~urll~ur~~~uu~s~u~r~us~s~~u~r~~ur~r~uns~~~~uns~s~~ PLarr rvitrymvavoanr aambcmr~mv nc~k ov nemreya'derarade feynbkm Cafita/OweBaa~E axd meil is+t6e earlmrdnnrlofe. r~r.;.r..aa~~ra~..y...-a~r~~.~a,,eree..~~a...~i:r~ 8aec Ape ~ t:q Sme ZIP HomePhaoe Ale®ek Phone • EmaBAddaw r • Refdinp fees apply. At Parurinaswg oHkes. '• Bared on a survey of irm-ifemi:ed 19% ntumc for taapayNS Waal lrrarfasaa ilrtlr!lrt. TAKE THE DOUBLE CHECK CHALLENGE AND SAVE ON PROFESSIONAL TAX PREPARATION Coupon must be presented at time of initial interview. Coupon expires N15I03. H&R Bitxk is not affiliated Nontransferable. Cannot be combined with any other with Capital One and is solely responsible for its offer. Good only at paRicipating H&R Block and products and services. H&R Block Premium offices. C~,~w^e ^ H&R BLOCK' ev/aat5c in your nraBetT"' Call 1-800-HRBLOCK {472-5625) or visit hrblock.com for an H&R Block office near you. O 2003 Upltal One SendceC ktc rapiul One b a tadrdFy mgltnred rrvt« crock. All riplrs resrlmd. By rbpordkg to thb Direr, you AIRY be mmmnioring bfarrrlaMOll shout yourself ID the m^IWIry that provides MI's prodlet~f« mmpk O 2003 HiR Bock Tax Servkn, Inc dot you xe a OpiW One cluMrrler. Capihl One does n« provide, endorse «guxantr arty prodlat «rrvke slewn hem. ~_ S ttt~ a~ t~ any Flaw Te Aveid A firm csmlee• reu. 7o atsWl 9le awrps eery rxaaroe for 1 a. 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Yq MI.r..l4tmr ar~y .r~ ~ ~ieps~di~h~ rr.e.i inn I~r1dcw rw tam «• wdk assert, row Or b Yalf redlra r eorJd 8 0 l O N N sasY rrr am ry tro naror « ssYa n tro Dap Dos to ICUlale r • diy beers, llmm tlmy M ^ orlhrrrusa ~ ~ ad ds anlolsr N b. M Mle rods Z «N appeem m h lrem rr eb wmewr wpb -wire. Rrs Ae9ad Ta" w rlltlply tIe d.9v br.llor e.dl eeorrlt w vw nrolldav assess Important Notice: Your paymsrrt wdl bs credited to your account » of the dots we receive it, provided you send tM bottom portion of this statement and your cMck in tM encbsed remittance envebpe, and your paymerrt is received in our processing center by 3 p.m. Payments addressed to our Virginia or Georgia proce»inq center must bs received on a busays» day by 3:00 p.m. ET. Payments addns»d to our Washington proce»inq center must be roceived_on a business day by 3:00 p.m. Pr. PMa» allow at least five {5) business days for postal delivery. Payments received by us at any other n,cation or b urotMr form may not bs erodited the same day we receive them. Our business days are Nbndaythrough Saturday, e3ocludinq holidays. Piea» do not use trtspbs, paper caps, etc. when preparing your payment. 5 GARY E BROOKS qso BRANDY LANE MECHANICSBURG PA s7o55-2809 CAPITAL PURCHASE CHECK ~~OYIt?' Richmond, VA iou~7 66-677/510 200877 Date Expires 02/28/03 200.00 n.d~...~ Memo Cardholder Signature a•i0i47aa ~:D51006778r:86 5 2 2 5 7 3683i9r' w ~~~ Use purchase checks Uke persona! checks! Access your account quickly and conveniently! Hurry! Your purchase checks expire o2/z8/o3. Thank you ~i1r choosing jU1~e' Preferred Cardholder Customer Relations: m e (Soo) 903-3637 m www.capitalone.com CARY E BROOKS pso BRANDY LANE MECHANICSBURG PA s7o55-2809 Page z of z Enjoy this special Capital Purchase Check offer for Preferred Cardholders. RE: Your accoun[ number ending in 6319 GARY E BROOKS, Because you au a Preferred Cudholder at Capital One,• wed like to show you our appreciation. So, weu giving you two no-**~~h~+on-fee Capital Purchasc Checks' to use however youd like! Enjoy easy access to your account with these checks, especially when credit cards are not ameptcd. Cove unexpected expenses, make home improvements, or even donau to your favorite charity. With no transaction fee and the same APR u purchucs, you'u sort to find plenty of ways to use them. The Srst check, which is made out to you, can be deposiud into your bank account and used like cash. The other check is great for aansferring balances from ochcr accounts, such as retail or credit cards and loans. By wnsolidating debt into one payment, you'll have fewer checks to wriu each month-and more fee time for you! Just be sou the total amount of your chcdcs and other transactions doesn't occecd your available credit. We hope you'll enjoy your purchase checks. Thry are our way of saying thank you for being a Capital One Preferred Cardholder! Sincercly, ~"`~ k• you Roben M. Alexand Senior Vice President P.S. Don't delay! Thesc Capital Purchase Checks expire 02/28/03. Take advantage of born of them today! `Please see the rcverse side for the terms and wnditions of using thesc checks. 200677 CAPITAL PURCHASE CHECK sosy8 66.677/510 200677 Dote Expires 02/28/03 SO n„u,,.~ ~i7E' Richmond, VA Mem:. Cardholder Signature iia i0 i48u' x:05 iD06778~:865 2 2573683 i9ii^ 0 0 z ~o m~ ~~ ~a om r' 9 1 mp s9, ~~ z is mz. awl 1~, if c-r, sal' r', z ml Answers to frequently asked questions ~~ lL ~_ ~~ s 0 N N Q: Is there a transaction fee? A: There is absolutely no transaction fee for using purchase checks to access your Capital One account. Q: What interest rate will apply when 1 use my purchase checks? A: You will receive the same APR you currently enjoy on purchases. Q: Can 1 really use my purchase chedrs anyway that I want? A: Yes, you can use your purchase checks for almost anything- whetheryou're shopping for new clothes, enjoying meals out or just want to have cash on hand. Another way to take advantage of your purchase checks is to consolidate debt from other credit cards and loans. Q: Why would I want to use my purchase checks to consolidate debt? m z v 0 s m m x m a m A: You can save money by transferring balances from high- . interest loans, department store, gasoline and other higher- ratecredit cards to your Capital One card. In addition, by consolidating debt into one simple payment, you'll have fewer checks to write each month. Q; Where are purchase checks auepted3 A: Purchase checks are accepted whereveryou normally use your personal checks. You wn even use them at places that don't accept credit cards. Q: Will my purchase checks ever expire? A: Yes, the expiration date is printed at the top of each purchase check. So, use them now for greater financial flexibility! "Important information rrgarding yonr checks: The attached ch«lcs will be treated u purchase according ro the terms of your Cusromu Agreement and any amendments ro it but may not qualify for any reward programs. The attached checks are subject to aedit availability, so yon mast Gave the available eiedit on the day Capital Oae protases your dteck. Chcck acceptance is also subject ro the current stanu of your account, and the check may not be processed if your account is crsvictad is any way, put due or in collections at the timc it is proasced. If the credit is unavailable or your account is not current, u stated, your check will be rmrtned unpaid and you may be assessed a ruurrted chcck fee. Thar checks camwt br used to pay dotan ar pay o,(f arty Capita[ Oar acrnrent. Cashing these checla will qualify as using your account. All other account terms and conditions remain in Ctsll force and effect ®zoa9 Caplta! One Services, lac Capita! One is a (edemlly registered service mark All rights reserved. 3864@5 O' O'. z m~ a~ m ~ < ~ m -~ o rat ~- ai r> zy D = O o~ rD- w Z Q ~2 ~m ~~ if m= *~ r 2 m EXCLUSIVELY FOR CAPITAL ONEo CARDHOLDERS Also, you can call i-B00-SKYNL4LL or complete and return the form on the back. (Please indicate Coupon Code ONE20) To order by mall •••~r Capitol One®on~! SkyMollr"bring you quolity, brond-Home products! Sove ~°on SkyMall merchandise' for any occasion through 03/31/03• FRONTGATE. llkirnate Smoothie Machine, Item'8912, ¢89.00" ~r~ w /i, And orderyour Fruit Miz KrA Item'16340, 57.99" ,~V ~ Every flavors indudr. SmwharpBsnana, Tropiol Mango, Tod,-Be,.y ~~~~n Nibblers Cookie Ba3ket Iteme938, ,590.99" For these and other valuable product offerings, visit P((,l5 many more great items. ~~I~a vlsA COLD ACCOUNT 4388-6422-5736-8319 Aooouat S Prev»us Balauoe (1,723.48 Payments, Credits and Adjustme~ 151.00 Transactiotra 550.80 Finantx Charges (21.99 New Balance 17,745.27 Minimum Amtruat Due 152.00 Paymen Due Date March 27, 2003 Toml Credit Line (2,000 Total Availabk Credit (254.73 Credit Lioe far Cash (1,000 Available Credit for Cash 5254.73 Atyoureetvioc To oa8 Cussoma Rdariar er to report a lost er stolen rued: 1-800-903-3637 sma paymraa m: Alts Rarwtaaae Proonsug C~ One Senias P. Bra 85147 Richmond, VA X3276 M Vll~a sma t« Gp~1 Oae 8eriaee P.O. Bor BSO1S Ridmond, VA X3285-5075 JAN 28 - FEB 27, 2003 Page 1 of 1 Payments, Credits and Adjustments 1 22 FEB PAYMENTRECEIVED -THANK YOU f51.00- Ttattsactions 12 FEB KMART 000/2754 MECHANICSBURG PA 22 FEB PAYLESSSHOESOU00034983 HARRISBURG PA 22 FEB FASHION BUC 19 HARRISBURG PA 56900o-0, (11.83 12.99 25.98 Finance Chatgef Pkmsru resax iidei6r imPvrtaat infornua'ism Bdaunaa A:ieEr Cw~,r»«uS t ~~~~ ,pp!rdb P rah .f PURCHASES f1,737.86 .01082K 11.90% f2L99 CASH f.00 .05425% 19.80% f.00 ANNUAL PERCENTAGE RATE applied tLis period 14.9096 • PLEASE RETURN PORTION BELOW WITH PAYMENT. 0000000 0 4388642257368319 27 1745270051000052002 Neer Balance (1,74527 Minimum Atooum Due (52.00 Payment Dve Date March 27, 2003 Total enclosed S AtxonntNumber. 4388-6422-5736-8319 r4arp,U.r.ra~yre~ruarYAr-nrr,era~r,Frlam„n,grs...usk usE Sege Apc t G4' Stse ZIP }lame PMrc Alums Phone FmsaAddrw, j #9005927960053940# MAIL ID NUMBER Capital One Bank ~ GARY E BROOKS P.O. Box 85147 ~~~ut~~ut~n~u~~lt~ ~ ~ 410 BRANDY LANE Richmond, VA 23276 N ! MECHANICSBURG PA 17055-2809 ~u~t~n~~tn~t~~ut~t~~n~~nt~~nt~~ttt~~nt~~m~~tu~~m~ ° ~ ~nt~~~ut~~~nu~t~n~t~nt~t~~n~e~~ue~t~nnt~~~~um~t~~ Plrare writrymearm,rnr number on yma cback or money order made fayabb to Cspital Oxe Bank and mail in 1bc endured rnwlope r Capital One'and SkyMall°bringyou hundreds of product offers from brand-name companies. Shop(orspecla/ocrosionsayDUrselfandsat~ee20a/a!CapltalOne andSkyMaU "~• make it easy to aim great products from the world's leading companies. mawnPaurm Purchase quality, brand•name items such as Mrs. Fields Cookies, Frontgate's W, stw ~ Ultimate Smoothie Madline and hundreds more. Plns, shop worry-frne with the SkyMall guarantee.5ee Web site forterms and conditions and delivery o'"'aAd°'«a information. ~m••~w Three easy ways to order. DDDDDDDDDDDDDDDD • Visit vvaFw.skyFnaLLcom/capitalone02 wawa srr • Ca111-u00-SKYNWlf759-~551 SmomlaeMadthm@So9.ooxa4l ~ ° .- D D / D D • Gompleteand mail tfiis mupon with your t:redk card payment ~ •Don'tForgetmuseCnupatCode0NE20atcheckout ~~'a~ T"~~~~OS~slxWl = - Takeadvantsgeoffhisopportunflytasove20'~throughQ3/31/03. ~B°~®~wxW~ ~ - •- •• ~dtMm„oa„kethraarriseNSbmrP~+•Ndirta.dp,op,mr.mentrae.drdamtaaram Fnnft aYa IDt Ilavsnr ~ Deduet20X01fNow - .- ~ applymwrpiodndiSeewebsaeformmDleudaWe _ Trpkal~-tQ~ TMdCmtbrod ' MavrF. PUa~ro Nro, Govan, APOS~arr rPOt wPNer naadtlwW msMppii~RShMr BraWP*~~br ~-tom - Ihkofkrand is,raf~ttih Capad One. Myrdenrds nrridaned hamaesdAyomwd hYM n~ e^SF ~"• ~• N ap,6 reserved. Qpad One hm ro taaWa~ WN Arb rooted[ ont en1aW a pntdrdc Caput One does tr prake,eMaseoraMgoM,aarseriresM,m hoe. 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C ICadtkete of smdrdie 1 tram a ploreaa Ara r a anode tw Nfaatatm Ira gar MTV lead varralrr, s.td. ary im a Mastl arsarar r anon r tit row « paywrrL ad w w• tmr you yr+ tarrrid hrdatirr. ~ :,m 91WN0 wDIRS SIWAOY tN Cm of 6mm Or orreadarr wo. K yw ttit Ya« b• Y warn. a t gar NbmmYr r a ttarrr9mr «h !e tart npaar dra r con r prr 3 may NpdtUo atrrm w tb ire d a b m tM fm« barn you ro tarn /hr i t .Anarsa~ phr Let hi r vdidr Its aav «pa rl,anpaa er oa Qrtarr Rdaiarr nrd period 1'ar dda~ N yo« tale a ro att« yav eri M taaparrsd, H l~rm b~a~ e .~ notrkam N mYV, mr ilr rr has irr paN N lea r Beetled above. arr.Ya« card a atootrrt eaarol M edr wah arty irarret wrbhs BaW.a. Graak Ctirorraiw,. Mann you e* r P•Ym•rr. Yar aWtod[a r aidrr m n 4am Yar rirek m amb • arrthro d nmrlar nett gar beret adsur a m tdrrl treraaraion yNran vra tlrek m mob r aaerataie wMrdrawn ham war bade rrdva Y•w drdc beret ham sy vre moeiw ywouwr Important Notice: Your payment wdl bs credited to your acwunt as of the date we receive it, provided you send the bottom portion of this stetemsM and your check in the encbaed remittance enwbpe, and your payrttaM is received in our processing txrRsr by 3 p.m. Payments addressed to our Vrginia or Georgia processing center must be received on a bus6tsss day by 3:00 p.m. tT. Peyrterrts addressed to our Washington processing eeMer must bs rees'rved on a busirass day by 3:00 p.m. PT. Please albw at least five 15) buainsss days for postal delivery. Paymertts received by us at any other beaten or in another form may not bs credited the same day ws rece"lve them. Our businoss days are Monday through Saturday, excluding hofdays. Please do not use staples, paper clips, etc. when preparing your payment. • Ilro.. rarftla Y E BROOKS.FREE Acce/erato~ • !br rule Ms8 fZ mosrtles*-a +6o tra/w ~, 97 f f - : monm tur ~.s5/mo. mein SIGN UP TODAYI 1-888-587-9669 Mergiorl Ofix Gods: EMERALD O: visit www.peoplepe.corrt/po%trttlreld CapiitalQy~• Aaoount Previmts Balance f1,74S27 Payment; Credits and Adjustments f69.% Traa-ctioac (102.24 Femme Cbargec (20.76 VISA COLD ACCOUNT 4388-6422-5736-8319 FEB 28 -MAR 27, 2003 Page 1 of 2 Payments, Credits sad Adjustments 1 21 MAR PAYMENTRECEIVED - THANKYOU (52.00- 2 23 MAR THE HOME DEPOT4720 CREDIT 17.96- Tsnsacdons New Balanoe (1,79633 3 27 FEB OLIVE GARDEN 00014712 MECHANICSBURG PA Minuoam Amount Due (53.00 4 07 MAR THE HOME DEPOT 4120 MECHANICSBURC PA ~YlOem ~ Date ~ ~+ 2003 5 12 MAR TCl FRIDAYS- HARRISBUR HARRISBURG PA Total Credit Liae f2e~ Auro Rettmllmo<attce - Coaaage for coBiiwa damage or theft with Bard purc}raae of auto reabl. Total Available Cred'a (201.67 Cermin resairfiouc and madidom apple Warranty Manager - Doublet maau5etorer'e written U.S. CretGt Line fa Cash (],000 repair waeraatynp to one yea on waaaaties of these years ar leer. Cermin restrirIIOm and Available Credit far Cash (201.67 totditiom apply. Register you Pmrbates by Plena m online. Go to www.vi-.comJbenefita or call 1-600-955-7070 sow for complex benefit infasmation. Atyrnttstxvice To aB Glrraasv Rdstio- or m report a lox or eW- aard 1-800-903-3637 Sad pa7mean to: Send iaquieia to: Ara: Ranfl-roe Pmousin8 C^prolOaSeniaes Gp' One Seem P.O. Bas 85147 P.O. Bas 85015 Ruhmond, VA 2'(276 Richmond, VA 2't28S-5075 (28.22 48.22 u.Bo F'maaee Cllatges P/eareurrewrunde,)1-emtartoat tsjw°'tboor $derarnde A+:e& Cwxswwdes ~t.~jl~ yrlirlb rh ~.:t1RA11CC N PURCHASES f1,818.17 . 040t11K 1490K (]0.78 S CASH f.00 . n OS4Bii 19.80K LOD m < ANNUAL PERCENTAGE RATE applied this period 14.9091 • PLEASE RETURN PORTION BELOW WITH PAYMENT. ~6e 0000000 0 4388642257368319 27 1798330052000053008 New BsLnte f1.79833 Mia'vsum Amount Due (59.00 Payment Doe Dux April 26, 2003 - Tool endosed f ~ ~ Aoooant Number: 4188-6422-573t~8319 P~~...r rase a-eaaa~e,~ee;~r~a.r~l:ef Seen Aptl Cq tau 71P Hone Phnm Altamte Phone #9006727960053941# MAIL ID NUMBER Capital One Sank c -~ CARY B BROOKS P.O. Box 85147 ~~~nnu~~u~~~t~~u~ a 410 BRANDY LANE Richmond, VA 23276 ~ `~' MECAANICSBDRG PA 17055-2809 m !~ ~n~t~n~~m~t~~m~t~~u~~ut~~ut~~u~~~ai~~u~~~m~~m~ ° ~ut~~~ui~~~un~e~u~~~ne~t~~u~t~~eu~t~unt~~~~uu~~t~~ Plcare wrirayorv ar~oanf arnoboon yam rLacEW money ordn madepayabk ro Capital OaeBasrt and mail in t/x erulmrd ersrvlope. oai peoplepc° online ~ A better way to Irrtemet. PeoplePC Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! virus Protection vowered ~ 5ymentecr" ® Pop-Up BlockerTM ~4~'j Spam Controls ®~ Smarter Smart Dialer Technology ®~ More Email Addresses ~ ~ Internet Call Waiting r peoplepc~ online ~ Abetter way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAIR 1-888-58T-9669 Merrtlon Offer Code: EMERALD Or visR 7lvww.PeDPlePacom/go%mereld PsoplePC b wey aepaebr bruit re , ad ra na sediemd wih I;apltal ore. 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ThY may rave h al W Wes. rArlt Gdrl On b a wdgentl wMos mark d Gpital t R d l C i Al d d ° roe m'Brrtr ps Te; ws mtiYply tlr dtarpr Mp an ysu atxaue Hot Yes Mvs nrt m rw«vs ~y a ~ orpera ort. p Ot Uil9AK 48780S ImportarK Notice: Your payment w~l bs credited to your account es of the date we receive it, provided you send the bottom portion of this statement and your check in the encbssd remittance enwbps, and your payment k received in our processing center by 3 p.m. Payments addrosssd to our Vxginia or Georgia processing esrtter must be rscsiwd on a busaross day by 3:00 p.m. Er. Payments addressed to our Washington processing center must be rscsiwd on a business day by 3:00 p.m. PT. Please albw art kart five (5) business days for postal do6wry. Payntenta recsiwd by us at any other bcat'an or in another form may not be credited the same day we re•siva them. Our business days are FAonday through Saturday, excluding holidays. Please do not use atapbs, paper clips, etc. when preparing your payment. 4 CAPITAL CONVENIENCE CHECK CARP E BROOKS ]'0032 4~o BRANDY LANE 66.677/510 MECHANICSBURG PA 17o55-ZBo9 - 200684 Expires o4/i8/o3 fie Order ~r1E' Richmond, VA Memo $ 200.00 Dollars Cardholder Signature u'70D32u• ~:OSi0067781:7i022573683i9u' An additional and easy way to access your aaount Use just like personal checks Don't wait! Your checks expire oq,/28/03. Thank you (orchoosing ~--w,V1 !~C • Preferred Cardholder Customer Relations: (800) 903-3637 www.capitalone.com QN a CARP E BROOKS 4to BRANDY LANE MECHANICSBURG PA t7o5S-z8o9 Page z of z Enjoygreater flexibility with the attached Capital Convenience Checks RE: Your account numbu ending in 8319 CARY E BROOKS, We consider you a Capital One° Preferred Cardholder. To show you our appreciation, hcrc are two Capita! Conveniencc Checks" for you ro u~ any way you like. Why should I ase Cspinl Convenience Chedrs? You U enjoy easy access ro your credit card account with your two convenience checks, which you can use for cuh and u locations credit nrds are no[ accepted. You'll notice that your first check is made payable co you. Deposit it into your bank account and uw it like cash. The possibilities for the other check are endless-cakc a weekend getaway, buy new dothea or give as a gift-tbe choice is yours! These checks have the same APR credit line and transaction fees as your cash advances. Just be sure the amount of your checks doesnt exceed your availablc cuh credit line. We hope you ll find your checks an easy, convenient way to use your Capital One account. It'a our way of saying thank you for being a Capital One Preferred Cardholder. ~• ~~ 1 Robert M. Alcxander 5cnior ice Presidwt, Capital One P.S. Doni delay! These Capital Convenience Checks expire 04/28/03. Takc advantagc of both of them today! 'Pleasc see the reverse for the terms aced wndirions of using these checks. 200664 CAPITAL CONVENIENCE CHECK Pay To Ate Order 0( ~~~ Richmond, VA Memo Cardholder X0033 68-677/S1D 200684 Dore Expires o4/z8/o3 SO Dollar u•70033u• ~:05iD06778~:7L022573683i9u' T m 0 m 9 a m H m x m °a 0 O T 0 m z 0 n rA x n ^~ r_ ~_ a ~ ~ _~ ~_ O 0 z nO m ~ rA F m < ?~ em T zs ~; s~ ~o D 9 r [A ao ~z 1m. cm ~ ~ zf m= rt~ r_ z m Answers to your Capital Convenience Check questions Q: What Interest rate wiU apply when I use my convenience checks? A: You will receive the same APR as you have on cash advances. Q: Where are convenience checks aaepted7 A: Convenience checks are accepted wherever you normally use your personal checks. You can even use them at locations that don't accept credit cards. Q: Is there a transaction fee? Q: WiU my convenience checks ever expire? A: Yes, there is a transaction fee for using convenience checks. A: Yes, the expiration date is printed at the top of each The fee is equal to your cash advance fee. Please see your account terms for fee information. convenience check. So use them now for greater financial flexibility! Q: Can 1 really use my convenience checks airy way that I want? A: Yes, you can use your convenience checks for just about anything-whether you're shopping for new clothes, enjoying meals out or just want to have cash on hand. m z O 0 9 N m x s m * important iafiormatioa regarding your checks: A Convenien« Check will be treated az a nah advan« according to the current terms of your Customer Agreement and any amendmma m is However, i[ may not qualify for any rewards programs. The attached cbeclo are subject to osh aedit availability, w you must Lave the available cast credit oa the day Gpital One proomsa your check. CLedt ac«ptana is also subject to the current status of your account, and is may not be processed if your account is restricted in any way, past due or in collections at the time i[ is processed. !f the credit is unavailable or your account is not current, az stated, your check will be returned unpaid and you may be assessed a retumed check fee. That checFr cannot be rued m pay down or pay off any Capita! One acrount; Cashing these checks will qualify as using your a«ount. All other account terms and conditions remain in full For« and effect. ® Zoo3 CapiAVl Onr SeMca, Inc Caplrol Onr B a jederclly registered service mark. Al! rlghGs reserved. T m 0 m S a S m x m 0 D O O T O 0 s to 9 C7 n n 487905 O O z ~O m~ ~~ m s om T s~ ~~ s~ Z G A 9 ~ W 20 ~2 ~ O Sm z~ Ci m= ,F [A r z m 2 0 0 H m x m Encore ClassiCST"t Especially for Capital Ones Cardholders ~~~~'` ~/l'aa~cc4 LIMITED-TIME dFFER! Discover the world's greatest classical music, especially reserved for CARY E BROOKS. Enjoy 24 hours of the best music from the world's greatest composers: Bach • Beethoven • Brahms • Mozart • Vivaldi • Ravel • and more! ACT NOW and also receive a bonus 5-CD collection, "101 Classical Greats:' That's 21 CDs in all-30 hours of music-for only $49.99 plus $6.95 shipping and handling. Hear audio samples and order Forever Classics online at • or complete and return form on bads. Capi>FaliQ~• Aooount Previann Babmm 11,79833 Paymeata, Credits and Adjustments S53A0 Traaeacfiom 1114.04 Finance Charges 523.16 New Balaiioe 51,88253 Minimum Amount Due (56.00 Payment Due Due May 27, 2003 Total Credit Line 52,000 Tool Available Credit (117.47 Credit Line far Cash 51,000 Available Credit fm Cash (117.47 Atyourservioe To m9 Cusromr Rdatiom err to iepsn absc of scolra ork 1-800-903-3637 Smd pgJaam tm Smd iaguida t•: Atm: R^^~+^^~ Prooeasing CapihlOeeSavian CapoalOaeBefriae~ P.. Bar (5147 P.. Box 85075 Richmond, VA 23276 Ridu•ond. VA 23285-5075 N m a VISA GOLD ACCOUNT 4388-6422-5736-8319 MAR 28 -APR 27, 2003 Page 1 of 2 Payments, Crod'im a~ Adjustments 1 1? APR ELECTRONIC PAYMENT 553.00- Ttansactiona 2 13 APR QVC`3022136597B00-367-9444 PA 562.11 3 17 APR OLD NAVY ON-LINE 614-5642000 OH 51.93 Fiaance Charges PTrsre JA'rNRCXwJt~dew~~JalfOlttAJ~i7~I77~nfI/tlOn BJwerrrfr PnsLr dPR r I;tIP-K~ ff!milb n6 PURCHASES f1,83054 .040(294 14.90% f23.16 cASx s.oo .os4zs4c 19.8091 f.oo ANNUAL PERCENTAGE RATE applied dlie period 14.90W- • PLEASE RETURN PORTION BEIAW WITH PAYMENT. ~~~ 0000000 0 4388642257368319 27 1882530053000056006 New Balance 51,882.53 Minimum Amount Dae 556.00 Payment Doe Due May 27, 2003 Total enclosed i Aaonnt Number. 4386-6422-5736-8319 Pr:arp,iarm.TaJtdirc al/w.-~ircdeyr, rebm.sngr6rRN~k ecE StrcJ Ape ~ ere s~ uP hlnme Phone AlJamk ML•u • Emu? Addes ~' #9011727960053946# MAIL ID NUMEER Capital One Bank ~ CARY E BROOKS P.O. Box 85147 III III II II '" ~ 410 BRANDY LANE """ ' J' "' .~-~ !•~S MECHANICSBURG PA 17055-2809 Richmond, VA 23276 ~ It91dt91LttLlloJ191199119991L9t119ttlLieilnJl99911i991 ~ LnIILo1119J9961ttItIt99LH9dillutLLnuIIILJi99Lll Pleam rmltrymc armunf nt<mbcon yoiv dxel m rummy mdn made payable to Cafital OarBanF mid mail in for uitluvd enwlopt ,/ Includes 5{D BONUS "1U7 Classical Greats" 1 Send me Forever Classics plus my BONUS "101 Classical Greats!" Send me Forever Classics plus my 5-CD collection. Please charge my Capital One card $49.99 plus $6.95 CARY E BROOKS shipping and handling and taxes where applicable. 410 BRANDY LANE MECHANICSBURG PA 17055-2809 Account Number: 4388.64225736-8319 Exp)res: M YT' Quantity: Customer's Slgneturc: (va8d Only With tuM tttprtatlra) 1 edhfdm Caphal One b forward title eaupon tw my batrl b ri rngaM am provbr Ilia pmdrral. 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GpiW One r a dy rrNp mark of Cgiul ~r d ~ a trod m 'adarr Rob Appal To.' rrs naitlply ri arerrae ddv balao of cads aatrr btivou clurar spprdrrp r you sane afar yes Nr ~ ~ ~ ac ^' "O'u ~ O~ i~ 47161S Important Notice: Your payment will bs credited to your account as of the date we receive k, provided you send the bottom portion of this strtsmsM and your check In the srwbaed remittance envsbpe, and your payment is received in our processing center by 3 p.m. Payments addressed to our Yrginia or Georgia processing center must be received on a business day by 3:00 p.m. ET. PayrtlerYts addressed to our Washkrgton processing cantor must be received on a business day by 3:00 p.m. PT. Pbaas albw et bast five {5) business days for postal delivery. Payments received by us at any other bcetbn or in another form may not be credited the same day ws receive them. Our business days are Monday through Saturday, excluding holidays. Please do not use staples, paper ehps, etc. when preparing your payment. 4 CAPITAL CONVENIENCE CHECK CARY E BROOKS 700 4to BRANDY LANE 68-677/510 MECHANICSBURG PA 17055-2$09 zooBS4 Poy To The Order 0( u^7D034ua ~:05i006778~:7L022573683i9ua M additional and easy way to access your account Use just like personal checks Don't wait! Your checks expire 05/28/03. Thank you (or choosing C"apita/Q~. Preferred Cardholder Customer Relations: (800) 903-3637 www.capitalone.com N m a F.xplres o~i8/o3 _ $ 200.00 n,dr .r >~zofz Enjoygreaterflexibility with the ottached Capital Convenience Checks RE: Your account number ending in 8319 CARY E BROOKS, We considu you a Capital One• Prekrred Cardholdu. To show you our appreciation, hcrc are two Capital Convcnience Checks' for you to use any way you like. Why should I use Capital Convenience Chedrst You 0 enjoy easy arcess to your credit card account with your two convenience checks, which you nn use for rash and az locations credit nrds are not accepted You ll notice that your first check is made payable co you. Deposit is into your bank account and use it like cash. The possibilities for the other check are endless-take a weekend getaway, buy new clothe or give as a gift-the choice is yours! These checks have the sazne APR, credit line and transaction fees as your cash advances. Just be sure the amount of your checlts doesn't exceed your available caslt credit lino We hope you ll find your checks an easy, convenient way ro use your Capital One aaounc It's our way of saying thank you for being a Capital One Preferred Cardholdu. Sincerely, ~~.~- Robot M. Alexandu Senior ~ce President, Capital One P.S. Don't delay! These Capinl Convenience Checks expire 05/28/03. Take advantage of both of them today! `Plnse see the reverse for the urms and conditions of using these checks. 200884 CAPITAL CONVENIENCE CHECK CARP E BROOKS 70035 pto BRANDY LANE MECHANICSBURG PA t7o55-2809 be-677/510 200664 Date fxptres os/18/03 ~~ n..u...~ u'70D35u^ ~:05iD06778~:7i022573683i9u' f~ Rfchmond, VA Memo Cardholder Signature ~~~ Rirhmond, VA Memo Cardholder Signature T m 0 m 9 D x m m 9 O v 0 O a z 0 a N m G) A ~~ L _~ T aa~ r T 0 a N 0 z ~O m ..~ rA m <~ om aD ~ ; n0 >~ rM z0 ~Z •m c~.m r zF c .i m= t ~ r z m Answers to your Capitol Convenience Check questions Q: What Interest rate will apply when I use my convenience checks? A: You will receive the same APR as you have on casfi advances. Q: Where are convenience checks accepted? A: Cotrvenience checks are accepted wherever you normally use your personal checks. You can even use them at locations ti-at don't accept credit cards. Q: Is there a transaction fee? A: Yes, there is a transaction fee for using convenience checks. The fee is equal to your cash advance fee. Please see your account terms for fee information. Q: Can 1 really use my convenience checks airy way that I want? A: Yes, you wn use your convenience checks for just about anything-whether you're shopping for new clothes, enjoying meals out or just want to have rash on hand. m Z 0 0 w m x m s m 'Important information regarding your chaks: A Convenicna Chcdc will be crated as a rash advana according m the current terms of your Customcr Agreemcnt and any amendments to is Howeve , is may na qualify for any rewards progruns. TLe attached checks are subject m cash credit availability, so you must have the available cash aedit oa the day Capital One prooessea your dredc. Check acceptance is also subject to the current status of your account, and it may riot be prod if your account is restriaod in any way, past due or in collections at the time it is processed. If the credit is unavailable or your account is not current, u stated, your check will be returned unpaid and you may be assessed a returned chock f«. Tlasr cixckr ranrrot be aced m pay doxm or pay off any Capita! Onr accoxrrt Cashing these checks will qualify as using your account. All other account teens and conditions rrmain in full forcc and cfFecc. Q: WiU my convenience checks ever expire? A: Yes, the expiration date is printed at the top of each convenience check. So use them now for greater financial ftexibil'ity! ® zoo3 Capirol One Services. inc. Caplrol One !s o federc!!y registered service mark A!! rights reserved 471915 0 0 z m~ mi 9 <9 om T 9s T ~ D ~ 2 C A ~ ~ fA 20 ~ 2 i O ~m r if c~ m= * ~ r Z m' m z 0 0 a w m s rn a m - First 3 months half-price ., 97 a nard~ ~ ~ ~ 58.BS/rto. n,amnsr Now wfltb FREE Acxele~ator for tlse ~ f2 rnwrtbs*-a Aso raM,. SIGN UP TODAY! 1-877-778-1207 M~ition Offer Code: GARNET Or visit www.peoplepc.com/goJgamet aa+ peoplepc' online u A better way to Intemet. PeoplePC Online offers the features you would expect from higher-priced Internet Service Providers at hafF price for the first 3 months! V rus Protection powered by fie'" ® Pop-Up BlockerT"" `~ Spam Controls ~ ~ Smarter Smart Dialer Technology ®~ More Email Addresses ®~ Intemet Call Waiting CapitallQ~• Acaonnt S Ptevtws Bahuae 11,882.53 Paymenh, Credits and Adjustments 1174.% Tnnsasiions 1.00 Finance Charges uLSs New Babutae L3,729A5 Mia'vonm Amount Due 55L00 Payment Due Date ]vne 27, 2003 Toml Credit Liae 52,000 Total Available Credit 5270..55 Credit Line far Cash 51,000 Avatlabk Credit for Cash 527055 Atyotuaervice To oeB Cwtomer ReLtioer er to report o laot ar seoleo nrk 1-800-903-3637 Seed prymeatr t« Bad;nguiuo t« Atm: Ranimaae Pmoeaein8 Cwp' One Se++im C.pitst One Serricee P.b. Boa 85147 P.O. Boa SSO75 Rid~mond, VA Zt276 R VA YSZ85-5015 rtaat Account Information Cspial One is a proud sponsor ofthe Amman Film Institute's CBS primetime spedal presentation -'AEI's 100 Yeats...100 Heroes & Villua' a Ameria4 Greatest Saeen Cbacxtets.' Ofthe a~spa~~ film heroes and vt7lains, Who 7i Slle gtatdC IMO and WnO la the grea[GC V77]a107 V15Il the lie[ wntain Jams Bond, Rocky Balboa, Hanm'6al Lnaer, CatWOman, Indiana Joie, Norman Bates3 To Snd out the amwas w these m~ai snd r~~morq tmx is to CBS, Tuesday Jane 3 from 5-11 FM (ED'r/PD'I) 7-10 PM LcD~. a a VISA GOLD ACCOUNT 4386-6122-5731x&319 Payments, Cted'rts and APR 28 - MAY27, 2003 Page 1 of 1 1 29 APR ELECTRONIC PAYMENT 553.00- 2 14 MAY QVC CRIDIT CREDIT 6.85- 3 14 MAY QVC CREDIT CREDTl' 62.11- 4 15 MAY ELECTRONIC PAYMENT 53.00- FinantxCJnrges P/earsJatreverJ~eiid~r~,.iiyi~nrjortwi~ra~i~ i?daarnah Prnr& ~8 - ~1~~ .ppGnla. ratr tt1A1C PURCHASES 81,756.89 .04052% 11.90% f2L56 CASH 5.00 .aS425% 19.80% i.00 ANNUAL PERCENTAGE RATE appFiod this period • PLEASE RETURN PORTION BELOW W1TH PAYMENT. Capfta~01~` 0000000 0 4388642257368319 27 1729450053000051009 New Bahuue 5].729.45 M;nimwo Amrnmt Due s51.oo Paymem Dee Date Jnne 27, 2007 Total enr]osed 5 AeeountNumber. 4388-6422-5736-8319 P4..p,:.tamTn~aam.rl a..-.da.degeirbs eaagLlrr..rL~ brit 14.9096 saa• Ape 4 cy s~ 22P Home Phone Ahmeu Phone ~ #9014827960053941# MAIL ID NUNIDER Capital One Bank GARY E ~~~ P.O. BOX 65147 ~~~nuu~~~m~~n~t~ ~ ~ 410 BRANDY LANE Richmond, VA 23276 °' : MECHANICSBURG PA 17055-2609 .a ~ (u~e~u~~u~~i~~u~~e~~u~~ne~~ne~~nt~~us~~ne~~ne~~ns~ ° ~ (us~~~ue~~~un~e~n~e~ne~e~~u~s~~us~t~nnt~~~~une~e~~ Plrare vaiteymv ar~mtat nvmbn oa ymc rbecE erraoaey order r+wdr fayab& to Cafitd OweBmif sad mail in rlxrnrbvd enwrlof~e r peoplepc~ online ~ Abetter way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAYI 1-877-778-1207 M~ttion Offer Code: GARNET or visit www.penpllapc.l~rn/gdgamet a. Qa~e iolM. 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Please do not use staples, paper clips, otc. when preparing your payment. srtaoo GARY E BROOKS SPECIAL SAVINGS FOR CAPITAL ONE• CARDHOLDERS GET MORE BYTES FOR YOUR BUCK Switch to unlimited AT&T Worldnet• Service for only $19.95* a month. That's a savings of more than 15°~ over AOL•. Plus, your first month is FREE* Catl 1800 787-4800 ext. 46397 or go t0 www.dlownloadattnet/4snroUc C~• ~ o r i d n e t CapitalQ~• Aooovnt Previous Balsas 11,729.45 Payments, Credits and Adjustments (107.00 Tramac6oos 140.17 Finantx Charges 12136 New Babtaoe 11,683.98 Miawum Amount Due 150.00 Payment Due Date July 26, 2ao3 Total Credit Line 12,000 Torol Avaitabk Credit 1316.02 Credit Line fat Cash 11,000 Avat7able Credit fat Cash 1316.02 Atyoureavia To nil Cwaoar ReLtioro or to report • Sort w stolen ark 1-800-903-3637 Seedprymemr to Sesd+a9~t« Atm: Remrtemm Protsim8 Capital One Seeriea GpAai One Senioes P.O. Boz 85147 P.. Bn 850]5 Rie'hmond, VA 22276 Rtrhmo•d, VA 22285-SOSS m N VISA COLD ACCOUNT 4386-6422-5736-8319 MAY ie -JUN 27, 2003 Page 1 of 1 Payments, Crediu and Adjtntmrnts 1 25 MAY ELECTRONIC PAYMENT 156.00- 2 10 JUN ELECTRONIC PAYMENT 51.00- Traursactiom 3 02 JUN GABRIEL BROS - HARRISB HARRISBURG PA 11432 4 02 JUN TCI FRIDAYS- HARRISBUR HARRISBURG PA 25.85 F'm.nceChatges Pkarrtacrererxnidrjor;arpataar ia ~a ~~ pp~ P"'a~` r ~ CHAlt PURCHASES :1,687.86 .o4061K 14.90% S2LS6 CASH 8.00 .05425% 19.80% i.OD ANNUAL PERCENTAGE RATE applied this period 14.9091 • PLEASE RETURN PORTION BELOW WITH PAYMENT. ~~~ 0000000 0 4388642257368319 27 1683980051000050002 New Balance 11.683.98 Minvaum Amwat Dne (50.00 Payment Due Date July26, 2003 Total enclosed t Account Number: 4385.6422-5736-8319 Capital One Bank P.O. Box 85147 Illnutltlllndntll Richmond, VA 23276 LtItLtlltttLlLttLlltrlltttlLtdltttllttdLttlLttlltttl A~rarj.ur.dnydl~raarLwr,.~r~erlrbo.erut~l/rr..N Fiat salt Ape J ~ sne~ z>p }bme P6ose A1tRma P6oa • Fwd Addte• ~ #9017927960053946p MAIL ID NUMBER ~ CARY E BROOPw `n ~ 410 BRANDY LANE ~ ~ MECHANICSBURG PA 17055-2809 m ~ ° Intlllntllinnltlnltlutttllnltllntltlut,tllllt,ntltll Pleam vciteyorv aavaaJ araabomr yom r/iacE or money ardn made fayab/e to Csfird One BanF and mail in tIx earlarrd enzrJofc GET UNLINKED Switch to reliable, unlimited Internet access Sign up today. from AT&T. Wrth the wrfveniance and features you INTERNET ACCESS want, Plus parental conbots, personal Web pages, CHIT 1800 787-4800, _ FROM AT&T FOR ONLY makesc I~'t o e o~the best bets dreg he Net a that ext• 46397 Or g0 t0 $19.95* A MONTH. - 1NWWdOWhl08d.att.net/enroilc .Free anti-virus protection for your rmail • Free anti-spam screens out funk mall • Easy e-mail switching tools automatically ~~~~, ~ forward your e-mail to your new AT&T Wrxidnet mailbox' ~Fw,r~y. W o r l d n e t 'iasplwta ears ptefedtp bag bn0 trraro a ip0eae Ydrq' dtetar) acct otlw dWpr ero ter may aPP4G wen ebk0 tlr hoe ntorYt On•moroHw d Alkf Watdtrt Sarvlrs i aulabb ~' b aabcbtl new ATB YYOrkarst Srvka ttwr6as and anarwier keen ate dale d bphfetottthntldt r AW Yrorlbtat Serrke the ApnL iNIYp oortrnariars ell wth fit~ea6 enotAry sYiae Ip>Q WwNrt Servloe Eat ar m M n ad~e~ioeind aondaor~s cob epPM~ Our naJet7 b diwge e/Fot ~eaw"s lwsnanw~t nor (u~•^eY ^Ar4WUe fenen b ^ 4w aanAS b nsw AA7 YVarMrtro nwttlats. 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Y rent Ya PaY r rnaara Ya owe ue t~dudlnQ atA' t Dws /nr apP~Y b oaeaonar nox~ai wtl aemWa 8 1 fro bye h dr rnr[ bip qal•• Te eabules Y•u tool Rwtoa dnlle. enllpy You awre0e dekY EYroe IN db a , za n e rw a b , torrsedar You due teat, owtWdt ter. wWnrd PaYnaM t•r. rah f Door rot apply m bueness m'r~sdt tab aecanb ' O deer hoe rd by Ar Harder of dent w Iha bit? ad+abe Ma rd aW esker br aaereW to yar p ~ ~ per rraaMp r a ally beau, Arn say b a alyc vedrir between Ala rladstlat acct Ave tatrtaa of d Y atmrat. Ya ar ntparalt tr Yeaas anwr wlrAw [hay apprr r yr aexant w the Aob yr ra}rw to dot Au amen s try as Inawrd etaea9twn m Gts aPP~s Ytfortnatfan pdwry Probcd~ r ou ~ at www. core. p ~ y weae , IYrer tlrse rb b. H the oob Z w N appere r rie had of Act Mrwe er tM aooant. Thla trY nwh In a t d Yar raPw o I One b a rhea mark of GphY ~Y '^"'~'r ~er~pd One FYwedal CaPaadon Ii don ewerwd • 2(103 j N ro# m'&Wioe Roos Appk~d Ta~wt tMlply A°..... -- m ~ y o ew tlrry~a..i .1...,.:.m 1~a aceaed aMt yes .r .~. -. a„wn ... eh. - et drr ea sno Paw d l I W d f:aphel Oro- O11A194K 2a69nM )rnportant Notice: Your payment w01 be credked to your account as of the date we receive h, provided you send the bottom portion of this statement and your cMck in the encbsed remittance enwbpe, acrd your payment is received ki our processing center by 3 p.m. Payments addressed to our Virginia or Georgia processing cantor must bs received on a business day by 3:00 p.m. ET. Payments addressed to our Washington processim r~ntsr must bs received on a business day by 3:00 p.m. P7. Pk+sse albw at bast five ;51 business days for postal defiwry. Payments received by us at any other bcation or in another form may not be credited the same day we receive them. Our business days era Monday through Saturday, excluding holidays. Plsese do not use stepbs, paper clips, etc. when preparing your payment. First 3 months half-price 1 ~ ^ monu4 ~.85/mo. ttafreaflr sIGiN uP Touan 1-877-778-1207 Mention Offer Code: CORAL Or visit www.peopiepc.coMgdcoral CapitallQ~• Aooa9mt Previms Balame 11,683.98 na, Cxd»s and Adjustmems P 151.00 ~ (59.00 Finarce Charges (2037 New Bilatwe 53,712.35 Minimum Amount Due tSL00 Payment Due Datc August 27, 2003 Total Credit Line 52,000 Tout Available Credit 5287.65 Crodit Line for Cash 51,000 Ava~7able Credit for Cash 5287.65 At7ourservia To ea8 Cartema Rr3atisms or m rgwn a]at a sblm orcd: 1-800-903-3637 Smdpgmmt:tc Seadmgiiifissoc Atem Remhhaa Pmm.ine C~OaeSc+;oe~ C~OaeSeniaei P. . Boz 85147 P. Bas Y501S R;ehnoad, VA 23276 Riehnwad, VA 23785-5015 VISA GOLD ACCOUNT 4386-6422-5736-8319 JI1N 28 - JUI, 27, 2003 Page 1 of 2 Paymeata, Cted'iu and Adjostmcnu 1 09 JUL ELECTRONIC PAYMENT 551.00- Traasactions 2 27 JUL CAPITAL ONE MEMBER FEE 159.00 FmsnaCharges _ PkveraeraverfssidsforiarfartanfinJFa~ndiva m Bdrarnt P.r;e& Gr~uyw,~ F~~s . .pfTiJa rit APR - e 1~iJRCHASFS f1,663.53 .04081K 14.90K 8203> CASH S.OD .05425K 19.8096 1.00 ANNUAL PERCENTAGE RATE appliod this prriod 14.909E • PLEASE RETURN PORTION BELOW WITH PAYMENT. ~Q~ 0000000 0 4388642257368319 27 1712350051000051002 New BaLnce f1.712?5 Minimum Amoum Doe 55L00 Payment Doe Date Angus 27, 2003 Toolendosed S Aoeoont Nnmba: 1388-6422-5736-8319 Capital One Bank P.O. Box 85147 ~~~uu~~~~u~~t~t~u~ Richmond, VA 23276 ~n~9~n~~m ~t~~m~t~~u~~n9~~n9~~m~~u~~~ut~~ai~~m~ Plrcpas:r~iLiydim.wYn.rMn7cbeyrr.lebvmugxr n.u.,t:~ Gq ~4 }lame Phase Ahama Phae ~ #902082796D053943# MAIL ID NUMBER ~ CARY E BROOKS O1 410 BRANDY LANE m ~++ MECHANICSBURG PA 17055-2809 r ° ~w~~~u9~~~nn~t~n~l~m~~~~u~9~~m~9~uut~~~~uut~t~~ peoplepc~ online u A better way to Irrtemet. PsoplePC Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! v Email virus Protection ® Pop-Up BlockerT"" Spam Controls Smart Dialer Phisher Security f~ Internet CaH Waiting r Plean tmite7roiv arrawnt nvafbo on7wiv tbarF or nwnryarder made fryablero Gfitd OneEmeF and a~aiJin !be enclavd enaadofe peopiepc~ online ~ A better way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAY! 1-877-778-1207 Mention Offer Code: CORAL Or vistt www.peoplepc.com/go%oral a C t. .rr t.. ~_ ~- ~~ t~trt- A• ~- ~~ tttt~ fay 'rG n wvsr w Fernrrae awp. mHman eras peiod of w Pete` Yw wl Iw e a ww. rs am d errata ~o er el rr ps arKi narrlr row aPar~tl PwrJrra~atlrr s r t to web rye,y pp ~dalr viler 1M irlpewar Nafr PnYOtsrr bebw, arhrrrar ned bE I H flits IOr k r b taadwd by your na¢ awrmaw eriilrna any u0aid' f h TI sip dws: Thee i ro yo pndod m cash dvaras r aPerW frartat h ndrdati dress i ro Rraos pabd sas o a~p~w~t•) sapmnt Than. we ~ artyarry trarraakn N you do rot pny ri tad New ~ lof h h i radry Rrnrres grya. Twrinldarr vdddf aw not d ti 11 d d d ~ ~ ti dtay bebrro al lera 3 A ar aanw ro gees, w • tpr Pslo rP w ri dnr d ri urrrafwr a D trom ri does ri . n a. The lean 'ArrW R reolin Y pwoaaaad ro yea' Aaeaad of 3y karff ri 'Ape' an ri twm a t aYfda dq of ri versa aaip asio~ Addkkrrey. - b. 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Tat~ary Rn~ratlr b IRMrwon ifyit m not u.esa rw a r sotto drips for any pvst a ri and d ri blip perNd, ww add up tae adWiafe ro arrive rt dt~aeg0rrrwrt a ardrw~de todwsayparo6eri R of yv ksora, ~ulr +ho ksynrirq h aepaar w add awnyy row vananWar e iris tlrgs nbssrad r tit pwvNa a tlr asprrrc ws dill atbuart Thls~ rs aep~rxs dsay kalao nt d yeti arrant rronevsr, ff you pq d own m yar pwvitr etatrrew M ki (a rtr west iw ar • madt nwr0, row idr Pest m yar pudras s epsdd ee awdiroyt addd to dr diy Marisa w K ~ dlMdlrp~d~ u~ir~i s nnbsr off g ri set's to ri tnrnw big cytls• To rbarr yar for lifaron efrn0l. yeu avaraps aiNy brace by ri p dolt' mm sd W tlr weMsr of days in tlr burp p t po raedrp m e dW bads, dim my ie a m p{E efyw va~llaroprs bavwar Ws edd4rkn and tlo amoua or b. if~twoo Z er N N rIIr• afro rYr APP Md Ta~~ww ~wigpty d'° .... N atpass an ri from of tNS antsrw f'eoplePC is sdey resporrsble far biro Des, end is not airdiated with Capibl 17na. Gapkel One doss not provide, tmdorse a guarardee, end b not alGiated wdh, airy product a service shown here. Airy trademarks menfiorted tlreti ere solely owned by the re~ilve eritlty. N rights reserved. By rrssparaiirg to ttis otla4 you may be comiwiarin8 lydarrnatiori dart yaUaee to the comparry that provides tlis product - fa erarrgrte, tnl you are a Capitst One larstarix. 'PecplePC Or~ rrQi ere tilled at 54.97 a monm; ~.s5 a madh eiereafla Deer avadehb to row dipgpp ta)1t 1101~e1s of age end may not he redeerrrad with any otlrx oeec Offer subject to~~GPI~~ t4Gla~a5sy~r~obt9evailable fa 51.85 per minute. Fa aueetbne, cal tw-tree at t-s86-sriNnow Service rat avalebk n aA seas. Access leas, taxes, and other tees and reshkdiorl nay apply. Telephone tW charges may apply. even titaktg tel prrbds. You are resporiable is detertrin:lg wtr~lrar a cae b one ar our scores nruribNS YYM rBellt h telephone td tdrarges. Access may be lrrdad. sspedaly tlttilg tines Of peak usage. plaElp nianbers may he clanged a2 PeopbPC's dsat:licrt. Cobinral use subject to tinieorR pracedrres Al use k au6)ed to paoplePC orrfale's staYicea AgreaneM and A~ffib use Paiy. 5&C a ate mldrraim speed of service; actual speed may 0 zoos PegrlePO Inc. Al iiesltpd. PeoplePC online and hs ktgos se raglsiled Radlnlto3 d PeaplePC in the U.S. and dha txxrrrtrlae. 0 2006 Capital One Servioa, Inc. One is a iederaly registered servira mark AI rights rweroed. sap dray 6darras for the i War sour ff k hr aieady bar rloaeG Far aurarpi. if tl tl A O d Inwnar, w la r ri men nadr my, ad an w d ro Y Wu au re a padnu imm a nw rit r we o reoMts the Yrne fo a k ow lhs nMldrt ales your p ~ n ar n ~ w Aro na dlraaK oi t ~ a d w p ~ arbM br mre N e~rm Y~i~ w ff t O Y s r w ~ gy w p mM~y M ar ~ ri bMallea Of MfJI a ~ m W drpa4 to tl®MK kY IwV. Ilia dO tlyaaayy ddds bye d above. T. IAbm Y ~Ire~ ri ~ ~ an vennnmiaa +eP e. res.. 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Yar' Aawd. ff • nrrrWrdip bn tyrprra r ri frerd of ilia artamem, you bw 30 dap kola ri dew tNs srtsrfar wr maind to yeu to aV05d rprWyfnqp ri foe a m Mw sorb tee asdW m yes I} yW ~esited yes scorer. Durbp die period, yes nuy Cerriar r ur ytv secant vdllrlr IrMne b PaY ri rrrnhadip fee Ts eatres yar aeooua, you cart rotay ut by c!be tar Cusanr Renaorr Opennart and y New adsros' ti u lardtrdrrs ri a N r~Y~av~Arwet w ur wpea yto dass~ yywwrr saver by tiip ow Cltewrrrar Rdetiare naaparrsr. YoudneYe, card N pwwYrixed blip, ant eases un4q yet nearer. N you do rra rnoel PraaWrMd blip amrganer~b, vw trY oonider raaiq d • Wren Yoh authodzaean b aeeeur. AddMsrsy, You aearefr will na-b dord trarwtloroyYau NwA a ad, frrodrgo. pea due fen, OVerarril tar, Irerrad paymsr ter, nail sdwrre tar aro any sew ter aseerd to yar agoras. You aw tetparEie is des anteunr wlydrr a~ra~•o u:~er u~ n~~ r~wam ,o your r.giw.r to do.e des .smut. Tri. reset' wan ti tlrgw anp~sndrq a+Y~ nmand nfia wu Irvs ti,I.~Awrw _.-- -M &Wlifi la6ti5 BIA~WRAY (ir Car d Frrow Or OueWsr Abel Yoe sae It yeu dick ywr bl i weep, ar ff yes nrd more Ninnaden en • trsrrolr ar bl, wdr r ua on a tr~~pn~nyw~ sirs r oar r pesaale a1 ri addwn for .y..~.~ d10r1 r ri *ar[ d fi stria. Wf turret into f/pm yMr ro Itrr rin fp aka vw sem yes ri trs bw m wNdr b sews ar appnawd You can pperrianasraarswwQrrwr Wlds~s reveler, but debp r v~Y not intaerYsrc~y ~riitssei i W ma6arririe ~ ametea d ri art~acred east, • dreapsm d ri amt and an afelrretleq N poadtla, d Yeu bdie~e rive b an sner ar ff ym row mow • aratpda, of ri rtam you aw urue abau. You do rr Mve a pay +nv smart i susedar vdi ws w Ynssdosira it. br you aw stla to ply ri rrrr d yar riot nw nm M apasMr~ vrs MaNoas 1~ 454 via ravel youYrrOtrred er LToe arty astir b teaotl tM i,t ePecfd atle For CraOt Card Ptrdtars li yeu Iwo a pedlss wkh ri quirt' d pwpaly a Aeve fdsd~if /- fdlh b oowneaa Pie w~M dais martlrsd, ysY mryplprpwatlhys d¢d nw bYpry 7M wmakirp pwlklr Mr~r wirn~ Yr arRlrr pAes vas ores dun •60.00 rd tlu Wrirr vws roads N Y~ Iwas vets a wf Wn 100 mass d ywv mafiq oddest el uw Dun or oparar ri rlardrrt ar ff foe tossed you ri adraderra fen dr pwpaty ar ssrMOr, rY purcJrar aw card w0adess d arrant ar b~tia d getluss•1 Pinar rnaMer m ip M Oerreapendrrr. t Door aef aapy b oarrsser rooeisdr W V xaaunts i Dwa rot apP}Y r brdraY nab tlN xCOUrs CariW err a4PSd, ptivary ptorctiac ... au 2. A~ I a. 475e9S Important Notice: Your payment will be cred'Ked to your account as of the dots ws receive iL provided you send the bottom portbn of this statement and your cMck in tM sncbssd remittance envebpe, and your payment is received in our processing cerrter by 3 p.m. Payments addressed to our Yuginia or Georgic processing center must bs received on a business day by 3:00 p.m. E'T. Payments addrssssd to our Washington proesssatg center must be resolved on a business day by 3:00 p.m. PT. Please avow at katrt five {3) business days for postal de&very. Payments received by us at any other beatbn of in arwther form may not be credited the sans day vve roceiw tMm. Our business days ere Morxtey through Saturday, excluding holidays. Please do not use staples, paper cfips, etc. when preparing your payment. 5 CAPITAL CONVENIENCE CHECK X0063 CARY E BROOKS 68.677/510 qso BRANDY LANE 200884 MECNANICSBURG PA s7o55-t8og Dare Expires o8/go%3 pol' To fie Order 0( C'/aif.7lQr-e' Richmond. VA Memo Cardholder Signature $ 200.00 Dollars u•70063n^ ~:05L006778t:7i022573683i9u' An additional and easy way to access your account Use just like personal checks Don't wait! Your checks expire o8/3o/og. Thonk you jut choosing ~e Preferred Cardholder Customer Relations: (Soo) 903-3637 www.capitalone.com a CARY E BROOKS yso BRANDY LANE MECHAN!CSBURG PA t7o55-28og Page 2 of 2 Enjoygreater flexibility with the attached Capital Convenience Checks RE: Your account numbu ending in 8319 GARY E BROOKS, We considu you a Capital One• Prcfured Cardholdcr. To show you our appraiarion, here arc two Capital Convenience Checks' for you to use any way you like. Why should I use Capita! Conveaieace C3tecln? You'll enjoy easy access to your credit cud aoeount with Your two convenience checks, which you can use for castt and u locations credit cards arc not acccp[rd. You'll notice that your first chak is made payable w you. Deposit it into your bank account and use it like nsh. The possibilities for the other check are endless-take a weekend guaway, buy new clothes or give as a gik-the choice is yours! These checks have the same APR, credit line and transaction fees as your txsh advances. Just be sure the amount of your checks doesn't «ceed Your available cash credit line. We hope you'll find your checks as cuy. convenient way to use your Capital One account It's our way of saying thank you for being a Capital Onc Preferred Cardholder. Sincerely, ~~...~i-- /~• r~ Robert M. Alerrrtdu Senior Vu President, Capital One P.S. Dont delay! These Capid Convcnien« Checks «pire 08!30/03. Take advantage of both of them today! `Place see the rcveru For the rums and wnditions of using these checks. 200864 CAPITAL CONVENIENCE CHECK 7oo6t~ 66-677/510 zooe64 Dare Expires o8/30%3 .~ (--~ Cardholder Signature n•7Q064u' t:05i006778~:7i022573683i9u• ~~0!?C' Richmond, VA Memo T m v 9 a x m N m m 0 a v O 0 m 0 a to a m n o~ o' z ~O m~ rA m ~a om '~° a ~; a9 ~o 's9 r W Z Gr 1 2 ~m --~ r z >: c -r m m~ r_ z m Answers to your Capital Convenience Check questions s ~~ ~^ .~^ aasss~ aaari s~isr~ ~~ ~_ Ste' s _• ~__ _~ Q: What interest rate will apply when I use my convenience checks? A: You will receive the same APR as you have on cash advances. Q: Is there a transaction fee? A: Yes, there is a transaction fee for using convenience checks. The fee is equal to your cash advance fee. Please see your account terms for fee information. Q: Can 1 really use my convenience checks arty way that I waM? A: Yes, you can use your convenience checks for just about anything-whether you're shopping for new clothes, enjoying meals out or just want to have cash on hand. Q: Where arc corrvenience checks aaepted? A: Convenience checks are accepted wherever you normally use your personal checks. You can even use them at locations that don't accept credit cards. Q: Will my convenience checks ever expire? A: Yes, the expiration date is printed at the top of each convenience check. So use them now for greater financial flexibility! m z O O a N m x m 9 m Important information regarding your checks: A Convenience Check will be treated as a cuh advance according co the current terms of yow Customer Agreement and arty amendments to i~ However, it may not qualify for any rewards programs. The attached checks ate subject to cash aedit availability, so yon must have the available cash credit on the day Capital One processes your chest. CLecJc acceptance is also subjat to the current status of yow acoounc, and is may nor be proccued if yow account is restricted in any way, past due or in wllections ac the time it is processed. If the credit is unavailable or your account is not current, as stated, your check will be returned unpaid and you may be assessed a returned cbccc fee. 7Ticsc chccAu ranrwt be aced t+v pay doara or Pay off any Capita[ Orrr atcossnt. Cashing these checks will qualify as using yow account. All other aaount toms and wnditions remain in Eull Eora and effect. m zoo3 Capitol One $ervkes, Int. Capita! One !s a federally registered servke mark All rlghtr reserved. 47689S v 0 z m~ ~i A~ ~a om m- yi .~ s z; >~ ~~ D ~ r W ZO iZ ~m ~~ zf c -r m= * ~ r z m m z 0 0 9 N m x m m First 3 months half-price 1 ~ . rnatUr f8.95/mo. ttter•atter SIGN UP TODAY! 1-8TT-TT8-1207 225736 19 Mention Offer Code: ,LADE Or vistt www.peoplepc.t~rtl/go/jade Capital Q~• ViSA COLD ACCOUNT 4386-6422-5736-8319 Aooount Summary Payatears, Credit: aced Adjustments JUL 28 -AUG 27, 2003 Page 1 of 2 Prevaus Balance 11,71235 1 OB AUG ELECTRONIC PAYMENT f51.00- Payment; Credits and Adjustments 1102.00 2 26 AUG ELECTRONIC PAYMENT 51.00- Tnnaactiotts f.00 Finance Charges f2L34 New Balance f1,631.69 Minimum Amount Due (48.00 Payment Due Date September 27, 2003 Tool Credit Line (2,000 Toml Available Credit 1368.31 Credit Lice far Cash t1,000 Avat~ahle Credit for Cash (368.31 Atyourserviae To nB CartomY RelNiom er to report a kat or moles nrd: 1-800-903-3637 Se•d prymerm t« Swd ingitiria to Alta: Reenit~Praaninp Ca ''mot Oac Services Oae Seniaeo P.b. Bas SS147 P.. Bu 85015 Richmond, VA 21276 Riehmoad, VA ZT7b5-5015 Imoomnt Aaount Information Did You Kmrri' Cap'rol One oSac mac than just aedit cad pradtws. Wah more thm 47 mrllioa atxaanu, Capita[ One provide valuable 5aaadal sdutions- iadudiag auto ]oartq perwaal loan:, CDR money market acoouars sad mar to oae out of every three homes in the U.S. Finance Cllarga Pkasrac retw rsr idq/ br iarPorGSSt it y6rateion ~ ~ a c ~ . ~ - ~~ PA PURCHASES si,seuss . o~os2tc 14.90% s2134 CASH S.OD . 05429% 19.aDK 1.00 ANNUAL PERCENTAGE RATE applied this period 14.9041 • PLEASE RETURN PORTION BELOW WITH PAYMENT. ~~-Or1e~ 0000000 0 4388642257368319 27 1631690051000048005 New Balance 53,631.64 Minimum Amoum Due 148.00 Paymeat Due Date September 27, 2003 Total enclosed S Aaomt Number. 4388-6422-5736-8119 #9024027960053946# MAIL ID NUMBER Capital One Bank '~ GARY E BROOKS P.O. Box 85147 Illunrlrllntlllarl ~ •~- 410 BRANDY LANE Richmond, VA 23276 ~ ~ MECHANICSBURG PA 17055-2809 Ittlrlrrllrttltllntlrllrtllrrtlltrtlirrrlltrrllrarllrrrllrtrl ~ ~ Irrrlllrtrlllrrttlrftrlrlrtrlrtlrrlrttrrrltirttttlllirrrrrlrll Plsate writeyaar amoarst nambn oa yarvrh~E or money mdn made fryable to Capird OaeBmcE and raaiT is the ervJorrd eavelofe. P&eepri~mar7mt~dden ot~r.e-mr+tr+leyakrlno,aayN ea.xf~ saes[ Apc s G9' lase ZID Homy PMrc Ahcma Phme 0 Ev<•1AedRw peoplepc° online ~ Abetter way to Irrtemet. Peop{ePC Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! Email Virus Protection ® Pop-Up BlockerT"" `~ Spam Controls . S CARD~E BROOKS ~ P~9~1_ANE ~ ~>>~ Pa 17055-2805 r peoplepcr~ online ~ A better way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAYI 1-877-778-1207 Mention Offer Code: JADE Or visk wuvw.peoplepc.com/gorade (er nr_ ~- r_ tip ~r• ~_ ate ~~ t_ ~_ r•~ era a~ ~~ ~~ to saw Mlei Yw wr bw i mbinan aver PoAod M % rbye vddruc titrne oh n five padrrs, row brdrrs trerrbo, rrw.psr++ o~+~ rd row ether drrpr n You pay Year toN 'New eabra', h aeoadrto. rddr 1hs erentrt rWos for pay~wMS bebw, acct h tbro for k m tit tnrrikad by yrrrr rota taaamera rJoerrrp der. Them b ro araoo pabd on orlr adrenoea and apwY trarrre. h addldetq rhea b ro 4rs patbd n any Vr-alert If You do roe pay the tool lbw h. ~ a Pp~aroTb ro~ilrYs tV ftorrr ri deer d ri aerrralorr or b Yrrn tin die ri tarraraion b prooaard r yoir.4arrut a 31 hear ri Mpyae uuoWrdor dry of dr enact biry oaied. MdltlonoaY. bOarp Padod h~hi alms drier eemirrr m ~ m yar tepaN balarre ulna ri taaeW halrre k paW h w. 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Rare oMrpa b erlaJnW W radYpMrW the ddN babnr of ash eaprra of your armae U.¢, arh adwroo,e rprouerrpJararrr~, yteadM arr/a, acct tgsrbl Pudrr) by ri Aadaaatl diy Pubdc mabl era Ire been dladaaad b yap At dr ad of erh dev AaYra ri hi setbd. wo aprh' the diy P~ ntte br rdi eapewt er Yaf amelmt b dr aeba~VtOhYnts of eeaA the tierWYd dr daffy uloleMone r t~dw at yp~r W petbdc errarre drill br eeoh aq.rtc We add rp tlr reardb Nora rrdr aevrram to cilia r ri teal pedode lbrrrce alrrae ~ Y~ rraeaar. To pit ri deter belaroe for rdr rarrarrt of vac amaaa, we orb ri ~ea~~na pawrrro err awe pare r m t a the aeprrrr. ttde dvae w ri for cacti aevlrarc od y01I aaaxax. IbW eclat- ~rorrrr n yorr pmt n yeti new rwrr rms zero a . y01f ~ :°: e e ddtd ..~ o de a y uwin~lw mripetlw~ard 6rHtp~ihs g n t ~ ~ryd ~ h ~ a r ~ ~ a ~ t m ld ~ bry dW D di dWy dr der n y rs ~ ~ i ~ ~ y rrpe red a ra err ttw N d Y , j, N ~1 ~. a{p b. Ir the co r a trr¢ b'aelaro IaMe .>OPa!d T0. 46858S PeopbPC fs solely resppradble fa this ofrer, and is not afl~ed with Capital One. Capital One does not provide, endorse a puerardee, end is not afltbted wRh, arty product a service shown here. Arty tredemarks mentbned herein ere soby owned by the respective entity. Ad rights reserved. BY responding to rids Wier, you may be commarligting HormaBon about yolrsep 1o the corrynrry that provides this product - fa exartlpte, that you are a Capital One Ixrstonler. 'PeoplaPC Onina: Fkst 3 rroMhs W service are balled at $4.97 a month; $9.95 a month thereafter. Offer available to nets dial-up subscribers at least 19 y~rs of age and may rat be rede~ned wfth arty other ofleL Offer subject to cdlenge al arty time. Phone technical support available fa $1.95 per minute. Fa questions, rat tog-hee at 1.877-77&1207. Service rot avaibbla in ap areas. Access fees, taxes, and other fees and restrictkxts may aPPIY. Tebphone toll ctlerges may apply, even dlekrp trial periods. You are resporleible for deterrrtlrting whether a tali to ale W our access combats wi result in telepttorle top dlarpea. Acca% may be plnRed, especially dlkillp limes W p~k usage. Dfel-up numbers may Ee charged at PeaplePC's drscregon. Continues Il9e aubjxd b tirneai prtxxdlses. Ap use b subject to PtaplePC On61e'a Services Agreerrrenl all Acceptable ilea PoFr.Y. 56K is 6ro maxfnxlm speed W service; speed may vary 0 20D6 PeoplePC klc. Ave Rfghtc Reserved. PeoplePC Online and Ms bgos are registered trademarks d PeopbPC h Ule U.S. and ottar countries. 0 2006 Capita One Sevices, Inc. Capital One Ls a federally registered service mark. Ap rigftfs reserved. ~ mraree W ttr natamera, vs tar fro laelarroe et aarlr accord rah deY. add airy row taraaaar b aadr ~e~errt, and aaarats anY pawnnn err CIeAIL al ri wtle N appsas an 1M 4ua of tli ablerlretd Irma to'Brlwrs Roe Ar4~ Ta: ws Mr wtbrna aN upad ftrarros tirrpe kralrrdad h ri balrroe d rtlr rprrt) Thb avr w ri ray bteare of aW+ rpa~a. TMn, we add ry r ri ddNNyy bNrrr for orJ+ segnaa br ri bkYq pabd and divide by ri taut rrr8r d date h ri bAYp Adod Th6 dvr w the diy WWnn d rdr goad. 3. Anesl Ibrbe IAPIq. ,. The trm '/uwd Perrnape Rne' meY appear r 'APp' rr ri imnt of fhb sbfrrtra. b. It ri oode P ~, L l3itto._ L190N. C ICatlllrste of n bM~ilaid b~ , r~tevid In TM 1M.1' a Yaer t errdrre ante0 ^rOOr, r term n rro tiro anrr.,oanay w ri metyn pmvioudy dbrdoeed b You Thw tirrrpae viA be efbelivs r ri scat deY of yen bl6p period d. Asaernrt of tar, Oreraark rd tyabaned PaY-rr< Far. Yeu aeraae via r accred ro rro Uran two of ri ter aced hew flit ocaa dabaa airy klGrq period. 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Wa moor Irer born You ro bon tlrrr a0 dny~ Nw wo rm 1ou dr Srw hH en wHdr ri emr err prablan anparod rou en fJa OV Qrrllrar ndaearr nnrbet, 6111 deirrp r vei trm prerrw Yea ddroe. h yore latter, a~ w ri itdbrWq hternatlaa wrs rtrr and aeeoue rurdtr, ri dart arnorm of ri reatpaaled era, a drodpeott of ri etta and r nelMrdorr. N praRN, M~Wry ya+ ~'r"o fire Io err err, a If you itrd mow h taaar, a dredpdn o1 the ram yw err urua about You do nor row to py airy rraa h eraion vdae we ere bwadorYtro k, but Wu rMerr Yard ~krvrYorrm~ oreaaa6_ h~ ~te~ i,t Spedal nrde Fa Crs07 Qtd Prrciraeew Ii yeu haw a pmblre vdtlr ri erdlty ei pmpany a esrv{eaa thr yeu veer • caedt red std Yet hew trod h /akh b earterl ri pmhbn whh ri mrrJwa, You Illay haw ri rid+t roc to WY ri nrraekarp r11011M dw n riprpeny a Miller. YW Irw the rdy 111d1a1~^bler adea t11aa icicle tiro ap6o.o~o atd° the wmdrr w.e teade In wr hen. wte a vNlldtr 100 nlaaa W yet rauirp addrea M Nr over er agave ri IIrelEirala. a if vie maMd you ri aevwwrnrn w rr pr~arty or rnvier, Y pradrar ore eovred n>oerder M anatre «inr~llan o1 Wdrre.) Rrr remnl6ar to ripr i oalaapardrre. 1' poi era! aO/rY m mwaner rorwada wd aeaoads z Dona roc appy b bWnau nons'nd[ acrd ataorda CaphN Orr foregone trfwntaaan pdvauY proautlm: see ou vreaeir n rwyw. stn. _ q~n~ ~d Caa~orabn~r~ns rw~w~ O Important Notice: Your payment will be cred'ned to your xcount as of the drte we receive k, provided you send the bottom portion of this atatsment and your chock kl the encbsed remittance enwbpe, and your payment is received in our processing comer by 3 p.m. Peynrnts addressed to our Virginia or Georgia processing center must bs received on a business day by 3:00 p.m. ET. Payments addrssssd to our Washington processing center must bs received on a business day by 3:00 p.m. PT. Phase albw at least frvs (5) business days for postal delivery. Payments received by us at any other bcat'an or in arathor form may not M cred:tec ihs same day vw receive them. Our business days are Monday through Saturday, excluding holidays. Phase do not use staples, paper caps, etc. when preparing your payment. 4 CAPITAL PURCHASE CHECK CARP E BROOKS 10310 rcto BRANDY LANE 68.677/510 MECNANICSBURG PAt7o55-2809 200877 Gate !xp-nx oyh8/o3 $ 200.00 CatpllfalQr~ Richmond, VA Memo Cardholder Signature a^L03LOaa r:05L006778r:86522573683i9a' N~ ~~~ Use purchase checks Uke personaichecksi Aaess your account qutddy and conveniently! Hurry! Your purchase checks expire og/28/03. Thank you Jot choosing Cad/Q~^ Preferred Cardholder Customer Relations: (800) 903-3637 www.capitalone.com CARY E BROOKS 4to BRANDY LANE MECHANICSBURG PA z7o55-a8o9 Page z of 2 Fnjoy this special Capital Purchase Check offer for Preferred Cardholders. RE: Your account number ending in 8319 C:ARY E BROOKS, Beaune you are a Prcfened Cardholder at Capital One,' wed Like to show you our appreciation. So, were giving you two no-tnnsaction-fee Capital Purchase Checks" to use however youd like! Enjoy easy aeoeas to your account with these checks, especially where credit cards ue not accepted. Cover uneepeeted e~cperrset, make home improvemrnu, or even donate to your favorite charity. With no truuaction fee and the same APR u purdrasrs, you're sure to find plrnry of ways to use them. The first check. which is made out to you, can be deposited into your bank account and used like cash. The other check is great fot transferring balances from other axounts, such u retail or credit cards and loans. 13y ~nsolidating debt into one payment, you'll have fewer checks to write each month--and more free time for you! Just be sure the togl amount of your checks and other transactions doesn't acoeed your available credit. We hope you'll enjoy your purchase checks. They ue out way of saying thank you for being a Capinl One Preferred Cardholder! S,in~c~erd}{, I~-~• yda Robcrt M. Alma Srniar vo: President P.S. Dont delay! These Capital Purchue Checla expirc09/28/03. Take advantage of both of them today! "Please sec the reverse side for the teens and conditions of using these checks. 200877 CAPITAL PURCHASE CHECK io311 6s-s77/sio 200877 Date Fxpinx O9/28/og $~~ Cardholder Signature aai03LiNa r:D5L006778r:865 2 2 5 7 368 3i9ua GipltalQ~' Richmond, VA Memo OI' 2' xp m~ y .1, m < ~? om T- 9a ~; D ~ n0 D 9 r rn ZO ~2 m cm 1r if c -r w m~ • r z m Answers to frequently asked questions ash ~s~ ssssss• s, ssssss. s. as~s• -~~ _~ s~ ssas~ '•C _~ s^~ Q: Is there a transaction fee? A: There Is absolutely no transaction fee for using purchase checks to access your Cap'dal One account. Q: What interest rate wiU apply when I use my purchase checksT A: You will receive the same APR you currently enjoy on purchases. Q; Can I really use my purchase chetics any way that I wand' A: Yes, you can use your purchase checks for almost anything- whetheryou're shopping for new clothes, enjoying meals out or just want to have cash on hand. Another way to take advantage of your purchase checks is to consolidate debt from other credit cards and loans. Q: Why would I want to use my purchase checks to consolidate debtt A: You can save money by transferring balances from high- interestloans, department store, gasoline and other higher- rate credit cards to your Capital One card. In addition, by consolidating debt into one simple payment, you'll have fewer checks to write each month. Q; Where arc purchase checks acceptedT A: Purchase checks are accepted wherever you normally use your personal checks. You wn even use them at places that don't accept credit cards. Q: WiQ my purchase checks ever expire? A: Yes, the expiration date is printed at the top of each purchase check. So, use them now for greater financial flexibility! m 2 O O ro N m x m a m * Important information regarding your checJca: The atrached checks will be trcated az purchazca according to the urma of your Customcr Agrecment and any amendmcnts co it but may not qualify for arty reward programs. The attached checks are subject to crcdit availability. so you mast Gave the available credit on the day Capital One processes your check. Check acceptance is also subj~t m the current status of your account, and the check may not be procrasod if your account is restricted in arty way, past due or in collections at the time it is processed. If the credit is unavailable or your account is not current, u sratcd, your check will be rcrumed unpaid and you may be assessed a retumcd check fa. These cher,Er cannot be rcred m pay down or par of f arty Capital One aaount. Cashing nc~sc chedts will qualify az using your account. All other account terms and wndidons remain in full fora and effect m zoog Capital One Services, Inc Capiro! One is a lederofiy registered service mark Au rights reserved. 48858S t7 0 z ao m .~ N a s of m T a~ T ~ f ~ np D ~ r _W ZO 1 = 1 fD r gf ~1 m= wN r 2 m m z 0 O 9 N S a rn CAPITAL Purchase CHECK CARY E BROOKS 10335 tFio BRANDY LANE 66.677!510 MECHANICSBURG PA 17055-2809 pate nszoo-01 Checka~lres Octaber28, 2003 x399 Pay t0 the order 0( D0110n ~.v/i.^cvl/r(GoRlchmoab YA Cardholder Memo Signature ~'i0335Y' ~:05i006778~:865 2 2 57368 3i9g' CapitalQ~• VISA GOLD ACCOUNT 4388-6422-5736-8319 AUG 28 - SEP 27, 2003 Page 1 of 2 pmt $~y Paymenta, Credin azd Adjtlarmenn Prevrous Babuae L1,631b9 1 16 SEP ELECTRONIC PAYMENT 551.00- Paymeuts, Credits and Adjtuvoems (51.00 Traaeadionc f.00 Finaaas Charges (2051 New Balance 51,60121 Min'vnum Amount Due 146.00 Payment Due Date October 27, 2003 Total Credit Line =~~ Toni Available Credit (398.79 Credit Line far Cash 51,000 Avs~labk Credit far Cash 5398.79 Atyrntteervicc Te nIl Crrwna Adniem er to repot[ a k4 r ~ and 1-800-903-3637 Smd pgmesm va seadmquirieo vx Atm: Ramhhna Ptnm.ing Carn1 one Senior Caaiul one Srnl«s P.60 Baa 85147 P.bO_ Bos 85075 Richmond, VA 13776 Richmond, VA 23285-5015 I»mortaat Aocouat Information Did You Know? Capitrd Oae oSas more than jort aedit card prodocn Wnh mtae than 45 rm'llion aocouuq Caprol One prmada valwble fmandd adurmne - including auto loans, perwml loans, CDs, monry market accounts aced mare - to one out of evcy thra homy in the U.S. +aJ 6m urmr FSffina Charges Pkarsxrrev~arsrrdal6rsa7°rm'r ltsieorsrrr A~;o& ~l ~. ~~ l ~ yr!wdi srt ltiA7( m PURCHASES f1,62L93 .04081K 14.90% f3DS1 ,s CAS}S f.00 .054291E 19.8D% f.00 ANNUAL PERCENTAGE RATE applied thin period 14.9091 • PLEASE RETURN PORTION BELOW WITH PAYMENT. ~P~~Of1te 0000000 0 4388642257368319 27 1601210051000048008 Pfap.:r,~~.~4.a~r~kre,.~~..rr ~:.k New Bdaum 51,601.21 Minimum Amount Doe 548.00 snve A>x e Payment Due Date Oaobc 27, 2003 (,eq (roe ZiP Ton1 enclosed S ~ ~ Home Phone Ahamr Phone AoeomtNumber. 4388-6422-5736-8319 i FmoOAddes ~ #9027127960053941# MAIL ID NUMBER Capital One Eank ~~ i~~nt~ ~~~ ~~ o ~! CARY E liRO01LS 410 BRANDY LANE . 1 1 P.O. BOx 85147 nn1 l u , e ! 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T for satll eeplrrs of You smolt[. bsleree for aedl repots aM add and amy Mres olwpe m deya br Ula aaprrt W psynoo r sent peeod r M d maw rprm. Tti piwr u p for eedl eeplwe of Mar aeoant Now Bdaes alelr en yea pmL N you tern 6alalr wee iao r ^ eialeaWar wHd1 Best t0 Vela r w rye n tr ears w.q ~.. . hwlr drlpe, rnt~you awtraps o e il C 1 ~ e ~ ~ dqy 01re ~1p r rl~aMroe betyarl eagle re d al o e ~ ~ d r l p s se r p /um N a ttf err o Z b a p ar . rrra b'BeW1r Rw To; we 48T30S ~ eadl malt. 4. Aaearerar of Lahti Oaaaat end ReOarld Mcrae Foes wnstae M p atapeerd assn, • deaalpeal of p art , ~ 1 Your tootle wr r aeeeaer ro mac au11 two or tin far acted Here ar Dear dahq arty Nhq psdod Under p ar r aeleMal, H paeettle, or WvJ1ryy Yal beasts Hera b r art, ar tl ysu rred eeaw biaalraell, a daaeipem of w 1 padres) M be a t tare d yar aaraw apeemre, yr lrelvs p ids to welts a not to aww anY }sa wfiaR rotlaeiir to dr heln you aw urn ahaa. Yea do nr Nwt to pry alry rluui YI o)lagal wRia w w Yrvsaadeila a. 6u1 Yat aq ha d ~ d r~ ~y l a ailgar er ~~`e Pwa ,___,___ __~ ~a nrs •' '• ' ' p1~ " w br esr i 6 al a r r Aseaad. If a Inaaiantdp fr ~t e ~a ct~a t t o « u~e we add t9 eppsaa w p front d aia elataeera. Wu Mrs 30 ~` amen yea r del tp tre d.M Lam p dos tlia ratanam rap n1eAW to Yae m evda wMns nr see a w ww aldl w aedad m we i.t SprYl RW Far CaWt GN Puduws i pabde If yw trrlaN yea arwe. Dudnp ads psdr, yea elan iy 6alrae carcass to ua your arwe wltlre heMnp b wY ae H you Mta • prtlea wM the quaary of prapsny a / asyriit0 a Ineniealip res. Te tercel Yes aoaaa4 Yr m11a aallhq ou Qatelrr Rdayar Dawlawe roery u b arNor tlrt you web a aadlt wd rd you Me tMd b LMI b Dead p pailem wan p alaee ar tti plsMae y sld wv your New Bdrlrs' H tuA Nadlgnp p 11r b M a1d of ar tldnydW w~ li ha) i maldlant, You cry yrvs p dye rot b p waleiilq rty er arMoa Yw Nve Ws r Ar r fr ad as gouue p p mrt sa 8. M Yw Cbw Yea Aswa. Yw er mpea to der w Riaerr b t C pa rw ady wlrn Y1s pudrsrs par ws mem twt ar hru aids a d b M bdulos r Yw sap a,e ue l op as yyaarr somas by es oewrbrlae. rw road aanmv yea wm eargal and mwMlolhsd ai l q J s Jrd ar Puder ~ me Y wHil too are. of veu trWirq tteieaa at yw awn r if d d Y e h il! (or ral, near Yr 9. a, erw p oorsua ecwss dw rd ww1rr1yq Your aowae. If yw do rr wlral r..wlod:.a baarV arrallpallalw, we rrt carper le ym m a yw apuar /1s asallsla, or adwNerrs yap mpat r aarNOr, q purdrer am reeved wardwepof Yaawa e. mar of wdrr.l ac 6elalna. We d ll p oelpt of • drills yar aahoetaar b naparl yar you arrant wt rr 6s doer oun AdddsrMY Aew anlrabr so afpl q ealsapandrloa. a y q p /1a116r of aoe . , unr yr wy q amour Yaa ores u hld11d11Q rY t Owe oaf 41p1Y eD aoosllnler na.r+aaa' eyNN aewnlts r you uW traneedrar Y'r Irw wani:sd. Llrlee dlarpea, Prl era by llr n p hip du 1aaa, ovaArdt feu, maatrd wYare fro, rah advalles tar and any etlw Ter aaaeaar to Your Y Oau wr apply b timbre elondradf end acmeada wry b a e arrant q aetasrL Yr ar maparOM nor ear arnaler yMr11a pY apprr on Your roan n p time yea mPrn to ~~lyr Orr auppaa hdrrar pdwcy Plasaaar: re as ywdayra « rrwrer.ii.1arr era. ' aa'temae don p aeooue a tlry am hrswd athaeatwp to Ya+ meiwd b der tlr aowlae. llee mry aai b d~sd genies rook of Cephd fur Orr b a ~m Al ddas maaMO. a ldd Caparabwl R r V p drraea epwsilp r Yalr aaaee_ ahr yw tits ~ + ~ . OttSM.BP~K Importarrt Notice: Your payment will bs crsdked to your account as of the dots we receive k, provided you send the bottom portion of this statsrnerYt and your check in the encbsed remittance envebps, and your payntsnt is received in our prowasiy center by 3 p.m. Payments addrestad to our VRginia or Georgia processing csmer must be received on a business day by 3:00 p.m. IT. PaymsMS addressed to our Washington processing center moat be received on a business day by 3:00 p.m. PT. Please .lbw at least five {5) business days for postal delivery. Paymerrts received by us at any other bcatbn or in another form may not ba credited the same day vw receive them. Our buttinsss days are Monday through Saturday, excluding holidays. Please do not use staples, paper clips, etc. when preparing your payment. f CAPITAL PURCHASE CHECK CARY E BROOKS io336 qio BRANDY LANE bg-677/sio MECHANICSBURG PA i7o55-2809 200977 Poy7o the orderof CARY E Two Hundred and 00/100 OfTE' Richmond, VA Memo Date Expires io/s8/o3 _ S 200.00 Dollars Cardholder Signature u'i0336e' 1:05i0067781:86522573683L9u' ~~ ~~~ Use purchase checks like personal checks! Access your account quicldy and conveniently! Hurry! Your purchase checks expire 10~28~03. Thonk you for choosing CapiltalQy~' Preferred Cardholder Customer Relations: (800) 903-3637 www.capitalone.com GARY E BROOKS 4io BRANDY LANE ME~HANICSBURG PA i7o55-2809 Page 1 of 2 Enjoy this special Capital Purchase Check of jeer for Preferred Cardholders. RE: Your account numbu ending in 8319 CARY E BROOKS, Benue you azc a Prekrred Cardholder at Capital One,• wed like to show you our appreciation. So, were giving you two no-transaction-fee Capital Purchase Checks` to use however youd like Enjoy easy access to your account with these checks, especially where credit nrds are not accepud. Cover unexpecud expenses, tnalc home improvements, or evrn donate to youc fivoriu chaziry. With no transarxion fee and the same APR as purchases, you're sort m find plcnry of ways to use them. The fiat check, which is made out to you, can be deposited into your bank account and used like rash. The other check is great for tranaferrittg balan«s from ocher accounts, such as retail or aedit cards and loans. By consolidaring debt into one payment, you ll have fewer checks to write each month-and more fm time for you! Just be sure the total amount of your checks and other transactions doesni exceed your available credit We hope youll enjoy your purchase chocks. They are our way of saying thank you for being a Capital One Preferred Cardholder! Sincerely, ~~ ~~ Robert M. Alexand Senior V« President P.S. Don't delay! These Capital Purc~rase Ghecka expire 10!28/03. Take advantage of both of them today! "Pleau see the reverse side for the urtns and wnditions of using these checks 200877 CAPITAL PURCHASE CHECK 10337 68-677/570 zoogt7 Date Fxplres to/28/03 5 ~~ Dollars a'L0337ii' 1:05i0067781:86522573683i9i~' C~p~-OrIE Richmond, /A Memo Cardholder Signature T m 0 9 a m N m x m O a 9 C7 O O m x z 0 9 m <7 n n ~~ a.. .~ ~~ ~° ~^ !~~ ~. L 0 0 z m~ m~ 9 oml ~D T D 9 n0 s 70 r _N Z t7 ~ Z m ~ r i¢ c~ W my • r i m Answers to jrequent~y asked questions Q: Is there a transaction fee? A: there is absolutely no transaction fee for using purchase checks to access your Capital One account. Q: What interest rate will apply when 1 use my purchase checks? A: You will receive the same APR you currently enjoy Q: Why would I want to use my purchase chedts to m z 0 9 m x m s m consoUdate debt? A: You can save money by transferring balances from high- interest loans, department store, gasoline and other higher- rate credit cards to your Capital One card. In addition, by consolidating debt into one simple payment, you'll have fewer checks to write each month. on purchases. Q: Can I really use my purchase drecks anyway that I want? A: Yes, you can use your purchase checks for almost anything- whetheryou're shopping for new clothes, enjoying meals out or just want to have cash on hand. Another way to take advantage of your purchase checks is to consolidate debt from other credit cards and loans. Q: Where arc purchase checks accepted? A: Purchase checks are accepted wherever you normally use your personal checks. You can even use them at places that don't accept credit cards. Q: Will my purchase checks ever expire? A: Yes, the expiration date is printed at the top of each purchase check. So, use them now for greater financial flexibility! • Important information regarding your checks: The attached checks will be treated az purchases according to the terms of your Customer Agreement and any amendmrnrs to it but may nor qualify for any reward programs. The attached checks are subject to credit availability, so you most have the available credit on dte day Capital One processes your check. Check acceptance is also subject to the current status of your acwunt, and the check may not be processed if your account is resaiard in any way, past due or in collections at the time it is processed. If the credit is unavailable or your account is not current, az stated, your check will be resumed unpaid and you may be assessed a resumed check fee. Thar checkr cannot be used m pay dawn or Pay off arty Capra! One acrnuru. Cashing rhae checks will qualify as using your account. All other account terms and conditions remain in full force and effect. ® aoo3 Capitol One Services, Inc Capital One rs a (edemfly registered servitt mark Alf rights reserved. 48730S O O Z m~ w~ m <~ m~ om ~a T D ~ zp ~y r y ZO ~ 2 ~ ~ ~m r i~ c~ m= ~ y r z m m Z O O a a, m s m a m CAPITAL Purchase CHECK CARY E BROOKS 1036] qio BRANDY LANE 6a-677/510 MECHANICSBURG PA i7o55-2Bo9 Date s7szoool Checko~lres/0nuaryr5 2004 wawa Pay to the order of Dotlan ~~,\lI(G•Rlchmond VA Cardholder Memo Signature 5' 103655' x:0 5 1006 7 784:865 2 2573683 i9u' caprtarp,Ze• VISA COLD ACCOUNT SEP 28 - OCT 27, 2003 4386-6422-5736-8319 Page 1 of 1 Aoootmt Sumtmary Payments, Ctedita word Adjoatments pry B,y~e Paymeatr, Crediu a~ Adjuamenty si,6oui 1.00 Your achedviled payment hr nor been renewed. Acores react the amoum doe appeasing oa this sntemeat If Vona f53S0 y~ 1m'e ~7 ode y~ Pa7~0L+ please accept oa thanks. Funace Cbargec fi9.&s Tim New gil~ 11,674.56 ' 1 11 OCT OLD NAVY ON-LINE 614-5612000 OH 518.50 Miaimvw Amount Due Payment Due Date 198 .00 November 26, 2003 2 27 OCT PAST DUE FEE 35.00 Total Credit Line 12,000 Famt1es in PA EARNING INCOMES UP TO 143 240 p~ yar may be eligRle far love-sort oa fra Toms Available Credit (325.44 beahh care oove:age FOR THEIR UNINSURED CHILDREN. Ifyon a aomeoeae yan know has a Cred'a Line far Caah 11,000 cbtTd vvitboat balm inanraaae, all toll free 1-877-KIDS-NOW for informauoa abmn the low-cost Available Credit far Cash 1325:14 a fr« Lealth care covmge pmgams in PA ouraervia At Yon were anesed a due fee of 135.00 on 10/27/2003 because yotc minimum paynxut was not we raromme~ that you To avoid rbis fa in the fitdae f 1OJ27/2003 d t th d i d b y T• nD (~faor+ReLtimv ar te,epmt a lot r alolm eark , . ne a e o ve e rece y allow at last 7 b»eineec days fav yva payment m reach Capital 0~. 1-800-903-3637 smdpa,mm~t~ sodia~.,o< Alm Ramamoe Rooming c.~mtOaefe.im c.~OxSenmv P.b. fior 86147 P.B. Bea cols R;dneond, VA 23YJ6 R:ebmoad, VA2118S-5015 Important Aooount I~onnation Cora yotc vas oa apiulonebowl.oom to bdp tdect the Natioml Mascot of the Year from rbe ]2 Snal'str, word be atue m ttux in m ABC coIIege footbaD, ESPN, and ESPN2 m ores th's yvaa i r0aeoot oommariala! Tbis yea's vrinaa will be anaouaoed daring the Capual One Bowl, which was on ABC at I:OOpm. ET on Jatmay lac Finance C'batges ~l'i ra rdion P/avsreerearasendr,Fw;a parlaat; a.~.e~,~ ~~ gq ~~ ~ ~ ~+m C•HAR .~ PURCHASPS f1,621.14 .010(1% 5190% 119.86 CAS}I 1.00 .05475% 19.80K 5.00 ANNUAL PERC7;NTAGE RATE y+plied this period 14.909(. • PLEASE RETURN PORTION BELOW Wf1'H PAYMENT. ~~i1e` 0000000 0 4388642257368319 27 1674560051000098007 New Balance 11.674.56 Minilmim Amount Doe 198.00 Payniem Dore Dm November 26, 2003 Total endowed 1 Aoooaat Number: 4388-6422-5736-8319 P~rp.;a,.ar.rs~~a..,,,~a ~r.r.~..:q~..uk:F. senor Art e Gv saes z8 tt~rm.~ Awm~rla.v 0 rmaAems #9030127960053946# MAZL ID NUrffiER Capital One Bank m 4444444! CARY B BROOKS P.O. Box 85147 ~ ~ ~ ~~ ~) ~~ ~ •~ 410 BRANDY LANE e a u m e w m ~ m ~ MECAANICSBURG PA 17055-2809 Richmond, VA 23276 ~ _ ~u~t~n~~mw~~uv~t~~u~~nt~~uv~~tn~~m~~tn~~ur~~tu~ ° ~ ~tu~~~tu~~~tnt~t~n~t~iuw~~uw~~uv~t~mu~~~~uut~e~~ Pleare rw;teywv aa»an! nwndeas~+wwvrEecf a money arJasrade frycblem G~ifalOvmBmf and awi/;n thr enrlarrdrnwJof~e r r A s N m m 0 s ~ 0 G z m "~+ m e~ p ~ ~ r O a ;~ na ~~ m Z w _ m 9 m ~ Zfl O Z m O y ~~ ~ _ D m M * ~ 2 C1 Irl A NpaNrt hlwpMir aawelra yar drede Tlr rtudrd dreok va b teraW r a ptrdrar aecadnp h mey ra ve+M w wn serer tasr~ Ttr anadrd dtede r erifad w aerk awa~ty. r veu Coed aoearerre Y aW rir•aet r /h aarrt gape d yrr Aarrwt, ant tb eirek try rot b ier k r preeera6 M th eadt r urtawletle x Yaw Aarrir r W error r atatid, ptu drsek eY ~ p ad w rrr~iE N rw~ ~ a,e Aoea.p 6~+rw ex wrt yr Pr+N r Wrw T~ ~s ~~ ~~ ~_ rr~ t~ ~~ ~_ t_ t_ 8 o t o N n m er teem d Yar Ctreroerar and ary w+rbaar m k Flovrerer, mrrw hew tb avaiehr eredt en 1bF.iPitd Oro tpieirer Yrpr deck. proirrrd N Your aeeouo Y rrkierid h wtY wry, prl 4r a h eesactiwr d tb b erwrd urtpYd and 1e~u h.y b rrrrd i MiwMd Qert ir. 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Ttd. ewr mwdt r pr ~ ~ wM« mwk m Ciphal CafdLr One fired Gwpwada~ ne nPna nwrreQ a 2O1Xi rim m 'lire f-r Apple T0.' vw!r.ddplY tlr ` _ ~ elrrgr , r Yew setae err Ya bw - - __ ._ _ _ m w m . h f 0~ Caplrl Oro 01LALHAK 19859S Impatarrt Notitx: Your payment veil bs crsdFted to your account as of the date ws receive it, provided you send the bottom portbn of this statement and your check it the encbsed remittance envebpe, and your payment is received m our processetq center by 3 p.m. Payments addressed to our Vrginia or Georgia processing center must bs rsceiwd on a business day by 3:00 p.m. ET. Payments addrotrsed to our Washington prouseinq center must bs received on a business day by 3:00 p.m. PT. Please albs at Nast five (5) business days for poste delivery. Peymsrrts received by us at any other bcation or it another form may ~ o: bs credited the same day we roeshro them. Our business days are Nbnday through Saturday, excluding holidays. Phase do not use staples, paper clips, ate. when preparing your payment. CAPITAL Purchase CHECK CARY E BROOKS 10391 qio BRANDY LANE 68-677/510 MECHANICSBUR6 PA i7o55-tBog Date 57szoo-0i t:heckexpiresknumyzs, moo aµot Pay to the order of Dorrars ~Rithmond, VA Memo VISA GOLD ACCOUNT 4386-6422-573/x8319 r'i039i~' ~:05i006778i:865 2 257 3683i9~' CapitalQ~• OCT 28 - NOV 27, 2003 Page 1 of 2 Aooowtt Summuy Pay meau, Credits aad Adpetmenu Previaa Bahmoe 51,67456 1 28 OCT CAPITAL ONE ONLINE ACH PAYMENT 548.00- Paymema, Cred'iu and Adjustments 5133.00 2 09 NOV PAST DUE FEE CREDIT 35.00- Tranautiaus t•00 3 14 NOV ELECTRONIC PAYMENT ~•~- Finame Chargra ~•~ Neer Bsbutae 51,56Ln Minimum Amatat Due (46.00 Payment Dne Due Deaemba• 27, 2003 Total Credit Line 52,000 Tool AwdaNe Cred'a 5'138.29 Credit Line far Cssh 51,000 A~u8able Credit far Cash (438.29 Atya7reavioe To aII Oartoiau Rdatiom or m report aloe[ orstola aid 1-800-903-3637 Sad pgmaib to $ad mgttiria tQ AtoC Rm,itnnae Promoao,g Ca ' Oac Senior Oa Scdoar P.b. Bar 85147 P.O. Ba 85075 RicLmeod,VAZSt76 Rirhmond,VA2128S-5075 Fiasuoe Chatges BsVaetridr 9~"J'ti PURCHASES 8],59239 5.00 ANNUAL PERCENTAGE RATE applied this period Cardholder Signature • PLEASE RETURN PORTION BELOW WITH PAYMENT. PJmrrrarrecwJrJrdr~Snrslarrast ity6rssstios PnsLr Gmgr.Sq ~~~ rdr LP zJUc 108291 1190% f]a]S 1425% 19.80K 1.00 14.90% ~pj~~iZB~ 0000000 0 4388642257368319 27 1561710050000046008 Pk ~.~ara~rs~..,s~ar~a~a.~.r~r~a.u~~ New Bslaua f1.s6].n Minimum Amatnt Doe (46.00 Smc Apc t PayaKm Doe Date December 27, 2003 saw z7p Gq Total enclosed f HamePlna NaermtePhooe Aooomt Number. 4386-6422-5736-8319 a 7'aaOAdd~w Capital One Bank P.O. 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C+PIYI QM r. 1adMf rMw lrHc of Capital ~ w.awd • ^"' ~ r ana m 'p.lrrs Rtb Ta' ws a.dtgy ri ttlrrpr apprtbq r rba aoeaap ahr Yea Irva ~ ~ lr ioi.avc ol 9440M btpertaw NNr: vat peybam edp b aealtsd m accaud r of ri Gu rw reeds h, proydsd yw era ri boaem pordan of rile staumew rd your dad r ri rrtiaed ro-3~~moe anYdoq, rd yar proaa r lsoolwd In ar prowahq wort M 3 pm. P~ymar adbawed m ae Vilpbia a Oeoge poaaiq oars tout bo woelwd m a budrros Gy by ~.ro Ef. Paysnatfa atl8raad b wr WMiglan Ploratrq erns mat M loooiwd an a babas dry by 3:00 Rm. PT. PNOw abw n Nor fr (6) hairs drys for Pond d~apvor'M/ Rsaes~~do n~a w mryliw, Ppr apps. vi MM at PwW Oq Ya+ PeY~ti b cnditW Or err daY we roriw 1Mm. W bubrr dsya w MawNY >~ SaludsY. axdu6np 4 zoiota • • • Enjoygreater f~exibil~ty with the attached Capital Purchase Checks! Purchase t:i-edcs* make every purchase more corrvenient ~Q with easy account access and no tmnsacdon fee. ~£~ Plus - • Make purchases where credit cards are not accepted • Pay off higher-interest-rate balances directly • Access your account anytime, anywhere • Use just like personal checks No matter how you use them, you're sure to enjoy the added convenience of Purchase Checks. But; hurry - they expire CajpltalQ~~ January 15, 2004. Use yours today.- ""~'"s"°"""~'~ CAPITAL PURCHASE CHECK 300.00 Three hundred and 00/100 Dolars V/~~ Richmond VA Memo ll^10388W' 1:05i0067781:86522573683i9a' CAPITAL PURCHASE CHECK ~~~ Dollars ~~QJ (Q~ RichmonQ VA Memo Cardholder Signature Cardholder Signature so388 Page 2 of 2 68.677/5io zo~o~p oaaoo so3g9 6s-6n/s~o zmos! oaaoo II.103B911' 1:05iD06778~:86522573683i911^ GORY E BROOKS qio BRANDY LANE MECHANICSBURG PA i7o55-s Poy to the order o/ CAPITAL PURCHASE CHECK Date 68-677/Sio zofo~q s January t5, zaop oaaoo ~~~ io39o Dollars G'•7phaf~i~' Richmond, VA Memo Cardholder Signature II^iD39Dll' 1:05iD06778~:86522573683i9a' CARY E BROOKS qio BRANDY LANE pp~ FaFfNaIJIfCRI IRE, PA ~~n[c-~8oo GORY E BROOKS qzo BRANDY LANE Dote nICrYANIfGRI @f. DA ~-rnec_eRno • Important information regardingyour checks: The attached checks will be treated as purchases according to the teens of your Customer Agreement and any amendments to it but may not qualify for any reward programs. The attached checks are subjad to credit availability so you must have the available aedR on the day Capital Ona processes your check. Check acceptance is also subject to the current status of your Account, and the check may not be processed if your Account is restricted in any way, past due or in collections at the time it is processed. Nthe credit is unavailable or your Account is not curren4 as stated. Your check will be returned unpaid and you may be assessed a returned check fee. These checks cannot be used to pay down or pay o/f any Capita! One Account. Cashing these checks will qualify as using your Accounn. All other Account terms and conditions remain in full force and effect. ® 2003 Capital One Service, Inc. Capita! Oar is s frderally ~rgisured tm'icr mark. AU .idhu rcterved fare ~_ ~- ri ~~ lS ~~ C S fi v T ~ m z s O m 1 a s y ~ ~ i m N m m m~ ~ < m -+ ~n > 3 9 2 n r N O ~ y Z m m ~~ z z~ 0 ~ N~ N my x O ~ 2 p m z xp m~ N~ D om ~a T D '9 nO a9 r W 2 Q ~ Z ~m ~m r z~ ca N m N i O O Z ap H ~ mf <? om T' '0 s T D V n ~ D T r N zfl _1= m m r a ~ C 1 W m~ • r z m CAPITAL Purchase CHECK CARY E BROOKS 10l~06 qio BRANDY LANE 68-677/510 MECHANICSBURG PA 17055-xSog Date s7szoo-o1 [heckexplresJanuaryrg, 2004 maa: Pay to the order of Dollar ~~~•Rtchmond, VA Memo Cardholder Signature u'i0406p' ~:OSi006778~:86522573683i9N' c4a~4arp,~• Aooount Summary Previous Babsooe (1,561.71 Payment, Credits and Adjustments (46.00 Trannaroffi tA0 F~ Cbagrg f16.88 New B~ 81,53459 Minimum Amwnt Due 846.00 Paymcm Due Dam Janary 27, 2004 Totil Credit Line f2,~ Tool AvaBable Credit 8465.41 Crcdit line for Cash 81,000 Avarlahle Credit for Cash 8465.41 Atyvursetvioe To o~Il Cuawaar Reluioar ar m report alost x stola oud: 1-800-903-3637 smdpa7mmtrta s®dingviristx Ame AemAhaeePmemiaf Gp~t Oae Se,+;ae, ~ ~ ~+m P.. Boz 8s147 P. . Boz 85015 RirLmood,VA27176 Riebmond,VAZ328s-Sa7s VISA GOLD ACCOUNT 4388-6422-5736-8319 NOV 28 -DEC 27, 2003 Page 1 of 2 Payments, Credsts and Adjustments 1 09 DEC ELECTRONIC PAYMENT ~~' "'C ital Ooe ~d1y ~por~ the Natioml Yotuh Anti-Drug Media Campaiga. PARENTS. TfIE -ANTI-DRUG. i~ Stay Imadved -Ask Questions. To get the FREE booklet' Ti~Ceep- iuu~ Yom Kids Drag-Free,' nll i-800-788-2800 as tisit www. ~~8.com'"' Fimnce Chetgef PYaarenr resrrxrrdefa 1st i~ ~ridb rdr ~ f1,S4174 . f.08 . 040aK 14.90K f18.tl os429N 19.80% S.W ANNUAL PERCENTAGE RATE applied tLis period 14.90% • PLEASE RETURN PORTION BELOW WITH PAYMENT. ~P~~~17$a 0000000 0 4388642257368319 27 1534590046000046005 Pfrwrp.:e am!mt darawYarrnrn7J.ateskiarnr~N+rwH~E iwk Nerr Balame 11.53459 Minimtw Amount Due s46.oo sa.e "~' Payment D~ Dam 7~y27, 2oa - ~ f~ ~ Total endosed S ~ ~ xomsPtas ~mR porotwtNmnbsr. 4388-6422-5736-5:119 0 FmulAddnw Capital One Bank P.O. 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But; hurry - they expire January 25, 2004. Use yours today.- "~"~'`~"'"°1f7°"r'~r -%fY! Y! IIM /tWri~ tM tll! 161Mf tlld WP~005 Of 16NIL nllf! [~1lCkd. CARP E BROOKS ;io BRANDY LANE MECHANICSBURG PA to the order o/ ll'i0404u' t:05i0067781:86522573683i9a' io[~o3 Page 2 of 2 68-677/sic zo~ofy oggoo 300.00 Dollars ~I~•a'VI(G' Rldrmond, VA Cardholder Memo Sigrmturc a'i0403g' 1:05i0D6778~:86522573683i9M' CAPITAL PURCHASE CHECK CARP E BROOKS quo BRANDY LANE MECHANICSBURG PA i7o55-2~9 pay ro the order of ~~ RlthmorrQ VA m ,o Memo CAPITAL PURCHASE CHECK CARP E BROOKS pio BRANDY LANE MECHANICSBURG PA 17o55-2Bo9 sogo5 6a-6n/slo zoao>t oWoo ~~~ Dollars ~~°IV/lG~ Richmond, VA Memo iotFOq es-6n(s~a zmo>! aooq o~oo ~~~ Dolars CAPITAL PURCHASE CHECK Date Expires /anuary zs, zooq Date Cardholder Signature Dote Cardholder Signature x'i0405ii' l:D5iOD6778t:86522573683i9a' * Importard information regardingyour checks: The attached checks will be treated as purchases according to the terms of your Customer Agreement and any amendments to it but may not qualify for any reward programs. The attached ciNCks are subject to credit availabiUty, so you must have the available uedit on tM day Capital One processes your check. Check acceptance is also subject to the current status of your Account, and the check may not be processed if your Account is restricted in any way. past due or in collections at the time it is processed. If the credit is unavailable or your Account is not current. as stated. Your check vn'It be returned unpaid and you may be assessed a retumed check fee. These checla cannot be used to pay down or pay oJf arty Capital One Acwnnt Cashing these checks wilt qualify as using your Acwunt. All other Account terms and wnditions remain in full force and effect. ® 2003 Capin! Onc Snvicq Inc. Capita! One it a fedmollr regirurrd rervirr mark. AU ri~btt rrsersrd _~ ~~ ~a~ ~~ a~~ ~~ !~ ~~ S ~~ ~~ ~~ T m v m D D m y m I S O T G a O x m L~ n n 0 T ~ m Z m r m ~~. m 9a o m m < m 0 o m as r ; j 9 2p ~a r ro ~ T z 20 ~ 2 Sm O if ran m * p r Z L1 m A 5824M Z xp m ~ mf a om as z~ no a ga Wi ~m cm 1r if c -~ m m~ r Z ap w~ mf D 9 m .:~ cm 0 0+ 9 T I ~ n ~ 9 r W 2 Q ~Z m r i~ c~ a) m~ *r z m CAPITAL Purchase CHECK CARY E BROOKS 10!}32 qlo BRANDY LANE 6&677/510 MECHANICSBURG PA i7o55-28og Date s7sioo-01 drecka~lresMarrhgr, 2004 aan Pay ro Me order of 5 C~ Dollars Memo Cardholder Signature a'i0432pa g:D5i0067781:86522573683i9pa CapifalQy~• VISA GOLD ACCOUNT 4388-6422-5736-8319 DEC 28, 2003 -JAN 27, 2004 Page 1 of 2 Aeoount Snanatary Payments, Credits and Adjustments Porous Balance 11,53459 1 05 JAN ELECTRONIC PAYMENT ~•~' Paymears, Cred'vs and Adjusumarc 146.00 Tnmactiom ~ F»mm Charges !19.12 Nere Baratta t1,507.n Min'umun Amouar Da f4soo Paymear Da Date Febraary 27, 2004 Total Credit Line ~~ Tool AvaBabk Credit 149229 Credit Lim for Cash f7,000 AvaOable Credit for Cash td92.29 Atyonreetvice To all Qrta•er Relation w vo+eP°n a3or[ or atolm urd i-800-903-3637 snaPO~~a: seaet« Atm Remntaaae Pmomiog d ' Ox Senior On Scum P.6. Bm &5347 P.O. Box 85015 R;rhmond,VA23274 Rid~mond.VA23285-SO]5 F'mana Cltargea pkarexr reowxndeJ6r rmfwtnrt uybaasrtoa Blaornste An:Ia Cww~ ~z~~ _ .~6d6 IJ rde ~P a°, PURCNASFS 53,51113 ~f[ 8.00 .04052t~ 14.90% 119.11 .05425% 19.80% 5.00 ANNUAL PERCENTAGE RATE applied this period 14.9091 • PLEASE RETURN PORTION BEIAW WITH PAYMENT. CaP~~DYlQ` 0000000 0 4388642257368319 27 1507710046000045003 P~p.:,r.~di„a.~ ~t~e.~,.i~ra~Arr~~ New Balance (1,.907.71 MiOimtuo Anwuar Due 145.00 s~ APB a Payment Dae Due Felnvary 27, 2004 Gry Sur ZIP Total endoced S Home PMne Ahamz Phone AcoomtNamlxr: 4388-642b5736-8319 0 FmulAddnR Capital One Bank P.O. Box 85147 ~~~u~~~~u~~~~t~n~t~ Richmond, VA 23276 ~u~~~u~~nt~t~~m~t~~u~~ut~~ut~~ut~~ut~~nt~~nr~~ut~ #9002827960053945# MAIL ID NUMBER GARY E BROOKS °' ~ 410 BRANDY LANE ~ MECHANIC58URG PA 17055-2809 ° ~ (m~~~ut~~~nu~~~n~t~u~~~~~n~t~~ut~t~nut~~~~uu~~~~~ r Pleare tmiteymv ormunt nrmboon yon rAacf or money mdo made f iayabk to Cafitd One Bank and moil in rlx ordered em~ekfr. T O 9 D r S m H m m O O T 0 m x z 0 9 to S n t^__ _. 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Yw do not Nor m PaY arN b , raeGk dot Ilan Gam vwlw «nr b uer any ricer wWtae pbr r10tl1iutlan b erne «eirnWr fi d ut You mart H rdis vwe err blwwknYr n, Nt an na h r t r l a of W Y t h e P r_ err d o r0 m po I and d Bail dw i1rNa kr aaefi de 1y Fad o pt m areeo e witler wddny err li Sr r H d s k ~ w a l OO ~ e ~ ~ '~ ! ° ~ spar Ya as dinp°'e a tab'^Y "°°' '° eaMcr U~'°r ~ W r ~yiiyl8 paYq os add Ip p a nwn ae Yar AaewaR. 6. eppsea m the tlom of fie stramru, you Mw 30 amard Ya+ awtla~ rr b anM a eprsrr. YVe idd tp fr drys loan tb der the ararrlem vau mated m you m avid MYkq dw Ms «m law well he crAtad m 1W t, j' SpsdM RW Fa Cndfr Grd NrCUar e rt VIe nnl pedode o Pt fr diy 6aMr+ if you acted You aetrun. DIa61y tlia petted, Yet may mlYlnw m ur Vero eeoaat Mdwut hvkq to pW for H Wu Me a proNrn wiri fr WrYtY of paprty « yr tdr fr beylnrp nawv trarreedrr er~ meabeldtp tr. To creel you emart, you man miry u W adMp w Cuwmw Rrbdarr DaPrtuaand eerdpe frt Wu wIh a eladlt reed wd yw Nw tdad N nlfl b Dana M Prablra whh fte y Yadead m tlr pouters re then eubuaet rN end WY New Belarroe M MA Itl:rludrq the nlanbrinp lee) pd« m the and m the firtydey period mrdwe, You mry have rho ddd nal m pay for errHny coact due m Sr p~opswy «eaMea rou new thN hr dry the ere eyoorod a H ru orr car waaw.s. rw wt rsquwt ,o ear RaNdar t] l «iy wlwn the wrlrr pim w. mace fort ~ Ime crate « d 6 ~ arpanra tYBY bolos . Flaasv«, N YW paid tlr r rt« your smear by drW err nmtra. Ym maw deewy Yata aadlt nald rid l e sod for Dtwrlree wa ma Y vetIIYI 700 mllr sl War maip ad6eas Of w cwt « as ataslrrem ti IJI (« Rq, amwt amew drda, aed ay P*ad b operla the mwdrm, «H wa mailed Ym tM N your tow hairs vrr rIO « • areit amount), row irrleefJierle tdiW par b tar purdrr «IiPedd y auw ue p Yea an Porudwdled 6iq errrgrnenr. MR WR emid« . w yap rrtmt or ~ adww M oDWled rpadw of rll0lrt «budon OI prdrae.) punirr eeymars ate nr added b fIa dJy brirss. Ws 1B netalpt el a Alerpe you atdleMalian b rapm Yar Yar aemue wY not 6e decd AdAfaIM nt Pker ornrtbr to efpn all arrrpadrre. y mladeb fr el~ae8e diy baWes by ad'ip V tlr a belarer tsprlrr aM AKdYO fr wr W tlr rrllher of Y. arra . umB Vm WY all mrudi You owe ue ktdudnF rN t thou rid a-PH a mwaw nonerWH uN eemmrs dr daye N dr a~rdwdnptyb~ny cyaM. Te eaWiar Yar mat bBit d ~ tl~ o ~ ~ uwaceru Ym Irw wAwd==ed, lkrrwe droyea, pea aMnd f>any otltr fees a~~d Vero i lber roc apply a braenea nanr~aBt erd eemrds B ie sW ie petp3 e toe rd by f psdod ps r madlq m a dally bet, thre mry bs • amwn. Ym err neporrBle mr drr rnaan wMnr ~W ~ ~a ~,~, ~ ere ~ wdrsyrNrlq ~ ~ rd fr emwt « drye eaa m it 4si d thN aau~aaa N a d Z H d fwy appear m your aemut r fr tNrw rm arEwm to ofor fr eemrat «thry err klnrred e14aePrara m War uOIM m doe fr amaaa. TNa nay maN in vwaNe d www.caq mla. Or N a /ederaBWOYrte' esrdcs mark of GphN +aatlan All delta nerved a 2003 l C O ~R d pp r m e « b. ~mdm -his Rao Amid To. rn mu11pY tlr a.sv e.trs drab esanwt W_ moldiv drNr appeadnY m your aamue error ym Irw raeiwlad tlr aacoud Io he lord dr aooaina of ou do ria rind M grduer r amount If «eenlor Y d f A M[ M a r rr af CaPFtal OM OIUiLBAK ~~~ Ixperra Nock Your payenem vela a craAesd to eocolrn r W the der wo roaiw h, prodded yw carer fr bonan paim of the rtaternere era you dtsek n the areleeed rwdvrlr rnfaPe and your N eeaAwd N err proesninY oem« W 3 Rm. PaW~rm addlwed m or YMplia «OmNe pooweYq ora« mist W wodwd m a buebrae Wy by 3:00 e¢m. ET. Piymrats a ~b err Waelrrypn peoaerktp cartr maw be rcdved en a bukrw deY M 3:00 P.m. Pf. F1rw allow a Nan Sw (51 buelrsw 4ya for Pwul deyvery. Paymerr rrived W us a anY mho Imrfen « N redrr torn trY nrt ba adlad ~ srlle dry yw aodw thorn. Qr burkrr days ere MraiY t+ouin BelwYy, erdWrtp IlaBdaW. PNaee do rot tse rtaplea, Prpar dor, ate vdrn ptepalbq You MYMd Wlwn pdu~wma ua a drekW, Yw audrdn v m mob a one•ine elwvvdc vrsNr debR Umt Vero au~dlaizem mob eMa rya aOYrst Ya+TNDwie aceounte wirq 1M chxk a PeP« drefi~or ahrlten'. ~~ ~ sum H rot M amraw ala. H ve errrot Proaew for varofer, wu 4 2D106g • • • Fnjoygreater f ~P.XI bl l ~/ with the attached Capital Purchase Checks! Purchase Checlcs* ntal~ every purchase more taomrenlent ~f with easy account access and no trlansacHon fee. ~ O Plus - ~C • Make purchases where credit cards are not accepted • Pay off higher-interest-rate balances directly • Access your account anytime, anywhere • Use just like personal checks No matter how you use tl-em, you're sure to enjoy the added commn/enu o f Purchase Checks. But, hurry - they expire March 31.2004. Use yrurs todayr • Irugstant labnnatloartttardia~yoa chadts: The attadred rtreckc wttt be crated ac purchases amwdin6 to drc tams of yartustoma Agreement and airy amendnmrgs to tt but awy aot gwttty for arty reward PrMr••~ The atladted chador arc sa6iact to cndk asaila6iRlr, a ya mad bare tlta aasMNe oast w the dN' Cpidl Ow VY•a dads. Check arceptaree Is also svbiec[ to tM arnM status of ymrr AxotrM, and the rhede may eat be proussad g yourAmount k rastrkted h any war. paA due or M wlectioes at the tlare h is processed. g the uedit is unawga6k o~ ~. a Amount Cashh~ tMse chats w~fll qualNy usin{Atcawt Ar other Ik ount tams aMamrdkbns ramafn~ln ruff brce and d~fe~ De uud ro poy down orpvyoif ary Cop O:ooq Coplror Orro Services. Inc Caphar one rs o Jedemty nylsarredservke mark Ag riybts reserved. soy2g rage 2 aJ 2 ba-~n/s~~ =oso6g oagoo 300.00 Dollars ~l+a•w"~° Richmond, VA Cardholder Memo Signaturz ga 104 29ga 1:0 5 1006 7 781:865 2 257368319ga CAPITAL PURCHASE CHECK Pay to lire order Oj~ Richmond VA f a $ Memo sor~3o 6e-~n/s~a zmo66 ogpoo ~~ Cardholder Signature gai0430tt' 1:05i0067781:8652257368319ga GARY E BROOKS pzo BRANDY LANE MECHANICSBURG PA i7o55-2809 Pay to Nre order o/ CapifalQ>•(g° Richmond, VA Memo CAPITAL PURCHASE CHECK Dade so~31 6&671/5'-0 =oto6! ATarch 31, =ooq 04400 S ~~ Do7ars Cardholder Signature It' 1043 Ltta 1:051D067781:865 2 2573683 L9g' CARYEBROOKS CAPITAL PURCHASE CHECK pso BRANDY LANE pole MECHANICSBURG PA i7o55-2809 ~-,W ,,,,„,, ,,, ,,,,,,, CARY E BROOKS qio BRANDY LANE Dace MECHANICSBURG PA t7o55-2809 _ ~,..s.~,v...,~I, ~, •„~. Important Information = Equal Credit Opportunity Act The federal Equal CYedit Opposhmity Act ptnhrbits creditors from discriminating against credit applicants: s • on the basis of race, color, religion, national origin, sar, marital sterns, age (provided that the applicant has the capacity to ~ cater into a binding contract); ~ • because alt or part of the applicant's income is derived firm any public assistance program; ~ .L • because the applicant has in good faith caercised any right under the Consume' Credit Protection Act ~~ The federal agency that administers compliance with the ]aw concerning this croditor is: ~. The Federal Reserve Bank of Richmond t 701 East Byrd Street ~. Richmond, Vuginia 23219 !~ You have the option of declining this change to your account and paying off yotu outetaading balances at your cutmnt rates and terms. '!b decline these change, you must chop using your card before March ], 2001. If Yon use your card on or aftsr Mare61, 2005, it will be considered acceptance of these new aceomt terms and wBl make them effective within ~ three Billing Periods following the Billing Period daring which the transaction ocearred. Ter addition, you mast also 'C. complete the attached wnpon, including your account mrmber, name and signature, and we mast receive it no later than s~ February 15, 2005, or the new terms will take effect '~~ . .~ Unless otherwise notified, all other terms remain in full force and effect = If you would like a statement of specific reasons why your account terms have changed, Please write to us or call at: Capital = One, P.O. Box 85015, Richmond, VA 23285-5015; 1-800-955-7070 within 60 days of receiving this notice. We will provide ~ you with a statement of reasons within 30 days of receiving your request. A 2005 Capital One Services, lac. Capital One is a federally rr tgictered service mmlE AU rights reserved. sctaM CAPITAL PURCHASE CHECK CARP E BROOKS 10l}!}~ 4io BRANDY U1NE 68.677/Sio MECHANICSBURG PA r7o55-2~9 Date 575zoo-0i [heckerplrcsMmrh3r, zooq waa+ Pay to the order o/ $ ~~ Dollars ~~•Rkhmond, VA Cardholder Memo Signature n'i0444g' l:D5i006778~:86522573683i9a' CapitalQ~• COLD VISAACCOUNT 4388.6422-573(x8319 JAN 28 - FEB 27, 2004 Page 1 of 2 Aotrntnt pevoua $~ i1,S07.71 Paymeab, Credits and Adjustmenn (46.00 Tnmactions t.00 Finance Charge (18.72 New Balance 51,480.43 Minimum Amwnt Due (44.00 Payroem Due Date March 27, 2004 Toot Credit Lioe !2,000 Toni Avat7abk Credit f519S7 Credit Lim fa Cash f1,000 Available Credit fan Cash fS19.57 Atyouraerviae Te nll CAweaec R~ er m repast a let or smka a~ 1-800-903-3637 s®dp<y~aw s®a,a Ams R®ilnme P,•en.fag Caput oa<s~.;ad Capn1 one solos P.b. Ba¢ 85147 P.b. gaz 85015 Rid~son4 VA 13276 Rid~mond, VA 232ffi-SO1S Imoorraat Acoovat Information This Februay Capital Om is is th movies? Watch Ebert & Roepa to eee their Lop movie picks and visit EbertandRoepaty to aeehowyou eaa gainvolved asd learn more abort Roger Ebert's 6th Anmtal Overlooked Film Festival Payments, Credits ~ Adpslments 1 03 FEB ELECTRONIC PAYMENT f46.00- "'Impornot Nome" Yon were mu7ed as Impaanat Novae Of A Chaoee Ice Terms is yom Febrmry 1004 ~~•* or here sem one in a later from Capital Om in Fehrttary. Ifyon have any queatiom, plane ull the costomer nerves number on the bads of your acrd. tis~braritioa Finaaoe Chiarga Pkarsm reooxndrJ6r iw~erl°n g Bdaerrrb Par:JGr L} ~ ~ '~ Pd R yifrdA ndr Ii1LK l. O P[JR CHASFS ~~t s C A$}i OD .0542916 19.80K f.00 ANNUAL PERCENTAGE RATE applxd t117a period 14.909 • PLEASE RETURN PORTION BELOW WITH PAYMENT. Ol1e~ 0000000 0 4388642257368319 27 1480430046000044000 New Balance 51.480.43 Mi•;..,,,m Amonat Due 144.00 ~ ~ s Payment Due Due March 17, 2004 cy suoe ZIP Total enclosed f tlamePf•ev Atrame Phoac Aomnm Nmnlxr. 4388-6422-573fr8319 • imaaaa~o. ~j~ #9D05927960D53940# MAIL ID NUMBER Capital One Bank ~ CARY E BROOKS 1 1 P.O. Box 85147 ~~~us~~an~n~t~nt~~ ~ ,~ 410 BRANDY LANE ~ MECHANICSBURG PA 17055-2809 Richmond, VA 23276 0 ~u~t~n~~ut~t~~nt~t~~n~~ut~~ ut~~ut~~tu~~ns~~su~~ttt~ ° ~ (us~~~ur~~~uu~t~n~t~ut~t~~u~t~~ut~t~nut~~~~nut~t~~ Pkau vmihyoivarnxmt rrroa&rosymvcbacf w ssaisey ordoasade fryabltto Capird OavBa>sf and mail in tho esJarad enarJofe 0 o' z'. m -~~t mE, ra o~ o fA ~D ~~ >~ z0 oa ~~ O ~qZ i ~ Cw ~r o~ z -~ mx m~ *r z m faparrM irlwwerir rapwdrr/ y«r drealc The atradred tireck rri b trrtsd w • h enay rot Vrnply for atp ~~ PrtOrawa Tlr a0dred abdc r w6}et a acct grrA ameplrre r rr elO)ar r ri cafe[ atahw d Yet Atxaut, and ri deed rls a yet Aotrtr M Wes M M praorrd M ri eyed[ r urv b rrr aamt r atarOr r y ~ rpaerd aerrfae nirl. N rfl/ib wrawd ~~ Qr Aeoaert. Ca~ieY thN tlwSc vi ~ 1. Ilsee Te AwM A FieewN tli.S•• rte. To a ~ t s. trees Prrd. 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You re terPrrib rr [her anour arrsdrr they appear r yw atsour t ri Wne pyouu n9rrr m rwrr to r Ir rttaO nDes tb ri Oro frrppotu,YdornrYan pdwrry proreOwo see our ~ r wwvca~w K~ Aratoe dry enYy arrrd b. It ri Dods a N,psra r fir iai d tna ratrnem a aamrar r y t r ear yet wpwr r dace ri aooaut 71ia may nth N rnfea mmk d Capital Orre N a Addy Caaw ~d ~ e ~ a n rot r'Salws pau AppSd To: ws rreitpy ri tdrtpse r Your aomrat atta yea Ices ~ l.OLHAK 01 On 10215M Yrpatar IbdN: Ywr payrtrrt rnD b uedr0 to amatrt a d ri [rte ws rserw fi, Pe'AOw yr sad ri bona potion d [tee autanam and ytr Brack M ri ardoeed trrrettarrae erwelope, and yet pert r leodtad In w pnawaYrp pansy M 3 pm. Pawrres addnwd to w VN~ia err Osorda PraerirY wrrr anrt be maiveO an a brwirra Ny Dy 3:00 pp.t El. Paynrwee artb+wO to err Waahiprm proeaaaYrp ewter mar b noo(wd et a Airw Ory by 9:00 Pm. Pf. PMS aMw ri Mpt M (W birw dop to pate ddvay. Paytnwta eNdvW by v rt try Arrr lot:adarr r H rrdlef tam m.y not be eretFled ri trtr day tee nemiw Wan. Or brines data m Mtmdey tlratlptr SahrtrY. nrdtedtrp troidays. Pirw do er[ we pry, Pror ak vdrre PpPairO Yrru paNrrrt Wlrar yea frd r a drdtW, you audroite u W mob a otr+irtre elscttoic irrwAl dent hotn }+~± bars accaat fr ri sneaax of Ar drek ihr awAo~aim +PPFr to tl tlrW wmlwtl Ouiq We biq eYda mwr R Nt by swnear aM. R wf errat paper the trrsrr, y: t audrdze u to make a dupe apeirt Yore bri atoraat trip ri dreck a peer Waft m oSrr lrm. 4 :a~asa . . Enjoygreater f rPJUbI ~l ~/ with the affnched Capital Purchase Checks! Purchose Checks* melba every purchase more onnvenlent with easy occount access and no transocllfon fee. Plus - EF • Make purchases where aedit cards are not accepted • Pay off higher-interest-rate balances. directly • Access your account anytime, anywhere • Use just like personal checks No molter how you use them. you're sure to enjoy the added comgenlence ~>~~~~~ o f Purrhose Checks. Bul: hurry - they expire March 31, 2004: Use yours today.( aerrrf `'''°" wi8i~r ' lanperdrrt Irdorraatioa ngardingysr dreda: The atladKd clredre wgl be VeXCd as purdiasn accordlagto the terms of your Customer Agreement and any amendments w a but may not qualgy fa srry reward profmuas.'Ihe attaciad dada an ar6ied m aellt •a•gabfYy. n yon sent here the adaMe aradit w the dry Cpifl Oea paocaaaes ywr dredr. Cirtrk acceptance fs also wbieR to the currant status of your AcmuM, and the check racy not be proassad gyour Aobrmt k reurktad in any way. pact due a in tagectbns at the tlore k 4 proasscd. IF the uer6t k tmanailahle a your AUOUnt Is not arrenl, as slrted, your dads will be rlbarred unpaid and you may be assessed a returned rhtdc ke. chase checis mrmof bt asad to pay down orpoy ayjarry l"aDlmt OncAcmurrL Ushing these shade will qualgy as sing your AaaaR /W other Accoum terms and ardidons rnr,ain in fug fora and e6eu. O zooq Capitol Ont Sertkes, hK. Caphat One 8 a f•d•r•nY nrpisfered servke mark Ag Aphts reserKd. so Page 2 of 2 6ti-677/S~o aoro68 oypoo 300.00 Dollars Csipl'1d~QJ7,e• Richmond, VA (ardhdder Memo Signature g•i044ig' 1:05i006778t:86 5 2 2 5 7 3683i9u• CAPITAL PURCHASE CHECK soyr~ CARY E BROOKS qzo BRANDY LANE pore 68.6n/Sso zmofi8 MECHANICSBURG PA i~o55-z8og Jres March gt, aooq a~aa Pay to fhe order of ~ ~~ Dollars C~~• Richmond, VA e Cardholder o Memo Signature ll'i0442ge 1:05i0067781:86 5 2 2 5 7 3683i9ge CARY E BROOKS qto BRANDY LANE MECHANICSBUR6 PA t7o55-z~9 CAPITAL PURCHASE CHECK Dace io443 bs-sn/s+o zofoba March 3t, ioop °~°O S ~~ Dollars C~• Richmond, VA Memo Cardholder signature It•i0443a' l:D5i0067781:86 5 2 25 7 3683i9p• [ARYEBROOKS CAPITAL PURCHASE CHECK qto BRANDY LANE pip MECHANICSBURG PA i7o55-z8o9 ~,,,,,_ „~w~ „ ,,,~~ Important Information Equal Credit Opportunity Act The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants: ~_ • on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to ~' enter into a binding contract); ~. ~ • because all or part of the applicant's income is derived from any public assistance program; or • because the applicant has in good faith exercised any right wader the Consumer Credit Protection Act The federal agency that administers compliance with the law concerning this creditor is: Z The Federal Reserve Bank of Richmond ~ 701 East Byrd Strerxx ~~ Richmond, Vuginia 23219 ~~ ltd ~ You have the option of declining this change to your account and paying off your outstanding balances at yoga cement rates ~~ and terms. 1b decline these chaagea, yoo must stop using your card before March 1, 2005. If you use your card oa or after March 1, 2005, It will be considered acceptance of these new aecoant terms and will matte them effective within three Billing Periods foIIowing the Billing Period daring which the transaction occurred. In addition, yon moat also complete the attached coupon, including your account number, name and signature, and we mutt receive it no later than February 15, 2005, or the new terms will take effect .~~ Unless otherwise notified, all other terms remain in full force and effect If you would like a statement of specific reasons why your account terms have changed, please write to us or call at: Capital One, P.O. Box 85015, Richmond, VA 23285-5015; 1-800-955-7070 within 60 days of receiving this notice. We will provide ~~ you with a statement of reasons within 30 days of receiving your request ~_ _~ A 21N15 Capita! Orre Services, Irrc. Capital One is a federally registered service mark AU rights reserved. io2isnn CAPITAL PURCHASE CHECK CARY E BROOKS so476 l~io BRANDY LANE 68-677/Slo MECHANICSBURG PA i7o55-2809 Dote s75zoo-01 Chetke~iresq;/3o%4 sees Poy ro the order of Dollars ~!^~°~\l~tGoRichmond, /A Memo GOLD VISA ACCOUNT 4366-6422-573(x8319 6'L0476u' ~:05i006778~:865 2 25 7 3683i9ea ~~,~. Aaoouat Previoae Bslanoe f1,480A3 Paymema, Credmc and Adjuctmeuts (95.00 Trammom f.00 Fmsna Charges f17.04 New Balance (1,402.47 Minimum Amount Dee f42.00 Paymem Due Date Apctl 27, 2004 Tot9 Cred'nLine (2,000 Total Avatlabk Cred'a f597S3 Credit Lice for Cash (],000 Avatlabk Credit fat Cacti f597S3 Atyrntracvitx To ea11 Camae« ReLtion «te xpset a lost «aroYa esrsti 1-800-903-3637 smeiP.~.~ta sma;o~ca Atm: Reautrsae Pmesesbee CapmdOaeSmvos CapihlOeeSrniose P.OO. Ben: 65147 P. . IIas 65015 R;eLmosd,VA251>6 RirLmond,VA25265-SO1S ImposraatAocauut InfO~atioai This month you will mdve>~ 2001 Gtude To Benefits, which sera faith all the addmoml benefits and servxa you may be eligible m raodse tbic year. Thae beae5h and servoec saperaede aapbeaef~ and serviora provided in yon 2003 Gmde To Beadm ar aeLer additional bexfm and services previmdy mmmmiaoed to you. Please read and rehire for your records. rs, Credits cad Adjoetmenrs FEB 28 -MAR 27, 2001 Page 1 of 2 1 OS MAR ELECTRONIC PAYMENT (45.00- 2 20 MAR ELECTRONIC PAYMENT 50.00- Fam~ in PA EARNING INCOMES UP TO (43,240 per yev ~ aep~~ac 1 ~ heahh rare mvenge FOR THEIR UNINSURED CHILDREN. yon you rbild vrithrntt hnlrh imtvaoce, nil toll free 1-877-IQDS-NOW for information about the low-met ar fr« hnhh a<e mseage programs in PA Cardholder Signature F'meaa Chetget PlarerarevwxJUk~Svrfn jsrrst i~~rr~AArm~~.tioa Bysef~"'e P`eY~e r~x CAAR~ .pfGt~A r~r PURCHASES :1,459.25 .MOBZtI 14.90% f17.04 cASFt s.oo .ns+zsx 19.eox a.so ANNUAL PERCENTAGE RATE applied this pe3od 14.9096 • PLEASE RETURN PORTION BELOW WITH PAYMENT. CapHa/Q~~• 0000000 0 4388642257368319 27 1402470050000042006 New Balanrs f1,402.47 Minimum Amwm Doe f42.00 Payment Doe Date Aprrl 27, 2004 Total enclosed f Aaoant Number. 4388-6422-5736-8319 ~ sd. 21P Home Plum Ahemoa Pone v F~eaAddees #9008827960053949# MAIL ID NUMBER Capital One Bank ! GARY E BROOKS P.O. Box 85147 ~~~uun~~ut~~~u~t~ m ~ 410 BRANDY LANE Richmond, VA 23276 ~ ! MECHANICSBURG PA 17055-2809 ~n~t~n~~m~t~~ut~e~~u~~nt~~nt~~ut~~ut~~nt~~u~~~ut~ ° ~ ~nr~~~ut~~~nu~t~n~t~m~~~~n~t~~ne~t~uut~~~~uut~t~~ Pkan wileymv aemanJ rtua8o oa ynrtbacE of nwvrey a/dn seaafe fa~wb/rJO Cafitd OuBan4 and wailrn tJraular'deeruebfe Plrots.ntt,~rm7nYdiea.rYere.«d.6a~.,1 rLm.~ihr eru.~E:rk saex Apes r ° o z ° z 0 m1 ~ m m ~ rR s m 'i m °m a r~ m O 1 ay „~ s~ ~s ~ y 2 n' Z fll r o~ z 1 W = m ~ *r z m tt~ t~ _~ r~ S O o f r twpwbra Iaorr•dfr rewwirry lea eltem TW ettatird dreri vi W twebd r • prwdtre eoeordrq m ri tame d Ya+ Clrtaresr Apsrtwrt, and arty .rrr6rww m k Fbuwver, h m•y not rlrMly ter arty wWOde PoRatr Tlr nr.dted drek b wq.a m ewM •w4hhrY, r yar rtwa hew ri avMehb asst on ri dry Capiul orr Praraeee ywr dnak Oradt •aeeptertr b abe wHael b ri errtwr rrnr d yov AeeaR, srd ri eireek nmy rra b Pwaeerd N ynr eaoaaa b rwttaded b any twY Pert drr a b rlacaar a ri tFrr M M prarrtl. 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Wu wNaaze ue m maW a anrYrr tectraic tmnrla drNl flan lour beri aowua for ri wnoaa ri check •trdtalzdert apples m M arch watvad duYp ri blip cyW even H sae by wwrare dr. tt rw caWrc proosr ri trrM, you sudrdze a m make a dupe girt yar beri awvtra tdrp ri cfrack a PRrt dab a oarw hwn. 4 • • • Enjoygreater flexrbi lty with the attached Capital Purchase Checks! Dare Purd>tose Checks*make every purdwse more oom~ertlent w1Uh easy aarour-t ocaess and no tronwcHon ~ I~Q Plus - G • Make purchases where credit cards are not accepted •Pay ofFhigher-interest-rate balances directly • Access your account anytime, anywhere • Use just like personal checks No matter how you use them, you're wre to enjoy the added com~n)ence ~/~~~~t18~ of Parchase Checks. BuG harry - they expire AprI130, 2004. Use yours today! '"'""` in ~"°" "i°'"~ • iarporearrt irdoraiati•a re{ardNgyour fd+adre The attached checks rail be treated s purchases aaadingto the temp of your Ctetomer Agreement end arty antendmems to It but may mt gwgfy for eny reward programs. Tir aftadred drda an a•bi•p W traYt avl4 ss yaa awp htea the aaagaW aadk ea the day Capital Dee praaawa yaw diad<. Check acceptance B aW wbieU to the anrerd stadrc of your Account, and the check mry nat M processed Nyeur Aaaunl k radrkted in ary way, pap due a in cotlectbns at the tkae k Is processed. g the credit K unawilalie oryour Aummt b not wrmnt, as stated, you tlredc adU be rabarrcd unpaid and you mey be assessed a returned check fee.llrese dreds omnot be used to pay Qoran orpayoljany CnpRzf One AawmL CashU~g these chedis istg gwlgy as using your A¢ounf. AY other Aaoum terms and condNbrrs amain M (ug farce aad efhri O zooq Capital one Servkrt lac. Capho(One is a /ed•r•!b'repishred sereke mark. N! rtphes raerved. CARY E BROOKS tc~o BRANDY LANE MECHANICSBURG PA Poyro the orderaf £xplresAprtl3o, aooq zouz9 io473 Age 2 of 2 68-677/S~o utu9 •eua3 300.00 ree hundred and 00/100 Ddlars C'8pjf-d~Qr(g• Richmond, VA Memo CARY E BROOKS qio BRANDY LANE MECHANICSBURG PA Pay ro the order of ~~ Dollars ~~1~-^• Richmond VA ~ Memo CAPITAL PURCHASE CHECK CAPITAL PURCHASE CHECK io474 Dare 6ti-677/5zo zosu~ _ ~ ~_ ExplresApril3o, zooq 04563 CAPITAL PURCHASE CHECK so4T5 65-bnls'-o zoiszg o4ti63 ~~ Dollars Oj'~• Richmond, VA Memo Cardholder Signature g'i0473ua 1:05 i006778i:86522573683i9ua Cardholder Signature gai0474g• i:05i006778i:86522573683i9ua Cardholder Signature itai0475ii' i:05i006778t:86522573683i9tta CARY E BROOKS qio BRANDY LANE p~ MECHANICSBURGPAi7o55-2809 ~-._-•--„-- __-- S ~_ ~~ ~~ a~ r m v m x D r n m m S m m 0 a n 0 0 T O m a z 0 x N m L7 n n T m ~ ~ m ~ z 90 m i m~ m w m ~ m < m D o o 9 m1 oA T ~ ~ '-~ ~ Z 'O 2 ~~ ~w T °0 m 1°a im C A zf y m 1 A m= * ~° G) r n n Z A 3667BM v 0 z Imp mi 9~ ~a om ~- n T y 9 Znu a ~a m C A r i~ c~ m= s °~ r z m 1= O O z sp ~1 m~ ~a am T v ~; zp ~a ~a z i1 ~Z ~m -~ r i~ c .~ H m~ w r z m CAPITAL PURCHASE CHECK CARY E BROOKS 10506 q7o BRANDY LANE 68.677/510 MECHANICSBURG PA i7o55-t8og Dote 575200-01 drecke~iresMaypt, zooq saes Pay ro the order of Doflan ~~eRkhmond, YA Cardholder Memo Signature a' 1050611' 6:0 5 1006 7 786:865 2 2573683 i9e' ~~~~• GOLD VISA ACCOUNT 4388-6422-5736-8319 Account Previous Balanct (1,402.47 Payments, Credits and Adjustnunts 142.00 Tramsctions i1E33 Fmure CLagrs 117.67 Nea Balaaoe (1,396.47 Minimum Amouat Due yt1A0 Paymeat Diu Due May 27, 2004 Total Credit lane 52,000 Tool Available Credit S603S3 Credit Liae for Cash !1,000 Available Credit for Cash 160.753 Atyotuservioe Te nll CLaemer Reiuieme or u report alert er enlm nrd: 1-800-903-3637 smd pgmaas to Smd to: Ate Remitrnee Promeing Gp~1 One Senior Ca ''u1 One Senior P.O. B~ 85347 P.C). Bor SSO15 Rid~mond, VA 27276 Riebmoed, VA 75285-5015 MAR 28 -APR 27, 2004 Page 1 of 2 Payments, Credits and Adjustments 1 13 APR ELECTRONIC PAYMENT t42.00- Transactions 2 19 APR Wlvl SUPERCENTER MECHANICSBURG PA 578.33 Pinata Charges Pkerexe ueaJe iidq/br irnfartaat ia~6rnwrtion 8lsrarde Perie!v ~.,,~,~ .pffrls ratr ~lPR PURCHASES 51,3%.04 .04062% 14.90% f17.47 GASH 5.00 .Q542S% 19.80% 5.00 ANNUAL PERCENTAGE RATE applied this period 14.90% • PLEASE RETURN PORTION BELOW WITH PAYMENT ~P~~~g~ 0000000 0 4388642257368319 27 1396470042000041006 P4mprierseeir~aliro ~~.e-~r~e,s~,.~rv..rr~t:~ Netir BaLaex (1.396.47 Minimum Ammmt Due 141.00 s~ Api ~ Payment Dae Dau Mry 27, 2004 liry 6aee ZIP Total enclosed 1 ~,e pp,,,, ~„a pyeee Aeoourt Number. 4388-6422-5736-8319 0 FauOAddne ~ #9011927960053942# MAIL ID NUMEER Capital One Bank !~ CARY E BROOKS P.O. BOx 85147 ~~~nuu~~e~n~~u~~~ ~+ 410 BRANDY LANE Richmond, VA 23276 N ~ MECHANICSBURG PA 17055-2809 ~n~e~u~~en~~~~ue~r~~n~~eu~~iu~~en~~ne~~ue~~m~~ue~ ° ~ne~~~ne~~~nu~~~u~~~ne~e~~n~e~~ne~e~nne~~~~um~e~~ Pieare rurite ymv nrmnnt nvmboon yme~f ar moray nrdn srede Payable to Cafita! 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PNSS allow ri least five (i) burins erya for porW Paytners boriwd by u ri arry oAmr kcnien «In «ry oMr bmr maY not be aafbE as a Ar ley rw moalya Ar«n. pr brwFrrs daYS «e MadaY laaryr g«rdey, okdudlrM Ya• ax~ourt kr ~ arnw~A o} 9a~ ape, ~'we~kodzp~a~lrr~ yourmpa~YrrA. ~ you ~ u a dmdcW yw aWad:e u m make a arrim als~roa9e tmnA« dehh lion very brit dmck, Tlty "a6m ippRS all dmaks mriwd drkq Aq big cyaN Ivan H wm Dy aonear aNe. 1} we aaawt procaw n trrwiw. you audmdze u m make a dmrpe agahrt your boric amwrt ueMV n druic, • pepsr trah «otMr ham. 4 x•1153 • • • Enjoygreoter f jPJCI X71 jl ~/ with the uttc-ched Capital One® Purchase Checks! Purchase Checks*make every purchase more tomAertlent ~r w)dh easy aaourtt access and no 6onsocdon jee. Plus - EF • Make purchases where credit cards are not accepted • Pay off higher-Interest-rate balances directly • Access your account anytime, anywhere • Use just like personal checks No molter how you use them, you're sure to enjoy the added comren)ence Ca~f`1e~ o/Purchase Checks. But, hurry - they expire May 31.2004. Use yorJrs Mday! '"'"0" • Inrpatant Nrformatla rgardNgyear dtads:7lu aWChcd sheds wnl be treated ac purchases aaordirrsto the ums efyow customer Agreement and airy amendmmrts to N but mar not qualify for airy award Orograms• llm attadred duds au sd6)act m tradit awdfaYflRy. so yw rmut lusa flu arW W odk a dr dp Ca~ld nna p~ooaaas Yaar dwKk. CiKCk aueptance is also sutrlect m the aaraM stets of Your AaatrM, and the dredc may not 6e processed if your Auowr[ is ns[ridad In airy way. past due or In wnecdorrs at the thne k Ic processed. N lire vedt is InavailaMe w yaw Acamnt k nol curtenf, as stated. Your dredt will be relurrud unpaW and Yau may be assessed a tebrmed check fee. rhese dreola mnnat !x used m pay down orpay oJ/orry Caplml OnrAacvunc CashYK t(NSe dreds win qualny as using your Account A[ othm Accorrn terms and condntons remain in fun force and alhR. O woq Capimr one senders. Inc Caplest OM rs o /edemfN rcy6ferrd servke rock AN dpins reserved so5o3 Pt~ge 2 of Z 6&67)/5m :01153 eases 400.00 Four hLn red and 00/100 ~O~ CapfialQ~~ Richmond, VA Memo W rdholder SlgnaOrrc n^i0503ga f:05i006778f:86522573683i9g' CARY E BROOKS pia BRANDY UWE AAECHANICSBURG PAi7o55-2 aosoq 6ti-677/s~o :ous3 oases $~ Dollars C~d11Q11e• Rkhmond, VA N $ Memo Cardhdtler Signature n•10504g• f:05i0D6778t:86522573683i9n' CARY E BROOKS qio BRANDY LANE MECHANICSBURG PAi7o55-2809 Pay to the io5o5 6s-bn/s~o xou53 A1aY3s, aoop o4~5 ~~~ Donors C'apHd/Qng• Richmond, VA Memo CAPITAL ONE PURCHASE CHECK CAPITAL ONE PURCHASE CHECK Date rardhdder Signature liai0505n• f:05i006778~:86522573683i9u' CARYEBROOKS CAPITAL ONE PURCHASE CHECK pso BRANDY LANE p~ MECNANICSBURG PA i7o55-2809 ~-,__ ~_, ,- ,~~ Date iihrs Maygr, coop ~~ s ~~ ~_ ~~ L T 0 m a D r D H m D m 0 D 9 0 0 T O a z 0 x 9 6023M m~ wi m~ I `' o~ T 9 11; 9 A~ r _W 2O i • Sr Z ~i m= s~ r. z. m o m 0 z ~ i s ~ r S 9y m ~ R m s p i - m T D > ~ o n ; o ~ T w ~ O y 2 < 1 i ^ "' c m 2 ~ i0 O Z '~ f9d C i x m= m * a~ ~ r ~ z n m. 0 z m~ Ol i mf m .~ om ~a~ ,, > ~i n0 >D r p ZD i= O ~~ z~ (C/1 = m . * is _r z m CAPITAL PURCHASE CHECK CARY E BROOKS qio BRANDY LANE 10521 MECHANICSBURG PAz7o55-x8og 66677/510 Date s75mtrot Lhecke~ireslunepo, moo oraer Pay ro Me order of r ~~ a~ Dollars ~°I+~•~VIIGoRtchmond YA Cardholder Memo Signature u'L052iu' ~:05i0D64781:86522573683i9u' faris~a~a COLD VISA ACCOUNT 4386-6422-5736-8319 Aaoount Prevteuc Balance si,396.a7 and Adjurmenn _s~LOo Fiaancen Charges 11755 New Balaoa 11,s44si Miwnum Amount Due 146.00 Payment Due Date Jnoe 26, 2004 Toni Credit Line 12,000 Tool Awgable Credit 1455.69 Credit Lice far Cash 11,000 Avatlabk Credit fa Cash 1455.69 Atyoursavitxi To all Caatema Rdtlieaa ar to xport • bat er aeoka eats 1-800-943-3637 Seadpgmmaeo; Smdmgaiceaw Atm Rm~ntmoe Preorring Carnal One Seniee~ 6O Capital Doe Sc.;ae P. . Bea 85147 P.O. Box 85015 Richnwnd, VA 23276 RieLmoad, VA 22~SS-Se1S APR28- MAY27, 2004 Page 1 of 2 Paymmn, Crtdin and Adjwtmenn 1 25 MAY ELECTRONIC PAYMENT f41.00- Ttanaactione 2 14 MAY GIANT FOOD STORES #ro60 MECHANiCSBURC PA 514.19 3 is MAY EXXONMOBIL75 04200499 MECHANIC PA 6.77 4 is MAY THE PICTURE PEOPLE #24 CAMP HILL PA 15.90 5 24 MAY WM SUPERCENTER MECHANICSBURC PA 134.43 'altopormnt Notice" Your areoum terms have bees adjured as ptevieady diedoaed. All othu tams and moditioos remain in full fora and eSe~. Fimntx Charges plmusrerrevoJS,;drfa,io fwtmit~e~ipmo~,atwr ee Avia& PA CI3AR a. ,~ .- PURCHASES f1,432ri .04062~f 14.90li S17S5 CASH s.a0 .o547s7c 19.sox f.oo ANNUAL PERCENTAGE RATE applied this period 14.9091 • PLEASE RETURN PORTION BELOW WITH PAYMENT ~~~01?ee 0000000 0 4388642257368319 27 1544310041000046001 P&arpri^t~L,y rJaererY..r,..Jdragr.kLe>:~y6l...u~t:.k New Bahwoe Si,544.31 Minimum Amount Dne 146.00 s~ Apr, a Pa7meM Due Date June 24 2004 Gq Seue 22P T l d d ~~ ota to oae S Herne Phas A6aaaec P6oae Aoromt Nnmber. 4388-6422-573b8319 Fsua~nd~e ~ #9014927960053949# MAIL ID NUMBER Capital One Bank GARY E BROOIGS P.O. sox 85147 Illnuulllntllttltl eo ~ 410 BRANDY LANB Richmond, VA 23276 c ! 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' hnportard Irrforantbe rgardhrgyur dredx The attached drecks wN be treated ac purchases accordingto dre terms oiyorr customer Agreement and any amendments to h but may net qualgy hrr arty rearard programs. Tlw atladed dads arc wblect to cndlt awRabiUty, w yw carat haw the awlWle aedk en the dry capinl One processes yaw check check acceptance ft also wblect to the arrtent status oryour AcarrM, and the fiadc may rrot be protested OyourAcmtrrN k restricted In any wry, past due or in mgealars u the time k h processed. if the aedt 4 unavailable a yourAccormt is nd currant, as shed, your dtedc will be returned unpaid and you may be assessed a «hnnad check fee. rhete cheda mnnot bt used ro pay down w poy ol~arty l.aplml lMe Aaotmc Cashhrg these chalks will qualgy as ushrg your Auoum. Atl aher AttouM terms and cardgions remain In hrg force and eRer2. O zooe Capitol One Servkes. 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Account First 3 months half-price 97* a morale Sa.aslmo. nt.nanar ,~~FREEAoc~Ierator' SIGN UP TODAYI 1-877-778-1207 Mention Olfx Code: OPAL Or visft wwrspeoplepc.comlydopel 003 peopiepc~ online u Abetter way to Internet. PeoplePC Online offers the features you would expect from higher-priced Internet Service Providers at hall price for the first 3 months! Email Vrus Protection ® Pop-Up BlockerT'" ~'j Spam Controls ®~ Smart Dialer ~ ~ More Email Addresses ®~ Internet Call Waiting GOLD VISA ACCOUNT MAY28 - jUN 27, 2004 4388422-5736-8319 Age 1 of 1 Pay ments, Credits ardAdj~au 1 IOJUN CVS PHARMACY#1921 Q03 CREDTT 552.99- 2 19JUN ELECTRONIC PAYMENT 46.00- Traosacdom 3 26 MAY WM SUPERCENTER MECHANICSBURC PA 588.61 4 27 MAY ROWS SMOKE SHOP 01 OF 716-3724066 NY 34.50 5 28 MAY HERSI-1EY CHOCOLATE W HERSHEY PA 32.48 6 28 MAY OSHKOSH +x0072 HERSHEY PA 15.70 7 Z8 MAY THE PAPER FACTORY 934 HERSHEY PA 18.66 8 28 MAY CARTERS #695 HERSHEY PA 23.00 9 30 MAY PAPA JOHN'S MECHANICSBURG PA 14.83 10 Ol JUN SF1'PHOR'OSBYSHUTTERFLY 510-266-8333 CA 1.99 11 01 JUN RITE AID STORE 0721 HARRISBURG PA 21.21 >2 01 JUN AMERICAN PARTY CO•YAHO 515-883-9182 IA 13.78 13 OS JUN SESAME PLACE MRCHDSE LANCHORNE PA lOS9 U 07 JUN CVSPHARMACY 4`1626 MECHANICSBURG PA 55.37 15 10 JUN WM SUPERCENTER MECHANICSBURG PA 26.21 16 10 JUN KAY BEE TOYS 00044297 GETTYSBURG PA 13.73 17 l0 JUN THE CHILDRENS PLACE 4`1 CETTYSBURC PA 43.29 18 13 JUN DENNYS INC MECHANICSBUR PA 20.15 19 14 )IJN PIZZA HUT 07392038 MECHANICSBURG PA 20.13 20 18 JUN MECHANICSBURG VETERINA MECHANICSBURG PA 34.99 21 19 JUN TOYS RUS s8315 CAMP HILL PA 28.53 22 21 JUN WM SUPERCENTER MECHANICSBURG PA 64.22 23 22JUN OVERLiM1TFEE 29.00 Prevwis Balance 11,51431 Paymeffi, Credrls and Adjustlnentr 596.99 Tranaacbons 5610.97 Fvance Charge 57433 New Balms 52,OBO.G2 kGairoum Amamnt Due f80.62 Payment Due Dau J,dy27, 2004 Total Credit Irne 52.000 Total Available Credit 5.00 Creda Line for Cash 91,000 Available Credit far Cash 5.00 Atyourservioe To on Osslomr ReLtioas a m xpoat a lad er alols aauati 1-800-903-3637 S-dpayneott to Smd mquiua 0s Am: R®~eno« Pmo'rinf eapil.l oaese.le: taped Ons saaete P.O. Bas aS147 P.O. Bas 95015 Ridimond,VAZt7/6 Ridmosd,VA23ZBS-SO1S Fitamoe Charges ta s Plrsrsrar m~axndilirin~wtsst +y6rxv Bdemrraar l¢ L R+idir ~ ~ ' apf!rdb GE rafr ~Plt liL PURCHASES f1,922f2 .040a1% ]4.90% fIl3S CASH 9.00 .05425% 19.90% X00 ANNUAL PERCENTAGE RATE applied this period 14.9099' • PLEASE RETURN PORTION BELOW WITH PAYMENT • ~~f~. 0000000 0 4388642257368319 27 2080620046000080628 New Bal,se. 52.080.62 Minimum Amount Due 980.62 Payment Due Due July 27, 2004 - Toni enclosed S ~ ~ Aeooora Number. 4388-6422-5736-8319 P&arprnar ~a~mrya.t~wea7.ba~r,kbo.saywr..N~t;.k Sect Apt 1 ~v s.ta ar }Sums Phone Ahemata Phow • FmeOAddas #9017927960053946# MAIL ID NUMBER ~ GARY E BROOxS Capital One Bank ~ P.O. 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Oa bwkrn days +w Mover f+agr >.awd1~. e~udlM Va• PMw do na ue. e1~iw, pl4ar .x vdn+ pp1y~ yar pa~ap, whm rw ~,are a.. drdrW yes aNrde. u m mdr . mWlsa deeuaie!nwM aebH flan Yes bWr amws for fr amws~ of tlw Mrltiadm apliaw Yo +h drab Ivaitaa duln0 tra l+ftirip ryeb ^a^ H sw by sassar des. H we werh ;r=aw the varrler, you aumolxe w to mob • drps apeleR you bai aooeur utrq the dredl. • paPr trah a ofrr item. First 3 months half-price 1 ~ ^ molla5 Sa96lmo. nwreaRar Siij;ili uP ro~~n 1-877-778-1207 Mention Oifer Code: CORAL or visit www.peopiepc.corrt/go/coral nos peoplepcw online ~ A better way to Irrtemet. PeoplePC Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! i0 Email Vrus Protection ® Pop-Up Blockert'" Spam Controls Smart Dialer Phisher Security t~ Internet Call waiting ~p~/~~• COLD VISA ACCOUNT 4388-6422-5736-&319 Aooonnt Pmioos Balance ~.~•~ ats, ~ e~ and Adjuameaoc P ~ i~ 00 Finan« Charges 125b7 New Balance 12,22929 Minimum Ataonm Due 122929 payment Due Due Augaa 27, 2004 Tool Cred'a Line 1,000 Toml Avanable Credit 5.00 credit Lane for cash 11,000 Av~able Credit far Cash 1.00 Atyoureervice To oil Calomc RaWisns as to igwtt a lo/t c aaolm mrd; 1-800-903-3637 smdpgaea6,Q soe;aga'v1:tx Atra Reasitesaee Psoeeldng CapinlOaeSuiim CapaslOoeSvriae/ P. . Ban 65147 P.B. Bo:85075 RKIlmoad,VATS276 RicLmond,VATi28S-5075 JUN zs - JUL 27, 2004 Page 1 of 1 Payments, Credits and Adjustments Yom achedulad payment hac not been received. Please remit the amount due appearitlg oa thic stuemeat If yon have aheady madc your payment, please accept our thanks. Transactions 1 27 JUL CAPITAL ONE MEMBER FEE 159.00 2 27JUL OVERL1MiTFEE ~•~ 3 27 JUL PAST' DUE FEE 35.00 Yoa vice aale/sed a past due fee of (35.00 oa 07/27/2004 bea-e yatr mtntlaam payment vvas not rerrived by the due date of 07/27/2004. To avid this fee is the future, we recommend that you snow u lean 7 baailless days for yenv payment to reach Capital one. FiuanceCharges PkateJaenamss~idrJbryi~alfsrlent isy6ralafrien f BJmaarndr A+G.Lr dPR - ~(~ ,~jlyda. .,r~, PURCHASES f2,095.91 .04082% 14.9091 f2S.67 CASH B.OD .QS4T/%P 19.999Y 8.00 ANNUAL PERCENTAGE RATE applied this period 14.909(, • PLEASERE1VRNppRT10NBELOWWITHPAYMENT ~api~alQ1zE~ 0000000 0 4388642257368319 27 2229290046000229296 New Balanrs 52.22929 Miairanm Amomt Dae 1229.29 payment Due Date Augast 27, 2004 Toml eadomed S AoromtNomber. x388-6422-5736-8319 Capital One Bank P.O. Box 85147 III11'II~IIII11'1I111I Richmond, VA 23276 IIIIIIIII'III~IIIIII IIIIII'I111'IIt11I1111111I1'II'~I IIII IIIII Stet Apl.~ ~. s~ 1~ Hums Phoos Altmt Phoat • ~lantat: ~ #9021027960053949# MAIL ID NUND3ER ~ CARY E BROOKS -~ 410 BRANDY LANE ° MECHANICSBURG PA 17055-28D9 m ! ° a I111'I'Iltl'~II IIIIIII'1'III~1'~11II"111'1'llllll~l'11111'III Plrare wirryalvavottRt nunl8erax yatcr&cf a awry order anadr fryabltlo !a' fttd One Bmif and mm/in tbrentlovdenvrlaAe. peoplepcn online U Abetter way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAIR 1-877-778-1207 Mention offer Code: tAf~l1L Or visit www.peopiepc.corn/go/caai PttoplePC a solely respaelble for this offer, aril is not aMGa~d ergo Captlal One. Capial One does not ptwide, ttndoree a guarardee, ender not atliiated with, any product a service shown here. Any tr~emarks lrlaitiored terein aro soley owned by the respective entity. 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PNaw aaow at lean M (6l hlrshtsss daW br poem dravsrY. PalrrlerrN mpiwdgby~uaat ary a~arpr,b~rtlan a h~wlayryagWp ~uapmsymnawYwmaWhlewlaygwNd w d tM deY we Hales Uww Or bshse MW an Maley 1+elldl eanadsr. exdWrq hMdeYS• PNer dD not yr d ~adrek ThN ~~ r7a1MNr M drab wodM dutla 9nds~phWc~ u~ q an dw~. Iirws awes goes fi~tmrrlsam t~i'ou a~uMdzs acoaaa to ri enact ri authacr:. m w m mob • drags apart War brt aooam uiq ri drak • Agar dote a allw hen. First 3 months half-price ~ 1 9 ~ °"'c SIGN UP TODAY! ' 1-877-778-1207 Mention Offer Code: JADE Or visit www.peoplepc.corr>/gafade ~'apitallQ~• Aoooant p Baja 12,22924 Payme~, Cred'ax and Adjustments (155.62 Tratmetioas tA0 Finanm Charges 132b4 Nevt Balance 12.10631 Minimum Amewat Due (106.31 payment Due Date September 27, 2004 Total Credit Lice ~~ Tool Available Credit 1.00 Credit Lice far Cash 11,000 Avarlable Credit fm Cash =•~ Atyourservioe To esB Cusmaer ReLtion orto report • Sat or tmks card: 1-800-903-3637 saeppaa~)mmmt m: seod;nyairi«ta Ate Rea i hnoe Prooeuing Gpssl One sepias Capint One senios P. . Bor 85147 P.. Boa 85015 Ri~aond. VA 23274 Ridimend, VA Yt285-5015 peoplepc° online u Abetter way to Internet. PeopiePC Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! Email Virus Protection ® Pop-Up BlockerTMt '~ Spam Controls Smart Dialer Phlsher Security Intemet Call Waiting COLD VISA ACCOUNT 4388-6422-5736-8319 Payments, Credits and Adjustments ,TULZe - AUG 27, 2004 Page 1 of 1 i 30 JUL CAPITAL ONE ONIJNE ACH PAYMENT 180.62- 2 14 AUG ELECTRONIC PAYMENT 75.00- "lmparant Notice" Since yota account was pace due, your Anntnl Percentage Rates (A.P.Rs) have bern i~eased as previoviy diadoaed. Alt other tams and eordidone remain in full form and effect Please be advised that undo the terms of your account, your A.P.Rs arc subject to additional increases if you fail to keep yo>Q aaatnt in good standing. Want w reduce your AP.R? if we receive your mia'vonm mont}dy payment on time fm the Wert sir cnntecufive billing pamdt, this account will be reviewed far a pos6ble A.P.R decease. Finaace Charges Plrsreta reaartisr, for inyaranr infarnearios ~.ee Aviedr t ~~ o pI1RCHA5PS f;135.93 .04929%P 17.99K f3264 CASH 8.00 .0547TiP 19.99% f.00 ANNUAL PERCENTAGE RATE applied tl»s period 17.9996 • PLEASE RETURN PORTION BELOW WIl'If PAYbIENT ~~~~~~ 0000000 0 4388642257368314 27 2106310075000106318 pGcvr.ert~ddesr~ e,R.:r~.A~~e~..+i ,tom New Balanm 52,106.31 Minimum Amount Due 1106.31 soaa APB + Payment Due Date September 27, 2004 G anrc 2B Total enclosed 1 Horns Pinoe AOaaea Florae AomuntNumber. 4388-6422-5736-8319 • Fm~lAddra ~ #9024127960053944# MAIL ID NUMBER ~a 1 Capital One Bank 1 ~~~uur~t~~iu~ta~~~ a: CARY E BROOTGS a ~ 410 BRANDY LANE P.O. BoX 85147 '' il~ MECHANICSBURG PA 17D55-2809 Richmond, VA 23276 0 ~u~e~u~~ut~r~~m~e~~n~~ue~~ ut~~unn~~t~u~~ut~~u~e~ ° ~ ~ut~~~ut~~~un~t~n~t~ue~t~~u~t~~ut~e~unt~~~~unr~e~~ PkareTmite,lwsvnrmant nvrsbn oa yme r1xr.E or nwr¢y ordn raadr faysblato CafitalOneBan,f and mai! in tJxenda+ed envelofr. peoplepc~ online u A better way to Internet. GARY E BROOKS 41~~,~I~TED INTERNET ACCESS SIGN UP TODAIR i-877-778-1207 Mention Offer Code: JADE Or visk www.peoplepc.com/g~ade peopkpC is tmley rospartslble fa this offer, and is not affiliated with Capital One. Capital One does not provide, endorse a guarantee, end 's rIQ aflWated wMh, any prodltcl a service shown Clare. My trademarks mentioned hereto are achy owned bythe respecrive allity. Ao rights reserves. BY respatdirlp to this ofte, you ~ ~ ~ ~~ clrabout youreeN to the carnparry ttl~ provides this prodlrq - fa example, 'PeoptePC OrrSne: Fbst 3 rtgntlK of service are baled et 54.97 a mortft>: 69.95 a ngrAh tltereatter. OftW ava9able to new dhl-up sllb6atbBla 8t treat 18 years Of age and may not be redeemed vrdh arty other Dfte4 Offer subject to change at arty time. Phan technical ctrpporl ava9able fa 51.95 per mirMe. For gaestiona, ca11aN-bee at 1-8n-779-1207 Service not availebb h a5 areas. Access fees. taxes, mtd other tees and resbctiorls may apply. Telephone toll dYarpas may apply, awn dufp trial pertodc You are responsible to detemirtYtg whether a ce9 to one of our access numbers wi resl4t in tebplnlte ~9 ctarpea. Access may be limied, aepedely dtkYp times o1 ptrekk usage. Die~up nrmbere may be changed at PeopkPCS discretiolt. Col~nuous uu subject to 1kroaR proced<Irec. A9 Iffier k to PeopkPC On9net Swvfces Agreerrent and Acceptable use Po9Ly. 56K is the maxknun speed d ~rvice; sabot speed may wry. 0 2006 PeoplePC Inc. AN Rigl,te Reserved. PeoplaPC OnM1ne sad its rogoc are registered bademarks of PeopbPC n the U.S. end other couttrks. 0 2~6 Caphal One Services, Inc. Capial One a a tadere9y registered service mark. N dgtlts reserved. T ar_ i~ ~_ a~ ~- ii.:. MW.reu vAI rtes i tnY16mr sacs period of 26 bye wkhwr altrroe n nest prwdwss, rtes 6elertoa varrkpmeynew eaedd pad+er rd nwv Derr ~smor~dero wMh tlr~anpw~rnc ktmr~~pey ao baron. rd h Carr ter k m W taedwd by tar next sraurrterr nod pipedel vwrMa M ad~ll elw~ d~iws k acct peebd a srry twriearekn H yes b ro[ pay tM tad 'Nees b. Aeweite Fires Olrtye. Trrra:tlwn Wioh aw not ^6fan m • Pea psdod M eeeesrd Urlae dmP 1) firm dr drr d tfr twnaaetkn a b fmm tlr dew tM it e~in~o 60,~w. ib rdw.e Chi 0.60 miter ad the diktats wi be r d exxeus. m 6 iirtr urK YW weww 9r any u V Circa tirgee Tor aces dun etttwr m peW let tut. er~a~H as. but did we apply er Fawwe nw for sect want m dr ielrta ay ssdt tlr end of tN Puled. the add W r bay oabWiorr m arrfee x Asge in rdt trOnar. 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Yw W w tlia ptowcdan eMy Wwn tlw yPUmJrera pdn wa mew thn J60.00 red the puWU mow male N~ yaw hwae cute ee Wtlin 100 mace of yon maWtlp addwea. Q1 w own or apawte 1M meedrne a It vw mated you tM adwttirnas far 1M p~ops~ty a N Ptadtnr Pleer tenwt bu to~ef~AaN~dmwe~wd of purlues.l t Rosa nor epµry b mrurenr nonezeda raN etoareua : Doss ins cagy ro ouaiwas noo-r~soyl cud eemreds CdW One aFP~e ~~ MwcY P ws ou weDrta n www. can. Cephr Oro k a Y ~o~wd aerda madt of Caphr One Finonial CorPOredon A1I dd+te reserved a 2003, e.~ mperam Ileeea P~ymwr yes tna m u M b aewtad m Ywr aeeaurt es of tM bumrrs ay vw worn h, poMded (1) lw end the buwn padre u tNS ewtanatt ad Yon drdc h lit erlelwed wrdttattr envraps and W Yon paYlnwa k tealwd Mt wr wocarno owxar M 3 p.m. Er (11 roan PI7. Plope abw u tree aw (6) Deletes days br PoRal Paymwns tarrwd W r a prry other Iocatlm a Iron my Wwr kn lay tut N erMted_ r d tM day we wnfve tMm. Qr MaMr days m Mwdsy tlirau~I Saudev, exlWr» Ys. Pkar do not Des pear gape ate. rM weped~ W lyllen sand r • dwekW Yw suatodze u m cab a artmw akcuaic vrrkr debt[ from moor Wok erecmawt~t b dwry~i ni~pekac yav~baik~iwroud~ukgail» dwdc, i q~qd trifi w ~ ham. ~ I>oiq cYds awn H ewe by aonroaro Ma. It vw esrnot access tM transisr. you authorize First 3 months half-price ~ , a montl[ SB.B5lma ulsreaxer 43 2257 9 SIGN UP TODAIR E aR i.g77.778-1207 tAND E Mentlon Offer Code: ONYX ANIC PA 17 55-2849 visk www.peoplepc.comlga/orty7c Cap1~j~~~ GOLD VISA ACCOUNT 4388-6422-5736-8319 Aoootmt Previous Babtaa ;2,10631 Paymems, Credix and Adjustmenn l.00 TramarSons ;35A0 Finance Charges ;32.42 New Balance ;2,173.73 Minimum Amouat Due ;173.73 Paymetn Dm Due October 27, 2004 Toml Credit Line ;2,000 Toni Available Credit 5.00 Credit Lim for Cash ;1,000 Availablc Credit for Cacti ;.00 Atyourservioe To olIl Osteaier Relation/ w to report a la/t or slola old• 1-800-903-3637 Seadpgmmsta sma;aquisestx Arm: Rmlimne: Prooruin5 C~Oac Selvuxs C~Oae Saniae P. . Bo:55147 P. .Bas 85075 Ric6mond,VA13276 Rirhmoad,VAZS265-SO1S lmvortant A«ount Information Are you registered m votc in this year a gener+l election? It's not too late: There's cull time m register, a go for it Yom vex can make a d'$erena this November. Call a vtmtytnu lod voted regimation office or go m veww.everywteoounts2004.com mmake sure yon voice is bead. Every vtrte omla~ AUG 28 -SEP 27, 2004 Page 1 of 1 Payments, Credits and Adjaatmenn Yoga scheduled payment has not been reoetved. Aeae rcmit the amomt due appearing on this stmemem. If yon have already made your paymem, pleax accept our thaakc. Traasactions 1 27 SEP PAST DUE FEE ;35.00 Yon were aaeelsed a pant due fa of;35.00 oa 09/27/2001 beomse your m+~++e+~T prymem was not reuived br the due date of09/27/2001. To avid this fee iu the fimae, ere recommend thrt yuu allow u ]east 7 business da}s far your paymem m reach Cap'nal One. Finance Charges Pkaretareaaurilrjar is ferraat i~~g6rapjldielr ~r ltderrenek Peril& ~^r CFIAR~ ~: .7y&dA +afr PURCHASES f2,12L95 .04929%P 27.99% 532.42 c,astt s.w .os477xP 19.99!6 s.o0 ANNUAL PERCENTAGE RATE applied this period 17.9994 • PLEASE RETURN PORTION BELOW WITH PAYNIhT1T Capjta~pnPe 0000000 0 4388642257368319 27 2173730075000173732 New Balaua ;2.173.73 Mlaimum Amonm Due ;173.73 Paymem Dm Date October 27, 2004 Total enclosed ; Aceonnt Nwaber. 4388-642b57Nr8319 sa.t ~ s Gq Sree ZID }7omrPbm ,17oetms P6om FmulMdnw #9027227960053949# MAIL ID NUMBER Capital One Bank ~ CARY E BROOKS P.O. Box 85147 IIIuIuIIIIInnuIIl ~ i 410 BRANDY LANE Richmond, VA 23276 n MECHANICSBURG PA 17055-2809 r II IIII11I I111IIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIII ~ ~ IIIIIIIIIIIIIIIIIIII II II VIII IIII IIIIIIIIIII111IIIIIIIII III III Pleura witeyan amount numbs as yore rbact err monry order made fmyabk to CafitJOaaBmll end mail is tdr endaad rmebfe 7~ p.i,.ea.a~dsraed~e.a~~.ktlwal:Y~t .rw~iat 003 peoplepc• online u Abetter way to Intemet. PeoplePC Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 monthsl Email Urus Protection ® Pop-Up Blockert'" '~j Spam Controls Smart Dialer '~ Phisher Security Intemet Call Waiting r peoplepc• online u Abetter way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAYI 1-877-778-1207 Mention OiEex Code: dNYX Or v~it www.peoplepc.com/go/onyn pepplePC a adeh' respofwple far this fifer, and is not aflriated rrrlt Capllal One. CaPrsl One does nil provide, txdofse err gtHlarrtee, and s not aided wrh, any product a service shown hero. Any tredemarfe mentiawd herekt ere soby awned by the respedlve entity. Ar dpMs resmved. Bit g to this oMer you ~ ~comrsariceting i mahout yousetl to the comparry thin provides tlis product - hx example, 'PeoplePC Orine: Fksl 3 frlon0ls d service are bibd at f4.87 a nloMh; f8.85 a mordh tllerearier. (Mx available to nave dial-up steers at 1ea8178 years d age and may not be redeened wAh sly dhx ofiec Offer subject to change al any time. Phone technical support availade Tor 27.85 per minute. Far tpltstbrls, d for tree td 1.877-778-,207. Service rtd available n err areas. Access fees. taxes, end other fees arld lestridiors retry apply. Tebptlale taR dblges may apply, even tAairg trig parklds you are tetgorteible for def«rrinig whNher a caA to one d our acoeas ftarpers wit resit in takpllone mil ctlalges. Acos9e may be Wiled, eepecfary dudlp times d peek usage. pp4tp Harpers may be dinged d PeopkPCt disaetlon. GbritlHlols use subject ~ timeout pmoedlaec. AN use k subject to ptlopkPl: Ordrb'e SeMCes Agreement and AcoepMbk lloe Poky. S6K is the maxirlttn speed d sue; ackd speed may nary. 0 2008 PeoplePC kta M Rights Reserved. PeoplaPC Ordine and W: ~ are rtgMered tradertwrks d PeoplePC n the U.S. leld other txaadries. 0 20061:apilal Oro Services, Irta Oeprd One is a bdaally Hgetered serrioe lrt«k. AI dghls res«ved. ri ari r.~ rye ra- -ra t• t• tt-. ~~ e. rwra ~~ ~r O ~ e m e Ones Miad. YW rrR Nua i mYimtn Vera paid of 25 daq eddw[ arrroe drams m row pudrass. row Datrln trelrMta, lrw q.dd a.d++..,a mw Darr arlpes R You pay Yaw aai 'rive Mbrra', ti arrardrre wIM tlr Yrgertrn NMks far poY~o blow. ad H tfnw Ior k m b «edlod W yar roe «ewurt rJeoeq deb. 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Plsass row n ban fie IW arkrea Nri Mr portal diwry- PaYmeme teplvM by u! rt mt crndlod~~aYm gpaw ~Y not bs asdb0 n d Vr dw ws uaivs tlra W hukrn dM am MadaY ~ Sannday. aadldrq hoadaq• Plesn do not lue "'v'.~ pPar a1c. rdrn paY~swa Wlrn you awl u a dwdctd. YW +tNrdze u m meb a arwUus isetwrie trurkr de6h Clam qur brit etxoted for Yr amoua tb m as drdn weaiv+d dudrq Me aikta eyda stwl N cent by salter eba It wa ewnot Praone tb tr«wMr. Yw auarrua u m man a dues epekrt Yar Dark accaen ueltrp fls clrck a ptpsr drh a other hen. ssasoo You can't help but feel special when you slip on this elegant Sterling Silver ring, glowing with diamond-like CZ stones. So lustrous and sparkly it feels like a splurge...but iYs FREE'! YouFZS FREE] • PRECIOUS STERLING SILVER • 13 BRU.LrANT Gvsrc Z~GONIA STONES • NEARLY 3 CARATS TOTAL. Act now! 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SEP 2B - OCT 27, 2004 Page 1 of 1 Payments, Credits and Adjttstmean 1 07 OCT Cap 1 ElexeronicPlanePmt AathDate 06-OCT 12,189.11- Credit baLra - Do not pay Want to reduce your A.P.R? Ifwe receive y'D1Q minimum monthly payment on time fa the nest sn conaerntive billing periods, this aotxtim vrill be reviewed for a poadble A.P.R decease. "'Importam Notice" Smee your acowmt was pas due yom Annual Pereettmge Rates (A.P.Rs) have been incensed as pre$ously disclosed. All othc terms and conditions remain in full for« and effect. Fi17aIICt Chatges PkitiJerrNirrlctrdef6l inT1alrMrTa~riasrTSa $d~eerneTr Psris& Cwrnyrr6l' ~y~ effJiml6 r,dr dPlt _ n pURp.I,ySps f629.0! .07QS1KP 15.74% 813.31 CAg}i f.OD .07aS2%P 25.>41t f.DO ANNUAL PERCENTAGE RATE applied tLis period 25.7496 • PLEASE RETURN PORTION BELOW WITH PAYMENT Capna-Qnem 0000000 0 4388642257368319 27 0000002189110000006 Credit BaLnce - Do Na Par -~~ Minimum Amstar Doe 1.00 Paymem Da Date Novembc 27, 2004 Total enclosed S Aorotmt Number. 4386.6422-5736-8319 Capital One Bank P.O. Box 85147 llluurllurllurltll Richmond, VA 23276 IreLhdlreJelLtrlrllnlleeelhtrlLteeedlrlerlLrrlhrlit P4arp,warar g.urasYRnsdd~a~rrkLvrw~jai.wxk:rk saver APi dy sue ZIF ]iomelRome Aaame ]Rome 0 EmelAddne ~ #9030227960053944# MAIL ID NUMBER ~ CARY E BROOKS m ~ 410 BRANDY LANE ~ MECHANICS89RG PA 17055-2809 .a r ° ~ Inrlllarlllnnltlulrlnrisllulsllnslrlnurllllunrltll Plra,e wife ymcarrounr mTnndo wrlriacc~ecf w mwuy ordc maalepayabbto CQpird OneB®T.Emrd mrail is t/,rrnrrkvd ertveloft MAID ANY NIGHT FEEL JUST A LITTLE MORE SPECIAL THE STERLING SILVER GUBIG ZIRGONIA RING This gorgeous ring teatrires itree rnaquise-shaped Cf6fc 7lrcor~ wbh ten ramd CZ's-29 t~ra~ in a@--prorg•get by Mond in a predous Starlig Saver band. b's a truly terleless piec,3 that wi add sparide end radiertce to arty oocasiorl. ,,;• ~~ Act now! To get your FREE' ring, 1 ~ ~ CALL 1-800-994-2992 '1ba pQ ry 13.99 riPpagt ~ b~q plc faxe .~ ~ ro.+aom<ra« ISPE aa6oe 88.rr1afmiq Rlo{ ~ ~ oPP¢rhT m pevkr Deer ~ t~• o atuf t7pim Orc Sefkq Lt spot oae r e tedeta~ nypnaed nrlie rule N dew leerwd. M midmds ntaHmN betels an: addT Dance pl 1Ye napaeere ~€ BoYaul ~•1hs ~+~ ~' rapraeefetlrthll ofacrd Y as a18Ylod wale opm Olc eapm one dos not pwidgadwee wpioace end r uoI ~rea.an airy poiaa «rtvlre ehoao bet $ a+p.~ melt aQa Yr ~' ~ mmenfodegtlel-rbn ear yoanfrm dlt aiy-rm¢ pto~et di (anm-amspk,hrlae.n. opa+Dnc~vtooa ~szB 1. Flow Te AvW A R ta• ~ ~ ~~° elrrpes R Yoo p! _ ~brk ~ ~ pePe~a y ~~ m any vwrarab ~ b. Aeawirle R-w aldgaet m a Pao koln ri d.m d 1'c td 2. M ~~ you asy ri amreaa• eraoe Padad d pa~bde w/e. Ta abuln ri awwpa defy 6alrlee tar ri 61eN0 eenwd W gin iratrerr. na tabs ri add try row ws osdl da r d d ~pd yar amoua R [ rlaa many ww1 os4 'or wwnes. 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Qr publor dayo wa kt«daY 1tnr01 Stuaday. wailaiM W6 Yo• Plers i 101 „r PaPar qe• vd,r„ ,py yov gymw~[. yN1an yw send u ^ dreleW you wdcdza u m mob a a1-tino aMatrie varlet dabh fiaa yrn WNe aawa Tor ri am«at- d ri aWwdzadm aPpar m i checlr woelvod du61o er pig ryrde nen H cent M wne«r dn.. r1 ws eamot gear the 1raroM. You audwdzs w m malts a Wrye aPirt Yarn bwic aotout ueaq ri Wok + PaPar 6x11 a Der here. Exclusive Offer brought to you by Capital One®and Day-Timer® GET READY, GET SET, GET ORGANIZED! The sleek 2005 Day-Timer Planner, made of durable Microfibre, comes with the Capital One logo embroider on the front The binder is a full-size 8" x 9'-portable t' Snap-Tab binder . Only $49.95 -Save over 40%. • World-famous Day-Timer Systems. • Money-Bade Guarantee. 590000 Retum the completed order form aaouw+rtorou ar. withyourCapitalOnecardpayment C~M~One' wnarsnyourwauuY ~BDAY-TIMED iCapj~a~l~~• COLD VISA ACCOUNT OCT 26 - NOV 27, 2ooa 4388-6422-5736.5319 Page 1 of 1 AoooamtSnmmary Payments, Cted'ite andAdjustments Previotr Babuxe 52.07- Payments, Credits and Adjustments SAO Teaasactiona Tnnnenom ~~ 5 00 1 06 NOV NEWBERRYI'OWN AUTO SALVYORK HAVEN PA 579.50 . Finao<e Charge 2 13 NOV THE HOME DEPOT 4120 MECHANICSBURG PA 42.10 New Balance (486.32 3 14 NOV GIANT FOOD STORES X120 MECHANICSBURG PA 122..62 Minimum Amount Due 115.00 4 14 NOV THE HOME DEPOT 4110 MECHANICSBURG PA 30.43 Payment Due Due Deoeluber 27, 2004 5 15 NOV WM SUPERCENTER MECHANICSBURC PA 3`/•~ 6 16 NOV THE HOME DEPOT 4120 MECHANICSBURC PA 34.52 Toni ~~ Line ~~ 7 18 NOV BJ WHOLESALE stoo25 WOX HARRISBURG PA 126.85 Toad Available Credit 51,513.68 g 24 NOV OLLIES BARGAIN OUTLET MECHANICSBURG PA 13.37 Credit Line for Caeb (1,000 Available Credit for Caeh 51,000.00 Atyowaervice Te nB Curtaoa ReLtaas or to nP^rt a last or sroleo Lark 1-800-903-3637 smrd pgmmn me smd ioguiom t« Ath: Renuttanoa Prooering Capn.lOaeBrr~un Om8mlom 5015 B m 8 P.B. Boa (5147 Y.c7. RicLmoad, VA 23276 RrLmond, VA 21285-SO1S LmpornatAtxauutInformatloa We would like to take this opportunity to inform you that we may report informafioa abaa your account to credit bureaus The repartiag ofyo>II aceouat i~amatioa to credit bureaus contribute m your overall credit pro5k. Late paymeaa, mined payme~ or other defavha on your sooonm may abo be reflected in your acdit repore Finance Charges Pkausrarrrsertssukfarrasf~orfaat rsp6rsadson Ba(.rsrn.sr R+is& Cm'~°~•Y ~ ,pjJdb ralr l;t1AH a RR ~ PURCHASES f.00 .07052KP CASH 1.00 .07052%P 25.74% f.00 25.7411 1.00 ANNUAL PERCENTAGE RATE applied this period 0.0096 PLEASE RETURN PORTION BELOW WITH PAYMENT ~ tap~alp>~~ 0000000 0 4388642257368319 27 0486322189110015004 Nerr Baknrs 5486.32 Minimum Amount Due f15.00 Sam APB Payment Dne Due December 27, 2004 ssee 21P r~ Total endastd S Home Plnoe Almma Phoo, Aomunt Number. 4385-6422-5736-8319 • FauilAddnr #9033327960053949# MAIL ID NUMBER Capital One Bank GARY E BROOKS r P.O. Box 65147 ~'~nUlllniiuu't~~ ~ 410 BRANDY LANE 1 Richmond, VA 23276 m ~ MECHANICSBtJRG PA 17055-2809 r ~n~s~n~~ut~s~~us~s~~u~~ns~~ns~~unn~~l~st~~tss~~sa~t~ ° ~ ~us~i~ns~~~un~t~u~s~ns~l~~n~s~~ns~t~nns~~~~uus~t~~ P/rare vsitryva armanf asasbo oa ymcrl~acl or monry mdo madr fayabk to Gspifal OarBmcl sad mail in for enskard emmlof~ Enjoy the Simplicity of an Organized Life Exclusively for Capital One cardholders We'll show you how to make the most of yourtime-at work, at home, or on the mad. Day-Timer is the leadirx~ brand of personal planrtersrorganaers which are used by over 5 million people worldwide. Take advantage of itlis exclusive planner manufactured for Capital One cardhddt:rs at a special price and get started with personal planring today. Features Include: • Capital One embroidered logo. • 8 Credit Card slots. • 2 Vertical Pockets. • Slot for notepad on right side. • Pen loop. • Made of durable Microfibre. • Convenient snap-tab closure. O 200a Ca7d One Sandces. 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Seotrraar 1-888-587-9669 Mention Offer Code: DOLLAR Visit www.peoplepc.com/go/dogar UNLIMITED INTERNET ACCESS PeoplePC Online offers the features you would expect from higher-priced Internet Service Providers, including: ® Virus Protect'IOn powered by SyrnaMecTM ® Pop-Up BlockerTM' `~ Spam Controls ®~ Smarter Smart Dialer Technology ®~ More Email Addresses ®~ Internet Call Waiting CapitalQ~• Acoomit Pxviau Balance (48632 Paymema, Credits and Adjustmenu 14625 Tray-canna 11,06435 Finance CLarga (24.13 New Balame 51,52855 Minirotuo Amotwt Due (60.00 Payment Due Date Jammy 27, Zoos Tact Cnda Line 12,000 Taal Available Credit 3471A5 Ciedir Line fa Cash 51,000 AvaOabk Credit for Cast (471.45 Atytrureervia To Dill Llrtomm Rdatioat or to xput a Sat ~ aed- ov~k 1-800-903-3637 Smdpgmmo tz Smdiaquiris to Atm: Rm,itmnoePmarrint Ca p'n1 Oae Scica Capiml One Sen7am P.6. lka 85347 P.O. Bea SSO75 Riehmard, YA 13276 Riehmosd, VA 23285-SO15 ]moormatAaaunt Infozmatan lt'e Clint Oa Bowl Weektime tgaiN Tone in to ESPN, ESPN2, and ABC among Deoembe 14 fns the best in a college football acaoq m as fawrse teams ftc bowl r3ampionsLips, and fru oallege football's ultimane prize the BCCS National Championship. And on New Year's Day, be sme to tune m m AA~BCC to vratcb the Capinl One Bowl and as which mascot is aovrned the Capital O~ Naaoml Mascot of the Yea! GOLD VISA ACCOUNT NOV 2B -DEC 27, 2004 4386-6422-5731x8319 Page 1 of 2 Payments, Crodttc and Adjmtments 1 27 NOV OLI1E5 BARGAIN OVI'LET CREDIT 14027- 2 29 NOV WM SUPERCENTER CREDIT 5.98- Yoe srLednled payment Las ant ban receixd. Please remit the amoum due appwring on chic statement If yon L:we alrady made year paymem, ple-e accept ow thanks T 3 27 NOV OLIgS BARGAIN OUTLET MECHANICSBURC PA 5774.87 4 27 NOV N.B.LIEBMAN EcCO MERCHANICSBUR PA 31.79 5 28 NOV WM SUPERCENTER MECHANICSBURG PA 37.35 6 28 NOV IQrIART 00042754 MECHANICSBURG PA 42.21 7 29 NOV GIANT FOOD STORES 4b05 MECHANICSBURC PA 5.55 8 29 NOV WALMART STORES, IN MECHANICSBURPA 42.40 9 02 DEC LOWES +M05 MECHANICBURG PA 74.40 10 07 DEC WAI~MART STORES, IN MECHANICSBUR PA 62.81 it OB DEC JACKSON GASTROENTEROLO CAMP HILL PA 25.00 12 09 DEC CANDY CRATE 764-956-3818 CA 27.08 13 10 DEC TJMAXX 4!0720 MECHANICSBURG PA 38.13 14 l0 DEC WM SUPERCENTER MECHANICSBURG PA 3326 15 11 DEC WAL-MART SPORES, IN MECHANICSBUR PA 28.16 16 11 DEC OLD NAVY ON-LINE 614-5642000 OA 135.99 17 it DEC GIANT FOOD STORES /005 MECHANICSBURG PA 5626 18 ]2 DEC BJ WHOLESALE #0025 WOX HARRISBURG PA 34.22 19 ]2 DEC POTTERY BARN K00007336 800-2908181 CA 26.50 20 13 DEC RITE AID STORE 4818 MECHANICSBURC PA 5.47 21 74 DEC HMD`OPRAH MAGAZINE 515-282-1607 NC 15.00 22 14 DEC IOrSART 0004275/ MECHANICSBURG PA 17.56 23 15 DEC WAL-MART STORES, IN MECHANICSBUR PA 73.74 24 16 DEC USPS 413.1870115 HARRISBURG PA 8.14 25 16 DEC SUNOCO MECHANICSBUR PA 16.0] 26 24 DEC CHUCK E CHEESE00009647 HARRISBURG PA 22.13 FiaanceCharges iuJonwation P/auexrrevaundefa=n porreat Bdawe,dr 7 PnirLe ~ ~,y~ ;1 ~b .hLrdA nix PURCHASES 51,14059 .07052KP 25.741( 52413 CASH 5.00 .07052%P 25.74K i.00 ANNUAL PERCENTAGE RATE applied this period 25.749[, • PLEASE RETURN PORTION BELOW WITH PAYMENT ~api~alp~e 0000000 0 4388b42257368319 27 1528552189110060008 New Balance 51,52855 Minimum Amwm Due t60.0o Payment Due Date Jaaoary 27, 2005 Tool erxiosed S Aocontrt Namber: 4388b42b5736-8319 ar~p,:a.~~..s%.-.aa,a..~,r.~..~~a...~:rx ~ Apt e Gy s.e. zm Home Phone Ahmat Phone • PmSMd,me #9036327960053946# NAIL ID NUMEER Capital One Bank ~ CARY B BROOILS P.O. 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Capital Q~• Your Credit Future Is In Your Hands whac'sinyw,rrl-a„era- Capita! One® wants to give you all the help we can in managing your finances. To make the most of yourtime and money, take the following steps to maintain your good credit. CHECK IT: Review your credit report at least once a year to check for errors or fraudulent activity. FIX IT: Contact the credit bureaus and credit card providers to correct mistakes on your credit report. USE IT: Demonstrate wise use of credit. Make purchases regularly and pay your account en time. WATCH IT: Maintain good credit by keeping your balance under the credit limit and pay your bills on time. CONTROL IT: Moderation is key. Don't max out your credit. .~„o, ~~,~. Am~nt Paymeaeq Credits and AdjueUOents S4G.25 Tnmsctio~ 11,06435 Finance Chargrs ~.~ New Balance 11,528.55 Min'vnum Amount Due ~-~ Payment Due Date Janmy27, Zoos Total Cred'a Line ~.~ Total Available Credit f471A5 Credit Line for Cash (1.000 Avadabk Credit far Cacti (471.45 Atyovrservitx Te o~B Cuemmer R a m rgiaeta tat a atolrn cud: 1-800-943-3637 sme~trt~ sa,a;a~t« Aux Remittaaee Proan:mg Qp'nlOneS'rioe GaiulOacSeniar. P.O. Bor 85347 P.O. Box 85075 Rx6moad, VA 25276 Riehmend. VA Xf28S-5035 Ir..oortant Acorntnt Information GOLD VISA ACCOUNT NOV 28 -DEC 27, 2004 4388-612-5736-8319 Page 2 of 2 27 26 DEC BJ WHOLESALE 40025 WOX HARRISBURG PA 5132 ZS 17 DEC PAST DUE FEE 35.00 Yon were aaeaxd a part due fee of (35.00 on 12/27/2004 becawe your minimum payment was not received by the due da0e of 12J27/20W. To amid tLis fee in the fitture, we raommend tha you allow at least 7 budnesx day: far your payment to reach Capital One. ~ PLEASE RETURN PORTION BELOW W11'H PAYMENT ~ CaP~~~Y18~ 0000000 0 4388642257368319 27 1528552189110060008 Net BaLna f1,52855 Minimum Amoum Due ~~ Payment Dne Date Jaauary27, 2005 Toml eocloeed S Aoconnt Numbs: 4388.6422-5736-8319 Capital One Bank P.O. Box 85147 Richmond, VA 23276 p4erlr:,f..awj.u.a*.rl~wr,enrrdayer hbv~eht erHr~t:al ~ Apt r ~ s.a 21P Home Phoa AlouaR PLoa. • PnwlAddnar #9036327960053946# MAIL ID NUMBER GARY 8 BROOKS 410 BRANDY LANE MBCAANICSBURG PA 17055-2809 Pkare witayev armaat a+mrbrraa yv+v aba.E or unsay ordo wade fayabkro CrfiralOaeBaa.E sad mail is tlx eadarfd orarJoft Capital C}y~' what's in your wallet?"' ,l» ~ a ~aYm~ yea p.. aNkae gaMOd ey apw ar, n anpmdb. Mlh (ayYnNr AdhM1 c,~,~-.. O ieef [apM Oa SarWs. MG CapIW One B ~ 4AaiyR~tMO Rnkt wrk. All A~IYf reia~a'd. T ~~ ~~ ~~ ~~ ~~ ~~ S ~~ ~~ ~~ ~~ T~ T Ta ~~ ~~ _~ ~~ O~ ~~ N ~ ~n IioYOa P~Nnwns yov mi to w rr~ bpaodad m yar aooounwsp d tab bYwkaw Gy w~ noMrs h, goNdW f1) yw wM tlw bags Patin d 7NS Mumy~Mt Ord y~o~vAv~dadwv~.dc PPMno~ao n~uw ~nPp '~~p,,.A,w *'M oawyratr p~~ymm+wYL ~ you ~ ~"~ 2 io m~ib a tU w Rio iawla d~'WM iwn0ai~ y'. acCanl for ZM town o{ 1b ~Mck Thb ~ap~fes w i d~ka noaivW AMnV lb Diq ~Ya° win h wM W ~ansaie aM. M vn wnot P~ 1M wnAr, yw wnatlzs us to nuke a disgo Wsh~ol YoK brYc ~coou.A uhp tht dock + PROr dolt a olMr han. ~~ peoplepc~a online ~,.~ Abetter way to Internet. ~ ` ~ Stnf ~ ~ '• ~ Sx faster-,~t a FREE Acce%rata' forthsrr:<72montltar-. asovadud 1-888-587-9669 ` Mention Offer Code: DIAMOND •~ • • , Or visit www.peoplepc.corrt/go/diamond UNLIMITED INTERNET ACCESS PeopiePC Online offers the features you would expect from higher-priced Internet Serve Providers, including: V ruS Protection powered b9 SymantacTM Pop-Up BlockerT"" '~ Spam Controls ® Smarter Smart Dialer Technology ®~ More Email Addresses ® (~ Internet Call Waiting CapitailQ~• Account pfe„~ Balance 51,52855 Payments, Credits and Adjustments 562.07 Tramanioas 5666.09 Financs Charges t4L66 14~ Balms 52,174.43 Minimwn Amount Due 5174.43 pay~m ~ Date Febroary26, 2005 Total Credit Line ~~ Toml AvaBabk Credit A00 Credit Linn fns Cash 5],000 Avadabk Credit fan Cash 5.00 At To oIl C-teener ReLtiom err to report • kwt or ssslm ark 1-800-903-3637 Send pgmaror to Sind ir,quiua to. Atm: Ranitunoe Procerint Gpital One Savioe Capitd One Sarioer P.o. sea 85147 P.o. B- Ssoss Richmond, VA 23276 R;dmead VA 23285-5075 Imnortmt A«aunt Iaformatioa We would like to take this oppaanmity to inform you that we may report iaformatioa aboutyotc aowuM to credit bureaus. The reporfing ofyour account infasmatioa to tndit bureaus coatribusa m ya,u overall aeda profile. Lau payments, mined payments or othc defiuhs oa yon acorniat may also be refleuAd is yottr credit report GOLD VISA ACCOUNT DEC 28, 2004 -JAN 27, 2005 4388-6422-5736-8319 Page 1 of 1 Payments, Credits sad Adjustmrnts 1 OS JAN PAYMENTRECEIVED -THANK YOU ~•~ 2 ~ JAN OLD NAVY N6550 CREDIT 10.00- 3 as JAN OLD NAVY #6550 CREDIT 7.51- 4 11 JAN WAL-MART STORES, INSE2 CREDIT 11.96- 5 v JAN WAL-MART STORES, INSEz CREDTT 7.60- Yoiascheduled payment has not been received. Pleats remit the amoum due appnring on this statement If you have already made your paymeor, please accept nor thanks. Transactions 6 27 DEC ROWS SMOI~ SHOP 01 OF 716-3724066 NY 583.92 7 28 DEC SUNOCO MECHANiCSBUR PA 3750 8 31 DEC WM SUPERCENTER MECHANICSBURC PA 63.35 9 07 JAN GIANT FOOD STORES #005 MECHANICSBURG PA 24.07 io 07 JAN BJ WHOLESALE 4flo25 WOX HARRISBURG PA ~-~ 11 08 JAN OLD NAVY #`6550 HARRISBURG PA 36.37 12 OS JAN TARGET 00012542 HARRISBURG PA 32.06 13 09 JAN GIANT FOOD STORES •331 MECHANICSBURC PA 18.39 14 09 JAN RITE AID STORE 3613 MECHANICSBURG PA 10.99 IS 30 JAN SUNOCO MECI-IANICSBURPA ]6.01 16 11 JAN WAL-MART STORES, IN MECHANICSBUR PA 7.60 17 IS JAN WM SUPERCENTERMECHANICSBURC PA 19.48 18 17 JAN WAL-MART STORES, IN MECHANICSBUR PA 32.03 19 21 JAN WM SUPERCENTER MECHANICSBURC PA 157.44 zo 24 JAN OVERLIMIT FEE z9.oo 21 27 JAN PAST DUE FEE 35.00 You were aasmsed a past due fee of 535.00 on 01/27/2005 because your mitumum payment wac not received by the due date of 0]/27/2005. To avid this fee in the firttve, we recommend that you allow at least 7 business days for yow payment to reach Capinl One. wioa jar n ;a Fiaan« Charges PJrattur,everxfidefor;arfvrtsAr BaGmrah Perrl'r ~~ l ~ l ll'lAl(~ Pll .pf(la. nrtr PURCHASES CAgH f1,67A15 .07389%P ]6.~41G 5.00 .07189%P ffi.74% S4t86 5.00 ANNUAL PERCENTAGE RATE applied this period 262491 PLEASE RETURN PORTION BELOW WITH PAYI4ENT ~ Cap~d10i1~~ 0000000 0 4388642257368319 27 2174430025000174435 New Bahma 52.174.43 Miaimwo Amoant Due 5174.43 Payment Dne Date Febrnarq 26, 2005 Total endoxd S Aeeount Number. 4388-6422-5736-8319 Piap.;.r.,~~aa~,s%.-.,.r~e.e~,.:Y~>xt:r~ ep~ r Qq Sns: ZiP Home Phon Alnmaa Phoo< • F.mdAddms #9002827960053945# MAIL ID NUMBER Capital One Bank !~ CARY E BROOKS P.O. Box 85147 ~t~u~~~un~t~r~ut~~ a 410 BRANDY LANE '^ MECHANZC5BURG PA 17055-2809 Richmond, VA 23276 ~ ~u~r~n~~ut~t~~ur~r~~u~~ur~~nt~~unu~~r~u~~ur~~n~r~ ° ~ ~ur~~~ur~~~nu~r~u~i~m~s~~n~r~~m~r~uiu~~~~nur~r~) Pleare write~wrv a~roan! nronbnon yore r&cF or money ordn made fayab/e to Capitd One Ban.F and,na;l in the entlared cnvdofc r peoplepcTM online ~ Abetter way to Irrtemet. UNLIMITED fNTERNET ACCESS . 1-888-587-9669 Mention Offer Code: DIAMOND ()f VISit WYV,N.pBOp~C.C01Tt~90~d1ffiTlOlld PeopfaPCb:sdAy rospwe6b br W, dLr, rd r not dli,rd eMh Caphal o% CgYal oro doe nd provide, vdorr w gur.ae, and is rot a8itld wYh, rN pmdut or sauce atwwn bete Any Iraderllrbe mefiwled hmeb a2 soby owtwd by ri teapeapm etalpc a tiphr roeaved. By -pa~Qiq to tlia deG ya+ mry be camuwati~q idonretion shwa yauee8 b ri ~Y tlet ploeides thrc PtodM - ~ . fttl you s a CepilY Orc aAtamer. 'PeopePC Ordtre: FYtl 9 nlaltlw aro hied tl f49T per monM; ~ Pa mush frsYtw. 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Y'dt aulhodze • Now asrtlb FREE Acre/erator ' . t~ ace. rise >rz +-, sso tea.. ~~ 97 ~ ~ a month lar first 3 marNl~ 59.95h1ro. tlteredter SIdN IJP TODAY! ' 1-888-S8T-9669 Mention OlFet Code: PEARL Or vhit www.peoplapc.tmm/golpasA C4apitalQ~• Aooount Prevrnr Bahutce (2,174.43 Paymeam, Credits and Adjustmema t217A4 Tranret;om (97.65 Finance Chargrs (4555 New Balance #2,100.19 M'ialmnm Amamt Due !100.19 Payment Due Date Much 26, 2005 Total Cred'a Lim 12,000 Total AvaBable Credit 5.00 Creda Line fa Cacti 51,000 Available Credit far Cash 1.00 Atyaneervia Te nB Cagamaer Relatime ec to xport a last as etolm ark 1-800-903-3637 smapa~a~ot« sma;o~lta: Alm: Ramithaa Preeerin8 Capital Oae Senior O Oae Salvias P.O. Bar 65147 P. . Bos 85015 Ria6moad, VA 21376 RiaLmond, VA 21785-5015 om peoplepcry online u A better way to intsmet. PeoplePC Online offers cep the features you woukl expect from higher-priced Internet Service Providers, including: Virus Protection povrered nY symarltxTM ® Pop-Up BlockerTM `~ Spam Controls ate ~ Smarter Smart Dialer Technology 4~ ~ More Email Addresses ® f~ Internet Call Waiting GOLD VISA ACCOUNT 7AN 28 - FEB 27.2005 4386-6422-5731x&319 Pagc 1 of 1 Payments, Credits and Adjustments 1 28 JAN WAL-MART STORES, INSE2 CREDIT 1157.44- 2 Ol FEB ELECTRONIC PAYMENT ~~- Yom achedttled paymenn h- not been received. Please Tema the amount due appearing on this atatemeM. If you have already made your paymem, plme aaept om rhanke. Tranaactiona 3 2s JAN OVERLIbI1T FEE u9.oo 4 02 FEB GIANT FOOD SPORES s331 MECHANICSBURG PA 33.65 5 17 FEB PAST' DUE FEE 35.00 Yoa vlere aaleaaed a put due fa of 135.00 on 02/27!2005 becwse yotc m;n;,aa~~^ payment was not recemd by the due dace of 02/26/2005. To avoid this fee in the fume, we recommend that you allow at least 7 businea days face ycnepayme>a to reach Capital Om. ja ra ldi avr Finatttx CLugee PkmeJa reosrxndrfw im~larloer iin ayea~.w Pn;.Lr ~t .ptrrra. e,air ¢ N A N CAARGE m PUR(x{ASPS s2,o47.~s .071l91iP ]6.74% f45s5 ~$}{ f.OD .07189KP 76.74K 1.00 ANN(JAL PERCENTAGE RATE applied this period 26.2494 • PLEASE RETURN PORTION BELOW WITH PAYMENT ~P~~~t7L'a 0000000 0 4388642257368319 27 2100190060000100199 P&sar f.:e.raT^5rddra• RYR!-/a1T LbOIfH Le`VWIIgrJ'I!f arNiiF 01.E New Babince =2,100.19 Minimum Amwrt Dm (100.19 sara APc ~ Paymem Dae Date March 26, 2005 Gq Ssae Z8 Total endoeed S Homephos Alrenaa Photo p«onluNumber. 4388dt22-5736-8319 a ~~~ ~ #9005827960053942# MAIL ID NOMBER Capital One Bank lllndnlulllll I l a GARY E BROOKS ro aaaaaaa~ 410 BRANDY LANE P.O. BoX 85147 l n MECAANICSBURG PA 17055-2809 Richmond, VA 23276 ~ ~ IIII/I1I IIIIIIIII II IIII IIII IIIIII IIIIII IIIIIIIIII III I/IIIIIIII ~ I~ IIIIIIIIIIIII111II II IIIIIIII IIIIIIIIIIIiIIIIII II II IIII III VIII PLnre rtviteyaev armaaJ nlwrbaen,y~oav ebmck Amoaey ride mmbpayabk la bpitd OaaBml,l mid mail m rlx earlmrd emaebfe peoplepc~ online u A better way to I~emet. UNLIMITED INTERNET ACCESS SIGN UP TODAYS 1-888-587-9669 Mention Offer Code: PEARL Or visit www.peoplepc.oomlgo/pearl PetlpbPC estiy eeeporNmbfor tlio dhr, ad knot td3keMd ar8h Opital One. Cepild One does rot provide, endome «puardr, ad it rot d9ierd witl4 any ptaAd or waist ioem Irre. Nry lmhmaks mwtiorwd Fwah - edefy asrrsd by dr repsdNe entity. 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Just call 1-866-895-9595 and speak with one of our loan officers. Or, visit www rapitalonemortgage.com for helpful information and great tips. You can even apply online! With Capital One's low rates and no-hassle service, home is doser than you think. 5%720 Enjoy great value without the hassles. Call about a Capital One mortgage today! Mon-fri 8 a.m -9 p.m. ET Sat 8 a.m.-5 p.m. ET or apply online at www.capitalonemortgage.com Your Reservation Number. 6403 036 449 4050 U C,c'i]/~i~/c?~Qj~~ GOLD VISA ACCOUNT 4386-6422-5736-8319 Aawwtt Previusc Balance 52,100.19 Payments, Credits aced Adjuatmeaa 1150.00 Tramsctiom 529A0 Finance Charges 542.09 New Balance 52,021.26 Minimum Amount Dm 560.00 Paymem Doe Date Aprt127, 2005 Taal Cted'a Liae 52,000 Taal Available Credit 5.00 Credit Line fa Cash 51,000 AvaOable Credit for Cash 5.00 Atyourservice To aIl Usmmw Rdat~ma ~ to tepoa gloat of rtda ark 1-800-903-3637 smape>~nra sesaiagaica+o: Arts RamRhaa Pmoeria6 Ca' OneHsok GpnlOseSetiim P.~Bor 790216 P.O. &a: 85035 St Lows, MO 61179-0216 Rid~mood, VA 21265-SO1S ImportaatAawunt Information Please review the imparuat iafarmatioa eadoaed with your etaaemem and keep a tx+py far your records FEB 2B - MAR27, 2005 Page 1 of 1 Payments Credits andAdjustmenu 1 17 MAR ELECTRONIC PAYMENT 5150.00- Transactions 2 2s FEB OVERI.IMIT FEE 529.00 F'maace Charges Plearctss reonrsttdribr isrfntsat iaytrsdisn Bdemnrdr Peri.& t:arr~sY..~j ~~~ ~m ndr ,ffpP~R PURCHASES 12,090.84 .07119%P 2624% CASH 1.OD .07189%P 2624% 1@09 6.00 ANNUAL PERCENTAGE RATE applied this period 26.2491 • PLEASE RETURN PORTION BELOW WITH PAYMENT ~B• 0000000 0 4388642257368319 27 2021280150000060004 at-cepNr.ra~at~.~,.a~.y.,~~ue..N.t;.~ New Bdaore 52.021.28 M;owum Amwtn Dm 560.00 saw ~ a Payment Doe Date April 27, 2005 6q Ssae ZIP Tool enclosed S Hone Phaa Aloaau P6om AaomtNamber: 4386-6422-5736-8319 • r:o<~aaea,.. #9008627960053943# MAIL ID NUMBER Capital One Bank !!! GARY E BROOKS 1 1 P.O. Sox 790216 ~tluluillut~llnt~~ ~ 410 BRANDY LANE "' MECHANICSBURG PA 17055-2609 St. Louis, MO 63179-0216 ~ Itlluul~nu~l~ndldn~InuJl~nt~~tllnml~d~nlnlJ ~ ~udl~nJ~~nn~~In~dudt~~uld~utl~lun~~l~InnJtll Plmre wihyoiv aaaast sarabrloa ywc rbarl or mosry ordn madepayabk to Cafila! OseBasland mail in !!tc ertt/arrd enrulofe Ths is tttx n oommittttmt to kad 2fie Iona of6enod )tae it a produc of Capid Ox, FS.B. O 2005 Capital O,x Service. lpc lipid ODC e a federallT tegirtaed rervicc molt AO ngha «serwcd. ~il i ~i~ a~ awe ~~ ~~ Q ~rim$it I b. 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CapftalQ~•I mortgage & home equity' Let Capital One show you the way home. Buying your first home can be an exciting but complicated process. That's why tore make it easier and more affordable than ever before. Just call 1-866-896-9596 and speak with one of our loan officers. Or, visit www.capitalont3mortgage.com for helpful information and great tips. You can even apply online! wth Capital One's low rates and no-hassle service, home is closer than you think. 5%743 Enjoy great value without the hassles. Call about a Capital One mortgage today! Mon-Fri 8 a.m.-9 p.m. ET Sat 8 a.m.-5 p.m. ET or apply online at www.capkalonemortgage.com Your Reservation Number. 6712 056 494 6360 CapitalQj~• GOLD VISA ACCOUNT 4388-64]2-5736-8319 Aoconat Strta7auty Previan Balance 011.28 paymems, CrediOS atd Adjuetrnems (60.00 Tnns:mons l.00 Finana Charges t46s2 New Bahtnoe 52,007.60 Due 5 ~ Payment Due Date 2005 May27 , Total Credit Line ~.~ Tote] Aw7ahle Credit 5•~ Crcd'a Line fa Cash 51,000 Avatlabie Credit far Cash 5.00 Atyouraervice To all CL.eema ReLtiom ae to report aba or a5dm ark 1-800-903-3637 Seadparmaotr to Seed iaquida to: Atac Romiwnoa Ptomains CapnlOneBaok CyihlOseSeruou P.O. Boa 790216 P.O. Bo: f5075 St Laura, MO 63179-0216 Rrhmoad, VA 2M1265-5075 Payments, Credits aced Adjustments LJ i~ tasaxaarsieos MAR 26 -APR 27, 2005 Page 1 of 1 1 26 APR ELECTRONIC PAYMENT ~~- Capital One ss proud to support The Heart of Amerina Fowtda5or>, hdpiag chtTdren ]earn m read, wcceed, and maim a di6ereKC in the wand. In 2003, we gathered newly 51 million wrath of books for children in need. To lean more about how yan ran help a child make reading a lifdong peadon, visit www.hwrtofamerira.org. Finance Charges Plsoisxe retwxndsJ6r imfartart i~orawtien Bale~arnde Periad4 ~ 1 ,PflltdA rah p~~gg f2,039.77 .07326KP ]6.74K f4632 CASH f.00 .07326%P ]6.7416 5.00 ANNUAL PERCENTAGE RATE applied this period 26.7496 • PLEASE RETURN PORTION BELOWWCfHPAYMENT C'ap,ita10l1e• 0000000 0 4388642257368319 27 2007600060000060000 pkarprina+7iy.IJrraaY r,wara6eq..etbv.sigl/rwM.k ia.E New Balance 52.007.60 Minimum Amaamt Due 560.00 payment Due Due May 27, 2005 Total enclosed 5 Aaount Number. 4388-6422-5736-8319 same ~ a C,q Snee ZIP Hone Phon A7aSaaR Photo 0 Fa,alAdd,aa #9011827960053944# MAIL ID Ni7MBER ll~ GARY E BROOKS papOit13ox0790216 ~~~uunl~dn~~ittll r ~ 410 BRANDY LANE St. Louis, MO 63179-0216 '" a~ MECHANICSBURG PA 17055-2809 .pi ~ (~lluiillunlllut~ltlu~~unt~~liu~~t~~~nnl~~~~nln~~~ ~ InilllmlllnulilulJn~Id~nld~n~IJaudlllnuJdl Plea+e rarittyaav auoant nambe onyroacebecF or monry ordn made payab4 to Cafitd OneBan.tand mail in f& endured emxlofe. r Ihr is not a wmmittrunt m lend.'Ibe lmn o6ved 6ae & a ptodtra rtf Gpinl Otte, FS9. 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PeoplePC On{ine offers the features you would expect from higher-priced Internet Service Providers at half prime for the first 3 months! l9 V rus Protection powereo uY SymeirtecTM ® Pop-Up BlockerT"' '~ Spam controls 4~ ~ Smarter Smart Dialer Technology ®~ More Email Addresses ® Internet Call Waiting COLD VISA ACCOUNT 4J88-6422-5736-8319 APR28- MAYZ7, 2005 Page 1 of 1 Payments, Credtu and Adjustments 1 24 MAY ELECTRONIC PAYMENT f60.00- FinaaceCltatga Pksrs,anoo is ndgf rspvrtsar w ,~a rn w n ua Ba/aesaar ~ ~ A ~ C ~ C ~ ~ , Per:~Sr a ~rda. "a dPR CAARGE PURCFIASES (2,021.06 .07326KP 26.74K (4112 CASH f.OD .07226KP 26.74% f.00 ANN[JAL PERCENTAGE RATE applied chia period 26.7491 • PLEASE RETURN PORTION BELOW WITH PAYMENT Ca~~Q~~ 0000000 0 4388642257368319 27 1992020060000059003 Ne~.lialance 51.992.02 Minimum Amaunt Dne f59.00 Paytoem Doe Date June 27, 2005 Taal enclosed f Aaomt Naml,er: 43866422-STT,f6-8319 Capital One Bank P.O. 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Kydarr aaD.m~d~r'W60 wlYlYwlm~ad~dlsdl~ w~la be Did m ri pudwe aepnat d va- amour 'rd. Teaprry Retbrelial in Filaw dlap. We wwlr tt+r dyt iopeera~aewre eeey or Y fnena dwpes for «w Iilrn 2. Average Deay Wow tDrY~l~ New hrehYest. a a. RnaeY dmye b esloYrd DY nwltlplMnp tfr edprpr~pudls, apedel U~ber~ard p~idrw) DY ri defy perfodo retsUi dlst Ites been pleNarlYpabd, m ya! At tdh~e yend of edl dryfe~ lppnat d)alr lcma~t yY dr Wy~Wr~ d rM 6: aeplwt. Thq et the ale of tlr _ [rlfPd. are add up byatat Neale: PaymwY you mM m a M M aedted m yes aocant Y of ri budnge deY we ndw 1ht,, prodded (t) yes ettnd ri Dam Patlm of tNe twtarnaa aeel Yet dlsek b ri ertloseo teaihtattr enwgte and f2) Wu peyrnat b waho0 b rK corner W 3 pea ET f12 rran Pt). AeaY abw n Nest tlw i DlabrY deYe for pawl de~wry Pnwemla ndwd DY r a arty otter IoeYfan a in ary drr era tW ua ba e~odW n d Ur M rw ndw than. Our IwrbrY drys en fAmdeY ~Ytgl SaaaGy, aadudrp DaWeYs. fbv.^.do nm tw a1adY, papr dba, eee. rdrrl pNp gar YNtw you fad Ir. drdcle) Ym MNrdA Ir m nrbe. ar4Yne ababaie lrrrir aeDl[ ilam Ywr balk +orout Ta ri amwe~ of tM dreE Thb aWrIW'tlaet~ippaee m~draM wdwe duip tlr Nfip eyds corn R Yn by aaaeale oho. N rw cant! poesae the trarrDn. yes aWrdzs w m mob a Merge eaeDrt yea Dade eoaaua uabp ri a'hect, a pspdr drab a odler Da0. ~ __ First 3 months half-price peoplepc° online • ~' , * ~ Abetter way to Intemet. 1 1 ~ PeoplePC Online offers the features you would expect from higher-priced Internet Service a a,«,yr, Providers at half price for the first 3 months! SB.95/ma ttrereattar ® Email Virus Protection ® Pop-Up Blockert"' ~ Spam Controls SIGN UP TODAY! ~ Smart Dialer ' 1-877-778-12OT Mention Offer Code: CORAL ~ Phisher Security Or visit www.peoplepc.txrm/go/coral Intemet Call Waiting ~ ~ ~ ~,/,~ CC7p/1A~O~• ~~/~~ -COLD VISA ACCOUNT JUN 28-JUL27, 2005 4388-6421-5736-8319 Page 1 of 1 Account Summary Payments, Credits and Adpstments Previrnr Balance f1,057~0 Paymems, Credos sad Adjustmetrts f.00 Your scheduled payment has not been received. Please remit the amount doe appearing on this statemem. If TnnsacGons 1123.00 you have already made your paymert, plwse accept oru thanks. Finaa« Charges 146.20 Traasacrions New Balance Minvnnm Amount Due ~ p 1 27 JUL CAPITAL ONE MEMBER FEE f59.00 Payment Due Dau August 27, 2005 2 27 JUL OVERLIMIT FEE 29,00 3 27 JUL PAST DUE FEE 35,00 Total Credit line f2,000 Total Available Credit f.00 "Notice ofChange In Account Terms" Ifyour account is fee or more daps put dm within as Credit Lim f« Cash (1,000 billing per»de afar being two « more days past dire, or if we do not receive your minimum Avanable Credit f« Cash 5.00 moMhlypayment f« two concautive billing periods, ail rates rosy inawse to the Default APR previondy d'radosed to you. All other terms and coaditiom on your awrnnt remim in effect. At your •ervia Yon were asceased a put dm fa of 135.00 oa 07/27/2005 beause poor minimum paymtm was not To nB Cmosmer Rduions er to ra art.lat or amlim nrk received b the due dart of 0 712 7/2 0 0 5 To vid this f i f h h d p l-800-903-3637 . a ee n t e unve, we reummta t at you 9 snow tt leut 7 bus;anc days f« yom payment to mach Capini Oar srad pgmmh to Sead;agaiue to Arm: Rarshtaaae Pmassiag Caput Om Bask C~ Oae P.6O. Bor 790216 P. .Boa 30365 St Leuu, MO 61179.0216 SLC, UT 84130-0285 Finance Charges Plrart,a rescrrs,rdefa inrjmtau i i o n ~y I~~~ Bdwcrridr Periolw ~l ~ e . ~ 1ppre+ls ,rer ltiAlClaL' ~- PURCHASES S4 20 ~~S 0P f-0 0 CASH .OD .0 26,99% ANNUAL PERCENTAGE RATE applied cfiis period 26.9996 • PLEASE RETURN PORTION BELOW WITH PAYMENT ~~~~~~ 0000000 0 4388642257368319 27 2226500060000226507 New Balancs fZ.226.50 P&mp:e.uisr.~dsrraYo.e~nrn7r6eYn,k/em.dy66r..wetlk Minimum Am«rm Doe (226.50 g~ ~ a Paymem Dee Date Angmt 27, 2005 ~i t:q Ssrr 71P Totalerrclosed f 11 Homs%.a ~.o<ps,., Aaoaat Namber. 4388-6422-5736-8319 • EmtilAdders Capital One Bank P.O. Box 790216 ~r~u~u~t~u~~r~r~n~ St. Louis, MO 63179-0216 ~r~~nut~nn~~~ur~~r~u~~nur~r~ur~~r~~ruu~~r~,n~n~r~ #902092796D053941# MAIL ID NUMBER CARY E BROOKS n ~ 410 BRANDY LANE ~ ~ MECHANICSBURG PA 17055-2809 ° ~ ~ur~~~nr~~~rur~r~u~r~nr~,~~u~r~~nr~r~unr~~~~nur~,~~ r Pkau vsireymcarm,ort n,oaba on yon dxaE ar many ordw rnadrpayab/t ro CapitalOrreBmrk and mail in t!r aularuf enxrlofe peoplepcry online u Abetter way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAYt i-877-778-1207 Mention Offer Code: CORAL Or visit www.peoplepc.rort)/go/coFal PeopkPC fs solely resporldble for this offer, and is not afflialed wdh Capital One. Capial One does not provide, ardorse a guarantee, and 'a rat atfi9afed with, arty Product a smvlce shown trero. Afry tradartarl6 nlanbared herein are solely owned by the respectlve entlty. AI rights reservod. fly responditp to this offer, you may be lalmteilicafing irdonrmtiorl about yolaself to the corripeny that provides tlris product - fa example, tttm you are a Capital One custorreu. 'PeoplePC Ori6rte: Fist 3 months d service are leiped at 54.97 a month; x.95 a rllordh thereatler. Offer avallaGe to new diaFUp slbscdbers ai least 18 years d age and may not be redeemed wffh arty other fifer. Offer subject fo change at any lime. Phone technical support ava8ebb to 51.95 per minute. For questions, caG toll-free al 1-698-5TRYNOW. Service rot available in a8 areas. Access fees. texas, end other fees and restrictbns may apply. Tebplane tog dwgas may apply, even doing lrid pxiods. You are responafblo far determiNng whdher a cab to ale d ou access numbers YvtU reallt in telephala tatl charges. Acoe~ may be IeNted, espedsSy Laing tines d peak usage. Oia~up numbas may be changed at PeopbPCS disaelion. Ctxlialals use sl6jeet to tineout procedures. Ag use i; sut>lect to PeoplePC Oldme~ Servkxs Agreement and kx:eptabk Use Poky. 58K k the maldnam speed d service: aetuat speed may vary. 02006 PeoplePC klc. A, Rights Reserved. PeaplePC onArx and Its logos are registered Irademarlu d PsoplePC in the US. and other colaltlies. 02008 Capital one Stvvices, Inc. Capial Oro a a tederay rogistered service mark. Al rigfds reserved. ~~~ ~~ t~ r~ t~ ~~ ~~ t~ ~~ 1 lbw Ts AvaY A iiwnee Grrye. {'a. Orao Mies. Yw riN hndraa~wYinun ergo Mdod of hrer~uvanafera. trrwy fPaoW PudraeaolMr rltn0aa x You pry Yow taut 'Nru Balreo , N et~raxws wMr a. aro«ra xeao. br prynrrw bebw, erd h lbrr ter k fib r eradred by Yr- rrtt aratawera oloabp dew. Than - ro Qws psrlod n erh educes rd apaiel wa/are. h eddkMb drw N ro Roo petlod n any trrrelbn x you d rot pay ri rod 'New b. Aaenirt Rrw orate. 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N you what[W o audrr twm o wwcirr rd wo nrdva ri vwrw)en fiom tlr mrdtru oMr Your amatett hr been dorA, Your amoue: vdl M raapard, aUrrd ayymoouuwva~of tM dwae w~ ba addd to yar ammra, nrmewrl~q it for~p1yo~aooni 4"n"`ao w vtl oowYe,. m M timed to ttr omra oMrrined W WM unr tM amoraa braneo hr ben Pei01n fV r de6Md abeoo• 7.1i~~ Yar AeruLYOw Ord « aeoaun erera bs rwed"b maet:tion wllh erry iarrret Prnberp 8. lrllee llbaraNwa FiAwi tlrwk puw+rdn~ W1rt You provide • drek r prywwk, yw aWndn u eMrr to tw YtNareedre hen You drtiJc to mrr • eroUrrr ebatark~rYpdr 1rwM horn yar butt aemni «to ue~bimterir fi~mr yraar d kmebebaie hard trarir, parer maybe wkabwm Tram Your boric aoooua r aeon a ri aamo day vw weeive war peynrraya~ rearvo you oheaic haalc finm &L71N0 Rxf7TS SU1glARY Ibv cre a 6rww or Ouri«r Abatn vow sap I1 yw lhbtk Yev h! b wrap, r x you need roam kdaanafan n • vrrrdn a bN, tutee to u on ^ eepwta ahan r rr a pearl at ri eddwn Nr InPiir ahovm on ri tyre of tli euMnem. 1Ye roue her ham You ro Ntr dean e0 deY~ Ma we wd Yon tM 1rrt hfl n Wish ri error « apprred You wn oR era GYroenrar Relater manber, but ddrq r WI rtes poeaw you dR+m. ti You ~, dtr u ri tafevdrp i yar nrr rd etxasa mn8er, ri eof.r smart d ri wgremd arar, a drWptlre of ri rwr and n oplerrfart, x poeria~you beano tlww b r error «x you neW mow • drodpdn o1 the INm You aw tatww about You d not Mve to PeY rY emaaa In~aQ~m!'^~ea~m wH~e^!ws~w°Yna~rdw~ap h, bu You i,t SpetiM Rile For Cmdt Card Puelrre x you Ma • pwWre Wri ri qudhy of pwprty « rrvior Uri Ya Wri • toedl oM and You lreva tfr ti lrtt N wrea ri prablrn vdri ri martdtrd You nraV Ira ri elpi not N PaY ri wmabi+p amen du n the ptefarty « aaMAOa. 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Yee amoral vdf rot M rJred Rree rrnrrber m alpt r wrwepadrre. uM you pay r anrur You ewe w brrArdra aces vrrraar You have rdhrxed fttnr drargr, p•rt t Ones rr ypN N mrwner precede sad aeeasds du W, evadkrdt ter. ranarrd pawtara tae, seen educe ter aM any otrr Nee ararW to you i Doea Inc aPPrY to i+adner Irm•padf end etorda aewtal Ym am rsepadhb tot tlreae anrwaa vdwrir riY aPPer n yea eccotae n ri tbne Yetl t+Pw » ~~ r~N kll0eleaU011 ~vaey prpeeilan: ar as aW writ a wrvw clone ri re«aa «tMy aro brnnW aeesgran to war wPra N does ri aooarea. Thb may mrK M . . Grr N a tedr~ arviw mark of CapfW • 2003 r rr«wd All d t d l C O ~ drrpw ~ppeerkp r your aaaeee. after You lava. _ . {/ ar. Rrtrt e atPaa rt e~trr ar OILOLBAK NprtaR Ueller Pawrtw Yau tnr to u vrfl oe «edred to yea acaorrtt u of ri htrbres daY vw rewiva x. ProMdd (1) YW rrd Yr boturn Pain oT Vi aaarnem and Yes drrlc M ri arnteaee rrix.rrr envrapa aM W Yes ~!Nns b teoNvad h ar aac~eaip arrr W 7 p.w. ET (1 t rsn PTI. 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We can help! ~,~r • Good credit can be important for getting an apartment, a cell phone or even a job. • To avoid risk to your credit rating, call 1-Boo-95S-66oo to use our free Check Your account is over by Phone service. 3o days past due. • If you prefer, simply use the payment coupon below. • If you have online account access, log on to your account and pay now at www.capitalone.com. 7M purpae of mis IWNr K to towel a dent A'ry rNOmiaaon otxalned wa w aced mr mat pwpow. a1-0sa 02004 capita one Services, lnc capital one k a bdxaMr repisaered service mark AN rgMs raastved Capr~1 ay~a GOLD VISA ACCOUNT 138&6422-5736-8319 Aooauit Pnev,otts ]iabuxe 12,226.50 PCredits and Adjustments ~ Penance Charges (51.61 JUL 28 - AUG 27, 2005 Page 1 of 1 Payments, Credits and Adjmtmeau Tianwttions 27 AUC PAST DUE FEE New ~~ f~L3.11 Yoe was aaamed s due f« of (35.00 on08/27/2005 beauae your minimum payment was sot Minimum Amount Due 1313.11 received by the due date of 08/27/2005. To avid this f« is the [unae, we r«ommeod that you Paymem Due Date September 27, 2005 allow u tart 7 bnsiaac days fa yoia payment to reach Capital One. Toml Credit Line 12,000 Tool Avu'table Credit 1.00 Credit Lim fm Crib 11,000 Available Credit fns Cash f.00 Atyotasavitx To rsB Cusonaa Rdrt;oa~ err m repast akvt er adlen cant 1-800-903-3637 sadpaytama~ smdmgai~a~: Amt Remittance Proerrint Ca' One Bast CalimmlOne P.6. Bx 79ori6 P.O. Bas 302iS St Leuu, Ai0 63179-0216 SLC.111' &U30-effiS 135.00 Finance Charges r ion rs, rds / b ri . parraa ; PlaaarJarrcow aafarar,fr F ~ ] e ~ . a ~ r Av~JGr ` ~ yl~'ts .!~x C F tsar ~~ ~ ~ ~ 0 1 P X99% u i 00 ABH c o 4 .0T395% ANNUAL PERCENTAGE RATE applied this period 26.9991 • PLEASE RETURN PORTION BELOW WITH PAYMENT ~~~ 0000000 0 4388642257368319 27 2313110060000313111 Pfrsrp.+etavTiydivs erY..,~-~a6egrrleLaD.ongla.AlLk:eE New ]Islam 12313.11 Miaitwm Amoom Dm (3]3.11 save tpe Payment Da Date September 27, 2005 cy seve 27P Total entloaed S r-~ tiou. Pho: N~ama PA~e Aaoutd Number. 4188-6422-5736-8319 a' ~aaeta~® _~ #9024027960053946k MAIL ID NUMBER Capital One Bank ~, CARY B BROOKS P.O. Box 790216 Itlnlnltllutlll„tl o ~ 410 BRA?IDY LANE m ! MECHANICSSURG PA 17055-2609 St. Louis, MO 63179-0216 ~ Llltat,Il1111]]]titlLLJLitttLlt,tlLliti,itll,littl„I,1 ~ LttiiLttllltttJdttltltttltlltdJlttiLLttttl111ttttdtll Pkeu witeyoiv amount samba an yme rbwl or monry order made faynbk to Copitd OaeBan,Fand mail is 1be rnrkvfd enarla~e 1. tlrw Te Avdd A titrae GrO~ t.. Q.aa Mlee. rm r• ere . rridrrr f~ p~ d p.doae raa. 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P.Per drah a Dew hm ~ ~ First 3 months half-price ~ ~ • ntotah; >~.55lttw. 8Mltlaltal' SIGN UP TODAIR 1-877-778-1207 Mention OfFer Code: ONYX Or vft;it www.peoplepc.com/9o/onyx Amtnmt p]~,ace 12,313.11 Paymemx, Credin and Adjustmems 5.00 Tranmetiom 135.00 Finaars Charge 153.62 GOLD VISA ACCOUNT 4388-6422-5736-8319 AUG 26 - SEP27, 2005 Page 1 of 1 Paymenv, Cmdits sad Adjustments Trtmeacdone 1 27 SEP PAST DUE FEE New Bahu>oe ~40L~ Yon were aswaed a past due fee of 135.00 on 09/27/2005 beraale your miaitlmm payment wac tta Minimum ~~ Due f40L73 received by the dne dtrce of09/27/2005. To avid this fa in tLe fuuae, we recommend that you plat Dee ])ate October 27, 2005 allow at least 7 btlsmes days for yom pttymea to reach C~tfl Oue. Total Cred"u Linn tt+~ Total Avanable Credit 1.00 Credit Liae for Cash 11,000 Available Credit faQ Caeh 1.00 Atyatrtxrvioe To nB Cmtaaeer Rehtioae w to xport a laet of ado ark 1-800-903-3637 Smdpaymmteta Smdmquidsta Marc Remrtomee Proariag Capital One Back C~ One 0285 B P. . Bat 790216 Sr. Loan. M065179-0216 at 7 P. . SLC. UT 84L30-0285 ImvortantA.ccouatInformatltm Twelve heroes of college athleua ~e oompenng fan the honor of One National Mascot of the Yea -and you an help deade who wind Each week, the mawotc go he+d-to-had in oompefiuo4 bat only orre win win the coveted tide and 11Q000 fan their t~vo1. Go to capi0lotx.aw where yon tau vac duly fa favorite maawt -sad tlont forget to tone is to the One Bowl on ABC on Monday January 2, 2006, to see who wind 535.00 Finattee Charges ilybrarstiown t PkarsrareowxJidefa is jwtur E.tie:rah p 7 Pe.ieLr CCrx Ct~&{~ },y~ `;l ~ PURCHASES f].3L95 CpS}I ROD f53.62 .0719.4KP 26.99% .0779.77iP 16.94% L00 ANNUAL PERCENTAGE RATE applied this peaod 26.999[. • PLEASE RETURN PORTION BELOW W11'H PAYMENT ~P~~~l'1$a 0000000 0 4388642257368319 27 2401730060000401737 Plrer jrwtam7Gwjall eaaad~Crr,.a7da lrr~~~ e.H.# New gdara f2,40L73 Minimwo Atttoum Doe S40L73 sr~wt ~ a Paymera Due Date October 27, 2005 ~ Sao. Z.>p Total eoelotxd 1 Home PliCS Aleeua Plaroe AocoartNnmber. 4358-6422-57368319 ~a~aat.e Capital One Sank P.O. Box 790216 Itlttlll'~t I'tttfltt tl St. Louis, MO 63179-0216 IIIlltlll'1111'1111'III/II11111'tllllllll'lllll"II111'II'II ~ #9D27127960053941# MAIL ID NUMBER '~ CARY 8 BROOKS o 410 BRANDY LANE MECHANICSBURG PA 17055-2809 u ai r -~ C ~ a I111"I111'IIIt IIIIliillllliltl'11'1IIIIIII'Illll lf'IIIIi I'II~ oD3 peoplepc° online u Abetter way to Intemet PsoplefPC Ortl'ine offers the features you would expect from higher-priced Intemet Service Providers at half price for the first 3 months! ® Flnail Virus Protection ® Pop-Up BiockerTA1 `~ Spam Controls Smart Dialer Phisher Security Intemet Call Waiting r PlrarC wJCyaar armanr nauxbnmeyaacJrark or monry ardsr aatde fayab/Cro Gapata/ OneBm,.! and mail in rlxendared eawlofe peoplepc®online u Abetter way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAYt 1-877-778-1207 Merrtion Otter Code: ONYX Or visit www.peoplepc.com/gdtxtyx Rtbirrtlaa a0C6 cried of 0 m row puldrar, new ptedrseoY~ Yaw aUrr lloUoe for oarRCro beta, ~~ e~ t_ tIIIIIII~ e>_ t_ 8 O O~ 0 ~~, ad N dma for k to hs aadrd by your n ~d ipsdd-ir tr ~Y Ir~ad~ . l~wo Y on atry tnrraallon k you do rot pay the t h. Aeoekta t'iww dtstma. 7racraetlar ra ha~dlamdno~M elo~RarrJMn~dear ter. Mbilr... fry tll.s. Far iedt 6s yar aooasR Y rLNK to R Rtrre d mul RNa.NCE G~41A~a0f~:id~lO.aO vd• petiodC raeoL4 lalase Urn X0.60, w tttnant fleet Ur 10.li0 sNtRen aM tiered ere it soar. agtwR w t d. Tetlpwry RaieAM In Atrue O+a dyR mperorkr6awr ~W or r LrRS t 2. A'/~aM Gry BaWw (YWi~ Nw1r la e. RterRa dtaras M cdoleud W nRdip halerrs M aadt asparR d Ya amo advrar, Pundree,p4edl ~r4, ^ WpmAaadY ARdaeafm qt~ ~ tN hiq Period. vice apply Ur 6By p not t ~1) 3.: m dr Nlarav. 0. Oa1r t0 bFhm. r~mtt~of H ti~ uc RMiwn a prwR u seta ac sr to- rr aomus. To BK llr 61 yar aemuR, vrs taM tar PeopbPC s soby resporlt6le (« 1flit otfe4 and b not a(filiabd with Capita One. Captal One does nd provide, ealorae a guamrdee, end b apt aildated with, arty product «service stawn here. Any tradertlarla mentarod basin are sabfy owned by the respective amity. AI rights reserved. By rsspondmg to this t~ you Rray be cormxttirrtirlg infomletion about yoursel to the comparry that provides tltis produG - la example, that you are a Capital One customer. 'peoplepc Orirla Fbst 3 rtgn>hs of service are tiled at Sa97 a namh; 58.95 a madh Otereatter. Offer avalable to new ~-up subcaibers at last 18 years of age and may not be radeertled with any otller otter ONer subject to change al any time. Plane technical support available f« 51.95 per mirMe. For quesiigts, cal td free at 1.8n-77B-1207. Service n~ awiabb in all seas. Access feeq taxes. end other fees and restrictions may apply. Tebphone tol tilvges may apply, even duing trial periods. You ere rtrs{lorreible to dateRrinitg whepla a cal to ale of our eases nurrbers wi resWt n tabplarle lol tdtarges. Alxxss may be llrited, asperlay doing limas of Pack usage. Dial-up numbers may be dmnged at PeopbPCS draxetan. Cordbarous use abject to tFroaA proeedues. Al use b abject to PeopbPC Onfine's Seruias Agreerrent and Atxxplable Ilse Poley. 56K b the n0lrlnealt speed of service; speed may vary O 2006 PeopbPC Inc. Al Reserved. peopbPC Onlre and its logos are regBtered traderrBrlra or PecpbPC it the US ertd other centrist. 02006 Capita One Services, Inc. Capfbl One b a faderaly regbtered service merk. AA dghta reserved. lrerweelfarla to aemm N men h~6ale~of tHa err eraOU. IH tM coda appaas atateotttm Irv to 'Blanca Pm Appaad Te: vle ate artcw airy upld Mare dregs Ytdtaid Y its balan of awfi ogns ) TNS glue u tM May briars of sal eaa.R. 71 ewe .dd w r sr YY h~l.~ ~w..e ttttpest for Ur erbta and dMda meRbar d days Y tlta period Tai dwa u U,e avaraya blrrw N~~ eapnen. 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Your account is temporarily suspended from oaz future charges and cash advances due to its ACCOUrrrsrATUSFOR: past due status. GARY E BROOKS A good credit ratino con help you get credit cards, , , ~ o cell phone or even o lob. We can help restore your charging privileges: TEMPORARILY • Use our free Check by Phone service by calling s-Boo-g55-66uo• SUSPENDED • Call our friendly associates for payment options at the number above. • If you have online access, tog on to your account and pay now at www.capitalone.com. ~. wna,Y in,our amlkcr • if you prefer, simply use the remittance coupon below. The purpose of this letter is to collect a debt. Arty IMorrnation otNa~ed wig be used for that purpose. O 2005 Capital One Servkas, Inc. Capital One is a federally registered service mark AA rights reserved. ~~ Aooomtt previous B9anoe f2,40L73 Payme~, Crcd'as and Adjuatme¢u f.00 Transactiom 535A0 Finaace Charges 15537 New Balance L2,492.10 Minimum Amount Doe 5492.10 Payment Due Date Noxmber 26, 2005 Total Credit Lim (2,000 Total Avarlable Gratis ~~ Credit Lim for Cash 51,000 AvaOabk Credit far Cash 5.00 Atyourcervioe To all Casm,aer Rdafiouv a is repot[ a lost er «olm ord: 1-800-903-3637 send pgmeasr to Seed iwryise to Alta Rrmnn•aPmaerinf epa.toaea.ak CapinlOse P.O. lIm 740216 P.O. Boa 30265 StLeuic,MO63179-02]6 SLC,LTCf~130-0285 Imvorrant Account Information Twelve heron of college atbleria are aompeang for the homy of One Natioml Mascot ofthe Yeu -and you can help deride who wit Each week, the mascots go head-to-head is aompetinoa, but only one well win the coveted tide asd 510,000 for their srhoal. Coto mpitalom.com where you mn vote dally for fivorice mascot - a~ dons forget m ruse is to the Om Baal on ABC on Monday, Jawuy 2, 2006, to see who wins: PLATINUM VISA ACCOUNT 4366-6422-5736-8319 SEP 28 - OCT 27, 2005 Page 1 of 1 Paymears, Credits and Adpstments Tnnsactiom 1 27 OCT PAST DUE FEE ~5•~ We appreciate your buaneas and are converting your account to Platinum rtalnc as of October 17, 2005. So be on th lookom fa the nrivat of yrnv ~v Platinwo cud of ~w Wert reissue Uffil thee, you wtll tereive Platinum benefits when yon use yom cmrem r$d. Fas demila alwut yma nevi Platinum benefit; vnnt www.apualone.~m/aedit~ds and dick on the Guide to Benefits link Thanks for rLoodng Capital One. You were aaseued a ~rt due f« of 535.00 on 10/27/2005 bemuse your minimum payment was not received by the tine date of 1OJ27/2005. To avid this fa in the fimcq we r«omme~ that yw allow at leant 7 businris days for your paymem to reach Capml One. Finance Charges Plants reowxtrdefariarfortaat ice, ferswtio+r BderarMr Aviodr Cw~s,r~Lri ~~~~ ,~lldfe eaar APR _ PURCHASES f2,426.16 .07600KP ri.74% f553> CASH f.OD .07600KP 27.74% f.00 ANNUAL PERCENTAGE RATE applied this period 27.7491 • PLEASE RETURN PORTION BELOW WITH PAYMENT Cap~a~pn~~ 0000000 0 4388642257368319 27 2492100060000492109 New Balaore 52,492.10 Mioimws Ammmt Due (492.10 Paymem Doe Date November 26, 2005 - Tool exlosed 5 ~ ~ AcooaatNumber: a31t8-6422-5736-6319 PP~rp.:.r.m~gs~r~~.14.e,.riro6.yv Jlvbbar.rnyMre.uek:r~ sans APB a cd satr zm }tome PLoae Ahao,a P6oae • PmulAdd,a #9030127960053946# MAIL ID NUMBER Capital One Bank ~ GARY E BROOKS P.O. Box 790216 ~,~u~n~~ur~~i~~m~ r ~ 410 BRANDY LN MECHANICSBURG PA 17055-2609 St. Louis, MO 63179-0216 ~ ~ (r~~nu~~iur~~~ru~~~~n~~um~~~m~~r~~uu~~~s~~u~n~r) ° ~ ~ui~~~ru~~~rm~i~u~r~uv~r~~u~s~~ut~r~mu~~~~rur,~r~~ Pleare wifeyarca~manl nsuabo oa,yaiv r/Imcf Amoney orQtr avadepayable to C~ttalOne Bmrf anti mail in fbe eadmed entrbfa r ~.. ~w ~e C~ 8 0 o~ 0 ~' 1. flow Ts Awls A Fkrrtae f9tatfa• oarbdc vela To aMain ri .wrWs ddY Wlrne for ri tli Wisrrtt w. Ws the ~ d yp~r rmvs N k hs .MseM been rJo..d for meVls. if You wdwrlnd. Rrirs kan. nwdr[ end wr to fares ParieL Yr vwti hew. nirlear (perm Pttdr d 26 days taster( fitartosdrrps m row Prtrdrrs, ttmv row spadai Ptadrrs w row Derr trrrbr bk dbaiy~trpar~~~p ~ aowro W twrraatlabalrtr d eadt eepnra ..eF der, add rv row and wbbad rtY~a~r m asdt t rdye ri errrrJlen finer ri ntsr2rr afar yarn awwt hr been tlees4 Ytar soma( vrr b. tttt>Pattad, , wrs drtpr a Yr~.Y yat taOl •llsw e.irtr•. N aoowd.rs ri btaaRatt Hems br palorrts belew, s ~s~ a (near. 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H we urnot Prover tM varrpr. yes auhod:s Your account is temporarily suspended from future charges and cash advances due to its pCCOUNTSTATUSFOR : past due status. c~RY $ BROOD A Qood credit rating can help you Qet credit cards, o cell-phone or even a lob. ~ We can help restore your charging privileges: TEMPORARILY • Use our free Check by Phone service by calling s-Boo-g5S-66oo. ~gp~Dm • Call our friendly associates for payment options at the number above. • If you have online access, log on to your account and pay now at www.capitalone.com. ~ .+nttM,ooav..vnr • If you prefer, simply use the remittance coupon below. The purpose of this letter is to edlect a debt. Arty Information obtained wi8 be used for that purpose. O 2005 Capltal One Services, Inc. Capftaf One k a federe8y registered service mark. AA fights -eserved. ~~ /~..~,~. Aoootmt Ptevirnx Babmre !'2,492.10 Payments, Cred'aa and Adjustments f.00 Tnarctioac 135.00 Fitmce Charge 55939 PLATINUM VISA ACCOUNT OCT 28 - NOV 27, 2005 43116-6422-5736-8319 Page 1 of 1 Paynventy Credin and Adjustments Trannctions 27 NOV PAST DUE FEE 535.00 New Balance 586.49 52 Aa a valued Csy'rnl One automa, yon are el'~le u receive a free Yea-End S~ammvy fm this 1vGairotttn Amount Due , 5586A9 ~Y aooount thu renpc Yom 2005 durges, provided yom accomt is in good ahndiu~and Please nll 1-877-794-4187 before Decembc ndar ear d r th l ti h d Paymem Due Due December 27, 2005 Y . onc u e a e ave am e tranwc ing yon 31, Zoos, to reserve ya,n copy for this aaonnt We will begin prooeaag ardaa io January 2006. Total Credit Line Total Available Credit 5'2'~ 5.00 We lnuirrs and arc en aecamt to Platinum stator as of Oaiolxr 17, aPj!'~e yom nveTU"8 Y•m Credit Line far Cash 51,000 2005. ~o be on the lookout for the aaival of yom new Platinum urd u rent reisim Uffil ' Availabk Credit far Cash 5.00 ls abaa your theq ymt wt~l receive PWinum bete5h whm yon cue yrna ataem card. For dem new tun 6enefita, visit www.aapinloa.com/arediteards and dick on the l;nide to Benefus link. Thanks fm dwocuig Capital One. Atyatrsetvia To ovIl CLvtenMr Ralatioss er tv report a last err ctolm nark Yon urns aaxwed a peat due fa of 535.00 on 1 1/2 7/20 05 1ieause yav minimum payment was not 1-840-903-3637 rersived by the due date of 17/26/2005. To avid this fee in the fiumq we r«omme~ thu you aDow u leas 7 biuineas days far yom payment to reach Capital One. Send psymevtrm Ssad iaqu'via ~c Alm Raontanm Pmaaon8 Capiul Osa ]lank C~One P.O. llox 790216 P. ]ka 30285 St I.s+W. MO 63179-02]6 SI.C, trI' 84130-0285 FinmtxC)catgea Pkarsrarrevuundefwiarfwtat rnJrwmsaian lidemrnde Pni.Lr G+~••~Y ~fPiedb nIr d ~.iltrtdib P'I1RCF7ASES t1520.71 .07600KP 27.74tG fS9J9 CAS}{ f.00 .07600%P 27.74% f.00 ANNUAL PERCENTAGE RATE applied tLis period 27.7496 • PLEASE R1iT[yltN PORTION BELOW WITH PAYMENT ~e~ 0000000 0 43886422573158319 27 2586490060000586493 P4 pA.t.~~~a..-~a.Y~~..~~craxa~~ New Balance 52.586.49 Minimum Amount Doe 5586.49 Saaet Arc + Payment Doe Date Deocmlia 27, 2(105 Gv swa z>P Total endoeed 5 Home Phon Aliaae l'6we AaroantNumber: 41(:8-6422-5736.8319 • EmaBAdd~wr #9033127960053943# 14AZL ID NONIDER Capital One Bank u, !~ 4CAIROYB~DYO~ P.O. 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You autlrdze ~t12' aa/ssl7cbyarrwa.r)• Your account is about to charge off as a bad debt. • We report an R9 rating to credit bureaus when an account charges off. • lenders and employers nationwide can access credit bureau reports. • An R9 wiU limit our ability to offer you financial solutions. • You will still be responsible for repaying the debt Good news -it's not too late. • Call s-Boo-855-660o for payment options. • Pay with our free Check by Phone service. • Ifyou have online account access, bS on to your account and pay now at www.capitalone.com. • If you prefer, simply use the remittance coupon below. The purpose d tlifs letlsr is a sorest a debt Any iNOrtnstion oblainsd will be used for that purpose. 02004 Cepret One Services, Ine. Ce~pIW Ons b a rsdsrary rspktsred asrvioe mark AI riphta reserved. asao+ ~njf~~~• PLATINUM VISA ACCOUNT 4388-6422-5736-8319 NOV 28 -DEC 27, 2005 Page 1 of 1 Aooount Prev»us Balame f2,586A9 Paymeatr, Cted'rta and Ad3usum~ f.OD Tramxtiom f35.o0 Fnuace Charges 159.63 New Balance i2,6BL]2 Minimum Amount Due 32,661.]2 Payment Due Date January 27, 2006 Toml Credit Lim 32,000 Total AvaBabk Credit Z.00 Credit Lim frn Cash (1,000 Available Credit far Cash 3.00 Atywtsrxvice To o~B Custenar Rdstions or to re~art a last or swla ouk 1-800-903-3637 smdpgmennto: sesdisyairiertx Alta Ranimmoe P,oowieg lip' OxB.dc Cap~lOae P.O. Bea 790216 P.O. Bor 302&S St Lxuv, MO 61179-0216 SLC, UT 84]30-02BS IIDDOrratiLAKOLIIL 1LfOIIIIattOII lt'e Cap'mNl Om Bowl week time again! Tnoe is ro ESPN sad EF~SPP 2 on December 20 far the beat in poor-season college football action to see your favorite teams ~bt for bowl rLampioachips. And on Jamtay 2 at 1 pm (~ 1b be sure ro tam m ro ABC ro vouch the Capital Om Bowl live from Orlaadq Florida! Payareats, Ctedtn aadAdjnstmeats Taasacaons 1 27 DEC PAST DUE FEE 335.00 As a vetoed Capial Om amoma, putt are eligible m receive a free Yev-End Snmmsry far tLis R°afrc arm»nt that rasps ysur 2005 charges, provided your armaM a in good standing and you have made uaoomon dtaing th okndar year. Aerie 8o ro www.apitalone.wm a~ saes ya¢ account ro regnat y~ Year-End Summary online or aB 1-877-794-4487 before January 31, 2006, to reserve p'Om Dopy. Orders will be mailed out by the eed of February 20011. We appredate ymn lwaiaas and are mnverfiog your acwunt to Aatmum cntns as of Oaobv 17, 2005. So be on the lodcoat far the crival of poor mw Aatimun and at ]o~~ and reisue. U~l then, pan w81 receive Aatimnm benefts whm yon use your arreut card. Fm detar~s aboia pour new Platinum benefits, visa vsww,apaalom.eom/aeditcmds and dirk on the Guide ro Bendmr lads. Thanks for choosing Capital Ose. You were aaewed a p~ due fee of #.35.00 on 12/27/2005 basuae yom minimum paymea was not reatived by the due due of ]2/27/2005. To avoid this fee in the fonve, we rewmrmnd that yen allow at last 7lnuinese days for ywa payment ro reach capital Om. Fiaanee Cltatga Pkareraseverxndsfa-rmjortaat rsir6raratros Bslamnatr PerisJir Cs~egisrdop ~~,~.~i~y _ ypGdb t1P1!(li2i rill dPR m m PURCFIASE~ f2,61S.19 .07600KP 27.74K 359.63 CASH 5.00 .0760096P 27.74% A00 ANNUAL PERCENTAGE RATE appliod this period 17.7491 • PLEASE RETURN PORTION BELOW WITH PAYMENT • ~aplialQnQ~ 0000000 0 4388642257368319 27 2681120060002681123 Pfrar}.:Iwrar7mtalbm awd.ro-wori7r6errnkbvr:ntHarsHsk;rf New Balarre 32,681.12 Minimum Amoum Dm fZ.681.]2 ~ Apt i Paymem Due Date Janafry 27, 2006 cg s~ z.>p Total endowed f Hams Phws Ahaa.e Pbwae Account Numtwr. 4388-6422-5736-8319 0 ~ #9D36227960053948# MAIL ID NUMBER Capital One Bank ~ CARY E BROOXS P.O. Box 790216 ~r~u~~~uur~t~~nr~~ 0 410 BRANDY LN O1 -~ij MECHANICSBtiRG PA 17055-2809 St. Louis, MO 63179-0216 ~r~~nn~~un~~lur~w~n~~uurw~ur~~r~~uur~~r~~u~u~r~ ~ ~sn~~~nt~~~nu~r~u~r~nrw~~n~r~~ur~r~uur~~~~unr~r~~ P/rau vriteyaiv amount numbaan ymvrbreF or money ordo made fayabk to Capitd OseBnn.F sed mwilrn 1Ge aulmed rnwlwpc S rlt~ai ~! _- _~ 8 O O N ~balrln eT u~d~aappesptiwrq reh ~ anY mw ebrNnrerrt nrd Blanca Ram ~~rw~~baew~d cl anY w6trrt awry upNd ibrrre aripe~blrlraw m the barns 0/ each ee7p~ww~,~.) This Alvaa u rid~dpyNy 6elrwe of eeM es~~es for tle tl~irq pMOtl and dMdeioul ~ ausWr oT d•M N ri 6NnY psJa6 T1i qfr ua tlr daffy 6rlarroa of aadr Gagne. 3. Annul Rear IAPRI. .. The ur 'Amd Paorsape Rti may atprr r 'MIF r ar twm ei tHa strata. b. It ri code P ~arnN, L f3+tn. LMOW. C ictirrAAnte of 0apod0, r 8 IBanArrd PaW W tPPae m ri trte of lhY amMrra arrt m ri parole wmW, 11M pMedlC roles and q~~y ar~~e ANMYII. PBICBtf RATES m Yn atryamd kldbr, r 1~atMb M~7Ae 1f4p S1brP~~ .braK Cbr tM rabn peMaadY drlred m pu. Treae rO b a~M an M Art by of yaw hiq Padad on+ltl M, Y~r+,Pkeddyede wrrar+l rdnY e. rc ri node D Wlrre)ryF (9~0. LJBOR) or G (7~ro. ueoR Rapdoad bMady) on tlw feponetdead~YOir nmd m ~P~fAAE1MT~ merry .uid~tsd~1 ~9brfdorsaaL Pri ri arrdn IraniotrriY afenJOrd m You 7lraae airrlpr val M aflaefvs m ri Amt dry of year bYbrp prod 0. Aaaearwat of lab, OwAark and RaYwrd Prptrld: Few. You a[neamt w• he arrrd ro mow rich trot M ri mr Mad hem riot coat dtarw awry b~brA PeAed ibldar ri trtr d you eutoarr apaanram, yr waarr ri dplt m watt a na m trot try tae wWra rdAeadan m vdtlnu waivlnp eu ~ m awrw elms a skriar t . Isms lr. G reu Aarut rc • rrrmhwrtp tae apge en ri Aar of tw atatemrn, you heva 30 dap Ae 1M dam 1Ne etatereetn rove mrad m yr m avaW paytrq ri lee t m haw welt W endNd m you rc you rove! you aaxoun. Dula /ia Ceded. Yr ey erler m us yaw aaoar veleta haviq m pry ri rrelawhip /ee. 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You ecoman wMrMmnat M 4oesa ud yr pry M tnwmw you ors u brltaarra try or~Mdt fees pryew faa~ard~ sderre Iw attd ally etltar let aeasewd m gar aecoun. yn aw ataperrtle for tlrr areaur wirier ary e~N an yea aceaan t the lbne yak wglrn m CiOr dr ee0O11K Of ary em Ilr{med eWrglmt m yaw wpmt m dot ri aaaaan. 7hb may nrdl N clurpr aooeelyd m you acowd afmr you Mw nvaiwatad ~rdAlof ro h decal a ar mmrir of amass w a rtes troy err aosaLL For mnpu, ~~ vrrraion~hs. tlr nrrdrw afar You eaoaat hr bean abwd, you acrrK vat ba raeprrd, ri awaun M ar r~ bs add.d m Yea aoooua, am~pau~.ry r w paylarr. x r~r. r a m bs ~a~, m .emr~''~ w raw, u~d iro araur 6eiw hr been b Iu• r Ae4ud shove. 7. Wu Aerradrau ~ a ecowen nmet r N areralr vdtlr any irerr PTV urrebra 8. 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'~ a bean PrieL You vr~ Nw a mbiar Grace psdod of 26 days vddrore irloa~ r mar purdwea, row baWw unrkppnaayylymYgarvlrt P~aeaa rd ~rw otlrr aon~nWw Ml ar Y~gorrant payarne habw, and h ears Ar R m M eradaed M Yaw rrtn mare tleebq de. Thre N ro peoe prod r erh advarine and epso4l trutws. h addNwn, drsre V ro gas perbd an try taaeralon M yea do art pay ar mnl 1Lw b. AeaaubrA FYrws tlr0a. TmraNa>• whidr aw rot fmm~rimdabpd tl~baretlten~~ bee ri ~ tl~s) varrarrien m petard m ynr Aoeoun r 31 Aom ri 1st rYrdr dry of tM orarwt bile ssied AddltletWy. R dd roc pry ri "Nov Aalrroa ham tl~e pwlrr 1a~yavv uV~b~ren~oe a~ri a Mlb paf~in 1~. TAr met Tt yw ray alt owe flarrr rerrpea, even rc Yea Pay ri aMw Now Belree bderA m tlr Aunt or yaw eratrarc M ri tram auwrarn aiaatrq de, bu 6d net do r Ar ri pravlar raA lbpYd •rww ohatpr aw added m the agtarn of yaw Aaaua. t o. 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THs yvr r eta seperam daAy bdprttrdm Ntev Aelnn~atinwn an ~ Pefar smeirn H A/ Wr H you new 6alrroe wr zero ar • neat trot). raw irarraetlwr wAM Cot b Yea ptadreas r apedY purrlrr aalprrwas a oat adld m Ule dtq' 6eMuaa We aawaa ri rr.o. brow M adore r the dry 6slwrae m0ear and Ts tar M ri awls of ri dtya 6 ar rotate biq pcb. Te rlwdam yaw teal Artanes ehrpe, Yaw avar0r dry 6alrw the dry probes We rd tlr roller of dtyr in Ilr PMOd. dr m taMnp an a dry beds. arw ap' be , ddc gddrrrpwe heaaran are eataadan Gad dre rrasrt of h. brocade Z a' N~ippeta~ar trod d Wa talwnrn roam 'Aalww Rte AppMl To, vra rraltlply ri ouster daAv balrm of ardr raver[ by vac rrraHr Inpatrr ir0oe: Paymwr you mr m u vrl a created m Yea aanun as of ri brrabraa day vw recdva h. PwNOM (1) Yw eerd tM bate pardon t ado aulenrd rd you Ofrck H Ts encloaW radnrne rnslope aM W yaw p.~.a M weaved fn ou po~w~ wrtr M 3 p.m. ET (1 noon P~ t7saea almw at Isot 1M /q brrlrat oLya let PrW Or~.rv Payarwr wodwd M u ri ry orir keaAon a in ary orir tam maY not ba ewamO r M the 6y rw waive Two. Qr bulnar Jaya as AlydaY aaarpr 8awWY. a~zahadry hrdtys. Please do ant awe t~ Caper re. wlrn paymwd, YArn awl u • drdtW yw aArdze u m mW a arYms aNMie taarM debh fiaa You bade gab dry +9dM ~ychx'km r rdrdwdraA a ~ ban. ri bikq Ma even N son M aansane air. lI rw ware wonaa ar narrM, wa autlod:° •• peoplepcru online `...~ Abetter way to Internet. ~ ~ ~ ~~~ '~ ~ Sx fas~er„~1 ~ FREE Af:celeraivr ~" lorMie fast t2monfhat-a f60 raitel 1-888-587-9669 ~~ • < • Mention Offer Code: DIAMOND ~~ Or visit www.peoplepc.comlgo/diamond UNLIMITED INTERNET ACCESS P49oplePC Online offers the features you would expect from higher-priced Internet Serve Providers, Including: II ® Vnl$ PrOteCtlOn powered by SymentecTM ® Pop-Up BlockerT"' '~ Spam Controls ® Smarter Smart Dialer Technology ®~ More Email Addresses ®~ Internet Call Waiting Cap~~,O~• PLATINUM VISA ACCOUNT 4386-6422-5736-8319 DEC 26, 2005 -JAN 27, 2006 Page 1 of 1 Aooount Summary Paymeats, Credits and Adjustments Prevra~us Balatr~ 5,2,68L32 Paymema, Credits and Adjustments i.00 Tr~c6ons Tr'Oanc°OD5 Finance Chargec 535.00 sG5.06 1 27 AN PAST DUE FEE 535.00 J New $alapee 52,78LiB This account's Non-lntrod»aory Rates r of 12/20/05 are pnrthax AP.R - 20.7496V, nah Minimwo Amount Due 52,78L1B advanrs AP.R - 22.7496V and special trander AP.R -14.9096. If the AP.R is followed Payment Due Date Febrtnry 27, 2006 try'V; then yrnu eotrmponding AP.R ie a variable nte. Total Credit Line 52,000 You was a a pau due fee of 135.00 on 01/27/2006 bemuse your ~i*am,,.~ payment was not Total Available Credit 5,00 receivrv ed by the due date of 01/27/2006. To avid this f« in the funve, we recommend that yon Credit Line for Cash f1,000 allow at least 7 basineo days far yac payment to reach Capital Onc. Available Credit far Cash 5.00 Atyvurcervice To oeIl C-tomr Rdemom or to tepmt a S<et ar etch nerd: 1-800-903-3637 smd ag7m~• t« smd;a~<e to: Arm Reaurtsoa Promsin; Capitl Ox &ak Cspint Onc P_b.Bo: 790216 P.0. Bos302&5 SL Louis, MO63179-0216 81.C. Vr 84130-0285 Finance Charges f~awion Pkeraurnvwurdcfarirnfortoat ii a Bdmr~r ~. yrl Pxir< C. ~ R t e ,y6nta eP l.ly re m PURCIdASES (2,7]2.46 .07737KP 2(.24(1 f6S.06 CASH f.OD .07737%P 28.74% 400 ANNUAL PERCENTAGE RATE applied this period 28.2496 • PLEASERE7VRNPORTIONBEIAWWITHPAYMENT DY1E' 0000000 0 4388642257368319 27 2781180060002781189 P~.r p.;<r «ar„Y vd,<=..d.r,-~1~<.1.~ ~ u~., x~ ;,~.E New BaLnce (2.781.18 Miaitnum Amount Doe 52,781.18 se<e ~ + Payment Doe Date February 27, 2006 ~ s-< 22P Total enclosed 5 Hom<Ph•ne Aluanee PL-e AocountNnmber. 4388-6422-5736-8319 a+ FmsOAdd~we ~_ #9002827960053945# MAIL ID NUMBER Capital One Bank !!~ CARY E BROOKS P.O. Sox 790216 ~t~n~~~un~i~e~u~t~ ~ ! 410 BRANDY LN St. Louis, MO 63179-0216 m ~ MECHANICSBURG PA 17055-2809 (i~~un~~uu~~~ut~~e~n~~uut~t~ut~~~~~nut~~t~~u~n~t~ ° ~ ~ut~~~ut~~~uu~~~n~~~us~~~in~t~~nt~~~nmiiiiuui~i~~ Pkax ruriteyerv or`ount mumbo an yerv rbacE or snaety order rnadepayeble to CapitelOnc Ban,F end mai! in tde cnrlared envrJofc peoplepc~ online u Abetter way to Internet. UNLIMITED INTERNET ACCESS . 1-888-587-9669 •' • Mention Offer Code: DIAMOND Or visit www.peop113pc.com/go/diamond PeoplePC b aoldy rasponebb for ark oeeF end a not aeiated verb Caphal Ore. Capful One does not provide, wdar a guaradr, rtl ¢ 7W alhpated wdh, arty product a sense shown tr2 Airy katlartarks rrrnkonBd frarn are achy owrrd M the feepecsve efiAy. N riphb naerved. By nrspordnp b pas Deer, yea may be twmrmada6np idomreliori ebora YotsrA to th Compaq tlW prtwides M® porLd -for exampb, Bat you are a Capital Oro tsetomer. 4eoplaPC ordns Fag S friontla are tilled r $4.87 per monfA; $9.95 pr romps therorta Geer evaiahb to new drel-t~ subecrPoas r Ire/ 18 yeen of see end may not b rotleaned wftll arty oAer fifer. Over subject to tdan9a r try time. Phone txnracr ergpm avaMWe to s1.9s per rrrina. tAcalarar is free is 12 rrorahs Olfa good itx lirtied time, Aker the ant 12 moths, the Atxdared stevlu wi auEOmrioYy revel to arc tended PaoP1aPC Once service. 01a suhjad to Barge at arrylima. Wier PeoPhPC Ottrre Atxeloased, aerhin NM page sod wd enplics WI Feed he- wren aarpa.d to ataelyd dakp Wants awrce. Adral mwka may very. PeoplePC Orrfrro Atzdemtad b orij aortpattie wIh PeoplePC Orine Imartrsavice wtd tpadfied Yirtdoaa! brotvaaa PeopbPC Oriire Atsraehds not ampr3k with WMowaO 95 wpb E S.5 5PZ. Serves not avrlade h d errs Access Mee, text, and oAw has rd rrkitdiar nay+pPH~ Tae tag serapes mR' avDht eren damp kW Dafade riw aro rspptwlrle for drenidrg wtetlla a cal fo as d oa access rxartbera wi nait in tahplere tap at-gas. Axep nIry tx foiled araeaaly drshe tiro d peek trpe. ~p naden cosy h dwrped r PaaplaPC's tibaetion, Catltlrprous twe subject b Wtraa prrxadtar. AY ur k wbJect b PtrapaP'C Orins's Servior Agrwnera and Arxxptabb the PoBgr 56K a tle nrxitxarr speed d service; eciwl speed may vary. YS. N Rerrved. PmplePC Otter aM ks logos an tradwmerr4s d PaoDIePC H ih tl.s 0 zoos taper one Sefvicea, Inc. 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Wy raeave yr drt as /10e assess rl~yelK~rr~s/iWre dlaple hr any Brno 2. a b-rR~ aq parbdk~ar~leaar.a bv~irrerar e.w tar ex aav N eadt L we add tp pabdle tar. To abtsin tlr avenge dsYy 6raso for th rri halree Not s~Wr ~Ny~ pyw~wwro~w alatarrrwt r~ a r ~~apprr an tlr from or tli ~~ arts upeW frrwo kaaoNS AppYW To: we Wo dupe YrArded b th balerrm N erh eep~wrt.I Tlie ehea u th dMY burr N eedr eopnarn• TM, yr sad up d l qr duya1yv braree for esdr ayr-a ta,h HYp prod aro dv4dr M the tool reaakr ~deya~~ N pw~prnr[~ yw u tiro rrr -vwrexr aNS (Aphl. Th lam 'Aaerr PararMapr Me' may appear n 'APR' m tr lrprw N rig aafament. If flr node P ~arrtd, L q•me. l1kOR1, C lCeNAuw of DeparO, a 8 fHarrkrd Piety appearo on tMhp6orpbadeN ~et~mmmemren~mpdtonpthiVM~ I~PHiCB~iTAOE MTES uaY wry quasWy nd may btcrae p deoere beer on do sated kdoaa, rplomuyd In Th WY 58pN dPfu ~iep b eKdwei ~b Maid to you ~O Prod oavemd W You Peaoda eurrr rydNardr~q b th mater .i..rrv. p .Ady end Oesabar. Ii rr sod. D IPrkrsl, Fit °,no. LIIOw err o fS,na. I1BOR Rspaoad MsahM p~~teym~~~th Ir~a~emd7oN~~~yar ~ma dew a 6aeed m~yr etafad kaiow, r 4eud ti Tae WkI S1awe drrarsef. pkw c your gamut N k Iw aUeady been fiord For etrupe, R you aWrdred • putirr kern • rtrardrrtt and vre receive tlta VarraaWerr fiorrt fir merdrrt Neer yv aaaut ire keen doae4 Yorw amaut wi h reaprrd, _ tlr wwaat err tlr tlrrye vv~ ke added m yar aorarnr, yeu _ ~gepor~+Ebp ~ ~ vv~oon nr to 6e~drr-dP b dr e~aant prrKsA by knv, uiA the eamraw belerra fr bar Pdd kr tv r dMrrd alrve. 7.tli~ Yv AwratYou rrd a acoeua rears b usdt~ watlt any baarrtw paMbq 8. lawlee A6wt Eleeeeras tar..It ~evreiav. When ycu pvoNae a drdc r peymrt, you aWrdss u ehtrr to dama/ud trrrla ~drek to rrreka • orriirte puree th r • shed Wt«rnmtve ~f~ hir~orm yeur drek r twW an alrhaNc amts[ w aeon r tlr~rrnreiene~lr v~yep~rr~ Yarwitaraiel~ kido~sorta raadw Yv abet barJc trm Aki)iq Pa0ify5 SUMMARY lln Cre Ot Firero a Orrrara About rv -ID H Yea shirk yaw N b vrrrq, a H yw need mom Nloenallan m e tmrraalon a bA, vrir to u on a separate dreg r sum a pr~ir at lh addwr to frradtiw rrwer m ri arm N tie rag-aerw. W~ mot bar eras you ro Mee ttr AOdaye aka we acrd you rrs 1ka 611 an Wadi 1r rra a pretlam apPeaad You an fir merdn prrirrry dbrlord to yvru. Thar dmreo a~idthioarrd~rr a, !r frt M' M Your h6q Period d v Ctwewv fiaMAarr marr6ar, 6rk fiche w wAl rrt prrryar dyrs in yar btNr, plu u yr telowyp t. Aregawt N t.er. Ovr~alt aed Rrard Payrrtrr Faas. in yar rrma ad accouf ranarr, yr dsRa artratr N!r wrapaesr arra, a daaalpdm N th errs Yv arxsata vaA h aearaed ro mac tlrrt two N tM ter Aar ham drat emu duhY arty ~q Prod Order tltt and an rplwrtlat, k prd6le, wary yw N an arrr; a If you rrr wore Mowrsetta~ t arurrs N yv grtarrar apernrt, vw npdearve the d~4 r d a ~ ns i r lh lteln ycu are tatww ahouL Ykar duo naoatYh~N to WY+n1 ~ ~ ~ M i ~ h y dq th w a d e r rase ai Mw Wine. v wab W ~to p it nriot ateu N yagrr6aArpfi iYyrw APr v w 6.tarrwkrr Yv Aearee. a • rrwtrharrip Tr ~ ~ b m r W , rgrn yw wyw a yAnpra p a~6e ar~ecdon tp mNet lhe v01•k Wu 4raton de ioro M a t1 amrneMvra iA m lnu fo avdd payirp the tee a r Irve wait lea aadrd r you it Vera nror yetw amaraa. DaMO tli Prfr. 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CERTIFICATE OF SERVICE A true and correct copy of Plaintiffs First Request fors Production ofJ~Do1cuments and Request for Admissions has been served by U.S. Mail, on the t ~ day of VU°~ , 2007, upon the following: Cary E Brooks 410 Brandy Ln Mechanicsburg,Pa 17055 ~~ f . .. ~'..i:; ~C~~~°fd e~ Fi ~. ~: 4t t _... 'iT..i! vll; r '° ~ Q iy 1 PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and sutmitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please List the within matter for the next Argtment Court. ------------ CAPTION OF CASE (entire caption must be stated in full) C~1 D~'~..lti vs. (Plaintiff ) ~~vv ~s G~ (Defendant) No. ~ 7 50 Z Z Civil ~l~l~/I 19 --. 1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's denuzzer to complaint, etc.) ~o ~~ m ~. ~ ~Sv ~ ~ U 2. Identify counsel who wi11 argue case: (a) for plaintiff : ~ 1 ~ ~ i Ct V1~.~ INL~ ~ C ZGt 1~T'~"fY1C~r1, ~ribArg ~ ~ CO. caress : 1400 K;Oppers ~. 436 7th Ave. (b) for defendant: ~ ~ ~ Pittsburgh, PA 15219 ~r~s = (412j 434-7955 ~ ~ ~-a (~ 3 • I wi11 notify been listed for argurien~ in writ g within two days that this case has 4. Argurr~nt Court Drate: w~ti~l Attorney fnr r~a ^~ c_ ~ ~ v .~ -, ~~~. -~; , -', ~ ._..~,. ~ . ~-j _. C..l ~F~'€ :~ --- :z7 °+: r,'r i, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff, Case No.: 07-5022-CIVIL TERM vs. CARY E BROOKS, Defendant. ORDER OF COURT AND NOW, to-wit, this 28 day of ~, 2008, upon Plaintiffs Motion for Summary Judgment, IT IS HEREBY ORDERED, ADJUDGED AND DECREED that said Motion is GRANTED and Judgment is entered in favor of Plaintiff for $3938.78 with interest at the rate of 28.24% per annum from July 20, 2007, plus costs. BY THE COURT ~~ J. WWR No. 5963974 l ,, 51~9/v8 ~/- r.~, ~~_ . :, t ,~,_, r, , ~ ~~ ~~ ~. Zt~p~~~~~ ~ ~ ~ ~~`'~`~?Y ~~~Ft irt~~~,~c~. /M / . • Y K IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Plaintiff Case No.: 07-5022-CIVIL TERM TYPE OF PLEADING vs. GARY E BROOKS Defendant. PRAECIPE FOR JUDGMENT PER ORDER OF COURT FILED ON BEHALI~ OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: CAPITAL ONE BANK THIS IS AN ATTEMPT TO COLLECT A DEBT USED FOR THAT PURPOSE. Patrick Thomas Woodman, Esquire PA I.D.#34507 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR # 05963974 $5,000.18 AND ANY INFORMATION OBTAINED SHALL BE IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff Case No.: 07-5022-CIVIL TERM vs. CARY E BROOKS Defendant. PRAECII'E FOR JUDGMENT TO THE PROTHONOTARY: Pursuant to Pa.R.C.P. 237, I certify that a copy of this Praecipe has been mailed to each other party who has appeared in the action or to hislher Attorney of Record. In light of the Court Order granting Summary Judgment in favor of Plaintiff on May 28, 2008, kindly enter Judgment against the Defendant, CARY E BROOKS, in the amount of $rr,989-~$ computed as follows: 4 3~~8,7g -~- Amount Awarded per Order: $3,938.78 Interest from July 20, 2007 to July 02, 2008 at the legal rate of 28.24% per annum: $1,061.40 TOTAL: $5,000.18 Attached is a copy of the Court Order in favor of Plaintiff for Judgment. WELTMAN, WEINBERG & REIS, CO., L.P.A. By: ~"o'~.t~_ ~ -~c~y-~e-4 (,V60'7J'YIyQ-r- Patrick Thomas Woodman, Esquire PA I.D.#34507 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412)434-7955 Plaintiff's address is: cJo Weltman, Weinberg & Reis, Co., L.P.A., 1400 Koppers Building, 436 7`~' Avenue, Pittsburgh, PA 15219 And Defendant's address is: 410 BRANDY LN ., MECHANICSBURG,PA 17055 iii ins wuni yr ~.viviMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONIJ BANK, Plaintiff, vs. CARY E BROOKS, Defendant. Case No.: 07-5022-CIVIL TERM ORDER OF COURT AND NOW, to-wit, this Za day of ~ 2008, upon Plaintiffs Motion for Summary Judgment, IT IS HEREBY ORDERED, ADJUDGED AND DECREED that said Motion is GRANTED and Judgment is entered in favor of Plaintiff for $3938.78 with interest at the rate of 28.24% per annum from July 20, 2007, plus costs. BY THE COURT /"` ~ ~~ J. .~2 i~:w~#'w~. W~~~.~~"y` H ~ C w~.~~~16 ~ h)§Ei ~fK' ~il..M to ~~'Ga~' ~~~~ ~'~"~i°~`e, ~ ~~~,~.~l~'^~~~ L~~~''~ ~i:~ lliili'~' . $~~~ ~t <. ~x~ WWR No. 5963974 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that the parties against whom Judgment is to be entered according to the Praecipe attached are not members of the Armed Forces of the United States or any other military or non-military service covered by the Soldiers and Sailors Civil Relief Act of 1940. The undersigned further states that the information is true and correct to the best of the undersigned's knowledge and belief and upon information received from others. WELTMAN, WEINBERG & REIS CO., L.P.A. By: ~Q~_ a (/~On Patrick Thomas Woodman, Esquire PA I.D.#34507 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412)434-7955 WWR#05963974 ~ ^~ O n ~ r ~ ~ ,o ~ C"? c~ r ~.~. ~.- ~--- ~~ ~~ _~ -~°i ~~ ~~ ,~ c h~ ~~ ~~ a r- ~~ ,~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. GARY E BROOKS Defendant. Case No.: 07-5022-CIVIL TERM NOTICE OF JUDGMENT OR ORDER TO: ( )Plaintiff (xx) Defendants ( )Garnishee You are hereby notified th t th following Order or Judgment was entered against you on (xx) Assumpsit Judgment in the amount of $5,000.18, plus interest at 28.24% per annum, plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of (xx) Court Order ( ) Non-Pros ( ) Confession ( ) Default ( ) Verdict ( ) Arbitration Award ( ) By Consent CARY E BROOKS 410 BRANDY LN MECHANICSBURG,PA 17055 THIS IS AN ATTEMPT TO COLLECT A DEBT USED FOR THAT PURPOSE. Prothonotary By: PRO ONOT~t &Tt""( AND ANY INFORMATION O TAINED SHALL BE WELTMAN, WEINBERG & REIS, CO. , L.P.A. BY: William T. Molczan,47437 Attorney for Plaintiff (s) I.D. No. 47437 436 7th Ave Ste 1400 Pittsburgh PA 15219-1827 (412) 434-7955 FAX: 412-338-7130 File # 05963974 C N Pit SJS • CAPITAL ONE BANK (USA) ,NA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY vs . CARY E BROOKS CASE NO. 07-5022 CIVIL TERM PRAECIPE TO SATISFY CIS" TO THE PROTHONTARY: 'c"-° .. c3 { a Kindly mark the case and judgment entered against Defendant CARY E BROOKS as satisfied. WELTMAN, WEINBERG & REIS CO. , L.P.A. By William T. Molczan Attorney for Plai iff ks9.s6Pci bc.,* 11394d1� gSatoo