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HomeMy WebLinkAbout08-27-07 (2) --.J 15056041147 REV-1500 EX (06-05) OFFICIAL USE ONLY File Number PA Department of Revenue Bureau of Individual Taxes PO BOX.280601 Harrisburg, PA 17128-0601 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death County Code Year INHERITANCE TAX RETURN RESIDENT DECEDENT 2 1 0 7 *' 00596 Date of Birth 411384543 06092007 03271917 Decedent's Last Name Suffix Decedent's First Name SMITH FRANCES (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW [!] 1. Original Return D 2. Supplemental Return D 3. Remainder Return (date of death prior to 12-13-82) D 4. Limited Estate D 4a. Future Interest Compromise D 5. Federal Estate Tax Return Required (date of death after 12-12-a2) [K] 6. Decedent Died Testate D 7. Decedent Maintained a Living Trust 1 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) D 9. Litigation Proceeds Received D 10 Spousal povertjl Credit (date of death D 11. Election to tax under Sec. 9113(A) . between 12-31-91 and 1-1-95) (Attach Sch. 0) MI M MI ~ORRESPONDENT. THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: ame Daytime Telephone Number HUBERT X. GILROY 7172433341 Firm Name (If Applicable) MARTSON LAW OFFICES REGISTER?f WILLS US~i>NL Y .~ ..-.~_J , "iJ '''h :.....,..., ,'Q First line of address .;) 10 EAST HIGH STREET -~ i") -J Second line of address City or Post Office CARLISLE DATi: fl ED C) ZIP Code 17013 State PA o Correspondent's e-mail address:hgilroy@martsonlaw.com --::;, Under penalties of pe~ury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which pre parer has any knowledge. SIGNA RE OF PERSON RESPONSIBLE FO FILJNG R TUR DATE s Betty A. Hicks ()7 DATE /07 Hubert X. Gilro Q et, Carlisle, PA 17013 Side 1 L 15056041147 --.J ~ PA Inheritance Tax Return Signature of Additional Fiduciaries ESTATE OF FILE NUMBER Smith, Frances M. 21-07-00596 Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. Signature #2 ?:~+-~ ~ Name Address1 Address2 City, State, Zip Date Signature #3 Name Address1 Address2 City, State, Zip Date ~ Earl F. Smith II 1843 Spring Road Carlisle, PA 17013 gl:J3/07 ~=(}/UI ~ 1113 Maple Street Carlisle, PA 17013 g /;),,3/07 --.J 15056042148 REV-1500 EX Decedent's Name: F ranees M. 8m ith Decedent's Social Security Number 411384543 RECAPITULATION 1. Real Estate (Schedule A).......................................................................................... 1. 2. Stocks and Bonds (Schedule B)............................................................................... 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C).......... 3. 4. Mortgages & Notes Receivable (Schedule D).......................................................... 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E)................ 5. 6. Jointly Owned Property (Schedule F) D Separate Billing Requested............. 6. 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) D Separate Billing Requested............. 7. 8. Total Gross Assets (total Lines 1-7)....................................................................... 8. 9. Funeral Expenses & Administrative Costs (Schedule H)......................................... 9. 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)................................ 10. 11. Total Deductions (total Lines 9 & 10)...................................................................... 11. 12. Net Value of Estate (Line 8 minus Line 11)............................................................. 12. 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J)................................................. 13. 14. Net Value Subject to Tax (Line 12 minus Line 13)................................................. 14. TAX COMPUTATION. SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, of transfers under Sec. 9116 (a)(1.2)X~ 16. Amount of Line 14 taxable at lineal rate X .045 17. Amount of Line 1~ble at sibling rate X .12 18. Amount of Line 14 taxable at collateral rate X .15 0.00 15. 272,306.20 16. 0.00 17. 0.00 18. 19. Tax Due................... ............. ..................... ........................................ ........................ 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. 8ide2 L 15056042148 258,298.86 35,892.12 779.09 294,970.07 22,523.35 140.52 22,663.87 272,306.20 272,306.20 0.00 12,253.78 0.00 0.00 12,253.78 D 15056042148 --.J REV-1500 EX Page 3 Decedent's Complete Address: File Number 21-07-00596 DECEDENT'S NAME Frances M. Smith STREET ADDRESS 1113 Maple Street CITY I STATE IZIP Carlisle PA 17013 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount (1 ) 612.69 Total Credits (A + B + C) (2) 3. Interest/Penalty if applicable D. Interest E. Penalty Total Interest/Penalty (D + E) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 2 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (3) (4) (5) (5A) (5B) Make Check Payable to: REGISTER OF WILLS, AGENT 12,253.78 612.69 11,641.09 11,641.09 PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS Yes o o o o o 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?......... 0 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation?..................................................................................................................... 0 [!] IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. 1. Did decedent make a transfer and: a. retain the use or income of the property transferred;.................................................................................. b. retain the right to designate who shall use the property transferred or its income;.................................... c. retain a reversionary interest; or.................................................................................................................. d. receive the promise for life of either payments, benefits or care?.............................................................. 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?... ............................ ............... .............. ............... ............ ........... .................... No [!] [!] [!] [!] [!] [!] For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. ~9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. ~9116 (a) (1.1) (ii)]. The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. ~9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. ~9116 1.2) [72 P.S. ~9116 (a) (1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. ~9116 (a) (1.3)]. A sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. Rev.1503 EX+ (6-98) SCHEDULE B STOCKS & BONDS *' COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Smith, Frances M. FILE NUMBER 21-07-00596 ESTATE OF All property jolntly-owned with right of survivorship must be disclosed on Schedule F. ITEM CUSIP VALUE AT DATE NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH 1 027681105 5278.976 shares American Mutual Fund Inc - Com 31.46 166.076.58 2 427866108 400 shares of Hershey Foods Corp - Com 51.1475 20.459.00 Accrued dividend on Item 2 through date of death 108.00 3 648018109 1,006.022 shares of New Perspective Fund Inc - Com 34.38 34.587.04 4 74963H102 1,250 shares of RMK Strategic Income Fund Inc - Com 15.024375 18.780.47 5 902973304 250 shares of US Bancorp Del New - Com New 34.1675 8.541.88 6 3136FSQZ7 $9,683.25 Fed Nat'l Mtg Assn Deb 5.5% - due 100 9.683.25 4/28/2017; callable 7/1/2007 Accrued interest on Item 6 through date of death 62.64 TOTAL (Also enter on Line 2, Recapitulation) 258.298.86 (If more space is needed. additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule B (Rev. 6-98) Rev.1508 EX+ (6-98) *' SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEAl.TH OF PENNSYlVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Smith, Frances M. FILE NUMBER 21-07 -00596 ESTATE OF Include the proceeds of litigation and the date the proceeds were received by the estate. All property jolntly-owned with the right of survivorship must be disclosed on schedule F. ITEM NUMBER DESCRIPTION 1 29,179.21 Cash Management Trust American - Shares Ben Interest VALUE AT DATE OF DEATH 29.179.21 2 M& T Checking #9835254088 864.99 Accrued interest on Item 2 through date of death 0.03 3 M&T Savings #15004200935045 4.814.86 Accrued interest on Item 3 through date of death 0.69 4 Raymond James Acct #48884217 - Heritage Cash Fund (HCTXX) 351.63 5 Wal-Mart - Credit to M& T Checking #9835254088 51.52 6 Household goods and personal property 500.00 7 State Employees Retirement System - Final settlement of pension 129.19 TOTAL (Also enter on Line 5, Recapitulation) 35.892.12 (If more space is needed, additional pages of the same size) CODyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule E (Rev. 6-98) Rev-1509 EX+ (6-98) .. COMMONWEALTH OF PENNSYlVANIA INHERITANCE TAX RETURN RESIDENT OECEOENT SCHEDULE F JOINTLY-OWNED PROPERTY Smith, Frances M. FILE NUMBER 21-07-00596 ESTATE OF If an asset was made Joint within one year of the decedenfs date of death, It must be reported on schedule G. SURVIVING JOINT TENANT(S) NAME A. Rosemary Smith ADDRESS RELATIONSHIP TO DECEDENT 1113 Maple Street Carlisle, PA 17013 Daughter B. C. JOINTLY OWNED PROPERTY: DESCRIPTION OF PROPERTY %OF DATE OF DEATH LETTER DATE ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT DATE OF DEATH DECO'S VALUE OF NUMBER TENANT JOINT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR VALUE OF ASSET INTEREST DECEDENrSINTEREST JOINTLY-HELD REAL ESTATE. 1 A 4/17/1999 Members 1st Checking Acct 183451-11 515.62 50.000% 257.81 2 A 4/17/1999 Members 1st Savings Acct #183451-00 1.042.56 50.000% 521.28 TOTAL (Also enter on Line 6, Recapitulation) 779.09 (If more space is needed, additional pages of the same size) Copyright (C) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule F (Rev. 6-98) REV-1151 EX+ (12-99) . SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Smith, Frances M. Debts of decedent must be reported on Schedule I. FILE NUMBER 21-07-00596 ESTATE OF ITEM NUMBER A. FUNERAL EXPENSES: DESCRIPTION AMOUNT See continuation schedule(s) attached 5,782.25 1. ADMINISTRATIVE COSTS: Personal Representative's Commissions B. Social Security Number(s) I EIN Number of Personal Representative(s): Street Address City Year(s) Commission paid State Zip 2. Attorney's Fees Martson Law Offices 12,500.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Rosemary Smith Street Address 1113 Maple Street City Carlisle Relationship of Claimant to Decedent 3,500.00 State Daughter PA Zip 17013 4. Probate Fees 360.00 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. Other Administrative Costs See continuation schedule(s) attached 381.10 TOTAL (Also enter on line 9, Recapitulation) 22,523.35 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA.1500 Schedule H (Rev. 6-98) Rev.1502 EX+ (6-98) *' SCHEDULE H-A FUNERAL EXPENSES continued COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Smith, Frances M. FILE NUMBER 21-07-00596 ESTATE OF ITEM NUMBER DESCRIPTION AMOUNT 1 Betty Hicks - Reimbursement, food, funeral reception 150.00 2 Betty Hicks - Reimbursement, minister, funeral service 150.00 3 Earl F. Smith 11- Reimbursement, funeral flowers 148.40 4 Earl F. Smith 11- Reimbursement, funeral reception 34.94 5 Hoffman-Roth Funeral Home - Funeral expenses 2.632.91 6 Westminster Cemetery - Burial expense 2.666.00 Subtotal 5.782.25 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H-A (Rev. 6-98) Rev-1502 EX+ (6-98) . SCHEDULE H-B7 OTHER ADMINISTRATIVE COSTS continued COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Smith, Frances M. FILE NUMBER 21-07 -00596 ESTATE OF ITEM NUMBER 1 DESCRIPTION M&T Bank, Estate Checking - Checkbook AMOUNT 12.75 2 Martson Law Offices - Advanced for short certificate 4.00 3 Martson Law Offices - Advanced for Advertising Letters Testamentary-Sentinel 166.60 4 Martson Law Offices - Advanced for Advertising Letters Testamentary-Cumberland Law Journal 75.00 5 Martson Law Offices - Advanced for stock valuation report 7.75 6 Martson Law Offices - Filing fee, inheritance tax return 15.00 7 Martson Law Offices - Reserved for filing fees, additional probate 100.00 Subtotal 381.10 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H-B7 (Rev. 6-98) Rev-1512 EX+ (6-98) . SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS COMMONWEALTH OF PENNSYlVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Smith, Frances M. FILE NUMBER 21-07-00596 ESTATE OF Include unrelmbursed medical expenses. ITEM NUMBER DESCRIPTION 1 M& T Checking #9835254088 - Checks clearing after death VALUE AT DATE OF DEATH 140.52 TOTAL (Also enter on Line 10, Recapitulation) 140.52 (If more space is needed. additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule I (Rev. 6-98) REV.1513 EX+ (9-00) . SCHEDULE J BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT NUMBER Smith, Frances M. NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal C1istributions, and transfers under Sec. 9116(a)(1.2)] RELATIONSHIP TO DECEDENT Do Not List Trustee/51 FILE NUMBER 21-07 -00596 SHARE OF ESTATE AMOUNT OF ESTATE (Words) ($$$) ESTATE OF I. 1 Betty A. Hicks 35 West I Street Carlisle, PA 17013 Daughter One-third estate residue 90,342.37 2 Earl F. Smith II 1843 Spring Road Carlisle, PA 17013 Son One-third estate residue 90,342.37 3 Rosemary Smith 1113 Maple Street Carlisle, PA 17013 Daughter Sch E, 6; Sch. F 1-2; One-third residue 91,621.46 Total 272,306.20 Enter dollar amounts for distributions shown above on lines 5 through 18, as appropriate, on Rev 1500 cover sheet II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET 0.00 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA.1500 Schedule J (Rev. 6-98) rlJM&TBank 499 Mitchell Road, Mi11sboro, DE 19966 Mail Code DE-MB-12 Phone (888) 502-4349 Fax (302) 934-2955 June 20, 2007 Martson Deardorff Williams Otto Gilroy & Faller Attorneys At Law 10 East High Street Carlisle, Pennsylvania 17013 Re: Estate of: Frances M Smith Social Security: 411-38-4543 Date of Death: June 09. 2007 Dear Sir or Madam: Per your inquiry dated J\Ule 21, 2007, please be advised that at the time of death, the above-named decedent had on deposit with this bank the following: 1. Type of Account Checking Account Account Number 9835254088 Ownership (Names of) Frances M Smith ... SCH, E Opening Date 06/21/04 J.... H- .... \<- Balance on Date of Death $ 864.99 Accrued Interest $ 0.03 Total $ 865.02 2. Type of Account Savings Account Account Number 0/5004200935045 ,1'1 II 1"""_ '-'L 1'1 ' Ownership (Names of) Frances M Smith ... :I.krn 3 Opening Date 02/17/93 Closed 06/2//07 Balance 011 Date of Death $4.814.86 Accrued Interest $ 0.69 Total $4.8/5.55 3. Type ~f AccoullT Safe Deposit Box Box Number/Location 0000127/ High Street - Carlisle Office. Olle West High St. or call (717) 240-4536 OWllership (Names oj) Frances M Smith * Opelling Date 02/07/92 * If upon reviewing the information above, you believe there are additional accounts not referenced, please provide us with an account number and/or the name of any possible joint account holder. For any additional information on the above accounts, including ownership and any changes, closures and/or reimbursement of funds, please contact our North Middleton Branch at 1958 Spring Road, Carlisle, P A 17013, or # 717.240- 4521. Sincerely, -n/l-:- 7' .- (;;~j:'1-r' ,(-(2. < vZ;Y (.. '.: Nancy Clagett Records Management @ MEMBERS 1st FEDERAL CREDIT VNION PRIMARY OWNER: ROSEMARY SMITH REGULAR SAVINGS ACCOUNT: Account Number/ Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accruea Interest Name of Joint Owner Date Joint Ownership Established CHECKING ACCOUNT: Account Number/Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner Date Joint Ownership Established Estate of: FRANCES M. SMITH Date of Death: June 9, 2007 Social Security Number: 411-38-4543 183451-00 04/17/1999 $1,042.33 $.23 $1,042.56 Frances M. Smith 04/17/1999 183451-11 04/17/1999 $515.62 $.00 $515.62 Frances M. Smith 04/17/1999 M~B~ERS 1ST FEDERAL CREDIT UNION t0XlQli1lL A. \CQj~ Danielle A. Kline Insurance Services Specialist August 10, 2007 5C~, F I~L SC H t=" :c ~YY\ I :;1 :Oil L (jllis~' ))rin' . 1'.0. l3oXtl) . .\lcdl.1ililsb'lrt;. 1>','l1llS\ lunia 17(i.lS . (717) IlL);' --I 1 hi. \\'\\ '\, l1h'lJlbL'rs I st-ort; LAST WILL AND TESTAMENT OF FRANCES M. SMITH I, FRANCES M. SMITH, of North Middleton Township, Cumberland County, Pennsylvania, declare this to be my last will and revoke any will previously made by me. ITEM ONE: I direct that all my debts and funeral expenses, including my gravemarker shall be paid from my residuary estate as soon as practicable after my decease as a part of the expense of the administration of my estate. ITEM TWO: I give, devise and bequeath such of my household furni ture as she may desire to my daughter, Rosemary Smi th, recognizing that much of the furniture in the home already belongs to her. ITEM THREE: I specifically devise my real estate at 940 Gobin Street, Carlisle, Pennsylvania to my daughter, Rosemary Smith, recognizing that my daughter has in the past contributed towards maintenance and all bills on the real estate and noting my desire that my daughter Rosemary shall have this real estate upon my death. ITEM FOUR: I give, devise and bequeath the rest, residue and remainder of my estate to my three children, Betty A. Hicks, Earl F. Smith, II and Rosemary Smith, share and share alike per stirpes. ITEM FIVE: I appoint Betty A. Hicks, Earl F. Smith, II and Rosemary Smith Co-Executors of this my Last Will. ITEM SIX: I appoint Farmers Trust Company guardian of any property which passes to any person under the age of 21 years and with respect to which I am authorized to appoint a guardian and have not otherwise specifically done so. Said guardian shall have the power to use income from time to time for the beneficiary's education, support and welfare without regard to his or her parent's ability to provide for such education, support or welfare, or to make payment for these purposes, without further responsibility, to the beneficiary or to the beneficiary's parents or to any person taking care of the beneficiary. Said guardian shall administer the separate and equal share of each beneficiary until he or she becomes 21 years of age, at which time the share of each beneficiary remaining in the guardianship account shall be paid to said beneficiary in full. In the event of the death of any beneficiary after my decease and prior to reaching the age of 21 years, his or her share shall be distributed equally to the surviving children or child to be administered in accordance with this guardianship provision. ITEM SEVEN: All estate, inheritance, succession and other taxes, imposed or payable by reason of my death, and interest and penalties thereon, with respect to all property comprising my gross estate for tax purposes, whether or not such property passes under this will, shall be paid out of the principal of my residuary estate, without apportionment or right of reimbursement. ITEM EIGHT: I direct that my personal representative or guardian shall not be required to give bond for the faithful performance of their duties in any jurisdiction. ~~~~.~:dk PAGE ONE OF THREE ITEM NINE: In addition to the rights and powers given to the fiduciaries by law or elsewhere in this will, I give to my Executor during the full time necessary and for the administration of my estate the following rights and powers to be exercised in his sole discretion. A. To retain any real or personal property which may at any time form a part of my estate so long as he or she deems it advisable. B. To invest in any real or personal property without restrictions to legal investments. C. To repair, alter, improve or lease for any period of time any real or personal property and to give options for leases. D. To sell at public or private sale, for cash or credit, with or without security, to exchange or to partition real or personal property, and to give options for leases. E. To make distribution in kind. F. To compromise claims. IN WITNE~S WHEREOF, I have hereunto set my hand this ,MAfA;c:..,l, , 1997. "i"'~ 4: day of SIGNED ~/l,.,.....) ~ .. ~ FRANCES M. SMITH The preceding instrument, consisting of this and two other typewritten pages each identified by the signature of the Testatrix was on the day and date thereof signed, published and declared by the Testatrix therein named as and for her last will, in the presence of us, who at her request, in her presence and in the presence of each other have subscribed our names. 06 fl-,'(J fiJ (I " l,: {{J(<>l (.jL. (;J (JLt~,-J COMMONWEALTH OF PENNSYLVANIA 55 COUNTY OF CUMBERLAND t/vhllAY 'i Gr-f", Y witnesses whose names are signed to the attached or foregoing instrument being duly qualified according to law, do depose and say that we were present and saw the Testatrix sign and execute the instrument as her last will; that she signed willingly and executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the will as witnesses; and that to the best of our knowledge, the Testatrix was at the time 18 or more years of age, of sound mind and under no constraint or undue influence. and /J, C T A t.:....I iJ I i:;. , . C. ( AN iV .-i:) t:- ~ L/k'-..;' ~Jd tP f / ~ ')/Co.J(~J -'{, /-f2, r I ~- ,",,- I~...-' I PAGE TWO OF THREE Sworn and subscribed to before me this ~-I-~ day of /J.? {, (J... , 1997. ;;,,~,,~._, '.1111II ....,,,:..;" ..~"<lIP...~"'" c.... B.:lfl;>, :lllltvlMd ec..e" itA .., C-.'Ion ~,6:l :";4C~1 18, 'lit . / .. d l'fl}.jJ~~1 ~~~t,~ Nota.ry Pub ~c COMMONWEALTH OF PENNSYL VANIA 55 COUNTY OF CUMBERLAND I, FRANCES M. SMITH, whose name is signed to the attached instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my last will; that I signed it as my free and voluntary act for the purposes therein expressed. ~tV"'> ~. ~~ FRANCE M. SMITH .. .j-h S'1?rn and affirmed to and acknowledged before me this /-/ day of /flfA trP--l-J , 1997. '-4/ . '1 /J I~~~y ~bf5r:rJv:L- ........ .... ... '. .,.., ....., PUIlIo CerI8II.... ~ eo.e,. PA .., Cn-l .101I &pn. .....11, WI PAGE THREE OF THREE