HomeMy WebLinkAbout07-5097
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff No: v?'_ 597 ~IC~~`,~~/Z.~'/~
vs.
COMPLAINT IN CIVIL ACTION
ANN A MERMELSTEIN
Defendant FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 2718
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
06029824 C J Pit SJS
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs. Civil Action No
ANN A MERMELSTEIN
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, CHASE BANK USA, N.A. is a corporation with offices at
3700 WISEMAN BLVD. SAN ANTONIO TX 78251
2. Defendant is adult individual(s) residing at the address listed
below:
ANN A MERMELSTEIN
320 N 28TH ST
CAMP HILL, PA 17011
3. Defendant applied for and received a credit card issued by
Plaintiff bearing the account number 4266902013667900 .
4. Defendant made use of said credit card and has a current balance
due of $5095.08 .
5. Defendant is in default of the terms of the Cardholder Agreement
having not made monthly payments to Plaintiff thereby rendering the
entire balance immediately due and payable.
6. Plaintiff avers that the Cardholder Agreement between the .parties
provides that Plaintiff is entitled to the addition of interest at the
rate of 6.000 per annum on the unpaid principal.
7. Plaintiff avers that the Cardholder Agreement between the parties
provides that Defendant will pay Plaintiff's attorneys' fees.
8. Plaintiff avers that such attorneys' fees will amount to $500.00 .
9. Although repeatedly requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the principal balance, and
accrued interest or any part thereof to Plaintiff.
Wherefore, the Plaintiff prays for judgment in its favor and
against Defendant ANN A MERMELSTEIN INDIVIDUALLY in the amount
of $5095.08 with continuing finance charges thereon at the rate of
6.000 per annum from July 25, 2007 plus costs.
James
436
06029824 C J Pit SJS Pit
(41
This law firm is a debt collector att
our client and any information obtain
warmbrodt,42524
WEINBERG & REIS CO., L.P.A.
th Avenue, Suite 2718
h, PA 15219
4-7955
-338-7130
ng to collect this debt for
11 be used for that purpose.
Page 1 of 4
Statement I«.ooouM otrnb~r: a200 aoQO t9eB 7000 ~ ~ ~ ~ ~~
Now BeMrroe PaymaM Due Deb Peat Ow Amourd A6ninnxn Payment REWARDS'
~.~.~ _>~,.~ 5,.679.08 ~~.~~ 3Cl~v3 ~'~
Melee Your stress b Cew Care e~Neee.
Amount Errolosed 5 slew eddrw a -m~ii z~PrrN on ack.
426690201366790000157908005095080000DD2
~aieraexzaawoe (udiiriniuiriniuiinJrinui~ririuri(rririwd(n(ini
MRS ANN A MERMELBTEIN
~~ij ~~~ CAROMBr6ER SERVICE
PO BOX 18169
WRMINOTON DE 19868.6189
l: 5000 i60 281: L84 20 i 366 7900 iir
OpenbglCloesrg Dab:
^ 09WTJ07.Oa101M7 CUYTOMER SERVIC!
y~„_„ P.ymeM ow Deb:
''~^~T REWARDS' 1~twn..nP.ymentow: 7 bus 1•e0o-soo.e676
sro
51
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1•eee•a~6•awe
TDD 1.800.966.6080
~Y by PIS 1.800.1967966
OuleWs U.B. ce6 aoNeol
VISA ACCOUNT SUMMARY AeoowtNunlber:12888028/9p7909 1•~•~8200
PrwbwBeWbs 51,9W.71 ToWCnNttia 54800 ACCOUNTWGUIRN:B
Puroheese, Ceeh, Dsbib wS91.00 Ava9eNe Cndt P,O. Box 16266
DE 18860.6298
p ~~^
FNarbe Chsrgw +5/06.97 Cash Access Lka •
8gp
Nsw BeMrbe -~pp5,'~ AvallxWe for Cash 50 PAYMENT ADDIIEtB
P.O. Bex 16169
WNmYgton, DE 18686.6169
VMIT Ut AT:
Nt90'/.(
• Ire feu. FREE and seowel
• Pey your dN 6 much mon.
A Wa fes a nhded an tlrb hWrp atatenanl. Your mNmun payment re6ecb 196 d your
eblenlent balance, D~ ~Y Peet•due emotnt, OIBad interest. end tla billed lab ba.
You IavenY made the regWred payrtarrle end your credit cad scoant b 90 days peat ~. Ae
e rewrll, year oredN basso may bs rrpYbd wNh a rragethre nlNp. Pbw earl your payment
irrerredlealy a oa8 w et 1•!00.9668090 (ac8ed 1.902-69/•8200) bdsy.
p$HEY DRteAY REWARD DOLLARS PNess cab 80D•900.8676 b ndewn your
8elvae 9enr Met elsMnwN 0 dwaY Fiswndt or N you hew ury gweYOns
Rewad doMn eemsd hom rot purchesas p about Nre Disrey Rewards (am) Program.
Rowed doMre harrNerred b Rewards Grd 0
~ti^8 bslvrae D
2 Reward dollen b axpiro on slebnant deb b Augwt 2010
Your secant M poet dw, tlrsrsfon raweNs eemad tles perbd have net been
poead b year aooaed. P1ew make Ma mkdrrxan payment dw ImmsdietNy b
avod torlNbre d rowsde.
TM Wrra ud oondNlora d the OMney Rswarde Progrun eppy b 6a we d
awY Oresm Rswsd DoMn snd may a modNNd M Chw a DWwy RswsrW,
LLC N snY tlrrre. Yow soowx moat rwnsb kr good aterrdkp b esm a regwet
rodwry6on d Dhnsy Drwrr Rswad OoBan. Away Dram Reward OoBen are
non-berabrehb, have no ooh a marahry vYw and asrrrd W aced IowsrG
peynerN al rerutlrorizad bca8orre and payment d en oWMSrrdFrp befsrroe m your
Diwrey Rewads YYs Gd. Plow aN 1.506900.8676 b agwM tlat your
Dbray Dream Reerud OoYn W tremNrnd b a Rrwede Csd a N you hew erry
glreeeare about Ere ONney tiewerds Program.
TRANSACTIONS
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AaoouM fVrxnEsr. {!!! 802D 1318 7800
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FINANCE CNAR8E8
Finarne Chsrge
DWy Penodlo Rab Catnap. Avenge GeY Balance (k+a To Trenaeotlon Amunibled FNANCE
GMgory 31 days b ayda APR Pedorlla Rab Fee Fin Chsrye CHAROEB
Purdrraee .OBB{7% 24.8D'6 36,011.{1 5108.37 $0.00 60.00 5106.37
Caah adveroa .06847% 2{.8896 30.00 30.00 30.00 50.00 30.00
Tdel 8rrnoe drsryee
5108.97
Efleotlw A6faW Pe-eenhpe ReM (APR): 21.M9fr
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wrraary °+rE.na br tfiN pgiea ~# °s'alAln~r~ ~b
ntr t/orh ~Ytbe nu the raapaeiM '"~' dNe 17re 1aMi~ aNa~el
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~ dcn maydlNu at d tba
w ~° 'f0'"'° ch°'!' Y... °drlria°t iu.. r~,raw E!'
u sp~dbi.,~ ai.miMnau.r.) urs.arha~.ra°Itlraruta> uc. d:bY
~ akbar pi ~ ba c M tiN u ~ drdkt °°Ialtll
rj~praq'tiw sema r-a°cf and ehiryes maY erplyil aayirrtcraetiond
tr°nwctiagistw+tu°d
xalucal MArro.bafr°aa°~°O~ wo ^'a1' bat an ndl nquirad tn. dccxm s vaascaUaa
~ Y~ °~ IK pry w Iha idwriu0 nasoas:
. baarita r ~ pwsiduadocs,
aaccsnibto dciarll.
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• is rrr ~ts~!a °~ °d'°r nw.cn. ~ accsuM is dcctiaal la
far haters x c Yarsaatloll Your
~ ~ a of ° tlrkd Mtsl= ~i°~ ~ ~ cr.dil ~ whh s°
For ~ ~ ~ ~~ ~ ~ ! ws vnrp Yon In npiuu x Yo+
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abuk1111.sraxlrit!-°~ ~ seaoturt b daatdrnMtMr tr wdwrka t6cl
1M u. resat cad ruurn unpsid a dent Inr e°Y n.son.
kralr~ abs k the poyec on tba ebcek.
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• b~ etiraeltks!°w''aO• ! ~ ~„~°d ~i< k pats, rosuWnl p :bother che:k biug
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~1at p asaasrY~ eseor°tfs. hsmd or reYrrrrcd.lNa nay lcasbw a s°sptad Yoer
en~pr~°w° r~.aY~ nei~y cs ai nor bss. dielt a uncuthorkcd vn rcMnd to Your
cccaMt;
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p° Your WitK ~t~1°°t w snr scic~~iha dst~. a°d tins Iry
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~~ ~~ ~~ ~ NY ~ in V S dolor: drawrr oo luors on dapositMt s U S.
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rNr trll aoi °eeapt ssdl /e~rrts Yam total evaxsbM eradil waY na! be
ngeAdlart* to 1S dolsaka+wa ncain Yrarr M1r^°rr-sof to us fa• i-cc Ifac tl~t Id
ahast • atbct fa•.• d n.",~t trMcb Ya!
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la hM ~ a r°naat ~nodNforrat fwYm°°n~ wosl bo saol b ra d tls
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our w~t'bAq° RicaRicna°faad at a°y odar ddnu, ~° maY asccpt tM p~Y~ ~Yb
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reWtrdfr! it • Y°w eel caehbr! x err b- rnYOyin! iv. Al other i-:rn°n
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tNa tc°crr~ ~° rllh w abctmrd:alY ~~ f°a alpibia psYmcM ci,ecks,
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EXHIBIT
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Urs ebrck rbgroak lx o4 ~ ssodsd. by a dnh drnrr rte ehrck eaotorl abnp
i P' tln el»ek rordLt sad rcet+entt mM ~ lUrirllird Pe~rM
br dsbllsd as o~rotla wait ~ ~ ~ N rutnatis
eM~ c~~ ~ ~ ~ kit do oiidiros lsNr+a! ~• rr ~ dsl~rr
oayoxbMrf~tsWrtwrtsroMlthr9u/toad Mia~MMY~
Yat mrf ~~ thes the sdeiwrrr tad ~ eri ^roy ~~ ~~ ~
Rare. ! Ya Mre a hrrNace ~ >s ~
Don rs d ~ .._.r.r..wr,r>r pYhrlWrer tMtteebseswr Rrsncr Cberl~
aww.. i.- r-, --~ - r ~ Mf
serxw oa fw bra irehrres 1~
Yarn btAwo/ lsmtuetd ~ l~
,,,,,.,.eihe Nrwk~ti rtlrrs.Yow
~ ~ dfwrre v~hs Nrr Nwr Hirrc~r.~Ddn ~ej%d~tin lbws ~.
k*a~ nU Ifnraro el~or~,+nr u7 Y1rd lov std rv~1i ~ As
~otsi hard Isiedir y,m abs aY sal asses) Pt:t dm ssd enfae~nt
pw~ir fosrrxr~I.Aer~ dss,
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forrs.Fstp sj~b
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rrdueriharsmsrd s-
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n ~r ~ , ~blll srt rr~fgo.sed rN ocreaa~l
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nundrrc
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pbeemdtrdlhtddnd~~ aprtseowslwl'rery~~rs
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tM Mae tdysewireMet atdrsifrrtrists~+
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t!w APR. Tb Aty N~ nu i; etdrtAemd u deenAsr rhrvr
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recotas a hHS rrhi ns. n hint lye edrhrers pstr~
drs. a ardk Rrs on tMc eecrettt
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• Tottu adest d Yw ~~~ ~~ ~ va dr nrl null Pin
rtltrhs err ~~~ lu APIb t10 onyprotsotiond
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APtC oa q1 hda~4ue1~M boas m
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bras hear ~O prtvioys birnp eYds for which Prrrod~e Gaaieo eborqu hws
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ilr sass p
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htlhr! dw~psit blthe dsm erd use Ikr e*breerroysrnt acs
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Wr eeladebtir t ~ elrrlss for ~rrelasrc ad+~et r a pra"°tia~ai
retrtke pnor+KNRwr rsrlho Prrrsstlrnsi rem
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secret rdih aar d ssr rrlnoil grts•YNr Critoba tM
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.. errtttt aehlret m e prrarslbnst ntr dN saso wry,
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re ~ saw tnwadres,
imdtrt atrprX 1Ala rdd a ssw ash edvracr.
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IIe~ srs rril su tie rw ant rptirs
steeerto[ ~~ tasrast ~ da red d the efokr m esiadw ttn
d~ f ~ ~ cult drf fik rgrrrrnrt lrcrilrc for dr0y
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ADft CARERJLLx if Plp1V10~'INtITANT 01SMiiE MAY
9E Id~MID OY 1 ~ ~ t~lACpiTIIE R16Rf TD GO
TD f~ ~ WtLL NDT ~ ASE TD A lXAtii ACTION OR OTHER
ACTION qi Cdt~f ~t Ag IM '11it' IOIMI OF A t9lIYATE
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Copyright ~1166JPMagea Chess & Ce AN rights nset»d
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VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 PA. C.S.
4904 relating to unsworn falsifications to authorities, that he is John K
Wells, Manager of Chase Bank, USA, N.A.., plaintiff herein, that he is
duly authorized to make this verification, and that the facts set forth in the
foregoing Complaint are true and correct to the best of his knowledge,
information and belief.
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SHERIFF'S RETURN - REGULAR
CASE NO: 2007-05097 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CHASE. BANK USA N A
VS
MERMELSTEIN ANN A
CHIEF DEPUTY RONNY ANDERSON Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
MERMELSTEIN ANN A
the
DEFENDANT
at 1350:00 HOURS, on the 12th day of September, 2007
at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE
CARLISLE, PA 17013 by handing to
ANN A MERMELSTEIN
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 14.40
Affidavit .00
Surcharge 10.00
.00
Q~z9~b 9 ~ 42 .40
Sworn and Subscibed to
before me this day
So Answers:
R. Thomas Kline
09/1
WELTN
of A.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
ANN A MERMELSTEIN
Defendant
No.07-5097-CIVIL. TERM
PRAECIPE FOR ENTRY OF
JUDGMENT BY CONSENT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
Benjamin R Bibler, Esquire
PA I.D. #93598
WELTMEN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412)434-7955
W WR#06029824
~ ' ,
I ,
IN TH COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIV[L DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
ANN A MERMELSTEIN
Defendant
Civil Action No. 07-5097-CIVIL TERM
PRAECIPE FOR JUDGMENT BY CONSENT
1'11"!-!E PROTHONOTARY:
Kindly enter Judgment against Defendant, ANN A MERMELSTEIN, in the amount of $5,095.08 plus costs,
based upon the consent of the parties.
CONSENTED TO:
WEI.TMAN, WE(NBERG & RElS CO., L.P.A.,
BY ~ _ .__.__,
' Attorne fo aintiff
WW"R#Outi'129824
ANN A MERMELSTEIN,
By ~ .-
Defendan
iN THE COURT O1~ COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL D]ViSION
CHASE BANK USA, N.A.
Plaintiff
vs. Civil Action No. 07-5097-CIVIL TERM
ANN A MERMELSTEIN
Defendant
STIPULATION OF THE PARTIES FOR PAYMENT
AND FOR THE ENTRY OF JUDGMENT BY CONSENT
I'O 'TIiE PRI~THONOTARY:
Kindly enter Judgment in favor of Plaintiff and against the :Defendant, ANN A MERMELSTEIN, above-
named, in the amount of $5,095.08 pursuant to the Stipulation of the Parties for Payment and for the Entry of
Judgment by Consent, as follows:
I . Defendant admits indebtedness to Plaintiff in the amount of $5,095.08 with continuing interest
thereon at a rate of 6% per annum from September 21, 2007, plus attorneys' fees in the amount of $500.00 and costs.
2. To secure the repayment of said indebtedness, Defendant agrees that Judgment by Consent will be
entered in favor of the Plaintiff and against the Defendant, ANN A MERMELSTEIN, in the amount of $5,095.08 plus
continuing interest thereon at the rate of 6% per annum from September 21, 2007, plus attorneys' fees in the amount
o]' $SOO.UO and costs.
3. Plaintiff agrees not to Execute on its Judgment so long as Defendant causes to be delivered to Plaintiff
the following payments in full by 12:00 NOON on the following dates
(a) $175.00 due by October 20, 2007;
(b) no less than $175.00 per month due on the 20th day of each consecutive month thereafter until the
Judgment amount plus accrued interest and costs are paid in full.
"CHASE BANK USA, N.A."
5
A!I payments due under this agreement are to be received at the offices of Weltman, Weinberg &
Reis, Co., L.P.A., 27 ] 8 Koppers Building, 436 Seventh Avenue, Pittsburgh, PA 15219.
6. In the event of default, each payment received shall be first attributed to costs, interest and then to
principal.
7. Time is of the essence of this agreement and should the Defendant fail to have in the hands of
Plaintiff or Plaintif:'s counsel any payment in full within five (S1 calendar days of the stated due date, then Plaintiff
shall be immediately free to issue Execution as well as pursue all other remedies, in law or in equity, to collect the full
balance of the Judgment entered hereunder plus appropriate additional interest and costs.
8. No act or omission of the Plaintiff, nor of anyone alleged to be acting on its behalf; shall constitute a
waiver, estoppel, or any other excuse for non-performance of any duty undertaken by the Defendant in this Stipulation
lntendin T to be le *all bound, the artier set their hands and seals this a of ~Gw~~"
9. b g Y P ~ Y
2()~.
which the parties agree is final and complete.
WELTMAN, WEINBERG & REIS CO., L.P.A.
Ben' R ib er; Esquire
PA LU. .3598
WELT EN EINBERG & REIS CO., L.I'.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06029824
Bv:
Defendant, ANN A MERMF,I.STEIN
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IN THE COURT OF COMMON PLF.A5 OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVLL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs. Civil Action No. 07-5097-CNIL TERM
ANN A MERMELSTEIN
Defendant
NOTICE OF JUDC:MENT OR ORllER
TO: ( }Plaintiff
{xx} Defendant
( }Garnishee
You are hereby notified that the following
Order or Judgment was entered against you
on
{xx) Assumpsit Judgment in the amount
of $5,095.08 plus costs.
{ ) Trespass Judgment in the amount
of $ plus costs.
( ) Ifnot satisfied within sixty (60)
days, your motor vehicle operator's license and/or registration will be
suspended by the Department of Transportation, Bureau of Traffic Safety,
Harrisburg, PA.
{xx} Entry of Judgment of
( } Court Order
( ) Non-Pros
{ ) Confession
( ) Detault
( } Verdict
( ) Arbitration
{ ) Award
(XX} By Consent
Prothonotary
~ ANN A MERMELSTEfN
320 N 28TF' STREET
CAMP HILL, PA 17011
By:
PRO ONOTARY {
FILED-OFFICE
OF TH- F") TH-0Pt0TAM
rr
v,1,.e` L ! AND C 0 U N T
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
ANN A MERMELSTEIN
Defendant(s)
No. 07-5097 CIVIL TERM
PRAECIPE FOR SATISFACTION OF
JUDGMENT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
Lyndsay E Rowland, Esquire
PA I.D. # 205520
WELTMAN, WEINBERG & REIS CO., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#6029824 CHI
48.00 PO ATM
alp qo-tq 100
P-#aq 854/
I
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs. Civil Action No. 07-5097 CIVIL TERM
ANN A MERMELSTEIN
Defendant(s)
PRAECIPE FOR SATISFACTION OF JUDGMENT
At the request of the undersigned attorneys for the Plaintiff, you are directed to satisfy the above-captioned Judgment.
WELTMAN,-\WEINBERG & REIS CO., L.P.A.
By:
Lyndsay E Ro and, E:
PA I.D. # 2055
WELTMAN, INBE
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR #6029824
Sworn to and subscribed
before me this,
day of A/ugust, 10
N MARY PUBLIC
COMMONWEALTH OF PENNSYLVANIA
Notarlel Seal
Sheila G, Bevan, Nc"ry PWir-
"a TWP,, plWgneny County
Commlwon fea Nov. 15, 2010
Mem , nnolvanllt p l&WA of Notaries
G & REIS CO., L.P.A.