HomeMy WebLinkAbout07-5139~ w
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
APPLIED CARD
cJo Edwin A. Abrahamsen & Associates, P.C. CIVIL ACTION
1729 Pittston Avenue
Scranton, PA 18505 Plaintiff
vs.
NO: C~ ~ - d ~ 3 9 ~c.~~ ~.w~
WILLIAM D CACESE
11 APACHE DR
SHIPPENSBURG PA 17257-9011 Defendant
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice to
Defend aze served, by entering a written appearance personally or by an attorney and filing in
writing with the court your defenses or objections to the claims set forth against you. You aze
warned that if you fail to do so the case may proceed without you and a judgment maybe entered
against you by the court without further notice for any money claimed in the Complaint or for
any other claim or relief requested by the plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE.
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 17013
(717) 243-9400
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
APPLIED CARD
c/o Edwin A. Abrahamsen & Associates, P.C..
1729 Pittston Avenue
Scranton, PA 18505 Plaintiff
vs.
WILLIAM D CACESE
11 APACHE DR
SHIPPENSBURG PA 17257-9011 Defendant
CIVIL ACTION
NO: 07- -5~ 39 ~ ~~
COMPLAINT
Plaintiff, NCO FINANCIAL SYSTEMS, INC, by and through its attorneys, Edwin A.
Abrahamsen & Associates, P.C., complains of the Defendant as follows:
1. Plaintiff, APPLIED CARD, c/o Edwin A. Abrahamsen & Associates, P.C.
(hereinafter "Plaintiff') is a Pennsylvania corporation with a principal place of business located
at 1729 Pittston Avenue Scranton, PA 18505
2. The Defendant WILLIAM D CACESE (hereinafter "Defendant") is an adult
individual residing at 11 APACHE DR SHIPPENSBURG PA 17257-9011.
3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase
and collection.
4. Defendant applied for and received a credit card issued by APPLIED CARD
BANK with the account number 4227093712148919.
5. The within account was sold and Plaintiff was assigned all rights to certain
credit cazd accounts, including the account opened by Defendant with account number
4227093712148919.
6. Use of the APPLIED CARD BANK credit cazd was subject to the terms of the
Cazdmember Agreement, a copy of which was sent to the Defendant along with the credit cazd.
7. Defendant used the APPLIED CARD BANK credit cazd account number
4227093712148919, for purchases, cash advances and/or balance transfers.
8. The Defendant was mailed account statements relative to the Defendant's use of
the subject credit cazd.
9. The Defendant defaulted under the terms of the Agreement by failing and refusing
to make monthly payments on the account as they became due.
10. The account became delinquent.
11. The principal amount was $1,124.30 at the time it was received by Plaintiff.
12. Pursuant to the account agreement, any unpaid balance accrues interest at the rate
of 0.
13. The total amount due and owing the Plaintiff including interest, is $1,954.59.
14. Pursuant to the terms of the Agreement, Defendant is liable for Plaintiff s court
costs and reasonable attorney's fees in the amount of 25% of the balance.
WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in
the amount of $1,954.59 plus costs of suit, reasonable attorneys' fees of $488.64 and any other
relief as the Court deems just and appropriate.
Respectfully submitted,
Edwin A. Abrahamsen & Associates, P.C.
Michael F. Ratchford, Esquire
Scott J. Best, Esquire
Attorney I.D. Nos.: 86285/93600
1729 Pittston Avenue
Scranton, PA 18505
mratchford@eaa-law.com
sbest@eaa-law.com
VERIFICATION
I, Scott J. Best, attorney for Plaintiff, APPLIED CARD, am fully fanuliaz with the facts
set forth in the within Complaint and am authorized to make this Verification on behalf of
Plaintiff. I Verify that the facts set forth in the within allegations are true and correct to the best
of my knowledge, knowing that any false statements aze punishable by law pursuant to 18
C.S.A. 4904.
Scott J. Best, Esquire
LAW OFFICES
win A. ABx~HAr~ISEn
ASSOCIATES, P. C.
1201Y. Keyser Avenue • Scranton, PA 18504
'loll Free: 1-800-503-1665 Phone: 570-558-5510 Fax: 570-558-5511
August 22, 2007
Cumberland County Sheriffs
1 Court House Sq.
Carlisle, PA 17013
Re: APPLIED CARD vs. WILLIAM D CACESE
Our file Nos.: N07-0076
Deaz Sheriff:
In regazd to the above-noted matter, enclosed please find the following:
1. A true and correct copy of the Complaint;
2. The completed form for service;
3. A check for service;
4. Aself-addressed return envelope for the return of service.
Please serve the named defendant in accordance with the County Rules of Civil
Procedure. If you should have any questions or concerns, please do not hesitate to call me at
(570) 558-5510.
The defendants address is : WILLIAM D CACESE 11 APACHE DR SHIPPENSBURG
PA 17257-9011
Thank you for your attention to this matter.
Edwin A. Abrahamsen & Associates, P.C.
Scott J. Best, Esquire
sbest@eaa-law.com
Enclosures
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SHERIFF'S RETURN - REGULAR
CASE NO: 2007-05139 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
APPLIED CARD
VS
CACESE WILLIAM D
VALERIE WEARY
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
CACESE WILLIAM D
the
DEFENDANT at 2040:00 HOURS, on the 4th day of September, 2007
at 11 APACHE DRIVE
SHIPPENSBURG, PA 17257-9011 by handing to
RONALD SWITALSKY
ADULT IN CHARGE
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharg(}e
18.00
18.24
.00
10.00
.00
46.24
Sworn and Subscibed to
before me this day
So Answers : '~~~
/-
R. Thomas Kline
09/06/2007
EDWIN ABR.AHAMSEN & ASSOCIATES
By: .
Deputy Sheri
of A.D.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
APPLIED CARD BANK ,
CIVIL DIVISION
Plaintiff :
vs. ,
WILLIAM D CACESE ,
NO: 0?-5139 -CIVIL TERM
Defendant :
PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Kindly enter judgment by default for failure to respond to Plaintiff's Complaint in the
amount of $2,345.50, which includes reasonable attorneys' fees. Notice of the intent to file a
default judgment was served upon the Defendant on February14,2008. Acopy of the Notice of
Intent to Take Default Judgment is attached hereto and marked Exhibit "A."
Edwin A. Abrahamsen & Associates, P.
Michael F. R ord, Esquire
Attorney . No.: 862.85
Atto y for Plaintiff
JUDGMENT
AND NOW, this ~$* day of ~.Ujm(~ , 20 D$ Judgment is hereby entered in favor
of the Plaintiff and against the Defendant in the amount of $2,345.50, which includes reasonable
attorneys' fees for failure to respond to Plaintiff's Complaint.
PROTHONTOARY
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
APPLIED CARD BANK ,
Plaintiff
vs. ,
WILLIAM D CACESE ,
Defendant
CIVIL DIVISION
NO: 07-5139 -CIVIL TERM
CERIFICATE OF SERVICE
I, Michael F. Ratchford, Esquire, hereby certify that on the date indicated below, I served
a copy of the Praecipe for Entry of Default Judgment in the above captioned matter by mailing
the same via First Class United States mail, postage prepaid addressed as follows:
WILLIAM D CACESE
11 APACHE DR
SHIPPENSBURG PA 17257-9011
Date:
Edwin A. Abrahamsen & Associates, P.C.
By: /l ` ~~//
Michael F. Ratchford,
Attorney I.D. No.: 86~
120 Keyser Avenue
Scranton, PA 18504
(570) 558-5510
APPLIED CARD BANK
In the Court of Common Pleas of
Plaintiff CUMBERLAND County, Pennsylvania
Civil Division
vs.
NO: 07-5139 -CIVIL TERM
WILLIAM D CACESE .
Defendant AFFIDAVIT UNDER SOLDIERS AND SAILORS
RELIEF CIVIL RELIEF ACT OF 1940 AS
AMENDED
State of Pennsylvania
County of CUMBERLAND SS:
Michael F. Ratchford, Esquire being duly sworn according to law deposes and says that the
above named defendant(s): WILLIAM D CACESE; is(are) not in the military service of the
United States of America as defined by the Soldiers' and Sailors' Civil Relief Act of 1940 as
amended;
That the defendant(s): WILLIAM D CACESE; is(are) older than eighteen years of age;
That the employment status of the defendant(s): WILLIAM D CACESE; is(are) unknown.
Michael F.
ibed beforR me his ~ day of ~~,~ 20~_
Jenr~ife~ Loeh- N~t~fy Public
,.,uJ""'el~y\P~ ~ tits^~ /'1~~~~~
r~N~F ~p„c ~P~ pq
1E G~QCV PG~,~„~JP~c 2,2G~
G~~tC ~~ tj4£Se'1~
EDWIN A. ABRAHAMGEN
MICHAEL F. RATCHFORD
SCOTT J. 6EST•
•AL90 MEMBER OF NJ BAR
THE LAW OFFICE OF
EDWIN A. ABRAHAMSEN & A984CIATES, P. C.
WWW.EAA-LAW.CQM
February 14, 2008
WILLIAM D CACESE
11 APACHE DR
SHIPPENSBURG PA 17257-901 I
Re: APPLIED CARD BANK v. WILLIAM D CACESE
CUMBERLAND County Civil Action Na.: 07-5139 -CIVIL TERM
Dear WILLIAM D CACESE
Enclosed please find the Ten Day Notice of Intent to Take Default in regard to the above-
noted matter. Please act accordingly,
If you have any questions or wish to discuss your outstanding account, please contact me
at (570) 558-5510.
Edwin A. Abrahamsen & Associates,
Michael F.
Enclosure
This is a communication from a debt collector in an attempt to collect a debt. Any information
will be used for that purpose.
1 729 PITT5TON AVE. • SCRANTON. PA 1 8505 • (PI 57^.558.551 ^ • (F) 570.55H.551 1
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
APPLIED CARD BANK
vs.
CIVIL ACTION
Plaintiff
WILLIAM D CACESE NO: 07-5139 - CNIL TERM
Defendant :
TEN DAY NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT
To: WILLIAM D CACESE
11 AFACHE DR
SHIPFENSBURG PA 17257-9411
Date of Notice: Febnuar~l 4.2008
IMPORTANT NOTICE PURSUANT TO PA.R.C.P. 237.1(a)(2,~
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER AN
APPEARANCE PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH
THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH
AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS
NOTICE A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING
AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
APPLIED CARD BANK
Plaintiff
vs.
WILLIAM D CACESE
CIVIL ACTION
NO: 07-5139 -CIVIL TERM
Defendant
CERIFICATE OF SERVICE
[, Michael F. Ratchford, Esquire, hereby certify that on February 14, 2008 I served a copy
of the Ten Day Notice of Intent to Take Default in the above captioned matter by mailing the
same via First Class United States mail, postage prepaid addressed as follows:
WILLIAM D CACESE
I I APACHE DR
SHIPPENSBURG PA 17257-901 I
Edwin A. Abrahamsen & Associates, P.C.
.~
BY.
Michael F. Ratchford, ire
Attorney I.D. No.: 85
1729 Pittston Avenue
Scranton, PA 18505
(570) 558-5510
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APPLIED CARD BANK
In the Court of Common Pleas of
Plaintiff CUMBERLAND County, Pennsylvania
Civil Division
vs.
WILLIAM D CACESE
Defendant NO: 07-5139 -CIVIL TERM
NOTICE OF FILING JUDGMENT
Notice is herby given that a money judgment in the above-captioned matter has been entered
against you in the amount of $ a, 35.50 on 3 ~R dQ
i~ G,.,~ Q. G.~
--,~~s
If you have any questions regarding this notice, please contact the filing parry:
Edwin A. Abrahamsen & Associates
1729 Pittston Avenue
Scranton, PA 18505
Telephone: (570)-558-5510
(Notice is given in accordance with PA Supreme Court Rule of Civil Procedure No. 236)
APPLIED CARD BANK
800 DELAWARE AVE In the Court of Common Pleas of
WILMINGTON, DE 19801 CUMBERLAND County, Pennsylvania
Plaintiff Civil Division
vs.
NO: 07-5139-CIVIL T
WILLIAM D CACESE
11 APACHE DR Request for Exemplified Record of Judgment
SHIPPENSBURG PA 17257-9011
Defendant
To the Prothonotary of CUMBERLAND County Pennsylvania:
Please enter this Request for Exemplified Record of Judgment to transfer the Judgment to
another county.
n
r_
Thank you, ~'
~. ,.
// ~ ~ r '<
/ ~ ~/v
is ael F. Ratchford, Esqui
Edwin A: Abrahamsen &~sociates, P.C.
Lawyer ID # 86285
Sworn and suli'scribed before me on this ~ day of 0~
Lee~P~ficohe, Notary Public
NOTARIAL SEAL
LEE PERRICONE
Notary Public
SCRANTON CITY, LACKAWANNA COUNTY
My Commission Expires Apr 2, 2014
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