HomeMy WebLinkAbout07-5013~ 1l
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
PNC BANK, NATIONAL ASSOCIATION, DOCKET NO. b7-~13 Ci ~ ~ ~ Tern
Plaintiff
~, :CONFESSION OF JUDGMENT
SUN & MOON ENTERPRISE, LLC, DBA
UNI-MART,
Defendant :PREVIOUSLY ASSIGNED TO: N/A
To: Sun & Moon Enterprise, LLC, dba Uni-Mart, Defendant
You are hereby notified that on ~aa l0'7 , 2007, judgment by confession was
entered against you in the sum of $512,303.88, in the abo caption cas
DATE: O~~~I d?
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 South Bedford Street
Cazlisle, PA 17013
(717) 249-3166 or 1-800-990-9108
I hereby certify that the following is the address of the Defendant stated in the certificate of
residence:
Sun & Moon Enterprise, LLC, dba Uni-Mart
c/o Shair and Helena Khokhaz
112 Banos Street
Fairfield, CT 06824
A, Sun & Moon Enterprise, LLC, dba Uni-Mart, Demandado(s)
Por este medio sea avisado que en el dia 88 del caso anetes escrito f Flo por admision fue
registrado contra usted por la conhdad de $512,303 ,
Fecha: el dia de de 2007
Protonotario
LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATANIENTE. SI NO TIENE
ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA
EN PERSONA A LLAME POR TELEFO`N~O~G ~ DONDE SE PUEDE ON EGUIR
ENCUENTRA ESCRTTA ABAJO PARR A
ASISTENCIA LEGAL.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166 or 1-800-990-9108
Por este medio certifico que to siguiente es la direction del demandado dicho en el
certificado de residencia:
Sun & Moon Enterprise, LLC, dba Uni-Mart
c/o Shair and Helena Khokhar
112 Baros Street
Fairfield, CT 06824
Abo a(a) andant s)
w
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
PNC BANK, NATIONAL ASSOCIATION, DOCKET NO. 07 - C t v ZI ~~
Plaintiff
~ :CONFESSION OF JUDGMENT
SUN & MOON ENTERPRISE, LLC, DBA
UNI-MART,
Defendant :PREVIOUSLY ASSIGNED TO: N/A
CONFESSION OF JUDGMENT
Pursuant to the authority contained in the warrant of attorney, the original or a copy of
which is attached to the Complaint filed in this action, I appear for the Defendant and confess
judgment in favor of the Plaintiff and against the Defendant as follows:
a Principal $419,741.03
b. Interest to August 13, 2007 $ 41,592.65
c. Late Charges $ 4,642.33
d. UCC Search Fees $ 92.00
e. Property Search Fees $ 102.50
f. Attorneys' Fees $--~~ ~~ ~~
TOTAL:
Date: August,, 2007
$512,303.88, plus interest, other
expenses, fees and costs
Respectfully submitted,
McNees Wallace & Nurick LLC
By:
eo . Sh ~, Esquire
upr Co #24848
100 Pine Street, PO Box 1166
Harrisburg, PA 17108-1166
(717)237-5439
Attorneys for Plaintiff
COURT OF COMMON PLEAS OCICVIUMACT ONND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION, :DOCKET NO. 0 ~,. ;,Sb,(,3 e~'v ~ l ~~.f' M
Plaintiff
v :CONFESSION OF JUDGMENT
SUN & MOON ENTERPRISE, LLC, DBA
UNI MART' :PREVIOUSLY ASSIGNED TO: N/A
Defendant
COMPLAINT FOR CONFESSION OF JUDGMENT
UNDER RULE 2951
1. The Plaintiff, PNC Bank, National Association, is a national banking association
organized and existing under the laws of the United States of America with a principal regional
office located at 201 Penn Avenue, Scranton, PA 18503 (the "Plaintiff')
2. The Defendant, Sun & Moon Enterprise, LLC, dba Uni-Mart, is a Pennsylvania
limited liability company with a last known address c/o Shair and Helena Khokhaz, 112 Bazos
Street, Fairfield, CT 06824 (the "Defendant")
3. The Defendant executed and delivered to the Plaintiff a U.S. Small Business
Administration Note dated May 13, 2005, in the original principal amount of Four Hundred Foriy-
Five Thousand Dollazs ($445,000) (the "Note"), a true and correct photostatic reproduction of the
original of which is attached hereto as Exhibit "A" and made a part hereof.
4. The Defendant executed and delivered to the Plaintiff a Disclosure for Confession
of Judgment ("Disclosure for Confession"), a true and correct photostatic reproduction of the
original of which is attached hereto as Exhibit "B" and made a part hereof.
5. The Defendant is in default of the Defendant's obligations to make payment to the
Plaintiff as required in the Note, and the Plaintiff has demanded payment in full of all outstanding
amounts as provided in the Note. A copy of the Plaintiff s demand dated Apri16, 2007, is attached
hereto as Exhibit "C" and made a part hereof.
6. Judgment is not being entered by confession against a natural person in connection
with a consumer credit transaction.
7. There has not been any assignment of the Note.
8. Judgment has not been entered on the Note in any jurisdiction.
9. The amount due to the Plaintiff as a result of the Defendant's default is as follows:
a. Principal $419,741.03
b. Interest to August 13, 2007 $ 41,592.65
c. Late Chazges $ 4,642.33
d. UCC Seazch Fees $ 92.00
e. Property Seazch Fees $ 102.50
f. Attorneys' Fees $ 4--~~~
TOTAL DUE: $512,303.88
10. Interest continues to accrue at a rate equal to the Prime Rate published in the mall
4tr .et Tnumal. plus two and one-half percent (2.50%), adjusted quarterly.
WI~IEREFORE, Plaintiff, PNC Bank, National Association, demands judgment against the
Defendant, Sun & Moon Enterprise, LLC, dba Uni-Mart, in the amount of Five Hundred Twelve
Thousand Three Hundred Three and 88/100 Dollars ($512,303.88), plus interest at a rate equal to
the Prime Rate published in the ~x~ 1~1 Street Tn irn 1, plus two and one-half percent (2.50%),
adjusted quarterly, through the date of payment, including on and after the date of entry of judgment
on this Complaint, and for other expenses, fees and costs to which the Plaintiff maybe entitled.
Respectfully submitted,
McNees Wallace & Nurick LLC
Date: August ~ 2007 By. ~ h ,Esquire
preme Co ID #24848
100 Pine Street, PO Box 1166
Harrisburg, PA 17108-1166
(717) 237-5439
Attorneys for Plaintiff
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
PNC BANK, NATIONAL ASSOCIATION, : DOCKET NO.
Plaintiff
~ :CONFESSION OF JUDGMENT
SUN & MOON ENTERPRISE, LLC, DBA
UI~II-MART,
Defendant :PREVIOUSLY ASSIGNED TO: N/A
VERIFICATION
I, Kyra E. Zoranski, Assistant Vice President for PNC Bank, National Association, being
authorized to do so on behalf of PNC Bank, National Association, hereby verify that the statements
made in the foregoing pleading are true and correct to the best of my information, knowledge and
belief. I understand that false statements herein aze made subject to the penalties of 18 Pa. C.S.
Section 4904, relating to unsworn falsification to authorities.
PNC BANK, NATIONAL ASSOCIATION
~: ~:
~~~,~~ ~3~~~-1
U.S. Small Business Administration
DOTE
SBA loan # PLP 863Q'lia4~-D7
SBA Loan t~tams lirti~rt
Data .. ~ j
Loan Amtumt gg5,000.t>EI
irttertsst Rate FWa#r~ at YVSJ Prime bus 2.50% rasuiting in an nisi rata ~' $.0096
Borrower Sun & Moon Enterprrt4e LLC dba Urd-Mart
Operafatg
Gompatty
Lender PNG Bank tdatiormi Assaaation
i. PRflMTS$ TO PAY:
Ia return. for the Loan, Borxoarer promises to pay to the orriea of Leader tfie amount of
Fotu Hundrad Fatty 1=rva Th~Ltearsd -------Ov,'i 00 Dogars,
interest oa the unpaid principal balatrct, and all other amounts required by this Note.
2. DF.FINI'fIt~NS:
"Collataral° mesas anY Property taken as security for payment of this Nato or any guarantee of this Nate.
"Ouararstor" means each person or entity that signs a guarantee ofpaytneaei ofthis Note,
"Loan° mesas the loan evidmcod by this Note.
"Cosa Documents" means the doeumerns related to thh kwur signed h3' }3otrower, any irluaiaator, or anyone who
pledges collateral.
"SBA" means the SmaQ Business Administrataaa, an Agsncy of the United States of America.
SBA Pam srr (oaro3m2; Version 4.i Pape 1~6
Bankers SystEma, Inc., SL Ckxxd, MN
~~~i ~-~ rr~)l
~ r
?. i?AYA+SENT TlitMS:
-'.~ . n ..e....,..,te nt tfia nlaae SET dC51. ~ PxYt tiCrtr!ffi for tiu8 Nona are:
vvs.v....s ...w. ».~...~ -- s-~
This Note ~nn~! rraature in ifl years from date of Nate.
The interest rate on this Note wiq fluctuate. The initial intere~ rate ~ 8.00°Yo per Year'. This Initial rate is the prime
rate on the date SBA received the ioarn application, plus 2.5U°lo. The initial interes# rate must remalrr in effect tmtil
the first change period i~egina. •
Bortawer mus# pay princ~at end interest payrr-tr-ta ~ X3,7'08.33 evsry month, beginning one month from the month
this Note is dated; payments must be made vn tf-e first calendar day in the months titiey are due.
Lender vn~l apply each installnMnt payment fast to pay Merest accrued to the day Lender receives the psryrr~nt,
then to bring principal aurera, then tv pay any late fees, and will apply any remaining bal8nao to redrx~ the principal..
The interest rate will be adjusted quarterly {the "change period").
The ^Prane Rate,. is the pcarre cafe in effect on the first business day at the martrttt In which an interr,st rate change
occurs, as published in the Wall Street Journal an ttse next business day.
The adjusted interest rate v~ril6 be 2.50°fo above the Prime Rate. i ender wiH adjust the interes# rate on tha ttrsx
t~lendar day of each change period. The change in interest rate is effective on tt~t dory wt~etfrer or not Lender gives
Borrower notax+ of the change.
Lender must adjust the payment amount at least annuaMlr as needed tc> amorfize prbx~pai over the remaining term
of the note.
1 ii SBA purchases the guaranteed portion of the unpaid prUcipal balance, the interest rate becomes fbo~t et the rate
in effect at the time of tins earliest uncured payment default. ff there is nv uncured payment defaultr the rate
trecames fixed at the rate in effect at the time of purchase.
Natw~hstan~ng any provision in this Note to the contrary:
Borrower may PmPair this Nate. Harrower may prepay ZO Percent ar less csf the unpaid prncpa! balance ~ ar-y time
wilfrout notice. !f Sarrower prepays mare than 2fl perr~nt and the Lean has bean sod an the aeoendsry rrsarl~,
Borrower rntrst: (a.}Give Lander written notice; {b.) Pay a{i acxroed interests and (c.) If the prepeyr»ent is recefired
less than 21 days irorn rise date Lander rec~nr~ the notice, paY an amount equal to 21 days' interest from the date
Lender receives the notice. less any interest accrued durhg the 21 days and paid under st~paragr~sh b., above. If
Borrower does not prepay within 30 days from the date Lender receives the notice, Borrower must glue Lender a
new notice.
Ail remaining principal and accrued intere~ is due and payable t0 years from date of Note.
Late Charge: if a payment on this Hots is more than 10 days late, Lender may charge Harrower a late feQ of up to
5% of the unpaid portion of the regularly scheduHed payment.
ssn vonn a;~ {os/o~to2y vrsion a. r Inc.. St Glaud, t~lN
Bankers Systerrns,
4. I3EFAULT:
i3onx~rer is in default under this Note if Borrower does not make a paytneat when. due seder tins Naae, or if $oirower
~ t}peratiag Couepauty:
A. Faits to do anything required by this Nose smd other Loan Daaim~tta;
B. Defaults on any other loan with Lender,
C. Does not preserve, or account to Lender's satisgsction for, any of the CoUamral or its proceeds;
D. Does not disclose, ar anyone Ming an dtsir behalf does not disciase, arty material filet td Latuler or SBA;
T„ Makes, or anyone at~g on their behalf makes, a materially ce miskadiog roptzearttatksa to Lender ar SBA;
F. Defaults on arty loan or ~~t whit another creditor, if Lertdtx believes the default may materially affect
Borrower's ability tc pay this Nate;
G. Falls to pay arty taues when dui
I'i. Becomes the subjcet of a proceeding under arty bankruptcy ar insclvartoy taw;
I. Has a rexiver or liquidator appointed for any part oftlteir business or property;
J. Iafakts an asaigrtmestt for she benefit of credritxs;
IC. Has any adverse cltarsge 'rn financial condition ar business opetation that Lemfor believes may materially affect
Borrower's ability to pay this Note;
L. Reorganizes, merges, consolidates, or osherwiae changes owturahip ar busiruss atruciwe without Ltrtdcr's prior
written CarlSCnt; Or
M. Becomes the subject of a civil or oritainal action that Lender believes may materially affect $orrower's ability to
pay this Nola.
5. LENDER'S RIGHTS ff THERE IS A DEFAULT:
Without notice or demand atxl without giving up any of its r'rgltta, L~der mqy:
A. Require immediate payment of alt amounts owing taxter thin N~
B. Coded all amotnsts owing fivrn any Borrowu ar Guarantor;
C, file suit and abtatn judgment;
D. Take poasessian of any Collateral; or
E. Seel, lease, or otherwise dispose of, any Coltattrai at public ar private sak, with or wiittout adveKiaement.
6. Ll:NI7FR'S GENERAL pQWERS:
Without notice nerd without $aasawes's ctsrtsertt, Leader may:
A. Bid on or buy the Collateral at its sale ar the sale of another lieahalder, of any price it chooses;
$. Incur expenses to collect amounts due under this Vote, enforce the terms of this Note or any other Lean
T)acument, scut pr+c~rve or dispose of the Colkteral. Among other things, the expenses may include payments
for property tastes, prior liens, insunaee, apprarsals, environmental remediation costa, and reasonable attorney's
fees and costs. If Lender Incurs such expenses, ft may demand irnmediam rCpayment from Borrowser or add the
expenses to the principal balance;
C. Release anyone obligated to pay this Note;
D. Compromise, relrasc, rersew, extend ar substitute any of the Collateral; and
E. Take arty action necessary to protect the Collateral or collect amomtta owing on this Nate.
sea F«m ~<r taerosro2?vas~n a.,
Bankers Systems, Its., Sk Glazed, AAN
~, ~rHEN FEDERAL LAW APPLIES:
When SBA is the lsoldar, this Note will ba }nterprated and enforced under federal bow, including 5BA rastt~tions.
Lender or 5BA may use state or local procadur~ for Elting papas, recording doannents, wing ~dcq foredasing
Inns, and other purposes. By utiag suds procedures, SBA doss not waiver any federal immunity i3am state or local
control, panahy, tax, or liability. As to this Nora, Borrower may not claim or assert against SBA eery local or state law
to deny any obli$att"on, defeat any claim of SBA, or preempt. federal law.
8. SUC.CESSC)12S AND ASSIGNS:
Under this hose, Bon;ower and Operating Company inc}ude the successors of each, and I„attder irtcltules its sors
and assigns.
9, GF3+IERA}, PROViSIflld5:
A. All individuals and entities signing this Nee are Jointly and severa}}y liable.
B. Btxrowet' vra}ves alt s~u'etYsltlp dei'lsnses,
C. Borrower must sign a!I docurnartts necessary at any timer to cornp}y with the Loan Documents and to enab}e
Leader to wire, perfect, or asaimain Lender's l}erns on Co}lateral.
D. Lender mry txrxCise any of }ts rights separauly or together, as many times and in any order it dsooses. Leader
may delay or forgo enforcing any of its rights without giving up any of therm.
H, Borrower may not user an oral statemarrt of Lander err SSA W Contradict or alto the written terms of tlsis Nota.
F. if any part of this Note is uranforeeabie, all other pans remain in effect.
G. To the extant allowed by law, Somower waivers all demands end not}ees in connextion with this Noce, includ}ng
ptssanursetst, demand, pro#ast, and notice of dishonor. 9orrower also wolves any dafenses based upott any c}aim
that Lender did not obtain any guarantee; did not obtain, parf~t, or maintain a liars upon Co}}ateral; itnpaira}
Collateral; err did not obtain ibe fair markta value of CO}}aural at a sale.
Psgs~U6
SBA Pam 147 t0&'tSy07J Vsre+on a.7
t3an}cers Systems, inc., St. Cloud, MN
it3. STA'V'E-SPECIFYCPROVIStONS;
POIIWER TO CONFESS JUt7KsMEN7. UNDERSIGNED HER1rBY EMPOWERS ANY 14TTORNEY ~F AP1Y
OURT OF RECORD, AT ANY TAE AFTER ThE OCCURRENCE Of ANY EVENT OF DEFAULT HEREUNDER, TO
PpEAR I:OR THE UP~ERSJGNED AND, WtT'h OR WITHOt,!'T CAMPLAINT FILED, CONFESS JUI~AiIENT, OR A
ERIES OF JUpt;MENTS, AGAINST THE UNDERS113NED ~I FAVOR Of'it1E LENDF-R OR ANY htOt.DER
EREOF FOR'fHE ENTIRE PRINCIPAL BALANCE OF THIS NOTE, ALL ACCRUED INTEREST AND ALL OTHER
MOUNTS DUE HEREUNDER, 7'OC3ETHER 1MTH COSTS OF SUCT APE? AN ATTORNEY'S COMMISSION OF 1 U96
1F SUCH pR}NCIPAL AND INTEREST ADDED AS A REASONABLE ATTORNEY'S )~E, AND FOR DOINt3 S0,
'HIS NOTE OR A COPY v£R1FfED BY AFFIDAVIT SHALL BE A SUFFICIENT WARRANT. THE UNDERSIGPIEO
tEREBY FOREVER WAIVES AND I~LEASES AI.L ERRORS IN SAtfl PROCEEQtPtQS AND ALL RIGHTS OF
~PPEAI. AND ALL ttEUEF t=ft01A ANY ANt7 ALL APPRAISEMENT, STAY OR EXEMPTION LAWS OF ANY STATE
IOW tN FORCE OR HEREAFTER ENACTED.
IUDGMENT MAY BE CONFESSED FROM TMAE TO TIME UlIbER THE AFOItESAlD POWER TO CONFESS
IUDGMENT AND NO SINGLE tDtERCISE OF THE FOREGOING POtNER TO CONFESS JUDdMENT, OR A SERIES
?F JUDC3MENTS, SHAt-L BE DEEMED 70 EXHAUST THE POWER,1AtHETHER OR NOT ANY SUCH F•XERCISE
'st•tALL SE HEW BY ANY COURT TO BE 1NVAUD, VOIDABLE, OR VOID. BUT THE POWER SHALL CONTINUE
JN7IMSUCH TIME AS'tl•tE LENDER 5CHALL HAVE RECEIVED PAYMENT IN FU~OF THEE DEBT,sN1EREST~T
cOSTS AND Fl:E8,
2. Goveming Law; Jurisdiction. This Note xb~ be interpreted and the rights and liabitiries of the Parties hereEa
determined in aocordanoa with ttw ~ws ~ the Commonwealth of Pennsytvan~, excluding its confNct of taws rules.
The Undersigned hereby Irrevocably conserrts to the exrdusi~ jurisd~tion of ttre Courts of Common Pleas o+ the
Cammonweallh of Pennsyh+ania and the United Stetes Dtsblct CcxrR tot the Eastern Dlatric~ of~Perms ~ ~v
that nothing txx-tainsd In this Nate witi prevent the Lender or +a'-Y holder hereof from brtngM9 y
award or judgment or exerciair~ sny rE9trts against the Undersigned, agatrast any securRy or aga~t any prapertY ~
~ Urn9erd wEthin any other county, stets or other fon'dgn or domeatfc jurisdic~ian. The Undensigned sg that
the rmnua pro+rlded above is t~s rriost corn~lent forum for tx~ttr ttu, Lander and the Undersgred and the Urniergigned
valves any objection to venue and arty objection teased on a mare canvenlent forum in any action instibttat under this
~, The Undersigned agrees that sen~ce of prorevs in a»y such proasd'uag may be duly ett'ecied ~ ~
U~rg~red by meiitrrg a copy thereof by rr~ed mail, posts~ys prepaid, to ttxs Urrderatgruerd.
3. WAIVER OF JURY TRIAL. THE UNDERSIGNED IRREVOCABLY WAIVES ANY ANO ALL RIGHTS THE
Ut~3ERSlGtdED MAY HAVE T8 A TRIAL BY JURY IN ANY ACTION, PROCEEDING OR C1AIM OF ANY NATURE
RELATING TO THIS NOTE, ANY 170CUMENTS EXECUTED IN CONNECTION WITH THIS NOTE OR ANY
TRANSACTIUN GOMTEtV1PLATED IN ANY OF SUCH DOCUMENTS. THE UNDERSIGNED ACifNOWLEDGES THAI
THE. FOREGOING WAIVER IS KNOWING AND VOLUNTARY.
aao. sus
san~om+,.t{as+aaro~ven~a++.~ Bankers Systems, Ina, St. Cloud, MN
ii. BORROWEIt'5 NAME{S} AND SIGNAIURF:t;S};
By signing bciaw, earls individusi ar astity becamca obliguocd under this Note as Ha[raWCr.
Stm & Mcon Snterycise lLC dba Uni-Haut
See signature WKie att+ect-ed
SD-. !=otm i47 {OB/W/0~} Vetdaf 4.t
laps 8A6
BAnlt@r$ $y3t8rn8, lna., St. L`klud, AAN
a Y
~GNATUAE PAGEz
SIIrT dE M+f)}t?Ai ENTERPRISE LLC dba Uivl: MART
' ~~,
______
~~
~~ ~~ ~E~
~~~-~'
Disclasnre for ~vnfession of Judg~neut P~fiCIy'Y~
Undersigned: sUl~l 8r Mt~C1N ENT$R1~sle Lzc dl~ ur~-c
101 ~~ sTR~sT
JERSEY SHf~RE, PA 1774t!
Conner. ANC 1aANx, NATIONAL ASJtJCIATIt~l
s~ ~~>aovLEVARn
PHfLAD$LPHIA, PA X9153
The nts~ has executed, andlor fs executing, an or about the dame hereof, the i~oltowntg t{s) under which
the undeaslgt~d i$ ob 'gated to repay monies to l..ender.
u.s. small Business Administration Note.
ti Tme tRroats~It~a~eD ~-rxarowlatDCSS Arm A T~Ar TBE ADO'VS Dacrun~tcrrns CON!`ADY r~rv~to9~s tlNDEB
WSICHL~tRbGY~ITiR,~UDGM~'IBYC•OH~MCA~NSf'TBEU~. HIS+Gl~L,4YA~i+AAE~OF'lISAtR~TStO
~THOD NOTIt~AND A~OiYTHi'VAIIDITYOFANYI{IDtTORt~?H~Rl3JtINIBT1~lA'!'MAY R~,L~A?EUAtrA11~B7'T!'BY
LZCYDlx'1t JI~IUG~Fi'iBEN"tl~EDs"fHI'FA+IDYTR~CI.Y~ VtiE+YArIDIIYT~LL~T.Y
WA1V88 ?~ Rt'~R'PS AND EXPRES$I.Y Ats~3 AND CONBEiV'IS TO LENDLR'8 C .{'ttDGMlM AGAII~tST tT ~Y
t;t~Vl~SSION PCfl2.9lTAN1` TO THE TERA~.9 TH~CREOF.
B. THE C~~D ALSO ACIQ~~ AND Ag1F$ 7'8AT T8E ANOVE DOCtA1[E1rTS OOtVTAiN P'ROI~ffiTON$
IRriDER WHICR LSIYDER MAY, Al7ER tNTItY OF JUDt't' AND Wf.IflOtli't~ NOTICE Ok A HEAit@dG~ POR~2.091r UPf19~1,
ATTACH, LE'f+Y,TAKE?Ol9SpS8TON OFOROT~ICWl9LS~PIbOFt~T"t'Of't~ETJIDtrt BIfLI.ORTARTIALPAYMI~ROF'
THE JtIDGMBM: I~IrTG Y~932,LY AWARE OF ITS AFTER dIi21GMENT 18 ENT~EII! (II~1CLiIDIIiG THE AI+DHT TO MOVE Ta
OY'EKORSI'RtItE 786lUDGMENT}, THE t?NDtRS~t:NED EER£bY FRIIELY, IQ~d9YE+~.YAr121]NTlCLi1GIW'[I~YYVAI'VES i'ISRHH~
TO NO'CICE AND A A8ARING AND E7tPR:Y AGHEiS AND CONSiNTB 1'0 LENDtR'8 TAiONG StlCH ACI704VS A$ MAY HE
PERMri"I~D t7riDER ATPLICABLE STATE AND FEDERAL LAW 1FY'IHDtTt PR[OR NOTit~'IO TSE t1NDERSK~iED,
C. The undersigned certifies that a restive ofLender specitloaily ealbd the Sian of~wdgmtat provisions iu
the above documents to the atte~ttion c>f the undersigned, andtar that. flu wOd was repessenbetl by kga! counsel in
coimection arltit the above documents.
D. The undersigned hereby certifies. that its armual income exceeds SIO,OOQ; that ail refinet-txs m the
undersi~gtsed above refer to all persons and entities signing below; and that the undersigned retxived a snpy herarf at the time of
signing,
DatexI: 5 t~ ear
SUN ~ MOON ENTERpR~SE LLC dlba UNIZ-MART
,~~.
xxOKHAR,, MEMBi~R
AETi.ENA KS8 MEMBER
~c~v
April 6, 2007
Certified and Regular Mail
Sun & Moon Enterprises,. LLC
101 Bridge Street
Jersey Shore, Pennsylvania 17740
Mr. &. Mrs. Shah Khokhar
1 I2 Baros Street
Fairfield, Connecticut 06824
~: Loan #31894835/602554346
Dear Mr. & Mrs. Khakhar:
Sun & Moon Enterprises, LLC, and you are in default of your obligations to pNC Bank
(the "Bank") far failure to make payments on the $445,000 loan {the "Loan") as required
in the Promissory Note that evidences the Loan and the Guaranty Agreement(s) that
secures the I,aan. As a result of the default of your obligations to the Bank., the entire
outstanding amount o e ~~ ~ that~are d eaand payab e~o the Bank are as followsable
immediately to full. Th
Principal $419,741.03
Interest $ 30,531.18 {as of4/3/07)
Late Charges ~ 3 239.40
Total $453,511.61
Interest continues to accrue at the rate of S 123.62 per day through the date on which
payment is received by the Bank.
In addition to the amounts set forth above, you will be responsible for payment ar
reimbursement to the Bank for ail attorneys' fees incurred ar paid by the Bank with
respect. to this matter.
please make arrangements for payment in full of your obligations to the Bank by
contacting; the Bank, as follows:
Kyra E, ~xranski
Assistant V ice President
201 Pena Avenue
Scranton, FA 18503
Fhane: (570) 961-6266
Fax: {570) 961-6240
Member of The GNC ~inar~<3al services ~rcup
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Neither this letter nor anything captained herein waives, limits or ut6erwise affects
in any way the Bank's rights to exercise and enforce its rights and remedies for
collection of your obligations to the Bank, all of which are reserved by the Bank,
and remain in full force and effect, enforceable by the Bank at any time an or after
the date of this letter.
Wt look for~~ard to receiving payment in full of year obligatians to the Bank in the
immediate future. ptherwisea the .Bank may have no alternative but to initiate collection
proceedings.
If you have any questions please call me at 570-961-6266. Thank you in advance for
year coaperatian in this matter.
Sincerely,
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Kyra E. Zoranski '~
Assistant Vice Present
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COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
PNC BANK, NATIONAL ASSOCIATION, :DOCKET NO. 0~ - 5013 l:-ui 1 TerM
Plaintiff
v.
SUN & MOON ENTERPRISE, LLC, DBA
UNI-MART,
Defendant
CONFESSION OF JUDGMENT
: PREVIOUSLY ASSIGNED TO: N/A
PRAECIPE FOR ENTRY OF APPEARANCE
TO THE PROTHONOTARY:
Please enter my appearance on behalf of Plaintiff, PNC Bank, National Association.
Papers maybe served at the address set forth below.
Geoffrey S. Shull, Esquire
McNees Wallace & Nurlck LLC
100 Pine Street, PO Box 1166
Harrisburg, PA 17108-1166
(717) 237-5439
Respectfully submitted,
McNees Wallace & Nurick LLC
Date: August, 2007 By:
. Shu squire
Supreme Court ID #24848
1.00 Pine Street, PO Box 1166
Harrisburg, PA 17108-1166
(717) 237-5439
Attorneys for Plaintiff
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COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
PNC BANK, NATIONAL ASSOCIATION, :DOCKET NO. 0']-50(3 Civil IP~f'M
Plaintiff
v.
SUN & MOON ENTERPRISE, LLC, DBA
UNI-MART,
Defendant
CONFESSION OF JUDGMENT
PREVIOUSLY ASSIGNED TO: N/A
NOTICE UNDER RULE 2958.1
OF JUDGMENT AND EXECUTION THEREON
NOTICE OF DEFENDANT'S RIGHTS
TO: Sun & Moon Enterprise, LLC, dba Uni-Mart
A judgment in the amount of $512,303.88, plus interest, other expenses, fees and costs has been
entered against you and in favor of the plaintiff without any prior notice or hearing based on a
confession of judgment contained in a written agreement or other paper allegedly signed by you.
The sheriff may take your money or other property to a the 'ud
(30) days after the date on which this notice is served on you, ~ gment at any time after thirty
You may have legal rights to defeat the judgment or to prevent your move or ro
being taken. YOU MUST FILE A PETITION SEEKING RELIEF FROM THE J UDGMENT
AND PRESENT IT TO A JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON
WHICH THIS NOTICE IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166 or 1-800-990-9108
Respectfully submitted,
McNees Wallace & Nurick LLC
Date: August 2007 g~
G S. S ff, Esquire
reme Co ID #24848
100 Pine Street, PO Box 1166
Harrisburg, PA 17108-1166
(717) 237-5439
Attorneys for Plaintiff
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COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
PNC BANK, NATIONAL ASSOCIATION, :DOCKET NO. jyj _ rJ0t3 C i v ~ 1 ~ern~
Plaintiff
v.
SUN & MOON ENTERPRISE, LLC, DBA
UNI-MART,
Defendant
CONFESSION OF JUDGMENT
PREVIOUSLY ASSIGNED TO: N/A
AFFIDAVIT OF NON-MILITARY SERVICE
TO THE PROTHONOTARY:
I do certify, to the best of my knowledge, that Defendant, Sun & Moon Enterprise, LLC,
dba Uni-Mart, in the above-captioned action is not presently on active or nonactive military status.
Respectfully submitted,
McNees Wallace & Nurick LLC
Date: August ~, 2007 gy;
.~aedlhey S. uff, Esquire
Supreme urt ID #24848
100 Pine feet, PO Box 1166
Harrisburg, PA 17108-1166
(717) 237-5439
Attorneys for Plaintiff
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COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
PNC BANK, NATIONAL ASSOCIATION, DOCKET NO. ~ _Jr'pl3 l: ~ vi 1 ~ er'rh
Plaintiff _
v.
CONFESSION OF JUDGMENT
SUN & MOON ENTERPRISE, LLC, DBA
UNI-MART, ;
Defendant :PREVIOUSLY ASSIGNED TO: N/A
CERTIFICATE OF ADDRESSES
I hereby certify that the precise address of Plaintiff, PNC Bank, National Association, is 201
Penn Avenue, Scranton, PA 18503; and that the last known address of Defendant, Sun & Moon
Enterprise, LLC, dba Uni-Mart, is c/o Shair and Helena Khokhaz, 112 Bazos Street, Fairfield, CT
06824.
Respectfully submitted,
McNees Wallace & Nurick LLC
Date: August 1{{ 2007 By;
y . Sh ,Esquire
Supreme Co #24848
100 Pine Street, PO Box 1166
Harrisburg, PA 17108-1166
(717) 237-5439
Attorneys for Plaintiff
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COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
PNC BANK, NATIONAL ASSOCIATION, DOCKET N0.07-5013 Civil Term
Plaintiff
v.
SUN & MOON ENTERPRISE, LLC, DBA
UNI-MART,
Defendant
CONFESSION OF JUDGMENT
PREVIOUSLY ASSIGNED TO: N/A
RETURN OF SERVICE PURSUANT TO
PA. R.C.P. No. 2958.1(c)
Plaintiff, PNC Bank, National Association, hereby files this Return of Service and swears
and afl"irms that the person or persons listed below was or were served pursuant to Pa. R.C.P. No.
2958.1(b) with the Notice of Judgment and Execution Required by Rule 2958.1 by certified mail,
return receipt requested, as provided by Pa. R.C.P. No. 403. A copy of each receipt for certified
mail is attached hereto.
Sun & Moon Enterprise, LLC, dba Uni-Mart
c% Shair and Helena Khokhar
112 Baros Street
Fairfield, CT 06824
Respectfully submitted,
Date: September ~~ 2007
McNees Wallace & Nurick LLC
By:
1G S. Sh ,Esquire
eme Co ID #24848
100 Pine S et, PO Box 1166
Harrisbur PA 17108-1166
(717) 237 5439
Attorneys or Plaintiff
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7160 3901 e~t9 9719 256
Tp; Sun di Tvloon Enterprise, LLC;, dba Uni-Mart ',
c/o Shair and Helena Khokhar
112 Baros Street
Fairfeld, CT 06824
SENDER: Geoffrey S. Shull
REFERENCE: PNC Bank
0 ` f~G 1 V11~~
~ RECEIPT Certl~ed Fss
E SERVICE '
~ Retum Receipt Fes
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Togl Postage 6 Fees
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Certified Mail ~ ~~ ~'
No Inauanoe cownp. Provkad ! ..
0o Noe uee for rMnrwloiw waif
I Geoffrey S. Shuff
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COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
PNC BANK, NATIONAL ASSOCIATION,
Plaintiff
v.
DOCKET N0.07-5013 Civil Tenn
CONFESSION OF JUDGMENT
SUN & MOON ENTERPRISE, LLC, DBA
UNI-MART,
Defendant :PREVIOUSLY ASSIGNED TO: N/A
RETURN OF SERVICE PURSUANT TO
PA. R.C.P. No. 2958.1(c)
Plaintiff, PNC Bank, National Association, hereby files this Return of Service and swears
and affirms that the person or persons listed below was or were served pursuant to Pa. R.C.P. No.
2958.1(b) with the Notice of Judgment and Execution Required by Rule 2958.1 by certified mail,
return receipt requested, as provided by Pa. R.C.P. No. 403. A copy of each receipt for certified
mail is attached hereto.
Sun & Moon Enterprise, LLC, dba Uni-Mart
c% Shair and Helena Khokhar
112 Baros Street
Fairfield, CT 06824
Respectfully submitted,
Date: September !~ 2007
McNees Wallace & Nurick LLC
By:
7C S. Sh ,Esquire
eme Co ID #24848
100 Pine S t, PO Box 1166
Harrisb PA 17108-1166
(71?) 237 5439
Attorneys or Plaintiff
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7]t~0 9Mi9 97ar9 ~5i. f
'~Q; Sun b'i ivloon lrnterprise, LL(;, dba Uni-Mart
c% Shah and Helena Khokhar
112 Baros Street
Fairfield, CT 06824 j
' $EWDER: Geoffrey S. Shull
i
REFERENCE: PNC Bank
' ~ RETURN
SERVICE Fee
i Rsttxn Receipt Fee
t Reski~ed
i
?btei Postopa ~ Fees
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Receiprt for
Certified Mafl
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, Do Not UN itx kMSrtNtlonsi MM
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i 711.0 39111 9849 9719 2 56 X
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i ;3; ServiceTjrpe ClRT1FiEDMAIL.
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4. Restricted DeNvery? (Exta Fee) QYes
1. Artk~e Addressed to: ~_
~ 5un & Moon Enterprise, LLC, dua Uni-Man
cio Stair and lielena Kho}:tear
11'2 Banos Street
'~ Fairfeld, CT 06824
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enter deNery eddtwe UNow:
PNC nk
` SPS
I Geoffrey S. Shull
VM
Form 3811, January Q005 Domestic Rstum
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