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HomeMy WebLinkAbout08-31-07 (2) '. .. , . --.J 15056041125 REV -1500 EX (06-05) PA Department of Revenue '* ~~~~:~~~~~~uaITaxes INHERITANCE TAX RETURN Harrisburg, PA 17128-0601 :~ RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death OFFICIAL USE ONLY County Code Year J.-I 07 File Number ()/~q Date of Birth 164303199 o 2 2 2 2 007 120 9 1 9 1 5 Decedent's Last Name Suffix Decedent's First Name PENNER MARY MI M (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW [Z] 1. Original Return o 4. Limited Estate [Z] o 4a. Future Interest Compromise (date of death after 12-12-82) 7. Decedent Maintained a Living Trust (Attach Copy of Trust) 10. Spousal Poverty Credit (date of death 0 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. 0) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number 6. Decedent Died Testate (Attach Copy of Will) 9. Litigation Proceeds Received o o o o 8. Total Number of Safe Deposit Boxes 2. Supplemental Return o o 1 3. Remainder Return (date of death prior to 12-13-82) 5. Federal Estate Tax Return Required KEN T H. PATTERSON 717 238 4 1 0 0 1"-':> ('-~:::) --- C). ...=-.-. REGIST~ILLS USEi>NL Y "~:"l ~ -;-:; c ':':;:2 G'J Firm Name (If Applicable) ZIP Code '-.;:'n -'----: --11 ".I /~".," C..o-) First line of address 221 PIN E STREET -0 Second line of address City or Post Office State ~) ..-, -1':] DATE FILED ''0 C) \..0 H A R R I S BUR G PA 17101 Correspondent's e-mail address: ADD E Kathy L. Penner, Executrix SIGNATURE OF PREPARER OTHER THAN REPRESENTATIVE P.O. Box 485, Malibu CA 90265 DATE ADDRESS PLEASE USE ORIGINAL FORM ONLY Side 1 L 15056041125 15056041125 --.JOb " " ~ .-J 15056042126 REV-1500 EX Decedent's Social Security Number Decedent's Name: MARY M. PENNER RECAPITULATION 164303199 1. Real estate (Schedule A) 1. 2. Stocks and Bonds (Schedule B) 2. 33994 o 0 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages & Notes Receivable (Schedule D) ........................ 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 5. 8 3 4 6 2. 9 1 6. Jointly Owned Property (Schedule F) D Separate Billing Requested 6. 1 7 2 5 6 1 . 9 9 7. Inter-Vivos Transfers & Miscellaneous NEtrobate Property 1 9 8 8 7 5. 4 1 (Schedule G) Separate Billing Requested 7. 8. Total Gross Assets (total Lines 1-7) 8. 4 8 8 8 9 4 3 1 .......................... . 9. Funeral Expenses & Administrative Costs (Schedule H) 9. 1 5 4 6 1. 8 5 ............... . 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) . . . . . . . . . . . . 10. 1 6 5 9. 6 9 11. Total Deductions (total Lines 9 & 10) . . . . . . . . . . . . . . . . . . . . . . . . . . . 11. 1 7 1 2 1 5 4 12. Net Value of Estate (Line 8 minus Line 11) 12. 4 7 1 7 7 2. 7 7 ........................ . 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) . . . . . . . . . . . . . . . . . . 13. 14. Net Value Subject to Tax (Line 12 minus Line 13) . . . . . . . . . . . . . . . . . . 14. 4 7 1 7 7 2. 7 7 TAX COMPUTATION - SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 O. 0 0 O. 0 0 (a)(1.2) X.O _ 15. 16. Amount of Line 14 taxable 4 7 1 7 7 2 . 7 7 2 1 2 2 9. 7 7 at lineal rate X .04500 16. 17. Amount of Line 14 taxable o . 0 0 o . 0 0 at sibling rate X .12 17. 18. Amount of Line 14 taxable o . 0 0 O. 0 0 at collateral rate X. 15 18. 19. Tax Due ................................................ 1~ 2 1 2 2 9. 7 7 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT D Side 2 L 15056042126 15056042126 --.J , , REV-1500 EX Page 3 . , Decedent's Complete Address: DECEDENT'S NAME MARY M. PENNER STREET ADDRESS 6211 WHITEHILL DRIVE File Number o 0 CITY MECHANICSBURG I I STATE PA ! ZIP 117055 Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 8. Prior Payments C. Discount (1 ) 21,229.77 19,500.00 975.00 3. Interest/Penalty if applicable D. Interest E. Penalty Total Credits (A + 8 + C ) (2) 20,475.00 Total Interest/Penalty ( D + E ) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. (4) 0.00 0.00 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 754.77 A. Enter the interest on the tax due. 8. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (SA) (58) 754.77 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred; ...................................................................... 0 IKI b. retain the right to designate who shall use the property transferred or its income; ............................... 0 IKI c. retain a reversionary interest; or ................................................................................................ 0 IKI d. receive the promise for life of either payments, benefits or care? ....................................................... 0 IKI 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ....................................................................................... 0 IKI 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? ......... IKI 0 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? .................................................................................................. IKI 0 IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. 99116 (a) (1.1) (i)). For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. 99116 (a) (1.1) (ii)). The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. 99116(a)(1.2)). The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. 99116(1.2) [72 P.S. 99116(a)(1)). The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. 99116(a)(1.3)). A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. , , R"~-1503 EX .16-. COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE B STOCKS & BONDS ESTATE OF MARY M. PENNER FILE NUMBER o 0 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. DESCRIPTION VALUE AT DATE OF DEATH 33,994.00 PPL Corporation 920 shares @ 36.95 per share TOTAL (Also enter on line 2, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 33,994.00 REV-1508 EX + (6-98) , . '* SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF MARY M. PENNER FILE NUMBER o 0 Include the proceeds of litigation and the date the proceeds were received by the estate, All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. DESCRIPTION VALUE AT DATE OF DEATH 40,790.00 Cash 2_ 2000 Toyota Camry 6,250.00 3. Ameriprise account #000164750481021 14,526.13 4. Ameriprise account #930031433681004 19,400.78 5. Household furnishings (see attached statement from auction sale) 2,496.00 TOTAL (Also enter on line 5, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 83,462.91 JUN-27-2007 02:01P FROM: 3105894985 NAY Z~,Z001 10:Zl 1l'1llJ040Z0 TO: 17172336280 .-..---- ,...... ,- . .,~. ,..,.."...,--~- Mary Penner P.IItate Settlement Statement Kathy Pcnnt.'t Grollll Pmceed.1l Commillllion 15% &t-uplLabor 4 PenIons x $60 each Marketing Expenses Net Reol nstate Cnmmill!linn Duo Auction Company I I I I I I I I I I I I ! 1___.."", KERRY PAE AUCTIONEERS '^uCIIIIn,,1'Il 'UquldlllOI'll 'CDII'lllhmIY ;. C:"",I.,IIIi'lo'(:III;ln, I'tdmvrn. "'i\ 1 tU'IlI' lI1(t2311 :!fb2 wwwkr:nypoo.r.nm $2,496.00 374.40 240.00 2,520.00 ~ $638.40 $6.960.00 !_ ~1MO $7,598.40 P.3 P~9(j z \iiI REV-1509 EX + (6-98) .. COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE F JOINTLY-OWNED PROPERTY ESTATE OF MARY M. PENNER FILE NUMBER o 0 If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT A.Kathy L. Penner P.O. Box 485 Malibu, CA 90265 daughter B c JOINTL Y.OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY '10 OF DATE OF DEATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECO'S VALUE OF NUMBER TENANT JOINT IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENT'S INTEREST 1. A. 8/05 6211 Whitehill Drive 245,000.00 50. 122,500.00 Hampden Township, Cumberland County, PA (see attached appraisal) 2. A. 10/01 Morgan Stanley 2,119.10 50. 1,059.55 #xxx-184-387-xxx 3. A. 1/98 Sovereign Bank 1,078.23 50. 539.12 account #2475011629 4. A. 4/03 Sovereign Bank 4,274.22 50. 2,137.11 account #2475110991 5. A. 2/03 M&T Bank 950.59 50. 475.30 account #68053797 6. A. 8/00 M&T Bank 2,136.70 50. 1,068.35 account #31003913921481 7. A. 3/99 M&T Bank 1,098.24 50. 549.12 account #31003913920889 8. A. 8/00 M&T Bank 40,180.39 50. 20,090.20 account #31003913921548 9. A. 5/98 M&T Bank 5,084.79 50. 2,542.40 account #31003914608252 10. A. 10/05 M&T Bank 4,032.48 50. 2,016.24 account #15004211781354 TOTAL (Also enter on line 6, Recapitulation) $ 172,561. 99 (If more space is needed, insert additional sheets of the same size) L Continuation of REV-1500 Inheritance Tax Return Resident Decedent MARY M, PENNER Decedent's Name Page 1 File Number Schedule F-2 - Jointly-Owned Property LETTER DATE DESCRIPTION OF PROPERTY '!oOF DATE OF DEATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECO'S VALUE OF NUMBER TENANT JOINT IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENT'S INTEREST 11. A. 6/80 M&T Bank 39,169.19 50. 19,584.60 account #68053495 SUBTOTAL SCHEDULE f.2 19,584.60 GRAND TOTAL SCHEDULE f.2 $ 172,561.99 IFile No. PENNER MARY I KATHYI Paoe #41 SUMMARY OF SALIENT FEATURES Subject Address 6211 WHITEHILL DRIVE Legal Description DEED BOOK 278 PAGE 4642 MSA # 42041 - cny MECHANICSBURG County CUMBERLAND - State PA. .. Zip Code 17050-2343 Census Tract 0113.02 Map Reference ADC 19, B-1 Sale Price $ N/A . - Date of Sale N/A Borrower N/A Lender/Client KENT H. PATTERSON, ESQUIRE Size (Square Feet) 1,924 Price per Square Foot $ 127.34 Location SUBURBAN . Age 35 - - Condition AVERAGE . Total Rooms 8 - Bedrooms 3 Baths 2.5 Appraiser PATRICK A. McCARTHY : Date of Appraised Value FEBRUARY 22 , 2006 . Dpinion of Value $ 245,000 Form SSD2 - "TOTAL for Windows" appraisai software by a Ia mode, inc. -1-800-ALAMODE McCarthy Associates IFile No PENNER MARY I KATHYI Paoe #51 U 'f R 'd t' I A 'I R PRIV I CONFID m orm eSf en fa ~ppralsa eport FIIe# PENNER, MARY I KATHY The purpose of this summarv appraisal report is to provide the lender/client with an accurate, and adeaualliiV SUPported, opinion of the market value of the subiect proPerty. Property Address 6211 WHITEHILL DRIVE Cltv- MECHANICSBURG Stale PA. lip Code 17050-2343 Borrower N/A Owner of Public Record PENNER MARY M. I KATHY L. County CUMBERLAND LeoalDescription DEED BOOK 278 PAGE 4642 MSA# 42041 Assessor's Parcel # 10-19-1604-016 Nelohborhood Name HAMPDEN TWP. I VILLAGE OF WESTOVER Occuoant rl Owner n Tenant J)(fVacant Special Assessments $ .. PrOPerty Rights Appraised tXIFee Slmole Tli.eaSehold rl Other Idescribel AsslOnment Tvpe n Purchase Transaction 'n Refinance Transaction 15(] Other (describel ESTATE CONSULTATION AND VALUATION. lender/Client KENT H. PATTERSON ESQUIRE Address 221 PINE STREET HARRISBURG PA. 17103 Is the subiect property currentIV offered for sale or has n been offered for sale In the twelve months orior to the effective date of this aopraisal? Report data sourcelsl used, offerinlloric~ and dalelsl. PROPERTY OWNER I MLS Tax Year 2007 R.E. Taxes $ 2322.41 Mao Reference ADC 19 B-1 Census Tract 0113.02 N/A rl PUD HOA $ N/A r I llar vearITper month TTyes l5<fNo I 0 did ~ did not analyze the contract for sale for the subject purchase transaction. Explain the resutts of the analysiS of the contract for sale or why the analysis was not ' pertorrned. N/A : Contract Price $ N/A Date of Contract N/A Is the oropertV seDer the owner olDubUc record? rl Yes n No Data SourceCsl N/A . Is there any financial assistance (loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any party on beha~ of the bprrpwer? 0 Yes 0 No ~ Yes, reoort the total dollar amount and describe the nems to be oaid. N/A Note: Race and the racial composition of the nelahborhood are not aPDlslsallactors. Nelahbomood CharaclerlstfcsOne-lJrilt HouSlna lrendaOne-UnltHouslno 'Ptesentland Use % Location r 1 Urban 15([ Suburban TI Rural Prooertv Values r llncreasina 15< Stable n Decfinino- PRICE AGE One-Unit 76 % . 8uin-Uo 15(] Over 75% fT 25-75% TTUnder 25% DemandlSuoolv rl Shortage 15< In Balance rl Over SupplY $10001 (vfsl- 2-4 unn 01 % : Growth rl Rapid I5<r Stable 1 Slow Marketino Time rl Under 3 mths t>< 3-6 mlhs rJ Over 6 mths 210 Low 2-3 Multi-faniiiV 01 % . NAinhborhood Boundaries THE SUBJECT IS BOUNDED AT THE NORTH BY PA ROUTE 581 THE 349 Hioh 38 Commercial 18 % : WEST BY THE TWP. BOUNDARY THE SOUTH BY CARLISLE PIKE EAST BY SKYPORT RD. 255 Pred. 25 Other 04 % Neklhborhood Description THIS SUBURBAN NEIGHBORHOOD IS COMPRISED OF SIMILAR PROPERTIES OFFERING COMPARABLE QUALITY STYLE DESIGN AND APPEAL. AVAILABILITY TO MOST MAJOR EMPLOYMENT SECTORS AND RELATIVE CONVENIENCE TO SHOPPING I FOOD/RETAlL 1. SCHOOLS I PUBLIC - ALL LEVELS I AND TO RECREATION i-AREA GOLFING FISHING/HUNTING--;'- Markel Conditions nncludino suoool! for the above conclusionsl REAL ESTATE MARKET CONDITIONS ARE STABLE AS SALES ACTIVITY HAS BEEN FAIRLY ROBUST IN THE LAST FEW YEARS. INTEREST RATES REMAIN LOW AND ECONOMICALLY ATTRACTIVE TO MOST CONSUMERS. DEMAND/SUPPLY IS STABLE AND MARKETING TIME IS ESTlMATEDAT 3-6 MONTHS. Dimensions 79.33 x 122.22 x 107.49 x 122.11 Area 11406 S.F. sii3iie RGHLY. RECTANG. View PLEASANT Soecific Zonina Classifica~on RESIDENTIAL-l Zonlno DesCription S/F RESIDENTIAL Zonino Comoliance IX'I Lenal f l Leaal Nonconformina fGrandlathered Usel fJ No Zonina n Ileaal (describel Is the hiohest and best use of subiect orooertv as imoroved lor as orooosed oer olans and soecificatlons\ the oresent use? IX'I Yes n No ~ No, describe UtIlllles Pub/Ie Other (describe) Pub/Ie Other (describe) Off-site Imlll'Ovements _ TViie Electricnv 15(] n 200 AMP Water 15<fn Street MACADAM Gas IX'I n SanlliiV Sewer I5(f n Mev NONE FEMA Special Flood Hazard Area n Yes IX'I No fEMA Flood Zone X FEMA Mao # 4203600010C Are the utilities and off-sne imorovements tvDicaJ for the markel area? I5<l Yes fl No ~ No, describe Are there any adverse sne conditions or external factors leasements, encroachments environmental cOnditions,land uses, elc.!? fl Yes IX'I No ~ Yes, describe NO DELETERIOUS CONDITIONS CURRENTLY EXIST. THERE MAY BE EASEMENTS ENCROACHMENTS AND RIGHTS-OF-WAY THAT THE APPRAJSERIS UNAWARE OF. FURTHER THE APPRAISER IS NOT PROFESSIONALLY QUALIFIED TO ASSESS MOST ENVIRONMENTAL ISSUES. General DescrIDllon Foundallon .ExterIor'DescittDlfon ,iiliteil8lS/COiICflllon: ~rill!r'lor';;matedalslCOndllloil unns 15([ One r 1 One wnh Accessorv Unn 1 Concrete Slab n Crawl Soace Fooodation Walls PRO. CONC. AVG. Floors HWD-WIW AVG. # of Stories 2 tXI- FuD Basement fl Partial Basement Exterior WaRs BRKJALUM. AVG. Walls DRYWALL AVG. Tvoe 15(] Del. rl At!. n S.DelJEnd unn Basement Area 780 sO.ft. Roof Surface ASPH. SHGL. AVG Trim'Finish WOOD AVG. .1'X'i-Existinn rl Prooosed rl Under Const Basement Anlsh 70 % Gutters & Downsoouts ALUMINUM AVG. Bath Floor VINYL AVG. Desion CS1vle1 2 STY. TRAD. 1 Outside EntrY/Exil fl Sumo Puma Window Tvee DOUBLE-HNG AVG. Bath Wainscot DRYWALL AVG. Year Buitt 1972 Evidence of n Infestation SlDrm SasMnsulated ALUMINUM AVG. Car Storaoe n None Effective Age (Yrsl 18 J Damaoess rJ Settlement Screens ALUMINUM AVG. IX'IDrivewav # of Cars 2 Attic None Heatina IX'r FWA Irl HWBB In Radiant Amenities WoodstoveCsl # Drivewav Surface 'MACADAM l?<:T Drllll Stair Stairs l Other IFuel GAS IIX'I Areolacelsl # 1 Fence II5(] Garaoe # of Cars 2 =r Floor Scume Coolino IX'f Central Air Conditio nino II5<f PatiO/Deck CVD. Porch STOOP l Caroort # of Cars T Anished Heated In Individual In Other l Pool Other I~ At!. TI Del 11 Buill~n AooDances 15(] Refrigerator ~ RanoelOven IX'I Dishwasher I5<l Disnosal f l Microwave 'r T Washer/Drver 1 (j' Other Idescrlbe) F ANlHooD Anished area above orade contains: 8 Rooms 3 Bedrooms 2.5 BathCs) 1 924 Sauare Feet of Gross Uvloo Area Above Grade . Additional features Isoecial enerov efficient items etcT FRONT STOOP! 5 X 6 I COVERED REAR PATIO 110 X 12 \ . POURED CONCRETE ' FOUNDATION . LOWER LEVEL REC. ROOM . HARDWOOD FLOORING . CHERRY KITCHEN W I DING. AREA . CORNER FP _ 1. Describe the condnion of the orooertv rmcludina needed reoairs deterioration renovations remodeNno, elc.l. NORMAL DEPRECIATION IS NOTED. NO PHYSICAL FUNCTIONAL OR EXTERNAL INADEQUACY WAS NOTED OR WITH THE FLOOR PLAN. WITH CONTINUED AVERAGE MAINTENANCE AND CONDITION THE SUBJECT WILL STILL RECOGNIZE GOOD ACCEPTANCE IN THIS MARKETPLACE. Public Private 15([ n n n FEMA Map Date 1/5/1996 Are there any ohvsical deficiencies or adverse conditions that affect the Iivabmtv, soundness, or structural inteoritv of the orooertv? n Yes 15(] No ~ Yes, describe THE APPRAISER DELIVERS AN OPINION OF VALUE ONLY. HE IS NOT A STRUCTURAL. ENGINEER NOR GENERAL CONTRACTOR AND NO PHYSICAL WARRANTYS ARE MADE. THE UNIT IS IN AVERAGE OVERALL CONDITION. Does the orooertv oenera/Iv conform to the neiohborhoodtlunctional utiutV," sMe, condition, use, construction, efc.l? FUNCTIONAL UTILITY STYLE USE AND AVERAGE OVERALL CONDITION. IX'I Yes f l No ~ No, describe Freddie Mac Fonn 70 March 2005 Page 1 of 6 Fannie Mae Fonn 1004 March 2005 Form 1004 - "TOTAL for WindowS" appraisal software by a Ia mode, inc. -1-800.ALAMODE Uniform eSI entia Appralsa eport FIIe# PENNER, MARY / KATHY There are N/A coll1llarable properties currently offered for sale in the subiect neighborhood ranging in price from $ N/A to $ N/A There are 5 comparable sales in the subject neighborhood within the past twelve months ranging in sale price from $ 235 000 to $ 269 900 FEATURE I SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3 Address 6211 WHITEHILL DRIVE 6325 STEPHENS CROSSING 6313 STEPHENS CROSSING 6352 STEPHENS CROSSING MECHANICSBURG MECHANICSBURG MECHANICSBURG MECHANICSBURG Proximity to Subiect 0.17 miles 0.20 miles 0.19 miles Sale Price $ N/A 1$ 251 500 1$ 268 000 1$ 258.500 Sale Price/Gross Liv. Area $ 127.34 sa.ft. $ 121.38 sa.ft.1 $ 114.43 sa.ft.1 $ 105.25 sa.ft.1 Data Sourcels) MLS # 10129598 MLS # 10122726 MLS # 10127008 Verification Source/s) CT. HSE / MLS CT. HSE / MLS CT. HSE / MLS VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION + (.) $ Adiustment DESCRIPTION + (.) $ Adiustment DESCRIPTION +(-) $ Adjustment Sales or Financing CONY. CONY. CONY. Concessions DOM / 99 DOM/71 DOM / 77 Date of Sale/Time 10-31-06 3-31-06 6-30-06 Location SUBURBAN SUB. I SIM. o SUB. / SIM. o SUB. / SIM. 0 Leasehold/Fee Simple FEE SIMPLE FEE SIMPLE FEE SIMPLE FEE SIMPLE Site 11406 S.F. 10019 S.F. o 12632 S.F. 012632 S.F. 0 View PLEASANT SIMILAR SIMILAR SIMILAR Design (Style) 2 STY. TRAD. 2 STY. TRAD. o 2 STY. TRAD. o 2 STY. TRAD. 0 Quality of Construction GOOD INFERIOR +2500 INFERIOR +2500 GOOD / SIM. 0 Actual Aoe 35 35 / EFF- SIM. o 35 / EFF- SIM. o 29 / EFF- SIM. 0 Condition AVERAGE GOOD / SUP. -7 500 GOOD / SUP. -7500 GOOD / SUP. -7500 Above Grade Total I Bdrms. I Baths Total I Bdrms.1 Baths Total I Bdrms. Baths Total Bdrrns.1 Baths Room Count 8 I 3 I 2.5 8 I 4 12.5 -1000 7 I 3 2.5 0 8 4 12.5 -1000 Gross Livino Area 1 924 sa.ft. 2 072 sa.ft. -3 000 2 342 sa.ft. -8 400 2 456 sa.ft. -10600 Basement & Finished FULL FULL FULL FULL Rooms Below Grade REC. ROOM -00- +3 500 REC. ROOM 0-00- +3 500 Functional Ulililv GOOD GOOD I SIM. GOOD / SIM. GOOD I SIM. Heating/Coolina GFWA- CIA EHP- CIA o GFWA-C/A OGFWA-C/A 0 EnelID' Efficient ttems STORM UNITS SIMILAR SIMILAR SIMILAR Garage/Caroort 2 C. ATT. GAR. 2 C. ATT. GAR. o 2 C. ATT. GAR. 02 C. ATT. GAR. 0 PorcM'atiolDeck STP/CV.PT.lFP STP.lENCL PR. +2 500 STP/EN.PRI FP o STP/EN.PRI FP 0 . . Net Adjustment ITotai) [J+ 1X1- $ 3000 n+ IZI- $ 13400 11+ 1X1- $ 15600 Adjusted Sale Price Net Adj. % NelAdj. % Net Adj. % of Comparables Gross Adi. % $ 248 500 Gross Adi. %$ 254 600 Gross Adi. % $ 242 900 I I2<J did l J did not research the sale or transler history of the subiect ropertv and comparable sales. If not, explain 2-28-07 FOR $ 1.00 My research IX1 did n did not reveal any prior sales or translers of the subiect llIOollllv lor the three years prior to the effective date of this aooralsal. Data Source(s 2-28-07 FOR $ 1.00 1ft research 1 did IX1 did not reveal anv orior sales or transfers of the comoarable sales for the vear prior to the date of sale 01 the comoarable sale. Data Source{s TAX ASSMT. / CT. HOUSE Reoort the resutts of the research and analvsis of the prior sale or transfer history of the subiect propertv and comoarable sales Ireoort additional prior sales on paae 3). ITEM SUBJECT COMPARABLE SALE #1 COMPARABLE SALE #2 COMPARABLE SALE #3 Date 01 Prior SalelTransfer 2-28-07 NO SALE WITHIN 3 YRS. NO SALE WITHIN 3 YRS. NO SALE WITHIN 3 YRS. Price of Prior SalelTransler $1.00 Data Source/s) RECORDER OF DEEDS TAX ASSMT./ CT. HOUSE TAX ASSMT. / CT. HOUSE TAX ASSMT. I CT. HOUSE Effective Date 01 Data Sourcels) 3-2-07 Analysis 01 orior sale or transfer history of the subiect proollllv and como arable sales PRIOR SALES WITHIN THE LAST 3 YEARS (SUBJECT 2-28-07 FOR $1.00 I. Sununarv of Sales Comoarison Aooroach THE COST APPROACH GENERALLY SETS THE UPPER LIMIT OF VALUE AS IT CONSIDERS REPRODUCnON COSTS. THE MARKET ANALYSIS IS THE MOST INDICA nVE APPROACH AS IT CONSIDERS OTHER SIMILAR SALES IN THE MARKET AREA. THIS APPROACH IS GENERALLY THE MOST RELIABLE. THE INCOME APPROACH IS NOT CONSIDERED NOR APPROPRIATE (S/F RESIDENCE l. Indicated Value bv Sales Comoarison Approach $ 245 000 tndicaled Value by: Sales Comparison Approach $ 245 000 Cost Approach (If developed) $ 245 632 Income Approach (If developed) $ N/A . - This appraisal is made 181 "as is", 0 subject to completion per plans and specifications on the basis of a hypothetical condition that the Improvements have baen completed, 0 subject to the 10Howing repairs or atterations on the basis of a hypothetical condition that the l1lpairs or alterations have been completed. or 0 subject to the . 10Howino reouired Insoection based on the extraordinary assumotion that the condition or deliciancy does not require alteration or reDalr. THE EFFECTIVE DA TE OF THIS APPRAISAL REPORT IS FEBRUARY 22 2007 ALSO THE DA TE OF DEA TH I DOD I FOR MRS. MARY M. PENNER . Based on a complete vlSUBllns=On 01 the Interior and exterior II88S of the subject properTh defined scope of work, stalement of assumptions and limiting conditions, and appraiser's cert lcetlon, my (our) opinion of the marllel value, as ileflned, of e real prope,rlY that Is the subject of this report Is $ 245,000 as 01 FEBRUARY 22 2006 which Is the date 01 InSDeCtlon and the effective dale of this appraisal. Freddie Mac Form 70 March 2005 R "d IR rf\l v I vVI~rlU Page 2 of 6 Fannie Mae Form 1004 March 2005 Form 1004 - 'TOTAL for Windows' appraisal software by a la mode, inc. - f-800-ALAMDDE REV-1510 EX + (6-98) '*, , . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF MARY M. PENNER SCHEDULE G INTER.VIVOS TRANSFERS & MISC. NON.PROBATE PROPERTY FILE NUMBER o 0 This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes, DESCRIPTION OF PROPERTY ITEM INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND DATE OF DEATH % OF DECO'S EXCLUSION TAXABLE NUMBER THE DATE Of TRANSFER ATTACH A copy Of THE DEED FOR REAl ESTATE VALUE OF ASSET INTEREST VALUE (IF APPLICABLE) t Morgan Stanley 8,495.26 100. 8,495.26 IRA Account # xxx-184386-xxx 2_ Transamerica Life Insurance Company - est 56,783.00 100. 56,783.00 Annuity #02ARK001013 3. Ameriprise 143.16 100. 143.16 account #010106872186002 4_ Ameriprise 5,549.24 100. 5,549.24 account #010123112608002 5. Ameriprise 43,432.08 100. 43,432.08 account #011565792642002 6. Ameriprise 22,724.56 100. 22,724.56 account #03126579264002 7. Ameriprise 18,779.43 100. 18,779.43 account #051365792640002 8_ Ameriprise 8,947.34 100. 8,947.34 account #008040588926001 9. Ameriprise 6,276.27 100. 6,276.27 account #008041398739001 10. Ameriprise 20,427.45 100. 20,427_45 account #008047807857001 11_ Ameriprise 7,309.86 100. 7,309.86 account #008047903987001 12. Ameriprise 7.76 100. 7.76 account #000163455975021 TOTAL (Also enter on line 7 Recapitulation) $ 198,875.41 (If more space is needed, insert additional sheets of the same size) REV-1S1\ EX + (12-99) . 1 *' SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF MARY M. PENNER Debts of decedent must be reported on Schedule I. FILE NUMBER o 0 ITEM NUMBER A. DESCRIPTION FUNERAL EXPENSES: 1. B. ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative (s) Social Security Number(s)/EIN Number of Personal Representative(s) Street Address 1. City State Year(s) Commission Paid: 2. 3. Attorney Fees Kent H. Patterson Family Exemption: (If decedenfs address is not the same as claimanfs, attach explanation) Claimant Street Address City State Relationship of Claimant to Decedent 4. Probate Fees Cumberland County Register of Wills 5. Accountanfs Fees 6. Tax Return Preparer's Fees 7. 8. Cumberland Law Journal Patriot News 9. 10. 11. 12. 13. 14. Family/Executrix Travel expense: CA to PA United Airlines AJL Sedan Services - airport taxi (CA) Avis car rental Hotels Gasoline Meals 15. Dutys Lock & Key Service AMOUNT Zip 4,500.00 Zip 220.00 75.00 266.58 1,557.43 320.26 643.42 816.47 45.39 164.02 320.26 TOTAL (Also enter on line 9, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 15,461. 85 . . ~ Continuation of REV-1500 Inheritance Tax Return Resident Decedent MARY M. PENNER Decedent's Name Page 2 File Number Schedule H - Funeral Expenses & Administrative Costs - 87. ITEM NUMBER AMOUNT DESCRIPTION 16. 80.91 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. Lowe's - light timers/misc. Executrix travel expense to wind up affairs: SC to PA Mileage 1351 miles @ .49 Hotels Meals 644.36 1,472.38 127.47 Expenses for auction sale: (Kerry Pae Auctioneers) Marketing expense and advertising Labor - 4 assistants Auctioneer commission 2,520.00 240.00 374.40 Register of Wills - inventory & inheritance tax return Register of Wills - short certificates Recorder of Deeds Reserve for costs and accounting fees 30.00 3.00 40.50 1,000.00 SUBTOTAL SCHEDULE H.B7 6,533.02 . . R,E~-1512 EXt (12-03) ..'* COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE. DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ESTATE OF MARY M. PENNER FILE NUMBER o 0 Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. ITEM NUMBER 1. DESCRIPTION VALUE AT DATE OF DEATH 541.00 US Treasury - 2006 income taxes 2. PA Department of Revenue - decedent's 2006 income return 330.00 3. Alfred Whitcomb - tax preparation for 2006 295.00 4. Verizon 38.09 5. PP&L utilities 55.06 6. UGI Utilities, Inc. 249.05 7. PA American Water 47.01 8. Comcast Cable 49.65 9. Connor, Rich & Associates 54.83 TOTAL (Also enteron line 10, Recapitulation) $ 1,659.69 (If more space is needed, insert additional sheets of the same size) . . ,.,~,,,,,,.* COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF MARY M. PENNER SCHEDULE J BENEFICIARIES RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I. TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] 1. Kathy L. Penner Lineal 469,559.45 P.o. Box 485 Malibu, CA 90265 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ FILE NUMBER o 0 (If more space is needed, insert additional sheets of the same size) ~ Co P 1., ...-. ,.,- l ~1 R. [:;::' LAST WILL AND TESTAMENT OF MARY M. PENNER I, MARY M. PENNER, of 6211 Whitehall Drive, Hampden Township, Cumberland County, Pennsylvania, being of sound and disposing mind, memory and understanding, do hereby make, publish and declare this to be my Last Will and Testament, hereby revoking and making void any and all former Wills ami Codicils made by me at anytime hereunto. ITEM I I hereby direct my hereinafter named Personal Representative to pay all of my debts, funeral expenses, inheritance taxes and estate taxes as soon after my death as may be found convenient. ITEM II - All the rest, residue and remainder of my Estate, whether real, personal or mixed, of whatsoever nature and kind and wheresoever situate, I give, devise and bequeath unto my husband ROBERT H. PENNER, if he survives me by thirty (30) days. ITEM III - In the event Robert H. Penner does not survive me by thirty (30) days, then I give, devise and bequeath all the rest, residue and remainder of my Estate to my daughter, KATHY L. PENNER, but if my daughter should also predecease me, then to her surviving issue, per stirpes. ITEM IV - In the event any child of Kathy L. Penner should be under the age of twenty-five (25) years at the time he or she would , be otherwise entitled to distribution under this Will, Page One of Seven (Of, l?fn(2e- , ' then the share of such Beneficiary shall be held in trust for the following purposes: A. I appoint KENT H. PATTERSON as Trustee. If Kent H. Patterson should predecease me or otherwise be unable to serve as Trustee, then DAUPHIN DEPOSIT BANK AND TRUST COMPANY shall act as Trustee. B. The Trustee shall use so much of the principal and income as, in his sole discretion, is deemed appropriate for the support, maintenance, medical care and education (including post-high school education) of said Beneficiary, after taking into consideration other resources available to the Beneficiary, including other sources of income, student loans and available public funds or grants. C. When said Beneficiary reaches the age of twenty-five (25) . years, the Trustee shall distribute all of the then remaining principal and undistributed income in the Trust Account to the Beneficiary, thereby terminating the Trust. D. In the event said Beneficiary should die prior to the time set for distribution of the Trust, then the remaining balance in the Trust shall be distributed to his or her issue, per stirpes, but in default of any such issue, then the share of such deceased Beneficiary shall be distributed among the then surviving issue of Kathy L. Penner, per stirpes. If at that time, any such issue of Kathy L. Penner shall have monies held in trust under the provisions of this Item of the Will, then distribution shall be to Page Two of Seven . COflJ fAl(l~ said Trust. If there should be no issue of Rathy L. Penner then surviving, then distribution shall be pursuant to Item V below. E. The Trustee is hereby given full power to invest any trust funds which he received under this Will in such real or personal property as, in his sole discretion, is deemed advisable, and such investment authorization shall not be limited by any statutory or common law rules relating to the investment of trust fun~s. The Trustee shall also have the power, in his sole discretion, to terminate one or more of the trust funds created hereunder if, in his discretion, such funds become so small as to be impractical to be further administered. Under such circumstances, the Trustee may, in his discretion, distribute the funds to the Beneficiary then entitled to the income or, in his discretion may place the funds in an interest bearing account at a bank or savings and loan association. F. No interest of any Beneficiary under this Trust, including remainder interests in income or principal, shall be subject to assignment, alienation, pledge, attachment or claim of creditors until after payment has actually been.made by the Trustee to the Beneficiary. ITEM V - In the event I am not survived by my husband, my daughter or any issue of my daughter, th~ I.... Gliu.&, d......lI!.8 aBEl b&queaLh.,...." l~ ::~ resid~d ~main~of m~tA.:J.-n ~1:tal s~rj:lc! ~ ~ ER, ~ ~r n;Are, ~.I!;Nc-JlCI Ffu\SP:~. e.--""'t 9 tlJ!E" i'~;,r'8" ~(---tl'iiln. ~ ~,Page Three of Seven J.u- ~.Ri ~l fa~ h /1; J,OM '1>1' ~ ~ ~ 1; ;;z" Pi! ~7h.~ . '~fl :--.. rAllll? ITEM VI - My Personal Representative and Trustee shall have the following powers and discretion, both as to principal and income, in addition to those granted by law and by other provisions under this Will, which shall be exercised without court approval and in the interest of the beneficiaries: A. To retain any or all of the assets of my Estate, real or personal, including stock of my corporate fiduciary, or of its parent holding company. B. To invest in all forms of property, including stock, common trust funds and mortgage investment funds whether operated by my corporate fiduciary or others, as they deem proper. c. To sell at public or private sale, to exchange or to lease for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms and conditions as they deem proper. D. To allocate receipts and expenses to principal or income or partly to each as they from time to time think proper, in their sole discretion. E. To borrow from, or to sell to.my Trustee, even though such trustee may be my Executor. F. To make distribution in cash or kind, or partly in each. ITEM VII - I hereby appoint my husband, Robert H. Penner, as Executor of this my Last Will and Testament. In the event my husband should predecease me or otherwise be unable to serve, then I appoint Kent H. Patterson as Executor, but if he should Page Four of Seven Corl "'"'" /1t1 R l? . predecease me or otherwise be unable to serve, then I appoint Dauphin Deposit Bank and Trust Company as Executor. ITEM VIII - I direct that my Personal Representative and Trustee shall not be required to give bond for the faithful performance of their duties in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set my hand and seal this IJ~ay of ~/ 1993. 9L~ 7n'~ ~R;-; [/PENNER Page Five of Seven '" co~ f==A 1 t2 .--- t::' Signed, sealed, published and declared by the above Testatrix, MARY M. PENNER, as and for her Last Will and Testament, in our presence, who, at her request, in her presence and in the presence of each other, we believing her to be of sound mind and memory, have hereunto subscribed our names as witnesses. ~/~ ~ 4.06~ of Of~()'~~ ~~f~ /7/0/ .;z. 2-/ :O~ ~ 7?1 ~ /7/t7 / Page Six of Seven 4. '. (()(f~ )~f (2 &" .' COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss We, MARY M. PENNER, Testatrix, ie:()'t )\. \blf:p~jJ() and \'1\\C'~o:l ~ ~I ,\m , witnesses, respectively whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority, the Testatrix signed and executed" the instrument as her Last Will and Testament and that she signed it willingly and that she executed it as her free and voluntary act for the purposes therein expressed and that each of the witnesses in the presence and hearing of the Testatrix, signed the Will as witnesses and that to the best of their knowledge, the Testatrix was, at that time, eighteen (18) years of age or older, of sound mind and under no constraint or undue influence. ~ 'PJ'~ ~~~ / . ~ _to ~ Subscribed, sworn to and acknowledged before me, by MARY M. PENNER, the Testatrix, and subscribed and sworn to before me by ~e.-\)t \\. ~j~~and ~,C~.\ ~ ~'\ \\ff\ , witnesses, this , 1~i:J'"\ day of ~\\ \ , 1993. NOTARIAL SEAL KlM8ERL Y A. SIDES. Notary Public Harrisburg, Oauphin County Mv Commission Exo~~ OCt~t.'3/" 2.1995 Page Seven of Seven 4. ~f) f1tr {2 G FIRST CODICIL TO LAST WILL AND TESTAMENT OF MARY M. PENNER I, MARY M. PENNER, of 6211 Whitehill Drive, Hampden Township, Cumberland County, Pennsylvania, declare this to be the First Codicil to my Last Will and Testament dated April 12, 1993. ITEM A - I hereby revoke ITEM V of my Will and in lieu thereof provide as follows: ITEM V - In the event I am not survived by my husband, my daughter or any issue of my daughter, then I give, devise and bequeath the rest, residue and remainder of my estate as follows: A. Fifty percent (50%) to Lancaster Farm Land Trust, currently of 128 East Marion Street, Lancaster, PA 17602. B. Fifty percent (50%) to Walden Woods Project, 44 Baker Far.m, Lincoln, MA 01773-3004. ITEM B - I hereby revoke ITEM VII of my Will and in lieu thereof provide as follows: ITEM VII - I hereby appoint my daught.';!r, KATHY L. PENNER, as Executrix of this my Last Will and Testament. In the event my daughter shall predecease me or otherwise be unable to serve, then I appoint KENT H. PATTERSON as Executor, but if he should predecease me or otherwise be unable to serve, then I appoint ALLFIRST BANK as Executor. -1- .. >. Co f 'l fAl (2~ ITEM C - In all other respects I hereby ratify, confir.m and republish my Last Will and Testament dated April 12, 1993 together with this Codicil, as and for my Last Will. IN WITNESS WHEREOF, I hereunto set my hand and seal this (,E:day of . ~ , 2000. 2:-::tE~~ ~ Signed, sealed, published and declared by the above Testator, MARY M. PENNER, as and for her First Codicil to her Last Will and Testament in our presence, who, at her request, in her presence and in the presence of each other, we believing her to be of sound mind and memory have hereunto subscribed our names as witnesses. ~/I~ , (}~r~ of ;>>t p~ ~ l~t~/h/?lcJj d~.3() AtJaL) J>~;c I J-Ia.lVU/,2))(~ / ?.tJ / 7/0.3 of -2- " -c... UJ r '1 /--1tr (LC COMMONWEALTH OF PENNSYLVANIA ss COUNTY OF DAUPHIN We, MARY M. PENNER, Testatrix, and Kent H. Patterson and Cherilyn Tynan , witnesses, respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority, the . First Codicil to her Testatrix signed and executed the ~nstrument as her/Last W~ll and Testament and that she signed it willingly and that she executed it as her free and voluntary act for the purposes therein expressed, and that each of the witnesses in the presence and hearing of the Testatrix, signed the Will as witnesses and that, to the best of their knowledge, the Testatrix was at that time eighteen (18) years of age or older, of sound mind and under no constraint or undue influence. ~ /h fJ~ Mary M. penne~ -L~/ih .. (J-tJr ~ ) Subscribed, sworn to and acknowledged before me by Mary M. Penner, the Testatrix, and subscribed and sworn to before me by Kpnr H. P~rrpr~nn and C'hpr;lyn 'T'yn~n , witnesses, this 11th day of J';W / ,7/00, ~.~.o Notary lic Notarial Seal Kimberly D. Brown, Notary Public Harrisburg, Dauphin County My CommiSSIon ":xoires Feb. 18. 2002 My Commission Expires: -3-