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Our File No.: 113729
APOTHAKER & ASS®CIATES, P.C.
BY: David J. Apothaker, Esq.
Attorney LD.#38423
2417 Welsh Road, Suite 21 #520
Philadelphia, PA 19114
(215) 634-8920
Attorneys for Plaintiff
CAPITAL ONE BANK
c/o Apothaker & Associates, P.C.
2417 Welsh Road, Suite 21 #520
Philadelphia, PA 19114
Plaintiff,
vs.
BILL L PHOENIX
139 N 47TH ST
LEMOYNE, PA 17043
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.: p'1 _ 5t 85 tniiN i l ~P.cm.
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action
within twenty (20) days after this complaint and notice aze served, by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so
the case may prceeed without you and a judgment may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral and Information Service
800-990-9108
AVISO
Le hen demandado a usted en la corte. Si usted quiere defenderse do estas demandas expuestas en las paginas siguientes,
usted tiene veinte (20) dies de platy al partir de la fecha de la demands y la notification. Hace felts aseutaz una compazencia escrita o
con un abogado v entregaz a la corte en forma escrita sus objeciones a las demandas en contra de su persona. Sea avisado que si usted
no se defiende, la corte tomara medidas y puede continuer la demands en contra suya sin prevo avisa o notification. Ademas, la corte
puede decidir a favor del edemandante y requiere que usted compla con todas las provisiones de esta demands. Usted puede perder
dinero o sus propiedades u otros derechos importances pare usted.
LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO D SI NO TIENE EL
DINERO SUFICIENTE DE PAGAR TAL SERVICIO. VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA
CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA
LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral and Information Service
800-990-9108
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APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esq.
Attorney I.D.#38423
2417 Welsh Road, Suite 21 #520
Philadelphia, PA .19114
(215) 634-8920
Attorneys for Plaintiff
CAPITAL ONE BANK
c/o Apothaker & Associates, P.C.
2417 Welsh Road, Suite 21 #520
Philadelphia, PA 19114
Plaintiff,
vs.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
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BILL L PHOENIX
139 N 47TH ST
LEMOYNE, PA i 7043
Defendant.
CIVIL ACTION COMPLAINT
FIRST COUNT
1. Plaintiff, CAPITAL ONE BANK, is a company with its principal place of business located at c/o
Apothaker & Associates, P.C., 2417 Welsh Road, Suite 21 #520, Philadelphia, PA 19114.
2. Defendant is BILL L PHOENIX, an adult individual residing at 139 N 47TH ST LEMOYNE,
PA 17043.
3. At the special instance and request of Defendant, Plaintiff sold and delivered to Defendant goods
and/or services at the times, of the kinds, in the quantities, and for the prices set forth in Plaintiffs records. A true
and correct copy of which is attached hereto, incorporated herein by reference and designated Exhibit "A".
4. Defendant received and accepted the goods and/or services described in Exhibit "A".
5. The prices set forth in Exhibit "A" are the fair, reasonable and market prices for said goods and/or
services, and the prices which Defendant agreed to pay.
6. All credits, if any, to which Defendant is entitled, are set forth in Exhibit "A".
7. In addition, Plaintiff avers that Defendant has failed and continues to fail to make any payments,
leaving a balance due and owing of $2,569.99.
8. Although demand has been made, Defendant has failed to make payment of the amount due as
above.
WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of
$2,569.99 plus costs, and reasonable attorney's fees.
APOTHAKER & ASSOCIATES, P.C.
Attorney f~{ Plaintiff
A Law Firm Eng ~in Debt Co~l,ectio~
BY:
Dated: 8/17/2007
David J.
Our File No.: 113729
VERIFICATION
y ~ f ~ ,hereby states that I am for plaintiff in this
action, and that I am authorized to take this Verification, and that the statements made in the
foregoing Civil Action Complaint are true, and corr~t to the best of my knowledge,
information, and belief. The undersigned understands that the statements therein are made
subject to the penalties of 18 Pa.C.S.A. 4904 relating to unsworn falsification to authorities.
DATE:
CAPITAL ONE BANK
+ c/o Apothaker & Associates, P.C.
2417 Welsh Road, Suite 21 #520
Philadelphia, PA 19114
BILL L PHOENIX
139 N 47TH ST
LEMOYNE, PA 17043
STATEMENT OF ACCOUNT
Debtor's Name: BILL L PHOENIX
Account Number: 5291151916914482
Balance Due: $2,569.99
Our File No.: 113729
EXIIIBIT "A"
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SHERIFF'S RETURN - REGULAR
CASE NO: 2007-05185 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CAPITAL ONE BANK
VS
PHOENIX BILL L
DAVID MCKINNEY Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
D~Tr1F'TTTX RTT.T, T, the
DEFENDANT at 2025:00 HOURS, on the 27th day of September, 2007
at 139 N 4TH STREET
LEMOYNE, PA 17043
BILL PHOENIX
by handing to
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service / 15.36
Affidavit '~J~~ .00
Surcharge /o
~~ 10.00
Sworn and Subscibed to
before me this day
of ,
So Answers:
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R. Thomas Kline
09/28/2007
APOTHAKER & ASSOCIATES
By : ~ '~ ~ ~
Deputy Sheri f a~
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Defendant.
Our file No.: 113729 - v
APOTHAKER & ASSOCIATES, P.C.
2417 Welsh Road, Suite 21 #520
Philadelphia, PA 19114
(215) 634-8920
Attorneys for Plaintiff
CAPITAL ONE BANK
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff,
vs.
BILL L PHOENIX
DOCKET NO.: 07-5185
Civil Action
STIPULATION IN LIEU OF JUDGMENT
The matters and things in controversy having been discussed by and between the
parties, and a settlement having been agreed upon:
It is on this 26th day of March 2008 STIPULATED by and between Plaintiff,
CAPITAL ONE BANK, and Defendant, BILL L PHOENIX parties as follows:
1. Defendant agrees to pay the sum of $2,560.43, which sum Plaintiff agrees
to accept in full settlement of its claim herein, inclusive of interest, counsel fees and court
costs.
2. The sum aforesaid shall be paid by Defendant, BILL L PHOENIX, to the
attorneys for Plaintiff in the following manner:
a. Payment of $200.00 was paid on October 3, 2007
b. Payments of $150.00 per month were paid by the 30th of each month
from November 2007 through February 2008;
c. Payments of $150.00 to be paid on or before the 30th of every month,
starting March 30, 2008 until balance is paid.
All checks are to made payable to CAPITAL ONE BANK, and sent to:
Apothaker & Associates, P.C.
520 Fellowship Road C306
Mount Laurel, NJ 08054
3. In the event Defendant, BILL L PHOENIX fails to pay in accordance with
the terms set forth in this Stipulation, then, and in that event, Plaintiff must notify
Defendant's attorneys, in writing of Defendant, BILL L PHOENIX's default.
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The name of Defendant's attorney and address that notice will be sent is:
MR. JOHN R BEINHAUR ESQ
3964 LEXINGTON ST
HARRISBURG, PA 17109
4. If the default is not cured within 30 days after written notice of
Defendant's attorneys, then Plaintiff has the right to obtain the entry of Judgment against
Defendant, BILL L PHOENIX, ex parte, in the sum of $2,560.43, giving Defendant,
BILL L PHOENIX credit for any sums actually paid pursuant to the terms of this
Stipulation.
We hereby consent to the form and entry of the within Stipulation.
APOTHAKER & ASSOCIATES
Attorneys for aint'
A Law Firm Engage ebt Collection
By:
Scian, Esquire \
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BILL LPHOENIX
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Our File No.: 113729
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire
Attorney I.D.# 38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800)672-0215
Attorney for Plaintiff
CAPITAL ONE BANK
C/O David J. Apothaker, Esq.
520 Fellowship Road C306
Mount Laurel, NJ 08054
Plaintiff,
vs.
BILL L PHOENIX
139 N. 4TH ST
LEMOYNE, PA 17043
Defendant.
COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY
1:10.: 07-5185
Civil Action
PRAECIPE TO SUBSTITUTE PARTY PLAINTIFF AS PER Pa RULE 2352 (a)
TO THE PROTHONOTARY:
Kindly substitute as Party Plaintiff, Capital One Bank (USA}, N.A., in this action.
The right to substitution is based upon the following facts: Capital One Bank
(USA), N.A, is the successor, who by operation of law, has succeeded to the interest of,
CAPITAL ONE BANK. Defendant's rights will not be prejudiced by this change.
APOTHAKER
By:
David J.
iOCIATES, F.C.
Plaintiff
,Esquire
Dated: October 13, 2008
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