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Home My WebLink About07-5214 Y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No ~ (~_ ~~~ C~Vi ( u''N vs. COMPLAINT IN CIVIL ACTION MELISSA PAGEAU Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06074747 C N Pit DKB IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. MELISSA PAGEAU Defendant -i <--- Civil Action No o~-S-~ /'!/ Cw~.~ /,~,,.. COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: MELISSA PAGEAU 105 S CHESTNUT ST MECHANICSBURG, PA 17055 3. Defendant applied for and received a credit card bearing the account number 4862362351607596 . 4. Defendant made use of said credit card and has a current balance due of $3511.88 as of August 06, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 12.890 per annum on the unpaid balance from August 06, 2007 A copy of Plaintiffs STATMENT is attached hereto, marked as Exhibit ~~1~~ and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant MELISSA PAGEAU INDIVIDUALLY in the amount of $3511.88 with continuing interest thereon at the rate of 12.890 per annum from August 06, 2007 plus costs. James C Warmbrodt,42524 WEL WEINBERG & REIS CO., L.P.A. 436 Se a th Avenue, Suite 2718 Pitts ur h, PA 15219 (412) 43 -7955 FAX: 41 -338-7130 060 474 C N Pit DKB This law firm is a debt collector atte~hpt~ing to collect this debt for our client and any information obtain d ill be used for that purpose. 027 Access yrour Qccountontine ... Register today at trttww.capitalonecom. ylfltt- Capital One• online a4eount servicing, getting account information and making payments is easy. Check out just a few of the hangs you can do: -~ Pay your bill online -~ Check your balance and available credit -~ View your statement Plus, take advantage of other special offers developed especisMy for you! dl7e' r~harlbyer a.a6eT' see reverse ~i~rdieerffs > ~~ PLATINUM VISA ACCOUNT 4562-3623-5160-75% 027.04aZ FEa ze -MAR 27, 2006 Page 1 of 1 Aaamt S~ Payments, Credits std Adjtutmenu Preveoua BaLnce {2,994.57 Payttrnu, Credits sad Adjuameots 1.00 Ttwwclio>m Traouetiou Finaam Charges (35.00 (29.76 1 27 MAR PAST DUE FEE 135.00 New Babuue f3,059.33 ~~~ Notice" Under the lama of your aooouert, Capid One hu the fight to inaease a8 Minimum Amwnt Due 13,059.33 taus effective Y• Ham. sp~1 One ~ elecoed ~ to taix ya¢ A.P.R at this time. e eevves the t C l O bide b h f i h if foil Pl b d d Payteeat Doe Dan April 27, 2006 e terar o yav agreemen , au n m to a y t e a v se t at you ease rght to tare yonr A.P.R in the Cunee. Told Credit Line Tod Avat7aNe Cted'x 15,000 f.00 You were aaaeued a put due fee of (35.00 on 03/27/2006 hectare your mioitaum payment was mt Ceed'a Line far Cash 85.000 received by the doe date of03/27/2006. To sv~ this fa iathe futuq we recomtnend tha yw AvaBable Credit for Cub 1.00 allow st leant 7 bnstoea days far your payment to reach Capad One. Atyourandloe Te nfl Cawaor Ritioo< err m rgnrt a bat w rule ord 1-800-955-7070 Aun: Readm.oe Proon.iog Capial Om Buds Caul Oac P.O.1ka 790216 P.O. Boz 30785 St Law, MO 63179-0216 SLC, UT 81130-0785 Imoertaat Acooaat Information Aerie review the enclosed privacy information and resin it with yoor amount retards Abo virt tvww.apidooeapm/aeditQ~ds and didt oa the Prk the Guide to Benefas link to ]r$n ~ yaea latest Yrs. or MaatrrCard. ooaouat benefits. The deacripriou in thin odioe grade replan any infartoation yyoonn received in the past. For a pQr~t~0tad copy of the Grade to Beaefnu, ca5 the Cmtoma Relations number on the bock of year rzd. la~a< r8asrearrs•<risndel6r iwrsdaar iigGsr~iea ,~ R"ir P11xc11ASP.s u,7o2s4 .o3oa5c 13.9o+r ixa CASH f.00 .~% 19.80% 8.00 sPP.clAl. TISaNSr+cSS t3o6.a .01093+6 3.99M 8.91 ANNUAL PERCENTAGE RATE applied this period • PLEASEREIVRNP'ORTIONBII.OWWITHPAYMSNT 12.89% ~e 0000000 0 4862362351607596 27 3059330030003059334 AGrr frwe a<.i&~rfim wd~w«tiird~rrjw Irbe,sigw. wue~tsi. New Bdasce Y3,05933 Mittimam Amount Doe (3,05933 sa<ee Ap. r Paymeta Doe Date April 27, 2006 ~~ Gq Seine ZQ' Tod enclosed ! Hoa<Pnax Ala<am Phone AocwetNambc 4562-3623-3160-75% • EmaAdaK. ~r •9008739065792489M MAIL ID N[1148ER Capital One Bank MEL'IS'SA P>.G1rA1J P.O. Box T90216 lt~n~nr~~ut~~~ns~~ -e ~ 105 S CHE3T10FJT ST '" ~ MECHANICSHURG PA 17055-6546 St. Louis, MO 63179-0216 °m ~. lr~lnullnn~~~nr~~r~n~~nutlt~ur~lalluns~~rl~ta~u~r~ ° ~ual~~na~~~sns~s~rs~s~ul~urlr~u~u~tlln~~nn~tlu~~ol P/eus witsyov.omsarr aawedrran yws eOaaE a s<aery order uodtrryi4 to Capitd Ons Ben.1 asd soil is for tadeurd ennsbfr. Send us your a-mail address so we can better serve you. Coven ff you've already sent us your e-mail address, please fill out tfie form and return k with your payment. We waM to make wre our records arc up to date. E-mapalJdresa:^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^ Arse pyldda.fyln bbdcarMw bat IburdddraashaedAtdderon y's7yrrsdmneorc,nmindny6l.akspr~.A'.'tdrsaMfwleroartpae. Name: Acrnunt tf: Your privacy is protected st Capital Dee. You nn teal severe kTloyyirlg your a-mail address wlil never be sold or distributed without your consent For more blfomlation about our Pr<t'ecY po8q. Please visR http://www.apealone.corn/pants/le6aUPrMeystetml. 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APParo Te: tw mle fad lap.llyd Iltlf.w P.ya1,rY yes mr to w vra M owawa r Yarr asolae .. a dr blaklea. d.Y w. laerlr k. plordM Ili yes wW aw botrae Prawn a dda awewwe rW Yaw dock In rive .elaeaW wrNaaelw wnatoPO and 121 Yak w~1~t M eowltsa a eu ~...^..^..~~-.w+ naror p 3 P.x. fT (12 romAR1. Plraa Yew m Maw a.a 97 roaalaas deYNr Pavel Parrn.ero wwived by Ile x xly waver loe.ll.n a k1 xly all Ywatrerwn m~ayw1.101 w aykaauwd p a da d M wp1Yk /IM1. Qty kl~llaa. d.Y..w NaMMY ~_ ~_ P PI.r. rip llot ur ^aPla,, Pia des .ta. 1t11.r1 Pty W aPPM. A circb wwilaa duhq the hebq ayds ubY .alrar dr. H rw eruct Pesaro cll. tlarMr. 1al audwd=e ,oraur Ar dr ,klolke of tlw dry. Ti alMlalzatlal to lr w m,b a d1.lp .a.iwt your brlk aeeaur uap dr drek.. Pifer draA a o1Mr kr11. ~ J ,. VERIFICATION CAPTTAL ONE BANK vs PAGEAU, MELISSA The undersigned. dens hereby w~,~' b;~t~C --penaiues of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is, MAISHA DAMS, Authorized Agent, of CAPTTAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. MAISHA DAMS / `'---~. o ublic MYRA PRINgLE Notary Public Gwinnett County Georgia wly Commission Expires July 3i st 2004 4862362351607596 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. .~ ~ ~ ~ -~., ~::~ -n ~ ~ Yt1 1 c`w. ~ - fir J , . ~V /~ - I _ !! ~ ~ .. ~ ~w ~. ~ C[_, _/rte A- ` ~ Z ,3 ~ ~ a ~ y ~--~ f ~ ~" -~ SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-05214 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CAPITAL ONE BANK VS PAGEAU MELISSA R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT - ----- ---- ---- b unable to locate Her in his bailiwick. COMPLAINT & NOTICE , ut was He therefore returns the NOT FOUND as to the within named DEFENDANT PAGEAU MELISSA 105 S CHESTNUT STREET MECHANICSBURG, PA 17055 CURRENT RESIDENT HAS BEEN THERE OVER A YEAR AND DEFENDANT DOES NOT LIVE THERE. Sheriff's Costs: So answ ~.~,_,..-~~1~~ Docketing 18.00 Service 9.60 -~;.~-__ Not Found 5.00 R. Th s Kline Surcharge 10.00 Sheriff of Cumberland County .00 gl~,.y~p~y ~, / 42.60 WELTMAN WEINBERG REIS 09/18/2007 Sworn and Subscribed to before me this day of , A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. MELISSA PAGEAU Defendant No. 07-5214 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Patrick Thomas Woodman PA I.D. #34507 WELTMAN, WEINBERG & REIS, CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06074747 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. 07-5214 CIVIL TERM MELISSA PAGEAU Defendant PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. WELTMAN, WEINBERG & REIS CO., L.P.A. By: 1 ~t ~ /tio~vncrl vVC~O~'YVLO~.-,_ Patrick Thomas Woodman PA LD. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (41.2) 434-7955 WWR #06074747 (7 '~' # p ~ ~ 0 ~i 4? b -~ a ~, W C.~ ra c: T -r; ~--- y~' ~. .? U~ C~ ..~ ;_ ---, ice, ~. ., ,~: ~, ~:; _s :-~ SHERIFF'S RETURN - REGULAR CASE NO: 2007-05214 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS PAGEAU MELISSA MICHAEL BARRICK Sheriff or Deputy heriff of Cumberland County,Pennsylvania, who being duly swo n according to law, says, the within COMPLAINT & NOTICE was ser ed upon PAGEAU MELISSA the DEFENDANT at 1938:00 HOURS, on the 29th day of January 2008 at 130 WESLEY DRIVE MECHANICSBURG, PA 17055 by handin to JAMES MCKEE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to th,~ contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge Fl,.?.~D~~D ~ ~,. So Answers: 18.00 r. .00 10.00 R. Thomas Kline .00 1.44 01/30/2008 WELTMAN WEINBERG ~~~ Sworn and Subscibed to By: before me this day p of A.D. ui~y Eherif IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. MELISSA PAGEAU Defendant No. 07-5214 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA LD. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06074747 Judgment Amount $ 2,295.35 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1N THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. 07-5214 CIVIL TERM MELISSA PAGEAU Defendant TO THE PROTHONOTARY: PRAECIPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant, MELISSA PAGEAU above named, in the default of an Answer, in the amount of $2,295.35 computed as follows: Amount claimed in Complaint Amount paid by Defendant $3,511.88 $1,500.00 Interest from August 06, 2006 to March 31, 2009 at the legal interest rate of 12.89% per annum $283.47 TOTAL $2,295.35 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: William T. Molczan~squire PA LD. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06074747 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 1.400 Koppers Building, 436 7~' Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 130 WESLEY DR, MECHANICSBURG, PA 17055 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Case no: 07-5214 CIVIL TERM Plaintiff vs. MELISSA PAGEAU Defendant NON-MII.ITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, MELISSA PAGEAU is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, MELISSA PAGEAU is not in the military service. Further Affiant sayeth naught. ~ CCMMUNWEI~t.Tti OF PE~INSYL~/P.NI~A _.._.r---_ Notarial Seat Wonay L. Gault, No~ry Public OTARY LIC City C>f Pittsburgh, Ali~heny County My Commission t:xpirer .luty 15, 2010 Member, P9nnaylvenia A~a~oa±icn ~f Platar6es AFFIA SWORN TO AND SUBSCRIBED in my presence this ~~ ~ day f ~ ~ ~ ~0 This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. Request far Military Status Department of Df:fense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 MAR-31-2009 07:06:37 `~. Last Name First/Middle Begin Date Active Duty Status Service/Agency PAGEAU MELISSA Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. ~~ ~-~-. Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical caze and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http•/lwww.defenselink.miUfaglpis/PC09SLDR.htm1 WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scraiowa/scra.prc_Select 3131 /2009 ' 4 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. MELISSA PAGEAU Defendant IMPORTANT NOTICE TO: MELISSA PAGEAU 130 WESLEY DR MECHANICSBURG, PA 17055 Date of Notice: YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY 'BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER~IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. • THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA. 17013 (717) 249-3166 Case No. 07-5214 CIVIL TERM WELTM~I, WEINBERG &REIS CO., L.P.A. By: Ma hew Urban P.A.I.D.# 90963 WELTMAN, WEINBERG 8~ REIS CO., L.P.A. 436 Seventh Avenue, 1400 Koppers Building Pittsburgh, PA 15219 Phone: (412} 434-7955 6074747 N PIT KM3 F1LE[~-~:.~=~rv~~E ~uU~ ~ I~ ~~ ~~`~ .~~ ~Lv ..1.-.,~ 1r- r~^, e ; q~ /~ ~I¢•o~ PA AT'r1 Gc,~` ~841l0 5 P..t~ `~cx~o A~ke~ -~tw~~ IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CML DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. 07-5214 CIVIL TERM MELISSA PAGEAU Defendant NOTICE OF JUDGMENT OR ORDER TO: ( )Plaintiff (xx) Defendant ( )Garnishee You are hereby notified that the following Order or Jud ent was entered against you on (xx) Assumpsit Judgment in the amount of $2,295.35 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( } Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: PR TH NOT OR D UTY) MELISSA PAGEAU 130 WESLEY DR MECHANICSBURG, PA 1.7055 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 1400 Koppers Building; 436 7~' Avenue, Pittsburgh, PA 15219 1-888-434-0085