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HomeMy WebLinkAbout07-5287e IN THE COURT OF COMMON PLEAS OF CUMBERLAi~D COUNTY, PEi~VSYLVAI`1IA FIA CARD SERVICES, N.A. FKA, iVCBNA AMERICA BANK, N.A. 655 PAPER MILL ROAD DES-013-02-02 WILMINGTON DE 19$84 Plaintiff vs l~to. or1- gash Cw ~ t T~,rm CIVIL ACTION -LAW RICHARD S BIGGS 5265 E TRINDLE RD #3 MECHANICSBURG PA 17050 Defendant(s) Filed on behalf of: Plaintiff, FIA CARD SERVICES, N.A. Counsel of record for this party: Date: 30 ~ Am F. Do #$7062 / aniel F. Wolfson #20617 hilip . Warholic #$6 I David R. Galloway #87326 Tom yn ppie #87852 /Sarah E. Ehasz #86469 Robert N. Poles, Jr. #201259 /Bruce H. Cherlcis #18837 Ronald S. Canter #94000 /Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trirnlle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff WBiA File No. 173866465 IN THE COURT OF COMMON PLEAS O~ ~ijI3ERt„AI~I~ COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs RICHARD S BIGGS Defendant(s) . No. CIVIL ACTION -LAW You have been sued in Court. If you wish to defend against the claims set forth irr the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appeazance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lase money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO iVOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH. BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIR)/ A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-31 b6 CCP Notice to Defend W&A File ido. 173866465 IN THE COUitT OF COMMON PLEAS ~~' ~~~RLA~1b CpUNTY, pENNSYLVAiVIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs RICHARD S BIGGS Defendant(s) ~,°~ No. CIVIL ACTION - LAVV USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender coma la demands puestas en las siguientes paginas, usted tienen que tomar accifin dentro veinte (20) dies despu~s que esta Demands y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defenses o objecior~es a las demandas puestas en esta contra usted. Usted es advertido que si fella de hacerlo el ~caso puede proceder sin usted y un juzgamiento puede ser entrado coma usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demands o por cualquier otro reslatno o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importance pare usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO Ei'dSEGUiDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEEitE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, .ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN O~'RECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO itEDUCIDO O GRATIS. Cmnberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to defend W&A Fife Ito. 1'7366465 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff No. 0 ~ ~Z F 7 ~'~c.~:.! T.s... vs RICHARD S BIGGS Defendant(s) CIVIL ACTION -LAW AND NOW, this 28 day of August, 2007, comes the Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , by and through its attonleys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with a principal place of business situated at 655 PAPER MILL ROAD pE5-013-02-02, WILMINGTON, DE 19854. 2. Defendant, RICHARD S BIGGS, is an adult individual with a last known address of 5265 E TRINDLE RD, #3 MECHANiCSBURG, CIJMBERLAi~ID COUNTY, PA .17050. CCP Cmplt -MBNA wo AF q W & A File No. 1738b6g65 3. It is averred thaf Defendant was issued anopen-end credit account by Plaintiff. This account was created .through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreemen contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plainti#~would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U. S. C. § § 1-16 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's. use and maimenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". CCP Cmplt - Mt3NA wo AF W & A File No. 173866465 8. Defendant did not object to the summary of account. 9. Defendant has made sporadic and irregular payments, if any, which fiave been applied to the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of chazges made by said Defendant and/or any authorized users is the sum of $2,916.39. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account.shall continue to beaz interest at the rate of 6 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $62.80. 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 15. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 16. The amount in controversy is within the jurisdictional amount requiring compulsory azbitration. CCP Cmpit - MBNA wo AF 6 W & A 1~ ile No. 173866465 WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $2,916.39, interest in the amount of $62.80, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, r Date: 30 ' Amy F. Doyle #87 2 f 'el F. Wolfson #20617 slip arholic Sb 41 David R. Galloway #87326 ' n ppie 2 /Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 /Bruce H. Cherkis #18837 Ronald S. Canter #94000 /Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCF Cmplt - M$1~1A wo AF ~ W & A File iVo. ] 73$66465 VERIFICATION The undersigned hereby sates that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein aze made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: ~0 87 A ~. llo ie #870 , 7 Datiel F. Wolfson #20617 hilip C. W is 8634]x' David R. Galloway #87326 Torulyn M. Chippie #87852 /Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 /Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald. M. Abramson #94266 Wolpoff& Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF W & A File No. 173866465 Exhibit "A" ~•--- i;j I r'J ~i~ ~1~! e )%jjl~~il~ I~~~~,~~f~j~~ ~~~D~~~i-r~l ~~ y t~ #~ °~jj ~~i,F~~l ~Ei~j~1~}j:~~i~i ~a1i,,~~k1~H~! . ~~ F. `~ 9 X ti ~ .; LL! ~y ~::: ~. .a' ~~~~ :~ •s ;~. ;': / ~~~ Y, i. r'r: ::.:.:.: ~ ~~ ~i ~ .; u t~ r~ i~~ ~~~ ~~~ ~~ ~~~ ~~ ~~ f~ ~s ~~ 6 tt~ ~~~ ;~' '~~ ~ ''~ ~; ~.;~~~$~ ~~ ~ ~~, a ~.~1 ~~ 9 it. i t ~f~ ~~i ~. 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" CLIENT NO 001730 MBNA ACCT#4264283407938492 BALAI~ICE -- 2,916.39 ****** PRIMARY DEBTOR ***** C/0 DATE 01/01/69 LSTPY DT 03/02/07 *M-ACCT-NO *M-REC-TYPE*M-GUST-TYPE*M-LAST-NAME 4264283407938492 A I BIGGS *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 RICHARD S 5265 E TRINDLE RD APT 3 *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH MECHANICSBURG PA 170503556 7176453782 *M-WORK-PH *M-DOB *M-POE-NAME 7176976333 06/09/78 SIGNAL GRAPHICS PRINTING *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LV01 OV0001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE AGNY *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE PAA 0000 04/17/07 05/31/05 01/01/69 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 03/02/07 2,916.39 .00 .00 2,916.39 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 2,916.39 .00 .0.0 =IQ00004231922 M~B~1 *M-COMMENT-2 001 20070417 0000028 *M-COMMENT-3 *M-COMMENT-DATE 04/17/07 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME .00 .00 *M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE .00 .00 R 0733 *M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG ` 0000 N N *M-ADDR-FLAG*M-SSN *M-MIO*M-AGY-CODE N XXX-XX-9672 DBBA CL01 ~a ~ c~? ? ~- ~ ~ - ~~' D ~ z t~ ~l ~ f f ~~ iR~ t Tb } ~ ~ _-_ _' ~ l C ©' J .,p ~ D -..~~ c,..3 ."i'1 ,- -G SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-05287 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND FIA CARD SERVICES VS BIGGS RICHARD S R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT ----- ----._~~ .. b unable to locate Him in his bailiwick. COMPLAINT & NOTICE , ut was He therefore returns the the within named DEFENDANT 5265 E TRINDLE RD #3 BIGGS RICHARD S NOT FOUND as to MECHANICSBURG, PA 17050 PER POST OFFICE, DEFENDANT MOVED AND LEFT NO FORWARDING ADDRESS. Sheriff ' s Costs : So answer %, fem. ~,.,,~,~- Docketing 18.00 .~- Service 9.60 Not Found 5.00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County .00 4~~Y~b'1 ~- 42.60 WOLPOFF & ABRAMSON 09/12/2007 Sworn and Subscribed to before me this day of , A.D. w IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS RICHARD S BIGGS Defendant(s) No. 07-5287 Civil Term CIVIL ACTION -LAW PRAECIPE TO SETTLE, DISCONTINUE, AND END Please mark the above-captioned action as settled, discontinued, and ended. Respectfully Submitted, Date: 5 ~ '~ v i F e # 'li C. Warholic #86341 / vid R. Gal owa # 'lyn M. Chippie #87852 / . Ehasz #86469 /Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 173866465 ry ~ ~n ~ ~ fws";.r; ,~ x,* -e ~~ ~ ~n :: t~ ~ ~.: `.~ - ~s ~ ~~ t_. ~ ~ 4 . "~ ~ C, -~ . ~,. CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. No. 07-5287 Civil Term FKA, MBNA AMERICA BANK, N.A. Plaintiff vs. CIVIL ACTION -LAW RICHARD S B IGGS Defendant(s) served this date by Regular Mail, Postage Pre-Paid on this 1 day of ,200 CREDIT SOLUTIONS OF AMERICA Amy F. Doyle #872 / Philip C. Warholic 8 41 / Davi allo Tonilyn M. Chippie #878 ZT ara as; Robert N. Polas, Jr. #201259 WOLPOFF 8z. ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 173866465 15601 DALLAS PARKWAY SUITE 700 ADDISON, TX 75001 ~~'.' ~_ 3- T~ .. ~~ .,~ ~ rr t ~~ r~ pp_._ l ,~. ' ~ RJ \~ ~ ~ •• ~+