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HomeMy WebLinkAbout07-5311 NAUMAN, SMITH, SHISSLER & HALL, LLP Guy P. Beneventano, Esquire Supreme Court I.D. No. 43107 Brandon S. Williams, Esquire Supreme Court I.D. No. 200713 200 N. 3rd Street, 18~ Floor Counsel For: GMAC P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax:. (7.17) 234-1925 GMAC, : IN THE COURT OF COMMON PLEAS Plaintiff :CUMBERLAND COUNTY, PENNSYLVANIA v. LAWRENCE WILSON, Defendant NO. p''j _ 531 I ~ iv i 1 7'errvl CIVIL ACTION -LAW ACTION IN REPLEVIN NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment maybe entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 S. Bedford St. Carlisle, PA 17013 Telephone: (717) 249-3166 1-800-249-3166 NOTICIA Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dins de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita o en persona o por aboado y archivar en la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una Orden contra usted sin previo aviso o notificacion y por cualquier quej a o alivio que es pedido en la peticion de demanda. Usted puede perder dinero o sus propiedades o otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO Il~tMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAS QUE CUALIFICAN. Cumberland County Bar Association 32 S. Bedford St. Carlisle, PA 17013 Telephone: (717) 249-3166 1-800-249-3166 NAUMAN, SMITH, SHISSLER & HALL, LLP Guy P. Beneventano, Esquire Supreme Court I.D. No. 43107 Brandon S. Williams, Esquire Supreme Court I.D. No. 200713 200 N. 3~ Street, 18`~ Floor P. O. Box 840 Harrisburg PA 17108-0840 Telephone: (717) 236-3010 Facsimile: (717) 234-1925 Counsel For: GMAC Dated: September 4, 2007 NAUMAN, SMITH, SHISSLER & HALL, LLP Guy P. Beneventano, Esquire Supreme Court I.D. No. 43107 Brandon S. Williams, Esquire Supreme Court I.D. No. 200713 200 N. 3rd Street, 18th Floor Counsel For: GMAC P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax: (717) 234-1925 GMAC, : IN THE COURT OF COMM©N PLEAS Plaintiff :CUMBERLAND COUNTY, PENNSYLVANIA LAWRENCE WILSON, :CIVIL ACTION -LAW Defendant ACTION IN REPLEVIN COMPLAINT AND NOW comes Plaintiff, GMAC, by its counsel, Nauman, Smith, Shissler & Hall, LLP, to file the within Complaint based upon the following facts: 1. Plaintiff, GMAC, an entity organized under the laws of Delaware, having offices throughout the United States and having an office at 555 Business Center Drive, Horsham, Pennsylvania 19044. 2. Defendant, Lawrence Wilson (hereinafter "Defendant") is an adult individual presently residing in Cumberland County at 212 3rd Street, New Cumberland, PA 17070. COUNTI REPLEVIN 3. On May 19, 2006, Defendant entered into a Contract with Sutliff Chevrolet, Harrisburg, PA 17105 (hereafter "Seller") for the purchase of a 2006 Chevrolet Cobalt, bearing Vehicle Identification Number 1GIAKSSF767707744 (hereinafter "Vehicle") for a net purchase price and finance charges in the amount of Twenty Thousand Two Hundred Ninety-Eight and 24/100 Dollars ($20,298.24). A copy of the Contract is marked as Exhibit "A", attached hereto and its contents are incorporated herein by reference. 4. Defendant, pursuant to the aforesaid Contract, agreed, inter alia, to make seventy- two (72) installment payments in an amount of Two Hundred Eighty-One and 92/100 Dollars ($281.92) each, commencing June 19, 2006 and payable on the same day of each successive month thereafter, for a total obligation of Twenty Thousand Two Hundred Ninety-Eight and 24/100 Dollars ($20,298.24). 5. Under the Contract the Defendant granted the Seller or its assignee a security interest in the Vehicle and its proceeds. 6. Defendant, pursuant to the aforesaid Contract, agreed that in the event of default in any payment due under the Contract, or the failure to comply with any term or condition thereof, that the Seller of the aforesaid Vehicle may take possession of said property, including any equipment or accessories thereto, and for this purpose Seller may, in any lawful manner, enter upon the premises where the said property may be and remove same. 7. On or about May 19, 2006, for good and valuable consideration, the said Contract was assigned by Seller to GMAC who succeeded to the rights and interest of Seller. GMAC, pursuant to the provisions of the Pennsylvania Motor Vehicle Code and the Pennsylvania Uniform Commercial Code, perfected its security interest in the Vehicle by properly notifying the Pennsylvania Bureau of Motor Vehicles to endorse upon the Certificate of Title for the aforesaid 2 Vehicle a notice of its encumbrance upon the aforementioned Vehicle and security interest therein. A copy of said Certificate of Title is marked Exhibit "B" and attached hereto. 8. Defendant has breached the said Contract in that Defendant failed to make the agreed- upon installment payments due. 9. Such defaults are continuing. 10. The present outstanding balance due GMAC from Defendant is in the amount of Fourteen Thousand Two Hundred Twenty and O1/100 Dollars ($14,220.01), plus late charges. 11. GMAC sent Defendant a Notice of Default by letter dated August 27, 2007. A true and correct copy of said Notice of Default is attached hereto as Exhibit "C" and incorporated herein by reference. 12. Under the terms of the aforesaid Contract, Defendant agreed that in the event he defaulted in any payment due thereunder, or failed to comply with any of the terms or conditions of the Contract, and in the event it became necessary for the Seller or its assignees to institute a suit in replevin for the Vehicle, Defendant agreed to pay all costs of suit and any reasonable attorney's fees. 13. GMAC has made repeated demands that Defendant make the payments agreed upon, all to no avail. 14. Upon information and belief, the aforesaid Vehicle is presently in the control and custody of Lawrence Wilson, 212 3rd Street, New Cumberland, PA 17070. 15. Vehicles of this model and class have an average wholesale value of Ten Thousand Four Hundred Fifty Dollars ($10,450.00). WHEREFORE, GMAC prays that this Honorable Court enter judgment in favor of GMAC and against the Defendant for: a. Possession of the 2006 Chevrolet Cobalt bearing Vehicle Identification Number 1GIAKSSF767707744 or inthe alternative, the market value of the car in the amount of Ten Thousand Four Hundred Fifty Dollars ($10,450.00); and, b. Reasonable Attorney's fees and legal expenses incurred by reason of the institution of this action in replevin to repossess the aforementioned Vehicle; all as agreed to in the Contract dated May 19, 2006. COUNT II BREACH OF CONTRACT 16. Pazagraphs 1 through 15 above aze incorporated herein by reference. 17. Pursuant to the Contract, Defendant has defaulted by his failure and refusal to pay installments in arreazs, the sum of which (including late fees and unpaid charges) is One Thousand Four Hundred Seventy-Two and 03/100 Dollazs ($1,472.03) at this time and increasing monthly. 18. At all times material to this case, GMAC has fully and satisfactorily conformed to and complied with all terms and conditions required of it under the Contract. 19. Pursuant to the Contract, Defendant's default entitled GMAC to installments in azreazs, a late fee equal to 2% of the total amount of arrears, plus all other costs incurred in connection therewith. 4 20. To date, Defendant owes GMAC the outstanding balance sum of Fourteen Thousand Two Hundred Twenty and O1/100 Dollars ($14,220.01), plus late fees and costs. 21. The Contract provides that in the event the Defendant did not make the agreed upon monthly payments, resulting in a default under the Contract, and GMAC was required to employ an attorney, the Defendant agreed to pay reasonable attorney fees and Court costs. WHEREFORE, GMAC demands judgment in its favor and against the Defendant for: a. The sum of Fourteen Thousand Two Hundred Twenty and O 1/100 ($14,220.01), plus a late fee equal to 2% of the total amount of arrears and all other costs incurred in connection therewith; and b. Reasonable Attorney's fees and legal expenses incurred in connection with installments in arrears; and c. Any and all other relief which this court deems appropriate. NAUMAN, SMITH, SHISSLER & HALL, LLP _~ P. Beneventano, Esquire Supreme Court I.D. No. 43107 Brandon S. Williams, Esquire Supreme Court LD. No. 200713 200 N. 3rd Street, 18th Floor P. O. Box 840 Harrisburg PA 17108-0840 Telephone: (717) 236-3010 Facsimile: (717) 234-1925 Counsel For: GMAC Dated: September 4, 2007 5 . " VERIFICATION I, Char Hartman, Semperian Agent for GMAC, being duly authorized to do so on behalf of GMAC, hereby make the following statements subject to the penalties of l8 Pa. C.S. § 4904, relating to unsworn falsifications to authority, and do state that the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. ~~~~~, Char Hartman Semperian Agent for GMAC Date: ~ 13o I 0 ~ EXfEBTT "A" A1/WAL FOIYICE A,rbtrnt TdddV.ymanb Tpr tiW prbs -[IICENTAOt CNMOC t9iwbd TM amavi you Tlr wr aor d MTi Tlr Oahu The woui d wi ttM pik Wr yoto purdws On 7hs oor dym wwi tlr «aril rreylisd b you Irys mrb a ao06 nalu0tq «ediYryYlly wii wi Nel yee«011 you psyrlrrYY ye«iowpsyrMn rb. you. bd,a atraiY dt) t.00o.00 IAn10er d A+YUi d YYlteh PAyllrlis Ayr Dlr Of Y Fobws • AbYiy OeW.rq Mls Chrr. x • prymad r net roewoi n w wren 10 days W i r 4b, you M psY A tab dwW x pb whds r •+rYY aamrnwa md« wthds. tM afryq. wn W r%d Ur pM d tlr payrrrd thr r rb. 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You confirm thst before you sipnsd this contract, rte gave it to you, and you were free to take k and nview it. You confirm that you received a completely filled-In copy yrhen you signed its Csiuyrrs .nil O>fior Overran • A eo•buyx r. pemon who r raparrMs l« peynx LOO anbrs daW M aMr orrbr r . para«r eaeY MrY r an xr tnM b M yelyde but Doss notl~wb WrMdy0l TM Oxw On+rar axreYbMwtw.My nbratbMwhd. xnwn writes ooraral oMrowrwxxrrtwtx ore _ craiar star curl ycr rupveol ET [0. taw SIt9/2006, .~ . rdTe~u - - AGENT Sax Year Y ttartr n tY t«rea b O MaMS AOYpbrras (OAtAC) O D Carpersearr• ,stint M bons d eesere npreemx,t(s) wMeswOrs AYpMt nsaoreY « SUTL1 CHEVROLET ENT Sax Tab xatx rxs 210x FRPA xROOx (F« tee n M ebb d Perwytnw) (t d s) Motbe: xY Otlbr xbe OoaNrOls 1006 Wr,xnl llolors Aearpbnce Corp«abn Ail ru0he, neeervei ORIfiINAI ~ aa0 yio 1 /330 7 , RETAIL I-~STALMENT SALt COHrRACT ItMAC Ft.EXNlLE FINANCE PLAN OTHER IMPORTANT AGREEMENTS ~. 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IrwrelauRR r ab rrNw lan evRnMlr ry orrery Prensrr r w eeNrasr N aRr. sPRRW Trarbrlbn: lar6 pre aswpradrw a rehruba uaaewa u Mrrermeege tall. .. en N rarrrRRerb r b vmbnar pre rb raldaM asrnrR peso •I praarN wwrwaM V InlorRlRRlde Mi brrRlrMM M b rrlgdMa ReIR RMl errs ode dgRdRbR r eanrrls saecrdas r N RenMra M r«w. T. APPtdCAaLE uw Fadrr Nw rM PanrylwnR IY apply b err aorrad NOTICE: ANY MOLDER OF THIS CONSIRIER CAlDIT CONTRACT ~ SINIJECT TO ALL CLARIS ANO 0lPEIgE81VHNY1 TINE OIBTOR COYLD ASSERT AOAMIST TNt SELJ.ER Of GOODS 011 SERVICES OBTABIp PURSUANT HERETO OR Y11i11 TXE PROCEE08 IIEREOP. RECOVERY HEREUNDER SY THE DEETOR SHALL NOT EXCEED ANOINITB PAID BY THE DE+_RTOR HEREUNDER. r~~( :. . ; `~~, EXHIBI'T' "B" ~. . i ~ ~ ~ ~ ~ ~ ' CERTIFICATE CfF ITLE FOR A VEHICLE ~" ,119 ~ ~ '" 061433400012433-[IQb _ _ .~ - _ 1Si - - _ - I IFt 1GbAK55P7677D7744 ~ 2006 ~ CHEVROt.ET ~ 6328300600E YI . VE"~CIE pEMS'ICATION NWSER YEAR MAKE OF vEMKtE TITLE NV-MEA • 0 ~ " -1 SDN ~ 5/23/06) "pOp026~ 0 - ~ °ooT TYPE I ow seAr uv ooaA rmE sTA 1 ooo.~ nnxo oA+E oooa -rES oow sTAnn - ~ '5/23/_06 ~ S/.23l06 ~ ~ I I ~ oATE -A TI[LdD oATe of I~Lrt L~+tADE" wE avAm OCWR TTTI[ SRNroS uooKIETEA STAAp a . ACIYAL "rLSAS! . • ~ . raEAOE axar~ TFE MlpYWCM T LM S ! . NO'T 7N[ ACTiW MASASE '•Cw ~ • NDT 71I[ IMTfldt nuAaEaoorm~ • ~ • ~ TNM~IM 1Iw/!9 • t . fKpIT FlICY ODDrCTE~I OgCArOSIR • aaolsrE~W a~Nal ~ y A . ANTId! vtNlcts ~ °'~ ~ s '^"^+'"rr LANRENCE 8 WILSON +r•~•N ---- '~ r F .ayY aF OOMfIW °' ~~/O"101"' ~ ~ 328 Y Ai.l.EN ST .: ~ •' ,,.~ ~ MECHANICSBURG PA 170SS "'"0N0YL'"'""'~'"~ ~ . woos vEI«a,E . MM{AIaNC! WMC1E A ~ IIEOOMMICIO • i . S7IRST AO° I~YZTMp l1~TYO~CLs T . . r . vO~CLSOpIMMM IISIMIIiO VSI w . wooo w~ou AIST LRN iAVOl1 Oi SECOND LIEN FAVOR Of x . ISiwAf A TAIY ~~ GMAC ~ ~ R is E . roptl I.IArrF M rre I~r rYYere" « h MM WI h ~ w++raw IMIIFt K+wd M T11k• w h pllwnl d IAe1er VMOdw M~ h MIWoMrM hwrl ra M • • FlRST LIEN br BECOTD UEN ~~ S RFFlI[SSNTATI pMi • • -ww° ADDRESS sr AyT11ORaS0 ATNE GMAC ~ PO BOX 814 D ~ COCKEYSVILLE MD 21030 ~ Y1 ? • • _O ~ • ALLEN D BIEHi.ER ~ rlw r a h aw a Wr w awr K+eaa~ a h o.p.rra d 7~d1 wtiol Sld h i~+a"NI R aeni/ry Kwd 4 h 4ryA/ wlKx a w w.rsr s.e~ +r+..~r~u.. • ~ wsst M tw b ~ SwoRn a S.ra .. •,bra T«rnu rM~- AIM a foR and a ons . m . aNlw, llg. yea a w.wFllq wMw) cwpc tMRE O pNwlwN, tlls w. • w11 bs rSllsd a TSIIrM n Colalssn' ta+ awn a aRS oaRSr .Iww.~ a d~OpSSd allYTlp b hMnr beta OF ~) T'"'E °"TM HIT LIFJI GATE. • IF FIO LIriN CHECK • 1OLDER S • 1ST L iN1 STREET • CITF STATE ZIT' • w a' TK9t Ii AN ELT ONQpt HERS ^ FSiANCIAL W M TIdiNO S NOT! MNR6OUIRZD V ZND USN pAT! • IF NO LISN CHECK 71. r~Yr~r '~'~ wlrr KM~r~ w CMA~ ~ 1~ r w wA.r • • O ww n4+r~r.Arwr•"r~rwlAwrwww h. lIM LIEMIOI.OER BTRSET • C~ ry1 wew~ullca.FR+owt q1 AU11101KifDlIOM~A CITY STATE ZN . ~ TK1S ~ AN QT GKCI(NERE a /SIAIICIAL 1I01M111Alp CONKpMfN111tZ pAY1KOMN M011P RDTt RN RSDIISS:D MNT~R11gN Np ~ I EXHIBIT "C" 1~ilLCl~CI Attorneys A Please reply to P. 0. Box 840 Harrisburg, PA 17108-0840 August 27, 2007 Via Certified Mail No. 7006 2150 0002 4854 8396 and Regular Mail Lawrence Wilson 212 3`d Street New Cumberland, PA 17070 In re: GMAC Account #020-9101-13307 2006 Chevrolet Cobalt Dear Mr. Wilson: Guy P. Beneventano, Esquire Guypbenny@nssh.com Please be advised this office represents GMAC and in that connection, your overdue and delinquent account has been referred to this firm for advice and the appropriate action if not resolved promptly. This letter is an attempt by GMAC to collect a debt, and any information obtained from this letter will be used for that purpose. GMAC has advised you that under the terms of a Retail Installment Sale Contract, you are delinquent in paying the Apri12007 payment in the amount of $266.28 and the May, June, July and August 2007 payments in the amount of $281.92, respectively, plus late chazges in the amount of $78.07, for a total delinquency of $1,472.03 Unless you dispute the validity of the debt described above within seven (7) days of the date of this letter, we will assume that the debt is valid. If you notify us within seven (7) days that the debt is disputed, we will obtain further verification of the amounts owed and mail such verification to you. Pursuant to the terms and conditions of the Retail Installment Contract with GMAC that you signed, you are hereby called upon to cure the default by paying the sum of $1,472.03 within seven (7) days of the date of this notice. Please be advised that GMAC reserves the right to pursue all of its rights and remedies as indicated by the Retail Installment Sale Contract, which may include the seizure and repossession of the vehicle. You aze also called upon to pay the attorneys' fees incurred by GMAC in connection with your default. Specific information concerning these attorneys' fees will be provided to you after GMAC's receipt of the total delinquency. t L a w Superior analysis. Effective solutions. Since 1871. Nauman Smith Shissler & Hall, LLP • 200 North 3rd Street • Harrisburg, PA 17101 • 717.238.3010 • fax: 717.234.1925 • www.nssh.com Lawrence Wilson August 27, 2007 Page 2 If you fail to cure the default, GMAC will declare the entire amount you owe under the Contract IMMEDIATELY DUE AND PAYABLE. You may contact GMAC for the total amount due. If you wish to correspond to GMAC directly please contact: GMAC Attn: C. Hartman P. O. Box 12699 Glendale, AZ 85318 You may also call C. Hartman at GMAC at 1-800-540-6821 Ext. 4030. If you do not dispute the validity of the debt or otherwise promptly make the delinquent payments, then, GMAC will exercise its remedies, including (but not limited to) filing a lawsuit against you for the repossession of the 2006 Chevrolet Cobalt and for breach of contract. If GMAC is forced to file a lawsuit against you, it will seek payment of the entire amount you owe under the Contract. I trust you will act to pay the delinquent payments, and thus avoid the expense and embarrassment of such. litigation. Respectfully yours, ~--~ /• uy P. Beneventano GPB/sm cc: GMAC ~~ ~ T ~ ~, crs ~~ ~~ ~~ W C ~ J 9u _ - v: , f ~? , _V c .~ ~ ~ ~ . r, ? - ~ ` 6` D ~- __~_ -r ; r -~ ~-~ .~ ~ -< NAUMAN, SMITH, SHISSLER & HALL, LLP Guy P. Beneventano, Esquire Supreme Court I.D. No. 43107 Brandon S. Williams, Esquire Supreme Court I.D. No. 200713 200 N. 3rd Street, 18~ Floor Counsel For: GMAC P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax: (7171234-1925 GMAC, : IN THE COURT OF COMMON PLEAS Plaintiff :CUMBERLAND COUNTY, PA NO. prJ- 5311 Civil Ter' v. CIVIL ACTION -LAW LAWRENCE WILSON, Defendant ACTION IN REPLEVIN PRAECIPE FOR ENTRY OF APPEARANCE Please enter the appearance of Guy P. Beneventano, Esquire, and Brandon S. Williams, Esquire, as Attorneys for GMAC, the Plaintiff in the above captioned case. NAUMAN, SMITH, SHISSLER & HALL, LLP . Beneventano, Esquire upreme Court I.D. No. 43107 Brandon S. Williams, Esquire Supreme Court I.D. No. 200713 200 N. 3rd Street, 18th Floor P. O. Box 840 Harrisburg PA 17108-0840 Telephone: (717) 236-3010 Facsimile: (717) 234-1925 Counsel For: GMAC Dated: September 4, 2007 C) ~'.' C` ~ ~ r;-: ~•:: ~~~` - ~~ ' r ._.- --~ tl 7 ~ l~ (--5 . ,r i ~~ ...i ce ~.~~~ SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-05311 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND GMAC VS WILSON. LAWRENCE R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT WILSON LAWRENCE but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - REPLEVIN , the within named DEFENDANT WILSON LAWRENCE NOT FOUND as to 212 3RD STREET NEW CUMBERLAND, PA 17070 PER POST OFFICE, DEFENDANT MOVED AND LEFT NO FORWARDING ADDRES Sheriffs Costs: So answe Docketing 18.00 ""!"~ ~r''~ Service 16.32 `` Not Found 5.00 R. Th as Kline Surcharge 10.00 Sheriff of Cumberland County Q~ay~67 ~ 00 4~ NAUMAN SMITH SHISSLER HALL 09/12/2007 Sworn and Subscribed to before me this day of , A.D.