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HomeMy WebLinkAbout07-5320IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff No: 07- 52aX CiviI Term VS. CHARLES E MOSER COMPLAINT IN CIVIL ACTION Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06097885 C J Pit SJS IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff VS. Civil Action No CHARLES E MOSER Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CHASE BANK USA, N.A. is a corporation with offices at 3700 WISEMAN BLVD. SAN ANTONIO , TX 78251 . 2. Defendant , is adult individual(s) residing at the address listed below: CHARLES E MOSER 227 FAITH CIR CARLISLE, PA 17013 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number 4266841059396430 . 4. Defendant made use of said credit card and has a current balance due of $3840.74 . 5. Defendant is in default of the terms of the Cardholder Agreement having not made monthly payments to Plaintiff thereby rendering the entire balance immediately due and payable. 6. Plaintiff avers that the Cardholder Agreement between the parties provides that Plaintiff is entitled to the addition of interest at the rate of 6.0001 per annum on the unpaid principal. 7. Plaintiff avers that the Cardholder Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 8. Plaintiff avers that such attorneys' fees will amount to $500.00 . 9. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, and accrued interest or any part thereof to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , CHARLES E MOSER , INDIVIDUALLY , in the amount of $3840.74 with continuing finance charges thereon at the rate of 6.000% per annum from August 24, 2007 plus costs. 06097885 C J Pit SJS This law firm is a debt collector at our client and any information obtai? James 1k. Warmbrodt,42524 WELT", WEINBERG & REIS CO., L.P.A. 4Se nth Avenue, Suite 2718 Psb gh, PA 15219 (J42) 34-7955 F 4 2-338-7130 ing to collect this debt for ill be used for that purpose. < - J PAGE 1 OF 2 Statement for account number: 4206 3110 3690 6930 Now BWnce Payment Due DNS Part Due Amount MYYrtxm Payment 64.440.74 08/01/07 5629.69 St,264.67 Amount Enclosed ?N?we sae a?inrl'I PrinbI on Chwes baWC.d Swlor. 426684105939643000125457004440740000003 114033 FEx z 17/010 22" MOSER FARH SIR CARLISLE PA 170138629 IrrrIllr1r1111rrrrrlL,1111r,IrLJrrr11L111xrrL111rJLdJ CHASE 0 Imrrlll11r11rrl11rrlrrllmrx111rr„IIrlllmrrlimrlrlrlrllr,Ilrrl CARDMEMSER SERVICE PO BOx 16169 WILMINGTON DE 19M 5169 1:5000 L60281: 2034059396L-303" °peB I OYOBI07 56ro7ro7 CUSTOMER SERVICE CHASE O ue Dots: Payment Due D Date: 0&01)07 In U.S. 1-SOO-916.2000 Minknwm Payment Due: $l A4-67 Eopallet 14M$4468908 TOO 1'llo09 ooli0 Pay by phone 1-600.430.7958 Outside U.S. all collect 1.90¢4654.6200 VISA ACCOUNT SUMMARY Account Nuar* : 42M 0410 MM 5490 ANT INOURdEB Previous 111111,11400 $4,254.41 Told Crodn Line 69,500 Ba /6280 Purchases. Cash. Debts +$M.00 Avalabs Credit 50 Wil DE 19860.62M W Finance Charges +5107.99 Cash Aocese Une ? 53,000 New Balance 74 Available for Caeh 60 PAYMENT ADDRESS P.O. Sox 16169 WSmirplon, DE 15508.6169 VISIT US AM The clans privileges on your credit card account have been revolted. You no lapin have do ability b use your =08 card account for p rolrses. We can help you gal back on tract. Cal 14MI1115 M90 (oolsca 1.902-604.6200) today. TRANSACTIONS Trans Amount Dots Relevance Number Merchant Name or Transaction Description Credit Debt 05w LATE FEE 00 FINANCE CHARGES Finance Chaps Daly Periodic Rats Corresp. Averap Daly Balance Dug To Transaction AacumuleMd FINANCE Category, 30 days in cycle APR peniock Rate Fee Fin Charye CHARGES Purdwg V.05217% 20.50% 64,369.75 $107.39 50.00 50.00 $107.99 Cash advances V.06217% 20.0046 60.00 60.00 60.00 60.00 60.00 Taal Brune charges $107.33 Effective Annual ParsenYgg Rate (APR): 25.5546 Please we Information About Your Account section for balance computation nalod, grace period, and otw knporlent kdonalbn. The Corresponding APR is lima rats of k sessat you pay when you carry a baterce an any Uarwolon category. The E6sclvs APR represents your load knew a charges - koludhp ire eaclim tees such as ash advance and balance Vaabr left - expressed as a poroentaga. 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Alter we recurs yo>r latt any aaawtm you question, of report rarimce ci Idat rm let Nr amamd In 9 h+ eport ymt as /dirrges aand M gas a tN cm caa t.=: WOW um mt aid year cradlt Ise Mlaa do n haea b pM imtootN erbla wa am hwodipatbg, but Yu are sdv met a h is ip" any wY oWpatad to par the parm dpm bll dmt all am IN Ruud"- Anaoea dmtpa pwal3n/dalwwmadsawake maMpwbKya1wanatbaabpayww hae.?Pes gummed b selr 9My" amthave to mo mou p I a°d profte s u 00 Hid dwsm BMW pqI ww. pm Wit have ta B st of mdlawdw sand Yoe ran sad dm data an"" In in aitlru wawilsandYrrv o slatameta ?w "k b: dw slan9 0 You laI to pry *2 am" lbet m 6m You 0% write to owll m do?Ys I wof OW iXONOIN data red sW*yw and you w usl ps A ra POS *m, man ud m DO rete d at o Msyoaa we Im, Y" Mhe" ew 10 rtrtstkw abed Vow 10 And. tw sad tell Moo dw now rMPOW wo Ronal nepoa we capon Yon to that the msltu hu bmm Dowd bowns us whae it Rawir IN easy eovesl the lust S5G ip of Uta auasdaoad amortet6 w" Ymmr bil Wes coffee. y o Ades re kff cram Cos am to ? s 9 PMPOM or snvMs dam Mom pmslWd wAth a ago hcud. SW y" 10" mw in ped low to wmct the Inn m wkh tMa matcban4 pu m1gl have d. t'1/bl moltsppaa?? ibel meow" as is propl? W er right This des teal zp* w dmck UBMc iorto 11 woue N We 6*5onL* not wkhN Yawn stsu. tm)Yommwt bsva made ate pwchaubpmrboam Vddd t 111 mlu d par owmd atr p addram and tbi mw pwcbme pdeo m d hM brw mtam than SM TMsm padteldemel do nd slpl?A W§ NM or spuds the mwcheed. or l w@ moved you the advartbraroant for the prowty or nrAcw Copyrivld ®7JIV6 JPMDWo Cbesa & Co AI ripbts reserved MUM= , Pape ; o: VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. 4904 relating to unworn falsifications to authorities, that he is John K Wells, Manager of Chase Bank, USA, N.A.., plaintiff herein, that he is duly authorized to make this verification, and that the facts set forth in the foregoing Complaint are true and correct to the best of his knowledge, information and belief. it A. 7 (JY ? r71 r r - y t:T Cr' M ° = ZI =?# - j n { SHERIFF'S RETURN - REGULAR CASE NO: 2007-05320 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CHASE BANK USA NA VS MOSER CHARLES E DAVID MCKINNEY Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE MOSER CHARLES E DEFENDANT the , at 2106:00 HOURS, on the 12th day of September, 2007 at 227 FAITH CIRCLE CARLISLE, PA 17013 by handing to NICOLA MOSER (DAUGHTER) a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents -thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 5.76 .00 10.00 R. Thomas Kline ? 33.76 09/13/2007 WELTMAN WEINBERG REIS Sworn and Subscibed to before me this ? i By; g?? day De uty Sheriff was served upon of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff VS. CHARLES E MOSER Defendant No. 07-5320 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Matthew D Urban, Esquire PA I.D.#90963 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06097885 Judgment Amount $ 4024.15 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff VS. Civil Action No. 07-5320 CIVIL TERM CHARLES E MOSER Defendant TO THE PROTHONOTARY: PRAECIPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant, CHARLES E MOSER above named, in the default of an Answer, in the amount of $4024.15 computed as follows: Amount claimed in Complaint Less payments received $3840.74 $306.00 Interest from August 24, 2007 to June 19, 2008 $189.41 at the legal interest rate of 6% per annum Attorney's fees $300.00 TOTAL $4024.15 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: / `.-, Matthew D Urban, Esquire PA I.D.#90963 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06097885 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 1400 Koppers Building, 436 7t` Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 227 FAITH CIRCLE, CARLISLE, PA 17013 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff CHARLES E MOSER Defendant (s) IMPORTANT NOTICE TO: CHARLES E MOSER 227 FAITH CIR CARLISLE,PA 17013 Date of Notice: (0/. 0 WWR#: 06097885 -j I Case # C??` t YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITHINFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 BY: ?0VLMk t I kALUN I J)[_?(_)-6V ? PATRICK THOMAS WOODMAN PA I.D. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BLDG, 436 7TH AVE. PITTSBURGH, PA 15219 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff VS. CHARLES E MOSER Case no: 07-5320 CIVIL TERM NON-AHLITARY AFFIDAVIT Defendant The undersigned, who first being duly sworn, according to law, deposes and states as .follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, CHARLES E MOSER is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, CHARLES E MOSER is not in the military service. Further Affiant sayeth naught. AFFIANT pp SWORN TO AND SUBSCRIBED in my presence this ?[3rd of V -'t? T Y PUBLI Heidi J. Kciiy +Nola=y P<<::s GityUfP scurkf lpn} Or.;, My Comrnis&?ar; i )Q-"res rlov. 4 Member, Pennsylvania AnuJa.icn o';;?,; .__'1, .. This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. ?yo Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 JUN-25-2008 13:23:17 < Last Name First/Middle Begin Date Active Duty Status Service/Agency MOSER CHARLES Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. %Vt Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq) (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www.defenselink.mil/faq/gis/F?C09SLDR.htmi WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 6/25/2008 Request for Military Status Page 2 of 2 by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: BKLBGBRULTA https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 6/25/2008 iA- ? ??; -- ? ?: ??? ?,, ,? ? ? ?" ?? ? ?? IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff vs. Civil Action No. 07-5320 CIVIL TERM CHARLES E MOSER Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on (xx) Assumpsit Judgment in the amount of $4024.15 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By. 5 PROT ONOTARY (OR DEPU ) CHARLES E MOSER 227 FAITH CIRCLE CARLISLE, PA 17013 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7s` Avenue, Pittsburgh, PA 15219 1-888-434-0085 V c = _ r -"Ry 20 10 Ali` I;1 J IDII? -I I• ti 0 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff vs. CHARLES E MOSER Defendant(s) No. 07-5320 CIVIL. TERM PRAECIPE FOR SATISFACTION OF JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Lyndsay E Rowland, Esquire PA I.D. # 205520 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7999 WWR46097885 CHI .0 • oo PQ ATT`/ CO 9073040 & all 418 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff vs. Civil Action No. 07-5320 CIVIL TERM CHARLES E MOSER Defendant(s) PRAECIPE FOR SATISFACTION OF JUDGMENT At the request of the undersigned attorneys for the Plaintiff, you are directed to satisfy the above-captioned Judgment. WELTMQ,N, WEINBERG & REIS CO., L.P.A. By ` " \ Lyndsay E Rowlan squire PA I.D. 205520 WELTMAN, WE RG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7999 WWR #6097885 Sworn to and subscribed before me this day of March, 10 _COMMONWWH OF PENNSYLVANIA OTARY PUBLIC NotenalSeal Sheila G. Bevan, Notary Public Emcyi tyOf Pfttalwrgh, Allegheny County Commission Expires Nov. 15, 2010 Member, Pennsvivania Association of Notaries