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HomeMy WebLinkAbout07-5418 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No. 0'7 - .~/g CiVi l ~ eer`n'~ vs. LAURA L DAVIS SALON TRENDS INC Defendants COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt, Esquire Pa I.D. No. 42524 Weltman, Weinberg & Reis, Co., LLC 2718 Koppers Building 436 Seventh Avenue Pittsburgh PA 15219 412-434-7955 WWR#5950794 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. LAURA L DAVIS SALON TRENDS INC Defendants Civil Action No. COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice far any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 1701.3 (717) 249-3166 COMPLAINT 1. NY 11791. 2. Plaintiff is a corporation with offices in 6851 JERICHO TURNPIKE #190, SYOSSET, Defendant is an adult individual residing at 671 SHIPPENSBURG ROAD, NEWVILLE,PA 17241. 3. Defendant is a corporation with offices in 671 SHIPPENSBURG ROAD, NEWVILLE,PA 17241. 3. Defendants applied for and received a credit card issued by Plaintiff bearing the account number 4115071808219674. 4. Defendants made use of said credit card and has currently a balance due and owing to Plaintiff, as of AUGUST 7, 2007, in the amount of $4414.67. A true and correct copy of Plaintiff's Statement of Account is attached hereto, marked as Exhibit "1" and made a part hereof. 5. Defendants are in default of the terms of the cardholder Agreement having not made monthly payments to Plaintiff thereby rendering the entire balance immediately due and payable. 6. Plaintiff avers that the Cardholder Agreement between the parties provides that Plaintiff is entitled to the addition of finance charges at the rate of 25.90% per annum on the unpaid balance. 7. Although repeatedly requested to do so by Plaintiff, Defendants have willfully failed and/or refused to pay the principal balance, finance charges or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands Judgment in its favor and against Defendants, LAURA L DAMS AND SALON TRENDS INC jointly and severally, in the amount of $4414.67 with continuing finance charges thereon at the rate of 25.90% per annum from AUGUST 7, 2007 plus costs. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. WELTMAN, WEINBERG & REIS, CO., L.P.A. James C. a brodt, Esquire Pa I.D. o. 4 524 Weltm , W mberg & Reis, Co., LLC 2718 pp s Building 436 S e Avenue Pitts PA 15219 412- -7955 WWR#:5950794 ow Save time ...Give employees access to your account! SATAN TRENDS INC Account#:4115071808219674 GiK your tmpltryees aoocss w your amount so they can make paymtmts, purd>ases and more. Simply fill out the back of this form and tetum it with your monthly payment & sure w designate cads t:mplayee's lt:vrl of scars. ~~~~~• Account [Iil ACCOUNT OWNER Has all the rights and authority over the account. The primary account owner can designate others to have awnu ltwd a,ooess. [ACCOUNT MANAGER Can access account information and lnake,paptnents over the phone or Internet. Cannot change terms (APR, credit Ilmit) or add employees to the account. Must also be an Authorized User co rtxeive own turd. fg'AUTHORIZED USER Can make purchases on the account. I'lursf,9errAereeAva6orvenien Form ea marar PLATINUM V1SA ACCOUNT 4115-0718-0821-%74 AUG 22 - SEP 21, 2001 Page 1 of 1 Reasatda Summary Previous Miinge Bslartce: 4,989 Mrles this period: 0 Mr3es doe m eap'aae 10/O3/o4: 0 RedemptiooG 0 Ending Miluge BalaOee: 4,989 The milea8e mfamstion teprated hre may not. xe8ea all purdtnes on this stsaemmY a rocart redmrptiom. Far No Hmle Rewuds quesiiaot a m redeem miles, please all the No Hassle Rewards cadet d 1-877975316. Prevtons Balwa 12,453.75 Paymenn, Cred'ss and Adjustmems 1.00 Trarreetiom 135.00 Fiance Chsrga 154.56 New Balanee 12,54331 Mitrirmuo Amount Doe !2,543.31 Paymem Due Dm October 21, 2004 Taal Cred'a Lioe 12,000 Taal Avail~le Credit 1.00 Credit Line for Cash 11,000 Awdable Cred'a fa Cash 5.00 Aryoursessioe Te offi Grsoaea RaY6ar a to raps! a lost a stole avd: 1-800-867-0904 Y,dt ww..apiuMeeeoom mdar a ~~.caaoR online and revive vaYa6le offers. sad papvareoe to: Sad iogaioa to Ate Reeitunae Prooeeain8 Capital Oeec Sa+im C.pid One Sa.iaa P.O. Bas ffi184 P.O. Bas 85015 RidaaondVA2118S-5184 Riebmond.VAYi285-5015 InmorantAccontlt Inforantion pre yrm registered m vote in this year s genes! dettion? It's na too land There's still time to registe, w go far it Your vote ran make a diffae0oe rho Noremba. CaB m visit your lanl vacs' regisnstioa o>Eae ar go ib www.eveyroeaoomts2004.oom to make sae your wia u heard. Evayvote conn~ n, Credits and Adjustarents Transactions 1 21 SEP PAST DUE FEE 135.00 You were assessed a pu[ due fee of 135.00 00 09!21/2004 because yota minimum payment wn mt received by the dm date of 09/21/2004. To av~ this fee in the fntrae, we recommend that you allow a least 7 bosun dais for yvm paymem to rearJti Capital One. Finana Chaeges A4renr rannaendr~br iaysrtsae i^f naa tie a B.I.eerrrs Av:& s ~ .pt6,dN vtlr liL' ~ u'~ a ~ ~ ~ o o cA : :a ANNUAL PERCENTAGE RATE sgrplied tfiu period 21.909(, • PLEASE RETiJRN PORTION BELOW WTCH PAYMENT ~e 0000000 7 4115071808219674 21 2543310065002543318 New Habana 17,51331 Miairom Amamr Due 12,54331 Payment Da Dace Oaobe 21, 2004 Total enclosed 1 Acweaa Numbs: 4115-0718-0821-%74 Capital One, F.S.B. P.O. Box 85184 Itlnlultllduslsltl Richaeond, VA 23285-5184 Itrltlrrllttrlrllrtlttltlrtltitetrlllrrlrritrlittlttlrrlllrrrl Wsee piss aawfws aldwr wYws-uals6w4a leebso r:,ra6o.Naei iaL sane APe a CSq Se.ee aP Haoe Phan Aleaaaa Phone • Fod Add~m #90266179347828081 MAIL ID NCR48ER ~ SAI,ODI TREDiDS INC I.Af)itA L DAMS en ~ 671 SHIPPENSBURG RD e ~ NEWVILLE PA 17241-9476 Irttlllettlttltitlrrlrtrlllritttlrrlltrtlslltrltttltttlltrrlll PYsvs resitsivnv arawrt rsanrbier ort~wv rhea! a aveney order neadrrryab4 to CapitalOns, F.SB. anrdaeai! is tbs earrlaal envabf e ACCESS AUTHORIZATION FORM SALON TRENDS INC Account#: 4115071808219674 Carly print each employee's name, social security numlxr, aad level of access. ff your Account Matlager needs a card, plase also check their Authorized User box. 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VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. 4904 relating to unsworn falsifications to authorities, that he/she is _Sara Rubin_ ~~) Agent of ~ i'~'a ( ~~~ 1.7Gin K ,plaintiff herein, that (TITLE) (CO v~IP-ANA he/she is duly authorized to make this verification, and that the facts set forth in the foregoing Complaint are true and correct to the best of his/her knowledge, information and belief. wwR# ~'g5o~q't Ta ~ ~ ~ ~ ~ v~ ~ r -., o J -c ~` ~ 3 _~ ~' M -;~ N 'Z7 SHERIFF'S RETURN - NOT FOUND CASE N0: 2007-05418 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CAPITAL ONE BANK VS DAVIS LAURA L ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT DAVIS LAURA L unable to locate Her ~n his bailiwick. COMPLAINT & NOTICE , He therefore returns the NOT FOUND as to the within named DEFENDANT DAVIS LAURA L 671 SHIPPENSBURG ROAD NEWVILLE, PA 17241 PER RESIDENT, DEFENDANT LIVES IN MT HOLLY SPRINGS. Sheriff's Costs: Docketing Service Not Found Surcharge 9~~,~s~6 ~ L~, ... So answer ~~~""~ -` 18.0 0 ~ . _ . _.-~..-...-- ~+ r = :_ 11.52 - 5.00 R. Thomas Kline 10.00 Sheriff of Cumberland County .00 4~ WELTMAN WEINBERG REIS 09/19/2007 Sworn and Subscribed to'before me this day of but was A.D. i a 1 <} 1 1 A SHERIFF'S RETURN - NOT FOUND CASE N0: 2007-05418 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CAPITAL ONE BANK VS DAVIS LAURA L ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according td law, says, that he made a diligent search and inquiry for the within named DEFENDANT SALON TRENDS INC but was unable to locate Them in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND as to the within named DEFENDANT SALON TRENDS INC 671 SHIPPENSBURG ROAD NEWVILLE, PA 17241 PER RESIDENT, DEFENDANT IS LOCATED IN MT HOLLY SPRINGS. Sheriff's Costs: Docketing ;6.00 Service .00 Not Found 5.00 Surcharge 1;0.00 00 ~~. 4 f D 7~ 2 So answers :. ,_ ~-- _- ,.: _ ;~.. R. Thp~as Kline Sheriff of Cumberland County WELTMAN WETNBERG REIS 09/19/2007 Sworn and Subscribed to before me this day of; A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. LAURA L DAMS SALON TRENDS INC Defendants No. 07-5418 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: JAMES C WARMBRODT, ESQ. PA I.D. #42524 WELTMAN, WEINBERG & REIS, CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#05950794 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. 07-5418 CIVIL TERM LAURA L DAMS SALON TRENDS INC Defendants PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. WELTMAN, WEINBERG &REIS CO., L.P.A. By, v--- JAMES C W BRODT, ESQ. PA I.D. #42 4 WELTMA INBERG &REIS CO., L.P.A. 2718 Kop ers ilding 436 Sev th enue Pittsb A 15219 (412) 4 - 955 WWR #05950794 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. LAURA L DAVIS SALON TRENDS INC Defendants No. COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt, Esquire Pa I.D. No. 42524 Weltman, Weinberg & Reis, Co., LLC 2718 Koppers Building 436 Seventh Avenue Pittsburgh PA 15219 412-434-7955 WWR#5950794 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. LAURA L DAVIS SALON TRENDS INC Defendants Civil Action No. COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTIS BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff is a corporation with offices in 6851 JERICHO TURNPIKE #190, SYOSSET, NY 11791. 2. Defendant is an adult individual residing at 671 SHIPPENSBURG ROAD, NEWVILLE,PA 17241. 3. Defendant is a corporation with offices in 671 SHIPPENSBURG ROAD, NEWVILLE,PA 17241. 3. Defendants applied for anal received a credit card issued by Plaintiff bearing the account number 4115071808219674. 4. Defendants made use of said credit card and has currently a balance due anal owing to Plaintiff, as of AUGUST 7, 2007, in the amount of $4414.67. A htiie and correct copy of Plaintiff's Statement of Account is attached hereto, marked as Exhibit "1"and made a part hereof. 5. Defendants are in default of the terms of the cardholder Agreement having not made monthly payments to Plaintiff thereby rendering the entire balance immediately due and payable. 6. Plaintiff avers that the Cardholder Agreement between the parties provides that Plaintiff is entitled to the addition of finance charges at the rate of 25.90% per annum on the unpaid balance. 7. Although repeatedly requested to do so by Plaintiff, Defendants have willfully failed and/or refused to pay the principal balance, finance charges or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands Judgment in its favor and against Defendants, LAURA L DAMS AND SALON TRENDS TNC jointly and severally, in the amount of $4414.67 with continuing finance charges thereon at the rate of 25.90% per arulum from AUGUST 7, 2007 plus costs. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. WELTMAN, WEINBERG & REIS, CO., L.P.A. James C. arbrodt, Esquire Pa I.D. o. 4 524 Weltm , W~inberg & Reis, Co., LLC 2718 pp s Building 436 S e Avenue Pitts r PA 15219 412- -7955 WWR#:5950794 016 Save time ...Give employees access to your account! SALAN TRENDS INC Account#:4115071808219674 Give your employees access w your account so they can make pa}mlenu, purchases and more. Simply fill out the back of this form and return it vvidl yotu mont111y payment Be sure to designate each employee's level of access. ~Vg [~V• Stttaq Btttt Services Account S [ACCOUNT OWNER Has all the rights and authority over the account. The primary account owner can designate others to havc ownu level access. [ACCOUNT MANAGER Can access account information and makepapments over the pphone or Internet. Cannot change terms (APR, crcdlt limit) or add employecs to the account Must also be an Authorized User to receive own card. f~'AUTHORIZED USER Can make purchases on the account. PLATINUM VISA ACCOUNT 4115-0718-0821-%74 Rewards S AUG 22 -SEP 21, 2009 Page 1 of 1 Previotn Balance 12,453.75 Paymenn, Credin and Adjustments f.00 Transactions (35.00 Finance Charges L54.56 New Balance L2,543J3 Min'vnum Aawunt Due 12,543.31 Payment Due Date October 21, 2004 Total Cred'¢ Line f2,000 Total Ar~ilable Credit 1.00 Credit Line for Cash 11,000 Available Cred"¢ far Cash f.00 Previous Mileage Balance: 4,969 Miles this Period: p Mies due to expire 10/01/04: 0 Redemptions 0 Ending Mileage Balan«: 4,989 The mtlea8e mfotmatim repotted here may not reflex all purchases oa this statement or recent redemptions. For No Hassle Rewards gtteetie¢u or w redeem miles, please cal] the No Hassle Rewards cortex at 1577-097.8316. Payments, Cred'ita and Adjustatenrs Atyourservioe Transactions To all Corcoran Rd4iom or to roPoR a lon w .toles orrd ] 21 SEP PAST DUE FEE 1-500-867-0404 Visa www.eapialoo~rpn today to manage your aorount ontme and recen vJu.61e oEen, Seal payv,aar to: Sa,d iagaiira to: Attn: Ranuana Promang Capital One Sen;m Capital Oae Sn.im P.O. Box 85184 P.O. Bin 85015 RieMoard,VA13285-5154 Ri~mond,VA23285-5015 Lnfwrtant Account Infomtation Are you registered to vote in this year's general eleGioa~ lt's not too lacer There's still time to regisirr, so go for iG Your vote ran make a di6erence thu November. Call or visit your loaf votes' regis~a otbce or go to www.everyvoteebums2004.ebm to make axe wur voice is heard. Every vote connu! Pkare fill oat Actrn /fatboliraCOn Form on rrrrrrtt 1 (35.00 Fmsn« Charges P[m,e,ar reuerx,idr jw :mf ortartt ~rsfmnerioa a e ~ rer PerroLr Cwrryoadrg ~~$ 1O PURCHASES 62,480.04 .07096% 25.9016 uas6$$ CASH ~ f.00 .070%% 25.90% 5.00 ANNUAL PERCENTAGE RATE applied this period 25.90% • PLEASE RETURN PORTION BELOW WITH PAYMENT C`"i~1Fd,1~e~ 0000000 7 4115071808219674 21 2543310065002543318 New Balance 54331 M_inimnm Amount Due 12,543.3] Paymem Doe Date October 21, 2004 Total encloxd f Aexoatlt Numbs: 4115-0715-0821-9674 You wart asxaxd a past due fa of f35.00 on 09/21/2004 beaux yotx minimum payment was not received by the due date of 09/2]/2004, To avoid this fa in the futtae, we rewmmend that you allow at least 7 business days for your payment to reach Capital One. P/ mr prbr ~ d al4or ~ r-rani! rbmya brbm winr bha w blaal nit soon ~ x ury Sorr 2lp Home Plane gltermu pb,K &aaAdarm 89026617934782808# MAIL ID NUMBER SALON TRENDS INC Capital One, F.S.B. ~ LAURA L DAVIS P.O. Box 85184 Itlttlttltlltltttltlrl v+ ~ 671 SHIPPENSBURG RD Richmond, VA 23285-5184 a ~~ NEWVILLE PA 17241-9476 Itrlrltrlittrltiltlltrlelttltlrrtrllltel,elttllttlttltrllitttl Ittrlllrtrlreltltlrrltrtlllelrt,Itrllrerltllreltrrirrrlltttlll r Pleare tmitr yore armunl number on yore rh¢k or monry ordn madr payabk to Cafifal Oae, F.SB. and mail is ibc rnciaed ma,dope. ACCESS AUTHORIZATION FORM SALON TRENDS INC Account #: 4 1 1507 1 80821 9674 Clearly print each employee's name, social security number, and level of access. If your Account Manager necds a card, please also check their Authorized User bas. ACCOUNT ACCDtMT A UTIiDR~D DVVNER AAANA(~A US9i ,. ^ ^ ^ Name s.s.e i. ^ ^ ^ s~, 3. ^ ^ ^ Nafpe ss.: a. ^ ^ ^ Name S.S 4 X ~ / Clxreni Aablmf Qwne[5 Sipnahae TlidayY Date re. 4aes Pr<bd. You w91 Mw i mWmun puce peeled of 25 6ri vritMra fkrsrrr tlrrye m row purdrne, new brnrn varrNn, rrrer eper3N pudrw end now mhA tltarpe N You psy You tar 'New Babnoe', M ,roordvrm tMM m arpettm Nodn tin wvmerna Drove. rd h time to h m M taathsd by yw rrna amsmai tledrrq rWs. Tlwm b ro qAn period m uah advaos ero spetlr tmrNA. M addtbn, tMro b ro gran perod an w+y va+raofon H you b rrol pay Ms uW 'New brero.' D. Amrip Pkrarras theta- TuraeerWrs wHtlr arc rot h~mr~dra antes M dre~traacioneef« ii +m; d'ore d~me'~thel j tranesniat b proearad m yw Acoa+s a 31 from ere fun Wader day a 1M aster bNkrp period. Addtbrtsey, i1 you del not pay the 'New Bras' from Me previort DNkrq psrod h hd, errarrce riMrpas teritlraa to secnr to yarr upNd trolarce use the uWM belarrn k prd it hre. TNe mesa Mm you may aW owe firunoe clrrge, even H you pay the arsue New farce krdcatatl m tM froA a you aatarean by tlra non atnanao doakp doze. Oro did not do r let drf Puvias maM. Ilriprtl hrrarres tirorgei pro added b 71A appeutle aegmara a you Acnron. tc. hiinuneca,~b oralee to iuree die ~rbd tMt tar RNANCE CNAROE of 10.50 wfe be~mpoaed. N the tar Snotnro dutpr Awhkp trap tM epoecafon of yar periode totals) b Ice then 10.50, we wit sWtrac the arrr0u11 Item the 00.50 trrhitntln end 1M dilerance vY De g O tV tV bRled m rite A.ar..e sgns~ a you accant. td. Tseysry Rairrlien b Firwe tlrga. We resorw tM ri~ m not near arty a aN faurree rirarge to any given period[ rate. To obtrn the ewrsge doily Mlence for Itre bN~ nverad by this mstanan, ws oleo rtre bwrrea of edr aapman escfi My, sdtl any new fro fo rch oagnwit, aM aubtraet srry peymse m weans. 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UBORI, C IGrtifiuu of Oepoaitl, a S f6aand Prime) appeA m ttr 1wA a tHS asecwonteroaptoerrdur yshe Pedodk melt, tDs par{ode ma end errd ANYIUAL PERCBfrAOE RATER meY wry punsdy may krcese a dears Mrd m the anad kdee, as loud N rM wr Svaa JoaneL Pbe tlro morgirr PAVlorrrY dacloasd to you TMe Lirenpee veal M ettaclw m the fim Ny a you ~q Pat?d oovaW Dq_YOUr Dedode.n>~narr adktp aatameA nun u era psdodc ratslsl, rite pariode rate end nrrsspArWq ANNUP.L PERCENfA6E RATES may wry tnoANy taaY ktcaar a dsnean Mood m m rated irrdtas, a bud ti TM Wid Srrer./orarrsl. oho rite mailer pAMeury dWoaad to you. Thw tlwpe wW M a1bcite on tM 5At d.y d yam DWbrp period rtlr moan a. Aaasaanan a Lae, OvalknR erd Rah+rtad PrynraR Fsec Yw aecourt wM M aaaroesd ro tron Man two a the fee Lead Iwo riot ocw drekrp any bMInO pseo4 lbder tM terra a you aroma apreemwn, we reerw tlro riyn to verve a not to erase any tee vridrou prim rgtllteaem m wldmrs wrukp our If~r[ to awes 1M name m toiler m e our tar. 5. Yu AaoeuA. tt o mamberrip tae apprA m ate iron a tfia sWemarL you Mw 30 hri horn the data tfio aatsnrern we mooed m You m avid p.ykp tM tea a m haw audr fin crodnd to you it you Dotal your acroan. Or/Yp thit pedal. Ya may cerrdrsro to w your aecotas whtrodl fvNnp m pay rite mariaerWp tee. To carer you tuxvux, Yra+rrnst a~ uyby ~ Belarrn b kdl bxau r0ip~tM maMetarW laN Prior m tlr end a tM tltiny-day pmbd. 8. N Yen Cier Yw Annear. You nn Aqua to dove yyworrr aeeout by trefoil our pwomer RWtlar Department You aaa4 dearoY year taedi ndid and accoran sccaas tdreka, urrnl ell pmartttrexed btlefp, ero new your acewn, H yw rb not ufrnl prsarrrekW artwprrrwns, via veal rarridsr recrp a • dirge your aWrrization m reopen ywr awn. AOdtlauMy, your utxeen er rot ba rdord reM raze W Y ere amours you awe m trarooNan Yaf live atrrodDSe, fmaree pei~ as due fee. ewekrit fan, raunrd P.yment boa, nsn sMtrp tan ono arty odror tee corned to your •CCwe. You aA reapefielae bf dine ampere wltetlrer may oppnr m yqs sawn m th tone you rogtret m riot the sewn a tlry pro itrnstetl stbspuem to ya,r rsrerem to dos tro accorert Thb meY rWt b dirges appesrkp m yaw accpuq efis you low your accarn ii h tre already been tlased. For etumple, i1 you errdrmited a purchen from a merchant end rrc reuiw the traraedim from the merrirsrn .net Yon eeoun fus been ebaaq your accoroi WI M reopened, 1M ama,s a dr dArq. wYl M aaead m your never, eM yyoouu wl be raporoibh br psymaa. H ttraA b , nronrMrrip be fa you' ,rx:oun, the fee veal txmvare to M ararpsd, m the extent permhtad Dy uw, zero the aaoun bolero IW bear psitl M Are ao deemed above. 7. flop Yw Aemuil.Yeur nrd a aceor,n uma b wo in caarsctim with arty knemet gemberp trarocdora B. Nabs AbaA BsNorrk Oroak Corrvasiorr. When Vou provide • drxlr a nymem, you aWrorike w either to rsrc intamnlon Iran yaw Brock to melee apro-rime ebnrerie fuel tranW iron yw bank scootrs a to prone dre Wymatt n e rJreck tAwNOn. When vw tx inbmW from your arsck m make sn elected[ lad vaebr, luck Aay M wtMMewn /roll ywr pad[ accoren a coon ea the Lane dsY we retaiw your peymsm, and Yotr rrM na recrw your tlrcek Mdc from yw TmantlN iethtMat BIWNG RIGHTS SUMMARY IN Gr OI Errou Or Qrotaias Abora Yap Bill) H you think your bR b wrap, or it you need more krbmutim m a trarwcim a 60, was to w m a ssparau rwa oe soon n poekla m the addrw for krgrride ,hoem m 1M front of tNo aratamatt. Wo moot Aear from you ro War tlrn !i0 h aha rw em you the eAt bill m wNdr the error a r+mMan appaeAd. raze nn rat w Cwtws Rabtiar number. Mn d01ip r wNl not mPiwormadm you'~mbi aid ~viwMa, Ms~dpl~'Isrp amour of the otspanee error, ^ Oaoeepdm a the errs pro an expertirm, tf ptrnible, avrtty you brbw tlterc Is an error, m H you read mac kdorrrrstiart. dascriPtfon of the ham you ero owe shoo. You do not hew m pay any anroun N rlrrostien vJila ve aA drp h, but you pro aW diignad 10 PoY dro parts o1 you bile Wt sn rot in ttroa0on WNb ws ,ruedpaN Y^w piroabn, wa rarata report you a defogrwm a oleo arty echo to collect the mdrrt you yuesdwr. i, j' Spedsl Rue for CAdt Gro Bodnar N you Mw a problem wiM rite qurity a progeny or erVICls Wt you puareaa0 wiM a creSn nro Ind you low triad M good fahh m often the proNan rnhir fir merdtaA, you may rive the right rot to W Y 1M ranrNrp amaen dos m die propenV m ssvice. Yau low this praecien oily wtrrr rite puroMr price rws moA tMn i50.(>D ad the puWse vwa mods w your home eau m whNn 100 tribe a you maekp adMn, fl1 we own or i~ ~, m H we mseetl you the poWrtY a oartiee, all prrrtlrssr Phase rananDepr~adsmeun alovdm of RweDase.) 'r Dce not AoNY ro mmurrr non-creWr u+d ecmurus i Does not WNY b brebree roe-crerAt caN acmrwns Gpttr One arppons iaormatian privacy praecim: w ow weMite n www.npiular.cem. 4pital Oro b a fedsneY fagimend rrrice mark of twist One Rrofcfal CatpmtNm. Ae eptns reserved. a 2003 a. firrarrce tlrotpa b olctteta/ DY mrttMVkre rite aeey bo4trn a aWt asprws a You aeca,n le.q., tort ww~rAnp d~Yy pariode im o1 d~ut heYMAarfrrrcl thehkMrpY p~ak~d, dr v~rd~i. ~yy~ypeiwde~meebr aph espman. Thar matha~.rdt tM~btesp period, yes atld rp tM rswtls a rive tla1 uleuletion to arrive a Padtdic fnarn drerpe for ear aeprrn. ws add rp tM reaps tram eaar aogernt to new a ms tottl OMOdc hrarrce Malpe for You arxa,o. 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II we umm prose me trawls, you ermorize rile sgrrtm Yw Dsnk eecaan wimp the drsck • paps ash s aMr rtsm. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. 4904 relating to unsworn falsifications to authorities, that he/she is _Saza Rubin (NAME) Agent of n (TITLE) ~ PAN ~ than K ~ Plaintiff herein, that ( ~ he/she is duly authorized to make this verification, and that the facts set forth in the foregoing Complaint aze true and correct to the best of his/her knowledge, inforn WWR# ~~5c~~q`c o * 0 ~ ~ Q W U ~ Z ~ ~ ~o a $ ,, ..~ ` ~ .._ ~ _. , s. ~_. . Fll,Q3~Qi-riCE r~ ~ 1'~TF!tRR~( ZO10 MAR -4 AM I0~ 3 i ~.,_ ~~.i~~JYL~n~lr~~! IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. SALON TRENDS INC and LAURA L DAMS Defendant(s) No. 07-5418 CIVIL TERM. PRAECIPE TO SETTLE, DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Lyndsay E Rowland, Esquire PA I.D. #205520 WELTMAN, WEINBERG & RE1S CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (41'?) 434-7955 W~'R#5950794 SJS 1N THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL, ONE BANK Plaintiff vs. Civil Action No. 07-5418 CIVIL TERM SALON TRENDS INC and LAURA L, DAMS Defendant(s) PRAECIPE TO SETTLE DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE TO THE PROTHONOTARY OF Cumberland COUNTY: .SIR: Kindly settle, discontinue and end without prejudice to refile the above-captioned matter upon the records of the Court and mark the costs paid. WEINBERG & REI$,CO., L.P.A. By: Lynd~21 Rowland squire PA I.D. 205520 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412)434-7955 SWORN TO AND SUBSCRIBED before me this ~ 1 day of ~Zb , ARY PUB 6 6~MPI13~fLifA-NU1 NAM ~eai VIMy~MI A. JQM~ N~oQlry ~ublia of ~Mion ~ ~Jt~ ~6 ?,010 n ot~rles