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HomeMy WebLinkAbout03-4994 KEEFER WOOD ALLEN & RAHAL, LLP 210 WALNUT STREET PO BOX 11963 HARRISBURG, PA 17108-1963 Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 03 -1./9~ CtalL/~ MANUFACTURERS AND TRADERS TRUST COMPANY, SUCCESSOR TO FINANCIAL TRUST COMPANY v. CONFESSION OF JUDGMENT BEVERLYJ.KAUFFMAN Defendant CONFESSION OF JUDGMENT By virtue of the authority conferred by the Guaranty, a copy of which is attached to the Complaint filed in this action, I appear for the Defendant and confess judgment in favor of the Plaintiff and against the Defendant for the sum of $79,248.95, and costs of suit. ES"~~;",ky. J, Attorney for Defendant by virtue of the authorization contained in the Guaranty KEEFER WOOD ALLEN & RAHAL, LLP 210 WALNUT STREET PO BOX 11963 HARRISBURG, PA 17108-1963 Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. c>']-1./99C{ au~L TE/LkYt MANUFACTURERS AND TRADERS TRUST COMPANY, SUCCESSOR TO FINANCIAL TRUST COMPANY v. CONFESSION OF JUDGMENT BEVERLYJ.KAUFFMAN Defendant COMPLAINT 1. Plaintiff Manufacturers and Traders Trust Company, successor to Financial Trust Company, is a New York banking corporation, with an office at 213 Market Street, Harrisburg, Pennsylvania 17101. 2. Defendant Beverly J. Kauffman, is an adult individual, who resides at 882 Alexander Spring Road, Carlisle, Pennsylvania 17013. 3. On or about September 18, 1996, Defendant, for good and valuable consideration, executed and delivered a Commercial Guaranty to Plaintiff for and on account of the obligations of L&S Travel Shoppe, Inc. (the "Guaranty"). A true and correct copy of said Guaranty is attached hereto, made a part hereof and marked Exhibit "A". 4. The Guaranty referred to in Paragraph 3 above has not been assigned by Plaintiff to any person or organization. 5. Judgment has not been entered against Defendant on the Guaranty referred to in Paragraph 3 above in any jurisdiction. KEEFER WOOD ALLEN & RAHAL, LLP 210 WALNUT STREET PO BOX 11963 HARRISBURG, PA 17108-1963 6. The Guaranty provides that Plaintiff may confess judgment against Defendant after a default under the Guaranty for the entire principal balance of the Guaranty, together with accrued interest, costs of suit and ten percent (10%) added as an attorney's cornmission. 7. The current unpaid principal liability is $70,698.77. Accrued interest as of September 15, 2003, is $1,345.72. 8. The Guaranty is in default by reason of Defendant's failure to satisfy her obligations under the Guaranty. 9. Plaintiff has been advised and, therefore, avers that Defendant executed the Guaranty referred to in Paragraph 3 above for business purposes. 10. Plaintiff has been advised and, therefore, avers that Defendant's income exceeds $10,000. 11. This confession of judgment is not being filed against a natural person in regards to a consumer credit transaction. WHEREFORE, Plaintiff demands judgment against Defendant in the sum of $79,248.95, together with costs of suit. Date: September 16, 2003 KEEFER WOOD ALLEN & RAHAL, LLP By:~Oj EUger;~ePinSkY, Jr. Attorney 1.0. #23702 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Manufacturers and Traders Trust Company 09/16/03 14:08 NO.684 P014/015 VERIFICATION The undersigned, Kenneth L. MIlliken, hereby verifies and states that; 1. (S )He is Vice President of Manufacturers and Traders Trust Company, Plaintiff herein; 2. (S)He is authorized to make this Verification on its behalf; 3. The facts set forth In the foregoing Complaint are true and correct to the best of (her)hls knowledge, information and belief; and 4. (S)He Is aware that false statements herein are made subject to the penalties of 18 Pa. C.S. S 4904, relating to unswom falsification to authorities. 7~C~~ Kenneth L, Milliken Dated: September 1&, 2003 ____N______._.,__,.,__...~_...,.~.. ' AUG-25-03 MON 02:36 PM / / .) ,,,,,,,.,~.,,.,,,,-, ...1 MTB SPECIAL ASSETS FAX NO. 7I7 255 2370 p, 03 COMMERCIAL GUARANTY [-"p"~Clpar_q l_ L~~"~:~. .. i:__ M.~~=ty_L~:~~.~~_._Lc:'lI_t~~~~I:~.IJ___~~:IJ.:~._J~~M.: L ':'.iU.~..~l __~~~~~~.T(l ~.f'1ll\:H'd <l.~~a'(> 1(,), LCl"\d.!r's uS(\ only and do .1011,mLllho ilop:.e;lollily ollhl~ dOC~f'lr.nllo nl'ly PUlIoCU1llI !oJ.1"l 0' .~~___j Borrower: l a. S TfllVcl SrJorllt, Inc. 11!l 5. II/moiler Slr~t'l Cnr\[~le, P^ nOll Lender: FlnflOnClal Trusl CtHl'1pM)' Mllln Ollle-e Ol\e Wnl Hlgt'l 51Jecl CarUs.lt, PA nO'3 GLlO((tntor: [1tVtt1y J. r<aulltnln nJll A!~:(l:Indt'f !:".prl"Q r:O:'l~ Ccrllt,Je. PA "Ol~ ._ ____.._.".._."" _ ..____.". ______. ,-.______.._.... __....,--__, _____.__u_ _____.____n___. . ---_..-.-.--_....,--.-._-_.~-,----_._-_...._----- -~. ----.-----. AMOUNT or GVA.nANTY. lh~ .m~''Jt'll or lhls GUllfAnly Ii Unlll'lltltd. CO""T1Nlll~G UNlIMITEO GUA.nA.NTV. For good line! VAlullbl~ cot:~J(1er.Uon. Bc:vrrly J. I<ouflmlllt rOuoranlef"j tlb$.olUlt1y anj tll\COndlllolln1ly QUllrl\.nle~!o Ot'll1 ploml~S I~ PllY to 'rll1lH'll;IDI TIUSI comp.:ony (''It'f\\JO(') Of lh ordtr, 0/1 drmllnd, In Itg/'lllendC'r ollbe Unlltd S'~tes ot o\me;'IC;"'. Inr Indtbff'(!J\es..s. ll\5 Ihbt .erm IS tllerlnta below) 01 L. ~ S '1'rovrl Shoppe, In". r'OOlrower) 10 lrndel on Inr terms. 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GUlllOnlor aull'tOfl70S ll.!l"\dcT, (lllhor b~furO or 111101 on.,. fOllo<:01101\ 1'1011:01. ,,'llhouI nollte Dr Clrfll"nd "NI wllt\CllJl k~~etlll"lg CUOIfanlor's lllltll11ry P,lndC'f Ihl~ GUllfDnly, 'rom time 10 lime: (II) pllor 10 rC"vocollon IU!oCI fo,I" above, 10 mllkt: Or1~ 0' nIO"'! o~""'ot\J\r ~currd 0' uns.ecuted IO.lrJC"i 10 Rorrowt', ro ICll~ equipment Or Olhl.l'r gaod~ 10 O(.lrrowet, or otht:OlII:!:.f!! 10 f'Jh:nd (>(1c11110'\II' efea:1 II' OOlrowe'; ltl) 10 nile', COll1proml~, renew, exlend, ~celefDle, or (llhc"""ls.t Chllr'1g~ one Of mQle lImCfi- Ihe time ror "i'vmt'111 (If Il\"'~r lerm" 0111\C' Indtbh:'ClflUS or OilY patl or the Intkbledne~, InClu/;ung Im;le_s.es .nd dIlCfeo!\C.!I allhe '''''e 01 Inle1esl 01\ Ihe II1t1tlJI~(lr'\'~S-$. e\l.lcfl'!;IMS nHrt be ffpt':.Ied ()11(t nllY bt for longer Il'Lon the o/lglnllIIODr'lltrm; (c) 10 I""'. and hold MCl.lrl:'y 'Qf Ill.tl pllymenl 01 1t\1~ r;~ltHl\nly Or lilt:' iltO:I:l)Il!"ne~. nnd eXChDn\)f:!, el\JOIC~, wCllvC, wbordlnllle, 'ell Dr d~cld" nol to pt:l!tCI. end 1C'lf4!>e "!'IV ,"uch KIiOU,IJt, ....rlll (If wll/loulll1e !.ubslllu1'::>n or oew ,"ollaletal; (dllo retl!ll~, 5Ub:illll.l:e, .gfe~ (1<)110 sue, (II deDI wllh 'l'Iy omt or more: Or IJOffower'. !>UI~\i~~. rl\.;ll,11 !.I!!I::i, or olheJ g'.ll\lnntors on any term" 01 In eny menner lrndCI m.y ChOO:.ei te) 10 deh,'rm\ne how, wnen an" whlll "ppllcauon 01 p"ymenl$ nnJ:J (Itellls 11'.Il11 be made on Iru! lodebledl'leu: (I) 10 bpply .such ~C:Ullly Dnd (tlreel lht: ofder lolr mnl~ller 01 Wle Inereol. mcltll1111g wlthOull,n1Itohon, II':)' nonlull.ClllIl !idle permlllt:l;t bY' Ihe h::rrns of Ihr controlling ~urllV Dgfeenlcnll;lr dr-ed 01 trust, 1\3 Lender In liS l'I:/.CIl:!lvn r"lIt !;lelelmlne; iQJ 10 sell. h.nsler, 1I:.~~n, or grarll pllnj~lpllIIOn' In all 01 Ilny pori 01 1M IndebltClnes..s; and (h) 10 D'~lC11.'l or - '.~.''<'-__~_'w_'~_'''''''__'_~''____'---''--- AUG-25-03 MON 02:37 PM / / ~TB SPECIAL ASSETS FAX NO. 717 255 2370 P. 04 COMMERCIAL GUARANTY (Continued) poae 2 .----_... .--.- , ._----... 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Ch~'.1lJl: u:'ldo' II")' lllJ'(l(llnonl 0' 011'>0' 'n~h"H'nc....1 Q.....d'ng upon GUilfonlor Ilnd dO nol rCt:>u11 In Q vlolat,on QI ;V'~ I;j"" I~Ulil.hl}:i, CO..." ,jl1(:IClO or OriJ~' 1I;1:11ICJt'IO 10 CUB'llr'llor; 101 GV'lI;'Il'\lor MU "oland .....111 not, wl1110ul thO P'IO' wrlllan l,:on~on! of Lemler. U'II. I(',\',{,. ,l~.~';II1. encumh'r, h.."o~t\ll'C.ala.lrl!.l"l~Iaf, or 0IhCr.r."~(1 dl:.PO!,;O of 1111 Or ~l:bt.I(H\I'~II)' 11.11 01 Guaranlor's ossols. or 11I1YI~lll'OM IhO'OIl"; (I) upon l~"'ClO"!i 'p~v~l:.l, GU.il'ol"lol will pl~\.....jo I:J l4:l:ldor ~niU'I.:'>illl)l1d CI(\\'Lllnl:)fmollo1'1 In !Olm IICe"olt\t)lo 10 lendol, and ell !.ucJ'l hl1lll'lClllll11/0rmilhCI'l .,,1"I,,~h ('\tf'()nt1y "'11'. 0('0'.'1, on<:1 nil fuluro 'H'\3nC'RI ,nl()l~I'on v,l'1lch will ,",0 glo\lld(\1ZI10 lenJ'lJr I:!. Df'1d will blllluo b."'d COft('(:1 In Illt m(lI(lrIQllc~P(lCI$- Il"d I.Wly p'l':,llr'II:\,~ f,r'l,1nC'jll COr\(l.hon 1;11 Gunra'1lor D'!i of thl) ~.lIOS Ino Iln,lnCI.1lll1fcrrTlal,ol' I!; provll'cd: (Q) no IT'al11III1I11Uv,'!,o cr'lanoo "'il.S tltCuut'd III G;I,lr,II1l.JfS ',".lor\\:".,11 ~OIHH;H' !j,r,.;;o 11\0 C.,JIO Of I~O m~1 rK0'11 "nOnC'l'" t.ll1lnmc:>nls p'oVldoa 10 lc,'C!ol ond no ()vtrnl "n$ ocr;\Jfr(leJ w",e" moy rrCl,l('p"rr~ ",j,fr'<;'I"Y alli',,1 GLJ,l'l\nIQr", !'r\.1nCLa.1 cOl'ld,llo'1; ~I'I) nO hllijllllCl'l, ,lilllT\, !n\"or.llga!,cn, /:lC!mLnl!.lrnllvo Pfocoed.ng or 5-lrmlnt Gtl'on (lI'\c1tJd"l(l It't'r,o I;:>' iJr>r(l,ld l.).~...'~' I)J;"fI!l-1 GU.Jri1nlQ( I~ pcnOln~ C)l' Ih:C.Jlonod; (I) lOllOO' t\tl50 mnde r>o rPi'I('~onl.JI'I1" 10 GIJ~ltlnlOr 01 10 IhO tIOd.lwullh,nrS$ 01 ~.)"o.,r'. 11"1.1 Ul G-.J,l'LJTlIO' I';l~ t'~I;\:llrS.t'(ld DIZlt.'qUD.1e mEhll')$ 0' Obllll~'ltng fronl Dor/o.....()r on a eOf\I,nu,n(J b4~i$ mll:lrm,ll,on re~lUdlno Borrower'!. I''':l.tI,',I\ co,..::! ~'Ol' G~J;I'Dr'\I)t (I-;)'CilS 10 t-N.'P 1),;h)::Wlllu'r !f\I(lrmod hc~ !iLX;" f1'10';r'\~ 01 any IAcl$. ('vonls. or Cllcumsj.n'e~ w/'llch fTlllJl'Il In Ilny w.'I)I iI/!r.:::1 G\JIII~":>'$. II!.\S U!'\~l" HIL'$ C;1.f....rJ"~, <lr'ld GU....'D"IW/ fUI!hl'[ ,\'.)If<(l~, Hl(\l Lo"dc, '!.~1.11\ hl1,'E1 nO ollhQilIIOr, 10 GhM:IOt,.O 10 (;"ll'llnIOf an)' InIOI",:,loon l;l' ('l,XU"'.:II':$ IIcCl\w('~1 ttt ~f'n~1111 In 1t1l) ,,!;llll",a' 01 .,~ 10:.i.~,on!."';J With [40HO,,",(I' GU"R~~lOR'S WAIVERS. Llt(';:'l O'lo prC'"l'b,l"d bt Appl,C;lb1o l.1w. (';\Il\,QrTICr WOIVOS D"~ r'~!lIIO Ie>ejUI'O lOl\(1el (rlllO 'Ch"tllntJ~ 1(:nOln" mOIl('r 0'10 l'\1....'h1 011'1,.' e'l'''.l '0 [lOI'O..(JI. It'l b fl'\.\I,l." IIn)' p'Q5-;:)r.Ilr'>\'nl. p'o(D~I. cklm(l,l'I", 01 r>~/l.::E) 01 IlnV kind, lTlC1Ud''';j "ollcO 014(11 not'lpll)""lonl ot 11'(1 1""\':::l'Cl1\'~!l (I' c! any nCr"\~;\) I\"I(\I"~ ,,'1..1:tl-d 10 ;I"" c;:>tI.a'ur"I. 0' "01'(0 01 (l,t\y ncl'ol1 0' r10":'lehCn on It\o pAri 01 Do.. o......or, lcn::1(!f, 11.;)' SUlu!,., ondo'~(". ,~ {;1T"\~" o.',rol"'I':;:'1 1'1 co"n~:I'"n ",111 1"1:' Injeo!~,jnE'~S Dl ,n COl'1nlttlLOI'\ ....111'\ Ino C:t(l<lIh"" 01 nullo' 01 oddJI'on;)1 looflS Of OtJlL:;1I1hon~; (CliO 14J~,On lor r-','I~,.".'<I ~ Ie C'lX\"\.'~ O"(loC", 0' Al OI1Ci' 'ijI~Ln$1 ."~ (:Io)'~~r'I. Inerut1,nQ BOrlo\\lbr 0' 4r'1t OlnO! Q",1'anlOI. (d 110 procc,(!d tlllocny /l.';ltllr\!.J Of Cl~l'l;1U!"lu"'( c~".,\'\",l' ~,,'J h L('nOI~1 I'orn O~""C'''''r,}I. a"t c:~, gu,1',,,lor. 0' ft',)' Cll1M por:.on; [0\1(:> ljI'''O nOIrCO Oll"'~ IOlf'n~, I,'no, Qn" plll':O of nn" Plotl;lhC or F.'\','" ~,\(' (I' ..!.'r.,;;.....,'~ "'(.'~'('d\ !.r,;-u"") h!.l'd by l(''''O:~'/ ':orn DO'IP"'-'" CII' 10 tOI't\ply \\ilh e'1~ Ott'(If lIr~hC.J~I. p'o,'L!.'ons ollhC' U'1llo"" ('Ol'TlIhc,rlnf (;:-nL', ,II :~' ~'.n,,~~ a") (;:1.,,, ',""'~J) 1\ l"',~ tfl,"IjO"1i p::...Of~ or (~) '0 r:o.t1lnLI 0"'1' n:1 or omr~~,on 01 i1"y t-,l'ld. or 01 Ofl'( II rill', Wlln 'll:.",OCIIO (In)' '.\,1':1".'..1.....:">"'>1 :. n.-" 0' "I'-('..I'\\" la~ [\',r;~"",, ~~all b(' l;)' ~\"O'"Xl L'~,:>\O"'. {t/\(j' (bllno Indob~udlll'-;'~ t.~i1I: r,ot..l (,lIIII,"t'I("";, unl,1 pn,d t'O 11,)1:)" ~~Cl,)r"d tJr cOllnk'Il' [" (','.J",; t., t\,Y' ~''''\''. G~..\.~"~";'I "LV('t),' l::y")'u' \IIo;Jr\V~ ~r'1J 1(\I,'1QJr!.I'lU~ 1/1 t:l."'O< of l(lr'1(\~1 ll"d nOli "We!f, o"d 1"Olr ID!ip['lcl,...o ~,uCCO~:;Of~. Il"V cll\Hn or "J"I 1.:-, r,I\'-'~"'1 (IIJ.1'.I"IO</ "',,. "~\Oo I';J.C Qt "("(':"Of "1I\'1) 0' I\co.\I"O 1l0ll'n~1 60,,0....cr. by ~ub'C"\iUIIO" Qt (llh(jI.....,:,C'. ~.O thlll nl no t"'q) ~lll\lt ':;,..1',1"1,)< :'(' C" {.(,-C'...." 4 -:""~:;)i. 0' O:r'o.,..tH ....1'1'" r"'o rn".1:lmg (Jf I IUS C. ~l'(;!IOrl ~47(tlJ. or dny ~IJCCC!.!'O' ~J!O~,!.'O'1 o~lr.o Fodc'al t'0f1\..WI1II:"Y .I"~ ~".l'.'-':=- ll..~ .,~ ,,". .)'~ '1",11lr' 1'-;":1, '" O"\''';'.'l'~ ,)'I~,r1~ C,. 1(,<.1~.01' or till ,)"'1' ~O:1llll;II"n~ 0' ~Q"ll-01.l1,,:<"\(',.~ 131'0 0' <lny olh"r Iii.... whlt;h may ~"",( 'r. " '_~," ',;:..... t'.",l "..l ,In\ .:1 ~", ,'1,::'lv:j "9 1I ,'ol"'l !", Otd,C'""",. .Di},JII'\!.1 l<v3'a",I;." tw!orl" Or "I!~" l('I1C~"'~ CClr'flmul'r:afT'llllll 0' co"lrl!l'IIC:" (II ) ,,", ',' 1'"., (' ,1,~' ~.. I' ",." 'JJ''::',1.' C" e.., 1"(".: ',,' ~'II 0::-"'('1 01 !onlC', (0\ Ill')' (.:,o(bOI'1 01 ,C'ml'Cl,o:;. toy l[<,,~,1! \00 r,,(;t. tl(l~IIO""" Q' (lth(""'I:.ll ,,\lq"~l'ly ,I".'" "'''' J"'_ ~u~";~.;.I' ,'" "\O.~~ 0 ~;~.l ,,~'~V ':0 ",,"r:. 10 ,lr{>CL,j,(j .:l~lI,n!,1 80"0"'('" 'Or 'l",,,,t',-,,!.l'fr'("'1. r-"lClul1ln\l ....Mll\UI J,mlllll'(,l". Q"l' 10:", (./ .;'" "_,,I .1 ':,' ".h ~.~,,, ;'1 '(',I'>>=," Il' ,,", '.,,, I .'j I'''~ OJJI.J,.'''{J_ or "....c:t'~I"'llQ ",.1 1'1;li'u!,,'d"(':..~_ lCI a.':' ,,",~..I:;',IIIV {II (111',(11 C1t,r('Il~;t. 01 t1tjIIO.....('I. "I .1''', .",'_ ;...-1"..,:.. ;)' ;;' Q", \01:'"'' C'C"~O" t" t', 'l'.l~C" tJI l'lfl ~a'.~j;I'O/l ot [lC"'O"l"-:' 1.,Hl'I,ly IrQI" All)' cal.:~i! ,..I-o..l';,.()('\'t". OU'tll I"an J:I[\,.NlI"': fllllll ",;,\ ',' ':....~. :.'1",' I.,~,'~";'.J'\I".~. ~::::. ,\r'y "'J"(:o .;'.:I,m c:.~crlll''iiC o! !hy In Jt\bl\.'C!I1\l:;~ 0" l!"oc buS'S 0' Ur'1ju~,,'1(ld '11'L)ilutfl(lnl 01 nl'l'tc:I,[I,~lnllu.. lrl(J "_:,':':t.: ""..~ ," .;1"1 ~:,)I"T\' C' I r.,..,:.)',o"3" " 11' ''', I.".:' 0"')' IH.-Ioe,r, QI t-v>! tHoui)N bf L('l'1JlJ' aOi)rll:;: Cllfi'arlOl t~ l;omfl'l!.IICcd II'rOl0 I~ ou!~lund"10 ";~"~"';:",,~,~;,:I (1;.1 ':;:"'l\1 I;; i1'''J<J- ""'.~ ~ ,,~l tJJrT('j by II"-V nppllC'ilblo ~(i1:vh_, Or IlfT\.lu"on~. el' II) (In)' rJ("I''':i(l~ 1;;l'vOn to OU'I'(lI'!lI'r, Oll(l,y or II' 1';;,'1-. ;"" :".l- 0):1;;:\1 C.I,r'll"" ,.I";:! C.'<"lO".....lr,c,l' 01 I~<o r"10\Jb\t'0T1~':'1o II pJ)mOr'lll!i rnil~C b)' OOlI(}I"(01. y,,1,\,II'O' VOrV!,';lI,I~ CII t/lhorv,-".(I, 0' b,. n,~y "T J ['r)'I, ~-. "'t' '''''w=~,':II'I'... <I',j li">l"IIll"l'. ((1",1(,1' 4 'uTC('j 10 'l'IT1'llf1fJ IIm"Unl Or 1~.:I1 ('l.YfT1P:i1 10 80"0"01'5 lru~jt'O III blln"!V'll~y 0' '0 tin,. .-, '_I' 1""_;:"\ ,1"::1i':"I\") '\.,'l";\' ,., ~.IJ:e t "";"'\I;;I::::~ I"... 0' 1.;1", 11.)' \,,(. '1,1'1~1 or do;'tlIOIS.1"t' r",j(!tl~rd"u'.S. :'~\,Jll tlt' eo'\~':f(l'(ICl ~J'lpn'(1 IQt Il\n rtJ1pO".~ 01 ,"":- ,'t'~'l"" .' ". '. "._.lrJ ',I~ :~""I',\"~'" 'oJ'l"-(.' A.I ',(", il"L;) i.lJr~,,'~ rl~ll~ ."l.~',L"~ QI CLolln.ll Ml)1 111'10 II")' (l'l'd-.x:bQr1$ 10 Iho O.'l"('\J/l1 QUll'II"lt"l.IO' und....1 IIlJ::' (iU,\lllfLlyl(.ll (lny ~'I;ltlll 01 ~-V:;.,'I ;C',,-:.>'::::,)~" CC<,.I"/'" C,,,rJrlC:. '(';:""\.;J'1'\1:'"'-I ';" ~.n'1r~.ll '\Ilt'll, ,..hfllt,ot ~ucn r:1,11"". ClC'I'OI\lj l)< IrO',1 t't'111)' bo lt~.!o(lr\I'r1 by It,o 00110\\(11, 111(1 ,~."l' ,j .':';' '" t- ~':" l I (;UMl/lfliTOi=t'S u~n[FlST ANDING V"itTH RESF'ECT TO WAIVERS C;U.1'.lnlor ....W'II'lI~ [I"d Dg'('1.:~ II'Iot (":Ier. oj ltlO ......DrW'~ ~(!l lorlh ncovu I~ flllll'~ ",I" G~.,l' ,1'1:~\l 1. r...r: j..n,)"',,,\]l' 01,:", -:.'i!'"1\''\':;'l....:(J .1"0 eO{'l!.c-~UO'ICC.!,. cl'ld I"'al, I;nCllll Ill.;) CI'culTls\i1nCC!i. the .....ar~.lll~ 0'0 'C"~',i;)nl.ltrll) nlld nol CO""o"( 10 I.', :,r..- t'DI..::~ 0' I,J... rf iI'11 ~_r,"rl ....1.,(01 l!o (l.-:~,':n.n,.j t~ tlO eor1I'.V~ 10 o.n.. {\;:,pl'~.lble !~W or Dubl., pOlICy, Sv{h \\"nl\lor ~l1cllj bn c!!oc:l'\IO Ollly 10 1110 "~I '_ -., (.. "'..' r'nr,-" l[NUfn's RIGHT Of! SeTOFf, I., aoO,I.cl' 10 al! J'y'li!r \Jpr;,n lll"d "~l'b of ~~IOII no,'II\~\ Ino mOI'l't!.. :;ll::ulll,C'!. 0' (ll!lel prOIJOlty 01 GlJl\H'lIlIVr lJl'o'll,'IO .~..'(:I" I') L~I'~. lo:'''t:l,~[ ::''''dl! l'i.l\'('. ....J!~ "'~:;O('l 10 G~.l'.:rntol':!i obl,~"llon$ 10 ~('lI,dor undor ''''1:; GVd'lInl)l I\nd 10 tnQ ~](lt'nl pC:Il"llIC'd by t;l~v, A ":"t'.l::I,,,,\' C'~'~.:'t'-:.~,"y ~(,,~'iI~ Jfl;.:'C'~1 1'1 I!.n~. r'\J,,1 01 ~OW!lllUntn~l, Ilnd GUllrpl'llOI I'IOlcbr l\%I\jn!" con~eY$, dalrvors" plcdgl1$. and' '!Q,~:.Il.l.~ 10 L(""'~'r ;>J, ~,l ':'(l"'J'lnIOl'~, /lQ"I. I,(IC iln:;! ....tt~'C~1 '" ll'''ld 10. On d('POSI!s, mOlle)"S. ",<.'C:",I,II(I$ llr\:1 OlhCtl P'PP!!,t)' 01 OutlfllfllOI I'OW 01 hO'Ollll(\, \n !I'lu ~'~":':_"~S.CJ' 01 t" 01'1 tk'O.l:.,f ,,,I'. l o('cl~r. ....t'c',,">'" ~ID\" In II gC'lurll' O! ~J:lOCllll ACCOU:'ll 01 dC';lO'"jll, ""''''OltlOI h~10 JOlnll)' wIth SOITlO(lnO e~50, or whl.lll'to/ "I'-a I~\, ~,I\'~\"'~.l"\~ CI IW'(J'V.I~,;;>. I!'lc1ud"'Q "O"~\I!I ill! ,RA. K,'~h, and tl\J~\ Dl:count$. (;'o'Of)' SUCh :;.ocunl)' '^l%~I ,an" light 01 ~Dlojf mn)' bo l'\l"':",P.! ,,'l",)u~ c:,>'l1;lrHT IJt'OIl C<1 "tlbeo 10 GVOI'<l',lor. No 5(ICIlIIIv Inlv'(7~,1 or r.gl'ol of ~olo!f !.hClII bo cfl'lOl'l\od 10 n.tl\li) bQo'1 y,.'lIlVod by nn)' nel Of C~"1..11,.'(1 (1<' 1",\. ":lr' Olle'1:I!.'r 0' by 1\"'" nl'"J't)<t ~O (I:t.()'Cl~O 1.,.Ch llgtll 01 Sl:lfOr, Of 10 (tnlc.'.;-o ~1.I::11 !;'QCUf!ly In!o,eSI 0' b~ Df'lY oOlay In $.0 dOI""g. E\lO'V 1\.1'-\ (,I ~1':C'1l cl 1:::\ ~{'C~II\ "I~,,,...:.t :'/\,111 cont.".Jp ,n l...u '~rce and (l!foCI IJnlrl ~uc" IIQtJl 01 $cllolf 01 ~OCUfl!Y mlNO:;! 15 spoof,elln)' WL\IVOd Or fOI(lOr.lla by ~I.' '-'s'I,J'tll",q ,n""Ll,n" ['lll''::ulcCl by L('''l'l'' SlJ.lQ(;OINJI,l'ION OF {tORROW~R'S O~OTS TO CUAnANTO~. GLJafllfllor ~QrO<'s lfrill IhO fl\d(jt)toOn(lt-~ oj BCII(l"ol'OI 10 londOI, .....MlhOf ('low "H.I'"ji '" h',',~';:'l", Ch',l'tJ,:J. !.tJ:l11 be rpc>, 10 1lI"~ t:\a''''' Ihal C",!,1Ic.nJQr mil.,. "ow "0\,0 or I\oreal'ltl' DCqUUO .V4lT'~t Oor'OwI1I, ....hC1hOr 0' no! BorfOwQr l:',',:'::"'l'~ 1Il~,Oil ""'11 GUol';j"~O" hl"c~)' C~QI('~~')' 'SlI~O/O'lf\alo~ Any claml Guil'llnlOI 01,1'( I"BVO oOUU1~1 [iOIIO....'U, upon any .ccounl whuJ~OOvOr, 10 .ny ,"',1"" '"3Il\'n::h''' !T1J-' "0'.... 0' bl"f'dl~,'1 !Ia'.l' 1J~""n;.1 Dor,pv,:or, In Ihb ov('nlQI msol\lGrocy Ilnd tOnSCQvonlltQUldOI'ol' tlf Ir'\o 4~~01:; 01 UOrrowClr, II"t'~j'.l'1 t")t1",,,,~'ICy, by n' :J~~'g"mt"l 10/ ",e C>Cf'lQl,1 of C'O.:!JIOIS, b." VCoIi,mlo'v l'qlild:jll~fI, 01 othOI'\\'ISt!, I~o 4!.So\t Of l'orl(lwtrr IIPpl'f:nbln to trlu t).h'.-'rnl 0' I"'" C.I)'.'-n~ ",I c.olt, Lon"....., an.;)' G-.J;j'."lor ~tJ~ll bu l!1l.1i;l10 londa, II"" :;1\~lj be Ilr~1 Bpph(ld b)' t (jOlZlfllf 10 lhe lndl!tJlodno~:!. Or Oeflowor 10 L (''':l('' (~;/J',F"(\' I'Qo{'~ '-jlf(,t!\ U<;.<;.'9'1 10 llJ l"l'r ;\11 e'a,lll!f wh,ch II "'il." I\,lvP 0' Ill:qu"i:' trGl1m:;1 Borfowe, or DQLJln:;./ an)l D.~::;llrl')O~' 0/ f(L)!'I,.O H' (',/1\11 ,:;1I"~ nl !lor'OY.(". t"O.'I"o!.:l "OIWI)I'(:r. II'M~ !;UC" lI!'':;'On'''CIIl1 :,halt bo orlGCl.J~o(l onry 10' lhO PU'PO"A 01 aSSuflnO 10 1 {I1\110f rOll! Pflynmn! III I~Qol :1"..1,., ", fr\(' 1""N)I('(~I1(-,~.~, It L(lnd.:'( so '(Oq..('~I". r,I'lY flolM 0' cI(Jtlol aQ'UOrf,O"'S ...0..... 01 h(lrOJ'l.rIt:l' C\lICli'lnclng 111'1'1' dobh or Clbhljjllj,hO"~ 01 r~()HOwot 10 G'I,\'~"ICl' ~."I;\" tllJ ("{]I~('O ..."h n Il'Ol:'r'\d ""III"),) !.>Ime BIB 51Jb~1 10 Inls GUIII.nlt IlnCl ~hall be dellvo'od 10 lrtndor. G~'on'OI flg1OOs, an.1l0nc:l(\"f I".,~'t', '~iL.,1r\;>.".',_',1 1/1 tll(1 'lilr!1l~ 01 l.lV>I'Un'OI. "em t,ma 10 IllTlb 10 Ol(et\.ll(j In" fLIt! 'Iniir1(;I"Q folfll(lmenf:; line conlmuetton ~1.11Irr'lC!f'l1::, el'\d 10 tllf.DCulo h_t:" e,It,," .1'''';'L''''.:>r'l::. i)n(l Ie 1,11.0 ~\It~ "'''(J' IIC:(,' ...~ OL~ lU,ldOI ,room~, "OCe!i~a'." or "ppIOP'l3Io 10 pt'rfrx:;l. p'o~tlrvtl In" on'OIeolls rlchls und!)' Inl$. "'~LI,1' :1<11" I.'f"'=>=-~.''''''~ '.~----" .--._. .. ~_._m . .. .--.-'--"-"---- ..;~..:-:~;. . -;:~~:_~:~-~,- AUG-25-03 MON 02:38 PM / ~ . : I :<II! l1I!r ,~ h,.~ ') I MTB SPECIAL ASSETS FAX NO. 717 255 2370 P. 05 COMMERCIAL GUARANTY (Conlinued) Pnge 3 ...;. _.: "_~.':,~.-::-.-==---"=,'~;';'':'~' ~'_'""...':,;,; ~... ...'_-=-->-c :._~;.~' ',' , -......" .,...........~.... """'--'---".---""-"'''' -----.-.---.--'--.----.-..----- MISCftLIIP.lE"OUS flI101JISIONS. T)~" I(.)II{\II.""O n\'!.ce:iM'''O~j~ prOl,lls'ons 0'(3 l11'",'l ~lll'll~ C;,I:I.1<1,I'1\',': AI11enr;lnl:t\l$. Tn.:;; c;\,;jtiln1y. to..Jc\t1[lr wllh "ny R~lil!c'r:I D(I(:'unlcn\:i. cOn:,"'I,J'~::' lno ~nllle vnd~r~lill1don~ Il,nd 8g'E'C!ment Ollhe p.lil,es tlr, 10 \hA f.tlltt"5 !;L,t fur:ll II) lhrf, G;.i,114J,Mly. No Q"('(II!'Ol"l 01 or Qr.'lOr1,jr'llQr'\t 10 11\1$ GuarD-n't ~".TI be E"(l)ci.\-o vn1o:;t. {jM~1\ 1/1 wrill"9 und ~Ion('d by H1C patty 0- ~lll'hl'f; ::'''\lgI11Iu 1m cn:\'~l<'d Or l.lovn" by IN: O:[,,"ill,o'l O' (ImCf1dnlQIll. Applll:llbl!! ltlw. rh,~ CiIIJI,lnlJ' l\a!. tt"(lr\ d.;lI;Vf"tf 10 Ll;lnt:loJl ul'ld ilGC"~\ll."a r:, l.C'nOCI In ,~ Cornmonwt'nnh 01 Ponn~,..,.lv.1f'\'J:. I! \r,Cut l~ Q 1.1,'w,l. G<.J,IIA'11(}1 l't'J'''''?s L:l'O'l L~r'lce"~ IOQuc.-SI 10 ~\Jbrtlll 10 IhO IUII$:!,o;IIOl1 01 tho couds 01 Cumbolla"d Counl.... r.On1n\Olw.'OO~\h 01 f'l",,,~..,.l, 1t'\L~ I II,~ (';~'llfil:l1y ~h~1I bi" Oo.(lln'll~ b~ iJ'ld Cor\~lruud In I)I:I:O,d3nCu ""In In() 1(1""5 OlltlO CO"Ir'llQnwoa1\1, ClI "('f\!I~vl"llnlil, A1!Olncy:S: f-'..u; Cllpltn!.e's. 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A'>IO AN ATTOUN["S CU',4~'15~I()N O~ 'I ... "\ Il.'l \' ";.',,. ".11 T ..t '.;"P~I" [';l.'~Clr>...( r.:.., MJCf. AND ACCIlUU.1/l'Ilr(m. Sf FOil CClLlECTLOfll. UUT IN "NY L ....I:,."t NO r ll. SS , 1 IAN ; ., ..~ "''':;':, ...;.1,$ ,$;X!I 0'" 1I,"'C~-I JlK)~~[N'r Ofl JUOG"'EN'l"S O""E ()R Mr.,1!lt ();tCUTIO!\lS M}\Y \~5u( IMMrrJIAlllY, A"l[) (OIl ..... :......~~ ~'l ~ (";",,V,'~\ ~"l ~ CO", Of 1tl:S CI,.l^f\A'-Jrv vlHlf"I[O {)V AFFIOA.VIT SHALl. ElE SUFfiCIENT WA.FlIlM<jT THl ^UllcOF~II'r q'l-:,....ll~ll\ h"Ii ,".Ul.I,,\\r'I rO CCI,,rtsS ,1;j8GM[N1' ....r..ii\INST GUMiI81(l.1 $riALL NO':' oF. [XtlAU$'I'lD O\' I.Ny rXlnrl~.:1'. elf Ttl.\T ". .... I;, T' ILJJ ';"".Il tt"TI.'-:\Jt I ;,,\C.:I.. t,,,"'f lu "IME AND A' All TIMES U~.;T1L PA'M[NT 11'00 J"U~L or .t.ll At.,\C\U~lS OU[ uND(fi 11 us ,;..," I"" 1:.It.......,l':; Iffnro' "'i.I'''f~ A....' HIGII1 CUAnANTOFl MAY li:"VC TO NOTICE On 10" H(AflIN(j IN COf\I\IC;CU("lN W'TH ^NY ~" "\' '....1 I ~'s'\ ,0, ~ I .;I,J,.',iVt.". r 1,'0.) ~ 1AIt..) I riA r L; Thi...i:; ;.., ,.u'm::::;r .\'"': ,\, :.:~ c'r : El<;:"~1'l ~;l"'rr,r,\.All v r.^Ll r (l 'Hi~~ c(wrr $SION ,~ . ~1;l,.'.'1 r'\jl 1'11;;.'1$10/\ TO ChJ,ll,JtM~TOFi S Al,"ENTION Of1 ~UAnM\j'O'l ti,\S On N '~t1'f,E:"';lN" l> 0'1' INOn't.l\:lilNI LtGI'!. <..'ULl~Sll" . ..: ~ l'\ <,Ii :;.\.; IIIUI-,4 ..."i' J;,.sOGME.':T CO.\t'ESSEO OR ENTEn.E.o PU~SU"N1 TO ltt~ FORF.GO:NO AUTI.onITY StlAl1. NOT [:XT(ND TO .......' .'; \-;,,;'~'l.,,'\'nl\'~ n(S:C(l\Ifl.\L r.l(.\L f'ROl"(FHY AS "t-l;\j Tff'IM IS Ot:FJNEO IN THE P€~NSYLY"N1;' ACT OF JANlJA.nv JO. 1!l14 WA. . c..\:. ,.1. "',1 ,; 1,1/ i I,~l[l) to AS T,le l.()~.\, :NT(rlF.Sr AND .PnOTfcnON LAW. AS A"4tt>,'OE.D. ANO THe. ~~OtClCU 0; ANY JuOCiM[N'l' ;', ...., I',';::' ..~'i! '.'1 III ~ r';,mS'...It.\T '0 rt-lf rOFlGOING AUTHORITY SH.AU NOT. 111I t:.~rOnCO"'~Nl or ANY SlJCliJUOGMfNT, (:'(E.CU1E. ,t.' ,'H ..""llI.',~;t I'H~>Cf(O I.QA:NST ,),-\:... SUCH AtS'lJf.N11J..L AtAl rnO;)fnTY. pnO\'IQfD. t"lOWfl/[R, n'lAT THE lI[N OF SUOI ~.::\,,""! ....' ~."",; ~ I X'l."-O TO SUC.li Rl' SliJEl\ji;.t.J. n[;AL PAorE~rv AND n....,l.T TlfE IlOLO(r~ t)ltfl.[O~ S14AI-I. ae f'EIlMIT"It:O 10 f.XEClJTE. .1.", ,'ll1'.j I; I j:, J,.r,A,"'~~T SU'::"'1 f'l[S'O[I'-;IIAt Rr.^L P.{O~'E.fll"'( (nOM ANa hFTEF\ HiE ENTRY or ^ JUDGMENT ASCONTlMPlAHtO flv Si ,. ',".; .IJ' 1'1 ';lJl't. (l),'l.'\I II\:1Ul,f$r A!\IO imorrcrlON tl\w Ar</D RUlES Z961 TO ,,~ or Hie N:NNSVLVANIA nlJU;S OF ClVrl )'.:, ','1 :',;IU ')Ij !;t:('('l f.S(''l o~:t S'I.'IlA'1 5lATUT[S AND ;:OUI t$ NO l.IMI,...'T"IQN OF LIEN 011 -'''lY EXECUTION. lEVY OR Otll(1l ! .... \ "" I \'/"" ,( 14,'''''1 0 III.,i TH~ j/!V((JI^TEl v I'(1(Cl;DINO SOH[f'-jCE SHAll M'r'l..Y ......1TH m:st'EcT TO N>;V JUOGMfNT OOTI\IN[O "1111 :...~.... ll' I,.t ~ l'~'~ GO.\G 1"J~H;'ltln TO C(1Nt:"E$$ OR [N'r[R Jut)GM(I.[T lACtl llNOf.IlSIGIli( () c.UI\I1A~TOR LCKNOWlCCl(;ES HAYING neAD Al...1. THE PROVISIONS OF nuS GUAl=IANTV A.NI) ACHE:ES TO ITS Tf"M~i IN AtJOIJIO.. fACti CUAr.tA"'tOll \)NOEJ,STAI'iOS THAT nflS C:;UARANH' rS EFFECTI'JE UPON GUARANTUR'S DF.:CUTION ANO on IVU,y or IfllS GlJARJ.NlV TO LENDEn AIfO THAT THE GUARANT... WILL CONTINUE UNTIL TCRMINAHO IH nu;: MA,NNEf~ ~ET FalHH IN HiE SECTION JIH,ro 'OUnATJO"l or GlJAf!ANTY:' NO FORMAL ^CCEPTA~CE ~V L~NoER IS NECESSA.RY TO MAt(E THIS GU"RANTY n.[ CllVL 'HI~ C,lP\RAN1V IS 0""[0 SCPTE.M13EH 1lI.111')G. CUM,ANlon . ....., ~'-~""""~.,' ......,..-'.. "=0.'''"",",;'-::7',.' ., '.~ ~:"~:';""~:."'.-:-,--;~' -:--_~~~ ~"t__ AUG-25-03 MON 02:38 PM MTB SPECIAL ASSETS / FAX NO. 717 255 2370 COMMERCIAL GUARANTY " . (Continued) .."" .... . ":~f,~;;;Zh~~"::7C;:;-';d._(S~) ..-..--...... .. -- Dr.v.::.IYJ,K~~lIm~ 7 ~.............. v ti.."j( il',:,;6. r,'~:~ .~~ f;-';~ ';=."'7~c~i-,'....;- :].~; tcf I g... c~ I ""' 05.,,,;c;,:;;;'--';~;.;'i;-; ;~~.~"'t~("~o 'T~Avt-L' '~~ ~;_c'Vii-'.-~--'~ --~----'----'-----=.=-.=.= P~gc 4 ,- ~..~-~.~ -~".-~. ~, ,"._...~...,"'-" '". ::::."' "" ---..~~;:.;~....:..:::- , .. , \ .~ , j '~ .'1' , I l 1 ~ ~ .. ."{ ~ ~, .~ I r J f "' j J ( ... .!! ( ,----' ~~~-::::"~.:".__.---,- ---_._-" P. 06 \ \ j , I I ; I I I , I \ ) I I ! AUG-25-03 MON 02:36 PM ,/ { Ii I II Ii I i I ,I c .../ MTB SPECIAL ASSETS FAX NO. 717 255 2370 P. 02 DISCLOSURE FOR CONFESSION OF JUDGMENT C~r~~,~__ L~~,: oe~~al~r~:._l~~~ NO-rCoJ1 I COIIQ1~~'~L Aceou~__LOJg~:,I._~:~~~~1 L~~= nQI('.:':.~.~~~"...,;.~,:jc>d U~(.l~~("or ~fll'11..)r's u~e only nr;d do no! Ilmlllhc 4ppk.~I~~Y oj this doc\JlTlt!nl to any pnrlic:ulllt I~u" or 11(lm~~_...j Oorrower: L (\. STrey':' ShOPPf', Ir'\~. lend~,: Fln..nel" Trl.ll>l CCIIl'\p.ny 1\! S..I~na...r' Slft'.1 Main Offlc, C~.ll,ltt, rA 11013 One Welt Illgh $Ifl'l!!l CaJIls.le, Pol ti'O" GUl\t~llt~r: btve.ty J. t<.,ut!'T\ltn, SC'ctel"'t~fTreD~UI~r ae:2 A1trandN Spring f\oad C..,1I..hl, PA l'ro1:J ,~~-.-::-=."..,_ ,'.."....,...-"...-:-..o.....:~".....~--:=--=.1.:-- -,"<IV-~,~:_-.,.;..-=O~<:"_ '(;;::',',"=""-=-~''':~~-=--==:',.J....V''"==-==-~_:";~:-;:r-;:,.,,..,,.,._==.=.=~.=.:.;,.=:::.,... ~-_ .,-..-';""_.;-,.__..,.....:_-.~" DISCLOSURE FOR CONFESSION OF JUDGMENT , J.M U(CU1("iG. tHIS ., , ~.~~JLJ.~..-~.,~~:~~"\...._, ,,~!_~~ A GUJ.JtAHll' ran AN UHl1MltO AMOU"lT. OAvot ... I UN.OCRSTM'O TH4T nE GUAJUJHV CONTAINS 0\ CONFESSION Or: JUDGMeNT PROVISION lilA' WOI..l.O rLAMIT l[NO[;~ TO tN-tEn J\.O(j\l:tNT AG"llll!;.T WE I'" COURr. IIFlEn" DCFAl.l.T O~ tHE GUAn4NTY. wrn'tOlJT .a.OVANCE NOtiCE 10 '-II! ANO WlTltO~JT (Hf('AINc. ME a.u o..~T\...l:N\H 'TO DU(ND AGAllrCST THE ENTRY or JU:lOYt'4T. IN EXECUlI"CO Ute CUM'\4NTY, [\C.INe n.....lV "\'''~:'( Of MV Rf(itnS TO AOVAN<;'(; HOYleE AND TO A. HE.A.RlNG 10 CONUST nit "'...llOITY OF ,\HV JUtlCMtNT on OTtlt:1l CLAIMS 'UtAT It'''t>to .lJ'V "'S'5t~lT AC....l~~T ME U!<tOtFl THE GU.t.AA.Nl'f', I AM KNOWINGLY, INlELll(iCN'n.Y, ;.NO VOlUHTAmLV WA1VINO Hlfs.t J::.'CHTS.I~ClLOING ANY t\lCH'T TO ADVA.HCE NOTlC!: 0' tHE [NTRY OF JUOGM[NT, ANO I t,x,..n.rsSlY A.QFl.I:t "'NO CONSENT fO ut.:\>l.U'S [lljT[RJ"1G JUOGM~NT AGA.IN!;T Me: BY CONf[SSION "'5 PFlOVlot,D Fon IN nil;; CONfESSION OF JUOC.Mt~T N'lQvISIQloi IJlrlIT~,iJ."S; .!........~. o I runHn:R. t".OUl,$l.Ir.NO HI...T IN "OomON TO ClvlNG UNOt1=l THE 'UGHl TO f"NTtn JUClGM(I'H ^G"I"tST ME WIlt'OUT A()\IU.jC[ NOTICE all A 1l(.4.n,,..o. THE co,..rnSION Or JUOGMC"tT PROVISION IN Tlit GUAn"Nlv- ALSO CONTAINS \'A:'('.U"GE TtlA.Y ,^'Ol.l,O rO~M1T I. (NOCR, UHR [NTRY OF" JUDClotr.NT, AGA.IN WlnlOVr [ITH(~ AO'VANCE. NOlICE OR" 'ir.A.RI~C, 10 (X(CUlt 011I 'fHr: J1...oClo.ll~T flY rOn[C\.OSllriG UI'O~, 4TU.Ol\NG, l[VYINCi ON, UKI"l(j POSS(SSION or OR OlH(nWISE S[lllItolG MY I"f~l"lpt~ln, IN H.l..L Of! N.nflAJ... rAY....(~T OF' HiE JUOGMeNT. IN (J;[CUTlIrIIG THC CU.VU.NH. D['NO '"Llln AW^flE OF MY RIGHl S 10 Alll,".l."'Ct N':~H{C.f. AND I. ~1(M'.jI~G MUH JUOC.M~N1 IS Dnuu:o .4.NO Olfonr. O:CCUiIO'" ON lIlt JUOG~[NT. I M.1 lo.O"I~ING'~Y. 'Ilill[lllG(t'tTLl' ,,~o 't'OlU~1MII~Y WAIVING Tt1ESE R.10H1S. ...."'0 I [Xrnr.~t,J..'r' AGPEE MD CONsr.NT TO l[N["lcrrs Ir.lMft'I,l.,1n Y (Jc:EC\J'fIHCi O~ TH[ JUDGM(Nl. ~~ f",HY. MAJo(N(J\ p[~UlntD 8y Af'fl'llCAOL.t;': SlUE AND f'lD(RA.1.. I.AW, WIlIIQUT (.I""I~a M[ "''''1 AO'o.NC[ N01"ICE. 1"41 1 IA.I..5. ,/!.L___' C MaR HA.VING fl[...O ANO O[T[nMI~J[O WHICH OF THI; FOLLOWING STATEMENTS AFtC "'Pp\'ICM~I..E, AND UY Pl..ACING MY H.lrt,l,l'S NfX' TO [ACH ST ATr.,",(.NT WHICti I.,r'pttE'S, I nrPR~stNT THAT: INlll....lS "' I I. I WAS A(PRl:5EN"HO OV MY ow'"' INOrp[l\I[)tNT lECJJ.. COU"'S[.~ IN COHNECilON WITH Tilt:: GUARANTY, ,~ f.. 2. A rlUR[S(NUT1V[ OF I..(Nl)ER SPtCll:'C.eJ..LV Cl..ll'fC lHE CONFESSIOIll OF JIJOGMUn rnOVISION IN HU: (;lI...r~I.1HY TO MY .ute.frlYION. U I ~1;l\'lt Y lnAJ M~ A.r.;I'HJ!1J. II'lIC.OI,t[ UCt.'LDS ~\C,WO; rru.i" ,HE [)~...?ot~:S IN ':'HI: l)'SC~.C$'...:r.[ WEm: r1:.L!::O I~: Wlr!;~: I I~ITI~ IO "'NO SIGI-ltO I r; AND Tt'!Al I RI;.CflVEO A COF''( AT rHE: TIME Of SIGNING, AHIMlT: ./ 0',/:, . .. ( J -"-.t /""~.Y"""" 'SEAL) ~'.' ~~~~'I~J~.~~':~~:.;.. S~C'T-~~~:,;;,~"~~_---I ';.".".-=--=~-=.~J..J. 7~..""_ ._-==_~..;;_=~:,-;-:-==.-".~.'JT"===".'..;,:=..:::""'---- _..-:-::.":7.~====.:.:....:.... -.,..~,::....~..=..".~..:.:'..,""". A .1 .. .....' "fJ ~. :, ",,' -.., ... C., v., J ~r" I '~lft;:' I '''C~;'',,4 01, 11\.C A;, "11"'1 "~~..~" I"A. C.JO "!lAvC' IN c; '.ovq "... ~'~----_.~. .._~~.."--~..,_._~-~,-~~:. ..:.....~.....--"':!~~---== -,.-....-..... ~--, ...~.~._...."- KEEFER WOOD ALLEN & RAHAL, LLP 210 WALNUT STREET PO BOX 11963 HARRISBURG, PA 17108-1963 MANUFACTURERS AND TRADERS TRUST COMPANY, SUCCESSOR TO FINANCIAL TRUST COMPANY IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW Plaintiff v. NO. CONFESSION OF JUDGMENT BEVERLYJ.KAUFFMAN Defendant NOTICE To: Beverly J. Kauffman, Defendant You are hereby notified that on September /'1 ,2003, judgment by confession was entered against you in the sum of $79,248.95 in the above captioned case. Dated: September 19-, 2003 (].I./)jA~ K . ~Ch[: Prothonotary ~ 0 . YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 Telephone: (717) 249-3166 Toll Free: (800) 990-9108 I hereby certify that the following is the address of the defendant(s) stated in the certificate of residence. Beverly J. Kauffman 882 Alexander Spring Road Carlisle, PA 17013 AttO~ff('J KEEFER WOOD ALLEN & RAHAL, LLP 210 WALNUT STREET PO BOX 11963 HARRISBURG, PA 17108-1963 MANUFACTURERS AND TRADERS TRUST COMPANY, SUCCESSOR TO FINANCIAL TRUST COMPANY IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW Plaintiff v. NO. CONFESSION OF JUDGMENT BEVERLYJ.KAUFFMAN Defendant NOTICE A Beverly J. Kauffman, Defendido/as Usted esta siendo notificando que el _ de September del 2003, se anoto en contra suya un fallo por confesion en la suma de $79,248.95 en el caso mencionado en el epigrafe. FECHA: September ,2003 Protonotario USTED DEBE LLEVAR IMMEDIATAMENTE ESTE DOCUMENTO A SU ABOGA- DO. SI USTED NO TIENE UN ABOGADO 0 NO PUEDE PAGARLE A UNO, LLAME 0 VAYA A LA SIGUIENTE OFICINA PARA AVERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 Telephone: (717) 249-3166 Toll Free: (800) 990-9108 Certifico que la siguiente direccion es la del defendido/a segun indicada en el certificado de residencia: Beverly J. Kauffman 882 Alexander Spring Road Carlisle, PA 17013 ~D~_ Abogado d~1 ~a~dante -2- (:):)G~ ~ P- I'~ :-0 _ V'? r:. ....~() \" ~ ~ ~ :\ _ ~ r~ ::s D W ~. ~ E:' -t:- -, , -. KEEFER WOOD ALLEN & RAHAL, LLP 210 WALNUT STREET PO BOX 11963 HARRISBURG, PA 17108-1963 MANUFACTURERS AND TRADERS TRUST COMPANY, SUCCESSOR TO FINANCIAL TRUST COMPANY IN THE COURT OF COMM PLEAS OF CUMBERLAND COUNTY, PE NSYLVANIA CIVIL ACTION - LAW Plaintiff NO. 03-4994 Civil Ter v. CONFESSION OF JU MENT BEVERLYJ.KAUFFMAN Defendant PRAECIPE TO SATISFY JUDGMENT TO THE PROTHONOTARY: Please mark this judgrnent "Plaintiff satisfied in full." KEEFER WOOD ALLEN & RAHAL, LP Date: March 23, 2005 By: ~ Eugene E. Pepinsky. Jr. Attorney I.D. #23702 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Manufacturers and Traders Tru Company ~ , . (~ ~ '6 <:;.f\ ...-.,.,-- ~,~~ -:;:::...., ~.... ('? 1;:. ""::i ,.<, o -i1 -' 7.'~ ?~:~ -tl\;"j ..."1'-.-. ',' 1 - ~)~ '~:~\ ~(>~:t,f~ '-;? C) ~ , .'