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Home My WebLink About07-5520 r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK ^7- Plaintiff No: 67- 55610 CiYi I 1CrM VS. COMPLAINT IN CIVIL ACTION STEPHEN A SHATTO Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05985249 C N Pit SGM IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. STEPHEN A SHATTO Defendant Civil Action No COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and.notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN , VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: STEPHEN A SHATTO 29 S HIGH ST APT 1 NEWVILLE, PA 17241 3. Defendant applied for and received a credit card bearing the account number 5178052533966574 . 4. Defendant made use of said credit card and has a current balance due of $1266.24 , as of August 21, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff . 6. Plaintiff is entitled to the addition of interest at the rate of 28.2405 per annum on the unpaid balance from August 21, 2007 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , STEPHEN A SHATTO , INDIVIDUALLY , in the amount of $1266.24 with continuing interest thereon at the rate of 28.240% per annum from August 21, 2007 plus costs. James armbrodt,42524 WEL EINBERG & REIS CO., L.P.A. 436 ve h Avenue, Suite 2718 Pitt bur h, PA 15219 (41 ) 4 4-7955 F 4 2-338-7130 05 85 49 C N Pit SGM This law firm is a debt collector attjmpking to collect this debt for our client and any information obtaighq will be used for that purpose. NOW with FREE Accelerator }bar as fhst fs montlart-a "O Va>krta 97 8 8 a muxsh for grin 3 mor7ft :9.96/mo. awteaasr S M UP TODAY! ' 1-888-587-9669 Mahlon Offer Code. PEARL Or viaft www.peopiepc.corn/go/pead CapifalOrle' Account Previous Balance :809.17 Payments, Cred u and Adjustments :.00 Transactions {58.00 Finance Charges :19.66 New Balance :886.83 Minimum Amount Due :886.83 Payment Due Date March 13, 2006 Total Credit Line :700 Total Available Credit :.00 Credit Line for Cash :700 Available Credit for Cash :.00 At yca r service T. call Celt- Ralaeote ore to report • loet or rtaita m&- 1-800-903-3637 Send paym-mare w. Said k ririe to Amer Rmittsoa Prom"9 Capital Oat Bank Cspaal One P.O. Btu 790216 P. Bra 30265 St Law, MO 63179-0216 SLC, UT 64130-0285 003 peoplepc- online %,-.e A better way to Internet. PaopMaPC OMkn offers all the features you would expect from higher-priced Internet Service Providers, including: virus Protection Powered by sym med- ® Pop-Up BlockerTM- ?j Spam Controls Smarter Smart Dialer Technology 4OP [V More Email Addresses s• 0 Internet Call Waiting PLATINUM MASTERCARD ACCOUNT 5178-0525-3396-6574 ts, Credits and Adjustments JAN 14 - FEB 13, 2006 Page 1 of 1 Transactions 1 13 FEB OVERLIMIT FEE :29.00 2 13 FEB PAST DUE FEE 29.00 As a valued Capital One customer, you are eligible to receive a free Year-End Summary for this specific account that recaps your 2005 charges, provided your account is in good suading and you have made transactions during the calendar year. Please call 1-877-794-4487 before March 31, 2006, to reserve your copy for this account Orders will be mailed out by the end of April 2006. You were assessed a past due fee of $29.00 on 02/13/2006 because your minimum payment was not received by the due date of 02/13/2006. To avoid this fee in the fimrq we recommend that you allow, at least 7 business days for your payment to reach Capital One. EXHIBIT nomommom Finance Charges Pkasr.ur nvenerrde/9r /at orm W iaJw-A' iM 2tdwrerle Pnit& a ffifia ?rdA, ,are m PURCHASES fA1936 .07737%P 26141k CASH 6.00 .07737%P 2L24% 619.66 6.00 ANNUAL PERCENTAGE RATE applied this period 2814% PLEASE RETURN PORTION BELOW WITH PAYMENT ow 0000000 0 5178052533966574 13 0886830000000886838 P4wrpriat worm Jiv. arJ?weyvil e6waeskbw am tbtrr w 3lrf ink New Balance 6886.83 Minimum Amount Dun :896.83 sveee Apt a Payment Due Date March 13, 2006 ary s-n ZIP Total enclosed i Home Phow Auan.ee Phone A cturtNumbc 5178-0525-33%-6574 • Pied Addy-e #9004593364160003# MAIL ID NUMBER Capital One Bank ?s STEPHEN A SHATTO 29 S HIGH ST P.O. Box 790216 Itlulllutluslnlsll ° APT 1 St. Louis, MO 63179-0216 NEWVILLE PA 17241-1400 11111161111 pill 1111 Pkase unteyoursaoaat ersaaber onyoar o5e d or no my order nradr pyabk to Capad One Bank and wail is the eadwed mve4ofe. 0 peoplepc- online lk? A better way to Internet. uirED INTERNET ACCESS s m UP TODAY! 1-8034 87-96 9 Mention Offer Ciod13: PEARL Or visit lhvww.peoplepa,oOWgo/pearl PowbPC is W* re,p"A* for Ifs orta, and is nd a ikbd with CadW Oda CWW On done rat provide, endorse or w wdo% and is not dilie lid wkh, OW Wo&d or ertoa sin" Irene MY tUdentrka m flkned Mmn w eddy owned by the resllediYil entity. Al IiyMa carved. By capon ip to gds ft you may be mrreraeicating'utfonrtatian about yomeNf to the campm td provides this product - for Stan mr You am a CWW One cuemmer. 'psophPC O*w Fast 3 mordhe am bilad at $497 per mordS $995 per etonkh Otam a Offer am" to new dnFep absca a at eaA 18 yeas of ape and may not be redeemed with any Wwr der. Oiler srbied to dWW a ay li . Phonetedmical support wobble for $195 per min lls. tAoodmW is be for 12 mentor. Olen good for Wed Onto. After the filet 12 made, the kodaw anise will ItAor aBaly rawt to tho rot I PooOoK Ow wvica Ole abo d b dupe d aylitm. Wdh Po*&b -Orin Aoodrad• ,, an Nob pegs tad and grapliaa ml load facer what meow b eandrd dd-r0 idrnel service. AduW reaft may wry. PaoplePC 0" Acoebabd a only OelMA" wAh PeeplaPC Orin Inia r aria and spa" WlndowsA browsom Peopbn Woof Aoalsad is rd mmpeebb wO Wi dowA 95 vft IE 5.5 SP2. Serdoe not wd" it d want. Amen fa4 tees. ad otw fees ad rttlt OMS may opPf1'• TNaphaa tdduiga i r"??,°'"nl,q°Yhom id r? apeaaly "V *m M p poi* uug D pi -V iunba be r M kDD Odrd' %kW SOX Is acadWead may vary 0 2005 PwoplePC ne. Al Pojpd Reserved. Papl@PC Orin and fN logos am tmdwfm Of Paplon In to U.S. and okar mWNIeL 02005 CW W Oea Ssrka, Mc. C* W One is a kdraly m0lared service mark Al rights weaved elrN t? 8 r?en. - teN 1. 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VERIFICATION CAPITAL ONE BANK vs SHATTO, STEPHEN A The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities, that he/she is, MARITZA ROBERTS, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. Z-'roo '? 0.0, ZA 409ERTS Notary Public 5178052533966574 '? piES A049 :. X 24TH. 2010 WELTMAN, WEINBERG & REIS CO., L.P.A. 70 4 ? 1 4 ? cn 0. W W W .G V T # CLA SHERIFF'S RETURN - NOT SERVED CASE NO: 2007-05520 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CAPITAL ONE BANK VS SHATTO STEPHEN A R. Thomas Kline , Sheriff , who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT , to wit: SHATTO STEPHEN A but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE NOT SERVED , as to the within named DEFENDANT , SHATTO STEPHEN A 29 S HIGH STREET APT 1 NEWVILLE, PA 17241 ALTHOUGH NUMEROUS ATTEMPTS WERE MADE WE WERE UNABLE TO SERVE PRIOR TO EXPIRATION. Sheriff's Costs: So answers- -? Docketing 18.00 Service 34.56 Affidavit .00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County j 00 ?,. /Op//o? 6`r 2.56 WELTMAN WEINBERG REIS 10/19/2007 Sworn and Subscribed to before me this day of , A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE B NK Plaintiff vs. STEPHEN A SH TTO Defendant No.: 07-5520 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan PA I.D. #47437 WELTMAN, WEINBERG & REIS, CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#05985249 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE B NK Plaintiff vs. STEPHEN A SH TTO Defendant Civil Action No.: 07-5520 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT Kindly rein the Complaint in the above captioned matter. WELTMAN, WEINBERG & REIS CO., L.P.A. By: ---....-- William T. Molczan PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR #05985249 n N ,, y r'; t/) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaint ff vs. STEPHEN A SHATTO Defendant No: (7_ 5Jolo CWi ( 7exm COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05985249 C N Pit SGM IN THE COURT CAPITAL ONE OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION BANK Plaint f VS. STEPHEN A S TTO Defendant Civil Action No COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and-notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWY R OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE OU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 I COMPLAINT 1. Plainti f, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE R GLEN ALLEN , VA 23059 . 2. Defenda t is adult individual(s) residing at the address listed below: STEPHEN A S TTO 29 S HIGH S APT 1 NEWVILLE, P 17241 3. Defendant applied for and received a credit card bearing the account number 5178052533966574 . 4. Defenda t made use of said credit card and has a current balance due of $126 .24 , as of August 21, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 28.240% per annum on the unpaid balance from August 21, 2007 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Althoug repeatedly requested to do so by Plaintiff, Defendant has willfully f iled and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , STEPHEN A SHATTO , INDIVIDUALLY , in the amount of $1266.24 with continuing interest thereon at the rate of 28.240% per annum from August 21, 2007 plus costs. James armbrodt,42524 WEL EINBERG & REIS CO., L.P.A. 436 ve h Avenue, Suite 2718 Pitt bur h, PA 15219 (41 ) 4 4-7955 F 4 2-338-7130 05 85 49 C N Pit SGM This law fi is a debt collector att m ing to collect this debt for our client and any information obtai will be used for that purpose. I 003 New With FREE Accelerator peoplepc- online • . ' • for die t@st 12 iownd st-s $60 value A better way to Irltemet. * PeoplePC Online offers all the features you ? 9would ? expect from higher-priced Internet Service Providers, including: 44 a month for ® Virus Protection powered by symamec- nat3m«mhs; ® Pop-Up Blocker"A $9.96/mo. thereafter Spam Controls SIGN UP TODAYI ® * Smarter Smart Dialer Technology ' 1-888-587-9669 ® [W More Email Addresses Mention Offer Code: PEARL Or visit www.peoplepc.caNgo/pearl ® Intemet Call Wafting ?r 1, 10hd Ca • I ow PLATINUM MASTERCARD ACCOUNT JAN 14 - FEB 13, 2006 5178-0525-33%-6574 Page 1 of 1 Amount S Payments, Credits and Adjustmeuts Previous Balance $809.17 Payments Credits a d Adjustments $.00 Transactions Tran-rtions (58.00 Finance Charges (19.66 1 13 FEB OVERLIMIT FEE $29.00 2 13 FEB PAST DUE FEE 29.00 New Balance $886.83 Minimum Amount Duc $886.83 As a valued Capital One customer, you are eligible to receive a free Year-End Summary for this Payment Due Date Mach 13, 2006 specific amount that recaps your 2005 charges, provided your account is in good standing and you have made transactions during the calendar yea. Please call 1-877-794-4487 before March 31, Total Credit Line $700 2006, to reserve your copy for this account. Orders will be mailed out by the end of April 2006. Total Available Cred $.00 Credit Line for C $700 You were assessed a past due fee of $29.00 on 02/13/2006 because your minimum payment was not Available Credit for ash $.00 received by the due date of 02/13/2006. To avoid this fee in the fume, we recommend that you allow at least 7 business days for your payment to reach Capital One. At your service To .11 Cartomer or to trpott a It ere rtd . card: 1-800-903-3637 Send n to: send ingsirier to ? IBIT Alm: Rmumna P C.pital One Bank 6 Capital One P.O. R. 790216 P.O. Boa 30285 St I.-i., MO 63179-06 SL(_- UT 94LV-OM Finance Charges Plea im re a iidejal important rnarmation B.l ofd P ArW O ? JIO Id?f PURCHASES $61956 .07737%P 26.24% $19.66 m CASH s.eo .OM7%P 2824% $.60 ANNUAL PERCENTAGE RATE applied this period 28.24% T PLEASE RETURN PORTION BELOW WITH PAYMENT QwIftl0ne 0000000 0 5178052533966574 13 0886830000000886838 Pine prod -*r a*- mdse-mot r6ndn ki-tawd M.-hi-i ink New Sabine $886.83 Minimum Amount Due $886.83 Saari Apt 4 Payment Due Date March 13, 2006 Gry Sou ZIP Total enclosed $ -? Home Phone Alurnau Prone AccountNumber. 5178-0525-3396-6574 End Add- #9004593364160003# MAIL ID NUMBER STEPHEN A SHATTO Capital a Bank 2299TS1HIGH ST P.O. Box 790216 St. Loui , MO 63179-0216 NEWVILLE PA 17241-1400 m Pl- incite yotc arrosmt ntrmberox pw deaf or money order madepayable to Capital Oro Bank and mail in the eee/ared er d*,_ Iepc- online A better way to Internet. UNIMITED INTE NET ACCESS SIG UP TODAY! 1-088-587-9669 Mentio Offer Code: PEARL Or AM WWW.DWDIODC.com/aalDead i? d? df? a? a. Qase . Vm Will Nvea minimum grace period of 25 Nye NI- t arharce he an now put.-, row ,new aped PmeMws and new at- as dess it pay vote total Now Bahama', in a W h the a qm s m Notice b payments below, and In far h what, teI by You nest amount clmirq . Thee I. ro once period an cash advances and trantaibra. In addition, them Is ad pace period baiance ' an any I. it you do not pay the total 'Nave . b. Amming ttrp. Transactions watch an not o Ktim finence a f fr e dre transaction o r 2) fro m the data M the [ ie ptocaesed to you Anenen or 31 from the font _ r day of to diarert bisng PodeA_ Additionally, 1- +T v- Pay d Your were not do so am added t c. M11nh- I atd RK& total b? periodic m amour it, blood m t td. Year-" 2. Aw; M bdntca [ ocivence, by the ca ? ?PmvbK 1 aaaaaa? 'agannal 0. am* LLa? periodic I "Am in far -hd tt vote m transom, Purchase rlot/ete Nlartces 8 the Nye f- c O Nay pad N p %dpat N aa(r( wen ¢ n : Hoene e t h. Him cod mtV roar to '. sba owe arertca tserpsa, awn h rw anon kId=af an the trend of e nand sererrm t doakq vita, bu old alas myth. Unpaid wharhca drapes cha :=E ofs$0.5`50 0 vA bbe`NkrpaoasA. If to arils balm the apbacadon of you IN visa then 0.50, we will sbtad dw t 30.50gmknirmrnh and she mbmnoe v4- be wdfrh nsiitrracc;: We?`resewe ds sea any or as inarce cups fm any ghee h ecalCJsnd M mdaplHadrsesl.?Y aeonrt of vote oxotat cash rob, we aWy me, may periodic rate for "M ou atxenet m the day Nonce of each on r the ad of the loping period, m am up I dam dolly alodatioro to arrive a rte cape ben sash segment. We am up tlr eeh earned m arrive N the mod petkdc p for your sanrat. To per to day balance more of you afxottd, von tab the bepkaap Inch spent and am any raw trasecdors do fnarce dupe ceicdaud an the preriena a ben dm sperm. We Men etbtrad array recta Posted a maw me Wt ly educated ear. Title ¢vas as the ageme Nay balance Hat of you accred. However, if you paid she Vt- shown an you or 8 Cs sarmt in m la .lace ask zee or a cmdt wo mania row wlwih o year d to to titth pachase or y a reds an not arced the may balances. a y Noval a n day balance by adal as th h as to day iter and dei 1N wan by the man Nr of he I?mront N ., daat4lyy yeto swops dally Nbhce?b"y de total rate rd W de m= of hey. b air 6mrq o rohrhNp on e day Nita, del my be a e betwese this cdNalien aid the amend er e actuay eaesaed. or N appears ie the lam or alts etatenarri orbs Rate Applied To,' we mctply de POMW is ad* responsbleior this of ad is not affikeled with Capitol One Capita One does not provide, encase or guararaes, and is not mired wdtl, say podud or service dram ham. Any tradamarka mentioned how am solely owned by 1N impedive 000, M dpds mmrved. N ISSIMI dlflg to Ciit after, you may be aRdlMicafirg i ifibi than about ymuff to 8ie owpany to pvMm to M)dtlct - M townple, thd you are a CWhN One astww.. 'Peop60C Onli : First 3 maid am blbd at $497 per mo* $925 pr nnorth thaaalter. Offer available to new diiakip smhar2bas at Iemt 18 yeas of ape and may not be mdumed va my other d w Offer akpid to dbrge d AN tbs. Phone technical support available for $195 Per miroft tAudedor is ice for 12 months. Offer good ben Frnimd bme. A8r the fiord 12 mend the Accelerated oarvice will autdabeely raved to the atmdad PeoploPC Online arnica. Offer mood to dt npa d anytime. With Peol:19 C Online Awelyde 1, calm Web page test and graphics will bed faster when caepaed to standard dal p Wrnat savioe. Acid mains may very Peq*PC Orin Acaleded a only crrgatble with PeopbPC Online Internet wervioe aid SpedBed W irdowz* brewers Pao*K Or" AwAssited is rd cable with Wndow* 95 with IE 5.5 SP2. Service Not available In dl a rem. Accros ben, taxma and cdo Nm acl rm6kgors noy apply Tdephons tal duMm lay apply even tkrigtrial Polods. You am mwnxl le for ddrninirg whothera 4110 one dour aaem numbers will rest in tdephorm toll chrgm. Axem may be Felled, mpmaly, dnrkg him; of park uupa. DisFap iaarbe t may be cwgad d PwpW'Cs dspdbN. Cadimlas morbjed to h'irmut Wowduee Al m is moW t0 PeopW Onbw's Services Agreement and Acaple Use Pohoy 55K K 00 nsidrnun speed of men lee; acid speed may vary . 0 2008 PeoplePC kx: Al fWgfnts Reserved PecplePC OrYine NO to log we tredareks of PeMWIC in the U.S. and offer cmiriblas. 0 2008 Capital One Services, Inc- Cepdel One is a ftslray, repstred mvk* mark. Ali rights moved periodic ram. I o obtain are .-rage daily balance ter the bskng period co emd by this SMt , ws take de new romse of ranch aft". eachday, .0 my rdh wprmni and wdemct eny pymers or cretnts. (It 1. mb N appe?m on as trend of this smerhert roe to 'BsVo Ibte Applied To,' - too srbtrad arty u imicifns ce dwge inckamd in the balance el each aayphtam 1 This gives u the day balance of each sepnend. Then, we add rp all the dally bdea as for each segment for she billing patted and divide by the mail nunberr of days in the bNng period. This gives as the avena?e dliy bit.- Of each sePll0 Aned Paeamage no. IAPRI. a. The tend 'Masi Percentage pre' may appear s 'APR' an the fiord of this statement. b. If the code P P ime), L 13y UBOR), C tConifium of Dep=M or S (Sankcard Prirsel appears on the from of this smemem sea to the pedotc meld, the rasa and mraaprh3np ANNUAL PERCENTAO RATES may vary citantedy my Incrimse w decrease based an tie mated kdiL'esrhdNo folnd in T1. Way Sam .rourr, PW me margn pewaasy discloses to you. Ttssa dhnhpu wlo be s en air am City of ydie b in the month. • Jco? red psdo . edrp e. If the code 0 (Pine), F 11 yen. LIBOR) or 0 (3- UBOR Rapdrad Mamhly) tppesm an the horn of your etatentem one to h psdodie mriol, is pedoAe mw tanp ANNUAL PENCENfAOE RAT may wand -apotd ry matdty may ndeese r decrease NotedES an she Ntma?ieMsawd?d d ackW w ? T ?"dige pits; the s vA be efeodve on the One day of your biMnp period each mandt. 4. Aaaaeened of Leda, Overint and Referod Paymat Fees. Your accom rA be seined as mm Than two of the bee listed hen that aoctr dining arty biWlp period Under the dpht m wd?w a Yam to sMMW any apwmed, vat reserve the any few Mdatd pair rotbcatisn m you vAftM waiting our right m moos the same or dehaor at P Istar irhe. 5. Yau If of 01 N a mmhNorip fee appearst an the hint of are b van; you how 30 y. n nom the tine die smhempied to you to avoid paying the /se at m N- r was each via rind you to vo. If Veto -. you amend yo. During else psriod, yen may ter Carnkae to we your acootat wMwA having m pay the rtwrlbaMq tn. To cancel Veto nootim you nun ratify IN by coding ter Clntemer Relaters Depertmem and pay par New Balance' In ttt Onwitdna time rumbswhp lea pdr to the and of the thirty-day pe od. 8. R Yam Close Year Aeeras. Ym tan rogtesr to done Zeras[ by r+wtp ma Ctsaentr paiahdis ran". Year track dsroy, yotr cmM card(s) and hxo aw aces checks, cancel as pmrainrized bgina, and a "N" Lee ar ateoud. R you m not uncal pmafpl of a rgsewts, we MII consider charge year sWtodzerion to reopen yam aceatat. Additionally , your accost wlo not be dosed tall Yen Ply as asotrts you owe to Indudrq any yen hew waheltred, fierce ttrpes, Paw a. ovarWst ftes, refuted paymet fees, ualh ttoff" a fses and any odsr fese saptaesad m you ben thee! mane Mather they appsr on Vote accred er the rime you regm to dose the sotara or they pies irened absequere to Yom mesa m dose the etxaut. Thin mey ewdt I. cargo app.adrhp on vote atxaut ether you Nw your accost if it his already been doe W. For example, If You etdhedtad a pumhm from a n aardeM and m receive the transaction from the metdum ahr vmr occdied has been dosed, Vote, ocsotsa wd be raepoted, the amn of the charge will be added to Von accaxtt, rd you wen be responsible br payment. if tht- is a to b` Ya+ acxaam, to fee wo cartkas pod, m the Hard permitted by law, nil the Accotod balance has been pod in fall as deemed show. 7. Using year Aemwt.Your aid or aeeead aannpt be used In connection etth arty Internet ptmbWV monsectlorr. 8. Noticm Abas lleoereris Q1esk Oarwrardarh. When you provide a dtea No payment, you eWsdze IN shim, to infoonation from -.*- electronic fuel trot W from m ar s one-there d yam bank k a ecotat to pnocua the payment as a creek an YNm n we else Information from your esck to o make an aliactroc fund transfer. n kincle as the o wday from tom your benk sccolati No noon as r coma day vm we naive your paytrtem, pied yen vd1 not rscaive you check bads from you IkhalhdN irwi[ufan. BILUNG RIGHTS SUMMARY (n Can, Or Enre Or Owdone Abens You Bid) If You tied your bed is warp, or it you need mom lorrrhavorl en a trrmecilrl or bpi, woke 10 m ona : .to aihm pie roan es put er the am- far ngsds shenM an de from of this eraemerrt. We mmIt hear from you an later then W days after pie seen yen The 5m bill an Mitt the arty or problem apposed. Ym con sea " Gaaaner pblerbns runber, Mal dying so MI not preserve Vou rigia n you berm, give ve the folbverp mmmutan: year rams and er aft nnber, the oiler amarht of the ahrgsctod error. , a eseripdorh of the error and en exp at"IM, it =j=yo believe them Is en error: or if you ree. a description of the hell you am eetoe about. Ym m not tow to pod any amen in question Mtie we am ittv-0901109 it, bu you in Wea i -Yyhge wa awe o1 you bed Clarence, #an am c m report you sa ddrgtww or enV action to act the amoud Vow romation. t,t Special Rde For Cmdk Card Purchases if you have a problem with the quality of poporty or seMCss dw you purhowd wwh a cmdit Lard arid you how tried In good faith to errad the problem with the mreem, you my hew the right net to pay the ramektng ametet in an the property or services. You hew this protection taty vdrrh the pudhsee price was mm than $50.00 and the pudsse was made in yote home mate or Mtlin 100 nibs of von make eddmsa. of - own or operate the meadmt, or If M maed vm the adwnimnet for the property or serW=, all prdsses re r locsliarh of Pterhase.l am coversd raparalesa of amorraaporhtlrhoe. Pbae fro= to aipn a co t Does nor apply m toneanr aari-reff cad ..,.,tits t Does nor eWy b aoshese ---W -W a-oong, CaPwai Oro epprts kdormeion privacy pmtecoon: see wr ..We a vvww.cq*sinre.com. Capital One isa ;aIIY m 1aawd service mark of Capital One ? ? I (Arperadan . AN d" reserved. a 2003 BAK M" tl?`Ie`aeodtl Pa yen mil m hs wed N credited to your tammn as of the Words, day we receive h, provided (1) yen send the bottom portion of IN. rtera far ,sod envelope and (Z) you paymem is I&MInd in tae poxsakt0 damn by 3 P.M. ET (12 roan Per. Plum sower maw in (5) htsNSSS day. tar Posel delivery. Psymems nceived by er army tow iocadon w m shy otlw bn may not be credited n of to hey we recdw them. Our busimes days am Monday through Saturday. exdualng holidays. Abase m not use ,peer rips, enc. when preparing yon WYment. Whenyou and m a dscklsl, you auderize m to make a ore-dens electrode trawler dith Tram Veto bank scoww for the smrnt the cheek. flip aWedzadon applies m as checks racalw I duhp the bring cycle even If sear by enure else. If we cannon procese the transfer, you aWnrtze m m make a dugs you bank aceenad uWhp the trek a pope, draft or otter Now. 1 6 VERIFICATION CAPITAL ONE BANK vs SHATTO, STEPHEN A The undersi ed does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification authorities, that he/she is, MARITZA ROBERTS, Authorized Agent, of CAPITAL ONE BANK, Pl 'tiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the forego g Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. MAITZA ERTS Notary 5178052533 66574 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. ?~ U 3 ' ' ` - D a -c cry SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-05520 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CAPITAL ONE BANK VS SHATTO STEPHEN A R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT SHATTO STEPHEN A but was unable to locate Him in his bailiwick. COMPLAINT & NOTICE , He therefore returns the NOT FOUND , as to the within named DEFENDANT SHATTO STEPHEN A 29 S HIGH STREET APT 1 NEWVILLE, PA 17241 ALTHOUGH NUMEROUS ATTEMPTS WERE MADE, WE WERE UNABLE TO MAKE SERVICE PRIOR TO EXPIRATION. Sheriff's Costs: Docketing 18.00 Service 48.00 Not Found 5.00 Surcharge 10.00 .00 51109 4?, V1, 81 . 00 So answers: R. Thomas Kline Sheriff of Cumberland County WELTMAN WEINBERG REIS 05/12/2008 Sworn and Subscribed to before me this day of A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. STEPHEN A SHATTO Defendants No. 07-5520 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan PA I.D. #47437 WELTMAN, WEINBERG & REIS, CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#5985249 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. 07-5520 CIVIL TERM STEPHEN A SHATTO Defendants PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. WELTMAN, WEINBERG & REIS CO., L.P.A. By: A William T. Molczan PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR #5985249 0 -'3 V O T :7:7 r7-1 - -t IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. STEPHEN A SHATTO Defendant No: 07- 55ap Civi ( Term COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05985249 C N Pit SGM IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. STEPHEN A SHATTO Defendant Civil Action No COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and.notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 I COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN , VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: STEPHEN A SHATTO 29 S HIGH ST APT 1 NEWVILLE, PA 17241 3. Defendant applied for and received a credit card bearing the account number 5178052533966574 . 4. Defendant made use of said credit card and has a current balance due of $1266.24 , as of August 21, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 28.2400 per annum on the unpaid balance from August 21, 2007 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , STEPHEN A SHATTO , INDIVIDUALLY , in the amount of $1266.24 with continuing interest thereon at the rate of 28.2401 per annum from August 21, 2007 plus costs. James armbrodt,42524 WEL EINBERG & REIS CO., L.P.A. 436 ve th Avenue, Suite 2718 Pitt bur)4h, PA 15219 (41 ) 414-7955 F 4 2-338-7130 05 8549 C N Pit SGM This law firm is a debt collector att mpting to collect this debt for our client and any information obtai cY will be used for that purpose. • Now wnh FREE Accelerator • for the first 12 mondwl-a $00 value 97 t t a month for fiat 3 months; $4$9_Wmo. thereafter SIGN UP TODAYI ' 1-888-587-9669 Mention Offer Code: PEARL Or visit www4)GDPIOPC.COM/90/Pftd capitalQwe 003 peoplepa- online U A better way to Internet. PeoplePC Online offers all the features you would expect from higher-priced Internet Service Providers, including: ® Virus Protection powered by symamac- ® Pop-Up BlockerT" Spam Controls ® Smarter Smart Dialer Technology aw more Email Addresses dW Internet Call Waiting PLATINUM MASTERCARD ACCOUNT 5178-0525-33%-6574 Account Summary Payments, Credits and Adjustments JAN 14 - FEB 13, 2006 Page 1 of 1 Previous Balance $809.17 Psymems, Credits and Adjustments 0.00 Tratlsactions Transactions 158.00 Fuunce Charges $19.66 1 13 FEB OVERLIMIT FEE $29.00 2 13 FEB PAST DUE FEE 29.00 New Balance $886.83 Minimum Amount Due $886.83 As a valued Capital One customer, you are eligible to receive a free Yea-End Summary for this Payment Due Date March 13,20% specific account that recaps your 2005 chagel, provided yar account is in good standing and you have made transactions during the calendar yea. Please call 1-877-794-4487 before March 31, Total Credit Line $700 2006, to reserve your copy for this account. Orders will be mailed out by the end of April 2006. Total Available Credit 1.00 Credit lane for Cash $700 You were assessed a past due fee of $29.00 on 02/13/2006 because your minimum payment was not Available Credit for Cash 1.00 received by the due daft of 02/13/2006. To avoid this fee in the future, we recommend that you allmv at least 7 business days for yo r payment to reach Capital One. At your service To nil Customer Rdatiae or to report a lost w sales card: 1-800-903-3637 1 aaa[[ payment to. Sad ingliria to Send Arm Arm: Remsttan Pmmsg {{ Capital one Bank Capiw one P.O. Boa 790216 P.O. Boa 30285 / SC Lams, M0 63179-0216 SLG UT 84130-0255 j Finance Charges Memo sec reverie sih jor ilopedant informatim =;- ioenaLe cee a Me e pr6So 'err PURCHASES 581956 .07737%P 28.24% 519.66 m CASH fA0 .DM7%P 28.24% S.oo ANNUAL PERCENTAGE RATE applied this period 28.24% T PLEASE RETURN PORTION BELOW WITH PAYMENT CaphWC 0000000 0 5178052533966574 13 08868 30000000886838 New Balance $886.83 Minimum Amount Due 1886.83 Payment Due Date Match 13,2W6 Total enclosed S Aceooln Number. 5171-0525-3396-6574 114arrp-a mazimir W--V, -madd-eaa ben emorg d6x-Rick mE Scea Ape a Gty scare ZIP Nome Pfioue A)ee -Ph- 59004593364160003# MAIL ID NUMBER STEPHEN A SHATTO Capital One Bank 29 S HIGH ST P.O. Box 790216 Il11al11nlin1lnllil ?* APT 1 St. Louis, MO 63179-0216 ?a NEWVILLE PA 17241-1400 11 1 t m _ IN 1111 l l III 1111111u I 1111111111' I III l 1111111111111111111 till eS pltare write yaw aawmt number M ,-W sba i or mMq order madepayable to Capital One Baal and mail in the mixed envelope r peoplepc- online %1? A better way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAY! 1-888-587-9669 Mention Offer Code: PEARL Or visit www.peopfepe.COMtgo/pee 'n cnrga N you pay your We • hbrv once . acardana Mm ant enpoera MOM for Div- brow, ant in time for B to be cradled by Vour new aaleanant coping dote. Term Is no grace period an cash adeaoa ant:p .1 tmrofra n addaion, them b no gram poriod on achy ttrpdbn H you do not pay ter im ! 'Nees g 0 O V ) r mN PeopW'C is eddy respon"for this oft and a not Aketed wkh Capid Onb Caplet One dolts not provide, endorse or parades, and 'a not affiliated wlh, any product ar sssiee shown hare. Ary trademarks mentioned herein are nobly owned by the ro"clive w ft M rights marnYb By Redlich cep to ft db4 you may be mrmaiicallng bdemdion abed yourself b ft ootpany, that provide; did pradud - for wand;, OW you are a Capitol! ON customer. 'PrpbPC Online: Fiat 3 monks and bled at 94IN Per moNlK $9.95 Per Itani h t weeflsc NW available to now U-w yffiaPoas d bait hB years of age and may rid be mclumed with any oars offs. Offer abject W change d ary fine. Phone tadaigt support evab* for 31 °M pa ninda. 1Accda furs free for 12 months. Offer good for LWed time After the fast 12 ttwrill Bte Arxdeated wroce veil 2aMMbMly raver) m the Naiad PeopbPC Order tavica OBr atbiard b ddlge ai aymne. Wdh hDOOPC Online Aexlsrect certain Web page two rd Faplwa will bed ini r when compared to Standard dako Wernet service. AehW mulls may very. PeoploPC Online Aeoekrded is only corroatibler wXfn PmpW C Orlin kttemet un ice and spec fed Win bwsb browses PnpiaPC OrAme Accl riled is art rmpaBhle wrh Wiin&** 95 with IE 5.5 SP2. Service rid ridable in all was. Accede bas, fates, and clef lees and nlabWm may apply Teleptane tall dog" may apply, even daring bid Partocis You in tespaesill fordaenaicrig tvheBwaaftfa onedoar eccer marbea edl road in idw hone td charges. Access may be Ifoilod, apodaly, during Bmac of Peak Image. Di i Kw wribans may be cll. dPeoptePC'sdscralCadiamauseetbjedWtumultpp oclur ,NweitsubjecttoPeapleFGOnFWS Services Agreement and Acceptable Use Policy. 56K a the m ornin wood of sertca; aehnl apeed may vary. O 20M PoWleK Inc. N Rights Reserved. PecplePC Wile and ft iogoo are baderferls of PomloPC in Bne U.S. mid other cmintries. O 2006 CapBd One Services, Inc. Czmtlal One is e federally agalersd my= wet AS rights reserved armor 01 ewh aagnrard each my, am enY new Hared b each MprMnt, ant arbt-cr any pettiness amrrera near to 'Beale Aare Applied To,' we abo a6tmct any uhpeid eronce drama ndudsd in the bracts of each sawn.) TN. Rites w de daily balance of each Than, - add up all the daily brrhms )r each ?r for I. bare Period Sed dvitlo by sae fur member d aye In On ailing prod. This lines w the IC dsly burrs of each aepmrmm, Aware 3. Amur hraaUge Ras (APRL a. The tam'Annd Ptecomp lute' my appear as APR' en err I'md d tbls asto*.M b. H to cods P P&W, t 03 LISOfr, C ICenifcee of Dopngen--W=the ror 5 fimpodeft iarol4, air pfroadon ft ft. rata and dANMAaL PBICENIAOE MTES rosy wary gainedY may friction or acroso bond on to need Imams, n bud in Tier Wet Sbsf Jmwng pka the MOW penrarly doclar-d re you Then derpr ware be etlaNw en air aril ay of yae bilbp psded mvrsd Dy yid Pedodc autamrd MKII in the rerdr Jrwsry, Apd, ,Aiv and October. c. H the code D (van), F (I# LIBOR) or O 0- LIBOR AW." "VO p 0 - Ur tram at Vote retard near to der paaac MOW, the pada6c rasa a d P ^p ANNUAL P(ACEPlrAOE RATES may wry mrraY rw may use or damsaN based or, the sated kdka, s Wohad h 7Ar WA4F Sbp Ave..( pkw the might prowk oly dadosed to you. Than dwhpes .Abe sI' w en the eat day d your blaring inded 4. Awnworem d Late, Owryimt and Riour ad Powni t I-. each Your alert suer be aassr , no man damn two of era lee hated hero that atria daft any baling pad Under the trail" a nod u o?near w feeds =are par nod?5caibn to }}yNout wattrotil w = our npd b the same or rear, 5.7RerawMg Ywr AemrR. If a "re mmbe.lip for aflpeam on to frog of this sutarerd. Vw haw 30 aye ham the dote this aatee'em wri moped to you to avid paying are in or to love ¦adh be credited to you of You manor Vtmr account. Ota ig this period, you my Vn ..com after yw hinre clund. For marrow to w Van accadd "read havkt to pay the inumbiwalair tee. To cancel accoaft you rural noolby mint aR Cuao your mar RWdair DDepnnom rid py yae New Balance' In aril 49, * A q the nrmraenp W prim to ter and of the tNrty-day period S. N Year Chad Yw Ae.oaa. You can mgra b clan ebbna,s Zaecoud by td' - ow Qaaomr mmrd. Yw wad army ytw credit corm) ant ..cwaa aceer emaclt, cared cep pmaudodzed bump, and cane yam account, N you do ref caner PraaudhorhaedU*Q artatearnts, vwe vent m'riUar ramie d • drrgr your aurharizaton m morn you accocsa. AddtmWly, your rcmcaw writ rg are aimed w -W =Vg: rr yes how aaaM ed, ftarmco doings, Pa. des ion, owmimt us, nmaned pym.nt 1see, cash adwrce ba ant dry odor tea neassnad to yae .ccoaea. Y-.. raaporrr6N im man antaaad .holler hey sppa an Vote ac.." r tie tars you mgwr to care the aLLaet m that' are flamed rbanQam cep 0. -mm drmoea appsarinp anon hi. o nwedi I. H Wu audw'ized a psteehaswlro ? m as n arc ant and wee e, r«eiw the 1rar11aClpn from the marches Shot Vaur accehrt hr been closed, Yom account will be reopreed, to erwas of to tlrrryQao wN be added to your aQaha[, and You veM be meapamrble for payrrrW. 61 there Is a mmbarWp err tom your a.coraw, lha M wAl continues to be cM , b tW swam pemrned by law, nail tie aeewd 6Yarnm hha been paid In full as armed above. 7. Urine Year A.-uW-Vw card or occoarn carrion be urd in connection wM dry lira nin gambling darn-crordt B. Naive Above EWdn. e C eali Convaaan. When you Vmra. Wu nAaodze w rdher m pro taN, m front ? r b?k.-rime alpctm is had erWfs=::= pro ice to pay.= as Ten car hbmarbn hen Wta deck 1. make m roctmrc hurl trenabr, brna may be w itlrawah farm you' bank acmud ea son a. the rare ay we mcolm yam ,, "do neeeiw you check back from BILLING ZOOM SUMMARY In Can Or Enom Or dMfrs Abotw You ell) H you link you bill is wrong, or if you need anon Indentation on a trnandon or bill, wake to w on e seprara rest as non r posahle at the addrou for nghda sham an the front of this wateaant. We must err Iran you muter then W days ant vein are you the aces M on which the error a N.M. appeared You can cal w Qrtmar Relations renter, but doing n wit nor prevernot Vote m inner ad n SocWater, give . 1. otra taxable, the ddur? t ormadw yjW rm arnarn of the wapsdrd once, a description of it* onor Man etgarmbn, It pour W, d wary you belle" the. Ice m error; a i1 you reed more kton'rhsien, a drat iption of it. ham you one teams about. Yw do not have to pay any a"eud in question wWhb war am fnwpaipslig h, bar you me rN oNigaan to pay ter Pane o1 yea bar ter am rot n QueatoLL yvh b vwe it vssipate Vote question. we carnet ratan you a desesrmgaao a arks a.V action to elect the main[ you Question. t,t Special We for Cmdt Cad Padeaa N you haw a problem with tlr gday of property m reran eat you par caned whdt a aedt and ant you now tried in good bthh to tonics The problem with the mardrd, you may have the dol , rim to pay the nonaming amaua des on der progeny, or aerwices. You hew this protection aiyy when the pacer prim war mo. than eWOO ad tfie pmedrr was male in yes home rate or within 100 MW d you maetrhg atld,m. IH ws own or operme the nwrtlwa. a H war mallard you the d-Voro nerd for to property or service, all purchases, pro awned nepardeea d armpceo a location of pndun.l Pose remember to eipn d conspprhd.rnw. t 0- nor apply b mnaular non-card/ cord secants t Donner apply m bual-a a--.* card -.-ad, Capitol Oro appou Wor-fiUn pri-Y protection: see aw webeh. an www.c olanab'e.com. Capital One is a isanly regiarred somice mark of Capital Cipher ne F Over Corporation. All digs. mrrwd. a 20D3 BAIL O b. A.mrg Rmean Olean. TamauWu which an rot pub)ect to ¦ grim period as aaSeWd fanemhm drags 11 from dm of to tram to Vote A 21 into the dro the trmr rci clind is b p cmun or 1. from she Ate calendar day y of of ft mment yaw A Baal billing read. Atl nk mgY, H YW aid not pay the ' 'l- bw BNarca' from flu paces Marc period a fN, Rnenm dmpa bocodmat to la ce Is alines to your unpaid belrmm ceW ter hspSid ban b pfd I. etA. This mean tar yes may sd8 owe arnaomm drngr, span If you pey tha an»m New m= kndrated en the bent of you autnrhsna by the nine aarareaa dosit ate, bbl aid not do e for Ur prMat round, UN Wd I mace dirges am added b to appfmhle saplnam of your Accrue. t c. ainnirsemm Fiver Cksga. For own bring period than yes acmun ba?a?o?y o a finance Wrya, a W k- tuN RfeANCE CiIgAOE of 40.50 vent be bmI , I H the Total warm W fro to .p cam of yam periodic meld 4 br an i0 So. w win alwmd let amoaro bout aka M50 milat rn and the dtbrtce war be bMW to to pudur rlpanaht of yte aCCO". t d. Tawpeay RerMbn in Fit-- Owga. We twerve the rider to nor saran try or err Fwcs charger IN aW peen 2. .=:". fart' {rams 1YWk?itp More P rrmawl. a. RYarce darys is ealeNSm l by muldoyinr the dally balance of each sepnaw of war acctao lag., cosh adwtroe, pumNw, pineal t'wasr, ant opedr purchase) by the conrpamdnp daily pniodc rsuW that hoe been pmraady disclosed to you. At to and of each day debt Uho Nlrpg period. war apply the daily periodic rare for each aspeem of Vine amaao to to CMy. balance of eacm sepeat. Than at the and of the bring period, we add tp to a efu d Urea dolly celcrAimotW to ;Mrs r yote rtesn; it- each Ww pnad to h,d the to?ltod pedodetha into damps I. Vote, aawua. To go the bdace for each sapnwn of year amoaw, war cab 1r rig balance tat each sigmas and as any new Intend" and my ppedrip? Once thongs Waand on the pewiaa day n Wfrpca fm am sag , We tan ahbtuct piny ed to M rpnaa? This porated n of that day One M go importer dally balance be red ooprm d year actaua. than err, H yes pfd tha New Brrmm olawat on your pnevian Mamaw In full (a it Vot. root balance was zem or a credit ants), new fnmac"* at" Pm to yoke Purear a tpeeal pUrCtdM e toi vorpR dairy balers by addtq We W an not added to the dairy batimM. a y baarrcep ttr- - , and drralng the aun by are raanber d the days in the cvwm brit cycle. To Calculate vow but iha'hm date, reuhlpl You swage ofi%balance by the period. Due art p yon a daily been, them in billirill maty be a slight dugs acadly lawnwan an SreSed rant the ameun of Arrancri b. If tW code Z t N apprm an the from of cis aremem mw to 'Balarr Rare Awked To,' war to ltblY to tribe taR Notice Paymaaa you mY b w wM be waited to Vote acctam as of the bust-s ay we mceiwe ft, p.,Ad d (Ill yes sad it. bottom poreon ar tie armed ant yam der k in the meoasd .romance orralm e o rd (2) Yea poVmotd Is maalred in are procarn amt by 3 p.e. ET (12 noon PT). Phew allow at sea per (5) buYnew rya for poste delwery. Paymam -W-d by w at arty other location or in my what time my root be Wadtad a of to day we receive them. Our bairns days am Monday through SMwd y. ewiulnp hdiay.. Res da hat we rsphr. peer eRr rG when preprfnp yea pywa. Wham you and w • decked, you audedze w to make a one-time electronic I aaehc abh fan yes bank acetel br tho __at, d ter t3edk. This oudarizStion applies to M check. oseeivad duct tha hNirt cyder even it area by rranstr she. N vwe cannot plows the irwbr, you eWodze W to make a Wry. agnat You bank scoohan teat ter checks., a paper draft or other ham. VERIFICATION CAPITAL ONE BANK vs SHATTO, STEPHEN A The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is, MARITZA ROBERTS, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. ZA ERTS Notary Public 5178052533966574 A049 WELTMAN, WEINBERG & REIS CO., L.P.A S 0 ?-' 3 9, - W C5 , `_ .? 3 SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-05520 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CAPITAL ONE BANK VS SHATTO STEPHEN A R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT SHATTO STEPHEN A but was unable to locate Him in his bailiwick. He therefore returns the r1nMn T.T TTTT f_ MnmT(IV the within named DEFENDANT , SHATTO STEPHEN A 29 S HIGH STREET APT 1 NOT FOUND , as to NEWVILLE, PA 17241 ALTHOUGH NUMEROUS ATTEMPTS WERE MADE, WE WERE UNABLE TO MAKE SERVICE PRIOR TO EXPIRATION OF PAPER. , _._.._ ...-- -> Sheriff's Costs: So answers- Docketing 18.00 "yam Service 21.60 Not Found 5.00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County .00 54.60 WELTMAN WEINBERG REIS 12/24/2008 Sworn and Subscribed to before me this day of , A. D. .._.., `. ? a <-? ?.L`? ° :? ..:f.' "r : . < ...? _2w C ? _ r i ; ice.. ?,: f _.. ?1 ... . .. ? ^? _.? r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff VS. STEPHEN A SHATTO Defendant(s) No. 07-5520 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt, Esquire PA ID #42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Buidling 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#5985249 REA IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. Civil Action No. 07-5520 CIVIL TERM STEPHEN A SHATTO Defendant(s) PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. WELTMAN, WEINBERG & REIS CO., L.P.A. By: James C. W brodt, PA ID #425.Zf WELTMA)4, EINB 1400 Kopper Buidlin 436 Seve t Avenue Pittsbur . A 15219 (412) 43 -7955 Esquire G & REIS CO., L.P.A. WWR #5985249 c1:1 ' ?r V ` j <T7 + Q0 '?. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. STEPHEN A SHATTO Defendant No : 07- 55,20 alvi ( 'Team COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05985249 C N Pit SGM r 11 L, In Tabfwfy when f, 9 here unto set sly 94 qty wA- of uid Ca & Cavk.,Ip, Pi OLIWI Ij IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No STEPHEN A SHATTO Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and-notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN , VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: STEPHEN A SHATTO 29 S HIGH ST APT 1 NEWVILLE, PA 17241 3. Defendant applied for and received a credit card bearing the account number 5178052533966574 . 4. Defendant made use of said credit card and has a current balance due of $1266.24 , as of August 21, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 28.240% per annum on the unpaid balance from August 21, 2007 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , STEPHEN A SHATTO , INDIVIDUALLY , in the amount of $1266.24 with continuing interest thereon at the rate of 28.240% per annum from August 21, 2007 plus costs. James WELTM 436 Pitt (41 ) 05 F- armnrodt,42524 N, ;EINBERG & REIS CO., L.P.A. venth Avenue, Suite 2718 urgh, PA 15219 4;(4-7955 112-338-7130 49 C N Pit SGM This law firm is a debt collector atmp'ting to collect this debt for our client and any information obtain?ad'`will be used for that purpose. • 1Haw with FREE Accelerator for dos firs! 12 t OM*Sr-a •60 value 97 a month for frsc 3 months; $4$9_95/mo. Siareatter SIGN UP TODAY! ' 1-888-587-9669 Mention Offer Code: PEARL Or vis; t www.peoplepc•oom/go/Pend CapitalOw ow peoplepu online %-11 A better way to Internet. PeoplePC Online offers all the features you would expect from higher-priced Internet Service Providers, including: ® Virus Protection powered by symantec- ® Pop-Up Blockerta' ' Spam Controls ,0r Smarter Smart Dialer Technology 4so more Email Addresses 4 Internet Call Waiting PLATINUM MASTERCARD ACCOUNT 5178-0525-3396-6574 Account Summary Payments, Credits and Adjustments JAN 14 - FEE 13, 2006 Page 1 of 1 Previous Balance 5809.17 Payments, Credits and Adjustments $.00 Transactions Tnrrsactio"1 Finance Charges $58.00 519.66 1 13 FEB OVERLIMIT FEE $29.00 2 13 FEB PAST DUE FEE 29-DO New Balance Minimum Amount Due 5866.83 $886.83 As a valued Capital One customer, you are eligible to receive a free Year-End Summary for this Payment Due Date March 13, 2006 specific account that recaps your 2005 charges, provided yea account is in good standing and you have made transactions during the calendar year. Anse can I-877-794-4487 before March 31, Total Credo Line $700 2006, to reserve your copy for this account Orders will be mailed out by the end of April 2006. Total Available Credit $.00 Credo Line for Cash $700 You were assessed a past due fee of 529.00 on 02/13/2006 because your minimum payment was not Available Credit for Cash S.00 received by the due daft of 02/13/2006. To avoid this fee in the future, we recommend that you allow at least 7 business days for your payment to reach Capital One. At your service To oB Customer RdIrtions or to report a lost or swim car& 1-800-903-3637 qqq,'' r Sind ies to: Send inquitia to: at Aas R- ax Prcsing Capita1 l One ne Bank P.O. Bar 790216 CapitJ One P.O. Bor 30285 l? St Loris, MO 63179-0216 SLC, uTT 84130-0783 % Finance Charges Plmre wrnnauJif& f* impHant injonnaiom ..r Pniotr t W PURCHASES (61956 .07737%P 2814% 519.66 m CASH 5.00 .07737%P 28.14% 6.00 ANNUAL PERCENTAGE RATE applied this period 28.24% T PLEASE RETURN PORTTON BELOW WITH PAYMENT T Gaprfa1()ne* 0000000 0 5178052533966574 13 0886830000000886838 Pleaaprnd ma hf Ahrm_&a, s-m ilrb her id- ruing bbr er bloc{ ink New Balance 5686.83 Mmimam Amount Due $886.83 Sent A.P. I P h 13 2006 M ayment Due Date ac , Gry 6aa ZIP Total enclosed S ? Home Px N nn.n Phone Account Number. 5178-0525-3396-6574 e E..0 Add— #9004593364160003# MAIL ID NUMBER - STEPHEN A SHATTO Capital One Bank ? 29 S HIGH ST r P.O. Box 790216 !c{u{{!m{m{n{c{{ ?? APT 1 St. Louis, NO 631 79-0216 + NEWVILLE PA 17241-1400 m {r{1unll,utills t166t!ln ndr{nt{{rl{nest{Iil{.t{till _ -- Plccre writcyarcarronnt n-ber on yore cbed m money order made payabk to Capital 0wBan2end mail in the rnrlared erruelolse peoplepcn online u A better way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAM 1-888-587-9669 Mention Offer Code: PEARL Or visit www.peoplepc.com/go/peart PeoplePC is solely responsible for this Offer. and is not al64eled with Ceptal ore Capital One does not provide, e:mdosi or guensdaq and is not affiliated with, any product a aeitC ahem here Any trademaAa merit oned herein are Welf owned by the respedire to ty. AC rights reserved. By, nisponda g to this alter, you may be rermnmiafhg ink natw about yoursell to the company that provides ftis product - tar eiarnple that you are a Caput One wsiomer. 'PeDpeloc Online: Faint 3 rnref/s are filled at 5497 per months 5595 per motdh therealm Ober available to r-v dut-tp stbserion sl Mast 1B years of age and may not be redeemed with any other other oiler smject to charge at any tbre. Phone tednical Support available for 51.95 Per mihde. tAccdsaMr is free for 12 months Offer good for Guiled lime. After the first 12 monhss, the Accelerated service veal automatically revert to the standard PeoplePC Oahe service. Offer Rmjed to change at enytnie.. With PeopePC Onirhe AccdamdecL certain Web page fed and 7aphios will bed taster when compared to standard dial-up Internet service. Adis( results may ray. PwOgPC Onhe Accelerated is only compatible .rill PeoplefiC Drone ktemot serdoe and specified Wsdows* lowness. PeupleloC Orine Accelerated is not compalible with fyadows® 45 whin IE 55 SP2. Samoa rat i valade in al meas. Access tees, taxes, and other lea and restrictions may apply Tdephone tot charges may appig infer diskfg trial periods You we responsible for determining whether a call to we Of ore access numbers will result in talephom bl charges. Access may be raffled, especially during trm d Peak usage Dit-W narbers may be charged at Peo*K! dsaelion Continuous metamjed tothmoul pmooatrses AC toe ssublemtoPebpec Dn6ne^s Serm s Agreement and Acceptable Use Policy. 56K is the huskier n speed of service; aaknl speed may very. O 2006 lkoplePC her. At Rights Reserved. PeoplePC Ordure and its Iogos are Iraderretrls of PebplePC it the U.S. and otter oambirs O 2005 Capleh one Savices, Inc. Capital one is a feder* registered service mak. AC rights msened O N N .- mN baling Period covered by an tstaremr, we use tine ImbeigaiknrnJirp balance o1 -on a".We each day. add any new transaar. b aaeh a?am and abroot any paymeua or ctedts. (It the rode N appears an tfa fiom of liar anernen men So'Biderce ban Applied To.' - ahm subtract any unpaid Imams Wrlie included in the balance of each segmem) TNs give st it- 60Y balance Of each segntme. Then, - add up as the dally balances fm each asQne , fir the bring period and divide by der tout member of days in the baling, padod This gives be the wage daily babe: of much seemed. 3. Mud Pareetye Rdes IAW4 a. The teen 'Araarsl Percerdpr am may appear ere -APR" on Km flap ai tras tatlWrt. b. H " rode P Primal, L 13-mo. UBOR), C (C.rdirste of ?dwMn (?riais to ?" P.V c W.W. der peer - c rstes and Cmmq?wh8rp ANNUAL PERCENTAGE RAT'M may very qua ad may Incimea, m decease based an to muted ki iomu, - Iend in The Wai $srmr Joumal, pee In. margin pevfamdy dscosed to you. These c magaa vast be attractive or the fiat hay of your, parted coveted ? AC?ril Jupeallodic, ly end October. a?° made n c. 11 the code D {Pima), F (tae. LM30R1 a G 13-mo. USOR Restated MomHld sppsam an the from d Wu Memat rare to the Parades nam(e). the pedi rtes and t== ANNUAL PERCENTAGE RATES may =. aWy andnuy kaasaae m derma based on to ndwaa. as fond N TM Waa SUM Jana( pks the margin pmvioudy dirbsed to you TMae d- as call bur etlactivw m the fm day M you bump pariod each inamah. 4. As...We" as Leta, ovaries It and Rak~ ?aymert I_. You &CCOet to be aaaewd rot mom ten twin of die tees ksud hem that occ a dung any bRinp Period Under Ne twelveCma 0 You taairenet agnesment, wa deserae the elder Toto r aimll m You hvitlh haeru a wuatvkgg our trian right , aasesass mt the Prior Same rhWfi or dnrilar }?atec n • Isar rime. 5.1 appears bi time e I K a maebetWp Tee ppears m ak rant Of of leis staamtt, you new 30 days tan he ft V /N data t this taanaa was sWmd ea rev to Yid paykg u how such has named re you H YOU Carat' your aeC oua. Diakg this period, You my retinue M emu YorK account aelel- haentl m bay the nwnbBm* Not. To canto eom accost, you am redly is by to" ou Over- Reunena Dmannhsm and pry your New Balerae' k• full (m edia& V the nhambmmnq W Pd- m de and of the tHny-0ray period. request to cox 6. K yw Gsaa Yoe AaooutL You can yyo.nurrr secoCet fist asmi0 err ntCy yaw inn eer dit c s and ownaa ne access; eretra di cancel 110 fried ssso cheeks, year do not carIrYtnp, and cammi using Vote axgovasum M t yw ba not inter. paaaMda hasp sntgtrNnu, veer to reopen canape of a charge you alydhM:nion m pYour lemur. :.d ddtWy. fan arcours vA not he closed udl you Y ll emouea You owe - ihdudiaw any 1ralWtll" Ye. have aulodimd. fnsecia charges, pen ham Iemu, owNmh Isere, mtumd payment fast, cash aaamad u you advancer fame and rmupany dwlh.fadbnfist The Boom p YOU e request, on I the n-coo" -coo" our Or they ghhroein y a account y wm IncurreIkft d autimiquetat I. dste i cities no rran m will M attars. TWO may a msacsh in Wrpas alpaamfg m your acrnum ant you N- your accent If it tam already been Cooed. Fm example, if You ermarited a pudese from a mmchets mid - ronoive the transaction from the merchant ohm your the eamoo has b- eel to carp vi n e be accoutre A b. added to your a?i,• .hill You vA be responsible 1m paymere. It dare is s membadelp Imu U. your --L the Ica veal confine, to be cMrgad, u the innm peenned by few, derma the accase balance has been pad In full as defined above. 7. Wag Your A.-.LVaa .,it a accent camcs be heed in conviction with i my mremar ga abing mrssntions. a. Nofiea About D.esianie C edc Conversion. When you provide a dick as payment, you authodire W sear to ues intommt m, from your deck m make a one-time el.sromt kind transfer Iran you bunk ucotas ou to process der ppaaYrrrtn as • dick dick 1. o melee -it. - NNan we nee irmmarbn 1mm your m Vain bwc fund transfer, lads may be My vve from your bank aeeoCan es todm as the same deal 'our rtpive your Paymau, aid you will era reactive your check beck from yarn faun d irefititioru BIWNG RIGKIIS SUMMARY Ian Caere Of Ermn or Questions Above Yrse Bill if you think your b0 is wag, a H you need mom imarmakin en a trmeaecdat or bill, write to - - a xpetau diet as aooh es posamle n der addmas fit khpirist "mr, rim the from d this Cardenas We must beer from you - later than 60 days oho hw sera you the Fee bid on Wahl the mar a problem ageand. You ran ms car Cot~ Relatiae metier, but doing so wR rhor P°'Q you dross. In You lama, give Ve der fosoMmg fomatbrc you rwna and mco re matbm, The dollar amuse at the suspected intro, ¦ description of the era and an explanation, K ppdble, of Mhy you beam m them 1. m error: a il you rmed more Imoroadm, a description d tha hem you em taeee elan. you d. reef have to pay any imams let quegI- VAM - are Investigating h, 6111 you arc sA obligated To pay to pans of you bit that am net in que Lion Whsle we mwestigne Y9u question, on count epos you as defrigtmm or take my arson to collect the i m unit foe event- f,t special Rise Far CmM Card Purchases H you Nw a problem with the qualify Of property m services that you ptcesed with a credit cad and you new tried in good With to censer The problem vmh the merdent, Year my haw the right not to pay the emeiriirg amount ham on the property a aenvices. You have this pmeaion only wean the purdaam price was mom than p60.00 reed #. = s made I. Your tame nne or motion 100 rune of you mating address. Of vve own or .peer. the madnrt, or H - emceed You The adwra oonam for the property t services, di puceses ro covered myrdess of amount or location of pu Tax.) Plesse nemembar to sign of comerpwhdence. t Does not apply m corsurna mn-.mutt card accoears t Qora nor aptly to bagmen ran dredd card aernaes One__PP inomodon. Privacy paenion: See our Or m regi • federally y rp lght. service mark of Capital Oro u rvisl Corp.radort All riye reserved. 9 2003 One OILGLBAK 'r a s rsoa Period. you veil lave a minimum grace Period of 26 days vuMou memos derryo an raw Pumh a , row balance vansbm, row special purchasernd new ~ charges N You pay yea toW -New Balance', In ecatMrs sari the Imponan Notice fir paY9eraa blow, and in rime la If m be ae6tsd by your nee stnmaere clomp data. Tigre is no tpaa period m cash advances and Wedat inlefam, in addition, them is no, Ethics period an arty lrareacdm H you do rot past the road 'NSw Wanete.' b. Aram eing Fkambe Chortle. Transactions A"Ch am fire t tt .;rjrrm* de vMaa=-d=- ion diram the dam the) nmwctioo is proe?sed to Vote Arcane or 31 fan d- im calamlar day of the wnnr WII:hg period Ad6donally. H you did nor hay the 'Nsw Bdarce' imm tl4 pamAmet dakg parted in kill, brava chartist commit to afire to Your lipid bdence runtl the unpaid balance Is paid in kA. TN. evens that you -y WI owe dimmers charges. own N V9rr pay the thtin New Bdnds Indicated m 1N from of your eutsnhent by to nerd treatment closing; time, der did not do se fm the prsNaes month. tlrpatd francs charges am added to to applicable segment of you Account. t c. alarinraas Fhatma Qap. Ft each felting, period tat vote .rsourt it rs6fM to a lhwce charge, • mirinun taut RNAA CE CNARGE 01 0.50 in be imposed H the treat sharce chat" meaning from the spolo tion of Yea re Sins rags) b ten Nth 10.6G, we MO twwm 7Ni Mil be an all t from der aOe nhYelmun and tha count ere load to the purchase === ni are t d Tevertermy to a Rant in rIN an 60M to rgm p ocrohol LLerssameases t+y m as frharrs dnpmu for any pivth 2. A 'am" ealalated W m tke a.ay Prrahee dirge is baunee of each seg erea at You accoiss (a.0._ cash advance, purchase, Spa . ttaM.. and special pudesel by the ramsptrbg dally perlodia mislal that hasyhash previously disclosed the being period, we epoy the dally Periodic ran fa tegrhma of Vote arson so the daily Glamour of each sepamrs. Than n der and of the falling peeled ere add W der -Am M "m dear adNetiora w aldf= w n you periodic fkaica Burgs fir aadh muynan. am up it. Rohs than "c h segment to &.a" t is taut pit -%- frumve tlwq to your scsoet. To het TN dally ball mot, fit each agmem of your account, wa take that beghshg Wallace, la much wpwas afid mad anY new Leraaedons and try perfodc Ik- charge calaLted - to previous dry's bs tf rs tw that i pmset We then subtract any paymams a credos Pored es of 1M day that an asucmed to dire aapeem. TN. rives is tN aepsmte dairy belanc?a fa each segrnert of You aueud. However H you paid the hm:w Bdmrhca shown on your previous aataeem an full for of your raw balance, aw iota or a craidh amourdi. new LansaCtiaK athic1 pat to year p rchaam a special pmhem rargimets am not added to tan duty belarcea. We r iWate rim average daily b rlntoe by addrg all tha daily Glances together end dviding the Sun by the as dos of the days in to area bill" cyder. To cak lire far total inane clings, muh4iyy You avm?ge duty balance by the daily periodic me end by tha rmanber of hays in to bON sa" admix btvwsn" calculation, and The aamoves of i-rsx cNrya aduesy aaeswd b. If iha made Z a N aPpmun m rN them of this tmemsm in to "Balance Rate Applied To,' vas m ahliely the Reporters 11 11 Paytntru You and to u, .rip be credit d to yo a attars as of rha Net- hay we recd- h, provided 11) You send to bottom pord- of mi. eat- and yes Check M the ardowd renfta u commissar and (2) yea payment Is ntNwd In wf procuring telex by 3 P.M. ET (12 ram MI. PWM afow in urea fw (5) bndress days to pond delivery. Play= received by us in arty other butlon a in any other lira may era be uedrod am ed the day vve reed- dam. Ow busrmss days me Malay, thheugh Srturdsy, excluding holidays. Pkaes do rot tae tmplas, =a Pa tin. when prepedng yap paribus. Wham you -.W is a dackls), you atnhoiae - to make a me-lime electaw transfer deli hen yes Gnk ara:wht fir the arrant M dark. This aWpeiaHm applies m M docks recaavsd during der bWirg cydm even H saint by amomme dine. H - nrehol paemis the trmmit. you audariz. M to make a Charge soabta for ban: accoun rang ft c hack a paper drat or often hem. VERIFICATION CAPITAL ONE BANK vs SHATTO, STEPHEN A The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities, that he/she is, MARITZA ROBERTS, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. ZA ERTS 1 Notary Public 5178052533966574 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. C5) ?}I "YE '. 24 0, U9 AU G 21 1'°` is 41 tp . rx? pp A'TY c e gR t fo4 3"/ e-r4 aa9wa a ?8 Sheriffs Office of Cumberland County R Thomas Kline Cry ` Sheriff Tyr 1T.?4Y ??tttr of L ?Enrb??? Ronny R Anderson 2v" 09 S'I ? 2 4 fw8. 3 9 Chief Deputy Jody S Smith v i Civil Process Sergeant OFFICE OF r"E StiERIFF Edward L Schorpp Solicitor Capital One Bank (U.S.A.) N.A. Case Number vs. Stephen A. Shatto 2007-5520 SHERIFF'S RETURN OF SERVICE 09/22/2009 R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Stephen A. Shatto, but was unable to locate him in his bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Stephen A. Shatto. After several attemps the complaint has expired. SHERIFF COST: $65.40 SO ANSWERS, ? j September 22, 2009 R THOMAS KLINE, SHERIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA) NA Plaintiff vs. STEPHEN A SHATTO Defendant No. 07-5520-CIVIL TERM MOTION FOR ALTERNATE SERVICE FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR #5985249 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA) NA Plaintiff No. 07-5520-CIVIL TERM vs. STEPHEN A SHATTO Defendant PLAINTIFF'S MOTION FOR ALTERNATE SERVICE AND NOW, comes Plaintiff, by counsel, Weltman, Weinberg & Reis Co., L.P.A. and requests this Honorable Court to enter an Order allowing the Plaintiff to make service upon Defendant, Stephen A. Shatto, by certified U.S. Mail and Certificate of Mailing, addressed to 29 S. High Street, Apt 1, Newville, Pa 17241, averring in support thereof the following: 1. On or about September 19, 2007, Plaintiff filed a Complaint in Civil Action against Defendant to recover the unpaid balance due Plaintiff from Defendant in the amount of $1,266.24. 2. When the Sheriff of Cumberland County, Pennsylvania, attempted to make service of Plaintiff's Complaint on Defendant, the Sheriff was unable to do so, as evidenced by the Sheriffs return, a true and correct copy of which is attached hereto, marked Exhibit "I", and made a part hereof. 3. Upon receipt of the Sheriffs return of no service, Plaintiff conducted an investigation with the United States Postal Service to confirm the physical address of the Defendant. WWR #5985249 4. Pursuant to Plaintiff's request for information, the United States Postal Service confirmed Defendant's physical address of 29 S. High Street, Apt 1, Newville, Pa 17241, a true and correct copy of Plaintiff's Postal Request is attached hereto, marked as Exhibit "2", and made a part hereof. 5. Plaintiff conducted an online white pages search and was unable to confirm a current address for Defendant of 29 S. High Street, Apt 1, Newville, Pa 17241. 6. Plaintiff contacted the Cumberland County Tax Assessment office, a representative from which could not confirm the Defendant as being the registered owner of 29 S. High Street, Apt 1, Newville, PA 17241. 7. Upon receipt of the Sheriff's return of no service, Plaintiff conducted an investigation with the Accurint Total Research System to confirm the physical address of the Defendant. 8. Pursuant to Plaintiff's request for information, Accurint Total Research System confirmed Defendant's physical address of 29 S. High Street, Apt 1, Newville, PA 17241, a true and correct copy of the Accurint search results is attached hereto, marked as Exhibit "3", and made a part hereof. 9. Based upon the foregoing, Plaintiff believes and therefore avers that Defendant is attempting to avoid service of process in the above-captioned matter and Plaintiff therefore seeks an Order of Court, pursuant to Pennsylvania Rule of Civil Procedure 430, granting Plaintiff leave to serve its Complaint on Defendant by alternative means. WWR #5985249 WHEREFORE, Plaintiff requests this Honorable Court to enter an Order pursuant to PA.R.C.P. 430(a), authorizing the Plaintiff to serve Defendant by Certified U.S. Mail and Certificate of Mailing sent to an address (29 S. High Street, Apt 1, Newville, Pa 17241) at which Defendant is presently receiving mail according to information obtained from the Post Office, or by allowing service by a competent adult. ZzA William T. Molczan„quire PA I.D. #47437 ! WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR #5985249 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA) NA NO. 07-5520-CIVIL TERM Plaintiff vs. STEPHEN A SHATTO Defendant AFFIDAVIT PURSUANT TO PA R.C.P. 430 (a) BEFORE ME, a Notary Public, in and for the foregoing County and Commonwealth, personally appeared William T. Molczan, Esquire, of Weltman, Weinberg & Reis, Co., L.P.A., attorneys for Plaintiff, and deposes and says that the following accurately reflects efforts made to ascertain the exact whereabouts of Defendant named in the above-captioned matter. a. Plaintiff requested current address information from the United States Postal Service, which request for information confirmed the current address for Defendant as being 29 S. High Street, Apt 1, Newville, Pa 17241. A true and correct copy of the Postal Service Return is marked Exhibit "2" attached hereto and made a part hereof. b. Plaintiff conducted an online what pages search that could not confirm the Defendant's address to be 29 S. High Street, Apt 1, Newville, PA 17241. . C. Plaintiff requested current address information from the Accurint Total Research System, which request for information confirmed the current address for Defendant as being 29 S. High Street, Apt 1, Newville, PA 17241. A true and correct copy of the Accurint search results is marked Exhibit" T' attached hereto and made a part hereof. WWR #5985249 d. Plaintiff conducted an online tax-assessment search for the address of the Defendant that could not confirm the Defendant as being the registered owner of 29 S. High Street, Apt 1, Newville, PA 17241. Finally, Affiant deposes and says that after the foregoing investigation, the exact whereabouts of the Defendant, Stephen A. Shatto, is 29 S. High Street, Apt 1, Newville, Pa 17241. WELTMAN, WEINBERG & REIS, CO., L.P.A. William T. Molczan, quire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 Sworn to and subscrib d before me this daMarch, 10 B9k?19MMJ?, if ,, N??+6?in ?i ?cona ? Jura U 3040 15 M 6111 r, M WWR #5985249 Sheriffs Office of Cumberland County R Thomas Kline Sheri Ronny R Anderson r Chief Deputy " Jody S Smith Civil Process Sergeant OFFICE OF TPE SKERIFF Edward L Schorpp Solicitor Capital One Bank (U.S.A.) N.A. Case Number vs. Stephen A. Shatto 2007-5520 SHERIFF'S RETURN OF SERVICE 09/22/2009 R. Thomas Kline, Sheriff, who being duly swom according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Stephen A. Shatto, but was unable to locate him in his bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Stephen A. Shatto. After several attemps the complaint has expired. SHERIFF COST: $65.40 SO ANSWERS, September 22, 2009 R THOMAS KLINE, SHERIFF EXHIBIT Ir PostmAster NEWVILLE, PA 17241 Date: October 19, 2009 REQUEST FOR CHANGE OF ADDRESS OR BOXHOLDER INFORMATION NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the name and street address (if a boxholder) for the following: Name: STEPHEN A SHATTO 29 S HIGH ST APT 1 Address: NEWVILLE, PA 17241 Note: Only one request may be made per completed form. The name and last known address are required for change of address information. The name, if known, and Post Office box address are required for boxholder information. The following information is provided in accordance with 39 CFR 265.6(d)(5)(ii). There is no fee for providing boxholder or change of address information. 1. Capacity of requester (e.g., process server, attorney, party representing self): ATTORNEY 2. Statute or regulation that empowers me to serve process (not required when requester is an attorney or a party acting pro se-except a corporation acting pro se must cite statute): The names of all known parties to the litigation: STEPHEN A SHATTO, CAPITAL ONE BANK (USA),NA The court in which the case has been or will be heard: PROTHONOTARY CUMBERLAND C 5. The docket or other identifying number (a or b must be filled out): X a. Docket or other identifying number: #07-5520 CIVIL TERM b. Docket or other identifying number has not been issued r: 6. The capacity in which this individual is to be served (e.g., defendant or witness): DEFENDANT WARNING THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGEOF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OR LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LITIGATION COULD RESULT.IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10,000 OR IMPRISONMENT OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C. SECTION 1001). I certify that the above information is true and that the address information is needed and will be used solely for service of legal process in ?coonju'nc/tiioAn w actual or prospective litigation. Signature r William T. Molczan, Esquire / PA ID# 47437 Attorney Printed Name W WR File No. 5985249 User: REA No change of address order on file: Moved, left no forwarding address: No such address: _ WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, 1400 Koppers Building Pittsburgh, PA 15219 FOR POST OFFICE USE ONLY aE pA 14000 / j'- 40 wp- NEW ADDRESS OR BOXHOLDER'S NAME POST RK AND STREET ADDRESS r x Z Deep Skip Search Page 1 of 1 A §HATTO 29 S HIGH ST APT 1 SHATTO NEWVILLE PA 17241-1400 A.§HATTO Link ID: 2312473018 Sep 04 - Feb 10 51 ler - Male ?etup Alert EXHIBIfi httnc //cPrnrP arrnrint rrnm/ann/hnc/micr CERTIFICATE OF SERVICE The undersigned certifies that a true and correct copy of the within Motion for Alternate Service was served on theday of 2010, by first class, U.S. Mail, postage-prepaid, addressed as follows: Stephen A. Shatto 29 S. High Street, Apt 1 Newville, Pa 17241 /" "IIIIYW? Attorney for Plaintiff WWR #5985249 APR 14 2010 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL, ONE BANK (USA) NA Plaintiff No. 07-5520-CIVIL TERM vs. m ? T STEPHEN A SHATTO ORDER OF COURT AND NOW, to-wit, this day of 2010, upon consideration of the M lap! foregoing Motion for Service of the Complaint Pursuant to Special Order of Court and attached supporting affidavit, it is hereby ORDERED, ADJUDGED AND DECREED, that the service of the Complaint in Civil Action may be made on Defendant, Stephen A. Shatto, by permitting the Plaintiff to mail a copy of the Complaint re- c°(Ala t- 767 G( to the Defendant the last known address being 29 S. High Street, Apt 1, Newville, Pa 17241 by Certified Mail and by Certificate of Mailing Postal Form 3817, postage prepaid. Service to be completed upon mailing BY THE COURT: DISTRIBUTION: Stephen A Shatto 29 S High St Apt 1 Newville, Pa 17241 W' Liam "f. Molczan, Esq. eltman, Weinberg & Reis, Co. LPA 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 4ox. WWR #5985249 c2oto A06 023 AM WObi IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. No. 07-5520 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT STEPHEN A SHATTO Defendant(s) FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Lyndsay E Rowland, Esquire PA ID #205520 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Buidling 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#5985249 CFR +10.00 PO ATq ?? RO'1'78o`ZlA P. lY?IIoV IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. Civil Action No. 07-5520 CIVIL TERM STEPHEN A SHATTO Defendant(s) PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. WELTMAI?qj WEINBERG & REIS CO., L.P.A. By: Lyndsay E wland, Esq fire PA ID #205 0 WELTMAN, EINBERG & REIS CO., L.P.A. 1400 Koppers Buidling 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR #5985249 4 nc Ti ?`? u c;??!p?r?sYtU?vu? IN THE" COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff, vs. STEPH EN A SI IA I TO Defendant No. 07-5520-CIVIL. TERM AFFIDAVIT Oh SERVICE OFCOMPLAINT FILED ON BEIIALF OF Plaintiff COUNSI L OF RECORD OF THIS PARTY: James C. Warmbrodt, Esquire PA LID, #42524 WELTMAN. `,VEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh. PA 15219 (412) 434-7955 WWR#5985249 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff No. 07-5520-CIVIL TERM vs. STLPHEN 1 SIIATTO Defendant AFFIDAVIT OF SERVICE OF COMPLAINT BEIFORE ME, the undersigned authority, personally appeared James C. Warmbrodt, Esquire, who according to law deposes and says that a copy of the Complaint in Civil Action has been served on the Detendant, STEPHEN A SHATfO. 1. On or about APRIL 14, 2010, Plaintiff received a signed Order of Court permitting service, on the Defendant. to be complete and valid upon mailing to the complaint by first class mail, certificate of mailing and by certified mail, return receipt requested. Said Order of Court is attached as Exhibit "I". 2. On or about AUGUST 26, 2010, Plaintiff mailed the complaint to STEPI IEN A SIIATTO. Said certificate of mailing and certified mail receipts are attached as Exhibit "2". \VCLTMAN. WEINBERG & RFIS. ('O.. L.P.A. James C. Wa rodt, Esquire PA I.D. #425 4 WELTMA EINBERG & REIS CO., L.P.A. 1400 Kopl ers uilding 436 Sevei h venue Pittsburg A 15219 (412) 43 - 955 WMR#5 5249 Sworn to and sub-S5 bed before me thlj';2-- day 2010. NOTARY PUBLIC COMMONWEALTH OF PENNSYLVANIA Notarial Seal lla G. Bevan, Notary PUDhc e 7a5h W I)Np., Allegheny County J My Cmmissioh Eatmire6 Nhv. 15 7U10 tphti?l?!: FfiWIVOMIA A440E141tIFfh 6f IVt tar105 -let IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA) NA Plaintiff No. 07-5520-CIVIL TERM vs. _ STEPHEN A SHATTO ORDER OF COURT 0 AND NOW, to-wit, this day of 3 2010, upon consideration of the foregoing Motion for Service of the Complaint Pursuant to Special Order of Court and attached supporting affidavit, it is hereby ORDERED, ADJUDGED AND DECREED, that the service of the Complaint in Civil Action may be made on Defendant, Stephen A. Shatto, by permitting the Plaintiff to mail a copy of' the compla, t t' c ?l a I- 7 ?I C to the Defendant the last known address being 29 S. High Street, Apt 1, Newville, Pa 17241 by?ertified Mail and by Certificate of Mailing Postal Form 3817, postage prepaid. Service to be completed upon mailing. BY THE COURT: DISTRIBUTION: Stephen A Shatto 29 S High St Apt I Newville, Pa 17241 W' liam "f. Molczan, Esq. eltman, Weinberg & Reis, Co. LPA J 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 eox. J. . A WWR 459852,19 r ?? ! r , s r • r• r- a r-? ru , Ewww" Ln 77 ul tr i?v522Qe? STF, Cel-f4ee Fee Q I v -- Fdstmarkm O Return Receipt Fee / n C3 (Endorsement Required) --- Restricted Deliver/ Fee r' C3 (Endorsement Reeuited) ? 1 ! rO Total Postage & Fees $ I Sent To I i O SUeet, Apt. No.; p { or PO Box No. ----------- ------ ........... City, State, _1P+4 UNIT DSTATES Certificate C AQ-STAL SERVICED M a i l i n This Certificate of Mailing provides evidence that mail has been presented to USPSO for mailim This tom may be used 4° ffo?rddomestic pa)nd international mail. pq (? _ From: Si ell t IV?r YUelr i?- era & 436 7th Ave. .', Pt surgh, PA 1521 9 i ' To: i --------------------------- A PS Form 3817, April 2007 PSN 7530-02-000-9065 J t ~~l_~~'~~~~~E G~ T~°~E PROT~iONpTARY ~~~~' CCi' 22 ~~'i ~~ ~~ `~~.~~~ERI f~~~0 COUa~.TY P~:9?IiSYLV~~~d1A IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. STEPHEN A SHATTO Defendant No: 07-5520 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05985249 C N Pit NPE Judgment Amount $1962.48 ~I~.00 PD ATr/ e# ~si9 755 ~* X1500(0 8 ~lo~hee Mouleal IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. Civil Action No. 07-5520 CIVIL TERM STEPHEN A SHATTO PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONTARY: Kindly enter Judgment against the Defendant STEPHEN A SHATTO above named, in the default of an Answer, in the amount of $1962.48 computed as follows: Amount claimed in Complaint Less payments / adjustments made Interest on the remaining principal $784.99 from August 21, 2007 to @ the interest rate of 28.2400 Attorney's fees TOTAL $1266.24 $0.00 balance of October 12, 2010 der annum $696.24 $0.00 $1962.48 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. __-----a By: James C. Wa ro t,42524 059852 9 N Pit NPE Plaintiff's address is: c/o WELTMAN, WEINBERG & REIS CO., L.P.A , 436 Seventh Avenue, Suite 1400 Pittsbu PA 15219 And that the last known address of the efendant is STEPHEN A SHATTO 29 S HIGH ST APT 1 NEWVILLE, PA 17241 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. Civil Action No. 07-5520 CIVIL TERM STEPHEN A SHATTO NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant { ) Garnishee You are hereby notified that the following Order of Judgment was entered against you on /~la~J~a (xx) Assumpsit Judgment in the amount of $1962.48 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: STEPHEN A SHATTO 29 S HIGH ST APT 1 NEWVILLE, PA 17241 Plaintiff's address is: c/o WELTMAN, WEINBERG & REIS CO., L.P.A., 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 IN THE COMMON PLEAS COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff vs. STEPHEN A SHATTO Defendant Civil Action No. 07-5520 CIVIL TERM NON-MILITARY AFFIDAVIT The undersigned is the duly authorized agent and/or attorney for the Plaintiff in the within matter and states as follows: Affiant states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, STEPHEN A. SHATTO is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the DMDC does not possess any information indicating that the below individual is in the military service: STEPHEN A. SHATTO 29 S HIGH ST APT 1 NEWVILLE, PA 17241 Affiant further states that the averments contained herein are true and convect to the best of Affiant's lmowledge, information and belief and that these averments are made subject to the penalties of 18 Pa C.S.A. §4904 relating to unsworn falsification to authorities. Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Service Members Civil Relief Act Page 1 of 2 Oct-15-2010 08:01:23 ~C Last Name FirstlMiddle Begin Date Active Duty Status Active Duty End Date Service Agenc SHATTO STEPHEN Based on the information you have furnished, the DMDC does not possess A any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). ~ ~-~- Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA maybe invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www.dmdc.osd.miUappj/scra/popreport.do 10/15/2010 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 1 O 1(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARS, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:K33RURCJ2P https://www.dmdc.osd.miUappj/scra/popreport.do 10/15/2010 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. STEPHEN A SHATTO Defendant TO: STEPHEN A SHATTO 29SHIGHSTAPT1 NEWVILLE, PA 17241 Case No. 07-5520 CIVIL TERM IMPORTANT NOTICE Da#e of Notice: ~' oZ 7' !D YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANN07 AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA. 17013 {717)249-3166 WELTMAN, WEINBERG &REIS CO., L.P.A. By; ~-- M hew Urban P.A.I.D.# 90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, 1400 Koppers Building Pittsburgh, PA 15219 Phone: (412) 434-7955 5985249 N PIT C4P