HomeMy WebLinkAbout07-5573
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
VS.
TIFFANY D WHITE
Defendant
NO : 07-,.5S-;73 3-v 1 t -term
COMPLAINT IN CIVIL ACTION
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 2718
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
06160035 C J Pit SJS
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
• CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
TIFFANY D WHITE
Defendant
Civil Action No 07- .5S73 i4 -77..-
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, CHASE BANK USA, N.A. is a corporation with offices at
3700 WISEMAN BLVD. SAN ANTONIO , TX 78251 .
2. Defendant , is adult individual(s) residing at the address listed
below:
TIFFANY D WHITE
38 STEPHEN ROAD APT 7 E
CAMP HILL, PA 17011
3. Defendant applied for and received a credit card issued by
Plaintiff bearing the account number 4417121237405611 .
4. Defendant made use of said credit card and has a current balance
due of $2760.46 .
5. Defendant is in default of the terms of the Cardholder Agreement
having not made monthly payments to Plaintiff thereby rendering the
entire balance immediately due and payable.
6. Plaintiff avers that the Cardholder Agreement between the parties
provides that Defendant will pay Plaintiff's attorneys' fees.
7. Plaintiff avers that such attorneys' fees will amount to $500.00 .
8. Although repeatedly requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the principal balance, and
accrued interest or any part thereof to Plaintiff.
Wherefore, the Plaintiff prays for judgment against Defendant ,
TIFFANY D WHITE , INDIVIDUALLY , the amount of $2760.46 with
continuing interest thereon at the statutory rate of 6.000% per annum
from the date of judgment, plus attorneys fees of $500.00 and costs.
06160035 C J Pit SJS
This law firm is a debt collector at
our client and any information obtai
James TWarmbrodt,42524
WEL , WEINBERG & REIS CO., L.P.A.
436 S ve th Avenue, Suite 2718
Pitt ur h, PA 15219
(41 4 -7955
FAX 41 -338-7130
hg to collect this debt for
11 be used for that purpose.
Page 1 of 2
Statement for woount number: 44171212 3740 5611
Now Balance Payment Dull Dale Pad Due Amount Minimum Payment
S2,78D.46 0SAW07 $101.00 51193.46
Mesayawahwk pryablale Ch-Card 11-1 .
Amount Enclosed S /law aufaraw a airr?1 Print on back.
CHASE O
441712123740561100069346002760460000008
0746 MX ZZ 1µf WW DDyy?TE
rSTEPH?1 RO APf 7E
CAMP f6LL PA 17011.1169
Irrrlllrlrrirrlrlrrlrrllrrrirlrrr 11111 11 ... 11r .I.Alrr11rr1
CARDMEMSER SERVICE
PO BOX 15165
WILOMNGTON DE 19666.6165
11111111141111111111.4.1L.416.11 111111118.11.1101.1011611
1: 5000 160 28i: 2 2 1 1 2 3 740 56 i i 3w
04/16+07- CUSTOMER
'
E"
CHASE O D 6ib? ,
-6t?6.
?
r
TOD ,-600 is"I0D
Pay by phone ,-800456.7966
Oubids U.S. CIA aae.at
VISA ACCOUNT SUMMARY Aosand Nu slaw. 44171212 5140 6811 1.902.694-S20D
Provim Balance 52,666.64 Tow Clsda Line
ACCOUNT
O
Bw I MWUIRIES
52.300 P
P
O
Bea
Purchases, Cash, Debits +339.09 Available Credit .
.
.
.
ri
DE 18660-62L8
DE
So
Finance Chargse +3K.62 Cash Aoaaes I.M. ,
$460
New Balance , bD,44 Available for Cash SS PAYMENT ADORES6
P.O. SON 16,44
Wilmkpbn, DE 19666.6165
VISIT U8 AT:
MAMMARY To redean your paints, call the number on the
Unbalance 0 beck of your card or log on to
Pointe eamatl lot Snenca chaVa a 68 www.oMee.caNcredloerds
Pointe earned an puniness 0
Toad points I 1 1- d 1" period 284
New loW polls balance 0
TRANSACTIONS
Trans Amount
Oats Rsbrerwe Number Merchant Name or Transaction Description CFO& Dealt
0600 LATE FEE 00
FMIANCE CHARGES
Finance Chugs
Daily Parkndb Res, Comp. Average Daily Due To Transaction Accumulated FINANCE
Category 30 days In cycle APR Balance Periodic Rats Fee Fin Chaw CHARGES
Plydwa V.00217% 29.00% $1,636.01 SW.31 50.00 $0.00 $40.31
Cash advanow V ,00217% 20.90% $0.00 50.00 $0.00 $0.00 $0.00
Convalenloo of V .05217% 25.99% $1,034.75 $76.51 $0.00 $0.09 W5.51
Toad finance d*W 566.82
ElNolive Annual PerasMge Rine (APR): MAM
Plww we Information About Your Account section for balance oornptda0on me6cd, grace period, and ether Important lolonoallon
The Corresponding APR is are less of 4nls eel you pay when you carry a balance on any transaction category.
The E ec" APR represents your IoW finows dmgw - Nwkrdimg transaction few
such as cash advance and balance transfer is" - eaplesssd as a percentage.
This Statement Is a Facsimile - Not an original
X000=1 Fq$MUD 10 000 N Z If W.Owne P1ee 1 .11 DWW MAMA Wine 10e10W10N=40a
https'.//instantimage.bankone.net/Star/jsp/PrintDirectly.jsp
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EXHIBIT
7/24/2007
Ck%IMS
Cardmember Agreement
ACCEMfANU DFYl19 AEiflE rd aeeoumt v+Nlt to rduencsd on der cud calla
mill.
vedit Thtt
ryree"ontgo 1°°r slyoweee°wtitcorendby arpaus tea ply
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psy raladtlansat?ess°?°?Y?aseawd,a torP°Yi°g
pm,, Mother, and witid sk is nsF°°rll° thin
19
a1F zooms ?c equal 1 des a °? wexad by 0011 ON 91 you
ho ye9 rrcaln it Ybvwil be bo ?n it use. de bard d yae Ks y9eq account for erY pure ?y
youg d?AslogIV°urrud.VfallK? ° w&0 or"Vou NrhdnFMl esrd and
youu bwa rot?wd VMS a0init, 1W any NeenL dw s vrds •wl Pel. an , e: and *wf mass Ell NUM N to Igmelym
h r cad end aceowA Tka wed!'1°°? 'yp1°W wM,pPkfd
(gr 0ritb gds °?p° A&I& vgtt: sa tree as any
orsourN where we addrn=
easis pos
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? hove isaad t° ppowt y cis 00 oar
rrsmm v*oa?ivow w the atesrad Thoword, that
or Wear scwa /tnkOR So* a egeoad mrmb
t° obtsk crv* wrdu obis agri
USING YDU1 ACCKW aaouat and sh" be Need only For parsm'L brsly Dr
Yow sccotrst IN s (: brrsas agree of k is raquhed bylsa, we 10 flat be nsN9 la
housobdd psrpaes of blood tt11wo to °I yam accotorl You
for M V%bSWW or serrAsMS lps and!weldumactioas Fora010111°.ho°n°t
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gs ? O;; ir lac p• • trrDrrcdons• "" Yar Sells
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TypesdTi cud to pay ?°' gr mare¢ea _
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We all= Wb des color to that to thk N laag o toyseacas4
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or lot eclat awl `M° now not rsa thus reeks is u ca0ll" is D* ?
?a? with w or ray d our ralrted wPam1°s Gaiy
tia sV vAoNeodRorspled aandn• cheek say sillsur dw cbak Cab advnra dwcb
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are trselsd as nsh thk ngreat"Mt a sty mMgrere mob u YDU ?° ° treat
acts
, vamp Be novid IN
troftolof ql c,maariMmcr ciaeks abaones O VOW Shacks act" it s term
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MAIIIS
• BabneeTtMafMneYMOSeyvanahrbafeauakoraebe,ceOr>otWay
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91
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credit PA-
• Casio Ad"ami : Yes vol uso yoga card to pat cash ores Golan** tale ssddaa or
ben lbrarrcld home*" sccapdrg ihs card. or to again trials ? oturY
aargacyN10°°t'O?,avbatnmafe+arsbaNa? gush-like cletteF
tickats. e gsarugcl?s, roes trek rvspars m tot sboley MvudtlreY°1'^Y
a drimt'srrysanvica in sak, • gyarntnnysm
W thla occer9rl- ys a rFgNrla checkhrD aKOUM vvbb °n' of ow nFeud
• ovadral Ad o 1 Y°M 111 ha to year ebsckinf recount v o oe relatebraank 11
bards. YN sty it w Ylrt ehMCkbW account undo the terms to we •Iln
cow so
mvas? Well
yaw dyad b left" ?e yaw account. w• divide tbne fold peiods called
Sim" (m mpprsdMetey em0 moalbin hrottb For rack wclbWwumnlk
D°tm vm haw ,
cy cycle the cads In that rt ROL YNer scC
your sctseatt will a trot then is a bon oatement
soft M esmk c r Mall; whgthMr
to o w g Yes "Now MM"" is use your seto"K the poarm va ban
Awmkw slwriflt 5tryoMe to be omO a
nttdvgtimgd oar: yD9 aborts thincarold k L1 p° before tsoM 10 Ogg Do access Is you can
Yoe WE t climb Merm;?ortolrtlu ern of y°Dt acaunt and tack cud itsan 0A la
nenot selan trNM! a M fiats el this agrstp0ui. 7111115 110"a Your nsp0°sou?
ps ylot sN doing" uoyse seceur s node by an authorized user. KrAr9?r II ynu
on addM"d cord for use broil B'Jdmieel Vest oe Yom
don s°,thisKe r? ata vr. on the omot npuat or dot sudw*- w 3=0011t N
do in
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accountnwd" Yes sboald Viso scow nod dosIM spnor
y mesa of aoeraa to year acsunl hem that authorize i We may rko taf:r to the
Fcs?t i.a°t ersitgse appears on l a Y billing sia Lm" also Miry tallow that
ell mot go rs w a e s emit talk os span no2 W
ordee ptsdaa oWsrraaQMs my be bs used he cosh adwKrs Cuk sdvaKOCer,indudin9es,
cab adtrgaee goMetr?r,,w° eh°rgsd ag•baldes cash advance per3DO o) Y°°r sM1e for
arot at alive u m cal ore chagod against yaw credit Wes. You ere IN
koepbut track It Yow aCeomtt b,ienee, aueiuding •911 lass and finance ampa• and
FsSa e
moving sure it nsskva b°fawycer Cleo be 11 y?eww scew°t WMg µ V-r yar amt
Ens fin any regssa, sun esey area ye9 M everFsdt foe n vwyodescribed ft a .Yon ° l
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ppaad? soy amount. oust Yom usdk 1aa, sad Y9e soar Psy
YhbagreemnlWPG°oMonybWneeowrysecrs Fns
/uKrdoctetia°.we noyi°cn°ss. rWage, a Sanady°urmain .or to cash adwrres
Pfd rus6tus/ltBeeaAdr•9t Y°urcrsoulinyvaaasaa eclyeerobiptho
w1F nolbueessse yow
W par us d°pd 71"sMCdO°= lntesetiaet ir•esacllom i s U& Utalad any A?eNdcs °w
InMt9e make In o iota cenDCyDS tbq yea s b etraWa allies
N yea seka a lrrs"9d0rr N oralF° m Vies
If it is wade itU S ld MISS prle"d 04 loge,' eggret clan u i lift " U S
bmwts0do0d a fde taMnesy caavecaloD p?mes Y'b° erche°sochoo cilt° rate aeh
ftion by
Currency is a co" that it lab6b dow Scale Our raugo st ides um IV ginuiss asikw?itrir In the w °M comer"allI" Mr Mu SWISS* pro"Mbg dds h.bich
nu play vary bas tie nu rho mespecd99 Not 1001 ncsivasl, or tM
dw r"raloineled
pwreto0mt = eW?a"gooderrireppFe°6i°poass?°! a Twrd
an 1M g?P? prscettsleF her moyv?l•rbea tM rw m P °111 =1 11115
of agentint "reasp° do, right to charge you o° adds a citing
ras aigMaFi'
US doorssatrgatelaaybmstud0°'iurssetim4edlWle NS.dslar:by
ands is iia deters all wa rods IN °eodror Curmw od corm w M
Vbu or Mostsrwil IS low esse, the ]% will be grhsdgtsd on the N• alw smo
rvlWtoabftfatsivitr itosome pneessandehorpsMayepph' °Y
Nrm•I
ia°wc MojSr°y°f°°d dfagWsmay. bulmnotnqukedt0.decline a v.rudioe
an year a for oil of a loin eg 9115504o:
• became dap mdwnwd teadd9reFeas,
encash GO OlMe akvinl ecdoity or,
ii au ?p ? ?1
, in ell ?n naa. Ie may ether r"We"
accounts IS dated for
We ere sort nspotvJkl• le °°Y Wag 10 Irsnacllom on Yw?
w by us or a ddrd Nn1 sv°n F Yoe haw'UM&°t crow n-bw
any reasaa. ow We in" rsq*e that yell regtstsr Y•ur accauM wide so
"" yell N we wa°t yo° to rolim M Yoe
F awl" eu m ssiegt we "M
Sir mgt reglill-K as Wray dedge Your "be truss
1e pay cbedwEnh -back I- wrks a year r0W°st la hreda MA1°R rug reuiw
s check for O*MML we p1°Y ratary0e '",wit a decide whodtor 10 eWrosks that
c
k,b*R thin hW?? regaksd tin. reigct and return unpaid a check for any n¦soa. NuMOPIM • Wes all tae of m tdged neop9Miss la tM pryer on the chock.
. Yo,r crrditi" er rash dnnca fallies al your crodbl ns has been esca,drd, or vro9ld
be ginededilwr rrid-do gMck
• TM ch"kisPDaI-ice it a Nat-daled shock IS paid. resulting In another chock being
Atw°d or setpgti, we an not raga s"
• you have std the obudr shat tbo dell specified sm It
• Yoo on in daogk a wrdd be g em paid du chock.
A' A Nrshom Koff cud, check, secorod mmbe
Lost a SMles cards, Orreb all a tidak saaea 9514 or Itt of loolift Of
your
Is k ° w ? vW11111 out your pecmisdea. YD° taus go* at seen by Selling the
n as
number shown a Yom lard or bFFrg Matssion Do flat
us your cosnt Oires ID* a, ens 1 your cord, ch"k,199mi tneMi°re odor ONSIONed yMS
credit seats' Yom You IN "tovais s lovow IS of my bs ft We um ay related to your
MOW tD
cn privileges vuArrM You mdh
.
eeauM
;as~. Sot DD mct'•r of •u? such b m svt Cu y 0, ? and ncc l
Yew may Iva A" it there to um•urb,11bed wc9 of
no bgnslk butY°d will not be Wbls for More than us 91 the Was, or
will not be 10W lot 8111, each transaction; nodsa? Vnou fw di 'eMrrgges wwlkU
uneu*o*od sn.Havam, runsawIdentNY for Ne
you rscoad ea berdk writing to help era Fr?d out whatkappaaed.
VW tally ngeb9 yotllo Pr°d° w ialearomisn' in writing
we say else require ran to romph wkh certain fuocedens in csnnaethvtr cash our
b"Iftedon.
PAYMMIS Peery !rrnAru rd'aar>» Year one stetamara and eccontpsnon °nv°bP° hrcledo
Pe sells and sots ionh du dots ad time by
in nefts: Y°° mat Itvlow fin sakbrt NY
which we creel regain the pays"
ussiongs yes ewe in U S dollars drawn on hmda on dgpodt in 1 U S.
y era
_ as
Tt°ng or do U S. brneb d a Imilin 69°°col baitutiea ad"
rY tMrlaaOds dearlinwillbe pr9eaaed w kmWW bYYM mods
Ind Wb owrditer anll ot wt w ask pi-quads Your total anlebo sradl teroY liar bt
?sMted for OF to YS 1101111 0ksr we reatw your PoPlar t- toes In, ku ow ill lul
Ant, Psymmdoct or other fo•op d =.sastwhich You sWW ,r1 IVI
beeaestnuisr"rk9d'?ecWIDigN'arwrssktdhreol0datortluMa=AM gtM
In Mtarfdiavae°gabtfi" d s dispwd on o4 (dO pnytmrttsl.
pmyopMsaddraaisad wtYow o9rmvn 9rontbil gn°t"°rrt we ns0rn aN wo rigtrt
ce ircot For wasiA a, Nit Is d°tetsined there IF 0e Vold dbpga of 1
rsgudbg s p murind at eery wise address w° moY acceptliw P6111O 1 and yes
? go p am tntsaldng bows ft may r#66 to accept any sod Ha?t k any 1 to You, rot csrldng it of by desutryirg k AN other psYrPOrrts you Mo
d) be see to *0 regular Psyllium address shover on Your mondrly ? s Gr.
We rusm the right W okcvv** niect Vast eggible payin
,onUortaefld tatyrgpreseMMeg• hgmthe bank account on which the check Is dravw
C receipt W your Poleasm Ch•C1u is your auftitradon for us to Coiled the mount r
EXHIBIT
a
the :track abcuO**, e4 ff ne dad, by a draft drawn against the bordt 11900111111
t wqh edbetwl rbtueakah by tt the ckock amount along
i vwith the ock, roodq seal ecwatrt puwbm le Ym rd TM 011110111111"Y"001
to deM11d Is swlratbs come dot wI receive Your pain our record:
check wM bsdsxin* and ae lmga vM M wbrt dog, rs shown
Minimal Pa,rwatt Xo so ng Far it bast do om k duo
on year bmit st0laroaK wtat err rewM it b by do tM thnl and do" pfYm
YOU
May pay More dtaa IM siblings, Palsied Is and d to bo Ism Agitate
You the
owe us at MN *M q you bevy a bohm *M Is 940d s0oaetYosPe/rng.IMhaoy"PayinfmrwntbwlesbscatarNomm11AIM"
e eCrue mr hoar bdaas a sack dsY
atsbews Yang b MLea and Vow 11rgbalance ItM
Your Wh*d oa ere Nrw Belen,e n S10lib sr bas, yo0ur1
Naw 1af1jO .sgg" r Mjhq
nrttdi?trir dtw %A M 111 New "is@ 19kL v(* be dNew o PI4 0.
the t 510A do 10, y " 9 aid sv11rgiek las Ac
Pallid law Wad isba'sm bo ?ypNat de11.we slow add any to" Past duo and any emormt
ovsrywjus you ore ere we m lutkurtad to atiocste yew Psylants
anddc Wblef thatbngeebrorrbblewwwwwomfull rayFor s1 in
k ch
outla the rate ?? K WO ? rAPRc a k
as ptosn,dlid
ro"W a refund of s crv* balance al NON WI nay
Crea Cdaasem W "W r?Y brhncr by the amount d now cMrgas orlses bAad
reduce ON earetod 11
AulomoAa CkstNw Vow way 11rlbmk11 • third to svwmftoNy charts
accouefor=10 Niuaredia dmfw K11i10PPs°'°'snyn11sompad11d
andimwayaw SMW raPrs b ebb w eadd??tw 1" "'.4 or?at licen
we g we nutrsqLcrad 1% drerMd to be bMsdleYosr Old iewunt
directly I[Imm dssallvf»
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w
y,„? pew ,taunt awsbar Cbhroes tbd Yoe
numboc WW sp@dd twits for yyoour 11sco" 0 we
Proraedotac Few
00 tM arras of aka offer cord bow 101111 thaywill be In Wbct
P ra tins d tads rlrssmsat as wodMad by the
nny lsspbjrq ro
effec
FNMM; MQM a Ochs: Yet soval pwcorble taros
D "pa Musand=it Z= rates engeedofdalbussadfuss
r sadMe d d11a m" x sewv* To go the dsgp
Tfble that is ?iNalde APR 3M 66yY ,sod a effect olvoYc read rP at the frith
po *11 rloktstihe dadmsi l
plaa bC11 to *11
yon wyoerrecerilpuyvsrywidrchange"
t o
Rate, We 9"M do pittdso iM APR M sddln/ the wrbr with AM W a d?s Is 7h ildn"
flea prbgers/ le lla
to te, Prangs Ilale WMa I MR%M err he
nro-O be" de?t belao the 138fton1o sbo wn in oflysarligglig
firs Money
stat$MNL •tM `i4ingo >{Mi b;da idobest pi S 1 PrMw Mo=ed
Rates ntCdla of no IA4Nla eery ff the PYetfSeaar slaps P
the Prfngt fier.wsvdlseb,tsdngff0rrabrnrwrate slid iMarmyouonyourbanD
APR A
SUltlwird or thtaalh a svMW aObi
A •pp?bj Is tM poroeinos we add to do Prwu Rata is r iladato pe
•b? iI 1 b Pffwa?P toot Is iot a wadand OF lebnl heGddey.
fswalTbblo Morro" nus, q pay, coo rirlaki11 nu and cnrrtspa for
TW* ul dtau bow a as l;orirrg om b" oa "w Odfaw st11amod wa •ea
what the Moro mna k• M1s olo WdMO sPplubt, °@W m the Prima hate to get
tM APR TM 41011Pefh01111 tee b "Icublad es drssetdao eb0w
Pforibuz bug
It our cebrr41adoa f"dmin a champ to a d* Parma ran bong the of t
to parer raw wrD apply y as ec of the Oast
the first
Role bill obrsled.
atea blyKwwpmm? M 1a e Pt ykarMa f ? in M Caknrdw narph is whtth we pads tb0
ceknglef?dt ilda?lPpabdtr."bMwes.ysavAhow to Pay s higkarpenodit
now dove cod me, ban a Pay a MOW OW-M PaYmint.
Ddwp now Vor APAs he meY very ff You m b ""auk under fhb afro affoy d
or arty oter "Mospo rd Yaw haw wkh a or any of our related compenbs fur any of
the idbvrleg reasons rev led Is 11vod on this account or any other
• we do wit recaWs, for say PaYm m due by the date and rims
accrmng or logo Will us. It brat the odab 'a prYsn
due, credit grog on fhb accom
• You nu e Yew to 110 the b not hopwad by Yt? herds
• Ywnalte I p?11batt6denydmeeller?acco"isclosod.wedemerd
• Togo 1-0- d of gulyrondbl balance and wo do rat rswhw psYmont
invo year
01-M L-0 dare sin spedly
Of tM M Of do dtbnd
aaYbwOSw do AP p11 o1n s de ?dinW gMm ON Pre"
olgaN WN" atwrs.wa le0s) al+m
Oa N balarteos including evnhi sdvaol0uk
Tobb We may coraidel the foffondrg lectors to
rate doled le g Males gand a: g s d lion Year ISCeud has been all" the
d.tmmins Y?r ddoeh ? iad dolauksanIVWaccount 00rorirrdieetions
ardal0nas,serleasrooa tMaleD M.F.
sSMprprsdwtabotdyarrdb0rnk0,r011 yma epCO any o of a fad dM Villb and edorngdlei we obuin Iron consumer
vdtb us orppsn ai our refused Pads Tk11 dd11nk rash wA take effect as 0t
tcia?kkstreps ablffrg,Yo burning; YM s hills leiMep & bons burni eelloult nil vet aPpiyre Purchase a. Majoad Irwin
divot
Dowd 1 al
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bdeecao bang 1611 reviews biting ,Yee br whbdr Ps11odit giorce Charges have
ad to as, bnn ahead,:Aod k APO were Woo tlrera • rbhtrlt coq we b ad
H We daeiih or APR up Impose role sailed in the Pis sod Fees
Treme, we Few" our right "Ingrown year APR le ere event of awbors dolodt
We my is our d ecrdles dale W" to CMroa redooed t*vo I" or robatas onsoua
Ra?annia ha-Two•iflab on Vag Msrlke41lbidr
Trostamcdoed br mMor TiooseeU/oK 1'^` "" i oetla c
wowed, lee sea bdngoce sssoefaled wpk?k a e ? ,
paretrswPie,p w wimeveubm ad
?
comb eMmwpMalng,werdrdtNve? ?. s? h lbo ae Is how If
Y?OI at edalarba
vrotl
Y I eaiCelda to Pvbft Boom them" for POOMaes M two edam u bMws:
WA fill seek day d the man OFON we "Umply do dilly behave by the 0*
ftolklift ids
• darsmd, bt each day d do s,rsla are rerdgply go dally balance
farprmelrtaesnOdobthd s+ .i ]! am
we de lot 1111 Mb wcand+dop If " raoei0ad Pov&I t?m Of m '""
lei Ikae geeeNbaela0/,abal we:
bgKsg atdlsaeat b?tho data
dpedeielfaantastM[1/wevskadf`baatlartbelaatr
We e0leelee tfa petledia ifasal/ eMtloa, lee perehesos srrbHu le f prooagond
rate des now wax but wn en **Ise bolsme ysidrrra, bohms transfer
ahdWk f aerie drar0!s __ ..? bo s sfer
vu...todYe
the do Imaging IN vff w w- -a-- -- - • q bale ums
iweee/1sd•4 acb day Yin prryM evtrtdraM adreaess yen
des e,11wottes c atft esCOae veer a" d s11r rdsad baits-11111 eaisuMU da
erDse law below, uonofers, balance trombt sb.0 m. cash
ode tad 10411 edvarres ch11ots M d to a promotional role do moo cosy.
but ao sea lon preraadsrrd tea
Te Id aka dotlMbnw br eeah dsy for each Calder:
• We Idm ga beo led" bablos la the dolt Mos, fiber plrtoec, and debk
Is o new sionI&M • M add in &A balso w A'it atalKK ddb s law ppwwrdreob, eub rdwmw.
dot ap* ff is ling dsl,bdoo mm d do
Ir?bla, et a bpar+dstee ? s?pr ?sN a mshri esob advsmias cheek
or bdhmw bnrrdw Cksd M as , bdoloe so sl tke dole go push advms
Cbeek nt bob= rrngfder eMek s dspod?l by a Psyis. N s IOW dole Of nor
ys *na train dust bdolm shy Pairne?• craft w M& sibilrenals that
??pry aid diet we codMad u of Out day.
00ad Mhrw ss s brbk t d two for tlrs must do%wo ad= do dally
T11 din Iokmial behrssa fat soak ea 9 rate
Ilpdie
mow omm le tM daffy balsmws pto dm we r Caned as Ike
c? W$ become MB balance, cos vale ow alai A nle oldot io spPpsc
anraerd below lan" d d doled of *? cycle le Taibdde Ira
Uppoe tk 0 nick day TN. Walsoot fogldww for ddy
dilly dW= d* iE
14igadbg ill bow dWOM
To tOld P.W* gage ..Map law d s ,M b It cycle, we MMW W u of L4,deny
llatta
gly let
wA gdayymPdsdrro w?trsMtlPo cycles
P's gs 1* gassy Charges far seer V"
Pe
so Offelasses,
nbwp-adimmiAt fit
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leiedrePrMsnes PsrbMs Mega Clatte stood b seolevsiYle odd ea addWosd eased le MOda dig Me ? chape,+w
sN tMt sarettet le the belsr,a lee perokn0a
Tbe bed bow charge 0 your 00110d let a bq"cysi• yap M vol, stint a the
p rwaghMW we w ueais d*bL%wv, opomby
far do bM avds by bob=$$ emd per
to artsr6gr d in the 1 ? if a Wisdii; man br Ism
ci lord.:
01:1111 da polnco ler
wee?b1 da pttntoes WAN
"le ededdod IM was Yin gte Maltby da evsdrar
a r?Mrlsryb?4rtwtsgorl?sirNyP , dspaa,Mrgestmthat
d.deyaleMebiAmt,Yeb.dtrwdtdlePrd psr?
lee orhror n11idiwrt din 1111 Man
ZZ. amombb w*it t cygb. MW
enrtoru?Ialn4tsr,OrmOOncO ramrg.o....... •_._ ?- --_-- -
unipnoWbidIsM W-VM- oos*Hesteve4wrdopdsMrprp1111sdb
t MM,beroasnnesolashom blied debt 111111111111 cPblvwm@kl ""Will
dm dew nil I'm fear rtshsfearts Pl,slrst g »nv uuI and we
oa f PaP?s? Balance Ibov Wool an year Pea lot grace la by the
ride pad Mw Yeor Pataeed coo dsalhk excepdrm et' Pr11ed' applies a*
le Nseaddwenot!polylebaMnnVSngea'>nlsnwtmalarcbeeks,eesh
odr. cob ""I= prices or onrdab edmaw, l applicable
71801wom Fees w i n e b r a andrww'roim,In,p obol Mloa am* vilvos lam to
fty" vens
th . AmidteeRel acdont
• CIO advocs chatlK
• cash advances
. ,
Ithis accord we make p?igaema trawaclb am lei iah (w l 11111
in eddNan. V you on a tlakd Ir
service charges *t PlYwA
pay"Id- clargesWeaddif* leetothebdtnceleithe slated
These Voaiodion
oat,gwj as a; the transaction save of the c ash echr davaines behn I a transaction a
for a test advance wevid be added t'omk
the Reiss erT We red Far: Table Mr oach ~ of tl? {olbwin9 tnncact M?ia in
thus etecli s? lei Nabisco
• balance arrsK chocks:
• balaatr treadars• abega We add the he to the balance for the related
Tios,uemrmesthtmlrarraRnasa lacForsxamda.Itraasectian
cetsywy a d time trrnesaw dais Of due below$ c uahimna trawler balance
foe for I below `°NIBI ? e be added to yaw WAIIIIH
D
Vh orgy chorp do logo lag pas The emewds of dasa less m / The and
Fe„Table TlnsglonvAMbeadded tothebalance forpor
cycle an 1 itwM be bad
Anauoi MachemalJP PA9 B VAK ace a doll m and Y mgr or
lled
you . to pay k vrhea bil Then WbOb amadi,tahiP god
nne?ebyreirnMoat
close En is nMardaaWie mire 1Vc tint you wish to go "YOK met accrAd be k *kit "Whorthip AYw of the jW we mid Vow _ a swteraat an My balance b ht Your
be deep raii aaaca Our, t1gM lee apse Year aatem if"Yaw
the snood of Vain oucopel If yew eccomd is closed by gee w ims, WO
my ="
right to Wake laetmlAYsu PaYYAmKwuutmdrml?a
wW el a a dart" des ccee?ond?
In full and d N we otaYour least do ? raiahhemrm peyrremN by the data and
we ? a s do rm vvra Yaw at Map s i any t cyeh. we chrtye the
Onto it IN dress shwas osesw Fe
tote he alenaa IN the Fhta and d vas Table If Ihs IN tee firmed on a al,ncga, we
catrAdW the btu let 3d,1 to pre0oas Belante odes currant menus strwmrm diet
shaver Bw hate In Thlo be1meA, is tla am as do New jabnta sham as des prior
mordh's alum" for vdieb M did not receive at lmem the required miefawn payment
by the dm sad Ada it ? e is gout your crest on el eWy time duff a blft
pv,r8hrdt Fast Ryaw riedt be Wes may twos olds Its
cycle, r." V a* for a sous vo ss may may d chemye an 0V
cswa o(r ilnoAA chwgl, K law wa btpstad
avouil l of bdegAe br sudiedod dha Vdr A rut do?y. man than on overimlt to b? mY woothis; we or a V117 boo 1. we cep surge an overNWdt fa IL I mWmt balance 90 is over your
raw tr&Mlm we toado on Y,et UMMA d. i yasw
M& iae at mq *w dwip the subsW,* b** ayd"
Room Miamead Pac N is) year pwywtaal check K,d ? , or lclmire mat ra mn
end &W or ? it Is not sqaor Is ling br rd we may charge e
d our aural be proe,aa
an a crob advance check or balance troudst
Clamob ff (el we paP. WYment
so"
checkalYrur w{blinrefuse spay,e,shedvsatgehaekorbsbrrcausaibr
chick we "w a warn check 1me
AdmMWOO" hm R yea tailurm a copy d a b rA cards omnd, tales dust or mbar
rou,rd d Your oeeauAt w H yrr ragew, two or rnoma aride or any cprdal merrkac Our
ttYlal?ip outdo es en etpAhto beer, vie may rhargo YOU la these services
ox wrvi wa wa hid ahatM you flat eat al killing swtamwnts, Sails dnla OF s<m 1Mae
doewnaAdsthgaywwtanrAttlor a bilAry ¦ttPma i?mayeaerrt apdnslrlsnadoravid
law. we no ?, awl services laud above and water & 3r Acts we provide, the
lees how *0 as ties to Whist when wo offer The 99r*-
We stayllyOtflC7t m be is dWadt i any of these Items
We stay *
. We 119 nocroKrpeah?e etlayti the minimum aaahAd der by the dm- end lim11 tired st shown
• yonrrcaod year crdk ice.
• You lei in oomph WA the terms of this swati-lit or ¦oyeorevmeM wAb one of our
related eoopertks eausAS vc t b,ieve matyau mar og wtw7ing or oaafde to
• 1Nr obwb bdrrmeNa
pay doW toga or Is dimm am two
• You brawn incWtthood K in the gram of your dnth. _
N our tareid V0 yrtnt esYour t?Bold b iif?c$$ IwOme" * Wi in iney require you to PAY
end r t poytors ? potcegt 1Z9L1 a month as the cupid below ratios we term
Interim al It d does ta nw d
your atxeiort to be abt a tsoce blwbty o"t fast due. US.
To the arwd Pertained brim if you am in debuk bebswo you hew [Filed to Pcic of
p" ow gtiaedoA rats, ottorneyi' less tour gaits. and a1 cow axPaw
ow dow UWK:* Agreement
CLO"A YD(p ACLOUNT
can us to close you accoeid we may
you any doe your sccmad at wry tins tl yw?
rrquir, Ant yes soeRrm year request In our g
Wes may doayour stoats at soy alma or suspend y by y credit Appieabhi privi lawrgn it any dg your
any Tenon vilifies, paler rata "pI at rat hi .ffvw doss y
secowA. We VA Mt be Bdh to you 1m soy consegasoni resulting tram closing ymu
accotrd K swpAndbti yea credit Pdvflagrc
it YYoe or ore dame your ascomd, yaw and an godmorfrod "we rhwst baatedtmty stop
udeg your scusam ad dwar" at cards, hacks o aloe rsmags to access for eas year
acountthaotusapoara seedsforvmwaccomWkcWgdradyovwM
account avmeffIhryannadr or PmArw
,,. LidA i2a:
'=YYM
be required TO P,y the 01115ox p brt,eor a your,eeoaat,eratSrO t dhA prate
e
this,pcremere I. a ddidwn. to the Do" allowed by IM "a 00Y as at any dskor yooriccarettredes,d to pay the
ntandhe bilwas tareadIVIah
M CAmAW. It PEES 7t1AT AMY DISPUTE MAY
PILEAK MD In Axngmeff BE iM6SOLVf D OY M111tde AMKTRAW AMITI AtTI01d REPUCE$ ilff3liT TO Bo
TREEMB( NNIIN COURT SUCH All THAT tN TIC AA PIUVA ET
aT70tINEY 6ENERAi ACTRiN?lplf WU 001 Am
OTINIF Wo AHV CLAIM IN
711 YOU WILL
INAtUDUIKM"MAm"1 '? CIA$$ Ac"s AND DTW
IN A ON ? ? ytfu yllfliR D "M * yDU tMENT
70A MINE 90ASDISI ORTNf:W" 'a APP`WTK DOW" " OE
itplTtIU?VtrNED
MORELMyfEO p ?A86 ? ate rltretrer.Dortbwohdnp
M "mw pwwemsg r, rd snit 10 Petition; >q no the t? do Federal
eustil-iBw"bea ow 1eA?WNionbAI
Istsbillithe wfM'L meor?oeoawh?"Mgbdswwim,-o d dov4may
iwlehWMmdrrdrsramstanow Ptalslldl?dfe
be resolved bf wmkwm big elhd?AtMeew In cant
t riranel'++?.' •• 'otd',iso
Parm1M mersaaarta asegns,
pradwaobmewrs,
s• rtiietoa. Mt neeeei6
° K Im AeeovK ml 11111411 ONk dlfeete. dfnM
?y o r anyedIIAra
araiymdldoIlbo 'w.v... ;0W.ofe% 4 feelof . ema
P beWOitr,saaahias.wphocoaascdrawlli016Accowd&Wkw4w
b?le nnot?iNte" to rndlt barsrue, oarthrWn an espopt s ur ,?i eacpanias,
the Artonrt, rnrards Programs dad estrOamtt swefee•. s drrlpraem.dvasl
dgbtralaslers,ttadddthrke111trir.dliWrrsr,wpieyors re MON Clean yov assert
;? piyY,srehetbWP,ityisaaeedbyYee
ea Kee etry,wltfommtAfmA etirai's mesaetd. NAa rssndrtorY,
Eder yaYdsa4 r m y??y si d pdnq des
des pwe,tw. Arbdtiariaw. eRfiwe. boeoidoptss, dyads or
Khum or k trey to ow Crdmem w Atltse wK
don
royee?AepsfordCrideawbrrAp,oo?ywr Arsosmtmtlnr iN
or esaTeal d llsw Atae?A Ctrl TMie Atbluri *wML Meewaa?r P 11+OSM,S Clalua,
s, UNL
urmwoe M1R ,AnwBewoatm "? " ? _
WIF tohdoregadet?abasa,kme a
arwNwdwfpal eregrMeMe>7?di?set,nmatl
deeMrs.P ?'CMNarrgMt<tiBtheafMir ddebtArWuid"
tjr erdwVdM?e1eerfgrdtbawttits otMitdnr M? e" NOWp in P t%Of wise
m .m I triap A?rewwaMfaalgdaA flat tea` t om
Ido prawn w the Islera N food f>t Mss AtblueMos Ayreemwd dm, term C Chiben is 10
by *M do , eb0ewbdrA Iaedoe d. Cidimo bN grenade a tams mbwl'. clog, claims,
tdef nc, inawphedols or siborv dse, wad a Whr "slaves a proceeding In
swot fear deal KMWw kn With roped to any such addict mWaseed in the lawsuit by
myPAttIrKillafts. ArttilrrlhoAPOMMS. YON wale an *Mw Fummus in a small
Ai en Atioeptiwe? ._.?,L..?.,...r...e'.wtriaAsi endsrtttaeds ia,ab?dlvWod
:wn........,
overt ¦.11..7 is Adores" to a :ass =61
,tdolt.lietMts s you lreva aaarMiotilpb ad oa cuss buDaggs that area
d she1K ?iasiegbsodzeiremiellnfsrmds?rims
atlAamAylAearala lard, ygeiaMlvr,seostggUt?wiMissWesrelzed
eet
irweaitcwiia aub?Aatm M fedeeltA/uriwbMrAthA ehibalf elNor you srwAmesl191.
11+1111 AAy star srbMrs6oa pteeeoding wiWoui the
No Me Sea now d me ?? Time owatedi;awne am mitt be pined to e, boo" action order
this Atblm*mAgreement we(1(tlm WMlkiFFwNOWVwSlid sprya-eppicgrtl
segigemigu; at authorized saes of yrwr Aosewrk youtetdeambrG or twW= W" ar I=1 thaw key& fay you cod will
mallbodad ow Of yoer Aaosa4 w Vwm liable or yaw toga is brttrupley syzinzt us
woman d Axbiasdss Ybol Rip a Claim In arVia d,o afoot dtwme an el the
ION two e?bft od" . aYeteete Apopka Ad&sd A U tbptt? K Netbnal wood"broplow Yin tfiaMbnrnor does
" on" ? wbi r?eieft MrMgodouIw clovaiiiii WAK" Mu of do Saba"
eiblb'i>hr odo wsosw bya? hapOilM 6w perv Chem In sowtdaesa Wltb to rdss
Ll- d des 5dw4ri aftwiwn eddalaYrtw mad ea »y M?? provided M dda Arbibrtion
Asy wbbndea hrab4 *a y r stmeade alW he held at , place [easel in,
,dgadrlrasr crbbin de federal ?tdslld illarrut is witich you
the D N(e1eeLvw a eddtrAtWmrm
reeds Kdb0 > ? d ft warwA A" d each of ? I" siaftation
=wbMratha tdmml *9 wWnftn w wK a aiOwOd°iN lionz for
Arewhwl Arbbreffarm Ataashtlm4 US Madigan Avenue, Rear 10, New York, NY
1o1t7•pSi, WAtm sNe:lrv;wadi or1 • ye?rn-miA or
NeMrwd A hmm Faiam, P.it. Boys Will. Mhumeapoic. MN SM, Wald cih:
www wbiWoMoadot m cm 111" V I
Praewom tad law cepolotmih IN s rba. Afesitampmle,no years al experience arlibrotor win a e tvOtAd a
adv a.Tbe etbbrmorwdi Verbs s ievir
or torloorledge The eridirso ?w1M be conducted under the appiitoble procedwas
and rules of the arbk"is wadmislrater that we in allow oath dots *a arbilrodan
Is filed unless those pros detu end ran we irco"impot with this Arbivatisa
Agrearm is width can this Agreement wi proves Than Procedures and steers
may I* do we" el dseoomy avaNrbir to yfa of us The arMNow vA apply
• low tWnktea wm on FAA and ap*abb statutes d
a?" an a v* hoses claim Of WivMego r--Vkod a' 'a* Ybr my then to
h¦v?e ahsaft oral bo nprosewd h cuWMal The wbilrow will tab MRSOatbr4
Including Is p"194 0 t of protective r ? ? e p?tbe whktaderu,
knclade0 00 e to d of W h. The Tina ts Pro" va law tha Prow to award to a
H Hsty an, d dangling to do Kw adW rWM P??left, ? pdf o?? bv, and will not pw- W14 Is
ow fill POW if owed nNe ?tM 1 or lor the bum of ?v+ each nNaL At wkl6ra w ROY
of s to the Pw? lass like ,rbbrmar vriN Hoke my award b
award passe deatyrs valets rWuasud by a party
wrI4 bt need Out pevids a dstaawat d nawsc s , brief ma10 of dw
Upton a regrod by you or IN. th whilrator WIN ptsvM
Mown for die award. 1h fldiaf arbised0a lea poll byyee up to tho
Ceabn.yyr wN rebrburse Yov N riser ks a harMN.
awvwt d SNNN Wes of agDNtah poolter of and d ert stbli d at what oftefor to the Nrm two
b Imo
we will pay eat' Issas o1 it ??aa of asy each rb beadjhM bK by tee will be m»da
days of 11101, heaft- uaWtrda stiottsd by er is posn¦nt to this
An ts e AN WaK tees'A IN 11ingstad M k¦aplag with du ndes o)
the dtb freNort adwinfWaffes ,ed applicable has HowwvK we will advance or
Nan and whag fns N One erbiraioe woorAwator or arbhra K
ralrobwzy a" dattardra ihare in ? swam far rmlob l K to do as or you ask us and we
dotormioa dwrf IS arm Ierr debN w Each patty veN bow do ON"* of the
t vof > s afamnoys, ntpw%wi uwesesdoe"w es and of[
eas Pad -- ridtraren cud any appaat sere
eryterwe 6 t t I v*m party Pr u per a bb
porvalft bsOrertcapt dot der atbhretor shelf Wpiy any 9111H taw In
deven dung *AS .era Pero mould Mau", ¦rp er ell fast and cods from another
Pen1l• a Fduas er say d?sy b aMorc6W this Arbiadba
_pnk EelarawlsA, tbadihb ys,.,,r.rrrferdercmax vAmscons bib
aa
naueed shah oriva: W termination o
C Atxewutasd the Mad'"* between
u K tin b,ubN of a sew aecom rawnbs?
a Atcwat m anad?er ? 14 th ;
,.miff bkbayydbyyou
N ,ruwatareea6la, the remote this
rtlons
CNANIBEfi To TUN ANIVININIff
We too doW this sgrwated at wProws. M 0 Bay provision, }vrw t do rte to add,
d,
addNtg, dDbdag, ?Mr
to yoorK NWL , h Includes "M ,rcb K thr API end bus.
delete, hell. prr a; aamfo sad sgpercoPs t of the adw ? rights and
and dimY tell. tech ch a; hrv a rab.dmgmghWmvwnLModikedmu,ldddons,
or
We will d r we too d'ChKgrs- K I Thovge. rofeery Nt byappla bb low Then Cblr4os msY
with
be e ulte19eive 01 Ps1ke espy, V*. at d th egdred SOW in b our ou rarc4
in frirmwr in soeord, p
Us few Unions we seta etburwba, any Chome was pp* h
8=p "w Ywr stsoemt and In saw Iraontallres
The soles va dastabo any ri fMs Yw tray her with rssPsct to arty Lhsngo, and
NYw do K do ass use o thous dgks For ssampls Iha notlcs
the met nodty as In by a specMad dab oil you vo red want to vym accccopt anAein charm wo me waidn f 11 Y"'* us in vwilinY that you do not
aecepidwCh"RK.Yssroaaumtr badowdlphp,ndakes ii¦sunsdthr
will be oMPW to peyyow ntl e: J4 nra fud¦r the ePP
,gtso v t M W nos p*f Vs b by tM dam s led in the nits. or H YOU
nobly ra but tiara taw aceewt 61W the diem awe In the elks. You WIN be
,?af.rtd to rtorpt rN in r4/ ns?a and to accept and confirm of terms V
yew sp,smad sad d Ckas fos in pew nmieee - low taut you regardless at
pr
whed wymben usooss to Yom recount
c aw yew cndk history by obtaining Information from credit
bhrorrrladgibs sboulycegodYewetteardt¦credit WmeK,includi"
!UM ja pay a w 1hna. V Yor rogana WdId" cards soon y o thr comas d lot
ottwr%vas way MW sctovnt rrenmion w ysur
thus other oKpia
11 yea I" vw ism repsrld inottwda inferawran to a trodit hasps, YOU My
write ts rs at do cartiasmhar Service address NeWI ON Yo; ?N*t
pl,. bwitds name, addrasa, Ktm w nuWm; mpbou ondeb"
, W OB PWAM t pees" provider , apt if awlnweeanlbe ibureau
of lbo we OWN We Wo raw ?? on motw ends p oar r"o
ker
shows an =dW pct the wpm it we dopes v you s?
ow b orawli lktst aw vrx tsNyw b vwbbq er by tMolltmn Ws wNl ebo Ally Ihf
cMdhip- bVW d dw blmwmbP uabK Yoe let w bww tbat Yoo no
ND'CCCfSlMiAli6E ? ??Nd WiUYIJt71oN
wo wo aetd wnld, daparaats red otbw w kW for l sttlw oddres Om
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to nryjsb?n,fumtb"LMaite eaon 1 Ab sauld.redPraiaweNof the you ad eN ad prwNl ? a uNrhr or btaines: telepluona cumber
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includiall
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famholconpmh mdwlbodwsoutsideourfamproicomfNedababibtq any
compenyor 4wileavvimmo *amwmerknwtappear athecenkespandNed
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predcon; ad de abdaes yen have Bad dracdow yw may give rs about
d inlerowdot ebod me sp I year ecconN wah cornpariK or
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UNMemoliiiiiiism
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in err Pdwey PsdbrWYw v A be dwwed to have ra a :hers, personal
v» hers abeelYou fiodr N lolvowtium timed to may of rte products
of nnrtdwe vw eraY have arltlt erty of out sowpeudes) with towpaaMs or other
sry,ak,NrrtaaMie vi ewiamNy of ctwnpariss
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baba err die eowderce"
,
ft May MW IMM acvwel, any NORM, YOU own In, OF say d ear rights sell
o??s??s???welvIr a fwenwma s third pww Th perseru to wham we make the
..SaWalva ba mdtlai b war of our ripds that we Design to that person
LAW
VNSA6WNWAN0YDUIIAixW SHALL
DAB!!? WOMM IN AZ-MDAs'E W:31t rM lEfiN.IAY A:0 To
Ii= LAW APPUEr, THE LAW of oWMtIIIIE, Wf ew iaiii
6 *qM pMWPLES. THE LAW DF 41141AAE, WNW WE AND
.X.ncr mash VALL APPLY ND MATTER WNEM YOU LIVEN USE
FDN plosss?tw* wmbw Service uiophmto resit" on Yow cod or ilA'mg
mmawWN you ban M quamioPS about yoor account or ids soreemo t
TOUpOMNesplikk Melks For Fotae Use and out n,pessN?Nairs
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under Na Fsk Credit °eeee Ass
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onYqw M&I matomwd Wi to up go; Down as possbfs vW mum hoer from you
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•ppecri Ara .sa Wedtsw a:, bvt Joms ss vvT net W ¦s r yr you do"
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IIVwhowedbwkdtwmpayYew'ondtcandbMnd mskolyhemyowsavbps
of clea f seCOUR 101 tan sop the paywwt an any swpwt IN ddot is WWR
To stops bW am roach us at seam One boduon days before
tM peyatwtk ethWvlvd to ott er.
Yaw 1110ft And Oer pnpesaibNlNra Ahw We Betels Your Vidn¦n Notice
tygsardk
We must sckaswbd0s yow letter, wilt 3c days, unless the have corrected the error by
than Wehin 30 daps. We "M ehher correct Oo error or ospls% why we believe the 1111
was cearcl o<sport
Alter we recdvs pow lotw, we cawot trp to co actan sammoouaM YOU ugqurs Including
you as daitgeed We can venom 611 to you alor mount gqs Your craft 60 You do
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,,at have w pbp any mamd WWI, *9 on invrslipstlag, but poi en F111
obGgetW to pay dra peas of yaw bill dot are FM In lrquIlStIOR
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r we Trod that tea Grade are wo t t ywr dW* t sake a adcwko, you may hove to per
aretriedmount to say ss, ge and oil you d wID it have to o evens make s my mh=d prMsM an the goestioned
o
amount In aisles case, we will send you a strtea»ra *(the mount you etas sod the data
Is
fall due to py Use a shot we I" you we may report you as de?rqusM
that you
a W wj sI you e 1'w wrka w is within 10 drys trlfwy
us that ahat t 1'w y it still lstill s Was o to on peWdesv» a not must ssUI ld te1 etrt aTene we rapon you to that you haws e
a
questbu abort yaw bill A4 we swat tall you, Ua now of @Wow we mpawd you to
tits MM taN eeyoea we raw you to shot the Mott" has been ended belwowt us when
it finegyls questioned emauat
If we don't follow those riles, we can't calloct do first S90 00 of 1M q?n
wan Y ywrr bill wee coaea,
Spociel Refs for credit Card Pwcbeses
II you have a poMNA veldt the "My of paperer or snvlcss that you is ???
craft cord. and post have 1tie1 in good lea to correct the ptsMew wiitth6 the you Oa hove the dgki ra to oy tM romWbe erpmK des oo the property w sorviaas
This right does rat appir techeck trommodens Thee ere "ambadsns o ? Yhte,
(e) You Must have sado lherwobass In your bona state or, y not whhta your
whhUt 100 rolls of r cursed matting eddresst and
(b) 'fhs purchase pia am lava boss more than 40.00.
These hgntwdoas do not opplra we own ar spersts the mwchant, or rows mewed you the
rdvordsmsed for the progeny or ssrvks:
Copyright t61T00g JPMoWn Chase & Co AO right; reserved
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 PA. C.S.
4904 relating to unsworn falsifications to authorities, that she is Angela S.
Szlezak, Manager of Chase Bank, USA, N.A.., plaintiff herein, that she is
duly authorized to make this verification, and that the facts set forth in the
foregoing Complaint are true and correct to the best of her knowledge,
information and belief.
(Signature)
00 C:
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W
SHERIFF'S RETURN - REGULAR
CASE NO: 2007-05573 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CHASE BANK USA NA
VS
WHITE TIFFANY D
KENNETH GOSSERT , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
WHITE TIFFANY D the
DEFENDANT , at 2002:00 HOURS, on the 26th day of September, 2007
at 38 STEPHEN ROAD APT 7 E
CAMP HILL, PA 17011 by handing to
TIFFANY WHITE
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 14.40
Affidavit
/01 .00
Surcharge !p o 10.00
00 - .00
42.40
Sworn and Subscibed to
before me this day
of ,
So Answers: R. Thomas Kline
09/27/2007
WELTMAN WEINBER REIS
By:
A. D.
r r. AI
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
VS.
TIFFANY D WHITE
Defendant
No. 07-5573-CIVIL TERM
PRAECIPE FOR DEFAULT JUDGMENT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
WILLIAM T. MOLCZAN, ESQUIRE
PA I.D.#47437
Weltman, Weinberg & Reis Co., L.P.A.
2718 Koppers Bldg.
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06160035
Judgment Amount $ 3060.00
THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs. Civil Action No. 07-5573-CIVIL TERM
TIFFANY D WHITE
Defendant
TO THE PROTHONOTARY:
PRAECIPE FOR DEFAULT JUDGMENT
Kindly enter Judgment against the Defendant, TIFFANY D WHITE above named, in the default of an
Answer, in the amount of $3060.00 computed as follows:
Amount claimed in Complaint $2760.46
Interest from date of judgment
at the legal interest rate of 6% per annum
Attorney's fees $300.00
TOTAL $3060.00
I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA
R.C.P. 237.1 on the dates indicated on the Notices.
WELTMAN, WEINBERG & REIS CO., L.P.A.
BY: W?1?'
WILLIAM T. MOLC7/AN, ESQUIRE
PA I.D.#47437
Weltman, Weinberg & Reis Co., L.P.A.
2718 Koppers Bldg.
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06160035
Plaintiffs address is:
c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7 h Avenue, Pittsburgh, PA 15219
And that the last known address of the Defendant is: 38 STEPHEN ROAD APT 7 E, CAMP HILL, PA 17011
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
TIFFANY D WHITE
Defendant(s)
IMPORTANT NOTICE
TO: TIFFANY D WHITE
38 STEPHEN ROAD APT 7 E
CAMP HILL,PA 17011
Date of Notice: 1 ?' U 07
WWR#: 06160035
case # 0-1 -553 3) C rU l L T c-??Y)
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU.
UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR
TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
BY: 'P?JC_ U? (I )OoN-" *
PATRICK THOMAS WOODMAN
PA I.D. ##34507
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 KOPPERS BLDG, 436 7TH AVE.
PITTSBURGH, PA 15219
IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
VS.
TIFFANY D WHITE
Defendant
Case no: 07-5573-CIVIL TERM
NON-MILITARY AFFIDAVIT
The undersigned, who first being duly sworn, according to law, deposes and states as follows:
That he/she is the duly authorized agent of the Plaintiff in the within matter.
Affiant further states that the within Affidavit is made pursuant to and in accordance with the
Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521.
Affiant further states that based upon investigation it is the affiant's belief that the Defendant, TIFFANY D
WHITE is not in the military service.
Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data
Center (DMDC), which states that the Defendant, TIFFANY D WHITE is not in the military service.
Further Affiant sayeth naught.
iVAW 1?
AFFIANT ?.?
SWORN TO AND SUBSCRIBED in my presence this?U clay
of lap 1 /0 COMMONWEALTH OF PENNSYLVANIA
EH otarial Sea!
Kelly. Nofary Public
uh. Allegherfy County
Y PUBLIC ion E. in Nav. 4, 2009
Member, Pennsylvania Association of Notaries
This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be
used for that purpose.
Request for Military Status
Department of Defense Manpower Data Center
40 Military Status Report
Pursuant to the Servicemembers Civil Relief Act
Page 1 of 2
DEC-13-2007 07:10:54
-C Last Name First/Middle Begin Date Active Duty Status Service/Agency
WHITE TIFFANY Based on the information you have furnished, the DMDC does not
possess any information indicating that the individual is currently on
active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Military.
y6k P1. 4&4_4?m_
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act
[50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940).
DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's active duty status by contacting that person's
Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on
active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA
may be invoked against you.
If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle
name), you can submit your request again at this Web site and we will provide a new certificate for that
query.
This response reflects current active duty status only. For historical information, please contact the
Military Service SCRA points-of-contact.
See: bqp //www_defenselink.mil/faes/ is/PC09SLDR html
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 12/13/2007
, Request for Military Status
Page 2 of 2
by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report ID: BCUNPQSZOPV
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 12/13/2007
?r
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs. Civil Action No. 07-5573-CIVIL TERM
TIFFANY D WHITE
Defendant
NOTICE OF JUDGMENT OR ORDER
TO: ( ) Plaintiff
(xx) Defendant
( ) Garnishee
You are hereby notified that the following
Order or Judgment was entered against you
on
(xx) Assumpsit Judgment in the amount
of $3060.00 plus costs.
( ) Trespass Judgment in the amount
of $ plus costs.
( ) If not satisfied within sixty (60)
days, your motor vehicle operator's license and/or registration
will be suspended by the Department of Transportation, Bureau
of Traffic Safety, Harrisburg, PA.
(xx) Entry of Judgment of
( ) Court Order
( ) Non-Pros
( ) Confession
(xx) Default
( ) Verdict
( ) Arbitration
Award
Prothonotary
10 r
. D
By: _S - /C
PR T ONOTARY (OR DEPUTY
TIFFANY D WHITE
38 STEPHEN ROAD APT 7 E
CAMP HILL, PA 17011
Plaintiff's address is:
c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7f' Avenue, Pittsburgh, PA 15219
1-888-434-0085
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A
Plaintiff
vs.
TIFFANY D WHITE
Defendant
No. 07-5573-CIVIL TERM
PRAECIPE FOR SATISFACTION OF
JUDGMENT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt, Esquire
PA I. D #42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06160035
A M"
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A
Plaintiff
vs. Civil Action No. 07-5573-CIVIL TERM
TIFFANY D WHITE
Defendant
PRAECIPE FOR SATISFACTION OF JUDGMENT
At the request of the undersigned attorneys for the Plaintiff, you are directed to satisfy the above-captioned
Judgment.
WELTMAN, WEINBERG & REIS CO., L.P.A.
By: 111A? '111
James C. r brodt, Esquire
PA I . D #4 2
WELTM INBERG & REIS CO., L.P.A.
2718 K pers uilding
436S enth venue
Pittsb rgh, A 15219
(412 434- 955
#06160035
Sworn to and subscribed
before me this ?.
day oLAQril, 08 _
NgTAlulY PMIC
r COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
LJonnftr M. Borowski, Notary Public
of Pittsburgh, Allegheny County
ommisshn Expires Feb. 22, 2012
Member, Pennsylvania Association of Notaries
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